FUNDAP-Annual-Report-2023

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2023 Annual Report

Quetzaltenango, Guatemala, C.A.

®

The cover highlights Mrs. Esperanza Ixcoy, beneficiary of the FUNDAP Microcredit program. She is dedicated to selling fruits in the local market of Momostenango, Totonicapán, where her effort and dedication are recognized among the residents.

Eradicate poverty in Guatemala through strategies, sustainable values of equity, honesty, freedom,excellence, respect for dignity, and democracy.

Vision Mission

We are a private voluntary Foundation that seeks to promote the development of the lower income sectors of the Republic of Guatemala, especially of the inhabitants of rural areas of the central highlands, north and south west of the country, through innovative projects that avoid paternalism, and that guarantee a consistent improvement in the quality of life. All under a framework of sustainable development with absolute respect for human dignity, culture, and traditions.

ORGANIZATIONAL CHART

ASSEMBLY OF DIRECTORS

BOARD OF DIRECTORS

EXECUTIVE DIRECTOR

EXTERNAL AUDIT

COMPTROLLER

EDUCATION

Scholarships for Girls

Promotion of Educational Quality

Formal Education Centers

Business School

Professional Technical Training

HEALTHCARE

Technical School of Health Medical Clinics

Health Training of Volunteers

Nutritional Recovery

COORDINATION AND ADMINISTRATION COMMITTEE

MICROCREDIT

Microenterprise Loans

Agricultural Loans

Infrastucture Loans Consumption Loans Village Banking

HANDICRAFT

Comprehensive Education and Training

Productive and Business Technical Assistance

Social

Organization Market Linkage

Transfer of Appropriate Technologies

Food Security

SUPPORT SERVICES UNIT

FINANCIAL ADMINISTRATION

Financial Administration

Treasury

RISK PREVENTION

Special Portfolio Management

Verification and Analysis

Quality Control and IT Policies

INFORMATION RECORDS

Digitalization and Data Processing

Accounting

INFORMATION TECHNOLOGY

Technological

Infrastructure

System

Development

Maintenance and Support

Database

Administration

INTERNAL AUDIT

Comprehensive Education and Training

Productive and Business Technical Assistance

Social

Organization Market Linkage

Transfer of Appropriate Technologies AGRICULTURAL

Valuations

Comprehensive Education and Training

Forestry Management Social Organization

Environmental Awareness and Education

Environmental Infrastructure

Solidarity and Support

SUPPORT SERVICES UNIT

GENERAL SECRETARY

Design and Communication

Institutional Archive

HUMAN TALENT MANAGEMENT

Selection, Hiring, and Induction of Personnel

Personnel File

Institutional Culture and Training

PROJECT MANAGEMENT

Preparation of Proposals

Monitoring

THE CHALLENGES OF OUR INSTITUTION

CONTINUOUS IMPROVEMENT

Savings, hygiene, nutrition, reading and study.

Education for children, autonomy, potential development and self-esteem.

CHANGES

Qualified personnel, local organizations and acquired skills.

181,826

People served women men

154,056 27,770

FUNDAP presence

Rest of Guatemala

Roberto Gutiérrez Letter from the President

Institutionalism at FUNDAP

FUNDAP, like any social organization, is governed by rules that come from experience and knowledge acquired over time; In the case of the Foundation, more than four decades of service in the country.

The Foundation, as a responsible entity that respects the legal framework of the Nation, has established institutionality in its work; This is how it has survived and persevered over time, based on that indisputable guide that is its values and its “institutional” purpose.

In general, there are internal institutions for entities such as FUNDAP, as there are also for a country like Guatemala.

The important thing to consider is that, just as it is the institutions that make the rule of law viable in a country, in the same way it is the institutional framework, based on its values and vision, that makes the permanence of FUNDAP possible.

And institutions are the patterns of behavior so that people live together in a humane and respectful way. Therefore, these must function in a stable manner, remaining over time and being respected by all citizens. These are the same concepts that apply to the institutionality of FUNDAP.

To better understand the meaning of “institution”, we can compare it with the rules of the game that govern a sports contest; We could not imagine a soccer game, for example, without preconditions accepted by all players. To do this, it is established that the ball must be round, that there must be a goal of such measurements, that there are eleven players per team and that there is a referee who orders the game.

