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MAGAZINE

BOUTIQUES!

FINE fashion:

RANCHO SANTA FE

FALL REVIEW

HOMES AND LIVING

post

track &

polo

HOT SPOTS!

COVER PROPERTY LOCATION: NORTH COUNTY PRESENTED BY

$3.95 US

MICHAEL CITRIN Willis Allen

858.688.6277

STUNNING ARCHITECTURE! more on pages 22 & 23


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• Ocean Front • Ocean View • Ocean Close

How’s Your View? Let’s work on it together.

Living West Realty

858.229.5908 www.livingwestrealty.com 6

LA JOLLA

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DEL MAR

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SOLANA BEACH

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CARDIFF BY THE SEA

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ENCINITAS


F E AT U R E D L I S T I N G :

Solana Beach at Fletcher Cove

There are only a select few detached homes west of 101 in Solana Beach. Here is one of those few. Only steps from Fletcher Cove Park and Beach, and a short walk to the Cafes, Restaurants and the Train Station of the Cedros Design District. This newly built custom 4 bedroom home provides the ideal lifestyle of west Solana Beach.

OFFERED BETWEEN $1,690,000 - $1,875,000

Guy Bahringer broker, CEO

858.229.5908 www.LivingWestRealty.com

guy@livingwestrealty.com DRE # 182009258


Cover Home COME HOME TO A WORK OF ART

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the

COVER HOME

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oc able f

ontents

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Michael Citrin presents a stunning piece of architecture, where at the corner of every turn is a visual surprise.

Rancho Santa Fe

28

Return to the simpler things in life like hiking, golf, horseback riding or polo through the luxury that is Rancho Santa Fe.

Bernardo Moving Moving can be one of the most stressful events to endure. See how

50

Bernardo Moving and Storage streamlines the process.

The Electric Car is Back

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The concept of a performance minded “electric powered vehicle” is becoming more than simply a concept; it’s become a reality.

Post Polo/Track Dining

72

If you’re like most San Diegans, a day at the Del Mar Track or an afternoon watching Polo doesn’t stop with the last race or chukker.

FINE VIP Party Scene Coverage of the hottest events taking place throughout the city.

8 FINE magazine • www.FINEsd.com

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an exceptional neighborhood deserves exceptional service. When you call Bank of America, you can rest assured that our top priority is providing the information you need to make well-informed home financing decisions. With our commitment to responsible lending, we help qualified homebuyers become satisfied and successful homeowners. We bring personal service to the neighborhood, including: • Extensive industry experience • A wide variety of home lending options • A convenient and efficient home loan process As part of Bank of America Home Loans, the San Diego Regional Sales Team will work closely with you to make sure your home financing experience is one that you’ll be glad to tell your friends and associates about. to purchase or refinance with confidence, contact the branch Manager in your area today. Jim loney Branch Manager 760.268.4316 thomas Walters Retail Sales Manager 760.268.4340 6005 Hidden Valley Road Suite 110 Carlsbad, CA 92009

John traylor Branch Manager 619.409.4422 476 Third Avenue Chula Vista, CA 91910 Marylou costas Branch Manager 760.233.6500 800 W. Valley Parkway Suite 200 Escondido, CA 92025 Paula Kalb Branch Manager 858.847.6400 12340 El Camino Real Suite 100 San Diego, CA 92130

John F. Frazza Regional Sales Executive 760.697.9062

Kurt olson Branch Manager 858.678.1500 4370 La Jolla Village Drive Suite 100 San Diego, CA 92122

doug r. Smith Branch Manager 858.847.6300 12340 El Camino Real Suite 325 San Diego, CA 92130

ryan Shea Branch Manager 619.321.0559 3470 College Avenue San Diego, CA 92115 and 9095 Rio San Diego Suite 100 San Diego, CA 92108

Scott Stiers Branch Manager 858.848.2536 13520 Evening Creek Drive San Diego, CA 92128

7700 El Camino Real Suite 205 Carlsbad, CA 92009

Bank of America, N.A., Member FDIC Equal Housing Lender © 2010 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 090415 04-2009 AR84885 10


HTEAM 30364

L A C O S TA R I D G E

7101 CORINTHIA CARLSBAD

1 4 2 8 C L E A R V I E W W AY

SAN ELIJO HILLS

European Country Masterpiece... Resort style living in prestigious, gated La Costa Ridge. Truly the best of class and comfort. This is the largest floorplan in San Vincenzo. 4 fireplaces, bedroom and full bath down, porte cochere, 3 car garage plus large driveway. And a rear yard to die for... Oversized in ground spa under solid roofing. Built-in entertainment center for 50� TV & full surround sound. Built-in BBQ, fridge, sink, storage drawers, dining bar and private outdoor shower w/hot & cold water.

Beautiful townhome in the Westridge gated community of San Elijo Hills. Extremely clean and nicely upgraded. Home includes 2 car garage, private master suite on its own upper level, corner lot, no neighbors to one side with a large grassy area outside your front door! A/C, real hardwood engineered floors, open floor plan, stainless steel appliances, technistone counters, maple cabinets, Resort Style pool and spa.

OFFERED BETWEEN $1,099,000 - $1,149,000

OFFERED AT $359,000

SAN MARCOS

1 8 4 0 A Z U L V I S TA

2 2 5 9 G A L E N A AV E .

L A C O S TA G R E E N S

By far the best 1 level home value in N. County. Varadero, features stunning homes with features usually seen with $1m+ homes. This 3 bd + office w/3 full baths has an open floorplan that is flooded w/ natural daylight & the master suite on a separate wing from the guest suites. Travertine floors, mocha maple cabs, SS Prof. Appl. incl. blt-in refrig., huge kit island, granite counters, A/C, 3 car gar w/ epoxy floors in a gated community with a pool for under $700,000. I am not kidding, nothing like this with a Carlsbad zip!

La Costa Greens,Carlsbad. Peak Ocean and views of La Costa Spa Resort golf course from backyard! Traditional sale! Immaculate upgrades 4 bedrooms up. Office, plus bonus room down, 3.5 baths, 3 car tandem garage. Butler’s pantry, Gourmet Kitchen, stainless steel appliances, 48 inch refrigerator, double ovens, Granite countertops, large kitchen island opens up to the family room. Custom paint, tile and wood floors, plantation shutters, high base boards, plush carpet.

OFFERED AT $689,900

OFFERED AT $759,000

760.436.6484 i n f o @ H o u s t o n Te a m . c o m

www.HoustonTeam.com

11


FINE magazine and F2 magazine Published by FINE MEDIA GROUP, LLC

SALES INQUIRES 760.908.5729

PUBLISHER

John Winfield

CREATIVE DIRECTOR

Willie Daniels

EDITOR-IN-CHIEF

Laurie Nelson

WEB DEVELOPER

Alain Gabelle

DISTRIBUTION MANAGER

Don Koski

ADVERTISING COORDINATOR

Brad Froese

FASHION EDITOR

Marie Green

ASSOCIATE FASHION EDITOR

Venessa Johnson

GRAPHIC DESIGN SUPPORT

Ezekiel Martinez

CONTRIBUTING PHOTOGRAPHERS

Brent Haywood (Cover) Brad Anderson Diana Konrad (Cover Spread) Jessie Aguyo

CONTRIBUTING WRITERS

l.a. nelson Harold S. Small Jeanette Yearly Machel Penn Shull Venessa Johnson Willie Daniels John Winfield

SALES

Rhonda Leggitt Jennifer Bianchi Sara Finnie

FINE MEDIA OFFICES

770 Rancho Santa Fe Road Olivenhain, CA 92024

To subscribe go to www.FINEsd.com

FINE magazine is San Diego’s fastest growing Luxury Real Estate & Lifestyle publication. We target over 25,000 affluent readers in print and an additional 700,000 digital recipients each month offering the best luxury living has to give. FINE magazine is your guide to the newest developments, the most exclusive places and the latest trends in FINE Real Estate, FINE hotels, FINE dining, FINE art, FINE jewelry, FINE wines and FINE Fashion. We cover San Diego, Orange County, Palm Springs and L.A. hot spots, homes and hotels. Currently we are the ONLY magazine to offer a TEXTING option on selected listings, products and services, so across the country, day or night, you can instantly access additional information right on your smart phone. Through a variety of marketing programs, our editors take you behind the scenes of the VIP San Diego Event Scenes to the cutting edge of luxury living and the people who define it. 12


~ Priced from the high $700,000s ~

An ExceptioOal Value rarely Seen Destined toBecome LegendaRY.

Now is the Moment to Live the Legacy.

Two new gorgeous villas

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~ Set behind private gates of the exclusive enclave of The Crosby at Rancho Santa Fe ~ ~ 20 of the 31 villa residences are view homesites set along the golf course ~ ~ Each is an architectural masterpiece of casually elegant California/Spanish Revival style ~ ~ Experience resort living at it’s finest ~

come See all that life has to offer at Crosby Villas 31 exquisite 2 story villas 2 to 4 bedrooms Approx. 3,034 to 3,622 sf EQUAL HOUSING OPPORTUNITY

858.759.7911 17036 Blue Shadows Lane San Diego CA 92127

California West Communities reserves the right to alter prices, products, designs, specifications and information provided without prior notice or obligation. All maps, plans and renderings are artist’s conception and are not to scale. All square footages are approximate.

www.CaliforniaWestCommunities.com 13


THE RANCH AT ITS BEST! The Ranch in Carlsbad - OFFERED AT $1,690,000

Rarely available Plan 6 in popular Ranch neighborhood with 5 bedrooms, 4.5 baths, bonus room & 5409 sq ft! Situated on a quiet flat cul-de-sac street with over half acre of land. Fantastic open floor plan with master bedroom plus additional bedroom & baths at entry level. Large bonus room and 3 oversized secondary rooms upstairs, all with attached bathrooms. Beautiful travertine floors, newly installed carpet, 20ft ceilings, crown molding & built-in wet bar w/ granite countertops. Up to 400 additional sq. ft. of potential living space can be added over family room. Bright, open kitchen w/ breakfast bar, granite counters & stainless steel range with 4 burners, built in refrigerator, 3 ovens, large pantry, butler’s pantry and center island.

Patty Keck 760.681.6081

Patty@PattyKeck.com DRE# 00849378


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15


FINE |

EDITOR’S NOTE

EDITOR’S NOTE A Time of Reflection.............. It’s hard to believe that summer is in its final stages. As I sit here writing on my balcony, the sun is radiating down on my page, warming my already tan legs, and making me lose my train of thought once again. Could school really be starting in a couple weeks? Is it really over? My ‘thingsto-do list’ tells me so, as does my blackberry calendar and all other means of organization set to ruin my current state of mind, whose dial I have set on the “time-to-indulge” setting. I was just getting used to it; like that moment on vacation when you finally settle in comfortably, breath in blissfully and exhale. The azure blue sky seems to agree with me; its hue so mesmerizing I am forced to close my eyes and let go of any responsible thoughts. For the moment I am swept away, just as summer intended. That being said, fall, or reality, is knocking. Like the old saying goes, ‘time waits for no one’. Maybe the lesson here is that it doesn’t matter how much time you’ve spent getting away, just as long as you’ve made a point to do so. When I reflect on this summer, certain images come to mind, like family picnics, ice cream, beach outings, long naps and road trips, to name a few. I know these moments in time are priceless. Whether you’re 5 years old or 50, summer gives us permission to dream and reminds us to relish the ‘now’. With Fall coming into my peripheral view, I’m not content to let it end! School schedules, fall sports, even “must-see TV” will have their time and place in the sun, but there’s still time for us to have ours....

16 FINE magazine • www.FINEsd.com

In this month’s issue, we looked at the best places to dine in Del Mar, highlighting restaurants, old and new, that take advantage of San Diego’s seasonal treasures at local farms. After a winning day at the track or breezy Sunday at the polo fields, try dinner or drinks at one of these establishments for a happening/healthy experience. Haven’t made it to a classic summer garden party yet? Grab your hat and head out to the polo fields where you can experience the light atmosphere of the club and the amazing beauty of the horses in play. On August 29th, FINE will sponsor the USPA Rossmore Cup. This is a nationally recognized event with extensive media coverage and some of the best polo players from around the world. This month’s fashion column features some of the best fashion boutiques in Rancho Santa Fe, so there’s no excuse not to be seen and look fabulous. And don’t miss our profile on Steve Lewandowski, resident Announcer who will celebrate his 20th season with the club. More features on old world luxury home designs, highperformance electric cars from San Diego’s own, Tesla Motors, and an impressive Fall fashion review (if you’re not afraid to peek) will keep that to-do list at arm’s length. So don’t be afraid to keep that dial on the “time-to-indulge” setting for a few more days. It may just be what we all need before the inevitable shift comes. This way, you can exhale a sigh of relief that you made some precious summer memories - all before taking in that first breath of brisk, fall air.

