Education Banking & Finance
Eagle Newspapers
Excellence – A Mid-year Report
July 27, 2011
No more notebooks? Pros and cons to learning in a digital age
The world has quickly become digital, and the younger generations are leading the pack with technology that just may make some other items obsolete. As pre-teens and teenagers routinely turn to digital devices for entertainment and schoolwork, the face of education may change as well. In the past, students toted notebooks (the paper kind), pencils, pens, and folders to school. Today, students carry digital devices like computer tablets,
notebooks (the electronic kind), smart phones, and other digital devices to the classroom. Furthermore, texting and instant messaging have replaced traditional modes of casual conversation. Another item that may go the way of the dinosaur is the printed book. Students can now carry an entire library worth of reading material on a slim e-reader device or on the many other evolving tablet-type machines. There may be a day when one no longer browses the aisles of the school library for a book, but only downloads the text instantly when needed. Some textbooks are already offered in digital format, and some school systems and teachers may opt for the convenience of digital devices.
Little data exists as to just how many schools have policies allowing the use of cell phones and other digital devices in class. In the United States, a 2009 U.S. Department of Education survey indicates only 4 percent of public-school teachers say a handheld device is available in the classroom every day. But things can change in a short period of time. Digital advantages There are many advantages to going digital. Typing tends to go faster for adept keyboard users, which many youngsters have become since they’ve essentially grown up with computers in the household. This makes note-taking easier. When notes and assignments are saved See Digital on page 3
Preparing your child for higher education Spotlight on Renee Joseph, MyActOne major match consultant Caps have been tossed, tassels have been turned and the graduation parties are in full swing. As parents prepare picture boards documenting their child’s every moment, the realization of how fast those years have flown by hits hard. As their son or daughter prepares to enter a whole new stage in their lives there is a tug at the emotional heart strings. Then comes another less sentimental but equally stressful tug: the one on the purse strings. While first time parents of a college bound student’s initial anxieties may stem from a “dorm-life list” reminiscent of a mini –bridal registry the major expense will be tuition, room and board! According to The College Board’s report “Trends in college Pricing 2011,” the average cost of tuition room and board for colleges has risen substantially with a price tag between $20.000 to $50,000. The desire to prepare our children for what we all hope leads them to a better job, a better career, and ultimately a better life is powerful. Of course, a college education can’t guarantee this and many students have absolutely no idea
what they want to study. About 80 percent of students go to college undecided on a major and most students who do declare a major will change majors up to three times. This can add cost to an already outrageous tuition bill. The old school of thought was to just send them and let them figure it out along the way and some of that does have to happen. Of course, why not invest a little time and money in self realization and academic planning? As a MyActOne consultant I use a student-centered approach to help with this self realization process. This includes private consultations as well as a behavioral assessment that creates a personal profile to help the student establish an academic pathway. According to “The Mentor: An Academic Advising Journal,” many students have trouble understanding the job market, assessing their interests and abilities and knowing what programs are out there for them. Some just simply lack decision making skills. The Major Match Assessment I use was established in 1970 by Dr. Devine, a research specialist for Xerox and
Renee Joseph, MyActOne, Certified Major Match Consultant lives in Cazenovia with her husband and four children. If you are interested in her services you can contact Renee at reneejoseph.act@ gmail.com or 264-4709.Look for her ad monthly in Eagle Newspapers. Citibank. Dr. Devine researched over 16,000 management and HR personnel to determine job critical behaviors. The assessment measures 33 behaviors and the results produce a behavioral blueprint that reflects learning styles, leadership qualities, problem solving and much more. I myself fell into the same parent trap of equating the acquisition of all the comforts of home for my children to preparing them for heading off to higher academia. . My daughter’s roommate showed up freshman year with See Preparation on page 7
CBA marks 50 years on Randall Road, 112 years in Syracuse Admissions Open House set for fall
The 112th year of Christian Brothers Academy in Syracuse also marks the golden jubilee year of the school’s presence on Randall Road in DeWitt. The expanding enrollment of high school boys at the original school building on Willow Street in downtown Syracuse led the Christian Brothers to seek new, expanded quarters for the highly touted boys’ college preparatory school. The Diocese of Syracuse came to the rescue with 25 acres adjacent to St. Mary’s cemetery which it generously gave to the Brothers in the late 50’s for the grand sum of $1. Generous CBA alumni and friends and the Diocese funded the new facility with an award winning design by Quinlivan, Pierek, and Krause Architects. The Classes of 1962, 1963, 1964, and 1965 entered the front doors as they opened for the first time in September 1961 – 50 years ago this September! From the new gymnasium (the Willow Street gym had ceilings flush with the basketball backboards) to the cafeteria, library, and state of the art classrooms, the new school was a dream for the students and faculty alike. Expanded and updated several times since then to include
