RISBJ V6 No3

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The Home Poi

The Story of E Eric After falling into their careers by accident, both Daniel E. Giroux and Eric Maluk have become successful businessmen in the mortgage industry. However, the success has not come with easy decisions and has certainly been an adventure. As previous owners of A-Plus Mortgage, a multistate mortgage lender that won several awards for company success and client services, Giroux and Maluk knew what it took to remain successful in the mortgage industry. However, as the market changed and technology increased, A-Plus Mortgage found itself at a crossroads. As the market demands increased, the two realized their company would have to consume many resources to keep up.

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RISBJ | rhode island small business journal

Giroux and Maluk were determined to find a way to do what was best for their team, clients, and family. On January 3rd, Giroux and Maluk chose to join their team with Home Point Financial, a nationally licensed mortgage lender. “It was hard to let go of our company” Maluk said, “but it was the best decision for us because it was a want and not a need.” Giroux agreed and stated that now they have more time to build relationships with clients, realtors, and their families. The entire team is ready to take their experience and skills to the new Home Point Financial branch in Warwick. Their services include loan and refinancing programs such as Fannie Mae, Freddie Mac, VA Loans, FHA Loans, USDA Loans, HARP Loans, Reverse Mortgages, and much more.

“I fell accident love


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