Growing Bolder Digital Digest | ALI November 2021: Love More

love more Trina Gregory-Propst’s Recipe for Growing Bolder

Brain Games to Improve Your Memory

A Caregiver's Guide to the Holidays

Catch Up On Your Retirement Savings

IS AN OFFICIAL PERSONAL FINANCE PARTNER OF GROWING BOLDER

©Disney ABD-18-394798 CST 2082519-20

The best education in the world?

That’d be the world.

Adventures by Disney® can show you the world in ways you’ve never thought possible.

We’re a leader in guided group family travel, with active itineraries and VIP access throughout Asia, Africa, Australia, Europe and the Americas.

Visit AdventuresByDisney.com or contact your local Travel Agent. facebook.com/AdventuresByDisney

Machu Picchu, Peru

In the end, just three things matter: How well we have lived.

How well we have loved.

How well we have learned to let go.

FOR MORE DAILY MEM E S :

@GrowingBolder

Photo by Redd on Unsplash

– Jack Kornfield

DA I LY S TO R I E S O N L I N E Visit GrowingBolder.com daily for inspiring stories to help you start Growing Bolder CREATIVE DIRECTOR Ashley Heafy GRAPHIC DESIGNERS Katie Styles EXECUTIVE EDITOR Doris Bloodsworth PRODUCTION DIRECTOR Jill Middleton SENIOR DIRECTOR OF OPERATIONS Emily Cummings

T H E B O L D S TA R T Get a daily dose of inspiration curated from our most popular social media posts.

CONTRIBUTING WRITERS

Amy Sweezey, Bill Shafer, Chef Collette Haw, Ashley Heafy, Doris Bloodsworth GROWING BOLDER PRESS CHIEF EXECUTIVE OFFICER Marc Middleton GENERAL COUNSEL Michael Okaty, Foley & Lardner LLP NEWSLETTERS

BECOME AN INSIDER Join our community committed to living a life of passion and purpose for free! Gain access to exclusive content, resources, events, groups and more.

Become an Insider by going to GrowingBolder.com/Insider.

All subscribers also get a daily dose of inspiration curated from our most popular social media posts.

COMMENTS

Contact us via social media @GrowingBolder or email us at feedback@GrowingBolder.com ADVERTISING AND MEDIA SALES

For information about advertising and sponsorships, email Kevin Houseknecht at advertising@growingbolder.com V I S I T O U R B O O K S TO R E We’ve curated this list of some of our favorite inspirational authors who are dedicated to providing the tools you need to rebrand aging.

T R E AT YO U R S E L F Tell the world you’re Growing Bolder with our bold tees, hats, paper goods, and more.

C H E C K O U T O U R T V S H OW S Check your local listings or watch new episodes of "Growing Bolder" and "What's Next!" at growingbolder.com/tv

D O N ’ T FO R G E T TO F I N D U S O N OUR SOCIAL CHANNELS

Follow us @GrowingBolder

contents.

November 2021

LOVE MORE

Head to page 32 for Chef Trina Gregory-Propst's recipe for Growing Bolder.

in every issue 6

YOUR TAKE

7

NOTE FROM THE CEO

9

GROWING BOLDER WITH

10

ORDINARY PEOPLE LIVING EXTRAORDINARY LIVES

Landing the Role of a Lifetime

finance 24

ROCK YOUR RETIREMENT

The Greatest Rock Band in the World is Checking Off Bucket Lists for Thousands

31

CATCH UP ON YOUR SAVINGS

Here are Six Steps to Improve Your Future Retirement Income

12

BOLD SOCIAL

Floridians to Follow

14

RECIPE

aging

Dilly Egg Salad

22

HOW AN IDENTITY CRISIS CAN BE BENEFICIAL

16

TRANSLATING TECH

Best Dating Sites for Singles Over 50

Your Later Years Can Be a Significant Time for Personal Growth

26

BRAIN GAMES

florida

Improve Your Memory

18

NEIGHBORHOOD SPOTLIGHT

Explore the Audubon Park Garden District

the art of caregiving

38

DOG LOVERS REJOICE!

Paws Up on Florida's Dog Parks

40

A CAREGIVER'S GUIDE TO THE HOLIDAYS

Find Some Comfort in Our Caregiver’s Guide to the Holidays

YOURTAKE What is a life lesson you've learned from playing sports?

6

"Teamwork is crucial at work."

"Keep trying; you might do something great!"

—Dianne G. R.

—Angela M. H.

"Sometimes you learn as much from losing as you do from winning."

"Pick yourself up. Brush yourself off and have at it. Just don't quit."

—Mike F.

—CJ K.

"Don’t slide into first base."

"When you fall hard go see an ortho!"

—Bob C.

—Karen D.

"Be coachable. Take responsibility for errors and volunteer to fix them."

"Getting hit in the face with a football really hurts!"

—Scott W.

—Suzanne S.

"Teamwork, stamina, and selfworth."

"Work hard. Play to win."

—Nichelle F.

—Kenneth C.

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

NOTE FROM THE CEO

This month’s Growing Bolder Digital Digest celebrates the importance of passion and purpose, two of the most important keys to active longevity. The good news is that it’s never too late to find both.

Doris Bloodsworth shares the inspiring story of chef Trina Gregory-Propst, whose midlife reinvention was a fearless act of Growing Bolder. Trina created a life she loves and along the way became a Champion of Flavortown.

Bill Shafer catches up with renowned documentary filmmaker Ken Burns.

Burns made his first documentary 46 years ago and is more passionate and purposeful than ever. “I am 68 now, and I’m greedy,” Burns tells Shafer. “I'm working on eight projects right now, and that's more than ever. One is on Benjamin Franklin, which goes into the history of the American Revolution.

Another covers the U.S. and the Holocaust. As I get older, I see so many stories I want to tell. I am as enthusiastic now, maybe more, as I was when I was working on my first film.”