The risk is that if there is no institutionality, it can lead to arbitrariness, something that usually happens when decisions do not adhere to the rules. When people are not governed by the norms and rules stipulated by the institution.

Four thousand years ago Aristotle, in his teaching on Politics, made it clear: “He who cannot live in community, or does not need anything due to his own selfsufficiency, is a beast”; and with this sentence he bequeathed us an enormous contribution to humanity by defining that justice, respect for the law, security, education and values, are the goods that constitute the end of social life; all this so that the person can achieve happiness, the ultimate goal.

In such a way that man organizes the society in which everyone assumes their tasks, and in this way a system of coexistence is structured through the institutions that establish the principles for life together, in community.

It is on these principles that FUNDAP bases its institutionality, the basis for its service and its internal order. Any entity, like life itself in society, requires authority to achieve its efficiency; and this authority in turn is based on the values that guide the spirit.

Therefore, the institutionality of FUNDAP is of fundamental importance and must be appreciated as a shared heritage. It is not ephemeral, since it has had and continues to have a significant impact on the behavior of the people who collaborate in it as well as the beneficiaries, who for more than four decades have been served in the different programs it offers.

An institution is stronger the more means it has to achieve its goals and defend its values, for which it is required that both the entity’s collaborators and its beneficiaries obey and share the reasons and purposes of the common task. This is institutional.

It has always been recognized that the basic institution of society is the family, constituting the home as a place where the person grows and relates. Another institution is the economy, which through work and its instruments allows the person to achieve the means to satisfy their needs. Another important institution is the educational system, which enables the person to function in society in a humane manner, providing them with a profession. Another is health, fundamental for life. And it is in all of these that FUNDAP collaborates, serving society and promoting community life.

It is advisable, therefore, to strengthen the Foundation as an institution, which is achieved to the extent that the values that support it are strengthened and fulfilled, and that are rooted in the experience and knowledge acquired and validated by many people who in She participates and has participated for many years.

Jorge Gándara Letter from the Executive Director

Referring to a few years ago (returning to childhood), almost all of us remember the story of Aladdin, that character who finds a wonderful lamp from which, when rubbed vigorously, a genie emerges who has the ability to fulfill any wish. . As time goes by, the real thing is that we realize that there are no magic lamps, nor such genies, that leaves us with desire locked inside each one of us. Interesting questions arise from this imaginative exercise: What would happen if wishes could become a reality? What do I wish for myself? What do I wish for others?, among many other questions.

Everyone has their personal desires that can be as uplifting or destructive as you think. It is very significant when from this introspection the desire is projected towards others, that involves an awareness of life in which we carry out an interaction with others, it is a recognition that everything we do will have an impact on others, in some cases for the worse and what is desired is for it to be for the better.

Understanding this outward projection is important, since each form of life has a function to perform, it is beautiful to observe the exuberance of a flower or the important height of a tree; We are part of a complex network that makes life possible. In that solid but intricate fabric that does so much for everyone, it is extraordinary to think that there are common thoughts and feelings and that with these you can be part of a team of people with common desires for the good of others, let’s think about how to organize with common desires It is a very specific function of the human being.

It is at this moment where you become an active part of the magic that makes possible what for many can be called miracles, because from that desire arises what we call “personal commitment.” Human action begins with an intention, embracing all the necessary elements so that each person can perform their function within that intention towards others, creating a structure that organizes and orders it. We call that structure an institution and we give it a name that in many cases can express a desire.

FUNDAP is a name that expresses many desires and within it there are many genies who are part of that magic lamp that, with their intentions turned into work, day by day transform the lives of many people, starting with ourselves. All the activities carried out day by day at FUNDAP can be reflected in new opportunities for our beneficiaries; with which, we too are becoming better people every day.

Continuing with the “Aladdin” analogy, the magic and power of intention arises from a dreamed desire with a few simple questions that come from within. What do I wish for others? How can I help you? What do they need to feel loved, cherished, valued? Who cares about these people, who in our case are the vulnerable in society? And those questions can only be so powerful when, in simple words, I wish for the other what I wish for myself, and only at that point can the intention be generated to do what is necessary to make things happen.

It is evident that it is a path of commitment and responsibility, “a personal life project”, the ability to respond is not always accompanied by the original intention, it is simply an ability that consists of responding with concrete actions; The commitment goes further, because it always carries with it the transcendent intention.

