Desi Express Magazine October 2015

OCTOBER 2015 WWW.DESIEXPRESSUSA.COM

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One On One: Salman Khan On Competing With Juniors ... 14

Beauty Secrets: Kajol Shares Her Beauty Secrets ... 16

Fashion Trends: Sonam Kapoor Gives Fashion Tips … 18

Spotlight: Sabyasachi On Women And Femininity … 30

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PUBLISHER Shamroze Enterprises Inc.

CEO / EDITOR‐IN‐CHIEF S. Lalani, (404-246-3256) sblalani@yahoo.com

DESIGN / LAYOUT Rozina Gadhiya

CONTRIBUTING WRITERS Afzal Mithwani Akbar Kassam Chugh Law Firm Nivedita Parretti Indo-Asian News Service

CONTRIBUTING IMAGES/PHOTOGRAPHS Shutterstock Indo-Asian News Service

DISCLAIMER Shamroze Enterprises Inc and/or Desi Express, reserves the right to refuse advertisements for any reason. All prices of advertisement are subject to change and on availability.

The publishers of this magazine assume no responsibility for statements made by their advertisers, nor do they assume responsibility for statements/opinions expressed or implied in the columns/articles of the magazine. No part of this publication may be reproduced or transmitted in any form or by any means, electronic or mechanical, without the permission from Shamroze Enterprises Inc, Advertising copy, logos, photos, and artwork appearing in the advertisements are the sole responsibility of individual advertisers, not of Shamroze Enterprises Inc/Desi Express Magazine. All editorial photos are licensed under their respective owners.

DESI EXPRESS MAGAZINE For Advertising in Desi Express Call : (404) 246‐3256 (404) 644‐5893 Fax: (866) 635‐5804 Email : desiexpress@ymail.com Website: www.desiexpressusa.com P.O. Box 930531, Norcross, GA 30093 06

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contents HEALTH & FITNESS: Weight & Water … 22

THE TRAVELLER: Kha‐ juraho Temples … 24

THE FOODIE: Mediter‐ ranean Diet … 26

DIGITAL INDIA: 21st Century of India … 32

AROUND TOWN: Asha Bhosle Concert … 38

INVESTMENT: Money and Marriage … 42

ADVERTISE WITH US ASK FOR MATCH / BEAT PRICE MONEYWISE: Charita‐ ble Contributions … 44

IMMIGRATION: Two Tier Visa Bulletin … 46

404-246-3256 DISCLAIMER

CHAI LOUNGE: PIO to OCI Card dates … 50

MOVIE BUZZ: Upcom‐ ing Hindi Movies … 58

BOLLYWOOD BUZZ: Bollywood Gossip … 60

WHAT’S YOUR RASHI: YOUR FORCASTS … 64

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ONE ON ONE

Salman Khan is at the top of the Bollywood game with back-toback hits to his credit, but he says an actor’s life comes with “different challenges.” With a brigade of young actors proving their mettle in the film industry every Friday, the superstar says he is now faced with the challenge of being “better than the juniors”.

“The challenges (of our profession) changes with time. So at every given point it’s going to change. Initially, our journey was to be better than the seniors. Today, our journey is to be better than the juniors! We thought that was difficult, but today at our age, to be as fit and to be as agile as the juniors, is ten times more difficult,” added Salman, who is now also backing new talent.

He is introducing actors Aditya Pancholi’s son Sooraj and Suniel Shetty’s daughter Athiya to Bollywood via his production “Hero”, a remake of Subhash Ghai’s 1983 film. Salman, who will also be seen hosting reality TV show “Bigg Boss 9″ later this year, shares a close relationship with Sooraj and Athiya. “They call me Salman sir, but it doesn’t mean that I’m a teacher. I’m their elder brother, who is only getting younger,” quipped the actor, whose own journey in filmdom began with “Biwi Ho To Aisi” in 1988, and who came into spotlight following his act as Prem in the endearing love saga “Maine Pyar Kiya” in 1989.

Having essayed multiple action, romantic and comedy roles, in the past few years, Salman has hit the bull’s eye at the box office with projects like “Dabangg”, “Kick”, “Ek Tha Tiger” and his last release “Bajrangi Bhaijaan”. Competition, Salman said, has always been part of the film business.

“There was always a number game (in terms of box office collections). Earlier it was in weeks, today it is in days and in numbers. The challenge whether your next film will be better than your last film or whose film is going to do better, will always be there… and it will make you work hard,” he said. Salman, who has “Prem Ratan Dhan Payo” and “Sultan” in his kitty, added that all the emerging actors will also “face the same challenge some day”.

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BEAUTY SECRETS

USE PRODUCTS THAT SUIT YOUR SKIN Kajol, who has combination skin, like most Indian women, was using Olay products, long before she became the brand's ambassador, simply because it "suited her". Have you found something that suits your skin yet?

EAT HEALTHY "You have to figure diet into your beauty regimen", insists the part-Bengali, part Maharashtrian, living in a Punjabi household, who is unlikely to turn vegetarian despite all its proclaimed benefits.

GET SOME SLEEP While most of us wind down from a hectic day by whiling away our time watching TV into the wee hours of the morning, we have to admire the discipline of someone who sleeps, "at least 8-10 hours a day, mostly 10".

WATER WORKS We know the water rule, but do we follow it?

Kajol does. "I ensure that I drink at least 8 glasses of water a day," she states for the record.

WORK OUT In Kajol's words, "The gym is my sacred space.

I weight train for between an hour to an-hour-and a-half everyday. I take a day off when I don't feel like working out, not because it's a Sunday or a holiday".

REMOVE MAKE-UP We know that she's definitely not following the 'sleep-in make-up' trend, when she insists, "Do not go to sleep with your make up on; this is a very big no-no".

Kajol shares her thoughts … …….While most people believe Indian women are more likely than women in other countries to put themselves last, according to Kajol, this is a global phenomenon. She emphasizes, "Somewhere down the line, women undervalue themselves; be it in a family or in a work environment.

Whether you're looking at America or India, women everywhere, tend to put themselves last; especially once they are married and have a family. I definitely think that women should realize their importance in society."

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Beauty is a point of view, not her straight nose and fabulous lips: Kajol voices the "beauty is in the eyes of the beholder" cliché, going on to elaborate, "I truly believe beauty is a person's point of view.

A lot of people are amazingly beautiful on the inside; when that confidence shines through on their faces; it's like 'Oh My God! I don't know what is it about this woman'. She's so attractive and it can't be her straight nose and fabulous lips. It has to be something beyond that. It's the expression in the person's eyes; the way a smile lights up her face; the way she looks at you; the way you react to her that makes you say... she's just fab!" Every woman is Superwoman: Kajol, you just have to recognize that about yourself.. She says, "Nobody is perfect. Neither am I.” FOR ADVERTISING CALL 404-246-3256

FASHION TRENDS

Sonam Kapoor is a fashion icon who hits it out of the park with every single outfit can never be up for debate.

Her effortless style, love for experimentation, and inimitable je ne sais quoi is the stuff sartorial legends are made of.

We have decoded her style down to 10 habits that every fashion fanatic ought to follow for a winning look!

1. Power dressing and pant suits go hand-in-hand Nothing screams boss lady like a pantsuit.

Follow Kapoor’s lead and oscillate between monochrome, pinstripes and fussfree prints for maximum impact.

6.

2.

7.

A jacket draped over your shoulders is always on point Be it a sheer bolero over your sari, a lace cardigan over a summer dress or a silk coat over your couture number, this ingenious styling tip promises instant insouciance.

3.

Up your hair game

Ruffling up a storm with your tresses is the key to take a look from run-of-themill to va-va-voom. Think messy buns, fierce ponytails and everything in between.

4.

Say yes to the Sari 2.0

Take a leaf from the style icon’s book and give age-old silhouettes a modern-day update. Spice up your sari with a sheer cape, cropped blazer or embellished floor -length jacket.

5.

Don’t underestimate the power of accessories Whether it’s bling by her mom Sunita Kapoor or her trusty Suhani Pittie stunners, the actress doesn’t shy away from look-at-me baubles. A hero accessory is all you need for finishing flourish.