What will it take for you to find your passion and purpose? How about a midlife identity crisis? Developmental psychologist Erik Erikson created the term more than 60 years ago and suggested it’s not a bad thing. Erikson was among the first psychologists to believe that the later stages of life could be filled with growth and significance. His work helped change the way we view aging and led to the now commonly held belief that mid-life transformation, personal reinvention, mid-life identity crisis, or whatever you choose to call it, can be a powerful pathway to health, happiness, and significant growth.

...mid-life transformation, personal reinvention, mid-life identity crisis, or whatever you choose to call it, can be a powerful pathway to health, happiness, and significant growth.

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

7

Catch the fall episodes now airing across Florida!

Hosted by award-winning broadcaster Marc Middleton, What’s Next! features a team of well-known Florida broadcasters and personalities, including Secily Wilson, Amy Sweezey, Bill Shafer, and George Diaz, all shining the spotlight on ordinary people living extraordinary lives.

What’s Next! is a jolt of inspiration that helps audiences of all ages believe that it’s never too late to pursue their passions and make a difference in their communities.

New episodes are now airing across Florida!

Check local listings and watch a full episode at

GrowingBolder.com/Whats-Next

GROWING BOLDER WITH

Ken Burns

Photography by Jim Spellman / Stringer via Getty Stock

68 Ken Burns helps viewers appreciate our history and heroes in a deeply personal way. For someone who has spent a career creating documentaries on the most legendary people and events of American history, he has become a legend himself.

And no one is more surprised by his success than he is.

“I just assumed that by doing documentary films on PBS about American history, I was taking a vow of anonymity and poverty,” Burns said. “Forty-two years later, I'm still at it, still live in the very same house, and have stayed within myself in my desire to share these glorious topics with the world.”

From his still youthful appearance, it can be difficult to believe Burns has been around for as long as he has; but age has only fueled his determination to tell as many great stories as he can.

“I am 68 now, and I am greedy,” Burns said. “I'm working on eight projects right now, and that's more than ever. One is on Benjamin Franklin, which goes into the history of the American Revolution. Another covers the U.S. and the Holocaust. As I get older, I see so many stories I want to tell. I am as enthusiastic now, maybe more, as I was when I was working on my first film.”

Burns connects with viewers in a way few other documentarians ever have. He believes the reason has to do with his purpose in creating such memorable films. Where many documentary makers try to convince the viewer to agree with their position, Burns says he is simply trying to engage the viewer through the art of storytelling.

"The best arguments in the world won't change a single person's point of view,” Burns said. “The only thing that can do that is a good story. People say, ‘Who’s your audience,’ and I say, ‘Everybody.’ That's public television's mandate. I leave my politics at the door and present complicated stories that I hope invite people in. They’re not hearing an argument; they’re pulled into a compelling story."

Not only is there much to learn from Burns’ films, there is also much to learn from the filmmaker himself.

“I think my story would reinforce the idea that it is possible out of tragedy, humble beginnings, and difficult circumstances to overcome them and make a difference in the lives of others,” he said. "I knew early on that I wanted to make documentaries on American history, and so many things lined up and fell into place. I've been very fortunate.”

9

"I am motivated by curiosity, by trying to figure out things...

It is such a satisfying feeling when it works."

10

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

Ordinary People Living Extraordinary Lives ®

Banks Helfrich

Photography Courtesy of Banks Helfrich

LANDING THE ROLE OF A LIFETIME

Banks Helfrich has always tried to find himself by becoming someone else. He became a clown after attending Ringling Bros. and Barnum & Bailey Clown College. He portrayed Harpo Marx at Universal Studios Florida. He enchanted crowds with his self-made character, Jiggleman, appearing on “Late Night with David Letterman.” He wrote, directed and acted in nine feature films. But Helfrich says his most fulfilling role came when he finally found himself.

To the outside world, Helfrich had seemed to live life to the fullest. His calendar stayed filled with social and professional engagements around the Orlando community.

Keeping busy was his way of hiding from his thoughts, he says. It wasn’t until he turned 50 that Banks says he made a major change to truly find himself. He left city life and moved to a seven-acre farm in Clermont, Florida. It led him to an inner peace he wasn’t sure he would ever find.

And when the pandemic hit, the year-long lockdown pushed solitude even further.

"I was all alone like I had really never been before,” Banks said. "And I felt how painful it was to be lonely. I had to teach myself how to overcome loneliness. And that was a lot of work on myself, but what a great result. I have learned to be comfortable with myself and with being alone.”

Helfrich says he experienced a sense of freedom that he hadn’t felt for years.

“It's total freedom,” he said. “I am free to do whatever, meander around, get lost on my farm, or just get lost in my head. I take a walk every morning and literally talk with myself about creating the day before me. I take time to appreciate the lake, the plants, the sky, and the breeze. It allows me to push away the worry and the feeling that, ‘I’ve

got to do something,’ that overwhelms us all, and simply experience gratitude for what is around me, and be intentional on whatever I decide to do.”

Often that decision results in discovering ways to live off the land. He has solar panels for electricity, rain barrels for water, and he eats what he grows.

“I am motivated by curiosity, by trying to figure out things like how to warm the water in my outdoor shower,” Helfrich said. "It is such a satisfying feeling when it works.

I think it comes from childhood, because ultimately it is like playing.”

Helfrich believes change is important to unlock a fresh perspective.

“Remember as a kid when you walked right out to the end of that diving board and wondered, ‘Can I really do this?’” he said. “It’s so scary but wonderful at the same time — that feeling of putting yourself out there, right on the edge. That's what it feels like to truly be alive.”

Now 58, Helfrich says he feels more alive than ever. He is not only comfortable with himself, he also no longer fears being alone. His experiences have led him to no longer fear change but to embrace it.

Change is not always easy or fun. But as Helfrich discovered, there is nothing more fulfilling or worthwhile than finding our authentic selves. It is truly the role of a lifetime.

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

11

Bold Social:

Floridians to Follow No matter the weather where you are right now, these four Florida-based social influencers will brighten up your feed. If you’re looking for inspiration in the form of food, fashion, fitness and general fabulousness, give these Floridians a follow.

Do you follow any bold influencers? Share your favorites with us at feedback@growingbolder.com.