For us, alliances are those valuable friends who support us to materialize the work done. We have a deep feeling of gratitude to our donors and institutions that in many ways become pillars to sustain our actions. All of us who form and make FUNDAP possible know the importance of reinventing ourselves in many aspects of life, because it is an effective way to improve ourselves as people, because that achieves the best version of each of us, which together add up and make from FUNDAP a magic lamp with a genie motivated and committed enough so that his actions make the wishes fly high that, every day, our beneficiaries have the opportunities to which every human being is entitled.

We thank God for another year of work, for our collaborators, our beneficiaries, for all the institutions that support us to be able to generate opportunities for the people who need us, for whom we work every day. We are FUNDAP and our commitment is to our Mission and our intention is to our Vision.

Education Program

Promotes access, quality and equity of formal and non-formal education, especially for vulnerable children, teenagers and women. It enhances personal development and growth.

DEPARTMENTS WITH THE GREATEST PRESENCE OF BENEFICIARIES:

9,221 San Marcos 9,328

Quetzaltenango 4,851 Totonicapán 3,092 Suchitepéquez 1,262 Retalhuleu 870 Huehuetenango

People served 23,594 WOMEN 5,899 MEN

2023 Results

4,008 people receive formation and training in a job

children schooled through the actions of program

3,243 is the average sales increment of entrepreneurs at the scool of Business 74%

Scholarships for Girls

4,008 girls and young women served 410 schools served 53 active book clubs and 104 academic tutors

Promotion of Educational Quality

1,251 teachers trained in pedagogy and educational management

1,560 mothers trained in early stimulation

Formal Education Centers

526 teenagers and adults complete high school

Business School

1,871 microentrepreneurs served between IMPULSA and MBA

160 people develop technical skills

78 schools improve their health infrastructure at the pre-primary level

83 participants in intensive technology courses

74.19% people increase their capital by 25% compared to their initial situation

Professional Technical Training

1,040 people finished basic training (CEDES)

2,203 basic or advanced courses completed

91.4% salary is assigned proportional to time invested in agro business

178 young people with disabilities trained at the Technical Centers

A chance for life

Education beneficiary Gleysi Pérez

Gleysi can do everything. She started at FUNDAP studying Pastry, Design and Pattern Making, but during the pandemic she had to pause her training. However, her life changed in 2022 with the Expression workshop. From here she became an Alumni and, after an internship, she currently works as an Administrative Assistant and Data entry specialist at Centro Técnico Expresion .

Scan the QR to watch the video and read the story

Healthcare Program

Promotes health in vulnerable areas, reducing the causes of morbidity and mortality. A program focused on the prevention and qualification of health agents.

DEPARTMENTS WITH THE GREATEST PRESENCE OF BENEFICIARIES:

23,212

22,945

12,070

7,694

3,139

2,164

People served

58,668 14,667 WOMEN MEN

2023 Results

24,343 children improved their nutritional condition 3,329 people trained in the different Healthcare projects 1,426

people were served in medical consultation

Technical School of Health

94

young people certified as nursing assistants

59 people certified in the program of Rehabilitation based in the community (RBC)

121 alumni formed through intensive courses in Elderly Care and Employability

Medical Clinics

92% of people served are children and women

4,714 consultations provided by mobile clinic

Health Training of Volunteers

42,654 benefited through the activities carried out by the promoters

Nutritional Recovery

3,329 children from 6 months to 5 years of age receive nutritional accompaniment

1,105 new promoters formed to provide primary care

19,629 medical consultations provided in medical clinics

447 qualified volunteers in their second year of training

1,183 pregnant women receive nutritional accompaniment

62 families assisted in the Esperanza project and 133 assisted in disaster cases

Basic medical training to be a care taker

Healthcare beneficiary María Herrera

María always wanted to help her family and her community, working in a pharmacy. She graduated as an expert in business administration and started working in a pharmacy, but she lacked the most important thing: having health knowledge. Thanks to training as a Voluntary Health Promoter, she now works in a medical clinic in charge of pre- and post-consultation.

Scan the QR to watch the video and read the story

Microcredit Program

Promotes the economic development of the urban and rural areas of southwestern Guatemala, through actions such as granting credits, training, and advice to entrepreneurial micro-businessmen.