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Know your body type

Use your body type to your advantage when forging your sartorial path. Kapoor knows what works for her frame, and accentuates those curves in fit-and-flare silhouettes.

The LBD is a classic for a reason (a good one at that) From the derby to the red carpet, Kapoor has proven that a little black dress is always occasion-appropriate.

It’s no surprise, then, that she is a self-confessed hoarder of this one-piece wardrobe wonder.

8.

Embrace your inner geek

The numerous sightings of Kapoor in her beloved cat-eyed frames begs the question—can your off-duty look really be deemed a style ‘spectacle’ without a pair of cool geek-chic glasses?

9.

Stay away from herd mentality

Bollywood’s resident fashionista knows that you can’t really stand out if you dress like everyone else. So like her, scout for new labels, experiment with offbeat silhouettes, and say yes to vintage everything.

10.

Have fun with fashion

And most importantly, playing dress up shouldn’t be a chore. As long as you’re having fun with fashion, you’re doing it right!

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HEALTH & FITNESS

Slimming can’t get any easier than this! Researchers have shown that drinking 500ml of water half an-hour before eating the three main meals of the day may help you lose weight.

“Just drinking a pint of water, three times a day, before your main meals may help reduce your weight,” said Helen Parretti, a lecturer at the University of Birmingham.

For the study, obese adult participants were recruited from general practices and monitored over a 12-week period.

Each of the participants were given a weight management consultation, where they were advised on how to adapt their lifestyle and improve their diet and levels of physical activity.

While half of them (41 adults) of those recruited were asked to preload with water, the other half ( 43 adults) were advised to imagine that they had a full stomach before eating. Those in the group who were instructed to ‘preload’ with water lost, on average, 1.3 kg more than those in the control group.

Those who reported preloading before all three main meals in the day reported a loss of 4.3 kg over the 12 weeks, whereas those who only preloaded once, or not at all, only lost an average of 0.8kg.

“When combined with brief instructions on how to increase your amount of physical activity and on a healthy diet, this seems to help people to achieve some extra weight loss at a moderate and healthy rate. It is something that does not take much work to integrate into our busy everyday lives.” The study was published in the journal Obesity.

— Parretti 22

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THE TRAVELLER

Spread across the dusty old Khajuraho town in Madhya Pradesh, its temples don’t just represent architectural finesse and stand as chronicles of time, but also contribute to a large extent to the way India is perceived by the rest of the world, as the land of the Kamasutra, although the book was written much ahead of time.

As one visits these temples, one is overwhelmed by not just the exemplary Indo-Aryan medieval architecture but majorly by the bold sculptors of that time, who challenge even the present day’s world with their erotic carvings, meant for “educational” purposes, as the local tour guides term it.

Mahatma Gandhi was also known to have found these images “deeply distressing” and wanted the temples cleansed of these “indecent and embarrassing” representations. Khajuraho, however, has continued to remain as the abode of these erotic carvings, which range from self-pleasuring acts to sexual orgies to bestiality. Built between the 9th and 11th centuries by the warrior kings of the Chandela dynasty, these temples today are arguably the second most visited in the country next only to the Taj Mahal. It is believed that 85 temples were built for multiple gods like Shiva, Vishnu, and other goddesses, out of which around 25 remain in different degrees of preservation across Khajuraho in groups. Their raison d’etre? To settle the differences between the different sects of Hindus, the locals say.

“People are fascinated to see that Indian society was so advanced back then in the 9th century itself, which the sculptors depict through their artworks. It shows the society was open to discuss sexuality and that sex was also one of the ways to reach divinity,” said a tour. These temples are some of the very few places in the country that bear significant representation of sexual pleasures. No wonder, many foreign journalists in their articles have also termed these temples as the reason for the birth of the Kamasutra.

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THE FOODIE

Go fish. Eat fish at least twice a week. Grill, bake or broil fish for great taste and avoid breaded and fried fish.

If you’re looking for a heart-healthy eating plan, the Mediterranean diet might be right for you. Eating primarily plant-based foods, such as fruits and vegetables, whole grains, legumes and nuts. Replacing butter with healthy fats, such as olive oil. Using herbs and spices instead of salt to flavor foods. Limiting red meat to no more than a few times a month. Eating fish and poultry at least twice a week. The diet also recognizes the importance of being physically active, and enjoying meals with family and friends.

Limit red meat to no more than a few times a month. Substitute fish and poultry for red meat. When choosing red meat, make sure it's lean and keep portions small. Also avoid sausage, bacon and other high-fat, processed meats.

Choose low-fat dairy. Limit higher fat dairy products, such as whole or 2 percent milk, cheese and ice cream. Switch to skim milk, fat-free yogurt and low-fat cheese.

Here are some specific steps to get you started: Eat your veggies and fruits and switch to whole grains.

A variety of plant foods should make up the majority of your meals. They should be minimally processed, fresh and whole are best. Include veggies and fruits in every meal and eat them for snacks as well. Switch to whole-grain bread and cereal, and begin to eat more whole-grain rice and pasta products. Keep baby carrots, apples and bananas on hand for quick, satisfying snacks. Fruit salads are a wonderful way to eat a variety of healthy fruit.

Nuts and seeds are good sources of fibre, protein and healthy fats. Keep almonds, cashews, pistachios and walnuts on hand for a quick snack. Choose natural peanut butter, rather than the kind with hydrogenated fat added.

Try blended sesame seeds as a dip or spread for bread.

Avoid the butter and margarine. Try olive or canola oil as a healthy replacement for butter or margarine. Lightly drizzle it over vegetables or cook them in limited oil.

Spice it up with herbs . These make food tasty and can be used instead of salt.

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INGREDIENTS:

− 3/4 cup sugar − 2 cups drained well‐cooked or canned chickpeas, liquid reserved − 1/2 cup tahini (sesame paste), optional, with some of its oil − 1/4 cup extra‐virgin olive oil, plus oil for drizzling − 2 cloves garlic, peeled, or to taste − Salt and freshly ground black pepper to taste − Ground cumin or paprika, to taste, plus a sprinkling for garnish − Juice of 1 lemon, plus more as needed − Chopped fresh parsley leaves for garnish

PREPARATION 1. Put everything except the parsley in a food processor and begin to process; add the chickpea liquid or water as needed to allow the machine to produce a smooth puree.

2. Taste and adjust the seasoning. Serve, drizzled with the olive oil and sprinkled with a bit more cumin or paprika and some parsley.

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SPOTLIGHT New Delhi (IANS) Widely known for creating ensembles that are not only rooted in Indian culture, but also accentuate feminism even if draped in the simplest way, ace designer Sabyasachi Mukherjee says he will continue to celebrate the beauty of the human body through his work by making "beautiful garments".

All women really want is to look feminine, beautiful: Sabyasachi Mukherjee (Interview) "I have always stuck to one theory that different kinds of silhouettes and trends might come and go, but what women really want is to look feminine, beautiful and glamorous."

Citing the example of international designer Valentino, he added: "Year after year, that brand has made business out of women who look very beautifull and pretty in almost a very straight forward way. And right now that has been accepted by editors worldwide in mainstream fashion.

Mukherjee said on the sidelines of Amazon India Couture Week

"I have never understood the need to create an an antithesis of beauty to keep our brand relevant. I would continue to make beautiful garments whether couture or ready-to-wear to celebrate the human body...(clothes) that celebrate women body and make them look beautiful." Mukherjee’s sartorial creations, marked by traditional fabrics and techniques, have made him a globally recognized name in the world of design.

And as the opening designer of AICW, he created the same magic on ramp.

“There has always been no fabric involved in this collection. Everything has been hand embroidered and tooled to create fabrics. Everything, from the lining to the under-linings to the shell fabrics, every square inch of it has been hand embroidered and an average garment has taken about 365 man hours of labor,” the designer said. That itself is the essence of couture.

