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Vol.III, No.14

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July 15, 2017

Is It Clutter Or Something More? By Pat Farrell

PRSRT STD U.S. Postage PAID San Antonio, Texas Paid Permit #1590

Most dictionaries define “clutter” to mean “a collection of things lying about in an untidy mass,” “a confused multitude of things,” “a condition in which things are not in their expected places,” and may also include synonyms like chaos, confusedness, derangement, disarrangement, disarray, disorder, disorderliness, disorganization, fuddle, jumble, mare’s nest, mess, mix-up, muddle, muss, scramble, topsy-turviness or tumble. To me all that sounds like clutter is nothing but trouble, and with a capital “T,” – what do you think? It is not uncommon to find work spaces that currently resemble the previous definitions, so that the desk in a company or home office may hold huge piles of papers and post-it notes all over the place. Those who utilize these

spaces will most likely either consider their mess to be “organized clutter” and claim it is the way they function best and continue let it pile up until there is some forced reason to clean it up, or they will be continually striving to “get it all together.” But contrary to those people who have no problem with a little clutter there are also a great number of “neatniks” who consider “clutter” to be an extremely disorderly and unhealthy thing that MUST be dealt with immediately and efficiently, and they continue to say so in their writings, all of which will outline for you the steps to take to resolve this terrible problem. Many of those folks make a comfortable living from either instructing others about how to get organized or by coming to workplaces or homes to help with the clean-up process. The question here becomes, if one does work or live under “messy” circumstances, is that to be considered just cluttering, or is it actually a warning that if some behaviors don’t soon change they may be progressing toward actual hoarding? Hoarders are usually people who will not throw away even unneeded items because one never knows when the items will be needed again or because they feel a special attachment to that particular item. In some circumstances there may have been a specific reason for keeping some items; however, when that reason went away the items did not. Locally, we may remember hearing of or reading about cases where people have collected animals, usually cats or dogs, to the point where they were no longer able to care for them or themselves. When they are located,

usually by animal control inspectors, both owners and animals are found to live in squalid conditions, fecal matter everywhere, and nearing starvation. In other cases the owners have been keeping large numbers of rabbits, raccoons and even rats on premises, and under similar conditions to those noted above. There have also been cases where people have collected books, not necessarily to read but just to possess and have been known to purchase several copies of the same book, even the same edition until they have amassed thousands upon thousands of books now taking over their homes. Instances of severe hoarding have been recorded over the years and in one such case, Bettina Grossman, had found her way into New York’s Chelsea Hotel, noted for being home to many famous writers, musicians and artists, and lived there for more than 30 years. She was an unknown artist and during that time she continued to paint and to store the unseen works in hundreds of boxes, stacked floor to ceiling in her small two room apartment. She was found sleeping in a lawn chair in the hallway near her room by Sam Bassett, a film maker who encouraged and helped her to organize and display her artwork, and he later featured her in his documentary film entitled “Girl with Black Balloons.” Another famous case dealt with socialite and “free spirit” Edith Beale, the aunt of Jackie Kennedy, along with her daughter Edie Beale, who together occupied a home that had been named “Grey Gardens” by their neighbors. The home was located in the Georgica pond area of ritzy East Hamptons, NY,

and when Edith’s husband abandoned them, she continued to “hole up” there with her daughter, allowing the home to fall into disrepair. In 1971 the home came under scrutiny of county health officials, who after finding piles of empty cans and other garbage along with human and animal waste, issued several citations. It was also found that the two were only using three of the mansion’s 28 rooms as the others were occupied by hundreds of cats, possums and raccoons. After learning of the deplorable conditions Jackie Onassis and husband Aristotle Onassis paid to have the home brought up to code. In 1973 the mansion was still so infested with fleas that when the documentary film, “Grey Gardens,” was being filmed, the filmmakers had to wear flea collars around their ankles. But first place in the history of hoarding has to go to the Collyer brownstone in New York City, NY. Brothers Homer and Langley Collyer, both born in the 1880s, were sons of gynecologist Herman Collyer and his first cousin Susan Frost, a former opera singer. Both brothers graduated from Columbia University, Homer earning his degree in Law and Langley in Engineering. Langley was also an accomplished concert pianist who had performed regularly at Carnegie Hall. In 1909 the family moved into a four story brownstone in Harlem where the brothers continued to live after the deaths of their parents. They had inherited all parental possessions including a number of medical items from their father. They continued to be active both socially and in church activities until Homer lost his eyesight and

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Langley took on the responsibility of caring for him, to include feeding and bathing him and trying to treat his blindness. Langley would venture out of the house after midnight to collect food that would have been thrown out by grocers and butchers, and also picked up, and brought home, any other items that aroused his attention. When rumors persisted that the brother’s were sitting on a fortune, they were afraid that others might break into the home, so Langley set up a series of booby traps throughout the house to counteract that possibility. Their phone was disconnected in 1917 and by 1928, without utilities, Langley was fetching water by pail from a public park, was

July 15, 2017

heating the home with a kerosene heater and kept in touch with the world via crystal radio. By the 1930s the brownstone had fallen into disrepair, and continued downhill until 1947 when an anonymous call alerted authorities to the bodies of both brothers. Subsequent clean up of the mansion resulted in the removal of 140 tons of trash that they had collected which included an old X-ray machine, a human skeleton, a horse’s jawbone, several baby carriages and musical instruments and stacks and stacks of newspapers and magazines. So again, what do you think? Are we just living amongst normal everyday clutter or might we actually be

Follow Us @renewssource headed toward something more serious? Does anyone have trouble with throwing stuff out, like an old electric frying pan for which the necessary cord is no longer available? Well then, just because we may work in a cluttered space or may actually have a cluttered home, it does not equate to a hoarding disorder, so long as having so many things around in our workspace doesn’t leave the space unusable or that having so many possessions around the home does not make it uninhabitable. And take heart! A study recently carried out at the University of Michigan found that environmental disorder, such as clutter, can actually stimulate creativity!

