THE CHATHAM VOICE
THURSDAY, NOVEMBER 7,2019
PAGE 11
Looking for Bungalows! Residential, Commercial and Farm Mortgages!
PHILLIPS BARB PHILLIPS BARB PHILLIPS
tate Brokerage Real Estate Brokerage Real Estate Brokerage 519-359-8588
MS COME HOME WHERE DREAMS WHERE DREAMS COMECOME HOMEHOME
519-351-SAVE
Barb Phillips
9-8588 519-359-8588 519-359-8588 Broker of Record Barb Phillips a@mnsi.net Email: phillba@mnsi.net 519-359-8588 Email: phillba@mnsi.net Broker of Record
Barb Phillips Barb Phillips
74 Elizabeth 74 Elizabeth email: phillba@mnsi.net
Elizabeth Willcox St., Chatham ox St.,74 Chatham Street
Street Street
Great family home Great Great family family home home in lovely mature in lovely in lovely maturemature neighbourhood. neighbourhood. neighbourhood. Features eat-in Features Features eat-in eat-in kitchen, formal kitchen,kitchen, formalformal dining room, living dining room, dining room, living living $174,900 $174,900 $174,900 room w/natural room w/natural room w/natural pty, lovely 3 bedwoodwork, family home, open concept woodwork, family home, open concept 3 bed-3 bedwoodwork, ror, master 1 bathroom, with ensuite, main floor rooms, 1 bathroom, aster withrooms, ensuite, main floor 1 bathroom, Openrooms, House HouseHouse main floor , office, main floor1-3 laundry. Open Open ain floor office, lowerlaundry. level finished, main floor laundry. or lower level finished, Sat., July 8 from Sat.,8July from 1-3 Sat., July from8 1-3 Call Barbneighbours. for details! Callfor Barb for details! lot, no backyard Call Barb details! backyard neighbours. Thursday, November
THURSDAY, NOVEMBER 7, 2019 Peifer Realty Brokerage
This Week’s Open Houses
5-7pm . .Regency . Farm . . . . .272 . . . m 89 Dr.Moostone, 100-Acre 89 $345,000 Regency Farm 89 Regency Dr. Dr. lients 100-Acre
s g for yamily ows. act shillips y.
Our Family Taking Care of Your Family
Broker of Broker Recordof Record
barbphillipsrealestatebrokerage.com
7
519-360-0315 • penny@pennywilton.com
Elliot Wilton, Sales Rep.
519-358-8755 • elliot@royallepage.ca
5-7pm . . . . . . . .272 Moostone, $345,000 . . . . . . . . . . Carson Warrener, Royal LePage Peifer Realty
Saturday, November 9
519-676-5444
Penny Wilton, Broker
. . . . . . . Carson Warrener, Royal LePage Peifer Realty
Friday, November 8
NEW NEW 1-2:30pm . . PRICE! PRICE!
Independently Owned & Operated 42 Talbot St. W., Blenheim
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BEST of Chatham-Kent
BEST
Cultivating the Best, Shore to Shore
Cultivating the Best, Shore to Shore
Reader's Choice
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of Chatham-Kent
TWITTER @ckrealtor
. . . .2 Gregory Dr . E ., $512,000 . . . . . . . . . George McDougall, Royal LePage Peifer Realty
1-3pm .farm . . Reduced .located . . . .272 Moostone, $345,000 Reduced . . . . . . . . . . Carson Warrener, Royal LePage Peifer Realty Reduced 100-acre 100-acre farm located
one: ed $48,900 $48,900 $48,900 -8588 in Raleigh ip. 88 in Raleigh Township. 1-3pm . .Township. . . .concept, . . .40livingGoldpark, $298,000 . . . . . . . . . . . Lisa Zimmer, Royal 2 bedroom mobile, open kitchen, ail: Call 2 room, bedroom mobile, open concept, livingkitchen, room, kitchen, or mobile, open concept, living room, CallPhillips Barb Phillips for 2 bedroom Barb for large shed. Wheelchair ramp. Present All Offers. large shed. Wheelchair ramp. Present All Offers. Wheelchair ramp. Present All Offers. mnsi.net y!et Sunday, November 10 all the details today! large shed.
LePage Peifer Realty
all the details today!
