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THE LEADER • Thursday, September 25, 2014 • A5 PAID ADVERTISEMENT
FINANCIAL FOCUS
TIPTON COUNTY’S
Protect your retirement Most Wanted against market volatility Seen one of these people?
As an investor, you’re well aware you want to be especially careful that, over the short term, the finan- that you don’t “over-concentrate” cial markets always move up and your investment dollars among down. During your working years, just a few assets. Spreading your you may feel that you have time to money among a range of vehicles overcome this volatility. And you’d — stocks, bonds, certificates of be basing these feelings on actual deposit, government securities evidence: the longer the and so on —can help investment period, the you avoid taking the full greater the tendency of brunt of a downturn that the markets to “smooth may primarily hit just out” their performance. one type of investment. But what happens when (Keep in mind, though, you retire? Won’t you be that while diversification more susceptible to marcan help reduce the efket movements? fects of volatility, it can’t You may not be as assure a profit or protect FINANCIAL FOCUS vulnerable as you might against loss.) STEVEN J. JONES think. In the first place, • Choose investments given our growing that have demonstrated awareness of healthier lifestyles, solid performance across many you could easily spend two, or market cycles. As you’ve probeven three, decades in retirement ably heard, “past performance is — so your investment time frame no guarantee of future results,” isn’t necessarily going to be that and this is true. Nonetheless, you compressed. can help improve your outlook by Nonetheless, it’s still true that owning quality investments. So time may well be a more impor- when investing n stocks, choose tant consideration to you during those that have actual earnings and your retirement years, so you may a track record of earnings growth. want to be particularly vigilant If you invest in fixed-income vehiabout taking steps to help smooth cles, pick those that are considered out the effects of market volatility. “investment grade.” Toward that end, here are a few • Don’t make emotional decisuggestions: sions. At various times during • Allocate your investments your retirement, you will, in all among a variety of asset classes. likelihood, witness some sharp Of course, proper asset alloca- drops in the market. Try to avoid tion is a good investment move at overreacting to these downturns, any age, but when you’re retired, which will probably just be normal
market “corrections.” If you can keep your emotions out of investing, you will be less likely to make moves such as selling quality investments merely because their price is temporarily down. • Don’t try to “time” the market. You may be tempted to “take advantage” of volatility by looking for opportunities to “buy low and sell high.” In theory, this is a fine idea — but, unfortunately, no one can really predict market highs or lows. You’ll probably be better off by consistently investing the same amount of money into the same investments. Over time, this method of investing may result in lower per-share costs. However, as is the case with diversification, this type of “systematic” investing won’t guarantee a profit or protect against loss, and you’ll need to be willing to keep investing when share prices are declining. It’s probably natural to get somewhat more apprehensive about market volatility during your retirement years. But taking the steps described above can help you navigate the sometimes-choppy waters of the financial world. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Steven Jones is an Edward Jones Financial Advisor in Atoka. Visit him at 360 Atoka McLaughlin or call 901-837-9772.
Kerry Overton, center, of the Tipton County Commission of Aging was a recent guest speaker at the Covington Lions Club. She spoke about the services that are available to area senior citizens. Dianne Honeycutt, left, was the program chairman and Walter Black, right, is the club’s vice president. Courtesy photo
Under arrest
The following persons were booked into the Tipton County Correctional Facility Sept. 14-20, 2014.
