Issuu

Vol.III, No.10

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May 15, 2017

Is Your Personal Information “Out There?” By Pat Farrell

PRSRT STD U.S. Postage PAID San Antonio, Texas Paid Permit #1590

After looking at how identity theft can happen through the loss or theft of wallet or credit cards, it is time to take a look at what is happening “out there” on the web, as identity thieves are working 24/7 to find any and all particulars that may be available about you and/or your clients, because you are actually saleable commodities. Unfortunately the internet is a major platform for thieves to try to obtain sensitive information that includes such things as usernames, passwords, and credit card details by disguising themselves as trustworthy entities in some form of electronic communication, better known as “phishing” – the equivalent of dumpster diving on the internet. While it is more likely that an elderly person will respond to fraudulent ads or emails online, sometimes these “opportunities” or “warnings” can catch

others unaware as they seem to be so real. For example, if one receives an email displaying the trusted Microsoft logo that warns that there is a serious problem with the software on their computer, it could elicit enough concern that they will act upon it before noticing that their response is going to another site such as “Micosoft.com” (note the missing r) as opposed to the legitimate site for Microsoft. There have been other instances where an alert pops up, warning the user that the computer has been seriously compromised and urges them to call an 800 number to talk with a “technician” who will help resolve the problem. Naturally the technician on the other end of the 800 number is part of the scam and is usually able to convince the caller to allow them access to their computer so they can properly fix the problem. At that point everything on the computer is now available to the scammers. And, one of the most recent scams being perpetrated has media alerts now being issued to warn about receiving a Google gmail that may contain a booby trapped attachment which allows any information entered no to access the email, to be captured by identity thieves. The internet is a very complex entity where most of us spend our time on what is referred to as the regular or surface web. There we can access sites that have been indexed which makes them searchable by popular search engines like Google, Bing, etc. It has, however, been estimated that the surface web represents only about 4% of the entire internet. But there are also sites within the vast deep web which is essentially a subset of the internet, that are non-indexed, so they will not be found via your search engine, but

you can get there if you know the address. The deep web allows privacy when sharing information with others and affords members of groups the ability to link and to share data safely with other members which has been important to corporations, general businesses and private individuals who did not wish to share their data with outsiders. There is also another very active non-indexed area of the deep web, known as the dark web or darknet, that is comprised of subsets within the deep web, that require the use of specific software (ex. Freeware, TOR, 12P - in case you really want to go there) and perhaps additional authentication, to access the sites. Many of those actively engaged in criminal activities like assassinations, drug sales, gambling and pedophilia may have set up shop on the darknet to sell their wares and services because of the anonymity and relative protection provided. And this is the area where private information, full credit card data, names, addresses, phone numbers, birthdates and social security numbers of individuals are bought and sold daily. Is some of your information out there? Probably so! We wonder how did that information get out there? Maybe it was picked up when a public WiFi connection was used during a visit to the local coffee shop or during a hotel stay. Or maybe one’s home router has not been properly secured with a password, and any and all those who drive by have been able to access their connection and make good use of it. Perhaps someone previously provided information on a “trusted” site that was actually bogus and the criminal was able to collect all the data they were seeking. Maybe the last time someone

was at a restaurant their credit card was skimmed by the waitperson who was being paid to do so by a scammer. Or what if, instead of taking time to shred information, the folks were not being careful and just tossed their latest “Pre Approved” offers for the newest credit card, or the included checks to pay off all their debt. The information seekers love that. I am sure most have heard about the problem with criminals filing and collecting IRS refunds, long before the real taxpayer tries to file, and when doing so learns “that according to IRS information this return has already been filed and the refund has been sent, received and cashed.” All the required information had to be obtained by the criminal from somewhere, in order to allow them to benefit. Unfortunately we do not always have control over how our information is handled by others. Think of all the people and places that you are associated with that require your or your child’s personal information: schools, banks, doctors, clinics, hospitals, mortgage companies, credit card issuers, landlords, etc. – what if they are not careful with your information? And then there is “Ghosting Identity Theft” that refers to someone able to assume the identity of another, be it a senior citizen, child or someone who is deceased. While other identity thefts have usually been done for financial gain, ghosting may serve only as a means to gain a new identity if the old one is a problem. This especially applies to the assumption of the identity of someone deceased. Once the deceased is buried and the estate settled, the family does not usually know there is anything more to do, so thieves have plenty of time to establish

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themselves before financial groups, credit bureaus and the social security administration share information about the deceased with one another. Does the obituary notice provide the date of birth, the parent’s names, place of birth, work history? With the name, birth date and address only a social security number is needed and that can usually be purchased online for $10. So why, as REALTORS®, is all

May 15, 2017

this so important for us to know? Because we, like all those who handle our personal information, are responsible for the data associated with our clients. We are therefore the gatekeepers for that information. So, with all the client’s documents that are transmitted amongst all the entities concerned with a transaction, we must be so careful that the people with which we interface are, in fact, the valid ones. Thieves recognize that real estate business

Follow Us @renewssource can be high dollar and with the recent increase in wire fraud and phishing and hacking attacks we must be prepared to try to stay a step ahead of the thieves who are so good at what they do. Although I refer all my business now and no longer handle transactions, I still get emails that say they are forwarding my client’s closing documents for my review - Excuse Me? It would behoove us all to stay vigilante!

