Fine magazine november 2013

Page 1

high-end culinary masterpieces paired with live entertainment to enhance the night.

San Diego

Entertainment The VIP experience

The Real Housewives Lisa Vanderpump and Alexis Bellino share advice for stylish entertaining.

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Volume 7 issue 11

Friday Night

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PUBLISHER’S LETTER Ladies and gentleman, this month I introduce to you FINE magazine’s debut entertainment issue. We rolled out the red carpet for celebrity interviews, propped-up the stage lights for exclusive fashion editorial and focused our lens on San Diego’s nightlife and entertainment scene. Through our efforts to bring to you a contemporary and entertaining look at the latests ways to entertain, we discovered that there’s no one way to properly party, so long as you do it in style. Whether hosting at home or dressing up for downtown, raise your champagne glass to the HEATHER AND JOHN WINFIELD

night and make it a FINE occasion.

To your entertainment,

John Winfield PUBLISHER


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DISCOVER

GRAUER Discover the secret to educational happiness. Take a tour with us and learn about Grauer’s outstanding educational program, about our students’ extensive access to teachers and administrators, and about our robust extracurricular choices. Because of this unique balance, Grauer graduates from the Class of 2013 were accepted to 89% of the colleges to which they applied. Sign-up for a Discover Grauer Tour on our website. Choose from tours on 1/9, 1/23, and 2/6/2014. Or call to schedule a private visit. At Grauer, you’ll discover that the school of your dreams actually exists right here in Encinitas, California.

Published by FINE Media Group, Inc.

PUBLISHER / EDITOR-IN-CHIEF John Winfield ASSOCIATE PUBLISHER Heather Winfield CREATIVE DIRECTOR Willie Daniels EDITOR Whitney Butler CONTENT EDITOR Jeanette Calo FOOD AND WINE EDITOR Maria Desiderata Montana SOCIAL MEDIA Nicole Lawrence & Natalie Neece COPY EDITOR Brad Froese INTERN Amira Dhanoa

CONTRIBUTING WRITERS Ashley Baker Whitney Butler

On the Cover TV personality, author and restaurateur, Lisa Vanderpump debuts her new Signature Sangria—perfect for entertaining at home this holiday season.

Nicole Lawrence Michelle Leonard Maria Desiderata Montana

Photographed by Rod Foster 949-295-5999 | rodfoster.com

Heather Randall Jeanette Yearley

At FINE magazine we focus luxury into a pure state of enjoyment—where indulgence and entertainment intersect thoughtful prose and evocative content.

SALES STAFF Carrington Kingsley

FINE magazine refines luxury throughout San Diego, Orange County, Palm Springs and Los Angles by supporting an audience that strives for excellence in their professional and personal lives. Through innovation, creativity and an eye for style, we believe anyone can enjoy luxurious products and services with the right attitude.

Nicole Lawrence Barbara Heide Diana Gonzalez

SALES INQUIRES 760-908-5729 sales@FINEsd.com

FINE magazine presents readers with quality content, stimulating articles, luxurious brands and distinctive style that compliments the ambitions shared by our professional, creative and affluent readers.

EDITORIAL SUBMISSION editorial@FINEsd.com

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CONTENTS

COVER 38

“THE REAL HOUSEWIVES” FINE magazine interviews Lisa

Vanderpump and Alexis Bellino for

advice on stylish home entertaining.

NIGHTLIFE 44 SAN DIEGO VIP

The perks, the pluses, the posh

pampering of club bottle service.

14

TRENDS

HOSTESS GIFTS Never go to a party empty handed.

HEALTH 26

THE MONDAY CLEANSE Don’t let Monday get you down. Get powered-up for the workweek with

some simple detox tips.

WINE 20

DINING 32

Find the perfect bubbly to celebrate

Venues that deliver high-end culinary

A SPARKLING FINISH the season.

LIVE ENTERTAINMENT

FASHION 50 FRIDAY NIGHT LIFE

Five different looks to take you where you want to go—at any time of night.

Interior 62

Ahead of the Table

Make your Thanksgiving table sparkle.

masterpieces, paired with live

entertainment to enhance the night.

San Diego’s FINEST

WINNER’S ON PAGE 78 You voted and the results are in. Check out this month’s

winners of San Diego’s FINEST.

10 FINEsd.com | facebook.com/FINEmagazines

68 Charity

Miracle Babies aims to become the nation’s premier non-profit

resource for NICU patients and their families.

78 CALENDAR

What’s going on in San Diego during the month of November? Check out FINE magazine’s coverage of the hottest local events.



A San Diego Native

CONTRIBUTORS

supplies the right balance of minerals & electrolytes, naturally - stay hydrated to stay healthy

www.solarrainwatery.com

Ashley Baker | writer

Ocean Sourced

San Diego Native, Ashley Baker is a published Fitness Model, Health Coach, Fitness Expert and Certified Nutritionist. She is currently studying Health and Nutrition in Riverside California. Ashley is the owner of Long Live The Bully animal rescue, located in Hemet California. As a mother of two, Ashley is passionate about helping families reach their fitness goals. She is using her love for writing to inspire and motivate others.

Whitney Butler | editor Whitney Butler has worked and studied abroad developing a cultural palate and her personal blog that has been featured online and in print. Today, she writes for several publications covering a variety of topics including nightlife, fashion and travel. Her passion for the written word continues to inspire new projects both professional and personally.

Nicole Lawrence | writer Nicole Lawrence graduated from the University of San Diego, earning a B.A. in English, as well as in Communications. Currently she is working at FINE – daily scoping out trends and news on topics ranging from fashion, beauty and life in San Diego – in addition to working as a freelance writer. Along with her love for writing, Nicole is a fashion enthusiast, a national-level horse back rider, and passionate for traveling.

Michelle Leonard | writer Michelle Leonard is a San Diego native with a culinary background. After leaving the kitchen, she discovered her true passion for writing while at DiningOut Magazine San Diego where she is also a contributing writer. Her gastronomic interests are matched by her strong affection for fashion.

Maria Desiderata Montana | writer Maria Desiderata Montana is the publisher of the award-winning food website San Diego Food Finds (sandiegofoodfinds.com). Maria is the author of the ‘Food Lovers’ Guide to San Diego’, the ‘San Diego Chef’s Table: Extraordinary Recipes From America’s Finest City’ and ‘The Inn at Rancho Santa Fe Cookbook’.

Heather Randall | writer Heather Randall is a native of San Diego, and is currently working as a freelance writer and editor. Randall loves travel, photography and spending time with her family and friends.

Made Locally for Freshness Find us at Harney Sushi, Brooklyn Girl Eatery, Market in Del Mar, Island Palms, Blazin Grille, Rubicon Deli, Tuscany, Ki’s, Greenspot, Lodge at Torrey Pines, La Valencia Hotel, Pacific Terrace Hotel, Park Hyatt Aviara, Humphreys at the Bay, and Jsix to name a few, and of course Whole Foods, Jimbos, Keils, Boney’s Bayside Market and Cardiff Seaside Market

Janette Yearley | writer Janette Yearley has been the owner/operator of Yearley Interiors for over 12 years and specializes in primarily residential design. She was born and raised in San Diego. She earned her Bachelor’s Degree at the Design Institute of San Diego and is a current member of ASID.



TRENDS

NOVEMBER 2013

HOSTESS GIFTS Never go to a party empty-handed.

Vinturi® Wine Aerator For the gadget lover, try a wine aerator—adding better bouquet and flavor as wine is poured. Available for both red and white wines, this gift makes a great conversational piece and a unique addition to a wine drinker’s cabinet.

Nothing Bundt Cakes Everyone’s got a sweet tooth, so with these sweet cakes you simply can’t go wrong. Nothing Bundt Cakes offers up a delicious final course, beautifully decorated and great with after dinner coffee or a cup of hot cocoa. With so many flavors, the hard part is picking just one.

vinturi.com

nothingbundtcakes.com

Lady Primrose Specializing in home fragrance and quality bath products including creams, perfumes and salts, these beautifully bottled gifts are luxurious and perfect for the lady hostess. dejachic.biz

Gourmet Olive Oils Infused, hand-crafted and every bit as artistic as a fine California wine, gourmet olive oil is perfect for a sophisticated foodie-friend. Eat over salads or with a rustic loaf of bread. This delicious gift is also good for the heart. temeculaoliveoil.com

14 FINEsd.com | facebook.com/FINEmagazines


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TRENDS

NOVEMBER 2013

Fresh Potted Herds This gift keeps giving well after the party is over. Potted herbs are an aromatic treat for a host with a green thumb. Every time they pluck fresh thyme for a savory dish, they will be reminded of you and your thoughtful gift. armstronggarden.com

Gen 7 Cabernet Sauvignon

Tumi Electric Adapter For the traveling host, this electrical adapter is a convenient device that provides four different configurations for non-grounded electrical connectivity that works in 150 countries. It’s a great gift that’s functional and thoughtful for a jet-setting host on the go. fairendel.com

The grapes of Brookside Winery in California have been harvested for more than 150 years, celebrating a sense of history in each bottle. Bring a bottle of red to your next dinner party. Seasonal flavors pair well with the robust bouquet in the cabernet sauvignon. gen7wines.com

Cupcakes Squared Sometimes an ironic gift gets the conversation flowing, and for hosts who like oddities, be a square and bring gourmet dessert cupcakes in the latest delicious shape. Available in gluten-free recipes. cupcakessquared.com

16 FINEsd.com | facebook.com/FINEmagazines


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Entertain in High-Def Movie night just got a whole lot clearer.

