







Bikers at heart, the BMF are your unified voice in defending the rights and interests of UK Motorcyclists and its associated industries. ‘






Bikers at heart, the BMF are your unified voice in defending the rights and interests of UK Motorcyclists and its associated industries. ‘
We’re going to help you get started on two wheels. From the CBT all the way to your A licence, FirstBike is here to guide you. Whether you are looking for affordable insurance, want to master maintenance basics, or need some help choosing your first moped, there’s lots of advice packed into these 52 pages. Mopeds and motorbikes are more than just transport. Choosing two wheels rather than four is a one-way ticket to adventure. Enjoy it!
David Motton EDITOR
Editor: David Motton
Contributor: Al Suttie
Art director: Caroline Creighton-Metcalf
Commercial director: Richard Storrs
Publisher: James Evans
Cover photographer: Matt Howell
info@firstcar.co.uk 08451 308853
The contents of this magazine are copyright © First Car Ltd and may not be reproduced or transmitted, in any form in whole or in part, without written consent from the editor. Neither FirstCar Ltd nor its staff can be held responsible for the accuracy of the information herein or for any consequence arising from it. (03/25)
From the CBT to earning your A licence, here’s what to expect, what you can ride and how much you’ll need to pay.
Check out our rundown of all the essential kit you need to stay fully protected, from helmets to jackets.
BUYING LOOKING FOR THE IDEAL FIRST BIKE? LET US HELP! PAGE 18
SCOOTER VS MOPED WE’LL HELP YOU CHOOSE THE RIGHT TYPE OF BIKE! PAGE 29 STAYING SAFE... WATCH OUT FOR EVERY RISK PAGE 30
Scooter or bike? Second-hand or new? Getting it right is crucial. Our advice will help you find the perfect first bike.
Top riding tips to keep you safe in the saddle and avoid becoming a statistic. Learn without the pain!
Do you understand the hierarchy of road users? It’s all explained in the latest edition of the Highway Code.
Working as a delivery rider could turn your moped into a way to earn cash. Here’s what you need to know.
38
How to keep your bike secure, at home and while you’re on the road.
42
Finding affordable cover isn’t easy. These tips will help.
46
What to do if you are first on the scene and another biker needs your help.
48
Regular TLC will keep your bike in good condition and help you stay safe.
50
Become a better rider and discover the social side of biking.
CBT and any further training costs are dependent on the approved training body you use: budget £135-£185 for your CBT and around £100 per half day for any further training you require to pass the Module One and Module Two sections of your full licence test.
EXTRA COSTS:
■ THEORY TEST - £23.00
■ MODULE ONE - £15.50
■ MODULE TWO - £75.00 WEEKDAYS OR £88.50 AT WEEKENDS/EVENINGS
Before you can even think about taking any form of motorcycle training, you need to ensure you have a provisional licence with ‘Category A’ provisional motorcycle entitlement. You’re able to apply for this online at
Wear clothes suitable for riding. Don’t turn up in shorts and a T-shirt even if it’s hot. Also, avoid wearing trainers or soft shoes. A decent jacket, boots, gloves and jeans are the minimum, along with a helmet,
COMPULSORY BASIC training, or CBT, was introduced to help reduce the high accident rate among inexperienced motorcyclists. It’s required training for all would-be bikers before they’re allowed on UK roads. Qualified trainers take you through every aspect of riding, so as well as being a legal requirement, CBT ensures you have the skills and knowledge to stay safe. Expect to pay around £135-£185 depending on where you’re based and whether you bring your own bike.
Before the CBT course can start you’ll be given an eyesight test. You must be able to read a number plate at a distance of around 20 metres. You’re allowed to wear glasses or
gov.uk/apply-firstprovisional-drivinglicence, where there’s further information on how to apply: the licence will cost you £34. Anyone who passed their car test before 1 February 2001 will automatically have ‘Category A’ entitlement, which means they’re already eligible to undertake the CBT.
which is in good condition and meets BSI 6658 and ECE 22-06 standards (there should be a sticker indicating this) although many training schools can hire you helmets, gloves and a high-vis bib.
contact lenses if you normally wear them, but if you fail the eyesight test the course will not continue.
You’ll next ride for at least two hours on various roads that take in traffic lights, junctions and roundabouts. When your instructor feels you’re safe to ride solo, you’ll be issued with the DL196 (CBT) Certificate. This is valid for two years and entitles you to ride on the road with L-plates but not carry a pillion or ride on motorways. You’ll need to re-take the CBT if you don’t pass both the theory and practical tests before the CBT Certificate expires.
Taking a motorbike off road is great fun, provided you are on a bike designed for the job and you stay the right side of the law. But riding on footpaths, bridleways or in public parks is a big no-no. There are a range of measures the police could take if you ignore the rules. Under the Police Reform Act 2002, they could even seize your bike!