R E A LTO RS

REAL ESTATE NEWSSOURCE A PUBLICATION OF PUGS PUBLISHING LLC

Publisher/President.....Courtney Smith Contributing Writers: ......Cathey Meyer ..................................................Pat Farrell Columnists....................Paula Durocher ...........................................Tiffany Wright Internet Marketing.................Jo Falkner Photographer........................Joyce Orts

(210) 508-0888 Real Estate NewsSource is not responsible for the opinions or facts expressed by non-staff writers or for errors and any byproducts in advertising or editorial copy. REALTOR® is a registered trademark. The word REALTOR® sometimes appears in this paper without the registered trademark symbol (®), for the purpose of saving space. Wherever the word REALTOR appears in this space, the registered trademark should be assumed.

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May 15, 2017

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By Tiffany Schennel Wright President, Women’s Council of REALTORS

What Would You Do? Imagine this. You're holding an open house. The day is winding down and as you're about to close up, one last customer comes in. He seems pleasant and you chat casually while he signs in. You proceed to show him the property. As you step into the master bedroom you suddenly feel uneasy, like something is not right. The little hairs stand up on the back of your neck and just before you turn back to face the customer you hear the door close behind you and the unmistakable click of a lock turning. He has you trapped and is holding a small switchblade that he pulled from his pocket. You realize that your purse and phone are in the kitchen downstairs. What would you do? While one would hope that nothing like this scenario would ever come to pass, attacks on real estate professionals have made local and national news several

times in the recent past. In this industry we are particularly vulnerable in that we often work alone, meeting with strangers in unfamiliar surroundings. According to NAR's 2016 Member Safety Report, nearly 40 percent of REALTORS® say they have been in a work-related situation that made them fear for their safety. As a REALTOR®, it is essential to have a plan for dealing with the dangers that you face on a regular basis. We simply cannot afford to take our safety for granted. If you would like to learn how to get yourself out of this and other potentially life threatening situations, then you should join Women's Council of REALTORS® San Antonio on June 7th at 11 a.m. for our Business Resource Meeting at NOAH'S Event Venue. Our featured presenter will be James Palmero, founder of Self Defense Academy.

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Mr Palmero will touch on elements of his Self Defense Program for Real Estate Professionals which covers topics such as investigating a client, defeating a rape attack, defending against any weapon, assessing a home for potential weapons and escape routes, and much more. Attendees will have the opportunity to participate in a hands on class that will be held immediately following the meeting. There will also be a brief presentation by Guard Llama. Guard Llama is a safety device that sends your GPS location, photo, and medical information to an Emergency Dispatch Center and dispatches Police to your exact location. Guard Llama was part of the National Association of REALTORS®' REach technology accelerator program in 2015. The company was recently featured on ABC's "Shark Tank" and scored a $100,000 investment deal from real estate tycoon Barbara Corcoran. Guard Llama is offered as a member benefit at some associations. Attendees will have an opportunity to sign up with the company at the the meeting. Tickets are $15 in advance, $30 at the door and the price includes lunch. If you can't make it to our meeting, I encourage you to checkout NAR's REALTOR® Safety

Program. The program helps NAR members understand the risks they face through knowledge, awareness, and empowerment. NAR has dedicated September as REALTOR® Safety Month and provides several online resources for brokerages and associations to promote member safety including online videos and webinars. You can find a list of resources at WWW.NAR.REALTOR. For more information about Women’s Council or to become a member, visit our national website WWW.WCR.ORG. You can purchase event tickets and find information about Women’s Council of REALTORS® San Antonio, including an event calendar and photos, at WWW.WCRSANANTONIO.ORG. You can also get local updates and information by following us on social media. Connect with us on Facebook, Instagram and Twitter to keep up with all of the latest Women’s Council of REALTORS® San Antonio news. Thank you to our 2017 Strategic Partners: Aperto, CalAtlantic Homes, Devine Roofing & Contracting, First American Title, Frontier Title, Independence Title, Keller Williams Heritage, Light Catcher Photography, RE/MAX of Texas, TAP-FCU and Zippy Shell.

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May 15, 2017

VAREP Mixer

Sherrell Russell. Keller Williams Heritage.