1-3pm . . . . . . . .272 Moostone, $345,000 . . . . . . . . . . Carson Warrener, Royal LePage Peifer Realty estatebrokerage.com barbphillipsrealestatebrokerage.com rbphillipsrealestatebrokerage.com
Tuesday, November 12
5-7pm . . . . . . . .272 Moostone, $345,000 . . . . . . . . . . Carson Warrener, Royal LePage Peifer Realty
Wednesday, November 13
5-7pm . . . . . . . .272 Moostone, $345,000 . . . . . . . . . . Carson Warrener, Royal LePage Peifer Realty
24 Nichols Dr., Blenheim
Spacious 3 BR, 2 bath thoroughly updated 3 level home. Attached garage. Massive fenced yard with above ground pool. Prime location! $359,900.
37 Hidden Valley Dr., Blenheim
3+1, 2 bath home with an awesome layout in a great location. Large living room with vaulted ceiling, kitchen with patio door to deck, massive family room & attached garage. $329,900.
19702 Four Rod Road, Dealtown 3 bedroom brick bungalow with attached garage. Full, partially finished basement. Huge fenced yard. Many updates. $259,900.
Your Dream Home awaits you . . . 17396 Lakeshore Rd., Rondeau
3 BR cottage with awesome sunroom overlooking the beach & lake. Huge central living room with fireplace. Detached double garage. $235,000.
Published within The Voice paper every Thursday! Call today for advertising rates! 519-397-2020 sarah@chathamvoice.com • jeanine@chathamvoice.com
Real Estate FAQ’s Q: Are market value and an appraisal the same thing? A: The short answer is no. Although these values can sometimes be the same, they can also be vastly different. The value the buyer applies to the property can differ from the value a seller or lender places on it. The seller, buyer and lender have to find an agreeable value in order for the transaction to proceed. This can be accomplished when the market value and appraised value are close to each
Attention Realtors! Why Advertise in Voice Homes?
other. Market Value This is the amount that potential buyers would be willing to spend on the property. A seller can establish a list price, but that might not be what buyers are willing to pay. In a competitive market, buyers may feel it’s worth more, and in a weaker market where supply is plentiful they may feel it’s worth less. Appraised Value When a buyer goes to a lender for financing on a property, the lender
8511 Water St., Cedar Springs
5 BR, 2.5 bath rancher on 2.9 acres. Fully finished basement with family & games room. Beautiful landscaping & double attached garage. $799,900.
8842 Talbot Trail, Blenheim
Beautiful 3 BR, 3 bath ranch with walk out basement. Great main floor layout with large kitchen, full unfinished basement & double detached garage. $535,000.
53 Joseph St., Chatham Classic 3 BR 2 storey bursting with character. Bright main floor with tall ceilings, large bedrooms, and updated bath. $269,900.
17196 Lakeshore Rd., Rondeau Park
2 BR lakefront cottage with open concept kitchen & living room. Enclosed porch addition & lots of cabinetry. $124,900.
115 Prince St., Highgate 1 BR bungalow with workshop. Nicely updated with spacious kitchen, large foyer & steel roof. Call Now! $149,900.
Call your LOCAL REALTOR® today! Sponsored by takes several factors into consideration when determining a value and may hire an appraiser. The info collected could include type of neighbourhood, recent sales on similar properties, and viewing the property for an inspection of fixtures, finishes and conditions. Through a combination of factors and information, they determine the appraised value. This is the value on which the lender will determine whether to proceed with financing of the buyer through credit worthiness.
Market Value vs. Appraised Value The market value of a property is the amount a buyer is willing to pay, not the value placed on the property by the seller. For example, a seller might list a property for $170,000, but if buyers are only willing to pay $155,000, then the market value is $155,000. Conversely, if property listed at $250,000 has several buyers interested, the market value can meet or exceed the listed price. Appraised value is the value the interested buyer’s bank or mortgage company
places on the property. What if they’re very different? A large gap between the appraised value and the asking price can be a problem for the buyer. If the lender thinks the appraised value of the property is not enough to cover the requested mortgage, the lender could require a larger down payment, which can be problematic for a buyer because it could require additional funds. It’s ideal when the appraised value is equal to or higher than the market value.
• Reach 19,300 homes a week • Full colour at no extra charge • Convenient pull-out section • Digital Edition Online at No Extra Charge The Chatham Voice, a locally owned community newspaper that people actually read! To advertise in Voice Homes, call 519-397-2020 and ask to speak to a sales representative today!
THE CHATHAM VOICE
PAGE 12
19
THURSDAY, NOVEMBER 7,2019
THE CHATHAM VOICE
THURSDAY, NOVEMBER 7,2019
VISIT OUR BLOG!