He has also styled for some of the popular Bollywood actresses, including Vidya Balan, Tabu, Rani Mukerji, Shabana Azmi, Aishwarya Rai, Sushmita Sen and Kareena Kapoor Khan. Among the current crop of Bollywood’s ladies, he has got patrons in Deepika Padukone and Kangana Ranaut, and among international actresses Renee Zellweger and Reese Witherspoon have sported his label.

Asked how he plans to take the brand ahead with same uniqueness, he promises not to disappoint. “I think over the years as I am growing up and the brand is becoming little more mature in terms of its market relevance and experience, I think we are striving more and more to make women's wear more luxurious, opulent yet at the same time not lose the sense of quirk that we as the brand stood for,” he said.

— By Nivedita

“I think the first word that I would attribute to the making of couture garment is the audacity and the scale because what is very important in making a couture garment is to make sure that you make something that is so exotic that it is hard to replicate.

“Also, couture stands for things that are not readily available in the local market so in terms of man hours, a couture garment should be very detailed and it should take a lot of time to make because time is the essence of luxury in the modern world.” Mukherjee, who started his label ‘Sabyasachi’ in 1999, earned the distinction of being one of the few names in the history of Indian fashion to participate at fashion weeks in Milan, New York and London.

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DIGITAL INDIA

San Jose (IANS) Prime Minister Narendra Modi said the 21st century belongs to India and the world has begun to acknowledge the fact, as he addressed an 18,000-strong cheering crowd of Indian community members at the SAP Centre. Modi, in an over hour-long address to a "Modi, Modi� chanting crowd, also said that terrorism and climate change are the main challenges facing the world and urged all nations to unite in facing the twin threats.

In a rock star reception like the one he had received at Madison Square Garden last year, Modi also asked the crowd for a "certificate" of his performance in the 16 months he has been in power. He said the world now acknowledges that the 21st century belongs to India, to loud cheers. “Sometime ago India was striving to join with the world, but today the times have changed and the world is thirsting to join with India," he said. He also said he will give his every moment and every particle of his body in working for India's betterment. Asking the crowd for a certificate of his 16 months in power, Modi asked the rapturous crowd: "Did I live up to my promises, working day and night, and the responsibility that I have undertaken...Have I lived up to that?" to loud cheers and chants of "Modi, Modi".

Modi, who said he was visiting the West Coast after 25 years, said he was seeing a "vibrant picture" of India in the large Indian tech community that lives and works here. Modi praised the "nimble fingers" of the Indian tech experts who "have made the world acknowledge India" with their competence, innovations. He said he did not see the large numbers of Indians working in the US and other foreign countries as a brain drain, but as a "brain deposit".

Modi called terrorism and global warming as world's main challenges and asked all nations to unite to fight this scourge as there was no such thing as good or bad terrorism. "The world has to realize that terrorism can hit anyone at anyplace, and it is the world's responsibility to

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recognize it and unite against terrorism," he said.

Hoping that in its 70th anniversary year, the United Nations would be able to define terrorism, Modi said: "We cannot safeguard humanity if we do not come to an agreement on what constitutes terrorism."

"Terrorism is terrorism, there can be no differentiation between good and bad terror," he said. Modi said he has written to the countries that the UN should decide on what constitutes terrorism, and who are the outfits perpetrating terror, and which are the countries supporting terror and those who are for humanity. Mod also said he was trying to include space technology in the work of the government, and that after his persuasion 170 government departments are using space technology for connectivity and for providing easier governance. He also outlined his government's JAM initiative - J for Jan Dhan financial inclusion program, A for Aadhar unique identity card and M for Mobile governance. He said the linking of the three would help eradicate corruption in the system. In a dig at the previous Congress-led governments, he said that after coming to power he directed his officials to take the banks to the poorest sections of the people. "I said that we have made merry for 40 years, now it is time to work."

He said the Jan Dhan Yojana had resulted in Rs.32,000 crore being put in the banks by the poor and rural populace. He said linking the Aadhar card, with its biometric identification, with the Jan Dhan account in the case of gas cylinder subsidy had helped eliminate corruption in the scheme. He also touched on skill development, Beti Bacho, Beti Padhao, and the soil health card, and neem coating for urea to help farmers. Modi announced a thrice weekly Air India flight from New Delhi to San Francisco from December 2. Modi also paid tribute to freedom fighter Bhagat Singh on his birth anniversary and asked the crowd to join in. Linking with the Diaspora comprises an important facet of Modi's foreign visits.

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DIGITAL INDIA

San Jose (IANS) Prime Minister Narendra Modi couldn't have secured a better endorsement for his "Digital India" initiative, as chief executives of some of the top global tech firms like Apple, Google, Microsoft and Qualcomm announced significant plans for India.

This was during the prime minister's meetings with Apple chief executive Tim Cook, MicroSoft's Satya Nadella, Google's Sundar Pichai, Qualcomm's Paul Jacobs, Cisco's John Chambers, Adobe's Shantanu Narayen and TiE's Venk Shukla. They also joined him later for "Digital India" dinner. "I see technology as a means to empower and as a tool that bridges the distance between hope and opportunity," Modi said at the dinner engagement to conclude what was a packed day here, having arrived in the morning from New York.

"Social media is reducing social barriers. It connects people on the strength of human values, not identities," said the prime minister, an avid user of the medium himself including his penchant for selfies with his hosts and guests.

"Face book, Twitter, Instagram, they are the new neighborhoods of our new world," he said.

"Since my government came to office we attacked poverty by using the power of network and mobile phones to launch new era of empowerment," Modi said, adding: "In this digital age, we have an opportunity to transform the lives of people in ways that were hard to imagine a couple of decades ago."

Earlier, a host of tech leaders said they were upbeat on engaging with India better. "India under the prime minister's leadership is moving in the right direction with 'Digital India'," Jacobs said, announcing an immediate investment

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of $1.5 million for innovation labs in the country to support product designing.

"Now it is time for us to collectively empower people from all over the world," Nadella said, adding that Micosoft intended to partner individual states, and tech companies in this regard.

Nadella gave the example of Surat where Microsoft was working with municipalities on data analytic systems.

Pichai, had a take on another of Modi's initiatives that to foster, nurse and promote entrepreneurship. "India is the fastest growing 'start-up nation' in the world," the Google chief executive said.

Some of Prime Minister Modi's other remarks at "Digital India" dinner: ∗

∗ ∗ ∗ ∗ ∗ ∗ ∗

From large corporate to young professionals in this great centre of innovation, each can be part of 'Digital India'.

We recognize that 'Digital India' cannot not be built without bridging the digital divide.

Status now is not whether you are awake or asleep. It is whether you are online or offline.

After MyGov.in, launched Narendra Modi Mobile App, which is helping me stay in close touch with people.

We will use information technology to set up Smart Cities in India.

Like airports, we will have WiFi at 500 railway stations in India with Google as partner.

We will connect all schools and colleges with broadband We will expand our public WiFi hotspots.

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AROUND TOWN

Asha Bhosle’s Iconic Performance, a sold out event, leaves Atlanta spellbound. The Legendary Indian Singer had announced Iconic Tour as her final journey of her International touring career.

During an exclusive dinner event just for elite personalities and sponsors, addressing the media with tearful eyes Asha Bhosle said : “Gaana hi meri zindagi hai, Meri saas Jo hai, wo band ho jaye, meri sayaad awaaz band ho jayegi, lekin mein aapse kahoogi …

America …zara mushkil decision hai, Kyuki yeh mera akhari show hai yaha ka, Yeh akhari show hai” she sung few line of Lag ja gale ki phir Ye haseen raat ho na ho Shayad phir is janam mein Mulakat ho na ho, Lag jaa gale Singing is my life, my voice may end with my breath, but i will say, America.. this really hard decision, but this will be my last show in Atlanta.

Versatile singer Talat Aziz also joined Ashaji in the Iconic tour, special 38

pre-event was organized on August 26, 2015 by Walia Hospitality Group & GA ATL Games at Signature Banquet Hall Suwanee (Atlanta) GA USA. On behalf of entire media present at the event, including fans from all across North America a warm welcome was given to the celebrities along with local and national promoters by ‘Shamsu Lalani’ CEO & Founder of Desi Express Media USA On August 28, the fox theatre was buzzing with the Indian community, celebrating their love for Indian music, awaiitng the talented legendary Asha Bhosle and ghazal maestro Talat Aziz and indeed a real tribute to Bollywood.

