The Power Is Now Real Estate Magazine | October 3, 2022

Blackbird House, A Black-Owned Co-Working Space, Is Working To Advance And Support Diverse Businesswomen

BLACKBIRD HOUSE

Bridgid Coulter founds Blackbird house. Her inspiration behind having such a place was for her and other women of colour to find a place where they could feel supported, guided, and advance in their personality and profession. A co-working space founded in Los Angeles also became home to Lisa Gordon, a retired Psychologist. As for Lisa, after retiring, she looked forward to getting a place that would make her comfortable in her career and with people of the same race. After visiting many sites, she realized that most were not welcoming, especially to people of a different race, even though such places were empowering. Upon learning about Blackbird, Lisa was relieving to her because she knew people already in the space could understand her flaws helping her to overcome them. At the same time, she would make the transition to being a businesswoman.

ROLE OF A CO-WORKING SPACE

Black-owned working spaces are significantly increasing. Today, most Americans are working from home due to the Covid 19 pandemic. Most women of colour find it relieving to work at home away from all the hassle encountered in a white colour job. Working from home as well helps women to take care of their families while at the same time being productive at work. A survey conducted in 2021 by Future Forum stated that most black women forced to work from home are treated more fairly than initially and are even more productive.

After Covid 19 subsided, many black women and Latinos are not in a hurry to return to their offices. 41% of Latin women and 48% prefer to continue working from the comfort of their sofas and dining tables. Working from home is enjoyable to such people, but it also has its fair share of hardships, especially for people with kids or a noisy family. Coming from such an environment requires

co-working space to make the home working experience feel better. With quiet working spaces, people can work comfortably without having to go to the office. Such places are also incredible with community development and foster creativity with other people of racism. Blackbird and other co-working spaces spice up an individual’s experience while working away from the office and provide an environment where people can work on projects with a tight deadline due to its quiet atmosphere.

SUPPORTING BUSINESS WOMEN OF COLOUR

Bridgid’s main reason for opening the co-space environment was that many women of colour were not well represented in the co-working spaces that were already in existence. She got curious about what a co-working space prioritizing women of colour would look like and thus started Blackbird house. Today the house is beneficial, especially after the Covid 19

pandemic where many people are taking their financial freedom into their own hands. The place has eased the hardships that were initially present in getting a space whereby one would be supportive. Ericka James, the dean of the Walton School of the University of Pennsylvania, during an interview held in 2020, pointed out that the business world was slow to reflect the racial make-up of the country. He added that so far, it has been possible for people to go to the moon, more that it is possible to have self-driven cars, and people have even created social media platforms for people from all over the world to communicate. These achievements indicate that people have been ignored or have not majored in creating a more diverse working environment.

BLACKBIRD IS MORE THAN A WORKING SPACE

Blackbird house is not only a co-working space but also a place where giving in-person and digital responsibility takes care of the rate of production, mental health or well-being and

advocacy of women of colour. Bridgid Cheadle plans the house in other states and even internationally. The blackbird house in Los Angeles includes a communal work environment, six private offices, multiple conference rooms, a meditation room and a café. In as much as the space prioritizes mainly women of colour, it is also open to other women.

Cheadle spent a lot of time marshalling Blackbird house so its members would feel at home when they visited. It also aims at creating an experience for its members instead of a “folding table in the back”. She curated the house so that people who would visit would think about the beauty of other luxurious and gorgeous places such as Neue House and SoHo house and think of themselves in the same way. Some of its members classify the space as one whereby people appreciate themselves as they are without necessarily having the pressure of code-switch while working. Lisa terms the space as perfect and one that suits her needs perfectly well.

Arizona

R O T H E R B E W E L L

Description

to the heart of Arizona and enjoy our four mild seasons in your 3 bedroom 2 bathroom, single level home located in the highly desirable Alpine Village community!Fully fenced yard, one car garage

a bonus workshop/he she shed. Room for RV & UTV

No rental restrictions.In the last 5 years the home has had new interior paint, plank flooring in the main areas, updated kitchen, bathrooms and

see this beautiful home that is located close to parks, schools, shopping, and other

it's gone!

carpet allowance

PROPERTY INFORMATION:

wonderful mountain home in the beautiful subdivision of Alpine Village is a Must See! Large bedrooms, 2 bathrooms, spacious living room, great kitchen/dining combo. (New flooring and kitchen counters/cabinets in 2021.) Covered back deck, fully fenced back yard, unfinished basement acts as a workshop/hobby area. Two car garage and additio nal parking for RV or additional vehicles. Attic space the length of the home for tons of storage. Primary, second home or long/short term rental opportunity. Schedule your showing today before it’s gone!