DEPARTMENTS WITH THE GREATEST PRESENCE OF BENEFICIARIES:

3,945 3,651

People served

WOMEN MEN

61,512

2,991

PROGRAM ACTIONS

2023 Results

credits granted 64,503 new Communal Banks 156 solidarity groups created 245

Microenterprise Loans

622 female beneficiaries access credit for working capital

Agricultural Loans

1,809 beneficiaries access credit for agricultural activities

Infrastucture Loans

1,648 women got credits for construction or purchase of land

Consumption Loans

40 women access credit for medical expenses, school expenses or household goods

Village Banking

401 new women groups created and 107 women increase their capital

169 new microentrepreneurs receive credits

143 new beneficiaries in this line

1,185 beneficiaries strengthen their working and life capital

593 new credits in this line

564 technical assistance provided to beneficiaries in their productive unit

81 beneficiaries served to cover medical or school expenses as well as to buy household goods

3,906 people were supported to acquire or improve housing

2,146 solidarity groups and Communal Banks current and active

5,327 new beneficiaries supported with microcredit for their businesses

Microcredit beneficiary María Morales

María Morales, during 2018 and 2019, trained at our Business School, learning to manage her business effectively. With the financial support she was able to increase the production of atoles and expand its distribution, obtaining profits to pay for the education of her daughter and reinvest in her business. A great story.

Scan the QR to watch the video and read the story

Handicraft Program

2023 Results

new products created in the three organizations

28 jobs generated, 124 employed women and 197 employed men

321 increase of sales between Assoc. Cajolá Group and the Cooperative COPAVIC 51%

Comprehensive Education and Training

3 organizations improve their productive and business management

Social Organization

25

associates receive advice on internal planning

49 artisans trained in labor rights, safety and good practices

99 technical business trainings about new products and quality

72 women strengthen their organizations through training

2 management teams dignify employment with incentives and vacations

Productive and Business Technical Assistance

52

artisans learn new techniques of fabrics, textures and designs

Market Linkage

55

artisans participated in trade promotion fairs

12 new techniques for artisanal innovation and the management of two softwares

19,739 work days generated between textiles and glass in 3 organizations

Transfer of Appropriate Technologies

2

innovations in the use of new techniques for weaving fabrics in ADEMVE Association

2 associations (ADEMVE) and Cajolá) develop their own marketing tools

7 instruments of administrative management implemented

3 organizations and 61 producers were supported on market management issues

Social and business transformation

Cooperative COPAVIC R.L.

Handicraft beneficiaries

Together with strategic partners, FUNDAP leads initiatives that improve the artisan business and social landscape in Guatemala. Cooperativa COPAVIC, RL, a company dedicated to the production of blown glass crafts, is one of the main beneficiaries. Combining the tradition of Guatemalan blown glass with modern and European designs allows them to stand out nationally and internationally, generating more employment.

Scan the QR to watch the video and read the story

Agricultural Program

Since 1996, we have promoted the productive, economic and social development of the agricultural sector in Guatemala, with the aim of reaching the inhabitants of rural areas.

DEPARTMENTS WITH THE GREATEST PRESENCE OF BENEFICIARIES:

3,305

2,084

1,550

1,240

12,834 People served 9,385 3,449 WOMEN MEN

2023 Results

people do exploitation of local productive resources

10,892 people apply techniques that are respectful to the environment in productive processes

6,828 people produce highly nutritious food for family consumption

Comprehensive Education and Training

5,657 volunteer agricultural promoters trained in rural extensionism

Social Organization

1,324 women receive productive technical support

1,386 trained families on agricultural and livestock issues

12,834

92 tours and conferences with an agricultural and agro-business focus

6 Management Committees and Extended Monitoring Committees

512 producers receive business coaching training

Productive and Business Technical Assistance

6,501 assistance technical visits made to agricultural production units

Market Linkage

302 women and young people start business actions related to livestock

1,577 production units implemented with the promoters

1,929 beneficiaries receive technical support in agro-business

7 business fairs to sell beneficiaries’ crops

Transfer of Appropriate Technologies

893 trained promoters in management of agricultural infrastructure

4,801 people work with environmentally friendly agricultural techniques

163 support efforts for strengthening productive entrepreneurship efforts

1,505 technologies implemented for the agricultural production

Improving the family business

Agricultural beneficiary Walter Feliciano

Walter’s family was traditionally dedicated to planting corn and beans. However, thanks to his training as a volunteer agricultural promoter, he managed to diversify his production, which has generated better economic income for his family and has contributed to the food security of his community.

