CCM - NOVEMBER 2017 by CITY NEWS PUBLISHING, LLC

THE MAGAZINE THAT CARES

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Act Now Open Enrollment!

WILLIAM M. DEMARCHI, MD VOTED TOP INTERNIST 6 YEARS IN A ROW

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Varicose Veins? Might be More than Meets the Eye

BY MINDI RUDAN We’ve all seen them; on the beach, bulging behind summer shorts or marring the look of an otherwise great “gam” or worse---on our own legs in the mirror: Varicose or spider veins. Defined basically as veins that have become enlarged and twisted, the “bulge,” appears when valves or the pair of “leaflet valves” no longer meet properly, and simply put, the valves just don’t work anymore. (Valvular incompetence.) This causes blood being pumped from your heart-- that we often take for granted, hard-working veins carry to and fro-- to back up, if you will, creating the unsightly bulge we know as varicose veins. Most common in the superficial veins in the legs, which are subjected to high pressure from standing, too much sitting, inactivity or the dastardly leg crossing, these veins can actually be found anywhere on the body, even the face. While most people seek remedy for the cosmetic aesthetics, there’s much more reason to check them out—especially as we age. And while there are countless vein clinics, or even medical “spas” that offer to treat the malady, few bear the pedigree of board certified, world-renown cardiologist Ariel Soffer, founder of Soffer Health Institute, now with SIX locations. His professional credits could fill a page alone, but his personal passion for this field and his journey towards it--is much deeper. This IS the doctor who for FOUR years had an ABC News Health segment called “Dr. Soffer’s Second Opinion.”The same doctor medical companies still call to test and give input on new methodology, new tools, techniques and breakthroughs. This IS the doctor who gives a seminar in New Orleans every year for 3-500 other highly skilled physicians who travel from all over the country to learn from him. HIS techniques, his innate diagnostic ability and gain his insight into this specialty. He’s that talented, and that committed. And lucky for us, his SoFla locations are graced by him –and a hand-picked and trained staff every day. His website heralds almost rock star adoration from legions of patients, some whose lives have potentially been saved, and countless others he’s made more livable and enjoyable because of his “vein whisperer-ish” knowledge, talent and years of focused experience. “He’s clearly the top of this pyramid,” offered Adam Kustin, company spokesperson and someone who’s

clearly enamored of Dr. Soffer’s skill and humility after seeing what he does every day. “In this field, he is as good as it gets, yet the man is so kind, so warm and so approachable, it has spawned the growth of this practice.” And call me crazy, but when you are talking about your vascular health, your overall well-being and your potential to enjoy living life, going to a “medical spa” to be treated for veins that work in tandem with your heart daily—SHOULDN’T be a crap-shoot. “You want the best,” said Kustin. “Two people can walk in with the same bulging vein issue, but there’s no way to tell if either has any real underlying health issues. It’s more than just cosmetic.” And Dr. Soffer’s ability makes sure patients don’t walk out just cosmetically beautiful, but walk out KNOWING there isn’t a serious hidden health issue that could be life threatening just down the road. “Sometimes people aren’t bothered by the bulging vein but they experience achy, very tired legs, numbness or restless legs and they never associate these “symptoms” with varicose veins. That’s why seeing a doctor as qualified as Dr. Soffer and his staff becomes so vital.” And fixing the issue is relatively simple. “And pain-free,” he added. “Most procedures involve closing the vein, sometimes repairing it. The new lasers are very low risk, super accurate and extremely effective. We can also inject saline. It depends on the severity.” When asked why this doctor has made vein health his focus when he clearly is still regarded as one of America’s

top cardiologists, the answer brought staggering clarity and a character trait we all want in our doctors. “It was emotional for Dr. Soffer. He wanted to stop fixing the sometimes near unfixable issues in cardiology. Instead he wants to help people prevent these lifethreatening issues BEFORE they take a toll. Before they compromise how a patient lives life …and he gets an immediate hug,” half-joked Kustin. “He SEES people pain free, enjoying life again who didn’t even know it was possible for them. They never connected the dots, he does.” With six offices locally, Deerfield Beach, Weston, Pembroke Pines, Aventura, North Miami Beach, Hialeah/Miami Lakes, Dr. Soffer is accessible. His staff is multi-lingual, welcoming and most importantly willing to help people start the process. FOR MORE INFORMATION PLEASE CALL

954.900.9248 Soffer Health Institute began in Aventura and now there are several locations, including one in Deerfield Beach at 1877 W. Hillsboro Blvd. They plan to open a Weston location next. Members of the staff speaks Spanish, Russian, Hebrew, Creole and Portuguese.

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COMMUNITY NEWS LETTER FROM THE EDITOR

The Magazine That Cares

ow, 2018 is almost here. This year flew by real quick. As you can see from our past year of magazines, we have spared no effort in bringing you the most enjoyable and reader friendly magazines we can come up with. We have taken all your input and ideas and have published what we feel are the 3 best local community magazines in South Florida. We all were hur t by Hurricane Irma but thank fully, our area was spared the brunt of any major damage. Our thoughts and prayer s are with ever yone who was impacted by any of the severe weather to hit our nation over the past month. Global warming anyone?

“

The biggest improvement we made this month was to increase our carrier routes to 40,0 0 0+ dif ferent homes over 2 months in each area of our Boca Raton and Coral Springs/Parkland maga zines. We hope this brings many more reader s into our family and helps all our adver tiser s equally so. Please suppor t our adver tiser s. Remember to also send us your photos of your costumed pets as our 2017 Pet Costume Contest Is over November 15. Thank you for your suppor t.

Darkness cannot drive out darkness: only light can do that. Hate cannot drive out hate: only love can do that.

”

Enjoy The Magazine

Lucy & Jerry

4 14

TABLE OF CONTENTS

Calendar Events NOVEMBER 2017

LUCY SPIELMAN Editor in Chief

THE MAGAZINE THAT CARES

dESIGN & PRodUCtIoN

WWW.CITYNEWSMAGAZINE.COM

DAMION LAWRENCE

Broward Health Erase School Day Stress yonne Lopez Veterans Coalition of Coral Springs Florida Panthers Alumni and Coral Springs First Responders

Tips & Contests

President/Publisher

Community News

JERRY SPIELMAN

Cover Story: Dr. Demarchi

- Martin Luther King, Jr.

Chamber Page Library Events Legal Corner Pet of the Month Sponsored by Camp Canine Our Pets School News Dining Section Puzzle Page Sponsored by Dr. Colella City Scene Financial / Tax Advice God’s Corner Puzzle Page Answer Page

10 12 14 16 33

8 18 19 20 21-22 24 26-29 32 34 36 40 40

AdvERtISING ACCoUNt ExECUtIvES LISA LITT, JOHN BRODIE, CHRIS MILLER

WRItERS

Act Now Open Enrollment!

