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redefining life after 45

Fashions that Flatter Bring out the best in your figure

Fit & Fabulous at 50 Jodi Harrison, Nutrition & Fitness Expert


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Depression Smart Investment Moves for 2010

How to beat the blues

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r e n r o C s ’ her We asked and you answered!

s i l b Pu

Much of the subject matter in this issue is in response to questions posed by our readership. Keep it up, and we will post and answer those questions for you in future issues. Most readers are concerned with staying healthy. As we all know, good health begins with a healthy body weight. Read 20 Ways to Cut 500 Calories a Day, and Obesity Solutions, and practice better eating habits. Jodi Harrison takes the blame away from age; Fit & Fabulous at 50 proves that a healthy diet and exercise will increase your metabolism, thereby making your body more efficient and burn more calories. Two problems that are predominant during the winter are discussed in Facts about Depression and Healthy Winter Skin. Get the tips and solutions! In our Lifestyle & Entertainment department we now feature a giveaway page and calendar of events, what I call the “fun stuff.” We have also included some uplifting reading: Resolve to Laugh More, and Skiing toward Enlightenment. Generations wants to help you look your best with tips on hair color, fashions that flatter, accessorizing and putting it all together. Finally, as this year is underway and with hope for a stronger economy, our financial department can answer some of your questions about forming a household budget, smart investment choices and common pitfalls to avoid when financing your child’s education. Winter is a time when we bundle up and hunker down. The cold nights keep us at home, so enjoy a hot meal (maybe a hearty bowl of soup), a warm fire and a good movie. The shortest day of the year has passed, and you can now notice minute by minute, the days getting longer, as another winter will soon pass on and we look forward to the first signs of spring. Gia Ricottone - Publisher

redefining life after 45

Generations Magazine PO Box 961 | Port Jefferson Sta., NY 11776 ph. 631.473.0388

The contents of Generations Magazine may not be reproduced without the publishers written consent. Generations Magazine provides information of a general nature with the understanding that neither Generations Publishing nor its affiliates are engaged in rendering medical advice or recommendations. Information provided should not be considered a substitute for a consultation with a licensed physician.

6 | WInter ‘10 | generations

Publisher Gia Ricottone Editor Pamela Smith

CONTRIBUTORS Terry Shapiro, DMD Lisa Makrides, MD, PC Jonathan Bostwick Kathy Savage

Art Direction Advertising Dynamics & Art Inc. Advertising Sales Dorothy Ricottone Paul Gembs

Dr. Edward H. Cussatti Jodi Harrison Paul Anthony Joanne Nelson Bridgette Raes

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Win Free Gifts!

winter 2010

redefining life after 45

You can enter to win by visiting and clicking on "Giveaways"

cover articles Fit & Fabulous at 50 12 Jodi Harrison, nutrition & fitness expert 16 Depression

See page 22 for details


How to beat the blues

26 33

Fashions that Flatter Bring out the best in your figure


Smart Investment Moves for 2010 Jonathan Bostwick offers advice

to Generations Magazine

departments 5 9 13 14 35 18 20 22 24 35 28 28 30 34 36

Health & Wellness Pain & Stress Relief through Massage Therapy Obesity Solutions Healthy Winter Skin 20 Ways to Cut 500 Calories a Day Oral Cancer Screening

Lifestyle & Entertainment Laugh More in the New Year Skiing Towards Enlightenment Giveaways - Click & Win Calendar of Events Crossword Puzzle

Beauty & Fashion Fabulous Fashion Tips Is Your Hair Color Aging You?

House & Home Recipes: Soup is Good for the Soul

Name Address City, State Zip Phone Birth date

Financing Your Child's College Education Simple Household Budget

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What topics would you like to see in future issues?

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crossword solution puzzle on page 35

Money & Investment


Obesity Solutions Obesity is a disease that has reached epidemic proportions in the United States. Studies by the National Institutes of Health tell us that approximately 60% of the US population is either overweight or obese. This represents around 100 million Americans, 50 million of whom are obese. The vast majority of the obese suffer from one or more of up to 30 medical conditions that are directly related to obesity. This pattern of failing health leads not only to poor quality of life, but also to a 50-100% increase risk of premature death. This represents between 5 and 20 years of life lost. Aggressive steps must be taken to combat this epidemic, but traditional therapies fail to help most patients. While medical treatment with diet and exercise regimens are always the first line of therapy, the NIH has determined that up to 95% of patients fail to loose significant long term weight with any combination of diet, exercise, behavioral modification or medications. For these patients, a cure to obesity exists in the form of safe and effective surgical options. Combining a basic commitment to a healthy and active lifestyle with one of several surgical weight loss treatments has been proven to yield dramatic, long term results. The most common and most effective options are the laparoscopic adjustable gastric band, the gastric bypass procedure and more recently the sleeve gastrectomy procedure. Any of these options can help a patient loose between 55 and 85% of excess weight for years beyond surgery, usually for life. This kind of long term weight loss has been proven to either cure or significantly improve most of the medical problems induced by obesity. Studies have also shown that achieving this kind of long term weight loss extends the lives of patients that once suffered from obesity. A specialty trained surgeon can often perform these procedures with minimally invasive techniques to help the patient recover quicker, with less discomfort, scaring or complications. While no surgical endeavor is without risks, experience and specialty training in the field of weight loss surgery, has dramatically improved the safety of these interventions. These surgical options available to the obese patient are the most powerful weapons available to combat this epidemic.

For further information please contact Edward H. Cussatti MD, FACS. 631.422.0909.

Safe and Permanent Weight Loss Conventional methods of weight loss generally fail to produce permanent results. Research reveals that surgical options for weight reduction are the only reliable and proven long term effective treatments for morbid obesity. • Achieve & maintain significant weight loss • Improve your health • Enhance your quality of life

Schedule a consultation with Dr. Cussatti and reclaim your life! Dr. Edward Cussatti performs advanced minimally invasive General & Bariatric Surgery using single incision techniques. These techniques allow for faster recoveries and lower overall risks, while still providing a high degree of safety to the patient.

To sign up for a FREE seminar (held bi-monthly) or for more information on Dr. Cussatti's program, contact our office at


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754 MONTAUK HWY. | WEST ISLIP | 11795 | 9

Welcome to

Amber Court

The GOLD Standard in Affordable Assisted Living

Welcome to Amber Court - an affordable choice in Assisted Living. If current housing arrangements are no longer safe or desirable, Amber Court is an extraordinary alternative. Golden citizens can maintain their personal best when independence and socialization are paired with support. Residential services, personal care assistance and medical supervision are valuable features of this lifestyle. And if needs increase, a unique Medicaidfunded Assisted Living Program (ALP) is in place for those who qualify. With onsite Board certified doctors and registered nurses, Amber Court offers a continuum of care that goes beyond traditional assisted living. Maturing is a natural process that extends over a lifetime. When an environment adapts to meet the evolving needs of older people, they are more likely to remain in familiar surroundings. “Aging in place” allows comfort and continuity throughout those changes. Each Amber Court Assisted Living Community is designed to help residents manage new challenges with grace, dignity and success. The friendly ambiance of Amber Court feels like a warm embrace. A devoted, experienced team of professionals provides nurturing support while appreciating each resident’s individuality. This custom-tailored, responsive approach defines Amber Court where enthusiasm, commitment, and dedication are its hallmarks. Add to that a stimulating recreation program and hotel-like setting, and the result is a vastly improved quality of life. Amber Court Communities are family owned and managed. Since1968, founders Alfred and Judith Schonberger have brought unmatched quality care to seniors. A second generation of family members is at the helm of every location. They are a visible daily presence upholding long established values and traditions. Their active participation assures the preservation and continuation of an outstanding legacy. For more information, call the Long Island Regional Director, Robin Marks. She can be reached at: 516.334.3838 or by email: 10 | WInter ‘10 | generations


 All-inclusive assisted living: Residential services/light personal care  Medical attention provided by onsite Board-certified doctors  Medicaid-funded Assisted Living Program  Lovely residential accommodations  Meals served in attractive dining room  Stimulating and fun social activities  Beautifully landscaped outdoor gardens  Family owned and managed since 1968

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Fit & Fabulous at Fifty Full pg. Cover article – you can use her photo again if you want Fit and Fabulous at Fifty

Many of us blame our age on the reason we’re gaining weight. The older we get, the slower our metabolism becomes (the amount of calories our body burns to maintain itself) because we’re not moving around as much as we once were. Odds are that we’re also eating more than we should be. The five extra pounds that crept up without warning have suddenly turned into a stubborn 10 or 20 that just won’t seem to come off. What can we do? As we approach our mid-thirties, our metabolism slows by three to five percent per decade. At age 55, we require 150 fewer calories per day than in our thirties. Simply put, the more calories you take in than you burn, the more weight you’ll gain.

