TransUnion Auto Product Suite by creativeclarity

TransUnion Auto Lifecycle Products Suite

2021

Welcome to the TransUnion Auto Lifecycle We have opened the roof to the TransUnion Auto Dealership floor. Here you may gain all the insights and products we have on offer to the auto industry. Simply click through this interactive document to discover the road maps to everything you may require on your auto journey. Auto Fraud

Digital Onboarding

TrueID

1 Check

Digital Onboarding

Analytics & Marketing Solutions 1 Check

Triggers

BI Reports CreditView

1 Check Wholesale Price Indicator Market Price Indicator Car Price

Car Price BI Reports

1 Check Valuation Market Price Indicator Verifications Digital Onboarding

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

1Check for Auto Be decisive using one app for extensive vehicle and customer insight Grow your business with confidence Count on comprehensive vehicle and customer insights to make fast, informed trading decisions to optimise profitability.

Improve your customer experience Quickly say yes to good customers and identify risk to protect your business and streamline the customer journey.

Enhance your digital capabilities Use one interface for decisive actions based on a suite of solutions using current, accurate and reliable vehicle and customer data.

Visit: tu1check.co.za

TransUnion 1Check gives auto dealers an accurate and trusted view of current vehicle and customer data. Our robust suite of solutions offers in-app access to over 19 million consumer records and South Africa’s largest auto database of vehicle manufacturers, financing and valuation records. An essential digital tool for dealers In the new digital era where mobility is everything, being able to make swift, sound decisions can directly impact your bottom line. Between growing fraud risks and declining loans, the used market faces a host of challenges in every vehicle transaction. So, how do you differentiate between good and more risky customers, and make safe, profitable trade decisions?

Product features: →

Vehicle Valuations A reliable industry standard for vehicle values which enables auto dealers, lenders and insurers to make better-informed decisions.

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Digital Dealer Guides Instant access to multiple vehicle dealer guides in one easy-to-use, visual tool. Also available in print format.

→ Vehicle Verifications Confirms key vehicle identifiers, leading to less risky vehicle trading decisions.

Car Price Provides live market data and effective tools to ensure car prices appropriately reflect real market activity.

Improve your customer experience using market intelligence TransUnion 1Check comprises powerful solutions that deliver extensive vehicle information at the touch of a button. To help you make the best decisions, we’ve partnered with TransUnion Credit Bureau to supply more insights into customers’ credit standing. In one easy-to-use app, 1Check opens the door to a new vehicle data universe — including comprehensive market data, price trends and customer information. Other features include: Stock loader Easily upload and manage vehicle stock and gain an up-to-date view of your dealership’s greatest assets.

Interactions Combine multiple products offered via our app, giving you quick and easy access to a single, downloadable report.

Historical report Get the precise value of a specific vehicle at any point in time — for month and year.

User Features: • Quick Check

• Commercial Business Reports

• Easy-to-use, user-friendly visual tools

• Test Drive

• Mobile and web interface

• Offline version available if data /connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Vehicle Valuations for Auto Enable vehicle valuation precision with comprehensive sales intelligence. Enhance pricing accuracy Access current and reliable, industry-standard trade and retail values via multiple channels.

Deliver a better experience for customers Facilitate quick trade, finance and insurance decisions with accurate valuations based on market activity.

Expand your digital capabilities Leverage online channel convenience via mobile or web for insightful valuation assessments.

Vehicle Valuations delivers a reliable industry standard for vehicle values, allowing auto dealers, lenders and insurers to make better informed decisions. When combined with other features within TransUnion 1Check, you’ll access in-depth insights into comprehensive market and trade data to determine vehicle values with confidence. An essential digital tool for dealers Auto dealers, insurers and lenders rely on current and reliable vehicle valuations to make better decisions. When used as part of TransUnion 1Check, you’ll get instant digital access to industry standard, current trade, retail and residual benchmark values of new and used passenger and commercial vehicles. Extract value through data insight Vehicle Valuations helps you make informed and less risky decisions. Extending beyond traditional data points and best estimates, our solution is one of four elements offered through an easy-to-use digital tool — 1Check. By harnessing the power of the largest database of vehicle manufacturers, along with financing and valuation records in South Africa, you’ll make well-informed vehicle valuation decisions instantly.

