Page 1

O DE CO S EX SP SS U OE T

This Issue

LY ES R S M TE T O AR EN 0 H QU SID ,00 D RE 16 ERE TY ER LIV UN V

February 2013

Lucy Wilcox joins century club

Having pets can make you healthy in many ways PAGE 4

Manage retirement savings before next economic downturn PAGE 9

Kick up your recipes to make them more healthy PAGE 10

Mike Corey presents Lucy Wilcox with a framed resolution by the Minerva Town Board recognizing her community service and celebrating her birthday on Monday, Jan. 21 at the Adirondack Tri-County Nursing and Rehabilitation Center. Photo by Phil Sherotov

Former Minerva resident hailed at 100th birthday celebration By Phil Sherotov

newsenterprise@denpubs.com NORTH CREEK — The Adirondack Tri-County Nursing and Rehabilitation Center celebrated the 100th birthday of one of its residents on Monday Jan. 21. Lucy Mullane Wilcox, formerly of Minerva, was also recognized for lifetime of achievements. Jamie Reynolds, the activity director for TriCounty, introduced Wilcox and provided an account of her life. She was born Lucy Wilkins in Yonkers on Jan. 21, 1913 and was one of four siblings, having two brothers and a sister. Wilcox moved to the town of Minerva at the age of 25. She worked at the post office and drove a school bus (which was technically a car as one of the attendees explained). Despite retiring at the relatively young age of 40, she continued to be extraordinarily active in her community. She was a founding member of the Minerva Rescue Squad in 1956, where she rode in the ambulance, was a dispatcher, as well as an emergency medical technician. Wilcox and her husband, Jack, took Red Cross courses and became certified instructors in advanced first aid. She formed the Women’s Auxiliary of the Minerva Volunteer Fire Department

in 1960 and served as its first president. In 1975, she helped form the Nursing Auxiliary and served as its president until her husband fell ill. She married Mark Wilcox in 1983 and he eventually became a volunteer at Tri-County. Tri-County Administrator Hal Payne said the Nursing Auxiliary has done a great deal for the facility and continues to contribute thousands of dollars. “It’s great to be able to give back to someone who has done so much for Tri-County” Payne said about having Wilcox as a resident. Wilcox was also active in the Minerva Histor-

ical Society and the Minerva Civic League. Mike Corey, president of the Minerva School Board and husband of Minerva Town Supervisor Sue Montgomery Corey, was present on behalf of his wife and the Town Board to present Wilcox with a framed resolution celebrating her birthday and honoring her many contributions to the community. Asked what advice she would offer others who would like to live as long and accomplish as much as she has, Wilcox replied, “You just face everything the best you can, put on a good face, go on.”

Psychological benefits of giving Charities often benefit significantly from the generosity of donors and volunteers. But the person providing the philanthropy also takes away something from the experience, and there actually may be measurable emotional advantages to being charitable. Here are a few more health benefits that may result from being altruistic: •an activation of emotions

that are key to good health, •lower stress levels, •longer periods of calm after the generous act, •improved mood, and •a potentially longer life span. There are many ways to give back and experience these physical and psychological benefits, including: •sharing experiences at a school,

•volunteering at a hospital, •volunteering at a national or local park, •donating unused items, like clothes or cars, •reading to children at a library, •helping to care for animals at shelters, •volunteering at a hospice and comforting those at the end of their lives, •donating supplies to a new teacher and •becoming a companion to a senior citizen.


www.denpubs.com

Winter 2013

IT’S A NEW YEAR... • Are you trying to pay credit card balances, high interest rates, heating oil, gasoline, feed your family and other bills? • Are you underwater on your mortgage and the value of your home? •Are you strapped by too large a car payment or too high an interest rate? • Do you have high medical bills not covered by insurance?

BANKRUPTCY IS AVAILABLE TO HELP YOU WITH ALL OF THOSE PROBLEMS, AND MORE. FIND OUT HOW YOU CAN GET HELP WITH YOUR DEBTS TODAY, AND ELIMINATE COLLECTION CALLS, WORRY AND LYING AWAKE NIGHTS WORRYING ABOUT DEBT. * We are a debt counseling agency, and use the provision of the Bankruptcy Law to assist clients with debt problems.

NO CHARGE FOR BANKRUPTCY CONSULT.

CALL: (518) 566-8284 Mary Bankruptcy Paralegal

Nicki Legal Assistant

89109

2 - Senior Life


www.denpubs.com

Winter 2013

RSVP News and Notes By Barbara Brassard rsvp@logical.net

The Retired & Senior Volunteer Program of Essex County would like to recognize the passing of a wonderful friend of RSVP, Joyce Morency. Town of St. Armand Supervisor Morency was an avid supporter of our program and all seniors. The Bloomingdale meal site was located at the town hall and Joyce often joined them for lunch. We send our deepest sympathy to the family and friends of Supervisor Morency. She will be missed. Fall was very busy for RSVP volunteers. Our crafters made dozens of knitted and crocheted hats, scarves and mittens for Head Start children and for ACAP’s Holidays for Sharing program. Besides the regular volunteer assignments, our volunteers also took on a number on one-time projects.