To find out exactly how many calories you require daily, calculate your Basal Metabolic Rate (BMR) – the amount of calories your body needs to function – by using the following equation: WOMEN: 65+ (4.3 x weight in lbs) + (4.7 x height in inches) - (4.7 x age in years) MEN: 66+ (6.3 x weight in lbs) + (12.9 x height in inches) - (6.8 x age in years) Your BMR is the largest factor in determining your overall metabolic rate and how many calories you need to maintain, lose, or gain weight. So what can you do to boost your metabolism as you age? Maintaining or increasing your metabolism is absolutely possible, but it does take motivation, consistency, and dedication. By following a few simple steps, including exercising and eating right, you can shed unwanted weight and live a healthier, longer life.

Redefine Your Diet The idea of changing your diet can be scary and disconcerting. Over the years you’ve developed personal tastes to foods and nobody likes the idea of suddenly having to give up the foods they love. With a few easy changes, however, you will see results. Increase your consumption of lean proteins (chicken and turkey breast, white fishes, lean meats, and egg whites) to 30% of your daily diet. Vegetables, fruits, and complex carbohydrates such as oatmeal, brown rice, and 12 | WInter ‘10 | generations

Jodi Harrison is an NASM Certified Personal Trainer, an AFAA Certified Aerobics Instructor, a Certified Nutrition Specialist and a 2 time National Bikini Champion, Master's Division, Fitness America and Fitness Universe Pageant, 2009 with 20 years experience in the fitness industry. For further information please visit Photo credit: G&L studios

bran should make up roughly 50% of your daily food intake. The remaining 20% can be reserved for healthy fats, such as olive oil, fish oil (liquid form is best), salmon, and avocado. These healthy fats are an essential ingredient in building lean muscle mass. The more lean muscle mass on your body, the higher your metabolism will be – ultimately resulting in weight loss. And, contrary to popular belief, do not skip meals! Starving yourself will only slow your metabolism further. It’s important to eat four to six low calorie meals each day to keep your metabolism going and those unwanted pounds off. The same goes for water – depriving your body of water can encourage it to ‘hoard’ rather than ‘burn,’ so try drinking eight to 10 glasses every day.

Get Moving Exercising will boost your metabolism and burn fat. For those without a regular workout routine, start out by doing cardio at an easy pace for about 20 minutes a day. Walking is a great exercise for beginners. Once you feel comfortable, increase your workout by five minutes each week. To get that metabolism going and shed the most body fat, a 30-40 minute intense workout, five days a week is ideal. Did you know that one pound of fat burns only two calories a day while one pound of muscle burns 50? The more muscle you build, the faster your metabolism will be… and the more calories you will burn while you rest. Weight training, which will increase your lean muscle mass, is the final step in boosting your metabolism into a fat burning machine. The thing to remember with building muscle is that the actual muscle growth occurs after the weight lifting workout. Follow these simple steps and you can start burning fat, lose weight, and most importantly increase your metabolism. Remember, this is not a diet change; it’s a lifestyle change – one that will allow you to live life to its fullest. So, what are you waiting for? Get moving!

Healthy Winter Skin Winter may be the worst time of year for your skin, particularly if you suffer from an underlying condition like psoriasis or eczema. Blowing winds, extreme cold, and dry, indoor air can dehydrate even the most balanced skin. Trick your skin into thinking it’s spring with these moisture preserving ideas. Switch up your moisturizer. Try an oil-based (rather than water-based) moisturizer. For areas like the feet, elbows, and hands that often become irritated, chapped, and split, use an ointment-style moisturizer containing 80% oil to reverse extreme dryness. Turn down the heat when you bathe. A hot shower may warm you, but it wears out your skin. Skip a day between showers or baths and keep the water temperature lukewarm. Always use sunscreen. According to the American Academy of Family Physicians, the reflective power of the sun is 80% on snow. Even when grey skies seem to overshadow the sun, its rays are still around to dry out your skin. The Academy recommends you apply a heavy layer of moisturizer that contains SPF 30 before going outside during the winter Protect your hands. Your hands’ thin skin is especially vulnerable to winter dryness. Between the weather and the increased need for frequent handwashing to protect from the flu, your hands can easily become red, chapped, and cracked. Always wear gloves outside and be sure to moisturize throughout the day. Don’t let your body stay wet. When you get wet outside, be sure to dry off fully when you come indoors. Leaving cold, damp, clothes on for too long will dry out your skin. Humidify your home. Sleeping next to even an inexpensive drugstore humidifier will bring some needed moisture into the air. Your skin (and sinuses) will thank you! Save treatments until the spring. Thinking about a chemical peel or retinoid therapy? Hold off a few months, or your side effects could be worse. Your epidermis is already dry and the new skin you’ll expose will be harder to keep in peak condition. Wear layers. Particularly for people with ezcema, the cycle of irritated, itchy skin can be perpetuated by the constant temperature changes that you encounter moving from outside to inside. By shedding and donning layers as necessary, you can maintain balance which will be better for keeping skin hydrated.

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20 Ways to Cut 500 Calories a Day If you indulged more than you should have over the holidays, don’t panic. You can drop a pound a week by trimming 500 calories each day. Get back on track with these great calorie cutting ideas.

1. Don’t eat in front of the TV. You’ll eat up to 288 calories more. Instead, eat at the table, and trade one hour of TV for a casual walk. Together, that’s 527 calories burned.

2. Simple tricks to fill up. For breakfast, eat two boiled or poached eggs. (You’ll feel fuller and eat about 416 fewer calories the rest of the day.) Before lunch and dinner, enjoy 1 cup low-cal soup. (You’ll eat about 134 calories less at each meal.) And save a total of 684 calories for the day.

3. Limit salad toppings. A big salad might seem healthy, but all those goodies on top make it a high calorie meal. Cheese, caramelized nuts, bacon, and dried fruit add lots of calories. Save 500 or more calories by having just one topping, adding flavorful lower-cal veggies (roasted bell peppers, grilled onions, or mushrooms) and using half the dressing.

4. Use smaller plates. Swap your 12-inch plate for a 10-inch one. You’ll eat 20 to 25 percent less—and save up to 500 calories.


Ditch that buttered movie popcorn. The large popcorn at the concession stand weighs in at a whopping 1,005 calories. Bring your own (microwavepopped, 94 percent fat-free) and save more than 700 calories.

6. Count your chips. No, you can’t eat your snacks from a large bag or box because it’s waaaay too easy to eat until the bag is empty. A 9-ounce bag is 1,260 calories. Stick to one serving of 15 chips, (140 calories) and save 1,120 calories.

500 calories. Can’t resist them? Eat pistachios: Two handfuls are just 159 calories.

8. Skip the whip. Dessert-like coffee can contain as many as 670 calories with options like whipped cream, whole milk and syrups. Craving whipped cream? Try it on a shot of espresso for a total of just 30 calories. You save 640 calories! 9. Drink sugar-free. A 20-ounce tea with added fruit juices can have 400-plus calories. A 12-ounce soft drink has about 160 calories. Choose sugar-free beverages or drink water.

10. Make a swap. Use 1 cup of plain fat-free yogurt instead of 1 cup heavy cream in a favorite baking recipe. Save 684 calories. 11. Clean house. Tidy up for 2 1/2 hours and burn 510 calories. 12. Think

small at the ice cream shop. Even if you indulge in your favorite flavor, you’ll save as many as 550 calories with a 5-ounce instead of a 12-ounce.

13. Order spaghetti with meat sauce.

Choose meat sauce instead of Italian sausage and save 560 calories.


Shovel snow. Clearing the driveway and sidewalks for one hour and 15 minutes will torch 510 calories.


Go window-shopping. An afternoon of walking around and trying on clothes can burn 548 calories.

