The Spirit Fall 2014

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The Spirit fall 2014

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Square Dancer Moves Forward and Back Into Home After Sandy Fred Ziegler — a living example of resiliency, resourcefulness and hope. The soft-spoken 78-year old resident of Point Pleasant Beach since 1949, has weathered many brutal coastal storms in his modest but well-maintained Cape just a few blocks from the beach. An unabashed “tinkerer,” the retired radio and electronics repairman had always been able to fix appliances that had been damaged by flood waters from storms. But Hurricane Sandy presented an entirely unprecedented set of challenges for Fred. Evacuated hours before Sandy hit, Fred was prepared to repair any damage to his “I was ready to home upon his return. just walk away A week or so later, when officials deemed from my home it safe for residents to and unsure where return to their homes, Fred was disheartened I would end up.” by what he found. In addition to structural damage to the first floor of his home and his modest greenhouse, fuel oil had leaked from an underground tank and blanketed his floor. Despite his efforts to remove the oil and fumes by cleaning and removing walls and flooring, he was unsuccessful.

s Tina Clarke, Case Manager with Catholic Charities’ Disaster

Response Program, sits with Fred Ziegler outside his home in Point Pleasant Beach.

help cutting through red tape With help from local officials, Fred completed a FEMA application and was temporarily housed in a trailer while repairs were made to his home. The months stretched on and one year after the storm, Fred was still unable to return home. A friend recommended that he contact Catholic Charities’ Disaster Response Program. After calling, he was assigned a case manager, Tina Clarke, who managed every aspect of his recovery and eventual return home. “She helped cut some of the red tape because it was getting very frustrating,” says Fred. “I was ready to just walk away from my home and unsure where I would end up.” Tina made sure Fred was provided adequate storage for his many collectibles while his home was being restored. An avid square dancer, Fred’s first concern continued on page 2

inside this issue:

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IRP SOUTH: BEST KEPT SECRET

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HELP FOR FOSTER CARE FAMILIES

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OCTOBER IS DV AWARENESS MONTH

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MEDI-COOL HELPS BEAT SUMMER HEAT


from the Executive Director

Our cover story about Fred Ziegler, the resourceful square dancer who with a little help was finally able to return to his home following Sandy’s devastation, piqued our Communications Manager, Lisa Thibault’s curiosity about his hobby. She did some research and found that the square dance is an American institution. It began in New England when the first settlers and the many immigrant groups that followed, brought with them their various national dances, now called folk dances, but which were the popular dances of the day in the countries of their origin. The settlers would gather in the community center on Saturday evenings and enjoy dancing their old-world

favorites. As communities grew and people of different backgrounds intermingled, so did their dances. You cannot square dance alone. Just as you cannot rebuild after a storm alone, recover from addiction, escape domestic violence or weather economic setbacks. We all need help from time to time. If you need help, visit catholiccharitiestrenton.org. If you are in a position to help by making a donation, contact Nancy Tompkins at ntompkins@cctrenton.org. If you would like to volunteer, contact Carol Spiker at cspiker@cctrenton.org. Warmly,

The Spirit is published quarterly by Catholic Charities, Diocese of Trenton, Central Administrative Services. 383 West State Street Trenton, NJ 08618 609-394-5181 Publisher: Marlene Laó-Collins Editor-in-Chief: Lisa Thibault Designer: Kim Giacobbe Contributing Writer: Alyssa Antonelli Photographers: Lisa Thibault, Kim Giacobbe, Kevin Still Printing: Garrison Printing Company, Pennsauken, NJ

Marlene Laó-Collins Executive Director

Some images used in this publication ©iStock.com.

