PLATTSBURGH — An elderly homeowner verbally quoted an estimate of $13,000 for remodeling her home received a bill for $25,000 after the work was completed. Another homeowner was shocked when a company filed a lien on his house for $10,000 for material used by a contractor but not paid for from contract funds. These situations could have been avoided through proper use of New York state’s Home Improvements Contracts Law. Because of these and other cases, State Attorney General Eric T. Riley