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THE LEADER • Thursday, April 26, 2012 • A5
Even with low rates, you can invest for income Not long ago, the Federal Re- likely to rise during the life span of serve (Fed) announced that it a longer-term bond — and when plans to keep short-term interest rates go up, the prices of existing rates near zero until late 2014. The bonds will fall. To help lower this Fed initially pushed rates to that risk, you may want to build a “ladlevel in 2008, in an effort to stimu- der� of bonds of varying maturilate economic growth. Clearly, low ties. Then, if market interest rates interest rates have a wideare low, you’ll still have ranging impact — but your long-term bonds what effect will they have earning higher rates, on you, as an individual but if rates rise, you can investor? take advantage of them If you need income by reinvesting the profrom your investments, ceeds of your maturing then the continuation of short-term bonds. But ultra-low interest rates remember to work with may be a matter of some your financial advisor FINANCIAL FOCUS concern, particularly if to evaluate whether a STEVEN J. J ONES you own certain types of bond ladder and the fixed-income investments, such as securities held within it are consiscertificates of deposit. While CDs tent with your investment objecare insured, offer return of princi- tives, risk tolerance and financial pal at maturity and provide regu- circumstances. lar interest payments, they are not Dividend-paying stocks. You can risk-free. With low interest rates, find companies that have paid divyou risk losing purchasing power. idends for many consecutive years Still, fixed-rate vehicles may — and in some cases, increased well have a place in your portfo- their dividend payout each year. In lio. If you’re even somewhat de- 2012, companies listed in the S&P pendent on your investments for 500 are on track to pay out more income, you may need to broaden than $252 billion in dividends, a your search. Here are a few ideas record amount, according to data to consider: compiled from Standard & Poor’s. Build a bond ladder. Long-term (Keep in mind that the S&P 500 is bonds, by their nature, are more an unmanaged index and is not subject to interest rate risk than available for direct investment.) shorter-term vehicles. In other Of course, stock prices will fluctuwords, interest rates are more ate in value, and you may receive
more or less than your original investment when you sell. Historically, dividend-paying stocks have been less volatile than nondividend-paying stocks. Be aware, though, that companies can lower or discontinue dividend payments at any time without notice. Past performance is not a guarantee of future results. Refinance your mortgage. Today’s low rates are good news for borrowers. With tougher standards in place, it may not be as easy to refinance a mortgage as it once was, but if you qualify, you may want to think about refinancing. You may be able to save quite a bit of money on your monthly payments — and lower payments can translate into a greater cash flow. Plus, if you don’t need all the savings, you can put some of the money into an Individual Retirement Account (IRA) or another retirement savings vehicles. Ultimately, an extended period of low interest rates is just one more factor to consider in creating and adjusting your investment strategy. Work with your financial advisor to help ensure low rates won’t affect your income needs. This article was written by Edward Jones for use by your local Edward Jones Financial Advisor
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TIPTON COUNTY’S
Most Wanted Seen one of these people? If so, call: 24-hour number: Central Dispatch 901-475-4300 Sheriff’s Office Tipline: 901-475-3307; email: sheriff@tiptonco.com Tipton County CrimeStoppers 901-476-4411 Or contact any local law enforcement agency to report any of these people.
Benton, Curtis Darnell Born: 8/17/1980 Uknown Covington, TN 380019 Charge: Felony failure to appear
Cathey, John Edward Born: 12/19/1985 3022 Calvert Memphis, TN 38108 Charge: Felony failure to appear
Currin, Terry Dewayne Born: 9/7/1985 1517 Pinecrest Covington, TN 38019 Charge: Parole violation, felony failure to appear
Draine, Robert Lee Born: 4/17/1948 6742 Tommie Lane Millington, TN 38053 Charge: Felony failure to appear
Drummer, Tameca Leigh Born: 4/25/1974 905 Pearce St. Memphis, TN 38107 Charge: Felony failure to appear
Goodwin, Steve William Born: 10/25/1966 1864 Pinedale Memphis, TN 38127 Charge: Felony failure to appear
Heiple, Russell Stanley Born: 11/20/1987 4137 Owen Rd. Memphis, TN 38114 Charge: Failure to appear felony
Henerson, Darius Darrell Born: 5/26/1986 2533 #C Gay St. Ripley, TN 38063 Charge: Felony failure to appear
Howard, Paul Aaron Born: 2/26/1990 59 Tony St. Drummonds, TN 38023 Charge: Felony failure to appear
Jivan, Ali Raza Born: 1/1/1971 1291 N. Highland Ave. Memphis, TN 38301 Charge: Felony failure to appear
TRA MATH WIZARDS Several Tipton-Rosemark Academy (TRA) students received awards at the 56th Annual Mathmatics Contest, sponsored by the Tennessee Mathmatics Teachers’ Association, recently held at Dyersburg State Community College. TRA students competed against 300 students from across the state and received the following awards: (pictured left to right) Andrew Edmiston - 1st Geometry Melissa Long - 5th PreCalculus Jordan Carpenter - 6th Geometry Jackie Kuykendall - 10th Geometry Mitch Long - 3rd Algebra I Patrick Brown - 3rd Algebra I
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Melissa Barnett
Under arrest
The following persons were booked into the Tipton County Correctional Facility during the week of April 15-21.