Visit: transunion.co.za/product/vehicle-valuations

Product features: →

Precise values based on market activity Get current retail and trade valuations — based on sales information from various sources nationwide — to make better trading, finance equity and insurance value decisions.

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Comprehensive national trade data Over 60,000 vehicle returns are received monthly from manufacturers and dealer groups, as well as franchised and non- franchised dealers across South Africa.

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In-depth insights and relevant sales Rely on trusted data that’s analysed by an experienced team of independent, specialist editors to ensure values reflect changes in a dynamic market.

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The reliable industry standard for valuations Our valuation guides are indispensable for anyone buying, selling, financing, insuring, scrapping or writing-off vehicles.

Auto Dealer benefits:

Auto Lender benefits:

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Competitive pricing when trading vehicles

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Determine the right equity when financing a vehicle

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Better buying decisions with access to true market values

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Make better risk decisions with access to true market values

Insurer benefits: •

Insure vehicles and risk at the right value

•

Determine accurate premiums and claims payouts

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Adjust insured sums correctly with industry- accepted values for ‘extras’

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Assess the correct settlement value at time of claim

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Vehicle Verifications for Auto Act with confidence when buying, selling or financing vehicles. Optimise trade margins Save time on physical inspections and ensure your dealership passes clean deals to financiers — protecting your margins and reputation.

Protect your business from fraud Be sure vehicles are not stolen or subject to previous financing.

Mitigate vehicle risk Real-time digital checks confirm the correct make and model and verify authorisation for sale.

Vehicle Verifications validates key vehicle identifiers, enabling you to confidently make sound trade decisions. When combined with other features within TransUnion 1Check, you can access in-depth information about vehicles to prevent the sale, auction, registration, financing and insuring of suspect, invalid or stolen vehicles. An essential digital tool to combat crime Auto dealers, asset finance institutions, loss adjusters, auctioneers and the public sector rely on accurate confirmation of specific vehicle identification and verification criteria. TransUnion’s Vehicle Verifications uses state-of-the-art technology to provide comprehensive information that assists in sourcing, aggregation, management and dissemination of vehicle data. When used as part of TransUnion 1Check, you gain instant digital access to extensive motor vehicle identification and verification details to enable more informed, less risky vehicle trading decisions.

Visit: transunion.co.za/product/vehicle-verifications

Product features: →

A trusted source of vehicle profile information Identify and confirm vehicles’ primary identifiers, as well as other related financial encumbrances or third-party interest.

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Robust security alerts to defend against fraud A ‘bolt-on’ IT flag registers adverse, ownership or irregular vehicle status, with proactive reporting when activity on a flagged vehicle is detected.

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Real-time police checks All vehicle enquiries include an automatic referral to the SAPS to confirm a vehicle’s current status (this is not a Police Clearance and does not replace one).

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Enable legitimate financial registrationst Banks and auto lenders can register and confirm legal ownership (titleholder status) and determine any outstanding finance.

Decrease crime, risk and losses through data insight Vehicle Verifications gives the wider South African motor industry the power to reduce crime, mitigate fraud risk and improve business standards. With access to a wealth of information in our extensive database, our solution is one of four elements offered in 1Check, our easy-to-use digital tool. Vehicle Verifications: •

Widely used by dealers, asset finance institutions, loss adjusters, auctioneers and the public sector

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A database with daily updates from reputable sources, such as the South African Police Service

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Fully supported by the National Association of Automobile Manufacturers South Africa (NAAMSA), the South African Council of Banks and the Retail Motor Industry (RMI)

• Adherence to highest international standards of data security, accuracy and audit logging

User Features: • Convenient mobile and web interface

• Offline version available if data/connectivity fails

• User-friendly visual tools

• Also available in printed format on request

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Car Price for Auto Drive competitive car pricing accuracy using live market intelligence. Boost car pricing accuracy Keep pace with market changes by pricing cars quickly and effectively using real market data to minimise errors and inaccuracies.