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Publisher/President.....Courtney Smith Asst. to the President.....Candy Carver Contributing Writers: ......Cathey Meyer ..................................................Pat Farrell Columnists....................Paula Durocher ...........................................Tiffany Wright Business Development .......Joyce Orts

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Brianna Ross, Legacy Mutual Mortgage, Eric Johnson, Keller Williams Heritage – New Braunfels and Lorraine Bookout, Legacy Mutual Mortgage at a recent Hill Country Real Estate Professionals Mixer.

Pilgrim Mortgage Finds Ways to be Involved with the Community. As Pilgrim Mortgage grows in the number of Loan Officers and Support Personnel, new levels of success have intensified the desire to give back to the community in bigger and better ways. Owners, Michael and George Pilgrim believe in being a blessing to the community. This year’s goals have exceeded expectations, and as a result, community outreach is a top priority. “On top of our annual giving, we have chosen a nonprofit organization every quarter,” says Melissa Turner, Marketing Executive. This year Pilgrim has sponsored many events for organizations including the Snowball 5k Run (benefiting the Monarch Academy at Morgan’s Wonderland), PAWS (Protecting Animals within San Antonio) Big Give Event, CASA’s Cardboard Kids, and Keller William’s Agents Helping Agents Margarita Madness. This year’s Fiesta Medal proceeds went to SA Life Academy, a day program for adults with special needs. The most recent mission “Project Cool” assisted the elderly community in San Antonio, by providing fans to seniors that do not have AC systems. Pilgrim reached the goal of collecting box fans with the support of Hollywood Park Fire Department and Chief John Butrico. “As our community continues to bless us with their trust of homeownership financing, we will continue to share it with the community,” says Michael Pilgrim. Team up with Pilgrim Mortgage by stopping by their office at 1270 N Loop 1604 E Ste 1101 and speak to one of their experienced lenders and become a part of a community outreach vision.

210-499-4200 1270 N. Loop 1604 E. #1101 San Antonio, TX 78232

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E-MAIL: editor@renewssource.com Please include a self-addressed stamped envelope if material is to be returned.

July 15, 2017

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By Tiffany Schennel Wright President, Women’s Council of REALTORS

Success To Date And More To Come The first half of 2017 has been action packed at Women’s Council and there is still much more to come! We are currently in the midst of our Summer Membership Drive which runs until August 31st. New members that join between now and the August deadline will be in the running for some great incentives in the fall. Congratulations to Strategic Partner Valerie Wilshire of Independence Title who won a $100 gift card and Member Trudy Schoenborn who won an iPad Mini from our Recruitment and Retention Drive earlier this year! On September 6th we will welcome William Edge as the featured presenter at our Business Resource Meeting. William has spoken to Women’s Council several times over the years in San Antonio, New Braunfels, and our

Regional meeting in Austin. His positivity, candor and energetic presentation have made him a popular guest. William is a salon owner with successful salons in New Braunfels, Nashville and the Dallas Ft.Worth area. At first one might think, what do salons have to do with real estate? But as a business owner and entrepreneur, William’s message is always relevant and inspiring and we are excited to welcome him back to San Antonio. In addition, elections for 2018 leadership positions will also take place at the September meeting. While the meeting is open to anyone that wishes to attend, only current members will be permitted to vote. Prospective members are encouraged to register prior to the September meeting in order to participate in the voting process.

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During the election we will be selecting the 2018 President-Elect and Treasurer. President-Elect must be a current REALTOR® member. However, the Treasurer can be a REALTOR® or an Affiliate Member. Following elections, the 2018 President and President-Elect will also be appointing a Secretary, Director of Membership and Programming Director. Although these are appointed positions, we are still accepting nominations and applications from eligible parties. If you are interested in playing an active role in Women’s Council and reaping the rewards of leadership, I would encourage you to submit an application. Length of membership in the organization is not a factor. It is only required that you are a current member in good standing. Full position descriptions and applications are available at www.wcrsanantonio.org. If you know someone that would be a great fit for one of these leadership positions, please let us know as we are always looking for great potential leaders to help build our organization and provide the best experience possible for our members. In October, the newly appointed leadership team will attend the Women’s Council of REALTORS® Texas State

Orientation at Lakeway Resort and Spa in Austin from the 5th through the 8th. Orientation is a chance for all of our newly elected and appointed leaders to come together for education, bonding, team building, learning the responsibilities of their positions and the ins and outs of running a successful organization. The 2018 State Executive Team is being led by Sheila Moran, Past President of Women’s Council San Antonio. For more information about Women’s Council or to become a member, visit our national website WWW.WCR.ORG. You can purchase event tickets and find information about Women’s Council of REALTORS® San Antonio, including an event calendar and photos, at WWW.WCRSANANTONIO.ORG. You can also get local updates and information by following us on social media. Connect with us on Facebook, Instagram and Twitter to keep up with all of the latest Women’s Council of REALTORS® San Antonio news. Thank you to our 2017 Strategic Partners: Aperto, CalAtlantic Homes, Devine Roofing & Contracting, First American Title, Frontier Title, Independence Title, Keller Williams Heritage, Light Catcher Photography, RE/MAX of Texas, TAP-FCU and Zippy Shell.

