Across the Association Nov-Dec 2024

Across the Association

OFFICIAL PUBLICATION OF THE GREATER CAPITAL ASSOCIATION OF REALTORS®

NOV/DEC 2024 2024 Award Winners GCAR Trade Show Recap Year In Review

Trusted Affiliate Member of

We keep deals

MOVING OUR SERVICES Purchase, sale, and leasing of residential and commercial properties Drafting and reviewing residential and commercial contracts

TLF represents buyers, sellers, businesses, banks, and commercial & residential lenders.

Title examination and title insurance Chain of title disputes Boundary line and survey issues Zoning and Planning Board applications and appeals

Shalini Natesan, Esq. Partner & Leading Real Estate Attorney

shalini.natesan@townelaw.com

Our dedicated team of attorneys are quick, efficient, and responsive - everything you need to close deals faster.

Streamline the closing process for your clients; we handle all aspects of title inhouse.

CONTACT US info@townelaw.com

www.townelaw.com

518.452.1800

500 New Karner Road, Albany, NY 12205 Attorney Advertising. Prior results do not guarantee a similar outcome.

Across the Association

VOLUME 35 | NUMBER 6 | NOV/DEC 2024

FEATURES Good Neighbor Award

Shining Star Award

Laura Burns, CEO OFFICERS Kathleen Sullivan, President Melissa Woodcock, President-Elect Kirsten Blanchard, Secretary-Treasurer DIRECTORS Felton McLaughlin Jennifer Mentiply Lorenzo Murray Suzanne Prezio Michelle Poccia Dan Shepard Kathie Spangler Linda Yetto The Greater Capital Association of REALTORS® is a professional trade association which provides its members with programs and services which enhance the members‘ ability to successfully conduct their businesses in a competent and ethical manner, promotes cooperation among its members, and promotes the public‘s right to own, use and transfer real property.

The Greater Capital Association of REALTORS® makes no warranties and assumes no responsibility for the accuracy of the information contained herein. The opinions expressed in articles are not necessarily the opinions of the Greater Capital Association of REALTORS®.

11 REALTOR® of the Year

12 Year In Review

13

18

ACROSS THE ASSOCIATION

MEMBERSHIP

With the President............................. 4

Affiliate Members.............................20

What’s Happening.............................. 6

New GCAR Members.......................23

Upcoming Events............................... 7 Trade Show Recap............................14

ADVERTISERS 1st National Bank of Scotia...........17

ADVOCACY

Arnoff Moving & Storage...............17

Legislative Update............................. 8

NYSAR..................................Back Cover

RPAC Report......................................... 9

The Towne Law Firm, P.C.................. 2

The Greater Capital Association of REALTORS® does not necessarily endorse the companies products or services advertised in the newsletter unless specifically stated.

On the cover: 2024 GCAR Trade Show held at the Crowne Plaza - Desmond Hotel ACROSS THE ASSOCIATION 3

WITH THE PRESIDENT

CELEBRATING A YEAR OF CHANGE

As we approach the close of another year, I want to express my deepest gratitude for your dedication and contributions to the Greater Capital Association of REALTORS®. This past year has been defined by significant changes and a spirit of resilience.

The NAR settlement marked the beginning of new business practices, and together, we have navigated these adjustments with cooperation and determination.

A heartfelt thank you goes out to everyone who served on committees and participated in our events. Your hard work and commitment have been vital to sustaining our association’s legacy. The many hours devoted by committee members have positively impacted not only GCAR but the broader community we represent.

I encourage each of you to stay engaged with our association. Your involvement enriches the organization and shapes the future of our industry through your unique perspectives and steadfast dedication. If you haven’t yet joined a committee, I invite you to do so here: gcar.com/committees/.

Serving on a committee strengthens the bond between the association and its members, enabling us to work collaboratively to meet the needs of our community. Your leadership and input as a volunteer are crucial to

4 NOVEMBER/DECEMBER 2024

enhancing the member experience and ensuring the success of Capital Region REALTORS®.

As we enjoy the holiday season, please stay informed about market trends and association updates. Take a moment to read member communications and keep up with news and resources on our Facebook page and website, gcar. com.

Thank you for your trust, confidence, and the privilege of serving as your GCAR President. It has been an honor and a true pleasure, and I look forward to continuing our work together in the years ahead. Wishing you all a joyful and prosperous holiday season.

Kathleen Sullivan 2024 GCAR President

GCAR.COM

GCAR

Installation of Officers & Directors Each year the Greater Capital Association of REALTORS® comes together to look back on the past year, celebrate personal and professional accomplishments, and to look towards the future of the association and its members.

