Caring Options Volume 3 Edition1

A free publication brought to you by Caring Senior Service

FOCUS ON: Elder Law

Volume 3 Edition 1

Paying for Long-Term Health Care Did you know that by some estimates, almost 70 percent of Americans could one day require some type of long-term health care? And, of this seventy percent, you have to wonder how many of them will be prepared to take on the costs associated with their care. For instance, nursing home care can cost more than $6,500 per month; assisted living care more than $3,100 per month; and even private home care services can cost more than $20 per hour. While these prices may vary some from state to state, there is nowhere in the nation where long-term health care comes cheap.

Medicare Does Not Cover Long-Term Health Care One of the biggest misconceptions people have about long-term health care is that Medicare will cover their expenses in the event that they require such care.

The truth is, however, that Medicare will only pay for a maximum of 100 days in a skilled nursing facility, and it is highly unlikely that it will approve coverage for even this many days. Depending on your particular circumstances, you will probably have to pay for longterm health care in one of three ways: 1. Pay for your long-term health care out-of-pocket.

2. Purchase long-term health care insurance.

3. Apply for long-term care coverage through your state’s Medicaid program.

Paying out-of-pocket for long-term health care may work for those with means, but many people simply cannot afford this option – particularly married couples with a well spouse to consider. Likewise, longterm health care insurance may work for those with the foresight to obtain coverage while they are young and healthy, but insurance policies of this type are hard to obtain if you already need health care. This leaves the option of obtaining coverage through your state’s Medicaid program.

Your State Medicaid Program May Provide a Solution Each state has its own Medicaid program, so the precise rules surrounding long-term health care coverage varies by state. Regardless of where you live, there are certain federal guidelines to which your state’s Medicaid program must adhere. Most importantly are the eligibility requirements, which, for 2010, require participating states to offer financial eligibility to single applicants with monthly income of less than $2,022 and resources totaling less than $2,000; and to married applicants with monthly income less than $4,044 and resources totaling less than $3,000. In other words, so long as you pass the medical requirements, you would qualify for long-term health care coverage through your state’s Medicaid program if you satisfy the above-mentioned financial requirements.

Medicaid Covers a Continuum of Care Another common misconception about long-term health care coverage is that Medicaid only covers care in a skilled nursing facility. While it is true that Medicaid covers this type of care, Medicaid programs are set up in most states to cover a continuum of care.

So depending on what state you live in, your Medicaid program may offer coverage for not only care in a skilled nursing facility, but also services ranging from full-time care in an assisted living facility to intermittent home health care.

While no two states have precisely the same Medicaid policies and regulations, it is safe to say that applying for long-term health care coverage tends to be complicated. In fact, in some states, the denial rate is more than 70 percent for first-time Medicaid applicants. In this environment, it is important to make long-term health care considerations well before a medical emergency strikes. By preparing early, you may obtain peace of mind that care will be available when you need it.

The Elder law department at JacksonWhite provides a variety of elder legal services for the aging adult. For additional elder law information on these or other subjects visit www.jacksonwhitelaw.com Athens, AL (256) 206-7002

Galesburg, IL (309) 228-4222

Dayton, OH (937) 886-4284

Austin, TX (512) 310-2273

Houston, TX (281) 893-6699

Odessa, TX (432) 580-6523

Decatur, AL (256) 274-4201

Mansfield, MA (508) 946-3306

Chattanooga, TN (423) 826-0266

Corpus Christi, TX (361) 883-9494

Kerrville, TX (830) 895-3111

Plano, TX (972) 268-6389

Huntsville, AL (256) 278-4046

Park Ridge, NJ (201) 930-8888

Jenkintown, PA (267) 744-4173

El Paso, TX (915) 843-1119

McAllen, TX (956) 687-9494

San Antonio, TX (210) 227-9494

Phoenix, AZ (602) 944-0100

Raleigh, NC (919) 386-0522

Nashville, TN (615) 724-1488

Fort Worth, TX (817) 210-4778

Midland, TX (432) 897-1432

Victoria, TX (361) 575-1117

Scottsdale, AZ (480) 342-9985

Canton, OH (330) 754-0133

Amarillo, TX (806) 223-0132

Georgetown, TX (512) 686-0939

New Braunfels, TX (830) 629-0509

The New Age of Caregiving

Advanced technologies allow for a simpler way to provide long-distance care

Bob

Woodard

Leaving a life trail 107 years long - Pg 6

Pathfinder: Do you know someone who is AT RISK for

injuries and accidents in their own home?

SafteyCare’s EMT Link is the product for you!

With just the simple push of a button on a pendant or wrist band of an EMT Link system, users can easily signal for emergency help at home when a caregiver is not present. A certified EMT will answer the call and dispatch help immediately.

Order your EMT Link system today!

Call 1-888-280-7397

The goal with SafetyCare is to live independently, safer, and longer. To accomplish this goal, we built a world class central station and are being monitored by certified EMTs around the clock. We developed the most reliable and advanced Personal Emergency Response System and monitoring service.

Through our technology, SafetyCare is just a push of a button away.

Bob Woodard reflects on 107 years of perpetual change Do not follow where the path may lead.

Go instead where there is no path and leave a trail.