Fred Ziegler story, continued from page 1 was getting all of his square dancing attire and records safely out of the house. He was also careful to save several plantings from his greenhouse, damaged by the seawater and by the demolition crews that accidentally shattered its plate glass windows. helping hands Volunteers from across the eastern seaboard travelled to Fred’s home to replace subflooring, dry wall and ceilings. Fred, a helping hand to so many of his friends, was uncomfortable asking for help. So he worked

alongside many of the volunteers to make repairs. One morning, he pulled up in front of his home expecting to put in a full day and was startled to find that they had already completed their work! When Tina let Fred know his home was ready for his return, he was overcome. “I have lived on this street since I was a boy,” he recalls. “Before my father bought this house in the early 1950s, we lived in an uninsulated shack at the end of the street. My father was a fisherman and since the shack was on the dock, it provided inexpensive housing close to his boat. It wasn’t easy, but we made the best of it.” Fred is back at home, making minor repairs and restoring order to his life. “When I get everything back the way I want it, I plan on hosting a big barbecue for everyone who helped me,” Fred promises. If they are lucky enough, his new friends might just learn something about square dancing too. for more information about the Disaster Response Program, call 1-800-652-2080 or contact Noelle Davies at ndavies@cctrenton.org.

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NJ Adoption Law Has Changed What birth parents need to know. New Jersey’s adoption law has changed with regard to adoptees’ access to full birth record information. In the future, the names of all birth parents who placed a child for adoption in New Jersey will be made available to adoptees upon request unless the birth parents file a form with the State indicating that they do not want contact with the child. Birth parents who were assured anonymity previously are able to request continued privacy but to do so, they must complete and submit a form with the State no later than December 31, 2016. As soon as more information is available and the State of New Jersey releases the necessary form(s), Catholic Dioceses statewide will post related information on their websites. In the meantime, here is what all birth parents should know: For adoptions finalized prior to August 1, 2015:

will be able to obtain an original birth certificate without involvement of the courts beginning January 1, 2017. n B irth parents have until December 31, 2016 to file a request with the State of New Jersey indicating that they want no contact with the child they gave to adoption. If a birth parent files such a request,

the State Registrar will redact the birth parent’s name from any documents provided to adoptees. If they fail to file such a form — their identity will be revealed to the adoptee upon request. n A ll birth parents who request redaction will be required to update medical history information every 10 years until the birth parent reaches the age of 40 and every five years thereafter. For adoptions finalized after August 1, 2015: n L ong-form

birth certificates will be available to adoptees without redaction of a birth parent’s name. n irth parents, who give a child to adoption after B August 1, 2015, will be able to file a form with the State indicating that they wish to have no contact with the adopted child or whether they are willing to have direct contact or contact through an intermediary. In all cases, in the future, birth parents will need to file with the State information about their medical history.

n A doptees

As noted above, information on how birth parents should request continued privacy is not yet available from the State. As soon as the State releases the information, all Catholic Dioceses in New Jersey will post that information on their websites.

Spreading the Word Staff interact with more than 2,500 at local music festival. For the second year in a row, staff from several Catholic Charities’ programs, including Mercer and Ocean Community Services, Behavioral Health Services IRP South and External Affairs, manned our booth at WXPN’s XPoNential Festival held in July. In addition to spreading the word about the services Catholic Charities provides, volunteers handed out rain ponchos to concert goers. One family who attended the festival in 2013 stopped by the booth to thank us for helping

the entire family “weather the storm” last year during a torrential downpour. A woman who works for the courts said she knew of Catholic Charities very well as we help many of the clients she deals with. “When all else fails, you guys are always there to help those in need,” she said. Another woman stopped by with her adult children to thank us for helping her during a tough time in her life many years ago. She then turned to her kids and told them that we were the reason they had

food on the table when they were younger. “I will always be grateful for that help,” she said. The Spirit — Fall 2014

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news from behavioral health services

seeking new sources of support A team of Catholic Charities staff has been meeting to research and identify new ways to generate financial support for agency programs. This fall, the team will pilot a fundraising project utilizing crowdfunding. Crowdfunding is the practice of funding a project or venture by raising many small amounts of money from a large number of people, typically via the Internet. The pilot campaign will benefit Behavioral Health Services’ New Choices program. New Choices is a substance dependence recovery program for youth ages 12 to 17 in Mercer County. Among its many services, day trips are offered as a means to both incentivize and reward clients who achieve their program goals. Many of those enrolled in New Choices have never traveled beyond the Trenton area and these short trips open up new horizons for them and help the adolescents expand their perspectives. The crowdfunding team is currently producing a short video about New Choices, compiling client stories and assembling a photo gallery to inspire people to donate to the program’s trip fund. Check our website and social media for updates on the crowdfunding campaign and learn how you can participate.