■ Alston, Dwight M., 53, homicide, Sept. 20, TCSO ■ Anderson, Brad Lee, 30, domestic assault, Sept. 20, TCSO ■ Arave, Aaron Keith, 26, simple poss. marijuana, public intoxication; Sept. 14, TCSO ■ Barry, Nicholas Shane, 22, domestic assault, Sept. 20, TCSO ■ Berryman, Kelsie Joy, 20, DUI first offense, poss. drug para., driving left of center; Sept. 14, TCSO ■ Blizzard, Christopher Lee, 26, theft under $1,000, Sept. 15, TCSO ■ Bracken, Garrett Ray, 28, shoplifting, Sept. 18, CPD ■ Brown, Christofer Monron, 29, poss. of a firearm, Sept. 17, TCSO ■ Burrage, Brook Washam, 38, public intoxication, Sept. 16, TCSO ■ Campbell, Monique Katrise, 20, shoplifting, Sept. 16, TCSO ■ Carranza, Juan Franciso, 35, domestic assault, Sept. 19, CPD ■ Culver, Kristi Lynn, 39, shoplifting, Sept. 19, CPD ■ Darby, Lindsey Camille, 28, DUI first offense, reg. law; Sept. 14, THP ■ Davis, Mardacia Moniqwa, 18, shoplifting, Sept. 16, TCSO ■ Davis, Terry Ray, 49, driving on rev./canc./susp. license, leaving accident scene; Sept. 18, TCSO ■ Eaton, Tony Laumond, 36, driving on rev./canc./ susp. license, no insurance, unregistered vehicle; Sept. 16, TCSO ■ Fleming, William Farries, 55, DUI second offense, open container, seat belt law, no insurance; Sept. 19, CPD
■ Gude, Morris Al, 22, domestic assault, driving on rev./canc./susp. license, failure to pay child support x 2; Sept. 18, CPD ■ Hanson, Amy Marie, 34, driving on rev./canc./susp. license, Sept. 17, TCSO ■ Harkness, Daniel Joseph, 30, violation sex offender act, Sept. 16, TCSO ■ Harville, Andrew Deon, 19, delivery of marijuana, evading arrest, resisting; Sept. 19, CPD ■ Hayes, Al Stacy, 51, failure to pay child support x 3, Sept. 18, CPD ■ Heiple, Russell Stanley, 26, burglary, felony failure to appear; Sept. 18, TCSO ■ Holland, Willie Floyd, 64, resisting, public intoxication; Sept. 20, CPD ■ Holmes, Devon Lovelle, 21, resisting, Sept. 18, MUPD ■ Jenkins, Melissa Nicole, 36, DUI first offense, consent law; Sept. 20, TCSO ■ Jennings, Enjoli Jasmine, 22, driving on rev./canc./ susp. license, Sept. 16, TCSO ■ Jones, Jermaine Lee, 31, failure to appear, Sept. 15, CPD ■ Lenagar, Christopher Brian, 30, failure to pay child support, Sept. 17, TCSO ■ Levy, Cynthia Lou, 54, theft over $10,000, Sept. 15, TCSO ■ Little, Jessica Maria, 29, promotion of meth manuf, poss. sch. II; Sept. 14, CPD ■ Lucy, Larry Wayne, 25, agg. assault with injury, vandalism; Sept. 19, APD ■ Marbry, Kevin Dewayne, 41, driving on rev./canc./ susp. license, speeding; Sept. 20, TCSO ■ Martin, Donna June,
44, obtain legend drug by fraud x 4, Sept. 18, TCSO ■ Mathews, Joseph Dashon, 27, theft, Sept. 16, TCSO ■ Max, Jordan Baker, 26, DUI first offense, reckless driving; Sept. 15, CPD ■ May, Felicia Marie, 25, theft, theft merchandise $500 or less; Sept. 16, TCSO ■ Mayo, Wanda Kay, 51, theft under $500, Sept. 15, TCSO ■ McAllister, Billy Neal, 38, agg. assault with injury, Sept. 15, TCSO ■ McClendon, Cassidy Nicole, 25, shoplifting, Sept. 17, CPD ■ McCulley, William Travis, 48, public intoxication, Sept. 14, TCSO ■ Miller, Megan Lynn, 27, domestic assault, Sept. 17, TCSO ■ Mitchell, Rodney Antonio, 28, poss. sch. II, Sept. 15, TCSO ■ Phillips, Tony Terrell, 41, domestic assault, Sept. 19, CPD ■ Pigg, Ryan Joel, 27, public intoxication, Sept. 16, CPD ■ Pinkney, Casper Dell, 34, driving on rev./canc./susp. license, Sept. 19, TCSO ■ Powers, Justin Michael, 26, driving on rev./canc./ susp. license, no insurance, seat belt law; Sept. 20, TCSO ■ Reynolds, Lamar Allen, 32, agg. assault no injury, Sept. 18, APD ■ Richardson, Lamar Allen, 32, murder first degree, Sept. 16, USMAR ■ Richardson Jr., Gaines, 29, failure to pay child support, Sept. 16, CPD ■ Rivers, Martavius Shirrell, 36, simple poss. marijuana x 2, Sept. 15, MPD ■ Rivers, Melvin, 24, failure to appear, Sept. 16, USMAR ■ Rudd, Tammy Tyrell, 40, disorderly conduct, Sept. 14, MPD