RACHEL GALVIN, NICOL JENKINS, DALE KING, BROOKE BITTON, MINDI RUDAN

WILLIAM M. DEMARCHI, MD VOTED TOP INTERNIST 6 YEARS IN A ROW

offICE MANAGER: SHARON RINGNALDA

SEE OUR INSIDE BACK COVER

CoNtRIbUtoRS

DR. MONIqUE BAIN, DR. ANNABELLE DOOKIE, KAREN KAPLAN, RICH MASTON, DR. CHARLES MESSA, ALAN J. REINFELD, DR. DEBBIE SWAyMAN, ANDI WITES, DR. SIMON WONG, KEN CUTLER, ANDREW RADER, DALE KING

visit us online: www.CityNewsMagazine.com

5491 North University Drive, Suite 104-B, Coral Springs, FL 33067

Ph: 954-255-5226 • Fax: 954-255-5228 Lucy@CityNewsMagazine.com Graphics@CityNewsMagazine.com

Total circulation is 20,000. City News Publishing LLC, is published and direct mailed monthly to prestigious homes in Coconut Creek & Margate, verifiable by US Postal statements. Additional free copies are available at locations throughout the cities and upon request by contacting the editor. Opinions expressed by the writers are their own and do not necessarily reflect the opinions of the publisher. City News Publishing LLC, reserves the right to edit and/or reject any editorial or advertising content and is not responsible for errors in advertising beyond the cost of the space, or for the validity of claims made by advertisers. Entire contents copyrighted 2017 by City News Publishing LLC, Reproduction in whole or in part is forbidden in any media without prior written permission from the publisher.

NOVEMBER 2017

TO cONTacT ciTy NEws, call lucy (EdiTOR) aT 954-255-5226

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COMMUNITY NEWS

Confused by healthcare? Get the correct information from your local Florida Blue licensed agent and NOT Facebook! Call us today

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or ask us your questions at

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NoVeMBer 2017

COMMUNITY NEWS

NOVEMBER CALENDAR EVENTS hurriCane Charity

NOV

On November 4th, OXXO Care Cleaners will sponsor a volunteer planting effort at St. John Bosco Church in Little Havana, where restoration after Hurricane Irma will take place. They will provide landscaping services and hurricane cleanup. Saint John Bosco provides an afterschool program called the Leadership Learning Center that serves over 250 children in the Little Havana area. They will help with a nice green space and privacy fence for the children’s play area.

City of Margate golf ClassiC

NOV

Golfers are welcome to attend the City of Margate Golf Classic. The Golf Classic will be held from 11:30 am to 7 pm at the NW Focal Point Senior Center, Margate. For more details, visit http://www.margatefl.com.

MusiC under the stars

NOV

Join us for an evening of great music and entertainment as Vista Motor Company presents Music under the Stars every second Friday of the month. Music kicks off at 7 pm at the Great Lawn located at the intersection of Atlantic and Pompano Beach Boulevard. The featured band for this month is Beatlemaniax (Beatles tribute band). For more details, call 954-786-4111.

naMi Walks` The National Alliance on Mental Illness (NAMI) Broward County will host their fifth annual 5K, “NAMIWalks,” on November 11 in Tradewinds Park, 3600 W. Sample Road, Coconut Creek. Registration starts at 8 a.m., the walk kicks off at 9:30 a.m. “Walking for Mental Health” will benefit NAMI Broward County, an affiliate of the National Alliance on Mental Illness. There will be music, food, dancing, kids zone, entertainment and pet contests. There is no fee to walk; everyone who raises $100 or more receives a free event T-shirt. Broward County Sheriff Scott Israel and Chief Public Defender Howard Finkelstein are this year’s honorary chairs and they will be speaking before the Walk starts. City News is a sponsor of this event. For information, call Edna Einhorn at 954-258-3990 or Edna@ NAMIBroward.org.

NOV

Veterans day CereMony

NOV

Join the City of Coconut Creek on Veterans Day as we pay tribute to those who served our country and protected our freedom, on November 11th start at 11 am at Veterans Park, 3550 Lyons Road, Coconut Creek. Hosted by the American Legion Post 170 Dignitaries and guest speakers, and Coconut Creek Police Department Honor Guard, and Monarch High School JROTC. In case of inclement weather, the ceremony will be held at the Recreation Complex, 4455 Sol Press Boulevard. For more information, call 954545-6600 or visit www.CoconutCreek.net.

John offerdahl’s gridiron grill-off food & Wine festiVal

NOV

Join us for the eighth annual “John Offerdahl’s Gridiron Grill-Off Food and Wine Festival, presented by UHealth, an event that features a Grill-off competition with NFL legends and celebrity chefs from South Florida’s finest restaurants. Fans spend the afternoon eating, sampling fine wines, voting on their favorite grill recipes and competing with their favorite football players in the annual cornhole tournament. The event will take place from Noon to 5:30 pm at Pompano Beach Amphitheater, 1801 NE 6th Street. For more information, visit www.gridirongriller.com.

green Market

Green Market Pompano Beach is a locally produced open air market featuring the best of local fruits and vegetables, baked goods, fresh seafood, gourmet teas and coffee, specialty food items, as well as homemade crafts, health-related products and live music. Season opens on October and continues every Saturday through April. Dogs welcome. The Green Market will take place from 9 am to 2 pm at NE 1st Ave and Atlantic Blvd at Pompano Beach Green Market. For more information, contact greenmarketpompano@gmail.com or 954-786-7824.

NOV

CoMMunity Craft shoW NOV

18 4

Enjoy some arts and crafts at the Community Craft Show on November 18th at Harbor Chase Assisted Living of Coral Springs, 2975 NW 99th Ave, Coral Springs. Snacks available for purchase, jewelry, crafts and more. A portion of proceeds goes to the Alzheimer’s Walk. For information and vendor opportunities, contact craftycrafts2u@aol.com or 954-979-0712.

NOVEMBER 2017

fall harVest festiVal NOV

Enjoy a free, old fashioned family country fair with bounce houses, live entertainment, a handicraft fair, food trucks, pumpkin patch photo spot, face painters, petting zoo, and live music by the Rambling String Band (Folk/ Country); and Handicraft Fair presented by the Coconut Creek Women’s Club. At 6:15 pm, the event continues with a “Movie in the Park”. Enjoy The Little Giants (PG) on an outdoor 15’ x 20’ movie screen. Bring a blanket or lawn chair, from 2 pm to 6 pm at Sabal Pines Park, 5005 NW 39th Avenue. For more information, call 954-545-6698.

TO cONTacT ciTy NEws, call lucy (EdiTOR) aT 954-255-5226

27th annual santa’s BrunCh DEC

The Women’s Club of Coconut Creek and the City of Coconut Creek are sponsoring the 27th Annual Santa’s Brunch. The event will take place from 10 am to Noon at the Community Center, 1100 Lyons Road, Coconut Creek. Children ages 3 to 8 are welcome. Ticket sales end November 23rd, or before, if we sell out. For tickets or more information, contact santabrunchcc@gmail.com.

www.ciTyNEwsMagaziNE.cOM

COMMUNITY NEWS

Brad P. Glick, DO, MPH and Associates Celebrating 21 Years in Dermatology!