Improve your customer experience Make fast, fair and accurate pricing decisions based on in-depth insights into the used car market.

Enhance your dealership’s digital capabilities Our easy-to-use, visual tool scans price levels on multiple car platforms and puts your dealership online.

Visit: transunion.co.za/product/carprice

Car Price provides the data and tools you need for improved car pricing accuracy. When combined with other 1Check tools, you get live market insights, enabling you to make rapid, reliable decisions and maintain your competitive edge. An essential digital tool for dealers Today’s consumers expect quick decisions and fair prices aligned with actual market activity. As you switch gears to engage with them digitally, you benefit from Car Price’s ability to put live market data in the palm of your hand. Simply scan a vehicle licence disc or driver’s licence and access the most comprehensive auto database available. Extract value through live data Car Price provides the insights you need to deliver true, market- related car prices. As one of four elements offered through 1Check — our easy-to-use digital tool — Car Price provides instant and ongoing access to recent trade and current market data. With this solution, your business can offer an improved customer experience and be poised for growth.

Product features: →

Pricing tools Swiftly assess the current market using visual tools and market indicators in line with your own requirements.

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Recent trades Tap into recent trades and current market data for a real-time snapshot of vehicle prices for better pricing precision.

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Portfolio benchmark Pinpoint shifts and inconsistencies in stock by measuring your portfolio against the current market and other important market indicators.

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Comprehensive data insights Explore ongoing analyses of market trends and automated data intelligence in an easy- to-use, visual format.

User Features: • Easy-to-use, user-friendly visual tools • Convenient mobile and web interface

• Offline version available if data/ connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Market Price Indicator for Auto Make more competitive auto retail pricing decisions using real market intelligence. Optimise trade margins Lap into market insights and pricing trends to refine offers and boost your competitive edge.

Improve your customer experience Draw on current market activity to make sound decisions quickly and offer customers accurate values.

Enhance your digital capabilities Use one interface for sophisticated retail pricing assessments based on automated data and machine learning.

Market Price Indicator goes beyond traditional value indicators, allowing auto dealers to make more competitive retail pricing decisions. When combined with Wholesale Price Indicator, value assessments can be made swiftly and accurately, driving viable pricing scales based on actual market activity. An essential digital tool for dealers Digitisation has changed the vehicle market as we know it, and empowered consumers expect fast, fair and transparent pricing decisions. To meet changing demands, your auto business must balance an improved customer experience with evolved pricing models that inspire confidence and protect retail margins. Using advanced market data and machine learning, Market Price Indicator helps your business stay competitive and agile so you can thrive in the digital age. Increase trade margins using market intelligence Market Price Indicator helps you gauge your pricing benchmark to stay ahead of the competition. With enhanced traditional retail and trade indicators, our solution is one of four elements offered through 1Check— our easy-to-use digital tool. With ongoing access to our vehicle data universe you can make informed vehicle pricing decisions instantly.

Visit: transunion.co.za/product/market-price-indicator

Product features: Predictive algorithms and comprehensive trade data With the power of real-time data at your fingertips, this industry-first solution helps you set pricing scales unique to each retail decision.

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User-friendly, instant view across a dynamic vehicle market Augment pricing models and enhance your approach using millions of data points for more competitive trading decisions.

→ Model-specific value indicators Set realistic retail prices by combining factors for unique vehicle variations, including:

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Precise retail pricing for a competitive edge Market data and price patterns are fed into machine learning models to help evolve your pricing models and enable more accurate decisions.

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Mileage, conditionandbodytype

Make, model and year

Market demand and recent price patterns

User Features: • Easy-to-use, user-friendly visual tools

• Convenient mobile and web interface

• Offline version available if data/connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Wholesale Price Indicator for Auto Drive competitive wholesale pricing decisions using live trade intelligence Improve trade price accuracy Lower drop-offs with a simplified process that takes consumers from application to fulfillment in minutes.

Enhance your customer experience Make quality decisions quickly to offer customers an accurate value based on actual market activity.