a new library, science and computer labs, second gym, fine arts wing, the current facility is a beautiful tribute to the Christian Brothers, Lasallian education, and the alumni who have come and gone for the 112 years of the school’s history. At full enrollment, CBA will welcome the class of 2017 this fall. Today, CBA is Central New York’s premier Catholic, college-preparatory school for young men and women in grades 7 through 12. Offering a rigorous college-preparatory curriculum, CBA prepares its students to go on to attend some of the most prestigious colleges and universities in the country and receive millions of dollars in scholarships each year. Outside of the classroom, CBA offers 59 athletic teams; three bands and a strings orchestra; music lessons; art shows and concerts; both a junior high and high school musical; a host of clubs like engineering, robotics, Masterminds, and salsa dancing; and community service opportunities to broaden the academic experience. CBA’s Annual Admissions Open House will take place from 1-3 p.m. on Sunday Oct. 30. Potential candidates for admission and their families are invited to tour the facility
A statue of St. John Baptist de La Salle, patron saint of teachers, and founder of the La Salle Christian Brothers, greets visitors near the entrance to the CBA campus on Randall Rd.
with student tour guides; do hands-on activities in science, art, math, music, and more; meet the faculty, staff, coaches, and counselors; and sign up for the entrance exam held on Nov. 1 and 15. For information on Christian Brothers Academy, call 4465960 or visit cbasyracuse.org
2 / Education/Banking & Finance/Excellence July 27, 2011
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SUNYIT: growing college for technology, professional studies With new buildings and academic programs, SUNYIT is an institution on the move—and an increasingly popular choice for students. Construction activity is a familiar site on the SUNYIT campus, with three buildings to be completed this year: a $13.6 million student center, a $20 million field house, and a $23.5 million residence hall for future freshmen. New academic programs in electrical and computer engineering, and network and computer security were launched in fall 2010; freshmen will be admitted into two new programs this fall; biology and community and behavioral health. SUNYIT President Wolf Yeigh and other officials recently
Education Banking & Finance
Excellence 2011
is a supplement to: Eagle Newspapers 2501 James St., Suite 100, Syracuse, N.Y. 13206 Phone: (315) 434-8889
Fax: (315) 434-8883
Publisher: David B. Tyler
Baldwinsville Messenger
Associate Publisher: Colleen Farley
Cazenovia Republican
Managing Editor, News: Doug Campbell Managing Editor: Jennifer Wing Circulation Manager: Lori Newcomb Cover Design: Jennifer Wing
The Eagle Eagle Bulletin Eagle-Observer Skaneateles Press
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announced the completion of an agreement that paves the way for development of the Marcy NanoCenter at SUNYIT, a 300-acre campus site intended for high-tech manufacturing. In addition, a wide-ranging nanotechnology partnership with the University at Albany’s College of Nanoscale Science & Engineering has generated a lot of excitement and interest in SUNYIT. SUNYIT, the State University of New York Institute of Technology at Utica/Rome, is New York’s public institute of technology. More than 2,800 students are enrolled in undergraduate and graduate degree programs in technology and professional studies on the SUNYIT campus, a high-tech learning environment on hundreds of acres in Marcy, N.Y., minutes from Thruway Exit 31, Utica. SUNYIT students come from all over New York, many other states and more than 20 other nations; a growing number of students are enrolled in online courses and degree programs. SUNYIT’s undergraduate degree majors/programs include: accounting, applied computing, applied mathematics, biology, business, civil engineering technology, communication & information design, community and behavioral health, computer engineering technology, computer & information science, computer information systems, , electrical and computer engineering, electrical engineering technology, health information management, interdisciplinary studies, mechanical engineering technology, network and computer security, nursing, psychology and sociology. Graduate degree programs are: MBA in technology management; master of science degree programs in accountancy, advanced technology, computer & information science, information design and technology, and telecommunications; and master of science programs in nursing: adult nurse practitioner, family nurse practitioner, gerontological nurse practitioner, nursing administration, and nursing education. Accelerated BS/MS options are available in computer science, CID/IDT, nursing, and NCS/ telecommunications. Through internships and close cooperation with employers, SUNYIT has extraordinarily high placement rates. More than 22,000 alumni pursue successful careers in communication, computer science, management, nursing, and many other fields.