This is where you can ride off road, so long as you give space to others.
■ Byways open to all traffic (check the key on an OS map).
■ Private land, with the owner’s permission (check insurance still covers you).
The Trail Riders Fellowship www.trf.org.uk is a great resource for responsible trail riding.
AGE: 16
You can now ride any 50cc moped restricted to 28mph and fitted with L-plates. You can’t carry passengers and you’re also not allowed on motorways.
THEORY TEST TAKES JUST30 MINS
AGE: 17+
You can now ride any machine up to 125cc as long as it is fitted with L-plates. No passengers are allowed and you’re also not allowed to ride on motorways.
You must hold a valid motorcycle theory test certificate before you take your practical tests.
Two-part test MODULE 1 - off road MODULE 2 - on road
AGE 16
AM - MOPED LICENCE
You can now ride a 50cc moped restricted to 28mph. No need for L-plates and passengers are allowed, but you can’t use the motorway.
YOUR OPTIONS NOW. . .
■ Keep riding a moped (limited to 50cc).
■ At 17 years or over, take a motorcycle test so you can graduate to a larger, more powerful machine.
AGE 17-18 AGE 19 CBT ONLY VALID FOR 2 YEARS
A1 LICENCE
You can now ride an 11kw (14.8bhp) 125cc bike. There’s no need to have L-plates and passengers are allowed. You can now use the motorway.
YOUR OPTIONS NOW. . .
■ Keep riding a 125cc motorcycle.
■ At 19 years or over, you can now take your category A2 test and ride a bike of up to 35kW (46.6bhp).
A2 LICENCE
You can now ride any bike up to 35kW (46.6 bhp). No L-plates need to be fitted, and passengers are allowed. You can use the motorway.
YOUR OPTIONS NOW. . .
■ Keep riding a motorcycle of up to 35kw (46.6bhp).
■ After 2 years, or on reaching 24 years of age, you can take a Category A motorcycle test to ride any machine you like.
Wearing the right kit while riding keeps you comfortable and safe.
Here’s what you need...
A helmet is your most important line of defence when riding. It will keep you warm and dry, and potentially save your life. Wearing a helmet is a legal requirement in the UK, so buy the best you can afford. Look for helmets tested
A helmet is made of several protective layers: a thin hard, outer shell typically made from plastic or a composite material, then an impactabsorbing inner, followed by a soft, inner liner for cushioning, often removable for cleaning.
by SHARP (Safety Helmet Assessment and Rating Programme) – sharp.dft.gov. uk. There are several goodvalue helmets with five-star ratings. Check any helmet you buy meets British Standard 6658:1985 or ECE Regulation 22.06. This will be on a label inside the helmet. Buy a helmet from a reputable retailer and never
buy used as you don’t know if it’s been in a crash.
The LS2 Stream II is an affordably priced full-face helmet. It meets the ECE 22.06 homologation standard, so you know it will offer good protection in a crash. The Stream II is fitted with an antiscratch visor with a drop-down sun visor. It comes in many sizes, so most riders should find one that fits comfortably.
Try before you buy – wear the helmet for several minutes in the shop to make sure it’s comfy and there are no tight spots. Snug fit – make sure the helmet is not loose or moves when you turn your head. Check the securing strap fits
neatly under your chin. Noise – earplugs help protect your ears from excessive noise while riding. Go to UltimateEar.com for a range of custom-made earplugs and earphones. A full-face helmet – gives better protection. Be sure the
PRICE £99.99
Choose bright colours as these help other road users to see you coming.
Wear a visor or goggles with an ECE, CE or BSI approval mark. In daylight a tint of up to 50% is okay; a clear visor must be used after dark.
visor is ECE or BSI approved. Only use a dark-tinted visor in daylight. Tough stuff – helmets soften impacts using multiple layers of composite material, foam and padding. A removable inner liner makes cleaning easier.
As a motorcyclist, your hands and feet are among the most exposed parts of your body.
Leather is the most common material for gloves. Extra protection on the knuckles and wrist from plastic or carbon-fibre inserts is desirable. Lighter weight gloves for summer will keep your hands cool,
while insulated or electrically heated gloves are ideal for winter temperatures.
These Richa Artic gloves are a safe and comfortable choice across a wide range of temperatures. They feature an abrasion-resistant textile construction, a fully waterproof internal membrane, TPU knuckle armour, and reflective panels for nightime visibility.
There are 26 bones in each foot, so protecting them is vitally important. Forget trainers or work shoes and invest in good quality motorcycle boots. Most are made from leather or Lorica synthetic leather for excellent abrasion-resistance. Make sure they cover and support your ankles.
The RST Tracetech Evo 3 is a microfibre boot with TPU external protection and a breathable membrane so your feet shouldn’t overheat.
PRICE £149.99
Shoes must be comfortable as you could be wearing them for hours at a time. Don’t wear regular shoes, however comfy, as they won’t offer enough protection.
