GCA Construction News Bulletin January 2024

VOL. 64 ISSUE 7 JULY 2023 • GUAM CONTRACTORSʼ ASSOCIATION

VOL. 65 ISSUE 1 JANUARY 2024 • GUAM CONTRACTORSʼ ASSOCIATION

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TABLE OF CONTENTS

JANUARY

8

S.A.M.E. UPDATE

9

APPRENTICESHIP CORNER

FEATURE STORY

2024 10 MEMBER BENEFITS 12 FEATURE STORY

12

16 PHOTO HIGHLIGHTS 18 NAWIC NEWS 20 IN THE NEWS 21 SECURITY BYTES 22 MEMBER MILESTONES 24 BUILDING PERMITS NEW COLLUMNS

February 7, 2024 February 15, 2024 February 19, 2024 February 29, 2024

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GCA FEBRUARY CALENDAR

Wednesday Thursday Monday Thursday

GCA Board Meeting PPPT Comm. Mtg. President's Day PPPT Comm. Mtg.

Meeting Meeting Holiday Meeting

www.guamcontractors.org

EDITORIALS

THEDIRECTORS

THEEDITORIALS

THETEAM

PRESIDENT James Martinez Guam Contractors’ Association

Guam Contractor’s Association (GCA) in conjunction with Adztech and Public Relations, Inc. publishes the Construction News Bulletin (CNB) monthly.

Reproduction of materials appearing in this publication is strictly forbidden without written permission by GCA.

PUBLISHER: James Martinez

PAST CHAIRMAN Bill Beery Tutujan Hill Group CHAIRMAN Joe Roberto East Island Tinting

While we always strive for accuracy, we will from time to time overlook mistakes. In order to help us improve the quality and accuracy of this publication, we ask that you take the time to look at the information provided and notify GCA or Adztech of any corrections as needed. Opinions and editorial content of this publication may not necessarily be those of the publisher, production team, staff, GCA members, GCA Board of Directors and advertisers.

VICE CHAIRMAN Matthew Hunter Dylan Mechanical Construction Services SECRETARY/TREASURER Kathleen David Pacific Rim Constructors CONTRACTOR DIRECTORS: Don McCann Black Construction Corporation

For more information about advertising in the GCA Construction News Bulletin contact the advertising department at (671) 477-1239/2239 or email at adztech@teleguam.net.

William Best SmithBridge Guam AJ Perez Hawaiian Rock Products

Distributed to GCA members or can be obtained by stopping by the Guam Contractors’ Association office located at 506 Mariner Ave., Barrigada, Guam 96913

Brian Holm Hensel Phelps Soraya Vongjalorn Vertex Guam

To find out more about how you can become a GCA member contact Guam Contractors’ Association at Tel: (671) 647-4840/41 Fax: (671) 647-4866 or Email: gca@teleguam.net. www.guamcontractors.org

ASSOCIATE DIRECTORS: Mark Cruz Mid Pac Far East Jose Garcia First Hawaiian Bank

Postmaster. Send address changes to Guam Contractors’ Association, located at 506 Mariner Ave., Barrigada, Guam 96913

Camilo Lorenzo Matson Navigation Geri Leon Guerrero Adztech Advertising and PR

PRODUCTION TEAM LEAD: Geri Leon Guerrero AD SALES: Alyssa Roces Chantelle Santos PRODUCTION: Jason Davis Christopher “Taco” Rowland PHOTOGRAPHY: Matthew Hunter EDITOR: Adztech CONTRIBUTING WRITERS: Joanna Rupley Sablan Francine Taitague Rodney “RJ” Ricarte R.D. Gibson Sabrina Salas Matanane GCA STAFF: Desiree Lizama Elaine Gogue Francine Taitague Trevor Cruz COVER: To prepare for the future we must study the past. As we move into 2024 we take a look back at the images that covered the CNB.

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JANUARY 2024

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Create the

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S.A.M.E. UPDATE

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APPRENTICESHIP CORNER

APPRENTICESHIP CORNER

By Francine Taitague Safety, Training and Education Coordinator, Guam Contractors Association

HOW AN APPRENTICESHIP PROGRAM CAN BOOST YOUR COMPANY'S PRODUCTIVITY IN THE NEW YEAR As the new year begins, many companies are looking for ways to increase productivity and achieve their goals.

One highly effective strategy that should be considered is implementing an apprenticeship program.