SUNYIT, the State University of New York Institute of Technology at Utica/Rome, is New York’s public institute of technology. Apart from their excellent academic experience, SUNYIT students enjoy campus life in highly rated residence halls. The campus’s two residential complexes – Mohawk and Adirondack Halls – offer the privacy and convenience of apartments, with students sharing suites in townhouse-style buildings. Starting this fall, freshmen will live in the new Oriskany Residence Hall complex. Students themselves have rated their residential experience highly in the last two SUNY student opinion surveys. SUNYIT’s NCAA Division III athletics program will include men’s and women’s lacrosse teams this fall and intramurals are complemented by entertainment, activities and community-building experiences that support and sustain a unique campus culture. Open house programs are held in spring and fall, and individual campus visits can be scheduled online. For more information, visit sunyit.edu/admissions.
CHRISTIAN ACADEMY CHRISTIANBBROTHERS ROTHERS ACADEMY UCCESS BEGINS WHERESSUCCESS BEGINS WHERE x x x
x
The largest and most long-standing Catholic college prep school in
The largest andNewmost Central York long-standing Catholic college prep school Centralx New Over York $820,000 in financial aid and scholarships awarded for CHRISTIAN ROTHERS ACADEMYawarded for 2011-2012 Over $820,000 in financialBaid and scholarships SUCCESS BEGINS WHEREof more x A vibrant community than 750 students in grades 7 through 2011-2012 12 85 faculty/staff Theand largest and most long-standing Catholic college prep school in A vibrant community students in grades 7 throu Neweducation Yorkof more x Central A faith-filled in the than Lasallian750 tradition $820,000 in financial aid and scholarships awarded for 12 andx 85Over faculty/staff A strong Fine Arts program: 4 bands including a strings orchestra, 3 2011-2012 A vibrant community of more than 750 students in grades 7 through choirs and 4 dramainproductions including tradition a Jr. High Musical A faith-filled education the Lasallian 12 and 85 faculty/staff education in the Lasallian x A 59faith-filled sports teams and more than 30 clubstradition A strong Fine Arts program: 4 bands including a orchestra, strings orchestra A strong Fine Arts program: 4 bands including a strings 3 x Outstanding facilities: 6 subject specific science labs, teacher and 4 drama productions including a Jr. High Musical choirs andchoirs 4 drama productions including aaJr.state-of-the-art High Musical 59 sports teams and more than 30 clubs designed art and music facilities, 2 turfed fields, facilities: 6 subject specific science labs, teacher 59 sportsOutstanding teamsroom, and than 302 turfed clubsfields, a state-of-the-art fitness andmore more. facilities, designed art and music fitness room, and more. Outstanding facilities: 6 subject specific science labs, teacher designed art and music facilities, 2 turfed fields, a state-of-the-art Annual OPEN HOUSE on fitnessAttend room,ourOctober and more. Sunday 30 , 1-3 PM. For x x
x x
x x x x
x x
x
10272
New programs offered, new buildings opening
Attend our Annual OPEN HOUSE on more information call 315-446-5960 or visit WWW.CBASYRACUSE.ORG Sunday October 30th, 1-3 PM. For more information call 315-446-5960 or visit WWW.CBASYRACUSE.ORG th
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Canterbury Stables provides riding programs for all levels Canterbury Stables, located in the beautiful hills in Cazenovia, is a family business dedicated to providing a safe structured English riding program for all riding levels. A modern heated facility was opened in 2002 with large stalls (12X14) and 100X200 indoor and outdoor areas. The radiant heat provides comfort for horses and riders alike during the area’s long winters. Individual half-acre paddocks are used year round. More than three miles of trails are on the property. They wind around hay fields and over streams and through the woods. An effort has been made to only use a green approach with equipment and cleaning products whenever possible. Kimberley Asher has established a successful lesson program that provides young adult students with the confidence and knowledge to ride independently, whether their goal is riding for enjoyment or competing in the show ring. Kimberley, herself, has been riding since she was three years old. Having and working on a
farm was her dream. Purchased from the Burke family in 1999, Kimberley and the family converted the dairy to the farm it is today. Every summer Canterbury Stables offers a weekly Pony Camp in July and August. Each session covers a different horse topic and provides daily private lessons as well. For some that is the starting point for a long relationship with horses. They continue to take lessons and participate in the family like culture at the barn. Some students move onto leasing or owning a horse and boarding at Canterbury. Others bring horses with them or use one of the farm’s large group of lesson ponies and horses owned by the farm. Canterbury Stables’ professional staff provides consistent care for all of the horses and are an integral part of the welcoming committee as well. Tours are always available by request. Nancy Asher can be reached at 440-2244 or visit Can- Canterbury Stables provides a lesson program that provides young adult students with the confidence terbury Stables’ website at canterburystablesny. and knowledge to ride independently, whether their goal is riding for enjoyment or competing in the show ring. com.