Laurie Nelson Sincerely,


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FINE |

DESIGN

OLD WORLD

DESIGN article by: Janette Yearley, Allied Member ASID

photos by: Brent Haywood

In the world of interior design, there are styles for every

The designer explained how she felt compelled to transform

taste, however, when you experience a home remodel or

the exterior as well as the interior to create a sense of

transformation that leaves you breathless, now that’s an

cohesiveness that would pervade throughout the overall

impression you never forget.

design and finished project. She accomplished this starting

This posed a major challenge. The Designer had to find

with the swooping slate covered steps at the threshold, a

a way to incorporate both of their belongings into a blend

custom designed welcome sign, scrolled custom wrought iron

that was unique and still somehow “worked”. His style was

gates, a color scheme for the flora and fauna and numerous

minimalist, or “zen like” ; sparsely decorated with beautiful

fountains.

Eastern pieces from Thailand, India, Indonesia and other

I was lead in back where a wrought iron door had been

exotic locations. Her style was more 16th century Parisian

cleverly fit with a mirror. It was positioned at the end of a

Glam. The Designer explained that the only way to proceed

meandering pathway, so while one strolls towards it, there

would be to create a new style niche exemplifying the strong

is the illusion that the path winds on forever. Multiple vines,

Asian-French influences; one she has since coined, “Old

including mandevilla, trumpet, jasmine and bougainvilla were

World Eurasian Glam”. Now this, I couldn’t wait to see!

met with Ivy and Wisteria that twined about the columns.

Upon entering the property, I felt like I had literally stepped into another century. The home itself had been remodeled

An antique bird cage, angel sculptures and a miniature Eiffel Tower were a few treasures I noticed in the rose garden.

from its original state; the ceilings had been vaulted then

Once inside, I was hit with the luxury of old world

replaced with open rough hewn wooden beams, and most

influences. The Designer had successfully mixed beautiful

walls had been replaced using ancient rough hewn stone.

Persian and Glam style area rugs throughout. Dramatic roll

This gave the space an ancient and ageless feeling. I was

back accordion doors lead from the front grand room to and

already feeling the “zen” vibe.

immediate outdoor area where a set of four antique hand

20 FINE magazine • www.FINEsd.com


DESIGN

| FINE

carved chairs and matching love seat from Bali surround a raised Limestone gas firepit. Custom fabrics were used on the cushions and draperies that coordinated perfectly with the interior, making a seamless transition. The main room’s true focal point was the huge limestone fireplace which was originally white. The Designer refinished it using a dark bronze-toned marble. The surrounding walls were painted black on black (a mix of flat and high gloss), and then stenciled with huge damask patterns. The result was drama personified! The enormous fireplace screen was custom duplicated by local artisans to look like the original antique version. An exquisite cut crystal hung above the 18th century carved Italian sofa and chairs that were reupholstered in rich black velvet velour and supple black leather. I couldn’t help but admire the silver crackled finish with antique pewter nailhead detailing. It was all amazing to the eye, as well as the touch! Other dramatic pieces included French barstools, silk draperies, Venetian dragons on the drapery hardware and various antiques. Unique artwork and spectacular lighting fixtures helped play a vital role in creating a truly inspiring space. Another local artisan added faux “cracks” in the walls using a fine paint brush and rags. To hear about the finer details, not to mention time and effort put in gave me a greater appreciation of both design, Designer and the artists involved in such an undertaking. The antique parlor is a room you won’t find in most modern homes, yet this was transformed into the most vital and unique boudoire, and I think, speaks to the old world charm this house exudes. The Designer took full advantage by reinventing it with tiger striped chenille and caramel colored leather furniture with bronze nail heads. The custom made bedding included the richest selection of fabrics, colors and textures, including a jaguar print chenille embroidered with gold damask and throw pillows made from silks, velvets and jacquards using gorgeous brush fringe, tassels and covered buttons. I was so relaxed, it was hard to leave this peaceful and luxurious setting.

visit us online at www.FINEsd.com 21


romance

Art-Chi-T

stunning views design modern flare

www.PaseoDelSolContempo.com

craftsmanship

At the turn of every corner is a visual surprise! 4 bedrooms, 3.5 bathrooms plus studio on 2.37 acres with amazing views both inside and out. Tremendous storage, large wine closet, custom cinder block colors, stainless steel accents, sliding window walls, stunning master suite with huge sun/moon/star deck capturing the serenity of the countryside. 60 foot lap

Your Key to North County Real Estate


ARCHITECHTUAL FEATURES

Tecture • Enormous Window Walls • Electronic drapes and shades • Built in cabinetry in many rooms • Refrigerated wine closet • Outdoor bedroom/Lounge • Solar panels for 60’ Lap Pool • Dual glazed windows • Cement flooring • Heated master bedroom flooring • Spa and Flume • Putting Green • God given boulders scattered about • Concrete columns • Stainless Steel • Granite • Available Turn Key

OFFERED BETWEEN $1,475,000- $1,650,000 pool, spa, flume, putting green, family orchard. A tucked away location but totally accessible to shopping and a major mall. Must experience this property to appreciate all it has to offer. OWNER WILL FINANCE! Newly staged for sale. A truly one of a kind residence designed by famed architect, Rob Wellington Quigley and renovated in 2000 by Kathleen McCormick. Imagine coming home to a work of art! Contemporary style defined. As custom as it gets!

Michael Citrin Do you have an Architectural Home You Want to Sell?

CALL THE EXPERT!

858.688.6277 619.884.2400

DRE#0936083 estateman4u@gmail.com


Equestrian Splendor 40 Acre Ranch

BONSALL, CA

Welcome to your Hacienda. Relax in the magnificent setting on 40 gated and fenced acres with forever views and glorious sunsets. If you are a discriminating horse owner who enjoys elegance, warmth and ambiance and loves to entertain, you will be enamored by the 6700 esf Hacienda, custom-designed and built in 2007, featuring nearly every amenity one could think of. Gather friends and family in the massive 53 x 28 sf family room with boulder hearth fireplace and sit down bar. Open the walls on each side – meander out to the

Jeanne Stuart 760.310.4663

jstuart@willisallen.com DRE#01130759 24

OWNER WILL CARRY


BEAUTIFUL POOL & SPA WITH 40 FOOT WATER SLIDE

EXPANSIVE LIVING ROOM

LUXURIOUS OUTDOOR LIVING SPACE

veranda to soak in the views on one side or enjoy the outdoor living room and pool area on the other. Take friends down to the MD barn and riding arena and show them the RV barn or just saddle up for a ride. This is the good life in the San Luis Rey Valley in beautiful Bonsall.

OFFERED AT $5,700,000 PRIVATE BARN, HORSE RING & RV GARAGE

see more online at:

www.Jeannestuart.com 25


Fabulous 55 acre estate and horse ranch features panoramic views and a picturesque setting in the scenic foothills of Ramona nestled above the San Pasqual Valley. Gorgeous custom estate with 4 bedroom suites, office, wet bar, 5.5 baths, approximately 5138 square feet plus covered lanais, barbeque center and solar heated pool and spa. This 55 acre ranch features complete horse facilities with 6 stall barn, back rooms, tack room, wash racks, hot walker, riding arena, 4 mare motels and endless pastures fenced and cross fenced. This unique and picturesque ranch is completely fenced, gated and all usable, with an Organic garden, 2 wells, pond and frontage on 2 roads. This is the perfect rare opportunity for horse trainers, breeders, vineyards or subdivision to ranchettes for this 1 of a kind scenic ranch.

OFFERED BETWEEN $2,995,000 - $3,400,876


www.RamonaRanch.com Michael & Elaine Gallagher GALLAGHER AND GALLAGHER

858.259.3100

www.GGHomes.com

DRE #00756196 & #01076151

Independently owned and operated member of Prudential Real Estate Affiliates, Inc. All information deemed reliable but not guaranteed. Equal Housing Opportunity.


FINE |

CITY

Return to the Simple Things in Life Through The Luxury that is...

RANCHO

SANTA FE article by: Machel Penn Shull

Each day San Diegans are flocking to the beaches; the gaslamp district is going off with the bustle of tourists and excitement of Padres baseball; and directly west, race track enthusiasts are hobnobbing in Del Mar like there’s no tomorrow. This may well represent a typical summer in our fine city, however, just away from the coast, in one of the wealthiest enclaves in America, Rancho Santa Fe residents are going about the business of summer in another way; soaking up their favorite past times quietly, savoring each moment sans crowds, and possibly tipping back a glass of champagne under the backdrop of bougainvillea vines and resident song birds. So, when did the countryside and simpler things in life become so chic? Necessity begets harmony, and in Rancho Santa Fe, it was par for the course. Where else can you find such wealth and luxury running alongside the simple beauty of nature, its wilderness and the greatest of all real estate amenities: space. Known for prestigious, Tuscany mansions, this community commands many celebrities and other local residents to enjoy the rolling hills, blue skies, horse and hiking trails, and other hobbies that cater to its outdoor way of life. Not everybody can live in this unique and wonderful place, however, everyone can experience the beauty of this town and its activities. Here are some recreational hobbies that you can enjoy this summer under the shaded eucalyptus trees.

28 FINE magazine • www.FINEsd.com


CITY

| FINE

HIKING: San Dieguito Park’s entrance is adjacent to the exclusive gates of The Crosby.  Jill Drouin, an Encinitas resident that also works in the Rancho Santa Fe community recommends this hiking trail to other Southern Californian residents. “There is a variety of hiking on the trails; beginner and experienced hikers both can enjoy them,” she says.  “Some of the trails have shaded areas that open up to the lagoon and a beautiful view of the ocean in the distance.  Other parts of the San Dieguito trails have more rugged and hilly terrain, making it ideal for a hiker looking for a more rigorous hike.” Another favorite aspect of this particular park is the abundance of wild birds. “From the Great Egrets to the Black Crowned Night Herons in the lagoon,” she says, “the possibility of bird sightings is endless.”

GOLF: Rancho Santa Fe resident Phil Mickelson can be seen golfing during his down time from the PGA tour at the Rancho Santa Fe Golf Club. To join this country club, you must live within The Covenant (or know someone who does). There have been many famous golf tournaments hosted in the Ranch. From the “Battle of the Bridges” located at The Bridges to the recent ‘Drew Brees Celebrity Golf tournament at Morgan Run’, celebrities and local residents enjoy some of the finest golf putting greens in the country. The Bridges was recently listed by Golf Magazine as one of the “Top 40 Golf Communities in America.”

HORSEBACK RIDING/POLO: It’s not unusual to see a horseback rider cross your path in these parts. Slow and easy, these western-to-equestrian horseback riders enjoy miles of dirt trails that wind around the lush golf course to hidden paths behind the hills. But this is just one place to view or ride horses. Many don’t know it, but the San Diego Polo Club was originally named “The Rancho Santa Fe Polo Club,” (founded in 1986). The summer polo season runs 14 weeks through October 3rd. Polo matches are every Sunday, and general tickets are just $10 at the door. Be there to enjoy your own glass of champagne while you stomp divots during half time. The Club also offers polo lessons, and the first lesson is free. Like any good partnership, the luxury side of Rancho Santa Fe will always be there to entice and astound. But the next time you’re looking for a nature excursion with a touch of luxury in San Diego, think of Rancho Santa Fe.

With all this small

community has to offer, you too might trade in some of the hustle and bustle of summer for a quiet moment or two under a eucalyptus tree.

visit us online at www.FINEsd.com 29


Fairbanks Ranch

Rancho Santa Fe,

V

illa De Paz, a place of peace. 8068 sq/ft, majestically sited at the end of a culde-sac on 1.27 acres in the guard gated community of Fairbanks Ranch. Find rest in the private, serene setting and enjoy the dramatic architectural details of this fine estate. Enter through grand iron and glass doors and experience inspired design, stately columns, soaring ceilings with exposed beams, art niches and much more. This gorgeous single level home is a one of a kind, with a great room concept; the formal spaces are open and inviting. The newly designed gourmet kitchen comes in twos with duel dishwashers, refrigerators, pantries and a professional cook top that is well suited to cater to your larger parties. There is even an inviting Juliet balcony to enjoy your morning coffee. The master suite will allow you to relax in luxury with fireplace, media center and a one of a kind spa like bath with a receding glass wall for those days you feel like bringing the outside in. This home lives like a resort complete with salt-water pool and spa, cabana, outdoor barbecue, Koi pond, water features and room for all your guests..