■ Shaw, Deandre Lamont, 29, failure to pay child support, domestic assault; Sept. 20, TCSO ■ Siddons, Cassidy Danielle, 19, theft, Sept. 18, MUPD ■ Slezak, Paul K., 27, poss. controlled substance x 2, criminal impersonation; Sept. 17, CPD ■ Smith, John David, 19, assault, Sept. 14, CPD ■ Smith, Stephanie Lynn, 30, driving on rev./canc./ susp. license; Sept. 19, TCSO ■ Smith, Zachery Wayne, 18, burglary, theft, vandalism; Sept. 19, TCSO ■ Thomas, R.C., 31, solicitation of a minor, Sept. 18, TCSO ■ Timbs, Alex Raymond, 37, agg. assault no injury, Sept. 20, BPD ■ Wagner, Angela Sue, 46, assault, resisting arrest; Sept. 16, TCSO ■ Waxler, Clyde Cody, 31, violation sex offender act, Sept. 15, TCSO ■ Williams, Christopher Edwards, 33, driving on rev./canc./susp. license, Sept. 15, TCSO ■ Williams, James Latress, 21, domestic assault, Sept. 16, CPD ■ Williams, James Patrick, 22, agg. assault with injury, domestic assault, DUI first offense, poss. controlled substance; Sept. 15, MUPD ■ Williams, Maricus Sean, 27, evading arrest, indecent exposure, disorderly conduct, public intoxication; Sept. 15, MPD ■ Wilson, Deborah Carol, 55, obtain legend drug by fraud, Sept. 18, TCSO ■ Winbush, Ronnie, 57, shoplifting, Sept. 20, CPD ■ Yarbro, John Clayton, 30, fradulent use of credit card, Sept. 18, CPD ■ Young, Jerry Wayne, 48, domestic assault, Sept. 17, TCSO
Disclaimer: These persons are innocent until proven guilty. They will face charges in Tipton County General Sessions or Circuit Court unless warrants for their arrest were issued in another county (this may or may not be denoted in the listing of charges).
If so, call: 24-hour number: Central Dispatch 901-475-4300
Sheriff’s Office Tipline: 901-475-3307; email: sheriff@tiptonco.com Tipton County CrimeStoppers 901-476-4411 Or contact any local law enforcement agency to report any of these people.
Wilburn, Daniel Kenneth Born: 8/17/1990 82 Walkerfield Lane Munford, TN 38058 Charge: Theft over $1,000
Burton, Marcus Antonio Born: 4/11/1982 338 Elm Street Covington, TN 38019 Charge: Criminal impersonation, failure to pay child support (x2), fel. FTA
Dozier, Jimmy Furr Born: 10/3/1978 6420 Highway 209 Ripley, TN 38063 Charge: Unlawful weapon
Fleming, Rodney Donell Born: 1/4/1987 870 Beaver Rd. Munford, TN 38058 Charge: Burglary
Hobson, Anthony Darnell Born: 12/29/1988 4441 Tarleton Dr. Memphis, TN 38128 Charge: Felony falure to appear
Lawson, Donald Wayne Born: 10/22/1974 6991 Edith Nankipoo Ripley, TN 38063 Charge: Theft
Lewis, Edward Lee Born: 9/12/1968 249 Ervin Covington, TN 38019 Charge: Failure to appear
Leek, Robin Heath Born: 8/15/1984 3895 Poplar Corner Brownsville, TN 38012 Charge: Theft under $10,000
Smith, Arthur Lyndale Born: 4/30/1985 135 Amrstrong Drummonds, TN 38023 Charge: Theft
Cantey, James Edward Born: 7/13/1976 64 WL Johnson Mason, TN 38049 Charge: Poss. sch. VI
DO NOT ATTEMPT TO ARREST OR DETAIN ANY OF THE SUBJECTS OF THE WARRANTS LISTED IN THIS DATABASE. The list is current at the time of publishing and therefore recent changes in the status of warrants may not be reflected. It is possible that some warrants have been resolved and the matter is no longer pending. This information is being provided as a service to the public; however, neither the Tipton County Sheriff’s Office nor The Leader cannot guarantee nor assume any liability for the accuracy of the information at the time of use. All warrants must be verified for accuracy through our system prior to an apprehension. All persons charged are presumed innocent until proven guilty in a court of law. NO ATTEMPT SHOULD BE MADE TO APPREHEND THESE INDIVIDUALS EXCEPT BY LAW ENFORCEMENT OR PEACE OFFICERS. SOME INDIVIDUALS MAY BE ARMED AND SHOULD BE CONSIDERED DANGEROUS. If you recognize a name on the list, if you find your name, or if you find a discrepancy, please contact the Tipton County Sheriff’s Office at 475-3300 or via email at sheriff@tiptonco.com.
"911, what’s your emergency?" If you don't have a legitimate emergency, you could be standing in the way of someone who does.
HELP SAVE A LIFE. Call the non-emergency line
901-475-4300