E

ntertainment systems seem to constantly be evolving. So what exactly is new in the audiovisual world? Kiwi Audio Visual provides the latest and greatest products in home

theater and whole house audio and visual systems. Let’s take a bird’s eye view with the company that set a professional standard and—unlike the actual, flightless kiwi—soars over the competition. Techies will be excited to know that the hottest item for 2014 will be 4k televisions, which have a picture so crisp and clear that it will quadruple the 1,080-pixel HD resolution of current televisions. For those looking to take the movie watching experience to a whole new level, Kiwi offers a selection of theater systems that will redefine movie night by eliminating the hassle of searching for show times and hunting for the best seats with Prima Cinema. Prima Cinema allows people to view opening weekend movies in the comfort of their own home. With customizable luxury

By: Michelle Leonard

seats and the best sound quality available, Kiwi makes it easy to completely submerge one’s self into a euphoric movie-watching experience. The procedure couldn’t be easier. A simple one-touch process is created to connect with a customer’s smartphone or tablet. “We make it easy, easy, easy and that makes the customer happy, happy, happy,” said Kiwi CEO Brian Bass. For homeowners searching for quality service on a smaller scale, Kiwi has developed Kiwi Rapid Response. The Rapid Response Team provides these customers with technology solutions and service for music and multimedia systems, “family” home theaters, lighting systems, home networks and more. Bass and his team understand the importance of customer service, and work hard to create a lasting impression with their clients. “Here at Kiwi AV we provide full support for all of our services


4k televisions quadruple the current 1,080-pixel HD resolution.

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MEDICALLY FORMULATED before, during, and after the installation,” Bass said. “We keep an abundance of equipment and parts in stock. These extras are there for you, the client, so we will be there when you need us most. You will be pleasantly surprised to find a company who truly approaches technology with people in mind.” And in a world where technology is ever-changing, that’s a comforting prospect. “Your satisfaction is guaranteed because you’ll get the security of knowing that it’s backed by a company with a long history of customer satisfaction,” Bass said. “At Kiwi Audio Visual, nothing is more important.”

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CHAMPAGNE & SPARKLING WINE

NOVEMBER

A Sparkling

Finish Find the perfect bubbly to celebrate the season.

T

he season of celebration is upon us, and there will be a bubbly beverage that is likely on any party planner’s shopping list—Champagne and sparkling wines. Champagne has been associated with luxury and royalty for centuries, and was traditionally served as part of festive occasions. With some very successful marketing, this tradition is still recognized today. One very common misconception is “Champagne” and “sparkling wine” are interchangeable. This is not the case. Wines created in the Champagne region in France are only allowed to use that synonymous title. However, even though sparkling wines do not possess the title of their French cousins, the primary method of creation is the same. In the traditional method, or méthode champenoise, a secondary fermentation takes place in the bottle. Other techniques include the Charmat method, carbon dioxide injection and the transfer method. All of these procedures vary in applied pressure and the length of the aging process, and ultimately influence the wine’s price. The carbonation concoction allows for some indulgent pairings. Louis Roederer Cristal is famously known for its appearance in music videos depicting sheer indulgence. The 2005 selection contains stoned fruit and citrus aromas, fresh almonds and sweet blossom meant to be savored with caviar (from $200). Another bubbly that tops wine lovers’ lists time and time again is Domaine Carneros Le Rêve de Blancs (from $100). The 2006

20 FINEsd.com | facebook.com/FINEmagazines

Article by Michelle Leonard

bottle intertwines bouquets of white flowers, pear and lemon curd with crème brûlée, spices and toasted nuts. The silky finish complements a delicious double or triple-cream cheese, fish, shellfish and poultry. For buyers looking for something local, Temecula has countless award-winning wineries with an abundance of top-notch sparkling wines. South Coast Winery carries a large selection of award-winning wines each to excite the palate. The Sparkling Blanc de Blanc ($28) won the gold at The London International Wine and Spirits Fair this year, as well as gold at the California State Fair and double gold at the San Diego County Fair. Made from 100-percent Chardonnay grapes, this glass will inspire notes of apple and floral aromas with an oak background and a touch of vanilla. South Coast’s Sparkling Pinot Noir Rose ($18) will excite any sweet palate with its strawberry, raspberry and cotton candy aromas, perfectly balanced with acidity. The Sparkling Pinot Noir Rose is the silver winner of 2013’s Inland Empire Magazine Competition as well as the Pacific Rim International. Most often during the holidays, when mailboxes are stuffed with party invites, we look for a bottle to add to the festivities. For anyone who doesn’t want to show up empty-handed but isn’t quite sure what to type of Champagne or sparkling wine to bring, it is in the best interest of the buyer to try as many wines with diverse backgrounds in order to find a personal favorite. Whatever the celebration may be, cheers! Sláinte! Prost!


Over

150 Years of Tradition

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To check out our other wines, medals and for information on how to order, please visit

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“10 Best Dressed Awards” honors Dr. Manoj Motwani, for outstanding philanthropic contributions.

Manoj Motwani, M.D., has been improving people’s vision throughout San Diego since 1999, performing refractive surgeries at the Motwani lasik institute located in la Jolla. This year, Dr. Motwani is a winner at the philanthropic event of the season, “leonard Simpson’s 10 Best Dressed awards.” He along with nineteen other fashionable winners including, a.G. Spanos, CeO of the San Diego Chargers and Ray Grimm, Jr., marketing guru and successful entrepreneur, will take to the red carpet nov. 21 at the la Jolla Hilton. Dr. Motwani will be honored for his outstanding contributions within the community and generous philanthropic endeavors. after moving to San Diego, Dr. Motwani helped found Urban angels, a nonprofit organization created to nourish and provide food for the homeless through donations and volunteer services. although Dr. Motwani is active in several charitable ventures, helping the homeless with Urban angles has become a personal passion—striving to find a solution to end homelessness in San Diego. For more information about Urban angles visit urban-angels.com

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STYLE

Entertain with accessories By Nicole Lawrence

A style staple introduced by Coco Chanel in the 1920s, the little black dress, is the fashion world’s equivalent of a blank canvas. When dressing up your LBD this season, play around with some new on-trend accessories to change up your look. Pile them on together for full-on polished perfection, or pick and choose your favs.

Add some attitude to your look with these dangle feather earrings.

Look spot-on in these leopard sunglasses. Stella McCartney animal-print sunglasses, $190; netaporter.com

Rebecca Minkoff Dangle Feather Earrings, $98; rebeccaminkoff.com

Update your LBD with a bold-statement accessory. From heavy chain to minimal and modern, one of the hottest accessories this season is the choker. Paige Novick metal-plated necklace, $425; bergdorfgoodman.com

Bundle up in this season’s hottest outerwear. Matthew Williamson Patchwork Zigzag Fur Coat, $6,695; modaoperandi.com

The gladiator gold-plated cuff is at the top of the most wanted list for its show-stopping effects.

Instead of toting around a heavy oversized bag, try a sleek and trending envelope clutch. Roomy enough for daily activities, envelope clutches can easily go from day to night.

Pamela Love Inlay Cage Cuff, $585; modaoperandi.com

Oscar De La Renta Carnation Flat Envelope Clutch, $1,595; modaoperandi.com

Give your LBD more vroom with some sexy rock-chic booties. Christian Louboutin Black Huguette Leather Moto Ankle Boots, $1095; saksfifthavenue.com

22


MAN OF THE HOUR

NOVEMBER

Man of the Hour Successful real estate agent, Sean Caddell, celebrates in style at 10 Best Dressed Awards.

F

or over 10 years, Sean Caddell has successfully focused his real estate career in San Diego’s coastal and blossoming equestrian communities with Willis Allen Real Estate. Often called upon, Caddell skillfully integrates his passion for architecture and design with his practice of fine home representation. He continually advances his knowledge and awareness of the newest and best products for his clients, often assisting them prior to listing a property for sale, helping them realize their dream lifestyle in designing their new home. To celebrate his long-standing career success, as well as his contributions as Chairman of the Board of Ocean Discovery Institute, Caddell joins the winner’s circle at Leonard Simpson’s 10 Best Dressed Awards at the Torrey Pines Hilton November 21. “Congratulations to all winners this year,” said Caddell, who is excited to help support this year’s benefiting charity, Miracle Babies. Sean Caddell | 858.472.1074

facebook.com/FINEmagazines | FINEsd.com 23


E-READER Revelation

NOVEMBER

Glare-free screen A non-reflective surface that makes it easy to read, even in bright sunlight. Read without eyestrain Guides light towards the display instead of projecting it out at your eyes like back-lit tablets. Read comfortably for hours. Thin and light Hold comfortably in one hand for extended periods. Read for weeks without charginG – Can be read for up to 8 weeks on a single charge.

E-Reader Revelation

By Whitney Butler

Taking the technology leap from paper to Paperwhite proves illuminating to one reader.

C

all me old fashioned, but there’s nothing like holding a piece of exceptional literature in hand,

upgrades and overall development of the

smooth softness of modernity, real books

latest e-reader was relatively modest—

will always have the texture of antiquity.

compared to its predecessor—less the

Someone gifted me the Paperwhite, or

watching those thin pages lay back and

important addition of front-lit technology

reveal a real book. For any serious reader,

else I very well may have gone another

for page illumination. Slight changes may

the smell of books, the vivid coloring on

suggest Amazon felt pretty good about

10 years before giving up my home

a cover, even the weight of a hardback is

their original product, though the lighting

more than just a contemporary novelty—

upgrade

it’s an experience. So when technology

competitors like Barnes & Noble’s Nook

brought to fruition a generation of

and Kobo’s Aura a little less competitive.

e-readers, this old-fashioned page-turner kept to the niceties of tradition.

will

definitely

make

bright

The name lives up to its name— especially in the dark—with exceptional

library and boxes of books in self-storage. But the truth is, after just a few relaxed sessions, I can honestly say I’m hooked. I

doubt

that

anything

will

ever

replace a reader’s desire to show-off a sophisticated stack of Hemingway—or,

Leave it to those who are more tech-

clarity and impressive white balance over

let’s be honest, J.K. Rowing—in the home

savvy to bring a lost reader up to speed.

the six-inch reading space. At less than

library. But for convenience, clarity and I’ll

Amazon’s recent release of its second

eight ounces, holding the new Kindle

say it again, convenience, nothing could

generation Kindle Paperwhite was met

Paperwhite is nothing like holding a real

have shocked me more than how much I

with positive reviews. The hardware

book. While technology prefers the cool,

love this e-reader.