â–Ş Adams, Dexter Maurice, 22, theft under $500, April 17, MPD â–Ş Adams, Patrick Cordale, 22, domestic assault, vandalism; April 16, CPD â–Ş Almond, Charles Blakely, 25, domestic assault, April 21, CPD â–Ş Armstrong, Patricia Ann, 57, domestic assault, April 21, TCSO â–Ş Barry, Nicholas Shane, 19, domestic assault, April 18, TCSO â–Ş Blaylock, Thomas Dewayne, 18, vandalism, April 19, TCSO â–Ş Boyd, Marcus Randle, 26, domestic assault, April 15, CPD â–Ş Brent, Anthony Savill, 24, domestic assault, vandalism, child abuse/ neglect; April 20, TCSO â–Ş Brown, Sterling Wayne, 51, poss. of drug paraphernalia, April 21, CPD â–Ş Burton, Marcus Antonio, 29, failure to pay child support, April 18, TCSO â–Ş Butler, Anthony Darnell, 32, driving on rev./canc./ susp. license, April 20, MPD â–Ş Campbell, Anthony Cordarrell, 21, agg. assault with injury, April 15, MPD â–Ş Campbell, Jazzmin Renee, 21, DUI first offense, April 17, TCSO â–Ş Carrick, Keosha, 21, theft over $10,000, agg. burglary; April 18, TCSO â–Ş Carver, Phillip Daniel, 18, domestic assault, April
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18, MUPD â–Ş Crawford, Theresa Ann, 50, poss. sch. III drug, driving on rev./canc./susp. license, open container, DUI second offense; April 17, APD â–Ş Delashmit, Donald Wayne, 22, domestic assault, April 20, MPD â–Ş Duke, Stephen Tyler, 22, poss. controlled substance, April 17, TCSO â–Ş Evans, Derrick Jamal, 24, drving on rev./canc./ susp. license, no seat belt, registration law, theft under $500; April 18, TCSO â–Ş Farmer, John Neal, 34, driving on rev./canc./ susp. license, failure to pay child support (x 2), April 18, TCSO â–Ş Fayne, Marcus Terrell, 28, domestic assault, April 15, CPD â–Ş Ford, Timothy Terrell, 42, driving on rev./canc./ susp. license, April 18, TCSO â–Ş Frazier, Qwantisha Kenyette, 23, domestic assault, leaving accident scene; April 15, CPD â–Ş Garrett, Sornie Mack, 23, forgery, April 16, CPD â–Ş Geeter, Andrew Lee, 29, driving on rev./canc./ susp. license, speeding, no insurance; April 20, THP â–Ş Graham, David Wayne, 46, DUI second offense, simple poss. marijuana, poss. of prohibited weapon, driver to exercise due care, no insurance, driving on rev./canc./susp.