Apprenticeships not only provide valuable training for individuals, but they can also have a significant impact on a company's productivity and success. In this column, I will explore how an apprenticeship program can boost your company's productivity.

One of the key benefits of an apprenticeship program is the opportunity to develop a skilled and knowledgeable workforce. By offering apprenticeships, companies can attract motivated individuals who are eager to learn and who can grow in their trade. These new workers bring fresh perspectives and ideas that can increase innovation and efficiency. As apprentices gain experience and knowledge through on-the-job training, they become valuable assets to the company, capable of taking on more responsibilities and contributing to the overall productivity of the team.

In today's competitive business environment, construction companies often face skills gaps within their workforce. These gaps can hinder productivity and prevent companies from reaching their full potential. An apprenticeship program can provide a solution to filling this skills gap by offering a structured training program that equips its workforce with the specific needed skills.

By investing in apprenticeship, companies can address their skills gaps directly. This not only boosts productivity in the short term but also sets the foundation for long-term success.

Employee engagement and retention are crucial factors for a company's productivity. Apprenticeships can play a significant role in both areas. By offering an apprenticeship program, companies demonstrate a commitment to employee development and growth, which can increase employee satisfaction and engagement. Apprentices feel valued and supported, leading to higher levels of motivation and productivity.

Additionally, apprenticeships provide a clear career path for individuals within the company, which can improve employee retention. When employees see opportunities for growth and advancement, they are more likely to stay with the company, reducing turnover and ensuring a stable and productive workforce.

Implementing an apprenticeship program can be a game-changer for your company's productivity in the new year. By developing a skilled workforce, filling skills gaps, and increasing employee engagement and retention, apprenticeships can have a profound impact on your company's success. As you plan for the year ahead, consider the benefits of an apprenticeship program and how they can boost productivity. Invest in the future of your company by investing in apprenticeship.

The Guam Contractors Association keeps track of hours worked and the education progress of the apprentices in your program. We can guide your company through the whole process. What have you got to lose?

Join the growing community of companies that have, or are in the process of, creating an apprenticeship program to enhance the skills of its workforce.

Interested in learning more? I can help you!

Please contact me at (671) 647-4841 or francine.taitague@guamcontractors.org.

facebook.com/GuamContractors

JANUARY 2024

9

MEMBER BENEFITS

Quality Medical Providers, FHP Health Center and Personalized Technology to Help You Live a Healthier Life in 2024

By Rodney “RJ” Ricarte The TakeCare GCA Health Insurance Employee Benefit can help you live a Balanced Lifestyle of being active, eating right, relaxing and unwinding, and staying socially connected.

Here is some information for you to start 2024 in the best possible way.

Quality Providers for Your Health Care Needs TakeCare members have access to an extensive list of participating providers, both on and off island. TakeCare's growing network of medical providers in Guam includes Guam Memorial Hospital, Guam Regional Medical City, Guam Seventh-day Adventist Clinic, and Guam Radiology Consultants. TakeCare providers are also in Saipan, and the Philippines, Thailand, Singapore, and New Zealand.

TakeCare contracts with an excellent network of medical specialist, practitioners and facilities in the Continental U.S. and Hawaii through the MultiPlan network, which has more than 1.2 million providers.

Preferred Access to the FHP Health Center TakeCare members have preferential access to the FHP Health Center. FHP features a roster of highly trained, credentialed, well-known and respected community-based physicians and professional staff.

In addition, the center's modern technology and equipment supports medical services and expertise provided to its patients at its exceptional Centers of Care. These centers include Urgent Care, Full Service Radiology (MRI, CT Scan, Digital Mammography, Ultrasound, and X-Ray) — certified by the American College of Radiology, Primary Care (Pediatrics, Adult Medicine, and Women's Health), Occupational Health, Home Health and Hospice, a Cancer Center (Hematology/Uncology), as well as Dental and Vision centers.

Also, FHP offers a convenient in-house full-service pharmacy, owned and operated by MegaDrug, and full service laboratory owned and operated by Diagnostic Laboratory Services (DLS).

Technology to Help You Live a Healthier Life TakeCare's wellness programs and our new online member portal (coming soon), are conveniently available. Members have access to valuable health and wellness resources, can complete a Health Check by Virgin Pulse, view claims activity, print a member card, review benefits and eligibility information, as well as manage personal health through our TakeCare Wellness site online.