Celebrating Our 1 Year Anniversary Specializing in Medical, Surgical & Cosmetic Dermatology Specializing in Medical, Skin Cancer Surgical & Cosmetic Dermatology

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With 22 Years In Dermatology! www.CityNewsMagaziNe.CoM

to CoNtaCt City News, Call luCy (editor) at 954-255-5226

NoVeMBer 2017

CLIENT TESTIMONIALS I wanted to thank Jerry and Lucy Spielman of city News for the incredible impact their magazine has provided my business. City News has provided incredible exposure to the city of coral springs/ Coconut creek and Boca Raton. I can attribute over 200k in commissions earned as a result of city news. Thank you for guidance and friendship. Forever a client. - Russell Cohen Murphy Business brokers (2 full pages in every magazine)

Our law firm has been advertising in all 3 CITY NEWS magazines for quite some time. Besides being a pleasure to work with, we average between 15-20 leads/ month with up to 6 new clients monthly. The magazine works for us.We love it. - Naomi Cabrera (Renfeld & Cabrera Law Firm)

My company decided to spend some of our marketing budget with Boca’s Best and we are very happy that we did. On our very first entry, we were able to produce almost $9,000 in additional revenue, and we are still working with clients that will increase that number. When you work with Jerry, you get a straight shooter, all kinds of pleasant surprises, and someone who responds quickly, listens to what you are saying, and simply runs a professional operation. Actions speak louder than words: we committed long term to Boca’s Best because we like Jerry, but most importantly because we are extremely happy with what the magazine has done for our business! (We have been in many magazine, T.V ads, internet, Facebook and more. This was a winner!) - Fred Steinberg The Facility For Training Boca Raton (Now takes the front cover every other month)

Boca’s Best Magazine with Jerry and Lucy give from the heart! Non-Profits mean so much to this couple! They are effervescent and bubble over with joy just trying to do their very best to promote NonProfits in dire need seeking assistance to stay alive. Their magazine promotes so many and this catches the eye of the reader instantly. It is obvious that their generosity in their publications open up to stress vital information which seeks to inform the reader of a necessity for their support! I highly recommend all to consider giving your TIME, TALENT AND TREASURE as Jerry and Lucy do each day to make a difference! - Rosemary and Ben Krieger

MAGAZINE PICKUP LOCATIONS BOCA’S BEST- BOCA RATON • • • •

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COMMUNITY NEWS

Invest • Connect • Lead • Grow • Impact www.pompanobeachchamber.com/mcc/

Calendar of Events

Happy Thanksgiving

December 14thǦLeads Lunch Group @ Lester’s Diner 12pmǦ1pm

BY JOHN BRODIE

t’s almost Thanksgiving! It is a time to put all worries and concerns for the future of the planet aside and realize what a great world we live in. Yes there will always be challenges and things we are not pleased about but most of us have it pretty good. It is time to send your worries on vacation. Instead celebrate Thanksgiving and all that is right with your world – I can tell you for sure that if you take some time now and everyday for some appreciation of all the good things in your life and business it will make for happier and more successful days ahead.

and community Chamber Members who continuously December 15th– Membership Breakare networking, mentoring and encouraging each @you Carolina Club, 7:30amǦ9:00am other. fast Thank all.

December 16thǦ 2016 City of Margate

Organizations like the Chamber of Commerce are Winter Festival @Margate Blvdpositive & important because when a group of like-minded peopleState come Rd together they are a very powerful force 7 6pmǦ10pm for making life better for everyone. So as we enter the December 25th– MERRY CHRISTMAS 2017 Holiday Season go forth and look for things to celebrate and be thankful for – don’t let any of them miss your appreciation. Take some time everyday to just have some fun. Look for opportunities to make someone else’s day a little better by supporting their business or just sharing some encouraging words and a smile – at the right time that can mean a lot. We are all in this together and together we can change the world for the better a little bit each day. For that I send out thanks to you all and wish you a most prosperous and joy-filled holiday season. It’s up to us!

During the month of December As Chairman, Margate Chamber Board of Governors the Monthly Membership BreakI want to thank everyone in the Greater Pompano Merry Christmas Beach Chamber of Commerce, our partner as of fast willoftake place the 3rd the beginning this year. Togetheron we are a very positive force for building the business success of our from our family to membership and all of the surrounding communities Thursday of the month. here in South Florida. BIG thanks to all of our business

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Thank you to our Sponsors!

NOVEMBER 2017

TO cONTacT ciTy NEws, call lucy (EdiTOR) aT 954-255-5226

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WE’RE THANKFUL FOR OUR PATIENTS! HAPPY THANKSGIVING!

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NoVeMBer 2017

COMMUNITY NEWS

Broward Health Names New Senior VP Human Resources Officer And VP Of Physician Services

roward Health has named Peter Nyamora, MPA , SPHR, SHRM - SCP as senior vice president and Chief Human Resources O f f icer; and Beth A . Cherr y, RN, MSN, CMPE as vice president of Physician Ser vices. “ We are pleased to welcome both Peter and Beth to our executive management team and believe they not only bring ex tensive experience, but also understand that our most valuable resources are our staf f and physicians,” said Beverly Capasso, interim president and CEO of Broward Health. “ We are conf ident they will help us continue improving the qualit y of c are provided to our patients while lowering our dependence on taxpayer dollars.” In his most recent role, Nyamora was the HR Director at Memorial Hospital Pembroke where he suppor ted more than 1, 20 0 employees and contract workers, and was responsible for human resources, organizational development including nursing education, employee health and volunteers. He began his career at the Cit y of Miami Beach and worked at Jackson Health System for seven years. He will be responsible for the strategic direction to promote the development, implementation, evaluation and management of all Broward Health human resource ser vices and will of f icially star t on September 18th. Nyamora has a bachelor ’s degree from Adrian College in Michigan, and a master ’s in public administration (MPA) from Florida International Universit y. He also has t wo professional cer tif ications; Senior Professional in Human Resource (SPHR) and the Societ y for Human Resource Management Senior Cer tif ied Professional (SHRM - SCP). With more than 25 years of healthcare leadership experience, Cherr y will be responsible for the overall strategic and operational management of the Broward Health Physician Group. She will implement evaluations and the development of policies and standards to produce ef fective clinical

NOVEMBER 2017

outc omes, strong f inancial per formance, and exemplar y patient, staf f and physician satisfaction. Most recently, she was an administrator for physician integration and communit y practices at the Medicine Institute at the Cleveland Clinic in Ohio. In that position she led the acquisition and integration of more than 80 physicians and 35 practice sites across nor theast Ohio. She was responsible for the evaluation of business practices, f inancial outlooks, qualit y, and human resources in conjunction with the Depar tment of Communit y Internal Medicine and Family Medicine. Previous to that positon, Cherr y spearheaded operations, including strategic planning and f isc al management, at the Taussig Cancer Institute at the Cleveland Clinic.

Peter Nyamora

Cherr y has a Bachelor of Science in nursing from Capital Universit y in Columbus, Ohio, and a Master of Science in nursing from Case Western Reser ve Universit y in Cleveland, Ohio. She is a cer tif ied medical practice executive by the American College of Medic al Practice Executives (ACMPE). Broward Health, providing ser vice for more than 75 years, is a nationally recognized system in South Florida that of fers world- class healthcare to all. The Broward Health system includes the statutor y teaching hospital Broward Health Medical Center, Broward Health Nor th, Broward Health Imperial Point, Broward Health Coral Springs, Salah Foundation Children’s Hospital, Broward Health Weston, Broward Health Communit y Health Ser vices, Broward Health Physician Group, Broward Health Urgent Care, Broward Health International, and Broward Health Foundation. For more information, visit BrowardHealth.org.

Beth A. Cherry

TO cONTacT ciTy NEws, call lucy (EdiTOR) aT 954-255-5226

www.ciTyNEwsMagaziNE.cOM

No one is more committed to women’s health than Broward Health. At Broward Health Coral Springs we provide the best possible care, utilizing state-of-the art capabilities and a coordinated team of experts. We specialize in 3D mammograms, breast MRI, breast cancer treatment, bone density testing and a full-range of other diagnostic and wellness services. From our vast expertise to our advanced technology, you’ll find that no one is more committed to women’s health than Broward Health.