Tall Pine Trees surround this Rustic and Beautiful Country Cabin located just outside of Alpine AZ. Many consider Alpine and Nutrioso the Yellowstone of Arizona. This spacious cabin sits on one acre and is within a short distance of Luna Lake! Fishing, Hunting, Hiking, and Exploring are all within the area. The homehas many nice appointments

including an open kitchen with

of cabinet space, a brick surround wood stove in the living room, and spacious

rocky bluff on the northside of this 47.5 acre par cel provides an exquisite backdrop creating the per fect property for privacy and seclusion. The rocky bluff extends as a natural wall along the north side of a large, open meadow area that is bound by the local road and a wash which travels along the south side and through a section of the property, leaving approximately 13 open acres on the southeast side of the wash. The Arizona artist who owns this land has used the wash sand many times in her sand impressions. Amazing pieces of petrified wood are continually being found and the diversity of plant life gives credit that the soil is potentially suitable for growing a variety of plants. Owned by one family since 1983, Well can be drilled.

dollar view of the White Mountains

a fraction of the price! This lot is ready to build or to bring in a manufactured home, and is ready for semioff grid living. Lot has power at the road, but you will need to put in a well or have water delivered until you do. With beautiful views, you can see the White Mountains to the south and the Petrified Forest to the north. Horse property

State Trust land on 2 sides.

Low

PROPERTY

Looking for a ‘’Tiny’’ home? Here is your opportunity to own an affordable home just below the Mogollon Rim that offers horse privilege’s, No HOA, RV par king, Arizona’s largest national forest-Tonto Natio nal Forest surrounding the community, allows short term rentals and close proximity to numerous Rim Lakes. This Quintessential cabin is adorned with tall Ponderosa Pines! Come to the heart of Arizona and enjoy all four, mild, seasons in the charming com munity of Tonto Village. Wildlife enthusiasts, hikers, bikers, UTV/off-roaders, and stargazers will All be enthralled! Your future memories await you! Call and schedule your showing Today! Home is sold AsIs. Cash only.

California

Stunning 3 acre lot in the beautiful Santa Cruz Mountains. Lots of previous work and efforts have been put into this property and now it’s just waiting for the next owner to build it into their dream home. A well engineered driveway leads past a forgotten gem of a zinfandel vineyard, up to the existing garage and building pad with gorgeous mountain views. Septic tank was installed but not put into operation. Public water already on site. Power pole is already on the property. Just a short drive to Scotts Valley, Santa Cruz and the Silicon Valley, this lovely property provides peace and tranquility.

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the need for

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Property Information

home is priced to sell!!! Newer country home in beautiful Julian with a Trex low maintenance wrap around decking, central heat and air-conditioning located on a corner lot. Home offers privacy and the potential for great views.

to the best of my knowledge only need cosmetic repairs, a little landscaping and is only a couple of mi nutes from downtown Julian The lucky buyer will make this a great vacation rental or country home.

the home

matterbox

La

Property Information

Wonderful Remodeled Mid Century Modern on nearly a .5 acres private lot with a per mitted guest house which is tenant occupied. The main home has a large bright and inviting open floor plan which is perfect for entertaining and opens to a spacious bac kyard. Some of the upgrades include a wide open kitchen with top of the line granite countertops, pull out pantry draws, a spice cabinet and a farm style sink which opens up to a combination living family room area which will let your imagination run wild as you set it up to fit your lifestyle. The main living area has vinyl wood plank flooring with plush carpets in the bedrooms. The hall bath shower has been creatively designed for easy access.

in

For and Elegant and Unique Home? This Is It! This 5 Bedroom Home Has Everything You Need, From The Exquisite Pool & Spa To The Theater Room! in This Tri-Level Home, You Will Be Amazed Walking Into This Circular Formal Entry Way. Start Your Journey To The Upper Stairs Where The Master Bedroom, Thetheater Room, The Living/Dining Room, Family Room, Kitchen and Outdoor Balcony Are. Then Take Another Journey Down The Stairs To Your Other 3 Bedrooms.

Home$tart

Payment

HOME

Home$tart® is a down payment and closing cost assistance program offered by FHLB

FREQUENTLY ASKED QUESTIONS

Who can qualify for a Home$tart grant?

earning up to 80 percent of area median income for the location of the residence being purchased Income limits are adjusted based on household size Home$tart recipients must also:

• Complete a home buyer education class

•

You must have a signed Purchase and Sale Agreement to enroll in Home$tart.

How much grant money may I receive through Home$tart?

Home$tart participants may receive up to $7,500 in grant funds

How do I enroll in Home$tart?

Des Moines and participates in the Home$tart program. A list of participating located within the Affordable Housing Products section of our website, www.fhlbdm.com Your lender will qualify you for Home$tart and explain the program in greater detail.