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The show was organized by Walia Hospitality Group & GA ATL Games, who have in the pastorganized several successful events, by bringing in popular artists to Atlanta.

The huge crowd of people who came to hear the two icons perform varied in age from their seventies to young children, with the adults eager to see Bhosle perform songs that they had grown up listening to.

For the older generation, it was a throwback to the days gone by.

The entire crowd gave Ashaji a standing ovation.

and the sultry chura liya hai tumne jo dil ko from ‘Yaadon ki Baarat’.The Ghazal maestro, Talat Aziz, rendered some popular songs like Zingadi jab bhi and Khoya khoya chand, taking the audience down memory lane and making them nostalgic.

Ashaji and Talat Aziz thrilled the audience with some duet performances as well, and as always Ashaji whose musical prowess has been proven, brought in freshness to all melodies.

Ashaji, as she is fondly called, captured not just the sound of Bollywood but also its very soul. Her youthful and electrifying performance was a pleasant surprise for the audience. She fire cracked with her famous Jhumka gira re and Piya tu ab to aaja,

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FINANCIAL NEWS

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MONEYWISE You must keep records to prove the amount of any cash and noncash contributions you make during the year. Which records you must keep depends on the amount you contribute and whether they are cash or property contributions.

New recordkeeping requirements were established for all contributions made after January 1, 2007. You cannot deduct a cash contribution, regardless of the amount, unless you keep as a record of the contribution, bank records (such as a cancelled check or bank statement containing the name of the charity, date and the amount) or a written communication from the charity. This article discusses which records you must keep.

Cash Contributions Cash contributions include those paid by cash, check, electronic funds transfer, debit card, credit card, or payroll deduction.

You cannot deduct a cash contribution, regardless of the amount, unless it is substantiated by one of the following: 1. A bank record that shows the name of the qualified organization, the date of the contribution, and the amount of the contribution. Bank records may include: a canceled check, a bank or credit union statement or a credit card statement.

2. A receipt (or letter or other written communication) from the qualified organization showing the name of the organization, the date of the contribution, and the amount of contribution.

3. Payroll deduction records. The payroll records must include a pay stub, Form W-2 or other document furnished by the employer that shows the date and the amount of the contribution, and a pledge card or other document prepared by or for the qualified organization with the name of organization.

Cash Contributions of $250 or More: You can claim a deduction for a contribution of $250 or more only if you have an acknowledgement of your contribution from the qualified organization or certain payroll deduction records. If you made more than one contribution of $250 or more, you must have either a separate AFZAL MITHWANI CPA, EA, PFS (P) 770-817-7000 (Q) 770-817-7001 afzal@univisioncpa.com

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acknowledgment for each or one acknowledgment that lists each contribution and the date of each contribution and shows your total contributions.

To determine whether a contribution is $250 or more, do not combine separate contributions. e.g. if you gave to the church $25 each week, your weekly payments do not need to be combined. Each payment is a separate contribution.

The acknowledgment must be written and state whether you received any goods or services in return. If something was received in return, a description and good faith estimate of the value of the goods or services must be included.

For payroll deductions, the payroll records must include a pay stub, Form W-2 or other document furnished by the employer that shows the date and the amount of the contribution, and a pledge card or other document prepared by or for the qualified organization that shows the name of the organization. If the pay stub, Form W-2, pledge card, or other document does not show the date of the contribution, you must also have another document that does show the date of the contribution.

Noncash Contributions For a contribution not made in cash, these general rules apply: The records you must keep depends on whether your deduction for the contribution is: 1. Less Than $250 2. At least $250 but not more than $500, 3. Over $500 but not more than $5,000, or 4. Over $5,000

Amount of contribution. In figuring whether your contribution is $500 or more, combine separate contributions of similar items during the year. If you received goods or services in return, reduce your contribution by the value of those goods or services.

If you figure your deduction by reducing the fair market value of the donated property by its appreciation, your contribution is the reduced amount.

Deductions of Less Than $250 If you make any noncash contribution, you must get and keep a receipt from the charitable organization showing: 1. The name of charitable organization, 2. The date and location of the charitable contribution, and 3. A reasonably detailed description of the property.

A letter or other written communication from the charitable organization acknowledging receipt of the contribution and containing the information in (1), (2), and (3) will serve as a receipt. You are not required to have a receipt where it is impractical to get one (for example if you leave property at a charity's unattended drop site). Additional records. You must also keep reliable written records for each item of donated property. Your written records must include the following information.

1. The name and address of the organization to which you contributed.

2. The date and location of contribution.

3. A description of the property in detail reasonable under the circumstances.

For a security, keep the name of the issuer, the type of security, and whether it is regularly traded on a stock exchange or in an over-thecounter market.

4. The fair market value of the property at the time of the contribution and how you figured the fair market value.

If it was determined by appraisal, you should also keep a signed copy of the appraisal.

To read complete article, please visit www.desiexpressusa.com/moneywise

No Rendering of Advice : The information contained within this article is provided for informational purposes only and is not intended to substitute for obtaining accounting, tax, or financial advice from a professional accountant. Information presented does not intended to create, and does not constitute, an accountant-client relationship. Readers are advised not to act upon this information without seeking the service of a professional accountant. Any U.S. federal tax advice contained in this article is not intended to be used for the purpose of avoiding penalties under U.S. federal tax law. Accuracy of Information : While we use reasonable efforts to furnish accurate and up-to-date information, we do not warrant that any information contained in or made available through this article is accurate, complete, reliable, current or error-free. We assume no liability or responsibility for any errors or omissions in the content of this article.

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IMMIGRATION

With the issuance of the October 2015 Visa Bulletin, the U.S. Department of State (“DOS”) has changed the visa filing timelines for employment and family-based immigrant visa applications.

Consequences for Employment – Based Cases The upcoming October Visa Bulletin creates a two-tier system of visa priority dates, effectively allowing more individuals (especially individuals from over-subscribed countries like India and China) to file employment-based I-485 Adjustment of Status applications sooner than originally expected.

The new two-tier system now includes (1) “Dates for Filing Applications,” or the dates when applicants may first file an application for Adjustment of Status, and (2) “Application Final Action Dates,” or the dates when the actual immigrant visas or “green cards” will likely be issued.

Foreign nationals in the United States who are eligible to apply for adjustment of status stand to benefit from this change. To be clear, the immediate effect of the revisions to the Visa Bulletin will only be to allow certain individuals to file certain I-485 applications sooner than they otherwise could-it does not mean that they will be issued an immigrant visa or “green card” any faster.

Even though the I-485 application will not be approved until the Application Final Action Date becomes current, the ability to file the I-485 application presents the following advantages for individuals born in countries facing priority date retrogression like China and India: 1. The principal applicant can obtain work authorization (Employment Authorization Document) and travel permit (Advance Parole) 2. Family members can also obtain work authorization (Employment Authorization Document) and travel permit (Advance Parole) 3. After 180 days of filing the I-485 application, the principal applicant will generally become eligible to avail of the portability provisions in the American Competitiveness in the Twenty-First Century Act (AC21).

Employment-Based EB2 category

Except for India and China, the EB2 category for all countries of chargeability is current in both charts in the October visa bulletin.

For EB2 India, the application final action cutoff date is May 1, 2005. However the application filing cutoff date is July 1, 2011.

For EB2 China, the application final action cutoff date is January 1, 2012. The EB2 China application filing cutoff date is May 1, 2014.

Consequences for Family-Based Preference Cases The two-category system of priority dates applies to familybased petitions as well. This measure will be of help for beneficiaries of family-based cases that are in the United States in some other status and eligible for I-485 filing.

Frequently Asked Questions The two-category system of visa priority dates presents some interesting questions. For example, Can an employee file an I-485 application based on the I-140 approval notice from a previous employer? The answer is that it would depend on whether the job offer with the previous employer is still valid. We recommend that all I-485 applications based on the application date being current be filed with an original signed letter from the I-140 petitioner-employer confirming that the job offer is still valid.