Digital
From page 1
to a computer, there’s less likelihood of them getting lost, especially if important files are routinely backed up. Data saved on a computer can easily be manipulated into a number of different formats, potentially making it easier to study. Bodies of text can be transformed into charts or pie graphs with many word processing programs. Students can cut and paste important quotes or examples into essays and the like, saving time on homework. In terms of streamlining backpacks, digital readers and other devices eliminate heavy books and notebooks. This can be seen as a big plus to students who have grown accustomed to carrying around 20+ pounds on their backs
from a very young age. As many teachers turn to online resources, such as e-mailing and posting assignments on a personal Web site, students almost have to keep up with the times with some sort of tool that has Internet access. Digital disadvantages On the other side of the equation, going digital does have some disadvantages. The decline of penmanship is one of them. In a digital era, people are less likely to write letters by hand or keep up with penmanship in other ways. Some children don’t know what cursive handwriting is and may never learn how to sign their names in “script,” which was a com-
mon lesson for other generations. While digital communication does promote social interactions on some levels, there are some who argue that spending too much time staring at a screen and keyboard compromises the social aspect of going to school and learning in a classroom. Today’s youth are less likely to “talk,” choosing to “LOL”and “TTYL” through texting. Having a wealth of information available on the Internet opens up students to many disreputable sources of content. Some common online encyclopedias are written and edited by regular people who may not have the accurate details of events. Also, having content that is
easily cut and pasted opens up the temptation for plagiarism and blurs the lines of how to attribute information to a source correctly. Digital devices may be great learning tools, but they also offer a number of distractions to students. When a student is supposed to be taking notes on a laptop in the classroom, he or she might be downloading music, updating social networking sites, streaming video, or checking celebrity gossip. Classrooms are evolving and so are students. Learning is very different from the way older generations may have learned. Whether the presence of digitial technology helps or hinders remains open for debate.
Boarding / English Riding Lessons Training / Sales / Pony Camp
Call for a tour! ( 315 ) 655-5577 4786 Roberts Road Cazenovia, New York
canterburystablesny.com
12330
Radiant Heated Barn & Tackroom, 12’ by 14’ Stalls, 100’ by 200’ Indoor (with viewing area) & Outdoor Arenas, Modern & Clean Facility, 27 Paddocks & Over 3 Miles of Trails
4 / Education/Banking & Finance/Excellence July 27, 2011
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Move one degree closer to a better future at SU Earning a college degree is the best route to a fulfilling career with great earning potential. But many people are not able to complete a degree right after high school, and find themselves caught up in the whirlwind of life. Jobs, families, and countless other responsibilities can stand in the way when you want to begin a degree program – or finish one you started years ago. Returning to school as an adult may be the best decision you can make for your future, but in the here and now, it’s daunting. How do you know that you are ready for the challenges and
demands of college-level study? You may be better prepared than you think. Most adults have a job history, experience and aptitudes that put them squarely on the college-ready spectrum. Skills you have acquired while working, serving in the military or raising a family are often applicable to college readiness, but how can you be sure? University College of Syracuse University can help you assess your skills and prepare for an education that can lead to a meaningful career. UC offers the College Readiness Evaluation, an online
program that indicates whether you are ready for the requirements of college study. You’ll learn where your strengths are, which areas need improvement, and how you can address your areas of weakness. The College Readiness Program gives you the opportunity to assess the skills you’ll need in the classroom and the workplace, including: 3Reading for information 3Applied mathematics 3Locating information You may learn that your skill levels indicate readiness for college study, and you can begin a degree program at your convenience.
