Issuu

Vol.III, No.17

www.renewssource.com

September 1, 2017

Mythological Influence By Pat Farrell

PRSRT STD U.S. Postage PAID San Antonio, Texas Paid Permit #1590

We have previously looked at myths as they relate to the beliefs learned from parents or others during our childhood, but there are also myths that are essentially stories, evolved during ancient times, most likely meant to offer reasons for common things like the sun and moon, the land and the oceans and various phenomenon like rain, thunder and extreme heat. Such stories have been repeated throughout following generations within a culture and, as the years go on, the stories have a tendency to vary somewhat. The accounts most commonly found in literature are from Greek or Roman mythology. Though many folks may not have heard the stories of life and strife on Mount Olympus, they have undoubtedly, at some time or other, heard or made use of words or expressions that are derived from those stories. According to Greek mythology, after Zeus overthrew his father, Kronus, who was at the time head of the Titans, the twelve Olympian gods

and goddesses, all related to one another, came into power. In Roman mythology the gods and goddesses are similar to those of the Greeks but may have different names. The names of the twelve Olympian Greek gods (Roman names in parentheses) were Zeus (Jupiter), Poseidon (Neptune), Hades (Pluto), Apollo, Ares (Mars), Hephaestus (Vulcan), Hermes (Mercury) and Dionysus (Bacchus). The goddesses were Hera (Juno), Aphrodite (Venus), Artemis (Diana), Athena (Minerva), Hestia (Vesta) and Demeter (Ceres). One of the stories in Greek mythology is that of Pandora, who unlike the immortal gods was a mortal and, as the tale goes was created from clay by the gods and sent as a gift to Epimetheus, a Titan, with the intent of punishing humankind. From each of the gods she received a gift that could be used for good or evil, i.e. Athena breathed life into her while Hermes taught her how to be charming yet deceitful and others provided gifts like beauty, persuasion and curiosity. In original stories, for her wedding to Epimetheus, Zeus gave her a jar, which in later stories became a box, with instructions that it was never to be opened. Pandora, being naturally curious continued to wonder what the box might contain and finally her curiosity got the better of her and she opened the box. As one version of the story goes, Zeus had packed the box with all the evils of the world, including disease, misery and death along with poverty and sadness and when the box was opened they all came out in the form of tiny buzzing creatures which stung Pandora as they exited and flew on to plague mankind. She slammed the box shut immediately but could still hear a voice crying out to her from within and when she opened the box again found ‘hope’ in the form of a beautiful dragonfly which healed her wounds and proceeded to go after all the ills that had been released. Today, opening Pandora’s box is taken to mean we cannot be sure how some of the things we do, or have set in motion,

might affect us or others down the line. Another story concerns a King in the country of Phrygia in Anatolia which is in modern day Turkey. Although King Midas was very rich, with a great fortune and lived in a large and luxurious castle with his daughter he had an obsession with money and was fascinated in particular with gold to the point of counting his gold coins daily. It happened one day that Dionysius, the god of wine and revelry was passing through the kingdom with his companion, Silenus, a satyr, but Silenus became tired and stopped to rest in the King’s gardens. When Midas found Silenus there he invited him to stay at the palace for a few days after which he took him back to meet with Dionysus who was so grateful to see his friend again that he offered to make happen anything the king wished for, but cautioned him to choose wisely. King Midas, possessed by his fascination with gold asked that everything he touched would turn into gold and, as promised, his wish was granted. Although he was initially quite happy with this new gift, the folly of that wish soon became apparent when he hugged his daughter and found her turned into a gold statue and also learned he would soon starve as his food and drink were also subject to the conversion to gold. Again, calling upon Dionysus he was able to have the wish, turned curse, reversed when he followed instructions to cleanse himself in the Pactolus River. He did so and as a result was freed from the curse and all he had touched previously was restored to normal. Today, although it is still associated with greed, having the “Midas Touch” refers to someone who is always able to generate events that are successful in building wealth. Would that we could have those types of events to always occur with our real estate transactions! And then there is Dionysus (Bacchus) himself who was the subject of, or included in, a number of either the Greek or Roman stories. He was the son of Zeus but was the only Olympian