Wholesale Price Indicator delivers immediate market insights, allowing dealers to make more competitive wholesale pricing decisions. When combined with Market Price Indicator, assessments can be made quickly and accurately, enabling you to confidently determine wholesale value based on actual market activity. An essential digital tool for dealers Increased digitisation has disrupted the vehicle market. To meet consumer and market demands, your auto business must respond quickly and adopt innovative tools, such as TransUnion 1Check. Using the power of the latest technology platforms, Wholesale Price Indicator helps your business stay competitive and agile so you can thrive in the digital age. Extract value through data insight

Leverage your digital capabilities Automated data and algorithms in one interface enable sophisticated wholesale assessments on price and timing.

Wholesale Price Indicator enables better-informed valuation decisions. Moving beyond traditional data points and best estimates, our solution is one of four elements offered through an easy-to-use digital tool — 1Check. By harnessing the power of the largest database of vehicle manufacturers, along with financing and valuations.

Visit: transunion.co.za/product/wholesale-price-indicator

Product features: →

Precision wholesale pricing based on market activity Combine traditional data points and real trade intelligence for competitive wholesale pricing that reflects current trends, market supply, demand and product dynamics.

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Predictive algorithms and comprehensive trade data With the power of real-time data at your fingertips and the ability to adjust timing and vehicle-specific variants to optimise margins, you can better predict when to sell vehicles.

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Model-specific value indicators Wholesale Price Indicator scans trading platforms for unique vehicle variations to help you set realistic wholesale trade prices, including:

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User-friendly, instant view across a vehicle market Augment pricing models and profit capabilities using data insights across key indicators for precision pricing and competitive trading.

Mileage, conditionandbodytype

Make, modelandyear

Market demand and recent price patterns

4 Market Indicators: Trade Price Trade value of a vehicle after refurbishment in good showroom and roadworthy condition

Retail Price Selling price achieved for a showroom vehicle in roadworthy and good condition.

Market Price Indicator A guide for sales price reflecting potential movement and market spread, gathered across multiple media platforms.

Wholesale Price Indicator A guide for trade price before refurbishment, enabling a more accurate view of wholesale market pricing.

User Features: • 292 manufacturers

• 36415 published values

• Easy-to-use, user-friendly visual tools

• 1914 models

• Mobile and web interface

• Offline version available if data/connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Analytics and Marketing Solutions for Auto Offer targeted vehicle trading deals to the right audience for improved sales conversions. Drive revenue and efficiency Enable business agility and support growth using robust market insights.

Optimise marketing efforts Better understand market behaviours through in-depth customer and trade intelligence

Improve your customer experience Leverage end-to-end digital capabilities to target customers with relevant offers based on accurate profiles.

Auto Analytics and Marketing provides comprehensive market and customer insights that enable auto dealers to remain flexible while developing compelling plans. TransUnion can help you extract the most value to enhance campaign execution and ongoing measurement. An essential tool for dealers’ digital growth Strong competition and challenging economic conditions mean consumers are holding onto their vehicles longer. And those who are looking to sell or purchase a vehicle are driving hard bargains. Right now, auto businesses are looking to increase the value of existing and effectively target new customers — which calls for meaningful, relevant information. Auto Analytics and Marketing Solutions saves you time and effort as you quantify growth opportunities, plan strategically and execute rewarding marketing. Target smarter and connect with the right customers By leveraging the power of TransUnion data, your business can gain detailed insights into current customer behaviours and the vehicle market. With this deeper knowledge, you can make better-informed decisions that resonate with your customers, allow greater business agility and keep pace with an ever-evolving market.

Visit: transunion.co.za/product/auto-analytics-marketing-solutions

Product features: →

Campaign execution Utilising our network of communication channels and partners, we can coordinate campaigns and manage communication channels, including outbound calling, SMS, email, direct mail, etc.

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A well-rounded, intelligent marketing solution We help you optimise marketing spend by supplying data that addresses your pre-execution needs — selection, sign-off, deduping, etc. — to deliver quality, on-time campaigns.