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license, open container; April 21, TCSO â–Ş Greene, Marilyn McKenzie, 20, underage consumption of alcohol, theft, failure to appear felony; April 17, TCSO â–Ş Guard, Michael Benidict, 61, agg. criminal trespassing, April 15, TCSO â–Ş Harrison, Brandon Wayne, 40, habitual motor vehicle offender, April 19, TCSO â–Ş Hawkins, Lamont Antonio, 31, failure to appear, April 20, CPD â–Ş Hernandez-Munoz, Hector Anturo, 43, DUI first offense, no license, no insurance, leaving scene of accident; April 18, APD â–Ş Hindman, Kelley Ray, 35, failure to appear, April 17, TCSO â–Ş Johns, Matthew Edward, 29, disorderly conduct, April 16, MUPD â–Ş Jones, Courtney LeCarl, 23, domestic assault, April 20, CPD â–Ş Jones, Jeanae Rochelle, 28, worthless check, April 19, CPD â–Ş Jones, Quatavis Deron, 24, domestic assault, April 16, CPD â–Ş King, Corneuis Emmitt, 19, driving on rev./canc./ susp. license, April 15, TCSO â–Ş Leird, George Robert, 25, poss. sch. IV drug, poss. sch. II drug with intent; April 21, TCSO â–Ş Lohse, Cody Wayne, 22, criminal trespassing, April 16, APD â–Ş Lohse-Palmer, Rudy Ray, 18, criminal trepass, April 16, APD â–Ş McPeak, Taylor Dwayne,
20, shoplifting, domestic assault; April 20, CPD â–Ş Moore, Martez Deshun, 27, felony failure to appear, driving on rev./canc./ susp. license, domestic assault; April 15, TCSO â–Ş Page, Nathaniel, 57, agg. assault no injury, reckless endangerment; April 21, TCSO â–Ş Pendelene, Donovan Elwood, 43, burglary, April 18, TCSO â–Ş Pilkington, Richard Allen, 37, felony evading arrest, driving on rev./ canc./susp. license, felony evading arrest; April 15, TCSO â–Ş Poindexter, Rodney Eugene, 60, DUI fourth offense, implied consent law; April 16, TCSO â–Ş Robinson, Tristan Meshawn, 20, poss. sch. VI drug, April 18, CPD â–Ş Sarver, Timothy Marion, 32, unlawful carrying or possession of weapon, April 19, TCSO â–Ş Simpson, Shannon Derrell, 37, poss. drug paraphernalia with intent to deliver, April 19, TCSO â–Ş Taylor, William Dewayne, 39, poss. controlled subtance, April 17, TCSO â–Ş Vowell, James Rick, 48, domestic assault, April 21, TCSO â–Ş Wallace, Arthur Lee, 20, burglary, April 17, CPD â–Ş Watkins, Michael Kelly, 37, disorderly conduct, public intoxictation; April 15, TCSO â–Ş White, Clinton Wayne, 20, domestic assault, April 15, TCSO
Disclaimer: These persons are innocent until proven guilty. They will face charges in Tipton County General Sessions or Circuit Court unless warrants for their arrest were issued in another county (this may or may not be denoted in the listing of charges).
CRIME STOPPERS OF TIPTON COUNTY INC. is offering a cash reward of up to $1,000 for information leading to the arrest and indictment of the person or persons responsible for the deaths of:
John Curtis Rann, a 24-year-old white male who was found dead with several gunshot wounds on Black Springs Hill Road in southwest Tipton County on Dec. 5, 1986. Rann had been missing since November 26, 1986. Johnny Poole, a 23-year-old white male whose partially burned body was found on Oct. 25 1988, in his burning pickup truck near the boat landing at Piljerk, on the Hatchie River. Poole had a gunshot wound in his back. If you have any information about either of the crimes, call Crime Stoppers at 901-476-4411. You will NOT be required to give your name or testify in any court. The source of information given to Crime Stoppers will be held in strict confidence.
DO NOT ATTEMPT TO ARREST OR DETAIN ANY OF THE SUBJECTS OF THE WARRANTS LISTED IN THIS DATABASE. The list is current at the time of publishing and therefore recent changes in the status of warrants may not be reflected. It is possible that some warrants have been resolved and the matter is no longer pending. This information is being provided as a service to the public; however, neither the Tipton County Sheriff ’s Office nor The Leader cannot guarantee nor assume any liability for the accuracy of the information at the time of use. All warrants must be verified for accuracy through our system prior to an apprehension. All persons charged are presumed innocent until proven guilty in a court of law. NO ATTEMPT SHOULD BE MADE TO APPREHEND THESE INDIVIDUALS EXCEPT BY LAW ENFORCEMENT OR PEACE OFFICERS. SOME INDIVIDUALS MAY BE ARMED AND SHOULD BE CONSIDERED DANGEROUS. If you recognize a name on the list, if you find your name, or if you find a discrepancy, please contact the Tipton County Sheriff ’s Office at 475-3300 or via email at sheriff@tiptonco. com.
Office: 901.476.2223 â–Ş Cell: 901.647.2