9

Thursday

January

Featuring

Cocktail Hour & Dinner Music by the Alan Thomson Jazz Trio

Mohawk Golf Club

1849 Union St, Schenectady, NY 12309

Tickets

$60.00

For more information: www.gcar.com/events

PURCHASE TICKETS

WHAT’S HAPPENING RENEW YOUR GCAR MEMBERSHIP TODAY 2025 Membership Dues and MLS Fees are due January 1, 2025 With a membership of nearly 4,000 REALTORS®, GCAR remains a strong organizational partner working to help members succeed in the real estate industry.

How do I pay my association dues and MLS fee?

Visit www.gcar.com/dues for detailed instructions.

What is my User ID and Password?

Your user id is your 5-digit member number (the numeric portion of your Flexmls login id). For assistance, call GCAR’s membership team at 518-464-019.

Do I have to contribute to RPAC? RPAC is a voluntary contribution. However, RPAC assures that issues and concerns related to the real estate industry remain a priority for public policymakers who can shape how you do business.

Do I have to contribute to the Community Outreach Fund?

No. The mission of the GCAR Community Outreach Fund is to promote the members as good community citizens by making financial contributions to local charitable groups that are housing-oriented or whose purpose is to make our community a better place to live.

CONTACT US If you have questions regarding your membership account, please contact Member Services at 518-4640191 or membership@gcar.com.

6

BENEFITS

TO BEING A GCAR MEMBER 01.

Advocacy

You and your clients may file ethics complaints, mediation, and/or arbitration requests without having to go to court.

03.

Networking

Affiliate Members underwrite GCAR events, keeping costs to members reasonable and sometimes free.

05.

Free Education

Keep your clients in the know and your business relevant! Find the latest market statistics at www.gcar.com/market-stats

RPAC fights for real estate interests and the rights of property owners.

02.

Pro Standards

Activities, events, and programs bring together members connected to the industry.

04.

Affiliates

As a member, you enjoy FREE classes!

06.

Market Stats

Sympathies are extended to...

The friends and family of GCAR past president Doreen Ross, broker-owner of Doreen Ross Associates Real Estate, who passed away on November 2, 2024.

The friends and family of Christopher Laviano, GCAR member and broker-owner of Laviano Associates Real Estate, on the passing of his father on October 19, 2024.

6 NOVEMBER/DECEMBER 2024

GCAR.COM

Cold Calling Still Prohibited in New York

DATES TO REMEMBER

Unsolicited telemarketing sales call to any person in a county, city, town or village are still prohibited.

You may still perform business to business calls so long as you are calling the number provided as the business number.

January 1 GCAR Membership Dues Deadline January 9 GCAR Installation Dinner Mohawk Golf Club

Attention Real Estate Professionals: File Your Federal BOI Report Now to Avoid Penalties!

By January 1, 2025, over 32 million small businesses must file a Beneficial Ownership Information (BOI) report under the Corporate Transparency Act. This legislation requires most businesses, including real estate brokers and property managers, to disclose their beneficial owners to the Financial Crimes Enforcement Network.

Since the regulation’s implementation on January 1st, 2024, Wolters Kluwer BizFilings has successfully assisted many entities in the real estate industry with their BOI compliance.

February 2-6 NYSAR Mid-Winter Business Meetings Crowne Plaza Albany May 31 - June 5 NAR Legislative Meetings Washington, DC For additional information, visit GCAR.com/events

To get started, visit: https://boi.bizfilings.com

NEW: Fair Housing Education Requirements In May, the National Association of REALTORS® Board of Directors approved a new fair housing training requirement for members.

Beginning in 2025, new members must complete two hours of training, and existing members must complete two hours every three years.

You can find classes to fulfill this requirement on the GCAR education calendar at gcar.com/ calendar ACROSS THE ASSOCIATION 7

LEGISLATIVE UPDATE

STAY INFORMED: LEGISLATIVE NEWS FROM NYSAR

By Connor Gillis Government Affairs Rep, NYSAR

Tell Governor Hochul and Lawmakers You Oppose Mandating Fire Sprinklers The State Fire Prevention and Building Code Council is proposing a new unfunded mandate requiring the installation of residential fire sprinkler systems in all new 1-2 family homes and townhomes. Among the issues of concern are the additional costs associated with installing and maintaining the system, particularly for those homes on well water.

program have been delayed repeatedly, and state officials are now targeting the end of this year to release a draft proposal.

Top elections forecaster David Wasserman speaks at NYSAR meetings NYSAR welcomed David Wasserman as its General Session keynote speaker at this year’s NYSAR Fall Business Meetings at Turning Stone Resort in September.