Fit like a… gloves should feel tailored to your hands, but not tight. Make sure you can curl your fingers, while a wrist strap helps secure the glove.
Protection – look for gloves and boots with extra protection around knuckles and ankles to take care of these vulnerable areas.
Type of use – choose the right boots and gloves for the riding you do. Racing kit is great on track, but can be uncomfortable on a long trip. Sew good – check any gloves or boots for good quality double or triple stitching as it makes the kit strong in a crash.
Your hands are vulnerable in a crash and you can easily lose a finger, so always wear specialist motorcycling gloves –a strong protective layer is essential.
PRICE£99.99
Filming your ride can be fun, and it can also be crucial if you’re involved in a collision. There’s a wide range of helmet cams available, differing in size, quality and price, so look for one that’s suited to your
needs as well as your budget. As the camera is going to be used outside, it has to be waterproof. Make sure you can operate it while wearing gloves – this is where voice activation or using the camera via Bluetooth on your phone helps a lot.
Weight – choose a helmet camera that’s not too heavy so it doesn’t cause any strain as you ride.
Safety – a study by the UK’s Transport Research Laboratory shows helmet cams pose no additional risk
to rider safety in a crash. Resolution – pick a helmet cam with a high-resolution lens to capture clear, sharp images. Long life – battery life should match your typical ride. Up to three hours of charge
Look for 1080p cameras, which means they have 1080 lines of vertical resolution to give a clear image. For the same reason, a 60 frames per second (FPS) camera gives much sharper pictures, and check the battery life will last long enough to capture your usual rides.
A memory card is essential to record what you film, so count this into your budget. Check out the editing options, too, as some systems are easier to use than others.
The Innovv H5 helmet cam is good value compared with the latest models from some better-known names like GoPro. It can record for up to five hours using the internal battery, or if your bike has a USB port it need never run out of power. Despite the sensible price tag, this camera records in 4k and has image stabilisation.
When they first became popular, there was a question mark over the safety of cameras in a crash. But so long as the camera is correctly mounted that shouldn’t be a problem.
time is usual.
Hands-free – operating the camera with voice commands or through your smartphone makes life simpler, but always make sure you concentrate fully on your riding.
There is no better feeling than buying your first bike. But if you want that silly grin to last for mile after mile, you need to choose carefully
1 CAN I AFFORD IT?
Saving money is one of the big advantages of travelling on two wheels rather than four, but don’t throw away the saving by spending more than you can really afford. It’s more important to budget for a high-quality helmet, shoes, jacket, gloves and trousers to keep you safe.
2 HOW MUCH WILL IT COST TO INSURE?
Get some quotes before you commit to buying a particular bike, as insurance for young and inexperienced riders can be pricey.
3 WHAT WILL THE BIKE COST TO RUN?
Bikes use much less fuel than cars, but petrol isn’t cheap. The better the bike’s fuel economy, the more money you’ll keep in your pocket.
4 DOES IT SUIT MY STYLE OF RIDING?
On-bike storage can be really handy if you need to take a change of clothes or a laptop with you, so that’s something
to consider. If you’re going to use the bike for long journeys, a bigger fuel tank means you’ll go further between fillups, and a bike with a fairing will protect you from the wind when riding at speed.
5 SHOULD I GO FOR A PETROL OR ELECTRIC BIKE?
Petrol bikes are usually a lot cheaper to buy than the electric equivalent, although the cost of charging a battery is a lot less than the price of a tank of unleaded.
One thing to remember is that while the petrol bikes are rated by ‘peak’ power, the regulations around electric models use ‘continuous’ power (measured over a set period). The upshot is electric bikes can be quicker than you’d expect.
FROM£1949
WK SCRAMBLER 50
Retro has never looked so cool. The WK Scrambler 50 is a great budget buy, with a choice of stealthy black and classy grey finishes. A two-year warranty is standard.
FROM£2565
This stylish Italian moped comes in four colours and looks great in all of them. The low seat height makes it ideal for shorter riders, and the auto transmission means it’s easy to ride.
FROM £1449.99
Your life on two wheels starts here! From mopeds to supermoto bikes, there’s something for everyone
The stylish Kisbee is ideal around town and has plenty of comfort for you and a pillion when you pass your test. Nimble handling is ideal for commuting.
LEXMOTO ECHO 50
New bikes don’t come much cheaper than the Echo 50. It’s a nippy ride, with sporty looks, nimble handling, and low running costs. There’s plenty of under-seat storage too.
FROM£2199
FROM £3855
A supermoto bike with a six-speed gearbox, the MRT 50 SM looks cool and is great fun to ride. It’s not the cheapest first bike, though.
FROM£3349
Timeless good looks and a choice of five colours make the Vespa a stylish way to nip around town. The four-stroke engine sips fuel, but the Primavera costs a little more than some mopeds.