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Extensive data and marketing insights Our database contains all the variable (marketing data, contact, risk, demographics and more) you need to explore, plan, select, execute and measure your direct marketing and communication strategies.

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User-friendly view across a dynamic customer and vehicle market Make competitive decisions based on customer and market trends that extend beyond the vehicle market. With our proven analytical capability, proactive market reports, generic, ready-built industry models, visualisation tools and more, you gain a deeper understanding of your customers, market and industry — enabling rapid, effective action.

→ Measurement, reporting and continuous learning Accurate, end-to-end reporting enables your business to track, learn and react with precision.

User Features: • Offline version available if data/connectivity fails

• Convenient mobile and web interface

• User-friendly visual tools

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Quick Credit and Fraud Check for Auto Stop fraud for an improved customer experience Provide a better customer experience

With TransUnion Quick Credit and Fraud Check, auto dealers can instantly check consumer credit scores to better assess risk and enhance the customer experience. Quick snap-shots provide a holistic customer view, reducing the need for multiple data capture points and enabling early vetting.

Effectively engage with customers by assessing affordability up front to manage expectations and make relevant offers.

The result: enhanced protection against fraud and a streamlined sales cycle.

Enhance decision-making

In South Africa, buying a car is often the second biggest purchase you’ll make in life. Fierce competition and high levels of fraud put pressure on dealers to optimise sales while guarding against theft.

Use data-driven customer views to help consumers make better decisions, focusing limited resources on strong leads/ good customers.

Stop fraud in its tracks Pick up irregularities and authenticate customers before a test drive.

Better engage today’s consumer

TransUnion Quick Credit and Fraud Check puts the power of data in the hands of auto dealers — with instant access to South Africa’s largest vehicle and consumer database. With clear and comprehensive customer credit views you can conduct early onboarding, improve overall engagement, manage expectations and deliver a positive customer experience.

Visit: transunion.co.za/product/quick-check-fraud-check

Product features: →

Streamline sales and prevent fraud Gain upfront knowledge of your customer credit score for a personalised, mutually safe experience.

→ Optimise resources and manage risk Put valuable time and effort to better use with instant access to accurate customer data.

→ Prioritise good customers Quickly identify the right leads and make relevant offers using data-driven insights.

User Features: • Plug and play

• Quick credit score

• User-friendly snapshots

• Mobile/Web

• FICA vetting

• Offline version available if data/connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Triggers for Auto Take the right action at the right time Enable actions for competitive advantage Act quickly and respond to changes in customer behaviour — from acquisition to account management.

Manage acquisition risk Lower your acquisition cost by proactively monitoring your existing customer base.

Visit: transunion.co.za/product/triggers

Auto Triggers from TransUnion Auto allows you to act on opportunities as they happen. Offering a powerful tool to help you retrain your customers proactively. You’ll be able to identify customers based on specific behaviours and act swiftly to maintain your competitive edge. Enable quick decisions to protect your auto business The auto industry is fiercely competitive — placing pressure on dealers to grow margins and effectively manage risk related to vehicles and customers. Then there’s the added challenge of retaining and growing your existing customer base. Even the best products, processes and value propositions mean nothing — unless you can identify changes in customer behaviour as they happen—allowing you to make key decisions at the right time.

Get the flexibility to focus on areas mostcritical to your customer lifecycle ACCOUNT MANAGEMENT

Product features: →

Receive trigger notifications Set alerts to monitor your dealerships existing customer base to receive a trigger when your customer enters the buying cycle.

→ Focus on areas critical to your customer lifecycle Gain flexibility to respond quickly and capitalise on opportunities, while minimising risk. → Proactively optimise customer loyalty Enhance cross-selling and proactively retain your existing customers.

CUSTOMER LIFECYCLE

CUSTOMER LOYALTY

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

FirstCheck for Auto Make the first contact with potential customers Extend your showroom Attract and engage customers by meeting them on their preferred digital channel.

Grow your business Transform valuable customer insights into verified offers that lead to qualified sales.

Enrich customer relationships Raise the quality of your conversations based on mutual trust, transparency and accountability.