TakeCare offers a mobile app to display your ID card, network of providers, TakeCare wellness programs, fitness schedule, Affinity Rewards, and wellness partners. The mobile app also helps you manage your wellness and fitness incentives while tracking your fitness progress through biometrics! This app can be downloaded on the Apple App Store and Google Play.

We continue to strive to elevate the member/patient experience, and we look forward to servicing you and your family as our member in 2024.

Rodney “RJ” Ricarte is the TakeCare account executive for GCA. He can be contacted at (671) 487-7121 or rodney.ricarte@takecareasia.com.

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JANUARY 2024

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FEATURE STORY

Time is a funny thing. It is a resource that can never be recovered once used. It is fleeting, yet can seem infinite.

Clocks, smart watches, calendars, planners, analog, digital there are so many ways that time is measured; there is even a hit Broadway musical that breaks an entire year down by the minute - all 525,600 of them.

This year we celebrate 65 years of the Guam Contractors Association. Undoubtedly, the GCA and its membership have seen and been part of the island’s growth and development in some way, shape, or form. Our island home has faced hurdles and obstacles - both man-made and natural - with resilience, ingenuity, and the drive to make it what it is paradise.

Greek philosopher Heraclitus is credited with saying “nothing is permanent except change.” It kind of sparks stress, but also comforting at the same time. If the last few years are any indication, change truly is constant.

In 2019, we celebrated the 60th anniversary of the GCA and its membership. In that feature, we took a leap in time to the year the organization was born. And, yet, even since 2019, it feels like the entire world has lived an entire lifetime since the COVID-19 Pandemic rocked the globe; having communities isolate and distance themselves at the time while changing trajectories and plans across industries.

And, though that was only a few short years ago, we still see an industry that continues to persevere; a membership that does not give up while the odds are stacked against them.

GCA President James Martinez in a previous feature stated, “Our members are the lifeblood of this organization and without them we are just a shell…Every member who signs on with GCA is a win for GCA and the industry.”

These are the members who become part of putting our communities back together and building them back up. Last year, we saw the devastating impact of Typhoon Mawar, a natural disaster that left the island in ruin, but demonstrated and emphasized the resilient spirit of Guam and her people, like every other natural disaster before it. Above all else the GCA is driven by commitment and dedication to our overall community, rooted in inafa’maolek, or interdependence. This is an interdependence that has also led to membership collaboration on best practices and cooperation on issues that affect the trades, construction, and contracting industries.

It goes without saying that one of the biggest attributes of the GCA that has led to its continued success and longevity is its ability to adapt to the times. We see this time and time again through the obstacles that make their way into our lives, like the aforementioned calamities. This in addition to a shortage in skilled labor for specialized trades and shipping delays to our neck of the woods.

Time and time again, industry professionals have shared those same woes at the top of a litany of obstacles local contractors face. It comes down to finding, training, and retaining skilled workers, while also having all of the necessary equipment and supplies needed to complete a job. Our geological location - right smack dab in the middle of the Pacific - does not help the situation. However, facebook.com/GuamContractors

Matthew Hunter, Vice President, Chief Operations Officer, and Chief Financial Officer of Dylan Mechanical Construction Services, Inc. shared how the GCA is working with educational institutions, while also supporting and creating vocational training programs, like the Trades Academy, in addition to working with the public sector to create strategies to entice and keep skilled workers in construction. Hunter elaborated,“By actively participating in the development of training programs tailored to the construction industry's needs, GCA contributes to the creation of a well-equipped workforce that meets the demands of its members.”

Hunter shared his enthusiasm about the GCA working and engaging with the Guam Department of Education. “The potential to ignite the interest of the younger generation in pursuing careers in the trades is cast, and the GCA can play a pivotal role in this endeavor.” He added the concepts of career days, field trips, and seminars that can promote awareness for students in Guam about career opportunities in the trades.”These efforts can expose students to the diverse and rewarding careers available, fostering a sense of curiosity and excitement about pursuing paths in construction and related industries,” he said.

Regarding shipping delays and supplies, Hunter shared the GCA worked “with local suppliers, exploring alternative sourcing strategies, and advocating for policies that facilitate smoother import processes.” The start of the year can bring about a lot of hypotheticals, especially when faced with uncertainties. He continued by pointing to several potential options in how the GCA can tackle the shipping and supply issues, including “promoting local sourcing initiatives, exploring alternative suppliers, and fostering partnerships to mitigate the impact of global disruptions.”

