Across the Association
OFFICIAL
SEP/OCT 2025
GCAR Trade Show
REALTOR® Safety Month
YOUr MEMBERSHIP TRIFECTA
THE THREE-WAY AGREEMENT
Education opportunities specific to your state
Legislative advocacy on issues affecting your state
Statewide community of real estate practitioners
State-level legal and compliance resources
Ecosystem of support, resources and advocacy
The right to use the REALTOR® brand
Shared Code of Ethics
Amplified influence and political impact
Unmatched benefits at every level
Access to NAR insurance for associations, af filiates and MLSs
Frontline resource for support, guidance and local market expertise tailored to your business
Access to Multiple Listing Service
Local networking and educational opportunities
Grassroots advocacy shaping local policies
Nationwide, unified advocacy platform
Unmatched real estate research, information, expertise and education, including accreditations and designations
Cutting-edge tech, legal and risk management resources
National and global network of professionals
Laura Burns, CEO
OFFICERS
Melissa Woodcock, President
Kirsten Blanchard, President-Elect
Michelle Poccia, Secretary-Treasurer
DIRECTORS
Susan Cerone
Felton McLaughlin
Jennifer Mentiply
Lorenzo Murray
Suzanne Prezio
Kathie Spangler
Haleh Struzinsky
Kathleen Sullivan
The Greater Capital Association of REALTORS® is a professional trade association which provides its members with programs and services which enhance the members‘ ability to successfully conduct their businesses in a competent and ethical manner, promotes cooperation among its members, and promotes the public‘s right to own, use and transfer real property.
The Greater Capital Association of REALTORS® makes no warranties and assumes no responsibility for the accuracy on the information contained herein. The opinions expressed in articles are not necessarily the opinions of the Greater Capital Association of REALTORS®.
The Greater Capital Association of REALTORS® does not necessarily endorse the companies products or services advertised in the newsletter unless specifically stated.
STAYING SAFE, STAYING CONNECTED
I hope this message finds you well and that you’re having a productive and fulfilling year. The market continues to keep us on our toes, and I am constantly inspired by the dedication and resilience I see in our REALTOR community.
One of the things I love most about our profession is the way we show up for others. We guide people through one of the most emotional and important journeys of their lives—buying or selling a home. But while we’re focused on caring for our clients, it’s easy to forget the importance of caring for ourselves. That’s why I want to take a moment to talk about something that matters deeply: REALTOR® safety.
Every one of us has been in situations that call for a pause and a gut check— meeting new clients for the first time, showing properties after dark, or walking into a home we’ve never been inside before. These are part of the job, but they also come with risks. The truth is, your safety is never worth compromising.
A few simple steps can make a big difference: let someone know where you’ll be, schedule first meetings in public spaces, trust your instincts if something feels off, and use the safety tools and apps available to you. Small habits, practiced consistently, create a culture where we all look out for one another.
That’s also why I’m so excited for this year’s Trade Show. It’s not just a chance to connect with colleagues, discover new tools, and learn from industry experts – it’s also a wonderful opportunity to focus on the resources that can keep us safe in the field. I encourage you to attend on October 30th, engage with the vendors and sessions, and take away ideas that support both your business and your well-being.
At GCAR, we want you to know you’re not alone in this. We’re committed to providing resources, education, and reminders that put safety at the center of our work. Because at the end of the day, no transaction, no commission, and no client expectation is ever more important than your well-being.
As the market keeps us busy this season, I encourage you to take a breath, stay aware, and remember that your colleagues are here to support you. Let’s continue to build a community where safety is second nature, and where every REALTOR® makes it home safely at the end of the day.
With care and respect,
Melissa Woodcock 2025 GCAR President
SPOTLIGHT ON EXCELLENCE
Award Season is Here—Nominate An Outstanding Candidate Today!
Nomination Deadline: October 15, 2025
It’s that time of year again when we come together to celebrate the incredible individuals who have made a significant impact through their dedication to community service and the real estate profession. We encourage all members to submit nominations for these distinguished awards.
