Denver Herald Dispatch 0817

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August 17, 2017

DENVER Since 1926

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BACK TO SCHOOL: Supply drives help students start year prepared P10

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DENVER, COLORADO

A publication of

Bond would bring fixes to local roads But some say it should do more to address housing concerns

BY ERICA MELTZER EMELTZER@DENVERITE.COM

Pool halls have felt changes Old images don’t match reality in 21st century

BY JIM BENTON| JBENTON@COLORDOCOMMUNITYMEDIA.COM

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ecades ago, pool halls were identified as a place for men to escape for smoking, drinking, betting and fighting.

Perception was reality.

Denver-area people involved in the pool — or pocket billiards — industry say times have changed. Women and youths are starting to play more.

Leagues and tournaments are becoming more popular. And a handicap system allows less-skilled folks to compete with elite players.

While alcohol and wagering still can be found in pool halls, many facilities are intent on emphasizing the game itself.

SEE BILLIARDS, P15

FUN FACTS The Billiards Congress of America has put together some fun facts about the game of pool on its website, bca-pool. com. Here are some of those: • Billiards champions have the highest average age of any sport at 35.6 years.

• Tom Cruise did his own trick shots in the film “The Color

of Money,” except for one where he had to jump two balls to sink a third. Director Martin Scorsese wanted Cruise to learn the shot, but it would have taken him two days to learn and the stalled production would have cost thousands of dollars. So the shot was done by professional Mike Sigel.

• The first coin-operat-

ed billiards table was patented in 1902 and cost a penny to play.

• Most chalk used today is made of fine abrasives and does not contain a speck of chalk.

• In A.D. 1765, the first billiards room was built in England.

Played there was One-Pocket, which was a table with one pocket and four balls.

That Denver’s 2017 general obligation bond will right long-standing wrongs and make this city better place for all its residents is the promise held out by city councilmembers who voted unanimously last week to move forward a $937 million bond program, half of which would go to roads, bus infrastructure, sidewalks and bike lanes.

“I am happy as a city councilmember to be part of a bond that addresses equity,” said Councilman Paul López, who secured funding for key projects for his West Side district, including a Westwood Recreation Center and a remake of Morrison Road. “Equity is different than equality. Equity levels the playing field to let neighborhoods prove who they are.”

This, even as some community activists decried the lack of funding for housing needs in rapidly gentrifying neighborhoods. Without housing support, long-suffering residents won’t get to enjoy the fruits of the bond program, they said.

“I’m disappointed we don’t get a say in important dollars coming into our community,” said Rey Gallegos, a fourth-generation Globeville resident who wants the city to put money toward a community land trust. “… People who have been here for generations won’t be able to stay in these communities where they have their roots.”

SEE BOND, P6

THE BOTTOM LINE PERIODICAL

‘The biggest challenge is that we have 1.4 million people receiving coverage for medical care under Medicaid, and the state needs to do more to allow these individuals to provide for their families.’

Greg Lopez, candidate for governor | Page 13 INSIDE

VOICES: PAGE 8 | LIFE: PAGE 10 VOLUME 90 | ISSUE 43

2 Denver Herald-Dispatch

August 17, 2017

Area gun store burglaries ‘not impulse crimes’ Recent theft in which 20 rifles were taken is one of many in recent months

BY DAVID GILBERT DGILBERT@COLORADOCOMMUNITYMEDIA.COM

Thieves recently made off with 20 semiautomatic rifles from Warhorse Firearms of the Rockies in Littleton, the latest in a series of “smash-andgrab” burglaries at area gun stores in recent months.

Three or four suspects broke a large window and climbed a staircase into the store, located on the second floor above Grand Prix Motorsports at 3105 W. County Line Road a little after 2 a.m. July 26, according to the Littleton Police Department. Investigators are looking for a dark two-door Honda with a black spoiler on the back.

The rash of burglaries in the Denver metro area is part of a larger trend of gun thefts from dealers statewide, authorities say. More than 270 guns were stolen in 2016, up from 121 in 2015 and 56 in 2014, according to information provided by the Bureau of Alcohol, Tobacco, Firearms

HOW TO HELP The ATF is offering a $10,000 reward for information leading to the arrest and conviction of suspects in this year’s burglaries.

Anyone with information can call the tip line at 1-800-ATF-GUNS, or Crime Stoppers at 720-913-STOP. They can also submit a tip at reportit.com or through the ATF’s “reportit” app. and Explosives. The trend also is reflected nationwide, with 9,281 guns stolen from dealers across the country in 2016, up from 6,163 in 2015.

The Denver-area burglaries are the No. 1 priority of investigators at the Denver field office of the ATF, said spokeswoman Lisa Meiman, adding that while it’s too early to say if the burglaries are a pattern or committed by the same group of people, there’s clearly thought behind them.

“These are not impulse crimes,” Meiman said. “We’re seeing an uptick pattern that’s very concerning.

Anywhere there’s a sizable urban area with a lot of gun stores, you’re seeing this upward trend in gun thefts.”

SEE GUNS, P7

In one of numerous recent gun store burglaries in the metro area, firearms were stolen from the Triple J Armory at 311 E. County Line Road in Littleton in May. FILE PHOTO

Common threads in burglaries

Denver Herald-Dispatch 3

August 17, 2017

City, Chipotle partner on affordable housing plan LIVE program aims to match apartment vacancies with those who need them

BY ASHLEY DEAN ADEAN@DENVERITE.COM

As Denver moves to make 400 vacant apartment units available at affordable prices, Mayor Michael Hancock announced Aug. 8 that the city will partner with Chipotle to help reach that goal.

The Denver-based burrito chain will be the first company to get involved with the initiative, providing funds and identifying employees who might be candidates for housing.

Hancock first announced the program — which currently goes by the name City and County of Denver Lower Income Voucher Equity (LIVE) Pilot Initiative Program — during his State of the City speech in July as he expressed shock at the pace of development.

“We’re trying to find new and innovative ways to make sure our low-income families have access to affordable housing,” said Jenna Espinoza, deputy communications director for the mayor’s office.

The LIVE program will “look at the existing vacancies in our housing markets, in our rental markets — neighborhoods such as LoDo, by the ballpark, in the Highlands and other areas where there’s been massive construction of apartment units of the last couple years,” said Erik Soliván, executive director of the Denver Office of Housing and Opportunities for People Everywhere (HOPE).

Then, it will find vacancies and make those apartments available and affordable to people who need them. The initiative is modeled after but does not replicate the U.S.

Department of Housing and Urban Development’s voucher program, Soliván said.

He said the “mechanics” of the partnership with Chipotle aren’t yet in place, but the basic idea is that the chain will contribute funds that will be matched by the city, then identify employees who meet the criteria to participate in the program.

Chipotle Communications and PR Manager Quinn Kelsey said in an email, “We’re currently in a preliminary discussion phase, but we look forward to hearing how the program progresses and seeing how this partnership could come to life.”

The LIVE program also will target other service workers, teachers, hospital workers and young, new tech employees to participate. The income criteria

is 40 to 80 percent of the annual medium income, which amounts to about $24,000 for an individual and $33,000 for a family of four on the low-end and $47,000 for an individual and $67,000 for a family of four on the high end, according to a city document.

Low- and moderate-income individuals and families face the greatest housing shortage, according to the city. Units are most freely available for those with the highest income.

In addition to subsidized housing, participating individuals and families will get help saving for future housing. Over the course of the two-year pilot, “5 precent of the rent that they pay will be set aside into a savings account,” Soliván said, “and at the end of the two-year period, they’ll be able to use that money to transition to

printing practices *See our website for details

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LET’S SYNC OUR CALENDARS. IT’S A PERFECT TIME TO PLAY IN RIDGEGATE.

Guided Nature Hikes:

Yoga in the Park:

Each year, RidgeGate teams up with the South Suburban Parks and Recreation District to provide free, guided nature hikes. These hikes are led by professional naturalists from SSPRD, and offer insight and education into the natural ecosystems within the open space at RidgeGate. Hikes are free to the public – register at ridgegate.com.

Join RidgeGate, South Suburban Parks and Recreation and the Lone Tree Recreation Center for our final free Yoga in the Park class of the season in Belvedere Park, at the corner of RidgeGate Circle and Belvedere Lane.

Please bring your own yoga mat. In case of heavy rain or lightning, class will be cancelled. No registration – just drop in!

Saturday, September 16, 9-11am — Family Fun Game & Trivia Hike Saturday, September 30, 9-10:30am — Autumn Glory Hike Saturday, October 21, 10-11:30am — “Build a Beaver” Family Fun Hike

Caring for our community by using sustainable

other housing.”

To subsidize the gaps between affordable rent and market-rate rent, the city will enter a publicprivate-partnership that includes the Denver Housing Authority, charitable foundations, the Apartment Association and apartment building owners and operators, the Downtown Denver Partnership and employers such as Chipotle.

The funding goal is about $2 million, and for its part, the city will contribute money from the Revolving Loan Fund.

Applications for the LIVE program will open late this fall.

Experience Historic Schweiger Ranch:

Tuesday, August 29, 6:30-7:30pm

Among RidgeGate’s cultural facilities is the 38-acre historic Schweiger Ranch, located just east of the RidgeGate Parkway and I-25 interchange.

The Ranch has been impeccably restored and gives us an important glimpse into the settlers’ lives in the late 1800s. Schweiger Ranch is open to the public for self-guided visits on Saturdays and Sundays from 1-5pm.

Register for or learn more about these events online at SchweigerRanch.org.

Sunday, August 27, 1-3pm — Free Guided Tour Saturday, October 7, 10am-2pm — City of Lone Tree’s Annual Fall Festival Saturday, December 2, 2-5pm — Schweiger Ranch Austrian Christmas Photos by Sarah Neumann Photography

A M O R E N AT U R A L A P P R O A C H T O U R B A N I S M.

r i d g e ga te . c o m

4 Denver Herald-Dispatch

August 17, 2017

It’s Almost Here!

Fatality numbers point to risks for older workers Employees later in life balance experience with declines in some physical measures

BY MARIA INES ZAMUDIO AND MICHELLE MINKOFF ASSOCIATED PRESS

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Older people are dying on the job at a higher rate than workers overall, even as the rate of workplace fatalities decreases, according to an Associated Press analysis of federal statistics.

It’s a trend that’s particularly alarming as baby boomers reject the traditional retirement age of 65 and keep working. The U.S. government estimates that by 2024, older workers will account for 25 percent of the labor market.

Getting old — and the physical changes associated with it — “could potentially make a workplace injury into a much more serious injury or a potentially fatal injury,” said Ken Scott, an epidemiologist with the Denver Public Health Department.

Gerontologists say those changes include gradually worsening vision and hearing impairment, reduced response time, balance issues and chronic medical or muscle or bone problems such as arthritis.

In 2015, about 35 percent of the fatal workplace accidents involved a worker 55 and older — or 1,681 of the 4,836 fatalities reported nationally.

William White, 56, was one of them. White fell 25 feet while working at Testa Produce Inc. on Chicago’s South Side. He later died of his injuries.

“I thought it wouldn’t happen to him,” his son, William White Jr., said in an interview. “Accidents happen. He just made the wrong move.”

The AP analysis showed that overall workplace fatality rate for all workers — and for those 55 and older — decreased by 22 percent between 2006 and 2015. But the rate of fatal accidents among older workers during that time period was 50 percent to 65 percent higher than for all workers, depending on the year.