Or you may discover deficiencies in certain areas and decide to continue with self-paced, online study to improve your scores on a reassessment. The program also features a career component, so you can explore occupations that interest you and decide which ones are a good match for your talents, aptitudes, and vocational or professional goals. For a limited time, Syracuse University is offering this program for a special rate of $125 per person. This fee includes the assessment as well as all the remedial modules you need to master each competency,
Choosing The Right College Major Can Be Difficult University College of Syracuse University can help you assess your skills and prepare for an education that can lead to a meaningful career.
Renee Joseph
Certified Major Match Consultant Plan for college, Choose the right major
www.majormatch.com reneejoseph.act@gmail.com
The Major Match Assessment Can Help
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for up to a year. You will also be invited to an evening information session with the University College staff, where you can learn about part-time study options that lead to a Syracuse University degree. If you decide to apply to a part-time degree program at SU, you can be sure that you’ll receive all the help you need to navigate the process, from registration to graduation. UC’s academic advisors assist students in choosing courses, selecting majors and even arranging for tutoring and child care.
Financial Aid advisors help you locate the funds you need to complete your education without drowning in debt. Soon you’ll be well on your way to an SU degree, with an international reputation for excellence. Contact University College today, and get started down the path to a future filled with opportunities! Phone: 443-3225 E-mail: parttime@uc.syr. edu Web: uc.syr.edu Learn more about the College Readiness Program: uc.syr.edu/ready
Voice of experience
College graduates have higher incomes, lower unemployment, and better job options.
Former students speak:
“This program
was really helpful to me. I took the assessment and wanted to raise my score, so I used the online modules to review the material. I improved my scores, and now I plan to keep trying until I get to the highest level! My ultimate goal is to get a degree in telecommunications.�
What are you waiting for? Earn an SU degree part time through University College. There are four easy ways to get started:
-Roland Nzima, surface mounted technology associate, Marquardt Switches Inc.
1 The sooner you start, the sooner you graduate.
GO SU part-time!
through University College
“The College
2
Visit our web site at www.uc.syr.edu/eagle and be amazed at the wide range of degree programs (over 200!) and courses in flexible formats.
Readiness Evaluation goes beyond finding out if you’re ready for college. It can improve work skills, enhance opportunities for advancement, and raise confidence. It’s great preparation for a chosen career.�
3 Live Chat 4 Call us!
with someone who can answer all your questions. Find it on our home page.
We’ll set up an appointment with an advisor who can guide you through everything from financial aid to registration to child care options—315-443-3261. 10079
Hurry! Fall classes start August 29.
Attend an information session at University College August 1 at 5:30 p.m. or August 5 at noon. Don’t mind the construction—we’re open!
-Andrea German-Willis, associate director, WorkKeys Center at Syracuse University
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Animation program offered at Daemen The new International Center for Excellence in Animation (ICEA) at Daemen College will offer a bachelor of fine arts degree in animation. Students will be accepted into the program this fall. Daemen’s Animation program, operated through the International Center, is also fully integrated with a Western New York animation studio. “The International Center for Excellence in Animation will train students to employ art and technology to affect communication in all its forms: entertainment, information dispersal, perfor-
mance, mass communication, international understanding, and intercultural awareness.� said Dr. Laura Watts Sommer, Associate Professor of Art History and Director, Visual and Performing Arts at Daemen College. “The increasing complexity of the modern world hinges more than ever on complicated and widespread means of communication,� Daemen students will be trained as artists and thinkers, and will be able to transfer their creative strengths directly into the field of animation. This emphasis is a response to industry feedback, respond-
Daemen College will offer a bachelor of fine arts degree in animation.