CHATHAM OFFICE 34 Raleigh St. 519-354-5470
Stay up-to-date on home ownership. www.royallepage chathamkent.com George McDougall* 519-360-7334
June McDougall* 519-358-5199
Sylvia Moffat** 519-355-8189
Ghassan Najjar** 519-355-8668
Heather Najjar** 519-355-8666
Kristen Nead** 519-784-7653
Andrea Okopny* 519-359-2482
Chris Papple* 519-350-1402
TUESDAY - FRIDAY 5-7PM SATURDAY & SUNDAY 1-3PM 272 MOONSTONE $345,000 2br, 2 bath 1400 sq ft raised ranch in the new Maple City Homes “Meadows Development”. Call Carson 519-809-2856.
D L SO 156 COTTAGE $389,900
What a show place! 2+1br, 3 bath semi-detached bungalow townhouse with numerous upgrades & improvements. Call David 519-350-1615.
open house
SAT. NOVEMBER 9, 1-2:30PM 2 GREGORY DR. E • $512,000 AGENT: GEORGE MCDOUGALL Like new, 4br, 3 bath 1.5 storey with all new upgrades. Call George 519-360-7334.
Spacious 3br, 2 bath 3 level side split thoroughly updated. Call Penny 519-360-0315 or Elliot 519-358-8755.
Jackie Patterson* 519-436-9030
14 KENSINGTON $469,900
Large 3+1br, 2 bath 4 level side split with over 2,200 sq ft of finished living area with many updates & i/g pool. Call Carson 519-809-2856.
New Listing 10534 LONGWOODS, LOUSIVILLE • $850,000
Outstanding 1 of a kind 3+1br, 3.5 bath brick ranch on a 3.4 ac riverfront property. Call Deb 519-401-5470.
4034 ST CLAIR PKWY $634,900
4br, 5 bath 3 storey home on St Clair River. Call Deb Rhodes 519-401-5470.
7774 TALBOT TR., BLENHEIM • $598,888
Unique flagstone 3br ranch on the bank of the Lake Erie Bluff. Call Brian K 519-365-6090.
5764 MIDDLE LINE MERLIN • $319,900
3+1br, 2.5 bath brick rancher on a nice large lot backing onto farmland. Call Deb R 519-401-5470.
303 DAVIES, DRESDEN $297,900
Under construction, 2 br, 2 bath semi-detached ranch. Call Krista 519-365-7462.
7 IRIS $389,900
3br, 2 bath brick bungalow in the Prestancia area. Call Ghassan 519-355-8668 or Heather 519-355-8666.
D L SO 55 MINNIE, WALLACEBURG • $49,900 1.676 acres of vacant land with 109.15’ frontage. Large building lot. Call Kristen 519-784-7653.
Amber Pinsonneault* Patrick Pinsonneault** 519-784-5310 519-360-0141
SAT. NOVEMBER 9, 1-3PM 40 GOLDPARK • $298,000 AGENT: LISA ZIMMER Pride of ownership in this lovely 4br, 2.5 bath move in ready bi-level home. Call Lisa 519-365-7325.
83 VALENCIA $499,900
4+1br, 3.5 bath 2 storey approx 2273 sq ft. Construction now complete! Call David 519-350-1615.
7627 RIVERVIEW LINE $758,900
Quality custom built home on a beautiful river lot. Call Brian Peifer 519-436-2669.
9 RENFREW $238,888
Immaculate 4+1br, 2 bath bungalow with partially fenced back yard. Call Brian K 519-365-6090.
20 BARCLAY $475,000
3br, 2.5 bath brick bungalow with many updates backing onto the creek. Call Darren 226-627-8580.
52 HENRY O’WAY $549,900
1st time offered! 3+1br, 3 bath custom built brick ranch. Call Brian Peifer 519-436-2669.
37 HIDDEN VALLEY, BLENHEIM • $329,900
This 3+1br, 2 bath 3 level backsplit has an awesome layout & outstanding location. Call Penny 519-360-0315 or Elliot 519-358-8755
Marco was born and raised in the Chatham area. Marco’s passion for real estate came at a young age after seeing the power of home ownership and real estate investing of his own. Now dedicated to helping others realize the power of real estate, Marco invites all of his friends and family to contact him at 519-784-4348.
