

A HIGHER STANDARD OF BANKING
Life is full of big decisions – and choosing where to do your banking is certainly one of the biggest. So why choose Private Banking at First International Bank & Trust?
In a word: trust. My mission is to help people like you meet your current financial needs and set you on a course to reach your long-term financial goals. I leverage my 35 years of experience in banking to foster long-term relationships with my clients to ensure their financial plans evolve to mirror their lives.
But Private Banking takes that idea to a higher level. My clients aren’t just customers; they are people I have built long-term relationships with over the years. Lindsey and I get to know our clients and their families deeply. We make ourselves available early in the morning, late into the evening, and over the weekend. Our clients’ needs are our needs; your priorities are our priorities.
Thank you for considering a Private Banking relationship with First International Bank & Trust. I look forward to getting to know you and helping you Live First in your own unique way!

“My wife and I cherish our relationship with Renee at FIBT. Anytime we’ve called, no matter what, she has been there for us, eager to help, with kindness and patience, including buying a home, refinancing auto loans, buying a dental practice, and fencing our yard after we rescued our third dog. She also helped us get a great rate on our dream home. We wouldn’t bank with anyone else!”
-Dentist in Fargo
“We have worked with Lindsey for over three years now. She has been extremely helpful in answering all our banking questions and helping us diversify and manage our money. She always provides excellent customer service. We could not be happier and would highly recommend her and her services.”
-Dentist in Bismarck
SERVICES DESIGNED WITH YOU IN MIND
When it comes to your finances, a “one size fits all” approach simply doesn’t make sense. Your needs are unique; so are your goals, both short-term and longterm.
Renee and I understand this. That’s why we take the time to get to know our potential clients well. Then, we identify the ways that Private Banking at First International Bank & Trust can help you thrive. We create a package of solutions, tailored to you and your family’s hopes, dreams, and needs.
I’m proud to bring nine years of financial expertise to my role as a Personal Banker. I confidently manage clients’ complex financial matters day in and day out – but I’m not alone. Renee and I are backed by the full capabilities and expertise of First International Bank & Trust. From mortgage and loan partners to insurance,* investments,* and everything in between, our team is fully equipped to help you reach your goals.
Thank you for your interest in Private Banking with First International Bank & Trust!

Direct: (701) 751-9604
PRIVATE BANKING
AT FIRST INTERNATIONAL BANK & TRUST
CUSTOMIZED SOLUTIONS MADE FOR YOU
Our private banking experience is designed for the affluent and emerging affluent clientele, delivering services when and where it works best for you. Private banking clients can expect exclusive customized benefits, a team of experts ready to assist in all areas of financial services, and expedited access to capital.
As a private banking client, you can expect premium rates and pricing, and unfettered access to professionals dedicated to helping you maintain, grow, and use your accounts and assets. We understand that your money is your business; the highest standards of confidentiality will be kept in all transactions with our clients. Whether you need assistance setting up high-yield accounts, creating a life insurance trust,* or leveraging your assets,* our team will set you up for even greater success.

“Like many physicians newly out of residency, we had debt burden related to physical loans. Renee offered us a personalized approach and customized loans to meet us where we were at financially, at a transitional time in our lives, which really helped us get to a place of financial growth potential now. Ultimately, at FIBT, we have a banker that feels like family.”
–Physician in Bismarck

“Lindsey has been an invaluable resource for my small business. From our first meeting, I knew she was on my team and genuinely wanted to help me achieve my goals. I wish I had started working with her sooner!”
–Small Business Owner in Bismarck
FAMILY-OWNED SINCE 1910
Since our humble beginnings in 1910 as Farmers State Bank in Arnegard, ND, we’ve been delivering on our mission of helping dreams come true, one customer at a time. Through good economic times and bad, the bank continues to serve as a strong financial partner for families and businesses to grow and protect their wealth. Today, four generations strong, the Stenehjem family continues to lead First International Bank & Trust with a focus on long-term customer relationships across the four states we serve.
COMMUNITY INVOLVEMENT
As a community bank, our employees live in the same community as you. We’re active in local organizations that help make our communities better places to live, work and play. Our company invests locally in helping small businesses grow and large businesses plan for expansions. We establish plans for a comfortable retirement and protect legacies for future generations.


CULTURE
To Live First is a way of life – a culture of understanding what matters most. It’s different for all of us. That’s why we offer full-service banking, insurance* and investment services* to support people when they want to purchase their first home, grow or expand their business, plan for retirement,* protect their legacy for generations or simply have convenient mobile banking options to manage a family’s finances on the go so they don’t miss out on that baseball game.
THE STRENGTH OF ONE FIBT
When you work with First International Bank & Trust, you gain the power of financial services from our entire family of companies. We work seamlessly to provide the best possible experience with our singular focus of exceptional service. We will recommend products and services that best match your family’s needs and leverage the optimal team of experts to help you achieve your goals.
“Thank you so much for all you have done for me personally and professionally. I am so glad that I was introduced to Private Banking. You are simply amazing, and I truly appreciate it.”
–Large Business Owner in Bismarck
“Banking with Renee is one of the best decisions our family has made. We have had personalized service to fit our exact needs in addition to prompt attention to any issues that arise. We are treated like family with outstanding white glove service.”
-Physician in Bismarck
A FULL SUITE OF SERVICES
Private Banking clients at First International Bank & Trust have access to our complete array of products and services –customized and specialized to meet your unique circumstances. From specialized pricing and financing on deposits and loans to custom-built financial planning and investment options,* our team is committed to providing white glove service to you and your loved ones. To learn more about any of these services, connect with the Private Banking team today.
PERSONAL BANKING
• Checking
• Savings
• Money Market
• IRAs
• Certificates of Deposit
MORTGAGE SOLUTIONS
• Credit Cards
• Debit Cards
• Loans & Lines of Credit
• Online & Mobile Banking
BUSINESS & AGRIBUSINESS BANKING
• Checking
• Treasury Management Services
• Merchant Processing
• Credit Cards
• Loans & Lines of Credit
INVESTMENT AND WEALTH MANAGEMENT SERVICES*
• 401(k) & Retirement Planning
• College Funding
• Annuities
• Mutual Funds
INSURANCE*
• Personal Home & Auto
• Personal Life & Health
• Stocks & Bonds
• Estate Planning
• Personal Trust
• Mineral & Land Services
• Commercial
• Farm & Ranch
*Not a deposit; not insurced by FDIC or any other government agency; not guaranteed by First International Bank & Trust; may lose value.