David Wasserman, Senior Editor & Elections Analyst for The Cook Political Report, provided REALTORS® with inNotably, state law already requires home builders to depth political analysis heading into this year’s presidential provide purchasers of newly constructed homes with election. Wasserman is recognized as one of the nation’s information on the benefits and estimated costs associated top election forecasters, is a contributor to NBC News, and with installing fire sprinklers, which NYSAR supported. has appeared on C-SPAN, CNN, Fox News, and NPR. You Visit nysar.com to Take Action Now and tell Governor can watch his presentation for a limited time on NYSAR’s Hochul, your state lawmakers, and the Code Council to website. oppose mandated residential fire sprinklers in New York.

2024 General Election Summary State Supreme Court strikes down law moving local Democrats in the State Legislature maintained large elections to even years majorities in both the State Senate and Assembly following On October 8, a state Supreme Court Justice struck down the November 5 general election. Incumbent state a state law moving many town and county elections lawmakers fared well, by and large, with a few exceptions. in New York to even-numbered years to align them Democrats have lost their supermajority in the New York with state and federal races, following a lawsuit filed by state Senate. Democrats have secured 40 seats in the state Republicans in the state. The ruling said the law violated Legislature’s upper chamber. Republicans flipped one seat the state constitution and the rights of local governments in Brooklyn, with Republican Stephen Chan unseating to control their affairs.

Democratic state Sen. Iwen Chu. In the State Assembly, Democrats appear to have increased its supermajority New report details concerns with state’s emissions under Speaker Carl Heastie to 103 seats (100 seats reduction goals is needed for a supermajority). Several incumbent The Citizens Budget Commission released a report urging Assemblymembers lost their elections, including: Governor Hochul and state lawmakers to modify the • Ed Flood (R) lost to Rebecca Kassay (D) – AD4 state’s 2030 emissions reduction goals required in the • Gina Sillitti (D) lost to Daniel Norber (R) – AD16 2019 CLCPA law. The report expresses concerns with • Brian Curran (R) lost to Judy Griffin (D) – AD21 the affordability of the state’s “cap and invest” proposal, • John McGowan (R) lost to Aron Wieder (D) – AD97 which would charge companies for emissions and invest • Monica Wallace (D) lost to Patrick Chludzinski (R) the proceeds into clean energy programs and consumer – AD143 rebates. Regulations to implement a “cap and invest” 8 NOVEMBER/DECEMBER 2024

GCAR.COM

RPAC REPORT RPAC is the only professional organization in the country organized for REALTORS®, run by REALTORS®, and exists to promote issues important to REALTORS®. RPAC provides financial support to lawmakers and candidates who understand and support private-property rights and the real estate industry.

GCAR Members Honor Nina Amadon On Thursday, November 14th, GCAR members gathered at Canali’s Italian Restaurant in Schenectady for an RPAC fundraiser honoring Nina Amadon. The event featured a heartfelt toast by GCAR President Kathleen Sullivan and CEO Laura Burns, with several members stepping forward to share stories and memories of Nina.

The fundraiser successfully raised $4,335 for RPAC.

2024 RPAC GOALS Fundraising Goal: $83,246 YTD: $79,339 (95%)

Participation Goal: 1,368 YTD: 1050 (76%)

RPAC INVESTMENT LEVELS Investor: $15 - $98 99 Club: $99 - $249 Capitol Club: $250 - $499 Presidents Club: $500 - $999 Sterling R: $1,000 - $2,499 Crystal R: $2,500 - $4,999 Golden R: $5,000 - $9,999 Platinum R: $10,000

ACROSS THE ASSOCIATION 9

R stands for REALTOR®. REALTORS® are members of the National Association of REALTORS®.

NAR’s consumer ad campaign tells the REALTOR® story— who REALTORS® are and the value you bring to clients and communities.

Leverage award-winning campaign assets on NAR’s Photofy app and at ThatsWhoWeR.realtor

Elaine Freedman Named 2024 GCAR Good Neighbor Award Winner The Greater Capital Association of REALTORS® is committed to fostering community growth and support through volunteer efforts and financial contributions. Recognizing the importance of these contributions, GCAR launched the Good Neighbor Award in 2019 to celebrate exceptional members who go above and beyond in their service to the Capital Region. This year, we are honored to present the 2024 GCAR Good Neighbor Award to Elaine Freedman of Venture Realty for her decades-long dedication to community service.

Elaine has devoted more than 50 years of service to Temple Israel, where her contributions have deeply enriched the lives of seniors. Her roles have included organizing luncheons for the community after services and preparing food for the High Holy Days, a task she handles with remarkable commitment. Each year, Elaine personally selects, prepares, and beautifully packages holiday-appropriate food for over 60 seniors, delivering each gift with care—a true labor of love that exemplifies her generosity. She also visits members of the community who are sick or recovering, ensuring they feel connected and supported.

Beyond her involvement with Temple Israel, Elaine volunteers at a local soup kitchen, helping to provide warm meals to those in need, and she serves on the Board of Directors at Daughters of Sarah Nursing Home. Her steadfast dedication to GCAR over the years has greatly benefited our organization, further illustrating her commitment to improving the lives of others.