He also pointed to the GCA engaging and empowering its membership in collaborative discussions to help navigate difficulties with supply chain management. “Moreover, the association may advocate for policies that support a robust and diverse supply chain on the island, ensuring the construction industry's ability to access necessary materials and resources in a timely and cost-effective manner.”

Additionally, he underscored GCA’s industry collaboration and commitment to excellence, which he opined have contributed to GCA’s longevity and success. “By fostering a collaborative environment, GCA empowers its members to collectively address workforce and supply chain issues, leveraging the collective expertise of the construction community on Guam,” he stated.

Hunter serves as the Vice Chairman of the Board of Directors of the Guam Contractors Association, and he highlighted GCA’s forethought and proactivity regarding the industry and its challenges. “By fostering a forward-thinking mindset, the association has not only weathered economic fluctuations but has also positioned itself as a catalyst for positive change in the construction sector,” Hunter shared “Through strategic planning and a focus on long-term sustainability, the Guam Contractors Association has successfully navigated the complexities of the construction industry, ensuring its continued success and longevity.” For Hunter, this includes GCA adapting to advancements in technology,

JANUARY 2024

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FEATURE STORY

shifts in industry regulations, and the dynamics of the market. “Embracing innovation and staying ahead of industry trends has allowed the organization to remain relevant and influential.”

Given all of the issues and obstacles the island’s construction industry has faced, there have been many victories to celebrate, as well. Hunter pointed to a synergized relationship between the private and public sector. “The symbiotic relationship between the public and private sectors has played a pivotal role in propelling Guam's contracting and construction industries to sustained success,” Hunter shared. He shared the government’s commitment to developing the island’s infrastructure, in addition to streamlined regulatory processes, have allowed for timely project approvals, efficient permitting processes, and effective partnerships.

TRENDS and THE FUTURE Every industry has its trends, which come and go with the ebb and flow. However, trends can also become part of the norm; not just a fad with a hashtag.

Last year, two features were composed on the trending topics of sustainability and zero-waste initiatives. “With a growing global emphasis on environmental responsibility, [GCA] is working with its members to implement green building techniques, energy-efficient designs, and the use of renewable materials,” Hunter shared, as the organization moves into the future. It comes down to responsible development on the island, by raising awareness, sharing resources, and championing sustainable construction practices. “GCA plays a pivotal role in shaping the industry’s trajectory towards a more environmentally conscious and resilient future,” stated Hunter. “This commitment to sustainability not only aligns with global environmental goals but also positions Guam as a leader in responsible and resilient construction practices. “ In addition to sustainability, it becomes evermore apparent the need to embrace the advances in technology that come year after year. “GCA may focus on providing its members with resources and knowledge to navigate the evolving landscape of construction technologies, ensuring that they remain competitive and at the forefront of industry advancements,” Hunter stated.

MEMBERSHIP Desiree Lizama, Administrative Manager of the Guam Contractors Association, spoke about expanding the GCA’s membership. “The GCA is committed to expanding its membership base here on Guam and Micronesia” in line with its objectives of improving the quality of workmanship and safety in all aspects of the industry. Hunter added, “Recognizing the importance of a diverse and inclusive membership, the association actively reaches out to non-members, businesses, and professionals within the construction industry.”

association. “By consistently promoting the value proposition of membership, GCA aims to not only attract new participants but also foster a sense of community and collaboration within the construction sector, ensuring sustained growth and influence for the association in the years to come,” he included.

COLLABORATION, CULTURE, COMMITMENT, COMMUNITY More often than not, it comes down to the people you work with that make all the difference in any mission. Lizama shared how the culture of the association is rewarding for her in “appreciating the work of our professional tradesman…bringing a positive impact [to] the island community.”

For Hunter, “Being a part of the GCA board has been an immensely rewarding experience, filled with anecdotes of collaboration, shared accomplishments, and a genuine commitment to the betterment of the construction industry on the island.” Camaraderie and dedication, he said, have promoted mutual support and goals amongst the board members. This has led to successful collaborative projects, like industry events, educational programs, or advocacy initiatives. “These shared victories underscore the impactful role the association plays in advancing the interests of its members and the broader construction community in Guam.”

Additionally, he pointed to the commitment of the GCA staff in serving the membership. He highlighted their “responsiveness, professionalism, and genuine care for the well-being of GCA members.” Hunter added how the GCA staff’s dedication and collaboration add to the GCA’s success and positive impact in the community “creating a sense of pride and fulfillment for those fortunate enough to be part of this dynamic organization.”