James Rodgers, eXp Realty

Evelyn Tubbs, VAREP Education Director and Diane Koenning, Mortgage Profesional

Annette Slater, Landlord Property Management and Cecilia Sosa, North American Title

Carlos Pacheco, ICON Realty and Andrea Lopez, Hospitality Chair.

Sherri Edwards and Linsey Martin, both with Trinity Title.

Adolph Ponce with Wife Norma Ponce, TAP FCU.

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May 15, 2017

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May 15, 2017

Rausch Coleman Lunch & Learn at Horizon Point

Rose Lotz, Coldwell Banker D’Ann Harper Realtors.

Maureen Caballero and Ann Rodriguez, both with Real Estate Connection.

Joe Garcia, Weichert Realtors Select, Crystal Diaz, Zars & Rogers, Nancy Irwin, Regal Realty and Angie Miller, Keller Williams City View.

Rose Snow, Coldwell Banker D’Ann Harper Realtors and Zakiyyah Carter, eXp Realty.

Joe Garcia, Weichert Realtors Select.

Victoria Washington, Rausch Coleman Homes and Bessie Parker, RE/MAX Corridor.

Angie Miller, Keller Williams City View and Nancy Irwin, Regal Realty.

May 15, 2017

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Shannon Lopez, OneGuard Home Warranty at Keller Williams Heritage Margarita Madness.

TREPAC: Protecting Private Property Rights If real estate is your profession, politics is your business. And no one protects the real estate industry or your bottom line like the Texas Association of REALTORS® Political Action Committee (TREPAC). TREPAC is a voluntary, nonprofit group of Texas REALTORS® dedicated to preserving the private property rights of Texans. TREPAC supports candidates for federal, state and local offices who demonstrate their support for homeownership and the real estate economy. TREPAC seeks to create a favorable business environment where REALTORS® can make a profit, protect the rights of property owners and enable the free exchange of property. It has a long history of defending your earnings, preserving the health of the real estate industry and advocating for property owners and real estate consumers. In the past few years TREPAC has fought a host of damaging legislative proposals, including exceptions in the Deceptive Trade Practices Act for real estate

brokerages as long as the broker or agent hasn’t committed an unscrupulous or illegal act. Measures eliminating most private transfer fees on real estate transactions and increasing consumer protections in eminent-domain proceedings can be attributed to TREPAC. It has also helped pass numerous HOA-reforms to increase homeowners’ rights and promote more efficient, transparent and effective HOA management. TREPAC has even prevented a property tax from being imposed on REALTORS®’ personal vehicles. Simply put, without TREPAC, Texas would not be one of the best places to buy and sell real estate in the country. Americans are moving here to profit from our strong economy and staying because of our commitment to keeping it that way. San Antonio area REALTORS® are a big part of that commitment and TREPAC will help you honor it. To learn more about TREPAC or to get involved, visit SABOR.com.

Sergio Martinez, Imagine Homes, hosts a REALTOR luncheon for the JB Goodwin team at the Imagine Homes model at Estancia in Cibolo Canyons.

Congratulations Dana Phillips! Named #1 Residential Realtor

by The San Antonio Business Journal! Dana Phillips DanaPhillipsRealtor@outlook.com (210) 846-5444 Dana.PhillipsRealty.co

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May 15, 2017

Hill Country REP Mixer at 3009

Karen Payne, ICON Realty and Nova Vorhis, SWBC Mortgage.

Cindy Collins, Town & Country Real Estate, Kelly Byron, Capital Title, Greg Payne, ICON Realty and Polly Haberkorn, Texas Property Team.

Brianna Ross and Mario Galdos, both Legacy Mutual Mortgage with Susan Ramirez, Providence Title and Lorraine Bookout, Legacy Mutual Mortgage.

Karen Payne, ICON Realty, Deanna Tally, Capital Title, Cindy Collins, Town & Country Real Estate and Kelly Byron, Capital Title.

Jayme Jeffreys and Lisa Jubela, both with Chicago Title.

Nancy Brown and Tim Brown, both RE/MAX Corridor with John Kuntz, III, Reliance Residential Realty.

Missy Carpenter, RE/MAX Access and Greg Williams, Keller Williams Heritage.

Catherine Brewer, and Dee Ann Delgadillo, both with Keller Williams Heritage

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May 15, 2017

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May 15, 2017

Perry Homes Lunch at Mill Creek Crossing

Teri Lucas and Geri Wilson, both with Aterj Realty.

Dion Davis and Julie Gazella, both Coldwell Banker Dâ€™Ann Harper Realtors with David Katz and Carla Yager, both Perry Homes.

