Ember Management Group LLC Welcome Guide 2024-2025

myEVHC.com

WELCOME GET THE MOST OUT OF YOUR BENEFITS

2024

QUESTIONS? Call EVHC at 800-311-3842

Need Help?

Visit myEVHC.com

Register for personalized information about your plan.

Call Toll-Free

If you don't have computer access and need answers, call the number on your health plan ID card.

Mobile App

Download the free app from the Apple or Google Play app store.

Changing the landscape of employer-based health plans Welcome! Thank you for being an EVHC member. We understand that managing health plan benefits and controlling costs can be complicated. That’s why we offer a member website and a dedicated team ready to help you understand your coverage, treatment options and more. We hope this guide helps make your health care experience easier. Contact us if you need help.

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2024

GETTING STARTED Who is EVHC? EVHC is your medical plan. To verify benefits or check the status of a claim, you will need to contact EVHC by calling the number on your ID card.

Member ID Card •

Member ID and Group Number

•

Your Copayment Amounts

•

Prescription Coverage

Network Access When seeking care, your EVHC plan utilizes the Cigna network of providers and facilities. Log into myEVHC.com for complete plan details.

Your Member ID Card Get to know your health plan ID card. It has information about you and your coverage.

Remember to carry it with you wherever you go. When you visit your provider or pharmacy, show your card so they now how to bill for their services.

Log on to myEVHC.com for complete plan details. View health plan documents like your policy, riders, amendments, required notices and welcome materials.

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QUESTIONS? Call EVHC at 800-311-3842

myEVHC.com

MEMBER PORTAL These days, people do their banking, pay bills and shop for just about anything online. It’s secure, fast, easy and convenient. At EVHC, we believe accessing information about your health plan and managing your accounts should be no different. That’s why we provide myEVHC.com, a personal online portal with access to detailed claims data, out-of-pocket expense tracking, dedicated customer support, and much more.

For access to your health plan information, you must register first for the member portal - myEVHC.com

•

Coverage and Claims

•

View your ID Card

•

Account Balances

•

Explanation of Benefits

•

Deductibles and OOP

•

Find Network Doctors

Maximums •

Online Message Center

and Facilites •

And more...

TO REGISTER: Visit myEVHC.com and click on "I am a Participant, Create My Account" - you'll need your ID Card, Social Security number, and date of birth.

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2024

Download the Mobile App Stay connected while you’re on the go. Our mobile app lets you stay in control from anywhere. You can download our app for free from the App Store from Apple or Google Play. Just search for myEVHC Mobile.

Prepare for Your Visit In addition to the items above, be prepared to discuss any current health issues with your doctor. Get involved and be an active participant in your healthcare. Bring a list of questions you may have for your provider so you don’t forget.

ID CARD

MEDICATION

RECORDS

Remember to bring your

Supply your provider

When visiting a new

health plan ID card and

with a current list of any

doctor’s office for the

one form of picture ID,

medications you’re

first time, it’s a good

such as a driver’s license

taking.and discuss any

idea to bring any files

to every doctor’s visit.

new prescriptions.

you have on hand from previous providers.

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QUESTIONS? Call EVHC at 800-311-3842

Know Where to Go When to use: • • • • • •

Allergies Bladder infections Bronchitis Cough/cold Diarrhea Fever

Cost: $ • • • • • •

Pinkeye Rashes Seasonal flu Sinus problems Sore throat Stomachaches

When to use:

Cost: $$

Virtual Visits See a doctor using your smartphone, tablet or computer. You can even get prescriptions sent to your local pharmacy. Copay or coinsurance may apply and registration is required.

Primary Care Physician Your PCP has access to your health

•

Checkups

•

Preventive services

•

Minor skin conditions

treats chronic conditions, manages

•

Vaccinations

medications and can steer you to a

•

General health managements

specialist if your plan requires a referral.

records and provides preventive care,

When to use:

Cost: $$$

Urgent/Convenient Care When you need care quickly but it's not

•

Sprains and strains

•

Small cuts that require stitches

•

Minor burns

care centers can treat issues that aren't

•

Minor infections

life-threatening.