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s IRP South staff include: Heather Alexander and Adam Davidson (at left) and Kara

Rusanova, Mario Fanfarillo, Jeanne Echols, Gina Harrigan and Angela Palladino (at right).

Catholic Charities’ Best Kept Secret Dedicated staff at IRP South in Camden, Gloucester and Salem counties provide care to those with severe mental illness. Just outside the “Blueberry Capital of the World” in Winslow Township, resides Catholic Charities’ Intensive Residential Program (IRP) South. The program provides services that promote wellness, recovery, community integration and a sense of belonging to consumers with severe mental illness who have recently been discharged from Ancora Psychiatric Hospital. IRP South consists of six group homes in Winslow Township, Camden County and one house in Salem County, each staffed 24/7. Staff work to assist consumers in gaining the life skills necessary to move to a less restrictive environment and — when possible — to total independent living. Most consumers spend an average of two to five years with the program, but a few have been in residence since the program started in 1994. IRP South is well respected by those who refer to the program. “They know our staff can handle the most difficult cases and that we make a difference in people’s lives,” says Program Director Angela Palladino, MS.

As a part of IRP South, Catholic Charities also operates a Partial Care Program in Gloucester County. The program provides treatment and psychiatric rehabilitation to residents of IRP South as well as community members at large. Offering a wide range of intensive services to those who require support and structured programming, the program provides treatment, counseling, case management and employs the use of group therapies, such as a creative arts group, a vocational/work group and groups that specifically deal with substance abuse and addiction. Heather Alexander, LAC, a clinician with the Partial Care Program, says the staff at IRP South are good at finding positives even in the most challenging of situations. She notes that even the small victories — like a consumer who never spoke saying hello to you or participating in group for the first time — can be huge.

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for more information about IRP South, call 609-561-7670.


news from children & family services

IHFC: The Extra Step in Helping Foster Families When thinking of foster care, it is thought that help starts with removing a child from an abusive or neglectful situation and ends with placing that child in a foster home. However, some children come from homes that exposed them to physical, emotional or sexual abuse and they do not always receive the help they need after placement. That is where Catholic Charities’ In-Home Foster Care Program (IHFC) steps in. Following foster home placement, IHFC staff help smooth the transition between homes while also targeting trauma-related needs. This program focuses on the child’s well-being and proper adjustment and also helps break the cycle of abuse by informing and training foster parents. If the child displays behavioral, school-related or emotional problems, IHFC staff step in to show foster parents how to properly deal with these issues while simultaneously counseling the child to better deal with the underlying problems. IHFC Program Director, Jennifer Mellor, MSW, LCSW, and Program Supervisor, Cheryl Cifelli, MSW, LCSW, work hard to create new family dynamics that work after the foster care placements in Mercer County. “IHFC works because foster parents and children both get exposure to therapeutic and

s From left to right: IHFC staff Cheryl Cifelli, Shauna McMunn,

Jennifer Mellor, Philip Hickey and Amelia Gallagher.

relationship help through group and individual sessions,” says Mellor. “There is isolation in placing a child with foster parents and it’s often unrealistic to expect them to regularly attend therapy sessions at a program office, so our staff go into the home to help impact the entire environment for the betterment of both child and foster parent,” she says. IHFC receives referrals from the Division of Children and Families through the Department of Child Protection and Permanency and works on a case by case basis. By tailoring their course of action to better meet each individual child and foster family’s needs, IHFC sees more successful placements. The program also aids in reunification of biological parents with the child to make sure the cycle of abuse ends in these homes as well. IHFC employs the latest traumainformed practices to help all foster and reunified families become stronger and healthier.

