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THE LEADER • Thursday, August 21, 2014 • A5 PAID ADVERTISEMENT
FINANCIAL FOCUS
TIPTON COUNTY’S
Avoid expensive errors Most Wanted when paying for college Seen one of these people?
It’s just about Back-to-School ings accounts these days pay only time again. If you have young chil- a minimal rate of return, you will dren, you might be hustling them have trouble getting the growth to the store for backpacks and potential you need to achieve your binders. But if you fast-forward a college savings goals. Consider few years, you can envision driv- working toward your college saving your kids a little farings goals by investing in ther — to their college a vehicle specifically dedorms. signed for college, such And when that day as a 529 plan or a Covercomes, you’ll want to dell plan. There are difbe financially prepared. ferences between these So you’ll want to avoid plans, such as contribumaking costly mistakes tion limits and tax treatwhen preparing for, and ments, but both allow paying, those big bills. you to invest for growth Here are some of the potential. As with any inFINANCIAL FOCUS most common of these vestment account, there STEVEN J. JONES errors: are risks involved, in• Not saving enough — Only cluding market risk. half of all families with children • Stopping your savings once under 18 save any money for col- your children are in college — Unlege, according to a recent study less your children plan to take an by Sallie Mae, the country’s larg- awful lot of credits, they’re not est originator of federally insured going to finish college in just one student loans. You might find it year. Consequently, you’ll want easier to save for college if you to keep investing in your plan or automatically move a set amount other college savings vehicle while each month from your checking or your children are in school. savings account to a college sav• Taking out 401(k) loans — ings vehicle. Your employer may allow you to • Not considering vehicles with take out a loan against your 401(k) growth potential — The same Sal- to help pay for college. But this lie Mae study found that more par- may not be a good idea for two ents use a general savings account reasons: First, when you remove than any other method of saving money from your 401(k) — even for college. But since most sav- if you plan on eventually paying
it back — you will slow the potential accumulation in your account, thereby depriving yourself of resources you will eventually need for retirement. Second, should you leave the company, you might have to repay the loan within a limited number of days. • Not using available tax credits — Depending on your income, you might qualify for the American Opportunity tax credit, which is worth up to $2,500, provided you spend at least $4,000 on college expenses. Check with your tax professional to see if you qualify for this credit and how to most effectively incorporate it. And be careful you don’t waste the credit, because you may not be able to use it and your plan distributions at the same time. Paying for college can be challenging — but if you can avoid making the above mistakes, you’ve got a better chance of getting your kids through school without derailing the progress you’d like to make toward your other financial goals. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Steven Jones is an Edward Jones Financial Advisor in Atoka. Visit him at 360 Atoka McLaughlin or call 901-837-9772.
If so, call: 24-hour number: Central Dispatch 901-475-4300
Sheriff’s Office Tipline: 901-475-3307; email: sheriff@tiptonco.com Tipton County CrimeStoppers 901-476-4411 Or contact any local law enforcement agency to report any of these people.
Wilburn, Daniel Kenneth Born: 8/17/1990 82 Walkerfield Lane Munford, TN 38058 Charge: Theft over $1,000
Burton, Marcus Antonio Born: 4/11/1982 338 Elm Street Covington, TN 38019 Charge: Criminal impersonation, failure to pay child support (x2), fel. FTA
Twisdale, George Robert Born: 8/20/1979 924 Witherington Mason, TN Charge: Initiate meth manuf.
Douglas Jr., Curtis Born: 2/26/1972 810 W. Thomas Rd. Brownsville, TN 38012 Charge: Felony failure to appear
Hobson, Anthony Darnell Born: 12/29/1988 4441 Tarleton Dr. Memphis, TN 38128 Charge: Felony falure to appear
Lawson, Donald Wayne Born: 10/22/1974 6991 Edith Nankipoo Ripley, TN 38063 Charge: Theft
Crowder, Donald Ellis Born: 12/13/1968 834 Maple Dr. Atoka, TN 38004 Charge: Violationg of sex offender act
Robinson, Deon Maquil Born: 2/24/1986 510 Lincoln #510 Covington, TN 38019 Charge: Delivery of cocaine
Smith, Arthur Lyndale Born: 4/30/1985 135 Amrstrong Drummonds, TN 38023 Charge: Theft
Cantey, James Edward Born: 7/13/1976 64 WL Johnson Mason, TN 38049 Charge: Poss. sch. VI
Judge speaks to Lions
Tipton County General Sessions Judge William “Bill” Peeler, center, was the guest speaker at a recent Covington Lions Club meeting. He talked about the duties and jurisdiction of his position. He was introduced by program chairman Bill Enzor, left. Jay Rivers, right, is club president. Courtesy photo
Under arrest
The following persons were booked into the Tipton County Correctional Facility Aug. 10-16, 2014.