12

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

Viva Fifty Lorraine Ladish has created a bilingual community and blog committed to celebrating your best age. Her posts focus on a broad spectrum of topics including fashion, fitness, food, mindset, lifestyle and inspiration. Follow her to be inspired to thrive in health and happiness. vivafifty

Chef Dennis Food lovers rejoice, chef, food & travel blogger and social media enthusiast Chef Dennis Littley's drool-worthy feed features entrees and desserts that will make even a full stomach growl. And, good news, he provides links to his recipes, complete with helpful photos so you can try your hand at whipping them up yourself. Or, maybe you’ll just be inspired to get take out. We won’t judge! askchefdennis

Donna Fit Over 50

Donna Kirk chronicles her paddle board, yoga and life adventures with her husband and dogs. Inspired by the idea that some of the difficult lessons she learned in her own life could have been easier had she had a manual, she shares her own experiences in hopes that it helps others on similar paths. At the very least, a stroll down her feed will inspire you to get outside and enjoy the day in your own way. donnafitoverfifty

Florida for Boomers Since 2008, Ryan Erisman has been helping baby boomers discover the best places to live and retire in the Sunshine State. From food to floor plans to local festivals, he covers everything you might want to know to find your dream retirement destination. floridaboomers

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

13

Farm Fresh Chef Collette Haw

Lately, it seems like the world has gone clucking crazy! I’m referring to the rise in popularity of backyard chickens.

No longer are chickens relegated to farms in the countryside. Drive through many major cities and towns these days and you’re just as likely to hear a rooster crowing at dawn and the cluck, cluck, clucking of roosting hens. To me, the more eggs the better.

For far too long, eggs were accused of being... well, not all they’re cracked up to be. Like any good ingredient, though, eggs should be enjoyed in moderation. Their nutritional benefits are long proven to bolster the health of people of all ages. For starters, eggs are quite high in the antioxidants lutein and zeaxanthin, both of which can help prevent macular degeneration and cataracts. Yes, eggs are relatively high in cholesterol; but recent research has found for most people, eggs do not lead to higher cholesterol in the blood. In fact, in some studies, they’ve been shown to raise high-density lipoprotein, or “good” cholesterol.

Plus, since they’re loaded with protein, eggs make you feel fuller longer, thereby reducing your day’s overall calorie intake. Eggs are also relatively inexpensive, so a few can go a long way. I’m a huge fan of farm fresh eggs from Central Florida’s Lake Meadow Natural farms, but I encourage you to look around your area to source eggs from farmers, local markets, or even your friend’s backyard!

Want more ideas? Visit WellbeingNetwork.org to join me in the kitchen for more fresh recipes!

Chef Collette Haw studied at the prestigious Culinary Institute of America. After training in some of the country’s most honored restaurants, she became a personal chef for celebrities. She then launched her own business, Collette’s Clean Eats, to provide healthy, prepared meals to busy families. Haw is now a restauranteur, partnering with the Winter Park Health Foundation to operate Nourish Coffee Bar + Kitchen in the Center for Health & Wellbeing in Winter Park, Florida.

Photography by Jacob Langston / Illustration: zhemchuzhina via Getty Images

Dilly Egg Salad Makes 4-6 Sandwiches

INGREDIENTS

DIREC TIONS

1 dozen eggs, hardboiled 1/4 cup parsley, washed and chopped (tip: chop the parsley, then measure it) ¼ cup fresh dill, washed and chopped (chop first, then measure) 1 shallot, small dice 1/2 tablespoon Dijon mustard 1 cup mayonnaise 1 teaspoon sea salt 1 teaspoon fresh ground black pepper

Fill a 4-quart stockpot with water, add 1/4 cup white vinegar and ¼ cup salt to the water. Turn the water on high and let the water come to a boil. Once the water comes to a boil, add the eggs and simmer for exactly 10 minutes (MUST BE TIMED EXACTLY).

After the 10-minute timer goes off, turn the water off and let the eggs rest for exactly 5 minutes (again, this step MUST BE TIMED EXACTLY).

After the 5-minute timer goes off, transfer the eggs to an ice bath to stop cooking. Once the eggs have cooled completely, peel all the shells off and chop the eggs.

Place the chopped eggs into a mixing bowl. Add the parsley, dill, shallots, Dijon mustard, mayonnaise, salt and pepper and mix thoroughly.

Refrigerate until ready to serve. This batch is good in the refrigerator for up to 4 days.

Best dating sites for singles over 50?

5 options to consider SilverSingles SilverSingles is considered a go-to site for the over-50 generation. It touts experts that “cover all the details, from how the personality test works to how much paid membership costs.”

“The secure signup process includes profile verification and fraud detection, so new members must portray themselves accurately to gain access to the platform,” datingnews.com wrote in a review. “By fostering a safe environment, SilverSingles helps men and women meet mature dates in their area.”

Consumeraffairs.com gives it a 3.5 out of 5 rating.

16

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

OurTime.com OurTime.com honors “the freedom, wisdom and appreciation for life that only comes with time. We also recognize that what people want in their 50s, 60s and beyond is often very different from what they wanted in their 30s and 40s, let alone their 20s. This online dating community focuses on the specific interests and desires of people like you.”

Consumeraffairs.com gives it a 3.7 out of 5 rating.

What are the best dating sites for singles over 50?

Plenty of websites abound, allowing those in the mood to forgo traditional steps of finding a mate and a match. While relying on friends for introductions or leaning on chance introductions at a local bar remain viable options, technology can be your friend if you prefer to saddle up to a computer instead of a bar stool.

“It is an essential tool,” Susan Winter, relationship expert and author, told Growing Bolder’s Bill Shafer.

“Technology has allowed us a much wider group from which we could find prospective mates. And in that way, it’s wonderful.”

Singles50

Winter does provide a cautionary asterisk for anyone looking for love: “The pitfalls are the games and the nonsense and the anonymity.” According to RetirementLiving, dating scams cost unsuspecting older Americans over $190 million.