- Ralph Waldo Emerson

In 1914 in Raleigh, North Carolina there were very few roads making it a necessity to “go instead where there is no path.” Born in 1903, Bob Woodard, the 107-year-old client of Caring Senior Service of Raleigh recalls that at the age of 11, “if there wasn’t a road, you just made one. That was a Model “T” Ford.” Not only did he make his own roads, he has left quite a trail as well.

During the early years, Bob recalls watching in real-time the “roads” turn from nothing into a dirt track, to gravel, then pavement and then highway.

As a farmer in his early years, such perpetual change that he was a witness to led him into the service station business.

Woodard’s service station provided him a unique front-row seat watching history take shape through the evolution of the automobile. The station did robust business as technology grew, roads expanded and improved, and the car became ubiquitous. “We had to always keep up with technology, because it was always changing,” he says. “In my time, the biggest single change was the automatic transmission. That really made it big after World War II.”

Bob Woodard has enjoyed care from Caring Senior Service of Raleigh in North Carolina. The care provided by Kevin Corrigan, franchise owner of Caring Senior Service of Raleigh, and his staff has given Bob and his family the control to remain at home with the services he deserves.

His service station was located in Cary, North Carolina, which today is a suburb of Raleigh with a population of over 100,000. Back then it was “just a stop hole with one dry-goods store,” as he recalled. “Raleigh was small too [and] after World War II it really took off,” he says. Mr. Woodard became knowledgeable of the area so after 40 years he sold his service station and went into realty. “I sold most of Raleigh,” he says with a chuckle.

While leaving his trail as a business man, Bob also found joy in community service, baseball and fishing.

He founded a community service club called, “West Raleigh Exchange Club.” He said he held every office in the club, but stepped aside when age-related health issues surfaced.

Baseball is his game. He keeps his collection of signed baseballs on the wall, which includes his favorite one signed by Braves’ manager Bobby Cox. He rarely misses an Atlanta Braves game and when asked what his leastfavorite team was, he politely says

he especially dislikes when the Braves fall to the New York Yankees. Additionally, for years he threw out the first pitch for the local Little League season. After his hip forced him to retire, the league named their field “Woodard Field.”

When his wife Mary passed in 1978, Mr. Woodard remained close to his daughters and his four grandchildren.

He remains fundamentally consistent going as far as never deviating from his breakfast routine: “One or two eggs, bacon, sausage, toast, orange juice and coffee. It is my favorite meal.

I never miss it.” Bob Woodard embodies Emerson’s poem in each aspect; he has gone instead where there was no path and left quite a trail.

Bob Woodard passed away on March 10, 2011, just as this magazine arrived at the printer. Caring Senior Service chose to continue with the publishing of the article to honor Bob and tell his story. We are honored to have helped him.

Volume 3 2 Edition 1|Caring 2|Caring Options­­ 11

caringhealth

caringoutlook

Stay

ACTIVE to fight Alzheimer’s

technology in caregiving Families often find that without as-

of an emergency, the Emergency

sistance, care giving is challenging.

Medical Services. Another interest-

While our company has long provid-

ing product is myremcare, an online

ed support by providing quality care-

portal that links clients, families,

givers, today’s technology has been

and care providers. This service al-

of Caring Senior Service, a

instrumental in the process. This is-

lows for regular updates by the care

trusted homecare choice

sue of Caring Options highlights hi-

staff which can be reviewed and

offering services, educa-

tech tools and equipments that can

monitored by selected family mem-

tion and safety care prod-

help you in many ways.

bers. This fosters regular communi-

Jeff Salter Jeff is the CEO and founder

“. . .even healthy adults may help proA new study by members of the Radiological society of North America suggests that walking about fives miles a

tect against brain illness by walking about six miles a week.”

make aging in place their

cation and connection between all We believe that a combination of

those involved in the care in a way

valuable information for

today’s technology and caregivers

previously improbable.

senior adults and their fami-

can help our clients remain inde-

lies visit Jeff’s blog at

pendent in their own home and

I hope you enjoy this edition of Car-

caringseniorservice.com/

avoid the trauma of relocation. Ad-

ing Options and discover ways that

ditionally, this can provide families

can alleviate your challenges in

Suggested low impact exercises:

with the much coveted peace of

caregiving.

Physical activity improves blood flow to the brain, changes neu-

• Running in place

mind. For instance, to compliment

rotransmitters, and improves cardiac function. It lessens the risk

• Walking

daytime aid, a medical alert device

of obesity, lowers your blood pressure, improves insulin resis-

• Jogging up and down stairs

can be installed to ensure that help

tance and lowers the risk of diabetes, All of these things are risk

• Riding an exercise bike

factors for Alzheimer’s disease.

• Using a treadmill

is just a phone call away. With our

first option. To read more

week may help slow progression of cognitive illness among seniors already suffering from mild forms of cognitive impairment or Alzheimer’s disease.

Results of the study also found that even healthy adults may help

For Alzheimer’s prevention any type of exercise that raises your heart rate is recommended.

Start slowly with 10-15 minute sessions and build to full 30 min intervals, 3 times a week.

protect against brain illness by walking about six miles a week.

Walking, in particular, is a very effective form of exercise and one that people of all ages can participate in. With your physician’s advice and supervision, develop an exercise routine that incorporates walking.