■ Adams, Spanyada Marquaze, 31, agg. kidnapping, kidnapping x 2, agg. assault with injury, poss. controlled substance; Aug. 14, TCSO ■ Armstrong, Billy Ray, 42, domestic assault, public intoxication; Aug. 12, TCSO ■ Austin, Nathan Lawrence, 38, driving on rev./canc./susp. license, Aug. 16, TCSO ■ Bogan, Jurrica Kylanni, 20, driving on rev./canc./ susp. license, light law, no insurance; Aug. 16, TCSO ■ Bogenschneider, Lisa Marie, 30, simple poss. marijuana, Aug. 11, CPD ■ Brown, Danny O’Dell, 48, accessory after the fact, filing false report; Aug. 14, TCSO ■ Brown, Ellarween Nicole, 31, poss. sch. II, Aug. 13, TCSO ■ Buda, Michael Gary, 28, harrassment/indimidation, Aug. 11, CPD ■ Childs, Laverrick Dandre, 21, driving on rev./canc./susp. license, Aug. 14, TCSO ■ Cole, Dustin Seth, 23, domestic assault, Aug. 15, TCSO ■ Conlee, Mark Cordaro, 27, driving on rev./canc./ susp. license, no insurance, failure to pay child support; Aug. 15, APD ■ Craig, Kristan Nicole, 32, driving on rev./canc./susp. license, speeding; Aug. 15, APD ■ Davis, Marvin Lynn, 32, poss. firerarm commision dangerous felony, Aug. 12, CPD ■ Davis, Reece Nathanial, 47, poss. firearm commission dangerous felony, simple poss. marijuana; Aug. 11, TCSO ■ Dean, Donnarius Cortez, 18, theft, Aug. 13, CPD ■ Duvall, Denelle Yvonne, 40, public intoxication, Aug. 12, TCSO ■ Dye, Anthony Tatwain,
30, failure to appear, agg. assault with injury; Aug. 14, CPD ■ Elkins, Demetria Lacrease, 34, domestic assault, Aug. 16, CPD ■ Fayne, Jerry Fenoy, 44, DUI first offense, disregard stop sign, consent law; Aug. 16, TCSO ■ Fletcher, Mary Helen, 29, domestic assault, Aug. 10, CPD ■ Flowers, Brandon Terrell, 31, driving on rev./canc./ susp. license, driving left of center; Aug. 11, TCSO ■ Foster, Keosha Kowonda, 31, agg. perjury; Aug. 11, TCSO ■ Fowler, Gregory Dustin, 27, driving on rev./canc./ susp. license, driving left of center; Aug. 14, TCSO ■ Gamble, Corey Joseph, 26, driving on rev./canc./ susp. license, poss. stolen property, convicted felon poss. or firearm; Aug. 11, CPD ■ George, Jonathon Edward, 33, joyriding, theft under $500; Aug. 10, MUPD ■ Holsapfel, Megan Lynn, 26, domestic assault, Aug. 14, TCSO ■ Hughlett, Nicholas Ray, 21, theft under $500, Aug. 16, TCSO ■ Hunt, Matthew Wade, 24, DUI first offense, failure to maintain control, no insurance, open container; Aug. 11, THP ■ Johnson, John Wayne, 36, driving on rev./canc./susp. license, warrant arrest; Aug. 13, CPD ■ Jones, Christopher Laverelle, 37, disorderly conduct, Aug. 13, TCSO ■ Jones, Dantonio, 32, tampering with evidence; Aug. 14, TCSO ■ Jones, Mitchell, 30, attempted first degree murder, poss. firearm, reckless driving, reckless endangerment, evading arrest; Aug. 15, TCSO ■ Joy, Valeri Ann, 25,
domestic assault, Aug. 10, CPD ■ Keeley, Clarence Edward, 24, agg. assault no injury, domestic assault; Aug. 10, CPD ■ Knight, Melissa Ann, 48, public intoxication, Aug. 11, TCSO ■ Lemons, Christopher Elvin, 25, domestic assault, Aug. 16, TCSO ■ Lemons, Larry Darnell, 27, DUI first offense, reckless driving; Aug. 13, THP ■ Lyons, Jonathan Marques, 31, public intoxication, Aug. 11, CPD ■ Mason, Cordea Marquez, 27, disorderly conduct, Aug. 10, CPD ■ Mason, Yolanda Rochelle, 32, driving on rev./canc./susp. license, Aug. 15, TCSO ■ Matthews, Shunquita Lashay, 26, forgery, Aug. 13, TCSO ■ McGuire, Kevin, 39, public intoxication, Aug. 11, CPD ■ Miles, Terence, 24, poss. sch. II, Aug. 15, TCSO ■ Moore, Mardrecus Donnell, 27, public intoxication, Aug. 