Christmas Edition 2016

Page 1

ECHO THE

Issue 95

CHESHUNT EDITION

Julie Clarke

Local Family Run TAXI SERVICE & 8 SEATER MINI BUS Night Clubs/ Theatres • Stations • Race/Golf Days Special Occasions • Any Destination, Near or Far

139 Newgatestreet Road, Goffs Oak, EN7 5RX julirclarke@googlemail.com

07788 665927

Licensed by borough of Broxbourne

ConnectingTolocal businesses and the together advertise in The Cheshunt Echo call community 01279 305658

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Wespecialise specialisein inreviving revivingyou yousoiled soiled We surface surfacewith withour ourpurpose purposebuilt builthi-tech hi-tech rotary rotarymachines. machines. Block Block paving, paving, Patio Patio Paving, Paving,Paths, Paths,Patterned PatternedConcrete, Concrete, Resin ResinBonded Bonded Gravel, Gravel,Tarmac, Tarmac, Walls, Walls,Decking Decking&& Garden GardenFurniture Furniture can canall alllook looklike likenew! new!


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THE

ECHO

echomagazines @echomagazines

CHESHUNT EDITION

ECHO STATS

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square miles covered by our dedicated delivery team

4,000

homes and businesses delivered to each month, covering central Cheshunt, west Cheshunt and Goffs Oak For more information on this or future issues call 01279 305658

GET IN TOUCH NOW!

blications The Echo Pu es, Unit B Offic s, rk Bridgewo ford, rt to S ps Bisho Hall Green, 7RP Herts, CM22

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Welcome to the Cheshunt Echo Get your jumpers out, the colder weather is coming but don’t worry we have some chill beating offers to warm you this winter. AD Garden Rooms are giving you a chance to win £150 worth of John Lewis vouchers turn to page 12 to find out more! We have a new feature from our resident photographer Alison Jenkins to bring you an article perfect for all those budding photographers - she also has an offer on Wedding packages, you can find these on pages 18 and 19. Herts and Essex Carpet Cleaners are also doing a special offer of £10 off your carpet clean - this can be found on page 13. We would love to hear from you if there is a story you’d like us to report on or a local event you’d like us to cover, after all this is YOUR magazine and we are always ready to listen to our readers. We would like to take the time out to wish you a Merry Christmas and a Prosperous New Year! With Love

y, Emma, And Paul Chan &


All of our magazines are viewable online at: www.leaflets-direct.com/magazines Email us on: echomagazine@outlook.com

INSIDE 02 BENEFITS OF FINANCIAL ADVICE Why long-term care planning is so important. 10 WORDSEARCH Get festive and enjoy our ‘Winter Wonderland Wordsearch’!

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11 SUDUKO GOOD LUCK! It’s a tricky one this issue! 19 TOP TIPS FOR THE PERFECT PICTURE Are you a budding photographer? Got a new camera for Christmas? Why not follow Alison’s tips for the perfect picture.

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22 HOW TO USE TESTIMONIALS EFFECTIVELY Follow Scott C Campbell - our social media guru so that you can use testimonials to their full potential! 21 THE ANSWERS No peeking before hand!!

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MISS DON’T orth £150 w wis e of John L rs e Vouch Front cover: Deer in Foliage by Alison Jenkins Photography

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"In times when many household budgets are squeezed it can be tempting to cut back on things like boiler services. However, this could be a real false 01707 876 401 economy in the long run and problems can easily escalate from an annoyance to 24 hrs airport transfers an emergency. "Getting Heathrow a service Hospitals on your Stansted Stations boiler is Restaurants like Luton getting Gatwick Clubs your car serviced Competitive Prices - it's somethingProfessional we use everyService day and can't expect it to run properly if it's not maintained." Local Taxi Service The AA recommends householders fit a CO detector that conforms to the 01707 874 437 relevant British Standard and as with any detector, it should be regularly checked. Carbon monoxide detectors cost around £20 and should conform to EN50291. ThoseCharity that sound Registered Numbers:an alarm upon 203644 (England and Wales) SC037711 (Scotland) detecting CO are recommended in case a leak results in CO building up during Could you give a “helping hand” the night. either by homing a cat or kitten or The researchaalso provides We a stark becoming volunteer? need volunteers many roles warning for for tenants as different it shows that from transporting cats to baking almost two thirds of people renting a cakes for events. property didn't ask to see their landlord's gas safety certificate when they moved in. Indeed, according to the Gas Safety Trust private tenants are 50 per cent more likely to suffer a carbon monoxide incident than owner/occupiers. Tom adds: "Tenants should make sure If so, then contact us on certificate our local that they askplease to see the safety enquiry line: 0333 567 4746 or email: for the gascpleavalley@live.co.uk. appliances in the property You can veiw many of the cats and kittens in that way our theycare willonknow they have been our website: www.leavalley.cats.org.uk checked in the last 12 months."