Designed to empower customers buying new and used vehicles, FirstCheck, powered by Transunion, delivers an accurate overview of a car’s cost-to-value ratio. This information can produce more serious leads and focussed conversion opportunities which are highly desirable to dealers. Navigate the platform economy The first time you see your next customer is when they walk into your showroom — but it won’t be the first time they’re seeing the car they want to buy. In today’s uberdigital economy, a consumer’s initial enquiry about a new or used vehicle is via an online platform rather than at a dealership. That means you need to be where consumers go first — so their next stop is your showroom.

Visit: transunion.co.za/product/firstcheck

Product features: →

Steer future relationships Enhance engagements with current and potential customers based on transparency — exchanging insights and sharing updates on financing, insurance and new vehicle opportunities.

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Drive highly qualified leads Access a group of legitimate, informed and in- market consumers who’ve done their groundwork, created their shortlist, and evaluated and verified their specific vehicular interests.

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Accelerate targeted marketing opportunities Promote your vehicles and services on the nationwide virtual showroom with a ‘clicks and mortar’ sales and marketing strategy that sends leads your way digitally.

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Act on motivated buyers Streamline the sales process by making the most of personal data and related insights available from the TransUnion database.

User Features: • User-friendly visual tools

• Always-on mobile and web interface

• Fraud prevention and protection

• Automated links to financing and insurancee

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

CreditView for Auto Empower consumers and expand your reach Widen your customer universe Attract and engage consumers with on-demand access to their credit profiles.

Deepen consumer relationships Offer more value through insights, strong digital engagement and positive experiences

Position your business for growth Turn valuable consumer insights into relevant offers.

With TransUnion CreditView, auto dealers can empower consumers to better manage their credit health with access to vital information, insights and guidance. Our interactive, user-friendly dashboard provides consumers a snapshot view of their personal credit score, with comparisons and progress tracking to better understand and monitor their information. Engage today’s consumer In a consumer-driven economy, intense competition has sparked more choices and less brand loyalty. To embrace this power shift and gain a market advantage, you need to help existing and potential customers take control of their credit. TransUnion’s CreditView Dashboard is a configurable credit education tool that meets consumers’ heightened expectations to access their credit information, and understand and shape their financial futures. It’s a way to engage them more deeply and put more control in their hands.

Visit: transunion.co.za/product/auto-creditview

Product features: →

Deliver timely credit alerts Keep consumers engaged with vital information and insightful updates, helping them stay informed to better manage their personal credit information.

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Add value through personalised experiencest Attract consumers by offering them instant access to their credit profile to enhance credit education and brand loyalty.

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Offer in-built protection Monthly score trends and national score comparisons enable consumers to track their progress while helping you support their recovery to financial health.

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Enhanced predictive power Allow customers to see how different ‘what if’ scenarios impact their score — helping you identify customers ready for action and extend the right offers at the right time.

User Features: • Personalised branding

• Easy-to-use, user-friendly visual tools

• Hosted/API integration

• Always-on mobile and web interface

• Offline version available where data/connectivity fails

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

BI Report for Auto Target growth strategies through data intelligence Attract the right customers Use broad intelligence to focus resources on acquisition via smarter customer profiling.

Drive effective marketing campaigns Enjoy positive ROI on sales efforts through thoughtful targeting.

Implement effective growth strategies Identify opportunities for growth across the full sales lifecycle.

Understand your business better Improve floor stock profiles and enhance sales training.

With TransUnion BI Report, auto dealers can access up-to-the-minute sales and market intelligence to inform effective decisions. Our interactive, user-friendly dashboard provides in-depth insights into consumer behaviour and wider market trends, allowing you to better profile customers and target campaigns for optimal growth. Use intelligence to switch gears for growth Changing consumer behaviour and fiercer competition has changed the automotive industry as we know it. To evolve with the times, auto dealers need to make faster, smarter decisions based on real market intelligence TransUnion BI Report presents comprehensive views of the vehicle market, with granular level insights to pinpoint key trends impacting your business.

