California Broker 2015 Directory

2015 DIRECTORY GETTING ON THE RIGHT TRACK FOR INSURANCE RESOURCES FAST AND EASY SEARCHES FOR PRODUCT SOURCES & MORE

ALSO IN THIS ISSUE:

Annuities Health Exchanges Life Insurance COMPLETE INSURANCE INDUSTRY GUIDE INCLUDING: HMO Survey Part II BROKER CONTACTS, E-MAIL ADDRESSES, WEBSITES, PRODUCT SOURCES, Self-Funding BROKERAGE AGENCIES, HEALTH CARRIERS, TPAs, DENTAL & VISION PLANS, Leave Management PARAMEDICALS, ASSOCIATIONS, & MUCH MORE

There are many ways into the complex health care system, including exhaustion from hardwork. That’s why we offer a broad California portfolio to help small businesses.

UnitedHealthcare’s California portfolio provides options that suit the diverse needs of your small business clients, their businesses and employees.

Choice Simplified } Allows employers to combine our most popular plans to fit the unique needs of their business and employees } Multiple benefit plans, all metallic levels and multiple networks to fit any need } HMO network plans can be offered alone or alongside a plan with a broader national network

Core } An open access product with a customized network } Coverage for out-of-network providers

Focus } Plans within a narrow ultra-value HMO network To get a quote, contact your sales representative or visit uhctogether.com/casb. ©2015 United HealthCare Services, Inc. Insurance coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Health Plan coverage provided by or through UnitedHealthcare of California. Administrative services are provided by United HealthCare Services, Inc. and its affiliates. UHCCA748818-000

We invented Choice.

Then we made it simple.

These days it seems everyone is talking about “choice”, but for us that’s not just a buzzword, it’s who we are. When we started CaliforniaChoice in 1996, the idea of offering employers a program that provided employees access to multiple health plans and benefits was truly revolutionary. Now, after nearly twenty years of innovation and experience, we’ve learned how to make selling an exchange as effortless as possible.

Easy. Powerful. Simple. And we’re just getting started.

simple.calchoice.com

TABLE OF CONTENTS

2015 DIRECTORY PUBLISHER Ric Madden email: publisher@calbrokermag.com EDITOR-IN-CHIEF Kate Kinkade, CLU, ChFC email: editor@calbrokermag.com ART DIRECTOR/PRODUCTION MANAGER Loc Tran ADVERTISING Scott Halversen, V.P. Mktg. email: scotthalversen@calbrokermag.com CIRCULATION email: calbrokermag@calbrokermag.com BUSINESS MANAGER Lexena Kool email: lex@calbrokermag.com LEGAL EDITOR Paul Glad EDITORIAL AND PRODUCTION: McGee Publishers 217 E. Alameda Ave., #207 Burbank, CA 91502 Phone No.: 818-848-2957 email: calbrokermag@calbrokermag.com Subscriptions and advertising rates, U.S. one year: $42. Send change of address notification at least 20 days prior to effective date; include old/new address to: McGee Publishers, 217 East Alameda Ave. #207, Burbank, CA 91502.

To subscribe online: calbrokermag.com or call (800) 675-7563.

California Broker (ISSN #0883-6159) is published monthly. Periodicals Postage Rates Paid at Burbank, CA and additional entry offices (USPS #744-450). POSTMASTER: Send address changes to California Broker, 217 East Alameda Ave. #207, Burbank, CA 91502. ©2015 by McGee Publishers, Inc. All rights reserved. No part of this publication should be reproduced without consent of the publisher.

No responsibility will be assumed for unsolicited editorial contributions. Manuscripts or other material to be returned should be accompanied by a self-addressed stamped envelope adequate to return the material.

The publishers of this magazine do not assume responsibility for statements made by their advertisers or contributors. Printed and mailed by Southwest Offset Printing, Gardena, CA. 4 | CALIFORNIA BROKER

O

ur goal for the ­­California Broker Directory has always been to make life easier for life/health brokers and financial plan­ners in California. The Di­rec­tory is designed to provide you with all the critical information you need to function as a broker/planner in Cali­fornia. We try to put our­selves in the shoes of a broker or a planner who is new in the state. In a few tightly organized pages, you can scope almost any market you want to jump into.

The first section lists in­de­pendent life/health bro­k­erage agencies. The second section, which we call “GA Product Sources,” tells you which of these brokerage agencies offers products ranging from acupuncture to workers’ comp. The last half of the Directory contains profiles of providers such as health carriers and dental plans, plus valuable reference information.

The Directory is also online. Check it out at calbrokermag.com.

The information in the Directory comes from ques­tionnaires that are filled out by the various firms and associations. Every effort has been made to catch mistakes, but errors are almost inevitable.

If your firm would like to be considered for a free listing in the 2016 Directory or if you have suggestions, email scotthalversen@calbrokermag.com.

Acupuncture..........................................................................................................................................25 Agencies, Brokerage..............................................................................................................................8 California Association of Health Underwriters (CAHU) Chapters.................................................46 Chiropractic Plans.................................................................................................................................25 COBRA Compliance Providers.............................................................................................................25 Critical Illness (Association, Providers)..................................................................................................36 Dental Plans...........................................................................................................................................26 Employee Choice Plans........................................................................................................................29 Errors & Ommissions (E&O)................................................................................................................36 401(k)/403(b) Providers..........................................................................................................................36 Financial Planning Assn. (FPA) Chapters..........................................................................................46 General Agents, Brokerage...................................................................................................................8 General Agents Product Sources........................................................................................................19 Health Carriers.......................................................................................................................................29 Hearing Benefits...................................................................................................................................31 Health Savings Accounts (HSAs).......................................................................................................37 Independent Life/Health Brokerage Agencies...................................................................................8 Legal Plans, Prepaid Life Regional Offices.............................................................................................................................39 Life Settlements.....................................................................................................................................38 Long-Term Care (Ass., Carriers, Sales & Marketing, Websites)....................................................................38 Managed Care Plans (See Health Carriers)........................................................................................29 Medical Records Retrieval..................................................................................................................40 NAIFA-California Chapters..................................................................................................................46 Other Important Numbers....................................................................................................................35 Paramedical Firms.................................................................................................................................40 Payroll Production (Worksite Marketing).............................................................................................44 Prepaid Legal..........................................................................................................................................31 Prescription Drug Plans........................................................................................................................31 Product Sources, GA............................................................................................................................19 Psychological Plans..............................................................................................................................32 Regional Offices (Life Insurance Carriers).............................................................................................39 Sec. 125....................................................................................................................................................40 Secondary Market for Life Insurance (Life Settlements)...................................................................38 Third Party Administrators (TPAs).......................................................................................................41 Vision Plans............................................................................................................................................32 Voluntary Benefits (See Worksite) Weight Loss............................................................................................................................................34 Wellness Plans.......................................................................................................................................34 Worksite Marketing (Payroll Deduction)................................................................................................44 - CalBrokerMag.com -

2015 DIRECTORY

Your employees take control of their own health plan options.

You take control of your health care budget.

Feels good when everyone’s in control.

Through Covered California for Small Business, you could be eligible for a tax credit. You set the budget you can afford, your employees choose from a variety of health plans to find the one that’s right for them.

What a healthy approach to business. Contact Covered California or a certified agent today.

(844) 332-8384

CoveredCA.com/small-business TM

FOR SMALL BUSINESS

TABLE OF CONTENTS: G.A. PRODUCT SOURCES

T

o the best of our knowledge, this information is accurate as of press time. While every effort is made to ensure the accuracy and thoroughness of the list, omissions and typographical errors sometimes occur. California Broker Directory ©2015 by McGee Publishers, Inc. All rights reserved. No part of this publication may be recorded or reproduced without consent of the publishers. The publishers of the 2015 California Broker Directory do not assume responsibility for errors or for statements made by their advertisers or contributors.

Publisher: Ric Madden Project Manager: Lexena Kool Art Director/Production Manager: Loc Tran Advertising VP: Scott Halversen

ANCILLARY BENEFITS Acupuncture....................................................................................................19 AD&D.............................................................................................................19 Cafeteria Plans................................................................................................19 Cancer Insurance............................................................................................19 Chiropractic Benefit........................................................................................19 Critical Illness..................................................................................................19 Dental (Group).................................................................................................19 Dental (Individual)...........................................................................................19 Disability (Group)............................................................................................20 Disability (Individual).......................................................................................20 Prescription Drug Card.....................................................................................20 Vision..............................................................................................................20 ANNUITIES Annuities (Group)..........................................................................................20 Annuities (Individual).......................................................................................21 Annuities (Variable).........................................................................................21 PENSION PLANS Pension 401(k)................................................................................................21 Pension/Profit Sharing....................................................................................21 HEALTH INSURANCE COBRA Compliance.......................................................................................21 Health (Group)................................................................................................21 Health (Individual)...........................................................................................21 HSAs (Health Savings Accounts)....................................................................21 Integrated (Health +24 Hour).........................................................................22 International Major Medical............................................................................22 Medicare Bridge.............................................................................................22 Medicare Supplement....................................................................................22 Self-Funded Administration............................................................................22 Short Term Major Medical...............................................................................22 LIFE INSURANCE Charitable Giving Programs............................................................................22 Life (Group).....................................................................................................22 Life (Guaranteed Issue)...................................................................................22 Life Settlements (Secondary Market for Life Insurance)................................22 Life Living Payout Option................................................................................22 Life Policy Exchange.......................................................................................22 Single Premium Whole Life............................................................................23 Special Risk....................................................................................................23 Survivor Life....................................................................................................23 Term Life.........................................................................................................23 Universal Life..................................................................................................23 Variable Life....................................................................................................24 Whole Life......................................................................................................24 LONG- TERM CARE.......................................................................................24 WORKERS’ COMP........................................................................................24 WORKSITE MARKETING (Payroll Deduction)...............................................24

6 | CALIFORNIA BROKER

- CalBrokerMag.com -

2015 DIRECTORY

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AssistHR

A full HRIS for employers to access, track, and deliver data at the click of a mouse.

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Independent Brokerage Agencies, known to many as “General Agents,” can lead brokers through the product maze. They search the market to find the product to fit brokers’ proposals. Independent Life/Health Brokerage agencies act as the broker’s representative. Although they also perform marketing functions for the carrier, they see the broker as the client. The Products Section on pages 19-24 tells which agencies handle various products.

Accent Insurance Brokerage Contact: Melissa Shaw 26477 Rancho Pkwy South Lake Forest, CA 92630 (949) 699-1662 Ext. 204 Fax: (949) 699-1069 email: Melissa@accentinsurancebrokerage.com Website: accentinsurancebrokerage.com Website: melissashawplanner.com Products: Life Insurance (wholesale insurance for the financial professional); Long Term Care; Financial counseling.

Serving: CA

Contact: Paul D. Kaplan, CLU 31255 Cedar Valley Dr., Ste. 311 Westlake Village CA 91362 (818) 380-0034, (800) 822-7251 Fax: (818) 706-0203 email: paul@paradigmins.com Website: www.paradigmins.com Products: Annuities (ind.); Disability Income, 419(e) single employer postretirement medical reimbursement plan; Life (Indexed Universal Life, special risk, survivor, term, universal life); Long-Term Care Insurance Serving: CA

Ace Benefits Group Retirement & Insurances Contact: administrator@acebenefitsgroup.com 155 W. Washington Blvd., Ste. 1202 Los Angeles, CA 90015 (213) 765-0089, Fax: (323) 345-5089 Website: www.acebenefitsgroup.com www.retirementchoices.org Products: Accident; Annuities; Critical Illness; Defined Benefit Plans; Disability; Key Employee Insurance; Life (group, term, universal, whole); LTC; Retirement Planning Strategies; Personal Accounts; Section 79; Roth IRA; Supplemental Benefits (ind., group); Tax-Free Retirement; Worksite Marketing Serving: Nationwide

American Insurance Brokers Inc. Contact: Brett Bennett 23251 Mulholland Dr. Woodland Hills, CA 91364-2732 (818) 591-8700, (800) 669-8700 Fax: (818) 591-8722 email: bbennett@aib4insurance Website: www.aib4insurance.com Products: Dental (ind., group); Health (group); Vision Serving: CA

Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677, (800) 427-3209 Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Products: Dental (Ind. Group); Health (Group, ind.); LTC, Life (group term, term, UL); Vision, Worksite Marketing Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921, (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medial GAP Plans, Telemedicine, Accident, Critical Illness, Dental (ind., group), Health (group, ind.); Life Insurance Quote Engine for website, LTC, Medicare Supplement, Vision Serving: Nationwide Americal Advanced Insurance Solutions, LLC Contact: Gene Tapper 1964 Westwood Boulevard, Ste. 120 Los Angeles, CA 90026 (310) 441-5699 ext. 169 (866) 311-2656 ext. 169 Fax: (310) 441-5660 email: gtapper@americalltc.com Website: www.americalltc.com Website: www.ltc411.com Products: LTC Serving: Nationwide American Capital Security Corp.