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July 15, 2017

CRS Luncheon

Jackie Arnette, Keller Williams Legacy and Debbie Blackerby, American Home Shield.

Scott Small, Keller Williams Legacy and Kathy Alexander, RE/MAX Preferred.

Monique Bordelon, RE/MAX Preferred and Cristina Tomlinson, Kuper Sothebyâ€™s International Realty.

Renee Pretty, BH&GRE Bradfield Properties, Alex Matthews, Fathom Realty and Luly Shannon, Guest.

Gloria Byington, RE/MAX Preferred and Marty Hutchison, Property Management Services of Texas.

Connie Ramirez, BH&GRE Bradfield Properties and Al Cannistra, Texas Premier Realty.

Liz Chiego, Phyllis Browning Company with Sharon Manning and Tom Walker, both RE/MAX Preferred.

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July 15, 2017

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Privately-owned, we’ve been crafting stylish, quality built new homes in Texas, New Mexico and Colorado since 1990. View Homes, the parent company to Horizon View Homes, Desert View Homes and Aspen View Homes, is recognized by Builder Magazine as the 8th fastest growing privately held home building company in the U.S. and one of the nation’s top 100 new home builders . For over 25 years we’ve prided ourselves on building thousands of awardwinning homes for first-time and move-up homebuyers. Twice named Builder of the Year for contributions to the industry and community, and recognized as one the country’s most affordable new home builders, we were also awarded the nation’s first National Housing Endowment Award by the National Association of Home Builders for “exemplifying philanthropy in its truest form.”

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July 15, 2017

KB Home Grand Opening In Edgebrook

Toby Stolhandske, eXp Realty and Johnny Green, Alamo Real Estate Brokers.

Joe Anthony Flores, Key Realty and Leneda Cline, Guest.

Carmen Ramirez, RE/MAX Integrity and Al Cannistra, Texas Premiere.

Rene Solis Lugo, Vortex Realty and Sandy Hancock, JB Goodwin with Lacy Padilla and Bob Welch, both KB Home.

Rudy Infante and Michael Montalvo, both with Century 21 Northside.

Gloria Byington and Kathy Alexander, both RE/MAX Preferred with Andrea Nauschutz, Uownit Realty.

Edith Parker and Michael Barton, both with Coldwell Banker Dâ€™Ann Harper Realtors.

July 15, 2017

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By Justin Landon, Government Affairs Director

What’s in Store with the City’s New Sign Ordinance In July 2017, the City of San Antonio put into effect a new sign ordinance to comply with the first amendment and limit the number of “bandit” signs throughout the city. This new ordinance will require anyone who puts out temporary signs in the city’s right-of-way to obtain a permit. Why did it change? Updating the sign code became a necessity last year when the Supreme Court ruled in Reid vs. Gilbert, AZ. The court ruled that a municipality could not regulate signage based on content because it violated the first amendment. This means that a city cannot treat “We Buy Junk Cars” signs any differently than a REALTOR® open house sign. For the past few decades, the City of San Antonio’s sign ordinance has done just that, treating signs differently based on content. Additionally, many temporary signs, which should have been subject to the existing ordinance limiting their use,

were allowed without enforcement. This meant that REALTORS® were not obtaining $50 permits for every temporary off premise sign even though the code said they should. How will it work? Moving forward to today, the new sign code requires a permit to place a temporary sign in the city’s right of way. The 12-month permit is $50. Additionally, each sign must have a $5 sticker affixed to the sign. These stickers are good for the entire twelve months. If a REALTOR® wants to do an open house with ten temporary signs in the City’s right of way, they would obtain a valid permit for $50 and $5 for each sign. Those signs will be good for 12months and can be used at various properties throughout that time period. There are a number of rules about where and when those signs can be placed and anyone using temporary signs should consult the ordinance for specifics. Additional Information

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Although many rules around signage are changing, there have been no substantive changes to placing a “For Sale/Rent” sign in the front yard of a property. There is no permit required to do an open house. The permit is only necessary for temporary signage off-premise. Although the new sign code will be

a change for REALTORS®, the new structure is a tremendous improvement over the previous sign code. Under the old code, a REALTOR® would have been required to obtain a separate permit for each event. Should you have any questions about the new sign code, please contact me at SABOR at justin@sabor.com or 210-593-1200.

Adam Hansen and Dean Smith, both Monticello Homes at a recent PT50 event in Shavano Highlands.

Grace AbdulAhad, Larsen Properties and Craig Pepper, Sitterle Homes at the Sitterle Open House in Kinder Ranch.