16. Hit the pool. Do one hour of laps or 55 minutes of jogging in the water to burn 500 calories. 17. Play a game of touch football or basketball with your kids for one hour and burn 500 calories.

18. Tackle the garage. Clearing out junk for 1 hour and 30 minutes will burn 510 calories.

7. Step away from the nuts. Nuts 19. Rake the leaves. Do yard work for 1 hour and 45

have heart-healthy fats, but they’re also high in calories: One handful (about 1 ounce) of oil-roasted mixed nuts has 175 calories; three handfuls have 525. Cut out nuts altogether and save more than 14 | WInter ‘10 | generations

minutes and burn 512 calories.

20. Exercise at home. Pop in a one-hour aerobics DVD, and finish with 20 minutes of yoga—500 calories, gone.

Why Do People Delay Hearing Help?

IIsland slland Better Hearing H


By Lori Trentacoste, MA,FAAA Board Certified Audiologist


Inadequate Information Many people are not aware they have a significant hearing loss and therefore, are in need of information that would help them recognize it. Most people lose hearing gradually and often the person with hearing loss and family members learn to adapt to it, not even realizing they are doing this. The number one reason people buy their first hearing aid is the recognition that their hearing has gotten worse. Usually this means they made embarrassing mistakes in society due to their untreated hearing loss.


Stigma and Cosmetics Some people reject hearing aids because of a concern with the stigma of hearing loss or are in a state of denial. Many people lose confidence in themselves simply because they have hearing loss. They believe others will think they are getting older, less competent or even less attractive. Cosmetics are no longer a reason for not getting a hearing aid. Essentially invisible, CIC or completely in the canal hearing aids are now available to fit most every degree of hearing loss, even severe. In fact, research has shown that 90% of consumers perceive these CICs to be completely invisible.


Not realizing the Importance of Hearing Another reason hearing aids are rejected is that people have forgotten how important hearing is to their quality of life. People who cannot hear well can often experience anxiety, isolation and depression, gradually withdrawing from family and friends because without auditory contact, they lose the feeling of being connected. In essence, they can grow numb to the world around them.


Unrecognized Value of Hearing Aids Many people, as well as their doctors, may have little knowledge of the potential benefit of hearing aids and tend to believe they will not work for them The list of benefits is impressive including greater earning power, improved interpersonal relationships, reduced difficulty in communicating, reduced frustration, depression and anxiety, enhanced emotional stability and self esteem, reduced social phobias, improved health status, and the list goes on. Many doctors and health professionals do not realize the potential for hearing aids to alleviate the problem!

More than 22 million people in the United States have never tried hearing aids as a solution to their hearing loss. At Island Better Hearing, we are trying to change these statistics one person at a time with careful testing and hearing aid evaluation with multiple types and circuits of hearing aids. Please visit our offices and receive a complimentary consultation on new technology. CALL 631-271-1018 or visit our website



ouldnn’t it be great ouldn’t if youu could rely on everyonee you deal with? Unfortuna ately, too Unfortunately, many peoplee will promise youu anything if they think itt will get you something to buy some ething from them. That’ss too bad. That’ %XWZKDWKDSSHQVZKHQ\RXGR¿QGVRPHRQHZLWKLQWHJULW\" %XWZKDWK KDSSHQVZKHQ\RXGR¿QGVRPHRQHZLWKLQWHJULW\" You don’tt you? Someone youu can trust? Y oou go back to them, ddon’ That’ss wha what That’ at we think most people do. And while w it might sound old-fashioned, old-fashione d, that’s that’s why we put integrity and honesty up there education as qualities with ith educatio d tion andd experience i liti we think tthi k you wantt in i a hearing-care practice. So if you believe b that old-fashioned qualitiess like integrity and honesty are important, you might want to choose us to care for hearing. your hearing g. Just give us a call to set up an appointment. apppointment.

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Depression the facts about

Depression is a common, serious medical illness that involves the brain. It’s more than just a feeling of being “down in the dumps” or “blue” for a few days. If you are one of the more than 20 million people in the United States who have depression, the feelings do not go away. They persist and interfere with your everyday life.

Symptoms can include:

Q A persistent sad, anxious or “empty” mood Q Loss of interest or pleasure in activities you used to enjoy Q Reduced appetite and weight loss, or increased appetite and weight gain Q Difficulty sleeping or oversleeping Q Fatigue or loss of energy Q Feeling guilty, hopeless or worthless Q Thoughts of death or suicide

What causes depression? Following are factors that can contribute to the illness: Biological - People with depression may have too little or too much of certain brain chemicals. Cognitive - People with negative thinking and low self-esteem are more likely to develop depression.

Teen depression is a common problem Between 10 to 15 percent of teenagers have some symptoms of teen depression at any one time. 30 percent of teens with depression also develop a substance abuse problem. Teens with untreated depression are more likely to engage in risky sexual behaviors. Teens with depression catch physical illnesses more often than other teens. Untreated depression is the number one cause of suicide, the third leading cause of death among teenagers. Less than 33 percent of teens with depression get help, yet 80 percent of teens with depression can be successfully treated. 16 | WInter ‘10 | generations

Gender - Women experience clinical depression nearly twice as often as men. The reasons may include hormonal changes women go through during menstruation, pregnancy, childbirth and menopause. Co-occurrence - Depression is more likely to occur with certain illnesses, such as heart disease, cancer, Parkinson’s, diabetes, Alzheimer’s and hormonal disorders. Medications - Side effects of some medications can bring about depression. Genetic- A family history of clinical depression increases the risk. Situational - Difficult life events, including divorce, financial problems or the death of a loved one can contribute to depression.


The good news is that the majority (80-90%) of people who receive treatment for depression experience significant improvement, and almost all individuals gain some relief.

Teenage Depression Warning Signs Although teens will normally go through some of these following signs, when they occur for extended periods of time and/or occur in conjunction with each other it’s important to look at what may be causing them. Sadness or hopelessness Low self-esteem Substance abuse Spending more time alone Decrease in desire to do things they used to like to do (sports, hobbies) Physical ailments (headaches, appetite problems, sleeping problems) Problems in school (falling grades, getting into trouble)

Talking about death or suicide (never to be taken lightly) Not caring about appearance Running away from home

Who’s At Risk for Teen Depression? Every teen is at risk in developing major teen depression, but there are certain groups of individuals that are more prone to this type of disorder. Females are 2x more likely to develop adolescent depression than males Abused/neglected individuals Children that have or have had long-term/chronic illnesses Teens that have a family history of depression Teens with family disruptions at home (divorce, death in family, etc)

the facts about depression

Foods that help beat depression Brain chemicals such as dopamine, serotonin, and norepinephrine are believed to promote calmness and ease depression. Foods themselves don’t contain these chemicals but what you eat may be able to increase their production in the brain, having an effect on how you feel and alleviating some of the symptoms associated with depression.

1) Complex Carbohydrates. Because they boost serotonin activity in the brain. Some good sources of complex carbs are: whole grain breads and cereals, brown rice, leafy green vegetables, pasta, potatoes and winter squash. 2) Folic Acid (vitamin B11) People who are depressed often exhibit a deficiency in Folic acid which is available in: asparagus, beets, spinach, avocados, brussel sprouts, bok choy, cabbage, beans, chick-peas, soybeans, lentils, oranges, peas, turkey, and broccoli. 3) Magnesium (acts as a natural muscle relaxant): black beans, artichokes, spinach, chocolate (oh yea!), pumpkin seeds, oysters, sunflower seeds, brazil nuts, avocados, almonds, barley. 4) Niacin. Positively affects nerve cell function and can provide some relief for depression as well as feelings of anxiety and panic. High-Niacin foods include: brown rice, chicken, pomegranates, tuna, lamb, wheat, turkey. 5) Omega-3 fatty acids. A well-known building block of human brain tissue, these are available in: salmon, trout, tuna flaxseed, flaxseed oil, soybean oil, pumpkin seeds and walnuts. 7) Vitamin B6. Plays a significant role in the tryptophan-serotonin pathway in the brain. It’s relatively easy to boost in your diet, either with a supplement or through foods such as: breakfast cereals, chicken, turkey, bananas, brown bread, and white fish.