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for more information about IHFC, contact Jennifer Mellor at 609-396-4557 x2129.

fernbrook farm provides camp experience to el centro children Many thanks to Fernbrook Farms Environmental Education Center in Chesterfield for providing scholarships to some of the children in Catholic Charities’ El Centro program. In July, the kids took part in a weeklong summer day camp that provided not only adventures on the farm, but also helped to broaden their world and connection to nature. Special thanks to counselors Allison and Brian (pictured with the children at right), who helped make the camp experience extra special. The Spirit — Fall 2014

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news from PROVIDENCE hOUSE DOMESTIC VIOLENCE SERVICES

“Days of Caring” Continue During Summer Months Staff from the Ocean County Foot and Ankle Surgical Associates, P.C. of Toms River (pictured left) came out to Providence House’s Outreach Center in Whiting as part of the United Way of Ocean County’s “Day of Action.” The team not only worked hard to give the outside of our building a complete make-over, they also donated the flowers and mulch to make it possible. Also, additional thanks to General Landscaping and Garden Center of Whiting for donating the additional mulch needed to complete the project. The "Beneficial Blue-Gooders" of Beneficial Bank of Philadelphia (pictured center) participated in a United Way “Day of Caring'' at the Burlington County safe house. Staff helped organize and clean the donation shed in the back yard and organized donations in the attic.

TD Bank's Women Leadership in Technology Team (pictured right) participated in three days of caring at the Burlington County safe house. More than 20 women worked on multiple projects over the course of the three days including rejuvenating the garden and donating garden tools that will allow the clients and their children to garden. The team also painted several bathrooms and bedrooms, donating all the paint and supplies, and took on several organization projects. Lastly, the team donated plastic bins and food to fill the food pantry.

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To learn more about participating in a Day of Caring at Providence House, contact Marcia Fishkin at 856-824-0599, or mfishkin@cctrenton.org.

October is Domestic Violence Awareness Month Celebration of Survivors October 2, 2014 at 7 PM Toms River Presbyterian Church, Toms River October 28, 2014 at 6:30 PM Location to be determined

Honors all who are affected by domestic violence — from clients who have worked to transition from the role of victim to survivor, to those who have lost their lives at the hands of someone who claimed to love them. Silent Witness Ceremony October 3, 2014 at 2 PM Burlington County College, Mt. Holly October 17, 2014 at 10 AM Ocean County Mall, Toms River (center court)

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Commemorates residents who were murdered in acts of domestic violence and the law enforcement officers whose lives ended on duty while responding to domestic violence incidents. 20th Annual Taste of Burlington County October 8, 2014 — 6 to 9:30 PM The Merion, Cinnaminson

Providence House relies heavily on this annual fundraiser to close the financial gap between increasing service demands and less funding. Features samplings from over 20 local restaurants, a gift auction and 50/50 raffles (see back cover for additional information).


thanksgiving food drive Providence House is currently accepting non-perishable food items and gift cards in both Burlington and Ocean counties for its annual Thanksgiving Food Drive. Supplies are needed to help provide meals to families living in both county emergency safe houses. Donations must be dropped off no later than November 18 to allow enough time to distribute to the families in need. For a complete list of items needed, or for more information, contact the program in the county you wish to donate. Burlington County: Outreach Counseling Center 950A Chester Avenue, Suite 20, Delran 856-824-0599 (drop off Monday through Friday, between 9 AM and 4 PM) Ocean County: Outreach Counseling Center 88 Schoolhouse Road, Suite 1, Whiting 732-350-2120 (drop off Monday through Friday, between 9 AM and 4 PM)

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Last year, Providence House volunteers prepared bags of food for distribution at Thanksgiving.