10

ucts that allow seniors to

Caring Options­­|Volume 3 Edition 1

Please check with your physician regarding your fitness level and ask how fitness can improve your lifestyle.

caringviews

SafetyCare device, our clients can summon assistance from trained EMS technicians that can triage the situation and accelerate help through our staff or in the event

How Can We Help You? Our goal is to provide the information that can help you make the best possible decision about personal assistance services for your family. Let us know what topics you’d like us to cover, what we can do better and what you wish we had more of by sending an email to cssmarketing@caringinc.com

Volume 3 Edition 1|Caring Options­­

3

Transition Services make a HUGE difference

The transition from hospital to home can be quite challenging for families. In many of today’s situations, families are out of town and time off is usually used up during the hospital stay. The situation is often complex due to the new medical situation with a new diagnosis or even a new procedure.

Most families give a lot of thought to getting Mom out of the hospital, but not as much to what the new situation at home will be. Add to the mix, how is mom going to get a good meal every night, how is Mom going to remember all the new meds or how is Mom going to get to her follow up appointments, and you have a full plate.

Transition services from homecare companies help families in this situation. These services help organize the entire process - from getting the home ready for the return, going to the pharmacy to fill the new meds to making sure someone is with Mom for the first few days at home or until she recovers.

Trained and experienced staff is vital to the transition from hospital to home. A visit to the hospital prior to discharge and the creation of a complete transition plan combined with professional recommendations based on a care consultation are necessary to provide quality care. Caregivers can make the home ready prior to return, come to the hospital to help during discharge, provide transportation to home, and stay at the home as long as needed. The goal is to make the transition as comfortable as possible. Change is good, when you are in control.

4

Caring Options­­|Volume 3 Edition 1

caringgardens Plant pots come in a variety of shapes, sizes, and materials. From simple plastic pots to attractive clay creations, the plant pot selection available is limitless. When selecting plant pots begin to explore ways to paint them, creating fun ways to display your plants and flowers. Painted plant pots brighten up balconies, windowsills or even your back porch. The pots hold up well for years with only minimal fading, even outdoors.

Painted plant pots can serve many purposes. Not only do they provide a base for your flowers or plants, they add a sense of design and decor to your home. Whether they are used inside or outside on a porch or potted garden, they add both color and functionality at the same time.

PAINTING TIPS: Wash and Prepare your pots.

Clean all the soil and mineral deposits from your pots. Sand off any bumpy parts on your pot, using sand paper.

Base Coat

Select a base coat color and begin painting. Allow each coat of paint to dry before applying another color.

Decorate

Decorate the pot to your taste. Acryllic paint dries quickly and you can apply many layers in a short period of time.

Dry and Sealant

When complete, let your painted pot dry completely.

Depending on the kind of paint used, apply a sealant over the completed pot.

Painting plant pottery is also very easy and people of all ages can benefit from it. This activity will stimulate creativity, work out fine motor skills, and beautify a living space. It can also be a very inexpensive way to dress up the garden as well as a thoughtful way to personalize a plant gift.

For more information on gardening, check out Caring Gardens online at CaringSeniorService.com.

Every month we will feature a different potted plant with care instructions, indoor and patio gardening tips from Shades of Green Nursery, as well as suggested books on easy-to-maintain gardening you can share with your loved ones.

Painting plant pottery is also very easy and people of all ages can benefit from it.

caringgardens

Senior Safety While Social Networking Online social networking is becoming more popular among seniors because it helps them stay connected to friends and family. The elderly have started to find peace, strength, and solace in using online networking sites and social hubs as means of staying in touch with friends and loved ones besides the telephone or actual visits. They’re creating their own blogs and more often, share photos, videos, and status updates by joining Facebook, LinkedIn, and Twitter. This growing trend is exciting. However, everyone, elderly or not, need to be careful not to fall prey to tricks and scams conducted by unscrupulous online people, just as you exercise caution and awareness to keep safe in your physical environment. Here are some important things to do and remember to stay safe:

Keep your Garden Exciting Just when you think your potted garden may be getting boring, you can spice it up with bold pots. Decorative pots can be used in any garden to add another design element to your Visit Caring Online

overall garden look.

CaringSeniorService.com For more information or to schedule a Client Care Consultation > Contact your local Caring office > Visit caringseniorservice.com

Gardeners have very different styles when it comes to their approach on a garden design. Some may choose for a more contemporary style pot, while others stick with the traditional look of terracotta. However, with the simple use of paint, you can add depth, texture, and color to enrich the look.

8

Caring Options­­|Volume 3 Edition 1

1. Get to know the privacy settings of social networking sites you participate in and restrict the people who can see your information.

2. Don’t post information or photos that you wouldn’t want shared with the world. Even if you intend for only a select group to see a post, someone in your network might pass something along that you would rather keep private.

3. Verify the identity of the person who wants to be your “friend” and be discriminate about granting access to your information.

4. Hackers can set up a fake account or even take over the account of someone you know. If you are in doubt that an e-mail or post is really from a person you know, pick up the phone, and verify it.

5. Never respond to a request for money from someone claiming to be a friend or a stranger in need. Scammers can pretend to be someone you know or may create a false identity to appeal to your sympathy.