Vanessa Martinez, Keller Williams Heritage, J. Michael Voulgaris, Weichert Realtors, Corwin & Associates and Marcella Martin Keller Williams Heritage,

Jessica Hernandez and Jojo Cook, both with Keller Williams Heritage.

Greg Smith, Keller Williams City View.

Stephanie Ryan, Heritage Texas Properties and Karen Myrick, BHHS Don Johnson.

Gary Allred, Jim Blair and Diane Terp, all with Century 21 D&D.

May 15, 2017

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Laurie Hawkins, Reliance Residential Realty and Jean Jenschke, David Weekley Homes at the Builderâ€™s Open House at Landa on Hillside.

Kima Light, RE/MAX Corridor and Steve Ryherd, CalAtlantic Homes at the Builderâ€™s Open House in Vintage Oaks Reserve.

At the Pilgrim Mortgage/ Independence Title Lunch & Learn we find Megan Lueckemeyer and Dana Taylor, both Independence Title, Melissa Turner, Pilgrim Mortgage and Kristen Murdock, Keller Williams Legacy.

Matt Martin and Janina Garza, both with M/I Homes at the company Grand Opening at Westpointe.

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May 15, 2017

Sitterle Homes Open House at Kinder Ranch

Louis Flores, Keller Williams Heritage, Renae Poss, Sitterle Homes and Gonzalo Quezada, RE/MAX Corridor.

Anthony Garza and Hilda Garza, both Zars & Rogers Realtors, Grace Abdul Ahad, Larsen Properties, Greg Pepper, Sitterle Homes and Gonzalo Quesada, RE/MAX Corridor.

Roxie Comacho and Joyce Marie Jackson, both with Keller Williams Heritage.

Erika Ramon, Sitterle Homes.

Jennifer Costa and Mona Pagarani (sitting), both with Keller Williams Heritage.

Cleo Reynolds (sitting), and Monica Brown, both with Keller Williams Heritage,

Morgan Bertran, Realty Executives Access with Steve Hamilton, Guest.

Diane Gonzales, Noble Group Realty and Frances Ross (sitting), Coldwell Banker Dâ€™Ann Harper Realtors.

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May 15, 2017

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May 15, 2017

CalAtlantic Homes Lonestar at Alamo Ranch Open House

Jo Lewis, Phyllis Browning Company, Christopher Sierra, CalAtlantic Homes and Jim Kolodziej, Phyllis Browning Company.

Greg Smith and Rossana Correa, both with Keller Williams City View.

Cindy Leleux, Texas Premier Properties and Lauren Cornwell, Coldwell Banker D’Ann Harper Realtors.

Your Real Estate Industry FCU

Judy Mitchell, Keller Williams City View

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May 15, 2017

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Mike Masters, Premier Realty and Carol Connolly, Pilgrim Mortgage at the Pilgrim Mortgage/Indepen dence Title Lunch & Learn.

Francisco Mendez, The Real Estate Team and Lacy Padilla, KB Home at the KB Home Open House Class at Miller Ranch.

Megan Keogh, Jean Jenschke and Erin Harrington, all with David Weekley Homes at the Builderâ€™s Open House at Landa on Hillside.

The OneGuard booth at the Keller Williams Heritage Margarita Madness

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May 15, 2017

Draper & Kramer Mortgage Lunch & Learn

C.L. Crane, Speaker.

Wesley Tribbey, Draper & Kramer Mortgage and Natalie Duran, Texas Twisted.

Grant Davis and Victoria Trevethan, both with Draper & Kramer Mortgage.

Debbie Villareal and Deb Barlow, both with Draper & Kramer Mortgage.

Garrett Toste, Draper & Kramer Mortgage.