Scan the QR to watch the video and read the story

Environmental Program

1,571 People served

WOMEN

825

MEN

746

PROGRAM ACTIONS

2023 Results

646.48

hectares in in the Forestry Incentives program

3

days of reforestation in Totonicapan, 1 with the program’s staff

Forestry Management

112 forestry management plans currently being monitored

259 agroforestry productive units established

Environmental Awareness and Education

1,249

community members received environmental awareness

81 educational events on environmental awareness

Environmental Infrastructure

2 water harvesters installed in a village of Sipacapa

Social Organization

30 school environment committees trained and strengthened

6 departments with presence of Environmental beneficiaries

165 young graduates of the voluntary agroforestry promoter course

Comprehensive Education and Training

53 agroforestry and environmental promoters graduated

670 productive agroforestry assistance technical visits made to promoters

110

beneficiaries with forestry management plans

201 young people trained as volunteer agroforestry promoters

22 environmental school projects established

1

Gray water filter for Las Trampas village Momostenango

8 groups organized to undertake and manage activities against environmental pollution

Environmental beneficiary María Natividad Cruz

María Natividad Cruz is a farmer who is taking advantage of her land and forest effectively. Thanks to the Environmental Forestry project and the PINPEP program, she received support to develop protection and reforestation plans; This has generated income from forestry incentives that have helped him make improvements to her home, optimize the use of her land and contribute to the family economy.

Scan the QR to watch the video and read the story

Forest benefits and incentives with PINPEP

The testimonials of our collaborators

To learn more about FUNDAP’s work, our collaborators open their hearts and share their experiences.

Scan the QR code and discover his story

Education

Danny Ramos, 15 years working at FUNDAP

“Working with love is what makes the difference in everything.”

Healthcare

Imelda Ramos, 17 years working at FUNDAP

“What we apply to communities begins with working from home.”

Scan the QR code and discover his story

Scan the QR code and discover her story

Microcredit

Rudy de León, 27 years working at FUNDAP

“What I appreciate most is the direct contact with the beneficiaries and helping them.”

Scan the QR code and discover her story

Agricultural

Edy Peraza, 17 years working at FUNDAP

“Working ethically every day shows a great commitment to the Foundation.”

Handicraft

Miriam Batz, 10 years working at FUNDAP

“Recognizing the value of women in society will be a sign of transformation.”

Scan the QR code and discover his story

Scan the QR code and discover her story

Central Office

Blanca Quemé, 33 years working at FUNDAP

“I am satisfied with our firm and stable line of work for people with the greater need.”

Environmental

Maykelim Enríquez, 5 años laborando en FUNDAP

The most important impact, without a doubt, is sustainable development.”

Scan the QR code and discover her story

Boosting job skills for alumni

Alumni Scholarships are promoting learning internships, a project for FUNDAP alumni to train before looking for their first job.

Since 2017, the Alumni Learning Scholarships project has provided opportunities to young FUNDAP alumni. The initiative seeks to reduce the difficulties they face when looking for their first job, offering a learning internship and real training before facing the world of work.

One of the fundamental pillars of this project is the assignment of a tutor responsible for guiding the young people in the different assigned functions and closely monitoring their progress for a period of 12 months.

Some of the participants in this project have joined the group of FUNDAP collaborators, which demonstrates not only the commitment, responsibility and professionalism of each of them, but also the increase in the possibilities that all young Alumni have of having a succesful job placement.

Sowing ecological awareness

This is ‘Sowing ecological awareness’, an initiative to promote environmental sustainability with reforestation days and changes in habits.

In our effort to promote environmental and social sustainability, we have carried out several related activities. One of them was carried out in the Chuacorral II village, Santa María Chiquimula, Totonicapán, a reforestation day called ‘Sowing ecological awareness’, which marks progress in the Foundation’s commitment.

Promoted by the Environmental and Social Committee of the Foundation and supported by the Agricultural and Environmental Forestry programs, it covered an area of 0.5 hectares, planting native species such as oak, oak, jacaranda and alder that contribute to protecting local biodiversity and providing ecosystem services such as They are oxygen, conservation of water sources, firewood and wood.

