Designed for individuals and families whose financial lives have grown beyond traditional banking, our services are particularly beneficial for:
• Physicians, dentists, and other medical professionals
• Business owners and entrepreneurs
• Corporate executives and experienced professionals
• Individuals managing significant household income or assets
• People seeking customized lending solutions
• Individuals who value working with a banker who understands both their personal and professional financial goals
Whether you’re building wealth, purchasing a home, growing a business, or navigating a major life transition, First International Bank & Trust (FIBT) has a dedicated team waiting to help simplify the process.
WHY CLIENTS CHOOSE PRIVATE BANKING
Personalized Service
Work directly with bankers who know your goals, understand your priorities, and are ready when you need them.
Convenient Access
Connect with the team by phone, email, or in person. (Psst. Banking should work around your schedule, not the other way around.)
Customized Solutions
From deposits and lending to business banking and mortgages, recommendations are tailored to your specific needs and objectives.
Faster Connections
Gain direct access to experienced professionals who can help move opportunities forward.
A Long-Term Relationship
As your life evolves, your banking relationship evolves with you.
SOLUTIONS DESIGNED AROUND YOUR LIFE
Private Banking at FIBT is a personalized banking relationship supported by the full capabilities of a proven bank.
Everyday Banking
• Checking
• Savings
• Money Market Accounts
• Certificates of Deposit (CDs)
• IRAs
Lending Solutions
• Personal loans
• Lines of credit
• Mortgage financing
• Construction loans
Business Banking
• Checking
• Savings
• Treasury Management services
• Merchant services
• Commercial lending
Agribusiness Banking
• Customized solutions for farmers, ranchers, and agricultural operations.
EXCLUSIVE BENEFITS FOR PRIVATE BANKING CLIENTS
Checking
Personalized checking accounts tailored for clients seeking a higher level of service and convenience in their everyday banking.
Benefits include:
• No monthly service charge
• Unlimited, automatic ATM fee refunds
• Mobile and online banking
• Mobile check deposit
• Bill Pay
• Notary services
Concierge-Level Support
Need help with banking, lending, or a major financial decision? Our Private Banking team serves as a dedicated point of contact, helping connect you with the right resources throughout FIBT.
PHYSICIAN BANKING SOLUTIONS
Building a medical career comes with unique financial opportunities and challenges. Our team works closely with physicians, residents, fellows, and other eligible medical professionals to provide personalized banking and lending solutions tailored to their circumstances.
Physician Loan Program* Highlights
• Long-term fixed-rate options
• As little as 0% down for eligible borrowers
• Ability to close within 90 days of a signed employment contract
• Financing for primary residences
• Personalized support from both a Private Banker and Mortgage Loan Officer
Whether you’re starting residency, joining a practice, or upgrading your next home, we’re here to help personalize the process.
*Loans subject to credit approval and program requirements.
MEET OUR PRIVATE BANKING TEAM
Renee Daffinrud
With more than three decades of banking experience, Renee helps clients navigate complex financial decisions with confidence. She works closely with individuals, families, and business owners to develop customized banking, lending, and wealth-building strategies that align with their goals. Backed by the resources and expertise of FIBT, she is committed to building long-term relationships that evolve as her clients’ needs change. Renee’s personal approach and deep industry knowledge help clients feel supported through every financial stage.
Lindsey partners with clients to streamline their financial lives through personalized service and responsive support. With a background in finance and access to FIBT’s full range of banking solutions, she helps individuals and families identify strategies that support both current needs and longterm goals. Lindsey is committed to building lasting relationships and delivering a banking experience tailored to each client’s unique circumstances.
Since 1910, FIBT has built its reputation on long-term relationships, local decisionmaking, and a commitment to helping clients achieve their goals. As a fourth-generation family-owned community bank, we combine personalized service with the resources and expertise needed to support increasingly complex financial lives.
Let’s Start the Conversation!
Whether you’re looking for a more personalized banking relationship, customized lending solutions, or dedicated support for your financial goals, we’re ready to help.