Paradigm Insurance Marketing

8 | CALIFORNIA BROKER

American Risk Assessment aka Niche Market Solutions Contact: Michael Carroll Tel: (540) 335-6987 email: mcarroll19@verizon.net Product/services: Guar Issue/SI life up to 400,000, 30 year Term issued to age 65, Guar Issue Accident Disability; 14 day elim/1 year BP/2000 benefit a month/same monthly rate ages 18-70, Guar Issue GAP Health deductible Reimbursement, Whole Life issued ages 0-95, Cybercrime protection for Individuals/Groups for computers & cell phones; Life insurance issued up to $50,000,000 on Foreign Nationals Serving: Nationwide/International Ancillary Markets Toste & Associates Contact: Phil Toste, Gary Smith 738 N. First St., Ste. 101 San Jose, CA 95112 (408) 277-0226, (800) 868-6783 Fax: (408) 277-0237 email: phil@ancillarymarkets.com Website: www.ancillarymarkets.com Products: Health (ind., Medicare supplement); Dental (group, ind.), Life (group) Serving: N. CA The Annuity Store Contact: Jim Green 1451 River Park Drive, Ste. 130 Sacramento, CA 95815 (916) 924-9601, (800) 825-6094 Fax: (916) 924-0670 email: jim.g@theannuitystore.com Website: www.theannuitystore.com Products: Annuities (traditional fixed & fixed-indexed); Life (single premium, indexed, term, whole life); Multi-Year Guarantees, SPIAs Serving: Nationwide Applied General Agency Contact: Natalie Birchard 92807 1040 N. Tustin Ave. Anaheim, CA 92807 (714) 630-2801, (800) 498-6880

Fax: (800) 630-6344, (714) 630-1085 email: nbirchard@appliedga.com Website: www.appliedga.com Products: Annuities; Critical Illness; Final Expense; Health (ind.); Life; Medicare Advantage; Medicare Supplement Serving: Nationwide Assets Unlimited Inc. Contact: Bill Metzger 1901 S. Bascom Ave., Ste. 1005 Campbell, CA 95008 (408) 879-3850, Fax: (408) 879-3855 email: wmetzger@hr-consult.com Website: www.hr-consult.com Products: AD&D; Cafeteria Plans; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Health (group, HSA, ind., integrated plans, international major medical, Medicare bridge, short-term major medical, Medicare supplement, prescription drug card); Life (group term, living-payout-option, special risk, survivor, term, universal life, whole life); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast Association of Chamber Members Contact: Chris Anderson 231 E. Alessandro Blvd., Ste. A359 Riverside, CA 92508 (951) 215-0420, Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind.)

Serving: CA Backnine Insurance and Financial Services, Inc. Contact: Reid Tattersall 310 N. Westlake Blvd., Ste. 240 Westlake Village, CA 91362 (800) 790-1951, Fax: (805) 557-1503 Email: reid@back9ins.com Website: www.back9ins.com Products: Annuities, Disability; Life (term, universal, whole life, secondary, survivorship); LTC; Life with Living Benefits; Section 79 Barry J. Fisher Insurance Marketing Contact: Barry J. Fisher 7343 El Camino Real., Ste. 350 Atascadero, CA 93422 (818) 444-7730, (888) 279-3591 Fax: (818) 337-7133 email: barry.fisher@bordenhamman.com Website: www.bjfim.com Products: Traditional and Linked LTCi, Term, UL, WL, Long Term Disability, Critical Illness Serving: Nationwide Bay River Insurance Services Contact: F. Thomas Biglione, CLU ChFC 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 1922 The Alameda, Ste. 102 San Jose, CA 95126 895 E. Yorba Linda Blvd., Ste. 201 B Placentia, CA 92870 (866) 252-2977, Cell: (209) 601-2724 Fax: (888) 957-2977 email: tom@rvfis.com Website: www.bayriverins.com Products: Annuities (ind., group); Cancer; Critical Illness; Disability (individual); Life; LTCI; Pension (401[K]); 412(e)(3), AD&D, Life (term); Life (universal); Life (survivor); Life (guar issue); Life (living payout option); Life (policy exchange); Charitable Giving Programs; Single Premium Whole Life; Pension/Profit Sharing; Variable UL

- CalBrokerMag.com -

Beere & Purves, Inc. Contact: Jennifer Lisanti 1350 Treat Blvd., Ste. 470 Walnut Creek, CA 94597 (888) 722-3373, Fax: (925) 975-0661 email: jlisanti@beerepurves.com Website: www.beerepurves.com Products: Dental (group); Health (group); Life (group); Vision (group) Serving: CA Belair Insurance Services Inc. Division of Sikov Insurance Services Inc. Contact: Barry A. Sikov 522 S. Sepulveda Blvd., Ste. 207 Los Angeles, CA 90049-3539 (310) 476-9720, Fax: (310) 476-9731 email: insurer9@aol.com Website: belairinsuranceservices.com Products: Acupuncture, Cafeteria Plans; Chiropractic; COBRA Compliance; Dental (ind., group); Disability (ind., group); Health (ind., HSA, group, international major medical, PDP’s, Medicare supplement, Medicare Advantage, short-term major medical); Life (group term, survivor, term, universal life, indexed universal life); LTCi; Vision, Workers’ Comp Serving: AR, AZ, CA, CO, FL, HI, MS, MO, NJ, NM, NV, NY, OH, OR, TX, UT, WA BenefitMall (NorCal) Contact: John Bobincheck 2300 Clayton Road, Ste. 1540 Concord, CA, 94520 (925) 969-3200, (800) 354-6926 (877) 230-8160 email: John.Bobincheck@benefitmall.com Website: www.benefitmall.com Products: Benefits Administration; COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide BenefitMall (Central CA) Contact: Casey Allen 6200 Canoga Avenue, Ste. 300 Woodland Hills, CA 91367 (818) 348-1200, (800) 877-0101 Fax: (818) 226-6599 email: Casey.Allen@benefitmall.com Website: www.benefitmall.com Products: Benefits Administration; COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide BenefitMall (SoCal) Contact: Jeff Miller 500 North State College Blvd., Ste. 700 Orange, CA 92868 (714) 940-1151 Fax: (714) 940-1198 (800) 446-4999 email: Jeff.Miller@benefitmall.com Website: www.benefitmall.com Products: Benefits Administration; COBRA; Dental (group, ind.); Disability; Health (group, ind.); Life; Medicare Advantage; Medicare Supplement; Payroll; PDP; Vision Serving: Nationwide Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com

2015 DIRECTORY

built by ExpErts to Better yOur Business ExpEriEnCEd. rEliablE. dEdiCatEd. As the nation’s largest General Agency, BenefitMall provides brokers and their clients the most extensive portfolio of benefit solutions, payroll products and compliance services. With years of industry knowledge and a strong track record, BenefitMall has perfected its sales and service model to help you succeed.

Contact us today to find out more about BenefitMall.

Concord (925) 969-3200

www.benefitmall.com

Orange (714) 940-1140

Woodland Hills (818) 348-1200 Š2015 BenefitMall. All rights reserved.

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Products: Benefits Administration; Cafeteria Plans; Debit Card; Dental (group); EOB Concierge; Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); HR; Life (group); Payroll; Vision; Web Portal Serving: AZ, CA, CO, KS, NV, WA Benefits Store Inc. Contact: Roger Smith or Jake Schroeder (800) 446-2663, Fax: (844) 602-1888 Email; Info@BenefitsStore.com Website: www.BenefitsStore.com Products/Services: Group Association Health (Medical/Dental/Vision) for Individuals. Brokerage/Producer Sales Opportunities. TPA Services for Small Group Cafeteria Plans.

Serving: California and Nationwide Berbower Ins. Agency & Brokerage Contact: Mark Berbower 1330 W. Robinhood Dr, Ste. A4 Stockton, CA 95207 Mailing Address: P.O. Box 7688 Stockton, CA 95267 (209) 405-1088, Fax: (866) 489-0046 email:Mark@Berbowerinsurance.com Website:www.Berbowerinsurance.com Products: Annuities (group, ind.); Dental (group, ind.); DI (disability income); Health (group, ind.); Life (single premium whole life, term, universal life, whole life); LTC, Medicare Supplement.

Serving: CA Berwick Insurance Group Contact: Colleen Gimbel 4576 E. Camp Lowell Tucson, AZ 85712 (888) 745-2320 email: info@berwickinsurance.com website: www.berwickinsurance.com Products: Medicare Advantage, Medicare Supplement, PDP Serving: Nationwide BEST Life & Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sale 17701 Mitchell North Irvine, CA 92614-6028 800-237-8543 Ext. 169, 949-222-2169 email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States BEST Re Contact: Marty Byrnes 17701 Mitchell North Irvine, CA 92614-6028 (877) 868-5775, Fax: (208) 893-5040 Website: www.bestre.net Products: dental, vision, life, STD and Stop loss Serving: Nationwide BGA Insurance Contact: Danielle Geissler 3300 Irvine Ave., Ste. 320 Newport Beach, CA 92660 (949) 955-0255, Fax: (949) 955-9215 email: info@BGAInsurance.com email: DanielleG@BGAInsurance.com Website: www.BGAInsurance.com Products: Annuities (ind., Group); Life (Charitable Giving Programs, Group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC Serving: Nationwide

10 | CALIFORNIA BROKER

Bill Proctor & Associates Insurance Inc. Contact: Bill Proctor 42800 Bob Hope Dr., Ste. 209B Rancho Mirage, CA 92270 (760) 568-5348, (855) 568-5348 Cell: (760) 851-4552, Fax: (760) 568-3309 email: bill@proctor-insurance.com Website: www.proctor-insurance.com Products: AD&D; Annuities (ind., group contract); Cafeteria Plans; Cancer; Chiropractic; COBRA Compliance; Critical Illness; Dental (ind., group); Disability (ind., group); Financial Planning; Health (ind., integrated plans, international major medical, HSA, Medicare bridge, Medicare supplement, short-term major medical); Life (group term, guaranteed issue, living payout option, single premium whole life, survivor, term, universal life, whole life); LTC; Pension (pension plans/profit sharing, 401[k]); Prescription Drug Card; Vision; Workers’ Comp; Worksite Marketing Serving: CA Brokers Marketing Service Inc. Since 1970 Contact: Earle Robinson 3234 Corinna Drive Rancho Palos Verdes, CA 90275 (800) 870-8702, (310) 793-8808 Fax: (310) 793-8816 email: info@bmsmarket.com website: www.bmsmarket.com Products: Long Term Care, Life, Disability, Annuities, Final Expense, Pension (401[k]), Special programs and Training in LTC, private banks Serving: Nationwide Brown & Associates Contact: Michael B. Brown, FLMI, LUTCF 24012 La Chiquita Dr. Mission Viejo, CA 92691 (949) 770-7679 email: MB2email@cox.net Products: Group and Individual Medical, Dental, Vision, Life and Disability Serving: Nationwide & International Bryson Financial Contact: Trent Bryson 3777 Long Beach Blvd., 5th Floor Long Beach, CA 90807 (562) 435-4267, Fax: (562) 435-5639 email: trent@brysonfinancial.com Website: www.brysonfinancial.com Products: AD& D; Dental (ind., group); Disability (ind.); Employee Benefits, Financial Planning, Health (Group. ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (charitablegiving programs, group term, living payout option, single premium whole life, special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/ profit sharing, 401[k]); Vision Serving: Nationwide BSI Insurance Services, Inc. Contact: Jim Cerf P.O. BOX 2722 Petaluma, California 94953 (707) 778-8581, (800) 972-1474 E-Fax: (844) 330-5973 email: bsi4ltc@pacbell.net Products: Annuities; Life Insurance (term, universal life); Long Term Care Insurance traditional and linked Serving: Nationwide California Guardian Brokerage Offices throughout California 333 North Indian Hill Blvd.