24 FINEsd.com | facebook.com/FINEmagazines


To learn more about Solutions Real Estate call Tamara Banks Vice President of Agent Relations.

2055 Corte Del Nogal, Carlsbad, Ca. 92011 | (760) 613-6175 | (760) 893-8927 | Tamara.solutions@gmail.com CA DRE License 01877234


THE MONDAY CLEANSE

The Monday Cleanse Get powered up for the work-week with some simple detoxifying tips.

By Ashley Baker | All photos used with permission

M

onday’s are often the most dreaded day of the week. But before you reach for another cup of coffee to resolve what ails you, consider what may have caused your sluggish feelings. According to Dr. Edward F. Group III, founder of Global Healing Center, the average American ingests over 2,100,000 toxins every 24 hours in their body. This can lead to a myriad of health problems, from an inability to focus, lack of energy, migraine, head aches, that terrible bloated feeling and of course, Monday mood swings. A quick detox may be exactly what your body needs after a long weekend out on the town, indulging in holiday

fare or traveling. To begin, start your day with a glass of lemon water. You may add organic honey if desired, and the temperature is up to you. This alone will do wonders for your digestive track, and help boost your immune system. By drinking the lemon water on an empty stomach, the body can more easily soak up all the cleansing benefits of the lemon. Then after you have eaten something, take a milk thistle supplement and a vitamin C, which helps the body produce glutathione, a liver compound that drives away toxins. Milk thistle has been shown to have a positive effect on the liver, which plays a primary role in removing toxins from the body. Let’s not forget about the

kidneys; organs that play a vital role by cleaning your blood every day. Uva Ursi (found at your local vitamin shop) can clean the kidneys which in turn increase blood flow and the amount of oxygen carried by the blood. This will help you stay focused during the brutal Monday commute. Next is exercise. I know that’s not what you want to hear, but it too plays a big part in cleansing your body. There is even a workout called “Qi Gong” which is designed just to cleanse the body. And before you get too intimidated, it’s actually not strenuous at all and there are free video sessions online that are relatively short and easy to learn. Finally, this next step may prove to be [continued on page 27]

26 FINEsd.com | facebook.com/FINEmagazines


NOVEMBER

...take a milk thistle supplement and a vitamin C, which helps the body produce glutathione, a liver compound that drives away toxins. [continued from page 26]

the most difficult of all: take a warm bath. So maybe it’s not

such as bubble bath or oils, as these may contain chemicals.

that difficult, but it can have wonderful healing effects. By

Following these simple steps will help your body absorb more

adding a bit of sea salt to the water, which helps to pull toxins

nutrients, expel more toxins, improve energy levels, increase

from your skin, you can relax knowing that you did you body

mental alertness and boost the immune system. So instead of

good all day long. Skin, or epidermis, is the largest organ of the

sulking about your Monday, make it an opportunity to better

body, and it is exposed to toxins and pollutants every day, so due

your body and mind. Challenge yourself to be more productive

diligence is key. Be sure not to add anything else to the water

throughout the week with this easy Monday cleanse.

eXPeRienCe THe DiFFeRenCe advertise in Fine. “i have been advertising in Fine magazine for the past 7 months.

approximately 5 months ago i received a phone call from a gentleman who was interested in one of the featured listings he saw on my page in Fine magazine. We struck up a nice conversation and although the home he contacted me about wasn’t to his liking we developed a good working relationship. in the course of the next few months, i assisted him with the sale of his home in Rancho Santa Fe and the purchase of his new home in

DUE TO MY AD in Fine MaGaZine i ClOSeD $5,000,000 WORTH OF Real eSTaTe.

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the Rancho Santa Fe Covenant. Due to my ad in Fine Magazine i closed $5,000,000 worth of real estate with this client. Thank you Fine magazine for presenting a quality publication which attracts the finest of clients!”

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OCEAN AND MOUNTAIN VIEWS - ENCINITAS, CA STUNNING VIEWS | This estate includes Tuscan inspired design and the very best of SoCal lifestyle in the beautifully exclusive Hovnanian built neighborhood in Encinitas Ranch. With more than enough room for a new or growing family, parents will enjoy the award winning San Dieguito school district and the nearby Forum Shopping Center. With so many wonderful amenities and luxurious features the true test is ever wanting to leave. Enjoy Lynwood Luxury at the “Hilltop at Encinitas Ranch.” OFFERED AT $1,598,999

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PANORAMIC OCEAN VIEWS - CARLSBAD, CA

Panoramic Ocean View to Catalina | Perched on a bluff above a nature preserve, this house gets ocean breezes, blazing sunsets, hawks and hummingbirds. Wood floors and berber carpet, granite kitchen counters, 3 bedrooms plus a loft are enjoyed in 1,829-square-feet of formal living space. Enjoy fireplaces in both the living room and family room, a balcony off the master with ocean views; an oversized tub and a separate shower/master bath. The space is well lit with tall ceilings in the formal living room, beautiful wood banisters on the stairs and along the loft. Great schools and neighbors. OFFERED AT $650,000

Griselda Mendoza Cadman imca team BRE#00984475

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John Cadman imca team BRE#00922544

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3304 Lone Hill Lane - Olivenhain

Nestled in hills of Olivenhain | Located on 2 acres in the exclusive gated community of Knightsbridge you will find a stunning 5,513-square-foot estate with an amazing panoramic view of the Olivenhain countryside and a back yard oasis with spectacular vanishing edge pool surrounded by tropical palm trees. Classic style and sophisticated dÊcor compliment the interior with an elegant dual staircase. Thoughtful family floor plan with the master suite and three secondary bedrooms on the upper level, all enjoying glorious views and one bedroom suite on the first floor with it’s own private entrance. Includes 5 bedrooms, two potential bedrooms and 4.5 baths.

Scan QR code to see a video of this home produced by FINE Homes Real Estate

OFFERED AT $2,295,000

LEE RAMAGE BRE#01041514 | PHYLLIS RAMAGE BRE#00544605

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3417 LONE HILL LANE - Olivenhain Located in the prestigious community of Knightsbridge. | Sited on two spectacular acres with panoramic country views to the ocean, you’ll find this dynamic home that takes California living literally and makes the American dream come true. Five bedrooms and 5.5 baths spread over 4,489-square-feet. Imported oak floors from Germany, crown moldings, formal living room with clerestory windows that showcase a dramatic view. Outstanding usability for horses. Horse and jogging trails with ocean views. City of Encinitas allows four horses.

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FINE DINING WITH LIVE ENTERTAINMENT

NOVEMBER

Dine and Dance Grand Del Mar

No one pairs fine dining with live entertainment like San Diego. Article by Maria Desiderata Montana All photos used with permission

W

hat could be more special than dinner with family and friends, or even a romantic dinner for two at one of San Diego’s fine dining restaurants? How about enjoying live performances without the hassle of driving, parking, and competing with others to get a decent seat? Here’s a list of venues that deliver high-end culinary masterpieces paired with live entertainment to enhance the night and help you avoid the inevitable letdown of driving or walking along busy streets. After all, nothing is more comforting than sharing a luscious dessert or nightcap without debating about where to go next. Just sit back and relax. Grand Del Mar Relish a five-star dining experience at the Addison, where Executive Chef William Bradley and his team of experts will provide the ultimate in taste and presentation. Highlighting contemporary French techniques, each plate utilizes the finest and freshest ingredients, with a minimalist touch to enhance the natural flavor. Stunning bites of the seasons are delivered course by course, as the wait staff deftly caters to your every need in perfect synchronicity. The Grand Del Mar also offers two music venues, depending on your mood. For a laid-back experience, stroll over to the Lounge, featuring a mix of jazz, guitar, piano or vocals in an atmosphere that begs you to take the edge off. If you’re feeling energized, Club M is the North County Hot Spot where everyone wants to see or be seen, offering a Gaslamp-style club filled with thumping rhythms and flashing lights every weekend. [continued on page 34]

32 FINEsd.com | facebook.com/FINEmagazines

Croce’s


Creative Events and Flavors

Corporate Events

|

Weddings

|

Holiday Galas

858-751-0408 www.whitelotuspro.com


FINE DINING WITH LIVE ENTERTAINMENT

NOVEMBER

Humphrey’s concert venue

[continued from page 32]

Humphrey’s With a strategic location in the center of Shelter Island, Humphrey’s features floor-to-ceiling windows neighboring several yacht clubs and marinas. Day or night, the view is mesmerizing and ever-changing, as boaters quietly float past the dining room and gentle waves beg you to unwind. The menu features modern global cuisine, highlighting flavors and textures from around the world, paired with classic favorites that are sure to please every palate. Immediately adjacent to the dining room and hotel is the locally famous outdoor concert venue, a 1,400-seat theater hosting world-class entertainment from May to October. Dinner show packages are available that offer the best seats in the house, making the transition between dinner and show even more convenient and enjoyable. For year-round live entertainment, the Backstage Lounge is also a great choice. Croce’s A mainstay in the downtown Gaslamp District for nearly 30 years, Croce’s has been one of the most popular venues for excellent dining and live jazz. Although the location will move to

34 FINEsd.com | facebook.com/FINEmagazines

Banker’s Hill at the beginning of 2014, expect the same quality and consistency that has followed this San Diego icon over the years. Croce’s has hosted some of the finest local and international jazz, blues and rock artists to visit the city. Diners typically arrive early and stay late, as the lounge area is cozy and intimate. Grant Grill Located within the highly touted US Grant Hotel, the Grant Grill is a prime example of upscale urban dining, offering comfortable seating in a dining room that includes an intimate bar and lounge. The menu highlights fresh produce, meat and seafood utilizing French techniques and a modern philosophy to define true California cuisine. Every dish is masterfully created to enhance the natural flavors of each ingredient. Be sure to join the crowds on Thursday through Saturday, as the live entertainment spans genres of jazz, rock, blues, samba and pop. No need to leave your table, as the entire dining room is filled with music throughout the night due to its acoustic architecture. Nothing says romance better than a night on the town where everything to fill your night is offered under one roof.