Women’s Services To schedule your service, call 954.759.7500 or visit BrowardHealth.org/BHCS

Women’s Diagnostic and Wellness Center Med Arts in the Springs | 2901 Coral Hills Drive | Coral Springs, FL 33065

COMMUNITY NEWS

Ease School Day Stress Must-haves for lockers and backpacks (Family Features) Rushing out the door for another busy day of hitting the books can mean important things get left behind. Keeping a ready supply of everyday essentials in a backpack or locker can help ease the stress of a forgotten item. Whether it’s rehearsing for the school play, gearing up for athletic practices or just spending time after class with friends, teens seem to always be on the go. In order for teens to focus on their fun extracurricular activities, rather than the stresses of remembering everything they need, it’s important to keep a few items on-hand. Be prepared for whatever a busy school day may bring by stocking up on these necessities: Backup school supplies. You may have a favorite pen that you use every day, but if it goes missing, be sure you’re still prepared for class with a ready stash of extras. Same goes for note-taking paper in case you leave a notebook at home. Take inventory of the things you use every day and add an extra just in case something goes missing or gets left behind. Personal care essentials. There are few things worse to realize you forgot than hygiene supplies. Keep a backup supply of items like deodorant available for days when you really need them. It’s also a good idea to keep a brush or comb handy. If you’re prone to oil, some dry shampoo can help, and for longer locks, don’t forget extra elastic ties.

NOVEMBER 2017

Spot treatment. Acne seems to make its appearance on its own time, and it’s never a good time. With solutions like the OXY On-The-Go Acne Stick, there’s no need to waste precious minutes on treatment. The stick is conveniently packaged in a slim, solid form, so it provides a portable, bathroom-free solution that can easily be placed in a small bag or backpack. Because it goes on clear via a handy mess-free applicator, you can spot-treat at any time. Learn more at oxyskincare.com. Organization apps. Whether you’re more of a write-it-down or key-it-in person, keeping track of the details in your life can help you be sure you stay on track with practice schedules, homework deadlines and other important information. You probably never leave your phone too far behind, but try and occasionally use it in a productive manner with an app you’ll easily remember to update. Spare change. A small stash of cash (say $5) is a good idea to keep on hand for any number of after-school activities. It could also certainly come in handy for a minor “emergency,” like forgotten lunch money or leaving your water bottle at home. Forgetting things on a busy morning is bound to happen, but if you prepare for the inevitable you can keep a simple mistake from ruining the day.

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Yvonne Lopez helps make Coconut Creek a great place to live and work By Nicol JeNkiNs

since 20 05, yvonne lopez has been at the forefront of promoting the cit y of coconut creek. As communit y Relations Director, yvonne lopez is a champion for the communit y and is in charge of keeping residents and businesses informed about projects, initiatives, and events happening in the cit y of coconut creek. The communit y Relations Division is responsible for creekT V, the hometown station; graphic designs/banners/signs through an in - house sign shop; postings and monitoring of social media; daily updates on the website; management of ribbon cut ting/grand opening ceremonies; coc ogram, a weekly e - newslet ter; writing and submit ting stories to local public ations; monthly creek culture series, free lectures on various topic s; and marketing the cit y as a great place to live and work. “ We have created hundreds of “ambassadors” through our citizen’s Academy, a 9 -week program where residents learn how the cit y is run. They help spread all of the wonder ful news about our award -winning cit y,” said lopez. The cit y has been recently honored for many acc omplishments including: Healthiest employers by the south Florida Business Journal, Florida Worksite Wellness Award by the Depar tment of Heath, Tree cit y UsA Grow th Award from the Arbor Day Foundation, among other acc olades. in 20 0 9, a Green Plan was developed and adopted that establishes a framework for achieving environmental leadership. The cit y c ontinues as a progressive environmentally friendly c ommunit y. “ We continue to be a leader in green initiatives in Broward count y. We are currently expanding programs for our special needs c ommunit y and renovating parks,” added lopez. yvonne lopez joined the cit y of coconut creek as the Public information o f f icer in 20 05 and was promoted as the communit y Relations Director in 2013. she is responsible for planning and implementing programs to c onvey information on cit y programs, functions and activities. she launched the cit y’s citizen’s Ac ademy, speaker ’s Bureau, creekT V and social media outreach.

NOVEMBER 2017

Prior to joining the cit y, yvonne ser ved as Vice President of Public Relations and communic ations for The Broward Alliance. Before relocating from New york cit y, yvonne worked for Dow Jones Television as the communit y Af fairs Director, and WPiX /channel 11 as the communit y Af fairs Manager. she is the past chair of Atlantic Technical center ’s student Advisor y council and has chaired the boards of Hispanic Unit y (appointed as Board Member emeritus); six Degrees/Big Brothers, Big sisters (currently ser ves as a Big sister); and AsPiR A Broward. Her non - prof it experience stems from employment with the New york cit y Par tnership and the National Puer to Rican Forum. one of her jobs is to keep the cit y ’s c alendar full with plent y of events. The month of November will be a busy one with the Veterans Day ceremony on November 11th at 11 am at Veterans Park, 3550 lyons Road; the 20th Annual Turkey Bowl Flag Football Tournament on November 18th at 1:15 pm at sabal Pines Park, 50 05 NW 39th Avenue; and the Fall Har vest Festival on November 18th from 2 pm to 6 pm at sabal Pines Park, 50 05 NW 39th Avenue.

area. We are a f it c ommunit y- the cit y of fers recreational and cultural programs at our 18 cit y- owned parks including gymnasiums, tennis, basketball, and racquetball c our ts, soccer, baseball, and sof tball f ields, spor ts facilities, and recreation centers, picnic shelters, boat ramps, and playgrounds,” said lopez.

The cit y of coc onut creek continues to be a great place to live and work. The cit y plans to expand with more residential development projects including: Midtown Residences, in the Pines, Rain Forest, and casa Grande. “ The cit y is well - planned, well - maintained, safe, and f inancially secure. coc onut creek welc omes lush landsc aping and preser vation of natural wildlife habitats. our progressive planning approach will showcase a new urbanism architecture st yle in our Mainstreet

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For more information on the cit y of coconut creek, visit w w w.c oc onutcreek.net /. www.ciTyNEwsMagaziNE.cOM

AID TO VICTIMS BY ReBecca KecK

Giving Thanks and Giving Back!

hat are you thankful for this year? Every day we have so much to be thankful for and this time of year our eyes are truly open to our fortune. I would like to take this time to share some of the things we at AVDA are thankful for. Every time our 24 hour crisis hotline rings, and a survivor gets a safety plan, and resources we are thankful. When a family comes into shelter in the middle of the night, and tells us they feel safe enough to sleep through the night we are thankful. When a child who has witnessed abuse, comes back from school to a safe place excited to share their success on a test, or homework with the advocates, smiling and resilient we are thankful.

If you would like to join our Communit y of Hope visit our website at w w w. avdaonline.org or call us at 561-265 -3797 to learn more. Aid to Victims of Domestic Abuse, Inc. (AVDA) has provided ser vices to sur vivors of domestic violence and their families since 19 85. Our ser vices include a 24 - hour crisis hotline, Casa Vegso emergency shelter, transitional housing, outreach advoc acy, youth prevention programs, and communit y education. AVDA ser ves women and men who experience abusive relationships, and through our “Communit y of Hope”, we of fer suppor t and awareness in Palm Beach Count y.