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July 15, 2017

Agent Lunch With CalAtlantic Homes In Alamo Ranch

Justin Riff, BHHS Don Johnson Realtors.

Joe Medina, Premier Realty Group and Ken Colunga, RE/MAX North San Antonio.

Eryn Libby, RE/MAX Associates.

Jim Kolodziej and Jo Lewis, both Phyllis Browning Company.

Christopher Sierra, CalAtlantic Homes and Danielle Scott, Keller Williams Boerne

Andrew Vacker, Vacker Real Estate, Darrell Barker, Keller Williams Boerne and Leslie Gutierrez, RE/MAX North San Antonio.

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July 15, 2017

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July 15, 2017

Lori Hill, Keller Williams Heritage and Lacy Padilla, KB Home at the KB Home Grand Opening in Edgebrook.

Cindy Pena, Trinity Title and Raquel Wallace, Keller Wiliams Heritage, at the Crawfish Boil at Billy Bobs in New Braunfels.

Letty Yong and Victor Yong, both Home Team of America with daughter Elaine Yong.

Paula Gulley and Jo Lewis, both with Phyllis Browning Company visit CalAlantic Homes in Johnson Ranch.

Grant Lopez, RE/MAX Associates and Deneisha Johnson, BHHS Don Johnson Realtors at the KB Home social at Scuzzis. Mary Ann Jeffers, Coldwell Banker D’Ann Harper Realtors and Kim Bragman, Phyllis Browning Company getting ready for the YPN Trivia for TREPAC.

Mila Blanton, ERA Troy and Gail Jones, RE/MAX Realty Advantage at the WCR June Luncheon.

Brenda Covington and Christina O’Connor, both with Pilgrim Mortgage at the PT50 Fashion Show.

July 15, 2017

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Denise Smith, Providence Title models at the PT50 Fashion Show.

Pattie Holladay and Denise Martinez, both with Coldwell Banker D’Ann Harper Realtors check out the David Weekley Homes in Tobin Hills.

Polly Keene and Mary Furgason, both with Chicago Title and Marie Crabb, Exquisite Properties enjoy Chicago Title’s PAWS.

Shayla Rose, Weichert Realtors Corwin & Associates and Brian Cox, Trinity Title at The Hill Country Real Estate Professionals Mixer.

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July 15, 2017

VAREP Lunch & Learn At KB Homes

David Lipsky and Karen Jones, both with Five Star Painting.

Gracia Campos, VAREP, Out of the Hospital!

Victoria Washington, Jennifer Duchene and Linda Godley Marroquin, all with Rausch Coleman Homes.

Queta Rodriguez, Bexar County Veteran Services, Speaker and Art Ramirez, Starkey Mortgage.

Julio Rivera, Oasis Company.

Dawn Lavka, Broker and Laura Lizcano, Becker Properties.

Christina Oâ€™Connor, Pilgrim Mortgage and Barbara del Amo, Keller Williams Legacy.

Linsey Martin, Trinity Title and Cecilia Sosa, North American Title.

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July 15, 2017

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July 15, 2017

IREP June Meeting

Pat Farrell, Slater Realtors and Maudel Hardie, Hardie & Associates.

Nelson Torres, Believe Realty and Gerry Newman, Brown Realty.

Terrance Smalls, Shawna Stevenson and Kevin Walker, Speakers.

Bill Williamson and Marty Hutchison, both with Property Management Services of Texas.

Maudel Hardie, Hardie & Associates and Gwen Derry Trinity Title.

Melanie Torres and Nelson Torres, both with Believe Realty.

Connie Cooper and Misty CooperRios, Both with Cooper Realty.

Norma Evenski, Alamo Title and Teresa Brown, Brown Realty.

July 15, 2017

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Scott Jauregui, Keller Williams Heritage at a WCR Luncheon.

Bob Welch, KB Home at the KB Home Grand Opening in Edgebrook.

Kathy Ripps, Kuper Sothebyâ€™s International Realty and Amy Kolb, Keller Williams City View wait for the PT50 Fashion Show.

Wyndy Clark, RE/MAX Associates and Lacy Padilla, KB Home at the KB Home Agent Social at Scuzzis.

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July 15, 2017

By Kara McGregor Senior Vice President of Business Development, Independence Title

Wire Transfer Hijackings On The Rise Imagine this scenario … You’re finally buying your dream home, and have saved up a large down-payment. You’ve made it through the obstacle course of loan approvals, negotiations and home inspections. You’ve worked through the logistics of planning a move involving kids, pets, and a lifetime accumulation of stuff. Your closing is a few days away. Then, you get an email from your Realtor, title company, or loan officer (with standard logo and signature) that says the following: “Congratulations, you’re almost there! Attached are your wiring instructions for transfer of funds. Please make sure to initiate the wire a few days ahead of your closing. As you may know, instances of wire fraud are becoming more common, so please call your escrow officer Sarah at (512) XXX-XXXX and confirm these instructions before sending your funds. Please don’t hesitate to get in

touch with any questions.” You call the number and talk to someone who answers the phone as “Sarah with Brand X Title,” and she confirms the wiring instructions. You head to the bank with confidence. And you send all your funds to an account belonging to a cyber-criminal who has been monitoring your email exchanges for weeks, waiting for the right moment to step in and hijack your money. Your funds are gone, you can’t buy the house (which has to go back on the market), and everything you have left is in a moving truck. Don’t underestimate how common this scenario has become. Title companies in our market area alone are seeing dozens of wire fraud attempts each month. When funds are misdirected, victims have to act fast. The only recourse is to contact the bank immediately to see if the wire can be stopped or returned, and to contact the FBI. All parties to real estate transac-