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FACELIFT: Medical Office Upgrade Carmel Valley Facial Plastic Surgery expands to a state-of-the art facility with a full range of facial rejuvenation treatment options. Article by Marie Taggart

N

ot far from Torrey Pines and Del Mar beaches there is the buzz of excitement happening in suite

100 of 11943 El Camino Real. As Amir M. Karam, MD, board-certified facial plastic and reconstructive surgeon, opens the door to his newly constructed office space, one can’t help but feel the great sense of accomplishment and commitment from the friendly staff prepping for another busy day of seeing patients in the 4,400 square foot beautifully designed and naturally lit space. “My goal was to listen to our patients’ needs and to create an office that allows the best patient experience possible,” explains Dr. Karam. The move took

“This office... allows me and my team to deliver a full spectrum of facial rejuvenation services. ...” Dr. Karam

Dr. Karam and his staff, in collaboration with

and caring surgeon to pay attention to your

By creating an environment that focuses on

one of San Diego’s top architects and medical

individual needs.

contractors six-months to accomplish—and

our patient’s goals, perspective clients can

“If a patient comes to me at 60 years old and

the result is the new and improved Carmel

rest assured that by making an appointment

says, ‘I want to look refreshed,’ I’m not going

Valley Facial Plastic Surgery.

at Carmel Valley Facial Plastic Surgery, they

to recommend a chemical peel,” Dr. Karam

“This office is four times the size of our

leave having found a trusted surgeon and

explained.

previous space. Here, we have the space

Likewise, if someone in their thirties or

partner. And who doesn’t love a one stop-shop

to allow me and my team to deliver the full

early forties comes to the doctor and doesn’t

spectrum of facial rejuvenation services.

need much, Dr. Karam has a talented team

Everything from injectable wrinkle fillers,

of

Botox, chemical peels, to facial surgical

to administer non-invasive and skincare

procedures are done right here in this new

treatments.

office. Some of the new office features include

Patients can expect the same level of

separate patient entrances and exits, two

experience and commitment from a practice

different waiting rooms, five procedure rooms

that has received accolades from just about

and two fully accredited surgical suites with a

everywhere in Southern California—with

recovery room,” Dr. Karam said.

patients that travel from both near and far

And so at Carmel Valley Facial Plastic

For people who understand the aesthetic

to have treatments. And being located in the

Surgery

procedures, facial treatments are as varied

heart of Carmel Valley near local hotels makes

spectrum, really—offering a broad range of

as the reasons we seek to have them done.

traveling patients feel welcome. Dr. Karam

facial aesthetic procedures and noninvasive

One treatment will not work for everyone,

now has an entire team of professionals under

treatments in one system and under one,

and it is important to find the right treatment

the same roof working cohesively as one team.

newly renovated roof.

estheticians and specialists available

these days? And the practice isn’t stopping there. “New to the practice as well, is our SCITON Laser, advanced chemical peel and skin care programs,” Dr. Karam added. “It’s really going to be a wonderful addition to the services we can provide our clients to manage everything from sun damage, acne, skin resurfacing, and laser hair removal.” the

spectrum

widens—a

light



Photo by Rob Foster


Entertain like a Housewife Lisa Vanderpump and Alexis Bellino from Bravo’s “The Real Housewives” share advice for stylish entertaining.

T

he intimacy of entertaining at home should not be feared though rightfully respected. Creating an enchanting and memorable experience for guests can be daunting—from juicy bites and moody music to fashionable attire and sweet hostess gifts—meticulous details simply come with the territory. Lisa Vanderpump from “The Real Housewives of Beverly Hills” and Alexis Bellino, from “The Real Housewives of Orange County,” make hosting a party look extremely fashionable. FINE magazine interviewed the reality television stars to get their tips and advice on home entertaining.

FINE: Is there a single most important element to hosting a fabulous party? Lisa Vanderpump: It’s not a single thing—it’s a multitude of things. It’s lighting, it’s flowers, it’s the food, it’s the company. It’s not a single element. FINE: What are some things to consider when entertaining at home? Lisa: The job of a good hostess is to create the atmosphere where your guests don’t have to work and can relax. That

“…you have 15 minutes to be late; any time after that I think it’s rude.” -Lisa Vanderpump

entails lighting; it’s paramount. It’s better to have the lights low and background music...turn it up as the party gets livelier later—background music always fills in the gaps of conversation. And always ask people before they arrive: “Is there anything you don’t eat?” Don’t tell them what they are going to eat because you want that to be a surprise, so [continued on page 40]

facebook.com/FINEmagazines | FINEsd.com 39


“The job of a hostess is to create a magical memory that leaves her guests wishing the party would never end.” -Alexis Bellino

[continued from page 39]

just ask if there’s anything that they don’t eat. Whatever

FINE: Are their any rules when it comes to dressing up

you’ve done, make sure it looks like you’ve made an effort,

for a party? What about fashion tips for a host?

because the guests always take that as a compliment—that you think enough of them to set the table beautifully.

Lisa: It’s rather strange unless it’s a formal dinner to be wearing heels in your own house. I kind of like the feeling

FINE: What’s better, cooking a meal for guests or catering?

of long dresses and wedges or trousers that have a slightly more relaxed feel—I think that’s important. Also, if you look pretty and elegant, but in a relaxed kind of way, if someone

Lisa: I never really get catering unless there are more than

comes casual they’ll feel comfortable.

14 people. In my cookbook, I have utterly delicious things you can do for a buffet. You can do a plate of salad, you

FINE: When hosting a party, what’s something you like

can do a plate of meat, and you roast a couple chilies,

to do to help your guests feel at home and comfortable?

things like that. But if you are actually cooking a meal at the table, have two courses prepared, have a delicious

Alexis Bellino: I always have someone greeting guests at

appetizer.

the door with a glass of Champagne. It instantly changes the mood of the guest and creates a party vibe. A host

FINE: What is your favorite time of year to host a party?

should never forget to have fun. While it’s easy to get caught up in the details of hosting, the guests can read

Lisa: That’s a difficult one because I love summer and the

that and it can change the mood of the party. If you look

outdoors, but I also love the whole ambiance of fire and

stressed out or tired, your guests might become tired or

inside dinners, you know? So I can’t be too specific about

stressed out for you.

that. I’ll tell you that summer evenings, around sunset, outside in the garden is always beautiful that time of year.

40 FINEsd.com | facebook.com/FINEmagazines

[continued on page 42]


Photo by Josh Williams Photography


“... create an atmosphere where your guests don’t have to work and can relax.” -Lisa Vanderpump

Photo by Rob Foster

[continued from page 40]

FINE: What makes the biggest impression on guests

FINE: What’s your preferred cocktail for holiday

when entertaining at home?

entertaining?

Alexis: Great food! Eating is such a social part of our

Lisa: Sangria is one of my favorite drinks to serve because

culture, and if other details are not perfect your guests

it pairs so well with almost any occasion and food. Having

will still leave raving about how fabulous the food was.

served this recipe for years in my restaurants, I’m excited to share it with the world. Besides, getting the chance

FINE: What’s the best hostess gift you ever gave

to work closely with my daughter Pandora makes this an

someone?

incredibly special family experience.

Alexis: I’d have to say the best gift I’ve ever given was a

FINE: Any great gift ideas for upcoming holiday

massage at the Montage Resort. Especially after seeing

season?

how much she needed it after her party! Alexis: Your readers in Southern California can’t go FINE: What was the most embarrassing moment you

wrong with a gift card to Skyzone San Diego or SkyZone

ever had at a party?

Anaheim, the indoor trampoline parks that my husband and I own. It’s a perfect place for parents to let their kids

Alexis: Not remembering someone I had invited! It was

get out all of their extra energy, and we have great fitness

just horrible.

classes available for adults.

42 FINEsd.com | facebook.com/FINEmagazines


Photo by Josh Williams Photography


SAN DIEGO VIP

NOVEMBER

San Diego VIP

Local clubs offer the ultimate nightlife experience for a select few. Article by Nicole Lawrence | All photos used with permission

W

ith all the amazing nightlife offered in San Diego, it’s easy to get lost in the crowd. But

clubs like Voyeur, Bassmnt, FLUXX and Stingaree offer club-goers an upgraded nightlife

experience

with

wickedly

entertaining VIP perks and bottle services. It starts at the very beginning, where guests check in with posh-clad bouncers, getting fast-track entry into these venues. One truly feels like a VIP when escorted by a host to their exclusive table where cocktail servers are waiting, ready to take care of your every need. While each one of these clubs provides their VIPs with the royal treatment, each dance hall has also found ways

to make themselves unique. The twostory, Victorian-style hot-spot Voyeur, for instance, is complete with sexy go-go dancers tearing it up inside a trendsetting LED wall that covers one side of the venue and pumps out a limitless array of images, graphics and videos (light show anyone?). It is has become a well-known haven for electronic dance music (EDM) lovers who come to sweat in a more intimate venue— so intimate, in fact, that two of the VIP tables are only five feet away from the DJ. But what makes Voyeur one of the best spots in SD? “The VIP team that we assembled is really outgoing, down-toearth, fun, party people. We enhance the experience, not just through the

entertainment but how we interact with everyone, as we become part of the party ourselves,” said Matt Ridley, the club’s head of VIP services. “We like to cater to our VIP clients. If it’s legal, we will make it happen. If someone wants to spray Champagne on the crowd, we will make it happen, there’s just a price for it.” And if a client wants a VIP table for 50 people right in the middle of the dance floor, Voyeur makes it happen—building a VIP table on the dance floor in exchange for a minimum of 20 bottles of Dom Perignon Luminous ($650 each). Going above and beyond to provide their VIP clients with custom experiences, it’s no surprise this EDM club draws in a huge [continued on page 46]