That said, there are plenty of reputable sites that cover most of the bases. Where to begin? We are here to help with several site recommendations:

Seniormatch.com

Match.com

Seniormatch.com has 6,000+ daily active members, according to its website. Members under 40 are not allowed to sign up.

Match.com is one of the most popular dating sites for adults in the country. It does carve out a specific niche for older people looking to date.

Singles50 is geared toward 40-plus singles, streamlined to focus on finding members a longtime partner. “Based on the results of Singles50's scientific personality assessment, we will only introduce you to truly suitable individuals,” it states on its website. “Your test results, a description of your ideal partner, and our partner recommendations are free and without obligation.”

It is geared toward people looking for love, friendship, companionship, and travel partners. “We seniors love travel!,” it states on its website.

“Most members mentioned travel as an important interest in their profiles. Go find your travel mates to explore the world with you.”

Datingscout.com gives it a 4 of 5 rating.

Datingscout.com gives it a 3 of 5 rating.

“I really enjoyed being on this app,” one reviewer noted. “I did not find my current partner on this site, but I met a few interesting people who I am still friends with to this day. I would definitely recommend this app to anyone looking to find a partner or even a friend.”

Consumeraffairs.com gives it a 3.8 out of 5 rating.

There are other sites as well. The key is finding a site that meets your needs, while taking into consideration the various price points that each site offers (some are free).

“People want to communicate,” Winter said. “They want connection. So, what happens is this: Online dating allows you to expand the geography of potential partners. It’s really cool.”

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

17

Neighborhood Spotlight

ORL ANDO FLO R I DA

Audubon Park

The Audubon Park Garden District is an award-winning neighborhood in Orlando, Florida. Filled with eclectic shops, local food, and midcentury homes, Audubon Park is one of Central Florida's coolest neighborhoods.

EAST END MARKET Like a slice of Chelsea Market (NYC), East End Market is Orlando’s most welcoming culinary food hub and market. This compact, yet robust spot is filled with award-winning eats and goods from local artisans. Enjoy the courtyard patio with a coffee and pastry or stop by for a gift for a friend who appreciates something unique. Monthly pop-up shops and gatherings bring even more selection and treats to this neighborhood hub.

PA L M E R ' S G A R D E N A N D G O O D S Even if you’re a gardening novice, Palmer's’ informative and friendly staff will make you feel like a pro in no time. This inspiring outdoor shop makes for a charming afternoon stroll and is organized from sunny to shade friendly to help you make easy choices. It’s also a great local spot for getting in the holiday spirit with seasonal décor and greenery such as pumpkins in fall and beautiful garland and wreaths in December.

18

K E L LY ' S H O M E M A D E ICE CREAM This family-owned ice cream shop is a purveyor of handmade originals and classics as well as more adventurous seasonal flavors like pumpkin-spiced cheesecake.

The pink and white awning and interior is reminiscent of a classic soda shop that is fun for the whole family. Overwhelmed by choices? Get an ice cream flight with four flavors in mini waffle bowls.

P I S FO R P I E B A K E S H O P Not just for delicious pie, this spot serves savory weekend brunches and delicious weekday lunches in addition to a wide variety of sweets like cookies, handpies, cupcakes, tarts, and more. A cozy spot that is home for neighborhood regulars and outside visitors alike.

REDLIGHT REDLIGHT CR AF T BEER BAR + B R E W E RY A neighborhood staple and one of the first craft bars in Central Florida, Redlight Redlight carries drafts and bottles from all over the world as well as their own in-house brews. The options can be overwhelming, but the staff is friendly and beer-educated, so don't be afraid to ask questions.

L EU G A R D E N S The 50-acre botanical garden and historical home will transport you to tranquility. With outdoor movie nights, gardening classes, a yearly plant sale, and visiting youth exhibitions, this family-friendly spot is inviting all year long.

I'm proof it's never too late to find your passion.

That will lead you to your purpose, and that is where you will find your power.

At 74, I love my life and cannot get enough of it!

– Quin Bommelje

FOR M O RE DAILY M EME S :

@GrowingBolder

Photography by Mike Dunn for Growing Bolder

BALLROOM DANCER

Watch inspirational stories any time of day or night.

Search for Growing Bolder in the app store and download today.

21

HOW AN IDENTITY CRISIS CAN BE BENEFICIAL Doris Bloodsworth

None of us makes it through our 40s, 50s or 60s without going through at least one identity crisis, and it is common to go through several. You may be surprised to learn that is a good thing.

22

Identity crisis defined

Identity issues after 40

The term “identity crisis” was created over 60 years ago by the fascinating, nearly forgotten developmental psychologist, Erik Erikson who suggested that formation of identity was one of the most important conflicts people face.

Erikson proposed that some of the most interesting conflicts take place after age 40 — one being a crisis of generativity versus isolation. Generativity refers to the desire to make a difference. Erikson defined it as the ability to transcend personal interests to provide care and concern for younger and older generations. He thought that by resolving the conflicting forces of generativity and isolation we achieve a deep sense of love.

Then, after the age of 65 a crisis develops between ego integrity and despair. Ego integrity is the ability to see past yourself as an individual and feel part of something bigger.

Resolving this conflict results in wisdom.

Common themes Perhaps you have experienced an identity crisis without being aware. It happens whenever you begin to think deeply about yourself and ponder your place in the world. Frequent questions are:

Why Erickson matters → What do I believe in? → What do I really care about? → Who am I? → What is my purpose?

Erikson believed our sense of identity forms from the experiences and challenges presented by different developmental stages, not just adolescence. He suggested that identity is not set in stone by adulthood but shifts and changes throughout life.

Unlike most other developmental psychologists, Erikson stands out for his optimism. He recommended that we not fear conflicts but embrace them. He was one of the first to suggest the later stages of life could be filled with growth and value.

Erikson’s works changed the way psychologists viewed aging. No longer are middle- and late-adulthood seen as irrelevant, as they once were. Because of Erikson, the later years are now considered active and significant times of personal growth.

So, go ahead — have an identity crisis. You will be so much the better for it.

