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BY JOSEPH ASH – MORTGAGE ADVISER
In the past few weeks, we have seen glimmers of our normal lives returning, with schools reopening, the property sector going from being at a standstill to full steam ahead, and with the reopening of retail stores on the horizon - on the face of it, the economy is returning to normal!
The property market is, and always has been, an underpin to a well-functioning economy. The physical bricks and mortar are only part of the effect; aggregate suppliers at the start of the process, to tradespeople, white goods companies, solicitors, and removal businesses are all part of this process. They all benefit from, and contribute towards, the positive economic effect.
Estate agents, up and down the land, are reporting healthy numbers of viewings and offers are being accepted which all leads to a much-needed boost to commercial life. Over the coming months, retailers and wholesalers who supply kitchens, carpets and light fittings will join the army of previously furloughed estate agents in getting a boost.
The property market is now active once more; houses are being bought and sold and mortgages are needed.
Lenders who had previously stopped lending because of their inability to complete valuations are now very much open for business and looking to attract you to their mortgage book, as they themselves look to the commercial uplift of lockdown easing. My recent experience is that we have perhaps come to terms with the fact that, this year, our holiday plans have been postponed or cancelled; we have all become keen cyclists, walkers and expert gardeners; and we have all looked more closely at our surroundings. Consistent with those estate agents, my phone has been very busy, as both new and existing clients consider their options of moving home or maybe completing that once-postponed home improvement work.
Well, if you, like me, have the best-stripes-ever in your lawn, have completed the list of jobs that you were never going to get finished, and would like to consider your mortgage options, then please contact the office for a free initial consultation.
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