GCAR GOOD NEIGHBOR AWARD
Do you know a fellow GCAR member who has made a real difference in our community? The Good Neighbor Award honors those who have gone above and beyond, dedicating their time and energy to initiatives that improve the quality of life in our communities. Whether it’s through crime prevention, youth mentoring, or homelessness prevention, these individuals exemplify what it means to be a good neighbor. Nominees will be assessed on their personal contributions, impact, reach, and their role as a positive example for others in the industry. Plus, the recipient’s chosen 501c3 organization will receive a $3,000 grant. Let’s recognize and reward the true community champions among us!
REALTOR® OF THE YEAR
This esteemed award honors a visionary leader who has shown unparalleled dedication to GCAR’s members and mission. We are looking for candidates who have not only contributed significantly to our local association but have also made their mark on the state and national real estate scenes. The REALTOR® of the Year award considers a range of factors, including involvement in local association activities, civic engagement, professional accomplishments, and a strong adherence to the REALTOR® Code of Ethics. Help us highlight the extraordinary individuals who are shaping the future of our industry!
Take the time to nominate someone who has truly made a difference. For more details on how to nominate, visit our website or contact the GCAR office. Together, let’s celebrate the extraordinary contributions that define our community and profession!
SHINING STAR AWARD
GCAR’s Shining Star Award celebrates an up-and-coming REALTOR® who exemplifies professional achievement, strong ethics, and a bright future in real estate. Nominees must be primary GCAR members in good standing who earned or activated their license within the past 18 months and who demonstrate leadership, teamwork, and commitment to their firm’s success. Active involvement in GCAR events, charitable efforts, and high moral character are key qualities recognized. Nominations may be submitted by a broker, principal, or manager, with finalists chosen by GCAR’s Awards Committee.
WHAT’S HAPPENING
DATES TO REMEMBER
October 9
RPAC Autumn Soiree & Silent Auction
Altamont Vineyard gcar.com/rpac-events
October 29
Global MLS Annual Meeting for Principal Brokers
Hilton Garden Inn - Clifton Park gcar.com/events-notices
October 30
GCAR Trade Show
Saratoga City Center gcar.com/tradeshow
November 6-7
Annual Fall Appraisal Conference
Crowne Plaza - Desmond Hotel nysar.com/calendar
November 12
GCAR Annual Meeting
Crowne Plaza - Desmond Hotel gcar.com/events-notices
November 14 - 16
NAR NXT Houston, TX narnxt.realtor
December 8 - 11 Triple Play
Atlantic City, NJ www.realtorstripleplay.com
For additional information, visit GCAR.com/events
Your membership matters because you matter. Period.
From advocacy that helps protect your income to real-time market data to promoting your unique value as a REALTOR®, NAR is Right by you— delivering tangible value that helps boost your business, your brand and your bottom line.
Learn the full value of your membership at nar.realtor/membership.
NAR Consumer Guides
Each one-page resource gives clients a handy overview of key aspects of the real estate transaction, like negotiating written buyer agreements and understanding offers of compensation. They’re an invaluable way to start conversations with and educate consumers.
>> Find them here: facts.realtor
Sympathies are extended to...
Sympathies are extended to the friends and family of GCAR member Frederick Scheidt, Jr. upon his passing on August 13, 2025.
GCAR member Janet Besheer of Equitas Realty for the passing of her husband, Peter Besheer, on August 17, 2025.
GCAR member Marion DeSantis of KW Platform for the passing of her husband, Steven DeSantis, who was also a member of GCAR and KW Platform, on September 8, 2025.
New Lead Rental Registry Law is Scheduled To Go Into Effect in November 2025
The nation-leading law will address lead paint hazards in rental homes before a child experiences the harmful effects of lead.
Peeling and chipping lead paint and dust remains the primary source of childhood lead poisoning. The Lead Rental Registry Program will launch in 25 communities of concern with the highest number of childhood lead poisonings and older rental properties. It requires property owners and landlords to remove sources of lead in pre1980 residential rental housing with two or more units.
The Lead Rental Registry Program will address rental units built before 1980 in local communities such as Albany, Amsterdam, Schenectady, and Troy, as well as in other areas across the state.
Before the regulations go into effect, property onwers, landlords, and contractors should use this time to get EPA certified in lead renovation, repair, and painting.