Product features: → Hone in on specific demographics

→ Improve SA car parc segmentation

→ Monitor vehicle pricing and reactions

→ Consumer and commercial surveys

→ Better understand risk patterns across populations

→ Drill down to brand movement/shifts for a clear view of demand

→ Identify opportunities for growth, such as aftersales, warranties and service plans

→ Compare non-franchise and franchise dealer performance

User Features: • User-friendly graphs/visual tools

• Granular views

• Always-on mobile and web interface

• Customisable queries

• Offline version available where data/ connectivity fails

• Ready for export into Excel

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

True Identity for Auto Adding customer value through empowerment and protection Attract the right customers Use broad intelligence to focus resources on acquisition via smarter customer profiling.

Drive effective marketing campaigns Enjoy positive ROI on sales efforts through thoughtful targeting.

Implement effective growth strategies

By providing consumers complementary access to TransUnion TrueIdentity, auto dealers have a unique opportunity to build trust, empower consumers and prevent identity theft. Offering a fully managed service that guards against growing data breach threats, your business can enjoy potential commission revenue as consumers renew after a year. Empower consumers to take control of their identity When consumers buy a car/apply for auto finance, (auto) they face a high risk of identity theft as their profile is exposed. Credit is an attractive target for identity thieves who use stolen personal information to fraudulently obtain credit for themselves. Then, when this line of credit isn’t paid, the consumer’s credit score is negatively affected — and resolving these incidents can take months and result in all kinds of unplanned expenses.

Identify opportunities for growth across the full sales lifecycle.

Understand your business better Improve floor stock profiles and enhance sales training.

Visit: transunion.co.za/product/trueidentity

Cost of a data breach in South Africa is on average R42m per breach in 2019 — up from R37m in 2018 Publicly traded companies suffered an average drop of 7.5% in their stock values after a data breach.

Product features: → ID Monitor Receive email or SMS alerts when personal information is detected on the dark web.

→ ID Restore Customers get expert forensic investigator help if their identity is stolen.

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→ ID Recover Benefits of R100K identity theft insurance coverage help customers recover from identity theft.

Credit Report PLUS Alerts and Score With unlimited access to the TransUnion Credit Report (updated daily), you can keep track of changes to their report and score.

TrueIdentity gives your customers the tools to detect identity-related threats

Data Breached or Compromised

Client Contact TU or TU Contacts Client

Contracted Discussed and Signed

TU Creates Vouchers

Consumers Identity is Monitored and Protected

Cosumer Registers

Client Issues Voucher to Consumer

Vouchers Issued to Client

Take active measures to guard against data breaches Auto dealers need to safeguard their business with a robust data breach solution. Legal risks include failure to comply with POPIA requirements — with fines up to R10M — and further fines of up to €10m or 4% of global turnover if EU citizens are impacted under General Data Protection Regulation (GDPR). Then there’s the risk of losing business as a result of customer churn, as well asreduced market capitalisation from a loss in brand reputation and consumer trust. TransUnion’s TrueIdentity helps you reduce the legal, financial and reputational risks associated with a data breach while proactively monitoring, restoring and insuring victims of breach.

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Digital Onboarding for Auto Accelerating Mobility Solutions Rank quality leads Get a clear view of leads worth prioritising while automatically excluding non-valid or fraudulent inquiries.

Widen customer view Gain a more comprehensive view of customers to help predefine best-suited mobility solutions.

Improve engagement Meet demands for fast, secure, friction-right onboarding throughout the consumer process.

The hybrid world of “phygital” consumerism is changing the landscape for auto dealers across every category, opening new horizons for those who navigate this trend. After over 60 years in the business, in the wake of accelerated digital transformation and the proliferation of alternative data, TransUnion has identified the need to supply solutions beyond the traditional boundaries of enhanced data-driven finance insights. We call it a shift from automotive to the mobility motive. It’s a trend that promises faster, smoother, less risky and more comprehensive solutions to emerging — and traditional — dealership and customer needs.