Lumberton’s 3rd Annual Domestic Violence Awareness Walk October 11, 2014 — 10 AM to Noon Lumberton Township Municipal Building $30 donation per person

All proceeds benefit Providence House Domestic Violence Services. Holiday Shoppe Preview October 29, 2014 — 5 to 7:30 PM Opdyke Furniture, Point Pleasant Beach $12 donation per person

All proceeds benefit Providence House Domestic Violence Services.

Photo courtesy of Fred Fishkin Photography.

14th Annual Gift Auction Raises $63,000 Providence House Domestic Violence Services (PHDVS) is excited to announce that the 14th Annual Gift Auction — held in June at Georgian Court University — raised $63,000! Funds raised at this annual event support PHDVS’ free and confidential services in Ocean County. The event — which featured 400+ gifts, door prizes and multiple raffles — was attended by more than 650 people. PHDVS is grateful for the support of its sponsors, gift basket donors, volunteers and event attendees. Pictured above: Former Ocean County Board Chair Dave Heskin tries out a hammock donated by the board for the Gift Auction.

partner in peace golf outing raises more than $10,000 The Oceanaire Women’s Association and Greenbriar Oceanaire Men’s Club in Waretown held a Golf Outing in June to benefit Providence House Domestic Violence Services. This amazing ‘Partner in Peace’ fundraiser raised over $10,000 to benefit PHDVS. Special thanks to Berti Avery, Bonnie Morris and the entire executive board of the Oceanaire Women’s Association, the event sponsors, golfers along with the businesses and individuals that donated gifts for the auction and raffle portion of the event. The Spirit — Fall 2014

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news from COMMUNITY sERVICES

Just Chillin’ Local business owner helps Community Services beat the heat this summer. Will Nance provided the space for storage and helped distribute the units. s

Seniors, low-income and disabled Mercer County residents received help beating the heat this summer through the Medi-Cool program administered by Rise, a Community Services Partnership of Hightstown and Catholic Charities. The program is funded through the Mercer County Department of Human Services Office on Aging and air conditioning units were made available to those who completed a screening process for eligibility. For the third year, Will Nance, owner of Will & Sons Construction, provided a warehouse for the storage and distribution of the

150 air conditioning units at no charge to Catholic Charities. “I know it’s a good cause and I’m happy to do whatever I can to help out Catholic Charities and give back to the community,” says Nance. When he learned Catholic Charities needed help carrying out the units to individuals’ cars, Nance didn’t hesitate to volunteer, giving up

an entire work day, lugging the units up and down George Street. And he did it all with a smile.

glad you’re my dad! Burlington Community Services held a Father’s Day Essay Contest for area children, seeking entries that explained why the writer appreciated his/her dad. The program had received donations of new tool sets and hair trimmers and thought this would be a nice way to distribute them. Pictured are essay contest winners: Lalayla and Samarah Schwaeble (left) and Aiyana Ray and her mother (right).

A PEAC Experience The Pennington-Ewing Athletic Club (PEAC) continued to be a great support through their annual drive this summer, started by the club’s Marketing Coordinator Christine Tentilucci, for Community Services’ “Hunger Doesn’t Go On Vacation” campaign. In August, Community Services’ staff filled a van with groceries donated by PEAC members to fill the shelves of the Mercer food pantry. s

PEAC Group Exercise Director Laurel Reid helps Community Services’ Lisa Brogan load the van with nutritious items for the food pantry.

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No Age Limit on Making a Difference When asked about coping with the challenges of aging, the late actress Audrey Hepburn observed, “As you grow older, you will discover that you have two hands, one for helping yourself, the other for helping others.” Volunteers for the Fix-It program in Ocean County couldn’t agree more. Many Fix It volunteers are in their 70s and 80s and most of their work is in the senior communities of Toms River, Manchester and Berkeley. FixIt Coordinator Tom Connors was recently featured in an article in the Manchester Times and summarized the program’s activity, “In 2013, we serviced 500 households — representing more than 800 hours.” Many of the projects are small, such as changing a light bulb or smoke detector batteries. Fix It client, Marie Costaglia, also featured in the article, said “Every now and then, I need help. I’m holding my own, but Fix It volunteers are helping.” Fix It, run by Catholic Charities, receives funding from the Ocean County Office of Senior Services. It is an enormously popular program and according to Connors, “We could do even more if we had more volunteers.”