Learn more at https://on.ny.gov/48mBeDW
Fundraising
$83,806
YTD: 57,361 (68%) Participation 1,123 YTD: 782 (69%)
Join us on October 30 at the Saratoga Springs City Center
This thrilling networking event will gather top real estate professionals under one roof. With more than 90 vendors in the exhibit hall, it’s your chance to conjure connections, brew up new business, and scare away missed opportunities. Whether you’re a seasoned REALTOR® or just entering the field, the GCAR Trade Show is a wickedly good opportunity you don’t want to miss.
SCHEDULE
12:30pm – 3:30pm Exhibit Hall/RPAC VIP Lounge 3:45pm – 4:30pm Keynote Presentation 4:30pm – 5:30pm Cocktail Reception
Exhibitors – A Spook-tacular Lineup!
We’re gathering businesses from every corner of the Capital Region to join the fun, representing all areas of the real estate community. From trusted service providers to innovative product suppliers, you’ll find a boo-tiful lineup of exhibitors ready to share their tricks, treats, and expertise.
Discover new products, pick up valuable insights, and make fantastic connections that can take your business to new heights.
Expand Your Network
No tricks—just treats! Grow your professional circle and connect with fellow members and affiliate partners whose services can become your clients’ secret weapons. Walk away with hauntingly strong relationships that make you a trusted resource.
Exciting Prizes Await
Every hour on the trade show floor, magical giveaways will appear—gift cards, restaurant vouchers, even the chance to have your dues covered. But beware… you must be present to claim your prize!
Community Relations Silent Auction
This year’s Community Relations Silent Auction will benefit Family Promise of the Capital Region (FPCR), the only family shelter in the Capital Region that operates outside the county referral system. Since its founding, FPCR has sheltered 80 families and helped hundreds more avoid homelessness through rental assistance, healthcare access, childcare, transportation, legal support, and more. Their work is made possible through partnerships with 25 local faith communities and over 500 volunteers.
To donate a basket, contact Sherry Marr at smarr@gcar.com
Enter the RPAC VIP Lounge
With a small contribution to RPAC, you’ll unlock an exclusive experience. Step inside if you dare to enjoy express manicures, chair massages, tasty treats, and mystical insights from psychic and tarot readers. By supporting RPAC, you’ll help safeguard the future of real estate while indulging in these spooky delights.
Inside the Lounge, Enjoy:
• Ben & Jerry’s Ice Cream
• Express manicures by Krystal Rose Studio
• Chair Massages by Krystal Rose Studio Caricatures by Phil Singer
• Psychic readings by Lynne Kuber
• Tarot readings by Prudence Theriault
Free Food Samples
Keynote Presentation by Reph Chorew
You Don’t Have To Marry AI, But You Should Consider Dating It
You don’t have to go all in with AI, but a casual fling might boost your business. In this no-pressure, Realtor-friendly session, we’ll walk through easy, everyday ways AI can save you time, spark your creativity, and level up your marketing without needing a tech background or a long-term commitment. Come see what a little AI flirting can do.
Reph Chorew is a real estate marketing strategist and educator who helps agents turn their ideas into content that converts. With a background in proptech, digital strategy, and hands-on agent training, he’s worked with top brokerages and startups to make marketing easier, smarter, and more authentic. Reph’s sessions mix practical tools, creative approaches, and real-world examples so agents walk away ready to put what they’ve learned into action.
A SPECIAL THANK YOU TO OUR EVENT SPONSORS
We would like to express our deepest gratitude to our incredible event sponsors for their invaluable support of the GCAR Trade Show. Their generosity and commitment have made this event possible, and we couldn’t have done it without them.
PLATINUM SPONSORS
Cocktail Sponsor
Homestead Funding Corp.
Video Sponsor
Caridi Payne & Associates and PAC Abstract & Title Services
Keynote Speaker Sponsor
Trustco Bank
Complete Dues Sponsor
First New York FCU
Homeowners Advantage
Program Book Sponsor
Arrow Bank
Parking Sponsor
DeAngelus Group, PLLC
Association Dues Sponsors
Excelsior Restoration
Mabey’s Moving & Storage
Top Gun Inspection Services Group
Badge Sponsor
ClearPath Mortgage Solutions
Coffee Sponsors
Elliott Law Office PLLC
Marshall & Sterling
Zillow
Zono Construction Services
Lanyard Sponsor
American Solutions for Business
MLS Dues Sponsors
CRS Data
Modern Carpet & Flooring
Supra
Quintessential Mortgage Group
Passport Sponsors
Arnoff Moving & Storage
Monaco Cooper Lamme & Carr
Womens Council of REALTORS
Photo Booth Sponsor
Ballston Spa National Bank
Silver Sponsors
Homes.com
Ianniello Anderson, P.C.
