July 2018 Covenant Connection

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PC: Josh Harper, Contest Winner

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covenant family

July is the time for hot weather, vacations, and Covenant’s annual medical open enrollment. Open enrollment is the time for everyone to renew or revise their coverage options for medical, dental, vision, and other health benefits. Most health insurance premiums continue to rise throughout the US, and Covenant is no exception to these challenges. We have evaluated many options to keep costs down while also maintaining the current level of coverage. I want to suggest 5 ways you can help minimize rising healthcare costs: 1. See your doctor – preventative care, such as your annual physical, is an effortless way to ensure you maintain good overall health. All employees and family members should visit their family doctor at least once per year for an annual checkup. 2. Take care of yourself now – we value our employees and families and want everyone to live a long and healthy life. Maintaining good health includes eating well, exercising, and keeping regular visits with your doctor as well as help you save money on prescription drugs and doctor visits due to ongoing illnesses. 3. Limit Emergency Room visits – Consider visiting a clinic at your local pharmacy for treatment of strep throat, joint sprains or infections. Another alternative is your local urgent care facility for after-hours care. These options are less expensive and faster than a trip to the ER. 4. Practice safety – at Covenant, we always stress safety in our work environment. In addition, we encourage our employees to maintain this mindset while at home or on vacation. 5. Listen to your body – if you feel out of sorts, trust that your body is telling you something. Keep track of your symptoms and schedule a doctor appointment. Don’t wait 3, 6, or 12 months before the situation deteriorates. I hope some of the above suggestions will help keep you healthy and save you money. Thank you! CH R I STI A N B ELL, CFO


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