Follow Us @renewssource tions need to be aware of this threat and discuss precautions. Here are two suggestions: - The best protection at this time is to bring funds to closing via cashier’s check. Online security systems currently lag behind cyber fraud schemes, and the old-school paper cashier’s check is one way to keep your money safe as you complete your purchase. - If a wire is the only option, follow strict protocols about verifying wiring instructions exactly. Do not ever confirm an instruction from a phone number given in an e-mail, regardless of how

bona-fide the email appears to be. Pick up the phone and call your escrow officer using a number from the company’s website, and confirm instructions. Never act from e-mailed instructions without an independent verification. Talk to the closing team at your title company about specific best practices. And visit IndependenceTitle.com (search “wire fraud”) for some great resources to help you protect your transactions. You’ll see details on options for bringing funds to closing, common wire fraud scenarios, and tips on what to do if your money is hijacked.

Dean Smith, Monticello Homes, Debbie Snelling and Kim Warren, both Keller Williams Heritage, and Hal Widsten, David Weekley Homes enjoy themselves at the PT50 Open House in Shavano Highlands.

Scott’s BPG invite you to experience what a Fortune 500 company can bring to the Home Inspection Market. Three ways to Schedule Office: 210-349-9228 Online at www.scottsinspections.com or our new EZ-Order at ezo.bpgwi.com

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July 15, 2017

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REAL ESTATE NEWS SOURCE Lisa LeGrand ..................Keller Williams Legacy Roy Ramspeck................Tuscan Res & Invest Realty Michael Carpenter ..........Home Team of America Patsy Oakley ..................RE/MAX Associates Dinah Heilmann ..............Providence Title Amanda Gibson-Tidmore First American Title Liza Reyes ......................Keller Williams Heritage Brenda Machen ..............Exquisite Prop., LLC Patricia Acquisto ............Keller Williams Legacy Stephen Horton ..............Kuper Sotheby’s International Ralph Wirth ....................BHHS PenFed Realty David Sawyer..................Century 21 Northside Toby Vicknair..................Ray Land Co. of Texas David George ..................Keller Williams City View Julie Test........................Keller Williams Heritage Carol Coleman ................Coldwell Banker D’Ann Harper Richard Garcia ................Vortex Realty Susan Stewart................SWBC Mortgage Joan Delouis ..................BHGRE Bradfield Properties Edith Finlayson ..............Home Team of America Javier Cassiano ..............RE/MAX Associates Colleen Casey ................Phyllis Browning Company Rebecca Byers................ERA Troy Realtors Tim Hatters ....................eXp Realty Deborah Herber ..............Deborah Herber Real Estate Patrick LaPatra ..............ERA Colonial Real Estate Debbie Lairmore..............Coldwell Banker D’Ann Harper Jan Boeckel....................Coldwell Banker D’Ann Harper Trudy Scott ....................Coldwell Banker D’Ann Harper Hector Bruno ..................Home Team of America Janis Morgan ..................Keller Williams Legacy Joseph Hatem ................Keller Williams Boerne Mike Lockridge ..............MidTownSA.com Realty Vince Reilly ....................RE/MAX Corridor Jason Gamboa................Strategic Prop. Mgt. Melinda Lange ................BHGRE Bradfield Properties Rodney Coleman ............E Coleman Realty Lane McCullough ............JB Goodwin Realtors Cindy Vest ......................Realty Executives SA Thomas Haynes ..............Coldwell Banker D’Ann Harper Melanie Harwood ............KB Home Tracy Coker ....................Simmonds Real Estate Craig Blakeley ................Keller Williams City View Scott Spencer ................Century 21 Scott Myers Kim Schmidt ..................Trinity Title Rich Braune....................Premier Realty Group Rosie Elizondo ................Keller Williams City View Jackie Arnette ................Keller Williams Legacy John Flournoy ................SA Portfolio KW RE Phyllis Williams ..............Trinity Title Whitney Solich ................Trinity Title Majory Felter ..................Coldwell Banker D’Ann Harper Narda Ruiz-Hernandez ....All In Real Estate David Kirkhofer ..............Phyllis Browning Company Phil Gonzales ..................RE/MAX Associates