god who was the product of a god and a mortal. A number of stories include Zeus’ affairs and of his wife Hera’s wrath at learning of the affair and the pregnancy that would produce Dionysus. Some stories say she attempted to destroy the child prior to his birth by having the mother killed while others say she had the child ripped apart after birth. In some cases Zeus either saves the fetus by sewing it into his thigh until ready to be born (thus conferring immortality) or by later reassembling the slain child (rebirth after death) and protecting him until it was safe enough for him to be released. The gods of Olympus were worshipped and Dionysus, known as the god of wine, intoxication, ecstasy and freedom, was no exception. Stories tell of Dionysus wandering the world, attracting cult followers who would worship him in the woods rather than in a temple as was usual with the other gods. Roman historian, Livy, tells of the “mysteries” of the cult followers of Dionysus (Bacchus) being transported from Greece to the woods in Italy where festivals were held, in strict privacy, involving men and women from all social classes and of all ages, who, usually in a state of madness and ecstasy, would engage in drunken, and yes, sexual free-for-alls several times a month. Today, when some of our social gatherings seem to get wa-a-a-a-y out of hand they are often referred to as Bacchanalian events suggesting they might be approaching the Roman orgies. Given the foregoing stories it is apparent that we have learned well from mythology, whether we were aware of it or not. The Greeks and Romans were certainly not alone in their stories that evolved as a way to explain the unexplainable. All cultures have their own stories that have been passed down through the ages including, the Norse, Mexican and Egyptian cultures, and there is also a whole body of American Folklore of which many of us may be aware, but that is for another time!

REAL ESTATE NEWS SOURCE

September 1, 2017

REAL ESTATE NEWSSOURCE A PUBLICATION OF PUGS PUBLISHING LLC

Publisher/President.....Courtney Smith Asst. to the President.....Candy Carver Contributing Writers: ......Cathey Meyer ..................................................Pat Farrell Columnists....................Paula Durocher ...........................................Tiffany Wright Business Development .......Joyce Orts

Signs Of The Times

(210) 508-0888 Real Estate NewsSource is not responsible for the opinions or facts expressed by non-staff writers or for errors and any byproducts in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this space, the registered trademark should be assumed.

We welcome submissions of photos, press releases or articles.

Send to: Real Estate NewsSource 10004 Wurzbach Road, #288 San Antonio, Texas 78230 E-MAIL: editor@renewssource.com Please include a self-addressed stamped envelope if material is to be returned.

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

Be a Part of the 2018 TRLP Class If you are a graduate of the Texas REALTORS® Leadership Program (TRLP), then you know what a meaningful and powerful experience it is and how it can propel your career to the next level. For those who have yet to participate in this elite training program, consider applying for the 2018 class. TRLP consists of eight day-long modules, usually presented one module per month to a class of future REALTOR® leaders over an eight-month time frame. Modules cover diverse topics such as Communication, Governance, Meeting Planning, Creating Influence, Overcoming Obstacles to Leadership, Spokesperson Training and so much more. However, the real value of the program is in developing quality leaders for the REALTOR® organization at all levels. You will emerge from the program armed with powerful bonds with your fellow program members that are long-lasting and you will be challenged to learn more about yourself and how to harness

your potential to lead and inspire others. Even if you do not think you are leadership material, this program will open your eyes to skills you didn’t know you had and instill in you a determination to take on new challenges. Participation in TRLP is also an excellent way to prepare for future leadership positions at SABOR as well as TAR and NAR. Ask anyone who has participated in TRLP, and you will instantly see their face light up as they share excitedly about the extensive benefits of the program. Each graduate from the program has emerged a better leader and a passionate advocate for the impact the program has had on their confidence and ability to be a strong leader. Consider applying to be a part of the 2018 TRLP class. Applications will be made available soon on SABOR.com. Follow SABOR on Facebook at Facebook.com/SanAntonioBoardofREAL TORS to stay current on this and other important SABOR announcements.

Apartment and Relocation Center partnered with Crandall & Associates to get school supplies for Childsafe. Wonderful work for a great cause!

Chuck Espinoza, Guild Mortgage and Anna Castro, Movement Mortgage work with SABOR to serve dinner to the SAMM Shelter.

REAL ESTATE NEWS SOURCE

September 1, 2017

CalAtlantic Homes Lunch & Learn with Dayton Schrader

Dayton Schrader, RE/MAX Associates and Susan Bailey, CalAtlantic Homes.