ing to professionals who see a deficiency of animators with a high level of artistic training. The ICEA program at Daemen will provide students with specialized technical training in 2D and 3D Animation within a Fine Arts context. The ICEA program at Daemen is built around multiple strengths recognized by animation professionals and business leaders. These include: -the combination of the flexibility and breadth of a Liberal Arts program; -the strong visual skills of a Fine Arts program -the technological opportunities presented by upper level, specialized animation instruction. Students in the program will gain career experience, through the animation studio IBC Digital. Based in Buffalo, NY, IBC Digital has been a strong creative force in the industry, producing national commercials, animated television series, and interstitial projects for clients such as MTV; Disney; PBS; and brands including Trix;
Cocoa Puffs; Reese’s; and Kid Cuisine. “Daemen’s Bachelor of Fine Arts in Animation is truly
world class,� said IBC Digital President Ben Porcari. “Students will be well-positioned upon graduation to reach
their full potential in this growing industry.� IBC Digital, an integral See Daemen on page 7
Bryant & Stratton College: Not too big, not too small lege’s commitment to real world education even applies to their faculty. Their instructors are real world pros, who bring their on-the-job experience into the classroom. At Bryant & Stratton College, a great education is just the beginning of what you’ll receive. They provide all of their students with the direction, support and encouragement they need to succeed— academically, professionally and personally. Do you need help choosing a career path? Are you uncertain about whether you can handle college-level classes? At Bryant & Stratton College you’ll get the guidance you need to get the career you deserve. Plus, Bryant & Stratton College keeps classes small, so you are assured of getting all the personal attention you need to learn the material. Some colleges have classes with as many as one hundred students in them, so instructors rarely get to know you personally, and if you fall behind, it’s virtually impossible to catch up. In addition to small classes, Bryant & Stratton College will provide you with one-on-one tutoring if you need it, and you’ll have access to their virtual library 24/7. Bryant & Stratton College offers classes days, evenings and online, so you will be able to arrange a schedule that works for you. Plus, a wide range of financial aid is available for those who qualify, including their Retraining Opportunity Grants. If you’d like to find out
how Bryant & Stratton College can help you successfully transition to the next stage of your life, stop by or call the Admissions office at the campus nearest you: in Syracuse on James Street (472-6603) and in Liverpool off Route 31 (652-6500). You can also friend them on facebook at facebook.com/BSCSyracuse or facebook.com/BSCNorth.
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If you graduated from high school last spring, the question uppermost in your mind is probably, “What do I do now?� If you think going to college is the right decision for you, there’s good news: you still have time to enroll for fall classes. So that leaves just one question: where should you go? There are a lot of very important reasons you should consider Bryant & Stratton College. Here are just a few. For years, Bryant & Stratton College has been helping recent high school graduates successfully transition to the next phase of their lives, and ultimately to successful careers. Bryant & Stratton College offers a wide range of Associate degree programs in healthcare, technology, business, criminal justice and other growing fields that you can complete in under two years. Bryant & Stratton College developed their degree programs in part by reaching out to Syracuse-area employers and discovering what skills they wanted their employees to have. Then the college incorporated those skills into their degree programs. The result? When you earn your degree from Bryant & Stratton College, you will be uniquely qualified to enter the local job market armed with precisely the training local employers expect their employees to have. Bryant & Stratton Col-
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Seneca Federal: Navigating economic changes, same solid community foundation
...Don’t be a victim!
Identity Theft is more prevalent, costly, time consuming and very stressful. Be informed.
Seneca Can Help! We have helpful information on Identity Theft on our website www.senecafederal.com or stop by for helpful literature. Our tellers are trained in Identity Theft so call any one of our branches to talk about it. MAIN OFFICE 35 Oswego St. Baldwinsville 638-0233
NORTH SYRACUSE 201 North Main St. North Syracuse 458-6543
ONLINE
www.senecafederal.com Each depositor insured to at least $250,000
Temporarily increased from $100,000 to $250,000 through 12/31/2013
10213
... an Ethical, Local Bank!
LIVERPOOL 105 Second St. Liverpool 457-1280
Katrina Russo, President – CEO of Seneca Federal Savings and Loan Association is very passionate about her community bank and its solid decision making. 2011 marks Seneca Federal Savings and Loan Association’s 84th year of providing financial services to communities within Central New York. “This milestone is rare in today’s financial industry and we’re proud of it. Given the competitive environment and state of today’s economy, within which Seneca Federal operates, the association is fortunate to have a dedicated staff of employees who continue to provide exceptional, personal customer service to our members. This dedication has proven to sustain us through many years,” Russo said. Russo continued, “The national economy has been marked by a continued high unemployment rate, continued foreclosures, declining home prices and continued contractions in business and consumer credit. The unemployment rate is currently 9.2 percent.” She explained that in 2011, the association continues to have strong asset quality based on the association’s conservative underwriting standards
At left, Seneca Federal Savings President-CEO Katrina M. Russo and Wendy K. Bodnar, EVP-CFO. and diligent monitoring many more decades under of delinquent and nonper- the thrift charter and to this forming loans. end we are very thankful to “We have remained be given this opportunity committed to our charter of entrusted to us.” fostering homeownership Looking ahead to the reduring 2011 by originating mainder of 2011, Manageover $8.8 million in local ment remains committed to residential mortgage loans maintaining a steady course as of June 30th,” she said. in carrying out the respon“Our net interest income is sibilities entrusted to them above last years’ level and by the board, as the merger we have maintained liquid- between the Office of Thrift ity while preparing our Supervision and the Office balance sheet for the risk of The Comptroller of the of inflation, and expanding Currency occurs in July of our residential mortgage this year. loan business as well as to “The extensive regulainvest in what management tory changes brought about believes will be a future by the creation of the Conhigher rate environment.” sumer Financial Protection The association’s operat- Bureau (CFPB) and the ing expenses are below last passing of the Dodd-Frank year’s level as a result of Wall Street Reform and various factors including Consumer Protection Act internal cost cutting. “The in 2010 marks yet another continued viability of Sene- transformation in banking ca Federal is not only a trib- activities, which can stretch ute to our board, but also the resources of small comto the retired officers and munity banks,” points out employees who provided Russo. us with the knowledge and Reform will be far reachskill sets necessary for the ing into such areas as FedAssociation to carry on for See Seneca Federal on page 7
The Eldercare Foundation received a bequest in 2010 from a long time client and board member of the organization. The gift will be used to support the organization’s mission of caring for our community’s elders by giving them the support they need to live at home with dignity and independence.