Claremont, CA 91711

(800) 775-1970 For proposal requests, sales tools & brochures, email: ani_manukyan@pacificadvisors.com Products: Disability (Individual, Business and Guaranteed Standard Issue); Life( Term, Universal, Multi-Life and Whole Life) Serving: CA California Long Term Care Insurance Services, Inc. Contact: Louis Brownstone, James Grauel 1601 Bayshore Hwy., Ste. 360 Burlingame, CA 94010 (650) 692-5202, (800) 303-1527 email: louis@cltcinsurance.com email: jim@cltcinsurance.com Website: californialongtermcare.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide The Camden Insurance Agency (an Affiliate of Vision Plan of America) Contact: Phil Needleman 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 99010 (800) 400-4VPA, Cell: (760) 812-0491 Fax: (213) 384-0084 email: phil@thecamden.com Website: visionplanofamerica.com Products: Vision (ind., group, Employee paid and voluntary HMO, PPO); Dental (ind., group, HMO, EPO, PPO), Acupuncture/Chiropractic, Administrative Services, Bundle Billing Available for All Ancillary Products Serving: Nationwide Capitas LTC Contact: Rich Kupetsky, CLTC President 200 Coon Rapids, Ste. 300 Minneapolis, MN 55343 (619) 203-5833 Email: rich.kupetsky@capitasfinancial.com Website: www.capitasltc.com Products: LTC Serving: Nationwide Carmichael Associates Contact: Stan Carmichael 2535 Townsgate Rd., Ste. 213 Thousand Oaks, CA 91361 (805) 379-9374, Fax: (805) 379-1585 email: mail@carmicassoc.com Website: carmichaelassociates.com Products: Annuities (ind. Variable); Health (group, ind., integrated plans, Medicare bridge, Medicare supplement, selffunded); Life (secondary market for life insurance), LTC, DI Serving: Nationwide

C.C.S.B Insurance Administrators Contact: Chris Anderson 231 E. Alessandro Blvd., Ste. A359 Riverside, CA 92508 (951) 215-0420, Fax: (951) 780-2958 email: chris@ccsbinsurance.com Products: Dental (group); Health (ind., group); Billing Services Serving: CA Cenco Insurance Marketing Corporation Contact: John Pittman 1501 El Camino Ave., Ste. 1 Sacramento, CA 95815 (916) 920-5251, Fax: (916) 920-8734 email: john@cencoinsurance.com Website: www.cencoinsurance.com Products: Annuities (ind.); Disability (ind.); Life (indexed life, survivor, term, universal life, whole life); LTC Serving: Northern & Central CA Chimienti & Associates Insurance Services Contact: Toney Chimienti, President 3400 W. Mineral King, Ste. B Visalia, CA 93291 (877) 733-1670, Fax: (559) 733-8058 e-mail: info@chimienti.com Web: www.chimienti.com Products: Medical GAP Plans, Premium Saver, Solution Plus Advantage program, Guarantee Issue, Voluntary Short & Long Term Disability, Critical Illness, Accident, Dental, Vision, Term, UL w/Long-term Care rider, Whole Life Services: Internet based Employee Benefits Enrollment with Billing & Eligibility Management Technology, includes Self-Serve with Chat session and Call Center enrollment, ACA Compliance-Assistance Packages, COBRA-HSA-HRA-Sec. 125 Administration Serving: 40 States Claremont Insurance Services Contact: Michael Traynor 2999 Oak Rd., Ste. 810 Walnut Creek, CA 94597 (800) 696-4543, (925) 296-8800 Fax: (925) 588-2425 email: michael@claremontcompanies.com Website: claremontcompanies.com Products: Health (group), Dental (group), Life (term, universal, whole life), Vision (group), COBRA Serving: CA

Cassani & Associates Insurance Services Inc. Contact: Louis J. Cassani, Joe Cassani 1391 Redondo Ave. Long Beach, CA 90804 (562) 597-1919, (800) 388-5429 Fax: (562) 597-3292 email: joe@cassaniinsurance.com Website: www.cassaniinsurance.com Products: Annuities, Disability, Life (UL, IUL, term, whole, Special Risk Underwriting), LTC Serving: Nationwide

Clock Insurance & Financial Solutions Contact: Marvin Cohen 21 West Laurel Dr., Ste. 71 Salinas, CA 93906 (831) 442-5511, Fax: (831) 442-5611 email: marvin@yourlifeandhealth.com Website: www.yourlifeandhealth.com Products: Cafeteria Plans, Cancer, Dental (ind., group); Disability (ind., group); Health (ind., group); Life (group term, living payout option, term, universal life, whole life); LTC, Vision, Worksite Marketing Serving: Central Coast CA, Monterey, Santa Cruz, San Benito, Santa Clara & San Luis Obispo Counties

Cavalier Associates Contact: Justin Smith 2801 Townsgate Rd., Ste. 350 Westlake Village, CA 91361 (800) 350-2019, Fax: (805) 371-4899 email: justin@cavalierassociates.com Website: www.cavalierassociates.com Products: Annuities (ind.,variable); Disability; Life (term, universal life, survivor, whole life) Serving: CA

CNMA Multi-Insurance Agency 895 E. Yorba Linda Blvd., Ste. 201-1 Placentia, CA 92870 (714) 552-3993, Fax: (714) 978-0518 Contact: Radi Miranda, LUTCF email: cnmainsurance@aol.com Website: www.cnmainsurance.com Products: Critical Illness, Guaranteed Issue Life, Disability (Group, Individual), International Major Medical, Travel Insurance

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2015 DIRECTORY

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES CMG Insurance Services Contact: Cheri Murphy-Geary 2933 Gold Pan Court, Ste. E Rancho Cordova, CA 95670 (916) 858-1600Fax: (916) 858-1607 email: cmgins@aol.com Products: Cafeteria Plans; Chiropractic; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, Medicare Part D, Medicare supplement, payroll, prescription drug card, selffunded, short-term major medical); Life (group term, term, universal life, whole life); Medicare Part D; Payroll; Vision; Worksite Marketing Serving: Sacramento & Bay Area, N. CA Coastal Financial Partners Group Contact: Jerry Vanderzanden, CLU, ChFC 9665 Wilshire Blvd., Ste. 430 Beverly Hills, CA 90212 310-788-3805 ext 101 Fax: 310-788-3997 Email: jerry@coastalfpg.com Website: coastalfinancialpartnersgroup.com Products: Annuities (ind., group contacts, variable); Cafeteria Plans; Critical Illness; Dental (group); Disability (ind. group); Financial Planning; Health (group); 401(k); Life (group term, guaranteed issue, policy exchange, special risk, survivor, term, universal, variable, whole); LTC; Prescription Drug Card; Pension/Profit Sharing; Vision; Worksite Marketing Service Area: offices in CA with Service Nationwide.

CPS Insurance Services Contact: Raymond McMannis – EVP Business Development 4400 MacArthur Blvd. 8th Floor Newport Beach, CA 92660 (949) 863-0700, (800) 326-LIFE Fax: (949) 225-7199 email: rmcmannis@cpsinsurance.com Website: www.cpsinsurance.com Products: Life, Annuities, LTC, Disability Serving: Nationwide CPS Sacramento/Long Insurance Services Contact: David Long 1610 Arden Way, Ste. 135 Sacramento, CA 95815 (916) 481-6290, (800) 922-6290 Fax: (916) 481-6365 email: marketing@cpssac.com Website: www.cpssac.com Products: Annuities (ind., variable); Critical Illness, Disability (ind.); Health (ind.); Life (charitable-giving programs, group term, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (pension plans/profit sharing) Serving: Nationwide CPS/Integrated Marketing & Insurance Services Contact: Parks LaMarche 8447 Miramar Mall, Ste. A San Diego, CA 92121 (858) 535-9444, (800) 776-4647 Fax: (858) 535-0560 email: parks@cpsimis.com Website: www.cpsimis.com Products: Annuities (ind.); Life (guaranteed issue, policy exchange, single premium whole life, special risk, term, universal life, whole life); LTC Serving: San Diego & Nationwide CPS-Ron Viola Insurance Services Contact: Ron Viola 950 Los Osos Valley Rd., Ste. C Los Osos, CA 93402

2015 DIRECTORY

(805) 597-3608, (800) 640-7770 ext. 608 Fax: (805) 597-3609 email: ron@ronviola.com Website: www.ronviola.com Products: Annuities (ind.); Critical Illness; Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, index universal life, whole life, secondary market for life insurance) Serving: Nationwide Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989, Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision; Life (Group); Disability (Group); Medical Gap, Chiropractic, Acupuncture (Group) David W. White Associates Contact: Donald L. Thomas 3150 Crow Canyon Place, Ste. 200 San Ramon, CA 94583 (925) 277-2660, Fax: (925) 277-2601 email: dthomas@dwassociates.com Website: www.dwassociates.com Products: Dental (ind., group); Disability (ind., group); Health (ind., group); LTC Serving: San Francisco Bay Area Dealey Renton and Associates Contact: W. Ron Barnett, Kym Hopwood P.O. Box 12675 Oakland, CA 94604 (510) 465-3090, Fax: (510) 452-2193 email: rbarnett@insdra.com email: khopwood@insdra.com Website: www.dealeyrenton.com Products: Cafeteria Plans; Chiropractic; Dental (group); Disability (ind., group); Health (ind., group); Life (group term, term, universal life); LTC; Pension (pension plans/profit sharing, 401[k]); Vision Serving: CA Designs in Life Contact: Shawn Jeanes 5865 Traffic Way Atascadero, CA 93422 (805) 462-7388 (800) 990-9993 Fax: (805) 462-0410 Email: shawn@designsinlife.com Email: shannon@designsinlife.com Website: www.designsinlife.com Serving: Nationwide DI Broker West Southern CA Contact: Paul Sitar 5318 E. 2nd St., Ste. 686 Long Beach, CA 90803 Northern CA Contact: Iain MacDonald 3478 Buskirk Ave., Ste. 1000 Pleasant Hill, CA 94523 (877) 636-2112, Fax: (866) 434-2757 email: paul.sitar@dibrokerwest.com email: iain.macdonald@dibrokerwest.com Website: www.dibrokerwest.com Products: Critical Illness; Disability (ind.)

Serving: Nationwide DI & LTC Insurance Services Contact: Jack B. Schmitz 4302 Redwood Hwy, Ste. 400 San Rafael, CA 94903 (415) 472-4800 (800) 924-2294 Fax: (415) 472-7637 email: jack@di-ltc.com Website: www.di-ltc.com Products: Critical Illness; Disability (ind.,

group); LTC; Worksite Marketing Serving: Northern CA and Nationwide Dickerson Employee Benefits Insurance Services Authorized General Agent Benefits Consulting, Property & Casualty Contact: Kristine Petrosyan, VP Sales 1918 Riverside Dr. Los Angeles, CA 90039 (800) 457-6116, Fax: (323) 805-2937 email: sales@dickerson-group.com website: www.dickerson-group.com Products: Acupuncture; Benefit Administration; Cafeteria Plans/Sec. 125; Cancer; Chiropractic; Consult a Doctor; Dental (ind., group); Disability (group); Electronic Enrollment; Health (ind., group – small, mid & large, integrated plans, Medicare supplement, short-term major medical); HRIS; Life (group-term, term); LTD; STD; Payroll; PEO; Vision (ind., group); Workers’ Comp.; Voluntary Benefits; Alternative Funding; Worksite, Wellness and other business services.

Serving: California – All Products; Nationwide – P&C, Risk Management (Except HI, ME) Serving: Nationwide (Except HI, ME) Direct Benefits Inc. Contact: Tom Mayer 325 Cedar Street, Ste. 800 St. Paul, MN 55101 (651) 649-3503, (800) 620-5010 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products: Dental, Disability, Life & Vision Serving: Nationwide Disability Insurance Services Inc. Contact: Daniel C. Steenerson 4444 Zion Avenue San Diego, CA 92120-2349 (619) 284-8444 ext. 8436, (800) 898-9641 Fax: (619) 325-8444 email: quotes@diservices.com Website: www.DIServices.com Products: Disability (ind.)