The number of deaths among all workers dropped from 5,480 in 2005 to 4,836 in 2015. By contrast, on-thejob fatalities among older workers increased slightly, from 1,562 to 1,681, the analysis shows.

During that time period, the number of older people in the workplace increased by 37 percent. That compares with a 6 percent rise in the population of workers overall.

Warning about stereotypes Ruth Finkelstein, co-director of Columbia University’s Aging Center, cautions against stereotyping.

She said older people have a range of physical and mental abilities

and that it’s dangerous to lump all people in an age group together because it could lead to discrimination.

“I’m just not positive that 55-70 year olds need so much more protection than workers 52-20, but are all those people needing protection now? Yes, absolutely,” Finkelstein said. “We are not paying enough attention to occupational safety in this country.”

The AP analysis is based on data from the Bureau of Labor Statistics’ Census for Fatal Occupational Injuries and from one-year estimates from the American Community Survey, which looks at the working population. It excludes cases where the cause of death was from a “natural cause,” including a heart attack, stroke among others.

AP also examined the number and types of accidents in which older workers died between 2011, when the bureau changed the way it categorized accidents, to 2015: • Fall-related fatalities rose 20 percent.

• Contact with objects and equipment increased 17 percent.

• Transportation accidents increased 15 percent.

• Fires and explosions decreased by 8 percent.

“We expect that there will be more older workers increasing each year and they will represent a greater share (of the fatalities) over the last couple of decades,” said Scott, the Denver epidemiologist. “This issue of elevated risk is something we should be paying close attention to.”

An Associated Press-NORC Center for Public Affairs Research poll found in 2013 that 44 percent of older Americans said their job required physical effort most or almost all of the time, and 36 percent said it was more difficult to complete the physical requirements of their jobs than it was when they were younger.

William White Jr. said his father had been working in the same Chicago-based warehouse for over a decade and was a manager when he fell to his death on Sept. 24, 2015.

“My dad was the best at what he did. He’s the one who taught me everything I know,” the 26-year-old Chicago resident said. “He went up to get an item for the delivery driver and the next thing you know he made a wrong move and fell. The job is fast-paced and everybody is rushing.”

Thomas Stiede, principal officer for Teamsters Local 703, said White knew the safety procedures and can’t understand why White didn’t wear a safety harness. “He was a very conscientious employee,” he said, his voice cracking with emotion.

Testa Inc. was fined $12,600 by the U.S. Occupational Safety and Health Administration for failing to proSEE WORKERS, P5

Denver Herald-Dispatch 5

August 17, 2017

Statistics tell story The same year White died, the fatal accident rate in Illinois for older workers was 4.5 per 100,000 workers, 60 percent higher than the comparable rate for all workers.

In most states, the fatal accident rates for older workers were consistently higher than comparable rates for all workers.

Nevada, New Jersey and Washington had the greatest percent increase in fatal accident rates for older workers between 2006 and 2015.

The three states with the biggest percent decrease were Hawaii, Oregon and Vermont.

Eight states saw their overall workplace fatality rate drop, even as the rate for older workers increased: Massachusetts, Michigan, Montana, Nevada, New York, Texas, Utah and Washington.

In two states — North Dakota and Wisconsin — the trend was reversed; older worker accident rates got smaller while the accident rate overall increased.

Zooming in to metropolitan areas, Las Vegas ran counter to the national trend.

In 2006, the fatal accident rate among older workers in the Las Vegas metropolitan area was lower than the rate among all workers.

But by 2015, the rate of deaths among older workers more than doubled even as the rate among all workers declined.

Transportation accidents account for a large portion of fatal workplace incidents among both older workers and workers in general.

In one such incident, Ruan Qiang Hua, 58, died last Nov. 21 from injuries suffered in a forklift accident at Good View Roofing and Building Supply warehouse, according to the California Occupational Safety and Health Administration. After a bag of mortar fell from the pallet, Qiang backed up and rolled off a ramp.

The forklift tipped over and Qian was crushed when he jumped off.

The agency fined the San Francisco-based company $62,320 for allegedly failing to ensure that forklift

California numbers troubling In California, the 2015 rate of fatal accidents was 3.4 per 100,000 workers for older workers, 60 percent higher than the rate for all workers The AP analysis showed that older workers were involved in about a quarter of fatal workplace accidents related to fires and explosions from 2011 to 2015.

In April 2014, Earle Robinson, 60, and other employees were doing maintenance work at Bryan Texas Utilities Power Plant, about 100 miles north of Houston, when there was a loud explosion. Workers called 911 and pleaded for help.

“He’s in bad shape. He’s got a lot of facial burns,” according to a transcript of the 911 calls. “He’s got some pretty bad burns.”

Robinson was taken to a hospital in Houston and died days later.

The company declined to comment for this story.

The year Robinson died, the fatality rate among older workers in Texas was 6.1 per 100,000 workers — 43 percent higher than the accident rate for all workers.

The National Center for Productive Aging and Work is pushing for changes in the workplace to make it safer for older workers.

“We advocate to make workplaces as age friendly as possible,” said codirector James Grosch.

For example, increased lighting helps older workers whose eyesight has weakened with age.

He said the center is emphasizing productive aging. “How people can be more productive,” he said. “How their wisdom can be leveraged in a workplace.”

The year-old center is part of the National Institute for Occupational Safety and Health.

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FROM PAGE 4

operators were competent and wore seat belts.

The company is appealing the penalties, according to OSHA. Records show that Hua was not properly trained or certified as a forklift operator. Video of the incident showed he was not wearing his seat belt. Other video from the worksite showed that other forklift operators also had not used their seat belts and that the employer failed to install a curb along the sides of the ramp to prevent the lifts from running off the ramp.

The company declined to comment for this story.

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6 Denver Herald-Dispatch

August 17, 2017

BOND FROM PAGE 1

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“I know we are going to face a lot of criticism,” López said. “We are already hearing from our critics. But look at the projects.”

Other Globeville and Elyria-Swansea residents urged the council to approve the bond package that contains money to redo Washington Street to be safer, to build a pedestrian and bike bridge over the railroad crossing at 47th and York and to complete sidewalks and add bus stops around the neighborhoods — all projects included in neighborhood plans developed with community input over a period of years.

“I come to ask you, please, put in this entire packet for ZIP code 80216,” said Oscar Gomez, who stayed late to testify with his young daughter, Arizu.

“This is not only important for me. It’s important for all our children.”

The large majority of speakers were there to champion specific projects and urge adoption of the entire bond package.

There were the heads of Denver Health, the Denver Museum of Nature and Science, the Denver Art Museum, the Denver Botanic Gardens and the Denver Zoo, whose institutions collectively will get $191 million from this package, 20 percent of all the spending, and whose fundraising capacity and political capital are expected to help carry the bond.

And there were teenagers from Westwood who described being stuck at home because the nearest rec center was too far away and their parents work and can’t shuttle them around town.

“With the rec center, I can go outside and meet other teens and make friends,” said 15-year-old Sayun Toribio. “It would be a place to study.

I have two brothers and a sister at home, and I am the oldest, and there is not a lot of time and space to study.

It would be the perfect place for me to go and achieve my dreams of going to college.”

Norma Brambila, a longtime Westwood resident and community leader, also used that word: equity.

“The moment has come for a GO Bond to pass a rec center for our community,” she said. “We want equity; we want equality. We don’t want jails or rehab centers for our youth anymore. No more discrimination for our neighborhood.”

A successful amendment from councilmembers López and Rafael Espinoza took $9.8 million from transit infrastructure on Federal Boulevard from Evans to 38th and reallocated that money: • $4.2 million will go to Morrison Road improvements, bringing the total for that project to $12.2 million • $850,000 will go to a Central Street Promenade in Highland • $2.85 million will go to pedestrian improvements on Federal Boulevard • $1.9 million will go toward West Colfax transit enhancements.

Transit is important, but the thinking here is that the Federal transit project ultimately wouldn’t improve mobility along the corridor that much compared to the impact of sidewalk

improvements.

“If we really want to make Federal Boulevard a transit corridor, it’s going to take a heck of a lot more than $9.8 million, and it needs to be programmed,” López said. “This is money that we don’t know if it’s for bus shelters, if it’s for dedicated lanes. We heard at one point it was for electric vehicle charging stations. They could not tell us what it was for. And then we had these four major projects that we could program right away.”

City officials said they had wanted to use these Federal transit investments to move buses better in the absence of a full bus-rapid-transit system on a corridor with some of the highest ridership in the system and a lot of pedestrian injuries and fatalities.

Councilman Christopher Herndon decided not to bring forward an amendment that would have added money for a teen center in the Denver Central Library, and Councilman Paul Kashmann decided to make do with the sidewalk funding levels in the recommended package. Councilmember after councilmember said the city needs to find more money to address massive needs outside the once-adecade bond process.

Council President Albus Brooks said the lack of contention and strife during the public hearing — the last real chance for the public to change what’s in the bond package — showed that the process was done right.

Brooks said the decision to prioritize transportation in the bond, even at the expense of housing, was the only way to make sure the bond will have a real impact.

“You have to have a strategic vision,” he said. “Otherwise, it’s crumbs, and you sprinkle it.”

Nonetheless, there is a lingering dissatisfaction that housing needs are not being addressed.

The council voted on seven separate ballot items and an overarching ordinance that describes all the projects.

Each of these will be on the ballot as a separate item: • Transportation and mobility: $430 million • Cultural facilities, such as the Denver Art Museum, Denver Botanic Gardens and Denver Zoo: $116.9 million • Denver Health: $75 million • Public safety: $77 million • Library system: $69.3 million • Parks and rec: $151.6 million • Public facilities system: $16.5 million The city is not asking for an increase in the tax rate, but property owners will be paying more for debt service than in the past because their property generally is worth more. The city’s financial analysis assumes interest rates between 4.4 percent and 5.8 percent. The city has a AAA bond rating.

There’s one more step before the bond package goes to the ballot. Denver City Council was scheduled to hold a second vote on Aug. 14.

Herndon said all the hard decisions to reach this point were actually the easy part of the process.

“It’s all for naught if we can’t get it passed in November,” he said.

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Denver Herald-Dispatch 7

August 17, 2017

GUNS FROM PAGE 2

Links to other crimes?

An Aurora man, Eric Perez, 20, pleaded guilty to being a felon in possession of a firearm after his blood was found at the scene of a burglary at Colorado Gun Broker in south Jefferson County last year.

Two of the stolen guns were found in his bedroom, and he was sentenced to six years in prison.

Law enforcement agencies in Colorado have recovered 70 guns stolen from dealers since the beginning of 2017, Meiman said. One was recovered after a teenage boy allegedly shot another teenager with it in Edgewater in July.

“We’ve seen a few turn up in crimes,” Meiman said. “Stolen guns are often bartered or traded for drugs, given to criminal friends and associates. Some are sold, but the vast majority are never seen again.”

Besides the ATF, numerous agencies are working in close contact on the cases, said Littleton Police Department Division Chief Kim Ferber.

“County sheriffs, city police, gun dealers — this is big for all of us,” Ferber said. “We’re looking at forensics, monitoring social media — we’re working this a lot of different ways.”

Ferber said there were burglaries

at a gas station on Broadway and another store on Littleton Boulevard almost at the same time as the Warhorse burglary, though investigators aren’t sure if they’re related.

Littleton police tried to stop a red Ford pickup in one of the burglaries, but it got away. The truck, listed as stolen from Aurora, had the license plate 764-ITS. Security ‘recommendations’ Gun dealers can help prevent thefts with robust security practices, Meiman said .