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May 15, 2017

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Barbara Torres ................Ridge Gate Realty Angelica Fair ..................Coldwell Banker D'Ann Harper Michele Moore ................RE/MAX Preferred Lynn Phillips ..................Coldwell Banker D'Ann Harper Melissa Flores ................Central Metro Realty Bo Price ........................Jackson Realty & Associates Angel Garcia ..................RE/MAX Preferred Mark Osborn ..................Realty Executives San Antonio Susan Dikin ....................SA Portfolio KW RE Thomas Woodson............Coldwell Banker D'Ann Harper Randee Jackson ............Phyllis Browning Company Cindy Anthony ................Texas Premier Realty Mike Medlin ....................Coldwell Banker D'Ann Harper Ray Aguilar ....................Coldwell Banker D'Ann Harper Loren Colhoff ..................RE/MAX Associates Edward Flores ................Keller Williams Heritage Deborah Elwood..............JB Goodwin Realtors Dustin Broschat..............Smart Moves Realty Jim Miller ......................JB Goodwin Realtors Liz Saunders ..................Coldwell Banker D'Ann Harper Christine Aldrete ............RE/MAX Preferred Joan Gaytan ..................Realty Executives San Antonio Christi Netting ................Realty Executives San Antonio Christy Cracraft ..............Coldwell Banker D'Ann Harper Nasreen Hoodam ............Coldwell Banker D'Ann Harper Sherri Vakey ..................Coldwell Banker D'Ann Harper Joy Exiner ......................Realty Executives San Antonio Kima Light......................Re/Max Corridor Lisa O'Sullivan................Mann Real Estate M.J. Cunningham ............JB Goodwin Realtors Addie Langhennig ..........Coldwell Banker D'Ann Harper Andrew Tolan..................Coldwell Banker D'Ann Harper Angela Hayden................Keller Williams Heritage Bizzy Darling ..................Coldwell Banker D'Ann Harper Eliza Sonneland ..............Keller Williams Legacy Elida Martinez ................Coldwell Banker D'Ann Harper Rebekah Trevino ............RE/MAX Alamo Margie Vallejo ................Keller Williams Heritage Tony Squeo ....................Executives Select Monica Hendricks ..........JB Goodwin Realtors Lindsey Ashcroft ............Coldwell Banker D'Ann Harper B.J. Grant ......................Keller Williams Legacy Matthew Galvan ..............GSAR, LLC Leesa Rispoli ..................Coldwell Banker D'Ann Harper

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May 15, 2017 Ellen McDonough ............Phyllis Browning Company Lanette Pennell ..............Coldwell Banker D'Ann Harper Haley Reed ....................Coldwell Banker D'Ann Harper Jane Lanning ..................Apt & Relocation Center Laura Collins ..................Keller Williams Heritage Jess Perez ......................JB Goodwin Realtors Matt Eichinger ................Eagle Realty Jean Gross ....................Realty Executives San Antonio Bob Test ........................Keller Williams Heritage John Wilkins ..................RE/MAX Preferred Steve Vasquez ................Keller Williams Legacy David Cortez ..................Coldwell Banker D'Ann Harper Randy Cunningham ........Kuper Sotheby's International David Simon ..................Phyllis Browning Company Lauren Keller ..................SA Portfolio KW RE Kristy Bradfield Petlin ....BHGRE Bradfield Properties James Bagley ................Coldwell Banker D'Ann Harper Maria Silveyra ................Coldwell Banker D'Ann Harper Katie Hilsher ..................Coldwell Banker D'Ann Harper Barbara McGee ..............BHGRE Bradfield Properties Alison Barrow ................Phyllis Browning Company Connie Smith..................Trinity Title Linda Knell-Schoening Coldwell Banker D’Ann Harper Rhonda Howerton ..........Coldwell Banker D'Ann Harper Shaunette Winmill ..........Coldwell Banker D'Ann Harper Zach Taylor ....................RE/MAX Integrity Missy Keller ....................Sterling Group Real Estate Mike Anthony ................RE/MAX North Ashley Nicholson ............Keller Williams Legacy Dawn Chapa ..................Independence Title Sandra Castro ................Trinity Title Bill Tolan ........................Coldwell Banker D'Ann Harper Jane Tomaszewski ..........JB Goodwin Realtors Crissy Baker ..................Rigel Realty Denise Matthews ............Rigel Realty Juan Costilla ..................Bluefax Realty Sally Oppenheimer..........Nix Realty Angela Valadez ..............Texas Premier Realty Chris Gerhard ................Century 21 Northside Steve Collins ..................Keller Williams Heritage Cynthia Murray ..............Kuper Sotheby's International Realty Beverly Fulton ................Phyllis Browning Company Johnny Figueroa ............Coldwell Banker Stagecoach Realty Luis Acosta ....................Icon Realty Lety Velazquez ................RE/MAX North

Loan Officers… Still working your Tail off and not making what your worth?

Come this way…we have more business than we can handle! What is your value proposition?? On time close?... Everyone says that. Get real and start growing… or continue to be weak and wither. What will your life look like in 3 years if you don’t start today becoming what you are worth? Come work for the company with the strongest business development platform in the business: More Realtor relationships than you can handle, Tangible and unique business development systems unlike any other, A+ Operations ! Why are you settling for less than what you are worth? Let’s talk about your growth plan and get real. You need certainty in your life, and together we can build it. Call me now to discuss how you can start thriving so 3 years from now you can be proud of what your life has become and make your family proud! Equal Employment Opportunity; Equal Housing Opportunity Jeff Cruz, Branch Manager, NMLS# 225971 AmeriFirst Financial of Texas, NMLS# 145368 1350 N Loop 1604 E, STE 104, San Antonio, TX 78232 210-422-7613 or jcruz@amerifirst.us