Serving: Nationwide Disability Insurance Resource Center Contact: Larry Schneider P.O. Box 21243 Albuquerque, NM 87154 (505) 299-5566, (800) 551-6211, Cell: (703)615-4747, Fax: (505) 299-7788 email: info@di-resource-center.com Website: www.di-resource-center.com Products: Disability (group, ind.); Denied Claims; Expert Witness Consultant (hardto-place, declined) Serving: Nationwide Dunhill Marketing & Insurance Services Inc. 2341 5th Ave. San Diego, CA 92101 (619) 578-7800, (800) 659-1349 Fax: (619) 578-7819 email: info@dunhillinsurance.com Website: www.dunhillinsurance.com Products: Advanced Markets; Annuities (F.I.A. and multi-year guarantee); Disability (medical director on staff); Estate Planning; 401(k); Life (charitable giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Pension Plans Serving: Nationwide

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Easy Insurance Marketing Inc. Contact: Connie Zarkowski/ Greg Halloran 4333 Park Terrace Dr., Ste. 120 Westlake Village, CA 91361 (805) 379-0590 ext. 4 Fax: (805) 379-1292 email: easy@west.net Website: www.easyinsurance.net Products: Compliance; Dental (ind., group); Disability (ind., group); Health (ind., group, international major medical, Medicare supplements, self-funded, short-term major medical); Prescription Drug Card, Vision Serving: CA Edwards-Glick Insurance Marketing Contact: Edward Glick 23530 Lull St. West Hills, CA 91304 (818) 999-3533, Fax: (818) 888-3033 email: edglick@eginsurance.net Website: www.eginsurance.net Products: Life Insurance, Health Insurance, Long Term Care Serving: CA Emerson Reid 5200 N. Palm Ave., Ste. 114 Fresno, CA 93704 (800) 780-0815 (559) 666-2001 Fax: (866) 972-7492 Website: www.emersonreid.com Products: Medical; Dental; Vision; Life; Worksite; Workers Compensation; disability; LTC. Serving: CA, NY, PA, NJ Epic Insurance Brothers Contact: John Connell 1390 Willow Pass Road., Ste. 800 Concord, CA 94520 (925) 822-9127, (800) 234-6363 Fax: (925) 521-8538 email: john.connell@epicbrothers.com Website: www.epicbrothers.com Products: Medical, PPACA and health and welfare compliance consulting, Health and Welfare Brokerage and Consulting, Critical Illness, Dental (group); Health (HSA, integrated plans, medical & 24 hrs., Medicare bridge, Medicare supplement, prescription drug card, self-funded admin., short-term major medical); Life (term, policy exchange, survivor, special risk, universal life, whole life, living payout option); LTC, Pension (401[k], pension plans/profit sharing); Vision Serving: West Coast and National Accounts E Pro Insurance Agency, LLC Personalized Retirement Options Contact: Erica L. Salda. CSA, CAS 463 Los Feliz Dr. Santa Barbara, CA 93110 (805) 679-3776, Fax: (805) 967-6254 email: erica@EPROinsuranceagency.com website: www.eproinsuranceagency.com Products: Annuities (group, individual); Disability; Health (group, individual, medicare bridge, medicare supplement, short term major medical); Life (charitable giving programs, group term, individual term, guaranteed issue, premium finance ind., secondary market for life, second to die, single premium whole life, universal, whole life); Long Term Care; Prescription Drug Card Serving: Nationwide Equote Contact: Richard Wira 2731 Shelter Island Dr., Ste. A San Diego, CA 92106 (619) 222-7212, (800) 354-1666 Fax: (619) 221-8545

CALIFORNIA BROKER | 11

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES email: staff@equote.com Website: www.equote.com Products: : AD&D; Annuities (group, ind.); Critical Illness; Disability (group, ind.); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, whole life); Pension (401[k]); LTC Serving: Nationwide Fairlane Financial Corp.

Contact: Marketing 1200 S. Pine Island Rd., Ste. 100 Ft. Lauderdale, FL 33324 (800) 327-1460, Fax: (954) 476-0051 email: info@888fairlane.com Website: www.888fairlane.com Products: Annuities (ind.)

Serving: Nationwide Financial Grade Senior Consultants Contact: Pete Blasi 225 Broadway, Ste. 1510 San Diego, CA 92101 (619) 595-0937, Fax: (866) 436-4713 email: info@financialgrade.com Website: www.financialgrade.com Products: Health (Medicare Supplement); Life (Guaranteed Issue) LTC; Medicare Advantage; Prescription Drug Plans Serving: Nationwide Financial Professionals Group Contact: William T. Wright 26501 Rancho Parkway South, Ste. 102 Lake Forest, CA 92630 (949) 455-0119, (877) 455-0119 Fax: (949) 455-0113 Email: wwright@fpgonline.com website: www.fpgonline.com Products; Life (special risk, survivor, term, universal life, variable life, whole life); Long Term Care Serving: Nationwide First Eagle Insurance Services Contact: Vic Vartanian 333 S. Central Ave., Ste. 101 Glendale, CA 91204 (818) 500-1771, (800) 447-4999 Fax: (818) 500-1855 email: vic@hiplans.com Website: www.hiplans.com Products: Dental (ind, group); Health (group, ind., int. major medical, MSAs, medicare bridge, medicare supplement, short term major med.) Vision Serving: Nationwide First Resource Insurance Services, Inc. Contact: Susan J. Edwards, CLU, ChFC 555 Saturn Blvd., Ste. PMB 512 San Diego, CA 92154 (858) 320-9941, Cell: (619) 392-3315 Fax: (858) 320-9945 email: sue@firstresourceins.com Products: Annuities (ind.); Disability (ind.); Life (ind., estate/trust, executive, 1035 policy exchange, universal, term, whole life); LTC (Traditional and linked benefits) Flemings Insurance Services Contact: Hal L. Flemings 3198 Willow Tree Lane Escondido, CA 92027 (760) 690-2167, (800) 310-8228 Fax: (760) 690-2173 email: halflemings1@juno.com Website: www.flemingsinsurance.com Products: AD&D; Annuities (ind., group); Cafeteria Plans; Cancer; Chiropractic; Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group,

12 | CALIFORNIA BROKER

HSA, integrated plans, international major medical, Medicare bridge, Medicare supplement, self-funded, short-term major medical); Life (group term, guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal); LTC; Pension (pension plan/ profit sharing, 401[k]); Vision; Workers’ Comp; Worksite Marketing Serving: S. CA , OK, KS, MI, TX Flextoday, Inc. Contact: Kathleen Hopper 191 W Shaw Ave., Ste. 101 Fresno, CA 93704 (559) 432-6800, (800) 995-5373 Fax: (559) 432-6220 email: Kathleen@FlexToday.com Website: www.FlexToday.com Products: Cafeteria (FSA/Flex) Plans; Health Reimbursement Arrangements (HRA); HSAs; Commuter Choice Benefits; Custom Welfare and Wellness Programs; COBRA Compliance Administration; Retiree Billing and Direct Premium Billing; Note: FlexToday does not sell products Serving: Nationwide Foulds & Feldmann Health Insurance Agency Contact: Maureen Feldmann, Randy Foulds 78370 Highway 111, Ste. 100 La Quinta, CA 92253 (760) 777-9400 Fax: (760) 346-4727 email: maureen@feldmanninsurance.com email: randy@feldmanninsurance.com Products: Advantage Plans; LTC; Medicare Supplements; Individual Health; Part D Prescription Plans Serving: Riverside County FSD Financial Services Contact: Jeff Affronti 5530 Corbin Ave., Ste. 101 Tarzana, CA 91356 (818) 881-6970, (800) 373-9697 Fax: (818) 881-6973 email: jeff@fsdfinancial.com Website: www.fsdfinancial.com Products: Annuities (group, ind.); Life (term, universal, whole) Serving: Most of the U.S. GBS Ins. and Financial Services (dba: Flynn Associates Insurance Marketing Inc.) Contact: George Cox/Area Vice President 21600 Oxnard St., Ste. 650 Woodland Hills, CA 91367-5069 (818) 854-3003, (800) 473-5966 Fax: (818) 737-9103 LTC Hdqtrs: (818) 854-3034 Fax: (818) 854-3100 email: gcox@flynnassociates.com Website: www.flynnassociates.com Products: Annuities (ind.); Critical Illness; Disability (ind.); Health (international major medical); Life (guaranteed issue, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, life settlements); LTC; Specialty Markets Serving: Nationwide General Agency Insurance Development Services (GAIDS) 8901 W. Olympic Blvd.

Beverly Hills, CA 90211 (310) 657-0100, (800) 695-4424 Fax: (310) 652-0305 email: insure@gaids.com Website: www.gaids.com Products: Cancer Insurance; Critical

Illness; Health (Medicare Advantage, Medicare Part D RX, Medicare Supplement, international major medical, shortterm major medical); Life (final expense, term); LTC Serving: CA, AZ, NV & OR GeoBlue Contact: Cristina Picardi P.O. BOX 635014 San Diego, CA 92163-5014 Direct: (619) 688-1160 Toll free direct: (855) 484-2583 Fax: (610) 293-3529 email: cpicardi@geo-blue.com Website: geobluetravelinsurance.com Products: Int’l Health, International Major Medical, Travel Medical (ind and group); Short and long term plan options available Serving: International and nationwide Gordon Gladstone Associates Contact: Gordon Gladstone 18401 Burbank Blvd., Ste. 228 Tarzana, CA 91356 (818) 342-9400, Fax: (818) 342-8488 email: ggladstone@earthlink.net Products: Critical Illness; health (ind, group), disability (ind, group), LTC, Life (term, universal), LTC Serving: CA Group Benefits Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 380-5812, (800) 242-1120 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Website: www.triadinsurancegroup.com Products: AD&D; Acupuncture; Annuities (ind., variable, group contract); Cafeteria Plans; Cancer; Chiropractic; Dental (ind., group); Disability (ind., group); Financial Planning; Health (group, integrated plans, Medicare bridge, HSA, ind., international major medical, Medicare supplement, Medicare bridge, short-term major medical, self-funded); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, universal life, whole life, variable); LTC; Pension (pension plans/ profit sharing, 401[k]); Prescription Drug Card; Vision; Workers’ Comp. (24 Hr. coverage); Worksite Marketing; California Choice Plan, Covered CA Serving: Nationwide Hartfield Financial & Insurance Services, Inc. Contact: Thomas, J. Hartfield 2731 Erringer Road, Ste. 90 Simi Valley, CA 93065 (805) 522-5815 email: Tom@hartfieldfinancial.com Website: www.hartfieldfinancial.com Products: Annuities (ind.; Group; Variable); 401(k); Pension Profit Sharing; Financial Planning; Term; Universal Life; Variable Life; Whole Life.

Serving: California HD Mooers and Co. Contact: Jeff Mooers 3688 Mount Diablo Blvd.

Lafayette, CA 94549 (925) 283-7310, (800) 303-7310 Fax: (925) 283-4768 email: jeffm@hdmooers.com Website: www.hdmooers.com Products: Annuities (ind.); Life (special risk, term, survivor) Serving: Nationwide

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Healthcare Producers Inc. Contact: John Enright 2907 Shelter Island Drive, Ste. 105 San Diego, CA 92106 (619) 342-7200 ext. 103 Fax: (619) 342-8030 email: john@healthcareproducers.com Website: healthcareproducers.com Products: Critical Illness; Health (group, ind.)

Serving: AZ, CA, NV Healthinsurance.com Inc. Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 737-9300 ext. 217, (310) 390-1000 ext. 217 (800) 644-3491, Fax: (310) 737-9304 email: as@Kelsey.com Website: www.HealthInsurance.com Products: Health (small business, ind.)