LENDING STRENGTH

Are there any restrictions on the type of home I may purchase?

Home$tart grants may be used to purchase single-family homes, manufactured homes, condominiums and other types of residences. The home you purchase must be used for your primar y residence There are no neighborhood restrictions (i.e., type or location)

Are there restrictions on how the grant may be used?

Home$tart grants may be used for down payment and closing costs for purchase of a home or for repairs in connection with the home purchase.

What happens if I sell my house?

If your home is purchased with Home$tart assistance, it is subject to a

on the length of time you own the home, and the funds will be taken from your sale proceeds If you sell your home at a net loss or to another low- or moderate-income home buyer or if you lose your home through foreclosure, the prorata amount owed on your grant will be forgiven; in these cases, your title company should contact FHLB Des Moines to request a forgiveness

have to repay the grant. It’s all yours!

Federal Home Loan Bank of Des Moines is a member owned cooperative that provides funding solutions and liquidity

grants to create livable communities for households with limited incomes.

QUESTIONS?

Eric L. Frazier MBA

Vice President and Mortgage Advisor Corona

eric.frazier@fbol.com Office: (800) 261-1634-703

Yo r Housing A Better Community

WELCOME

C o s t a M e s a

PIMENTAL

Colorado

Colorado

the deal, hurry & set up an appointment to see this Charming 2Bd/1Ba Ranch Home before it’s long gone!! *Simple, stress Free-living awaits you & your family to enjoy your Sum mer Barbeques with Family and Friends *New Carpet *New Paint *Updated Bath * This Home with no Stairs is located on a prime Corner Lot with up to 10 off-street parking spaces-Perfect for your Denver Broncos Game Watch Parties * Expansive RV Parking Pad * 2 Car Detached Garage * Close to Anschutz Medical Campus, VA Hospital, Children’s Hospital * Relish the be nefits of supporting 50+ independently owned Colorado businesses under one fantastic roof at the nearby Stanley Marketplace * 2 blocks from RTD stop * You’ll appreciate all the Great Restaurants/Shopping Venues in this Community * Close to Schools and I-70 connection to DIA * Perfect opportunity for the Downsizing Homeowner * Hurry, this Opportunity will not Last!!

Connecticut

Connecticut

PROPERTY INFORMATION:

Quiet and private contemporary home located North of RT 67 near to Transylvania Pond and Radey Pond. Perfect get-away or condoalternative. Large natural stone fireplace is a central feature in the great living room. Home office/den setup, cathedral ceiling in living and dining room, open floor plan. Great yard for gardening and entertaining. Stately stone walls appear in yard and offer sitting areas and natural barriers. Some TLC will make this shine! Bring your ideas and offer today :-)

Florida

Florida

California Housing Finance Agency

calhfa usda Rural

Type name here

USDA features:

Additional benefits:

the MyHome

PROPERTY

opportunity with this beautiful move in ready 3 bed 2 bath block home situated on a private lot and featuring an oversized 736 Sq Ft garage/workshop. Freshly painted throughout. Beautiful kitchen with granite countertops and stainless-steel appliances. Recently updated hot water tank and updated windows, NEW AC and many more upgra des including electric hook up for your RV. Conveniently located close to shopping,I-95 Mims 46 exit and the Indian River Lagoon. Seller will provide recent 4 point, wind mitigation and home warranty.

Georgia

Maryland

Maryland

Minnesota

Homeownership May be Closer than You Think

The GSFA OpenDoors® Program, provided by Golden State Finance Authority (GSFA), provides down payment and closing cost assistance (DPA) in conjunction with 30-year fixed rate home financing.

The DPA (up to 7%) is provided in the form of a zero percent interest rate Second Mortgage combined with a Gift.

Only the amount of assistance provided as a Second Mortgage has to be repaid and not until the home is sold or the First Mortgage is paid off. Any assistance that is provided as a Gift is forgiven as soon as escrow closes.

You may be able to purchase a home with little-to-no money out of pocket and maybe much sooner than thought possible.

Down Payment Assistance up to 7% of the First Loan amount

Available to First-time or Repeat Homebuyers

FHA, VA, USDA and Conventional Loan Financing

split-level home with a large, private

new carpet, a two-tiered deck, a heated and

storage shed, a newer a/c unit, a large foyer,

- one with a jetted tub!

is located in a wonderful

terrific home

full

Mississippi

New

York

North Carolina

North Carolina

May

for Homebuyer

Guaranteed Home Loan

Individuals or families purchasing a primary residence in California with a USDA Rural Development loan guarantee through the GSFA Platinum Program will be eligible for homebuyer assistance of up to four percent of the mortgage loan amount.