Key Bank
NBT Bank
Trade Show Bag Sponsors
1st National Bank of Scotia
Bhumio
Premium Mortgage
Sunmark Credit Union
Drink Ticket Sponsors
Adirondack Basement Systems
Community Bank
Empire Insurance
The Mortgage Place, Inc.
Sign Sponsor
Cutco Closing Gifts
Benefactor
Bethea Realty CIREB
PrimeLending
Roohan Realty
Friend of GCAR
Meri Light Photography
FBS Data
Broker Sponsors
Albany Realty Group
Berkshire Hathaway HomeServices
Howard Hanna
HS Capital Realty LLC
NAI Platform
Romeo Team Realty
Signature ONE Realty Group
Sinkoff Realty Group
Sterling Real Estate Group
KEY POLICY UPDATES
By Connor Gillis Government Affairs Rep, NYSAR
Albany County Approves Tax Break for ADUs
The Albany County Legislature is the latest local government to approve a tax exemption for residents who construct an accessory dwelling unit, or ADU, on their property. The tax break, which will go into effect at the start of next year, will apply to the increase in assessed value of a property as a result of constructing an ADU, which the county defines as any attached or detached independent living space for at least one person located on the same land parcel as a singlefamily or multifamily residence. Ulster County and the City of Kingston passed similar legislation earlier this year.
NYSAR Staff Meets with Assembly Staff on Written Buyer Broker Agreements (A.8910)
NYSAR staff met with Assembly Program and Counsel staff on A.8910 (Cruz), which would require the use of written buyer broker agreements before working with a potential homebuyer. This bill is one of NYSAR’s top legislative priorities. Passage of the bill would put into state law a current practice that came out of the NAR Settlement, which took effect in August 2024. NYSAR continues to work with the State Senate to have the bill introduced in that chamber as well.
Siena College Research Institute Releases New Poll on 2026 Governor’s Race
The Siena College Research Institute released a poll that included a snapshot of the 2026 race for Governor. In that poll, Governor Kathy Hochul leads Congresswoman Elise Stefanik (NY-21) 45-31% in a hypothetical matchup. A similar poll conducted in June had Governor Kathy Hochul with a 47-24% lead. Congresswoman Stefanik has yet to declare, but intends to announce whether she will run for Governor after the 2025 general elections in November.
State Building Code Council Approves All-Electric Buildings Act; Court Upholds Law, Rejects Legal Challenges From Fossil Fuel Industry
The NYS Building Code Council voted unanimously to update the state’s building code, implementing the All-Electric Buildings Act, which will require newly constructed single-family homes and low-rise buildings under seven stories to be all-electric beginning January 1, 2026. The prohibition on fossil fuels will apply to all new construction of residential and commercial buildings with seven stories or more, starting in 2029.
This follows recent court decisions by the U.S. District Court that upheld the state’s 2023 All-Electric Buildings Act law and rejected arguments by the fossil fuel industry challenging the law’s legality.
The mandated electrification of new buildings is unfolding as the state is facing rapidly increasing demand for electricity from chip fab plants, data centers, and a required shift to electric vehicles, according to a recent report on the state’s power supply from the New York Independent System Operator.
REALTORS® continue push to assist first-time homebuyers as home sale prices hit record high
The median price of homes for sale across New York hit historic heights in July while inventory continued to improve statewide, according to NYSAR’s housing report. Median home sale prices hit a record high of $451,000, which is up 4.9 percent from $430,000 in July 2024. This marks the highest monthly median sales price since statistics have been kept in New York State. This statistic reinforces NYSAR’s advocacy in support of legislation to create a first-time homebuyer savings account to help New Yorkers saving to purchase their first home (S.1157/A.5098). NYSAR will continue to prioritize REALTOR® efforts to advance the bill in 2026.