These may seem like small moments but they mean so much to us. This means AVDA was able to ser ve sur vivors, and their children so that they are not living in fear or around violence. Last year we ser ved over 40 0 people in our Casa Vegso Emergency Shelter, and Transitional Housing; and 2,89 6 sur vivors through our hotline. 10 0% of the sur vivors in shelter went onto violence free living af ter leaving AVDA .* We are so thank ful for all of the people in our Communit y of Hope who suppor t our work and help us grow our programs. Without the suppor t we receive we truly c ould not do this work. From our suppor ters giving their time at shelter, organizing donation drives, donating their money, and resources to help us grow and expand our ser vices; we are so thank ful. There is still so much work to do, because one in four women and one in seven men are victims of domestic abuse in our countr y.

AVDA’s Confidential Hotline: 800-355-8547 For Free pick up of donated furniture: 855-288-AVDA (2832) AVDA’s Administrative offices: 561-265-3797

YOUR SUPPORT HELPS THE SALVATION ARMY STAY ON THE FRONT LINES OF HURRICANE HARVEY AND IRMA RELIEF EFFORTS. It takes an army to fight a battle on two fronts. That’s why we’re on the ground in Houston and ready with more forces in Florida. Our food trucks are mobilized to feed thousands of victims and first responders. Our disaster relief team is setting up shelters for survivors to rest and recover. And we’re always there to lend a hand to help, a shoulder to cry on – to give a hug or words of hope – to pray with you and for everyone you love. And we won’t stop when the flooding stops. We’ll remain until the healing is complete, until all this devastation is but a memory. In a battle between disaster and hope, hope always wins. And having an army doesn’t hurt. Get updates on our relief efforts at www.disaster.salvationarmyusa.org, follow us on Facebook at www.facebook.com/SalArmyEDS, or on Twitter @SalArmyEDS.

DONATE BY MAIL The Salvation Army PO BOX 1959 Atlanta, GA 30301 Please designate Hurricane 2017 on all checks.

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NoVeMBer 2017

COMMUNITY NEWSNEWS COMMUNITY

Veterans Coalition of Coral Springs offers ‘sense of belonging’ By Nicol JeNkiNs

hose who risk their lives to fight for our country have an unspoken bond.

During Veterans Day and all year round, the Veterans Coalition of Coral Springs provides support to local veterans and their families. They want to make sure veterans feel a sense of belonging to their local community when they return home. Since 2013, the Veterans Coalition of Coral Springs has fulfilled their mission of being a community veterans group formed to serve veterans and their families in Coral Springs and surrounding communities. As stated in their mission statement, they are “veterans serving veterans and their families” from all branches of the military services- Coast Guard, Air Force, Navy, Marine Corps, and Army. In addition, they are a coalition of all eras of military service from World War II, Korea, and Vietnam to the current War on Terrorism. The group welcomes spouses, descendants, widows, widowers of veterans and volunteers who want to help make a difference. The Coalition has a dedicated team of Board members who welcome veterans and their families. The Board consists of Ron Stancavage, President; Ernie Kubasek, Vice President; Alan Paley, Treasurer; Tony Bianco, Service Officer; and Cheri Tishman, Secretary. The Coalition currently has 50 members and is accepting new members wishing to serve and be recognized at various events in Coral Springs and the surrounding towns, including the City of Coral Springs Veterans Day ceremony held on November 11th at 10:45 am at Veterans Park, located at 8601 Royal Palm Blvd., Coral Springs. The ceremony includes speeches by veterans and politicians, a 21-gun salute, placing of wreath and raising of the military and United States flags. “Veterans Day is the holiday in which we pause to honor those men and women who served in the military, and then returned home to blend into society and become productive citizens of this great country. We must never forget the debt that this country owes its veterans, for the time they spent away from home and their commitment to put their life on the line for their country. Memorial Day is the holiday when we honor

NOVEMBER 2017

our deceased veterans and pay them the respect that they most certainly deserve,” said Ron Stancavage, President of the Veterans Coalition of Coral Springs. The community organization helps veterans not only on holidays but year round. “We can assist local veterans by understanding their needs, and then helping them to navigate through the system to get the needed result. If a veteran has an issue with the VA, we can help them by either taking them to the local VA Clinic, or calling someone to handle their issue. Many veterans have unresolved cases pending, and we can refer them to a local VA Claims representative or to their local Congressperson. We can also work with the City that the veteran lives

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in, in the event they are being cited for code violations,” said Alan Paley, Treasurer. The Coalition has also participated in various local events and collected new items (clothing and toiletries) to be distributed to local veterans and those living in The Veterans Home in Pembroke Pines. In addition, they have purchased 200 daily bus passes and donated them to the William Kling VA Clinic in Sunrise. Veterans who use the bus to get to and from the VA Clinic will now be able to get there free of charge. Local veterans and their families are encouraged to be part of the Veterans Coalition of Coral Springs. For more information, visit www. veteranscoalitionofcoralsprings.org/. www.ciTyNEwsMagaziNE.cOM

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NoVeMBer 2017

COMMUNITY NEWS LIBRARY EVENTS

North Regional/BC Library 1st Floor Adult Community Coloring: Take some time today to reduce your stress by coloring! Sponsored by Friends of North Regional/BC Library. 2nd Floor Jigsaw Puzzle: Collaborate with other library customers to complete a jigsaw puzzle. Sponsored by Friends of North Regional/BC Library 2nd Floor Gallery Exhibit: Exhibit by artist Jo Tebaldi. 1st and 2nd Floor Display: Salute to Veterans Day! Movie & Book Displays.

Adult Programs: Thursdays – Digital Downloads Open House. Learn how to access and download the library’s free books, music, magazines and movies to your device. First come, first served. Noon to 1 p.m. Rm. 226 Saturdays, November 4, 11, 25 – The Great Courses: Everyday Guide to Wine. This series of video lectures will show you how you can become a knowledgeable wine drinker. Participants will receive a free raffle ticket for an end of course prize drawing. 3 to 4:30 p.m. Monday, November 6 – Movie & Discussion: “The Zookeeper’s Wife”. The time is 1939 and the place is Poland, homeland of Antonina Zabinski and her husband, Dr. Jan Zabinski. When their country is invaded by the Nazis, they are forced to report to the Reich’s newly appointed chief zoologist. The Zabinskis covertly begin working with the Resistance and put into action plans to save the lives of hundreds from what has become the Warsaw Ghetto. (2017), Rated PG-13. Join librarian Janis Holden for a discussion following the movie. 12 to 2:30 p.m. Rm 154. Monday, November 6 – “ThanksLiving”. Do you have an attitude of gratitude? Join us to learn how being grateful for what you have is a quick way to shift your perspectives in life. Find out how this shift in perspective can benefit you in numerous ways: mentally, physically, and socially. Presented by TrustBridge. 2 to 3 p.m. Rm 226.