But, what does the future hold for GCA? In its 65th year, there seems to be no slowing down or stopping - that’s obvious.

Hunter pointed to military and infrastructure projects, advances in technology, and the growing prevalence of sustainability. “This evolution aligns with global trends in construction, and the Guam Contractors Association may play a crucial role in facilitating the adaptation of its membership to these transformative changes,” he stated.

Only time can tell what is in store for the Guam Contractors Association and its membership. As the island continues to sail into the 21st century through technology and industries, it becomes even more crucial to have an organization behind its membership supporting its growth and development through the years, promoting trends and collaboration, passing the torch to the next generation, etcetera. The future of the organization can’t look any brighter given all it has experienced throughout the years. It is a testament to the hardworking and committed leadership and staff who have and continue to work in bolstering the industry! Biba GCA on 65 years (or 34,164,000 minutes) of commitment to our island and beyond!

He added how outreach to potential members lists the benefits, like access to industry insights, networking, professional development, and the advocacy of the industry 14

JANUARY 2024

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WELCOME TO

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INTERNATIONAL

PHOTO HIGHLIGHTS

Dinner & Cocktails

Chamber of Commerce Armed Forces Committee and the Under Secretary of the Navy January 10th, 2024 Hyatt Resort Guam

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PHOTO HIGHLIGHTS

GCA Board

GCA Government, Military & Labor Affairs Committee

GCA Committees January Meetings GCA Executive Committee

WHY ADVERTISE IN THE GCA CNB? HIGH READERSHIP & DIRECT DISTRIBUTION.

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NAWIC NEWS

HAPPY NEW YEAR from National Association of

Women in Construction (NAWIC) Guam Chapter #381! We are excited to share our plans for 2024. To briefly share about NAWIC, our core purpose is to strengthen and amplify the success of women in the construction industry. As our mission, the association is committed to championing women to impact the direction of the construction industry. NAWIC provides education, community, and advocacy for women. Here's what we have for the year and how you can support our mission through participation, sponsorship, or becoming a member.

Construction Document Technicians (CDT), Construction Industry Specialists (CIS), Construction Industry Technicians (CIT), and Estimating and Scheduling Practitioners (ESP).

BELLES, BAGS, & BUBBLES NAWIC is a non-profit organization. We hold our annual fundraising event to support our outreach program, "Hard Hats & Hug Hearts," and towards scholarship awards. This year's theme is "Belles, Bags, & Bubbles." Save the date for September 7, 2024.

WOMEN IN CONSTRUCTION (WIC) WEEK WIC Week celebrates and promotes the role of women in the construction industry. It will occur from March 3-9th.

This year's theme is "Keys to the Future," celebrating the strength and knowledge of women and their vital role in shaping our industry's future.

SPONSORSHIP PROGRAM Our sponsorship program is in the planning phase. We plan to have a kick-off by February in time for WIC Week.

The sponsorship program will support our activities, events, and scholarships. By supporting NAWIC, you help support our mission.

BLOCK KIDS BUILDING COMPETITION The Block Kids Building Competition will take place in Spring. The program is for Kindergarten through 6th grade children. By sparking interest through imagination and creativity, we introduce children to construction careers.

NAWIC MEMBERSHIP Our general membership meetings are held on the third Tuesday of every month, 5:30 PM - 7 PM. We have presentations on construction industry topics, professional networking, raffles, and auctions on hand-crafted items donated by our Sustainability Committee. We welcome you to join us.

PROFESSIONAL DEVELOPMENT & EDUCATION NAWIC builds leaders and offers construction-related training and certifications. Leadership training is available through the NAWIC Leadership Academy. The NAWIC Education Foundation (NEF) offers training and certifications for Construction Bookkeeping Technicians (CBT),

Thank you to all our members, sponsors, and supporters.

We appreciate your time, effort, and contributions. Let's make 2024 another incredible year!

JOIN NAWIC GUAM CHAPTER 381 TODAY! Want to know more about NAWIC Guam or join our organization?