“We tell our gun stores: the truly determined thieves are difficult to stop,” Meiman said. “But if you can slow them down, prevent them from getting in easy, prevent them from being able to obtain guns easily within the store, that makes all the difference. Criminals only have a couple minutes before they have to run out.”

Warhorse Firearms managerTony Zajicek would not comment on the recent burglary at his shop or on the store’s security.

The ATF, which licenses gun dealers, issues best practices guidelines for gun dealers but has no security requirements.

The recommendations include securing all firearms after business hours, investing in motion-detecting camera systems and reinforcing all windows and frames.

“They’re all recommendations,” Meiman said. “Insurance might have other thoughts.”

Particle board covers the window thieves smashed to gain access to Warhorse Firearms of the Rockies on July 26.

DAVID GILBERT

about mental illness IT’S OK TO HAVE A MENTAL ILLNESS, MANY OF US DO. One in four Coloradans experience a mental illness each year. Mental illnesses are treatable health conditions, but people are still afraid to talk about them due to shame, misunderstanding, negative attitudes and fear of discrimination.

IT’S OK TO FEEL THE WAY YOU ARE FEELING. Mental illness is not imaginary. Mental illnesses are very real and very common. Mental illnesses cannot be willed away. They are medical conditions that do not define us.

IT’S OK TO ASK FOR HELP. Most mental illnesses can be treated effectively with medication, therapy, diet, exercise and support.

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IT’S OK TO REACH OUT. If you think you know someone struggling with mental illness, what can you do? Talk. Listen. Replace awkward silence with questions and understanding.

Start the conversation and visit LetsTalkCO.org

FIND OUT MORE AT COPPERCOLORADO.COM

8 Denver Herald-Dispatch

QUIET DESPERATION

Craig Marshall Smith

LOCAL

August 17, 2017

VOICES Town is a true treasure — but really, you had to be there

I

f you haven’t been to Estes Park lately, put it on your list. I don’t remember the last time I went up there — maybe 30 years ago.

There have been a number of ambitious and impressive developments, but you can still find the sideshows that go along with places like that. I will get to that.

Jennifer, Smitty and I just came back, and we were (almost) all smiles.

The location is spectacular. It’s right up there with other parts of Colorado that make living here a gift, and visiting here a jealousy.

I had to keep my eyes on the road, but Jennifer did a great job of giving me a worthy

tour, interjecting gasps that startled the dog.

The year-around population is less than 6,000, but it seemed like that many were on Elkhorn Avenue the day we were there.

We bought lunch at a place called Baba’s.

The food is exceptional, and the backdrop is exceptional. However, they need to have someone come in and put shoes and socks on the place. It looks like the decorator lost a bet. Overlook it. You will leave and write a poem about the gyros.

We took our lunch to a side road and parked facing a pine tree-hatted mountain, and inhaled our lunch and inhaled Colorado.

S Whether passive or active investing, strategy is important FINANCIAL STRATEGIES

Patricia Kummer

DENVER Since 1926

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he argument between passive and active investing has been going on for years. Passive is buying exchange traded funds (ETFs) that mimic a certain benchmark; active utilizes a research team and fund manager to make investment decisions.

Passive investors favor low-cost performance, but that lower cost comes at a price — namely risk.

Active managers, of course, get

paid for their work and often can’t outperform their benchmark after the cost is considered.

The indexing gets you 100 percent of the returns but also 100 percent of the risk. Active managers strive to return 90-95 percent of the index but with only 60-70 percent of the risk. Therefore, you need to determine what your goal is for each category and invest

JERRY HEALEY President

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SEE KUMMER P9

earnold@coloradocommunitymedia.com

eaddenbrooke@coloradocommunitymedia.com

efranks@coloradocommunitymedia.com

LINDSAY NICOLETTI Operations/ Circulation Manager

lnicoletti@coloradocommunitymedia.com

We weren’t interested in seeing The Stanley Hotel. Knowing about it is enough.

It opened (1909) before the Titanic was built,

by Freelan Oscar Stanley, who moved to Colorado with his wife to find a drier climate. Stanley had tuberculosis. Stanley had money. Heard of Stanley Steemer?

We drove past Estes Park High School, home of the Bobcats. The students have an endlessly inspiring view. I thought about enrolling.

With all of that inherent, natural beauty, I don’t know why there are so many kitsch and taffy shops. It’s like selling “I (Heart) SEE SMITH, P9

Being right — or doing the right thing

ince I am usually an “And” guy instead of an “Or” guy anyway, I would choose to be right and to do the WINNING right thing WORDS if I could.

It’s kind of like asking, “Would you like a piece of pie or some ice cream for dessert?” My answer is Michael Norton usually, “I’ll have the pie and ice cream, please.”

But then again, that’s probably not right — nor is it doing the right thing when I am trying to eat a little smarter and healthier these days.

However, there are many times, and I do mean many times, where I know I am not right, or have not been right about something. So, in those cases I hope that I can still do the right thing. I think you know what I mean by this.

And just to make sure we are tracking together, here are some examples.

After having done a lot of research on a sensitive sub-

ject, and knowing the facts inside and out, we may find ourselves in a position to share those facts and stand our ground based on principle. However, in a situation where others in the room may be upset, especially after a hardship or loss, and based on the sensitivity of the topic, it may be better to settle for the fact that we know we are right in our head and in our heart, and choose to keep those thoughts to ourselves.

Discretion is always appreciated but not always practiced.

In a business meeting or family dinner, we may find someone who is advancing and maturing in their role at the company or growing up through life. They may have some wonderful ideas, lots of creative energy, and may offer up some of those inspired ideas with pride and enthusiasm. Although we may think we know better, this is a perfect example of not trying to be right just for the sake of proving we are right or trying to assert our seniority or life experiences.

Who knows? If we can be

Columnists & Guest Commentaries

Denver Herald-Dispatch (ISSN 1542-5797)(USPS 241-760) A legal newspaper of general circulation in Denver, Colorado, the Herald-Dispatch is published weekly on Thursday by Colorado Community Media, 1345 Perry St., Denver, CO 80204.

Columnist opinions are not necessarily those of the Herald-Dispatch.

We welcome letters to the editor. Please Include your full name, address and the best number to reach you by telephone.

Email letters to letters@coloradocommunitymedia.com Deadline Fri. 5 p.m. for the following week’s paper.

SEE NORTON, P9

PERIODICALS POSTAGE PAID AT DENVER, COLORADO and additional mailing offices.

POSTMASTER: Send address change to: 9137 Ridgeline Blvd., Suite 210, Highlands Ranch, CO 80129

Denver Herald-Dispatch 9

August 17, 2017

NORTON FROM PAGE 8

open to not being wrong, and just be open to new ideas and thoughts, we may just learn something, too, by simply doing the right thing and listening and exploring instead of placing our stake in the ground to be right.

Recently, I saw some results in an online magazine about ranking specific companies. Knowing the industry fairly well, I had more than my doubts about the findings.

So I sent a message to the publisher and he replied back, standing his ground that the results were based on a recent survey of customers.

Since I knew the results were biased, based on his own feelings, my first instinct was to start blasting #fak-

KUMMER FROM PAGE 8

accordingly.

Index investing can be very valuable and certainly has its place when used as part of an overall strategy. You still need to know how much exposure you are willing to take in certain segments of the market. You also should build your portfolio to help mitigate the risk r by having proper diversification. It is prudent to consider active managers when you can both outperform and reduce the risk of a given index or benchmark. This is most valuable in your riskiest categories, such as small cap equity or emerging market investing.

A recent article by Jeff Cox on CNBC.com reported that active managers are having their best year since 2009. Managers who have been overweighting some favored sectors have been outperforming their passive counterparts by following the stocks that are moving the markets. The first half of 2017 reports 54 percent of large-cap managers beat their benchmarks

enews or #fakeresults. But instead I took the person for who he was, understood his place in promoting only the people who advertise with him, and did the right thing — just laughed it off with him.

My belief is that he lost in both categories: He wasn’t right, nor did he do the right thing.

So how about you? Do you have the need to always be right? Or are you more driven and satisfied knowing you did the right thing? I would love to hear your story at gotonorton@ gmail.com.

And when we can let things slide when appropriate, and do the right thing, it really will be a better than good week.

Michael Norton is a resident of Castle Rock, the former president of the Zig Ziglar Corp., strategic consultant, business and personal coach.

and 60 percent beat in the second quarter alone.

Low volatility can be the enemy of stock pickers when there is not much price movement to trade.

However, many fund managers have gotten better at sector selection according to Cox’s article. They over-weighted positions in the tech sector, discretionary and health care, the top three performing categories. They have been underweighting staples, utilities and telecom shares.

Another factor is correlations, or when stocks move up and down together. The more closely stocks are in tandem with one another, the more difficult it is to find a winner.

Many sectors have splintered off from the broad market trends and have created enough price discrepancy for active managers to benefit from.

Valuations and style also have a bearing on performance. So far this year, 71 percent of value managers and 64 percent of growth managers have outperformed their benchmark.

Despite the better performance of active fund managers, investors have pushed $701.9 billion into

ABOUT LETTERS TO THE EDITOR Colorado Community Media welcomes letters to the editor.

Please keep in mind the following ground rules: • Limit your letter to 300 words or fewer.

• Keep it polite: Do not resort to name calling or “mud slinging.”

• Include a source for any information that is not common knowledge. We will not publish information that cannot easily be verified.

• Submit your letter by 5 p.m. on Friday in order for it to appear in the following week’s newspaper.

• Only submit ideas and opinions

that are your own — and in your own words. Colorado Community Media will not publish any letter that is clearly part of a letter-writing campaign.

• Include your full name, address and phone number. We will only publish your name and city or town of residence, but all of the information requested is needed for us to verify you are who you say you are.

• Email your letter to letters@ coloradocommunitymedia.com Thank you, and we look forward to your letters.

SMITH FROM PAGE 8

Grand Canyon” mugs at the Grand Canyon, or snow globes at Mesa Verde.

Maybe you can’t go home empty-handed: Mitch and Betty back home in Indiana are on your shopping list. I have a tip for you.

You can order “I (Heart)” mugs and snow globes that say “Estes Park, Colorado,” online before you leave Indiana, set them aside and hand them out when you get back.

We listened to Yo-Yo Ma the entire time. His “Bach Trios” is sublime. Maybe you’re thinking country and western instead?

Nah. The best way to appreciate

passive exchange traded funds, or indexes, for the 12 months ending this May, according to Morningstar.

It seems just as indexing may be catching on, the tables are turning with performance in favor of some active managers.

Whether you use passive or active management or, hopefully, some of each, it is important to have a strategy before you invest. This will help you determine how much exposure to have in each market sector and when to take profits from the high performers. Then you can determine which sectors benefit the

200 volunteers of all ages are needed to help pick up litter and paint out graffiti vandalism along the Federal Blvd. corridor!

Take the challenge...come help Denver Partners Against Graffiti spruce up one of Denver’s busiest streets.

WANTED!

INDIVIDUALS, GROUPS AND FAMILIES WELCOME! SUITABLE FOR AGES 5+ NO PETS PLEASE

Estes Park and nearby Rocky Mountain National Park would be in complete silence. I know that’s not how it usually works in the United States. The louder the better. Buddhists don’t come out at halftime of the Super Bowl and sit at mid-field in silence. I wish they would.

Americans want special effects.

But here’s another way of looking at it. Estes Park and Rocky Mountain National Park are special effects.