Leave a Legacy: Making a
difference in the lives that follow
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Identity Theft
Over 80 non-profits in the Central New York area, from Auburn to Utica, have banded together to share resources and spread the word about how simple it is to leave a gift to your favorite charity through your will. “Our message is a simple one,” says Laurie Walker, director of development for Eldercare Foundation and steering committee member of Leave a Legacy of Central New York. “Every individual who has been charitable in their lifetime can be equally charitable in their will or estate plans. It is a very easy process, and you don’t have to be a millionaire to make an impact.” Leave a Legacy is an educational campaign con-
See Leave a Legacy on page 7
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Preparation
From page 1
everything including new matching dishes and enough flatware to have a small dinner party for 12. College bound students’ shopping carts are filled with laptops, printers, mini fridges and small microwaves. If you were thinking of tossing them that outdated floral twin bed sheet you have been saving in the back of your linen closet, save it for something else. Most college dorms require the purchase of the notorious extra long twin sheet. Of course all of these miscellaneous expenses add to the bill and put the emphasis of preparing for college on “things.” With the cost of higher education rising how can parents and students afford not to invest in the self exploration process? In the long run MyActOne could save you time and money. As for that floral bed sheet….maybe you can use it as a drop cloth after they graduate from college and you are helping them paint their first apartment.
Daemen
From page 5
partner in the Center, will share facilities, creative projects, and international collaborations with Daemen. Students will benefit from the professional experiences and training garnered through available internships and post-graduate employment opportunities. The partnership provides a necessary experiential component to strengthen technical training, and direct students to the areas of study to which they are best suited. The International Center of Excellence in Animation at Daemen College presents a unique opportunity for students pursuing a future in the dynamic animation industry. The program’s mission is to give graduates the tools they need to both succeed in the industry and express their own unique creative visions. To learn more about the International Center for Excellence in Animation go to icea.daemen.edu. Visit. That’s the best way to really get a feel for what Daemen has to offer. Summer Preview is from 10 a.m.-1:30 p.m. Thursday Aug. 11. To make reservations call 716-839-8225 or go to daemen.edu/admissions.
Seneca Federal
eral consumer protection law compliance, state law compliance, and Homeland Security Regulations. The regulatory burden is always disproportionately heavy for reputable lenders such as Seneca Federal as attempts are made by the federal government to police the dishonest few. Russo is emphatic that the association will continue an ongoing commitment to educate and train its employees regarding new and changing compliance regulations to better assist both customers and noncustomers. She believes that it’s reassuring for members to know our officers and employees have the capability and initiative to successfully implement programs required by the complex regulatory environment. This ability is just as necessary as financial performance in keeping community banks viable as dictated by the federal examination process. Russo said, “The association remains commited to the financial needs of our members regardless of economic conditions here or nationwide. Whether the need is for home ownership (regardless of income level), home refinancing, auto loans and other consumer loans, business needs, or our community and charitable financial support, Seneca Federal will be here.”