Hurricane Sandy Disaster Relief for Shelter Animals — While vast neighborhoods were devastated by the super storm, so were numerous animal shelters. RSVP North Country SPCA volunteers assisted in the collection of dog and cat supplies which were shipped to NYS shelters impacted by the storm. Needed items collected were food, litter, blankets, and cleaning supplies. In all, a truck load of supplies were transported south. Christmas for our Troops — RSVP volunteers started work in November assisting in gathering supplies and needed items for our troops on the front line of Afghanistan. Our knitters got busy making hats and scarves while others collected food, supplies and cards to be shipped overseas. To date 44 packages have been mailed to Luke Boyle USMC and his troops. We will assist in the Love Our Troops collection set for Valentine’s Day. Targeted mailing date is January 15th. Retirement — Dennis Everleth, who is not only an RSVP volunteer but an RSVP advisory council member, recently retired as manager of the Essex/Willsboro meal site. A party was held in his honor and he promised

Retirement party: From left, Glayds Hayes (RSVP volunteer), Barbara Papineau (ACAP Nutrition Program Manager), Dennis Everleth and Lucy Marx (ACAP Nutrition Program) Photo provided

Senior Life - 3

Gail Bombard group: Lunch with Joyce Morency at the Bloomingdale/St. Armand nutrition site Photo provided to be a full time RSVP volunteer to keep busy. We welcome Julie Napper as his replacement. Quilt Raffle — The RSVP Advisory Group members are pleased to announce the winners of their fall raffle: Ralph and Rhonda Boyle, of Crown Point, won the quilt and John Watson, of Lake Placid, won the bag. Watch for our 2013 quilt raffle coming in the spring. A special thanks goes out to Lady Bug Quilters, of Willsboro, and Ada Hutchins for donating the beautiful raffle items.

Holiday Luncheons — RSVP volunteers worked at meal sites around the county to assist with ACAP’s nutrition program holiday meals. Each site was festively decorated as seniors gathered together to welcome the holidays. All at RSVP send wishes for a wonderful new year and if you are looking to assist at any of our numerous stations (literacy, hospice, museums or providing transportation) just give us a call: Barb Brassard, Program Director, or Janet Denney, Program Assistant, 546-3565 or rsvp@logical.net.

…a quarterly publication devoted to Essex County senior citizens. Published the first Saturday of February, May, August and November. Denton Publications Inc. 518.585.9173 • Fax 518.585.9175 • Email: mail to: ads@denpubs.com On line at denpubs.com

Why service with Christopher Chevrolet ? GM Warranty on Parts and Service GM Certified Technicians 25 Years of Service Genuine GM Parts

$

99

Lube, Oil & Filter

$

95

5 Qts. of 5W30

• Ready to be installed • 12 Month/12,000 mile warranty • GM Vehicles Only $

50 Bonus Coupon

YOU SPEND YOU SAVE $50 - $99.99.........................$10 $100 - 199.99.......................$15 $200 - $299.99.....................$25 $300 - $399.99.....................$35 $400 - $499.99.....................$45 $500 - $599.99.....................$50

10 Off %

SERVICE

For ALL Senior Citizens

2295

Vehicles may vary.

Dexcool Coolant Service

$

69

95

Up to 2 Gallons

Winter Battery Service Clean Cables, Check Charging System & Belts, Run Battery Diagnostics

ONLY

$

24

99 Reg. $39.95

89105

Front or Rear AC Delco Advanced Brake Service

89108

• • • •


4 - Senior Life

www.denpubs.com

Winter 2013

Ways pets could improve personal health

Also, a pet with his or her unconditional love can help someone with ADHD overcome self-esteem issues. Similar results are possible when pets are used as therapy animals for children with autism and other behavioral disabilities. •Reduce propensity for allergies: Children who grow up in homes with cats and dogs are less likely to develop common allergies and even asthma, research suggests. In fact, children who live around two or more dogs or cats before their first birthday are less likely to have allergies of any sort, according to a study published in The Journal of the American Medical Association. Research presented at the 10th International Conference on Human Animal Interaction found pet owners were the least likely to have to visit the doctor. The survey of more than 11,000 respondents from Australia, China and Germany found that over a five-year period pet owners made 15 to 20 percent fewer annual visits to the doctor than non-pet owners. The companionship and love pets provide could be a key benefit in promoting good personal health.

90246

•Improve physical activity levels: Heading to the gym is one way to get a workout, but spending an hour walking the dog or tossing around a ball for a game of chase and fetch is another way to get the heart pumping. Many dog owners benefit from the "forced"exercise that goes with daily walks. Some people choose to exercise with their pets, enjoying the companionship and the physical activity. •Reduce stroke incidences: There has been evidence that cat owners are less likely to suffer strokes than people who do not have cats. Researchers are not sure of the connection, but surmise that cats have a more calming nature than other types of pets. •Greater opportunities for socialization: Humans are social animals and need to interact with others. Pet owners have a tendency to want to share time and experiences with other pet owners. Pets can provide opportunities for people to get together. •ADHD therapy: Children and adults with attention deficit hyperactivity disorder often benefit from working with a pet or having a pet as a family companion. Playing with a pet is a great way to release excess energy and focus on tasks.