Small in size but big on under-seat storage, the Piaggio Zip makes Italian style affordable. Thanks to the twist-and-go transmission, the Zip is really easy to ride.
FROM£2365
You get the looks of a motorbike for moped money with the Yamasaki MB50. Would you guess it’s priced at just over £2k? The MB50 has a four-speed ’box and returns around 120mpg.
SUZUKI BURGMAN
STREET 125EX
Ideal for city riding, the Burgman combines a keen price, low running costs, and more than 20 litres of under-seat storage.
The next step on the motorbike ladder, the 125cc class includes sports bikes, commuters, retro and naked machines. Find your passport to freedom here!
APRILIA RS 125
If you want an exciting bike that doesn’t sacrifice comfort, this is it. A true race-replica for the road, the RS 125 is an addictive machine that will soon have you hooked.
FROM £5080 FROM£4950
YAMAHA XSR125
The retro-scrambler styling of the XSR125 is guaranteed to turn heads – it looks like a bigger, more expensive bike.
£2459
The VSR 125 delivers naked sports bike looks for moped money. It’s fitted with a combined braking system for confident stopping power, while the 17-inch alloy wheels and LED headlights add to the sporty looks.
Starter bikes don’t get much better. Light, nimble, and very fuelefficient, the CB125F is great around town and not out of its depth on faster roads.
KAWASAKI NINJA 125
Ninja is one of the most famous names in the world of sports bikes, and the Ninja 125 is the junior member of this celebrated family. It’s a proper thrill-machine that happens to be A1-licence friendly!
SUZUKI GSX-S125
Commute in the week, have fun at the weekend – the GSX-S125 is comfortable, nimble, and looks great. It’s cheap on fuel and insurance, which is ideal for a rider just starting out on two wheels.
Want to get muddy on a budget? The Stravaig is Mutt’s 125cc adventure bike. You’d never guess it was a 125cc from the rugged styling, and you would struggle to find a bike that’s better equipped for the money.
FROM£3149
The CB300R can be ridden on an A2 licence, but it has the looks of one of Honda’s bigger naked bikes. It’s lively, easy to ride, and huge fun. The price is keen for such a highquality bike.
MASH TWO FIFTY
The fun doesn’t stop when the road does with the Mash Two Fifty thanks to its scrambler style and chunky tyres. It’s also good around town.
KAWASAKI Z650RS
Enjoy retro style without the hassle of a classic bike with the Kawasaki Z650RS. With a punchy 68hp from its twocylinder engine, the Z will appeal to A2 licence holders who appreciate old-school looks.
TRIUMPH TIGER SPORT 660
With the sporty character of a threecyinder engine, this punchy and practical bike is ready for whatever two-wheeled adventure you can dream up.
FROM £6800
VESPA ELETTRICA
Pricier than some, but the Elettrica comes with all of the Vespa looks, heritage and quality along with quicker recharging than most electric scooters.
If you are 17 or over, you can ride an electric bike with up to 11kW of continuous power after taking your CBT. You’ve then got two years to pass your theory and practical, or you’ll need to go through CBT again.
Electric scooters and motorcycles are now more affordable than ever, and they offer no-hassle, low-emissions riding FROM£3195 FROM£6299
VMOTO STASH
The Stash can be ridden on an A1 licence. It’s super-cheap to run but great fun to ride with an official range of around 90 miles.
HORWIN EK-3
The EK-3 looks great and has a range of up to 60 miles. You can charge your phone using the USB in the storage cubby.
E-scooters have made a lot of headlines recently, both good and bad. They offer an environmentally sound way to get around towns and cities, helped by a number of official trials. However, you can only legally use one on public streets if you live, work or visit an area where these trials are being conducted. In almost every way, a petrol or electric moped is a much better choice. Here’s why!
✓ Low cost to buy
✓ Quick to re-charge
✓ Easy to carry and store
✗ You can only legally ride one in public if it’s part of an official trial
✗ Ride your own e-scooter in public and you face a £300 fixed penalty and six points on your licence
✗ Almost impossible to insure
✗ Restricted to 15.5mph maximum
✗ No lights or indicators
✗ Smaller wheels mean they are more at risk from potholes and road debris
✗ Less powerful brakes and smaller tyre contact patch on the road, so don’t stop as well as a moped, especially in the wet
✗ No legal requirement for safety gear
VERDICT: Bad idea, unless you live where there’s an official trial
✓ More comfortable to ride, thanks to suspension and bigger tyres
✓ 28mph top speed means a moped is quicker than an e-scooter
✓ If storage and practicality are important to you, a moped is streets ahead
✓ More secure, particularly when you tether it with a good quality
lock or store it in a garage or shed
✓ Cheap insurance
✓ Legal lights make a moped much safer at night
✓ Low running costs
✓ Mus t wear a helmet, which is vital for safety
✓ S ome electric two-wheelers qualify for a plugin vehicle grant
✗ C an’t carry a pillion passenger before A1 pass
VERDICT: Legal, better to ride –we’d choose a moped every time
IT’S A SOBERING statistic, but motorcyclists make up just 0.8% of the total traffic on the UK’s roads, but account for around 20% of the total numbers killed or seriously injured each year.