In addition, we have established the design of a training plan in collaboration with the FUNDAP Higher Education Academy that promotes the adoption of habits that are respectful of life in collaborators, all for the conservation of nature and social wellbeing as fundamental priorities.

International Micro MBA Network Seminar

In 2023, FUNDAP’s MBA program in Guatemala was selected as the main venue to develop the ACTEC Micro MBA Network International Seminar.

We are very proud of what happened in 2023. The FUNDAP MBA program in Guatemala was selected to develop the International Seminar of the ACTEC Micro MBA Network. This network, led by ACTEC, aims to share methodological and strategic learning between the different institutions that are implementing the methodology: Carvajal, FUNDAP, FUSAI and Interactuar.

This program is part of the Business School unit, whose objective is to transform business practices so that companies, regardless of their size, are sustainable and generate employment.

During the development of the seminar, organized by both ACTEC and Fundación del Valle, the institutions implementing the methodology had the opportunity to strengthen their structure, methodology and approach strategies, holding workshops, presentations by entrepreneurs from the network and a business fair.

Hope Project

The Hope project is a transversal action of FUNDAP aiming at providing emergency support and humanitarian assistance to families facing survival challenges due to adverse circumstances. The goal is to ensure they have the basic elements needed to begin their recovery process.

Depending on the specific case, the Hope Project may offer food assistance, medical aid, and/or basic housing support, with the most important aspect being the personalized support provided by the institution’s staff, tailored to the circumstances and needs of each situation.

Studying and training with our Scholarships

Thanks to the Scholarships for Girls project, Lucía combined her studies with supporting her family and never gave up.

Lucía de León is an outstanding young woman in her community. She spent 6 years in the ‘Scholarships for Girls’ project and she did not abandon her studies, despite having to work to help her family. A joint effort that keeps him studying and closer to her dream: to be a professional electrician.

Thanks to your support and that of those who believe in FUNDAP’s Scholarships for Girls project, Lucía de León’s future is a reality. With financial donations we can guarantee that other young girls like her do not drop out of school and pursue her dreams. The goal is high, but we are not alone. As Ryunosuke Satoro expressed, “Individually, we are a drop of water. “Together, we form an ocean.” Thanks to your support, we are closer to providing scholarships to the 166 girls who still need to be served.

Empower a Girl in Guatemala

Cooperating agencies

Board of Directors

President: Francisco Roberto Gutiérrez Martínez

Vicepresident: Jorge Arturo Gándara Gaborit

Secretary: Eunice Cecilia Martínez Corzo de Alvarado

Treasurer: Julio Romeo Bagur Cifuentes

Vocal I: Jaime Camhi Cappon

Vocal II: Daniel Turiel López

Vocal III: Analilia Silva Noguera

Vocal IV: Santos Rosales Angel

Images FUNDAP

Review and coordination

Department of Design and Communication (FUNDAP Central)

Design and layout

Calmo Agency (Valencia, Spain)

Texts Jorge Luna, copywriter (Valencia, Spain)

© FUNDAP 2024

All rights reserved.

No part of this publication may be reproduced, incorporated into a computer system, or transmitted in any form or by any means (electronic, mechanical, photocopy, recording or otherwise) without prior authorization from the copyright holders. The infringement of these rights may constitute a crime against intellectual property.

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Audited by: Auditores externos Klynveld Peat Marwick Goerdeler, S.A. www.fundap.com.gt

17 Avenida 4-25 zona 3

Quetzaltenango, Guatemala, C.A.

PBX: (502) 7956-4400 central@fundap.com.gt info@fundap.com.gt

Education and Healthcare

3a. calle 15-16 zona 1

Quetzaltenango, Guatemala PBX: (502) 7794-2300 educacion@fundap.com.gt salud@fundap.com.gt www.fundap.com.gt/centro-tecnico

Microcredit

7a. calle 16-17 zona 3

Quetzaltenango, Guatemala PBX: (502) 7794-1800 microcredito@fundap.com.gt

Handicraft, Agricultural and Environmental

8a. calle 25A-70 zona 3

Quetzaltenango, Guatemala Tel: (502) 7824-2190 / 7763-6131 forestalambiental@fundap.com.gt agropecuario@fundap.com.gt artesania@fundap.com.gt www.fundap.com.gt

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