Elaine never seeks recognition for her service, but we are proud to honor her contributions with the GCAR Good Neighbor Award.

ACROSS THE ASSOCIATION 11

A BRIGHT LIGHT AMONG US Introducing GCAR’s First Shining Star Award Recipient In a year of exceptional achievements, the Greater Capital Association of REALTORS® proudly introduced the Shining Star Award to honor a shining star in the real estate profession. This accolade recognizes a newcomer who demonstrates extraordinary commitment, enthusiasm, and a passion for service—to GCAR, their firm, and the community. To qualify, recipients must have been licensed for 18 months or less and completed at least five transactions.

This year, GCAR’s inaugural Shining Star Award celebrates an individual who not only meets these criteria but exceeds them in every way: Marisa Multari, with Hunt Real Estate.

Marisa’s involvement with GCAR is nothing short of remarkable. Serving actively on two committees, she has proven herself an enthusiastic volunteer who’s always ready to lend a helping hand. Her peers describe her as a “golden ray of sunshine,” a colleague who puts others first regardless of her own circumstances.

Clients and fellow agents alike are drawn to Marisa’s warmth, professionalism, and unwavering support. Known for going above and beyond, she steps in to assist with showings, open houses, and events whenever someone is in need, regardless of which office they work in. Marisa’s generosity of spirit extends to cheering for others’ successes and providing heartfelt encouragement. Her signature “Heart-to-Heart Hug” leaves everyone feeling valued and respected.

Marisa’s dedication extends beyond her professional life. She actively contributes to more than a dozen local organizations and events, from the Northeast Regional Food Bank to the Salvation Army Bell Ringing. Her leadership roles are just as impressive—she serves on multiple boards, including the Northeast Kidney Foundation, Albany Rotary Club (where she is President), and the Capital Region Chamber Ambassador program.

Her annual volunteer efforts include supporting initiatives such as the Breast Cancer Walk, Operation at Ease, and Wreaths Across America, among many others. Marisa’s philanthropic spirit knows no bounds, making her a pillar of the community.

Marisa’s involvement spans a broad spectrum of causes: • Albany Rotary Club – President • Northeast Kidney Foundation – Board Member • Capital Region Chamber Ambassador • GCAR Community Relations Committee – Member • GCAR REALTOR Political Action Committee – Member • Hunt Real Estate Volunteer Liaison These titles represent only a fraction of her contributions. Whether through volunteering, fundraising, or serving on boards, Marisa’s impact is profound and far-reaching.

Marisa Multari is more than a real estate agent; she’s a beacon of positivity, collaboration, and community spirit. Her tireless commitment to helping others embodies the very essence of the Shining Star Award.

Join us in celebrating the first-ever recipient of GCAR’s Shining Star Award, Marisa Multari, a true luminary in the real estate profession and beyond.

12 NOVEMBER/DECEMBER 2024

GCAR.COM

HONORING EXCELLENCE 2024 REALTOR® OF THE YEAR The REALTOR® of the Year Award stands as one of the most distinguished recognitions in the real estate profession.

It celebrates individuals who exemplify the highest standards of professionalism while making a profound impact on their communities.

This prestigious honor isn’t about production numbers—it’s about character, service, and commitment. The GCAR Awards Committee evaluates nominees based on their business accomplishments, ethical principles, and unwavering adherence to license laws, association rules, and the REALTOR® Code of Ethics. These qualities define the spirit of a true REALTOR®—someone who serves with integrity, leads with compassion, and embodies the best of the profession.

It is our great privilege to honor Jonie Civill of Civill Realty with the 2024 REALTOR® of the Year Award.

Jonie Civill has dedicated more than 30 years to the real estate profession, earning a reputation as a trusted advisor, ethical leader, and compassionate advocate. Her impressive credentials include the GRI (Graduate, REALTOR® Institute), CBR (Certified Buyer Representative), and SRES (Seniors Real Estate Specialist) designations, among others.

Her service extends beyond her clients; Jonie has been a steadfast member of the GCAR Professional Standards Committee, contributing to ethics and arbitration panels with an open mind and a commitment to fairness. Her approach is marked by an unwavering dedication to doing what’s right, always placing her clients’ best interests above all else.

Jonie’s influence isn’t confined to the real estate world. She is deeply involved in volunteer efforts throughout the Capital District, generously giving her time and energy to a variety of organizations. Her thoughtful nature and genuine care for others have earned her the respect and admiration of colleagues, clients, and community members alike.

As a broker-owner, Jonie has built a legacy of excellence, fostering a culture of respect and collaboration. Her kindhearted leadership and dependability have made her a treasured figure within the GCAR community.