OFFERED AT $3,390,000

30 FINE magazine • www.FINEsd.com

CA


DEVON 30364

ENTERTAINERS DREAM RANCHO SANTA FE, CALIFORNIA

Big Price Reduction! Seller will entertain offers between $2,499K - $2,799K! Bring offers.  Gated estate offering complete privacy, sits on premium 1.7acre lot. An entertainers dream. One of a kind home in desirable gated Rancho Santa Fe Lakes. Completely renovated in 2005 and 2,149sf added on. Main house is 6600sf. 770sf guest house with bath! Covered area for 9 cars with a 5 car garage and 4 car carport. The whole downstairs has been laid with elegant “Rojo Alicante” marble floors, while the upstairs is warmed by Cherry hardwood floors throughout. Granite counters, stainless steel appliances, crown molding are just some of the many upgrades throughout this beautiful home! Other features are a 585 bottle wine cellar, a huge backyard with pool, spa, BBQ, fire pit and tennis court. Orchard trees include Orange, Apple, Lime, Lemon, Fig, Pomegranate, Avocado and more. The RSF Lakes community is ideally located in South RSF within the esteemed San Dieguito Union High School District and has very quick access to freeways and shopping. To find a house in this price range in Rancho Santa Fe with this size, guest house, huge usable lot, huge backyard with lush grounds, the privacy and a tennis court would be very difficult to do. It will not be available much longer so contact agent with questions and details on exact open house dates!

OFFERED AT $2,498,888 - $2,798,888

Devon Boulon

Brokers Associate SFR Certified Short Sales & Foreclosure Resource

858.335.2008 DRE#01753366 Devon@DevonBoulonEstates.com


EUROPEAN STYLE IN THE HEART OF “THE VILLAGE” 6114 EL TORDO - RANCHO SANTE FE, CA 92067 One of five custom homes in a small development, a half block from the “Village” charm. Sophis­tication abounds in this fully furnished home located in the heart of Rancho Santa Fe’s Covenant. This classy home includes RSF Golf Club privileges, its own golf cart garage and easy living which is enhanced by a hydraulic elevator. From its warm, inviting decor and custom finishes to the richly appointed wine cellar this wonderfully furnished, “turn-key” property is ideal as a primary residence, pied-a-terre or for anyone looking to downsize. Truly a place to call home!

OFFERED AT $1,900,000

ROSALIE RODRIGUEZ “A San Diego Original.”

619.857.7201 DRE# 01057828

For Virtual Tour Visit: http://www.previewfirst.com/mls/24609

Celebrating 12 years of Real Estate Experience. My first introduction to real estate was working in my dad’s real estate office as a kid. Real Estate has always been a fit for me. I couldn’t wait to sell my first home! It’s been 12 years since, and I can honestly say my passion for selling homes is still growing strong. I can’t imagine doing anything else. I have my dream job and I am so grateful. Please allow me to do what I love by offering you a home evaluation today. I love San Diego and currently live in La Jolla with my family including 2 kids. I serve on the board of W.R.O.T.E ministries and volunteer throughout the local communities. Giving back is a big part of what I do and very important in my life.

858.756.7899 bettyhall@prusd.com


LAKE FRONT ESTATE Rancho Santa Fe, CA

European influence graces this grand estate situated on 1.25 acres, located in beautiful Fairbanks Ranch. The property is in a gated community and boasts 8 bedrooms, 2 offices, 10 bathrooms, 3 powder rooms, a large wine cellar, 4 car garage, elevator, over 10,120 square feet of living space and media room ready to be customized. Perfect for entertaining, the home has a resort-style backyard complete with 2 outdoor kitchens, barbecues, pool, spa, fire pit and boat ramp. Special financing available, low move-in costs, price just reduced! 

OFFERED AT $3,850,000

Myriam Lara Huneke HUNEKE 30364

619.246.9999

mhuneke@aol.com DRE# 00347276

visit us online at www.FINEsd.com 33


The Best of RANCHO SANTA FE

The Rancho Santa Fe Covenant!

Fairbanks Finest!

This  Custom Tuscan estate will dazzle you. 5+ Bedroom suites on a quiet, private lot. Beautiful views of horse pastures. Enjoy your master suite’s private courtyard enhanced with a roaring fire and romantic hot tub. Now is your turn to grasp the brass ring.

This is the home you have tucked away in your imagination. Remember dreaming about the French Estate with 9400 sq. ft. on over an acre?   5 bedroom suites enhanced with 7 gorgeous baths.  Make your dream a reality.

Seller Will Consider Offers From $6,000,000 - $6,495,000

Offered at $3,700,000

OCE

AN

W VIE

S!

RSF Covenant Horse Property!

Former Crosby Estate’s Model!

Enjoy your horse on your 2.41 acres. This remoded California Spanish estate is ready to accommodate your horses with a barn, turn out area, and arena. The amazing 40 miles of trails are waiting for you!

It still looks like the model. With every imaginative upgrade , this home is perfect for your family.  5 Bedroom suites and 7 baths will delight your guests. Entry courtyard with fireplace. Back yard has an outdoor kitchen, sports court, copious flowers and a view of lake, water falls and your new country club golf course.

Seller Will Consider Offers From $2,300,000 - $2,600,000

Seller Will Consider Offers From $1,450,000 - 1,575,000

Rancho Santa Fe Schools!

Beautiful Gated Community in RSF!

Enjoy the RSF lifestyle to the fullest. Walk to the club house for swimming, tennis and an array of activities. 4500 Sq ft on over 1 acre of usable land on a cul de sac. Private backyard is enhanced with a large outdoor kitchen, grape vines, rose garden,  and fireplace. Welcome home, we have been waiting for you.

Fabulous indoor outdoor living with infinity pool, creative waterfalls, spa, 2 sided fireplace, large outdoor kitchen and dining room and manicured perfectly. Inside you will be entertained by soaring ceilings and music throughout the house. Media room and gym with sauna to spoil you more! Welcome to adult recess.

Seller Will Consider Offers From $1,599,000 - $1,750,000

Seller Will Consider Offers From $1,650,000 - $1,850,000

ALLY WISE

phone: 858.775.9494 e m a i l : A l l y @ A L LY W I S E . c o m We b : W W W. A L LY W I S E . C O M DRE# 01281021

“That Wise Choice.”


Amazing 3.5 Acre Equestrian Estate

This stunning Westside Covenant equestrian property defines the Rancho Santa Fe lifestyle. Casual and graceful, this welcoming private estate offers a wonderful floor plan with expansive party and entertainment spaces. There are five bedroom suites including a guest house, also a tennis court and a pebble-tech swimming pool with spa. This level 3.5 acres has had a water conservation system installed and includes a soccer field or riding ring, an excellent barn and turn out permitted for 3 horses, plus direct access to the Ranch’s miles and miles of trails. The grounds enchant and the house embraces! Call for a personal viewing and remember why you wanted to move to Rancho Santa Fe!

OFFERED AT $2,995,000

Kathy Hewitt (o)858.756.7899 (c)858.442.7824

www.CrosbyandHewitt .com

kathy@CrosbyandHewitt.com DRE# 121730

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STEVE LEWANDOWSKI celebrates 20 years at the SDPC article by: l.a. nelson

Whether on the field swinging a mallot or in the press box behind a mic, one thing’s certain; Steve Lewandowski has made a career out of his passion - the game of Polo. On any given Sunday, you’ll find Steve in the press box at the San Diego Polo Club, which has had a presence in San Diego for over 100 years. This summer’s 14-week season will mark Steve’s 20th year as the resident announcer for the Club. This title, as well as ‘master of ceremonies’ and ‘auctioneer’ are accomplishments that Steve is quite proud of, but also a bit surprising coming from a self-professed late-bloomer. “I didn’t start playing polo until 1991,” says Steve. “I was 32 at the time and introduced to the game by an old girlfriend, who was a 3rd generation polo player.” Prior to that, Steve admits having little experience, let alone training with horses. As he puts it, his only horse-riding experience was “a horse-driven hay ride at a high school Halloween party.” Not exactly the horse ‘pedigree’ you’d expect from an internationally-known and respected Polo Announcer, yet in Steve’s opinion, this is the charm and beauty of polo. By contrast, when most people think of polo, certain cliché’s come to mind: high society, wealthly Ralph Lauren-looking blue-bloods... anything but “accessibility”. But this, says Steve, is the biggest misnomer: “People think polo is about the movie, Pretty Woman. They don’t realize how family oriented and accessible polo is. That’s the biggest shock people find is that it’s not as snooty as they expect. There’s a lot of great, good people involved with the club. People are almost disarmed when they meet the regulars. Our biggest challenge is getting people to the club so they can overcome these misconceptions because its a lot of fun, both socially and athletically.” San Diegans curious about the game need not be shy. As Steve put it, “Polo is the best kept secret in San Diego

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FINE BIO

county, and it shouldn’t be. The first lesson is free, so you have nothing to lose. You just show up and play; they have the horses, helmets, mallots, ball. They teach you how to get on the saddle and where to hold the reins. The most insidious thing they do is let you play a scrimmage the very first day! From the outside looking in, it looks like you’re going about 2 mph. But when you’re a neophyte to polo the way I was, it feels like you’re going mach 2. It’s exhilarating to be able to move the horse and hit the ball. The horses they choose for the school are “bomb-proof”. They know what to do. When you wind up to swing, they move their head. I can’t think of a more enjoyable way to spend a sunday afternoon.”

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own Cavalry that utilized the game of polo to maintain cavalry warfare skills. Steve points out, there are a few gentlemen still involved with the San Diego Polo Club, now in their 80’s, who were part of the ROTC cavalry in the 1940’s. This footnote represents of a different era and rich history, indeed. Speaking of, Steve has his own unique journey that led him from the field to the press box. The same year he started playing polo, he was asked to fill in as announcer for a Del Mar arena game. A talent agent in the crowd took notice, and the rest you could say, is history. Steve continued to play polo for many years, but it was at that moment that he realized he could passionately participate in polo from behind the microphone. He’s been giving fans the play-by-play ever since. Steve just came from Cabo San Lucas and has announced all across the U.S., including Ireland and Mexico. He has an open invitation to announce in England and was recently chosen as the English announcer for the World Cup of Polo, which is the highest level of international polo at the amateur level and quite an honor. In 2008, he was the English announcer for the World Cup held in Mexico City. It’s easy to see when speaking with Steve that Polo is more than a hobby. Polo has become his life passion, making this, his twentieth season, more meaningful than ever.

Polo Enthusiasts agree. But the game that stands alone as the oldest team sport in the history of mankind didn’t start amidst a backdrop of beautiful people in designer hats sipping champagne and stomping divots. The history of the game presents a darker side that Steve enjoys sharing: “No matter where I’m at in the world, I go on the assumption that most of the crowd is experiencing polo for the first time, so I always give a little history. The origins of polo go back to 650 b.c. under the reign of King Darius the 1st of Persia. Back then, the chukker ball was actually the decapitated heads of their opponents! Obviously, the balls didn’t go as far, and it was tough if you had to use a bunch of ball in one game.” Thankfully, a tamer version of polo evolved. The indians were playing it when the English colonized, so the British Cavalry officers brought it back to England in the 1850’s. From there, Polo came to American shores in 1876, our centennial year, and was first played at the Meadowbrook Country Club in New York which is still open today. It’s hard to imagine that only 70 years ago the U.S. had its

“It’s become much more than I ever imagined,” says Steve. “My day job has always been insurance; life and annuities. The other half is microphone work, radio and TV voice overs, master of ceremonies/auctioneering work, public speaking and of course, polo announcing. Also, I just did a show that will be on the history channel and the military channel this fall. It’s called, “Taking the Office”. It was filmed on the USS Midway, and it corresponds with...historical footage, interviews with veterans and the impact that U.S. Presidents have made on foreign policy. I was a former naval officer, so I was chosen as the host. I feel the Polo Club has opened all those doors. There’s so many influential people involved with the San Diego Polo Club, you get to do what you love and have success too.” Although he no longer plays the game, Steve still gets the same ‘rush’ from announcing. “I still can’t wait to get there every Sunday,” he says. “I show up early and stay late because it’s so much fun.” If you would like to see Steve “in action” or experience your first polo match, come down to the San Diego Polo Club on any given Sunday, now through October 3rd. Who knows, you might experience your own epiphany like Steve, and find yourself on the field, mallot in hand, ready to swing.... For more information, please visit: www.sandiegopolo.com; www.stevespeakstoyou.com; www.poloannouncer.com

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1067 CERRO VERDE SOLANA BEACH

Beautifully remodeled, extremely well maintained home in desirable Solana Beach. Ocean views and stunning sunsets. Wonderful neighborhood, award winning schools. Gorgeous gourmet kitchen with granite countertops, stainless steel appliances and a dining room for entertaining. This home features maple hardwood floors, dual pane Milgard and Pella windows, and a newly added upstairs activity room. Spacious open floor plan with cathedral ceilings is light and bright. Close to beach and delightful neighbors.