44 FINEsd.com | facebook.com/FINEmagazines


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SAN DIEGO VIP

NOVEMBER

Photo by Be Water Photo

Voyeur

619-756-7678 | voyeursd.com 755 Fifth Ave. San Diego, CA 92101

Bassmnt

619-231-9200 | bassmntsd.com 919 4th Ave San Diego, CA 92101

Bassmnt

[continued from page 44]

crowd each weekend. But EDM lovers can

“From meet and greets with artists,

“Like a coliseum, one can sit at their table

also be found descending into Bassmnt.

ordering in rare and exotic Champagne,

anywhere in the venue and feel like they

Partnered with Insomniac Events, this

helping guests coordinate transportation

are the center of the party. This makes

subterranean club brings in world-class

or dinners prior to the club,” said John

having a table very experiential, as the

musical talent and has been known to

Y. Choi, the club’s marketing and events

lighting, sound and vibe of the nightclub

get packed, so having a private area with

manager, “even setting guests up at clubs

embrace you at all times throughout the

elevated seating can be really nice.

in other cities when they vacation. It’s no

night,” says Marking and Entertaining

Additional VIP perks here include a

wonder we’ve had clients attend weekly,

Director Michael McShane.

private smoking patio and special storage

and even some clients that regularly spend

built into VIP booths for partiers to stow

tens of thousands for a big night.”

Club-goers also flock to FLUXX for their ever-evolving theme changes that envelope

away their belongings. At some of their

FLUXX Nightclub, on the other hand,

the venue quarterly. For instance, in the

premium tables for exclusive clients,

has made its mark by being the only local

past, there was The FLUXX2000 Robot

Bassmnt will go even further by offering

club to offer a true taste of the Las Vegas

Champagne carrier whose belly held

to VIP guests cryo guns, giant confetti

party scene. With almost 30 centrally

champagne and wore a utility truck light

cannons, private escorts and Champagne

located tables surrounding FLUXX’s

on its head that rotated wildly as if dancing

showers. Truly, Bassmnt is willing to do

large, Vegas-style dance floor, bottle service

to the music. During their Sweet Shoppe

whatever they can for their VIP clients.

becomes the optimal nightclub experience.

theme, clients who purchased $6,000 [continued on page 48]

46 FINEsd.com | facebook.com/FINEmagazines



SAN DIEGO VIP

NOVEMBER

Stingaree

Stingaree

619-544-9500 | stingsandiego.com 454 6th Ave San Diego, CA 92101

FLUXX

FLUXX

619-232-8100 | fluxxsd.com 500 4th Ave San Diego, CA 92101

[continued from page 46]

in Champagne had the option of putting someone on a hoisted chariot ride, followed by a sparkling FLUXX cocktail server team to climb inside a 12-foot gumball machine where they would be served Champagne. Most recently, FLUXX’s Champagne Show Carrier is The Rocket2400—an in-house designed, custom-fabricated, LEDlit Champagne rocket that carries servers to your VIP table with Champagne. “We often hear, ‘Can I ride that champagne carrier like the cocktail server did?’ or ‘How much do I have to purchase to climb on or get in that?’” said VIP Host Jason Mitchell. “The venue can certainly become the client’s playground, and we will cater to their requests to the best of our ability, but we do consider their safety first. With this all said, we do let the clients get pretty crazy.” Featuring water walls and floating staircases, downtown’s veteran VIP spot, Stingaree, has also earned a reputation for superior service. And whether you book a table on the main dance floor or a cabana on the rooftop oasis, you are guaranteed to have an unforgettable night. “Being one of the biggest nightlife venues in San Diego we have

48 FINEsd.com | facebook.com/FINEmagazines

the ability to cater to our guests and make sure that they get the best night for any occasion,” said Michael McShane, marketing and entertaining director. “One night you can come in, have the full blown club experience with a VIP table on the main dance floor, dancing the entire night, then come back the very next night for a VIP cabana on the rooftop to hang out, listen to some music, and have a few drinks with your buddies.” Stingaree has also seen its fair share of VIP requests. “We get a wide variety of requests from DJ shout outs to cigar rollers to adult entertainers,” McShane said. “Most people don’t get too crazy but we are often asked to plan their entire night starting with hotel rooms, limo service, dinner, bottle service, and the afterparty in the hotel room. We’ve had a few guests come in during the week to let loose and spend between $20 and $30,000. Champagne wars normally get the party started.” There’s no better way to experience one of these top-notch clubs than with extraordinary VIP treatment. Indulge yourself—after all, you deserve it.


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F r i d ay N i g h t

L

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FIVE different looks to take you where you want to go—at any time of night. FINE magazine | Photographed by Marissa Bouchér owner of The Boudoir Divas | Shot on location at The Boudoir Divas Studio | styled by Whitney Butler and Nicole Lawrence Produced by

Makeup by James Overstreet | assisted by Ashley Cook and Eileen Stansberry | Hair by Lilly DesRosier, Regina Gregory and Alana VanDon from Jayden Presleigh The Salon & Spa, and by Belinda Julian from Evian Salon & Day Spa

Ashley Anderson, Adlee Bee, Anastasia Russell and Nikki Smith | male Models James Alexander Hansen, Kaeden Monroe and Dustin Von Yokes Female Models


Happier Hours Anastasia: Wolford tigress shirt ($375), available at Maggie B’s in Del Mar. Paul & Joe trouser ($460), Fiona Paxton necklace ($375) and Parker silk blazer ($330), available at Melero Boutique in Del Mar. James: Citizens of Humanity pants ($198), DRESS shirt ($189), silk and velvet bow tie ($95), sport jacket ($595) and Marco Valentino belt ($129), ALL available at GSB Men’s Clothier in Rancho Santa Fe. Ackerman dress shoes ($250), available at J.L. Rocha in Coronado or at ackermanshoes.com


Party Perfect Ashley: Sherri Hill dress ($498), available at Prevue Formal & Bridal in San Diego.


Gala Drama (From left to right) Dustin: Black dress shirt ($189) and tuxedo ($1,595), available at GSB Men’s Clothier in Rancho Santa Fe. Nikki: Sherri Hill GOWN ($598), available at Prevue Formal & Bridal in San Diego. Judith Leiber clutch, available at My Sister’s Closet in La Jolla. Aris Geldia earrings ($349), available at Melero Boutique in Del Mar. Kaeden: Satin shirt ($225), pocket square ($24) and tuxedo ($1,595), available at GSB Men’s Clothier in Rancho Santa Fe. Alexander Dass eyeglasses ($399). James: Dress shirt ($189), silk tie ($119) and tuxedo ($1,595), available at GSB Men’s Clothier in Rancho Santa Fe.


Urban Beats Kaeden: Fitted shirt ($129), belt ($145), Citizens of Humanity jean ($198), available at GSB Men’s Clothier in Rancho Santa Fe. J.L. Rocha lamb skin jacket ($450), available at J.L. Rocha in Coronado or at ackermanshoes.com. Adlee: Warehouse blazer, Banana Republic clutch, Trina Turk black pants and Juicy Couture gold bracelets, all available at My Sister’s Closet in La Jolla.


After Party Nikki: Wolford body suit ($375), available at Maggie B’s in Del Mar. Vintage Oscar de la Renta bib necklace ($476) and Koseff silver fox coat ($316), both available at My Sister’s Closet in La Jolla.


THE BOUDOIR DIVAS

NOVEMBER

The Boudoir Divas Get close-up with the ladies bringing sexy back to San Diego.

A

little less conversation—a little more lights, camera, action! Boudoir photography has become more popular by demand from women that are looking to get their couture-pose face on and slip into something a little more revealing, to celebrate special occasions such as engagements, weddings, anniversaries, Valentine’s Day and weight-loss—and the list goes on. And you don’t have to be Parisian to get into character either. Typically this genre of photography captures candid moments of women in beautiful lingerie—but for the Boudoir Divas in San Diego, sexy lace is just a small part of what they believe to be an empowering expression of femininity. Founders Marissa Boucher and Kimberlee West are big on

56 FINEsd.com | facebook.com/FINEmagazines

education. They’ve taken to the stage all over the world to speak their piece about boudoir and their passion for creating intimate and beautiful art. In addition to international workshops, the ladies have also published a boudoir book, exploring their craft in more detail and sharing with photographers the self-empowering and esteem-building qualities of boudoir photography. Diva’s enormous studio in Sorrento Valley accommodates every taste and style, featuring an array of both traditional boudoir vignettes, as well as several updated twists. Go for glam or get the edge with a personalized “supermodel” experience. For a clever gift idea this holiday season, gift certificates are available. For more information, visit boudoirphotographysandiego.com.


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FAUXIDERMY

NOVEMBER

Fauxidermy

By Michelle Leonard All photos used with permission

Animal lovers will embrace this unique interior trend.

L

cabin

can find pieces constructed in various

a wall mount and vase that comes in

upgrade to your interior design

elements such as ceramic, recycled

black, white, gold, or silver ($1,158

needs? The answer lies in faux

cardboard and resin.