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Stacy Dean-Peters ..........Keller Williams City View Lori Stipetich ..................BHGRE Bradfield Properties Danyelle Daniel ..............Keller Williams Heritage Martha Garibay ..............TYJ Realty Tom Ortiz ......................Realty Executives Access Sylvia Moths ..................Real Living Best Homes Realty Sandra Schoenfeld..........Keller Williams Heritage Suzanne Fitzgerald..........Keller Williams Legacy Kim McCullough..............Premier Realty Group Karen Smith ..................Smith Properties Carole Tubbesing ............Phyllis Browning Company Gilberto Aldaco ..............Texas Elite Real Estate Barb Chardavoyne ..........JB Goodwin Realtors Michele Skeans ..............JB Goodwin Realtors Diane Strauch ................JB Goodwin Realtors Kari Neff ........................Coldwell Banker D'Ann Harper Elizabeth Maggioncalda ..Coldwell Banker D'Ann Harper Cliff Peterson ..................eProperty Realty Jon Green ......................Stonewall Property Group Dale Dorsey....................Keller Williams Legacy Becky Hobbs ..................Amanda P. Herring Ricky Brown, Jr. ............Realty Executives San Antonio Nancy Jackson ..............Kuper Sotheby's International Dan Longoria ..................Hill Country Realty Lindsey Nix ....................Coldwell Banker D'Ann Harper Ryan Taylor ....................Coldwell Banker D'Ann Harper Dede Jackson ................Alamo Title Maegan Olguin................3D Realty & Property Management Libby Weyel ....................Coldwell Banker D'Ann Harper Lisa Cano ......................Keller Williams Heritage Allen Cole ......................BHGRE Bradfield Properties Casey Elrod ....................Coldwell Banker D'Ann Harper Janette Springer ............Coldwell Banker D'Ann Harper Nick Rinaldi ....................SA Portfolio KW RE AH Ronald Smith, Jr.............Keller Williams Hill Country Teri Falcon......................Keller Williams Heritage Krystal Pilgrim ................Realty Executives San Antonio Patricia Roussin..............RE/MAX North Kimberly Villarreal ..........SWBC Mortgage Madeline Royball ............Home Team of America Steve Crawford ..............Kuper Sotheby's International Beatrice McFadden ........Phyllis Browning Company Adrianne Frost................Phyllis Browning Company Aida Arrieta ....................Coldwell Banker D'Ann Harper

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May 15, 2017

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May 15, 2017

North American Title Company Blood Drive Susie Sheffield and Cecilia Sosa, both with North American Title.

Deborah Page and Susie Sheffied, both with North American Title, donate during the drive.

Maria Alvarado, Susie Sheffield, Deborah Page, Cecilia Sosa and Ross Frapart, all with North American Title.

Scott’s BPG invite you to experience what a Fortune 500 company can bring to the Home Inspection Market. Three ways to Schedule Office: 210-349-9228 Online at www.scottsinspections.com or our new EZ-Order at ezo.bpgwi.com

We’re still Scott’s - Just BETTER A Fidelity National Financial, Inc. Company - Fortune 500 Company | TREC #323

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While Rausch Coleman Homes may be new to communities in San Antonio and New Braunfels, the builders themselves are certainly not new to the home building industry. Founder Ernest “Buddy” Coleman began his home building career in Arkansas more than 60 years ago and has now been joined by Grandson, John Rausch as they continue to add to their footprint with developments in Kansas, Mississippi, Missouri, Oklahoma and now Texas. Together, the pair continues to maintain a commitment to Buddy’s original mission, that is: to build the most desirable homes for the best value that will help their customers save money and be able to live better lives. Given this commitment there is little wonder that Rausch Colman Homes has been recognized as one of the top

May 15, 2017

builders in the United States. As the son of a carpenter, Buddy Coleman built his first home in 1955 at age 19, sold it for about $4,000 and supported his family by continuing his work in the housing industry. His goal was to insure that everyone could realize the American dream of home ownership, not just the more fortunate ones. John Rausch, from the time he was 8 years old, worked alongside his Grandfather, learning the business and the company’s philosophies, and he was able to build his first house when he was 18 years of age. While continuing to work with Buddy, John advanced his education in business and real estate finance at Southern Methodist University and in 2006 assumed the position of Chairman and CEO of Rausch Colman Homes.