OFFERED AT $1,139,000

Susan Sherry 619.244.3086

DRE# 012291317

Sue@RegalRealty.com

www.AgentSue.com


Selling the Ranch & the Beach! www.RanchandCoast.Listingbook.com

RANCHO SANTA FE

18235 PASEO VICTORIA

REDUCED $500K!!  Exquisite custom French Country gated estate on private hilltop. 3 covenant acres with panoramic views and incredible grounds! Meticulously cared for single level Weir Brothers remodel with pool / spa. 5200 Sq Ft.  Four bedrooms includes luxurious master w/spa bath. Family room, breakfast room, den, gour met kitchen, office. 3 car garage, detached studio, pool & Koi Pond. Plan 45 minutes to see ~ Truly unbelievable!

OFFERED AT $2,495,000

SOLANA BEACH

233 SOUTH HELIX #15

Ocean front resort living with breathtaking whitewater views from nearly every room. Nothing between you and the ocean. Gated, tur nkey 2 bedroom, 2 bath, remodeled kitchen with granite counters, stone flooring, new windows & doors.  Sur f Song premier bluff complex with recent 12M remodel – looks new!   Secured underground parking. Don’t miss this chance ~ owner will carry!

OFFERED AT $1,300,000

MaryAnn Smith & Ellen Bryson

MaryAnn Direct (858) 353-7045 Ellen Direct (858) 945-2522

MaryAnn Email: MLS2912@yahoo.com Ellen Email: EBryson@san.rr.com DRE #01783473 & #01788786


CUSTOM DEL MAR HOME w w w. K We b b p r o p e r t i e s . c o m

European influences make this unique Del Mar home an entertainer’s dream. Located at the end of a cul-de-sac, down a private driveway, this 1 acre property offers versatility and plenty of outdoor living space. Enjoy the elegant pool, spa, fountain, fire-pit, bar-b-que, waterfall, pond and running stream. Take a stroll through the meandering, tranquil gardens. The expansive deck offers gorgeous sweeping views of Fairbanks, the Polo field, Fair Grounds and west to the ocean. This uniquely beautiful home features 3 bedrooms, 3.5 baths plus downstairs living space which can be converted to a 4th bedroom. This home is approx. 2,936 square feet with new trex decking and has a spacious 3 car garage with custom built work bench and excellent lighting. At the turn of every corner is a visual surprise! Each room has its own unique style.

Adding to the serene ambiance is the use of warm designer colors, high wood beamed ceilings, awe inspiring chandelier, leaded glass window seat, uniquely different fireplaces, Saltillo tiled floors, multiple French doors and crown molding to name a few. Granite and stainless kitchen with Farmers sink remodeled in 2002. The large usable parcel has plenty of room to expand, build a guesthouse or tennis court. Although this is located in rural Del Mar, it is minutes to the ocean, movie theatres, freeways and shops. Live the dream.

CALL FOR CURRENT PRICING http://RanchoReal.KWebbproperties.com

Kristen Webb (619) 723-0304 40

Kristen@KWebbproperties.com

List Your Home With a Real Estate Professional. Call Me Today!


TIMELESS ARCHITECTURE POINT LOMA Ocean and bay views from this 3BR classic designed by a Master Architect. Walls of glass framing the sumptuous great room open to a lushly landscaped Zen-like garden with a babbling pond. Serenity surrounds‌

OFFERED AT $795,000

PANORAMIC OCEAN VIEWS DEL MAR Sited on a large grassy lot, walled and gated, this 4 BR, 4 BA home has been entirely remodeled with stainless appliances, hardwood flooring, granite counters and stone and tile baths. It is spacious and light and features a reverse floor plan with the main living area upstairs to take advantage of the ocean views.

OFFERED AT $1,595,000

UNBELIEVABLE VALUE OLD DEL MAR

STELLAR REMODEL ENCINITAS

Views of the lagoon and Crest Canyon are yours on this hillside lot. Design plans for a contemporary home have been approved by the Del Mar Design Review Board. Owner will finance. OPPORTUNITY KNOCKS!

Sited on a quiet street across from a neighborhood park this is definitely a WOW property. Appointments include exotic granite, skylights, French doors, custom Cherry cabinets throughout, travertine and wood flooring, stainless appliances, and a wine cooler. Open floor plan 3 bd., 2 ba. + office.

OFFERED AT $450,000

OFFERED AT $670,000

ROBERTS 30364

858.361.9988 www.SusaneRoberts.com Susane@SusaneRoberts.com 41


COUNTRY WITH STYLE

DRASTICALLY REDUCED! CALL FOR PRICING!

Mendoza-Cadman & Associates INTERNATIONAL REAL ESTATE CONSULTANTS SINCE 1987. We represent your real estate interests...around the corner or around the world

Griselda Mendoza-Cadman

John P. Cadman

760.445.4747

760.214.7268

Certified International Property Specialist

griselda@interglobalhomes.com www.interglobalhomes.com www.CostaDelSol4me.com DRE 00984475

IMCA TEAM

REO Short Sale Specialist

jp@interglobalhomes.com www.sandiegohomesre.com DRE 00922544

IMCA TEAM

Interglobal Affiliate of Independance Realty


NorthCountyCoastal FAULSTICH 30364

ENCINITAS BEACH COMMUNITY! New Listing West of 101

AN ENCINITAS GEM!

An Easy stroll to Moonlight Beach & Downtown Encinitas, this Upgraded Beach House offers 1,764 SF featuring 3 bedrooms, 2.5 baths, with a private backyard with Spa in a Lush Tropical setting.

This remodeled home offers 2,725 square feet of spacious living. Featuring 4 bedrooms, 3 full baths, a great room-style family room & a highly upgraded chef’s dream kitchen. No HOA Fees! No Mello Roos! 2 Miles to Beach!

Free Recorded Information CALL TOLL FREE: 1-800-438-4201 Enter Extension 2232 For Detailed Information

Free Recorded Information CALL TOLL FREE: 1-800-438-4201 Enter Extension 2272 For Detailed Information

SINGLE-STORY in AVIARA! New Listing Close to Golf Course Sought after Single Level Estate in Aviara across from Arnold Palmer Designed Golf Course, featuring 3 BR, 2.5 BA, with Loft & 3 Car Garage on Cul-de-Sac. Free Recorded Information CALL TOLL FREE: 1-800-438-4201 Enter Extension 2252 For Detailed Information

SINGLE-STORY in ENCINITAS! Highly Upgraded Single-story Home in Encinitas, Featuring 4 bedrooms, 2 full baths, Remodeled Kitchen, with lush Tropical Backyard, Community Pool & Tennis. Low HOA Fees! No Mello Roos! 3 Miles to Beach!! Free Recorded Information CALL TOLL FREE: 1-800-438-4201 Enter Extension 2242 For Detailed Information

Team Faulstich “Being of Service & Investing in Futures”

John Faulstich 760.803.1151

JohnFaulstich@KW.com DRE# 01321401

View more pictures and full MLS access by logging onto:

www.JRSellsSanDiego.com

Reene Faulstich 760.207.5133

ReeneFaulstich@KW.com DRE# 01467723

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ENCINITAS RANCH

ENCINITAS, CA

With over 3600 square feet with 5 bedrooms and 3.5 baths, this former model home has been upgraded extensively with the finest materials & superb craftsmanship. Exquisite details include crown moulding, beadboard ceilings, wainscoting, hardwood floors & beautiful custom cabinetry. A gorgeous chefs gourmet kitchen with granite counters, custom exotic hardwood bar & high end appliances make entertaining a true pleasure. There are also 2 bonus rooms (1 upstairs) plus a loft area and an Epoxy 3 car garage + built-in BBQ Bar in south facing backyard. A MUST SEE.

OFFERED AT $945,000 - $979,000

Danny Power 760.519.9293

Danny@TheGuiltinanGroup.com DRE#01316578

www.ThePowerProperties.com


PANORAMIC OCEAN VIEWS

ENCINITAS, CA

LOWEST PRICED PER SQ. FT. DETACHED OCEAN VIEW HOME IN THE HIGHLANDS AND COMPOSER DISTRICT!!! This home boasts 3147 sq. ft. with 5 bed and 3 Bath, commanding Panoramic Ocean Views and is located in the heart of the Village! Home features an open flowing floorplan with an abundance of natural light. Large open kitchen with breakfast bar, great for entertaining, hardwood floors, view deck, office off the foyer, large downstairs laundry room, huge storage room and great location. Walk to the village, beaches and coaster station!

OFFERED BETWEEN $1,199,000 - $1,349,000

Danny Power 760.519.9293

Danny@TheGuiltinanGroup.com DRE#01316578

www.ThePowerProperties.com


WANT TO BUILD YOUR DREAM HOME?

RANCHO SANTA FE COVENANT 3.5 view acres. This is the last lot available on a very private street. One of the most exceptional cul-de-sacs in Rancho Santa Fe Covenant! Awesome westerly views with close proximity to the riding trails. This lot is perfect for the most discerning buyers. Sewer available and all utilities are underground with water too! This property is ready for you to build the home of your dreams.

OFFERED AT $2,950,000

ENCINITAS RANCH Rare find!! 1.5 acres with golf course views only 5 minutes to the beach. Build your dream home on huge custom home site. All usable land with utilities available including sewer. Lot is ready to be built on! Conveniently located between the old village of Encinitas and the shopping district of Leucadia Blvd. and El Camino Real. Neighbor property, 4600 sq. ft. remodel on 1 acre sold in 2009 for $2,650,000. Zoned for horses.

OFFERED AT $895,000

Danny Power 760.519.9293

Danny@TheGuiltinanGroup.com DRE#01316578

www.ThePowerProperties.com


PANORAMIC OCEAN VIEWS

OLIVENHAIN ESTATE

Enjoy panoramic ocean views in this custom Cardiff beach home!  Featuring 4 bedrooms, 3.5 baths plus 1 optional bedroom, approx. 3,586 sq.ft., large living areas on the view level and 2 balconies.  Equipped with lush grassy backyard, A/C, & a 4-car garage plus workshop/storage room!

Traditional Olivenhain home situated on all useable 1.02 ac w/ beautiful views, enormous park-like backyard completely equipped w/ pool, spa, trampoline, gazebo, rose gardens, firepit, grassy areas & built-in BBQ.  Recently remodeled kitchen with granite & stainless steel appliances plus temperature controlled wine cellar that holds up to 400 bottles!

OFFERED AT $2,100,000

OFFERED AT $1,380,000

COUNTRY ROSE OF OLIVENHAIN

THE BRIDGES OF RANCH SANTA FE

Located in the community of  Country Rose  in Olivenhain, this 2-acre home situated on a private corner lot  features lush landscape, dramatic views, 4 bedrooms, 4.5 baths w/ 1 bed/bath down, approx. 4,102 sq.ft. and resort-like backyard with large pool, spa, built-in BBQ and expansive land space.

Surrounded by lush landscape this Italian-inspired home was gorgeously built in 2007 with attached guest casita, and features 4 bedrooms, 4.5 baths, approximately 4,389 sq.ft. on a 1 acre lot, and meticulously upgraded with private pool.  Enjoy the privacy and amenities of the exclusive community of The Bridges.

OFFERED AT $1,675,000

OFFERED AT $2,695,000

Sue De Legge & Associates Sue De Legge 760.207.7749

sdelegge@gmail.com

NORTH COUNTY SAN DIEGO REAL ESTATE SPECIALISTS DRE# 01304408

www.SdSellsSanDiego.com

DRE# 01746528

Gina De Legge 760.579.8108

ginadelegge@gmail.com


“I OWE IT ALL TO THE MARINES...”

Transferred by the Marines to Camp Pendleton in Oceanside, CA from the east coast in 1982, I feel LUCKY to be living my coastal dream ever since. I think that qualifies me to say I’m a New York infused NATIVE! Over the past years I’ve lived & worked in Del Mar, Solana Beach, Carlsbad, Pacific Beach, Rancho Sante Fe & La Jolla. After my stint as a Marine, it seemed my destiny was law. Laboring in a local law office is when I obtained my CA real estate license (DUAL licenses w/ a NY Brokers). I then began showing homes as a second part time job.