Ina Jackson, Keller Williams City View and M. Lisa Poole, ERA Colonial Real Estate

Andrea Alejandro and Amy Lopez both with RE/MAX Associates

Darlene Thomas and Jeanie Murphy both Keller Williams City View

Sandra Lagos, ARCCAA Realty

Wayne Johnson, Coldwell Banker D'Ann Harper Realtors

Teri Nolan, eXp Realty

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

September 1, 2017

Perry Homes Grand Opening at the Grove at Vintage Oaks

Terre Collins, Vintage Oaks.

Jim and Laurie Hawkins, both Reliance Residential Realty and Bob Johnson, Perry Homes.

Mayte Leija and Greg Smith, Keller Williams City View and Melanie Esqueda, Anders & Pierce Realty.

Miguel Gomez and Chris Marino both with Perry Homes.

Jeff Porter, Option One Real Estate and Malea Breaux, Perry Homes.

Debra Pastorelli, Weichert Realtors Corwin & Associates

Rita Grosso and Mario Olivares, both Weichert Realtors - Corwin & Associates

www.renewssource.com

September 1, 2017

The Way I See It By Cathey Meyer

Inside The Lines If you can recall the days of RED DYE #3 in the 1990’s you most likely understand the subtle changes in the nearly thirty years since dangerous chemicals made the world a more beautiful place. Once upon a time, carcinogenic additives made life colorful, bright, tasty, and fun. Through the decades, we are safer and will live longer, but somethings just are not working out to enjoy those additional healthy years. (This was written before the threat of nuclear launches. If you are reading this now, we made it through another environmentally-limitedcancer causing month.) Recently, I did my civic duty and attended a coffee with my city councilman to hear the whining and complaining about loose dogs, abandoned properties and non-returned phone calls from public officials. I am a regular at these events as it keeps me from ever considering

running for public office—I just do not have the patience to smile, nod and pretend like pot-holes are a fixable problem. As I scanned the room in an attempt to add up the collective IQ of registered voters, a question stopped me in my mental addition. “What happened to the lane stripes on city streets?” A light bulb literally blinked on over my head! For years, I have been frustrated that I cannot see the lane lines on the city streets, major interstates, and local parking lots. I just assumed my eyesight was failing and rather than visit the eye doctor to hear the news that one more thing was deteriorating as I aged, I decided to take a page from the Grandma Meyer book of driving and just roam the streets until my car hit something. Back in the day when I drove to work before the crack of dawn, no visible lane lines were on the interstate. On days

REAL ESTATE NEWS SOURCE

when rain combined with the commute, it was a free-for-all fight to determine if IH10 was three, four or five lanes travelling westbound. As I drive Broadway to and from downtown, my fellow drivers treat it as a one lane that can merge into two or three depending on alleged bike lanes, bus only lanes and perpetual construction. Road rage is easily avoided as there is no proof of laneage lines. What is an insured, licensed driver to do should you have to prove right-ofway in an unlined lane The councilman was unable to answer what happened to the lane lines but readily agreed it is an issue needing to be addressed. Seems like there use to be visible lines and then poof—they were invisible. Sparking new interest in the coffee discussion, a quiet man in the back of the room educated us on the myriad of changes that happened in the dark of night to our everyday lives: Notice a film on your glassware and dishes from the dishwasher? The effective ingredients that created sparkle and shine was environmentally unsafe and removed from the components. Clothes not as clean and refreshed from the laundry— ditto. Window cleaner not cleaning—you get the drift. Turns out reflective paint ingredients contain elements dangerous to the environment and our health. Never mind the paint lines

are no longer visible to the naked and/or vision corrected eye. Never mind excessive heat followed by rain followed by excessive heat followed by change of seasons followed by AARP members who late in their 80’s still get their driver’s license renewed by mail are cause for insured driver’s safety. The lines are there, but they are not there. What is a defensive driver to do? The councilman did his due diligence, and confirmed at the following month’s coffee whine that indeed there has been a change in the paint chemicals used to stripe street lanes, crosswalks, parking lots, football helmets, zebras and more. Then he laughed and noted the city does not stripe zebras, much like it does not stripe much around the city anymore. Therefore, driver beware! Your vision is not failing and unlike the Seinfeld episode when Kramer re-striped a city street to provide more wiggle room for commuters, our city officials are not creating wider, unmarked traveling lanes. Granted most folks violating lane usage are texting and driving, but most of us are just attempting to avoid an insurance claim. While it may be cool to think outside the box or color outside the lines, as long as my licenses is not expired, please stay inside your lane. . . if you can estimate where it is located on the street.