Leave a Legacy ducted by the National Committee on Planned Giving to inspire people to make charitable bequests. Bequests are just one type of “planned gift” (a gift that will be distributed sometime in the future to a charity that is meaningful to you). Through the Leave a Legacy campaigns, people who have made charitable bequests and other types of planned gifts share their stories in the hope of encouraging others to give in a similar way. Leave a Legacy of Central New York involves all types of local nonprofit groups, including social service and arts organizations, hospitals and educational institutions. The program is financially supported by sponsors including: Bond, Schoeneck & King, PLLC, Central New York Community Foundation, Strategic Financial Services,
From page 6
From page 6
LLC, United Way of Central New York, WCNY, Association of Fundraising Professionals (AFP) – Central New York Chapter, The Rosamond Gifford Foundation, and the Planned Giving Council of Upstate New York. Leave a Legacy of Central New York does not solicit gifts for any particular organization. Instead, they encourage individuals to support their favorite charity or charities. Walker understands the importance of this message. In 2010, the Eldercare Foundation became the beneficiary of a major gift from one of its founding members. The donor, a long-time advocate for eldercare services, included the Eldercare Foundation and three other not-for-profit organizations in his will, leaving a portion of his estate to each. As the fundraising arm of Home Aides
of Central New York, the Eldercare Foundation works to support the agency’s efforts to recruit, train, and retain home health aides. The Foundation’s mission was particularly close to the donor’s heart, as he had been the direct recipient of its services. His wife, who suffered from Alzheimer’s disease, was a long-term client of Home Aides of Central New York. Walker said the donor sought help from the agency after realizing that caring for his wife was too difficult to do on his own. “He tried to care for her at first, but the time and physical tasks became too much for him, so he called us for help,” she said. While it was a difficult time for him, his wife’s aides provided him with the support system he needed. “Our mission became understandably close to his heart. He supported us as
a charitable organization with his time and money,” Walker said. “Now, even after his death, his commitment to our cause lives on through his legacy gift.” “Unfortunately, many people think that you have to give away a million dollars to make a difference,” says Walker. “But a gift of any size will make a difference, and help change someone’s life for the better.” For more information, visit leavealegacyofCNY.org. The Eldercare Foundation received a bequest in 2010 from a long time client and board member of the organization. The gift will be used to support the organization’s mission of caring for our community’s elders by giving them the support they need to live at home with dignity and independence.
8 / Education/Banking & Finance/Excellence July 27, 2011
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Ryan’s Windows and Doors helps customers every step of the way Ryan’s Windows and Doors is a family owned and operated window and door store catering to architects, builders, remodelers, and home owners. They are centrally located at 190 Hiawatha Place off Hiawatha Boulevard between Fourth North and Sixth North. Ryan’s spacious, newly-remodeled showroom offers a wide variety of windows and doors for new construction and renovation. Quality windows like Marvin and Hurd are on display as well as beautiful interior and exterior doors such as Therma-Tru, Masonite and At left, Morey Ryan and brother Bob Ryan display a new Therma-Tru Woodharbor, to name a few. EcoShield fiberglass entry door at their newly-remodeled showroom. and United are two of the vinyl window lines for new construction and replacethose cold drafts and moisture that come with ment that can be seen at Ryan’s. the cold weather. Or maybe it is a questions For the past 18 years the Ryan brothers, of just wanting to upgrade the windows to Morey, Bob and Pierce, along with Ted Raby, make them more convenient for cleaning or to have been helping homeowners choose the improve their appearance. With our selection windows and doors that best fit their needs and on the showroom floor we can make recomtheir budget. They can explain and show the mendations to sensibly fit the need.� features and benefits of the products and why Bring your plans or ideas to Ryan’s Windows one door or window is better than another. & Doors and let the experts help. Whether it With their professional reputation wellbe one window or a whole house of windows, established among contractors and architects, Ryan’s has the product for you. coupled with the upswing in new building Ryan’s has helped customers from Bingand renovations this year, Ryan’s Windows hamton, Watertown, Utica and, of course, and Doors expects 2011 to be a good one in from Central New York. They have many Central New York. repeat customers and they are referred often by “We help customers every step of the way satisfied customers. They can help you if you from the initial decision on style and brand are planning on new windows and doors. through the installation and maintenance,� Customers can find Ryan’s Windows and Pierce said. “Since we work with so many Doors easily. Hiawatha Place is between reputable builders and contractors we can Fourth North and Sixth North and can be make reliable referrals to home and building reached from either Hiawatha Boulevard or owners. With the interest rates still down and Wolf Street. Call 425-7915 for more informaheating costs up this is a good time to plan on tion. replacement windows and doors. Eliminate
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www.secny.org