Eight stages of life In his book, “Childhood and Society,” Erikson introduced the concept of eight stages of development that are achieved by facing a pair of opposing emotional forces. Resolving the tension between these forces bestows a virtue. This would suggest that we need crises of conflict to move forward.

VS Here are a few examples:

→ Trust versus mistrust leads to hope. → Initiative versus guilt leads to purpose. → Intimacy versus isolation leads to love.

Unlike most other developmental psychologists, Erikson stands out for his optimism. He recommended that we not fear conflicts but embrace them.

Is an Official Personal Finance Partner of Growing Bolder

24

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

Photography provided by Alliance for Lifetime Income

The Greatest Rock Band in the World is Checking-Off Bucket Lists for Thousands The Rolling Stones are rocking and rolling across the country as part of their 2021 No Filter tour, proving that life is not about age, it’s about attitude. As the sole official sponsor of the tour, the Alliance for Lifetime Income is along for the ride to show millions of fans across the U.S. how protected income can give you the freedom to live the life you want!

Like the Stones, you’re probably living the next chapter in life with excitement and newfound energy as we come out of the pandemic. Maybe that means getting back to your bucket list and embracing adventures like climbing a mountain halfway across the world or relishing the simple things we once took for granted, like backyard camping with the grandkids.

Take Susan, for example. As a registered nurse from North Carolina who is approaching retirement age, planning today means freedom for spontaneity later.

“I want to be able to get a call from a friend and say, ‘let’s go somewhere!’ or just pick up and do the things that were put on the back burner. Hit the Bucket List,” said Susan who just saw the Rolling Stones in Charlotte and was able to cross “See an epic rock concert” off her bucket list.

Whatever your passion, it all starts with having a retirement plan that includes protected income, an essential foundation to not outliving your money and living the life you want in retirement. A great starting place to ensure you have enough protected income to cover your essential expenses in retirement is the Alliance’s “Check off the Basics” guide.

I want to be able to get a call from a friend and say, ‘let’s go somewhere!’ or just pick up and do the things that were put on the back burner. Hit the Bucket List.

– SUSAN

Check Off the Basics modernizes the traditional approach to retirement planning, which focuses on saving a lump sum of money for retirement. Though saving is still critically important, the problem is how will you know you’ve saved enough, and whether that money will last throughout retirement? With Check Off the Basics, you start with determining your essential monthly expenses, things like a mortgage, utilities, and food. Step two is creating a plan to ensure you’ll have enough protected income from Social Security, a pension, or annuities — money you’re guaranteed to receive — to cover those basic expenses.

“Protected income would give me more of a feeling of security. Knowing that if something came up, like COVID, and having to be out of work sometimes, or having to shut down certain places, it would make the world of a difference knowing some was protected”, explained Susan.

The Alliance has tools to help calculate your essential expenses and sources of protected lifetime income. Start with getting your Retirement Income Security Evaluation (RISE) Score. Armed with those results, you can begin checking off the basics and use the rest of your savings to do all those things you’ve always wanted to do in retirement — like checking-off your bucket list.

To learn more about how to rock your retirement, visit www.protectedincome.org

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

25

TO IMPROVE MEMORY Amy Sweezey

26

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

If you knew there were brain games to improve memory, would you play them? While there is conflicting research about whether brain games actually sharpen our ability to recall information, many adults believe they do.

How many times have you walked into a room only to completely forget why you’re there? Or how often have you searched your house for your eyeglasses only to discover them on top of your head?

Many older adults worry about their memory and wonder how much memory loss is normal.

They want to know the signs of something more serious and if there is something they can do to sharpen their memory.

Scientific Research There have been several studies on the advantages of playing brain games to improve memory.

In 2017 a study published in the “Journal of Neuroscience” showed that brain games did not help improve the cognitive performance of adults in their 80s. However, another study from the University of Exeter and Kings College London collected data from 17,000 people and found that people in the 50-plus age group who engaged with crossword puzzles had better short-term memory.

The most profound research was connected to people who are more vulnerable to dementia and Alzheimer’s disease. The Advanced Cognitive Training for Independent and Vital Elderly (ACTIVE) studied adults over the age of 65 and found that consistently practicing word puzzles, memory games, and visual recognition tasks helped improve memory. That supports the theory that keeping the mind active is key to slowing the onset of dementia.

More research needs to be done, and it may be debatable if playing a game can prevent dementia; but making your brain sharper seems like a great idea for anyone at any age.

If playing brain games can keep your mind sharp for 10 more years, specifically in reasoning skills and processing speeds, why not give it a shot? Plus, games are fun!

Here are some suggested games by The Preserve at Clearwater.

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

27

THE UNGAME SENIORS EDITION

MEMORY This classic two-person game uses a deck of cards.

Players flip over cards to reveal matches. The player with the most matches wins. You can also find Memory game cards in any game section of a store, or you can play it online for free. This is a great game to play with your grandchildren since it’s meant for all ages. A fun twist is to make your own version using photos of your family. This works well for younger family members who live far away. Have them match up the faces of their aunts and uncles so they can learn their family tree while playing the memory game.

TRIVIA The board game Trivial Pursuit is timeless, and there are a variety of versions. But you don’t need to pay for a game when a simple Google search will find a number of fun lists of trivia questions. This is a great way to mix in questions about the past with questions about the present, like “Who sang ‘Jailhouse Rock?’” and “Who is the vice president?”

28

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

The Ungame is $15 on Amazon, and this edition is designed specifically for adults in their 60s. It’s printed in large text on cards that give conversation prompts. It challenges players to think more deeply and encourages families who play together to learn more about each other.

You can use these brain games to improve memory and brain function while connecting with family and friends. Choosing group games helps you bond with your loved ones.

A Note About Dementia Keep in mind that forgetfulness and dementia are not the same thing.

Dementia is not a normal part of aging. It includes the loss of cognitive functioning — thinking, reasoning, remembering and learning — and other behaviors to the extent that it interferes with the quality of life.

There are different forms of dementia, but Alzheimer's disease is the most common form in adults over the age of 65.

The best thing to do is talk to your doctor to determine if your memory loss fits in the normal zone or should be investigated further.