– $1,840). Additionally, Science and

ooking

taxidermy,

for

or

a

chic

“fauxidermy”—the

Designers are getting in on the

Sons’ Acrylic Trophy Deer Head

ideal décor piece for animal lovers

fun for shoppers who appreciate

who can’t quite get around the

finer, well-crafted pieces. Brooklyn-

($485) is perfect for the minimalist

thought of hanging the real deal up

based designer Tamar Mogendorff

on the wall.

offers femininity in her handmade

The fauxidermy trend is sweeping the

interior

world,

for a conversational accoutrement for his digs. Made of pure Swiss glacial acrylic, the life-sized trophy head is

and

find linen deer, gazelle or unicorn

unlike actual taxidermy pieces, the

heads adorned with long lashes,

options

heart shaped noses, and sequined

These artfully modernized accents

range anywhere from farm, jungle

antlers or horns ($550 each). The

are quirky, colorful and playful—

to prehistoric animals—because how

ceramic

giving

incredible is it to bag a t-rex?— and

European designer Jaime Hayón for

antiquarian sibling without the moral

anywhere between or beyond. Buyers

Bosa, is practically posh, serving as

discomfort.

are

design

creations. Through her shop you’ll

homeowner or the bachelor looking

boundless.

Choices

60 FINEsd.com | facebook.com/FINEmagazines

horse

head

crafted

by

the perfect cruelty-free alternative.

the

excitement

of

their


A Destination Location San Pasqual Valley Sited on a very private perch at the end of a cul de sac is this fully utilized 1.07 MAJOR VIEW European inspired estate including small vineyard and a variety of fruiting trees all adorned with SO MANY palm trees framing the extraordinary mountain views. Interior is immaculate with travertine flooring throughout most of main level. New carpet in all areas upstairs. Amazing Kitchen with convenient interior laundry and home manager’s office or substantial pantry. Putting green, shade Gazebo, potential to add guest house. 3 Extra rooms and ability to parcel off the bonus room and add a bath without even adding square footage. A delight to enjoy both by day and by night! Built in BBQ station, covered loggia and dog run, Fun in the sun. A lovingly cared for property filled with volume and light and just the right amount of luxury coupled with convenient location and seclusion. A San Pasqual Valley Treasure. Classic and clean, inside and out.

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Ahead of the Table

NOVEMBER

Ahead of the Table Make your Thanksgiving table sparkle. Article by Janette Yearley |

A

All photos used with permission

s Thanksgiving approaches and we conjure up tradition with smells, tastes and colors, incorporating trends for seasonal taste is sometimes more difficult than we

center of the table. Shells can be added into the mix to pull-in the

expect. After all, it’s hard to mess with childhood memories and

other Thanksgiving objects now available that are hot for the

generational hand-me-downs from great-grandmothers who

holidays. Add some glitter to the leaves and pinecones—spray

made it look so easy.

them silver or gold to add drama to an entertaining table.

seaside theme. For a glam theme, there’s an array of mirrored candlesticks and

When it comes to setting beautiful tables and holiday decorating,

Another great way to add a personal touch is creative place

one tip I always share with my clients is try keeping the table and

holders. These can be fashioned in a cornucopia of colors using

other decorations cohesive with the general feel of their current

just about every type of paper or material imaginable. They can be

home décor and color schemes. Having said that, there are no

stenciled, typed or hand-written. Popular now are names written

rules written in stone for Thanksgiving color schemes, but it’s nice

with organic whimsy. Try using leaves, using seeds, corn kernels or

to weave in fall tones that nuance tradition.

small nuts. Sprigs of fresh herbs such as rosemary or basil can be

For instance, if your décor is beach-inspired or shabby chic, make

used as napkin ties adding sweet, seasonal aromatics to a space. Or

a table using the same theme. Rather than using traditional fall

you can try using real leaves as name holders for an organic and

colors alone, try weaving in some violets or plums—a trendy new

rustic table setting.

color, fresh for the season—to go along with the beach colors. As

Adding candles and cloth napkins with decorative napkin rings

for the table décor, dried gourds, pomegranates and fall leaves all

encourage a festive feeling to any table. Napkin holders are also

look wonderful piled in large clear glass vases and grouped in the

a fun and creative way to express the mood of a table. Let your [continued on page 64]

62 FINEsd.com | facebook.com/FINEmagazines


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Ahead of the Table

NOVEMBER

Sprigs of fresh herbs such as rosemary or basil can be used as napkin ties adding sweet, seasonal aromatics to a space.

[continued from page 62]

imagination have fun and hunt through the house for creative objects and materials. If the latest color trends are important to you and your decorating, then I always like to defer to the most recent Pantone selections from each season. For more than 20 years, Pantone, the global authority on color, has surveyed the designers of New York Fashion Week and beyond to bring seasonal decorators the most important color trends. This year, the most prominent hues for fall 2013 are jewel-toned emerald—which continues to sparkle and fascinate, bringing luxury and elegance to the palette—while a more yellow-toned Linden Green brings a lightness and brightness to the deeper shades of fall. They both look beautiful paired with Mykonos Blue, a bold, meditative blue, for a classic and relaxed fall look. Exotic Acai (like the berry) adds a mysterious richness to the palette, and pairing this elegant shade of purple with emerald will give a regal disposition. The newest red is a spirited Samba red and it is great for creating an expressive and dramatic look. Whether your table is filled with glitter and glam or burlap and beach shells remember that the real reason for the table and holiday entertaining is to be with family to celebrate this wonderful and beautiful life.

64 FINEsd.com | facebook.com/FINEmagazines


515 Camino De Orchidia Encinitas | Sit down Ocean Views in nearly every room. Approx. 4604 sq. ft., 4 bedrooms, 4.5 baths, office and detached bonus/flex room, this Spectacular home is sure to impress! Offered at $2,359,000

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STICKING TO THE BASICS

NOVEMBER

Sticking to the Basics Best-selling book gains fresh perspective with a new edition by local San Diegan. Article by Whitney Butler

W

idely known for his 1937 book “Think and Grow Rich,” Napoleon Hill was one of the first authors to produce personal success literature. Hill’s legacy left an imprint on posterity—his book one of the best selling of all time. Hill’s foundational principles illustrate achievement as a process and formula that is accessible to all. Hill’s work was largely influenced by his earlier book, “The Law of Success” and 20 years of research spent networking with a large number of wealthy and successful entrepreneurs of the time. But times have changed, and Hill’s success manifesto has been updated by contemporary individuals who share both Hill’s belief in pedagogy, as well as his passion for personal development. Hand selected by The Napoleon Hill Foundation, Greg S. Reid, a San Diego native, is the newest interpreter of “Think and Grow Rich,” introducing “Stickability: The Power of Perseverance.” The teachings are the same throughout the book, refreshed by contemporary interviews. Reid’s appointment to carry on Hill’s teachings within the framework of the classic text lead him on his own journey to interview CEOs, successful entrepreneurs and creative thinkers that would resonate with a generation perhaps too far removed from the original context written during the Great Depression. To illustrate the principles with a contemporary spin, Reid interviewed the wealthy and successful of a newer generation. Among them, Steve Woznank,

66 FINEsd.com | facebook.com/FINEmagazines

American inventor and co-founder of Apple Computers; David A. Williams, president and CEO of Make a Wish Foundation; and Garry Marshall, actor, producer and director of notable films “Pretty Woman,” “Valentine’s Day” and “Beaches.” Reid attended Torrey Pines High School and today lives in La Jolla with his wife and young son. He enjoys tennis, golf and tacos from Oscar’s on Turquoise Street in Pacific Beach—a San Diegan to the very core. To find out more about Reid or his new book, visit gregsreid.com.

Greg S. Reid


DOUG SPRINGER

SALLY SHAPIRO

(619) 857-9884 CA BRE#00972487

(858) 243-1122 CA BRE#00603491

JUDY JOSEPH (858) 472-1570 CA BRE#00765727

IAN WILSON

Tom Varga

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(619) 606-9111 CA BRE#01314883

Dean Boucher (858) 518-1809 CA BRE#01433885

KYLE BELDING (858) 525-2291 CA BRE#01202788

Del Mar Realty Associates D

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DEL MAR

OFFERED AT $1,500,000 - $1,595,000

Rarely available ocean view townhome WEST OF STRATFORD! This renovated 3BR, 2.5BA townhome is located on the second row from ocean bluff front on a private cul-de-sac, just minutes to sand or village. Raised ceiling, center kitchen island, granite, stone & hardwood flooring. In the gorgeous resort-like community of Del Mar Woods. Owner can carry! CONTACT: KYLE BELDING (858) 525-2291

SOLANA BEACH

OFFERED AT $1,399,000

Location is key for this stunning remodel of La Mer’s largest floorplan. 2+BR, 2.5BA, 2226SqFt. Serene inner courtyard with arched water wall featured in San Diego Home/Garden magazine and only a portion of the magnificent features of this spacious townhome offered fully furnished. Only 27 units in this gated community, near beach, racetrack, restaurants and Cedros Design District. CONTACT: DOUG SPRINGER (619) 857-9884

DEL MAR

OFFERED AT $1,199,000

Two blocks to the ocean in Del Mar! Enjoy great ocean views and sunsets from this 3BR, 2BA single family home. Incredible gourmet kitchen with stainless appliances, dual oven and wine cooler. An exceptionally open floor plan with voluminous open beam ceilings, bamboo flooring and slate fireplace. Generous master retreat is accented with vaulted ceiling and open beams. CONTACT: IAN WILSON (760) 525-6703

GOLDEN HILL

OFFERED AT $469,000

Great views of downtown from both levels and just minutes from all downtown has to offer. 2BR, 1.5BA, open floor plan with remodeled kitchen. French doors lead to view deck. Upstairs was completely opened up to create a large master loft (could put wall back up to create 2 rooms upstairs). Free standing tub in Master. Laundry in large basement/storage area. CONTACT: DEAN BOUCHER (858) 518-1809

Del Mar

OFFERED AT $1,549,800

Across from Crest Canyon Preserve, this home has a very spacious feeling with high vaulted ceilings, pecan floors, and plenty of room for entertaining. Main residence features 3 bedrooms, 2 full baths, and 2 powder rooms. The gorgeous gourmet kitchen and Master Suite are situated upstairs, which offers views out over canyon and ocean. There is also a detached 2 bedroom, 1 bath guest house. Terrific location to beaches, schools, shopping and the village. CONTACT: TOM VARGA (619) 606-9111