Exercise as an Antidepressant The Release Of Endorphins Exercise helps to reduce the symptoms of depression because it causes the body to release a chemical called an endorphin. Endorphins are the body’s natural pain reliever and help create a sense of happiness and wellbeing By causing a release of these substances you are triggering bodily systems that are targeted towards feeling better. It may be difficult to get moving when you feel depressed and you may wonder, why bother? One reason is that you can get some immediate relief, even if you can only manage 10 or 15 minutes of exercise. Studies have shown that exercise can improve your mood for up to 12 hours. How can you overcome the inertia that often accompanies depression? Set simple goals. It doesn’t take much exercise to lift your mood. Set a goal to walk around the block. Promise yourself you’ll walk around the block at least 3 times that day. The next day, do more. Do what you usually enjoy. Think about what you normally like when you’re not depressed. If yoga feels good to you, spend a few minutes going through a few simple poses. If you like fresh air, go for a walk or a bike ride. You may not enjoy it at first, but even a small change in your mood can make a difference. Make it social. Find a friend to walk with. Talking to people can help raise your energy and remind you that you’re not alone. Get outside. Even a little sunshine can help boost your mood and remind you that there’s a world out there. Work with your doctor. Be sure to talk to your doctor about your treatment options and your plans to exercise. Whatever you do, remember that you’re not alone and that there is hope. Exercise is just one more tool to help with your moods and the sense of accomplishment can add a new dimension to your day something you can be proud of and feel good about.


How can you help someone with depression?

DO... You can help someone by: Q Spending time talking about their experiences Q Indicating that you’ve noticed a change in their behavior Q Letting them know you’re there to listen without being judgmental Q Encouraging them to become involved in social activities Q Encouraging them to exercise and eat well Q Providing a change of scenery occasionally Q Maintaining contact DON ’T... It’s unhelpful to: Q Pressure them to ‘snap out of it’, ‘get their

act together‘ or ‘cheer up‘ Q Stay away or avoid them Q Tell them they just need to stay busy or get out more Q Assume the problem will just go away. | 17

Make a Resolution to

Laugh More in the New Year! So, how are all those New Year Resolutions going so far? Uh huh, that’s what I thought. Can I make a suggestion? Make one resolution you can definitely live with… laugh more in the New Year! Research has shown that laughter provides many health benefits including strengthening your immune system, helping to reduce your food cravings and even increasing your threshold for pain! Think about that the next time you slam your finger in the car door or bang your shin on the coffee table... try laughing about it! The medical world is also embracing laughter’s health benefits. An entirely new field of therapeutic research is emerging, also known as humor therapy. It’s designed to help individuals heal more quickly through the use of humor! Let’s try it out with this joke from Henny Youngman: “A doctor gave a man six months to live. The man couldn’t pay his bill, so he gave him another six months!” I’m feeling better already! How about you? Let’s face it, today we’re all experiencing higher levels of stress than ever before. Well guess what? Laughter is great with helping you manage your stress too! But don’t just take my word for it; let’s take a look at some of the actual science behind it all:

The sound of roaring laughter is far more contagious than any cough, sniffle, or sneeze. When laughter is shared, it binds people together and increases happiness and intimacy in Paul Anthony is the official host of the addition to providing the many health annual Long Island benefits we’ve mentioned. Comedy Festival and The bottom line is laughter is a produces comedy powerful antidote to stress, pain, and showcases all across conflict. Nothing works faster or more Long Island. He enjoys making people laugh! dependably to bring your mind and For upcoming comedy body back into balance than a good shows check out his laugh. Humor lightens your burdens, official website: inspires hope, connects you to others, and keeps you grounded, focused, and alert. With so much power to heal and renew, the ability to laugh easily and frequently is a tremendous resource for surmounting problems, enhancing your relationships, and supporting both physical and emotional health. So get out there and stick to your New Year’s Resolution this year and laugh it up! Sources:


Boosts the immune system by decreasing stress hormones and increasing immune cells and infectionfighting antibodies, thus improving your resistance to disease. Worried about the H1N1 flu? Laugh it off! Provides both a physical and emotional release. This is the great feeling you have after a good laugh, leaving your muscles relaxed for up to 45 minutes. Gives you an internal workout. A good laugh actually exercises the diaphragm, contracts the abs and works out the shoulders. Your muscles feel more relaxed afterward. Here’s what Gives us a better perspective when we are dealing with some famous stressful situations, making people have said them less threatening and more about laughter: positive. “A day without laughter Protects the heart. Laughter improves the function of blood is a day wasted.” vessels and increases blood - Charlie Chaplin flow, which can help protect you “Laughter is an instant against a heart attack and other vacation.” cardiovascular problems. - Milton Berle Connects us with others. Let’s face it, laughter is “When people are laughing contagious. So if you bring more they’re generally not killing laughter into your life, you’ll each other.” also be helping those around - Alan Alda you to laugh more, thus reducing stress levels all around! 18 | WInter ‘10 | generations

Mark your Calendars...for these two Upcoming Shows!

February 13March. 20 January 9-30

MAIN STAGE TICKET PRICES: Saturday Evenings $28; Friday Evenings $23; All other performances $21 All children’s tickets: $14 all performances

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Skiing Towards ?

20 | WInter ‘10 | generations

by Joanne Nelson

I am the weak link. And now that I’m hanging out with a bunch of energetic church ladies it is time to embrace my inner loser and move forward with as much grace as I can muster.

Enlightenment Take, for example, our last cold snap. A Saturday morning dawned frozen and sunny. The meteorologists told us to stay indoors; the wind chill temperatures would be in the -50 range. My husband hunkered down with the dog on his lap and told the kids he wasn’t taking them anywhere. I prepared for cross country skiing with the church ladies. Now, I didn’t go lightly into this. On email discussions of should we or shouldn’t we, I tried to be calmly moderating without sounding like a complete wuss. “You know it is awfully cold; is anyone free next weekend?” Everyone else thought it was a great idea and I didn’t have the guts to chicken out. My friends and neighbors also weighed in on the issue. “You must be nuts,” is a good summation of the assortment of observations I received. My friend, Peter, told me if I stopped feeling my nose it probably meant it would turn black and fall off, as had recently happened to some mountain climber. My husband remained quietly on the couch, knowing any reasonable comments would only cement my desire to go. These six women are an avid group of skiers. Unfortunately, my experiences in the last twenty years have been limited to outings with rentals on the flat lake trails of a lodge we visit yearly and I guess I’d forgotten what true trails were like. I had one saving grace. Carole. Carole is the youngest of the group, but even a weaker link than I. She’s kind of skinny and more bookish than athletic. I figured how bad could I look next to Carole? Too bad for me Carole dropped out, claiming some family obligation. She’s young, but wily. Eventually we met out in the southern unit of the Kettle Moraine Forest. I dressed to the hilt in a combination of old college ski things and church lady cast-offs. I was a tad shaky. Peter’s comment about the nose-less mountain climber and the parking lot discussion about glasses freezing to your face in these temperatures were eating at me. But, everyone else was darn jolly and positive. The glasses discussion was settled when an overachiever showed up with snowmobile goggles for all, and off we went.