Here are five signs from the National Institute on Aging that it might be time to talk to your doctor: + Asking the same questions over and over again. + Getting lost in places you know well. + Having trouble following directions or recipes. + Becoming more confused about time, people, and places. + Not taking care of yourself — eating poorly, not bathing, not behaving safely.

Whether you are at high risk, or already living with dementia, researchers agree that brain games to improve memory can be an effective way to keep your brain sharp.

LUMOSITY Lumosity is a subscription-based service of cognitive tests and games that allow players to work toward specific goals in memory cognition, speed, attention, flexibility, and problem-solving skills. The developers collaborate with researchers from universities around the world. At around $4 per month, you can play it on a computer, iPhone, iPad or Android device.

CROSSWORD PUZZLES Crossword puzzles are everywhere! You can find them in the daily newspaper or you can buy a book of crosswords and plan to do one a day. Of course, you can also find all kinds of puzzles online that you can print for free. One fun idea is to have the original puzzler leave the clues they’re struggling with blank and then another person can take over to see if teamwork helps solve the puzzle. Just know if you choose this option you could end up with a healthy competition on your hands!

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

29

“I have learned that life is about cherishing every single moment and understanding that there's an assignment that you have while you’re here, and that’s making a difference in the lives of others.”

– Thomas McClary

FOR MORE DAILY MEME S :

@GrowingBolder

Kuzma via GettyImages

M USICIAN

5 Steps You Can Take Now To Catch Up On Your Retirement Savings Millions of Americans have been impacted by COVID-19 and its economic consequences. Many workers have been forced to put a hold on new contributions to 401(k) or other retirement savings plans, which has resulted in a big opportunity cost in terms of lost future retirement income. Some pre-retirees have even delayed retirement altogether or had to reimagine their plans and consider part-time work to improve their savings.

The pandemic also widened the existing retirement security gap for women and communities of color in particular — groups that have historically struggled with less job security, incomes and savings. In 2020, two-thirds of single Black retirees — and three-quarters of single Latinos — had incomes below the Elder Index, according to data from the University of Massachusetts Boston.

So, if your retirement savings progress has been sidetracked, don’t panic.

It is never too late to re-start saving for money you will need in retirement.

To learn more about how to jump start your savings and protect your retirement, visit protectedincome.org.

5 Steps That Can Help You Catch Up And Have Enough Money For Retirement TRACK YOUR SPENDING.

Make a list of everything you own (money in bank accounts, financial investments, equity in real estate and other assets) and everything you owe (credit card debt, auto loans, mortgage). Determine what your average monthly expenses are going to be in retirement and be realistic about what income you will need to comfortably cover them.

MAKE A PLAN, THEN SAVE AND INVEST ACCORDINGLY.

If there is a gap between what you have and what you need, it’s time to roll up your sleeves and get to work. The Check Off the Basics approach can help you discover ways to help cover your essential expenses — things like a mortgage, utilities, food and transportation — with protected income.

When you’re able to cover those basic expenses with income you can always count on, you'll be able to worry less about running out of money in retirement, which could last 20, 30 or more years.

Illustration: Nuthawut Somsuk via Getty Images

PLAN FOR THE WORST-CASE SCENARIO.

Make sure you re-build your emergency funds — preferably up to one year’s worth of your essential monthly expenses — in cash or highly liquid investments. Workers in their 50s and 60s should also make contingency retirement plans so they are financially ready in the event of an unplanned retirement.

CONSIDER WAITING TO CLAIM SOCIAL SECURITY.

You can start collecting your Social Security benefits at age 62. But unless you absolutely need to, should you? If you’re able, claim your Social Security benefits after your “full retirement age” for—which is between 66 or 67, depending on which year you were born. That will give you more time to save. You can receive the largest benefit each month by claiming at age 70. For some, protected income from an annuity may be a good option to create an income “bridge” which would allow you to wait and claim your maximum Social Security benefit at a later date.

WORK WITH A FINANCIAL PROFESSIONAL .

While retirement planning can seem confusing and overwhelming, in today’s world, it is vitally important. It’s best to work with someone who understands the nuances of the many choices and can work with you to achieve your retirement dreams and goals, so you can live the life you want.

Is an Official Personal Finance Partner of Growing Bolder

protectedincome.org 31

Doris Bloodsworth

Tucked away in Orlando’s trendy Milk District is Se7en Bites, a restaurant that has drawn rave reviews from food critics and loyal customers.

Co-owner and Chef Trina Gregory-Propst has created an irresistible menu of sweet and savory signature dishes to satisfy any taste buds.

At 52, Trina is not only a hit in her hometown, she’s gained national attention (and customers) after being named Champion of Flavortown in celebrity Chef Guy Fieri’s Food Network show, “Guy’s Grocery Game,” and appearing twice in “Diners, Drive-Ins and Dives.”

32

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

33

While Chef Trina excels at creating crowd-pleasers, such as her Vanilla Bean Bourbon Bacon Nighttime Sky Pie and Chicken Pot Pie, the real ingredient that drives her personal and business success is love.

You can see it on the sign in the dining room: “LOVE MORE.”

You can hear it as Trina talks in her honey tone: “I’ve loved to bake since my Grammie first introduced me to baking.”

You can read it in her customer’s effusive reviews: “Love this place!”

It’s also evident in her priorities. The vivacious chef, with perfectly styled red hair and flawless makeup, is known throughout the community for giving back, whether it’s supporting her son’s school and local charities, mentoring up-and-coming culinary students, or advocating for women and the LBGTQ community.

“This was not my original plan,” Trina said, laughing easily.

Discovering passion and success Born in Portsmouth, Virginia as a Navy baby, Trina grew up in Texas before moving to Florida, where she has spent the last 43 years. She majored in music with plans to be an opera singer. However, her passion for caretaking led her to a 25-year career as a full-service spa expert with licenses as an aesthetician, nail technician and massage therapist.

At mid-life, Trina felt life pulling her in a different direction. She wanted to be a mother. After her son was born, she decided to get gastric bypass surgery for her health. She has maintained her weight loss, following medical advice to limit herself to seven bites each meal — the inspiration for the name of her restaurant and the reason she strives to make each bite count.