The assistance is provided as a low interest rate Second Loan, amortized over 15 years*. The assistance can be used towards closing costs or for principal reduction.

USDA’s guaranteed home loan features 100 percent financing and is available to low-to-moderate income homebuyers in rural areas, typically communities with populations of 35,000 or fewer. Coupled with the GSFA Platinum Program, qualifying homebuyers may be able to purchase a home with no money out of pocket.

Eric L. Frazier MBA

Where Starting Over happens every day

We’re Starting Over, Inc. a 501(c)(3) organization dedicated to supporting and uplifting people experiencing the effects of mass incarceration, systemic racism, housing insecurity, substance addiction, and mental health issues. We believe that people impacted by these issues are the ones closest to the solutions, which is why we are a Black led and criminal justice impacted organization engaged in this work. From experience, we’ve learned that housing is critical, but alone, it is not enough to support those exiting prisons or the streets We not only provide transitional housing, but also include holistic services such as peer support, case management, employment, wellness, and re entry services We also work to address the root causes of our houseguests’ difficult situations, leading grassroots organizing and policy initiatives in the Inland Empire region and statewide. Established in 2009, we’ve served over 1,400 men, women, and families in Riverside and Los Angeles Counties through the re entry and transition process.

We believe that the past does not define our future. We’re invested in creating safe and equitable opportunities for all members of our community, and especially those with past convictions Housing opportunities are crucial for our community members and directly affect their ability to thrive.

Starting Over, Inc. is committed to reducing and eliminating the many barriers to life after incarceration. We have a deep commitment to identifying and implementing evidence based approaches to strong communities and families. We seek to creating program/project solutions where the need exists in our community We do lots of things at Starting Over, Inc but our primary goal is to address the immediate effects and root causes of incarceration, be it through housing, employment, legislation, or community organizing

Transitional Housing

We currently operate eight homes in LA and Riverside Counties open to men, women, and children, with options for sober living or harm reduction housing All of our services are available to our houseguests, many of whom have been unable to obtain housing after being released due to their conviction histories

Case Management

Our Case Management specialists provide support to our guests with obtaining necessary documents/identification and accessing insurance, education, healthcare, clothing, food, & more.

Peer Support

Our houseguests are not alone our support specialists, having experienced incarceration, addiction, and homelessness themselves understand our guests' needs and the barriers they face. We’re here to meet our guests wherever they are in their journeys and to support them moving forward through empowerment, support with recovery, referrals, and mentorship

Family Reunification, Equity, & Empowerment (FREE) Project

Mass incarceration affects not just individuals, but families many of our community members and guests experience family separation at the hands of the child welfare system. The FREE Project is system impacted led and organizes parents and family members in a non judgemental space, advising on best practices and dependency court procedures We recently sponsored and passed statewide bill that eliminates major barriers to child placement and allows family members with criminal convictions unrelated to caring for children to be considered as placement options allowing for suitable family members with criminal convictions to step up in times of crisis

Through our Path to SEED program, we connect guests and community members with employment opportunities and provide training & support regarding obtaining and retaining employment, often a major hurdle for formerly incarcerated individuals.

Marshall Legal Clinic

Our free clinics provide relief for expungements, wills/trusts, immigration, and more with the support of local legal organizations

Employment Policy Advocacy

In the past year, we’ve co sponsored and/or supported nearly a dozen statewide bills to reduce the scale of mass incarceration and its collateral consequences We’ve also worked locally to influence Riverside County to reduce criminal history look back periods from 7 years to 3 years in 2017 and to enable youth coming out of probation to be able to stay with their family members in subsidized housing

Grassroots Organizing & Civic Engagement

Our Participatory Defense organizing model (based on Silicon Valley De Bug) empowers family and community members in the courtroom to positively impact their loved one’s outcome and to bring them home. As fiscal sponsor and start up organization of Riverside All of Us or None (a chapter of a national initiative of formerly incarcerated people, family members, and allies advocating for the rights of the currently and formerly incarcerated people) we ensure that system impacted leadership remains at the center of the fight to keep our community together and address the social problems that incarceration purports to solve Our community outreach team also disseminates voter registration and public health information regarding COVID 19, and we organize food and clothing relief for community members in need.

PROPERTY INFORMATION:

Multiple Offers Received. Highest and Best due by 8:00 PM on Friday, April 22nd. Walk to Lake Lavon in minutes. This home is located in a small & quiet lake area. The home features 3 bedrooms and 2 full bathrooms, living room and eat-in kitchen. Lots of updates and special features inside. The backyard is a gardeners dream and features a large wooden deck, greenhouse, storage building, raised garden beds, and water collection system. Last but not least, cool off on hot summer days in the stock tank pool. At the end of the street is Avalon Park and the shores of Lake Lavon.

PROPERTY