•

Minor broken bones

When to use: • • • • •

Heavy bleeding Large wounds Change in vision Chest pain Sudden weakness/ trouble speaking

an emergency, urgent and/or convenient

Cost: $$$$ • • • • •

Major burns Spinal injuries Severe head injury Breathing difficulty Major broken bones

Emergency Room The emergency room is for lifethreatening or very serious conditions that require immediate care. You may call 911 or local emergency number.

Cost and time information represent average only and are not tied to a specific condition, level of coverage or treatment. Your out-of-pocket costs will vary based on your plan details.

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2024

Understanding Your

PHARMACY BENEFITS Log on to myEVHC.com or www.caremark.com for more information about your pharmacy benefits. If you still have questions, call the member pharmacy number on your ID card.

With the CVS Caremark app on your smartphone or tablet, you can refill prescriptions, track your prescription history, compare medication pricing and options, search your prescription drug list (PDL) and more.

Filling Prescriptions Members can fill prescriptions in-person at the pharmacy with your EVHC ID card or, get your medications delivered directly to your door with

Managing Your Pharmacy Benefits •

flexible mail order options..

Your EVHC Healthcare plan’s pharmacy benefits are managed by CVS Caremark

Save money on maintenance medications. Order up to a three-month supply of medications you

•

Log on to myEVHC.com and click "My Links" to access your

take regularly

portal, or log on to www.caremark.com to register

Learn More: www.myEVHC.com or, www.caremark.com

•

Manage your benefits on-thego, download the CVS Caremark mobile app

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QUESTIONS? Call EVHC at 800-311-3842

Using Your Pharmacy Benefits 1.

Transfer Current Medications When you switch to a new plan, coverage for prescriptions you’re already taking may change.

Get information on how to continue to get your current medication or how to switch to a lowercost alternative. The CVS Caremark mobile app can also tell you if your medications are covered.

2.

3.

•

Your PDL is a list of covered medication. The list is broken into sections called tiers. Choosing medications in lower tiers may save you money.

Check your PDL often.

Prior Authorization: approval to get a medication

•

Step Therapy: trying one medication before another

Talk To Your Doctor

•

Quantity limits: getting a certain amount of each prescription

Consider Generic Drugs Generic medications usually have a lower copay than brand-name medications. Ask your doctor if there’s a generic option for you.

5.

Compare Prices Search for lower-cost alternatives by logging into the CVS Caremark app.

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Your plan may require one or more of the following before you can fill your prescription:

Check Your Prescription Drug List (PDL)

When you talk with your doctor, use the CVS Caremark app to confirm coverage and costs. You can also talk about what you need to do to get your medication.

4.

Know Your Plan

2024

NOW THAT YOU'VE RECEIVED CARE Explanation of Benefits (EOB) We’ll send you a copy of your Explanation of Benefits when you or one of your covered dependents use your health plan. You can see all claims processed for that period, plus your network and out-of-network balances and deductible information.

If you receive your Explanation of Benefits online, you’ll get an email whenever a new EOB is posted. You can view your information and activity securely, at myEVHC.com.

What's in your EOB? •

Member and Group Information: Your

unique member and group information

•

provides security. Be sure to check this

Service Date(s): This is the date you

received service from your provider or medical facility.

information is correct.

•

Statement Period: Your Explanation of

•

What You May Owe: The amount you

need to pay your healthcare provder if you

benefits statement during a specific period

didn't pay at the time of services and the

of time. Check all dates for accuracy.

portion that's applied to your deductible.

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QUESTIONS? Call EVHC at 800-311-3842

Medical Benefits

PAGE _10

Talk to a doctor anytime by phone or video.

Download the Teladoc app for an easy way to feel better, faster.

Talk to a doctor anytime Talk to a U.S. board-certified physician by phone or video from anywhere

Treatment for non-emergency conditions Our doctors treat conditions like the flu, bronchitis, and much more

Avoid the waiting room Talk to a doctor without waiting hours or weeks for care

Talk to a doctor

Visit Teladoc.com Call 1-800-TELADOC (835-2362) | Download the app  | 

© 2022 Teladoc Health, Inc. All rights reserved. Teladoc and the Teladoc logo are registered trademarks of Teladoc Health, Inc. All programs and services are subject to applicable terms and conditions.