14, CPD ■ Otts, William Thomas, 46, domestic assault, Aug. 10, TCSO ■ Patterson, Adrian Lewis, 27, domestic assault, Aug. 10, TCSO ■ Pennington, David Matthew, 38, criminal impersonation, Aug. 13, TCSO ■ Phillips, Logan Freeman, 33, evading arrest, reckless driving, driving on rev./ canc./susp. license, light law; Aug. 10, TCSO ■ Ratliff, Jason Paul, 34, driving on rev./canc./susp. license, Aug. 15, TCSO ■ Reasons, Crystal Diane, 35, DUI first offense, reckless driving, consent law, poss. legend drug w/o prescription; Aug. 12, CPD ■ Rhodes, Thaddeus, 40, failure to pay child support, Aug. 11, TCSO ■ Robinson, Malynna Jamila, 21, driving on rev./ canc./susp. license, failure
to report change of address; Aug. 16, TCSO ■ Sanders, John Wesley, 51, agg. assault with injury, Aug. 13, MUPD ■ Sarver, Stacy Michelle, 32, disorderly conduct, Aug. 12, BPD ■ Stuart, James Richard, 50, domestic assault, Aug. 12, APD ■ Taylor, Robin Joann, 18, shoplifting, Aug. 11, CPD ■ Templeton, Lane Gregory, 19, vandalism, Aug. 13, TCSO ■ Thompson, Daralius Meredith, 24, DUI first offense, consent law; Aug. 10, MPD ■ Thompson, Thomas Anthony, 23, poss. controlled substance, Aug. 15, TCSO ■ Toliver, Deangelo Cortez, 24, agg. assault no injury, Aug. 13, CPD ■ Vandiver, Robin Nicole, 32, filing false report, Aug. 10, TCSO ■ Vera, Natasha Nicole, 27, driving on rev./canc./ susp. license, no insurance, speeding, failure to change DL address; Aug. 13, TCSO ■ Vestel, Tammy Elaine, 37, driving on rev./canc./susp. license, Aug. 11, TCSO ■ Wiggins, Barry Lawayne, 48, driving on rev./canc./ susp. license, failure to maintain control; Aug. 11, TCSO ■ Wilder, Darius Deauonte, 25, poss. sch. II, reckless driving; Aug. 15, TCSO ■ Wilks, Jamarae Rapheal, 21, poss. controlled substance, Aug. 15, TCSO ■ Williams, Deundrea Martez, 24, domestic assault, vandalism; Aug. 16, CPD ■ Williams, Joshua David, 33, agg. burglary x 2, Aug. 10, TCSO ■ Williams, Maricus Sean, 27, disorderly conduct, public intoxication; Aug. 10, TCSO ■ Willis, Dvennio Lamon, 33, domestic assault, Aug. 12, CPD ■ Woods, Destiney Monique, 22, shoplifting, criminal trespass
Disclaimer: These persons are innocent until proven guilty. They will face charges in Tipton County General Sessions or Circuit Court unless warrants for their arrest were issued in another county (this may or may not be denoted in the listing of charges).
DO NOT ATTEMPT TO ARREST OR DETAIN ANY OF THE SUBJECTS OF THE WARRANTS LISTED IN THIS DATABASE. The list is current at the time of publishing and therefore recent changes in the status of warrants may not be reflected. It is possible that some warrants have been resolved and the matter is no longer pending. This information is being provided as a service to the public; however, neither the Tipton County Sheriff’s Office nor The Leader cannot guarantee nor assume any liability for the accuracy of the information at the time of use. All warrants must be verified for accuracy through our system prior to an apprehension. All persons charged are presumed innocent until proven guilty in a court of law. NO ATTEMPT SHOULD BE MADE TO APPREHEND THESE INDIVIDUALS EXCEPT BY LAW ENFORCEMENT OR PEACE OFFICERS. SOME INDIVIDUALS MAY BE ARMED AND SHOULD BE CONSIDERED DANGEROUS. If you recognize a name on the list, if you find your name, or if you find a discrepancy, please contact the Tipton County Sheriff’s Office at 475-3300 or via email at sheriff@tiptonco.com.
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