6. Be cautious clicking on links, even from friends. If you click on a link that asks you to download a “viewer” or other software, don’t!

7. Use hard-to-hack passwords. Don’t select your birthday, your pet’s name, or anything else that could be easily guessed.

8. The creators of viruses and other malware (malicious software) are constantly refining their attacks, so be sure to install anti-virus software and keep it up-to-date.

Lifestyle Makeover Diaries “Without her, I would not have survived.

She is my advocate. ”

Larry Rubin has experienced many life changes since he suffered a stroke in June 2010. Yet his determination to regain as much independence as possible has not faltered. The Caring Senior Service team of Mansfield, MA has helped Larry with his daily activities and has worked diligently to engage him in rehabilitation therapies. Larry’s primary caregiver, Marianne, has allowed him to regain a sense of

confidence in living on his own by assisting in a variety of changes to his home and by acting as his advocate as he navigates the health care system. According to Larry, “I am getting better because of Marianne. Without her, I would not have survived. She is my advocate.” Larry is confident that, with the help of Caring Senior Service, he will continue to get better so that he can enjoy his lovely grandchildren.

Volume 3 Edition 1|Caring Options­­

5

One Woman’s Experience With Elder Care Led Her To Help Others

Which technology can best serve you?

Web-based tools or e-services

How FAR Can Your Arms Reach

Internet usage for those 65 and older has more than tripled and their utilization of social network sites grew by 100%

Technological advances have become the hitch pin that connects seniors to their families in a long-distance caregiving role as well as connecting the numerous entities in a senior’s plan of care such as, personal caregivers, doctors and pharmacies. Technological innovations help lighten the financial concerns and also tend to alleviate

many of the emotional trials families endure through caring for their loved one.

Staying connected and protected is one of the keys for the health and wellbeing of both the senior and the longdistance caregiver. The list of specific technologies available to help keep seniors living independently is quite exhaustive. They can be grouped into three basic categories: 1) Web-based tools or e-services, 2) Nana-Technology (gadgets for seniors) and 3) Software.

Such technologies allow us to watch our loved ones in real time, monitor their progress, be alerted of any harmful situations, locate them immediately and communicate effectively and often. Many feel that technology may be

too advanced for their loved ones, but rest assured that much of the technology today require very little direction to get seniors up to speed. The Pew Research Center’s Internet and American Life Project shows that social networking by those 50-64 grew by 88% and those 65 and older grew by 100% from April 2009 to May 2010. Dr. Richard Migliori MD, Vice President of business initiatives and clinical affairs for the UnitedHealth Group says, “As technology and healthcare industries increasingly use these kinds of tools to improve care in hospitals and doctors’ offices, […] these improvements could be equally helpful where care matters most – in the home,” [adding] “The use of new technologies can be a powerful tool to keep seniors independent as long as possible.”

(gadgets for seniors)

The senerio above is a common occurrence. Fortunately, senior home care companies like Caring Senior Service, who for the last 20 years has maintained that “When family can’t be there...We can,” are able to quickly design a care plan and assign a caregiver to provide the one-on-one, non-medical care specific to your loved ones needs.

However, nothing closes the distance quite like technology.

Nana-Technology

A call from Mom has been received with alarming news and from 1,100 miles away you have been informed your mother has been diagnosed with a terminal disease. Instantly the adult children are thrust into a new role and the grandmother’s once devoted children must now act as long-distance caregivers. As you spring into action by setting up a trip as soon as possible, it doesn’t seem like it is enough. You want to be there; you need to be there.

You are inundated with life’s complexities such as child care, hotel accommodations, school requirements, appointments, house payments, job requirements and time off. Essentially you are dropping everything and leaving to care for your ailing parent.

Though admirable, often this is simply not practical.

about the senior’s well-being.

Facebook: Facebook is a simple place to do multiple things especially for seniors who may be a little intimidated by the web. One can check email, get the news, check status updates, view and upload photos and videos and search for long-lost friends or family.

Skype/iChat: are two options available when it comes to video chatting. Online video chatting combined with webcams that are found on most computers instantly connects people through live streaming video.

SafetyCare: Combines monitoring technology with 24/7 medical response services.

CARE Memory Wristband: Take control of one’s medical history and have it available at all times. All health history is easily entered with the software that is included.

GPS Shoes by Aetrex: These award winning and innovative shoes are embedded with GPS (Global Positioning Service). With their unique tracking ability it allows one to know where someone is with the touch of a button, which serves as a great solution for those who have a tendency to wander.

Mobile/iPad applications: Applications available are vast. For seniors, therapeutic recreation applications such as Crosswords and Sudoku aid in cognitive fitness, WebMD provides instant access to a symptom checker, a complete list of drugs and a list of hospitals and doctors and Motion Doctor, is an application that provides exercises and stretches.

Software

to Hug the One You Love?

myremcare: is a web-based portal providing timely access to information

Simplified Interface: The interface creates an easy-to-use computer with fewer, bigger and more colorful buttons to click, color-coded commands, better volume control and larger type.

Brain Training: Medical research shows that exercising the brain is equally as important as physical exercise and through software such as the award winning, BrainFitness, one can improve memory, focus and concentration while fighting the threat of cognitive decline in 20 minutes a day with fun, interactive exercises.