THE CROSBY

OFFERED AT $1,289,000 - $1,359,000

Exceptional home in gated Crosby Estates. Designer finishes throughout this warm inviting home. 4BR, 4.5BA, 4,033SqFt. Den, office, or other optional room off the entry. Open kitchen and great living room leading out to large back yard with mountain views. Travertine flooring throughout the downstairs. Master bedroom on first floor. 3 fireplaces (family room, living room & Master). Jacuzzi tub in master with elegant walk-in dual head shower. CONTACT: SALLY SHAPIRO (858) 243-1122

DEL MAR

OFFERED AT $1,149,000

A former model home with all the builder upgrades. Beautiful 4BR, 4.5BA, 3998 SqFt, with an optional 5th bedroom. Granite kitchen counters with custom backsplash. Bathrooms upgraded with marble, travertine and designer touches. Expansive Master Suite with attached bonus room. Guest suite with private bathroom downstairs. Near beaches, schools, shopping and dining. CONTACT: IAN WILSON (760) 525-6703

DEL MAR

OFFERED AT $449,000-$459,000

Beach living in Del Mar! Terrific location near Torrey Pines beach, this classic 2BR condo is close enough to hear the ocean. Large sized bedrooms and well-designed floorplan makes this unit feel larger. Granite counters in kitchen and bathroom. Wood flooring. Imported Jerusalem tile in bathroom. Peek ocean view from private balcony. CONTACT: TOM VARGA (619) 606-9111

Celebrating 27 Years - DelMarRealtyAssociates.com


MIRACLE BABIES

NOVEMBER

Miracle Babies providing assistance and support to families in need By Heather Randall | All photos used with permission

C

harity begins at home. This statement is especially true for Dr. Sean Daneshmand and his family. On Dec. 31, 2002, his wife Marjan gave birth to their daughter Natalie at just 34 weeks of gestation. Daneshmand has been practicing neonatal-perinatal medicine and pediatrics for more than a decade, and over this time has witnessed the physical and emotional turmoil women and families faced with high-risk pregnancy. And at 30 weeks into his wife’s pregnancy, the all-too-familiar occurrences he had with his patients hit close to home. Mrs. Daneshmand learned she had a complication called placental abruption, a condition where placenta separates from the uterine wall. After weeks of hospital stays and the state of both mother’s and daughter’s health up in the air, everyone was able to catch a break. Natalie’s birth was a resounding success. Following the birth of their daughter, the Daneshmands founded

through education, prevention and medical care. The opportunity to assist these families with the help they need resulted in Sean Daneshmand being named a “CNN Hero”. Miracle Babies has drawn national recognition as well. In January of this year Dean McDermott—most notable for co-starring with his wife Tori Spelling in their reality show “Tori & Dean: Inn Love”—competed against seven other celebrities on Food Network’s “Rachael vs. Guy: Celebrity Cook-Off.” McDermott chose to compete for Miracle Babies because the couple gave birth to a miracle baby of their own. They faced difficulties with Tori’s pregnancy of their fourth child, Finn, who was born three weeks

Dr. Sean and Marjan Daneshmand

Photo by Robin Wood

Miracle Babies, a nonprofit that provides assistance and support to newborns in intensive care and their families in need. The organization supplies financial assistance and support to families with newborns in the neo-natal intensive-care unit (NICU) and enhances the wellbeing of women, children and their families

68 FINEsd.com | facebook.com/FINEmagazines

early. The experience made McDermott want to compete not only for his son, but for babies and their families involved in the same situation. Dean went on to win the competition, earning $50,000 for the charity. This month, Leonard Simpson’s 6th Annual 10 Best Dressed Awards, a gala that celebrates philanthropists who dress every day with “the gloves of compassion and a coat of courage,” will benefit Miracle Babies. Leonard Simpson is a red carpet guru and founder of the world-renowned fashion production company Fashion Forward. Held on Thursday, Nov. 21, at the Hilton La Jolla Torrey Pines, the gala will highlight the award ceremony, as well as a formal seated dinner, dancing and a live auction. The work Miracle Babies does greatly benefits the families the charity encounters. It aims to become the nation’s premier non-profit resource for NICU patients and their families. The organization is maintained by volunteers, many of which are parents of prematurely born children. Miracle Babies urges others to get involved as well, either through volunteering or making a donation. To learn more, visit miraclebabies.org.



Community

S p i r i t

Christmas Tree Lane serves up holiday festivities for a worthy cause. By Heather Randall

F

or more than three decades, hardworking women in communities throughout San Diego put together a fun holiday event to celebrate the Christmas season and raise money for The Boys and Girls Club. This year, the tradition continues as organizers plan the 32nd Christmas Tree Lane event at the California Center for the Arts in Escondido. Champagne, cocktails and decadent hors d’oeuvres will be prepared with care, and plenty of activities will make for a joyous affair. A boutique show, fashion show and live auction will be available, and community members and professional decorators provide an extra touch of holiday cheer with hand-decorated Christmas trees to be raffled off. Each raffle winner will receive a uniquely decorated tree, as well as a special gift that accompanies it. Local firemen and military have volunteered their smiles and charm this year to assist with selling raffle tickets. Laura Cain of “Jeff and Jer” and

KFMB-TV news anchor, Carlo Cecchetto will emcee for the afternoon, as well as serve as auctioneers for the live auction. This year, event committee organizer, Sarah Frazier is serving as the committee chair and organizer. Frazier participated in several of the past Christmas Tree Lane events, assisting in everything from decorating one of the Christmas trees for the raffle, to planning each year’s original theme. “Christmas Tree Lane is one of the staples that has been carrying the Boys and Girls Club over the years,” Frazier said. The beautiful trees will be on display all afternoon, and guests will be able to shop at the boutique show from 11 a.m. to 1 p.m. A portion of the proceeds from the boutique show are donated to The Boys and Girls Club to help fund transportation from schools to local Boys and Girls Club locations. “It’s really become a tradition for a lot of families,” she said. The California Center for the Arts is located at 340 N. Escondido Blvd.

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Hosts: Maggie & Gary Bobileff

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SAN DIEGO EVENT SCENE

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Prime Time Jewelry Event Prime Time Jewelry Solana Beach, CA

Owner: Michael Fischer

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2013

PRincebury Film festival fundraiser Heritage Golf Estates Poway, CA

Hosted by: Shari Wareham

Sponsors: FINE magazine, Old Coach

Vineyards, Pacific Sotheby’s International Realty, Princebury Productions and W.J. Bradley Mortage Capital, LLC.

P OIS MOI COLLECTION

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Enjoy Pacific ocean view shopping with an incredible price point of $50 and under at OOH Fashionista Boutique.

SAN DIEGO EVENT SCENE

La Jolla Dancing with the Stars Hilton La Jolla Torrey Pines La Jolla, CA

Hosted By: Mary Murphy

Celebrity Judges: Jonathan Roberts,

Scott Kaplan, Billy Ray Smith, Jr., Shelley Zimmerman and Ramin Pourteymour Sponsors: La Jolla Town Council

Special Guests: Kevin and Jolane Crawford of Schubach Aviation.

The entertaining evening raised money for La Jolla Improvement Projects, Wounded

Warriors and Quiet Waters. Jam-packed with over 300 guests ranging from San Diego natives, politicians, business people and

celebrities fundraising for local organizations

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on the

Edge

Ballet

Program includes the rock ballet Leave the Light On with music by Beth Hart Plus, the premiere of two contemporary ballets.

Fri, Nov. 8 at 8:00 pm Sat, Nov. 9 at 8:00 pm Sun, Nov. 10 at 2:00 pm

Spreckels Theatre Commission for Arts and Culture City of San Diego

Call 858.272.8663 or Order Online www.cityballet.org

Photo by Dale Stokes

Free Lecture 1/2 hour prior to curtain.


2013

Began in Aspen in 1973. 40th Year Celebration!

Special guests Kevin and Jolane Crawford of Schubach Aviation

Jack Victor

Alberto Makali

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SAN DIEGO EVENT SCENE

White Lotus Productions Anniversary Event White Lotus Productions San Diego, CA

Owner: Rheana Coon

White Lotus Productions:

858-751-0408 | whitelotuspro.com

Sponsors: Bob Hoffman Photography &

Video, Imagination Entertainment, Euro Bar, Dolldine Designs, Enticing Tables, Velocity

Audio Visual, Mobile Music Plus, Raphael’s Party Rentals

White Lotus Productions celebrated its second annual anniversary party with an evening of rocking entertainment,

mouthwatering dishes from their new catering division and the reveal of a new-and-improved office space and warehouse.