Thursday, November 9 – Movie & Discussion: “Waltz with Bashir”. Israeli filmmaker Ari Folman wrote, directed and stars in this autobiographical animated film. As a 19-year-old infantry soldier in the 1982 war with Lebanon, Folman witnessed the Sabra and Shatila massacre, but realizes that he has no memory of the event. In 2006, he seeks out others who were in Beirut at the time to discuss their memories. (2008), Rated R. Noon to 2 p.m. Rm 154. Saturday, November 11 – Creative Writing Café. Topic for this session is “Responding to the Written Word: Mining for Gold”. Techniques writers use to build upon and expand their newfound ideas. Strategies for analyzing and interpreting themes uncovered in research. The basics of the process of composing.3 to 5 p.m. Rm 235 Saturday, November 11 – Salute to Veterans! Broward County Library Veterans Connect Hotspot Program. Lobby, 1 to 2 p.m.

Monday, November 6 – Eventide Book Club. Take part in insightful discussions on select novellas, short stories and slim novels with librarians who love great stories. The book for this month is “Spare Parts” by Joshua Davis. 6:30 to 7:30 p.m. Rm 226.

Thursday, November 16 – Reading Roundtable Discussion: “A Brief History of the Dead” by Kevin Brockmeier. A striking new novel about death, life, and the mysterious place in between. Noon to 1:45 p.m. Rm 154.

Wednesday, November 8 – Representatives from the North Broward Social Security office will be available to answer your questions and provide information. 2 to 4 p.m. Lobby.

Saturday, November 18 – Guitar Café for adult beginners to intermediate guitarists. Bring your guitar and join in if you are interested in learning and playing. (Acoustic, Electric or Bass). 2:30 to 5:30 p.m. Rm 154.

NOVEMBER 2017

TO cONTacT ciTy NEws, call lucy (EdiTOR) aT 954-255-5226

Saturday, November 18: Creative Writing Café. Topic for this session is “Use of Language”. Manipulating Nouns, Verbs and Adjectives – and other parts of speech - in the creative process of building, supporting and delivering a unified theme. 3 to 5 p.m. Rm 226. Monday, November 27 – The Holidays….The Most Wonderful Time of the Year? This presentation suggests ways in which to successfully manage the obligations and emotions associated with this joyful but stressful time of the year. Presented by TrustBridge. 2 to 3 p.m. Rm 226.

Language Classes: Tuesdays & Wednesdays – English Café: conversational practice session for intermediate learners of English. 6:30 to 7:45 p.m. Rm. 226 Tuesdays & Wednesdays – Spanish Café: conversational Spanish practice for English speakers. 6:30 to 7:45 p.m. Young Adult Rm., 1st Floor.

1100 Coconut Creek Blvd. Coconut Creek, Fl., 33066 Tel: 954-201-2608 • Fax: 954-201-2650 www.broward.org/library www.ciTyNEwsMagaziNE.cOM

LEGAL CORNER

BY ALAN J. REINDFELD, ESQ

Some Simple Steps on How to Avoid Probate

hese are four simple ways to help avoid probate with common types of assets. The attorneys of Reinfeld & Cabrera, P.A. have experience in avoiding probate and can address all your legal concerns. If you have any questions, please don’t hesitate to give us a call. 1.

NAME A BENEFICIARY

Property that lists a transfer on death beneficiary (TOD), or a pay on death beneficiary (POD), or an in trust for beneficiary (ITF), passes directly to the named beneficiary. Therefore naming a beneficiary is a frequently used method of avoiding probate. You may name anyone you choose as a TOD, POD, or ITF on each of your vehicles, your checking and savings accounts, and any annuities, retirement savings, CDs, or other investments that you have. It is as easy as contacting the institution

housing your respective accounts and asking to add a beneficiary to the account.

in avoiding probate. This document is also private, away from the public records of the Court System.

CREATE A REVOCABLE LIVING TRUST

Simply put, a revocable living trust is a changeable or revocable legal agreement, in which you name someone as trustee of your affairs. Upon your death, your chosen trustee will acquire legal title to any property registered in the name of the Trust. They will then be able to decide what to do with your property and possessions according to what your Trust states. In this manner you will be able to avoid many aspects of a traditional will. Naming your trustee must be done through extensive consideration, as they will have a big effect on how your property and possessions are handled after death. A living trust is alterable and assists

SHARE OWNERSHIP

Share ownership means to take title of property with someone else. If you have joint ownership of property or possessions with another person, such as a spouse, you can avoid probate. When one of the owners dies, the title will simply pass on to the other owner thus circumventing probate. You may also be able to use other types of deeds such as enhanced life estate deeds (Lady Bird Deeds) to also avoid probate with real estate. 4.

GIFTING ITEMS

A simple way to avoid probate is to give away items that you don’t want caught up in probate

proceedings. By gifting away your property or possession (especially more expensive items) it cannot go into probate. However, you may be required to file a gift tax return on any items over a certain dollar amount gifted. If you would like more information regarding this article please contact the law offices of Reinfeld Cabrera Tison. We are conveniently located at 10235 West Sample Road, Suite 207, Coral Springs and 2933 West Cypress Creek Road, Suite 201, Fort Lauderdale, FL 33309. The firm offers a free initial consultation by phone or in person in Estate Planning, Probate, Real Estate or Personal Injury Law. To speak with an attorney, call 954-334-1520 or 1-855-LAWS-123. For more information, visit www. MyPersonalAttorneys.com or www.LawRCT.com.

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NoVeMBer 2017

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NoVeMBer 2017

COMMUNITY NEWS Puzzle Page

Answers on pg. 36

Across 1 Interrogates 5 Single horse carriage 9 Banana skin 13 Bearing 14 Monetary units 16 Poet Lazarus 17 Greatest in importance 19 Retired 20 Murdered 21 Mine passage 23 Some 24 Leg part 26 Necessary trip 28 Bordered 31 Equality 33 Sort 34 Infirmary 35 Ran across 36 Chinook 39 Previously 40 Given a rest 42 Hot time in Nice 43 Foul odor 45 River islet 46 Adamâ&#x20AC;&#x2122;s grandson 47 Negative 48 Consumption 49 Wagers 50 Teeming 52 Mailed 54 So. state (Abbr.) 55 Track event 57 Earth 60 Unctuous 62 Map collections

4 3

65 66 67 68 69 70

Back Soar upwards Blue-pencil Conclusions Labels Foodfish

9 7

NOVEMBER 2017

4 6 5 7

25 31

33 36 41

44 47

55 61

56 62

53 57

59 64

67 69

Main courses Diacritical mark Dill seed Foreign Manipulates, as an election

46 48 49 50 51

53 54 56 58 59

Fem. suffixes Golf term Cornell or Pound Make over Seed covering

61 Time periods (Abbr.) 63 Chicken offering 64 Fr. saint (Abbr.)

To solve the Sudoku puzzle, each row, column and box must contain the numbers 1 to 9. There is only one possible solution.

3 6 5 4 6 8

8 9

Down 1 Current unit 2 Titles 3 Ship part 4 Went furtively 5 French river 6 4th century nomad 7 Domain 8 Distant 9 Vegetable 10 Bulwark 11 Improve 12 Countess 15 Mix 18 Intellect 22 Threesome 25 Fencing sword 27 Totally 28 Sheep 29 Flit 30 Dinner course 32 One of 62 Across 35 Speed limit inits. 36 Arrange 37 Sioux 38 Scotish lake 40 Buzz off 41 Misinforms 44 Right away

9 5 3

puzzle pAge Solutions sponsoreD BY

2 1

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COMMUNITY NEWS

Florida Panthers Alumni and Coral Springs First Responders Skate for Charity During Pucks for Bucks

Florida Panthers Alumni and Coral Springs First Responders skate for Coral Springs Community Chest during Pucks for Bucks.

he Florida Panthers partnered with Coral Springs Community Chest for the second annual Pucks for Bucks charity hockey game benefiting the Coral Springs Community Chest.