Serving: 47 States Highland Capital Brokerage Contact: Joe Presutti 801 N. Brand Blvd., Ste. 330 Glendale, CA 91203 (800) 326-8151, (213) 417-4500 Fax: (213) 389-3441 Email: jpresutti@highland.com Website: www.highlandbrokerage.com Products: Annuities (ind, group, variable, 401(k), pension/profit sharing), disability (ind), financial planning, life (charitable giving programs, living payout option, policy exchange, single premium whole life, survivor, term, universal, variable, whole life, life settlements), LTC. Serving: CA HTH Worldwide Contact: Cristina Picardi P.O. BOX 635014 San Diego, CA 92163-5014 Direct: (619) 688-1160, (855) 484-2583, Fax: (610) 293-3529 email: cpicardi@geo-blue.com Website: www.hthtravelinsurance.com Products: Int’l Health, International Major Medical, Travel Medical (ind and group); Short and long term plan options available Serving: International and nationwide IBP Insurance Services Contact: Peter Kuhn 175 Bernal Road, Ste.100 San Jose, CA 95119 (408) 363-6000 Fax: (408) 363-6005 email: peter@ibpis.com Website: www.ibpis.com Products: Health (group, HSA); Dental (group); Life (group term); Disability (group); Pension (401[k]); Employee Communication; HRIS Serving: Nationwide Innovative Solutions Insurance Services LLC Contact: Lisa DiBugnara 200 N. Sepulveda Blvd., Ste. 900 El Segundo, CA 90245 (310) 851-8222 ext. 5198, (800) 551-8289 Fax: (310) 851-8211 email: ldibugnara@isislife.com Website: www.isislife.com Products: Annuities; Disability; Life; LTC Serving: Nationwide Insurance Resources Group Contact: Mehrdad Taghdiri 9744 Wilshire Blvd., Ste. 306 Beverly Hills, CA 90212 (310) 550-3300, (888) 224-4777 Fax: (310) 550-3390

2015 DIRECTORY

The Dickerson Advantage

Powerful Solutions for Power Brokers Protect and Grow Your Book With • Electronic Enrollment and Benefits Administration • ACA Tracking and 1094/1095 Reporting • Employer and Employee Interface for All Carriers • Renewal Marketing and Commission Tracking At No Cost to You or Your Clients

Call Today for More Information

(800) 457-6116 sales@dickerson-group.com

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES email: sales@irginsurance.com Website: www.irginsurance.com Products: Specialize in substandard cases, over 60 carriers to choose; Annuities (fixed, index, variable); Disability; Life (index universal life, life settlement, term, universal life, whole life, variable life, single premium, second-to-die, simple issue, guarantee Issue); LTC; Premium Financing; Pension Serving: Nationwide and International

John Hancock Life Insurance Contact: Fred Johnson 2401 E. Katella Ave., Ste. 650 Anaheim, CA 92806 (714) 938-9300 ext. 130 Fax: (714) 938-9312 email: fjohnson@jhnetwork.com Website: www.Jhnetwork.com Products: Life (survivor, term, universal, variable); LTC Serving: California

Integrated Planning Solutions Contact: Michael L. Sandfrey Contact: Tammy Miledi 16654 Soledad Canyon Road, Ste. 294 Canyon Country, CA 91387 (661) 251-6992, (888) 371-1119 Fax: (661) 251-6914 email: msandfrey@ipsfinancial.com email: tammy@ipsfinancial.com Products: Disability (ind.)

Serving: AZ, CA, NV

Jones Associates Financial & Insurance Services Inc. Contact: Douglas Jones Contact: Melissa Shaw 26477 Rancho Parkway South Lake Forest, CA 92630 (949) 699-1660 (800) 729-6344 Fax: (949) 699-1069 email: doug@jonesfinancial.com email: melissa@jonesfinancial.com Website: www.jonesfinancial.com Products: Annuities (ind., variable, group contract); Disability (ind.); Financial Planning; Life (special risk, survivor, term, universal life, variable, whole life); LTC; Pension (pension plans/profit sharing, 401[k]) Serving: Nationwide

ITG Worldwide Insurance Agency Contact: Stacy Wheeler, Scott Maras 500 Professional Center Dr., Ste. 515 Novato, CA 94947 (877) 598-8646 Fax: (415) 373-0786 email: stacyw@itgworldwide.com email: scottm@itgworldwide.com Website: www.itgworldwide.com Products: Travel Medical Insurance; Business Travel Plan; Disability and AD&D; Global Medical Plans; International Employee Benefits; Life; LTD; Property & Casualty; Special Risk and War Zone Coverage Serving: Worldwide Jack Van Rossum Contact: Jack Van Rossum 23 Garden Park Dr. Chico, CA 95973 (530) 342-6915 Fax: (530) 342-6812 email: jrossum@sbcglobal.net Products: Financial Planning J.K. Insurance Marketing Inc. Contact: Gary H. Johnson 1042 W. Hedding St., Ste. 241 P.O. Box 28100 San Jose, CA 95126 (408) 246-2701, (800) 221-7998 Fax: (408) 246-2733 email: ghjohnson@jkinsurance.com Products: Annuities (ind.); Disability ( ind .); Life (survivor, term, universal life, whole life); LTC Serving: Western US JLS F.I.R.M. Inc. Contact: Jeffrey Scheibner 28562 Oso Pkwy., Ste. D-526 Rancho Santa Margarita, CA 92688 (949) 481-4671, Fax: (949) 481-4674 email: jlsfirm@cox.net Website: www.jlsfirm.com Products: AD&D; Annuities (group, ind.,variable); Cafeteria Plans; Chiropractic Benefit; Dental (group, ind.); Disability (group, ind.); 401(k); Health (group, HSA, ind., Medicare bridge, Medicare supplement, self-funded administration, shortterm major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, survivor, term, universal life, variable life, whole life); LTC; Pension plans/profit sharing; Prescription Drug Card; Vision; Workers’ Comp Serving: S. CA

14 | CALIFORNIA BROKER

Knight & Associates Contact: John H. Knight 10636 Scripps Summit Court, Ste. 112 San Diego, CA 92131 (858) 271-1511 email: jknight@sagepointadvisor.com Products: Annuities(individual), Pension(Pension plans/Profit Sharing), Financial Planning Serving: CA Kouzmanoff Financial Insurance Services, Inc. Disability Insurance Specialists Contact: Gerald Kouzmanoff 2377 S. Crenshaw Blvd., Ste. 255 Torrance, CA 90501 (310) 792-7355 (800) 653-8003 Fax: (310) 792-7360 email: kfis@kouzfinancial.com email: gkouzmanoff@kouzfinancial.com Website: www.kouzfinancial.com Products: Disability (ind. group).

Serving: Nationwide Landmark Senior Resources Insurance Service, Inc. Contact: Roy O. Brett 5339 Prospect Road, Ste. 419 San Jose, CA 95129 (408) 866-0408 Fax: (408) 866-7010 email: landmarkseniorresources@gmail.com website: landmarkseniorresources.com Products: Annuities, Life Insurance, Long Term Care Insurance Serving: Nationwide Larry A. Medeiros Financial & Insurance Services, Inc. Contact: Stacie La 2280 Sunrise Blvd., Ste. 142 Rancho Cordova, CA 95742 (800) 748-5538 Fax: (916) 473-7151 email: lamfinancial1@gmail.com email: stacie.la@comcast.net website: www.lmfinancial.com Products: Dental (ind.), Health (ind, Medicare supplement, short term major med), Life (term, universal, variable, whole life), LTC Serving: Nationwide

LeClair Corporation Contact: Richard Lett 6701 Upper Afton Rd. St. Paul, MN 55125 (651) 739-2010, (877) 532-5247 Fax:(651) 739-3265 email: richard.lett@leclairgroup.com Website: www.leclairgroup.com Products: Annuities (ind.); Cancer, Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSAs, Medicare supplement, short-term major medical); Life (special risk, term, universal life, whole life); LTC Serving: Nationwide Legacy Insurance Services Contact: Rick Andersen 17310 Wright St., Ste. 200 Omaha, NE 68130 (402) 493-3007, (800) 493-3007 Fax: (402) 493-3507 email: lis@legacyins.com Website: www.legacyins.com Products: Annuities (ind.); Life ( single premium whole life, survivor, term, universal life, whole life).

Serving: Nationwide Leisure Werden & Terry Agency Contact: Dave Donchey 200 S. Los Robles Ave., Ste. 200 Pasadena, CA 91101 (626) 304-1300 ext. 240, (800) 272-2212 Fax: (626) 304-1313 email: dave.donchey@lwtagency.com Website: www.lwtagency.com Products: Annuities (ind., group, variable); Pension (401[k]); Life (charitable, group term, guaranteed issue, policy exchange, survivor, term, universal, variable, life settlements); LTC Serving: Nationwide LGR Insurance Group Five Rings Financial LTCi Planners/Specialists Contact: Gay Rowan, CSA, CLTC 2647 Gateway Rd. Ste. 105-600 Carlsbad, CA 92009 (888) 995-8376, (760) 944-6380 Cell: (760) 420-1533 Fax: (760) 632-1533 email: gayrowan@lggroupltci.com Website: www.lgrgroupltci.com Products: LTC; Life; Annuities Serving: CA Life Insurance Settlements, Inc. 1500 West Cypress Creek Rd., Ste. 408 Fort Lauderdale, FL 33309 (866) 326-5433 ext. 1015 Fax: (954) 337-5731 email: Oleg@lisettlements.com Website: www.lisettlements.com Products: Free Policy Appraisal; Free E&O Coverage; Marketing & Compliance Available; Secondary Market for Life Insurance; Nationwide Assistance Available 24/7 Serving: Nationwide Lifepro Financial Services, Inc. Contact: Ben Nevejans 11512 El Camino Real, Ste. 100 San Diego, CA 92130 (888) 543-3776, Fax: (858) 259-1742 email: info@lifepro.com Website: www.lifepro.com Products: Annuities (indexed, fixed, ind., group, variable); Life (group term, guaranteed issue, single premium whole life, special risk, survivor, term, universal life, variable, indexed UL, whole life); LTC Serving: Nationwide

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LISI, The Best In Broker Sales Solutions (San Mateo) Contact: Gary Myers, Desare’ Kallingal, Sandra Bealu, Shannon Carboni, Yuri Inda, Jack Tang 1600 W. Hillsdale Blvd. San Mateo, CA 94402 866-570-LISI (5474) Fax: 844-547-4329 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: N. CA/Bay Area, Monterey and Santa Cruz.

LISI, The Best In Broker Sales Solutions (Sacramento) Contact: Panthia Smith, Ryan Esway, Cindy McGriff 3100 Zinfandel Drive, Suite 325 Rancho Cordova, CA 95670 866-570-LISI (5474), Fax: 844-547-4329 email: hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Sacramento/North Bay. LISI, The Best In Broker Sales Solutions (Fresno) Contact: Espy Turley, Peter Mehta, Jill White, Janelle Alvarez 30 River Park Place West, Ste. 100 Fresno, CA 93720 866-570-LISI (5474), Fax: 844-547-4329 email: Hweiler@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Fresno County and Bakersfield.

LISI, The Best In Broker Sales Solutions (Los Angeles) Contact: Frank Estrada, Jason Herbison, LaMonte Howard, Brett Murray, Danny Ford, Kasey Herbison 21700 Oxnard St., Ste. 440 Woodland Hills, CA 91367 866-570-LISI (5474, Fax: 844-547-4329 email: kdoyle@lisibroker.com Web site: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Los Angeles, Ventura County, Santa Barbara and San Luis Obispo.

2015 DIRECTORY

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INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES LISI, The Best In Broker Sales Solutions (Orange) Contact: Dan Galietto, Jeff Hoss, Laurie Wolbart, Michele Isaly, Eric Tapia, Tyler Shepard 2677 N. Main St., Ste. 350 Santa Ana, CA 92705 866-570-LISI (5474), Fax: 844-547-4329 email: Kdoyle@lisibroker.com Website: www.lisibroker.com Products: ACA Compliance; Acupuncture; Chiropractic, COBRA Compliance; Dental (group); Disability (ind., group); ERISA; Health (group); Life (term, group term, universal life, variable); Payroll; PEO; Dental; Vision, voluntary benefits; Sec. 125; International Major Medical; Voluntary benefits; Workers’ Comp.; Worksite Marketing Serving: Orange County & Inland Empire.