Rheana and Rob Coon

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Dec. 6th 4 -7pm

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2013

Heels2Heal Fourth Annual Fashion Gala for Miracle Babies Private Estate of Alex & Laleh Roudi La Jolla, CA

Featured Fashion Designer: Yigal AzrouĂŤl

Sponsors: Porsche of San Diego, Icon Vapor, Sydney D. Holland Foundation,

La Jolla IVF, Joseph L. Grzeskiewicz, MD, FACS, Henebery Celebrated Whiskey,

Exclusive Resorts, Quest Diagnostics, AmeriPath, Phase 3 Properties, Aequitas Capital, Middleton & Associates, Life IVF Center, ServInt, Precision Toxicology, Miller Cosmetic Surgery, CryoCell International, Gracie Combatives, Giuseppe

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November/December 2013

Calendar of Events San Diego’s FINEST You voted and here are the results. FINEST Performance Theatre

The Old Globe

Creating theatrical experiences that impact audiences of all ages, The Old Globe is one of the most celebrated regional theaters in the nation and has represented California’s premium arts institution more than 75 years. 619-231-1941 | theoldglobe.org DEJA CHIC BOUTIQUE’S FASHION, BOTOX & BUBBLES When: Nov. 8 Where: Deja Chic Boutique Admission: Free

FINEST Custom Home Audio/Visual

Kiwi Audio and Visual

Congratulations to Kiwi Audio and Visual in Carlsbad for achieving this year’s FINEST custom home audio/ visual. With more than 13 years of experience under their belts, the experts at Kiwi A/V will work with you to design and incorporate a top-of-the-line system into your home. 760-931-9922 | kiwiav.com

Join Deja Chic Boutique for an event filled with hors d’oeuvres, Botox and discounts. Dedicating the evening to glamour, the boutique will be hosting drawings for prizes while attendees can peruse through racks of discounted summer and fall garments—with champagne in hand, of course. dejachic.biz

FINEST Catering Company

The French Gourmet

Well known for catering at San Diego events ranging from wedding receptions to holiday get-togethers, in addition to creating decadent recipes at its bakeries in San Diego and La Jolla. Congratulations to The French Gourmet for becoming this year’s FINEST catering company. 800-929-1984 | thefrenchgourmet.com

FINEST Night Club

The Bassmnt

As San Diego’s FINEST Night Club, The Bassmnt blends cutting-edge beats and impeccable hospitality into an unforgettable experience, no matter the number of many martinis. 619-231-9200 | bassmntsd.com

“Ballet On The Edge” When: Nov. 8-10 Where: Spreckels Theatre Admission: $29 - $69 The City Ballet of San Diego presents contemporary and rock ballet performances choreographed by Elizabeth Wistrich. The show’s professional ballerinas will charm and delight with graceful twirls and jumps amidst intricate ensembles. spreckels.net


“EVITA” When: Nov. 12-17 Where: San Diego Civic Theatre Admission: See broadwaysd.com Tim Rice and Andrew Lloyd Webber’s Tony Award-winning musical returns to San Diego at last. Eva Perón used her beauty and charisma to rise meteorically from the slums of Argentina to the presidential mansion as First Lady. This musical tells Eva’s passionate and unforgettable true story, and features some of Broadway’s most beautiful songs, including “Don’t Cry for Me Argentina” and “High Flying, Adored.” broadwaysd.com

C’est La Vie Antiques introduction and signing of Jeffrey ALAN MARK’S newest book When: Nov. 14 Where: C’est La Vie Antiques Admission: Check Availability Join C’est La Vie Antiques and interior designer Jeffrey Alan Marks for an intimate and special book signing event. The evening will include cocktails, hors d’oeuvres, book signing and a great opportunity to meet and greet with Bravo’s “Million Dollar Decorators” star, Jefferey Alan Marks. cestlavieantiques.com

“Dr. Seuss’ How the Grinch Stole Christmas!” When: Nov.16 – Dec. 28 Where: The Old Globe Theatre Admission: $29 – $66 Due for its 16th marvelous year of mischief, this local favorite will ring in the holidays by transforming the stage into a snow-covered, Christmas-caroling Whoville. With some performances starting at 11 a.m., The Old Globe Theatre welcomes all ages for a day filled with Christmas spirit and maybe a little onion breath (that means you, Mr. Grinch). theoldglobe.org

SAN DIEGO BAY WINE + FOOD FESTIVAL When: Nov.18-24 Where: San Diego Bay Admission: $45 - $550 The 10-year anniversary of the San Diego Bay Wine + Food festival brings together some of the best wines in the world and today’s most popular and talented chefs. Depending on the admission day, guests can expect anything from fabulous food and wine pairings to professional tastings by master sommeliers. Highlighting local chefs as well as internationally recognized talents, San Diego foodies won’t want to miss this delicious opportunity eat, drink and be merry. sandiegowineclassic.com


Introducing a new way to experience luxury. Visit the App Store and search FINE magazine for your FREE download today.

November/December 2013

Calendar of Events

LEONARD SIMPSON’S 10 BEST DRESSED AWARDS When: Nov. 21 Where: Hilton La Jolla Torrey Pines Admission: $100 - $200 per person; $1000 per table Slip on a shimmering gown and grab a seat at Leonard Simpson’s fifth annual gala, theatrical show and awards fundraiser hosted by Amanda Baker from “The Bold and The Beautiful.” With a theme of “Royals and Romanticism of Style,” attendees will enjoy cocktails and a silent auction, followed by a savory dinner, theatrical show and the highly anticipated awards ceremony. The event benefits Miracle Babies, a nonprofit that provides financial and emotional support to families with critically ill newborns in the Neonatal Intensive Care Unit. 10bestdressedgala.eventbrite.com

Start a Tradition...

“…While visions of Sugarplums danced in their heads…”

Come and join San Diego ballet on an enchanting journey through a landscape of yuletide dreams. bring the entire family!

The Nutcracker At the mandeville Theater in La Jolla • Fri, Dec 20th & Sat, Dec 21 at 7:30 pm • Sat, Dec 21st & Sun, Dec 22nd at 2:30 pm For tickets call or visit:

619.294.7311 SanDiegoballet.org

THE TEDDY BALL When: Nov. 30 Where: The Westin Gaslamp Quarter Admission: Invite Only The Teddy Bear Ball is an exclusive, black-tie charity event for Rady Children’s Hospital. The celebration brings together San Diego’s FINEST to create a collection of teddy bears to donate to the children at the hospital this holiday season. This year, the event is hosted by 12 of San Diego’s top industry leaders. theteddyball.com


OCEANSIDE HARBOR PARADE OF LIGHTS When: Dec. 10 Where: Oceanside harbor Admission: Free

DECEMBER 3-8, 2013

Fishing boats, sail boats, yachts and kayaks dress up in holiday swag and circle the Oceanside Harbor to enchant onlookers at the harbor, restaurants and beach. One of the best viewing spots is along the side of the Oceanside Harbor near the fishing dock and police station. From this vantage point, you can see the parade twice. The concrete walkway that surrounds much of the harbor is also good for enjoying the event. Harbor Village at North Harbor includes shops, dining, and seating areas. visitoceanside.org/event

JANUARY 4 2014

Season Sponsored by

SAN DIEGO CIVIC THEATRE 3rd Avenue & B Street

Jingle Bell Run/Walk for Arthritis When: Dec. 14 Where: Balboa Park Admission: Children’s 1K, $20; Timed 5K, $35 Wear a holiday costume, tie jingle bells on your shoe laces and take to the streets of San Diego for a holiday-inspired 5K event benefiting research and organizations fighting arthritis, one of the nation’s leading causes of disability. Teams and individuals welcome; early registration encouraged. sdjbr.org

888.937.8995 Season Tickets

619.564.3001 Groups (10+)

Season Info:


Introducing our

On Time Close Commitment

Minimum closing times apply. For Conventional loans: minimum 30 days from date of application, minimum 25 days for accelerated close; For Government loans: minimum 45 days from date of application, minimum 30 days for accelerated close. Certain loan programs excluded from On Time Close Commitment such as FHA 203(k) and new construction loans. Ask for details on limitations. 2 Prequalification is neither preapproval nor a commitment to lend; you must submit additional information for review and approval. 3 Designated mortgage loan officers located at 13 offices in the San Diego and San Francisco area. See bankofamerica.com/otcc for a list of office locations. 4 Closing delays caused by any non–Bank of America affiliated third party (such as real estate agents, title companies, attorneys, closing agents, insurance agents, couriers) or acts of nature (such as earthquake, floods, fires) will render a loan ineligible for the On Time Close Commitment. Credit and collateral are subject to approval. Terms and conditions apply. This is not a commitment to lend. Programs, rates, terms and conditions are subject to change without notice. Any payment we make pursuant to this offer may be reported to the IRS on a Form 1099-MISC. Please consult your tax advisor regarding your individual tax implications. Bank of America, N.A., Member FDIC. Equal Housing Lender. Š2013 Bank of America Corporation. ARA7LFXS AD-09-13-0858.B 10-2013 1


Get peace of mind Having your loan close on time is important, and can help you plan and prepare for your move. That’s why we offer our On Time Close Commitment. If your loan closes after the agreed-upon closing date, we’ll pay you $500, provided you meet and maintain the eligibility requirements outlined below.1 You can also count on our dedicated mortgage loan officers to: • Help you get prequalified2 so you know how much you can comfortably afford before you start your search for a home • Provide educational resources and tools such as the interactive Home Loan Guide • Offer you personalized guidance from application through closing

Eligibility requirements: • Applies to first mortgages, purchase loans only • Home must be located in California • You will get a letter outlining the required documentation. To maintain eligibility you will need to meet the time deadlines specified in the letter. • An accelerated closing date cannot be requested after the initial requested closing date has been confirmed by Bank of America. • The loan application must be submitted through a designated Bank of America® mortgage loan officer3 between October 21, 2013 and January 31, 2014. • Any delay to a requested closing date caused by a non–Bank of America affiliated third party will make the loan ineligible for the On Time Close Commitment.4 This is not a commitment to lend.

For more information visit bankofamerica.com/otcc


Th

your jumbo lender

The Nation’s #1 Jumbo Lender for Independent Mortgage Banks • Loan Amounts up to $5 Million

• 40 Year Amortization Available

• Up to $2 Million Loans Available with 20% Down

• Fixed and Adjustable Rate Mortgages Available

• 2nd Home and Investment Property Available

• 5/5 ARM up to $2 million with 20% down

• Up To $1.5 Million on Condos Available with 25% Down

• Cash out Refinance Available

• Asset Qualification Programs

• Pledged Asset Programs

Call Trent Annicharico today

TheHome Home Purchase Expe The Purchase Experts SM

760.310.6008

www.guaranteedrate.com/trent Lending NMLS ID # 2905694

EQUAL HOUSING LENDER LICENSED by the department of corporations under California residential mortgage lending act.

NMLS (Nationwide Mortgage Licensing System) ID 2611

CA - Licensed by the Department of Corporations under California Residential Mortgage Lending Act Lic #413-0699 • NMLS ID:247008 CA - CA-DOC247008 - 413 0699 4365 Executive Drive, Suite 550 San Diego 92121


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