Contact us at nawicguam@gmail.com or DM us on Facebook (Nawic Guam) or Instagram (@nawicguam). www.nawic.org 18

JANUARY 2024

www.guamcontractors.org

BUSINESS HRS: MONDAY-FRIDAY | 8AM-5PM OFFICE: (671) 646-7662 | FAX: (671) 649-0053 WEBSITE: WWW.JWSGUAM.COM 290 TUN JOSE SALAS ST, SUITE A TAMUNING, GU 96913

CONTACT OUR SALES REPS TODAY FOR ALL QUESTIONS / INQUIRIES Agnes Par (671) 888-2364 agnesw@jwsguam.com

Jerried Mafnas (671) 864-2390 jerriedm@jwsguam.com

Fe Soriano (671) 864-2275 fsoriano@jwsguam.com

IN THE NEWS

Get Ready: IRS Website has Helpful Resources for Taxpayers IR-2024-01, Jan. 4, 2024 WASHINGTON — The Internal Revenue Service encourages taxpayers to check out IRS.gov for tips, tools and resources to help them get ready to file their 2023 federal income tax return.

This is the third in a series of reminders to help taxpayers get ready for the upcoming filing season. The Get Ready page on IRS.gov outlines steps taxpayers can take now to make filing easier in 2024. Later this month, the IRS anticipates announcing a start date for the 2024 filing season when the agency will begin accepting tax returns.

Interactive Tax Assistant The Interactive Tax Assistant (https://www.irs.gov/help/ita) is a tool on IRS.gov that can help taxpayers with various tax law questions, including: • Who needs to file a tax return.

• What is the best filing status to use.

• Who can claim a dependent.

• Who is eligible to claim a credit or deduct certain expenses.

Earned Income Tax Credit Assistant The Earned Income Tax Credit (EITC) (https://www.irs.gov/credits-deductions/individuals/earned-i ncome-tax-credit-eitc) helps low- to moderate-income workers and families get a tax break. EITC can reduce taxes owed and may give taxpayers a larger refund. Taxpayers can use the EITC Assistant (https://apps.irs.gov/app/eitc/) to determine: • If they are eligible to claim EITC. • If they have any qualifying children or relatives.

• The estimated amount of their credit.

• The filing status they should use.

Where's My Refund?

Most refunds are issued in less than 21 calendar days.

Taxpayers can use Where's My Refund? to check the status of their 2023 income tax refund within 24 hours of e-filing.

Refund information is normally available after four weeks for taxpayers that filed a paper return. Information on Where's My Refund? will update overnight so there is no need to check the tool more than once a day.

IRS Individual Online Account Taxpayers with a Social Security number or an Individual Taxpayer Identification Number can create or access their IRS Individual Online Account to get information they need to file their return.

With an IRS Individual Online Account, people can: • View balance owed, payment history and schedule payments.

• Cancel scheduled payments – new feature for 2024.

• Get transcripts.

• View or create payment plans.

• See digital copies of some IRS notices.

• View key data from their most recently filed tax return, including adjusted gross income.

• Validate bank accounts and save multiple accounts, eliminating the need to re-enter bank account information

every time they make a payment.

• View, approve and electronically sign power of attorney and tax information authorizations from their tax professional.

Identity Protection PIN An Identity Protection (IP) PIN is a six-digit number that prevents someone else from filing a tax return using a taxpayer's Social Security number or Individual Taxpayer Identification Number. The IP PIN is known only to the taxpayer and the IRS. It helps the IRS verify the taxpayer's identity when they file an electronic or paper tax return.

The fastest way to receive an IP PIN is to use the online Get an IP PIN tool which will be available Jan. 8 through mid-November. Taxpayers that want an IP PIN and do not already have an Individual Online Account on IRS.gov, must register to confirm their identity.

Filing options on IRS.gov Taxpayers should make IRS.gov their first stop when looking for options to file their 2023 federal income tax return.

• IRS Free File. Almost everyone can file electronically for free by using IRS Free File. Those who are comfortable preparing their own taxes can use IRS Free File Fillable Forms, regardless of their income, to file their tax return either online or by mail.

• Volunteer Income Tax Assistance/Tax Counseling for the Elderly. Taxpayers can find organizations in their community with IRS certified volunteers that provide free tax help for eligible taxpayers including working families, the elderly, the disabled and people who speak limited English.

• MilTax. A Department of Defense program, MilTax generally offers free return preparation and electronic filing software for federal income tax returns and up to three state income tax returns for all military members, and some veterans, with no income limit.

• Direct File pilot. The IRS is piloting a new tax filing service during the upcoming filing season called Direct File that gives eligible taxpayers a new choice to file their 2023 federal tax returns online, for free, directly with the IRS. Find more information on Direct File about pilot eligibility, scope and the participating states.