Jonie Civill exemplifies the REALTOR® Spirit, embodying professionalism, ethics, and a heart for service. It is with great pride that we celebrate her as the 2024 Greater Capital Association of REALTOR® of the Year.

ACROSS THE ASSOCIATION 13

THE GCAR TRADE SHOW ON OCTOBER 10TH WAS A SUCCESS! What brings REALTORS® more business? NETWORKING! Almost 300 members attended the GCAR Trade Show on October 10th. It is the largest networking event GCAR provides for its members to help establish corporate connections that benefit your clients and increase business.

Congratulations to all the prize winners!

Association Dues Jessica Hurta, eXp Realty Nicole Clare, Hunt ERA Danielle Hoke, eXp, Realty MLS Dues Melissa Woodcock, Staged Nest Real Estate Brian Miranda, Miranda Real Estate Full Membership Dues Michael Walters, Realty Solutions Supra Lock Box Cindy Quade, Signature One Realty Grp, LLC Brian Sinkoff, Sinkoff Realty Group Restaurant Gift Card Kacey Pitcher, Miranda Real Estate Passport Prize Winners Cindy Quade, Signature One Realty Grp, LLC Aubrey Talbot, Signature One Realty Grp, LLC Joyce Brown, Red Dog Realty Alison Anderson, Key Bank Mortgage Tracy Brown, Miranda Real Estate Biran Miranda, Miranda Real Estate Kerry Loiselle, Sterling Real Estate Group

The Community Relations Committee supported the Troy Area United Ministries by raising over $2,300 through their silent auction. Thank you to the following people for donating baskets: Drew Aiello Julianne Couto Jonie Civill Gus Gillberg, Esq. Brenda Hill Judy Kaiser David Lavoie Sherry Marr Marisa Multari Ruth’s Chris Restaurant George Slingerland Diane Sluus Susan Sommers Kathleen Sullivan Jennifer Taylor Peter Tull Marc & Carrie Weiss Ron Zuba Ambiance Florals • Michele Peters • Maureen McDonald Miranda Charity Corporation

14 NOVEMBER/DECEMBER 2024

Miranda Real Estate • Aju Abraham • Donna Altieri • Bobbie Belber • Nancy Bobar • Stacy Carey • Anne Caron • Reney Clifford • Mindy Nan CohenDodway • Terry Dobson • Ginnel Gumani • Carrie Hansen • Amanda Hart • Evelyn Hickok • Melanie Kraus • Velvet & Ed Kyle • Melissa Matey • Brian Miranda • Melissa Petalas • Tricia Rulison • Chris Serafini • Sandy Serafini • Tina Thandi • Leslie WarnerRafaniello • Janet Wheeler • Mary Wilson

GCAR.COM

The Realtor Political Action Committee (RPAC) hosted We extend our heartfelt thanks to the 2024 Trade Show a VIP lounge with Ben & Jerry’s ice cream, psychics, Committee for ensuring the event ran smoothly! headshots, massages, and manicures. The VIP lounge Mary Bintz raised $6,000 for RPAC. Elisha Cleary Toni Curley Dominick DePasquale Anne Dillenbeck Laura Guillerault William Kellert Christina Sutherland Cindy Taylor Lisa Wallock Kimberly Willsey

CELEBRATING 15 YEARS OF SPONSORSHIP: THANK YOU, EDGECO ENVIRONMENTAL! We extend our heartfelt gratitude to Paul Pinkans of Edgeco Environmental for his unwavering support as a platinum sponsor for the past 15 years. His enduring friendship and remarkable generosity have greatly enriched our trade show, and we are truly grateful for his commitment and partnership.

2024

2016

2022

2021

2015 ACROSS THE ASSOCIATION 15

16 NOVEMBER/DECEMBER 2024

GCAR.COM

Centennial ARM Program

Free modification to a fixed rate

Local Long-Distance Worldwide Available on all new adjustable rate mortage applications

MOVING PACKING STORAGE

One time modification to a fixed rate on a 1st National Bank of Scotia mortgage product Requests accepted in writing, anytime during the term of the loan Offer specific to fixed rate change only

www.firstscotia.com Tom Kmetz tjkmetz@firstscotia.com 518.795.8724 Kevin Mason krmason@firstscotia.com 518.925.0674 *Borrower must meet 1st National underwriting standards at the time of the modification request. Offer available to all new adjustable rate mortgage applicants as of 6/12/2023.

518-463-5525 arnoff.com

GCAR.THECESHOP.COM

ACROSS THE ASSOCIATION 17

2024

YEAR IN REVIEW

Making an Impact In 2024, GCAR’s Community Relations Committee, led by Diane Sluus, made a significant impact through various volunteer initiatives.