4 ‘Danger Zones’ in Your Daily Work Routine
By Catherine Mesick, NAR
You may not be aware of your vulnerability in these areas of your business. Here’s how to correct behaviors that put your safety at risk.
Establishing safety protocols on the job is one of the best ways to protect your personal safety, especially as 22% of REALTORS® say they’ve feared for their physical well-being or the security of their personal information at work, according to the National Association of REALTORS®’ 2023 Member Safety Residential Report. “Crimes against real estate professionals have risen 300% since 2006. It’s important for us to take steps to protect ourselves,” says Janet Judd, ABR, CRS, a broker-associate with RE/MAX Results in the St. Louis area.
Judd is in a position to know: A former chair of NAR’s REALTOR® Safety Advisory Committee, she was also the first female police officer hired by her department in St. Louis County in the early 1980s. Judd shares the four danger zones that real estate professionals can encounter during the course of their business day and how to minimize the associated risk.
Safety Tips:
Danger Zone Number One: Your Vehicle
Real estate professionals are often distracted by their phones when exiting or walking to their cars. Criminals see that distraction as an opportunity to attack.
1. Pay attention to your surroundings. Park in a well-lit area with people and other cars nearby, if possible.
2. Pull through on parking spaces for a faster exit.
3. Be alert between the hours of 8 p.m. and 2 a.m., which is when most carjackings occur.
4. Keep your passenger doors locked when you enter your vehicle.
Judd advises real estate professionals to be aware of their surroundings and look for the “pink squirrel”—that is, anything that’s noticeably out of place. “If you see someone wearing a heavy coat in the summertime, that’s unusual,” Judd explains. “That coat could be hiding weapons.”
Safety Tips:
Danger Zone Number Two: Your Office
The office may seem like a safe place, but predators could be watching to see when you’re left alone.
1. Keep the front and back doors of your office locked, and make sure the doors have locks with keys—and not just levers.
2. Have a lock on your personal office door. Coordinate with office management if you don’t have one.
3. Keep your phone fully charged at all times.
4. Know how to work the emergency sequence on your phone.
5. Speak in a loud voice and be assertive if someone catches you by surprise.
Because criminals are looking for vulnerabilities, speaking and acting with authority could make an intruder back down, Judd says. “Create boundaries. Don’t appear weak or subservient.”
Danger Zone Number Three: Showing a Property
Predators have been known to target individual agents, learning about them through their social media presence and scheming to meet them alone. Maintaining control and adhering to your company’s established safety protocols can help weed out the bad apples.
Safety Tips:
1. Ask clients to come to the office first. Those with criminal intent may refuse and become angry— signs that you’re dealing with a predator.
2. Don’t park in the driveway. You can be blocked in.
3. Always keep your keys and your phone on you. Don’t set them down on a table.
4. Never turn your back on a prospect.
5. Avoid spaces with no other exit, such as basements. They can be traps.
Judd says real estate professionals may also consider running background checks on prospective clients. However, she cautions that if you run a background check on one prospect, then you should run them for all. “Otherwise, you could potentially create a fair housing violation,” she says.
Danger Zone Number Four: Conducting an Open House
Predators also can target an individual agent through open houses. If you notice that a prospective client has appeared at several of your open houses but hasn’t made any offers, that could be a red flag.
Safety Tips:
1. Let prospects lead the way into individual rooms. You can stay by the door.
2. Establish escape routes from every level of the house.
3. Have a bell attached to the front door so you can hear when someone enters.
4. Call a buddy or the office on a regular, timed basis.
The end of an open house is potentially the most dangerous time of the event. “People can hide in drapes, closets, showers,” Judd says. “Be sure to talk to someone on the phone while you are checking the house.”
Above all, Judd counsels that every real estate professional should listen to their gut. “When you have goose bumps, when your heart is racing, that’s your instincts kicking in,” she says. “I think of it as my guardian angel. I can’t tell you how many times I’ve listened, and I’ve always been right.”
Copyright NATIONAL ASSOCIATION OF REALTORS®. Reprinted with permission.
MAKE IT HOME.
DO YOU HAVE SAFETY PROTOCOLS IN PLACE?
Here are some suggestions to include:
• Meet new clients for the first time in your office and not at a property
• Make copies of clients’ IDs so there’s a record of who you are working with
• Host open houses with a fellow agent, instead of alone
• Park your car in front of the property rather than in the driveway
• Make sure your phone is fully charged before arriving to an open house, showing, or meeting
Questions?