Find an authorized e-file provider Tax pros accepted by the IRS electronic filing program are authorized IRS e-file providers. https://www.irs.gov/e-file-providers/authorized-irs-e-file-prov ider-locator-service-for-tax-professionals They are qualified to prepare, transmit and process e-filed returns.

Most tax return preparers provide outstanding and professional tax service. However, choosing the wrong tax return preparer hurts taxpayers financially every year. Be sure to check tips for choosing a tax preparer and how to avoid unethical "ghost" return preparers. Taxpayers can use the IRS Directory of Federal Tax Return Preparers with Credentials and Select Qualifications Information from www.irs.gov

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www.guamcontractors.org

SECURITY BYTES

WHY CYBERSECURITY MATTERS

Cyberattacks cost the U.S. economy billions of dollars a year, and pose a threat for individuals and organizations.

Small businesses are especially attractive targets because they have information that cybercriminals (bad actors, foreign governments, etc.) want, and they typically lack the security infrastructure of larger businesses to adequately protect their digital systems for storing, accessing, and disseminating data and information.

Surveys have shown that a majority of small business owners feel their businesses are vulnerable to a cyberattack. Yet many small businesses cannot afford professional IT solutions, have limited time to devote to cybersecurity, and don’t know where to begin.

Start by learning about common cybersecurity best practices, understanding common threats, and dedicating resources to address and improve your cybersecurity.

Best practices for preventing cyberattacks Train your employees Employees and their work-related communications are a leading cause of data breaches for small businesses because they are direct pathways into your systems.

Training employees on basic internet usage best practices can go a long way in preventing cyberattacks.

Other training topics to cover include: • Spotting phishing emails • Using good internet browsing practices • Avoiding suspicious downloads • Enabling authentication tools (e.g., strong passwords, Multi-Factor Authentication, etc.)

• Protecting sensitive vendor and customer information Secure your networks Safeguard your internet connection by encrypting information and using a firewall. If you have a Wi-Fi network, make sure it is secure and hidden. To hide your Wi-Fi network, set up your wireless access point or router so it does not broadcast the network name, known as the Service Set Identifier (SSID). Password-protect access to the router. If you have employees working remotely, use a Virtual Private Network (VPN) to allow them to connect to your network securely from out of the office.

Use antivirus software and keep all software updated Make sure all of your business’s computers are equipped with antivirus software and are updated regularly. Such software can be found online from a variety of different vendors. All software vendors regularly provide patches and updates to their products to correct security problems and improve functionality. It is recommended to configure all software to install updates automatically. In addition to updating antivirus software, it is key to update software associated with operating systems, web browsers, and other applications, as this will help secure your entire infrastructure. facebook.com/GuamContractors

Enable Multi-Factor Authentication Multi-Factor Authentication (MFA) is a mechanism to verify an individual’s identity by requiring them to provide more than just a typical username and password. MFA commonly requires users to provide two or more of the following: something the user knows (password, phrase, PIN), something the user has (physical token, phone), and/or something that physically represents the user (fingerprint, facial recognition). Check with your vendors to see if they offer MFA for your various types of accounts (e.g., financial, accounting, payroll).

Monitor and manage Cloud Service Provider (CSP) accounts Consider using a CSP to host your organization’s information, applications, and collaboration services, especially if you’re utilizing a hybrid work structure.

Software-as-a-Service (SaaS) providers for email and workplace productivity can help secure data being processed.

Secure, protect, and back up sensitive data • Secure payment processing - Work with your banks or card processors to ensure you are using the most trusted and validated tools and anti-fraud services. You may also have additional security obligations related to agreements with your bank or payment processor. Isolate payment systems from less secure programs and do not use the same computer to process payments and casually browse the internet.

• Control physical access - Prevent access or the use of business computers by unauthorized individuals. Laptops and mobile devices can be particularly easy targets for theft and can be lost, so lock them up when unattended.

Make sure a separate user account is created for each employee and require strong passwords. Administrative privileges should only be given to trusted IT staff and key personnel. Conduct access audits on a regular basis to ensure that former employees have been removed from your systems and have returned all company issued devices.

• Back up your data - Regularly back up data on all of your computers. Forms of critical data include word processing documents, electronic spreadsheets, databases, financial files, human resources files, and accounting files. If possible, institute data backups to cloud storage on a weekly basis.