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With a more than 25 year work history in the housing industry, real estate broker Jeanne Conger was recently promoted to Division President by Rausch Coleman Homes and now oversees development of communities in our local and surrounding areas. As a real estate broker, Jeanne understands the role of the REALTOR® in home sales and also the needs of the relocating buyer, so she sees that an adequate move-in ready inventory of homes is available to accommodate this urgency. Considered an industry expert and certain to provide a different perspective, Jeanne is unique as the first female to be named Division President for the company and comes with extensive experience that includes work in design studios, marketing departments, operations, finance, merchandising departments, and sales management. Conger is an active member of SABOR, a Certified Graduate Builder in the National Association of Home Builders and a Certified Green Professional, and really enjoys being in the “trenches” learning from the teams in the field. Approximately 80% of homes in the San Antonio area are priced above $200,000 but, in keeping with the company’s vision to serve the underserved first time homebuyer, homes in Rausch Coleman communities start in the affordable $170s. An additional benefit for purchasers of this builder’s homes is that their buyers can essentially determine their own house payment as they have the option to choose only those features

they are willing to pay for which allows them to have their home, their way. There are currently three active Rausch Coleman communities, two of which are located in Converse (Horizon Point Commons and Horizon Point Reserve) and one in New Braunfels (White Wing), all of which have one and two story designs with a 3/2 or4/2 configuration. In Horizon Point Commons, there are nine home designs available with prices ranging from $150,000 to $195,000 and (as of this writing) 15 move-in ready homes (contact Victoria Washington -210-380-9216). In Horizon Point Reserve there are also nine home designs available with prices ranging from $178,000 to $216,000 and 17 move-in ready (contact Linda Marroquin -210-314-9513). There are 11 home designs available in the White Wing community where prices range from $187,000 and $234,000 with only four move-in ready, (contact Jennifer DuChene -210-314-9361). Soon to be active communities will all be in San Antonio and include the Crossings at Windcrest near Randolph AFB, BAMC, Ft. Sam Houston with homes that start at the $180s, Heritage Oaks, located on Big Spring Lane and Texas Research Park along Highway 211 nearby to the Ingram Park Mall with homes that start in the low $200s. For information on any of the new communities, contact Kimberly Edwards (210540-8701). It is important for you to know that Rausch Coleman Homes appreciates their REALTOR® business!

Juan Martinez Is Following His Faith Juan Martinez has been in the Mortgage Industry for over 15 years. He has had the pleasure of helping hundreds of families achieve homeownership. He enjoys working with his clients and being able to meet their specific financing needs. He often finds solutions for his clients even after they were turned down or given the run around by other lenders. Juan prides himself in taking the stress out of the mortgage process and assisting his clients in achieving their dream. Not only will you find Juan working countless hours in the office. Juan always finds time to devote to his family and his faith . He has been coaching several sports at the local Mays YMCA. He enjoys coaching his 5 kids, 1 of which is now in college. Juan is a devoted parishioner of Holy Trinity Church in Stone Oak, and loves to work with his fellow Knights of Columbus council members as well as various children ministries. Next time you see Juan out in the community, stop him and say hello, he will be happy you did!

Juan Martinez Senior Loan Officer NMLS# 339601,

210-396-0574

210-499-4200 1270 N. Loop 1604 E. #1101 San Antonio, TX 78232

www.pilgrimmortgage.com

Corporate NMLS# 225091

REAL ESTATE NEWS SOURCE

May 15, 2017

Gone in 60 Seconds Cheese Spread/Dip Darlene Thomas, Keller Williams City View and Faithful Carter, Noble Group Realty at the KB Home Open House Class at Miller Ranch.

Ingredients: 1 cup chopped pecans 1 cup shredded cheddar cheese 1 pkg.(3 oz. size) softened cream cheese 1/4 cup chopped green onions 1/4 cup mayo Jalapeno Jelly Directions: Combine everything and pack in shallow bowl or mold. Refrigerate overnight. Before serving cover with Jalapeno Jelly.

Anthony and Hilda Garza, both with Zars & Rogers Realtors at the Pilgrim Mortgage and Independence Title Lunch & Learn.

Now Calling For REALTOR ® Recipe Submissions! Joyce Ortis Real Estate NewsSource - 210-508-0888

JES, Inc. Tomorrow’s Solutions For Today’s Business Needs

Now Offering Managed Service Solutions! IT Business Consutling With A Focus On: • Windows Networking & Workstations • Firewalls & Security • Network Integration of Windows, Mac, Unix & Cisco

210-508-8470 www.jesinc.com Proudly Serving San Antonio For Over 40 Years

May 15, 2017

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Ongoing Commitment to Service Earns Shaffer, Valadez, Berumen, Garza, and Cisneroz, Century 21 Scott Myers, Quality Service Producer Award

SHAFFER

VALDEZ

Realizing that customer service is an integral part of its commitment to professional excellence, Century 21 Real Estate LLC has recognized Grant Shaffer, Monica Valadez, Maria Berumen, Robert Garza, and Toby Cisneroz of CENTURY 21 Scott Myers with the CENTURY 21 Quality Service Producer award. This national award is presented annually to those CENTURY 21® affiliates who receive a minimum return rate of 30 percent on their post-transaction client satis-

BERUMEN

GARZA

faction surveys sent in 2016, with a minimum satisfaction index of 90 percent. Surveys are e-mailed to all customers immediately after the purchase or sale of a home. "The Quality Service Producer Award is an integral part of our brand’s commitment to excellence and recognizes these fine agents dedication to continuously exceed the service expectations of their clients," said Scott Myers, broker/owner of CENTURY 21 Scott Myers.