Put down your phones, stop taking snapshots (there are better ones online), and look at what you are looking at.

Craig Marshall Smith is an artist, educator and Highlands Ranch resident. He can be reached at craigmarshallsmith@comcast. net.

most from active management so you know when it makes sense to pay for that expertise.

Patricia Kummer has been an independent Certified Financial Planner for 31 years and is President of Kummer Financial Strategies, Inc., a Registered Investment Advisor in Highlands Ranch. Kummer Financial Strategies, Inc. is a 6-year 5280 Top Advisor. Visit www.kummerfinancial.com for more information.

Any material discussed is meant for informational purposes only and not a substitute for individual advice.

EVENT DAY INFORMATION

• Parking available around the park area • Check-in: 8:00 a.m. at Barnum Park (W. 5th Ave. just east of Julian St.) • Participants Must Register & Sign In by 8:30 a.m.

• Thank You Luncheon: 11:30 a.m. – Noon Depending on your assigned location, you may need transportation from the registration site to your cleanup area.

Register at: DenverGov.org/Graffiti or by calling 720-913-1311

Sponsored by Denver Partners Against Graffiti, a program of Denver Solid Waste Management Co-sponsored by The Home Depot Store #1505 and Pepsi Beverage Company

10 Denver Herald-Dispatch

LOCAL

August 17, 2017

LIFE

Back-to-school help S

hirley Bradsby remembers when shopping for school supplies for her children — all now grown — was much simpler.

And cheaper.

These days, with longer lists that include technology and earbuds, getting kids ready for school can dig a deep hole in your pocket.

Especially with the pressure for children to have the coolest and latest designs and styles.

“Just to get all the supplies for one child can cost more than $100,” Bradsby said. “In this day and age there has to be a way to help others who are struggling, because we all really want the best for the kids.”

So Bradsby, along with countless other people in the metro area, found a way to give back — by donating school supplies.

Organizations like The Action Center in Jefferson County, where Bradsby volunteers, and Integrated Family Community Services in Arapahoe County; businesses like Larry H. Miller dealerships in Denver, Lakewood, Thornton, Littleton and Highlands Ranch; and county governments and school districts like Douglas County and Westminster Public Schools all host school supply drives to make sure students have everything they need to be successful in class.

“We want to offer what resources we can to our community and our students,” said Rand Clark, Community of Care navigator with Douglas County, which helps organize two Strive to Thrive Resource Fairs a year for families in the county. “We have a wonderful community with a lot of organizations who want to help, and we want residents to know help is available.”

Need is apparent With high housing costs in most metro communities, the need for school supply help certainly ex-

Organizations collect needed supplies for students

BY CLARKE READER | CREADER@COLORADOCOMMUNITYMEDIA.COM

ORGANIZATIONS STILL IN NEED OF SCHOOL SUPPLIES

‘We’re a pay-it-forward organization, and education is very important to us. We want to make sure we take care of everyone.’

Todd Hoskins, general manager of Larry H. Miller Ford Lakewood

ists.

During the Aug. 1 Strive to Thrive event at Cherry Hills Community Church in Highlands Ranch, 347 backpacks were handed out to students in need. And in Westminster, Steve Saunders, chief communications officer with Westminster Public Schools, said the district received 850 backpack donations from Staples for students.

Integrated Family Community Services in Englewood, which covers Arapahoe County and northern Douglas County helps about a thousand students a year by taking two approaches, Director of Development Todd McPherson said.

About 600 students are sponsored by businesses, organizations and churches, and have a

backpack and supplies picked out specifically for them by their sponsors. The other 400 or so students receive a generic backpack with generic supplies.

“For a family to participate, they need to be in our coverage area and be able to demonstrate financial need,” McPherson said.

“We’ve been doing this program for decades, and it helps a lot of kids.”

By working with 9News and the Volunteers of America Colorado branch, Larry H. Miller dealerships have hosted a “Stuff for Students” school supply drive for three years. School supply donations are collected throughout August and are distributed to more than 15 school districts around the state.

Approximately 23 percent of the

NEEDED SUPPLIES • Backpacks

• Glue sticks

• Pens

• Scissors

• Pencils

• Rulers

• Filler paper

• Protractors/ compasses

• Two-pocket folders • Spiral notebooks • Crayons • Colored markers

• Composition books • Water color sketch pads

743,255 students in the counties served by Volunteers of America are living in poverty, compared to the state average of 14.7 percent, according to information provided

by Larry H. Miller.

SEE SUPPLIES, P11

Denver Herald-Dispatch 11

August 17, 2017

SUPPLIES FROM PAGE 10

Colorado school districts identify nearly 25,000 students statewide who are experiencing homelessness.

“We’ve received more than $26,000 in donations at our dealership locations,” said Todd Hoskins, general manager of Larry H. Miller Ford Lakewood. “We’re a pay-it-forward organization, and education is very important to us.

We want to make sure we take care of everyone.”

Social media creates peer pressure Such items as backpacks, notebooks, pencils and other standard items are in demand, and will always be in demand, according to Barbara Penning, director of volunteer programs and in-kind donations with the Action Center.

“There’s all kinds of pressure for kids’ supplies to stay current with what’s popular, and they get even more from social media,” she said. “Parents can sometimes skip a mortgage or rent payment to pay

for supplies, and that’s not a choice we want them to make.”

A key tenet of the Action Center’s approach is giving families a chance to shop for the supplies themselves during a five-day distribution event. All supplies are free for the families, and volunteers make Stevens Elementary’s gym look like a store where parents and children can pick out the items they need.

“We accept donations year-round to make sure we have enough supplies for everyone, and we get businesses and organizations who donate hundreds to thousands of items,” Penning added. “We have all kinds of volunteers who work hard to get everything and ready out to families in need in a dignified manner.”

Which is where people like Bradsby come in, donating their time and resources to help in any way they can.

“With what we do, school supplies become one huge expense they don’t have to worry about,” she said of helping at the Action Center. “We all want to help our neighbors, and that’s who these people are — our neighbors.”

Tell us your breast cancer stories Are you living with breast cancer, or serve as support to a loved one currently going through treatment? Do you worry about treatment options? Did you overcome a breast cancer diagnosis?

We want to hear from you.

Over the next month, CCM will be collecting stories from women whose lives and experiences can help educate and inform others about breast cancer and other health issues facing women today. We are looking for stories from all ages.

In honor of overall women’s health, we are also looking for stories from readers who have overcome health obstacles, or have worked with doctors and nurses who have gone above and beyond in care.

If your story is selected, a member of the Colorado Community Media staff will contact you for an interview. Send your information to Thelma Grimes at tgrimes@ coloradocommunitymedia.com.

Answers

© 2016 King Features Synd., Inc.

Solution

THANKS for

PLAYING!

12 Denver Herald-Dispatch

THINGS to DO

THEATER

One-Man Comedy Show: through Sunday, Aug. 20 at the Lakewood Cultural Center, 470 S. Allison Parkway. “My Mother’s Italian, My Father’s Jewish & I’m In Therapy” stars Peter J. Fogel. Performances are at 7:30 p.m. Wednesdays; 2 p.m. and 7:30 p.m. Thursdays; 7:30 p.m.

Fridays; 2 p.m. and 7:30 p.m.

Saturdays; and 2 p.m. Sundays.

Tickets are available at lakewood.showare.com or by calling 303-987-7845.

‘Broadway Bound’: 7:30 p.m.

Fridays and Saturdays; and 1 p.m. Sundays through Aug. 20 at the Miners Alley Playhouse, 1224 Washington Ave., Golden.

Eugene and his brother Stanley trying to break into show business as professional comedy writers. Call 303-935-3044 or go to minersalley.com.

‘On Golden Pond’: 7:30 p.m.

Fridays, Saturdays and Mondays and 2 p.m. Sundays through Saturday, Aug. 26 at the John Hand Theater, 7653 E. 1st Place, Denver. Presented by Lowry’s Spotlight Theatre, the heartwarming love story of Ethel and Norman Thayer and their long life together. Contact 720-5304596 or www.thisisspotlight. com.

MUSIC

Hudson Gardens Concert: 7:30 p.m. Saturday, Aug. 19, Joan Jett and the Blackhearts; and Sunday, Aug. 20, Kool & The Gang at 6115 S. Santa Fe Drive, Littleton. Tickets on sale at www.altitudetickets. com. Gates open at 5:30 p.m. For information, call 303-797-8565 or go to www.hudsongardens. org. Parking is free. Lineup includes: Sunday, Aug. 27, The B-52s; Sunday, Sept. 3, YES featuring Jon Anderson, Trevor Rabin, Rick Wakeman.

Dancing in the Streets: 6:30-8 p.m.

Wednesday, Aug. 23 at Commons Park at the Streets at SouthGlenn, at University Boulevard and Arapahoe Road, Centennial. FACE, an all-vocal rock band, wraps up the summer concert series.

Admission is free. Go to www.shopsouthglenn.com or

to patient services, research and clinical trials in Colorado. Postrace expo, pancake breakfast, beer garden, family festival and booths. Miles, the Denver Broncos mascot, will stop by to cheer on the runners. Go to www. race4research.com or contact race director Lin McHaley at linnardo4@aol.com.

this week’s TOP FIVE Art on Film Summer Series: 7:30-10 p.m. the third Thursday of each month at the Center for Visual Art, Metropolitan State University of Denver, 965 Santa Fe Drive, Denver.

Each installment includes an outdoor screening of a critically acclaimed feature film, food for purchase and live music. Series finale on Sept.

21 features “Network.” Go to artdistrictonsantafe.com.

‘Thrill Me: The Leopold & Loeb Story’: 7:30 p.m.

Fridays and Saturdays through Saturday, Aug. 19 at The Bug Theatre, 3654 Navajo St., Denver.

Presented by Equinox Theatre Company. Recommended for mature audiences only. Go to www.

EquinoxTheatreDenver.com

Water Line: A Creative Exchange: through Oct. 21 at Metropolitan State University of Denver Center for Visual Art, 965 Santa Fe Drive, Denver. Exhibit features 19 artists working in photography, mixedmedia installation, video, ceramic and sculpture.

Go to http://msudenver.edu/cva/exhibitions/.

‘At the Water’s Edge: Floral and Fowl’: open through Sept. 30 at Old South Frame and Gallery, 1588 S. Pearl St., Denver. Features artwork of Michael Warren and Darryl Trott. Call 303-7153828.

Featured Author: 2 p.m. Saturday, Aug. 26 at Tattered Cover, 2526 E. Colfax Ave., Denver. Author King Grossman will speak about his novel “Letters to Alice” and sign copies of the book. Grossman’s book is a finalist for two national book awards.

contact margaret@stephensstudio.net.

and about the special events planned.

ART/FILM

Drive-In: Personal Space: 7-10 p.m. Saturday, Aug. 19 at Construction Lot in RiNo, 2606 Lawrence St., Denver. One-night exhibition brings together 13 local artists (and their cars) to feature experimental installations in the artists’ vehicles.

Visitors will be invited to sit inside of (or peer into) car windows to see a variety of multi-media installations.

‘Calder Monumental’ Sculptures: on display through Sept.

24 at Denver Botanic Gardens, 1007 York St., Denver. Sculptures by American artist Alexander Calder (1898-1976). The Gardens also presents concerts this summer. Go to https:// www.botanicgardens.org/ for details.