REAL ESTATE NEWS SOURCE

September 1, 2017

KB Home Agent Lunch at Mirabel

Robert Rocha, BHHS Don Johnson Realtors

Darlene Thomas, Keller Williams City View, Valorie Pollard, Vortex Realty and Jeanie Murphy, Keller Williams City View

Lacy Padilla, KB Home, Wyndy Clark and Grant Lopez, RE/MAX Associates

Robert Rocha, BHHS Don Johnson Realtors and Lisa Marie Heman, Vortex Realty

Joe Anthony Flores, Key Realty and Martin Quintanilla, KB Home

Charley Wasson, Laughy Hilger Group and Neelam Kinger, Coldwell Banker D'Ann Harper Realtors

Shannon Phelan and Heather Morafski both with 3D Realty & Property Management

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

September 1, 2017

Jazzmine Walker, Title Professional, and Diane Gonzalez, Noble Group, at the IREP meeting in August.

Tracy Parris, Reliance Residential Realty is ready to learn from Dayton Schrader at the Cal Atlantic Lunch & Learn at Vista Bella.

Stuart Baughn, Monticello Homes poses with the first buyers at their newest community The Grove at Vintage Oaks.

Debbie Byers, Patty Jones and Rodney Jordan, all Sitterle Homes having a great time at their company's Cocktail Mixer at Willis Ranch.

Victor Maas, Alamo Realty teaches a class for a Lunch & Learn at Trinity Title

Mary Corcoran, Key Realty at the VAREP August meeting.

Margaret Cook, Keller Williams Legacy and Sherri Edwards, Trinity Title catch up at the SABOR Membership Breakfast at the Palladium.

www.renewssource.com

September 1, 2017

Jeff Shaffer and Mindi Stange both of Ultimate Real Estate both work with SABOR to serve dinner to the SAMM Shelter.

Laura Simmons, Toni Bonner, Renee Bachman, JB Goodwin are all smiles at Perry Homes' Grand Opening at the Grove at Vintage Oaks.

Joe Garza, 3D Realty and Property Management, Linsey Martin, Trinity Title and Akil Robinson, 3D Realty and Property Management are ready for a great class taught by Victor Maas at a recent Lunch & Learn hosted by Trinity Title.

Annette Slater Landlord Property Management and Ardyce Welch, Guest at the VAREP August meeting.

REAL ESTATE NEWS SOURCE

September 1, 2017

Hill Country WCR August Meeting

Paula Durocher and Patti McDaniel, both with Keller Williams Heritage

Chyrel Madden, Century 21 Randall Morris and Marie Gabriel, Limestone Property Management.

Jennifer Herbsleb, Keller Williams Heritage and Tracy Blackwell, Insurance Professional

Pam Smartt, Keller Williams Heritage, Matt Hemberger, Fairway Mortgage and Jan Boyle, Keller Williams Heritage.

Art Ramirez, Starkey Mortgage and Mâ€™Lissa Steel, eProperties

Pat Lamberts, Keller Williams Heritage and Jeanette Weidner, Title Professional.

Kathy Seeger, Alamo Title, Pam Smartt, Keller Williams Heritage, Kim Freeman, Alamo Title and Paula Durocher, Keller Williams Heritage.

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

Art Ramirez, Starkey and Laura Lizcano, Becker Properties at the VAREP August meeting.

Connie Cooper, Cooper Realty and Gwen Derry, Trinity Title at IREP's August Meeting

Meg Zars, Zars & Rogers, helps serve dinner at the SAMM Shelter with SABOR.

