First, we want to sincerely thank you for considering our team as you embark on what may be one of the most important transactions in your life. It is not lost on us how incredibly important the job of representing you and your home is.
Our team strives to evoke feel-good vibes with our sellers, buyers, and colleagues when they work with us. With our group, we curate, connect, and collaborate to create opportunities. We are committed to having a positive impact on our clients and community.
We’re experts at keeping our clients focused on the big picture while talking through all the tiny details and constantly matchmaking. We have built a reputation as one of the most trusted real estate groups throughout the San Francisco Bay Area and beyond - and we’re just getting started. We look forward to working together - providing value, exceeding your expectations and welcoming you to the family for life.
Thank you for considering us as your partners walking through this time with you and your family.
Colleen Cotter
Colleen Cotter brings a wealth of knowledge, compounded experience, and innovative marketing strategies to the business of real estate and the lasting relationships she builds with her clients.
Recognized in the top 1% of all agents in the Bay Area, Colleen’s unique background sheds light on her extraordinary capabilities and raw talent. The daughter of a developer, she embraced real estate at an early age and entered the industry after graduating from St. Ignatius and earning a B.A. in Psychology from Villanova University. It wasn’t long before Colleen’s extensive knowledge and aptitude for marketing converged to create The Cotter Group, a full-service luxury real estate team based in the heart of San Francisco.
Colleen’s track record speaks for itself. She’s been a topproducing agent in the Bay Area market for more than a decade and is also a member of the coveted Top Agent Network. Colleen has consistently outperformed the market for her clients regardless of economic conditions, and testimonials boast of her incredible negotiating skills and ability to turn difficult transactions into seamless ones.
The vast knowledge she brings to the table as a Bay Area native, along with her innate ability to connect with clients, has contributed to her stellar reputation as a premier San Francisco agent. Colleen truly understands what her clients want: outstanding properties that also deliver a significant return on investment. That means buying wisely, but also selling skillfully when the time comes.
Colleen’s lifelong passion for real estate shines in everything she does, and that passion has fueled her ability to bring favorable results for her clients time and again – even in the most complex situations.
When Colleen isn’t helping clients achieve their buying and selling goals, you can find her at The Olympic Club, where she is a member, and partnering with local charities that are near and dear to her heart.
MEET LICENSED AGENT
Zoe Frankel
A proud San Francisco native, Zoe Frankel is a committed real estate agent with expert knowledge of the Bay Area market and its distinct character. Her deep love for the city fuels her passion for helping clients navigate the complexities of buying and selling in this one-of-a-kind city.
After growing up exploring San Francisco’s diverse neighborhoods, Zoe only left once to earn her Bachelor’s Degree in Biology and Biochemistry at the University of Puget Sound. Returning home after graduation, she knew San Francisco was where she belonged.
Zoe wears many hats, managing Cotter Real Estate Group’s listings, coordinating vendors, handling logistics, and helping buyers explore the city. Her detail-oriented approach and lightning-fast pace set her apart, earning her recognition as a “Rising Star” in 2023.
Zoe has a way of ironing out all the real estate wrinkles while providing exceptional customer service to her clients. She is a master communicator, a fantastic negotiator, and always keeps her eye on the prize.
Testimonials highlight her sharp research, strategic thinking, and ability to multitask under pressure—qualities driven by her competitive spirit. How competitive? She’s run two half marathons without training—simply because a friend dared her to!
Outside of work, Zoe embraces her love for music, urban hikes, and cheering on the Warriors and Giants. She’s often exploring new restaurants, enjoying scenic drives to Big Sur or the Russian River, or adventuring with her dog, Toast.
If you’re planning to buy or sell in San Francisco or have questions about the Bay Area market, Zoe is eager to connect. Reach out to see why her clients rave about her expertise and enthusiasm.
Noteworthy Sales Noteables & Quotables
1225 Dolores Street
SAN FRANCISCO / $8,250,000 / SELLER REPRESENTED
1606 Vallejo Street
SAN FRANCISCO / $5,220,000 / BUYER REPRESENTED
201 Folsom Street #42A-B
SAN FRANCISCO / $4,200,000 / BUYER REPRESENTED
2019 Webster Street
SAN FRANCISCO / $4,200,000 / BUYER REPRESENTED
171 San Marcos Avenue
SAN FRANCISCO / $3,800,000 / BUYER REPRESENTED
635 42nd Avenue
SAN FRANCISCO / $3,100,000 / BUYER REPRESENTED
219 Brannan Street #18D
SAN FRANCISCO / $2,875,000 / SELLER REPRESENTED
Top 1%
COLLEEN IS RANKED AS A TOP AGENT IN SAN FRANCISCO 100%
5-STAR REVIEWS ON GOOGLE, ZILLOW, YELP $100M+
TOTAL SALES VOLUME 2022-2023
16 YEARS RANKED AS A TOP PRODUCER (SINCE 2009)
Zoe Frankel NAMED 2023 “RISING STAR” SAN FRANCISCO, CALIFORNIA
Offerings & Services
Colleen and Zoe each have strong San Francisco roots that have developed into a huge network & sphere.
With this has come:
• Refined knowledge of all the aspects that make up the heartbeat of San Francisco real estate (development, construction, buying/selling, renter/landlord).