For more information on select technological products or on quality caregiving visit us online at CaringSeniorService.com or reach out to your local Caring Senior Service office today.

One Woman’s Experience With Elder Care Led Her To Help Others

Which technology can best serve you?

Web-based tools or e-services

How FAR Can Your Arms Reach

Internet usage for those 65 and older has more than tripled and their utilization of social network sites grew by 100%

Technological advances have become the hitch pin that connects seniors to their families in a long-distance caregiving role as well as connecting the numerous entities in a senior’s plan of care such as, personal caregivers, doctors and pharmacies. Technological innovations help lighten the financial concerns and also tend to alleviate

many of the emotional trials families endure through caring for their loved one.

Staying connected and protected is one of the keys for the health and wellbeing of both the senior and the longdistance caregiver. The list of specific technologies available to help keep seniors living independently is quite exhaustive. They can be grouped into three basic categories: 1) Web-based tools or e-services, 2) Nana-Technology (gadgets for seniors) and 3) Software.

Such technologies allow us to watch our loved ones in real time, monitor their progress, be alerted of any harmful situations, locate them immediately and communicate effectively and often. Many feel that technology may be

too advanced for their loved ones, but rest assured that much of the technology today require very little direction to get seniors up to speed. The Pew Research Center’s Internet and American Life Project shows that social networking by those 50-64 grew by 88% and those 65 and older grew by 100% from April 2009 to May 2010. Dr. Richard Migliori MD, Vice President of business initiatives and clinical affairs for the UnitedHealth Group says, “As technology and healthcare industries increasingly use these kinds of tools to improve care in hospitals and doctors’ offices, […] these improvements could be equally helpful where care matters most – in the home,” [adding] “The use of new technologies can be a powerful tool to keep seniors independent as long as possible.”

(gadgets for seniors)

The senerio above is a common occurrence. Fortunately, senior home care companies like Caring Senior Service, who for the last 20 years has maintained that “When family can’t be there...We can,” are able to quickly design a care plan and assign a caregiver to provide the one-on-one, non-medical care specific to your loved ones needs.

However, nothing closes the distance quite like technology.

Nana-Technology

A call from Mom has been received with alarming news and from 1,100 miles away you have been informed your mother has been diagnosed with a terminal disease. Instantly the adult children are thrust into a new role and the grandmother’s once devoted children must now act as long-distance caregivers. As you spring into action by setting up a trip as soon as possible, it doesn’t seem like it is enough. You want to be there; you need to be there.

You are inundated with life’s complexities such as child care, hotel accommodations, school requirements, appointments, house payments, job requirements and time off. Essentially you are dropping everything and leaving to care for your ailing parent.

Though admirable, often this is simply not practical.

about the senior’s well-being.

Facebook: Facebook is a simple place to do multiple things especially for seniors who may be a little intimidated by the web. One can check email, get the news, check status updates, view and upload photos and videos and search for long-lost friends or family.

Skype/iChat: are two options available when it comes to video chatting. Online video chatting combined with webcams that are found on most computers instantly connects people through live streaming video.

SafetyCare: Combines monitoring technology with 24/7 medical response services.

CARE Memory Wristband: Take control of one’s medical history and have it available at all times. All health history is easily entered with the software that is included.

GPS Shoes by Aetrex: These award winning and innovative shoes are embedded with GPS (Global Positioning Service). With their unique tracking ability it allows one to know where someone is with the touch of a button, which serves as a great solution for those who have a tendency to wander.

Mobile/iPad applications: Applications available are vast. For seniors, therapeutic recreation applications such as Crosswords and Sudoku aid in cognitive fitness, WebMD provides instant access to a symptom checker, a complete list of drugs and a list of hospitals and doctors and Motion Doctor, is an application that provides exercises and stretches.

Software

to Hug the One You Love?

myremcare: is a web-based portal providing timely access to information

Simplified Interface: The interface creates an easy-to-use computer with fewer, bigger and more colorful buttons to click, color-coded commands, better volume control and larger type.

Brain Training: Medical research shows that exercising the brain is equally as important as physical exercise and through software such as the award winning, BrainFitness, one can improve memory, focus and concentration while fighting the threat of cognitive decline in 20 minutes a day with fun, interactive exercises.

For more information on select technological products or on quality caregiving visit us online at CaringSeniorService.com or reach out to your local Caring Senior Service office today.

caringgardens

Senior Safety While Social Networking Online social networking is becoming more popular among seniors because it helps them stay connected to friends and family. The elderly have started to find peace, strength, and solace in using online networking sites and social hubs as means of staying in touch with friends and loved ones besides the telephone or actual visits. They’re creating their own blogs and more often, share photos, videos, and status updates by joining Facebook, LinkedIn, and Twitter. This growing trend is exciting. However, everyone, elderly or not, need to be careful not to fall prey to tricks and scams conducted by unscrupulous online people, just as you exercise caution and awareness to keep safe in your physical environment. Here are some important things to do and remember to stay safe:

Keep your Garden Exciting Just when you think your potted garden may be getting boring, you can spice it up with bold pots. Decorative pots can be used in any garden to add another design element to your Visit Caring Online

overall garden look.