Dinos! Live Traveling Exhibit: through Oct. 31 at The Denver Zoo, 2300 N. Steele St., Denver. Exhibit features 21 life-sized dinosaurs, 18 of which are animatronic. Sculptures will mostly be located near a Denver Zoo animal species that shares common traits. Go to DenverZoo.org for details about the exhibit

Photographs by Fazal Sheikh: through Sunday, Nov. 12 at the Denver Art Museum, 100 W. 14th Avenue Parkway, Denver. “Common Ground’ features more than 170 portrait and landscape photographs by critically acclaimed photographer Fazal Sheikh (1989-2013). Go to http://denverartmuseum.org/exhibitions/ common-ground-photographsfazal-sheikh-1989-2013.

EVENTS

The Nuremberg Trials: 2-3 p.m.

Thursday, Aug. 17, at Windsor Gardens, 597 S. Clinton St., Denver. Over seventy years after the world brought charges against individuals for their actions in World War II, crimes against humanity are still part of the fabric of the world in which we live (ISIS, Syria, etc). Join Active Minds as we look back at the series of trials known as the Nuremberg Trials and trace

August 17, 2017

its impact on the creation of the International Criminal Court and how the world views war crimes.

Turbulent Waters: Conflict in the South China Sea: 3-4 p.m. Thursday, Aug. 17 at RossUniversity Hills Library, 4310 E. Amherst Ave., Denver. The South China Sea is an incredibly strategic body of water located between China, Vietnam, Malaysia, Indonesia, and the Philippines. At stake is one of the busiest trade routes in the world as well as oil and fishing rights. Recently China has been pressing its claim to long disputed parts of the South China Sea, raising concerns as to what may happen as tensions rise. Join Active Minds for a closer look at this delicate situation.

Race for Research: Sunday, Aug. 20 at Washington Park, Denver.

Presented by the Cancer League of Colorado. It’s an all-volunteer organization, so all donations go

Teddy Bears and Tea Cups High Tea: 2 p.m. Saturday, Nov. 4, at Highlands Masonic Temple, 3550 Federal Blvd., Denver. Presented by the El Mejdel Daughters of the Nile. Vendors, 50/50 raffle and entertainment. Doors open at 1:30 p.m. Space is limited; reservations required. Tickets on sale now through Saturday, Oct. 28. Contact Jo Ann Van Trump, 303-232-3542.

NATURE/OUTDOORS

Butterflies at Chatfield: 9 a.m. to 4 p.m. through Sept. 24 at Denver Botanic Gardens Chatfield Farms, 8500 W. Deer Creek Canyon Road, Littleton. This seasonal habitat, in partnership with Butterfly Pavilion, is home to hundreds of native butterflies, such as swallowtails, monarchs, mourning cloaks and painted ladies. There are more than 50 native plant species in this garden. Go to www.botanicgardens.org.

HEALTH

‘ROAD CarFit for Seniors: 10:30 a.m. to 12:30 p.m. the first Wednesday of each month through September, at Dahlia Campus for Health and Wellbeing, 3401 Eudora St., Denver.

10:30 a.m. to 12:30 p.m. the second Wednesday of each month through September, at AAA-Colorado Southglenn, 700 S. University Blvd., Centennial.

Presented by the Reaching Older Adults Program, the 20-minute checkup is free but registration is requested. Call 303-991-5740 for an appointment.

Editor’s note: Calendar submissions must be received by noon Thursday for publication the following week.

Send listings to calendar@ coloradocommunitymedia.com.

No attachments, please. Listings are free and run on a spaceavailable basis.

Denver Herald-Dispatch 13

‘I am not your typical Republican’

BY TOM SKELLEY TSKELLEY@COLORADOCOMMUNITYMEDIA.COM

A crowded race to become Colorado’s next governor includes former Parker Mayor Greg Lopez.

Lopez, 53, was elected at the age of 27, serving from 1992-96, and is proud of the fact he was the first Hispanic candidate to hold the position.

Following his term as mayor, Lopez served as district director of Colorado’s Small Business Administration from 2008-14. In 2016, he ran unsuccessfully for the U.S. Senate. The Republican now lives in Elizabeth, owning and operating a consulting business as well as a bar and restaurant in Aurora that he runs with his son.

More than 20 candidates are seeking to replace term-limited Democrat John Hickenlooper in the November 2018 election. On the Republican side, notable candidates include District Attorney George Brauchler, of Parker; businessman Victor Mitchell, of Castle Rock; and Mitt Romney’s nephew, Doug Robinson, of Centennial. On the Democratic side, the most recognizable names so far are Congressman Jared Polis, of Boulder; former State Treasurer Cary Kennedy, of Denver; and former state Sen. Mike Johnston, also of Denver.

What do you think is the biggest issue in the campaign?

The biggest challenge that Colorado faces is not what everybody else talks about — it’s not transportation. The biggest challenge is that we have 1.4 million people receiving coverage for medical care under Medicaid, and the state needs to do more to allow these individuals to provide for their families…

What I think we need to do is partner with local jurisdictions, chambers of commerce, and create programs by which people will be able to increase their abilities, increase their skill sets and have dignity knowing they have a job.

Pundits are projecting this will be the costliest campaign in Colorado history. How will that affect your campaign?

We’re reaching a point where only the wealthy or those who can fund their own campaigns are the ones that are going to find themselves in elected office at the highest levels. For me it goes beyond that. The next governor has to win the county of Denver and has to win Boulder. If you don’t win those two counties, it doesn’t matter how much money you spend, you’re not going to be the next governor of Colorado...

I’m the only candidate that can go into the City and County of Denver and garner the support of the minority community.

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Posted July 2017--2018 Job Opening: Executive Director, SouthWest Improvement Council The SouthWest Improvement Council-SWIC was formed in 1987 by residents of southwest Denver and incorporated in 1988 as a nonprofit 501 c 3 organization.

The MISSION of SouthWest Improvement Council-SWIC is improving conditions for neighborhoods and residents through civic engagement, volunteerism and the provision of essential health, housing and human services for people living with low incomes in challenging circumstances. SWIC’s GOAL is to advance human rights by tackling difficult community issues.

SWIC operates the Westwood Community Center through a lease-purchase agreement with the City and County of Denver. Current SWIC programs include but are not limited monthly neighborhood councils, housing counseling, home foreclosure prevention, homebuyer education, youth sports, daily hot lunch for elders, weekly food bank, community garden, urban wildlife refuge, “First Nations” Native American and Hispanic Talking Circles, weekly domestic arts classes, weekly computer learning center with professional tutors, 19 units of affordable rental housing through SWIC’s development corporation SouthWest Neighborhood Housing and Rio de Esperanza, LLP and vacant lands retained for future development. SWIC is a HUD certified Local Housing Counseling Agency. Partners on our campus include Westwood branch of the Denver Public Library, Head Start and the Westwood Child Development Center.

SWIC is seeking a dynamic leader who discerns individual and community assets and has a proven track record of leadership in nonprofit organizations. The ideal Executive Director will lead overall operations, develop staff and volunteer leadership, and ensure SWIC is providing high quality services with sound fiscal operations.

Key Elements of This Position EXECUTIVE LEADERSHIP • Fosters effective, high-performing management team • Provides leadership for agency-wide problem solving • Responsible for SWIC compliance with regulations and standards of accrediting or certifying organizations as may apply • Ensures SWIC programs are executed within requisite budgets, internal controls and outcome performance measures • Operates within SWIC policies and procedures to produce positive quantitative and qualitative outcomes • Leads supervisory and managerial oversight of professional staff and volunteers • Maintains SWIC facilities and Real Estate Owned (REO) in compliance with applicable standards and regulations • Program teams reporting directly to the Executive Director include but are not limited to Deputy Director, Accountant, Housing Counselors, Data Input Workers, Community Improvement Workers, Chief Financial Officer, Volunteer Team Leaders FUNDRAISING AND DEVELOPMENT • Actively solicits individuals, foundations and corporate donors for resources that support SWIC • Provides creative leadership developing and executing SWIC fundraising programs and events • Provides guidance in development of annual operating budgets for presentation to the Board of Directors • Prepares competitive responses to Requests for Proposals (RFP), Requests for Qualifications (RFQ) and Letters of Interest (LOI) • Negotiates on behalf of SWIC for health, housing and human services contracts COMMUNITY RELATIONS AND EXTERNAL AFFAIRS • Builds relationships with stakeholders including residents, clients, political subdivisions, grants program officers • Executes marketing and communications strategies to publicize and support SWIC services • Represents SWIC in public outreach activities GOVERNANCE • Provides strategic counsel for the SWIC Board of Directors regarding program development and diversification • Has current understanding of nonprofit trends in health, housing, human services, community development • Informs SWIC Board of Directors regularly regarding SWIC activities, internal affairs, program outcomes, and personnel management REQUIRED PROFESSIONAL EXPERTISE • Minimum of four (4) year college degree • Experience working with active, involved Board of Directors • Demonstrated success in nonprofit financial resource development • Fiscal management skills, including program fund accounting • Understands the unique nature of nonprofit program operations and facility management • Demonstrated success interacting with funding program officers, community partners and other stakeholders DESIRED PERSONAL ATTRIBUTES • Commitment to serving people living with low incomes in challenging circumstances • Demonstrated ability to build and maintain positive relationships • Entrepreneurial, financially conscientious, business-minded and detail-oriented • Strong, encouraging and inspiring motivator of positive behavior • Seasoned leader with integrity and strong work ethic • Proactive problem solver • Comfortable working in an environment of economic, cultural, ethnic and geographic diversity • Willingly performs any additional tasks necessary to support SWIC activities • Bi-lingual preferred, but not required (English plus different culture including but not limited to Asian, Latino, Native American) COMPENSATION Starting Salary $65,000 subject to experience Yearly performance and salary reviews Health Insurance and 403b7 retirement plan.

Mileage Reimbursement, Paid holidays, Paid Time Off TO APPLY: Email cover letter, resume and three personal references TO Tonyoum888@gmail.com. Please, no phone calls

sdefiissalC

What did you do as mayor of Parker that makes you a good choice for governor?

I’m the one that made all of the decisions to build the Parker Rec Center.

The council was split, so I was fortunate enough to make all of the decisions to break the ties.

The other (accomplishment) I am most proud of was an annexation, it was called the Jacobson property…

The council at the time was very ada-

mant that they were going to authorize it or approve it. They forgot that I had veto power.

So I vetoed the project, and what happened was the applicant decided to take it to the ballot… The results were three to one in my favor… That is the one time I can honestly say that I had my finger on the pulse of the comLopez munity and I did exactly what their wishes were.

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14 Denver Herald-Dispatch

August 17, 2017

Public Notices Notice To Creditors PUBLIC NOTICE NOTICE TO CREDITORS Estate of Ann Crampton, also known as Ann Messigner Crampton, and Ann M. Crampton, Deceased Case Number: 2017 PR 030855

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 10, 2017 or the claims may be forever barred.

Leroy E. Opp Personal Representative c/o Goddard & Hawkins, P.C. 1444 Blake Street Denver, Colorado 80202 Legal Notice No: 8150 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS In the Matter of the Estate of: MARCELLINE MARGARET BISHOP, Deceased Case Number: 17-PR-0238

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the District Court of Denver County, Colorado on or before December 11, 2017, or the claims may be forever barred.

Dated this 10th day of August, 2017.

JIMMY RAY BISHOP Personal Representative to the Estate 1709 S. Bryant Street Denver, Colorado 80219 Home Phone: 303.934-0369 Legal Notice No.: 8154 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Anne Marie Sorensen, aka Anne-Marie Sorensen, aka Anne M. Sorensen, aka Anne Sorensen, Deceased Case Number: 2017PR30924

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017, or the claims may be forever barred.