Despite the millions of pounds spent developing safer systems on motorcycles such as anti-lock brakes and traction control, motorcycle riders do not have the luxury of side impact bars or crumple zones and only one motorcycle – Honda’s Gold Wing – has ever
been fitted with an airbag system. That’s why the best way to stay intact on a motorcycle or scooter is not get into a dangerous situation in the first place.
This is why motorcyclists need even greater awareness on the road of their own actions, their surroundings, the road surface and the behaviour of others around them.
But don’t worry – you can cope with it all. Here are some golden rules to help you stay safe.
Visibility isn’t just about how well you can see the road ahead, but it’s also how easily other road users can see you. The Police Rider’s Handbook (Roadcraft) says that a third of drivers involved in a daylight collision with a motorcyclist claim to have not seen the bike or scooter before the crash. At night that figure rises to half. Part of the reason
is that bikes can be hard to see from head-on as they are relatively small compared to most other road traffic, making it difficult for the driver to assess their speed and distance.
Also, if the road is very busy, then motorbike and rider can all too easily get lost against a cluttered background, often with disastrous results. This is why you need to make yourself as conspicuous as possible when you are out on the open road.
Statistically, junctions can be a big hazard. Make eye contact with the driver and watch their wheels as they creep out from the junction
2
Defensive riding is all about staying one step ahead of the game, riding in a style and with a mindset that puts you in the safest position to deal with anything that the road – or other road users –can throw at you.
1 LOOK UP
The further you look up the road ahead, the more you’ll see. Move around in your lane if you need a better view and scan the upcoming road conditions a few car lengths ahead, to the road’s ‘vanishing point’. ‘Situational Awareness’ or knowing everything that’s going on around you is key to avoiding dangerous situations.
3
Losing control while going round a bend is one the biggest causes of accidents involving motorcycles. Left-hand bends present a bigger danger, because if you lose control here, you generally end up sliding into oncoming traffic.
2 ANTICIPATE PROBLEMS
The more time you have to react to a hazard the more likely you are to deal with it safely. Police riders recommend commenting aloud on an upcoming hazard, detailing what you intend to do as it gets closer. Try it.
3 PREDICT HAZARDS
A bus stop or parked cars can mean pedestrians; a bouncing ball in the road means children at play; a bare, open road means crosswinds. Experience can help you predict hazards before they appear. Search for the clues and plan accordingly.
According to an in-depth study of motorcycle crashes, the most common accidents involve failing to negotiate bends on a country A-road, collisions at junctions, collisions while overtaking and loss of control!
4 CHECK YOUR BLIND SPOTS
Your rearward safety check can save your skin – hence why it’s known as the ‘lifesaver’.
5 GIVE YOURSELF SPACE
Staying a safe distance behind the vehicle in front gives you a better view ahead and room to stop in an emergency.
For each corner you take on two wheels, keep these five tips in mind!
1 INFORMATION
Consider all the information available in front and behind you, turn your head and use those mirrors! Allow for changes in the road surface and the impact that weather conditions have on the road.
2 YOUR POSITION
Your position on the road needs to keep your risk to a minimum and your vision of the bend ahead to the maximum. Be ready to change position in your lane if the situation changes as you go through the bend.
3 YOUR SPEED
Are you going too fast for the corner or your skill level? Ensure you adjust your speed for the bend ahead before you enter it.
4 CHOOSE YOUR GEAR
On a bike, the correct gear ratio gives you better control and allows the use of the throttle to react to any situation that may occur.
5 STOPPING DISTANCE
Can you stop in the distance you can see ahead? What if anything is in the road? Plan ahead and have an escape route if possible.
Do give way to cyclists who are riding straight on when you are turning into or out of junctions.
Do give way to pedestrians who are crossing (or waiting to cross) the road at junctions.
It’s important to understand that this doesn’t mean we can ride our motorbikes however we please, or that if we’re in a collision with a car it’s always going to be the driver’s fault. As riders, we still need to stick to the rules, and ride safely. Just as drivers must remember that a moped
Don’t make a close pass on a cyclist. Leave at least 1.5 metres when overtaking cyclists at speeds of up to 30mph, and leave more space when overtaking above 30mph.
rider is more vulnerable than they are in a collision, so we riders should keep in mind that a horse rider, cyclist, or pedestrian is likely to come off worse if we hit them. We all need to take care of each other, and especially the most vulnerable people on the road.
Don’t pass close to a horse or a horse-drawn vehicle. Give at least two metres of space and pass at no more than 10mph.
Do remember that cyclists are allowed to ride in the centre of the lane, or two abreast, while allowing you to overtake when it’s safe to do so.