CaringSeniorService.com For more information or to schedule a Client Care Consultation > Contact your local Caring office > Visit caringseniorservice.com

Gardeners have very different styles when it comes to their approach on a garden design. Some may choose for a more contemporary style pot, while others stick with the traditional look of terracotta. However, with the simple use of paint, you can add depth, texture, and color to enrich the look.

8

Caring Options­­|Volume 3 Edition 1

1. Get to know the privacy settings of social networking sites you participate in and restrict the people who can see your information.

2. Don’t post information or photos that you wouldn’t want shared with the world. Even if you intend for only a select group to see a post, someone in your network might pass something along that you would rather keep private.

3. Verify the identity of the person who wants to be your “friend” and be discriminate about granting access to your information.

4. Hackers can set up a fake account or even take over the account of someone you know. If you are in doubt that an e-mail or post is really from a person you know, pick up the phone, and verify it.

5. Never respond to a request for money from someone claiming to be a friend or a stranger in need. Scammers can pretend to be someone you know or may create a false identity to appeal to your sympathy.

6. Be cautious clicking on links, even from friends. If you click on a link that asks you to download a “viewer” or other software, don’t!

7. Use hard-to-hack passwords. Don’t select your birthday, your pet’s name, or anything else that could be easily guessed.

8. The creators of viruses and other malware (malicious software) are constantly refining their attacks, so be sure to install anti-virus software and keep it up-to-date.

Lifestyle Makeover Diaries “Without her, I would not have survived.

She is my advocate. ”

Larry Rubin has experienced many life changes since he suffered a stroke in June 2010. Yet his determination to regain as much independence as possible has not faltered. The Caring Senior Service team of Mansfield, MA has helped Larry with his daily activities and has worked diligently to engage him in rehabilitation therapies. Larry’s primary caregiver, Marianne, has allowed him to regain a sense of

confidence in living on his own by assisting in a variety of changes to his home and by acting as his advocate as he navigates the health care system. According to Larry, “I am getting better because of Marianne. Without her, I would not have survived. She is my advocate.” Larry is confident that, with the help of Caring Senior Service, he will continue to get better so that he can enjoy his lovely grandchildren.

Volume 3 Edition 1|Caring Options­­

5

Transition Services make a HUGE difference

The transition from hospital to home can be quite challenging for families. In many of today’s situations, families are out of town and time off is usually used up during the hospital stay. The situation is often complex due to the new medical situation with a new diagnosis or even a new procedure.

Most families give a lot of thought to getting Mom out of the hospital, but not as much to what the new situation at home will be. Add to the mix, how is mom going to get a good meal every night, how is Mom going to remember all the new meds or how is Mom going to get to her follow up appointments, and you have a full plate.

Transition services from homecare companies help families in this situation. These services help organize the entire process - from getting the home ready for the return, going to the pharmacy to fill the new meds to making sure someone is with Mom for the first few days at home or until she recovers.

Trained and experienced staff is vital to the transition from hospital to home. A visit to the hospital prior to discharge and the creation of a complete transition plan combined with professional recommendations based on a care consultation are necessary to provide quality care. Caregivers can make the home ready prior to return, come to the hospital to help during discharge, provide transportation to home, and stay at the home as long as needed. The goal is to make the transition as comfortable as possible. Change is good, when you are in control.

4

Caring Options­­|Volume 3 Edition 1

caringgardens Plant pots come in a variety of shapes, sizes, and materials. From simple plastic pots to attractive clay creations, the plant pot selection available is limitless. When selecting plant pots begin to explore ways to paint them, creating fun ways to display your plants and flowers. Painted plant pots brighten up balconies, windowsills or even your back porch. The pots hold up well for years with only minimal fading, even outdoors.

Painted plant pots can serve many purposes. Not only do they provide a base for your flowers or plants, they add a sense of design and decor to your home. Whether they are used inside or outside on a porch or potted garden, they add both color and functionality at the same time.

PAINTING TIPS: Wash and Prepare your pots.

Clean all the soil and mineral deposits from your pots. Sand off any bumpy parts on your pot, using sand paper.

Base Coat

Select a base coat color and begin painting. Allow each coat of paint to dry before applying another color.

Decorate

Decorate the pot to your taste. Acryllic paint dries quickly and you can apply many layers in a short period of time.

Dry and Sealant

When complete, let your painted pot dry completely.

Depending on the kind of paint used, apply a sealant over the completed pot.

Painting plant pottery is also very easy and people of all ages can benefit from it. This activity will stimulate creativity, work out fine motor skills, and beautify a living space. It can also be a very inexpensive way to dress up the garden as well as a thoughtful way to personalize a plant gift.

For more information on gardening, check out Caring Gardens online at CaringSeniorService.com.

Every month we will feature a different potted plant with care instructions, indoor and patio gardening tips from Shades of Green Nursery, as well as suggested books on easy-to-maintain gardening you can share with your loved ones.

Painting plant pottery is also very easy and people of all ages can benefit from it.

caringhealth

caringoutlook

Stay

ACTIVE to fight Alzheimer’s

technology in caregiving Families often find that without as-

of an emergency, the Emergency

sistance, care giving is challenging.