We took the easy trail. The snow had a diamond gleam and we were able to move quickly between brilliant green pines. There was less wind between the trees and each breath seemed a solid thing in the crisp air. Our voices were clear and loud in the cold as we bantered about those at home and our joy at being outside. The bright beauty was astounding, and made all the more striking by my edgy emotions. I attempted some prayerful deep breathing and resolved not to whine or hold up the rest of the group. As we skied on and warmed, the laughter became more frequent and I relaxed. The sky was a stunningly deep, cloudless blue and I got to appreciate its majesty often once we reached hills. Who knew the Kettle Moraine had so many? It wasn’t just the downs that were the problem, although that’s where most of the pain happened as I fell on each and every one. The ups were equally difficult. I’d forgotten all the tricks for getting up slippery slopes. There are mainly two ways it seems. For short hills you just get a running start, but for the bigger hills, of which there were about 1000, you dig the sides of your skis in, brace yourself with the poles, and inch up. My friends made it look easy. I, on the other hand, counted every step to the top and recited the age old prayer, “I think I can, I think I can” without ceasing. Nobody else fell, not even once. Kindly, my friends noted several times that I wasn’t whining at all. I started to admit to internal whining, but was too out of breath to get the words out. Unfortunately they took my silence as a sign I was doing well, and added a detour to the scenic overlook as a special treat. Afterwards we blessed our endeavor with chocolate martinis and soaked in a hot tub as we watched the sun set. We wore hats and kept our heads close to the steaming water so our noses wouldn’t freeze and fall off. We chatted and laughed and planned further adventures. And soon it was all worth it - the fear, the falls, even the aches to come. I had embraced my inner loser on the scenic overlook and we were one. | 21

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Don’t let hearing loss keep you from enjoying life The hardest situations to hear in are at movies, watching television and in noisy restaurants. This holds true for people with normal hearing as well as people with hearing loss. While some movie theaters offer assistive listening devices for the hearing impaired and most TVs have closed captioning, in restaurants, we have virtually no control over our listening environment. Since not going out to eat with family and friends is not an option, those with hearing loss need to rely on their hearing aids to get them through. And for many hearing aid users with “older” units, that is almost laughable (or “cryable”). We were seated in a booth at Maureen’s Kitchen in Smithtown the other day with a colleague who uses hearing aids, when he suddenly said, “Hey, I’m hearing every word you say!” Now, as one of the best restaurants on Long Island, Maureen’s is a busy place at lunchtime. Our colleague’s ability to understand in noise is testimony to the improvement in hearing technology in recent years. That technology is now available in a variety of styles and price ranges. Specifically, the technology that allowed our friend to hear so well is called “Speech Enhancement”. Previously, hearing instruments used simple “noise reduction” technology, which worked fairly well. Unfortunately, when the noise was reduced, so was the accompanying speech information. In speech enhancement, the computer chip looks for speech information in the midst of all the noise and gives it a boost, bringing it in above the level of the background noise. Either alone, or in combination with special microphone technology, speech enhancement has brought the ability to hear in noisy situations to never-heard before levels. Style wise, hearing technology is now available in cosmetically attractive packages. In-the-ear hearing devices can be very tiny, fitting all the way in the ear canal. Behind-the-ear technology has become practically invisible with the advent of “thin-tube” fittings. And remember, 99% of all hearing devices now sold are fully digital. For further information about the latest technologies and hearing instrument options, call Smithtown Hearing Services (631) 265-3727 or Sayville Hearing Services (631) 750-6377.


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Calendar of February

Feb.19 – MARCH 7 • 8 pm Fri. and Sat. evenings; Sun. matinees 3 pm Theatre Performance: Godspell

Feb. 2 • 6 pm

Lecture: Expert Lecture In Health Care: “Electronic Health Records: Lessons Learned” wine & cheese reception; 6:30 pm St. Joseph’s College, O’Connor Hall, McGann Conference Center 631.687.2674

Saturday, Feb. 6th • 8 pm

The Comedy Club at Theatre Three 412 Main Street, Port Jefferson (631) 928-9100 •

Feb. 12, 7:30 pm

The Beautiful Guitar of Bucky Pizzarelli Dix Hills Performing Arts Center 631.656.2148 •

A Tribute To Styx with Rockin’ The Paradise Dix Hills Performing Arts Center 631.656.2148 •

Fine Arts and Craft Valentine’s Spectacular

FREE event

CW Post University (Tilles Center) 720 Northern Blvd., Greenvale, NY 11548 516-221-6593

Feb. 13 - March 21

General admission $15, $12 for students and senior citizens. St. Joseph’s College, Clare Rose Playhouse Box office 631.654.0199 •

Feb. 24 • 6 – 8 pm

FREE event

The Institute for Financial Education

Roth IRA Conversion Workshop (light dinner will be served) Hometown Agency Conference Room 5 Orville Drive, Suite 400 Bohemia, NY 11716

FREE event

St. Joseph’s College, O’Connor Hall, McGann Conference Center 155 West Roe Boulevard Patchogue, NY 11772 631.687.2654 •

Feb. 1 - April 25

Stony Brook University, Nicolls Road, Stony Brook, NY 11794 631-632-2787 •

March March 6

Winter Birding at the Lighthouse

Mostly Moptop ~ Let It Be: A Fab Four Song Celebration Dix Hills Performing Arts Center 631.656.2148 •

FREE event

This organization provides advocacy, support, career and employment counseling and referrals to prepare mature individuals for productive employment.

March 9 • 6 – 8 pm

South Shore Syncopators featuring Holly Sickinger

March 22 • 6 – 8 pm

Asset Protection and Wealth Preservation (light dinner will be served) Hometown Agency Conference Room 5 Orville Drive, Suite 400 Bohemia, NY 11716 631.589.0100


The Long Island Breakfast Club Speaker: Kenny Moore

Estate Planning in 2010 and Beyond (light dinner will be served) Hometown Agency Conference Room 5 Orville Drive, Suite 400 Bohemia, NY 11716 631.589.0100

24 | WInter ‘10 | generations

March 20 • 7:30 pm

Dix Hills Performing Arts Center 631.656.2148 •


March 6 • 9 am

Martha Graham Dance Company

Dix Hills Performing Arts Center 631.656.2148 •

Tribute To Chicago with Beginnings

Feb. 20 • 8 pm

Feb. 20 • 8 pm

Tribute to Bossa Nova - Felipe Salles Quintet & Vocalist Eleonora Bianchini

March 26 • 7:30 pm

Come join us on a Seal Walk at Montauk Point State Park. Montauk Point State Park

Dix Hills Performing Arts Center 631.656.2148 •

6025 Sound Ave., Riverhead (631) 298-0075 •

March 19 • 7:30 pm

Dix Hills Performing Arts Center 631.656.2148 •

A Better Hue ~ Comedy Theatre by John Blenn

The Comedy Club at Martha Clara Vineyards

Dix Hills Performing Arts Center 631.656.2148 •

Feb. 25 • 5:30 pm career workshop, 6:30 pm panel discussion

Come along on this winter birding program to identitfy and observe some of Fire Island’s various birds species. Fire Island Lighthouse Preservation Society, Inc. (631) 321-7028

Feb. 19 & 20 • 7:30 pm

Tommy ~ The Musical,

March 21 • 2:00 pm

Long Island Winterfest Jazz on the Vine

Fine wine and great jazz together in cozy winery tasting rooms. You’ll enjoy FREE admission to 6 weekends of jazz headliners and the chance to sample the latest vintages of Long Island’s world class wines.

March 11-13 • 7:30 pm


Expert Lecture In Health Care: “Careers In Health Care: Today’s Needs And Tomorrow’s Opportunities”

Feb. 13, 7:30 pm

Feb 13, 2010 • 10 am - 5 pm


Nassau County Museum of Art 1 Museum Dr. Roslyn Harbor, NY 11576 Phone: 516-484-9337

Long Island Children’s Museum 11 Davis Ave. East Garden City, NY 11530 Phone: 516-224-5800

Heckscher Museum of Art 2 Prime Ave. at Route 25A Huntington, NY 11743 Phone: 631-351-3250

Guild Hall 158 Main St. East Hampton, NY 11937 Phone: 631-324-0806

All events subject to change

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fashions that flatter

bring out the best in your figure Kicker here

You find yourself under the dull hum of fluorescent lights, muzak playing unobtrusively in the background. You turn around in the mirror to admire your backside in your sixteenth pair of pants that you dragged into the dressing room with hope that maybe this pair will finally be the winner. Giving your butt a “that’ll do” glance in the mirror, you turn back around to see

The older I get, the more I realize that our bodies change with age. I dream of the times where a few sit ups and a step class gave me abs of steel and when, it seemed, I could drop a few sizes over the course a long weekend.

that is often brought on by having too much on your plate. Yet, you still stand here, feeling defeated, regretting the fact that you were so hard on your body 15 years ago when it was much easier to dress. The older I get, the more I realize that our bodies change with age. I dream of the times where a few sit ups and a step class gave me abs of steel and when, it seemed, I could drop a few sizes over the course a long weekend. Then, the day comes where easy weight loss just isn’t an option, and we just have to learn how to work with what we have the best way possible. To help you, I am offering some tips for two of the most common body issues that many of us deal with, the tummy and the thighs.