CUFFLEY CABS

Lee Valley Branch

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The Value of Financial Advice: Long-term Care Planning

Gavin Johnson FPFS, CFPTM Chartered MCSI & Certified Financial Planner

As more and more of us are living for longer we are increasingly susceptible to ailments which challenge our physical and mental well-being. This is why it is advisable to investigate long term care plans which could give you the financial support you may need in your advanced years.

A Familiar Story Jean and Arthur’s story is a relatively familiar one. Arthur had been diagnosed with dementia and was no longer able to carry out many of the routine functions of daily living. Jean was still physically active but she was simply not strong enough to cope with Arthur’s physical needs. So she set about finding him a Residential Home, where she could be confident that he would be well cared for and close enough that she could visit him every day. The Concern Jean’s over-riding concern was that Arthur would still be cared for if anything happened to her. Her greatest fear was that she pre-decease Arthur; his care home fees are neglected and administrative chaos might adversely affect Arthur’s well-being. She wanted to guarantee that Arthur’s fees would continue to be paid regardless of whatever happened to their investments and ideally to include provision for increases in the cost of Arthur’s care. A Solution An experienced adviser is likely to be familiar with various options that can be used to address individual concerns – whilst minimising any impact on the existing financial status. In Jean and Arthur’s case an Immediate Needs Annuity was the best solution. This is unlike a conventional annuity, in terms of how it is funded, paid and protected. 8

A lump sum is derived from any non-pension fund and paid to an insurance company. The company then pay regular fees directly to the care home. The payments are free of tax and will continue for the rest of Arthur’s life. The Outcome There are certain details to look into beforehand, including the average level of past fee increases, in order to incorporate future increases at a fixed rate of interest. Sometimes the care home may be happy to negotiate reduced fee increases in exchange for certainty. In Arthur’s case, the annual increases had been averaging 5.5% but the home incorporated a fixed rate of 4% each year. Certainty and peace of mind are the key outcomes of this approach - which is exactly what Jean wanted in ensuring that Arthur was secure and comfortable at his residential home. Gavin Johnson is a Chartered Financial Planner at Whitechurch Financial Consultants. IMPORTANT NOTES: This case study is based on real clients; names have been changed to preserve confidentiality.The article provides information of a general nature and does not constitute personal advice. Investments may not be suitable for everyone and you should take financial advice before entering into any obligation, which you are uncertain of, to ensure suitability. Investment returns cannot be guaranteed and you may not get back the full amount you invested. Levels of, and reliefs from, taxation are subject to change and values depend on individual circumstances.

With Thanks to Gavin Johnson Whitechurch Financial Consultants

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YOUR FINANCIAL JOURNEY Are you serious about…

You might want to consider… Chartered financial advisers who deliver comprehensive wealth management services, built on individually tailored financial planning advice.

For the technical expertise… Personal finance advisory services which include cash flow and tax planning (including Inheritance Tax & Capital Gains Tax), investments, pensions, retirement, protection and life assurance.

And the personal approach… • Working closely with you to understand priorities and goals • Looking at the bigger picture – for you and those you care about • Advising you on complex financial affairs and supporting you with straightforward services.

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improving your standard of living? enhancing your wealth? creating a secure long term financial future?

Your starting point… Take up the offer of a NO-OBLIGATION and FREE FINANCIAL HEALTH CHECK – to help you make informed decisions about your finances – from Whitechurch Financial Consultants, providers of Comprehensive Wealth Management since 1982.

Find out how we can help you manage your financial future Contact us and quote ECHO for your Free Financial Health Check: Call: 01245 283 594 Email: chelmsford@whitechurch.co.uk

Chartered Financial Planners Whitechurch Financial Consultants offers restricted financial advice and is a division of Whitechurch Securities Limited which is authorised and regulated by the Financial Conduct Authority. Financial Service Register No: 114318. Registered in England & Wales no: 1576951. The Old Chapel, 14 Fairview Drive, Bristol BS6 6PH. WFC Echo Advert Final.indd 1

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Winter Wonderland Wordsearch Y

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D. PARNELL Pest Control Services AMRSPH

Offering a permanent solution - not just a quick fix !