Maholo Insurance Agency, LLC Contact: Douglas Shimada PO Box 6584 Moraga, CA 94570 (925) 899-7880, Fax: (888) 391-0211 email: dougMshimada@gmail.com Products: Dental, Vision plans for groups & IFP, group life & LTD, group medical supplement plans, international medical plans Serving: AZ, CA, NV, TX, UT

LISI, The Best In Broker Sales Solutions (San Diego) Contact: Christina Diamantis, Susan Tomes, Javier Castaneda, Joe Norton 9095 Rio San Diego Dr., Ste. 220 San Diego, CA 92108 866-570-LISI (5474) Fax: 800-603-1992 email: Kdoyle@lisibroker.com Web site: www.lisibroker.com Products: Acupuncture; Chiropractic; COBRA Compliance; Dental (group); Disability (ind., group); Health (group); Life (term, group term, universal life, variable); Worker’s Comp; Worksite Marketing Serving: San Diego County.

Merchants Benefit Administration, Inc. Contact: Laura Genzer 15974 N. 77th St., Ste. 102 Scottsdale, AZ 85260 (800) 800-6543, Fax: (480) 776-5050 email: lgenzer@mbaadmin.com Website: www.mbaadmin.com Products: Dental (ind.); Health (group); Life (guaranteed issue) Serving: Nationwide

Lon E. Light & Associates Contact: Lon E. Light 473 Helen Ave. LaFayette, CA 94549 (925) 284-2907, Fax: (925) 284-2907 email: lonelight@comcast.net email: lonelight@hotmail.com Products: Annuities; Financial Planning; Life (life settlements, single premium whole, special risk, survivor, term universal, whole) Serving: CA Mackeller & Associates Contact: Jim Mackellar, CLU, CLFC 3625 Thousand Oaks Blvd., Ste. 275 Westlake Village, CA 91362 (805) 373-0617 Outside CA: (888) 387-8694 Fax: (805) 379-0727 Email: jim@mackellarassociates.com Website: www.mackellarassociates.com Products: annuities (ind., variable); Dental (group); Disability (ind.); Financial Planning; Health (short-term major medical); Life (living payout option, single premium whole life, survivor, term, universal life, variable, whole life) Serving: CA & NV Madison Brokerage Corp.

Contact: Daniel P. Anderson Contact: Rhonda Raven 65 Madison Ave., Ste. 200 P.O. Box 1940 Morristown, NJ 07962-1940 (973) 539-3232, (888) 539-3232 Fax: (973) 539-3737 email: rraven@madisonbrokerage.com Website: www.madisonbrokerage.com Products: Annuities ( ind. Variable); Financial Planning; Life (charitable giving programs, group term, guaranteed issue, policy exchange, secondary market for life, life settlements, single premium whole life, special risk, survivor, term, universal, variable, whole); LTC Serving: Nationwide

16 | CALIFORNIA BROKER

M&O Marketing 4000 Town Center, 11th Floor.

Southfield, MI 48075 (800) 228-5964, Fax: (248) 784-1401 email: info@mandomarketing.com Website: www.mandomarketing.com Products/Services: Annuity, Life, LTC Sales & Marketing Serving: Nationwide

MHN, INC. Contact: Jody Osterweil 2370 Kerner Blvd.

San Rafael, CA 94901 (415) 460-8081, Fax: (415) 257-1478 email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs; Managed Care; Mental Health; Training & Skill & Organizational Development; Wellness Serving: Nationwide MWG Broker Services 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (877) 759-5728, Fax: (601) 956-1702 email: brokerservices@morganwhite.com Website: www.mwgbrokerservicesl.com Website: www.dentalforeveryone.com Products: Dental (group, ind.); Premium Saver Plan; Vision, Life, Disability Serving: Nationwide Myers-Stevens-Melllo, Inc. 4555 Mattos Dr. Fremont, CA 94536 (510) 894-4330, (877) 741-4843 Fax: (510) 894-4147 email: info@insurancemsm.com Website: www.insurancemsm.com Products: AD&D, Cafeteria Plans; Chiropractic; Dental (group, ind.); Disability (ind., group); Health (ind., integrated plans, HSA, Medicare supplement, short-term major medical); Life (term); LTC; Pension [401(k); Vision Serving: CA National Insurance Marketing Corp.

Contact: Kenneth B. Brunetta 3600 American River Dr., Ste. 240 Sacramento, CA 95864 (800) 274-7845, (916) 974-7845 Fax: (916) 974-7613 email: ken@nimc.com Website: www.nimc.com Products: Annuities (Fixed Indexed, MYGA, Book Rate and Immediate annuities, ind.); Life (single premium whole life, special risk, survivor, term, universal life, whole life); Pension (pension plans/profit sharing) Serving: Nationwide except NY

New Generation Insurance Marketing Contact: Andy Weinstein 28073 Smyth Dr. Valencia, CA 91344 (888) 920-1770 Ext. 1231 Website: www.newgenlife.com Products: Annuities (ind.); Critical Illness, Disability (ind.); Life (guaranteed issue, single premium whole life, special risk, survivor, term, UL Ind., whole life); LTC Serving: Nationwide NFP Contact: John A. Hohman 3470 Mt. Diablo Blvd., Ste. A100 Lafayette, CA 94549 (925) 297-6155 Fax: (925) 254-9652 email:nfpcainfo@nfp.com Website: www.nfp.com/nfpca Products: Annuities (ind.); Dental (ind., group); Disability (ind., group); Health (group, individual); Life (charitable-giving programs, group term, term, universal life, whole life, variable) Serving: CA Northstar Network Insurance Agency, Inc. Contact: Katie O’ Rourke, James Grauel 1601 Bayshore Highway, Ste. 360 Burlingame, CA 94010 (800) 303-1527, (650) 692-5202 email: katie@cltcinsurance.com email: jim@cltcinsurance.com Website: www.nsninsurance.com Products: LTC, Linked-LTC, Critical Illness Serving: Nationwide OC Life Insurance Agency Inc. Contact: Dan Love P.O. Box 3545 Mission Viejo, CA 92690 (949) 716-7051, (800) 564-3309 Fax: (949) 916-6475 email: dan@OCLifeinsurance.com Website: www.OCLifeinsurance.com Products: Life (special risk, term, universal, whole) Serving: Nationwide Overseas Travel Insurance Services Contact: LeAnne Lary (866) 684-7123, Fax: (805) 531-1161 email: info@otis123.com email: leanne@otis123.com Website: www.otis123.com Website: www.overseastravelinsuranceservices.com Products: Immigration Insurance; Insurance to obtain VISAS; International Major Medical; Missionary Insurance; Mission Trips Individual Holiday/Trip cancellation Insurance; Short Term Major Medical (immediate ID cards); Student Travel Insurance; Worldwide Travel Medical Insurance Groups/Associations Service Area: Nationwide and International Paradigm Insurance Marketing Contact: Paul D. Kaplan 31255 Cedar Valley Dr., Ste. 311 Westlake Village CA 91362 (818) 380-0034, (800) 822-7251 Fax: (818) 706-0203 email: paul@paradigmins.com Website: www.paradigmins.com Products: Annuities (ind.); Disability; 419(e) single employer retirement benefit plans Long Term Care; Life (special risk, survivor, term, universal life);

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Penn Mutual Life Insurance Co. Contact: Ron Bertke, LUTCF 18375 Ventura Blvd., Ste. 650 Tarzana, CA 91356 (818) 207-3930, Fax: (310) 861-1435 Email: bertke.ron@pennmutual.com Products: Life, Annuities Perry Financial Network Contact: Jeff Perry 13405 Folsom Blvd., Ste. 400 Folsom, CA 95630 (877) 475-5244, Fax: (916) 293-0101 email: jeff@perryfinancial.net Website: www.perryfn.com Products: Annuities (ind., variable); Life (term, universal life, survivor, variable, whole life); LTC Serving: Western U.S. Peter Lyman Insurance Agency Contact: Peter T. Lyman Founder and managing Principal 8 S. Voluntario St., Ste. A Santa Barbara, CA 93103 (805) 845-2377 Email: peter@lymaninsurance.com Website: www.lymaninsurance.com Products: Voluntary and Ancillary Products, Workers’ Comp, Worksite Marketing, HR Resource Services, Property & Casualty Petersen International Underwriters Contact: Jimmy Petersen 23929 Valencia Blvd., 2nd Floor Valencia, CA 91355 (661) 254-0006, (800) 345-8816 Fax: (661) 254-0604 email: jimmy@piu.org Website: www.piu.org Products: AD&D; Disability; Excess Disability, Impaired Risk Disability; Health (international major medical); Life (special risk) Serving: Nationwide & International Peter Trummer Insurance Contact: Peter Trummer 10075 W. River Street, Ste. 201 Truckee, CA 96160 (530) 587-8900, Fax: (530) 587-8883 email: ptinsurance@icloud.com Website: www.ptinsurance.net Products: AD&D; Annuities (group, ind., variable); Cafeteria Plans; Cancer Insurance; Chiropractic Benefit; COBRA Compliance; Critical Illness; Dental (group, ind.); Disability (group, ind.); Health (group, health HSA, ind., integrated plans, selffunded administration, short-term major medical, international major medical); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, secondary market for life, single premium whole life, special risk, survivor, term, universal life, variable life, whole life); LTC, Pension (401[k], Pension plans/profit sharing); Prescription Drug Card, Vision Serving: Nationwide Pontrelli, Timour & Associates Contact: Chris Pontrelli Jr., Raphy Timour 1039 Hope St. Pasadena, CA 91030 (626) 795-4138 ext. 250 (Chris) Fax: (626) 795-6496 email: cpontrelli@ptbenefits.com Website: www.ptbenefits.com Products: Group Employee Benefits Serving: CA

2015 DIRECTORY

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12, Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide PRB Insurance and Financial Services Contact: Tom Munson 1990 S. Bundy Drive, Ste. 410 Los Angeles, CA 90025-1448 (310) 909-1746, Fax: (424) 248-2461 email: info@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning.

The Producers Group 36 Discovery, Ste. 100 Irvine, CA 92618 (888) 553-6093, (949) 268-1777 Fax: (949) 362-3353 Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life, premium finance); LTC ( ind.); Disability, DI Serving: Nationwide The Producers Group Contact: Eric Freundt 9171 Towne Centre Drive, Ste. 200 San Diego, CA 92122 (800) 441-0140, Fax: (858) 793-5388 Email: Eric.Freundt@thepg.com Website: www.thepg.com Products: Annuities (ind.); Life (special risk, survivor, term, universal, variable, whole life); LTC (ind.); DI R.B. Twogood Insurance Services Contact: Tracy Navarro 5520 Wellesley St., Ste. 105 La Mesa, CA 91942 (619) 668-9199, (800) 266-9199 Fax: (619) 668-9260 email: tnavarro@twogoodinsurance.com Products: Universal and term Life, fixed annuities Serving: CA R.H. Insurance Services Contact: Robert Hernandez 411 S. Riverside Ave. Rialto, CA 92376 (323) 582-4392, (909) 877-2032 (800) 529-2690 Fax: (909) 874-7454 email: rhinsurance@rhaccounting4u.com Website: www.rhaccounting4u.com Products: Dental (group, ind.); Health (group, ind.,); Life (guaranteed issue, single premium whole life, term, universal life, whole life); Vision; Workers’ Comp Serving: CA