SELLING HOMES SINCE 1987 AND STILL LOVIN’ IT! “It has always been my belief that success begins with persistence & determination.” I quickly learned that selling real estate was NO part time job! Selling Homes became a full time career for me & the only means of support for my family. As a Marine & a single parent for 16 years, the term “NO PAIN, NO GAIN” is no stranger to me. Whether you are facing a family transition, moving a parent, upsizing, downsizing, trying to avoid foreclosure, short sale or buying a second or third home, we have the experience to assist you. We offer sliding scale fees for those in need & our listings continue to sell for top dollar in any market. If your home is worth less than you owe, we can show you how to sell at no cost to you! Selling homes is what I do, If you have a REAL ESTATE need, I’d like to work for you!

Beach Front Properties For Sale!

BUY BOTH NOW for $1,650,000! Live in one...vacation rent the other....(can also sell separately). Elegant Design of Beauty & Efficiency! Owner IS Interior Decorator & Furniture Designer! Can you imagine? “You just gotta see it to believe it...” Bamboo, Travertine Porsh hardware, surround sound, Custom built-ins, double oven Fisher-Paykel appliances, remodel like you have never seen! FOR MORE INFORMATION OR SHOWING CALL TODAY.

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SAYLER 30364

SAN DIEGO OCEANFRONT Encinitas, CA

NEWLY REBUILT IN 2006 - WITH 40 FEET OF FRONTAGE. Rarely lived in and elegantly finished with a sweeping staircase, travertine floors, crown moldings, cherry wood cabinets and marble master bath. 3 bedrooms and 4 baths with almost 4,000 square feet. The master bedroom enjoys a complete second kitchen, second washer/dryer and a very expansive patio overlooking the Pacific. The main kitchen is highly upgraded with a walk in pantry and large breakfast nook overlooking the pacific. Not many ocean front homes have a pool - this one does and even has swim jets for those days the ocean just does not work! Additionally, there is a grassy rear yard with a wonderful fire pit. Only a couple blocks to Moonlight beach, shopping, restaurants and I-5. SELLER WILL ENTERTAIN OFFERS BETWEEN $3,900,000 - $4,445,876

Robert W. Sayler 858.922.2283

rsayler@robertwsayler.com DRE# 00630115 w w w . R o b e r t w S a y l e r. c o m

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FEATURED BUSINESS

Dave and Karen Price, Owners and Operators of Bernardo Moving & Storage.

BERNARDO MOVING AND STORAGE When Quality Counts. T he purchase of a new home is one of the most exciting events an individual or family can experience. It marks the beginning of a new chapter in people’s lives that is usually followed by great happiness and positive change. But anyone who’s gone through the physical act of moving one’s prized possessions and personal belongings realizes this is no easy task. The realities of packing, moving, and oftentimes storage can quickly replace the excitement with uncertainty. In today’s busy world, without the proper assistance, planning and execution, moving can also be one of the most stressful events to endure. President, Karen Price, and General Manager, Dave Price, are well aware of this fact. Since 1977, they have made it their business philosophy to take their family owned and operated moving company to another level. As Dave says, “We go above and beyond the nuts and bolts of packing, moving and storage. At the end of the day, it’s quality that counts.” It’s this friendly, hands-on approach that the Price family have run their business on for over thirty years, and the reason they continue to receive high marks of satisfaction from their customers. “We’re different in that the longevity of our employees helps us maintain a high level of quality,” says Dave. “It’s not that we’re just a transportation company

50 FINE magazine • www.FINEsd.com

that takes your things from one place to another. We really are a service company that tries to minimize the disruption in people’s lives when they have to pick up and move or put things in a different place.” This service orientation, or concierge approach makes Bernardo Moving stand out from their competitors. They provide many supplemental services, such as in-home evaluations, accurate estimates, practical moving tips to reduce stress, and resources like donor or disposal sites. They are also experts at moving fine furniture. “Sometimes, with today’s fine wood floors, we’re moving furniture on furniture,” says Dave, “and we know how to care for fine furniture and antiques.” Being Rancho Bernardo residents themselves for over twenty years, the Prices’ are focused on their community. They can and do readily provide clients with numerous professional resources, such as attorneys, realtors, and preschools, to name a few. Another source of pride is that in 1995, Bernardo Moving became an Agent for Wheaton Van Lines. Wheaton is the only van moving company that has consistently won the Good Housekeeping Seal of Approval. They are also the official movers for Steinway Pianos. Wheaton’s customer satisfaction


FEATURED BUSINESS

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“Your crew is excellent, we are very pleased. They did a great job and went overboard to help us get everything in place. They were VERY careful and cautious with our breakable pieces.” - Jean Liberman rate is consistently at 95% or higher and they have the industry’s most qualified drivers. These are reasons enough for the Prices’ to choose Wheaton in lieu of another reputable company like Mayflower or Atlas. However, as Karen points out, it was Wheaton’s family approach to business that matched so well with theirs. “We took a long time to decide who we’d represent nationally, and we chose Wheaton to handle our long distance clients because they are well represented and had long term history like we do,” she says. “The way they do business is very similar to ours; not a lot of turnover, long term employees. We interviewed their drivers and asked, ‘why do you drive for Wheaton?’ They said, ““We started with them, went away and came back because they treat us fairly, give good compensation and employee benefits, like monthly awards.”” “Good relationships are essential any time you team up. We’re not really done with the day until we know all our crews are back. It’s that team unity we all share.” Customers seem to agree. With such a long-standing relationship and reputation in the community, Bernardo Moving and Storage is poised to continue taking the stress out of moving and making this all-important transition a little easier for San Diegans. And because their approach is more than just ‘business as usual’, Karen, Dave and the entire crew maintain a family attitude that keeps them just as satisfied as their clients. “We enjoy what we do,” says Karen. “Every day is different. And the more we have a variety of challenges, the more we can do for our clients on both a local and national level.” For more information on Bernardo Moving and Storage, please call 858-487-MOVE (6683) or visit their website at www.bernardomoving.com.

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THE HERITAGE

Located in the gate guarded community of The Heritage. A gated courtyard welcomes you to an exquisite single story home. 4BR+ office, 3.5BA sited on a one acre lot with views. Pool/spa, fountains, BBQ area. Four car garage. Approx. 4,390sf.

Offered at $1,875,000

OLD COACH COLLECTION

Desirable single level in The Old Coach Collection. Sited on 1.35 acres with mountain and sunset views. Attached guest suite with private entrance. Solar pool/ spa, fire pit, BBQ entertainment area. 5BR, 4.5BA, Approx. 3,850sf.

LOMAS VERDES ESTATES

The feeling of a Spanish hacienda with custom tiling details throughout. Private, gated courtyard filled with abundant colorful flowers and plants. 4BR, 3.5BA sited on 1.03 acres. Relax on the private covered patio enjoying fabulous views. Approx. 3,750 sf.

Offered at $1,150,000 - $1,185,000 VRM

DRE# 01261875

Fabulous single level residence sited on 2.01 acres with amazing pano views. 4BR, 5.5BA. Well appointed gourmet kitchen with Viking appliances. Sumptous master suite with a luxurious bath ensuite. Separate attached Casita with kitchenette and full BA. Approx. 4,919sf. Offered at $1,659,000

CHIMEY ROCK

The Chimey Rock development. Sited on 5.97 acres with views. 4BR + office, game room, 4.5BA. Pool/ spa, waterfall feature and firepit. Large step down BBQ entertaining area. Lower pad suiteable for guest house/sport court. Aprox. 4,800 sf.

Offered at $1,800,000 - $1,950,000 VRM

Offered at $1,429,000

www.PowayHomes.com

SERENA

HUNTINGTON GATE

Experience the splendor of this single level home featuring 4BR and 4 full baths. Sited on one full acre. Spanish garden landscaping with stately mature palms and rolling lawns. Living rm w/marble fireplace, dining rm features Australian crystal chandelier. Approx. 3,833 sf.

Offered at $1,289,000

www.4RBHomes.com

858-618-5691 skropf@prusd.com

53


COASTAL LIVING AT ITS FINEST

Stunning home located in one of La Jolla’s premier oceanfront buildings. Spacious, open floor plan features a remodeled kitchen with granite counters, six-burner Thermador range, and dual section dishwasher. Relax on the lanai style balcony with sliding glass windows that allow in ocean breezes. Enjoy ocean views from every room including the master, which features a custom steam shower bathroom. Home is complimented by slate tile floors & posh carpeting. Walk on the beach from your private oceanfront access and to other La Jolla Village amenities!

OFFERED BETWEEN $1,195,000 - $1,295,000

Scott Ryan Middleton and Associates Real Estate

858.349.8272

scott@middletonandassociates.com DRE #01398461

Free Recorded Information 24-hours a day. 1-800-708-2602 Ext. 4400

ALL INFORMATION DEEMED RELIABLE BUT NOT GUARANTEED. *VRM (Value Range Marketing): Seller will entertain offers within the listed range. AFSD216RYAN

CALIFORNIA MORTGAGE CONSULTANTS,

INC

#1 Mortgage Company in La Jolla

CMC has been chosen “Top Lender in La Jolla” by La Jolla Light, “Reader’s Choice” by Village News and “Top 10 in San Diego 7 Years” per Business Journal. Owner Nancy Gardner was chosen as “A Woman who Means Business in San Diego.” She has been on the President’s Business Advisory Counsel, is an FBI Citizen’s Academy Alum and a member of La Jolla Rotary, where “Service Above Self” is the Motto for giving back to the community and providing excellent customer satisfaction.

858.456.3000

www.CMCFinance.com


ALL THE CHARM OF BIRD ROCK LA JOLLA, CALIFORNIA Lovely three bedroom cottage, remodeled in 2007. Inviting office area off of the sunny kitchen, opens to large level yard with two car detached garage and separate expansive storage room. Cozy fireplace graces the living and dining room. Hardwood floors and updated finishes. Delightful ambiance throughout in the coveted neighborhood of Bird Rock.

OFFERED AT $899,000 www.5770LaJollaHermosa.com

STUNNING VIEWS IN LA JOLLA LA JOLLA, CALIFORNIA Endless potential in this classic 3BR/2.5BA ranch-style home on an oversized corner lot. Views of the ocean, bay and city skyline. Inviting entry courtyard for the true Southern California indoor/outdoor living. Large family room opens to lush yard and garden. Move in now and make plans for the future!

OFFERED AT $1,349,000

www.1291LaJollaRancho.com

55


www.lajollahomesearch.net S a n t a B a r b a r a - s t y l e d S p a n i s h r e s i d e n c e w i t h sweeping w h i t e w a t e r o c e a n v i e w s o v e r l o o k i n g L a J o l l a S hores beach f r o m a l m o s t e v e r y r o o m i n t h e h o m e . T h e c ontemporary f l o o r p l a n o p e n s t o n e a r l y 2 0 0 0 s q . f t o f o utdoor living s p a c e i n c l u d i n g a c o z y o u t d o o r f i r e p l a c e , b u i l t in bbq, and o u t d o o r s h o w e r . T h e 4 B R / 3 . 5 B A h o m e f e a t u r e s custom Ald e r w o o d c a b i n e t r y a n d d o o r s , w a l n u t f l o o r i n g , unique imp o r t e d s t o n e a n d t i l e , e x o t i c w o o d d e c k i n g f r o m Indonesia, a n d a g o u r m e t k i t c h e n . T h e h o m e i s s i t e d o n 2 4,000 sq. ft. l o t , i s g a t e d a n d p r i v a t e . T h i s h o m e i s e x q u i s i t e. A perfect s e t t i n g w i t h s o m e o f t h e m o s t b r e a t h t a k i n g v i e ws La Jolla has to offer.

$1,999,995 - $2,475,000 For a Virtual Tour Please Visit www.ehometours.com/showYTTours2.php?movie=0MM7tsHcERY

SoCal beach living a w a i t s ! L o c a t e d j u s t a c o u p l e b l o c k s to La Jolla Shores b e a c h i s t h i s s t y l i s h 2 h o u s e b e a c h property awash wit h s o o t h i n g c o l o r s a n d c a s u a l c o m f o r t s . The 3BR/2BA main h o u s e i n c o r p o r a t e s c l a s s i c b e a c h e l e ments, open centra l l i v i n g s p a c e s a n d a s o m e w h a t b o h e mian beach flair. Th e 2 B R / 2 B A g u e s t h o u s e s e t s a “ d o n ’ t worry, be happy” t o n e f o r v i s i t i n g f a m i l y a n d f r i e n d s . T h e grounds are gated a n d p r i v a t e . T h e r e i s p a r k i n g f o r u p t o 5 cars. The outdoor l i v i n g s p a c e s , w i t h l u s h l a n d s c a p i n g a n d large patio areas, a r e w e l l s u i t e d t o l o u n g i n g a n d r e l a x e d al fr esco meals. Th i s i s a r a r e o p p o r t u n i t y t o o wn a p i e c e of the beach life.

