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THE PROFESSIONALS HOSPICE CARE We spent time with my parents during the holidays and were discussing the need for a living will. Can you explain how they work?
FINANCIAL ADVISOR
Grace Hospice can provide you more information about Advance Medical Directives and other related topics. Please call 918-744-7223 or visit www.gracehospice.com.
Study common investment terminology: It helps to understand what all the abbreviations stand for. Use an online investment dictionary or ask your financial advisor to explain them to you. Enroll in a class: Take advantage of free webinars, seminars or workshops DAVID KARIMIAN CFP®, CRPC® on investing fundamentals. Follow the news: Start following the business and financial sections of your favorite media outlet to see the types of activities that influence the marketplace. Watch investment programs: Public radio and television stations often feature investment programs aimed at new and seasoned investors, but be wary of infomercials disguised as informational investment programs. Check out stock market apps: There are hundreds of apps focused on helping consumers understand investing. Track your favorite companies: Pick some of your favorite publicly traded companies to follow, then check their stock price, company newsroom and social media accounts daily. Work with a financial professional: A professional can help you understand your investment options and make financial decisions that are best for your individual needs.
Ava Hancock Grace Hospice of Oklahoma 6400 South Lewis, Suite 1000 Tulsa, OK 74136 918.744.7223 www.gracehospice.com
David Karimian, CFP®, CRPC® Karimian & Associates A private wealth advisory practice of Ameriprise 7712 S. Yale Ave. Suite 240 Tulsa, OK 74136 918.388.2003 • David.x.Karimian@ampf.com www.KarimianAdvisors.com
A living will is one type of “Advance Medical Directive.” The other is called a medical power of attorney. A living will allows you to write down your AVA HANCOCK wishes concerning medical treatment when you are facing the end of your life. Before it goes into effect, two physicians must certify you are unable to make medical decisions and have a medical condition covered by the state’s living will law. A medical power of attorney allows you to appoint a person you trust as your healthcare agent, who is authorized to make medical decisions on your behalf. Before a medical power of attorney goes into effect, a person’s physician must conclude that he or she is unable to make medical decisions.
BUSINESS COACH
INSURANCE PROFESSIONAL What is your New Years’ Resolution when it comes to Insurance? We all make those New Years’ resolutions to work out more, eat healthier, lose weight, and so on. Unlike other promises made and broken, insurance resolutions are easy to do and guilt free. RUSS IDEN Stop and ask yourself what has changed in your life this past year. Did you buy a new car or home? Add a youthful driver on your auto policy? Did you inherit money or property? Take time to review your limits of coverage starting with your home and auto liability to ensure they are adequate. On your home, think about adding coverages that your policy doesn’t include like earthquake, flood, or a personal liability umbrella for increased protection. For your autos, don’t eliminate valuable coverages like uninsured motorist, comprehensive, collision, or rental coverage in order to save money. Raise your deductibles or reduce your coverage if necessary first. Life insurance is another great way to protect your assets and provide coverage for your loved ones in a time of need. If you have questions about any home, auto, or life insurance coverages, call a AAA agent near you.
WEIGHT MANAGEMENT SPECIALIST
How can I increase my knowledge of the stock market?
How do you set New Year’s Resolutions and make them stick? 1. Get Clear. The first step to getting what you want is being clear about what that is. Instead of “make more money” or “travel more,” be clear on how much you desire to earn or when/where you AMANDA FRANCES are going to take that trip. Most importantly – be aware of how it will feel when you achieve your goal. 2. Believe in Your Goal. Choose a goal that will stretch your faith but not one you believe is impossible. Your belief in the goal’s inevitability is the secret sauce. If you don’t believe it’s possible then it’s not the right goal for you. If you do believe you can reach it, but you’re not sure how you’ll do it – there is your sweet spot. 3. Manifest It, Baby! Once you get clear on your goal and believe it’s possible, the next step is fun. Feel the feelings in your body of already having achieved your desired outcome. Just visualizing it won’t work. Feel the feelings of joy, accomplishment, or celebration like your goal has already been reached. The next steps will show up. Seem too good to be true? With this practice, I’ve doubled my company’s revenue each year, traveled the world, and today live a life beyond my wildest dreams.
Russ Iden AAA Oklahoma 918.748.1034 800.222.2582, x1034 russ.iden@aaaok.org Views expressed in the Professionals do not necessarily represent the views of Oklahoma Magazine, Schuman Publishing Co. or its affiliates.
Amanda Frances Business Coach for Women Entrepreneurs amandafrances.com amanda@amandafrances.com
I am looking to create a new and better me in 2017. My goal is to lose 35 lbs. in my stomach and tone and tighten everywhere else. What recommendations do you have to make this a reality? Our team of experts offer a wide variety of different weight loss plans individually designed for you to help you most effectively meet your weight loss goals. Our plans combine different tools and medications with constant support both during and after your weight loss journey to help our patients keep the pounds off for good. However fat loss, toning, and tightening via diet and exercise can only go so far, as our bodies hold onto fat in certain stubborn areas. Coolsculpting® is a noninvasive procedure that targets and cools fat cells to the point of cell death. When used with a weight loss program, patients get that “WOW” factor to creating their ideal body. To schedule your complementary consultation, call 918.872.9999. MALISSA SPACEK
Dr. James R. Campbell D.O. and Malissa Spacek, Founder BA Med Spa & Weight Loss Center 500 S. Elm Place Broken Arrow, Oklahoma 74012 918.872.9999 www.baweightspa.com
PHYSICAL THERAPY My shoulders have been sore from outdoor chores. Can physical therapy help me? Shoulder pain this time of year is a common occurrence. Certain injuries, such as an inflamed bursa or rotator cuff irritation, can arise from overuse of the shoulders due to raking leaves, cleaning out gutters, shoveling snow or TIM MINNICK, PT ice and other seasonal tasks. Shoulder pain can start out very innocently, then over time can cause you to avoid certain movements or daily activities and could let a more serious injury go untreated. You can come directly to physical therapy for an evaluation or if you are referred to physical therapy by a doctor, your physical therapist will address these very treatable conditions. Strengthening exercises, stretches and other modalities can be performed to decrease pain, inflammation and to help recover the range of motion in your shoulders. Don’t let seasonal outdoor chores lead to long-term avoidable shoulder pain.
Tim Minnick, PT Excel Therapy Specialists 2232 West Houston, Broken Arrow, OK 918.259.9522 www.exceltherapyok.com JANUARY 2017 | WWW.OKMAG.COM
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