2015 DIRECTORY

Rogers Benefit Group Contact: Dave Di Maria, Susan Diaz 130 N. Brand Blvd., Ste. 310 Glendale, CA 91203 (818) 502-3800 ext. 11, (800) 654-3050, Fax: (818) 502-2170 email: losangeles@rogersbenefit.com Website: www.rogersbenefit.com Products: Health (group); Dental (group); Serving: Los Angeles, Orange, Riverside, San Bernardino, Santa Barbara, San Luis Obispo and Ventura Counties Rogers Benefit Group Contact: Angie Purcell, Craig Gandy 6540 Lonetree Blvd., Ste. 100 Rocklin, CA 95765 (916) 960-0400, (866) 405-2790 Fax: (916) 960-0420 email: sacramento@rogersbenefit.com Website: sacramento.rogersbenefit.com Products: Heath (group) Serving: Alameda, Alpine, Amador, Butte, Calaveras, Colusa, Contra Costa, El Dorado, Fresno, Humboldt, Kern, Kings Lake, Marin, Mariposa, Mendocino, Napa, Placer, Plumas, Sacramento, San Joaquin, Shasta, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Yolo, Yuba and Northern Nevada Rogers Benefit Group Bay Area Contact: Andrew Kerr, Cyndie Culbreth 6155 Almaden Expressway, Ste. 210 San Jose, CA 95120 email: akerr@rogersbenefit.com, sanjose@ rogersbenefit.com Website: www.rogersbenefit.com (408) 268-9700, (877) 724-4671 Fax: (408) 997-7737 Products: Health (group); Dental (group); Disability (group); Life (group); Voluntary (group) Serving: Alameda, Contra Costa, Marin, Monterey, Napa, San Benito, San Francisco, San Mateo, Santa Clara, Santa Cruz, Solano, Sonoma Counties Rogers Benefit Group San Diego Contact: Melissa Medve 11555 Sorrento Valley Rd., Ste. 203 San Diego, CA 92121 (858) 452-1100, (800) 872-0459, Fax: (877) 508-7255 email: melissa@rbgsocal.com Website: www.rbgsocal.com Products: Group Health, Dental, Vision, Life, LTD Serving: San Diego, Orange, Riverside, San Bernardino, Imperial Counties RxReins Contact: Crystal Williams 5855 E. Naples Plaza, Ste. 305 Long Beach, CA 90803 P.O. Box 2284 Palm Springs, CA 92263-2284 (888)- RxReins, Fax: (760) 262-3178 email: cwilliams@rxreins.com Website: www.rxreins.com Products: Prescription Drug Card; Stop Loss Insurance Serving: Nationwide Save Gains Tax Contact: Paula Straub 1623 La Bonita Way San Marcos, CA 92078 (760) 917-0858 Fax: (866) 401-0424 email: pstraub@aol.com Website: www.savegainstax.com Products: Health and Life Insurance; Covered CA, Medicare Products, Annuities; Investment Advice, Charitable Remainder

Trust; Sep-IRA, Simple IRA, Roth IRA, Deferred Sales Trusts, Life Settlements, Pensions, LTC, California Partnership Serving: Nationwide Senior Market Sales, Inc. Contact: Dan Trumblee 8420 W. Dodge Rd., 5th Floor Omaha, NE 68114 (402) 343-3689, (800) 786-5566 ext. 3689, Fax: (402) 397-0455 email: dtrumblee@seniormarketsales.com Website: www.seniormarketsales.com Products: Critical Illness; Dental (ind.); Prescription Drug Card; Annuities (ind.); Health (int. major medical, medicare supplement; Short Term Major Med.); Life (guaranteed issue, living payout option, single premium, whole life, special risk, survivor, term, universal, whole life); LTC Shepler & Fear General Agency Contact: Dave Fear, Sr., Dave Fear, Jr., Alonso Contreras 2140 Professional Dr., Ste. 150 Roseville, CA 95661 (916) 960-0131, (877) 361-7342 Fax: (888) 360-7342 email: davefearjr@sheplerfear.com email: davefear@sheplerfear.com email: contrerasalonso99@gmail.com Website: www.sheplerfear.com Products: Fully Insured small and large group Medical, Dental, Vision, Life/AD&D and Disability; Self-Funded small and large group Medical, Dental, Vision coverage, Telemedicine, Wellness, Health Insurance Exchanges Serving: CA South Western Financial Network Contact: John Andraos 505 N. Brand Ave., Ste. 850 Glendale, CA 91203 (818) 551-6600, Fax: 818-551-6615 email: jandraos@swfn.net Website: southwesternfinancial.net Products: Annuities (group, ind.); Disability (group, ind.); Life (whole life); Pension [401(k)]; Pension (pension plans/profit sharing) Serving: Nationwide Stan Israel Insurance Services Inc. Contact: Stan Israel, President 5739 Kanan Rd., Ste. 367 Agoura Hills, CA 91301 (818) 706-1100 Fax: (818) 889-1593 email: sdiins@aol.com Website: www.sdiins.com Products: Life Insurance, Long Term Care Insurance Serving: CA Steve Shorr Insurance Contact: Steve Shorr 1027 W. 11th Street, Ste. 3 San Pedro, CA 90731-3558 (310) 519-1335 Fax: (310) 519-1359 Email: steve@steveshorr.com Website: www.healthreformquotes.com Products: Health (ind., group); Disability (ind.); Life (ind .); Medicare Supplement Serving: CA Streamline Benefits Contact: Michael J. McCormick CLU, FLMI 29811 Santa Margarita Pkwy., Ste. 100 Rancho Santa Margarita, CA 92688 (949) 452-9201 Email: benecom@att.net Products: Worksite Marketing and Enroll-

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ment Services, Medicare Bridge, AD&D, Section 125, Cafeteria Plans, Critical Illness; Disability; HSAs; Life (group, universal life term, indexed UL); Long Term Care; Prescription Drug Card; Dental; Vision; Accident Bridge and Hospital coverage and Pet Insurance Serving: Southern CA Suncoast LTC Insurance Group Contact: Cory Stepanek 44489 Town Center Way Ste. D526 Palm Desert, CA 92260 (760) 752-1935, Fax: (760) 358-0011 email: cstepanek@suncoastltc.com Products: Annuities (fixed); Life; Long Term Care Serving: Nationwide Symetra Life Insurance Company Contact: Symetra Sales Support 777 108th Ave. NE, Ste. 1200 Bellevue, WA 98004-5135 (800) 706-0700, (800) SYMETRA email: invest@symetra.com Website: www.symetra.com Products: Annuities (individual); Disability (Group); Health (group, limited benefit medical, medical stop loss); Life (group, single premium, term, universal).

Serving: Nationwide; state availability varies by product Tax and Financial Group Contact: Brian McNulty 4001 MacArthur Blvd., 3rd Floor Newport Beach, CA 92660 (949) 223-8100, (800) 373-2177 Fax: (949) 223-8101 email: brian.mcnulty@tfgroup.com Website: www.tfgroup.com Products: Annuity (group contract, ind., variable); Cafeteria Plans, COBRA Compliance, Dental (ind., group); Disability (ind., group); Financial Planning, Health (ind., group, HSA); Life (charitable-giving programs, group term, guaranteed issue, living payout option, policy exchange, single premium whole life, survivor, term, universal life, variable, whole life); LTC, Pension (pension plans/profit sharing, 401[k]); Vision, Worksite Marketing Serving: S. CA, CO, HI, TX Team Alvarez Insurance Services Contact: Gaston Alvarez 2001 East 4th Street, Ste. 116 Santa Ana, CA 92705 (714) 978-6300, Fax: (805) 512-7840 Email: Gus@TeamAlvarez.net Products: All aspects of Medicare, Dental/Vision, (Group, Ind.); Covered CA Ind. Health, Covered CA Shop (group), Medicare Supplements, Short Term Major Med, Life insurance (guaranteed issue, group term, single premium whole life, special risk, survivor, term, and universal life), LTC, Final Expense, Annuities, Home, Auto, Business Serving: AZ, CA Ted Anderson Insurance Contact: Ted Anderson 830 Orange Ave., Ste. J Coronado, CA 92118 (619) 435-3636, Fax: (619) 435-3010 email: tedandersoninsurance@gmail.com Website: tedandersoninsurance.com Products: Annuities (ind.); Critical Illness; Dental (ind., group); Disability (ind., group); Health (ind., group, HSA, international travel plans, Medicare bridge, Medicare supplement, short-term major medical); Life (guaranteed issue, group term, single premium whole life, Life Settlements, special

CALIFORNIA BROKER | 17

INDEPENDENT LIFE/HEALTH BROKERAGE AGENCIES risk, survivor, term, universal life); Long Term Care Insurance, Vision Serving: CA Thomson Ins. Broker/RTIB, Inc. Contact: Rich Thomson P.O. Box 18283, S. Lake Tahoe, CA 96151 (530) 541-8511, Fax: (530) 541-6832 email: george@rtibtahoe.com Website: www.rtibtahoe.net Products: Acupuncture, AD&D, Dental (group); Disability (ind.); Health (ind., international major medical, HSA, Medicare supplement, short-term major medical); Life (group term) Serving: N. CA & Northern NV Total Financial & Insurance Svcs.

Contact: Scott Whitehead 11835 W. Olympic Blvd., Ste. 600 E. Los Angeles, CA 90064 (310) 477-7500, (800) 989-7500 Fax: (310) 575-3912 email: scottwhitehead@totalfinancial.com Website: www.totalfinancial.com Products: Annuities and SPIAs; Life (Impaired Risk, Foreign Nationals, Indexed Universal Life, Premium Financing, Charitable-giving programs, Guaranteed issue, Survivorship, Term, Universal life, Whole life) Serving: Nationwide Triad Financial Insurance Marketing Inc. Contact: Gordon Silverstein 3255 Wilshire Blvd., Ste. 1850 Los Angeles, CA 90010 (213) 383-4108, (800) 392-9977 Fax: (213) 383-0126 email: gsilverstein@triadinsurancegroup.com Products: AD&D, Acupuncture, Annuity (group contract, individual, variable); Cafeteria Plans, Cancer, Chiropractic, Dental (individual, group); Disability (individual, group); Financial Planning; California Choice; Health (individual, group, integrated plans medical & 24 hrs., international major medical, health-savings accounts, Medicare bridge, Medicare supplement, self-funded administration, short-term major medical); Life (guaranteed issue, life settlement, living payout option, policy exchange, single premium whole life, special risk, survivor, term, group term, universal life, variable, whole life); Long-Term Care, Pension (401[k]); Prescription Drug Card, Vision, Workers’ Comp, Worksite Marketing Serving: Nationwide TripleChoicePlan Dental Contact: Lawrence V. Kent, president & CEO 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 150 Fax: (310) 441-5660 email: lvk@triplechoiceplan.com Website: www.triplechoiceplan.com Products: Specialists in Group Dental, Life, Vision and Disability Min. Size: 2+ Serving: Nationwide TWH Annuities & Insurance Agency Inc. Contact: Tipton Huffman 6200 E. Canyon Rim Rd., Ste. 203 Anaheim Hills, CA 92807 (714) 283-9194, (800) 200-9194 Fax: (714) 283-9197 email: info@twhagency.com Website: www.twhagency.com Products: Annuities (ind.); Life (single premium whole life, survivor, term, group term, universal life, whole life) Serving: Nationwide

18 | CALIFORNIA BROKER

Voluntary Benefit Advisors (VBA) Contact: Jennifer Lococo 1936 E. Deere Ave, Ste. 215 Santa Ana, CA 92705 (949) 954-1300, (866) 797-3236 Fax: (949) 954-1301 Email: Jlococo@vbadv.vom Email: info@vbadv.com Website: www.vbadv.com Products: Cancer Insurance, Critical Illness, Dental (Group, Ind.) Disability (Group, Ind.) Life: (Group Term, Guaranteed Issue, Term Universal, Whole Life), Long Term Care, Worksite Marketing Serving: Nationwide United Retirement (Orange County) Contact: Tamara Lewis 23046 Avenida de la Carlota, Ste. 500 Laguna Hills, CA 92653 (949) 768-4015, Fax: (949) 600-7666 email: Tamara.Lewis@unitedretirement.com Website: www.unitedretirement.com Products: Defined Benefit, Cash Balance, Profit Sharing, 401(k) Serving: Nationwide USI Travel Insurance Services Contact: Wendy Miller, Director of Sales & Client Relations-Insurance Professionals Travel Insurance Services, A Member Company of USI Affinity 793 S. Tracy Blvd., Ste. 204 Tracy, CA 95376 (800) 937-1387 ext. 48956 (925) 405-8956, Fax: (610) 537-2224 email: wendy.miller@travelinsure.com Website: www.travelinsure.com Products: Health (group, ind., Medicare supplement, short-term major medical, international major medical) Serving: Nationwide Walliser Assoc. Insurance Agency Inc. Contact: Frank Walliser 7960 Soquel Dr., Ste. 403 Aptos, CA 95003 (831) 476-4384, Fax: (831) 476-1008 email: wallisco@walliserins.com Website: www.walliserins.com Products: Annuities (ind.); Critical Illness, Life (guaranteed issue, living payout option, policy exchange, single premium whole life, special risk, survivor, term, group term, universal life, whole life); LTC Serving: CA & Most Other States Warner Pacific Insurance Services Contact: Jeff Papenfus, Senior Vice President of Sales Offering 46 Relationship Based Sales Executives located throughout the state to serve you. Our focus is on you, that’s what we do.

Home office: 32110 Agoura Road Westlake Village, CA 91361 (800) 801-2300 Email: jpapenfus@warnerpacific.com Website: www.warnerpacific.com Products: Medical, Dental, Life, Vision, Work Comp, Disability, Voluntary, LTC, Medicare and more.