Trina also wanted to change careers and follow her passion for baking, something she had enjoyed from childhood. While pursuing degrees in culinary arts, baking and pastry management, and restaurant management, she met and fell in love with her wife, Virginia “VA” Propst, the co-owner of Se7en Bites. Trina had planned to be a private chef, but it was VA who encouraged Trina to be a restaurateur.

Reflecting on the opening of Se7en Bites in October 2013, Trina said, “I wondered if anyone would come.”.

Word spread quickly about the breakfast, brunch and lunch delights that included re-imagined classics, such as Bread Pudding with Hollandaise and Pimento Grilled Cheese and Bacon Sandwich. Customers came in droves to the lime green Primrose Drive establishment with a large mural that invites the world to “Come on in & let us fill your pie hole.”

But it wasn’t just the delicious food that drew customers. Trina and VA created a welcome, family atmosphere for staff and patrons alike.

“If you haven’t been there, you’re in for many, many treats,” said former Orlando Sentinel editor and columnist Dean Johnson. “Trina is out there circulating, and her staff is crackerjack. The restaurant is one where you engage other customers in raving about the food.”

Another fan, Kevin Clark, posted on Facebook, “Felt like a regular this morning on our Friday bike ride for pancakes. Sweet girl up front knew our order when I said, ‘We’ll have the usual.’ Love this place!”

The restaurant has been named a favorite on numerous lists, including Conde Nast Traveler’s 21 Best Restaurants in Orlando.

Trina and VA filming at their restaurant with Guy Fieri.

T H E I M PAC T O F N AT I O N A L TELEVISION EXPOSURE O N S E 7 E N B I T E S WA S I M M E D I AT E . I N A D D I T I O N TO TO U R I S T S S TO PP I N G BY, T H E R E S TAU R A N T N OW S H I P S N AT I O N W I D E O N G O L D B E L LY.C O M .

“This is what 52 looks like... I don’t see aging as this thing that doesn’t make you stronger and better. Having years behind you gives you that wisdom to go, ‘It’ll be all right. Tomorrow’s another day. Yay!’”

Aging and risk-taking Trina says that if she could talk to her younger self, she would say, “I know it’s a cliché, but not to sweat the small stuff. It really is small stuff. What is the most important thing to you? Who do you want to be? For me, it’s what I’m contributing to the community.”

It has also meant fearlessly being open to welcoming the unexpected, like recently being the grand marshal of the Come Out with Pride parade or when she received a phone call out of the blue from the Food Network.

“I thought it was a prank call,” she said.

A week later, a representative from the Food Network confirmed their interest. Soon after the call, a film crew showed up. The taping went so well that Trina was invited to do a second episode and to be a competitor in celebrity Chef Guy Fieri’s reality competition show.

The impact on Se7en Bites was immediate. In addition to tourists stopping by, the restaurant now ships nationwide.

Trina’s journey has given her a perspective about when things don’t go right. Her favorite quote includes the observation that even if your life becomes a train wreck that at least “train wrecks always make the front page.”

Despite her success, Trina is also dealing with pivoting their business model during the pandemic and facing supply-chain issues that have driven up costs.

What keeps her going strong is her not-so-secret recipe: love + wisdom = success.

“This is what 52 looks like,” Trina said. “I don’t see aging as this thing that doesn’t make you stronger and better. Having years behind you gives you that wisdom to go, ‘It’ll be all right. Tomorrow’s another day. Yay!’”

36

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

G R O W I N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1

37

Dog lovers

rejoice!

Paws up on Florida’s dog parks

Must. Love. Dogs.

Need we say more? They are family. Upwards of 63 million households in the United States own at least one dog, with the overall number of dogs owned pushing 90 million.

Those numbers are rough estimates, but it’s obvious that plenty of people like a face-lick along with a cup of coffee in the morning. So, what to do when your furry friend gives you a look that says, “I want to play, Dad” or “Let’s have some fun, Mom?”

We got this. Check out some of the best dog parks in Florida that offer green or sandy spaces to co-mingle with new furry friends and plenty of places for dogs to do their business (please remember those poop bags).

And an important cautionary note: dog parks can be a great experience.

But they can also be traumatic if dogs get aggressive and out of control. Be aware of your dog’s disposition with other dogs and respect the space around you.

Lake Baldwin Park Winter Park

Jonathan Dickinson State Park Martin County

Welcome to 23.16-acres of pet paradise. Formerly known as Fleet Peeples Park, this is one of only two Orlando city parks that features a sandy beach.

Check out K-9 Corner at Tequesta Park, a doggie paradise about a quarter acre inside Jonathan Dickinson State Park, close to the Jupiter Lighthouse.

Amenities include two pavilions, more than two dozen picnic tables, benches, a dock, boat ramp and a restroom.

“From the exercise trail through the double-gated entries, this dog park focuses on good clean access and safe fun,” wrote a reviewer on tripadvisor.com.

“The parking is nicely shaded by old oaks, there are drinking stations, beach lake access, and a cleaning stand at the main exit to get the worst of the sand or mud off. There are acres of mixed terrain for dogs to run and socialize in, with limited seating for humans when you wear down from the high energy level.”

It’s a dog’s life for sure!

Your dog can run along the sand, go digging (yeah!) and then roll around in the sand. So be it. Take a blanket to wipe the sandy stuff off and all is good.

The entire park is quite expansive – 45 acres – and leashes are required everywhere else except K-9 corner.

There are plenty of benches and shady areas for humans and doggies to chill, as well as waste stations and faucets. It is recommended that you bring your own bowl.

Fort De Soto Park

The coolest feature about this park is that there are separate play areas for big dogs and little dogs.

Located just outside Miami in the city of Hialeah, this 515-acre ”Bark Park” features a lush five-acre fenced-in dog park divided into sections. That’s a huge plus for dog owners, especially those with smaller breeds who may be fearful of bigger dogs.

Amenities include benches, play equipment, picnic tables and drinking fountains.