Five Star Painting of San Antonio Offers:

• DEPENDABLE, PROFESSIONAL, CRAFTSMAN • INTERIOR PAINTING AND REPAIR • EXTERIOR PAINTING, STAINING AND REPAIR • CABINET TRANSFORMATIONS * FENCE STAINING, REPAIRS AND NEW INSTALLS

Five Star Quality Without The Five Star Price FiveStarPainting.com

210/ 978-0952

866/ 96-5star

Verteran owned and operated

REAL ESTATE NEWS SOURCE

September 1, 2017

David Weekley Homes & Exquisite Live Urban SA

Beverly Norris, David Weekley Homes; Micah Harper, Exquisite Properties; and Diane Brooks, David Weekley Homes

Tiffany Wright, RE/MAX Access with Zayda, Myriamalie Buentello, Keller Williams Legacy, Kathy Miner, Keller Williams Boerne, Susan Gray, Keller Williams City View and Billy Neuls, Guest

Dana Smith, Jason Garcia, Trisha Osorno, Walt Dyer, Marie Crabb and Julio Alvarado all with Exquisite Properties

Corey Nail, David Weekley Homes, Walt Dyer, Exquisite Properties, Kalita Vodnar, Guest and Chris Crawford, David Weekley Homes

Sara Judson, Exquisite Properties and Susan Simonson, Guest

Walt Dyer, Exquisite Properties and Scott Chaskin, David Weekley Homes

www.renewssource.com

September 1, 2017

By Paula Durocher President, Women’s Council of REALTORS, Hill Country

Super Summer Women’s Council of REALTORS® Hill Country had a great summer! And, because there was no luncheon in July everyone could enjoy their kids, who were off for the summer, or spend extra time with those wonderful summer time clients. During June, July and August, tourists take over New Braunfels and Gruene, and we love it! New Braunfels is home to the world famous: the “Hottest, Coolest Time in Texas”…..Schlitterbahn. In addition to this awesome, family waterpark, we have both the Comal and Guadalupe rivers that run through our city, where people love to grab a tube, sit back and float the afternoon away on these rivers. Also, close by is the oldest dance hall in Texas, Gruene Hall. These attractions bring a lot of tourists to town which keeps local REALTORS® busy. Visitors see what a wonderful place New Braunfels is and decide to view potential vacation homes and/or permanent homes to

purchase. REALTORS® must be flexible since you may go from a team meeting in the morning or a listing appointment where you need professional attire, to receiving a phone call from a client who just got off the river. Many times, these clients want to go view lake front homes or may even ask you to meet them at a local restaurant outside on a patio to discuss putting together an offer. Knowing what to wear for these different occasions can be tricky, so, we decided to have, for the first time, a Fashion Show at our August luncheon. The Fashion Show featured one of our local boutiques, The Crossing, and Pat Milam, owner of The Crossing, was our emcee. She did an outstanding job as she brought with her 8 different outfits and showed us how we can accessorize, layer, and un-layer our clothing, yet still look professional. What was even more exciting than seeing all the great options to wear, was

REAL ESTATE NEWS SOURCE

the fact that the models were our very own REALTOR®, Affiliate and Strategic Partner members. They all did such a great job as they were all “naturals!” We had over 50 members and guests in attendance. We know everyone took away at least one idea of how to go from dressy to casual, and still look professional and I truly hope this will be a program that our network does again and maybe get even more local businesses involved. The 2018 Elections for Hill Country were held at our August luncheon and, as explained in the July issue, the elections were a little different this year. Only two positions, President Elect and Treasurer, needed to be voted on for 2018 and I am excited to announce that our 2018 President Elect will be Raquel Wallace Calderon and Treasurer will be Patti McDaniel. Raquel and Patti are both REALTORS® and currently serve on our Hill Country Executive Board and, as both ladies have worked very hard this year, they are excited to continue their dedication to Women’s Council of REALTORS® Hill Country in 2018. Hill Country is looking forward to our 7th Annual Bras for a Cause which will be held Oct. 26th. This year the event is going to be bigger and better than ever and we are officially SOLD OUT! There are no tables left to purchase. Thirteen bras have been purchased to be decorated, and will be available for purchase during our live auction that night. Each of these bras is

in honor of someone who is currently battling breast cancer or in memory of someone who has lost their battle. The live auction is always a fun and entertaining time as the models of the bras are not our members, but are rather some of our local heroes, our fire fighters, who daily put their lives on the line to protect us. Besides the live auction, there will be a silent auction going on throughout the evening where all proceeds will go to Pink Warrior Angels, a local organization that provides support to local women who will be or are currently going through Breast Cancer treatment. We still need donations for the silent auction, so If you, or someone you know, would like to donate any items, please feel free to contact me at 210-262-4776. All donations are greatly appreciated! I hope each of you had a wonderful summer! Please note that our upcoming September luncheon will be a combined meeting with our local board, the Four Rivers Association of REALTORS® and will be held on September 19, at The Texas Theater in Seguin, TX. As always, if you are a REALTOR® or a local business and you would like to get involved in Women’s Council of REALTORS® Hill Country, contact me today. We would love to have you as a member and this is a great way to get involved in our community and get to know others in our area.