Product features: →

Identity validation Automatically excludes fraudsters and ranks verified quality leads based on friction-right configurations of traditional and alternative data sources

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Partner integration Removing fraudsters and prioritising qualified consumers supports dealer, finance house and insurance company engagements.

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Affordability profile WLooks at household income and alternative data for a more comprehensive view of potential traditional finance and alternative mobility model solutions

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Mobility solution Helps identify customers for fast-tracked traditional financing and insurance and those who pre-qualify for an alternative mobility model option.

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.

BACK TO DEALERSHIP

Dealer Guide for Auto Make better decisions with instant access to industry standard valuations. Enable competitive decisions Ensure pricing precision with access to relevant market values to maintain profitability.

Mitigate risk Set accurate values for insurance risk, settlement claims and vehicle financing to minimise risk.

Expand your digital capabilities Gain instant access to multiple vehicle dealer guides in one easyto-use, visual tool. Also available in print format.

Dealer Guides provides the South African auto industry with used vehicle trade and retail data. Reflecting over five decades experience in researching vehicle values, our range of guides are respected for their robust valuation standards. When combined with other 1Check tools, you have live market insights on hand — enabling fast, trustworthy decisions to maintain your competitive edge. Convenient access to indispensable vehicle valuation guides Enhance your dealership’s digital capabilities with instant access to vehicle data. Bringing the printed format into the new digital era, Dealer Guides change the way people buy, sell, finance and insure vehicles. Simply scan a vehicle licence disc or driver’s licence and tap into the most comprehensive auto value guides available. •

224 brands

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2,839 model ranges with 14,972 variants

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Values for low volume sales (accounting for 30% of vehicle market)

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Values for new vehicles within first 12 months of being sold

Visit: transunion.co.za/product/dealer-guides

Product features: →

Precise values based on market activity Get current retail and trade valuations — based on sales information from various sources nationwide — to make smarter trading, finance equity and insurance value decisions.

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Comprehensive national trade data Over 40,000 vehicle returns are received monthly from manufacturers and dealer groups, as well as franchised and non-franchised dealers across South Africa.

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The dependable industry standard for valuations Our valuation guides are indispensable for anyone buying, selling, financing, insuring, scrapping or writing-off vehicles.

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In-depth insights and relevant sales Rely on trusted data analysed by an experienced team of independent, specialist editors to ensure values reflect changes in a dynamic market.

A digital partner for your dealership By enabling auto dealers to uplift the entire value chain through a seamless, transparent data flow, TransUnion Dealer Guides help optimise your customer experience through quick, accurate and reliable decisions that protect your profitability. Setting a sound valuation standard for over five decades Our Dealer Guides are a highly respected source of trusted vehicle data and robust valuation standards. Offered as one of four elements in 1Check— our easy-to-use digital tool — our aim is to support your business in achieving growth, managing risk and delivering an excellent customer experience. Dealers, traders, financiers and insurers can access information contained in our: → Commercial Vehicle Dealers’ Guide Trade and retail valuation information on commercial vehicles.

→ Agricultural Machinery Dealers’ Guide Trade and retail valuation information to manage risk on borrowed capital — values updated bi-monthly.

→ Motorcycle Dealers’ Guide Trade and retail values dating from current day to 15-year-old models — updated bi-monthly.

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Cars Over 10 Years Dealers’ Guide Retail and trade values of passenger, light and heavy commercial vehicles dating from 10–25 years — updated bi-monthly.

Auto Dealers’ Guide Get information, including TransUnion’s code and description, new list price, engine size, mass, fuel tank capacity and body type. Our trade and retail values date back 10 years and are updated monthly.

TRANSUNION AUTO LIFECYCLE PRODUCTS SUITE

→ 1Check

→ Market Price Indicator

→ Triggers

→ TrueID

→ Valuations

→ Wholesale Price Indicator

→ FirstCheck

→ Digital Onboarding

→ Verifications

→ Analytics and Marketing Solutions

→ CreditView

→ Dealer Guides

→ Car Price

→ Quick Credit and Fraud Check

→ BI Reports

LEARN MORE

To learn more about TransUnion Auto Lifecycle please contact your TransUnion representative.