Second, are medical reports required to be filed with the I-485 application? It is logical to think that medical reports may not be required since they expire within a year and the I-485 applications are not expected to be adjudicated immediately. In the past we are awaiting further clarifications from the USCIS. Apart from the above, note that we always recommend that individuals maintain their non-immigrant visa status (H-1B, L-1, etc.) at all times, until they acquire permanent resident status. This is because Employment Authorization Document (EAD) and Advance Parole (AP) benefits are automatically terminated if the I-485 application is denied for any reason. Another benefit of continuing to be in H-1B or L status is that applicants in H/L status do not have to worry about abandoning the I-485 filing even if they depart the U.S. without Advance Parole.

The other question frequently asked by client is “If I file my I-485 application, do I have to use my EAD anAP”? The answer is “No”. Applicants can file to obtain EAD and AP, but they don’t have to use it. They can continue to be in H or L status. Applicants can use the Advance Parole to reenter the United States, and continue working for the H-1B employer in H-1B status, provided H-1B extensions are timely done. Also note that even if the derivative spouse decides to use the EAD, it does not affect the H-1B status of the principal applicant.

Employment-Based EB3 category

For both EB3 worldwide and EB3 Mexico, the cutoff date for application final action is August 15, 2015, while the application filing cutoff date is September 1, 2015. EB3 China's application final action cutoff date is October 15, 2011 and the application filing cutoff date is October 1, 2013.

For EB3 India, the application final action cutoff date is March 8, 2004, and the application filing cutoff date is July 1, 2005.

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Chugh, LLP 2310 Parklake Dr, Suite 525 | Atlanta, GA 30345 Direct 770.881.9216 | Main 770.270.1860 | Facsimile: 678.412.4667 Cerritos, CA | Santa Clara, CA | Iselin, NJ | Atlanta, GA | Fairfax, VA

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CHAI LOUNGE PORTAL FOR ELECTORAL REGISTRATION FOR NON RESIDENT INDIANS (NRIS) The Election Commission of India has been examining the feasibility of extending voting rights to overseas electors through E-Postal ballot or proxy voting. Initiatives such as Systematic Voters' Education and Electoral Participation (SVEEP) program have been taken to reach out to the Non-Resident Indians to facilitate their registration in the electoral roll.

In line with this commitment, the Election Commission of India has recently launched the online service for the Indian voters called the National Voters' Service Portal (NVSP) at www.nvsp.in. The NVSP portal shall be of immense use to the Non-Resident Indians (NRIs) as the portal provides online registration facility besides all other services related to electoral registration, i.e., entries or change in address, searching name on electoral roll etc.

The NRI community is encouraged to avail of the online registration of the electoral roll launched by the Election Commission of India by visiting the link http://www.nvsp.in/forms/form6a.html

31ST MARCH, 2016 WILL BE THE LAST DAY TO APPLY FOR OCI CARD IN LIEU OF PIO CARD. PIO Card scheme has been withdrawn vide Gazette Notification No.25024/9/2014F.I dated 09 January 2015. Applicants may apply for an OCI card ONLY. Apply for OCI in Lieu of PIO card - All PIO card holders are strongly encouraged to apply for OCI in Lieu of PIO card. Name Change / Nationality Change on PIO card - Name Change / Nationality Changes are not permitted on PIO card.

PIO card holder will have to apply for OCI in Lieu of PIO card.

Apply for OCI in Lieu of PIO card (Loss PIO card) - PIO card holder will have to apply for OCI in Lieu of PIO card. All the above applications must be submitted at the CKGS Application Center concerned within the Consular jurisdiction of his/her place of residence.

Please visit the OCI section on our website http://www.in.ckgs.us/oci.shtml for more info.

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CHAI LOUNGE 'INDIAN IDOL JUNIOR' WINNER MEETS PM MODI New Delhi (IANS) Bhubaneshwar-based Ananya Sritam Nanda, who has won the second season of singing reality show "Indian Idol Junior", on Tuesday met Prime Minister Narendra Modi and is still ecstatic.

On cloud nine after the meeting, she said that the reality is yet to seep in. "I can't believe I met Narendra Modi ji. I am in awe with him and his hospitality. Inspite of his busy schedule, he spent 20-30 minutes with me. He personally spoke to my mother, father and sister. I can't even express how happy I am," said Ananya. "PM @narendramodi met Ananya Sritam Nanda, the winner of Indian Idol Junior (Season 2)," the official Twitter handle of Prime Minister's Office read, while sharing images with the winner.

INDIAN AMERICAN WOMAN NOW FASHION DIRECTOR OF SAKS STORE New York (IANS) Indian American fashion consultant Roopal Patel has been appointed the fashion director of the Saks Fifth Avenue store chain, a media report said. Patel is an expert in trend forecasting and the retailer has pinned hopes on her to retain a current image and shopping experience of the store, luxurydaily.com reported on Friday. She has been recruited as the part of the leadership overhaul. Patel will be responsible for selecting trends to stock, creating a story for each season and finding new designers and collections.

Earlier, Patel was the senior fashion director at "Neiman Marcus Groupa but resigned after serving for a decade and joined online trunk show retailer "Moda Operandi".

JHUMPA LAHIRI GETS NATIONAL HUMANITIES MEDAL FROM OBAMA Washington (IANS) President Barack Obama presented the 2014 National Medals of Arts and Humanities to Pulitzer Prize winning Indian-American author Jhumpa Lahiri and 20 other distinguished persons at a White House ceremony. "I always do good with writers and scientists. Those are my crew," said the president in a grey suit and violet tie as he addressed the audience starting with a quote from Emily Dickinson followed by his own joke on the political class. Lahiri's novel "The Lowland" was among the books Obama took with him while vacationing in Martha's Vineyard, an island summer resort in Massachusetts, last month.

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CHAI LOUNGE ANUPAM KHER GETS CERTIFICATE OF RECOGNITION IN US Washington (IANS) Veteran actor Anupam Kher, who is of Kashmiri ethnicity, was presented a "Certificate of Recognition" by the California legislature for his dedicated efforts towards helping the community, which was displaced from the Kashmir valley due to militancy 25 years ago. Humbled by the recognition, the actor says that with the honor comes a sense of responsibility. "I feel honored to get these recognitions in the US. But they also add to my sense of responsibility towards humankind," Anupam tweeted.

IS BOLLYWOOD THE NEW KEYWORD FOR INDIAN DIASPORA TO CONNECT WITH THEIR HOMELAND? Not long ago, Yoga and IT were the two essential elements that connected the world with India. Over the time, it has changed has grown to three - Bollywood, Yoga and IT, strictly in that order. The reason that Bollywood has prominently come to the forefront is because of growing number of the NRI population. Desi by heart, living in foreign shores, the Indian Diaspora has been using Bollywood as a medium to connect with their homeland. The colorful song and dance, Bollywood fashion and spicy entertainment, almost everything is fancy to the wide overseas audience.

MUSIC COMPOSER AADESH SHRIVASTAVA DIES OF CANCER Mumbai (IANS) Bollywood music composer and singer Aadesh Shrivastava, who was battling with cancer, passed away here on Saturday. His cancer relapsed for the third time and he was in critical condition for over 40 days. Shrivastava breathed his last a day after he turned 49. His brother-in-law and music composer Lalit Pandit, from the Jatin-Lalit duo, confirmed the news to over a text message.

Shrivastava composed music for films like "Chalte Chalte", "Baabul", "Baghban", "Kabhi Khushi Kabhie Gham" and "Raajneeti." He was married to actress and playback singer Vijayata Pandit. He is survived by his wife and two children.

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MOVIE BUZZ

Jasbaa

RELEASE DATE: OCTOBER 09, 2015 STARRING: AISHWARYA BACHCHAN, IRRFAN KHAN, SHABANA AZMI, JACKIE SHROFF Jazbaa movie is a suspense thriller. It is a remake of the 2007 South Korean film Seven Days. The film is about a lawyer who's daughter is kept hostage while she is asked to fight a case for a man who has been charged of rape and murder five times and win it within seven days.