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for more information about becoming a Fix It volunteer, call Tom Connors at 732-363-5322 x3234.

Bristol-myers squibB awards $10K Grant to Mercer food pantry Bristol-Myers Squibb has generously awarded a $10,000 grant to support the food pantry of Catholic Charities’ Community Services program at 132 North Warren Street in Trenton. “This grant will enable us to continue to reduce hunger and food insecurity in Mercer County and we are especially grateful because this is the third consecutive year that Bristol-Myers Squibb has supported our efforts,” observed Jackie Edwards, Community Services Director.

lockheed martin continues support Lockheed Martin again showed their support to Catholic Charities by holding a “Project Menu” food drive. In addition to the food collection, employees also gave $3,625 which was donated to the food pantry at Burlington Community Services. s

Community Services’ Barbara Clancey and Burlington County Board Member Deacon Jim Casa accept the generous donation.

THANKSGIVING FOOD DRIVE Community Services will hold its annual drive for Thanksgiving food to help local families. For a complete list of items needed, or for more information, contact the program in the county you wish to donate. Donations of food items and/or gift cards can be dropped off at any of the four following locations until November 15. Burlington County 801 Burlington Avenue, Delanco 856-764-6940 x6111 (drop off Monday through Friday, between 9 AM and noon or 1 and 4 PM) Mercer County 132 N. Warren Street, Trenton 609-394-8847 (drop off Monday through Friday, between 1 and 3 PM) Monmouth County Linkages 4261 Route 33, Tinton Falls 732-922-0400 (drop off Monday through Friday, between 9 AM and 4 PM) Ocean County 200 Monmouth Avenue, Lakewood 732-363-5322 (drop off Monday through Friday, between 9 AM and 4 PM) The Spirit — Fall 2014

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25th Annual DONATE Guardian Angel Dinner Dance

NOW

to support children & families in need

1,500 $ 1,000 $ 500 $ 250 $ 150 $ 100 $

Keeps a family of four in their home for a month

Saturday, September 27, 2014 Hyatt Regency Princeton

The Guardian Angel Dinner Dance — Catholic Charities’ major annual fundraiser — features dinner, dancing, a super 50/50 raffle and silent auction prizes. Highlights of the auction include a:

Provides 10 counseling sessions for a child who has been abused

One-Week Stay at a Vail, Colorado Vacation Home Round of Golf at Trump National Golf Club

Assists a struggling family with paying utilities for a month Provides shelter for three nights for a mother and her child Feeds a family of four for a week Buys diapers for a month for a mother in need

thank you for helping to make a difference for the poor and the struggling in our community!

Waterfront Getaway at Manasquan Inlet This year’s event will also feature a “Donate Now” campaign, offering attendees an additional way to give funds to benefit Catholic Charities’ programs that support children and families in need. Look for signs (like the one featured at left) and collection boxes the night of the event throughout the venue. For more information on event tickets or sponsorship, contact Jennifer Leip at 609-394-5181 x1137, or jleip@cctrenton.org.

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Now is the Time to Give Through a Charitable Remainder Trust This year we have seen U.S. equity markets continue to reach all-time highs, and real estate values have improved in many parts of the country. That is great news for those of you who have invested wisely for retirement. Or is it? The capital gains tax can take up to 20 percent of your assets. As a result, you may hesitate to sell your long-term appreciated assets because you want to avoid capital gains tax, even if you would like to generate income for retirement. Fortunately, there is a smart way to increase your income while supporting a cause you care about. When you transfer assets to a charitable remainder trust, 100 percent of the proceeds can be reinvested to support your loved ones and our mission. By transferring assets to the trust, in return you will receive income for yourself and/or your chosen beneficiaries for life or a period of up to 20 years.

