FIVE ADJUSTMENTS IF YOUR SPOUSE MOVES INTO CARE BY SOPHIE DOYLE, RETIREMENT AND AGED CARE SPECIALIST
Life is filled with changes. But with preparation and good advice, you may be able to manage the transitions more effectively to minimise stress. rise” through a higher age pension. This increase can help to cover higher expenses and care costs.
Watching your spouse’s health decline can be difficult and stressful. And if this decline results in a move to aged care, you will both be faced with a lot of changes. These changes might include getting used to a new routine and sleeping arrangements, as well as financial, legal and emotional adjustments. In this article, I highlight five aspects that couples may need to consider and tips to help you adjust. 1. YOUR CENTRELINK AGE PENSION If your spouse (or both of you) move into care, you might qualify for a “pay
When a move into care is involved, illness–separated couple rules apply. Your pension continues to be assessed on combined financial means but is paid at the higher single rates of pension. A couple’s age pension could increase by up to $14,000 per year (combined). Update your Centrelink (or Veterans’ Affairs) records as soon as possible after the move and let them know that you are now an illness–separated couple. If you previously just missed out on an age
pension it might be worth reapplying. 2. YOUR EMOTIONS AND MENTAL HEALTH The stress associated with the transition and financial adjustments can be significant, you might experience feelings of exhaustion, guilt, and/or grief. These are normal reactions, and it’s perfectly okay to take some time to navigate through these emotions. Surround yourself with the support of caring friends and family or consider seeking professional help if needed. Remember, prioritising your own mental health is not only okay but
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