Several other activities are available, including The Miami Watersports Complex (MWC) that offers cable wakeboarding, boat wakeboarding wake-surfing, waterskiing, kneeboarding, and paddle boarding.

Tierra Verde What’s not to like about 1,100 acres along the Gulf of Mexico shoreline, bracketed by mangroves, wetlands, and hardwood forests?

Located just south of Tampa and St. Petersburg, Fort De Soto Park was named America’s Top Beach by Trip Advisor in 2009. It features 300 yards of beach for swimming and off-leash play. Amenities include doggie water fountains, water hoses and a concession stand.

“This park was a great find!,” wrote a reviewer on bringfido.com. “Beautiful area with mostly friendly people and animals. The fenced areas are a good size, the dog wash is a nice bonus.”

A bonus for nature lovers: the park’s natural ecosystems feature more than 328 species of birds.

Amelia Earhart Bark Park Hialeah

Bonita Springs Dog Park Bonita Springs One size does not fit all with this dog park that encompasses more than six acres. Don’t let the small size lead you to misconceptions. Bonita Springs is a big deal.

There are fenced areas for three sizes of dogs: under 25 pounds, 25-50 pounds, and 50+ pounds. Better yet, there is ocean access for your pooch to cool off.

“The beach is absolutely stunningly beautiful and worthy of a visit in its own right,” wrote a reviewer on tripadvisor.com. “Beyond that though is the fact that it is a fully dog friendly beach and virtually everyone who uses it brings their dog(s) along. The result is a joyous canine carnival of dogs having the collective time of their life in the sea.”

Amenities include a covered pavilion, dog washing station, picnic tables, benches, and an asphalt multi-use path.

G R O W I N G B O L D E R / O C T O B E R D I G I TA L D I G E S T 2 1

39

A Caregiver’s Guide to the Holidays When it comes to the holidays, everyone wants peace, joy and goodwill. But when you’re a caregiver, the season can instead mean stress, frustration and even resentment.

If you find yourself dreading yuletide, you may find some welcome comfort in our Caregiver’s Guide to the Holidays.

Besides the effort involved in taking care of a loved one, it’s easy to become resentful of your other family members if you think they aren’t stepping up to help. And if you are caring for someone with dementia or another cognitive impairment, resentment can seep in toward them, knowing you can’t participate in holiday gatherings or other activities as you might wish.

Stressed-out caregivers can see traditional holiday preparations as just another strain on their energy rather than a jolly celebration. So, what can caregivers do to help themselves enjoy the holiday season?

Communication is key During the “most wonderful time of the year,” it can be hard to share how difficult your caregiving situation may be.

Perhaps some of your friends and neighbors don’t even know you are a caregiver. If they do know, it’s possible they don’t understand what you’re going through.

Honest communication goes a long way.

It’s understandable to have reservations about sharing a loved one’s impairments. However, letting friends and family know what is going on allows them to offer assistance, which can help you feel less isolated.

Most people want to help, but they may not know how until you ask. Use the holiday season as an opportunity to share your situation in a way that respects your loved one but also gives others a chance to support you.

Florida Blue and Florida Blue Medicare are Independent Licensees of the Blue Cross and Blue Shield Association. © 2021 Blue Cross and Blue Shield of Florida, Inc., DBA Florida Blue. All rights reserved.

Y0011_106788 G R O W I2021_C N G B O L D E R / N OV E M B E R D I G I TA L D I G E S T 2 1 40

Write a holiday letter Enclosing a note with your holiday cards can be a nonthreatening way to inform distant relatives or uninvolved family about what is going on with your loved one. It’s important to write in a tone that isn’t accusatory or guiltinducing but simply informative. Once people are aware of the effort you are making to provide care, they will have a better understanding and perhaps even offer to help.

If you don’t know what to say in a note, here’s a great sample letter from Florida Blue Medicare to get you started.

Sometimes a simple gift of sharing is better than a tangible gift in a pretty package with a bow.

Go with the flow If you’ve been a caregiver for any length of time, you already know that adapting to whatever comes your way is key in successful caregiving. During the holidays, you may need to adjust your previous roles by allowing someone else to host a holiday gathering or by modifying the amount of time you are away from home.

You may have to pick and choose which events you attend, and even say no on occasion. Select the activities that are simplest, least exhausting, and most enjoyable for you and the person for whom you provide care.

Remember, you are the one who must adapt, not necessarily the loved one for whom you are caring. A person with cognitive impairment may not be able to adapt at all.

Instead, you may need to adjust the environment to their needs. Perhaps they need a quiet place in another room of the house where family members can visit in small groups.

Big groups with loud background noise and multiple conversations can be disturbing to people with dementia.

Most people want to help, but they may not know how until you ask. Use the holiday season as an opportunity to share your situation in a way that respects your loved one but also gives others a chance to support you.

Take care of you Caregiving for an aging family member or loved one with a disability can be one of the hardest things most of us will ever do. It’s easy to get caught up in the tasks and forget about taking care of YOU.

An important step in a caregiver’s guide to the holidays is self-care. There are plenty of resources and tools available to make life as a caregiver easier.

Enjoying the holiday season as a caregiver is possible.

Using this Caregiver’s Guide to the Holidays to help you communicate and adapt, while taking care of yourself, is an important step in making memories in a positive way.

Illustration: simplehappyart via Getty Images

41

THOUGHTS ON C O M M U N I C AT I O N

Take advantage of our online resources at FloridaBlue.com/caregiver.

MEDICARE

Get great benefits and low costs with a new kind of Medicare Annual Enrollment Period (AEP) runs from October 15th - December 7th.

Florida Blue Medicare offers the benefits you want at the price you need, without compromises. Learn more about the Medicare Advantage plan options available for you.

Call today

1-866-353-3463

Visit

GrowingBolder.com/Medicare

Florida Blue and Florida Blue Medicare are Independent Licensees of the Blue Cross and Blue Shield Association. ©️2021 Blue Cross and Blue Shield of Florida, Inc. DBA Florida Blue. All rights reserved.

Y0011_107730_C