• Control data access - Frequently audit the data and information you are housing in cloud storage repositories such as Dropbox, Google Drive, Box, and Microsoft Services. Appoint administrators for cloud storage drive and collaboration tools and instruct them to monitor user permissions, giving employees access to only the information they need. information from www.sba.gov JANUARY 2024

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MEMBER MILESTONES

What has been your company's secret to longevity?

Our longevity stems from the dedication of our highly skilled and passionate team members. They are committed to delivering exceptional project execution, driving our growth and supporting our clients' missions.

What are the most memorable challenges that your company has overcome?

Our notable challenges include expanding operations overseas, transitioning business certifications, and ensuring sustained growth without compromising quality—a balance we continue to maintain successfully.

What advice do you have for your fellow peers?

Success requires a combination of the following strategies: Build strong technical expertise, prioritize safety above all else, prioritize quality and regulatory compliance, client first satisfaction culture, continue improvement mindset, effective project and financial management, networking and industry engagement, maintain ethical and responsible business practices and persistence and resilience.

How has Guam changed since the start of your company?

Guam's construction industry has matured significantly. We have witnessed the growth of many capable companies, which benefits all involved in executing work for the Air Force and Navy.

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JANUARY 2024

What challenges do you foresee in the next few years?

The following are some of the challenges I foresee and what CMS is doing to overcome them: • Regulatory Compliance: Adapting to evolving regulations is a challenge. CMS invests in compliance programs and collaborates with regulatory authorities.

• Technological Advancements: Staying current with technology is vital. CMS commits to investing in project management software, cybersecurity, automation, and digital solutions.

• Cybersecurity: Growing reliance on digital tech increases cybersecurity threats. CMS invests in robust measures aligned with the Cybersecurity Maturity Model Certification program.

• Talent Acquisition and Retention: Recruiting skilled personnel is challenging. CMS offers training, growth opportunities, and appealing work environments.

• Supply Chain Disruptions: Natural disasters or geopolitical tensions can disrupt the supply chain. CMS diversifies suppliers and implements contingency plans to manage disruptions.

What’s in store for the next 20 years?

CMS remains dedicated to serving our core customers and Guam indefinitely. We're grateful for past opportunities and are committed to embracing future prospects and continuing to deliver exceptional service.

www.guamcontractors.org

TYPE 2 LENTON FORM SAVERS

STRAIGHT STOCK #3 - 11

“Having our home windows tinted by East Island Tinting was an excellent decision. Our power bill dropped enough to pay for the work in less than a year. Even better, our home is much cooler and more comfortable when we walk in after a long, hard day.”

2 AUTOMATED STIRRUPS MACHINES UP TO #6

2 AUTOMATED SHEAR LINES UP TO #14

Kelly and Maria Fitzpatrick Home Owner

• FOR ALL YOUR REINFORCING NEEDS •

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LOCATED ON ROUTE 15 ACROSS HAWAIIAN ROCK

Tel: 653-4701 | E-mail: timw@rmpguam.com

East Hagåtña 477-TINT (8468) / 472-TINT eastislandtinting@guam.net

BUILDING PERMITS

PE R M I TS FO R N OVE M B E R 2 02 3 PERMIT TYPE

BUILDING PERMIT FEES

Residential

NEW ADD RENO

$4,646,367.52 $923,466 $101,750

$22,351.32 $6,133.88 $782.64

Commercial

NEW ADD RENO

$0 $2,212,026.28 $2,661,938.9

$0 $19,299.23 $25,968.95

$4,061,013.37

$15,319.01

Warehouse/Storage

$605,000

$6,294.75

Utility / Infrastructure

$0

$0

Solar / Photovoltaic

$134,000

$1,683.42

Cannibis Permits

$0

$0

Operating Permits

$0

$0

$2,770

$274.58

$0

$0

$78,240.7

$1,701.98

Boring / Testing

$0

$0

Miscellaneous

$1,357,026

$4,502.15

$16,783,598.77

$104,311.91

Government

Signage Demolition Clearing / Grading

TOTALS

24

CONSTRUCTION COST

JANUARY 2024

www.guamcontractors.org

C.O.R.E.

CONTACTS • OPPORTUNITIES • RESOURCES • EDUCATION

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SILVER SPONSORS

Black Construction Corporation • First Hawaiian Bank BRONZE SPONSORS

Isla Coatings and Roofing Supply • Island Equipment Company