23028

Rather than heading to the pharmacy for solutions to common ailments, a majority of people may be able to stop at the nearest pet store or animal shelter and find a finned or furry remedy instead. Studies that link positive health benefits to pet ownership abound. According to WebMD, one study found that 48 stockbrokers who adopted a pet experienced lower blood pressure readings in stressful situations than did people who did not own pets. Another study found that individuals suffering from serious diseases, such as cancer or AIDS,are far less likely to experience depression if they have a strong tie to a pet. Plus, pets have proven beneficial to seniors struggling with loneliness. Any pet can try a person's patience at times, expecially when a kitty has used a sofa as a scratching post or when a pooch needs to be let into the yard at 3 a.m. But for many pet owners, the benefits of having a pet far outweigh the negatives. Here are some of the many ways that pet ownership can be good for your health. •Lower blood pressure: Petting a dog or cat can lower blood pressure, as can watching a fish swim around a tank. Those with hypertension may want to purchase or adopt a companion animal to help lower their blood pressure. •Reduce stress: Stress is something people face on a daily basis. According to a National Health Interview Survey, 75 percent of the general population experiences at least "some stress" every two weeks, and many times that stress is moderate to severe. Research has indicated that when people spend time with a pet their levels of cortisol, a hormone associated with stress, is lowered while their level of serotonin, a hormone associated with improved mood and well-being, is increased. •Lower cholesterol: Lifestyle factors associated with pet ownership, particularly a focus on increased physical health and activity, can help lower cholesterol levels. Also, having a pet works to reduce stress, which may keep individuals from looking to fatty foods as sources of alleviating anxiety. •Fight depression: Many therapists have prescribed pet therapy as a method to alleviating and recovering from depression. A pet is an unconditional friend and can provide that listening ear a person needs to talk through problems. Also, walking and taking care of a pet devotes attention away from problems and inward thinking.


Winter 2013

www.denpubs.com

Senior Life - 5

Community MINDED. ...Just Like You

TM

23279


www.denpubs.com

6 - Senior Life

Winter 2013

Exercise myths aging women should ignore Fatigue and minor aches and pains that often come with aging can make exercise seem like a wrong activity for older women to partake in. While every woman should discuss her specific physical condition with a physician, especially if those aches and pains are persistent, adopting a sedentary lifestyle is not likely to make things better. The misconception that aging women should save their strength and rest is one of the many myths associated with exercise and older women. The following are a few of the more popular myths that many women would be better off ignoring. •Exercise is for younger women, I need to rest. A sedentary lifestyle isn't healthy for anyone, and aging women are no exception. When aging women are inactive, their ability to do things for themselves and on their own decreases. This in-

cludes daily and relatively simple tasks like watering the plants or taking the dog for a walk, or more strenuous activities like playing with their grandchildren. Even if you can't go jogging like you used to, that doesn't mean you won't still benefit from less difficult exercises. •Exercise increases my risk of injury. Aging women might fear that the more they exercise, the more they may fall and suffer a serious injury. However, the opposite is true. Regular exercise strengthens muscles and prevents bone loss while improving balance. This means aging women who exercise are less likely to fall. Even if you do fall, your bones will be stronger and more capable of handling a fall than an older woman who does not exercise at all. •I'm disabled so exercise is pointless. Aging women benefit from exercise, even those women who might be disabled.

Psoriatic arthritis affects many people

(518) 585-BEST

Even if you need a wheelchair to get around, that doesn't mean you won't still benefit from routine exercise. Women in wheelchairs can still do cardiovascular exercises, stretch and even lift light weights. Such activities can reduce risk of heart disease while improving muscle tone and increasing range of motion. •It's too late to begin a new exercise regimen. It's never too late for anyone, including aging women, to begin a new exercise regimen. If it's been awhile since you last laced up your sneakers, start light with a walk around the neighborhood and other activities that won't elevate your heart rate or prove overly taxing. As your body gradually gets

acclimated to exercise, you can up the ante a little bit with slightly more challenging exercises. •I'm too tired to exercise. As women age, some find they struggle to get a decent night's sleep and mistakenly assume this is just a natural side effect of aging. The following day the resulting fatigue causes some women to feel they are too tired to exercise. However, exercise can actually improve sleep and helps many active people sleep more deeply and without interruption. If you have been struggling to sleep through the night, use exercise to your advantage and you might find you're suddenly sleeping much, much better.

SENIORS: Have you been in an accident? It’s Call Jim’s To Tow & Repair Your Auto And Receive Big Disounts!

YOUR CHOICE wh tows you who where you want to go!