Contact safety@nar.realtor
Stay safe on the job year-round with tips and tools from NAR at
GCAR AFFILIATE MEMBERS
Use this directory as a resource for products and services. Affiliates join monthly, so check each issue for updates. You can also search the online affiliate directory by visiting GCAR.com/affiliate-members.
10 One Productions
518-487-9497
www.10oneproductions.com Aaron@10oneproductions.com
1st National Bank of Scotia
201 Mohawk Ave Scotia, NY 12302
518-370-7117
www.firstscotia.com japoulin@firstscotia.com
32 Mile Production – Filmworks
331 Round Lake Rd
Ballston Lake, NY 12019
845-597-4804
filmworks109.com chuck.fernandez@32mile.com
Ace Home Inspections
110 Wolf Rd, Suite 102 Albany, NY 12205
518-727-7091
acehomeny.com acehomeny@gmail.com
Adirondack Basement Systems 80 Sheehan St Mechanicville, NY 12118
518-371-9621
www.adirondackbasement.com kevin.koval@adirondackbasement.com
Arnoff Moving & Storage
10 Stonebreak Rd Malta, NY 12020
518-463-5525
www.arnoff.com dfeldman@arnoff.com
Arrow Bank 1250 Glen St Glens Falls, NY 12801
518-415-4212
www.arrowbank.com
liz.wilcox@arrowbank.com
Assured Partners
2880 US Highway 9 Valatie, NY 12184
518-783-8801
www.assuredpartners.com/valatie ryan.page@assuredpartners.com
Ballston Spa National Bank
990 State Route 67 Ballston Spa, NY 12020
518-363-8110
bsnb.mymortgage-online.com nancy.koval@bsnb.com
Bhumio PO Box 3872
Albany, NY 12203 518-429-7484 bhumio.com victoria@bhumio.com
Carey Home Inspection PO Box 1061
Averill Park, NY 12018 518-956-1078
www.careyhomeinspection.com don@careyhomeinspection.com
Celtic Mold Assessments 863 Route 212 Saugerties, NY 12477
845-853-4840 www.celticiaq.com info@celticiaq.com
Clean Isles Home Inspections
350 Northern Blvd, Ste 324 Albany, NY 12204 518-914-8700 www.cleanisles.com mark.connal@cleanisles.com
Clearpath Mortgage Solutions
43 British American Blvd
Latham, NY 12110 518-389-7070
clearpathmortgages.com mike.rankin@clearpathmortgages.com
Community Bank NA 4781 State Highway 30 Amsterdam, NY 12010 518-380-3620 www.cbna.com toni.zidich@cbna.com
GCAR AFFILIATE MEMBERS
Concord Pools & Spas
156 Sparrowbush Road Latham, NY 12110
518-566-6499
concordpools.com bucky.jablonski@concordpools.com
Crosscountry Mortgage 105 Lake Hill Rd, Suite 4 Burnt Hills, NY 12027 518-469-1200 crosscountrymortgage.com/Robert-Tuttle robert.tuttle@myccmortgage.com
Cutco Closing Gifts 21 Cliff St Hastings on Hudson, NY 10706 518-755-5701 www.cutcoclosinggifts.com asahr09@yahoo.com
Deangelus Group, PLLC
3 Corporate Drive, STE 204 Clifton Park, NY 12065 518-631-6400 x101 www.dglawny.com/ karen@dglawny.com
Decker’s Land Solutions 1632 Main Street Pattersonville, NY 12137 518-799-5543 nick@deckerslandsolutions.com www.deckerslandsolutions.com
DogWatch by Top Dog Pet Fence 410 Troy Schenectady Rd Ste 204 Latham, NY 12110
518-783-5678 x1 www.topdogpetfence.com ed@topdogpetfence.com
Edgeco Environmental
136 Columbia St
Cohoes, NY 12047
518-235-5687
www.edgecoenvironmental.com edgecoenv1@gmail.com
Empire Insurance
610 Union Street
Schenectady, NY 12305
518-350-0511
www.ridewithempire.com
joe@myinsurance.agency
Excelsior Restoration Services
433 Geyser Rd Ste 4
Ballston Spa, NY 12020
518-288-3699
excelsiorrestoration.net
jim@excelsiorrestoration.net
First New York Federal Credit Union
2 Wall Street
Albany, NY 12205
518-393-1236
firstnewyork.org
clifford.carignan@firstnewyork.org
Grace Roofing
895 Delaware Ave
Delmar, NY 12054
518-209-4224
www.graceroofinginc.com graceroofinginc@gmail.com
GoRascal, Inc.