D L SO
New Listing Offer Pending
Cindy Weaver** 519-360-0628
Elliot Wilton* 519-358-8755
Penny Wilton** 519-360-0315
Lisa Zimmer* 519-365-7325
Marco Acampora* 519-784-4348
Kelly-Anne Appleton* 519-365-7155
Steve Carroll* 519-355-9774
Eric Fitzgerald* 519-436-4865
Stately Tudor style, 2.5 storey home with 2.98 acres of land including approx 2 ac’s of bush. Call Brian Peifer 519-436-2669.
Elizabeth Peifer* 519-436-8959
New Listing
Cell 519-436-2669
875 CHARING CROSS $579,900
New Listing
open house
Broker of Record
Royal LePage Peifer Realty is pleased to announce that Marco Acampora is the newest member of our Sales Team.
D L SO 24 NICHOLS, BLENHEIM $359,900
Brian Peifer
BLENHEIM OFFICE 42 Talbot St. W. 519-676-5444
Realtor On Duty Mon.-Fri. 9:00am-6:00pm; Sat. 9:00am-1:00pm
open house
PAGE 13
63 MCNAUGHTON, WALLACEBURG • $679,900 Car wash business, building and land! A business that offers good return. Call Lisa 519-365-7325.
49 GLENWOOD $249,900
2+1br, 1.5 storey home with fully finished basement on a 1/2 acre lot. Call Ghassan 519-355-8668 or Heather 519-355-8666.
Ronald Franko** 519-355-8181
Michael Gibbons* 519-365-5634
Darren Hart* 226-627-8580
Brian Keenan* 519-365-6090
New Listing
Deborah Rhodes* 519-401-5470
Offer Pending
David Smith* 519-350-1615
120 HARVEY $179,900 Duplex for sale in core area. Building consists of 1-1br apt and 1-3br apt. Call Steve 519-355-9774. Michael Smyth* 519-784-5470
Ron Smith* 519-360-7729
19 IRENE $394,900
3+1br, 3.5 bath 2 storey brick home with lots of updates on a beautifully landscaped lot. Pride of ownership here. Call June 519-358-5199.
Brandice Smith* 226-626-4838
Carson Warrener* 519-809-2856
Broker**
New Price 92 RANDOLF $249,900
Tastefully updated 3br, 1.5 bath 3 level side split beautifully landscaped. Call Eric 519-436-4865.
112 ST GEORGE $89,000
Commercial building lot with many permitted uses. Call Darren 226-627-8580.
242 PETER E, BOTHWELL • $179,000
Charming 3br, 1.5 storey home with some updates on a huge lot. Call Jackie 519-436-9030.
13119 LONGWOODS, THAMESVILLE • $279,900 2 separate comm buildings, 1 with retail & office, the other for auto body building repair & detailing. Call Brian Peifer 519-436-2669.
HORIZON LANE STARTING @ $349,900
16, 2br, 2 bath semi-detached bungalow homes & 2 detached homes under construction. Call Carson 519-809-2856.
Offer Pending 18 WILDROSE $274,000 Well updated 3+1br, 1.5 bath 4 level side split with beautiful fenced backyard. Call Patrick 519-360-0141.
Gwen Liberty* 519-784-3646
40 CENTRE $9 / SQ FT / MTH
237 QUEEN, WALL. $239,900
2, two br units. Great investment duplex on a double lot. Call Chris 519-350-1402.
6214 FANSHER $219,000
Charming 3br, 1.5 storey with lots of recent updates. Call Jackie 519-436-9030.
Executive office building for lease in central downtown. Call Sylvia 519355-8189.
V/L FRONT LINE, BLENHEIM • $79,900
Country living awaits! 1.38 ac residential building lot on a paved road. Call Kristen 519-784-7653.
8945 TALBOT TR, MERLIN • $85,000
1+ acre building lot backing onto large quarry pond. Call Carson 519-809-2856.
550 ROSS, ERIEAU $149,990
Great opportunity to own this cottage in Erieau. Being sold “as is” “where is”. Call Jackie 519-436-9030.
785 ST CLAIR LEASE $14.95/MTH + $13.50/MTH
Comm building for lease. Approx 5,000 sq ft on each floor, total 10,000 sq ft. Call Steve 519-3559774 or Brian Peifer 519-436-2669.
23 DUKE $79,900
1+1br, vinyl sided 1.5 storey home with fenced rear yard & shed. Call June 519-358-5199.
Wayne Liddy* 519-436-4810
Krista Mall* 519-365-7462
Sales Representative *