INVESTING IN PRIME PROPERTY
IN PARTNERSHIP WITH
WELCOME FROM UMA RAJAH, CEO
CapitalRise was set up with a clear mission: To disrupt the old ways of investing in property and give investors easy and direct access to prime property-backed investments with attractive potential returns.
Greater female involvement in property investing is essential for promoting diversity, innovation, and economic empowerment in a traditionally male-dominated field. By encouraging more women to enter property investing, we can create a more inclusive and equitable financial landscape. As a female CEO, with extensive experience in building fintech platforms, I am deeply passionate about this mission.
With CapitalRise, our investors fund professional property developers in prime London and across the South East – including Chelsea, Mayfair, Kensington and the Home Counties.
My co-founders, as prime developers themselves, had first-hand experience of being poorly served by the incumbent lenders. This heritage means that the business possesses deep expertise in real estate development, especially within the prime property market – and will only offer investment opportunities that satisfy our strict due diligence criteria.
Thank you for your interest in our co-hosted event with Bonhams and Ffinc, and I hope to discuss our investment opportunities with you in the near future
Uma Rajah CEO, CapitalRise
RECENT INVESTMENT OPPORTUNITIES
PRIME PROPERTY A RESILIENT ASSET CLASS
CapitalRise offers specialist access to investments in the prime real estate sector from £1,000. But what makes this asset class different?
Before CapitalRise, prime real estate-backed investments were previously only available to ultra-high-net-worth individuals and institutions with millions to invest.
Over the last few decades, prime property – especially Prime Central London – has repeatedly held higher values and recovered more quickly from downturns compared to the wider UK residential real estate market.
Many of our investors chose the prime property asset class to diversify their portfolio.
The sector’s strength has been due to its naturally constrained supply – you cannot simply build another Eaton Square – alongside the popularity of these exclusive residential postcodes with the world’s ultra-wealthy buyers.
HOW DOES IT WORK? INVESTING WITH CAPITALRISE
CapitalRise investments are made through our bespoke online platform: www.capitalrise.com
The process is straightforward and your dashboard provides complete transparency on all aspects of your investment, with regular updates on the project’s progress. Every investment opportunity has passed our stringent selection criteria. Rigorous project monitoring takes place throughout all projects to ensure the development – and the investment – is performing as expected.
1. Borrower
Borrower signs up to
CapitalRise and provides details of a project that requires funding.
2. Credit Committee
CapitalRise carries out market-leading due diligence on the project and, if it passes, CapitalRise lists the project on the platform for investment.
To get started investors must:
3. Investment
Customer
Customer signs up to the platform and invests in the project. Investment secured by a legal charge over the property asset.
4.
Earn
Borrower receives the funding and undertakes the project. Investment customer earns agreed return.
• Apply online at www.capitalrise.com to invest (eligibility criteria apply)
• Select an investment that has been presented by our experienced team
• Complete your own due diligence on the investment
• Transfer your funds, make the investment and start accruing investment returns
• As with all investments your capital is at risk. See key risks before investing.
5. Repayment
The borrower repays the loan. Capital and agreed return repaid to investment customer.
TAX-FREE RETURNS INNOVATIVE FINANCE ISA
CapitalRise’s Innovative Finance ISA allows you to invest in our opportunities whilst taking advantage of your personal tax-free allowance.*
Benefit from tax-free returns by using the CapitalRise Innovative Finance ISA when you invest in a CapitalRise opportunity. The IFISA is quick, simple and free to set up online.
There are two options for funding your CapitalRise IFISA. The first is using this year’s allowance to invest up to £20,000. The second is to transfer funds from your existing ISAs to CapitalRise.
There is no limit to the amount you can transfer and we will fully manage the process for you.
Benefits of an IFISA:
✓ Open in a couple of minutes
✓ Invest from £1,000
✓ Transfer your existing ISA
✓ Receive tax-free returns
Find out more about our IFISA at: www.capitalrise.com/innovative-finance-isa
*Tax rules and allowances depend on your circumstancesand may change.
WORDS FROM AN INVESTOR
Catherine has an impressive career in financial services in the City of London. She began working in wealth management before transitioning to a corporate pensions role. With her extensive background in finance, she manages her own portfolio, offering fascinating insights into her approach to investments.
“Imanagemyownportfolioontwoexecution-onlyplatforms[but]Ididn’t,however,have anyexposuretodebtandthelendingsideofthings,whichiswhyI’venowinvestedwith CapitalRise.
“Theproductiseasytounderstand,andIlikebeingabletoseethepropertydevelop throughtocompletion.Beingabletopickandchoosewhichprojectstoinvestin,after they’vebeenthroughtheCapitalRiseduediligenceprocess,isveryattractive.
“IhaveafewpropertydeveloperfriendsinNorthernIreland,whereIamfrom.SoIam awareofthechallengestheyfaceinsecuringfundingfromtraditionalbanks[…]That’s anotherreasonwhyIwasdrawntoCapitalRise itsabilitytoprovidespecialistloansto primepropertydevelopers,whichmadeperfectsensetomeasaninvestor.
“AfterjoiningIopenedanIFISA,whichisagreatwrapperfortax-freereturns.Ialso openedaninvestmentaccountandhavenowinvestedinanumberofopportunities.”