$2,195,000-$2,375,000

For a Virtual Tour Please Visit www.ehometours.com/showYTTours2.php?movie=6WE-ka5jap8

F o r m m e e t s f u n c t i o n i n t h i s m o d e r n b e a c h house. This 3 B R / 2 B A h o m e i s l o c a t e d j u s t b l o c k s t o t h e V illage of La J o l l a a n d W i n d n S e a b e a c h . W i t h o c e a n v i e w s, a private y a r d a n d p a t i o a r e a , g o u r m e t k i t c h e n w i t h V i king profes s i o n a l a p p l i a n c e s , a n d e x q u i s i t e f i n i s h e t h r o u g hout, this is truly what modern beach living is all about!

OFFERED AT $1,097,000

MICHELLE SERAFINI 858.829.6210

michelle@locationlocationcoastal.com www.locationlocationcoastal.com 56

The three most important words in real estate:

LOCATION, LOCATION, COASTAL SERAFINI 30364


CASUAL ELEGANCE IN DEL RAY DOWNS Impeccably designed single story home with sweeping southwesterly views, pool, spa and fire pit located in the highly desirable gated community of Del Rayo Downs. Recently updated with new kitchen, distressed walnut flooring and more, this 3 bedroom 3.5 bath home offers an open floor plan perfect for entertaining family and friends and is the perfect home if you are looking for a relaxed and sophisticated lifestyle. Del Rayo amenities include community pool, spa, tennis courts and clubhouse. (Extension 64)

OFFERED AT $1,550,000

LA COSTA COASTAL ESTATE High atop a hillside with sweeping views to the Blue Pacific sits this exquisite 5 bedroom 6 bath estate with electric gates that open to an expansive approach leading to this majestic 8,000 square foot English Tudor custom home complete with media room, gym, pool, spa and more. From the private and quiet property enjoy commanding views of the ocean, lagoon and golf course. Situated on over an acre in the Estate area of La Costa, you will not find a better value. (Extension 65)

OFFERED AT $1,975,000

Free 24 hour recorded information: 800-641-0554 (enter corresponding extension)

Laura Rappaport Realtor 760.805.8080 DRE# 00636938

Nancy Heflin Realtor

760.419.4020

DRE# 01795478 57


ABOVE THE CITY AND BAY SAN DIEGO

ACTUAL VIEW FROM RESIDENCE

MERIDIAN PENTHOUSE 2403 This extraordinary MERIDIAN penthouse offers a rare opportunity of striking spaciousness, unexpected appointments and dazzling views. This well-executed 3 bedroom floor plan spans nearly 3,300 square feet and offers unparalleled design options. This entire home is transformed beyond measure with spectacular city, bay and ocean views from every room. Two expansive outdoor terraces offer an ideal setting for al fresco dining or daily relaxation. MERIDIAN – the Ultimate in Vertical Living.

www.

DIRECT

$3,300,000

T R U D Y S TA M B O O K

619.252.1944

OFFICE

.com

619.231.0777

CENTRE CITY PROPERTIES | 220 WEST G STREET | SAN DIEGO | CALIFORNIA | 92101 | TRUDY@CENTRECITYPROPERTIES.COM | DRE LICENSE #00694195


UNPARALLELED RESORT LIFESTYLE AWAITS YOU

GOLFER’S PARADISE

LA COSTA, CA

With its rarified French styling, intricate detailing and gracious floor plan, this completely remodeled unique 2BR/2.5BA, 3,336 est. sq. ft. residence evokes the feel of a refined European manor. Located in the coveted Jockey Club community, alongside the pastoral fairway of the La Costa Resort and Spa Golf Course, and is minutes from the sparkling Pacific coastline, this expansive home in a private gated enclave offers all the accouterments for luxury daily living. Top-of-the-line features include a connoisseur’s kitchen, richly fashioned custom cabinetry, custom wood flooring, Lutron lighting, Ann Sachs marble/tile, and much more. Enjoy the luxe life!

www.

DIRECT

T R U D Y S TA M B O O K

619.252.1944

OFFICE

$1,050,000

.com

619.231.0777

CENTRE CITY PROPERTIES | 220 WEST G STREET | SAN DIEGO | CALIFORNIA | 92101 | TRUDY@CENTRECITYPROPERTIES.COM | DRE LICENSE #00694195


3.49 ACRE RANCHETTE Elfin Forest - MLS# 100001166

Country living with elbow room only one mile from the town center of San Elijo Hills. Private, quiet and secluded. High up with panoramic views. 4 bedroom 3.5 bath home with master bedroom on main level with fireplace. Granny flat too. Two stalls, tack & feed rooms, large arena plus pastures and miles of trails. Bring your horses!

OFFERED AT $987,500

RANCHETTE NEAR THE OCEAN Carmel Valley - MLS# 100004903

2.71 Acres with 3800 sq. ft. 5 bedroom 4 bath home close to Del Mar beaches. Bring your horses. Beautiful pool and spa. Country living near schools, shopping, corporate centers and surf. Located in the 92067 zip, but just minutes east of Canyon Crest Academy, Cathedral and Torrey Pines High Schools.

OFFERED AT $1,550,000

1.50 ACRE DEL MAR MESA LOT MLS# 100046448

360 dregree views overlooking Del Mar Grand Golf Resort, Palomar Mountains out to La Jolla. Ready to build your estate home now. Minutes to all beaches, shopping and Del Mar schools.

OFFERED AT $1,660,000

17 LOTS ON DEL MAR MESA MLS# 100015267

Builder’s Dream! Approved map for 17 Estate Lots on 13 acres just west of The Preserve overlooking and adjacent to miles of open space with riding and hiking trails. Panoramic views from all lots. Ready to grade and build. Paved streets and utilities to the site. Minutes to Del Mar beaches and Del Mar schools.

OFFERED AT $6,750,000 - $7,695,876

Jerry McCaw Prudential California Realty

858.735.4000

www.JerryMcCaw.com jermccaw@aol.com 60

DRE LIC#00327410


A Tradition of

Extraordinary Momentum Mobile: 1-858-776-7683 Brian@BrianOlenik.com

619.819.7052 corinthiantitle.com

Find out how much home you can comfortably afford. To find out more, contact me today. Heather Patterson Mor tgage Loan Officer 858-847-6340(Office) heather.e.patterson@bankofamerica.com http://mor tgage.bankofamerica.com/heatherepatterson

Bank of America, N.A. and the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC. Equal Housing Lender. © 2009 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. AR88540 00-62-1594D 09-2009


FINE |

TRENDS

An electric of old, owned by Mrs. William C. Stovers.

ELECTRIC article by: Willie Daniels

W hen

car enthusiasts hear the phrase, “electric powered vehicle”, it’s not “performance” they connect it with. Rather, what comes to mind may be a golf cart, radio controlled car or other “gag” vehicle. Yet as the knowledge and dynamics of vehicle drivetrains, software and braking have increased, as well as advancements in battery technology, the concept of a performance minded “electric powered vehicle” has become more than a sci-fi dream; it’s become a reality.

ELECTRIC POWERED HISTORY What many don’t realize is that the “electric powered vehicle” has a long history in the automotive industry. The idea goes back to 1832, when a Scottish inventor named Robert Anderson created the first crude electric carriage powered by non-rechargeable primary cells. Later that century, Pope Manufacturing became the first large-scale American electric automobile manufacturer, releasing “electric powered” taxis in New York. Then in the early 1900’s, the “electric powered” vehicle hit its peak in the U.S., representing about one-third of all cars on the roads of New York City, Boston,

62 FINE magazine • www.FINEsd.com


TRENDS

and Chicago. So, what happened that lead to the demise of “electric powered” vehicles? And now that they’re back as a green alternative to fuel guzzlers, how will the automotive industry answer the call for not only a practical based “electric powered” vehicle, but a performance minded one as well?

POPULAR TO NOT SO POPULAR Electric powered vehicles were fast becoming popular until the release of the Ford Model T. After this came the invention of the first electric start for gasoline powered cars. Now consumers didn’t have to hand crank their vehicle to get it to start, they could simply turn a key or push a button. This, along with gasoline being more readily available, the ability to travel greater distances, and greater horsepower all brought manufacturing of the “electric powered” vehicle to a near stand

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THE BREAK THROUGH The year was 2006. The scene was set at an International Car Show in San Francisco for an elite vehicle manufacturer by the name of Tesla Motors to ruffle feathers around the world. They unveiled their first production ALL “electric powered” PERFORMANCE roadster. Yes, not only did they release a vehicle that could be used in transportation from point A to point B, but they surpassed that idea and built a high performance exotic street driven race car. The numbers on paper were astonishing! The first production car was sold in 2008, and those numbers have gotten better since then.

FROM UNDER TO OVER ACHIEVER The exclusivity, limited production, over the top performance and sexy body lines of the Tesla Roadster had transformed the once downtrodden ALL electric vehicle into a must have for

still in the 1920s.

CARS THE PAST HAS BECOME THE FUTURE. DOWN BUT NOT OUT FOR THE COUNT Gas-powered vehicles ruled the roads almost exclusively for the next 70+ years. Minorities realized the negative impact gasoline based engine emissions and smog had on the environment and the human body. U.S. reliance on imported oil was another concern that plagued the American public. Soon their concerns became a reality with the soaring price of oil in 1970’s. Finally, turn of the century environmental trends and programs helped bring an emergence and renewed interested in electric powered vehicles. Various companies began to take an active interest in building “electric powered” vehicles. Programs and regulations were created to help educate the public and encourage manufacturers to utilize the power of electricity in transportation. But public acceptance didn’t come until Toyota released its hybrid, Prius in 1997. Great strides have been made with hybrids (hybrid: utilizing both electric and gasoline to power a vehicle), but going to an ALL “electric powered” vehicle was still a sci-fi fantasy. Certain improvements would have to be addressed first, including the distance it could travel, how to recharge it and how fast it can go from 0 to 60. Finally, for the performance-minded enthusiast, the time to provide a commanding answer had come!

society’s elite and car collectors around the world. Why? To start, imagine a small electric motor wired to a battery and a little switch to turn it on and off. Once you flipped the switch, how long would it take before that little motor was spinning at full speed? Faster than you can blink. Now imagine pushing the pedal to the floor in a Tesla Roadster where 375 volts push up to 900 Amps of current into a motor that sits directly behind your back. Simply put, the power is instant. This car rockets you from 0-60 in 3.7 seconds! If it were not for the head rests, ( continued on page 64 )

The Tesla Roadster can charge from empty to full in only 4 hours.

visit us online at www.FINEsd.com 63


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( continued from page 63 )

you would need to see a chiropractor every time you dropped the hammer on the accelerator. And yes, it accomplishes all this with Zero, count ‘em ZERO emissions and a monthly gas bill of......ZERO! With a range of 245 miles, the Tesla Roadster far exceeds that of the average daily commute. And once it’s time to recharge with the Tesla Home Connector, a Roadster charges in as little as 4 hours from empty! Most owners just “top off” the charge after they get home so it’s ready in the morning. It’s like having a free full tank everyday you go to work or to the store. Sporty elegance is a wonderful addition to the performance of the Tesla roadster. The hand-built, carbon fiber Roadster sets the mark for premium electronic cars to come. The monocoque chassis, constructed of resin-bonded and riveted extruded aluminum adds rigidity and strength to the lightweight package; options only available on cars priced much higher than the Roadster. Optional Carbon fiber accents compliment the interior as well. The monitoring of the car’s battery power and range are located on a easy to see touch screen in the center console next to the “buttons” to drive the car. Yes, buttons. Because the Tesla is powered by an electric motor, there are no gears to shift into or clutches to push. You simply push the “D” button and GO. The technology and innovative thinking that encompass the build of this car make you forget you’re driving an electric car, but every time you pull up to a light, or stop at the store you will be reminded. People just flock to it. They want to know everything from how it drives to where you purchased it. So you do have to add a few minutes to your schedule if you’re going to be on top to your appointments, which is not necessarily a bad thing if you enjoy the attention.

MOVING FORWARD With Tesla blowing the doors open for “electric powered” vehicles, a seed has been planted and the market has began to grow. Soon available on the market are several new “electric powered” models from manufactures like Nissan, Chevrolet and Mitsubishi. But none of which is set to compare with the Tesla Roadster. Though “electric powered” vehicles have long sat in the shadow of that of gasoline, the future looks bright. It will be interesting to see how they progress and advance over the next few years.

