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Third Quarter 2025 Bright Horizons

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BRIGHT HORIZONS

Third Quarter 2025

Back to school? Shop and save!

2 Message from our President & CEO

Comparing ARMs + fixed-rate mortgage loans GECU security experts weigh in on spoofing

Whether you’re shopping for yourself, a child, or a grandchild, back-to-school season doesn’t have to break the bank! With a little planning and the right tools in your arsenal, you can make the most of your shopping experience and save on back-to-school purchases.

Leverage credit card reward points. Redeem your credit card points for gift cards that can be used to make back-to-school purchases. Or, apply your points as a statement credit after shopping to give your wallet some reprieve.

Master MCC codes and bonus categories. Most retailers’ merchant codes naturally align with credit card spending categories, like grocery or office supply stores, which can unlock bonus rewards. Pairing your purchases with categories that reward back-to-school purchases helps maximize points or cash back during seasonal promotions.

Monitor pricing and time purchases. Wait for back-to-school sales in mid-July or sales tax holidays later this summer. You can also consider creating a wishlist. Many retail sites, like Amazon, provide this option to shoppers so they can monitor the price of their must-have items.

Score smart savings with our Platinum card.

Earn 3x points at U.S. supermarkets and wholesale clubs, 2x points at gas stations, and 1x points on all other purchases with the GECU Platinum card.1 That means you’ll earn while filling up your gas tank on the way to the store, making back-to-school-purchases, and even grabbing a bite to eat on the way home.

Redeem points for cash back to reduce your statement balance or turn them into merchandise, gift cards, and more.

Earn 10,000 bonus points

when you spend $1,000 within your first 90 days!2 Learn more and apply for our Platinum card by scanning the QR code or visiting: gecreditunion.org/Platinum

Get an A+ in convenience by linking any GECU card to a digital wallet app for quicker, more secure purchases—whether you’re shopping in-app, online, or in-person.3 Visit: gecreditunion.org/digital-wallets Platinum Rewards: For each dollar charged on a qualifying purchase in each billing period on your GECU Platinum card, you'll earn reward points. Qualifying purchases are purchases for goods and services minus returns and other credits. Qualifying purchases do NOT include fees or interest charges, balance transfers, cash advances, or purchases of other cash equivalents. Additional terms and restrictions apply. This rewards program is offered at the discretion of GECU and may be changed from time to time with or without notification. Full terms and details of the rewards program will be included with your card. Also, reference the Platinum Guide to Benefits and Platinum Reward Program Summary. 2Platinum Card Bonus Points: As a new Platinum cardholder, you have the opportunity to earn 10,000 bonus points upon making $1,000 in purchases within the first 90 days of account opening. The bonus points will be added to your reward point balance and will be identified as such on your statement, eStatement, or within Online Banking/mobile app. 3Digital Wallets: Message and data rates may apply. Please contact your service provider for more details.

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Thank you for choosing GECU! You�re banking with the best. Look for our recent awards throughout this edition! 92867_NEWSQ3_2025


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