Professional - Fast - Effective - Safe Control - Rats - Mice - Squirrels - Moles - Flies - Fleas - Cockroaches - Bed Bugs - Carpet Beetles - Ants - Wasps - Bird Mites - Masonry Bees - Moths

- Wildlife Management - Rabbits, Foxes, Pigeons, Moles - Casual Intruders - Spiders, Woodlice, Silverfish - Stored Product Pests - Rodent Proofing Repair Specialist - Bird Proofing undertaken - wire, spikes & netting - ‘Due Diligence’ programs installed & maintained - Thermal & Cold Fogging treatments undertaken (total sterilisation of all insect life) - Domestic, Commercial & Agricultural Contracts - Surveys carried out

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Suduko Brain Teaser

Good Luck! The answers can be found on page 22.

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11


12

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FF U O 0 £1 N YO IS E H NT WH OW T EME SH RTIS VE AD

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Able and Active Mobility Centre Make life eaier, visit our showroom with ideas to suit your needs!

01992 621 221 ableandactive@hotmail.co.uk

Shoprider Sovereign

Tri-Walker with Tray and Basket

Stairlifts Bathlifts Grab Rails Commodes Cushions

Rain Wear Batteries Kitchen Aids Trolleys Ramps

www.ableandactivemobility.co.uk

Four Wheeled Walker with Brakes Bath Boards/Seats Scooter/Wheelchair Bags Tyres/Inner Tubes 4 and 8mph Scooters Walking Sticks

We offer independence and freedom with caring and experienced staff to advise and demonstrate. Service and maintenance available.

Calmer Life Therapies

‘Time to Unwind & Relax’ Calmer Life Therapies specialises in Holistic therapies. We are fully qualified and insured, we offer ladies only appointments. We can also visit you at home or at your office. The services we offer include: • Reiki • Hopi Ear Candling • Swedish Massage

• Reflexology • Indian Head Massage • Ayurvedic Face Lift Massage

For more information call Veronica on:

07837 365896

Sienna High Back Recliner

Open Mon-Fri 9.30am-5pm Sat 9.30am-4pm 4 Manor Croft Parade, College Road, Cheshunt, EN8 9LP.


Hypnosis and Counselling for Health

Hypnosis is a natural, powerful and effective way to change the way you live your life.

Did this catch your eye?! • You could advertise your business here for as little as £31.33 • Contact us for more details: • T: 01279 305658 • E: echomagazine@outlook.com

WEIGHT LOSS & VIRTUAL GASTRIC BAND Change your eating habits effortlessly and permanently to achieve the results you really want. STOP SMOKING The natural way to quit smoking, outstanding success rate, only 5% of clients take their FREE back up session. also treated: Phobias, Panic Attacks and Anxiety. A free CD is available with most sessions

For more info and a free consultation call Linda Blacker (DIP HYP)

Tel: 01992 628 110 • Mob: 07764 204 149 www.hypnosisforhealth.co.uk HOME VISITS AVAILABLE

Podiastrist/Chiropodist

Marc Barton Bsc (Pod) MChs hcpc reg MB Podiatry Specialising in Foot and Lower Limb Disorders Conditions Treated (Both Adult and Children) Biomechanics and musculoskeletal foot problems including: • Heel Pain/Planter Fasciitis • Mid Foot Pain • Forefoot Pain (Metatarsalgia) Generalised Foot Pain • Achilles Problems • Shin Pain • Rountine Chiropody • Corns, Callus and Nail Care • Ingrown Toenails

Tel: 07958 610031 www.sortmyfeetout.com Aarjay Valley View Health Centre, Goffs Lane, Goffs Oak, Herts, EN7 5ET

Home Visits Available upon Request

Registered with the Health and Care Professions Council

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y e k n Wo ws? o ndles d n i Wroken Ha zing? Black/White

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“I made a phone call on the Friday, the next day Dean was here and had repaired and replaced my locks. Excellent value for money with a polite and helpful service.” Mr Charlton, Takeley

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“Honest advice from Dean. Reliable, Blue Transparent prompt service from all at Wonkey Windows. My lock is now working perfectly. Very please and impressed. I would definitely recommend to friends and family.”

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Blue/Blue Sky


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C.J.A. Upholstery 28 years experience at Omega Furniture

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• Professional contemporary design • Bespoke seamless installation • 10 year manufacturing guarantee • Alteration and repair services Just call or email Marvin for advice or a free quote:

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alison jenkins photography b u s i n e s s • c o r p o r at e • w e d d i n g s T: 0 7 5 8 1 0 1 6 8 9 9 e: alison@alison-jenkins.photography w w w. a l i s o n - j e n k i n s . p h o t o g r a p h y

5% off any 2017 wedding pa c k a g e * * W h e n b o o k e d b e f o r e d e c e m b e r 3 1 st 2 0 1 6

A l s i o n j e n k i n s h a s a b u b b ly a p p r o a c h a n d i s pa s s i o n at e a b o u t p h o t o g r a p h y. she has a lot of experience of photographing events, weddings and business. alison has photographed president obama, prince william and k at e a n d p r i n c e p h i l i p.


top tips for the perfect picture New camera for Christmas? Let me share some tips for taking better, more appealing pictures.