There is no paid staff, so 98 percent of the funds raised are reinvested back into the community. Coral Springs Community Chest has generated more than two million dollars for non-profit organizations serving Coral Springs residents. The board of trustees is: Maureen Berk, Claudette Bruck, Brenda Clark, Connie Guice, Susan Grant, Lynne Martzall, Pat Mirabello, Cort Neimark, Maria Pierson, Alice Zendel Simon and Janice Zaitz. Honorary Trustees are Coral Springs Mayor Walter “Skip” Campbell, Vice Mayor Dan Daley and Commissioners Joy Carter, Lou Cimaglia and Larry Vignola; and Florida House State Representative Jared Moskowitz.

Florida Panthers alumni Tomas Fleischmann, Tomas Vokoun, Peter Worrell, Bill Lindsay, Shawn Thornton and more laced up their skates for the alumni squad. “The Florida Panthers were thrilled to partner with the Coral Springs Community Chest for Puck for (L to R) Tony Pustizzi, Coral Springs Interim Deputy City Bucks,” said Panthers Vice President Manager; Panther Alumnus Shawn Thornton; Alice Simon, of Broadcasting and Panthers Alumni Coral Springs Community Chest; John Columbo, Florida Panthers; and Randy Moller, Florida Panthers Vice President of Randy Moller. “With the overwhelming Broadcasting and Panthers Alumnus, at Pucks for Bucks. support from our alumni, we thank the first responders of Broward County for their service to the community. It was exciting to have our alumni and the first responders hit the ice together and provide the community with another fun and exciting hockey game for a great cause.” Proceeds from ticket admissions, raffle and silent auction were donated to Coral Springs Community Chest, which funds organizations that have services and programs benefiting Coral Springs residents. Coral Springs Community Chest, a 501c3 non-profit organization, was founded in 1988 on the premise that community resources should provide for community needs. www.CityNewsMagaziNe.CoM

Stanley the Panther with (L to R standing) Coral Springs Community Chest Board Members Brenda Clark, Connie Guice, Alice Simon, Maria Pierson, Susan Grant. (sitting) Maureen Berk, left, and Claudette Bruck at Pucks for Bucks.

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NoVeMBer 2017

CITY SCENE

Tim Hogans, Cindy Brief, Tony Milian, Shirley Klein & Mark Watson at Wake Up Breakfast sponsored by Cleveland Clinic

Kathy Burns, Diana Guayara & Barbara Epes at Professional Women’s Alliance Luncheon sponsored by Broward Health Coral Springs.

Mark Watson, Michael Leopold, Michael Weiss & Bruce Weinberg at State of the Chamber Year In Review/Board Installation Luncheon sponsored by First Data

NOVEMBER 2017

Coral Springs Chief Economic Development Officer Ana Barbosa & Spiro Edgos at State of the Chamber Year In Review/Board Installation Luncheon sponsored by First Data

Donna Denton, Josephine Smith, Ana Barbosa & Tracy Lautomne at Professional Women’s Alliance Luncheon sponsored by Broward Health Coral Springs.

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Managing High Blood Pressure During the Holidays (Family Features) Managing blood pressure can be difficult, especially during the holidays and winter months. A change in routine, family visits, traveling, illness, holiday menus and financial concerns can all conspire to derail your best efforts at keeping chronic conditions, like high blood pressure, under control. If you are one of the millions of American adults with high blood pressure, it is vital to keep your blood pressure stable. Drastic changes can put you at risk for heart attack or stroke. Here are three ways to control your blood pressure throughout the holiday season from the American Heart Association: Be Wary of Decongestants Decongestants are in many overthe-counter cold and flu medications but they have some harmful side effects. They can raise blood pressure and decrease the effectiveness of some prescribed blood pressure medications. It’s best to use them for the shortest duration possible and avoid in severe or uncontrolled hypertension. Consider alternative therapies, such as nasal saline, intranasal corticosteroids or antihistamines, as appropriate.

M.D., director of Preventive Cardiology at the Brigham and Women’s Hospital and a volunteer with the American Heart Association.

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The holidays can be a bad influence on healthy eating habits. However, it is important to stay active during these times and continue eating healthy. While you are enjoying holiday feasts with family, be aware of sodium, often found in seasonal foods like bread, cheeses and prepared meats, which can increase blood pressure. Don’t feel like you can’t indulge a little, but make sure to incorporate healthy meals.

The winter months tend to bring an increase in both heart attacks and strokes. According to research from the Journal of the American Heart Association, a 4.2 percent increase in heart-related deaths occurs away from a hospital from Dec. 25-Jan. 7.

Staying active while traveling can be a challenge, as well. Try bringing simple exercise equipment like a jump rope or resistance band with you. Consider walking to sights or restaurants nearby, or finding a local park or indoor walking path.

“Factors like cold weather, sudden increase in activity like shoveling snow, stress and dietary indiscretion can contribute to a chain of events leading to more stress on the heart during the winter months, potentially triggering a heart attack or other cardiac event,” said Jorge Plutzky,

For more information and tools about blood pressure management, visit heart.org/hbp.

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NoVeMBer 2017

COMMUNITY NEWS FINANCIAL / TAX ADVICE RobeRt Spielman, Cpa, JD

Year End Planning 2017/2018

ovember and December are the months tax professionals urge their clients to project their current year tax picture, while at the same time considering what the next year might look like. These later months in the year are a time when most taxpayers have a pretty good idea what their full year tax picture will look like. At the same time, this gives us weeks to plan for the current year and consider how current year planning can af fect the next year. When we consider 2017 and 2018 together, we can implement strategies resulting in the overall best posture. While 2017 saw many Tax Cour t cases impacting specific circumstances, other than hurricane relief, there has been no significant tax legislation, that at present, af fects our year end planning. The current proposals in Congress will af fect all of us dif ferently, but at this time, we do not know what provisions will be enacted and whether they will be retroactive to the beginning of 2017. All of these uncer tainties put us in a dif ficult position to accurately plan for the end of this year and into 2018. Nonetheless, planning is still essential. As always, individuals should accumulate all their income and deduction data to date and project the totals through year end. Do a quick calculation as to what your taxes might be with your projected taxable income, then consider additional action steps that might improve your net result. Below are some planning ideas for the end of 2017. Additional strategies not mentioned, may be applicable in your circumstances. That is why it is essential to meet with your accountant in the next few weeks to explore strategies uniquely applicable to your circumstances. 1. Review your ability to shift income to family members in lower tax brackets. This can be accomplished in small businesses to reduce income of senior family members. 2. Make sure you have utilized the annual gift tax exemption of $14,000 per person. In 2018, $14,000 is increased to $15,000. If you do make gifts, making them early in the year creates an oppor tunity for the recipients to earn income, which eventually might be subject to a lower income tax. 3.Review all your business activities and Schedule C sole proprietorships. Accelerate deductions and postpone income where possible. 4.If you have capital gains income, consider taking losses on securities in your por tfolio. Be careful of the wash sale rules, which disallows losses for securities repurchased within thir ty (30) days. 5.Carefully review your itemized deductions and how they are impacted by phase outs. If you can bunch up your deductions in 2017 to gain a benefit, consider doing so. If you cannot do so, consider pushing of f deductions to 2018 when you might be able to exceed applicable phase out limitations. 6.Sometimes it makes sense to accelerate income into the current year to bring you up to a higher tax bracket than you might be in, but that will save taxes over the two year period. Accelerating income can be accomplished through security sales, postponement of deductions, taking additional IR A withdrawals, and of course through timing of payments for taxes, charity and other miscellaneous deductions. The objective here is to consider 2017 and 2018 together to determine what strategy results in the lowest combined tax liability.