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July 15, 2017 Lillian Guajardo ..............Ridge Gate Realty Jene Wilcox ....................Century 21 Davalos & Assoc. Louis Kirchofer ..............Coldwell Banker D’Ann Harper Jeannie Walker................Coldwell Banker D’Ann Harper Crystal Evans..................Coldwell Banker D’Ann Harper Krista Kernek ................Coldwell Banker D’Ann Harper Dawn Coffey ..................Smart Group, Realtors John Chase ....................Keller Williams Heritage Carole Sutherland ..........Phyllis Browning Company Dede Bruce ....................Fidelity Realty Group Lynda Holloway ..............Lifetime Real Estate Services Wayne Johnson ..............Coldwell Banker D’Ann Harper Tori Vendola....................Reliance Residential Realty Barbara Lane ..................Coldwell Banker D’Ann Harper Barbara Saathoff ............Coldwell Banker D’Ann Harper Kathy Rogers..................Keller Williams Hill Country Ned Schoenfeld ..............Keller Williams Heritage Eric Davis ......................Copernicus Realty Novella Weatherly............Providence Title Ina Kazarian ..................Coldwell Banker D’Ann Harper Veronica Bugarin ............Coldwell Banker D’Ann Harper Chrystal Garcia ..............Coldwell Banker D’Ann Harper Dora Kaufmann ..............Kuper Sotheby’s International Robert Marshall ..............Phyllis Browning Company William Rosenthal ..........RE/MAX Associates Roxane Cook ..................Home Team of America Gina Fontenot ................Keller Williams Heritage Alexander Baez ..............Slater Realtors, LLC James Ynclan ................Global Realty Group Trent Campbell ..............Coldwell Banker D’Ann Harper Brent Suter ....................Coldwell Banker D’Ann Harper Suzie Hamilton ..............Home Team of America Suzi Bradfield ................BHGRE Bradfield Properties Jessica Masters ..............RE/MAX Preferred John Peche ....................Coldwell Banker D’Ann Harper Catherine Ilongo..............RE/MAX North Norma Pearson ..............Christian Brother,REALTORS Cindy Mandujano ............Home Key Realty James Herring ................JB Goodwin Realtors Barbara McCoy ..............Coldwell Banker D’Ann Harper Mike Kruse ....................RE/MAX North Kathy Alexander ............RE/MAX Preferred Norma Callahan ..............Ridge Gate Realty Janelle Chapman ............SABOR Tanya Danache ..............Home Team of America Sheri Bailey ....................Keller Williams Boerne Jim Shaw ......................Coldwell Banker D’Ann Harper Janie Munoz ..................Icon Realty John Cortissoz................SWBC Mortgage Michael Barton................Coldwell Banker D’Ann Harper Claudia Bechara..............eProperty Realty Petra Lopez ....................Watters International Realty Lori Hockley ..................Coldwell Banker D’Ann Harper Marisa Estavillo ..............Coldwell Banker D’Ann Harper

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Brayson Verzella ............Keller Williams Heritage Barbara Schoenfeld ........Kuper Sotheby’s International Farhad Aznavaleh............BHHS Don Johnson Realtors Melanie Wilson ................Phyllis Browning Company Philip Elmore ..................Coldwell Banker D’Ann Harper Amy Boehm....................Keller Williams Boerne Alberto Muzquiz ..............Kuper Sotheby’s International Sherry Gambitta ............RE/MAX North Jack Shull ......................Guild Mortgage Karen Daly......................Kuper Sotheby’s International Sandy Mushinski ............Keller Williams Heritage Marilyn O'Neill ................Keller Williams Boerne Dee Osbon ....................Keller Williams Lake McQueeney Rush Courtney ................Don Conkright Real Estate Veronica Moreno ............Covenant Partners Realty Reggie Hock ..................IH 10 Realty Mirna Ryan ....................Coldwell Banker D’Ann Harper Kari Utz..........................Apartment & Relocation Center Jim Hawkins ..................BHGRE Bradfield Properties Dayna Zolninger..............eXp Realty Lynne Martensen .......... Kuper Sotheby's Int'l Realty Judy Barnes ..................Phyllis Browning Company Linda Stevens ................Linda Stevens Alberto Ramos................Help-U-Sell Hill Country Arturo Montelongo ..........Home Team of America Barbara del Amo ............Keller Williams Legacy Tom Guajardo ................Tom Guajardo Real Estate Mary Carter ....................Kuper Sotheby’s International Monique Bordelon ..........RE/MAX Preferred Ruben Singleterry ..........Keller Williams Legacy Chris Ginn ......................Trinity Real Estate Group Faira Stevick ..................eXpRealty, LLC Elizabeth Priest ..............SA Portfolio KW RE Janie Maples ..................SWBC Mortgage Saundra Davis ................Coldwell Banker D’Ann Harper Svetlana Horton..............Coldwell Banker D’Ann Harper Wanda Haltom ................Coldwell Banker D’Ann Harper Steven Gragg..................Keller Williams Legacy Josh Dym ......................SA Portfolio KW RE Michael Berger ................Kuper Sotheby’s International Roger Fisher ..................RE/MAX Northeast Lynn Witt........................Fathom Realty Geraldina Machado..........Keller Williams Heritage Yolanda Rivera ................Providence Title Sherry Houston ..............JB Goodwin Realtors Debbie Blackerby ............American Home Shield Edith Parker....................Coldwell Banker D’Ann Harper Steven Garza ..................Coldwell Banker D’Ann Harper Karl Kluthe ....................RE/MAX North Debbie Acosta ................RE/MAX Preferred Suntal Miller ..................Northwest Real Estate Marietta Alba ..................Apartment & Relocation Center Scott Caballero ..............BHHS PenFed Realty Christine Finley ..............Coldwell Banker D’Ann Harper Jeff Pozzi........................Coldwell Banker D’Ann Harper

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July 15, 2017

REAL ESTATE NEWS SOURCE

July 15, 2017

PT50 At Sitterle Homes In Cibolo Canyon

Sabrine Carpenter, Guest with Brigitte Owens and John Owens, both Owens Real Estate and Rob Lee, Sitterle Homes.