On October 24, members partnered with Habitat for Humanity Capital District to build walls and fencing in Sheridan Hollow—a highlight of a year filled with meaningful efforts such as: • Packing meals for the Regional Food Bank.

• Preparing dinner for Jack’s House residents.

Bendett, Angelo Santabarbara, Mary Beth Walsh, Phil • Supporting Double H Ranch for children with Steck, John McDonald, and Carrie Woerner. serious illnesses.

• Assisting Operation at Ease’s August bike ride for Discussions focused on key legislative priorities such as: veterans and first responders.

• Good Cause Eviction legislation • Restocking Free Fridges in Albany and Schenectady.

• First-time homebuyer assistance programs • Delivering toiletries to shelters across the Capital • The NY HEAT Act Region.

• The telemarketing ban • Raising $2,600 for Troy Area United Ministries via a silent auction.

Through active engagement, the committee ensured REALTORS® and the housing industry had a strong GCAR also distributed $16,800 to ten organizations voice in shaping policy and supporting a vibrant real through the Community Outreach Fund. As the year estate market. ends, the committee is adopting a Saratoga County family for the holidays, bringing joy to three children.

Advocacy in Action RPAC The Legislative Affairs Committee, chaired by Cathy Under the leadership of 2024 RPAC Chair Susan Griffin, had a productive year advocating for GCAR Sommers, the REALTORS® Political Action Committee members and the real estate community. dedicated itself to increasing member engagement and awareness. Through a series of creative and well-attended In 2024, GCAR participated in NYSAR’s Lobby Day at events, the committee brought members together the State Capitol, meeting with ten local lawmakers, while emphasizing the importance of supporting the including Senators Neil Breslin, James Tedisco, and REALTORS® Political Action Committee.

Jake Ashby, and Assemblymembers Patricia Fahy, Scott

18 NOVEMBER/DECEMBER 2024

GCAR.COM

sessions for navigating new statewide and Global MLS forms, attended by 639 members.

GCAR partnered with NYSAR to provide free designation courses, including MRP, SRES®, PSA, and four GRI modules, as well as two CRS courses: Increase Wealth with Rentals and Other Investment Properties in April and First Time Home Buyer Specialist in September.

This year’s highlights included: • Bowling tournament • Wine pull • Cornhole tournament • VIP lounge at the Annual Trade Show • Nina Amadon Memorial Dinner The results of these efforts are evident: as of November 18, GCAR RPAC has raised $74,988, achieving 90% of its $83,246 fundraising goal. Participation also grew by 2.4% over last year, with 1,048 members investing in RPAC, representing 27% of the total membership.

The committee’s work continues to build momentum, strengthening the collective voice of REALTORS® and ensuring that critical real estate issues are heard by decision-makers. Thank you to all who invested in RPAC this year—you are making a difference!

Highlights include 17 new classes, four new instructors, and Mediation and Professional Standards Training sessions.

Special thanks to Education Committee Chair Maria Connally and members for advancing real estate education!

Upholding Ethical Standards In 2024, GCAR’s Professional Standards Committee, chaired by Marie Bettini, remained steadfast in upholding ethical practices within the real estate community.

The committee provided 38 ethics complaint packets to GCAR members and the public, resulting in 12 formal complaints. Of these, five cases were withdrawn, one was dismissed, and five hearings were conducted, with one more pending at the time of publication. The most commonly violated standard was Article 01 of the Code of Ethics, which emphasizes prioritizing clients’ needs while maintaining honesty with all parties.

Through diligent oversight, the committee reinforced the importance of professionalism and integrity in real estate.

A Year of Growth and Learning By the end of 2024, GCAR will have offered 127 classes and over 500 hours of Continuing Education credit, covering topics like Mortgage Processing, Fair Housing, Buyer Trends, and VA Loans.

Key focuses included the Law of Agency and Ethical Business Practices, with 15+ classes each, and seven ACROSS THE ASSOCIATION 19

GCAR AFFILIATE MEMBERS Use this directory as a resource for products and services. Affiliates join monthly, so check each issue for updates. You can also search the online Affiliate directory by visiting GCAR.com/affiliate-members.