• 24 Hour Towing • 2 Tow Truck Drivers • Fast & Reliable Service • From Custom Work to Collision Call Jim at 518-546-7190 • 4 William Street • Port Henry, NY 12974

23274

People who suffer from psoriasis or have a family history of this skin condition may be at risk for psoriatic arthritis, a serious disease that causes extensive swelling and joint pain. The Psoriasis and Psoriatic Arthritis Education Center notes that up to 30 percent of people with psoriasis also develop psoriatic arthritis. Psoriasis is an auto-immune skin condition in which the skin reproduces cells at an accelerated rate. This causes patches of flaky, irritated skin, also known as plaques. Psoriatic arthritis can develop at any time, but it is common between the ages of 30 and 50. Environmental factors, genes and immune system responses play a role in the onset of the disease. Patients with psoriatic arthritis can develop inflammation of their tendons, cartilage, eyes, lung lining, and sometimes aorta. The rate of onset of psoriatic arthritis varies among people. For some it can develop slowly with mild symptoms. Others find it comes on quickly and is severe. Symptoms of the disease also vary, but may include the following; •generalized fatigue •swollen fingers and toes •stiffness, pain, throbbing, swelling, and tenderness in joints •reduced range of motion •changes in fingernails •redness and pain of the eyes In many cases, psoriatic arthritis affects the distal joints, those that are closest to the nail in fingers and toes. The lower back, knees, ankles, and wrists also are affected. It is important to talk to a dermatologist if you suffer from psoriasis and also experience stiffness or pain in joints. This may be indicative that psoriatic arthritis is present.

Ticonderoga Inn & Suites Each Best Western Property is independently owned & operated

Tax Included

Our “Family Fun Weekend Getaway” special includes one night stay in a room with two queen beds.

USE THE POOL & HOT TUB! Buy 3 Month Gym Membership GET ONE FREE when you mention this ad.

Zumba Coming in February

STAY IN TOUCH, BECOME A FAN ON FACEBOOK

1/22 PPrice Appetizers During Your Stay. Coupon Available at Check-in. 1/ Special offer Every weekend thru May 12, 2013 and Any School Breaks. Subject to Availability.

260 Burgoyne Road • Ticonderoga, NY 12883 Visit us online at www.BestTiconderogaHotel.com

89099

NEW MENU! Hours: Open 4-Close 7 Days A Week

89024


Winter 2013

www.denpubs.com

Senior Life - 7

WEDNESDAY / FRIDAY

SUNDAY

Doors Open at 5pm Starts at 6:30pm

Doors Open at 10:30am Starts at 12:30pm

Lowest Price Smoke Shop & Craft Shop Cigarettes / Carton from $13.00*

EVERYTHING IS TAX FREE! 518-236-7099 • Devil’s Den Road via Altona, NY

Hours of Operation: Concession, Smoke Shop, Thrift Shop Mon-Fri & Sun 8-5:55 Sat 9-6:55

An Alternative Health Care Center CHIROPRACTIC - DR. PETER VANCE, D.C. MONDAYS, WEDNESDAYS & FRIDAYS Over 30 years experience - specializing in headaches, sciatic, chronic pain, worker’s comp & personal auto injuries.

NATUROPATHIC - DR. DEBRA DAHLER, N.D. MONDAYS THROUGH THURSDAYS

Offering holistic health care options for most health concerns. Herbalism, nutrition & lifestyle counseling. ACUPUNCTURE ON TUESDAYS & THURSDAYS 43164

3083 Rand Hill Road • PO Box 275 • Altona, NY • 518-493-6300


www.denpubs.com

8 - Senior Life

Winter 2013

Different conditions comprise low vision

Millions of people have significant visual impairments that can make daily life challenging. Although many vision problems are readily treated with corrective lenses, treating low vision may not be so simple.

"Low vision" is a term used to describe the inability to see clearly. Even after correcting for vision with glasses or contact lenses, many people still cannot see well and test at lower than 20/40 vision. The American Academy of Opthalmology defines low vision as what happens if ordinary eyeglasses, contact lenses or intraocular lens implants do not provide a person with clear vision. Anyone with reduced vision that is not corrected by some method of lenses or surgery is considered to have low vision or be visually impaired. Low vision may cause slight vision loss or even blindness.

Glaucoma a common but treatable disease Glaucoma is one of the more common vision issues men and women face as they age. Though anyone, including newborn babies, can get glaucoma, older people are at a greater risk. That's important for men and women to know, as the Glaucoma Research Foundation notes that glaucoma is a leading cause of blindness, and roughly 10 percent of people who receive proper treatment will still experience loss of vision. Because it is so prevalent, glaucoma is something men and women should familiarize themselves with so they're more equipped to recognize its symptoms and seek treatment, which is highly effective, as soon as possible.

What is glaucoma? Glaucoma is not a single disease but the name used to refer to a group of eye diseases that damage the optic nerve. Located in the back of the eye, the optic nerve is responsible for carrying information from the eye to the brain. Damage to the optic nerve can eventually lead to loss of vision.

How does glaucoma develop? One of the first things to happen when a person gets glaucoma is the loss of peripheral vision. This is enough to motivate many people to visit their eye doctor, who will then develop a course of treatment to restore vision. Those who experience a loss of peripheral vision but do not seek treatment may notice their overall vision is worsening, and total blindness can result.

What are the symptoms of glaucoma? The symptoms of glaucoma vary depending on the type. Vision loss is the only noticeable symptom of open-angle glaucoma, and that vision loss is likely to affect peripheral vision, which may not be noticeable until it's severe because the healthy eye will make up for the loss. By the time sharpness of vision is affected, significant vision loss has likely occurred. More information on glaucoma is available at www.glaucoma.org.