4. Subject Space

1. Most of the time you will be taking pictures of children or pets. When photographing any of these you will most probably find you are taller. Avoid taking the picture looking down at the child or pet. Position yourself lower and take the picture on their level. Make eye contact this adds a connection from the subject to the viewer. Example Below.

Much more appealing when taken on the same level as the subject.

2. Do not make the subject too big or small in the frame. When photographing the subject, you do not want it to be tiny in one corner of a picture, alternatively you do not want it to be so big that it fills most of the frame. This Deer is taking up the correct amount of space in the picture. He has space around him and is not so small that he is overpowered by the foliage.

Leave space for the subject to move into, notice the parakeet has room to the right to fly towards. 5. Sunshine Shoot with the sun behind the subject. Where possible put the subject in the shade. If the sun is causing heavy shadows on the subject, you may need some flash to fill this in.

3. Rule of Thirds Position the main subject on a third.

Written By Alison Jenkins

www.alison-jenkins.photography

Business • Corporate • Weddings 07581 016899 The blue dots represent where thirds cross.

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Social Media Agency

Less than £20 per week

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Quality Bicycle Solutions Bicycles are an integral part of our lives; allowing us a sense of freedom and adventure. Hancocks Cycles in Hertfordshire provides high quality bicycles. Whether you are just getting started on two wheels or you are ready to hit the open road, we have a bicycle that suits your needs and requirements. Here’s What We Can Provide: • Full suspension bikes • Mountain bikes • Commuting bikes • Comfort bikes • Women's bikes • Children's bikes • Road and triathlon bikes • Electric bicycles • Part exchange on your old bike

CLEARANCE SALE NOW ON! We are currently holding a clearance sale on all 2015 Diamondback and Marin bicycles. Call in to our store to see exactly what we have on offer.

01992 623922 • Hancocks Cycles, 10 Cadmore Lane, Cheshunt, Waltham Cross, Herts, EN8 9LH Neeta Parekh - Owner and Manager 07958338554 info@redpebblesmontessori.co.uk www.redpebblesmontessori.co.uk We are an established Montessori nursery offering pre-school for age groups 2-5 years old in Hoddesdon • We provide: 1. Excellent learning environment where your child will enjoy his/her stay at the nursery and feel comfortable in his/her surroundings

• Friendly and flexible to suit yours and your childs needs • We can also offer 15 FREE hours of pre-school per week for 2 year olds as well as 3 and 4 year olds

2. Fully qualified nursery teachers • You can enrol your child at anytime in our nursery 3. All new learning materials for your child to learn and explore with

We offer a

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(This way you can assess how your child feels at the nursery)

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Puzzle Solutions Wordsearch Y

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Useful Numbers Utilities Gas Emergency BT Fault Line • from landline • from mobile Thames Water Electric Emergency Transport National Rail Enquiries Travel Line (Public Transport Route & Timetable info) London Travel Info. Congestion Charge Info. Dial-A-Ride Luton Airport Stansted Airport Gatwick Airport Heathrow Airport

0800 111 999 0800 800 151 0330 1234 151 0845 9200 800 0800 404 090 08457 484 950 0871 200 2233 0343 222 1234 0343 222 2222 0343 222 7777 01582 405 100 0844 355 1803 0844 892 0322 0844 355 1801

General Hertfordshire Police Crime Stoppers Chase Farm Hospital QE II Welwyn Hospital Cheshunt Comm. Hosp. NHS 111 Service Broxbourne Council Citizens Advice Bureau National Blood Service Cheshunt Library Childline FRANK (Drugs Helpline) Drinkline (Alcohol Helpline) RSPCA Samaritians Carers in Hertfordshire Age Concern Welwyn

101 0800 555 111 0208 375 2999 01707 32811 01992 622157 111 01992 785555 08444 111 444 0300 123 2323 0300 1234 049 0800 1111 0800 776 600 0800 917 8282 0300 1234 999 08457 909 090 01992 586969 01707 323272

Disclaimer: Although every effort has been made to ensure the accuracy of any material used in this publication, the publisher/editor can accept no responsibility for the veracity of claims made by contributors in either editorial or advertising content. 22

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