64 FINE magazine • www.FINEsd.com


Moving Families Across The Street or Across The Nation

Moving Your Fine Furniture

Delicately • Local Moves • Interstate Relocation Services • International Relocation Services

• Storage • Moving Boxes & Supplies • Over 100 yrs Combined Experience!

888.292.6683

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Bank Owned

DEL MUNDO #604, LA PLAYA TOWER 6822 Paseo Laredo, La Jolla, CA 92037 Beautiful and extremely spacious home on an exceptional lot of .46 acres.  Upgraded wood floors, great privacy, and open floor plan excellent for entertaining. CALL FOR CURRENT PRICING.

PACIFIC HIGHWAY

PASEO LAREDO

1199 Pacific Highway #3305, San Diego, CA 92101 Spectacular south-facing city, bay and ocean views from this gorgeous 2br plus den home at The Grande.  Cherry hardwood floors and cabinets, travertine, granite counters, Monogram/Dacor appliances. This unit has it all! Gas fireplace, additional storage facility and two side by side parking spaces.

6822 Paseo Laredo, La Jolla, CA 92037 Beautiful and extremely spacious home on an exceptional lot of .46 acres.  Upgraded wood floors, great privacy, and open floor plan excellent for entertaining. 

Drew Lyon

CALL FOR CURRENT PRICING.

858.952.2216 drew@avantihome.com w w w . Av a n t i H o m e . c o m

CALL FOR CURRENT PRICING.

 Foreclosures that will go fast! Priced to sell. Call Today! 


Coronado AMAZING

E S TAT E

Imagine sipping champagne from your private balcony while gazing as the sun descends into the sparkling blue ocean. Inside a private chef arranged through your personalized concierge expertly prepares a deliciously succulent meal for you, your friends and loved ones. After dinner, gently curl up in front of one of the glowing fireplaces, or simply retreat to your master suite, while your family and friends relax and enjoy the beauty of Coronado. This revenue share opportunity is far from a dream. This is the reality that you can experience in owning* your own beautiful beachfront villa at the Hotel Del in Coronado. OCEAN VIEW VILLA - OFFERED AT $2,888,000

Ruth Ann Fisher 619.733.4100

rfisher@hoteldel.com *Whole ownership with limited use.


BEAUTIFUL BAYFRONT LIVING 701 1st Street, Coronado, CA 92118

This gated “Santa Barbara Spanish” estate is among the largest prime bay front lots in all of San Diego. Newly completed this year, it’s nothing short of breathtaking, consisting of 9259 feet of living space and 2250 feet of garage. Included are: 7 bedrooms (2 of which are in a separate self contained guest casita.), 8 baths, 5 separate outdoor stone covered living areas, beautiful vanishing edge swimming pool and 2 spas, all with magnificent views of San Diego Bay and city skyline. The construction detail includes hand crafted workmanship while incorporating modern conveniences and environmental efficiency. The timeless Santa Barbara architecture is complimented by a modern layout that takes full advantage of all the light and views the site has to offer. The connection the home has with San Diego Bay gives the estate an added dimension missing in most waterfront properties. The home is very private nestled on Coronado island directly on spectacular San Diego Bay. This estate is second to none in this price range and can be fully appreciated only with a personal visit to the property.

OFFERED AT $17,500,000

Ken Wilson Ken Wilson Realty

619.437.4150 office 619.994.3329 direct

Ken@KenWilsonRealty.com 68

Please view a full slide show at: www.701firstst.com


Coronado Charm

Wrapped in old-world charm and ready to entertain in elegance, this Spanish-inspired Coronado Estate utilizes elegant archways, custom ironwork, European woods and French Doors. Designed and built to owner’s specifications, this exquisite home embodies the finest craftsmanship and material available. Enjoy year-round, or take advantage of the amazing lease-back option allowing for summer use while the original owner rents the home back during the school year. Call today for a tour of this one-of-a-kind estate. OFFERED AT $3,390,000

Ruth Ann Fisher 619.733.4100

rfisher@hoteldel.com


70


16089 San Dieguito Road Rancho Santa Fe , CA 92091 (858) 756-9669

Happy Hour 3-5 & 50% off appetizers and drinks

( Monday - Thursday )

of n o i t rva ore e s e R rM o 0 1

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a t e G d Come an Margarita! “Real” Fantastic Food an

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FINE |

DINING

on a warm summer evening! Sweet white corn (from Chino’s, of course) soup was a tasty appetizer. Next, the seared day boat scallops with baby squash, lamb pancetta (crisped like well cooked bacon), cherry tomatoes and corn ragout was stellar. The new menu has many choices of appetizers and entrees, ranging from the catch of the day and halibut to lamb chops, chicken and a selection of beef from Argentina, Oregon, and Niman Ranch (cuts and sizes range from 5-8 oz. filets to 28 oz. bone-in rib eye (for two). The Nebraska corn fed black angus bone in prime New York steak was tasty and perfectly presented, as was

DINING article by: HAROLD S. SMALL, J.D., AEP

If you’re like most San Diegans, a day at the Del Mar Track or an afternoon watching Polo at the San Diego Polo Club doesn’t stop with the last race or chukker. Watching the horses compete on either field can stir up a mighty appetite, especially if you find yourself in the Winner’s Circle. Born out of both tradition and trend, several local hot spots quickly come to mind. Whether you’re in search of a quick bite or an elaborate spread, these local choices are sure to deliver a winning combination. Years ago, post-track dining was all in Del Mar, however, some new restaurants have opened that are providing exciting alternatives. Delicias served its first dinners about 19 years ago, and it soon became a popular place to mingle. A recent change in ownership and management have brought back the luster of its origins. Gene Campbell provides direction and Executive Chef, Michael Knowles, creates artistry on the plate. It’s an interesting coincidence that Wolfgang Puck himself helped design the original menu and concept for the restaurant (Chef Knowles worked with him at Postrio in S.F. and then Spago and Postrio in Las Vegas.) An amuse bouche of melon gazpacho started out the evening the night we dined at Delicias. Cool, refreshing and flavorful

72 FINE magazine • www.FINEsd.com

the crisp skin salmon with trumpet mushrooms, asparagus, cipolini onions, bacon and beurre rouge. For dessert, classic chocolate baby cake (with vanilla gelato) remains on the menu, however, the summer berry cobbler with gelato is sure to satisfy your sweet tooth. Happily, the yummy dining experience at Delicias is back, as is the wine list, which is one of the most extensive in the County. For the adventurous and those wanting to educate their palate, try the 3 tasting flight for $25 or the 5 tasting flight for $35. The restaurant is firing on all cylinders and will get another visit very soon. Another nearby choice is Dolce Pane e Vino. This destination offers a medley of opportunities being a restaurant, wine bar, wine retailer and formaggeria (cheese shop) all in one. While the titles of management may seem to be full of humor (with Executive Chef and Hair Model, Chris O’Donnell, and Czar of Mirth and Merriment, Owner, Dr. Anthony F. Smith), there is serious food coming out of the kitchen and a selection of terrific wines that will satisfy the consumer or serious oenophile. Chef Chris perfected his talent and culinary skills working with Chefs Pascal Vignau (think Savory), Bradley Ogden and Carl Schroeder. That experience for cooking and plating is


DINING

very evident. Chris’ Chino Farms cucumber salad with fresh cucumbers, celery, wild arugula, frisee, tomato, avocado and white balsamic vinaigrette comes from fond memories of what his mother prepared in the summer. Refreshing and perfectly dressed, it’s a great summer starter. With summer fruits available, don’t miss his heirloom tomato and stone fruit salad, burrata cheese (the “it” cheese of the moment), aged balsamic and micro basil with wild strawberries, plums, and apricots. Truly great taste! The menu format is of smaller plating (ala tapas), making these dishes deserving of enjoyment and pairing with terrific wine. The Maine lobster skewers with chili and garlic butter were perfectly prepared and delicious, with a small salad of arugula and frizee. Their selection of flat breads bring breakfast to the dinner table: prosciutto and egg Florentine with crushed San Marzano tomatoes, wild arugula, house made mozzarella and shaved parmigiana with one egg sunny side up on the

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hotel guests delectable dining with a view of the golf course. On the evening that we sampled Executive Chef John Miller’s culinary creations, they had their Thursday evening special tasting menu; 10 smaller plates for $10 each, and for only $5 more you can increase the serving to a full dinner plate, which includes a Ceaser or house green salad served family style. The plating and presentation was nice, the beef medallions over mashed potatoes with green beens and mushrooms flavorful, and the chicken melanese was very good and served with spinach instead of arugula. The grill is open Wednesday through Sunday. So, whether you’re looking for old-school track tradition or the newest latest dining hot spot, Del Mar and its surrounding areas have it all. Other quality choices for either a drink, bar menu or dinner include Tommy V’s Italian Chop House with terrace dining that overlooks the Rancho Santa Fe Polo Fields, and Kitchen 1540 (in the heart of Del Mar with the

HOT-SPOTS P O S T- T R A C K A N D P OLO R e s ta u r ants that Serve up Winning Combinations

center (think breakfast pizza.) The Atlantic salmon with charred asparagus, Sorrento lemon and saba was presented on a cedar plank and very enjoyable. Sonoma duck two ways with roasted duck breast and a crisp potato duck confit cake underneath was equally tasty; the imaginative placement use of a strawberry-rhubarb compote with aged balsamic topping made the dish exceptional. Chino Farms strawberry and rhubarb shortcake with vanilla gelati and aged balsamic completed our dinner and satisfied every sweet craving. Dolce sells wines retail at a price 20% lower than listed on the wine list and also offers a broad range of cheeses at its formaggeria. It, along with Venissimo, offer some outstanding cheeses to buy and take home. The use of sustainable foods and fresh vegetables and fruit from Chino Farms and other local farms is the hallmark of quality food and dining at both Delicias and Dolce. That is repeated at Fairbanks Ranch Country Club, where Executive Chef Jesse Frost creates outstanding food daily (except Monday). His culinary talents are many, but you need to be a member to enjoy them. Morgan Run is another nearby club that offers members and

wonderful food of Executive Chef Paul McCabe, one of the top toques in the County). The bar scene next door at L’Auberge is incomparable. Other nearby possibilities following polo or the track include The Inn at Rancho Santa Fe, Rancho Valencia, Paradise Grille, Fidel’s Little Mexico, Del Mar Rendezvous, and Red Tracton’s.

visit us online at www.FINEsd.com 73


ERBS/HERBAL PRODUCTS JAMS JELLIES PRESERVES AND SYRUPS MEATS OILS/ VIN ND SALAD DRESSINGS PASTA AND PASTA SAUCES SAUCES, SEASONINGS FLAVORING ND CONDIMENTS SNACK FOODS CANDY AND CO CONFECTIONS NUT AND NUT PRODU PECIALTY PRODUCE SPIRITS VEGETABLES WINE DINING AND ENTERTAINING BARWAR ND ACCESSORIES FINE / CASUAL CHINA FLATWARE ST STEMWARE SERVEWARE AND ABLEWARE TABLE LINENS EDUCATION CULINARY SCHOOL ENOLOGY SCHOOL INTERIOR ESIGN INTERIOR DESIGN ART KITCHEN EQUIPMENT LARGE APPLIANCES BAKEWARE C OFFEE AND ESPRESSO COOKWARE CUTLERY ELECTRICS KITCHEN GADGETS OUTDOOR NTERTAINING BARBECUE OUTDOOR KITCHEN TRAVEL AIRLINE GOURMET TOURS HOTEL RESORT SPAS TRAVEL AGENT GOURMET ACCESSORIES GOURMET FOODS & BEVERAG

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Elegantly Cool | Ladies and Gentlemen Always Welcome | Timelessly Classic

Lunch| Dinner | Sunday Jazz Brunch Late Night Menu & Piano Bar

The Food Network | August 2010 | Family Style Don’t miss The Maggiore Family on the new reality show “Family Style” premiering in August on The Food Network

Make a reservation at TommyVDelMar.com 858.259.FOOD (3663) | 3790 Via De La Valle | Del Mar

Pasta | Seafood | Steaks | Chops | Piano Lounge | Private Events | Catering 75


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B

BOUTIQUES

| FINE

outiques

R A N C H O S A N TA F E

article by: Venessa Johnson

Nestled back among lovely trees, rolling hills, and winding roads is the luxurious community of Rancho Santa Fe. Rich in real estate and history, Rancho Santa Fe provides a sense of privacy that has led many well known celebrities, politicians, and socialites to call Rancho Santa Fe home. Here you will find grand homes stretching across vast land ranging in styles from Spanish to Tuscan, to whatever the heart desires. Along with this magnificent community come all the amenities available to the rich and famous like fine dining, fine art, exclusive clubs, and of course fine shopping. Come with FINE magazine as we take you to the best shopping Rancho Santa Fe has to offer.