Mental Health Association in Essex County, Inc. 6096 NYS Rt. 9N • Westport, NY 12993

24 HR HOPELINE

800.440.8074 • Education Assistance

• Community Center (Ticonderoga and Westport)

• Self Help Groups

• Case Management

There are many factors that contribute to the onset of low vision, including disease, aging, injury, and heredity. The following are some of the more common causes. •Age-related macular degeneration (AMD): This is a common eye condition among people age 50 and older. In fact, it is the leading cause of vision loss in older adults, says the National Eye Institute. When a person has AMD, the macula, which is the most sensitive part of the retina responsible for fine-tuning images received by the eye, deteriorates and does not work properly. Though there might be some vision, images won't be clear. The most common form of age-related macular degeneration is known as nonexudative, or "dry" form. This generally causes vision loss that develops gradually. More rapid and severe vision loss comes from exudative, or the "wet" form, of macular degeneration. This occurs when abnormal blood vessels develop under the macula and leak fluid and blood. •Cataracts: Cataracts are a clouding of the lens of the eye that usually develops with aging. It may be present at birth or be the result of an injury to the eye. Depending on the severity of the cloudiness of the lens, vision can be impacted greatly. Cataracts may form as a result of long-term exposure to ultraviolet light, exposure to ionizing radiation, secondary effects of diseases such as diabetes, hypertension and advanced age, or trauma. •Glaucoma: When a person has glaucoma, eye damage occurs to his or her eye when there is a buildup of fluid pressure within the eye, also known as intraocular pressure. This pressure can damage the optic nerve and cause visual field loss, which over time might escalate to

blindness. Glaucoma is often dubbed "the silent thief of sight," because in most cases it progresses slowly and vision loss is not immediately apparent. •Diabetic retinopathy: Vision can fluctuate daily as a result of diabetes. Diabetic retinopathy can cause blood vessels in the retina to develop abnormal off-shoots that leak blood and interfere with vision, eventually causing severe damage to the retina. •Retinal detachment: This occurs when the retina separates from its underlying layer. The portion that detaches may be rendered useless and cause total impairment of vision. Some retinas can be surgically reattached, and vision may be restored partially if surgery occurs promptly. •Anaridia: Anaridia occurs when the iris, which is responsible for controlling the diameter and size of the pupils and regulating the amount of light reaching the retina, fails to develop normally. If the iris is not functioning properly, extreme sensitivity to light and an inability to see clearly may result.

Low vision treatment

Treatment cannot begin until your vision is assessed by a professional. An optometrist may conduct various vision acuity tests to determine what might be the cause of vision loss. Each type of low vision problem requires a different approach to treatment, so it's important to correctly diagnose the problem before beginning treatment. Some treatment options for low vision may include specialized optical systems, video magnification, therapeutic filters, or special prescription glasses. There also may be the need to perform eye exercises that help maximize existing visual function. Individuals may have to use a combination of devices to find the ones that help the best. Only a doctor can determine the culprit behind vision loss. Rou5797 State Route 8 tine visual exams are Across from recommended at least “The Chicken Diner” every year and may Chestertown, New York 12817 need to be more frequent if a person is suf518 494-4334 fering from deterioratchesteryarnboutiqe@frontier.com ing vision. If caught early, many eye conditions Fine Fibers, Knit and can be managed to help Crochet Notions prevent further loss of Classes and Assistance vision. 89101

SERVICES OFFERED: • Outreach

Causes of low vision

Concerned About Energy Costs? The Icynene Insulation System by North East Spray Foam.

• Crisis Alternative Program • Supported Employment

INSIST ON IT!

• Supported Housing

TICONDEROGA OFFICE

518-962-2077 Toll Free: 1-800-440-8074

518-962-2077 Toll Free: 1-800-440-8074

1.888.472.2774 89022

WESTPORT OFFICE

4A Vatrano Drive • Albany, NY 7 Rocky Ridge • Warrensburg, NY www.northeastsprayfoam.com

89103


www.denpubs.com

Winter 2013

Senior Life - 9

What to do with your retirement account before the next economic downturn swoon investors will return to their typical behavior sooner rather than later. Therefore it pays to avoid overreacting at the onset of a downturn and maintain your peace of mind. While some people manage to maintain a cool head during times of economic struggles, others may lose sleep when the next recession or downturn rears its ugly head. To avoid succumbing to such stress, consider the following tips to protect your retirement accounts should the economy once again take a turn for the worse. •Pay attention to your portfolio. Young people just beginning their professional careers are often told to enroll in a 401(k) program as soon as possible, but to avoid making any changes in the near future once the account has been set up. While no investors, young or old, should allow a knee-jerk reaction after a bad financial quarter to dictate how they manage their retirement accounts, that doesn't mean you should ignore an account entirely. Pay attention to your portfolio, examining it at least once per year so you can make adjustments to your investments if need be. Just don't allow a sudden reaction to a bad quarter dictate these adjustments, which should only be made after a careful examination of your retirement account's portfolio and its performance. If you're happy with the performance, don't change a thing. •Reduce your risk as you age. Financial experts can often predict when the economy will thrive and when it will struggle. But unless you are such an expert, avoid playing with fire. As you age, reduce your risk with regard to your investments. Young people can afford to take on more risk because they have more time to make up for a risk that doesn't work out. Men and women age 50 and older have no such luxury and should reconfigure their retirement accounts as they age so their investments are less risky and more conservative. This strategy should be put to use even if you lost a substantial amount of money during a previous recession or downturn. It might be tempting to try to make up for lost money, but that strategy carries considerable risk, and you might end up depleting your retirement savings a second time. •Spread the money around. When contributing to a retirement account such as a 401(k), the standard is to deposit 6 percent of each paycheck into that account. If you're depositing more than 6 percent into your retirement account, consider decreasing your retirement contribution to the standard amount and depositing the extra money into a high-interest savings account. The savings account won't put your deposits at risk,