376 Broadway, Ste 17 Saratoga Springs, NY 12866 518-791-4595
team.gorascal.com/heidi heidi@gorascal.com
Hinman, Howard & Kattell
10 Airline Dr, Ste 205 Albany, NY 12205
518-869-5552 www.hhk.com jprout@hhk.com
Homeowners Advantage 4 Winners Circle Albany, NY 12205
518-928-8741
www.homeownersadvantage.com ecruz@homeownersadvantage.com
Homestead Funding Corp. 8 Airline Drive Albany, NY 12205
518-464-1100 x392 homesteadfunding.com mholmes@homesteadfunding.com
Hunt Mortgage 1750 US Route 9 Clifton Park, NY 12065
518-578-7073
www.huntmortgage.com/staff-member/ kimberly-hughes/ kimberly.hughes@huntmortgage.com
In-House Media
5 Autumn Court
Gansevoort, NY 12832
518-350-4991
www.mhfphoto.com hello@mhfphoto.com
John Heiden Allstate Agency
772 Saratoga Rd, Ste 4 Burnt Hills, NY 12027
518-399-7000
agents.allstate.com/john-heiden-burnthills-ny.html
johnheiden@allstate.com
Key Bank
66 South Pearl St
Albany, NY
518-257-8602
www.key.com
harjit_m_earnest@keybank.com
La Voie Insurance
440 3rd Ave
Watervliet, NY 12189
518-526-8043
lavoieinsurance.com
dlavoie@lavoieinsurance.com
LaChance Agency
498 Albany Shaker Rd Albany, NY
518-275-0300
achanceagency.com
erik@lachanceagency.com
M&T Bank
313 Ushers Rd
Ballston Lake, NY 12019
518-221-1145
www.mtb.com kgleason1@mtb.com
Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3
Latham, NY 12110
518-782-1202
www.mapletreefunding.com slatza@mapletreefunding.com
Meri Light Photography, Inc.
227 Kingsley Rd
Burnt Hills, NY 12027
518-754-1077
merilightphotography.com
Meri@Merilightphotography.com
\
Metzwood Insurance
300 Great Oaks Blvd, Suite 300 Albany, NY 12203
518-392-5161
www.metzwood.com matt@metzwood.com
Monaco Cooper Lamme & Carr, PLLC 1881 Western Ave, Ste 200 Albany, NY 12203
518-855-3535
mclclaw.com jlamme@mclclaw.com
NBT Bank 52 Broad St Norwich, NY 13815 315-505-6572 ww.nbtbank.com aleo@nbtbank.com
NEST Environmental, LLC 863 Route 212 Saugerties, NY 12477 845-853-4840
www.nestpp.com jslater@celticiaq.com
New American Funding
169 Shrewsbury St, Ste A Worcester, MA 01604 www.newamericanfunding.com brian.marchand@nafinc.com
New York Real Estate Photography 518-284-1400 nyrephotos.com matthew@nyrephotos.com
Premium Mortgage 935 New Loudon Rd Latham, NY 12110 201-638-9804
premiummortgage.com kkamber@premiummortgage.com
PrimeLending
518-366-7999
lo.primelending.com/kristen.zorda kristen.zorda@primelending.com
ProManage Property Services
20 Hawkwood Ave Ballston Lake, NY 12019 promanagepropertyservices.com jeff@promanageps.com
RE Tech Academy 517-214-3333 retechacademy.com todd@retechacademy.com
GCAR AFFILIATE MEMBERS
Salerno Law, PC
16 Round Lake Rd
Ballston Lake, NY 12019
518-309-3404
salernolawny.com kim@salernolawny.com
Saratoga Community Federal Credit Union
23 Division Street Saratoga Springs, NY 12866
518-583-2323 x123 www.saratogafcu.org lmccoy@saratogafcu.org
SEFCU Mortgage Services
700 Patroon Creek Blvd. Ste 301 Albany, NY 12206
518-369-4815 www.sefcu.com mmoolick@sefcu.com
SMPR Title Agency, Inc.