REAL ESTATE NEWS SOURCE

September 1, 2017

VAREP August Meeting

Ruben Rios, Ruth Rios, Troi Aguirre, all BHHS Don Johnson and La Juana Chambers, Edgewood ISD

Angela Longoria, Capital Title and Pat Farrell. Slater Realty

Gwen Derry, Trinity Title.

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

VAREP August Meeting Cecilia Sosa, Ross Frapart and Maria Alvarado, all North American Title.

Roberta Castaneda, Grace After Fire, Speaker

Scott Small, Keller Williams Legacy and Mary Reed, Icon Realty.

Jules Fenner and Cherine Martinez, both with Vortex Realty.

Welcome To Peoples Home Equity!

Tracey Radigan Sales Manager / Senior Mortgage Advisor, NMLS# 324314 (210) 863-0751 (direct) tradigan@peopleshomeequity.com

www.peopleshomeequity.com

REAL ESTATE NEWS SOURCE

September 1, 2017

Charles Juarez, Icon Realty and Ken Colunga, Re/Max North San Antonio are ready to learn at a recent Lunch & Learn hosted by Trinity Title.

Kaitlynn Johnson, Phillips & Associates Realty; Tom Phillips, Phillips & Associates Realty; Marisa Jackson, Phyllis Browning Company; Elsa Cantu, Mitchell Realty; Yvette Allen, Real Estate 210; Jordan Phillips, Phillips & Associates Realty all work with SABOR to prep dinner for the SAMM Shelter.

When Experience Counts!

For use by Real Estate Professionals only. Not intended for public use or distirbition.

Beverly Norris, David Weekley Homes and John Kuntz, III, Reliance Residential Realty at David Weekley Homes and Exquisite Properties Live Urban SA event.

Derek Rodgers, Home Team of America and Roxie Rodriguez, Realty Executives Access at CalAtlantic Home's Lunch & Learn at Vista Bella.

www.renewssource.com

Being a REALTOR® is hard work! You show your buyer multiple homes, realize you are one of 5 offers on their first choice, show more homes, make more offers and finally get an accepted contract on just the right home. Now you can only hope the buyers chose a lender who will be able to get their loan approved and closed on time. While some agents try to avoid getting involved in the client's lender selection, they are appalled when they learn their buyer has found some lender on the internet who will be "perfect" because they do not charge any fees. There are currently a great number of changes that have affected the mortgage industry which makes the client's choice of a lender an important decision to have a successful transaction. And while it is difficult for REALTORS® to keep up with the complexities of the mortgage process it is less likely that their

September 1, 2017

clients understand it at all. Choice of a lender then is critical to holding the transaction together and, as Directions Home Loan points out, there are many factors to consider when making the best choice and what to look for in an effective loan officer. With a Directions Home Loan, your client will be assured of a loan officer: * who is NMLS licensed and is available to issue a Pre-Approval letter whenever you need it. Directions provides the technology to empower the Realtor to print a Pre-Approval letter at any time by accessing a shared portal with numbers preset by the loan officer. * who is committed to proactive communication with prospect and inprocess email and video campaigns which set expectations for the next steps and give explanations to certain frequently asked questions