While Aishwarya Rai Bachchan will play the role of the lawyer, Irrfan Khan reportedly will essay the character of a suspended cop and Shabana Azmi will play his onscreen mother who is also a professor.

31st October RELEASE DATE: OCTOBER 30, 2015 STARRING: VIR DAS, SOHA ALI KHAN Today cinema has become more and more realistic and film makers are now going back to the basics.

Realistic cinema has made a strong comeback, particularly in Indian cinema, which has been dominated with its strong, colorful and power packed embellished cinema, where songs and dances play an integral role in the film. The film is based on aftermath of Ex-Prime Minister Late Mrs. Indira Gandhi’s assassination by her two Sikh bodyguards and the murderous Anti-Sikh pogrom that followed. The makers claim that the film is as hardhitting as it can get without getting into the propaganda politics.

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Ishq Click RELEASE DATE: OCTOBER 30, 2015 STARRING: ADHYAYAN SUMAN, SARA LOREN, KESHAV ARORA, SANSKKRITI JAIN From Mumbai, a girl Sara Loren struggles too hard to become a top Super Model and during her struggle she meets a photographer (Adhyayan Suman) who helps her throughout her efforts and also falls in love with her. Actor Adhyayan Suman says he is not in the industry just for the sake of doing films, but has some other plans too. Adhyayan said here: "I'm working on something. I feel it is very important not just to do films. I'm not here just for the sake of doing films, so I keep on working hard. We made 'Heartless' last year which people loved. Now I'm working on a different subject for our home production." Son of actor-comedian Shekhar Suman has completed a film called "Ishq Click" and has also done another film titled "DNA Of Love".

Shaandaar RELEASE DATE: OCTOBER 22, 2015 STARRING: SHAHID KAPOOR, ALIA BHATT, PANKAJ KAPUR, KARAN JOHAR Shaandaar will be India's first destination wedding film. Shahid Kapoor plays Jaginder Joginder, a wedding planner who is planning Alia's elder sister's wedding.

Shahid and Alia's dad Pankaj Kapur seem to have a tumultuous relationship.

While Shahid looks the part of the Mills and-Boons lead hero, Alia is convincing as a glamorous heroine. Shaandaar has shot in an undisclosed part of England later this year. Bahl's last film, the much-lauded "Queen" had been shot in Paris, one of Alia's favorite cities where she got a chance to holiday recently.

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BOLLYWOOD BUZZ

ASHA BHOSLE-INSPIRED $1.5M INDIAN RESTAURANT TO OPEN IN BRITAIN

WILL BE HAPPY TO WORK WITH RANVIR AGAIN: KONKONA POST-SPLIT New Delhi (IANS) Acclaimed actress Konkona Sen Sharma, who announced her split from husband of five years Ranvir Shorey earlier this week, says she has no qualms in working with him again as he's a "wonderful actor".

Konkona, in her separation announcement on Twitter, maintained that she's still friends with Ranvir. Konkana’s tweet read: “Ranvir and I have mutually decided to separate, but continue to be friends and co-parent our son. Will appreciate your support. Thank you.”

WOULD LOVE TO BE A DANCE TEACHER: ALIA BHATT Actress Alia Bhatt, who was last seen in “Humpty Sharma Ki Dulhaniya”, says if given the opportunity, she would “love” to be a dance teacher or an acting teacher. “…I would love to be one. Like a dance teacher or acting teacher, but not a History or Geography teacher,” said Alia at a media interaction for the “Girl Rising : A Global Campaign For Girls’ Education in India” KADER KHAN'S COMEBACK FILM IS A CLEAN COMEDY: DIRECTOR Agra (IANS) "Hogaya Dimaagh Ka Dahi", an upcoming film starring character actor and comedian Kader Khan in his comeback role, is a clean and original comedy, says director Fauzia Arshi, who regrets not being able to shoot the movie in the Taj city.

SUPPORTING CAST ALWAYS IMPORTANT: IMRAN KHAN Mumbai (IANS) "Delhi Belly" star Imran Khan says "Supporting cast always has an important part in all the films. Even in 'Katti Batti', I loved them and have become good friends with all of them. They're excellent, that's why they've been cast." Gavin, who likes to call himself 'CHubBy', essays the role of Imran's friend.

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London (IANS) Want to taste "Rahul Dev Burman chingri chaap"? Head to a new Indian restaurant, inspired and co-owned by legendary singer Asha Bhosle, that is set to open for food lovers in Manchester this week, a media report said on Wednesday. The restaurant wears a simple look with purple as accent color. It is decorated with booths clustered along one wall and lighting hanging from the ceilings.

The restaurant is a 170-year-old building and it cost two million pounds ($1.5 million) for its renovation. The menu is traditional Indian cuisine with many of the dishes has been named as a tribute to the singer’s connections and career. The restaurant at the Peter Street displays portraits of Bhosle and her family, along with beaded fringing inspired by her stage costumes and jewelry , Manchester Evening News reported on Tuesday.

AAMIR KHAN VISITS GOLDEN TEMPLE

Amritsar, Sep 15 (IANS) Superstar Aamir Khan, who is busy shooting for his upcoming film “Dangal”, reached here a day in advance to visit the iconic Golden Temple. Aamir paid a visit to the temple on Sunday morning, read a statement. The “Dangal” team is to camp in the vicinity for more than two months to film portions of the Nitesh Tiwari-directorial.

The film is based on the life of legendary wrestler Mahavir Singh Phogat and his daughters who are wrestlers too. The movie, which also features Sakshi Tanwar, Rajkumar Rao and Gautam Gulati, is slated to release during Christmas next year.

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DID YOU KNOW???

PHYSICAL CLOSENESS EASES STRESS BY EMOTIONAL 'LOAD SHARING' Toronto (IANS) A strong relationship with your loved ones can help ease stress when placed in difficult social situations by emotional “load sharing”, new research suggests. A team from Queen's University in Kingston, Ontario, found that physical closeness allowed the participants to manage their stress more efficiently. However, when physical contact was removed from the equation, only the participants who reported higher relationship quality showed signs of emotional “load sharing.” In their study, the team measured the stress levels of 66 adolescent girls during a spontaneous speech task.

BEWARE! TV HOURS CAN ADD TO YOUR BODY WEIGHT The more hours people in their 30s spend watching television each day, the higher the likelihood that they will have a greater body mass index and bigger waist circumference five years later, a 15-year study has found. This association did not hold for people in their middle age, indicating that young adulthood is an important time to intervene and promote less television viewing. The researchers analyzed data from 3,269 adults. The findings appeared online in the journal SAGE Open.

INDIAN-AMERICAN SCIENTIST USES SOUND WAVES TO CONTROL BRAIN CELLS Washington (IANS) In a first, an Indian American researcher from Salk Institute for Biological Studies has developed a new way to selectively activate brain, heart, muscle and other cells using ultrasonic sound waves. Dubbed as sonogenetics, the new technique has some similarities to the burgeoning use of light to activate cells in order to better understand the brain.

SEVEN-EIGHT HOUR SLEEP MUST TO AVOID BODY INFLAMMATION London (IANS) Middle-aged men who sleep less than six hours or more than 10 hours suffer from low-grade inflammation more often than men sleeping seven-eight hours per night. Furthermore, low-grade inflammation occurs more in people who are overweight, depressed and have diabetes.

YOGA CAN IMPROVE ARTHRITIS SYMPTOMS AND MOOD New York (IANS) Practicing yoga improves physical and mental wellbeing of people living with arthritis, a painful joint disorder for which there is currently no cure. Without management, arthritis can affect not only mobility, but also overall health and well-being, participation in valued activities, and quality of life.

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DON’T ‘LIKE’ HER POST? FACEBOOK TO SOON HAVE ‘DISLIKE’ BUTTON New York (IANS) Looks as if the social networking site has finally listened to its nearly 1.5 billion Facebook users.