Those who can do the greatest harm must take extra care of others
GETTING PAID TO RIDE YOUR MOPED OR SCOOTER SOUNDS LIKE THE DREAM JOB. Choose a gig with a food delivery company and this could become reality, and you get to pick the working hours that suit you.
With the huge increase in the home food and takeaway delivery market since Covid, there’s been an increasing need for delivery riders. In the UK, this market grew by a quarter in 2021, and it’s estimated an extra 10,000 delivery riders are needed to
Making your scooter pay for itself is possible if you take on a delivery job.
Here’s what you need to know.
keep pace with demand.
For anyone with a moped or scooter, and their CBT completed, it can be a way to make your machine pay for itself. Some riders can earn up to £1000 per week, though £40 per daily shift is more common.
The big players in the home food delivery market are Deliveroo, Just Eat, and Uber Eats. Each works in a similar way where you sign up and agree to their terms, download the work app to your phone, and start delivering food orders. Then the money starts rolling in!
The phone app will send through delivery orders, and you decide whether to take the job or not. If you do, the companies expect you to collect the food from the restaurant and deliver it promptly and safely. The more orders you deliver, the more you earn. To help with this, the app will always try to bundle together orders from the same restaurant that are being delivered to homes near each other. This saves you making multiple journeys back and forth to collect food and deliver it.
It’s easy to be lured in by offers of earning up to £1000 per week as a food delivery rider. However, most riders will earn around £40 for a five-hour shift on a weekend evening. The more you work, the more you earn, so it is your decision how many hours to put in. Most food delivery apps pay per delivery, so it can be hard to earn much in quiet periods. At the time of writing, Deliveroo pays between £2.90 and £6 per delivery, and this is worked out on the distance you travel to deliver the food and if you can deliver multiple orders in a single journey. As we’ve mentioned, some riders sign up to several apps to keep themselves busy.
You must remember that you are self-employed, so you
will have to take care of paying any National Insurance. This is on top of paying for courier insurance for your moped or scooter, as well as maintenance and safety kit.
The good news is the delivery apps pay on a weekly basis, so you are not waiting for a long period for your money. You can also use an instant pay feature on most of the apps, where any money you have earned is paid immediately into your bank account. However, there is usually a fee for this and you can only do it a maximum of five times in a single week.
As a self-employed courier rider, you will have to inform your insurer that you are using your scooter or moped for delivery work. They may offer
If you don’t want to use your own scooter or moped to deliver food, there is still the more traditional option of working for a single restaurant. Many large pizza chains, such as Dominos, employ moped riders to deliver food in an area surrounding each restaurant.
The main advantages of working for this sort of company is they provide the moped, insurance and fuel, and you get a guaranteed wage per shift. For some, the downside is you have less flexibility about when you work and for how long.
an additional insurance for this, though it will be expensive. Or you can take out third-party cover with companies such as Zego, which works out at a around £5 per working day. However, not all insurance companies recognise Zego’s cover, which could leave you liable to paying the costs of another driver if you cause a crash.
To work as a delivery rider, you must be at least 18 years old and have a provisional licence and a CBT certificate, or a full UK licence. Companies will also ask to see valid insurance.
In return, the delivery companies provide liability insurance. They also provide a high-vis vest, an insulated backpack for the food, and a phone mount for your scooter’s handlebars.
We’ve teamed up with our partners to offer a range of goodies in our free-to-enter prize draw. One lucky winner will scoop ALL the prizes!
BIKESURE INSURANCE
Discreet GPS/RF tracker that monitors any motorcycle or moped with notification of unauthorised movements and a theft response service. RRP £259 biketrac.co.uk
FREECOM 2X SINGLE
Get £150 off your next bike insurance policy, redeemable against any policy taken out with Bikesure Insurance. bikesure.co.uk
Custom-made soft earplugs with filters for clear communication, protecting hearing from wind and engine noise while allowing use of helmet comms. RRP £95 ultimateear.com
MOTOGP IN FOCUS
Relive the 2024 MotoGP emotions with ‘MotoGP in Focus’: a 128-page, officially licensed book featuring rare imagery and behind-the-scenes photos. RRP: £45 mtcm.link/hpda
Win a family ticket to Motorcycle Live 2026, the UK’s largest indoor motorcycle exhibition, with opportunities to ride, buy, try and enjoy all the show has to offer. RRP £51 motorcyclelive.co.uk
Enjoy next-level Bluetooth communication with FREECOM 2X: crisp JBL sound, live intercom, and intuitive controls. RRP £199.95 pama.com/cardo
PACKTALK NEO SINGLE
Cardo Systems’ PACKTALK Neo is a high-tech, Bluetoothenabled motorcycle communication headset. RRP £295.95 pama.com/cardo
The Farmyard Party in North Yorkshire is one of the largest motorcycle rallies in Europe. There’s a couple of weekend tickets up for grabs! RRP £100 farmyardparty.com
Access their legal support, discounted insurance, safety training, and community events, to enable networking with fellow enthusiasts, and a t-shirt too! RRP £58 britishmotorcyclists.co.uk
Around 2000 motorcycles and scooters are stolen each month, so keep your bike safe from thieves
BWHETHER YOUR BIKE IS AT HOME, or you need to leave it on the street, it’s always a target for thieves. There are lots of simple steps you can take to cut the risk of criminals stealing your bike.