NOVEMBER 2017

7.Consider fully funding your retirement accounts if you need additional deductions. If you do not need deductions or actually need income, consider additional retirement account withdrawals. Remember, if you reached age 70 ½ this year, you may delay your first withdrawal until next year, so long as it is made before April 1. If you are in this circumstance, it is impor tant to determine in which year taking your first required minimum distribution results in the best tax situation. 8.Consider “Rothifying” your IR A accounts, if you need to accelerate income into 2017. Many taxpayers end up with little or no taxable income in years before they are required to take minimum distributions. Oftentimes when those distributions are required, their income increases markedly. The objective here is to smooth out your income and take advantage of a lower tax liability by minimizing ef fective tax rates applicable to the withdrawals. 9. As always, make sure your Federal and State tax payments are suf ficient to avoid underpayment penalties. Notwithstanding, sometimes an underpayment penalty is acceptable if making the payment in a succeeding year generates a tax benefit that may not have been generated in an earlier year. You must run the numbers to see if this strategy works for you. 10.Review any credits that might be applicable. This includes business credits, education credits, energy credits, and state tax credits, among others. Year-end tax planning can be complex and is often based on assumptions and speculation. This is magnified by tax legislation uncer tainty. Notwithstanding, we need to do what we can based upon the facts as they presently exist. For most of us, tax rates might not be decreasing significantly in 2018, so the action steps addressed above most likely apply. If however, you and your advisor believe your 2018 tax bracket may be significantly less than the bracket in 2017, many of the strategies addressed above should be implemented in reverse. That means accelerating deductions from 2018 to 2017 where they will be more valuable, and postponing income into 2018 where the tax rate might be lower. While your tax return can be viewed as a historical document, your tax planning is for here and now. Plan your actions steps for the remainder of 2017 into 2018. As tax changes come into clearer view, you can alter your strategies to take advantage of any benefits that might accrue. But if you don’t plan, your tax savings oppor tunities will surely pass you by. My best advice, pull all your information together, plan now in November, plan again in December, and you will cer tainly have done the best you can. Best of luck this tax planning season and best wishes for a happy holiday season and wonder ful New Year.

This ar ticle provides generalized tax and financial information for educational purposes only. It does not provide any personalized tax, investment, legal, or other business or professional advice. Before taking any action with respect to the matters addressed, you should seek assistance of a professional who is familiar with your par ticular situation. The author and publisher accept no responsibility for any actions taken, or not taken, by any reader of this ar ticle.

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NoVeMBer 2017

COMMUNITY NEWS

SELL YOUR BUSINESS IN 2018 954-646-7651

10620 Griffin Rd -B105. Cooper City, FL 33328 rcohen@murphybusiness.com Flabiz4sale.com

ANIMALS/PETS LISTING NO. BBF-117213185

LOCATION Broward, FL

CATEGORY Pet Supplies

PRICE 350,000

DOWN 350,000

ADJ NET 140,709

SALES 482,371

Reason For Sale: Relocating Out of State- Profitable Independent Pet Food Retailer for Sale. Established since 2006 in East Ft. Lauderdale. Strong repeat clients because of the owners 11 year history to sell healthy dog food and educate the public. Owner benefit of $140k for a working owner. Owner/manufacturer willing to provide limited exclusivity to sell their brand in Broward County. $50k inventory included in the sale. 30 day training included.

AUTOMOTIVE

LISTING NO. BBF-117213106

LOCATION Palm Beach

CATEGORY Auto Brake Shop

PRICE 550,000

DOWN 138,000

ADJ NET 238,495

SALES 544,962

Reason for Sale: Career Change. Extremely Profitable Brake & General Auto Repair Business. Established since 1997 servicing the Wellington/Royal Palm/Lake Worth community. Sales $1 million +. Owner benefit $238k+. Experienced manager in place with seasoned mechanics. Seller works 25 hrs/week. Lease extends 2027. 4000 sq ft auto center with 8 bays & 7 lifts. Should qualify for Visa. Lender pre-qualified.

BUSINESS SERVICES LISTING NO. BBF-117213343

LOCATION Miami-Dade

CATEGORY Para-Legal Services

PRICE 400,000

DOWN 250,000

ADJ NET 166,222

SALES 380,532

Profitable Immigration Services Firm. Established since 2013 helping immigrants reach their path to US Citizenship. Seller facilitates all administrative paperwork to apply & successfully gain residency/work permits/petitions/citizenship etc. State contract with DCF allows a direct partnership to provide state benefits. Experienced staff in place. Owner benefit $165k owner operator. Should qualify for Visa. 3 years of tax returns on file. 2017 Sales $210k thru 8-5.

CONSTRUCTION LISTING NO. BBF-117212786

LOCATION Miami-Dade

CATEGORY Contractor Roofing

PRICE 400,000

DOWN 100,000

ADJ NET 123,156

SALES 1,254,559

Profitable Comm. & Residential Roofing Co. For Sale. Over 15+ yrs of success. Multiple Industry awards & notable projects published nationally & locally. Strong reputation in So. FL for honesty, integrity & dependability. A+ Rating w/the Better Business Bureau, 5 Star ratings in Yelp, Google+, Facebook, Houzz, Angie’s List “A’ Rate. Exp. crew all on payroll w/W-2’s. Great bks & records. Should qualify for a Visa. Perfect for existing co. to take on in a new area, or exp. roofer relocating into the area.

DISTRIBUTION LISTING NO. BBF-117213329

LOCATION Broward, FL

CATEGORY Dist-Coffee

PRICE 1,500,000

DOWN 1,500,000

ADJ NET 296,014

SALES 1,244,546

Profitable Distributor of Coffee /Tea & related coffee house products. Their restaurant equipment sales division sells espresso/cappuccino machines, pasta maker, pizza ovens & accessories. The Seller has focused mainly on wholesale and retail of coffee related products and restaurant equipment. Clients include restaurants, hotels, coffee houses and private sector. Perfect books & records. Should qualify for Visa. Owner Benefit $300k for 2016. Lender pre-qualified. Experienced staff in place.

NOVEMBER 2017

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LIQUOR RELATED BIZ LISTING NO. BBF-117213212

LOCATION Palm Beach, FL

CATEGORY Liquor Store

PRICE 850,000

DOWN 750,000

ADJ NET 240,722

SALES 1,444,684

Reason for Sale: Career Change - Profitable South Palm Beach Liquor Store. Est since 2000 servicing Boca Raton community. $295k Worth of inventory incl in the sale. 2016 sales 1.4 million +. Strong Owner benefits of 200k+ for a working owner.Great books and records. 3ps LICENSE incl in the sale Worth $100k. Over 400k of tangible assets in the acquisitions. Exp staff covers the balance of the hrs.

MEDICAL RELATED BIZ LISTING NO. BBF-117213397

LOCATION Broward, Florida