Medical Services. Another interest-

While our company has long provid-

ing product is myremcare, an online

ed support by providing quality care-

portal that links clients, families,

givers, today’s technology has been

and care providers. This service al-

of Caring Senior Service, a

instrumental in the process. This is-

lows for regular updates by the care

trusted homecare choice

sue of Caring Options highlights hi-

staff which can be reviewed and

offering services, educa-

tech tools and equipments that can

monitored by selected family mem-

tion and safety care prod-

help you in many ways.

bers. This fosters regular communi-

Jeff Salter Jeff is the CEO and founder

“. . .even healthy adults may help proA new study by members of the Radiological society of North America suggests that walking about fives miles a

tect against brain illness by walking about six miles a week.”

make aging in place their

cation and connection between all We believe that a combination of

those involved in the care in a way

valuable information for

today’s technology and caregivers

previously improbable.

senior adults and their fami-

can help our clients remain inde-

lies visit Jeff’s blog at

pendent in their own home and

I hope you enjoy this edition of Car-

caringseniorservice.com/

avoid the trauma of relocation. Ad-

ing Options and discover ways that

ditionally, this can provide families

can alleviate your challenges in

Suggested low impact exercises:

with the much coveted peace of

caregiving.

Physical activity improves blood flow to the brain, changes neu-

• Running in place

mind. For instance, to compliment

rotransmitters, and improves cardiac function. It lessens the risk

• Walking

daytime aid, a medical alert device

of obesity, lowers your blood pressure, improves insulin resis-

• Jogging up and down stairs

can be installed to ensure that help

tance and lowers the risk of diabetes, All of these things are risk

• Riding an exercise bike

factors for Alzheimer’s disease.

• Using a treadmill

is just a phone call away. With our

first option. To read more

week may help slow progression of cognitive illness among seniors already suffering from mild forms of cognitive impairment or Alzheimer’s disease.

Results of the study also found that even healthy adults may help

For Alzheimer’s prevention any type of exercise that raises your heart rate is recommended.

Start slowly with 10-15 minute sessions and build to full 30 min intervals, 3 times a week.

protect against brain illness by walking about six miles a week.

Walking, in particular, is a very effective form of exercise and one that people of all ages can participate in. With your physician’s advice and supervision, develop an exercise routine that incorporates walking.

10

ucts that allow seniors to

Caring Options­­|Volume 3 Edition 1

Please check with your physician regarding your fitness level and ask how fitness can improve your lifestyle.

caringviews

SafetyCare device, our clients can summon assistance from trained EMS technicians that can triage the situation and accelerate help through our staff or in the event

How Can We Help You? Our goal is to provide the information that can help you make the best possible decision about personal assistance services for your family. Let us know what topics you’d like us to cover, what we can do better and what you wish we had more of by sending an email to cssmarketing@caringinc.com

Volume 3 Edition 1|Caring Options­­

3

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The goal with SafetyCare is to live independently, safer, and longer. To accomplish this goal, we built a world class central station and are being monitored by certified EMTs around the clock. We developed the most reliable and advanced Personal Emergency Response System and monitoring service.

Through our technology, SafetyCare is just a push of a button away.

Bob Woodard reflects on 107 years of perpetual change Do not follow where the path may lead.

Go instead where there is no path and leave a trail.

- Ralph Waldo Emerson

In 1914 in Raleigh, North Carolina there were very few roads making it a necessity to “go instead where there is no path.” Born in 1903, Bob Woodard, the 107-year-old client of Caring Senior Service of Raleigh recalls that at the age of 11, “if there wasn’t a road, you just made one. That was a Model “T” Ford.” Not only did he make his own roads, he has left quite a trail as well.

During the early years, Bob recalls watching in real-time the “roads” turn from nothing into a dirt track, to gravel, then pavement and then highway.

As a farmer in his early years, such perpetual change that he was a witness to led him into the service station business.

Woodard’s service station provided him a unique front-row seat watching history take shape through the evolution of the automobile. The station did robust business as technology grew, roads expanded and improved, and the car became ubiquitous. “We had to always keep up with technology, because it was always changing,” he says. “In my time, the biggest single change was the automatic transmission. That really made it big after World War II.”

Bob Woodard has enjoyed care from Caring Senior Service of Raleigh in North Carolina. The care provided by Kevin Corrigan, franchise owner of Caring Senior Service of Raleigh, and his staff has given Bob and his family the control to remain at home with the services he deserves.

His service station was located in Cary, North Carolina, which today is a suburb of Raleigh with a population of over 100,000. Back then it was “just a stop hole with one dry-goods store,” as he recalled. “Raleigh was small too [and] after World War II it really took off,” he says. Mr. Woodard became knowledgeable of the area so after 40 years he sold his service station and went into realty. “I sold most of Raleigh,” he says with a chuckle.

While leaving his trail as a business man, Bob also found joy in community service, baseball and fishing.

He founded a community service club called, “West Raleigh Exchange Club.” He said he held every office in the club, but stepped aside when age-related health issues surfaced.

Baseball is his game. He keeps his collection of signed baseballs on the wall, which includes his favorite one signed by Braves’ manager Bobby Cox. He rarely misses an Atlanta Braves game and when asked what his leastfavorite team was, he politely says

he especially dislikes when the Braves fall to the New York Yankees. Additionally, for years he threw out the first pitch for the local Little League season. After his hip forced him to retire, the league named their field “Woodard Field.”

