How much compensation for whiplash and back pain?
Perhaps you were hurt in a car accident when the driver who was at fault failed to observe the rules of the road. In situations involving vehicle injury accidents and insurance claims, the added stress of being unable to go to work complicates your financial situation, making the determination of fair compensation critical. In this case, you might be entitled to compensation for your injuries, such as whiplash or back pain. How much compensation you can expect to receive largely depends on the extent of injuries you sustained, the degree of impact it generated in your life, and your discussions with your insurance company.
Whiplash Compensation
The term whiplash designates a type of neck injury from the strange motion of your last-minute reaction, typically being thrown forward from a rear-end car accident. Symptoms of whiplash range from neck pain, stiffness, headaches, to shoulders pain and others. The lowest grade of whiplash, such as the one that resolves in a few weeks, may be a minor one, while more serious cases can result chronic pain problems.
For whiplash injuries which are minor in nature, compensation may vary from $15,000 to $30,000 or above. Increased moderate whiplash which was found to result in long lasting disability could as well be awarded an amount more close to $ 100,000. Factors impacting whiplash payouts include:
- Severity of injury symptoms increases or decreases according to dosage used.
- Performance of recovery.
- Ongoing treatments required
- A drop in income salary and the potential for loss of earning capacity.
Back Pain Compensation
However, the damage that may occur due to an accident resulted in your difficulty in your daily functioning, and this should be taken in consideration for assessing the compensation. If minor soft tissue injuries in the back area take 6-12 weeks for healing then serious conditions like herniated discs, fractures, or other major back injury can lead to permanent disability.
Younger individuals may aim to recover $15000-$50,000 for a minor setback of a back sprain. The cost of back injuries with surgery can range above $500,000 and more if disabling the worker or when the worker cannot do the job anymore. Back injury compensation considers:
- Required medical treatments
- Counting difficulties and the restrictions.
- Psychological impacts
- The amount of money not brought in as a result of the strike.
Insurance Negotiations
As the first step in the process, insurance companies make low offers for settlement due to accident injury claims that typically exceed what these offers are worth. To do so, victims are supposed to open up negotiations with the insurers and produce documents from the medical practitioners to demand for higher compensation. In case unfair offers tend to be a pattern, hiring an attorney who specializes in personal injuries is what you should do. An excellent lawyer would know the real value of whiplashes or any back injuries he/she would strongly argue for your benefit.
Whiplash and back injury compensation, much as for any other condition, cannot be accurately determined without taking many factors into account. To ensure fair payments maintain good records and have argumentative negotiating skills at hand are the two must-have skills. When one is dealing with a complex or severe injury case, it becomes highly recommended to have legal representation.