Karen Sorensen Personal Representative 1895 Ash Street Santa Clara, CA 95054 Legal Notice No.: 8155 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: Denver Herald-Dispatch Public Notice

Notices If you do not file your Response on time, the court may make orders affecting your marriage or domestic partnership, your property, and custody of your children. You may be ordered to pay support and attorney fees and costs.

Public Notice

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Gilbert Gallegos, aka Gilbert O. Gallegos, Deceased Case Number: 2017PR30936

NOTICE TO CREDITORS Estate of Louis Joseph Buonaiuto, aka Louis J. Buonaiuto, Deceased Case Number: 2017 PR 30881

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017, or the claims may be forever barred.

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 4, 2017 or the claims may be forever barred.

Melody L. Rainguet Personal Representative c/o Katz, Look & Onorato, P.C. 1120 Lincoln Street, Suite 1100 Denver, CO 80203

Edward Buonaiuto Personal Representative c/o Katz, Look & Onorato, PC 1120 Lincoln, Suite 1100 Denver, Colorado 80203

Legal Notice No.: 8158 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: The Denver Herald-Dispatch

Legal Notice No: 8144 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: The Denver Herald-Dispatch

Notice To Creditors

Notice To Creditors

Public Notice

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of ANNA S. PAVLIK, also known as ANNA PAVLIK, Deceased Case Number: 2017PR30988

NOTICE TO CREDITORS Estate of Aldeena G. Osgood, aka Aldeena Greenfield Osgood, aka Aldeena May Greenfield Osgood, aka Deena Osgood, Deceased Case Number: 2017 PR 30880

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017, or the claims may be forever barred.

GEORGE P. PAVLIK 3242 Fulton Street Denver, Colorado 80238 Legal Notice No.: 8161 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of JACQUELINE V. SUMMERS, Deceased Case Number: 2017 PR 30799 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court, Denver, Colorado on or before December 30, 2017, or the claims may be forever barred.

Richard V. Summers Personal Representative 17492 E. Neutowne Parkway Parker, CO 80134 Legal Notice No.: 8162 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: The Denver Herald-Dispatch Public Notice NOTICE TO CREDITORS Estate of Elizabeth Jean Southerland, Deceased Case Number: 2017PR30853 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 4, 2017, or the claims may be forever barred.

Jeanne Lyn Tourney Personal Representative 4931 S. Clarkson Englewood, CO 80113 Legal Notice No: 8140 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: Denver Herald Dispatch

NOTICE TO CREDITORS Estate of Kay Marie Soens, a/k/a Kay M. Soens, a/k/a Kay Soens, a/k/a Katherine Marie Soens, a/k/a Katherine M. Soens, a/k/a Katherine Soens, Deceased Case Number: 2017PR30892

NOTICE TO CREDITORS Estate of Lucille Duran, aka Lucille V. Duran, Deceased Case Number: 2017 PR 30808

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 17, 2017, or the claims may be forever barred.

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Probate Court of the City and County of Denver, Colorado, on or before December 4, 2017, or the claims may be forever barred.

Betsy C. Madan, Personal Representative 3245 Noonday Road Hallsville, TX 75650

John Merrill Duran Personal Representative 5065 Decatur Street Denver, Colorado 80221

Legal Notice No.: 8157 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: The Denver Herald-Dispatch

Legal Notice No: 8142 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: Denver Herald Dispatch

PUBLIC NOTICE

Public Notice

PUBLIC NOTICE

NOTICE TO CREDITORS Estate of Gilbert Gallegos, aka Gilbert O. Gallegos, Deceased Case Number: 2017PR30936

NOTICE TO CREDITORS Estate of Louis Joseph Buonaiuto, aka Louis J. Buonaiuto, Deceased Case Number: 2017 PR 30881

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017, or the claims may be forever barred.

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 4, 2017 or the claims may be forever barred.

Melody L. Rainguet Personal Representative c/o Katz, Look & Onorato, P.C.

Edward Buonaiuto Personal Representative c/o Katz, Look & Onorato, PC

All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 27, 2017 or the claims may be forever barred.

Charles E. Osgood III Personal Representative 10 Glendale Street, No. 205 San Francisco, CA 94114-2701 Legal Notice No: 8145 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of John Giannes, Deceased Case Number: 2017 PR 30661 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 4, 2017 or the claims may be forever barred.

Douglas J. Nelson Personal Representative 328 Timber Drive Blackhawk, Colorado 80422 Legal Notice No: 8147 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Roger Paul Thomasch, Deceased Case Number: 2017 PR 30922 All persons having claims against the abovenamed estate are required to present them to the Co-Personal Representatives or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 10, 2017 or the claims may be forever barred.

Paul B. Thomasch Laura T. Uzzle Co-Personal Representatives 13740 Telluride Drive Broomfield, Colorado 80020 Legal Notice No: 8153 First Publication: August 10, 2017 Last Publication: August 24, 2017 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Christy L. Long, aka Christy Lynn Long, aka Christy Long, Deceased Case Number: 2017 PR 30886 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017 or the claims may be forever barred.

Catherine A. Long Personal Representative 7271 E. Bentley Circle Centennial, Colorado 80112 Legal Notice No: 8156 First Publication: August 17, 2017 Last Publication: August 31, 2017 Publisher: The Denver Herald-Dispatch PUBLIC NOTICE NOTICE TO CREDITORS Estate of Sharon Elizabeth Walker, aka Sharon E. Walker, aka Sharon Walker, Deceased Case Number: 2017 PR 30874 All persons having claims against the abovenamed estate are required to present them to the Personal Representative or to the Denver Probate Court of the City and County of Denver, Colorado on or before December 18, 2017 or the claims may be forever barred.

For legal advice, contact a lawyer immediately.

Get help finding a lawyer at the California Courts Online Self-Help Center (www.courts.ca.gov/selfhelp), at the California Legal Services website (.www lawhelpca.org), or by contacting your local county bar association.

PUBLIC NOTICE NOTICE-RESTRAINING ORDERS ARE ON PAGE 2: NOTICE TO CREDITORS To advertise yourThese public noticesorders call 303-566-4100 restraining are effective against Estate of Sharon Elizabeth Walker, both spouses or domestic partners until the petiaka Sharon E. Walker, tion is dismissed, a judgment is entered, or the aka Sharon Walker, Deceased court makes further orders. They are enforceCase Number: 2017 PR 30874 able anywhere in California by any law enforcement officer who has received or seen a copy of All persons having claims against the abovethem. named estate are required to present them to the Personal Representative or to the Denver FEE WAIVER: If you cannot pay the filing fee, Probate Court of the City and County of Denver, Colorado on or before December 18, 2017 or ask the clerk for a fee waiver form. The court the claims may be forever barred. may order you to pay back all or part of the fees and costs that the court waived for you or the Judith L. Forman other party.

Personal Representative c/o Katz, Look & Onorato, P.C. Tiene 30 dias de calendario despues de haber 1120 Lincoln Street, Suite 1100 recibido Ia entrega legal de esta Citaci6n y Denver, Colorado 80203 Petici6n para presentar una Respuesta (formulario FL-12Q) ante Ia corte y efectuar Ia entrega Legal Notice No: 8159 legal de una copia a/ demandante. Una carla o First Publication: August 17, 2017 1/amada telef6nica o una audiencia de Ia corte Last Publication: August 31, 2017 no basta para protegerlo.

Publisher: The Denver Herald-Dispatch Sino presenta su Respuesta a tiempo, Ia corte puede dar 6rdenes que afecten su matrimonio o PUBLIC NOTICE pareja de hecho, sus bienes y Ia custodia de sus hijos. La corte tambien /e puede ordenar NOTICE TO CREDITORS que pague rnanutenci6n, y honorarios y costas Estate of Barry Stuart Engel, legales. aka Barry S. Engel, aka Barry Engel, Deceased Para asesoramiento legal, p6ngase en contacto Case Number: 2017 PR 30980 de inrnediato con un abogado. Puede obtener informacion para encontrar un abogado en el All persons having claims against the aboveCentro de Ayuda de las Cortes de California named estate are required to present them to (www.sucorte.ca.gov), en el sitio web de los the Personal Representative or to the Denver Servicios Legales de California Probate Court of the City and County of Denver, (.www.lawhelpca.org) o poni{mdose en conColorado on or before December 18, 2017 or tacto con el colegio de abogados de su the claims may be forever barred. condado.

Marsha S. Engel A VISO-LAS ORDENES DE RESTR/CCION SE Personal Representative ENCUENTRAN EN LA PAGINA 2: Las 6rdenes c/o Katz, Look & Onorato, P.C. de restricci6n estan en vigencia en cuanto a am1120 Lincoln Street, Suite 1100 bos c6nyuges o miernbros de Ia pareja de Denver, Colorado 80203 hecho hasta que se despida Ia peticion, se ernita un fallo o Ia corte de otras 6rdenes. CuLegal Notice No: 8160 alquier agencia del orden publico que haya reciFirst Publication: August 17, 2017 bido o visto una copia de estas 6rdenes puede Last Publication: August 31, 2017 hacer/as acatar en cualquier Iugar de California.

Publisher: The Denver Herald-Dispatch

Notice To Creditors

Misc. Private Legals Public Notice Dental patient record destruction notice: Susan H. Kurtz D.D.S. and Anne Gittings D.D.S. will be destroying dental records for their adult patients who have not received dental treatment or examination from them since August 1, 2010. If you do not want your records destroyed, please contact Dr Kurtz & Dr Gittings before August 31, 2017.

Legal Notice No.: 8146 First Publication: August 3, 2017 Last Publication: August 24, 2017 Publisher: The Denver Herald-Dispatch Public Notice First Amended SUMMONS (Family Law) CITACION (Derecho familiar) NOTICE TO RESPONDENT (Name): LIA EVELYN SALAZAR AVISO AL DEMANDADO (Nombre): You have been sued. Read the information below and on the next page.

Lo han demandado. Lea Ia informacion a continuacion y en Ia pagina siguiente Petitioner's name is: MANUEL JOSE FAJARDO Nombre del demandante CASE NUMBER (N0MERO DE CASO): 80648816 For Court Use Only (SOLO PARA USO DE LA CORTE) CONF0RMED COPY ORIGINAL FILED Superior Court of California County of Los Angeles APR 14, 2017 Sherri R. Cartet, Executive Officer By: Irma Labry, Deputy You have 30 calendar days after this Summons and Petition are served on you to file a Response (form FL-120) at the court and have a copy served on the petitioner. A letter, phone call, or court appearance will not protect you.

If you do not file your Response on time, the court may make orders affecting your marriage or domestic partnership, your property, and custody of your children. You may be ordered to pay support and attorney fees and costs.

For legal advice, contact a lawyer immediately.

Get help finding a lawyer at the California Courts Online Self-Help Center (www.courts.ca.gov/selfhelp), at the California Legal Services website (.www lawhelpca.org), or by contacting your local county bar association.

NOTICE-RESTRAINING ORDERS ARE ON PAGE 2: These restraining orders are effective against both spouses or domestic partners until the petition is dismissed, a judgment is entered, or the court makes further orders. They are enforceable anywhere in California by any law enforcement officer who has received or seen a copy of them.