1: LOCK IT INSIDE
Keep your bike garaged. Ideally fit a garage door defender, which makes it
much harder for a thief to open up-and-over garage doors. If you don’t have a garage, a sturdy motorbike storage shed is the next best thing. If the bike is kept securely out of sight it’s a much less obvious target for thieves.
2: KEEP IT CHAINED UP
If possible, install a ground anchor at home and chain the bike to it. If you don’t have a
ground anchor, still use a stout security chain that’s highly rated by the security experts at Thatcham (thatcham.org) and Sold Secure (soldsecure.com). Products which meet Sold Secure’s Diamond and Gold standards will be among the best you can buy.
3: IMMOBILISE IT
Use an alarm and immobiliser (your insurer may insist on
Whether you’ve just passed your CBT or hold a category A, A2 or A1 licence, we can help you find great cover at a lower price than you might think. Policy benefits can include:
£100,000 of free legal cover
Premiums available for experienced and novice young bikers
Repairs guaranteed for three years*
Direct debit available for 16 year olds (subject to guarantor)
Paying for insurance is one of the least fun things about riding a bike. But you’ll be glad you sorted cover if you need to make a claim
If you’re riding a moped or motorbike, it needs to be insured. It’s not just the smart thing to do – it’s a legal requirement. Get caught without insurance and you could be landed with six penalty points and a fine. You could even end up in court.
The good news is cover for a moped or small-capacity motorbike is usually cheaper than car insurance. According to Comparethemarket. com, the average price of motorbike insurance is £652 per year, compared with £729 for a car. It’s one of the many ways that choosing two wheels rather than four can save you money.
Third party. The most basic kind of cover, and the minimum legal requirement. Third party covers the cost of damage or injury to another person and their property. It
doesn’t cover any damage to your bike and won’t pay out if your bike is stolen.
Third party, fire and theft. If your bike is nicked, or gets damaged by fire, this type of insurance should pay out. Otherwise it offers the same cover as a basic third-party policy. Fully comprehensive. Unless you are on the tightest of tight budgets, this is the type of insurance you want. Not only does it pay out if your bike is stolen or burnt in a fire, it also covers you and your bike if you have a crash or collision, even if it turns out to have been your fault.
If you are going to work on your bike, make sure the policy covers ‘social, domestic, pleasure and commuting’ rather than ‘social, domestic and pleasure’.
Never choose a bike insurance:beforecheckingthecostof itisabigchunkof whatyouspendtogetonthe insurersroad.Donot‘forget’totell aboutanychanges or modifications to the machine either.
It gets a bit more complicated if you are at college or uni. Does heading onto campus for a lecture count as commuting? Different insurers treat this differently, so your best bet is to give them a call.
● Limit your annual mileage. If you’re not going to ride far each year, think about a limited mileage policy.
● Increase the voluntary excess. You should also consider increasing the voluntary excess (the amount you pay out yourself if you make a claim), but only if you can afford it.
● Add security kit. Fitting security devices to your bike, keeping it in a garage rather than on the road, and avoiding any
modifications will also help keep the cost down.
● Use specialist insurers. Comparison sites are timesavers, but for the best deal, we’d recommended going direct to specialists too. Try Bikesure (Bikesure.co.uk), Lexham Insurance (Lexhaminsurance. co.uk) and Motorcycle Direct (motorcycledirect. co.uk).
Nobody likes paying for insurance, so clearly when comparing quotes the lowest price is going to be appealing. But price isn’t everything.
When looking at different quotes, don’t just focus on the premium. Think about what you are getting for your money. Are legal services included in the price? Are there other extras, such as membership of motorcycle groups, that might be worth paying a little more for?And if you plan to carry a pillion passenger on the back (and have a licence that allows this), make sure pillion cover is included.
Most big insurers will have ratings from real customers on their websites. What do other riders make of them? How helpful are they when a rider needs to make a claim?
Safe riding, great kit and a well-maintained motorcycle are great ways to avoid collisions. However, mistakes do happen, so you need to know what to do when the worst occurs.
The most vital check is to make sure you’re not injured. Immediately after a collision, adrenaline can mask serious wounds, so take the time to assess how you feel. If there’s any pain, call an ambulance as it’s always better to be safe than sorry. Then check anyone else involved.
Even if you’re at fault, it’s best not to admit liability. Stay calm and gather the details. Use your phone to photograph any damage, the surrounding road and area, and video it too. It’s all very helpful when making an insurance claim and if the police become involved.