Plume Boutique 6024 Paseo Delicias Rancho Santa Fe, CA 92091 This quaint little store has everything feminine from top designer clothing and accessories to unique gifts and stationery. Owner Courtney MacDonald has truly created a place that has everything essential for the Rancho Santa Fe lifestyle all under one roof. Aware of the needs of the busy Rancho women, Courtney “wanted to provide a place where you can come in, plan a party, get the invitations... little touches for your home and [get] a fabulous outfit all in one spot”. So next time you’re planning a fabulous party, stop at Plume to get a gorgeous outfit, fantastic invitations and accessories.

Gracie Boutique 16087 San Dieguito Rd. Suite D2 Rancho Santa Fe, CA 92067 Gracie Boutique has established itself as a store with an edge featuring high end fashion items often from European runways. Each item is selected with an artisan’s eye viewing fashion as a way of life. Local style mavens race to Gracie for its selection of talented local designers as well as established design houses. This boutique is perfect for the fashion forward women of this exclusive community who are known to set trends rather than follow them.

Mister B’s 162 S. Rancho Santa Fe Encinitas, CA 92024 Mister B’s is known throughout the community and beyond

as the premiere shop for men’s fashion. Mister B’s masterfully dresses local men in European fashion. They carry only top brands such as Hugo Boss, Paul Zileri, Moreschi, and Bernard Zins just to name a few. Stop by Mister B’s for a huge selection, knowledgeable staff, and a great environment to dress fashionable men.

Marilyn Mulloy Estate Jewelry 6024 Paseo Delicias Rancho Santa Fe, CA 92067 When looking for a beautiful and unique piece of fine jewelry to add to your collection, Marilyn Mulloy’s is a must stop shop. Upon entering this fabulous little boutique you will find coveted pieces from large diamonds, precious gems, rare antiques, to unusual deco and retro designs. Some of our fine favorites at Marilyn Mulloy include Bvlgari, Rolex, and Cartier. In addition, for a truly luxurious experience, Marilyn Mulloy also makes customized jewelry for any occasion.

TRE Clothing 2710 Via de la Valle Del Mar, CA 92014 A short drive down the road from Rancho Santa Fe will lead you to a jewel known by all the best dressed fashionistas of Rancho Santa Fe, called TRE Clothing. Head into TRE where their expert staff will help you dress for a night out, business lunch or just a day off. With a huge selection of merchandise from casual to dressy, combined with the best designer brands, you will never leave TRE empty handed.

visit us online at www.FINEsd.com 79


MODEL : KA SS Y KOVA

• Exquisite Couture Eveningwear Design by European Couturier with vast New York industry experience • Unforgettable and opulent Custom Bridal Gowns reflecting Bride’s unique style and personality • Expert tailoring and impeccable fit • European style and sophistication • Luxurious silk fabrics and trims sourced all over the world • Modern vision combined with Old World flare and elegance • Passionately involved in supporting local charities

The Designer

Malgorzata Wieteszka-Slocomb /mahl-gho-ZAH-tah/ is an experienced Couturier. Her opulent designs are widely recognized by high society of San Diego, La Jolla and Rancho Santa Fe as well as most elegant local Brides. Her gowns are worn at the best events and are often featured on TV and in publications.

Malgorzata Wieteszka-Slocomb

858.228.6398 wieteszka@gmail.com

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FINE |

FASHION

fall

M I L I TA R Y M A N I A

2 M I L I TA R Y

3 M I L I TA R Y

4 M I L I TA R Y

DESIGNER: PRADA

DESIGNER: KRISA

DESIGNER: JAMES JEANS

1 M I L I TA R Y

D E S I G N E R : C H R I S T I A N LO U B O U T I N

We started enjoying the utilitarian military look over the summer and now it’s a full blown hot trend this fall. Military influences are showing up in collections from Chanel, Prada, Christian Louboutin, Gucci, and many more major design houses. Wear a military jacket over a sexy black dress for a night out on the town, or incorporate military inspired shoes or boots to your work ensemble. Enjoy the dash of fierce that military adds to any look.

CARGO PANT

H I G H B O OT

HANDBAG

M I L I TA R Y J A C K E T

Our fashion editors rave about the James Jeans Twiggy Cargo pants. Not only are they a great way to add a little edge to your ensemble, but they are incredibly comfortable.

These over the knee boots with gold military buttons combine two of the hottest trends of the season: over the knee style and military influence. This knockout look with coveted trademark red soles is sure to make fashionistas everywhere swoon.

Punctuate fall’s neutral styles with a camouflage print Prada handbag. Have serious fun keying into fall fashion sporting this leather trimmed bowler style handbag. Features a long shoulder strap.

Outerwear is a must have for fall. Hit the right note with one of the hottest fall trends by rocking this pleated military jacket with brass buttons.

• James Jeans Cargo Pants

• Christian Louboutin Flannel OverThe-Knee Boot

• Prada Tessuto Camouflage Bowler

• Krisa

• Del Mar Kids/The Back Room

• Neiman Marcus

• Neiman Marcus

• Del Mar Kids / The Back Room

[ PRICE: $172 ]

[ PRICE: $1,595 ]

[ PRICE: $1,520 ]

[ PRICE: $166 ]


FASHION

| FINE

fashion TOUCH OF FUR

This season a touch of fur, whether it be faux or real, adds a dose of sophistication and luxe to any ensemble. Adding fur accents to your fall wardrobe through statement pieces like vests, boots or handbags produces a dramatic effect. Remember, this trend is all about small doses of luxe texture to create that “touch of fur” sensation. This trend is faux real and can be worn by anyone who wants to look chic this season.

TOUCH OF FUR 2

TOUCH OF FUR 1

DESIGNER: MICHAEL KORS

DESIGNER: CHANEL

D E S I G N E R : P O LO G E O R G I S

TOUCH OF FUR 3

D E S I G N E R : M A N O LO B L A H N I K

TOUCH OF FUR 4

A N K L E B O OT

EVENING CLUTCH

HOODED VEST

Manolo Blahnik suede ankle boot with wrap around fur and almond toe reminds us to expect the unexpected. The touch of fur on high heeled booties makes it the ultimate luxe footwear.

This versatile clutch is equally perfect to wear casual or dressy. Of course it would look fabulous with a nice dress, but add it to a pair of jeans and a blazer for the perfect combination of sophisticate meets preppy.

Add this hooded fur vest to a solid black outfit for a luxurious statement. Pair it with this season’s gotta-have boots for a match made in fashion heaven. Can be worn with an all black outfit or just jeans.

This handbag is a great combination of luxury and trendy with a sporty feel. It’s a fun way to wear fur, regardless of the climate.

• Manolo Blahnik Nesta Boot

• Chanel Orlang Evening Clutch w/ Pearl Chain and Chanel Signature

• Pologeorgis FurVest

• Michael Kors Fur Handbag

• Neiman Marcus

• Neiman Marcus

• Neiman Marcus

• Nieman Marcus

[ PRICE: $1,295 ]

[ PRICE: $2,850 ]

[ PRICE: $1,395 ]

HANDBAG

[ PRICE: $2,595 ]


23200 Del Lago Drive Laguna Hills, CA 92653 800-541-7998

2690 Via De La Valle Unit D-150 • Flower Hill Mall Del Mar, CA 92014 866-570-5353

Quality Outdoor Furniture In Laguna, Del Mar and Online!

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TRE CLOTHING SUMMER LINE FASHION PREVIEW Text the word TRE to 30364 for upcoming promotional information.


real estate...and more

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R E A L E S TAT E

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WEDDINGS

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PORTRAITS |

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2010 BOYS AND GIRLS TROPICAL TRACK PARTY Text the word FINE to 30364 for upcoming party information. The Boys & Girls Clubs of San Dieguito benefitted from a tropical party held at the Del Mar racetrack on Aug. 7. The day included a silent auction, raffle, guaranteed winner per race drawing, a chance to crown the winner of a race, and great seats from which to watch the Clement L. Hirsch Stakes, featuring Zenyatta.

60 ADMIRALTY CROSS

Wharfage accommodates a U-shaped dock for an 80’ yacht, hydro-hoist for a 50’ yacht plus plenty of room for toys. Gourmet kitchen with granite,large living area,spacious patio with spa BBQ & fire pit.Panoramic Views of Sunsets, Ocean, Bay, Point Loma & Bridge from top deck.

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6383 FOLLETTE STREET Rare single level floorplan in coveted Aviara community. Was “Model Home” and upgraded accordingly. Has been meticulously maintained by original owners. Fantastic culde-sac location w/ the best neighbors!

OFFERED AT $780,000

Karen Van Ness Coldwell Banker RSF

848.699.6409

kvanness10@yahoo.com

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With you from finding your home to financing it Introducing Bank of America and RE/MAX — meeting your home buying needs. A real estate agent who knows your neighborhood and can help you find the right home. And a mortgage loan officer who can provide the expert advice to help you choose a loan that fits your needs. Two industry experts, bringing you what you need to help you get the home you want.

To get started, contact us: Brent Humpherys

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Bank of America, N.A. the other business/organization mentioned in this advertisement are not affiliated; each company is independently responsible for the products and services it offers. Bank of America, N.A., Member FDIC Equal Housing Lender Š 2010 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 00-62-0076D 04-2009 AR70579 91


TOMMY V’s 1ST ANNUAL T-MINUS 7 PARTY Text the word FINE to 30364 for upcoming party information.

July 14, 2010 1st Annual T-Minus 7 Party at Tommy V’s Italian Chophouse  presented the 1st Annual Opening Day Countdown Party, T Minus 7 with $7 drink specials and $7 bar menu in honor of the last 7 days before Opening Day of the Del Mar Races ! What a great night!  The place was packed with fun people who enjoyed live music by Grammy Nominated Artist, Sacha Boutros! The Art at Tommy V’s were from artist Leslie Lemberg. Alexander Salazar Fine Art generously donate 15% of all art sales sold at the T-Minus 7 Party and Opening Day After Party to charities, It’s All About the Kids and Toussaint Academy. 


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OPENING DAY DEL MAR RACE TRACK Text the word FINE to 30364 for upcoming party information.

The Del Mar Thoroughbred Club’s 71st season of horse racing took place Wednesday July 21st in Del Mar with the traditional “One of a Kind Hat Contest.” Prizes are awarded to those who wear hats deemed the most glamorous and the most outrageous, as well as the headgear with the best racing theme and the best fresh flowers. The racing schedule on opening day included the $100,000 Oceanside Stakes, a mile-long turf race for 3-year-olds.

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BASECAMP FUNDRAISER Text the word FINE to 30364 for upcoming party information.

PHOTO BY BRENT HAYWOOD PHOTOGRAPHY

BASECAMP is a company that cares about people and making a positive impact on the community. When Zarina suffered a spinal cord injury, their team was quick to offer their support. They have been the driving force behind the fundraiser for Zarina and are an integral part of the Windermere family.

At Guaranteed Rate, our lending model provides a platform that compares rates with all the top lenders in the Country. As a mortgage banker with in-house underwriting and loan closing services, we are uniquely positioned to not only compete, but win when it comes to delivering low rates for home mortgages. for information call

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An exceptional neighborhood deserves exceptional service. When you call Bank of America, you can rest assured that our top priority is providing the information you need to make well-informed home financing decisions. With our commitment to responsible lending, we help qualified homebuyers become satisfied and successful homeowners. We bring personal service to the neighborhood, including: • 30 years of combined industry experience • A wide variety of home lending options • A convenient and efficient home loan process As part of Bank of America Home Loans, the Gaylord-Hansen Team will work closely with you to make sure your home financing experience is one that you’ll be glad to tell your friends and associates about.

To purchase or refinance with confidence, contact the Gaylord-Hansen Team today.

Bill Gaylord Chairman’s Club Member 858.776.6830 cell bill.gaylord@bankofamerica.com

Sam Hansen 858.442.1232 cell sam.hansen@bankofamerica.com

Address: 12340 El Camino Real • Suite 110 • San Diego, CA 92130 Bank of America, N.A., Member FDIC Equal Housing Lender © 2010 Bank of America Corporation. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. 090422C 04-2009 AR77767

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Are You Looking for the Lender That Can Put It All Together?

PHOTO BY BRENT HAYWOOD PHOTOGRAPHY

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FINE magazine Vol4 Iss9