REAL ESTATE NEWS SOURCE

* who is knowledgeable, experienced and trained on all available mortgage programs, and who is committed to helping your client find the right loan program, the one best suited to your buyers’ needs. Conventional, USDA, FHA, VA, Texas Vet, Jumbo, Construction, Rehab, Fannie Mae Homepath, and even Portfolio loans are all available to be applied to your buyers’ situation. * who has 10, 20 and even 30 years experience who is willing to meet personally with your buyers, at a time convenient to their schedule, to explain all facets of the mortgage process and determine their desires. * who is able to recommend strategies that will assist your client to raise their credit scores to meet current lending requirements. Directions will provide a path toward credit score improvement and always encourage buyers to strive for the American Dream of Homeownership! * whose company offers fair and competitive interest rates and fees at all times. * who works for a dynamic local mortgage company with owners dedicated to providing the best on-site and inhouse processing, underwriting and closing staff that will assure your buyers get to the closing table on time. * who actually sits at the closing table with your client to address any last minute questions that may arise, and who urges them to call with any future questions even after the closing. * who is part of a mortgage team

that is available and willing to share their vast knowledge and answer any questions you might have, even if they aren’t actually involved in your transaction. * who is associated with a mortgage company that values their reputation in the local, San Antonio Real Estate industry, and who stands behind their work and products and promises to earn your trust with each buyer client that you refer to them. REALTORS®, this is your profession. This is how you thrive and support your family. Protecting your clients from unknown internet or inexperienced lenders should be of paramount importance to you. Directions Home Loan delivers the level of knowledge and hard work you require in a trusted mortgage partner for your clients. They are a company totally committed to supporting you and your local San Antonio Board of REALTORS® through committee participation, chairmanships, sponsorships and through 30+ years of SABOR affiliation. Directions Home Loan owners, Easton Crafts and Marc Spitzer, respect your hard work and dedication. Together they built a local mortgage company staffed by experienced loan officers, processors, underwriters and closers committed to proactive communication, on-time closings and a successful buyer experience. Directions Home Loan delivers the level of knowledge and hard work you require in a trusted mortgage partner for your clients. They can be reached at (210) 257-0642 or found online at www.directionshomeloan.com.

REAL ESTATE NEWS SOURCE

September 1, 2017

IREP August Meeting Attendees learn about probate.

Speaker, Paul Owens, Attorney,

Connie Cooper and Misty CooperRios, both Cooper Realty

Maudel Hardie, Hardie & Associates and Melanie Torres, Believe Realty

www.renewssource.com

September 1, 2017

REAL ESTATE NEWS SOURCE

IREP August Meeting Paul Ugwokaegbe, Abalite Realty Group and Nelson Torres, Believe Realty

Chuck Espinoza, Guild Mortgage and Gabriel Zapata, CPI Realty.

Danny Sommers, Mission San Antonio Property Management and Rose Stewart, guest.

THE

Pat Farrell, Slater and Marty Hutchison, Property Management Services

ARTON CO., CARPETS

P R O P E RT Y MANAGEMENT SOLUTIONS ........ 100% NYLON CARPET SOLUTION DYE FHA 3/8” PAD STARTING AT 1.48 SF (VAC) 12.24 SQ YD (VAC) FHA CARPET 1.58 SF / 13.01 SY

Carpet Specifically Engineered For Property Managers. Installed (VAC) With Spillguard Pad

1.77 SF / 14.58 SY

SIX MONTH FINANCING Deferred interest with minimum monthy payments

Call Us For All Types Of Flooring • Carpet • Hardwood • Ceramic Tile • Vinyl

655-8269

100% Nylon, FHA Grade Carpet in stock for very prompt installation

SABOR Keeping Posted

September 1, 2017

www.renewssource.com

September 1, 2017

SABOR Keeping Posted

September 1, 2017

www.renewssource.com

September 1, 2017

SABOR Keeping Posted

REAL ESTATE NEWS SOURCE

September 1, 2017

San Antonio Realtor® Recognized Nationally for Protecting, Investing in Real Estate Industry The National Association of Realtors® has announced that Katie Griffin Ross, a Realtor® from San Antonio, TX, has become a Sterling R investor in the Realtors® Political Action Committee. RPAC is a national bipartisan grassroots-based political advocacy organization that works to protect the real estate industry and the dream of homeownership for Texas residents and across the country. Katie Griffin Ross has supported RPAC for several years and has been a member of the National Association of Realtors® since 1999. Katie is a graduate of St. Mary’s University in San Antonio with a Corporate Finance Degree. She devotes time to non-profits and sits on the board of John’s Kids. John’s Kids is a local non-profit supporting students in financially challenged areas of the city. She was born and raised in San Antonio and is a third generation Realtor® “I support RPAC because homeownership is constantly a subject in new legislation and as a Realtor® it is important for me to help protect private property rights.” said Ross. Since 1969, RPAC has promoted the election of pro-real estate candidates