If you don’t swap details with the other party at the scene, you must give your details to the police within 24 hours. You should contact your insurer as quickly as possible too.
Afterwards, take the time to talk with family and friends. Being in a collision is stressful, so don’t let anxiety build up.
Take a Biker Down course: it could help you save another rider’s life
Would you know what to do if you came around a corner and found another biker lying in the road? That’s the question posed by Biker Down, a first aid course for motorcyclists. Actually, Biker Down covers more than first aid. Over three hours or so you learn how to keep yourself and others safe at the scene of a crash, as well as tips on being seen by other road users.
So, back to scene of the collision. There’s not just another biker, but a car as well, with an injured driver and passenger. Whose safety do you need to attend to first? Yours.
Jim Sanderson, the course’s founder and a crew manager with the Kent Fire and Rescue service, explains. “If a fire fighter attends a road traffic collision, their first job is to make sure the scene is safe for the crew to work. It’s the same for a biker. You might have to walk past people who are lying on the ground screaming to go up to the first
bend and stop the next car from coming around the corner.
“If you get caught up helping people and a car comes around the bend and hits everyone, you’ve failed.”
Likewise think carefully before using your own bike with hazard lights on as a warning to other road users. If it is too close to the scene it could be hit by another vehicle causing further injuries – or worse.
The first of Biker Down’s three modules tells you all about incident scene management. This includes deciding who needs your help first.
It’s probably not the person making the most noise. Check anyone who is quiet and not moving first for breathing and a pulse.
DOING YOUR BEST BEATS DOING NOTHING
In Module 2, Biker Down moves on to casualty care. You’ll learn all sorts of techniques, including CPR (cardiopulmonary resuscitation).
The best way to learn CPR is on a course where you can practise hands on. But here are the basics:
● Kneel next to the person and place the heel of your hand on the breastbone at the centre of their chest. Place the palm of your other hand on top of the hand on the chest. Interlock your fingers.
● Position your shoulders directly above your hands.
● Use your bodyweight (not just your arms) to press down straight by 5-6cm.
● Keeping your hands on their chest, allow the chest to return to its original position.
● Repeat these compressions 100 to 120 times a minute.
If you haven’t been on a first aid course recently, you may not be confident in the technique. But it’s better to try to save a life than to always wonder if you could have made a difference.
“I should never take off another biker’s helmet after a crash.”
Wrong. If a biker’s airway is obstructed or they’re not breathing, you will need to remove their helmet to clear the airway or perform CPR with rescue breaths. Biker Down teaches how to do it.
There are first aid kits designed specifically for motorcycle use, such as those from Held and Qbag. They can be stowed under the seat, so they’re always there when you need them. They come with all the basics to deal with cuts
and burns. Look for a kit that meets the DIN 131672014 standard, which is specific to motorcycles. A good quality, compact first aid kit for your bike costs from less than £10, so there’s no excuse for not carrying one.
SO, HOW DOES IT WORK?
Further training will make biking more fun – and could cut the cost of insurance
THE BETTER YOU RIDE, THE MORE ENJOYABLE BIKING BECOMES. There are few things as satisfying as honing a new skill, and with motorcycles there are so many new skills to learn.
Mopeds and motorbikes get under your skin, and becoming a better rider will be part of what drives you on. These are some of the schemes that can improve your riding, and often reduce your insurance premium too.
A free three-hour course, Biker Down covers accident scene management, first aid for motorcyclists, and the science of being seen. bikerdown.co.uk
BikeSafe is a national motorcycle initiative run by the police. Workshops involve an observed ride with a police-graded motorcyclist or an approved BikeSafe observer. Many police forces in England and Wales are involved in BikeSafe, with 75 workshop venues. BikeSafe costs £84 per rider. bikesafe.co.uk
The Enhanced Rider Scheme (ERS) is run by the Driver and Vehicle Standards Agency (DVSA) and the Motorcycle Industry Association (MCIA). Costs vary depending on how much training you need. gov. uk/enhanced-rider-scheme
The BMF promotes motorcycling, campaigns for bikers’ rights, and runs shows and rallies across the UK. There are more than 200 local clubs affiliated to the BMF across the country. Membership costs £28 per year (£34 for two people living at the same address). bmf.co.uk
The Advanced Rider course costs £215. You’ll be paired with one of IAM’s observers, who will help develop core skills including road positioning and bike control. You’ll also receive a handbook and associate membership of IAM RoadSmart. After several rides the observer will decide you are ready for the test. Once you pass, full IAM RoadSmart membership will cost you £47. iamroadsmart.com
Run by volunteers, MAG promotes motorcycling in the UK and stands up for riders’ rights. It runs both national and local events, and offers members various benefits including discounted insurance. It costs £30 for single membership and £45 for two adults. mag-uk.org