Tummy the rolls of your stomach gracefully draped over your pants. Chuckling a bit, you recall the time you mentioned that it would be worth the money you had saved for your child’s next semester of college just to find a pair of pants that fits well. Back to reality: You look at your reflection in the mirror, wondering when you passed the point that it got so hard and why it always feels like you’re on the defensive when trying to find clothes that look good, let alone just fit. What has happened to your body? You eat right, exercise and have considered all the anti-stress practices to combat that doughy midsection pudge 26 | WInter ‘10 | generations

The tummy is a very common area of concern. A faulty solution for our tummies is to hide under shapeless, layers of clothing. While this strategy seems like it would work beautifully, it fails miserably. Why? Well, baggy, shapeless clothing makes you look baggy and shapeless, period. Body parts that are flabby need be reigned in. I will give you an example that I share with clients all the time: If I was to put fat into a Ziploc bag, the fat would just jiggle all over the place because the bag doesn’t have enough structure to contain the fat. However, if you were to put fat in a storage container, the fat would

mold itself to the shape of the container. The same is true for clothing. While I am not suggesting that you buy skin tight clothes, I am encouraging you to leave the flimsy, diaphanous, pup-tents at the store. Sure, you can choose tunic tops or more relaxed tops, just make sure that fabric you choose is beefy and substantial enough to give you the shape you want, not the shape you’re trying to avoid having, and that the tops have a little structure so you don’t look completely shapeless. As you can see in this photo, the woman’s shirt on the left is a boxier, more relaxed top. You can see all her lumps and bumps that she was hoping to camouflage. This shirt is like a Ziploc bag and can’t contain what

fashions that flatter - bring out the best in your figure she is trying to hide. The shirt on the right is made of fabric that is more structured, in a shape that has some more fit. In addition, the wrap style of the top is flattering for tummy problems, as is the slight gathering or rushing that gently drapes her tummy.

Other tips for tummies: Diagonals are slimming lines. When choosing stripes or seams in your tops, try to find ones where the directions move in a diagonal manner. Optically angled lines make you look slimmer. Opt for a little ruching or gathering in the tummy area of your shirts. The slight gathering will make it hard to tell if it is you or your shirt that is causing the minimal rippling effect. Keep the tummy area clear of too much bulk. While slight gathering and ruching are quite acceptable ways to camouflage, avoid wearing pants with large pleats, overly gathered elastic waist bands, ruffled tops, or tops with way too much embellishment over the tummy. Any bulky treatments like these will just make you look bulky.

Thighs Thighs have been my issue since I was a teenager. While I have learned to accept them, as I get older, I’m sort of stunned by how our good friend gravity has made things go from bad to worse. The first step in taming the thighs is to use the whole Ziploc bag analogy that I used in the tummy solution. The last thing you want is for your thighs to roam free under airy, “free-range” fabrics. If you have large thighs, leave the “Hills are Alive” looking skirts at the store. Other solutions for large thighs include: Wearing boot cut pants and shirts with wider necklines. When

you widen your shoulders, your thighs will optically appear smaller in relation to your broader shoulder line. With a wider shoulder line, the eye is also directed upwards towards your shoulders, vs. downwards towards your thighs, making your thighs appear smaller. In addition, a boot cut pant that fits in at the knee and then flares slightly at the hem, has a counter balancing effect on your thighs and makes them look balanced. Show off your waist!! Most women with large thighs have defined waistlines. If you wear a boxier top when you have large thighs, your body looks as wide as your thighs because you have bypassed the slimmest part of your body with a boxy top. Your thighs will always look more balanced when you show off your waist. Instead of big A-line skirts, which seem to camouflage large thighs, choose a pencil skirt instead. While this seems very counterintuitive, think about it: An A-line skirt creates the exact same body shape that you were trying to avoid emphasizing, an A shape. However, a pencil skirt that tapers ever so slightly at the hem, gives you more of an hourglass shape, which looks more balanced. In the photo on the left, you can see that this woman’s shoulders look really narrow in her T-shirt. What happens is your eye goes right to her thigh area, the part of

In the end, the only real solution we have is to work with the body we have, right now, remembering that, in 15 more years, we’d happily choose to have the body we have before us. her body that she is trying to keep you from looking at. Now, when you look at her in the outfit on the right, the wider shoulder line of the top, along with the cinched waist and pant that hangs straight from her thigh, and therefore camouflages them, makes her look more balance and her thighs more pronounced. In the end, the only real solution we have is to work with the body we have, right now, remembering that, in 15 more years, we’d happily choose to have the body we have before us. Style Expert Bridgette Raes is the author of the book “Style Rx: Dressing the Body You Have to Create the Body You Want. “ She can be reached at *All photos used in this article are from the book Style Rx: Dressing the Body You Have to Create the Body You Want | 27

Looking your best Hair Color Is your color aging you? As we age, our hair color changes when we lack melanin, the pigment that gives our hair its color. Fortunately, we can improve this condition with the help of a professional colorist. To achieve great results, ask the following four key questions and remember to have your colorist use darker tones underneath, lighter ones on top and the brightest lights around your face to achieve your best look: Q What color would be most compatible with my skin tone and lifestyle? Q When is it time to use permanent, temporary color or a glaze for shine? Q What would add more body to my hair; a single process, highlights or both? Q What products can I use to maintain my color and retain body? Once you achieve your best color, here’s what you should do to maintain it:

Tips to Maintain Your Color: Q Use the products that your colorist recommends; many ingredients in certain hair products can dry your hair and fade your color so it’s important to use the product that has been prescribed for you. Q To preserve your color as long as possible, do not shampoo your hair every day unless you have extremely oily hair. You can wet your hair using warm water (not hot) and work your fingers through it as if you were using shampoo; add conditioner, if necessary. Q If you have quick regrowth, have your colorist apply a single process color to your hairline or part in between visits. This is cost effective and will provide you with color consistency. Looking your best takes work, but the end result is worth the investment.

Kathy Savage trained at the Vidal Sassoon Academy and is the owner of Christopher Street Salon located in Commack . In the next issue of Generations Magazine, look for Kathy’s tips for maintaining healthy nails. For immediate information, contact Christopher Street Salon at 631-499-1990. 28 | WInter ‘10 | generations

Fabulous Fashion Tips Q The right earrings can rreally brighten up your face and give you an extra sparkle. Go for earrings that gleam or twinkle in the light to make you look younger. Q Everyone looks good in a wrap dress. This is a must have for every woman's fashion closet no matter what age. The lines are very flattering, it is a stylish and flirty look that will not only make you look younger, but feel younger as well. Q Bold jewelry such as bangles, cocktail rings or statement necklaces make you look younger because it shows the fun and daring side of your personality. Q Scarves, scarves, scarves! Bright colors bring to mind youthful and carefree images, not only will they make you look younger, but they are fashionable as well. Q Comfortable shoes can still be incredibly chic. If you can't wear a heel, a cute and modern flat will make you feel light on your feet and oh-so fashionable. Forget about boring and blah sensible shoes! Q When it comes to tops, don't be afraid of colorful and slightly fitted pieces. Once again, a vivid shade will brighten up your face for a more youthful appearance. Q To update looks, simply throw a belt on it. if you have a loose sweater, blazer or cardigan on, it might make you look bigger than you are, older, out of shape. Throw a wide or thin belt over it, and it creates a younger, more shapely figure, even if you don't have an hourglass shape. Q Change your hosiery! There are so many great options out there right now, jewel-tones, knits, elegant patterns that all ages can wear. When you make your look more updated and modern, it creates a persona around you that makes you look younger as well.

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Soup is Good for the Soul Growing up, when the weather turned cold, Monday was always soup night. I continue this tradition for my family. The soup is always fresh, and always from scratch. It is one of the easiest meals to prepare, and one of my favorites. The basic chicken or beef soup can have many variations. Use your favorite vegetables to create something special; add your leftovers and create a new meal. When preparing a soup utilize all the vegetable parts. Add celery tops, leaves, parsley leaves and stems (stems hold more flavor) neck bones and any parts of the chicken except the chicken liver; when boiled the liver will alter the chicken broth, making it muddy and unclear. Cook potatoes separately just until tender and add to soup at the end. Do not overcook potatoes. Anything can be added to a basic soup. Use a variety of grains, pastas BASIC CHICKEN SOUP or green leafy vegetables (rice, barley 4-5 pounds of chicken or wheat, escarole, dandelion, kale, 1 pound of carrots, peeled and cut into or spinach). The pasta can be small bite size pieces to medium, depending. Ditalini, 2 stalks of celery cut into bite size pieces acini pepe, orzo, even broken spaghetti can be used for a delicate 2 cloves of garlic, peeled soup and small or medium shells, 2 medium onions peeled and quartered rotelli and tortellini for a heartier 2 plum tomatoes (canned or fresh) soup. I prefer a chunky soup, with pieces of carrot, celery and onion. You may prefer to camouflage your veggies. This can be easily done by pureeing them in a blender or food processor and adding them back to the broth. Soup is one of the best makeahead meals, and freezes well. Prepare your soup 2-3 days ahead; when ready, reheat. If adding pasta or rice, prepare according to the package directions, drain and add to your heated soup and serve.