Real Estate by Ross L.L.C. Crown Point, NY 12928 • (518) 597-9289

www.patrossrealestate.com

Plattsburgh Memorials Ph. (518) 563-7666 • 1-800-750-4452

Patricia Ross - Lic. R.E. Bk. Call 518-597-9289

23029

Marybeth Worth - Assoc. R.E. Bk. Call 518-597-3584

GERAW’S

Essex County Office for the Aging

OK SEPTIC SERVICE

“Our mission is to provide leadership and advocacy which creates an environment enabling the County’s aging residents to determine their own destiny in a positive manner.”

90247

Low Prices,U nbeatable W arranty

23278

Now Accepting Applications for 1 Bedroom Apartments RENT BASED ON INCOME

O ver 400 M onum ents In Stock !

4875 So. Catherine St. Plattsburgh, NY 12901

“List With Us” Lord Howe Estates Safe & Affordable housing serving the Elderly & Disabled 518-585-6696 • 54 Adirondack Drive, Ticonderoga, NY

and if the economy is faring well, you will still be doing well with your 401(k) while ensuring some of your money won't suffer should the economy suddenly take a turn for the worse. •Don't cash out too early. When the economy struggles, many investors have discovered they simply don't have the stomach for investing. That's perfectly understandable with certain investments, but a retirement account should not be one of them. Cashing out a retirement account too early could incur substantial penalties that, if your retirement account was affected poorly by a bad year, may only further deplete an account you likely spent years building. Avoid the temptation to cash out early if your retirement account is struggling. It's often not worth the steep price.

89114

A struggling economy can have both instant and longterm consequences. When the economy is suffering, consumers tend to spend less in the short term while making financial decisions that affect them over the long haul. One of the biggest quandaries men and women face during a recession or economic downturn is how to approach their retirement accounts, most notably a 401(k). When the economy begins to struggle, men and women may notice their 401(k) plans are struggling right along with it, losing money that most were counting for their retirements. This can induce a certain degree of panic, as account holders worry about their financial futures and how they are going to get by should the recession last and their retirement accounts continue to shrink. But such panic might be unwarranted. According to the investment management firm Vanguard, participant saving and investing behavior had returned to prerecession levels by 2010, and participant account balances actually rose 13 percent between 2005-2010, despite the considerable market shock that occurred during the recession of 2008-2009. Those figures illustrate that even during a particularly bad economic

- CESSPOOLS & SEPTIC TANKS - CLEANED & INSTALLED - ELECTRIC ROOTER SERVICE -DELIVERY OF- GRAVEL • STONE • TOPSOIL -ALL TYPES OF BACKHOE WORK-PORTABLE RESTROOMS-

FAST SERVICE (518) 597-3634 (518) 585-2845

23276

(518) 873-3695

90229

90248


www.denpubs.com

10 - Senior Life

Winter 2013

Make your favorite recipes healthier A healthy diet plays a significant role in a person's overall health. Without a healthy diet, men and women are more susceptible to disease and other potentially harmful ailments. But when many people think of a healthy diet, a lack of flavor is often one of the first things to come to mind. That's a common misconception, as a diet that's healthy and full of nutrients can simultaneously be flavorful. In fact, it's easy to enjoy many of your favorite dishes in a way that makes them much healthier. Oftentimes, a few minor alterations to a recipe is all it takes to turn the dish from high-risk to healthy. •Trim the fat. No one wants to eat fat, but fat isn't entirely bad for you. Fat can help your body absorb vitamins A, D, E and K, and replacing fat with something like carbohydrates decreases how much these valuable vitamins are absorbed. In addition, dietary fat releases chemicals in the brain that make you feel full, reducing the likelihood that you will overeat. Those are just a few of the benefits of dietary fat, which is an essential element of a healthy diet. But overconsumption of dietary fat can be dangerous, and many people simply need to trim some fat from their diets. One way to do that is to reduce how much butter, shortening or oil you use when cooking. For some recipes, you may be able to cut suggested portions of such ingredients by half without replacing them; however, for others, especially those for baked goods, these items may have to be replaced. In the case of the latter, find a suggested alternative to high-fat items, and only use half of the high-fat item listed in the original recipe. Chances are you won't taste the difference, but your body will be better for it.