FEE WAIVER: If you cannot pay the filing fee, ask the clerk for a fee waiver form. The court may order you to pay back all or part of the fees

Misc. Private Legals

EXENCION DE CUOTAS: Sino puede pagar Ia cuota de presentaci6n, pida a/ secretario un formulario de exenci6n de cuotas. La corte puede ordenar que usted pague, ya sea en parte o por cornpleto, las cuotas y costas de Ia corte previamente exentos a petici6n de usted ode Ia otra parte.

1. The name and address of the court are (EI nombre y direccion de Ia corte son): LOS ANGELES SUPERIOR COURT 111 NORTH HILL STREET LOS ANGELES, CA 90012

2. The name, address, and telephone number of the petitioner's attorney, or the petitioner without an attorney, are: (EI nombre, direcci6n y numero de telefono del abogado del demandante, o del demandante sino tiene abogado, son): EVANGELINA MALHOTRA, ESQ. SBN 112862 (562) 806-9400 MALHOTRA & MALHOTRA 7847 E. Florence Avenue, Suite 111, Downey, CA 90240 ARTER SHERRI R. C -

STANDARD FAMILY LAW RESTRAINING ORDERS Starting immediately, you and your spouse or domestic partner are restrained from: 1. removing the minor children of the parties from the state or applying for a new or replacement passport for those minor children without the prior written consent of the other party or an order of the court; 2. cashing, borrowing against, canceling, transferring, disposing of, or changing the beneficiaries of any insurance or other coverage, including life, health, automobile, and disability, held for the benefit of the parties and their minor children; 3. transferring, encumbering, hypothecating, concealing, or in any way disposing of any property, real or personal, whether community, quasi-community, or separate, without the written consent of the other party or an order of the court, except in the usual course of business or for the necessities of life; and 4. creating a nonprobate transfer or modifying a nonprobate transfer in a manner that affects the disposition of property subject to the transfer, without the written consent of the other party or an order of the court. Before revocation of a nonprobate transfer can take effect or a right of survivorship to property can be eliminated, notice of the change must be filed and served on the other party.

You must notify each other of any proposed extraordinary expenditures at least five business days prior to incurring these extraordinary expenditures and account to the court for all extraordinary expenditures made after these restraining orders are effective..However, you may use community property, quasi-community property, or your own separate property to pay an attorney to help you or to pay court costs.

NOTICE-ACCESS TO AFFORDABLE HEALTH INSURANCE: Do you or someone in your household need affordable health insurance? If so, you should apply for Covered California.

Covered California can help reduce the cost you pay towards high quality affordable health care.

For more information, visit www.coveredca.com.

Or call Covered California at 1-800-300-1506.

WARNING-IMPORTANT INFORMATION California law provides that, for purposes of division of property upon dissolution of a marriage or domestic partnership or upon legal separation, property acquired by the parties during

Denver Herald * 1

ESQ. AugustEVANGELINA 17,SBN 2017112862MALHOTRA, (562) 806-9400

WARNING-IMPORTANT INFORMATION California law provides that, for purposes of division of property upon dissolution of a marriage MALHOTRA & MALHOTRA or domestic partnership or upon legal separa7847 E. Florence Avenue, Suite 111, tion, property acquired bywas the parties Downey, CA 90240 moreduring hustling,” he said. “Nowdays, marriage or domestic partnership in joint form is ARTER SHERRI R. C presumed to be community property.not If either there’s a much hustling because the inparty to this action should die before the jointly STANDARD FAMILY LAW is exchanged so freely. You held community property formation is divided, the around lanRESTRAINING ORDERS guage in the deed that characterizes how title is good players are. You can just Starting you and your spouse or know who the FROMimmediately, PAGE 1 held (i.e., joint tenancy r tenants in common, or domestic partner are restrained from: on the and see who anybody is.” community property) will beget controlling, andinternet not 1. removing the minor children of the parties the community property presumption. You from the state or applying for a new or replaceOne place that attracts top talent is Rocky “The game has evolved and it is very should consult your attorney if you want the ment passport for those minor children without community property to be written the popular, prior written consent of the other party or an haven’t Mountain Billiards Training Center, 4111 S. especially since we had a presumption into the recorded title to the property. order of the court; Natches Court in Sheridan. (pool-themed) movie outtranslately,” said Melissa 2. cashing, borrowing against, canceling, DE RESTRICCION ESTANDAR ferring, disposing of, or changing the player beneficiar-fromORDENES “All the best players in town pretty much Little, a professional Denver DE DERECHO FAMILIAR ies of any insurance or other coverage, includcome traino before they go to pro events,” theautomobile, nickname Viper.held “‘TheEnColor forma of inmediata, usted y su to c6nyuge ing with life, health, and disability, pareja de hecho tienen prohibido: for the benefit of the parties and their minor chilowner aDave Hughes said. “My place is just Money’ really sparked a lot of interest.

We 1. llevarse del estado de California los hijos dren; de las pasaporte 3. transferring, encumbering, aboutunpool.

There is no alcohol and no pinneed a new movie hypothecating, out. That onemenores is kind ofpartes, o solicitar nuevo o de repuesto para los hijos menores, sin concealing, or in any way disposing of any propball machines outdated and doesn’t connect with the new previa por el consentimiento escrito de Ia otra ... It’s all about training and erty, real or personal, whether community, parte o sin una orden de Ia corte; quasi-community, or separate, without the writequipment. millennium.”

2. cobrar, pedir prestado, cancelar, transferir, ten consent of the other party or an order of the deshacerse o cambiar el nombre de los beneficourt, except in thePaul usual course of business or “I have all the guys you would call hustlers In 1961, Newman starred in the movie, ciarios de cualquier seguro u otro tipo de coberfor the necessities of life; and and they all come to my place and play one “The Hustler,” which delivered attention to tura, como de vida, salud, vehiculo y discapacid4. creating a nonprobate transfer or modifying a ad, queNewman tenga como beneficiario(s) a /asIpartes nonprobate transfer in ainterest manner that declined affects the another. have leagues but mine are adpool, but the until y disposition of property subject to the transfer, vanced games with advanced players.” and the game a boost with su(s) hijo(s) menor(es); without theTom writtenCruise consent ofgave the other party or 3. transferir, gravar, hipotecar, ocultar o dean order of the court. Before revocation of a Felt 101 W. Floyd Ave. in Englethe 1986 movie “The .” de cualquier manera shacerse deBilliards, cualquier nonprobate transfer can take effect Color or a right of of Money propiedad, inmueble o wood, personal, ya 23 seapool tables and a bar, restaurant survivorship to property can be eliminated, has While Hollywood hasn’t nodelivered another comunitaria, cuasicomunitaria o separada, sin el tice of the change must be filed and served on arcade.

It accepts pool players of all big break, the internet isconsentimiento having an escrito de Iaand otra parte o una orthe recent other party. den de Ia corte, excepto enages. el curso habitual de impact. actividades personales y comerciales o para You must notify each other of any proposed exlas necesidades de Ia vida; “We gety new people every day,” general Greg Kingsbury , manager Mile High traordinary expenditures at least five business of satisfacer 4. crear o modificar una transferencia no testadays prior to incurring these extraordinary exmanager Audra Wasson said. “We have some Billiards, 11651 W .

64th Ave., Arvada, noted mentaria de manera que afecte Ia asignaci6n de penditures and account to the court for all exunagambling propiedad sujeta a transferencia, sin el con- here. We’ve had up to 32 kids traordinary expenditures after these re- less great players that there’s nomade smoking and sentimiento por escrito de Ia otra parte o una orstraining orders are effective..However, you may in se here for a junior tournament. We had today’s poolquasi-community halls. You’re toAntes de que den likely de Ia corte. pueda eliminusein community property, prop-more ar Ia revocaci6n erty,fior your own separate property toapay an ata youngnokid who is a 7-year-old playing (a nd a player holding smartphone than ade·una transferencia testamentaria, se debe presentar ante Ia corte Public Notice torney to help you or to pay court costs. un aviso del game) with his dad in a league. He brings a cigarette or a wad of cash. cambia y hacer una entrega legal de dicho aviso NOTICE OF DEFAULT NOTICE-ACCESS TO AFFORDABLE HEALTH little stool to stand on.”

“There be a tendency athat Ia otrathere parte.

AND FORECLOSURE SALE INSURANCE: Doused you ortosomeone in your household need affordable health insurance? If Cada parte tiene que notificar a Ia otra sobre cuWHEREAS, on December 13, 2004 a certain so, you should apply for Covered California. alquier gasto extraordinario propuesto por lo Deed of Trust was executed Donald F. ChamCovered California can help reduce the cost you menos cinco dias habiles antes de realizarlo, y bers and Geraldine F. Chambers, as Grantors, pay towards high quality affordable health care. rendir cuenta a Ia corte de todos los gastos exin favor of Financial Freedom Senior Funding For more information, visit www.coveredca.com. traordinarios realizados despues de que estas Corporation, as Subsidiary of IndyMac Bank, Or call Covered California at 1-800-300-1506.

6rdenes de restriccion hayan entrada en vigenF.S.B., as Beneficiary, and the Public Trustee of cia. No obstante, puede usar Denver County, Colorado as Trustee, and was WARNING-IMPORTANT INFORMATION propiedad comunitaria, cuasicomunitaria o suya recorded on January 7, 2005, at Reception California law provides that, for purposes of diviseparada para Number 2005003867 in the office of the Clerk sion of property upon dissolution of a marriage pagar a un abogado que Jo ayude o para pagar and Recorder of the County of Denver, Coloror domestic partnership or upon legal separalos costos de Ia corte. ado; and tion, property acquired by the parties during marriage or domestic partnership in joint form is AVISO-ACCESO A SEGURO DE SALUD MAS WHEREAS, the Deed of Trust was insured by presumed to be community property. If either ECONOMICO: the United States Secretary of Housing and Urbparty to this action should die before the jointly {.,Necesita seguro de salud a un costo an Development (the Secretary) pursuant to the held community property is divided, the lanasequible, ya sea para usted o alguien en su National Housing Act for the purpose of providguage in the deed that characterizes how title is hogar? Si es asi, puede presentar una solicitud ing single family housing; and held (i.e., joint tenancy r tenants in common, or con Covered California. Covered California lo community property) will be controlling, and not puede ayudar a reducir el costa que paga por WHEREAS, the beneficial interest of the Deed the community property presumption. You seguro de salud asequible y de alta calidad. of Trust is now owned by the Secretary, pursushould consult your attorney if you want the Para obtener mas informacion, visite ant to an assignment recorded on September community property presumption to be written www.coveredca.com. 0 llame a Covered Califor16, 2013 at Reception Number 2013136389 he into the recorded title to the property. nia al 1-800-300-0213. office of the Clerk and Recorder of the County of Denver, Colorado.