50 Chapel Street Albany, NY 12207
518-867-7524
www.smprtitle.com beverly@smprtitle.com
Sunmark Credit Union
1187 Troy Schenectady Rd Latham, NY 12110
518-730-9070
www.sunmark.org eloisa.behnke@sunmark.org
The Brothers That Just Do Gutters
20 Corporate Cr Albany, NY 12203
518-334-9127
patrick.neill@brothersgutters.com capital-district.brothersgutters.com
The Mortgage Place
646 Plank Road, Suite 102 Clifton Park, NY 12065
518-982-0480 x102
www.themortgageplaceinc.com jrussell@themortgageplaceinc.com
The Reis Group 8 Stanley Circle, Suite #4 Latham, NY 12110 518-266-9966
reisinsurance.com cgranger@reisinsurance.com
The Towne Law Firm, P.C.
500 New Karner Rd Albany, NY 12205 518-452-1800
www.townelaw.com shalini.natesan@townelaw.com
Top Gun Inspection Services Group 47 Crestwood Drive Schenectady, NY 12306
518-956-0532
www.topguninspectionservices.com info@topguninspectionservices.com
Upstate Bug Busters
636 Maple Lane Niskayuna, NY 12309
518-281-4180
blake@upstatebugbusters.com www.upstatebugbusters.com
Wells Fargo Home Mortgage
2500 Westchester Ave, 2nd Fl Purchase, NY 10577
941-285-1469
www.wellsfargo.com michael.wolfe@wellsfargo.com
WELCOME NEW GCAR MEMBERS
REALTOR® Principal Broker
Dream Select Realty Corp
LeVar Carter
Real Home Services & Solutions, Inc
Jamarr Zellner
Schunk Realty Group
James Schunk
Venture Fox Realty Group LLC
Shane Cahill
REALTOR® Non-Principal
Alvarez & Marsal
Trevor Phillips
Berkshire Hathaway Home Services Blake
Jessica Kimball
Carrow Real Estate Services LLC
Amber Hensley
Coldwell Banker Prime Properties
Ronald Adrian
Kasey Keaney
Compass Greater NY, LLC
Erica Thaxton
Core Real Estate Team
Naiomi Cacho
Aaron Siegel
Coyne Realty Group LLC
William Farrell
Empire Real Estate Firm LLC
Jacob Goldman
eXp Realty
Chris McDonald
Sirirat Taft
Find Advisors
Jared Houghtaling
Gabler Realty, LLC
Alaina Canova
Greenwood Realty Group of NY
Matthew Harenchar
Gucciardo Real Estate LLC
Scott Abbott
Hammer Realty
Stanislaw Pawlak
Howard Hanna
Sierra Luck
Howard Hanna Capital Inc
Erin Dunn
Zaisha Hardy-Nelson
Paige Henderson
Khawaja Javaid
David Litwak
KW Platform
Susan Anderson
Karen Amundsen
Crystal Barada
Collin Grady
Taegan Grice
James Holmes
Elisabeth Lobdell
Quinn Mitchell
Alyssa Mosher
Bhuwan Rai
Justine Rowland
Hussain Bin Salam
Berkay Turan
Autumn Wells
Valerie Zawistowski
Miranda Real Estate Group Inc
Mattia Campagnano
Cathryn Hunt
Rachel Magnell
Premier Agent Network
Milena Brizzi
George Gallier
Premier Homes Elite Realty LLC
Allison Gammon
Property Pro Realty Group Inc.
Mary Cermak
Purdy Realty LLC
Finian Casey
Real Broker NY LLC
Victor Alvarez
Zaw Tun
Renee Farley Real Estate Group, Inc.
Amanda Hutchins
Rooted Property Group LLC
Corey Schaefgen
Sterling Real Estate Group
Samantha Colon
Stewarts Shops Corp
Molly Russell
Vita Nova Group
Gianna Cosenza
VYLLA Home
Kenneth Bransby
Hosted by the New Jersey, New York State and Pennsylvania associations of REALTORS.