Rossana Correa, Mayte Leija and Greg Smith, all with Keller Williams City View.

Dwight Hale, Dwight Hale Real Estate and Judy Mitchell, Keller Williams City View.

Patty Jones, Sitterle Homes Cannistra, Texas Premier Realty.

Dwight Hale, Dwight Hale Real Estate, Brittaney Schommer, Sitterle Homes and Karla Salem, Harvest Real Estate.

Rob Lee, Sitterle Homes and Kim Compton, Reliance Residential Realty.

Bryan Mylar and Craig Loeffler, both with Coldwell Banker Dâ€™Ann Harper Realtors

and

Jordan Phillips and Kaitlynn McFatter, both with Phillips & Associates Realty.

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If there is one constant in life it is CHANGE, and Trinity Title of Texas, now in its eighth successful year in San Antonio, is busier than ever, and yet is still keeping up with today’s changes and challenges. According to Dale Lewis, President, the company’s repeated success over the years is the result of Trinity Title continuing to have the most knowledgeable employees in the industry, those who believe in and act in accordance with Trinity Title’s business model. Their escrow teams have the full support of a local title plant for immediate information, on-staff attorneys for immediate answers, and extensive escrow and administrative support for any issues that may arise.

July 15, 2017

Actually, Trinity’s continued success is no mystery as it is the general mindset within the company that says everything revolves around the customers and the employees and it is certainly well known that taking the best possible care of one’s employees, in turn results in the employees taking exceptional care of their customers. This loyalty is evident because every year Trinity Title has received the prestigious “TOP WORKPLACE AWARD”, an award that is voted on strictly by the employees, which continues to confirm their goal of being a family oriented business. A recent change that Trinity Title has been addressing is the CYBERCRIME element which,

REAL ESTATE NEWS SOURCE

because of the world in which we live today, has become a major challenge. Therefore, the staff is taking extra measures to ensure that their clients remain unaffected by this ongoing epidemic in the industry. In an effort to keep customers and clients unharmed by these critical issues, they are addressing the most common fraudulent practices which usually originate when the title company receives a fraudulent email from someone posing as the Buyer, Seller or REALTOR® involved in a transaction. Frequently the way the comments found in these emails are written indicate they are actually fraudsters trying to impersonate one of the legitimate parties. Most fraudulent emails are aimed at changing the wiring instructions associated with a particular transaction. There is a high volume of attempts to hack into the local real estate email systems to learn about any of their pending transactions. Once that information is gained the impostor can then send an instructional email to the buyer which pretends to be coming from their REALTOR®, or from the Title Company (which may even include its official logo, etc.,) in an attempt to divert the buyer’s funds or the lender’s funds to an email address that is very similar to the address of the Title Company. Trinity Title has implemented policies and procedures to avert these types of fraudulent transfer requests. Any requested change to the wiring

instructions, especially those that occur at the last minute, are immediately suspect, and may require that the requesting party appear in person to officially authorize the transfer. Or, it may be that a verbal request will suffice provided the party has been definitely identified. Trinity Title offers a one hour CYBERCRIME course that addresses these issues and REALTORS® may want to take advantage of that in an attempt to avoid fraudulent activity occurring with any of their closings. REALTORS® should also caution their clients to call them or their escrow officer before responding to any transaction related emails. For questions concerning CYBERCRIME or any other matter you may contact the Trinity Title Corporate Office at (210) 496-2223. For professional closings, Trinity Title branch offices can be found in the following areas: North Central (near Stone Oak Parkway/Loop 1604) – 115 N. Loop 1604 East, Suite 2200, San Antonio, TX 78232 - (210) 496-0002. Northwest (Bandera Road/Loop 1604) - 11820 Bandera Rd., Suite 102, Helotes, TX 78023 - (210) 372-1490. IH 10 (near Wurzbach Road/IH 10) – 10000 IH 10 West, Suite 106, San Antonio, TX 78230 - (210) 424-6901. Commercial (near N.W. Military/Loop 1604) – 3522 Paesanos Parkway, Suite 200, San Antonio, TX 78231 - (210) 496-2223. New Braunfels – 228 S. Seguin Ave., New Braunfels, TX 78130 - (830) 608-1551.

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July 15, 2017

Golf Under The Lights David Harder and Lisa Weissgarber, both with RE/MAX Associates, Sara Van Zandt, Guest, Michelle Ellis, Phyllis Browning Company and Debbie Blackerby, American Home Shield.

Tammy Cooper and Rhonda Hayes, both with RE/MAX North San Antonio.

Tammy Cooper and Rhonda Hayes, both with RE/MAX North San Antonio and Debbie Blackerby, American Home Shield,

Jo Dee Gilmore, eXp Realty and Michelle Ellis, Phyllis Browning Company.

Experiencing Neck Or Back Pain?