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4-5 sprigs of fresh parsley or 2 tablespoons dried Salt and pepper to taste Use a stock pot large enough to hold all the ingredients. Cover with cold water to about 2 inches over contents. Bring to a boil removing any foam with a slotted spoon. Allow to simmer for 3 hours, until the chicken falls from the bone and water reduces by 1/4. Put soup through a large colander and cool down a bit. Remove all bones, fat and skin from the contents and discard. Add all vegetables and chicken meat back to broth, add pasta or grains and serve, or store in an airtight container and refrigerate for later use. VARIATION: BEEF FLAVOR Replace chicken with 4-5 pounds of beef for soup. Include 2 or 3 beef bones for added flavor. Follow basic recipe above.

Healthy Home... Healthy Lifestyle 5 Easy Steps for the New Year

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STEP TWO: Optimum health begins with a healthy home. We will analyze the environmental and safety factors of your parents’ home. Clean air, living water, safety inspections for each room, handyman services and an advocate with contractors. Rest assured that you can place your trust in credentialed, capable and compassionate people to support you! STEP THREE: Strengthen the human body inside and out. Maximizing strength training and flexibility, preventing falls, asthma-reduction strategies, hydrating at the cellular level, optimizing nutrition. Let us do the legwork in health promotion and delaying the onset of disease. We apply the latest from research in prevention and public health! STEP FOUR: Surround your family with the bestin-the-field. Legal and financial advisors, nursing and therapists, computer counselors to easily connect you with the outside world. STEP FIVE: Help us evaluate the results. Becoming a member of ASSISTED LIVING at HOME is a great way to benefit from our continuous quality improvement and analysis of changes in your family’s health status. Can we help create a Healthier Home and Health-giving Lifestyle? We hope so! We are committed to you for the long run, 2010 and beyond! So, Happy New Year and best wishes for a Healthy 2010 from your friends at ASSISTED LIVING at HOME!

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Smart Investment Moves for 2010 As an investor, you might wonder what the new year has in store for you. While economic and market forces are, as always, somewhat unpredictable, the overall outlook is generally favorable — and by making the right moves, you can further improve your chances of making 2010 a good year for your portfolio. And one of the best moves you can make is to stay invested. If you had jumped out of the market during the long downturn from late 2007 of the best through March 2009, you moves you can would have missed quite a make is to stay rally. In fact, the Dow Jones Industrial Average staged a invested. considerable comeback from its March lows, climbing 18.8 percent in 2009. The S & P 500 rose 23.5 percent off of its low. Still, it’s unlikely that we’ll experience returns in this neighborhood for 2010. Although we may see reasonably strong growth in corporate earnings — a key driver of stock prices — stocks are no longer as undervalued as they were when the rally began. However, although we still face some significant issues, such as high unemployment and tight credit, most experts predict that the economic recovery will continue in 2010, though not at a sizzling pace. And a growing economy is usually good news for investors. Of course, despite the potentially favorable investment environment, there’s always the possibility of bumps in the road.

income. As always, make sure you understand the risks before investing.


Watch for changes in investment taxes. In the coming year, the tax rate may increase for long-term capital gains and stock dividends. If that happens, you may need to review your investment mix. However, even if the long-term capital gains rate rises, you’ll still likely be better off holding quality investments for many years, thereby giving them the time to potentially overcome short-term price volatility. And even if taxes rise on dividends, dividend-paying stocks, with their ability to provide both income and growth potential, can be a valuable part of your portfolio. (Keep in mind, though, that companies may reduce or eliminate dividends at any time.) No one can say for sure what 2010 will bring to the investment world. But by preparing your investment strategy for a range of possibilities, and by making changes as needed, you can make this a year of progress toward your important financial goals. This article was written by Edward Jones. For further information please contact Jonathn Bostwick, Edward Jones Financial Advisor, member SIPC. (631)928.2034



To protect yourself, consider taking these steps:


Stick with “buy and hold.” Despite some claims that “buy-and-hold” is no longer a viable investment strategy given today’s volatile markets, it worked pretty well for those investors who were patient enough to ride out the bear market. Continue looking for quality investments and holding them until they no longer meet your needs or until the fundamentals of the investments themselves change.


Own some short-term investments. During the long bear market, short-term investments, particularly cash, held up better than most other assets. Yet many investors had too little cash in their portfolios. Don’t make that mistake. Keep an appropriate amount of cash for your age, income level, risk tolerance and long-term goals.

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Consider adding fixed-income investments. By owning some fixed-income vehicles, such as bonds, you can help reduce the effects of volatility on your portfolio. And if you hold your bonds until maturity, which is often a wise move, you can rely on them for a source of steady | 33

Financing Your Child’s College Education 5 Common mistakes to avoid According to the nonprofit College Savings Foundation, almost three-quarters of American families will need some help paying for their children’s college education. So as your student is putting the finishing touches on his applications, you’re probably pondering the issue of financial aid. To help out, we’ve got some advice on how to avoid the most common pitfalls.

Mistake #1 You have unrealistic expectations. Colleges like to boast about how generous they are with financial aid. Maybe you’ve read in a brochure, for instance, that 75 percent of students at Big Bucks University get some kind of assistance. But if your student has applied to a financially out-ofreach school on the expectation of getting substantial aid, you may be disappointed. The weak economy has diminished endowments at many colleges- and increased the number of students seeking assistance. As a result, aid packages may not be as generous as they’ve been in the past. Even in the best of times, a lot of the so-called “assistance” comes in the form of loans rather than scholarships or grants.

Mistake #2 You don’t bother applying. At the other end of the spectrum are families whose expectations are so low that they don’t even give it a try. Maybe you’ve toyed around with a financial aid calculator (www. and discover your “estimated family contribution” is too high to qualify you for help. But experts say that unless you can painlessly afford to 34 | WInter ‘10 | generations

write those hefty tuition checks, it’s a good idea to complete the paper work. For one thing, you must file the Free Application for Students Assistance (FAFSA) if you want to take advantage of the low-interest federal Stafford and Plus loans, which are not needs-based. Also, many colleges give merit aid as a way to lure students with good grades or talents. Though it’s not based on need, you have a better chance of getting a merit award if you’ve asked for financial aid.

Mistake #3 You procrastinate on the paperwork. No doubt about it, filling out financial forms is painful, so you may be tempted to put it off as long as possible. What’s more, it seems logical to wait until you’ve completed your income taxes since much of the information you’ll need is the same as what goes on your 1040. Not a good idea! The earlier you apply for aid, the better chances of getting it. Submit the forms as soon as possible. The federal FAFSA can be filled out any time after January 1. (You’re allowed to estimate your income if you don’t have final figures.) When the FAFSA is done, you can apply for the New York State Tuition Assistance Program (TAP) grant, which helps residents pay for New York colleges and universities. The College Scholarship Service PROFILE, which is used by private colleges, can be sent in as soon as your student completes his application. You should also call each school’s financial aid office to

inquire about other necessary forms.

Mistake #4 You have “errors” on your application. It’s critical to carefully check all forms for mistakes such as transposed numbers, misplaced decimal points, and fields that you’ve left blank. But financial aid officers say that every year, such simple errors delay the processing of countless applications. So double-check your work, and then have someone else proofread it. Another common “error” is underreporting income and assets. Read instructions carefully and fully divulge every bit on financial information that’s requested.