•Substitute healthier fare. Substituting items is another way to turn a favorite dish into a healthier dish without altering the flavor dramatically, if at all. For example, instead of cooking with enriched pasta, purchase whole-wheat or whole-grain pastas, which are higher in fiber and lower in calories. If a recipe calls for using milk, choose fat-free milk instead of whole milk. Doing so reduces your fat intake by nearly 8 grams per cup. Recipes can even be made healthier by simply cutting back on the main dish and adding more vegetables. Instead of using the recommended amount of meat or chicken, scale back and make up for it with additional vegetables, which reduces your caloric and fat intake while adding more vitamins and minerals to your diet. •Change your methods. Certain cooking techniques are healthier than others. Frying foods or cooking with fat, oil or salt is not the healthiest way to prepare a meal. Some of your favorite dishes that call for frying or cooking in oil can be just as flavorful if you opt for healthier methods like braising, broiling, grilling, or steaming. When recipes call for basting foods in oil or drippings, forgo these unhealthy options and baste foods in vegetable juice or fat-free broth instead. What you use to cook can also be healthy or unhealthy. Nonstick cookware won't require you to use oil or butter to keep foods from sticking to the pan. This reduces the amount of fat and calories you will consume, and you likely won't notice a difference with regards to flavor. Men and women who enjoy food and cooking their own meals can take several steps to make those meals healthier without sacrificing flavor.

Keeping Quality Healthcare Closer to Home

Moriah Pharmacy...................................546-7244 Schroon Lake Pharmacy........532-7575 Willsboro Pharmacy.........................963-8946 Let us help you SIMPLIFY the insurance side of RX with PERSONAL and RELIABLE SERVICE

Remember us for your gift knick-knack needs Trade names of

CALL OR STOP IN!

89113

AFFORDABLE HOUSING

AFFORDABLE HOUSING

(62 or Older or Disabled regardless of the age)

(62 or Older or Disabled regardless of the age)

Lakeside Manor Senior Housing 38 Fowler Ave. #300 Schroon Lake, NY 12870

1 BEDROOM APARTMENTS Currently have openings • Rent based on income Please call for application 518-532-0144 • TDD 1-800-662-1220 schroonlake@dimarcogroup.com

Indian Lake Senior Housing 138 White Birch Lane Indian Lake, NY 12842

1 BEDROOM APARTMENTS

10% OFF

Currently have openings • Rent based on income Please call for application 518-532-0144 • TDD 1-800-662-1220 schroonlake@dimarcogroup.com

ON SUNDAYS FOR SENIORS

Baldwin Real Estate Corporation is an equal opportunity provider, employer, and lender. 90250

23286

Prearrangement

FREE DELIVERY AND SET UP

PHARMACY DEPARTMENT Let us fill your next prescription. $4 PRESCRIPTION PROGRAM $10 FOR A 90-DAY SUPPLY

Choose from hundreds of generic drugs and over-the-counter medications

Accepting New and Existing transfer patients. Call us to arrange a seamless transfer of your medical equipment needs. With 28 years of dedicated service as a home medical equipment supplier our goal is to provide our customers with the best service and care possible, at a minimal cost. We offer a wide range of medical, respiratory, and rehabilitation equipment and services. Our rehabilitation services have now expanded thanks to the addition of Jim Hock, OTR/L-ATP. We provide all groups of custom wheelchairs, including manual wheelchairs, custom seating, power wheelchairs, and scooters. Our knowledgeable staff includes a Pharmacist, Occupational Therapist - ATP, Rehab Specialist, and Trained Technicians.

Serving Ticonderoga & Surrounding Communities with a Hometown Standard of Care

518-585-6486

92 CHAMPLAIN AVE. TICONDEROGA, NY 12883

(518) 585-4489 23277

You know the countless benefits that prearranging brings your family, but did you know that it need not cost you anything? While many families choose to prepay, others prefer to simply have us record and hold their wishes on file. Contact our funeral home for details.

Wilcox and Regan Funeral Home and Valenti Memorials

Serving our Community for over 120 Years

OFFICE HOURS: MONDAY - FRIDAY 8:30AM-5:00PM 24 HOUR EMERGENCY SERVICE 7 DAYS A WEEK

1134 Wicker St., Ticonderoga, NY 12883

doesn’t have to cost anything.

W

Locally owned and operated

New Prescriptions Order Refills Transfer Prescriptions

Baldwin Real Estate Corporation is an equal opportunity provider, employer, and lender. 90249

P.O. Box 238 106 Maple Street Corinth, NY 12822 (518) 654-2485

89104

Ticonderoga, New York (518) 585-7323 Thomas V. Valenti • Funeral Director 23284


www.denpubs.com

Winter 2013

Senior Life - 11

PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE • PUZZLE PAGE

MANY HAPPY RETURNS By Kathleen Fay O’Brien ACROSS 1 Hussein : Obama :: __ : Garfield 6 Comforter 11 Taking badly? 20 Dunces 21 Informal bid 22 Zap 23 “Honest, Professor, I studied very hard for this test”? 25 Visibly shaken king? 26 Circus leaper 27 Ad gp. 28 U.S. tender 30 Oddly amusing 31 It affects your take-home pay 33 Civil War authority Shelby 35 Per 37 Rejection at McDonald’s? 40 Things used in semi circles? 43 Bucky, in “Get Fuzzy” 47 Concludes 48 Photographing giraffes, perhaps 50 Reunion attendees 51 Technology prefix 52 Pico de gallo holders 54 Pronto, to execs 55 Scarlett’s refuge 56 Like granola 57 Deck out 58 Bar orders for the calorieconscious 59 Laser alternatives