Call Today! 210.764.8888 Or Visit Online At

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July 15, 2017

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Longtime Realtor Wilson Retires from RE/MAX Associates Bonnie L. Wilson has announced her retirement from RE/MAX Associates San Antonio. Bonnie began her real estate career in 1994 with the Guy WILSON Chipman Company. She had previously worked for the U.S. Government, and in credit reporting, banking, and mortgage lending. Her positions in real estate have ranged from a listing/selling REALTOR, trainer, manager, and in risk management. Bonnie has earned several real

estate designations, and has been a Texas Real Estate Commission (TREC) qualifying and core instructor for many years. Bonnie also completed the Texas REALTOR Leadership Program (TRLP) in 2007. She is a life member of the Texas Real Estate Teachers Association and has served on the Board of Directors since 2015. Bonnie also serves on the Advisory Board for Real Estate at the San Antonio Community Colleges in the Business Department. “All of us at RE/MAX wish Bonnie a successful and healthy retirement”, said Bob Jacobs, Broker/Owner of RE/MAX Associates in San Antonio.

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Century 21 Scott Myers Welcomes Dennis and McEvoy

DENNIS

MCEVOY

Century 21 Scott Myers is pleased to announce Lusi Dennis and Lydia McEvoy have joined its firm as sales associates. Both of them will specialize in residential property sales in the San Antonio and surrounding areas area. "We are thrilled to have Lusi and Lydia join our team," said Scott Myers of Century 21 Scott Myers. "It’s an exciting

time to be with the CENTURY 21 System as we increase our market presence in San Antonio and surrounding areas." McEvoy is also licensed in North Carolina and South Carolina. Both just successfully completed extensive training and licensing through Create 21. which covers all aspects of the real estate industry thus giving both agents the tools and knowledge to give the top notch service that the company has rendered over it's 38 years in business. Scott Myers added, "We believe training supports growth and professional excellence in the real estate industry. Performance-based training is necessary to assure that CENTURY 21 associates maintain their competitive edge and offer the best service possible to their clients."

Mazurek Joins eXp Realty

MAZUREK

e X p R e a l t y, the Agent Owned Cloud Brokerage, is honored to welcome Dana Mazurek as a new A g e n t O w n e r. “ I am so excited to join eXp! An equi-

ty position in this exploding company provides a retirement strategy to secure my future. Having the most advanced marketing and technology systems available gives me the competitive edge to better serve my clients.” To learn m o r e a b o u t e X p R e a l t y, v i s i t www.ExplodeYourCareer.com

RE/MAX Associates San Antonio Welcomes 3 More Realtors® Representative and Certified Negotiation Expert along with the Short Sale and Foreclosure Resource Certification. In 2016 he became a graduate of the prestigious Texas Realtor Leadership Program. REEVES GIACOBBE ABREGO Grace Abrego is a Joseph Reeves has joined the San Antonio native! After graduatSheri Reeves Team. He is a gradu- ing from John Jay High School, ate of the University of Incarnate Grace attended San Antonio Word and will be receiving his Community College. Her real Masters in Marketing, also from the estate career spans 15 years as a UIW. Joseph was twice awarded in licensed agent and includes mort2012 & 2013 the NCAA Academic gage lending experience plus extenAll-American and NCAA Athletic sive knowledge of the home inspecAll-American in Swimming. Joseph tion process. Grace is also bilinis also a lifetime member of Delta gual in Spanish. Mu Delta – International Business “We are pleased to add such Honor Society. Joseph’s back- skilled performers in their personal ground in real estate has been in and professional lives” says commercial real estate and as an RE/MAX Associates Bob Jacobs, escrow assistant locally. He enjoys Broker/Owner. “Our office is full of working out, playing the guitar, and high-achieving professionals who is a volunteer at Haven for Hope. strive to give back as much to their John Giacobbe is the newest community as to their industry; and member of The Schrader Group. He I am very proud to say our office has been a licensed Realtor® since has already contributed over 2011 and has earned the designa- $10,000.00 to the Children’s tions of Accredited Buyer ’s Miracle Network in 2017.”

We Want To Know! - Did you win an award? - Get Employee of the Month? - Do something exceptional? - Hire new agents? - Earn a designation?

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REAL ESTATE NEWS SOURCE

July 15, 2017

YPN Trivia For TREPAC

Diane Lauer, Keller Williams City View and Gwen Derry Trinity Title.

Diane Craig and Katie Griffin Ross, both with RE/MAX Associates.

Winners: Margaret Lumbreras, Guest, Lynn Knapik, Lynn Knapik Real Estate, Sara Gerrish, RE/MAX Ultimate, Angela Sanchez, Guest and Lacy Padilla, KB Home.

Beatricee Briseno and Tonya Shelton, both with RE/MAX Unlimited.

Mary Ann Jeffers, Coldwell Banker D’Ann Harper Realtors, Scott Caballero, BHHS PenFed Realty, Diane Craig, RE/MAX Associates and Jan Hicinbothom, Coldwell Banker D’Ann Harper Realtors.

Christina O’Connor, Pilgrim Mortgage with Kari Utz and Caroline Saucedo, both Apartment & Relocation Center.

Philip Becker, Becker Properties and Annette Slater, Landlord Property Management.

Laura Lizcano, Becker Properties, Rachel Bruno, RE/MAX Ultimate and Yvette Allen, Real Estate 210.