• Eye for design that can help maximize value with minimal cost using our network of trusted vendors and help coordinating Seller property improvements that many other teams would have to bring in outside help for.
• Invaluable expertise of neighborhood nuances.
• Network of top producers that keep up with off market deals & hold a strong pulse on off market inventory that is not seen by the public eye.
• Worldwide exposure as a partner team with Luxury Portfolio International.
We help you make the moves that matter .
Testimonials
“Besides being very savvy – even visionary – about virtually every San Francisco neighborhood, Colleen is also super well-connected to all of the current high-quality Bay Area realtors of any real substance, which is a real asset when one is shopping around. Additionally, she is highly intelligent, energetic, unusually creative, and naturally gifted, constantly seeking to discover every possible way to advocate for her clients.”
Elaine
L. (Buyer)
“I have worked with Colleen for many years now, and she is one of the best in the business. She’s super responsive, on top of things, and knows her stuff. When it comes to real estate in San Francisco, it is important to have someone on your team, someone who is on your side, someone who is your advocate, and someone who truly cares about your needs, wants, and desires. Colleen is that person, a true dynamo. I know the job will get done when she is involved in a transaction!”
Samantha S. (Seller)
“Colleen is the most savvy, energetic, and brilliant agent in San Francisco!”
Ryan S.
“I have no hesitation in giving Colleen Cotter my best recommendation.”
Ruth F.
“Colleen is the most savvy, energetic, and brilliant agent in San Francisco! She has her finger on the pulse of the San Francisco real estate market, and she knows the city in and out, front and back. For her, the relationship with her clients is more important than the sale, and that’s what makes anyone in sales the best at what they do. Her connections in San Francisco are endless, and she has access to what others don’t. I look forward to doing more business with Colleen in the future, as she is my most trusted source for all things real estate – in San Francisco and the entire Bay Area!”
Ryan S. (Seller)
“My very good friend, a real estate agent in Miami, did a lot of research for me and recommended Colleen Cotter to sell my property in San Francisco. He did this after asking a broker who was selling the most properties. Colleen Cotter was the answer. When I met Colleen, we instantly clicked. Her positive attitude and style were just what was needed to sell my property. Colleen does not ask questions, she proposes solutions. Colleen does not see negatives, she sees potential and seeks out buyers who will take delight in your property’s unique features. Colleen is a dedicated, honest, and efficient real estate agent who has a myriad of contacts at her fingertips. She will arrange to show your home to its best possible potential and get you the best offer for your property. I have no hesitation in giving Colleen Cotter my best recommendation.”
Ruth F. (Seller)
Case Study I
251 Andover Street
OFF MARKET TRANSACTION / SELLER REPRESENTED
We had an amazing opportunity to sell this beautiful mid-century modern home in Bernal Heights earlier this year. Our sellers were moving across the country, so they were ready to list and sell their property quickly! The day after they moved, our team jumped into action and prepared the home for the market.....at the same time, we were able to share this home off market with some of our colleagues who had qualified buyers looking in the area. Within 24 hours, we received a very strong off market offer & we were able to save our sellers $20k+ in preparation costs (staging, painting, gardening, etc).
SOLD PRICE: $2,400,000
Price Per Foot: $1,392
Case Study II
2019
Webster Street
SINGLE FAMILY HOME / BUYER REPRESENTED
Our buyers were able to secure a fantastic deal on this beautiful, completely remodeled, Pacific Heights home! This home originally came to market at $5.5M & we were able to negotiate an amazing deal for our clients closing at $4,200,000. Better yet...the home ended up appraising $150,000 over our contract price, securing equity for our clients the minute they closed escrow!
SOLD PRICE: $4,200,000
Statistically Proven Success
SMART PRICING
Pricing your home correctly is an integral part of the selling process. We utilize our local expertize along with current market data to determine a list price that will deliver maximum net dollars.
CURATED MARKETING
As a top producer in the Bay area since 2009, we know the most effective approaches for marketing to the luxury San Francisco buyer. We leverage all aspects of marketing - from print to digital to social, bringing the best quality eyes to your home.
HOME PREPARATION
We will guide you through the process of transforming your home - from decluttering to staging - and offer suggestions on improvements that will net your the most return. We will help you deliver a “show ready” product ready for market.
SHOWING STRATEGY
Unlike others, we don’t take the “set it and forget it” approach because successful transactions requires initiative and dedication. We work to qualify buyers before showings and host strategic open houses and event to highlight the lifestyle of your home.
AGENT NETWORKING
We’ve spent decades cultivating relationships with top agents locally and globally, as well contract professionals that offer first-class service throughout the buying or selling process to our clients.
NAVIGATING OFFERS
Negotiating and securing offers is one of the most important aspects to our job. There is a skilled nuance needed when fielding multiple offers to deliver the best buyer for your home while acting as YOUR fiduciary too. This is where we shine!
FROM CONTRACT
Navigating the deadlines and paperwork of the transaction can be overwhelming. Our team will help you manage the contingencies, disclosures, timelines, inspections, appraisals, and walkthoughs for a less stressful process.
TO CLOSE
Closing escrow is the last and best step in the process! Before your transaction is complete, we’re happy to provide moving resources that you may need to make the transition smoother. We are your partners for life.