According to its CEO Mark Zuckerberg, a “Dislike” button is soon coming to Facebook that will let you reveal true feelings on your friends’ wall or respond to anti-humanity posts. During a questions and answers session at the company’s headquarters, Zuckerberg said: “I think people have asked about the dislike button for many years. Today is a special day because today is the day I can say we’re working on it and shipping it”. “Facebook realized people want to express emotions other than positivity, especially around posts about sensitive topics,” he told the audience. The “Dislike” button will make it easier for Facebook users to show interest in a post or story that would be awkward to “Like,” Time reported.

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WHAT’S YOUR RASHI? Aries ( 21 March – 19 April ) This is a good time to organize your affairs and also to seek professional advice about your concerns. You'll be energized and excited to face life on a whole other level. Major career changes may be in store for you this month. The effort you put into work in the past is going to pay off. Offers coming your way should be jumped on immediately. You have an edge over the competition, whether you are looking for a job or starting a new project with this newfound growth. Love is going to give you inspiration and a lift now and for the long term Favorable Dates: Oct 2, 7, 11, 16, 20 & 25. Favorable Colors : Blue & White Taurus ( 20 April – 20 May ) This will be the time to expand your life, pushing back the boundaries as far as possible and widening your horizons.

Things that you have been patient with from the past will finally come to fruition for you. You will see success and achievement during this time and you will finally know what you have been wondering about. It will seem like you have waited for a long time to find this answer but the wait will have been worth it.

You will be able to count on the cosmos to head your love-life in the right direction, and give you some great moments in very good company Favorable Dates : Oct 2, 9, 11, 18, 20 & 27.

Favorable Colors : Blue & Yellow Gemini ( 21 May – 20 June) You will put your whole energy in everything you do. You will pursue goals without wasting a thought of giving up. You will be fortunate in your ventures and reach tier goals while new doors will open on the career front this month. Adventurous forces would be a lot more powerful and impossible to be ignored.

The period will encourage you to look to a relationship (could be an older one, or one more recent, or one happening at the moment), where your desire to grow together will help you become stronger as a couple. Love is going to give you inspiration and a lift now and for the long term.. Favorable Dates : Oct 1, 2, 10, 11, 19 & 20. Favorable Colors : Red & Yellow Cancer ( 21 June – 22 July ) This is a time for logic rather than emotion. Calm presence and logically thought is needed to be a success in professional field.

It is the time to make a list of all factors that will affect your decision. It could be a decision involving your educational future, your love life, the path a good friendship might be taking, the purchase or selling of real estate or taking a particular job.

It will be a force that pours a foundation on which the rest of your life may be setting. Favorable Dates : Oct 5, 7, 14, 16, 22 & 25. Favorable Colors : Red & Black Leo ( 23 July – 22 August ) You are unable to concentrate on mundane matters and you may find yourself day dreaming. You will be attacked on the sly by those who have been jealous of you for a long time. The attacks will come from all directions and come as an unpleasant surprise.

Remember the best victories are often battles avoided while an enemy destroys himself.. Using ingenuity and past experience will guide you to a radically different future. This is a good time to vacation and travel. This is the time to avoid searching soul mate if you are single. Favorable Dates : Oct 1, 4, 10, 13, 19 & 22. Favorable Colors : Yellow & White Virgo ( 23 August – 22 September ) You’re ahead of the game when it comes to energy and goals.

Your finances get a boost from a change in values. Eliminating unnecessary expenditures will bring a budget into alignment.

This will be the time to expand your life. Some will think of going on a break far away, others of travelling abroad with their loved-one or in search of a soul-mate elsewhere, but you will all try to make the most of a sweeping current, which will open up your heart and soul to other continents, other states and another dimension of love. Favorable Dates : Oct 1, 3, 10, 12, 19 & 21.

Favorable Colors : White & Green Libra ( 23 September – 22 October ) The sky is the limit when you’re in the driver's seat. The period will bring many opportunities to find it, and it will be a prosperous month overall. If searching, you will have greater chances of finding a job that is suitable for you and you like. You need to be persistent because your luck will grow as time goes by.

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OCTOBER 2015 Your committed relationship expects to be very smooth. If you are single, you long for entering into a relationship and you can become very sensitive. However the love you will find would be a very compatible one. Favorable Dates : Oct 4, 8, 13, 17, 22 & 26. Favorable Colors : Red & Blue Scorpio ( 23 October – 21 November ) You may finally achieve success in a long-term Endeavour that you have been struggling with for a long time. Now you will have the luxury to take a break and look forward to getting some much-needed rest after a long period of persistence and effort. This would be a good time for you to take some moments to reflect on what you want from life and to see if your goals need to be modified in order to achieve what you want, especially when it comes to a relationship, but this could also apply to your career as well. Favorable Dates : Oct 6, 8, 15, 17, 24 & 26. Favorable Colors : Yellow & Purple Sagittarius ( 22 November - 21 December ) Your dedication and commitment to your work and responsibilities at this time is very high.. Hard work is needed by you at your place of employment and you respond to the situation with reliable and consistent performance. Making worthwhile professional contacts, reaching out to others who can help you in your work, and taking care of business in an orderly, clear way are also likely. Communicating openly with loved ones, or going on an outing accompanied by one you love, figures prominently now. Favorable Dates : Oct 2, 3, 11, 12, 20 & 21.

Favorable Colors : Red & Black Capricorn ( 22 December – 19 January ) You feel more inhibited and uncommunicative, and you sense that others are not receptive. Frustrating conversations and the feeling that you are coming across negatively are possible now, so you are inclined to keep your thoughts to yourself. Your feelings run hot now, and you are more likely to act on instinct, emotion, and impulse rather than reason. Mental clarity, discrimination, and your ability to separate fact from fiction is diminished now. Avoid making binding contracts at this time.

Do not explore options in love for the time being.

Favorable Dates : Oct 3, 7, 12, 16, 21 & 25. Favorable Colors : White & Blue Aquarius ( 20 January – 18 February ) Using your natural abilities and skills to fullest you can make anything happen now. The winds of change are blowing and you need to be very clear and above-board with other people, bringing out your desires and differences between yourself and others in a way that is unlikely to offend or stir up hostility.

Conversations and sharing plans and ideas with friends on same wavelength are very fruitful now. You understand what others are telling you, and you make yourself clearly understood also.

Favorable Dates : Oct 3, 6, 12, 15, 21 & 27. Favorable Colors :Green & White Pisces ( 19 February – 20 March ) You will be delighted and satisfied with any changes that occur now in career now and your abilities and efforts are well rewarded. New job and promotions will bring changes for the better. Cooperation with businesses, government agencies, organizations, and influential individuals is highlighted now You've worked hard to reach this stage, enjoy the fruit of your labours! In relationships you enter a period of joy and balance that is long overdue. At this point, you live and work well together, united in your commitment.

Favorable Dates : Oct 2, 3, 11, 12, 20 & 21. Favorable Colors : White & Blue

Manish Kumar Arora

K.P. Astrologer, Numerologist, Tarot Card Reader &Vastu Consultant

Phone: +91-9871062000 E-mail: manishastrologer@rediffmail.com Facebook: www.facebook.com/manishastroconsultant * All astrological predictions are to be considered friendly advice based on the author’s personal opinions and used for entertainment purposes only. These are not to be considered as promises, guarantees, or psychic predictions. They are simply potentials to be used at the reader’s own discretion.

For important decisions, consult your personal intuition, doctor, accountant, lawyer, educator, or clergy as needed. It is best to be informed on all levels.

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CAFE BOMBAY 1622 Woodcliff Dr Atlanta, GA 30350 (404) 320‐0229 www.cafebombayatlanta.com

CHAAT KA CHASKA 375 Rockbridge rd NW. Ste # 129 Lilburn GA 30047

CHOPAATI 1707 Church St Decatur, GA 30033 (404) 296‐2965 www.chopaati.com

GEORGIA HALAL MEAT 1707 Church Street, Decatur, GA 30033 (404) 254‐4651

GOKUL SWEETS ‐ RESTAURANT Location 1.

Patel Plaza 1709 Church Street, Decatur, GA 30033 Location 2.