When his wife Mary passed in 1978, Mr. Woodard remained close to his daughters and his four grandchildren.

He remains fundamentally consistent going as far as never deviating from his breakfast routine: “One or two eggs, bacon, sausage, toast, orange juice and coffee. It is my favorite meal.

I never miss it.” Bob Woodard embodies Emerson’s poem in each aspect; he has gone instead where there was no path and left quite a trail.

Bob Woodard passed away on March 10, 2011, just as this magazine arrived at the printer. Caring Senior Service chose to continue with the publishing of the article to honor Bob and tell his story. We are honored to have helped him.

Volume 3 2 Edition 1|Caring 2|Caring Options­­ 11

A free publication brought to you by Caring Senior Service

FOCUS ON: Elder Law

Volume 3 Edition 1

Paying for Long-Term Health Care Did you know that by some estimates, almost 70 percent of Americans could one day require some type of long-term health care? And, of this seventy percent, you have to wonder how many of them will be prepared to take on the costs associated with their care. For instance, nursing home care can cost more than $6,500 per month; assisted living care more than $3,100 per month; and even private home care services can cost more than $20 per hour. While these prices may vary some from state to state, there is nowhere in the nation where long-term health care comes cheap.

Medicare Does Not Cover Long-Term Health Care One of the biggest misconceptions people have about long-term health care is that Medicare will cover their expenses in the event that they require such care.

The truth is, however, that Medicare will only pay for a maximum of 100 days in a skilled nursing facility, and it is highly unlikely that it will approve coverage for even this many days. Depending on your particular circumstances, you will probably have to pay for longterm health care in one of three ways: 1. Pay for your long-term health care out-of-pocket.

2. Purchase long-term health care insurance.

3. Apply for long-term care coverage through your state’s Medicaid program.

Paying out-of-pocket for long-term health care may work for those with means, but many people simply cannot afford this option – particularly married couples with a well spouse to consider. Likewise, longterm health care insurance may work for those with the foresight to obtain coverage while they are young and healthy, but insurance policies of this type are hard to obtain if you already need health care. This leaves the option of obtaining coverage through your state’s Medicaid program.

Your State Medicaid Program May Provide a Solution Each state has its own Medicaid program, so the precise rules surrounding long-term health care coverage varies by state. Regardless of where you live, there are certain federal guidelines to which your state’s Medicaid program must adhere. Most importantly are the eligibility requirements, which, for 2010, require participating states to offer financial eligibility to single applicants with monthly income of less than $2,022 and resources totaling less than $2,000; and to married applicants with monthly income less than $4,044 and resources totaling less than $3,000. In other words, so long as you pass the medical requirements, you would qualify for long-term health care coverage through your state’s Medicaid program if you satisfy the above-mentioned financial requirements.

Medicaid Covers a Continuum of Care Another common misconception about long-term health care coverage is that Medicaid only covers care in a skilled nursing facility. While it is true that Medicaid covers this type of care, Medicaid programs are set up in most states to cover a continuum of care.

So depending on what state you live in, your Medicaid program may offer coverage for not only care in a skilled nursing facility, but also services ranging from full-time care in an assisted living facility to intermittent home health care.

While no two states have precisely the same Medicaid policies and regulations, it is safe to say that applying for long-term health care coverage tends to be complicated. In fact, in some states, the denial rate is more than 70 percent for first-time Medicaid applicants. In this environment, it is important to make long-term health care considerations well before a medical emergency strikes. By preparing early, you may obtain peace of mind that care will be available when you need it.

The Elder law department at JacksonWhite provides a variety of elder legal services for the aging adult. For additional elder law information on these or other subjects visit www.jacksonwhitelaw.com Athens, AL (256) 206-7002

Galesburg, IL (309) 228-4222

Dayton, OH (937) 886-4284

Austin, TX (512) 310-2273

Houston, TX (281) 893-6699

Odessa, TX (432) 580-6523

Decatur, AL (256) 274-4201

Mansfield, MA (508) 946-3306

Chattanooga, TN (423) 826-0266

Corpus Christi, TX (361) 883-9494

Kerrville, TX (830) 895-3111

Plano, TX (972) 268-6389

Huntsville, AL (256) 278-4046

Park Ridge, NJ (201) 930-8888

Jenkintown, PA (267) 744-4173

El Paso, TX (915) 843-1119

McAllen, TX (956) 687-9494

San Antonio, TX (210) 227-9494

Phoenix, AZ (602) 944-0100

Raleigh, NC (919) 386-0522

Nashville, TN (615) 724-1488

Fort Worth, TX (817) 210-4778

Midland, TX (432) 897-1432

Victoria, TX (361) 575-1117

Scottsdale, AZ (480) 342-9985

Canton, OH (330) 754-0133

Amarillo, TX (806) 223-0132

Georgetown, TX (512) 686-0939

New Braunfels, TX (830) 629-0509

The New Age of Caregiving

Advanced technologies allow for a simpler way to provide long-distance care

Bob

Woodard

Leaving a life trail 107 years long - Pg 6