How AustralianSuper Invests Members' Super

AUSTRALIANSUPER INVESTS WITH ONE GOAL IN MIND: TO HELP MEMBERS ACHIEVE THEIR BEST POSSIBLE RETIREMENT. SO MEMBERS CAN ENJOY A BETTER FUTURE, AUSTRALIANSUPER FOCUSES ON MAXIMISING INVESTMENT RETURNS OVER THE LONG TERM. THEY INVEST IN A MIX OF QUALITY ASSETS TO GROW MEMBERS’ SAVINGS OVER TIME AND BALANCE THIS WITH AN UNDERSTANDING OF THE RISKS TO ACHIEVE THIS GOAL.

FOUR INVESTMENT BELIEFS

Four core investment beliefs are the foundation of AustralianSuper’s investment approach. These are supported by a rigorous governance framework and disciplined investment process. 1. Aim to enhance member returns. 2. Active management across both asset allocation and stock selection. 3. Use scale to reduce costs and better structure investments. 4. Awareness of their responsibility to the broader community, consistent with their obligations to maximise benefits to members.

INVESTING FOR MEMBERS

Super is the largest asset most people will ever own, after the family home. AustralianSuper invests to help make sure members are going to get the most out of their money. This is achieved by using AustralianSuper’s size and scale, in-house investment expertise, active management and global investment.

USING SIZE TO BENEFIT MEMBERS

As Australia’s largest super fund, AustralianSuper takes advantage of opportunities that aren’t available to smaller funds. These include large unlisted assets like Kings Cross, Ausgrid and WestConnex.

Strong cashflows enable AustralianSuper to allocate funds to different asset classes without selling valuable long-term investments. This also helps keep transaction and tax costs low, which benefits members’ returns.

IN-HOUSE INVESTMENT EXPERTISE

AustralianSuper’s in-house investment team of more than 170 people invest members’ assets, and almost half of them are managed by internal teams. This gives AustralianSuper increased access to investments and saves millions of dollars in costs every year. Good returns and lower costs have resulted in a better ‘net benefit’ for members*.

ACTIVE MANAGEMENT

AustralianSuper believes an active management approach delivers the best long-term returns. They select specific sectors, assets and stocks that have the potential to outperform the broader market and use index managers in some options to lower overall portfolio costs, or where active management opportunities are smaller.

INVESTING GLOBALLY FOR MEMBERS

With teams in Australia, Beijing, London and soon New York, AustralianSuper is able to access insights and opportunities in targeted global investment markets. AustralianSuper’s on-the-ground presence also allows them to efficiently monitor their global investment portfolio and make timely investment decisions.

To read more, please visit australiansuper.com/how-we-invest

*Investment returns are not guaranteed.

Past performance is not a reliable indicator of future returns. Sponsored by AustralianSuper. This may include general financial advice which doesn’t take into account your personal objectives, situation or needs. Before making a decision consider if the information is right for you and read the relevant Product Disclosure Statement, available at australiansuper.com/pds or by calling 1300 300 273. AustralianSuper Pty Ltd ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898

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