763 Dekalb Industrial Way, Decatur, GA 30033 (404) 299‐2062, (678) 974 5656 www.gokulsweets.com

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LAZEEZ TAVA FRY 4650 Jimmy Carter Blvd Norcross, GA 30093 770‐939‐1221 www.lazeeztavausa.com

LUQMA RESTAURANT 1706 Church Street Decatur, GA 30030 (404) 477‐1400 www.luqma.com

MIRCHI VIRCHI 9700 Medlock Bridge Rd (Regal Chowk) Johns Creek, GA 30097 www.mirchivirchiatl.com

PARADISE BIRYANI POINTE 5310 Windward parkway, Alpharetta,GA 30004 (678) 339‐0068 www.gabiryani.com

PAKWAN 3099 Breckinridge Blvd., Duluth, GA 30096 (678) 878‐4066

ROYAL INDIAN CUISINE 4315 Abbotts Bridge Road, Duluth, GA 30097 678‐473‐0300 www.royalindianatlanta.com

ROYAL SWEETS ATLANTA 1685 Church Street #106, Decatur, GA 30033 (404) 464‐5427 www.royalsweetsatlanta.com

SABRI KABAB HOUSE 6075 Singleton Road, Norcross, GA 30093 770‐263‐6004 www.sabrikababhouse.com

TAVA INDIAN BISTRO Patel Plaza 1711 Church Street, Decatur, GA 30033

THE MUGHALS 5345 Jimmy Carter Blvd. Ste J1 Norcross, GA 30071 (770) 446‐6941

TASTY TAVA GRILL 1850 Lawrenceville Hwy, Decatur, GA 30033 404‐633‐4444

786 KEBAB & CURRY 1905‐B Mall of Georgia Blvd, Buford, GA 30519 678‐546‐0085

AMMA KITCHEN 390 Cumming Street, Alpharetta, GA 30004 770‐475‐7776

CURRYLICIOUS 2400 Satellite Boulevard Duluth, GA 30096 678‐878‐3410 www.curryliciousatl.com

ASMA’S CUISINE 3099 Breckinridge Blvd #114b, Duluth, GA 30096 (678) 380‐9548 www.asmascuisine.com

BHOJANIC Location 1.

3400 Around Lenox Drive, Atlanta, GA 30326 Location 2.

1363 Clairmont Road, Decatur, GA 30033 404‐841‐8472, 404‐633‐9233 www.bhojanic.com

ISTANBUL CAFE 1850 Lawrenceville Hwy #100 Decatur, GA 30033 (404) 320‐0054

KABAB HUT 880 Indian Trail, Lilburn, GA 30047 770‐925‐4440 www.kbhut.com

KARACHI BROAST & GRILL 5775 Jimmy Carter Blvd Ste‐180, Norcross,GA 30071 (678) 291‐0101 www.karachibroastandgrill.com

LAHORE GRILL 1869 Cobb Parkway S. Ste 150 Marietta, GA 30060 (678) 398‐9868 www.lahoregrill.com

BUKHARAA RESTAURANT 3651 F Peachtree Pkwy Suwanee, GA 30024 (770) 817‐1371 www.bukharaa.com

CHAI PANI 406 West Ponce de Leon, Decatur GA, 30030 404.378.4030 www.chaipanidecatur.com

CHAT PATTI Patel Plaza 1709 Church Street, Decatur, GA 30033 (404) 633‐5595 www.chatpattiatl.com

CHINESE DHABA Location 1 ‐ Patel Plaza 1713 Church Street Suite A2, Decatur, Georgia 30033 Location 2 ‐ Global Mall 5675 Jimmy Carter Blvd, Ste 770, Norcross, Georgia 30071 Location 3 ‐ Duluth 3083 Breckinridge Blvd, Ste 130, Duluth, GA 30096 404‐736‐6453 www.chinesedhaba.com

INCHIN’S BAMBOO GARDEN 11105 StateBridge Rd, Ste 200, Alpharetta , GA 30022 770 622 1445 www.bamboo‐gardens.com (678) 515‐8203

NAAN ‘N’ CURRY 3083 Breckenridge Boulevard, Duluth, GA 30096 770‐807‐7270

MASALA INDIAN CUISINE Patel Plaza 1713 Church Street Decatur, GA 30033 404‐296‐9999 www.masaladecatur.com

NAANSTOP 64 Broad Street NW, Atlanta, GA 30303 404‐522‐6226 www.naanstop.com

NILGIRI’S BAKERY & CAFE 2569 Peachtree Parkway, Cumming, GA 30041 404‐917‐0106 www.niramish.com

PALACE RESTAURANT 6131 Peachtree Parkway, Norcross GA. 30092 (770) 840‐7770 www.thepalaceatl.com

SHAHI GRILL 851 Oak Road, Lawrenceville, GA 30044 678‐205‐5819 www.shahigrillatl.com

SHALIMAR KABAB & GRILL Killian Hill Crossing, 4760 Lawrenceville Highway, Lilburn, GA 30047 (770) 674‐4395 www.shalimarkababatl.com

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FOR ADVERTISING CALL 404-246-3256

DESI YELLOW PAGES HAVEN LOUNGE 375 Rockbridge Road, Lilburn, GA 30047 404‐889‐2321 www.havenfusion.com

PATEL BROTHERS 1711 Church Street Decatur, GA 30033 404‐296‐2696 www.patelbros.com

SRI KRISHNA VILAS Location 1.

5675 Jimmy Carter Blvd, Ste #765 Norcross, GA‐30071 (770) 447‐0049 Location 2.

5815 Windward Pkwy, Ste 100 Alpharetta, GA 30005 (770) 475‐9195, (770) 807‐8945 Location 3.

2255 Callaway ct Cumming, GA 30040 (470) 239‐8804, (770) 333‐9899 www.skvilas.com

SHIVAM GROCERIES 1812 Lower Roswell Road, Marietta, GA 30068 770‐971‐7448

TABLA 77 12th Street, Atlanta, GA 30309 404‐464‐8571

UDIPI CAFE 3300 Peachtree Industrial Blvd, Duluth,GA 30096 (678) 584‐5840 www.udipicafegeorgia.com

URBAN SPICE 4120 Old Milton Parkway, Alpharetta, GA 30005 678‐566‐0169 www.urbanspiceatlanta.com

ZYKA RESTAURANT 1677 Scott Blvd Decatur, GA 30033 (404) 728‐4444 www.zyka.com

GROCERY STORES GEORGIA HALAL MEAT 1707 Church Street, Decatur, GA 30033 (404) 254‐4651

CHERIANS INTERNATIONAL Location 1.

2255 Peachtree Parkway, Cumming, GA 30041 Location 2.

751 Dekalb Industrial Way, Decatur, GA 30033 • (770) 888‐4141, (404) 299‐0842 www.cherians.com

AKSHAR 475 Rockbridge Road, Lilburn, GA 30047 770‐717‐9882

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SHREEJI CASH ‘N’ CARRY 5675 Jimmy Carter Blvd, Norcross, GA 30071 470‐395‐5279 www.shreejicashncarry.com

BISMILLAH IGROCERIES 279 Powers Ferry Road, Marietta, GA 30067 770‐565‐8859 AL HAMRAH 895 Indian Trail Road, Lilburn, GA 30047 770‐381‐2006

APNA BAZAAR 3083 Breckinridge Blvd, Duluth, GA 30096 770‐807‐7776

INDIA PLAZA 2905 Jordan Court, Alpharetta, GA 30004 678‐867‐0388 www.indiaplazallc.com

NEW DELHI IMPORTS 4025 Satellite Blvd, Duluth, GA 30096 770‐623‐9560 www.newdelhiimports.net

SHAHI BAZAAR 851 Oak Road, Lawrenceville, GA 30044 770‐972‐5878 www.shahibazaar.com

SPICES HUT 4150 Old Milton Parkway, Alpharetta, GA 30005 770‐410‐9477 www.spiceshut.com

SUVIDHA Location 1.

425 Ernest Barrett Parkway, Kennesaw, GA 30144 Location 2.

3495 Peachtree Parkway, Suwanee, GA 30024 (770) 419‐7112 / (770) 292‐1992 www.suvidhaonline.com

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