61 62 63 64 68 71 73 74 76 78 79 81 82 83 84 85 86 88 89 90 91 95 96 97 102 105 106 108 109 112 115 116 117 118 119 120

Expected to land Gloomy atmosphere Dedicated verse Error that just got bigger? PC panic button The “Y” in YSL Wise guys Detailed Unlock the door for House reporter? Harlem sch. Princess born on Polis Massa Love, to Caesar Acts skittish Vidal’s Breckinridge Lurches Fighting practice Kemo __ Like the Finger of Fate on “Laugh-In” Friday, e.g.: Abbr. What Red Riding Hood wisely didn’t do? Betty Grable’s were insured Show again Source of inside info? Suite spot “Mr. Mom” actress Do some bartending Wrist-to-elbow bone Green poet? Effect of Pepé Le Pew battling a romantic rival? Pretends to be what one isn’t All, to Caesar Els on the links Backyard buildings One you might not want to meet? Carried on

Complete the grid so each row, column and 3-by-3 box (in bold borders) contains every digit, 1 to 9

DOWN 1 Sternward 2 Italian vintner 3 Subject of the book “The Best of Time” 4 Tough test metaphor 5 Stir-fry additive 6 Former bumper car trademark 7 Like “waitress,” e.g. 8 “Ha ha” 9 L.A.-to-N.Y. dir. 10 Champs 11 More copious 12 Preconception 13 MCCC halved 14 Cult following? 15 City on the Guadalquivir River 16 Insignificant one 17 Othello’s betrayer 18 Like many a palette 19 “Little” Dickens girl 24 Bother 29 Suffix with Capri 32 Cries of clarity 34 Novus __ seclorum: Great Seal motto 35 Bother 36 Kisser 38 Lick 39 “Me too!” 40 Quick look across the moat? 41 Bluff in Banff 42 Small samplings 43 House party setting 44 Serengeti grazer 45 Fowl injustice? 46 Key of Bizet’s most popular sym. 49 Bomb 51 Chicago Sting org. 52 Hair piece 53 Seed covering 56 Publisher Chandler 57 “September 1, 1939” poet

58 60 61 62 65 66 67 69 70 72

Lt. Columbo’s employer Starting place? Painter of ballerinas Small and weak St. Clare’s town Word with deck or drive __ colada Unmoving Scene with stuntmen Shenandoah Natl. Park

75 76 77 78 79 80 83 84 85 87 88 89 92

site Wire service?: Abbr. Code contents, maybe Webzine Scolds, with “out” High tech/lowlife sci-fi genre Hands across the water? Skyline obscurer Half a fish Falling-out Eternal “Overnight” surprise for some Turnpike alert Sports page deals

93 94 95 98 99 100 101 102 103 104 105 107 110 111 113 114

Ship designation Eye-related Flatten Kama __ Stick “Tomorrow” musical Starkers, across the pond Romance novelist Victoria Eclectic assortment Show recorder Crisscross pattern Tony’s cousin Dissatisfied cry Bar quaff Medical suffix Alter, perhaps

SOLUTIONS !

Harland Funeral Home

(518) 585-6230 • Fax: (518) 585-6467

(518) 546-7033

23285

Christina Norton, ADM., RN Montcalm Steet Ticonderoga, NY 12883

90245

LOOK HERE!

Fully equipped gym. Over 25 weight stations. Free weights, pulley machines & full circuit. Variety of cardio machines. Independent basic, partially guided or fully guided membership options available.

AmeriGas Makes It Easy...

We deliver a LOT more than propane

Affordable Energy Efficient 1 BR Apts. READY NOW!

When you switch to AmeriGas we’ll meet your energy needs! Call today and ask about our senior citizen discount on propane.

White Water Manor Senior Apartments

AFAA Certified Personal Trainer available with guided memberships or by the session.

RENT by INCOME

Come in for a free initial consultation & get started with a program customized to fit your fitness needs & goals.

North Creek, NY

23280

518.251.4641 • 518.692.8873

Ask about AmeriGas easy payment plans with credit approval 23110

For persons ages 62 or Older or handicapped / disabled regardless of age

Achieve Fitness, LLC 2040 Creek Road, Crown Point, NY www.bonniesprinkle.com 518-597-3313

4279 Main Street • Port Henry, NY 12974

Ask about GAS Check Gas Appliance System Check

Downtown Ticonderoga

585-7717

23275

MONTCALM MANOR HOME FOR ADULTS

23283

Pre-Arranged Counseling Traditional Funerals Serving All Faiths & Communities


12 - Senior Life

www.denpubs.com

Winter 2013

Come see our full line of

Quality Manor Furniture & Mattress

89107

www.livingstonsfurn.com GLENS FALLS • Corner of Dix Ave. & Quaker Rd. • 793-2888

SL_02-02-2013_Edition