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Your path to better health Get support for conditions with personalized guidance and care plans.

Diabetes Management

Hypertension Management

Diabetes Prevention program

A personalized way to help manage diabetes. Get tools and support to track blood sugar levels and develop healthier lifestyle habits.

Take control of your heart health with guidance and a personalized plan. With a smart blood pressure monitor, you can track, get support, set up reminders and message a coach, all in one place.

Take your first step toward a healthier tomorrow, and reduce your risk of type 2 diabetes. With the Diabetes Prevention program, you’ll get access to a team of expert coaches, a library of online lessons and a smart scale— at no cost to you.

Program includes: • A connected blood glucose meter • Unlimited strips and lancets • Tips, action plans and one-on-one coaching • Real-time support for out-of-range readings

Program includes: • A connected blood pressure monitor • Step-by-step action plans based on your goals • Tips on nutrition and activity • One-on-one support from expert coaches

Program includes: • Expert coaches to help with diet, nutrition, activity and more • A smart scale that syncs to the app and web portal • An all-in-one app to track weight, activity and food

Depending on your eligibility, you may see communications for one or more of these programs. Upon enrollment, you’ll receive support for the programs that fit your unique needs.

Get started Visit Teladoc.com Call 1-800-TELADOC (835-2362) | Download the app | Las comunicaciones del programa Livongo est n disponibles en espa ol. Al inscribirse, podr configurar el idioma que prefiera para las comunicaciones provenientes del medidor y del programa. Para inscribirse en espa ol, llame al 800-945-4355 o visite Hola.Livongo.com/TRUSTMARK Program includes trends and support on your secure Livongo account and mobile app but does not include a phone or tablet. You must have an iPhone or Android smartphone and install the Livongo app to participate in the Livongo program.

This program is offered at no cost to you by your health plan or employer.

Teladoc Health, Inc. All rights reserved. Teladoc Health marks and logos are owned by Teladoc Health, Inc. All programs and services are subject to applicable terms and conditions.

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CRX International is a voluntary international mail order option. To be eligible for the CRX International program, you must be an existing member of a health insurance plan that currently has CRX International implemented as an additional option for prescription medication coverage.

FREE Brand-Name Medications No Shipping and Handling Charges to You! Who is CRX International?

SAVINGS. SIMPLE. SAFE.

With our program, you pay $0 in copays and your medications are shipped right to your door for FREE. How? Your health plan pays less for the medication and shares these savings with you.

We’re the easy way for you to get prescription medications.

CRX International offers hundreds of brand-name maintenance medications that you can get — copay-free — in just a few easy steps.

Medications are shipped direct to you from licensed and regulated pharmacies located in Canada, the United Kingdom and Australia.

All medications are backed by a Quality Assurance Team of doctors and pharmacists, as well as 20-plus years of experience in the industry.

Ready to Start Saving?

ENROLL TODAY!

1-866-488-7874 | crxintl.com

HealthJoy Makes it Easier to be Healthy and Well.

HealthJoy is the virtual access point for all your healthcare navigation and employee benefits needs. We’re provided free by your employer to help understand and make the most of your benefits. We connect you and your family with the right benefits at the right moment in your care journey, saving you time, money, and frustration.

Help For Your Healthcare Journey.

With 24/7 access to our dedicated healthcare concierge team, visits, and care navigation tools, you never have to walk alone. HealthJoy helps you locate in-network doctors, find extra savings on your prescriptions, and navigate your benefits. Our mobile app and dedicated member support team are always on hand to help make it easier to stay healthy and well.

BENEFITS WALLET

“

HEALTHCARE CONCIERGE

RX SAVINGS REVIEW

APPOINTMENT BOOKING

PROVIDER RECOMMENDATIONS

It saved me the time I would have spent Googling results, calling specialists, and searching for an appointment. Instead, I just put in the request, and HealthJoy did the work. The app is like my little assistant!

Veronica, AZ

Chat with us today by logging into the HealthJoy app or call (877) 500-3212

”

Contact us Phone: 800-311-3842

Member Website www.myEVHC.com

Headquarters 145 W. Ostend Street Baltimore, MD 21230