across the United States. The purpose of RPAC is to elect officials who understand and support the interests of real estate professionals and their home buying, selling and investing clients. RPAC uses its resources to seek to elect candidates that understand and support real estate, and to develop public policies that allow consumers to own homes and build their communities through commercial investment. Katie Griffin Ross’s investment will be applied to supporting homeownership, commercial real estate transactions, and the very future of the real estate industry. Current Realtor® priorities include working to preserve the Mortgage Interest Deduction and preventing the use of guarantee fees charged on Fannie Mae and Freddie Mac-backed loans to fund nonhousing programs, which serves as a tax on consumers and prevents more qualified borrowers from becoming actual homeowners. The National Association of Realtors®, “The Voice for Real Estate,” is America’s largest trade association, representing 1.2 million members involved in all aspects of the residential and commercial real estate industries.

www.renewssource.com

September 1, 2017

Century 21 Welcomes Two New Agents

DENNIS

MCEVOY

Century 21 Scott Myers is pleased to announce Lusi Dennis and Lydia McEvoy have joined its firm as sales associates. Both of them will specialize in residential property sales in the San

Antonio and surrounding areas area. "We are thrilled to have Lusi and Lydia join our team," said Scott Myers of Century 21 Scott Myers. "It’s an exciting time to be with the Century 21 System as we increase our market presence in San Antonio and surrounding areas." McEvoy is also licensed in North Carolina and South Carolina. Both just successfully completed extensive training and licensing through Create 21. which covers all aspects of the real estate industry thus giving both agents the tools and knowledge to give the top notch service that the company has rendered over it's 38 years in business.

REAL ESTATE NEWS SOURCE

Promissory Note Tips By Ed Guerro Many have found residential real estate to be a valuable part of their portfolio. The two most common options are buying and selling a fixed up property or renting. Many investors have found that by financing a purchase they are able to find buyers quicker and they can make a larger profit. It's important to note that if you choose to finance you may have the ability to sell your note down the road. Here's a few tips to help you establish a high quality owner financed note. Tips on creating a valuable real estate promissory note. Let’s start with the basics of what should be the foundation of a note that will meet you and your payee’s needs. 1. Get the highest interest rate the borrower can afford to pay. 2. Get the largest down payment the borrower can afford to pay.

3. Get adequate collateral security—A co-signer is an examples. 4. Get a professional appraisal of property before closing. 5. Get the borrower’s personal and business credit and financial information before the closing. 6. Get agreement from the borrower to provide updated credit and financial information after the closing, annually, or when you need them. 7. Keep a written payment history along with copies of payments that are made. 8. Always have an attorney who specialize in the creation of notes to review and guide you along the way. Following the basics will allow you to enjoy the income generated from your note and your ability to sale your note in the future to another investor.

Fischer Mann Realty Welcomes Lopez Samuel Lopez received his license in May of 2017. Graduating from Penasco High School in 1987, he joined the Army as a Combat Medic for ten years. He served an additional twelve years in the Air Force and is now retired with 22 years of faithful service to our country. “I am overjoyed to join Fischer Mann

JOIN US FOR A FREE

Luncheon or Dinner Presentation You and a guest are invited to attend a special FREE LUNCH or DINNER presentation. These programs are presented by Ed Guerrero of Guerrero CPA.

UPCOMING PRESENTATION DATES: Tax Strategies LUNCHEON Every FRIDAY, 11:30am - 1pm

Tax and Vacation Straegies DINNER Every WEDNESDAY, 6:30pm - 8pm

1st Fri - Social Security/ Retirement 2nd Fri - Tax and Vacation 3rd Fri - Personal and Business 4th Fri - Real Estate Investments

www.guerrerocpa.com RESERVATIONS REQUIRED CALL TODAY, ASK FOR ROBERT!

508 W. Rhapsody, San Anotnio TX 78216

210.490.7100

Presentation fills quickly - seating is limited!

Adults only.

Realty because they follow my own philosophy, serving our community; helping clients to find their dream home, and others to sell their home and move on to another chapter in their lives. They are a Christ-based agency that treats everybody as Christ would have them do.” Sam Lopez

REAL ESTATE NEWS SOURCE

September 1, 2017

Casino for a Cause