10 One Productions 518-487-9497 www.10oneproductions.com Aaron@10oneproductions.com

1st National Bank of Scotia 201 Mohawk Ave Scotia, NY 12302 518-370-7117 www.firstscotia.com japoulin@firstscotia.com

32 Mile Production – Filmworks 331 Round Lake Rd Ballston Lake, NY 12019 845-597-4804 filmworks109.com chuck.fernandez@32mile.com Ace Home Inspections 110 Wolf Rd, Suite 102 Albany, NY 12205 518-727-7091 acehomeny.com acehomeny@gmail.com

Arnoff Moving & Storage 10 Stonebreak Rd Malta, NY 12020 518-463-5525 www.arnoff.com dfeldman@arnoff.com Assured Partners 2880 US Highway 9 Valatie, NY 12184 518-783-8801 www.assuredpartners.com/valatie ryan.page@assuredpartners.com

20 NOVEMBER/DECEMBER 2024

Ballston Spa National Bank 990 State Route 67 Ballston Spa, NY 12020 518-363-8110 bsnb.mymortgage-online.com nancy.koval@bsnb.com

Bhumio PO Box 3872 Albany, NY 12203 518-429-7484 bhumio.com victoria@bhumio.com

Carey Home Inspection PO Box 1061 Averill Park, NY 12018 518-956-1078 www.careyhomeinspection.com don@careyhomeinspection.com

Clean Isle Home Inspections 350 Northern Blvd, Ste 324 Albany, NY 12204 518-914-8700 www.cleanisles.com mark.connal@cleanisles.com

Clearpath Mortgage Solutions 43 British American Blvd Latham, NY 12110 518-389-7070 clearpathmortgages.com mike.rankin@clearpathmortgages.com

Community Bank NA 4781 State Highway 30 Amsterdam, NY 12010 518-380-3620 www.cbna.com toni.zidich@cbna.com

Concord Pools & Spas 156 Sparrowbush Road Latham, NY 12110 518-566-6499 concordpools.com bucky.jablonski@concordpools.com Crosscountry Mortgage 105 Lake Hill Rd, Suite 4 Burnt Hills, NY 12027 518-469-1200 crosscountrymortgage.com/Robert-Tuttle robert.tuttle@myccmortgage.com Cutco Closing Gifts 21 Cliff St Hastings on Hudson, NY 10706 518-755-5701 www.cutcoclosinggifts.com asahr09@yahoo.com

Deangelus Group, PLLC 3 Corporate Drive, STE 204 Clifton Park, NY 12065 518-631-6400 x101 www.dglawny.com/ karen@dglawny.com Debut Property Staging PO Box 547 Slingerlands, NY 12159 518-313-0975 debutpropertystaging.com eileen@debutpropertystaging.com

GCAR.COM

DogWatch by Top Dog Pet Fence 410 Troy Schenectady Rd Ste 204 Latham, NY 12110 518-783-5678 x1 www.topdogpetfence.com ed@topdogpetfence.com Dryer Vent Wizard 8 Napa Court Niskayuna, NY 12309 518-901-3694 www.saratogadryervent.com jcatino@dryerventwizard.com

Edgeco Environmental 136 Columbia St Cohoes, NY 12047 518-235-5687 www.edgecoenvironmental.com edgecoenv1@gmail.com GoRascal, Inc. 376 Broadway, Ste 17 Saratoga Springs, NY 12866 518-791-4595 team.gorascal.com/heidi heidi@gorascal.com Haus Capital Corporation 10 Blacksmith Dr, Ste 3 Ballston Spa, NY 12020 518-366-8608 www.hauscapitalcorp.com bryan@hauscapitalcorp.com

Hinman, Howard & Kattell 10 Airline Dr, Ste 205 Albany, NY 12205 518-869-5552 www.hhk.com jprout@hhk.com

Homeowners Advantage 4 Winners Circle Albany, NY 12205 518-928-8741 www.homeownersadvantage.com ecruz@homeownersadvantage.com

Homestead Funding Corp.

8 Airline Drive Albany, NY 12205 518-464-1100 x392 homesteadfunding.com mholmes@homesteadfunding.com

In-House Media 5 Autumn Court Gansevoort, NY 12832 518-350-4991 www.mhfphoto.com hello@mhfphoto.com

J Squared Home Inspections 518-669-1574 www.jsquaredhomeinspections.com Jordan@jsquaredhomeinspections.com

Key Bank 66 South Pearl St Albany, NY 518-257-8602 www.key.com harjit_m_earnest@keybank.com

La Voie Insurance 440 3rd Ave Watervliet, NY 12189 518-526-8043 lavoieinsurance.com dlavoie@lavoieinsurance.com

M&T Bank 313 Ushers Rd Ballston Lake, NY 12019 518-221-1145 www.mtb.com lmurphy2@mtb.com

Maple Tree Funding 1202 Troy Schenectady Rd, Bldg 3 Latham, NY 12110 518-782-1202 www.mapletreefunding.com slatza@mapletreefunding.com Meri Light Photography, Inc. 227 Kingsley Rd Burnt Hills, NY 12027 518-754-1077 merilightphotography.com Meri@Merilightphotography.com

Metzwood Insurance 300 Great Oaks Blvd, Suite 300 Albany, NY 12203 518-392-5161 www.metzwood.com matt@metzwood.com Movement Mortgage 120 West Ave, Ste 206 Saratoga Springs, NY 12866 518-368-4404 www.theannasmithteam.com anna.smith@movement.com Navy Federal Credit Union 24 Sailfish Dr Groton, CT 06340 www.navyfederal.org brienne_ramos-dupuis@navyfederal.org