ORDENES DE RESTRICCION ESTANDAR ADVERTENCIA-IMFORMACION IMPORTDE DERECHO FAMILIAR ANTE WHEREAS, a default has been made in the covEn forma inmediata, usted y su c6nyuge o De acuerdo a Ia ley de California, las enants and conditions of the Deed of Trust in pareja de hecho tienen prohibido: propiedades adquiridas por las partes durante that Paragraph 9 (a) (i) has been violated; and 1. llevarse del estado de California a los hijos su matrimonio o pareja de hecho en forma conmenores de las partes, o solicitar un pasaporte junta se consideran propiedad comunitaria para WHEREAS, the entire amount delinquent is nuevo o de repuesto para los hijos menores, sin fines de Ia division de bienes que ocurre cuando $197,927.53 as of July 7, 2017; and el consentimiento previa por escrito de Ia otra se produce una disoluci6n o separaci6n legal parte o sin una orden de Ia corte; del matrimonio o pareja de hecho. Si cualquiera WHEREAS, by virtue of this default, the Secret2. cobrar, pedir prestado, cancelar, transferir, de las partes de este caso //ega a fal/ecer antes ary has declared the entire amount of the indeshacerse o cambiar el nombre de los benefide que se divida Ia propiedad comunitaria de debtedness secured by the Deed of Trust to be ciarios de cualquier seguro u otro tipo de cobertenencia conjunta, el destino de Ia misma immediately due and payable; tura, como de vida, salud, vehiculo y discapacidquedara determinado por las clausulas de Ia esad, que tenga como beneficiario(s) a /as partes critura NOW THEREFORE, pursuant to the powers y correspondiente que describen su tenencia (por vested in me by the Single Family Mortgage su(s) hijo(s) menor(es); ej., tenencia Foreclosure Act of 1994, 12 U.S.C. 3751 et 3. transferir, gravar, hipotecar, ocultar o deconjunta, tenencia en comun o propiedad seq., by 24 CFR part 27, subpart B, and by the shacerse de cualquier manera de cualquier comunitaria) y no porIa presuncion de Secretary’s designation of me as Foreclosure propiedad, inmueble o personal, ya sea propiedad comunitaria. Si quiere que Ia preCommissioner, recorded on July 19, 2017 at Recomunitaria, cuasicomunitaria o separada, sin el sunci6n comunitaria quede registrada en Ia esception No. 2017094067 notice is hereby given consentimiento escrito de Ia otra parte o una orcritura de Ia propiedad, deberia consultar con that on August 28, 2017 at 10:00 a.m. local time, den de Ia corte, excepto en el curso habitual de un abogado. all real and personal property at or used in conactividades personales y comerciales o para nection with the following described premises satisfacer las necesidades de Ia vida; y Legal Notice No.: 8129 (“Property”) will be sold at public auction to the 4. crear o modificar una transferencia no testaFirst Publication: August 17, 2017 highest bidder: mentaria de manera que afecte Ia asignaci6n de Last Publication: September 7, 2017 una propiedad sujeta a transferencia, sin el conPublisher: The Denver Herald-Dispatch THE NORTH 50 FEET OF LOT 13, BLOCK 3, sentimiento por escrito de Ia otra parte o una orMANLEA SUBDIVISION, SECOND FILING, den de Ia corte. Antes de que se pueda eliminCITY AND COUNTY OF DENVER, STATE OF ar Ia revocaci6n de·una transferencia no COLORADO. testamentaria, se debe presentar ante Ia corte Public Notice un aviso del Commonly known as: cambia y hacer una entrega legal de dicho aviso NOTICE OF DEFAULT 871 South Vrain Street, Denver, CO 80219 a Ia otra parte.

AND FORECLOSURE SALE

BILLIARDS

Misc. Private Legals

Misc. Private Legals

Cada parte tiene que notificar a Ia otra sobre cualquier gasto extraordinario propuesto por lo menos cinco dias habiles antes de realizarlo, y rendir cuenta a Ia corte de todos los gastos extraordinarios realizados despues de que estas 6rdenes de restriccion hayan entrada en vigencia. No obstante, puede usar propiedad comunitaria, cuasicomunitaria o suya separada para pagar a un abogado que Jo ayude o para pagar los costos de Ia corte.

WHEREAS, on December 13, 2004 a certain Deed of Trust was executed Donald F. Chambers and Geraldine F. Chambers, as Grantors, in favor of Financial Freedom Senior Funding Corporation, as Subsidiary of IndyMac Bank, F.S.B., as Beneficiary, and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on January 7, 2005, at Reception Number 2005003867 in the office of the Clerk and Recorder of the County of Denver, Colorado; and

AVISO-ACCESO A SEGURO DE SALUD MAS ECONOMICO: {.,Necesita seguro de salud a un costo asequible, ya sea para usted o alguien en su hogar? Si es asi, puede presentar una solicitud con Covered California. Covered California lo puede ayudar a reducir el costa que paga por seguro de salud asequible y de alta calidad.

Para obtener mas informacion, visite www.coveredca.com. 0 llame a Covered California al 1-800-300-0213.

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

ADVERTENCIA-IMFORMACION IMPORTANTE De acuerdo a Ia ley de California, las propiedades adquiridas por las partes durante su matrimonio o pareja de hecho en forma conjunta se consideran propiedad comunitaria para fines de Ia division de bienes que ocurre cuando se produce una disoluci6n o separaci6n legal del matrimonio o pareja de hecho. Si cualquiera de las partes de este caso //ega a fal/ecer antes de que se divida Ia propiedad comunitaria de tenencia conjunta, el destino de Ia misma

Misc. Private Legals

The sale will be held at 871 South Vrain Street, Denver, CO 80219 The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

F.S.B., as Beneficiary, and the Public Trustee of Denver County, Colorado as Trustee, and was recorded on January 7, 2005, at Reception Number 2005003867 in the office of the Clerk and Recorder of the County of Denver, Colorado; and

ance or the appraised value obtained by the Secretary prior to sale.

Denver Herald-Dispatch 15

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

Kids learn to work the angles

WHEREAS, the Deed of Trust was insured by the United States Secretary of Housing and Urban Development (the Secretary) pursuant to the National Housing Act for the purpose of providing single family housing; and

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on September 16, 2013 at Reception Number 2013136389 he office of the Clerk and Recorder of the County of Denver, Colorado.

WHEREAS, a default has been made in the covenants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and WHEREAS, the entire amount delinquent is $197,927.53 as of July 7, 2017; and WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable; NOW THEREFORE, pursuant to the powers vested in me by the Single Family Mortgage Foreclosure Act of 1994, 12 U.S.C. 3751 et seq., by 24 CFR part 27, subpart B, and by the Secretary’s designation of me as Foreclosure Commissioner, recorded on July 19, 2017 at Reception No. 2017094067 notice is hereby given that on August 28, 2017 at 10:00 a.m. local time, all real and personal property at or used in connection with the following described premises (“Property”) will be sold at public auction to the highest bidder: THE NORTH 50 FEET OF LOT 13, BLOCK 3, MANLEA SUBDIVISION, SECOND FILING, CITY AND COUNTY OF DENVER, STATE OF COLORADO. Commonly known as: 871 South Vrain Street, Denver, CO 80219 The sale will be held at 871 South Vrain Street, Denver, CO 80219

Misc. Private Legals

The Secretary of Housing and Urban Development will bid the lesser amount of the loan balance or the appraised value obtained by the Secretary prior to sale.

There will be no proration of taxes, rents or other income or liabilities, except that the purchaser will pay, at or before closing, his prorated share of any real estate taxes that have been paid by the Secretary to the date of the foreclosure sale.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not be accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extension will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not be accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclusion of the sale, the deposits of the unsuccessful bidders will be returned to them.

The Secretary may grant an extension of time within which to deliver the remainder of the payment. All extension will be for 15-day increments for a fee of $500.00, paid in advance. The extension fee shall be in the form of certified or cashier’s check made payable to the Secretary of HUD. If the high bidder closes the sale prior to the expiration of any extension period, the unused portion of the extension fee shall be applied toward the amount due.

If the high bidder is unable to close the sale within the required period, or within any extensions of time granted by the Secretary, the high bidder may be required to forfeit the cash deposit, or at the election of the foreclosure commissioner after consultation with the HUD representative, will be liable to HUD for any costs incurred as a result of such failure. The Commissioner may, at the direction of the HUD representative, offer the property to the second highest bidder for an amount equal to the highest price offered by that bidder.

Misc. Private Legals

There is no right of redemption, or right of possession based upon a right of redemption, in the mortgagor or others subsequent to a foreclosure completed pursuant to the Act. Therefore, the Foreclosure Commissioner will issue a Deed to the purchaser(s) upon receipt of the entire purchase price in accordance with the terms of the sale as provided herein, HUD does not guarantee that the property will be vacant.

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

The amount that must be paid if the mortgage is to be reinstated prior to the scheduled sale is $197,927.53 as of July 7, 2017, plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and postage expenses incurred in giving notice, mileage by the most reasonable road distance for posting notices and for the Foreclosure Commissioner’s attendance at the sale, reasonable and customary costs incurred for title and lien record searches, the necessary out of pocket costs incurred by the Foreclosure Commissioner, and all other costs incurred in connection with the foreclosure prior to reinstatement.

Tender of payment by certified or cashier’s check or application for cancellation of the foreclosure sale shall be submitted to the address of the Foreclosure Commissioner provided below.

Dated: July 24, 2017 Foreclosure Commissioner Deanne R. Stodden 1430 Wynkoop Street, Suite 300 Denver, CO 80202 (303) 623-1800 dstodden@messner.com Legal Notice No.: 8148 First Publication: August 3, 2017 Last Publication: August 17, 2017 Publisher: The Denver Herald-Dispatch

Without public notices, the government wouldn’t have to say anything else.

When making their bids, all bidders except the Secretary must submit a deposit totaling 10% of the Secretary’s bid in the form of a certified check or cashier’s check made out to the Secretary of HUD. A deposit need not be accompany each oral bid. If the successful bid is oral, a deposit of 10% of the Secretary’s bid must be presented before the bidding is closed. The deposit is nonrefundable. The remainder of the purchase price must be delivered within 30 days of the sale or at such other time as the Secretary may determine for good cause shown, time being of the essence. This amount, like the bid deposits, must be delivered in the form of a certified or cashier’s check. If the Secretary is the highest bidder, he need not pay the bid amount in cash. The successful bidder will pay all conveying fees, all real estate and other taxes that are due on or after the delivery date of the remainder of the payment and all other costs associated with the transfer of title. At the conclu-

The scheduled foreclosure sale shall be cancelled or adjourned if it is established, by documented written application of the mortgagor to the Foreclosure Commissioner no less than three (3) days before the date of sale, or otherwise, that the default or defaults upon which the foreclosure is based did not exist at the time of service of this notice of default and foreclosure sale, or all amounts due under the mortgage agreement are tendered to the Foreclosure Commissioner, in the form of a certified cashier’s check payable to the Secretary of HUD, before the public auction of the property is completed.

Public notices are a community’s window into the government. From zoning regulations to local budgets, governments have used local newspapers to inform citizens of its actions as an essential part of your right to know. You know where to look, when to look and what to look for to be involved as a citizen. Local newspapers provide you with the information you need to get involved.

WHEREAS, a default has been made in the cov-

WHEREAS, the beneficial interest of the Deed of Trust is now owned by the Secretary, pursuant to an assignment recorded on September 16, 2013 at Reception Number 2013136389 he office of the Clerk and Recorder of the County of Denver, Colorado. enants and conditions of the Deed of Trust in that Paragraph 9 (a) (i) has been violated; and

Notices are meant to be noticed.TheRead your public notices and get involved! amount that must be paid if the mortgage is

WHEREAS, the entire amount delinquent is $197,927.53 as of July 7, 2017; and

WHEREAS, by virtue of this default, the Secretary has declared the entire amount of the indebtedness secured by the Deed of Trust to be immediately due and payable;

to be reinstated prior to the scheduled sale is $197,927.53 as of July 7, 2017, plus all other amounts that would be due under the mortgage agreement if payments under the deed of trust had not been accelerated, advertising costs and

Denver Herald * 2

16 Denver Herald-Dispatch

August 17, 2017

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