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The income amount may be greater than what the assets currently yield. Many donors choose a rate between five and seven percent. At the end of the trust term, the remaining balance goes to us. You can choose from two basic types of charitable remainder trusts. Use the chart at right to help you determine which one fits your needs.

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For more information on charitable remainder trusts, contact Nancy Tompkins at 609-394-5181 x1161, or ntompkins@cctrenton.org.


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From left to right: Marcia Fishkin from Providence House with Burlington County Board Members Mae Heminway, Mary Ann Saville and Chair Wally Loza.

Burlington county Board Update Members of the Burlington County Board of Catholic Charities recently collected bath towels for safe house residents of Providence House. The Board presented an assortment of bath towels and laundry baskets to Providence House staff at their July meeting. In addition, the Board continues to work towards raising funds to help with upcoming needs during the holiday season for all of its county programs.

Monmouth County Board of Catholic Charities Presents

Oktoberfest

friday, october 3, 2014 6 to 10 PM Spring Lake Tap House 810 Highway 71 Spring Lake Heights, NJ

Complimentary Beer & Wine Oktoberfest-Themed Menu Live Music

50/50 RAFFL E GIFT AUCT ION

Mercer county Board Update

Valet Parking

Save the Date — Friday, October 17! The Mercer County Board of Catholic Charities will host a Pocketbook Bingo fundraising event at Our Lady of Sorrows Parish in Hamilton. Details to follow.

General Admission: $75 At the door: $85

The Board also recently held a back-to-school drive for Mercer Community Services and donated gift cards to graduates of the New Choices program in the summer.

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For more information on any County Board event or to join one of the County Boards, contact Nancy Tompkins at 609-394-5181 x1161, or ntompkins@cctrenton.org.

Tickets and sponsorships available online at: www.catholiccharitiestrenton.org/ monmouth Or, contact Sue Medlin at: 732-747-9660 x7100, or smedlin@cctrenton.org

Unitrust or Annuity Trust: Which Is Best for You? GIFT PLAN

DEFINITION

DONOR PROFILE

BENEFITS

FUNDING

Charitable Remainder Annuity Trust

A trust from which you receive fixed income for life or a term of years

Best for those older than 70 seeking to make a substantial gift and receive a higher income for a short period of time

n Fixed income n Income tax deduction n No up-front capital gains tax on transfer of assets n Significant gift to us in the future

With cash or securities, typically $100,000 or more

Charitable Remainder Unitrust

A trust from which you receive variable income (based on the trust’s value each year) for life or a term of years

Best for those older than 55 seeking to make a substantial gift

n Variable income n Income tax deduction n No up-front capital gains tax on transfer of assets n Allows additional gifts n Significant gift to us in the future

With cash, securities or other assets, typically $100,000 or more

The Spirit — Fall 2014

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383 West State St. P.O. Box 1423 Trenton, NJ 08607-1423

benefiting providence house domestic violence services

20th annual

TastE of Burlington County Wednesday, October 8, 2014 6 to 9:30 PM

For tickets or event information, contact Marcia Fishkin at 856-824-0599, or mfishkin@cctrenton.org

We appreciate the following participating restaurants: b.good

Don Pablo’s

The Breakfast Nook

The Merion 1301 Route 130, Cinnaminson, NJ

Burlington County Special Services

Dooney’s Irish Pub

The Madison

Friendly’s of Cinnaminson

The Merion

Casamari Italian Traditions

Georgetti’s

The Pie Lady

Featuring more than 20 restaurants, gift basket auction, 50/50 raffle and much more!

Cathy’s Catering

Holiday Ice Cream and Café Throwbacks Bar and Grill

Chili’s

Milanese Pizza of Riverton

Villa Mannino

Columbus Cupcakery

Recovery Sports Grill

Whistler’s Inn

Tickets are $55 each. Reserved tables are available for groups of 10.

Cracker Barrel of Mt. Laurel


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