ACROSS THE ASSOCIATION 21

GCAR AFFILIATE MEMBERS NBT Bank 52 Broad St Norwich, NY 13815 315-505-6572 ww.nbtbank.com aleo@nbtbank.com

NEST Environmental, LLC 863 Route 212 Saugerties, NY 12477 845-853-4840 www.nestpp.com jslater@celticiaq.com

New York Real Estate Photography 518-284-1400 nyrephotos.com matthew@nyrephotos.com

Northern Living 1849 State Route 9 Lake George, NY 12845 518-685-6569 www.northernlivingny.com info@northernlivingny.com

Premium Mortgage 935 New Loudon Rd Latham, NY 12110 201-638-9804 premiummortgage.com kkamber@premiummortgage.com RE Tech Academy 517-214-3333 retechacademy.com todd@retechacademy.com

22 NOVEMBER/DECEMBER 2024

Rohan & Delancey, P.C. 18 Computer Drive, Ste 100 Albany, NY 12205 518-438-0010 brohan@rohanlaw.com Salerno Law, PC 16 Round Lake Rd Ballston Lake, NY 12019 518-309-3404 salernolawny.com kim@salernolawny.com Saratoga Community Federal Credit Union 23 Division Street Saratoga Springs, NY 12866 518-583-2323 x123 www.saratogafcu.org lmccoy@saratogafcu.org

Saratoga National Bank & Trust Co. 171 Broadway Saratoga Springs, NY 12866 518-745-1000 x2921 www.saratgonational.com joy.rodriguez@arrowbank.com

SEFCU Mortgage Services 700 Patroon Creek Blvd. Ste 301 Albany, NY 12206 518-369-4815 www.sefcu.com mmoolick@sefcu.com

SMPR Title Agency, Inc. 50 Chapel Street Albany, NY 12207 518-867-7524 www.smprtitle.com beverly@smprtitle.com

Sunmark Credit Union 1187 Troy Schenectady Rd Latham, NY 12110 518-730-9070 www.sunmark.org eloisa.behnke@sunmark.org The Dust Busters PO Box 4521 Clifton Park, NY 12065 518-728-7394 paula.dustbusters@gmail.com

The Mortgage Place 646 Plank Road, Suite 102 Clifton Park, NY 12065 518-982-0480 x102 www.themortgageplaceinc.com jrussell@themortgageplaceinc.com The Reis Group 8 Stanley Circle, Suite #4 Latham, NY 12110 518-266-9966 reisinsurance.com cgranger@reisinsurance.com

The Towne Law Firm, P.C. 500 New Karner Rd Albany, NY 12205 518-452-1800 www.townelaw.com shalini.natesan@townelaw.com Trustco Bank 518-374-4056 www.trustcobank.com ddepasquale@trustcobank.com Wells Fargo Home Mortgage 43 N. Plank Rd Newburgh, NY 12550 845-440-2302 www.wellsfargo.com michael.waters@wellsfargo.com

GCAR.COM

WELCOME

NEW GCAR MEMBERS REALTOR® NON-PRINCIPAL Berkshire Hathaway HomeServices Blake, REALTORS Zachary Palombo Coldwell Banker Commercial Prime Properties Zakary Cullinan-Lane Fortune Realty Group, LLC Ashley Deeb Howard Hanna Frederik Young Jandali Realty Jordan Dwyer

KW Platform Christa Richardson Eric Hotaling Cynthia Fiorenza Timothy Cary Nunziato & Paige Realty, Inc. Daniel Sterantino Red Dog Realty Christian Schriver Serenity Real Estate Team Kristen Blais

Live your best life with financial wellness.

Whatever feeling fine means to you, planning for your financial well-being can help you achieve it.

Make sense of your money and be proactive in your planning with tools from NAR’s Center for REALTOR® Financial Wellness.

Find your financial wellness today at FinancialWellness.realtor!

ACROSS THE ASSOCIATION 23

Greater Capital Association of REALTORS® 449 New Karner Road Albany, New York 12205

2025

Legal Monthly

Updates

As a member benefit, NYSAR will continue to host FREE monthly legal updates via Zoom in 2025!

These updates will be available for one hour of CE credit that satisfies the CE requirement for training on legal matters.

CE credit is available on a first come, first served basis, but the updates will also be live streamed (for non-CE credit) to watch.

2025 FREE MONTHLY LEGAL UPDATES January 14 February 11 March 11 April 8 May 6 June 17

July 8 August 19 September 9 October 21 November 4 December 9

For more information or to register for a legal update, visit

www.nysar.com/ education/legal-update