David A. Ortiz launches The Ortiz Firm David A. Ortiz celebrates the formation of The Ortiz Firm, a full service real estate brokerage based in the heart of South Texas. David Ortiz has proudly represented buyers and sellers for the last seven years. He is excited to extend this knowledge to his team of agents and his clientele, both old and new. "Real Estate Brokerages come and go," says Mr. Ortiz, "but when there are higher standards that blend traditional customer service with modern communication, that gives our customers a greater understanding and confidence in the buying and selling process." In recent years, the number of homes available for purchase (inventory) in San Antonio has drastically fallen while demand

is ever increasing. Many authorities on the real estate environment believe this trend will continue for the next five years. Not only will it become more difficult to find a home to meet the client’s criteria, it will also be more expensive. "People know that if they want a positive experience, whether it be with a residential, farm, ranch, raw land or commercial listing, we can assist them. With a quality team of agents at The Ortiz Firm, the customer is never disappointed so they always come back." David Ortiz is the Owner and Broker of The Ortiz Firm. He or anyone of his Real Estate Specialists are available to assist you at any time. A full list of Real Estate Specialists can be found at www.theortizfirm.com.

REAL ESTATE NEWS SOURCE

HSA Welcomes Cooper Ever since purchasing her first house with her husband almost 20 years ago, Jessica has had an enduring passion for real estate and the rewarding challenge of turning houses into COOPER homes. Being a stay at home mother to three wonderful, yet precocious, children for the past 15 years, Jessica couples her love of homemaking with her extensive experience in residential property management to bring a fresh perspective the San Antonio real estate market. A native of Houston, Jessica has lived in the NorthCentral part of San Antonio for over 20

years. She has an extensive knowledge of neighborhoods, schools, churches and community features throughout San Antonio as well as firmly established relationships with leading builders and mortgage brokers. When not working, Jessica can be found spending time with her family, nose-deep in a great novel, tending to her herb gardens, or stockpiling craft supplies from local hobby stores. Jessica is eager to meet with clients and looks forward to becoming not just their Realtor, but partner in the journey to find their new home. Broker, Cher Miculka and the entire HSA Real Estate LLc a dba of CKM House San Antonio Real Estate LLC, is thrilled to welcome Jessica!! 210-3941376 cher@HSArealestate.com

We Want To Know! - Did you win an award? - Get Employee of the Month? - Do something exceptional? - Hire new agents? - Earn a designation?

Houses In San Antonio Continues To Grow

HALEY

Houses in San Antonio, Ltd. (“Houses In San Antonio”) (www.HousesInSanAntonio.com) is a full service real estate brokerage which has been serving San Antonio and its surrounding areas since 1996. Houses In San Antonio is honored to welcome Nicholas Haley as the latest addition to the HISA family. Nicholas earned his license in 2016. “I’m proud to be part of such a progressive league of real estate professionals. Dedication to their profession, loyalty to their community, and a general team approach were the deciding factors for my transition,” says Nicholas.

Lopez Named 30 Under 30 By NAR

LOPEZ

Our very own Grant Lopez, Realtor with The Schrader Group at RE/MAX Associates in San Antonio, TX is one of the 30 under 30 realtors named by the

National Association of realtors. This award to granted annually. "What an honor it is to know this young man and to see his professionalism, hard work, and dedication to his career in real estate be recognized in this way", says Bob Jacobs, Broker/Owner of RE/MAX Associates in San Antonio.

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REAL ESTATE NEWS SOURCE

May 15, 2017

April GRI Meeting at The Petroleum Club

Walter Johnson, Keller Williams Heritage and Chip Brown, Key Realty.

Stuart Knowlton and Marian Knowlton, both with Ray Land Co. of Texas.

Bob Jacobs, RE/MAX Associates with Adrianne Lacroix and Walter Johnson, both Keller Williams Heritage.

Michelle Alford, Vivid Realty, Tish Lowe, Keller Williams Heritage and Michelle Uhrig, Real Living Best Homes.

Jeff Shaffer, Ultimate Realty and Nelly Perez, RE/MAX North.

Bertha Luna and Steve Tyson, both with SA Builders Guide.

Susie Sheffield, North American Title and Diane Lauer, Keller Williams City view.

Carmen Soto, Vivid Realty and Michelle Uhrig, Real Living Best Homes.