Mistake #5 You don’t try to push for more. Parents are often surprised to learn that financial aid awards vary significantly form one school to another. If the aid offered by your student’s first-choice college is significantly less than what’s been offered by others, ask the financial aid office if it would consider an “appeal.” Some schools won’t as a matter of policy, but others do, especially if your student is a highly desirable candidate.

Oral Cancer Ever since I started practicing dentistry I have 2. Pull your upper lip up and look for any sores or change included an oral cancer examination for my of color on your lips and gums. Pull down your lower lip and look for sores or change of color. patients. This includes examining the soft tissues, the tongue and the back of the mouth for suspicious lesions. Last year over 35,000 Americans were diagnosed with oral cancer and over 7,000 died from the disease, but survival rates are very high for cases that are detected early. We do an oral cancer examination and screening for our patients at every dental examination visit. If we notice something suspicious, we send out for a biopsy. Between dental visits, you can also perform an oral cancer self-examination in order to check for early signs of oral cancer. If you are concerned about any of your findings, call your dentist immediately for an evaluation.

Oral Cancer Self-Examination Steps: 1. Press along the sides and front of your neck and face and feel for any tenderness or lumps.

3. Pull out your cheek and look for any color changes such as red, white, or dark patches. Put your index finger on the inside and your thumb on the outside of each cheek to feel for any lumps. 4. Open your mouth wide, tilt your head back and look in a mirror to see if there are any lumps or color changes on your palate. 5. Hold onto your tongue with a piece of gauze and look at the top, back, and each side for any lumps or color changes. 6. Touch the roof of your mouth with your tongue and look at the underside of your tongue and the floor of your mouth. Check for any color changes or lumps. For more information about your dental health, visit Terry S. Shapiro, DMD | 20 Old Post Road | East Setauket, NY 11733 | 631.751.4433

Crossword Across

1 Refine, as metal 6 Big name in computers 11 Each and every one 14 Cowboy movie 15 Killed 16 Caustic 17 Susceptible 19 Earned Run Average 20 Relaxes 21 German iris 23 Tenant 27 It turns a light on 28 Achieved 32 Rock 33 Left the engine running 34 A body of water 37 Caroled 38 Work dough 39 Head of hair 40 Lyric poem 41 Move stealthily 42 Leg bone

43 The state of being painfree 45 Consent 48 Electric receptacle 49 Vicious 50 Heathen 53 Bar bill 54 Out of order 60 Half of two 61 Like the Vikings 62 He had the golden touch 63 Scarlet 64 Hellenic language 65 Silly


1 Standard operating procedure 2 Fold, spindle or mutilate 3 French for "Summer" 4 Directed from the front 5 Ancient Greek or Roman warship

6 Vipers 7 A secret scheme 8 Overtake 9 Deception 10 Endued 11 Warning 12 The words of a song 13 Attached to a collar 18 Leak slowly 22 Purge 23 Lariat 24 Outer or exterior 25 British biscuit 26 A melody 27 Small storage structure 29 Cloth from flax 30 Model 31 Quench 34 A biblical tower 35 Licoricelike flavor 36 Bakery supply 38 Make a sweater 39 It makes coins

41 Young tree 42 A destructive sea wave 43 P 44 Fly high 45 He plays roles 46 A long-necked wading bird

47 Raised to the third power 50 Minute opening 51 Basilica area 52 Nerd 55 Neither ___ 56 Can

57 Anagram of "Aid" 58 Delivery vehicle 59 East southeast Solution on pg. ?? | 35

A Simple Household Budget First, let us start by defining what a budget is: A sum of money allocated for a particular purpose. Seems simple enough, and it is! However, most of us have never actually prepared one. In addition, no matter how much money we earn, I am sure that at the end of the month there are many stunned faces when we open our bills and marvel at how quickly it all goes. The actual process of preparing a budget is easy and takes only an hour or so. You do not need a computer or fancy software. All you need is pad of paper and a pencil and, for those of us who forgot how to add a column of numbers, a calculator. First, you need to gather some information on your sources of income and expenses. For most of us, a monthly paycheck is our sole source of income, but income may also include pension distributions, social security, dividends, and rental income. Remember to include only those income items that generate cash flow. Do not include gains or appreciation on investments unless they are sold and the proceeds are readily available. An easy way to obtain information on your expenses is to gather the mail from last month along with your checkbook and recent credit card statements. This should be more than enough to get you started. As you go through the monthly bills, separate expenses into two categories: Fixed and variable. Fixed expenses include mortgage, car insurance, and utilities, while variable expenses might include entertainment, dinning out, groceries and gifts. List out all sources of income and expenses on the worksheet provided below. To understand where you spend your money, be as specific as possible. This will be important later on when you need to adjust your budget. Now that you have everything listed, here comes the hard part. You need to add up that column of numbers. You should have subtotals for your sources of income, fixed and variable expenses. Income less fixed and variable expenses will produce either an excess of income or not enough income to cover monthly expenses. If you have excess income, you may want to consider increasing your contribution to savings or paying off existing debt. On the other hand, if expenses exceed your monthly income, you will need to reduce your variable expenses. You can do this by dining out less, bringing lunch to work, or buying less expensive gifts. Remember, it is the thought that counts! Increasing sources of income is much more difficult and usually requires changing jobs or taking on a second job. In either situation, you will need to monitor your spending each month and make adjustments accordingly. In closing, if you never prepared a budget, sit down and try it. Whatever the results, I am sure you will be surprised at how much you actually spend. Happy New Year - an Anonymous Contributor 36 | WInter ‘10 | generations

Budget Worksheet

Sources of Income Monthly pay check . . . . . . . . . . . . . . . . . . . .xx Social security . . . . . . . . . . . . . . . . . . . . . . . .xx Dividend income . . . . . . . . . . . . . . . . . . . . .xx Pension distributions . . . . . . . . . . . . . . . . . .xx Rental income . . . . . . . . . . . . . . . . . . . . . . . .xx Subtotal Income


Sources of Expense Fixed Expenses: Monthly mortgage or rent . . . . . . . . . . . . .xx Real estate taxes – may be included in mortgage payment . . . . . . . . . . . . . .xx Home insurance – may be included in mortgage payment . . . . . . . . . . . . . .xx Life insurance . . . . . . . . . . . . . . . . . . . . . . . .xx Car insurance . . . . . . . . . . . . . . . . . . . . . . . .xx Car loan or lease payment . . . . . . . . . . . . . .xx Electric . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .xx Home heating – gas/oil . . . . . . . . . . . . . . . .xx Telephone, cable, internet . . . . . . . . . . . . .xx Cell phone . . . . . . . . . . . . . . . . . . . . . . . . . . .xx Landscaping . . . . . . . . . . . . . . . . . . . . . . . . .xx Home security/alarm . . . . . . . . . . . . . . . . . .xx Cleaning services . . . . . . . . . . . . . . . . . . . . .xx Medical co-pay . . . . . . . . . . . . . . . . . . . . . . .xx Prescription drugs . . . . . . . . . . . . . . . . . . . .xx Retirement/college savings . . . . . . . . . . . .xx Commuting – train/bus/subway . . . . . . . . . . .xx Subtotal Fixed Expenses

xxx (B)

Variable Expenses: Groceries . . . . . . . . . . . . . . . . . . . . . . . . . . . .xx Gifts – birthdays/holidays . . . . . . . . . . . . . . . . .xx Entertainment / vacation . . . . . . . . . . . . . .xx Gas for auto . . . . . . . . . . . . . . . . . . . . . . . . . .xx Dinning out . . . . . . . . . . . . . . . . . . . . . . . . . .xx Credit card payments (1) . . . . . . . . . . . . . . .xx Meals at work . . . . . . . . . . . . . . . . . . . . . . . .xx Activities for kids – clubs, sports, hobbies . . . .xx Dry cleaning . . . . . . . . . . . . . . . . . . . . . . . . .xx Personal grooming – haircuts, nails, spa . . . . .xx Gym memberships . . . . . . . . . . . . . . . . . . . .xx Subtotal Variable Expenses Excess or (Shortfall)

xxx (C) xxx (A - B – C)

(1) Credit card payments are tricky when budgeting; i.e.: if you purchase groceries with your credit card, you are double counting the expenses. In the worksheet above let us assume that credit card payments are to payoff existing outstanding debt.

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Generations Magazine Winter 2010  

Generations Magazine Winter 2010

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