Serving: CA, CO Welcome Funds Inc. Contact: Daniel Ohman 6001 Broker Sound Parkway, Ste. 320 Boca Raton, FL 33487 (561) 862-0244, (877) 227-4484 Fax: (561) 862-0242 email: info@welcomefunds.com Website: www.welcomefunds.com Products: Secondary market for life insurance Serving: Nationwide

Western World Marketing Contact: Toby Hartley 21515 Hawthorne Blvd., Ste. 940 Torrance, CA 90503 (310) 540-5299, (800) 323-4032 Fax: (310) 316-1167 email: toby@wwannuity.com Website: www.westernworldannuity.com Products: Annuities; Financial Planning Serving: Nationwide W.J. Barrett Insurance Agency Inc. Contact: Bill Barrett or Jill Bradish P.O. Box 2339 Capistrano Beach, CA 92624 (888) 254-7675, Fax: (949) 493-7325 email: bill@plusgroupca.com Website: www.plusgroupca.com Products: Critical Illness, Disability (ind.); LTC Serving: CA Wolfpack Insurance Services Contact: Logan Wolf 425 Harbor Blvd., Ste. 2C Belmont, CA 94002 (650) 631-2460, (800) 296-0192 Fax: (650) 591-4022 email: logan@dvins.com Website: www.dentalandvisionins.com Products: Dental (group); Vision (group) Serving: CA Word & Brown Contact: Bill Mason 801 N. Brand Blvd., Ste. 900 Glendale, CA 91203 (818) 247-2861, (800) 560-5614 Fax: (800) 355-9711 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs Serving: Kern, Los Angeles, San Luis Obispo, Santa Barbara and Ventura Counties Word & Brown Contact: James Bennett 721 S. Parker Orange, CA 92868 (714) 567-4658 (800) 869-6989 Fax: (714) 953-9404 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs Serving: Orange County

Word & Brown Contact: Zeke Montes 3633 Inland Empire Blvd., Ste. 525 Ontario, CA 91764 (909) 945-2224, (877) 225-0988 Fax: (909) 945-3339 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs.

Serving: Inland Empire Regional Office Word & Brown Contact: Sandra Silviera 1737 N. First Street, Ste. 680 San Jose, CA 95112 (408) 685-4872, (800) 255-9673 Fax: (408) 437-5925 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs Serving: Northern CA Regional Office World Insure Medical Health Insurance & Travel Insurance Calibrated International Benefits International Medical, International Life, International K&R Contact: Lisa Nguyen Cambria, LUTCF P. O. Box 65 Novato, CA 94948 (415) 892-3116, Fax: (415) 893-1984 email: lisa@worldinsure.net Website: www.worldinsure.net Products: Disability; International Risks for Life; K&R; Major Medical; Terrorism; Travel and more Serving: Worldwide Zenith Marketing Group Contact: Tony DeGregorio 303 W. Main St., Ste. 200 Freehold, NJ 07728 (484) 588-0621 ext. 6413, (800) 4993727 ext. 6413 Fax: (732) 577-0111 Email: td@zenithmarketing.com Website: www.zenithmarketing.com Products: Annuities (ind.); Disability (ind.); Life (guaranteed issue, single premium whole life, special risk, survivor, term, group term, universal life, whole life); LTC, Pension [401(k) Serving: Nationwide

Word & Brown Contact: Pam Wallace 3131 Camino Del Rio North, Ste. 820 San Diego, CA 92108 (619) 299-5001, (800) 397-3381 Fax: (619) 299-2070 email: wabquote@wordandbrown.com Website: www.wordandbrown.com Products: Health (Group, Individual, Medicare Supplement, Medicare Advantage), Short-Term Medical, Dental, Vision, Chiropractic, Life, LTD, LTC, COBRA, HIPAA Compliance Services and Flexible Benefit Programs Serving: San Diego County

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2015 DIRECTORY

{ Ancillary Benefits }

GA PRODUCT SOURCES

The Product Sources section has 43 categories. The agencies offering these products are listed in each category. To get the addresses, phone, fax, and email addresses of these agencies, refer back to the Independent Life/Health Brokerage Agency section on pages 8 through 21. Profiles of many of these products providers are included in the second half of the Directory. Check the table of contents on pages 4 & 6.

ANCILLARY BENEFITS ACUPUNCTURE BELAIR INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. GROUP BENEFITS INC. LISI THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. AD&D ASSETS UNLIMITED INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL EQUOTE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MKTG., INC. CAFETERIA PLANS ASSETS UNLIMITED INC.

BELAIR INSURANCE SERVICES BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES FLEXTODAY GROUP BENEFITS INC. JLS F.I.R.M. INC. MYERS-STEVENS-MELLO & CO. ,INS. SVCS. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. CANCER INSURANCE PLANS BAY RIVER INSURANCE SERVICES BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CLOCK INSURANCE AND FINANCIAL SVCS. DICKERSON EMPLOYEE BENEFITS INS. SVCS. EDWARDS/GLICK INSURANCE MARKETING FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES CHIROPRACTIC ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CMG INSURANCE SERVICES DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JLS F.I.R.M. INC. LISI MYERS-STEVENS-MELLO & CO., INS., SVCS. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MKTG. INC. WORD & BROWN CRITICAL ILLNESS ACE BENEFITS GROUP RETIREMENT & INS. AIGILIS CORP. APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CALIFORNIA LTC INSURANCE SERVICES LLC. CHIMIENTI & ASS. INSURANCE SVCS. CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS RON VIOLA CPS INSURANCE SERVICES CPS SACRAMENTO DI & LTC INSURANCE SERVICES DI BROKER EDWARDS/GLICK INSURANCE MARKETING EQUOTE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES

2015 DIRECTORY

HEALTHCARE PRODUCERS INC. EPIC INSURANCE BROTHERS LeCLAIR CORP. NEW GENERATION INSURANCE MARKETING NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE STAN ISRAEL INSURANCE STREAMLINE BENEFITS CORPORATION W.J. BARRETT INSURANCE AGENCY INC. DENTAL (GROUP) AIGILIS CORP. ASSETS UNLIMITED INC. ASSOCIATION OF CHAMBER MEMBERS BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY C.C.S.B. INSURANCE ADMINISTRATORS CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CYPRESS DENTAL & VISION DAVID W. WHITE & ASSOCIATES DEALEY RENTON DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. IBP INSURANCE SERVICES EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. LeCLAIR CORP. LISI MacKELLAR & ASSOCIATES MWG MARKETING MAHALO INSURANCE AGENCY

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MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENFIT GROUP RxREINS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC INSURANCE SERVICES WOLFPACK INSURANCE SERVICES WORD & BROWN DENTAL (INDIVIDUAL) AIGILIS CORP. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INSURANCE CO. BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CYPRESS ANCILLARY BENEFITS DAVID W. WHITE & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS INC. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. JLS F.I.R.M. INC. LARRY MEDEIROS LeCLAIR CORP. MERCHANTS BENEFIT ADMINISTRATION MWG MARKETING

CALIFORNIA BROKER | 19

GA PRODUCT SOURCES

{ Ancillary Benefits, Annuities }

MYERS-STEVENS-MELLO & CO., INS., SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WORD & BROWN DISABILITY (GROUP) ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP. AMERICAN RISK MANAGEMENT ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES CALIBRATED CAPITAL, INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES INSURANCE CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES DAVID W. WHITE & ASSOCIATES DEALEY RENTON DI & LTC INSURANCE SERVICES DI BROKER DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DISABILITY INSURANCE RESOURCE CENTER DUNHILL MKTG. & INS. SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FLEMINGS INSURANCE SERVICES GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. KNIGHT & ASSOCIATES LeCLAIR CORP. LISI MAHALO INSURANCE AGENCY MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NFP PARADIGM INSURANCE MARKETING PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE DENTAL PLAN WARNER PACIFIC INSURANCE SERVICES

20 | CALIFORNIA BROKER

DISABILITY (INDIVIDUAL) AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST RE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CPS INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CNMA MULTI-INSURANCE AGENCY CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON DI & LTC INSURANCE SERVICES DI BROKER DIRECT BENEFITS DISABILITY INS. SVCS. INC. DISABILITY INSURANCE RESOURCE CENTER DUNHILL MARKETING & INSURANCE SVCS. EASY INSURANCE MARKETING INC. EMERSON REID EPRO EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP INTEGRATED PLANNING SOLUTIONS ITG WORLDWIDE INSURANCE AGENCY J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS.. INC. KOUZMANOFF FINANCIAL/INS. SOURCES INC. LeCLAIR CORP. LISI MacKELLAR & ASSOCIATES

MAHALO INSURANCE AGENCY MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC NATIONAL LIFE INSURANCE COMPANY NEW GENERATION INS. MARKETING AMERICAN RISK MANAGEMENT NFP PARADIGM INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS R.H. INSURANCE SERVICES STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC W.J. BARRETT INSURANCE AGENCY INC. WORLD INSURE ZENITH MARKETING GROUP PRESCRIPTION DRUG CARD AIGILIS CORP. ASSETS UNLIMITED INC. BENEFITMALL CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. E PRO INSURANCE AGENCY FOULDS & FELDMANN HEALTH INS. AGENCY FINANCIAL GRADE SENIOR CONSULTANTS GROUP BENEFITS INC. EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. PETER A. TRUMMER INSURANCE PRAM INSURANCE SERVICES, INC. RxREINS SENIOR MARKET SALES STREAMLINE BENEFITS TRIAD FINANCIAL INSURANCE MARKETING VISION ASSETS UNLIMITED INC. BEERE & PURVES BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BEN-E-LECT BEST LIFE AND HEALTH INSURANCE CO. BEST RE

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BROWN & ASSOCIATES BRYSON FINANCIAL GROUP THE CAMDEN INSURANCE AGENCY CHIMIENTE AND ASSOC. INSURANCE SVCS. CLAREMONT INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SVCS. COMMUNICATIONS CYPRESS DENTAL & VISION DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS EASY INSURANCE MARKETING INC. EMERSON REID FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. MAHALO INSURANCE AGENCY MWG MARKETING MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES RxREINS SHEPLER AND FEAR GENERAL AGENCY STREAMLINE BENEFITS TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE PLAN DENTAL WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. WOLFPACK INSURANCE WORD & BROWN

ANNUITIES ANNUITIES (GROUP) THE ANNUITY STORE APPLIED GENERAL AGENCY BACKNINE INSURANCE SERVICES BAY RIVER INSURANCE BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. CASSANI & ASSOCIATES INSURANCE SVCS. COASTAL FINANCIAL GROUP COREY STEPANEK CLTC CPS INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY

2015 DIRECTORY

{ Pension Plans, Health Insurance } EQUOTE FLEMINGS INSURANCE ASSOCIATES FSD FINANCIAL SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL LON E. LIGHT & ASSOCIATES M&O MARKETING NATIONAL INSURANCE MARKETING CORP. PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL WESTERN WORLD ANNUITY ANNUITIES (INDIVIDUAL) AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BSI INSURANCE SERVICES INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP COREY STEPANEK CLTC CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FAIRLANE FINANCIAL CORP. FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FSD FINANCIAL SVCS. GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE HD MOOERS AND CO. INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOC. FINANCIAL & INS. SVCS. INC. KNIGHT & ASSOCIATES LANDMARK SENIOR RESOURCES LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES

2015 DIRECTORY

SAVE GAINS TAX SENIOR MARKET SALES SOUTH WESTERN FINANCIAL SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY INC. WESTERN WORLD ANNUITY ZENITH MARKETING GROUP ANNUITIES (VARIABLE) BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES CAVALIER ASSOCIATES INSURANCE SVCS. LLC COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LGR INSURANCE GROUP MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. M&O MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL & INSURANCE SERVICES TRIAD FINANCIAL INSURANCE MARKETING

PENSION PLANS PENSION 401(K) ASSETS UNLIMITED INC. BACKNINE INSURANCE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUP COASTAL FINANCIAL GROUP DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. EQUOTE FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. JONES ASS. FINANCIAL & INS. SVCS., INC. KNIGHT & ASSOCIATES MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC LEISURE WERDEN & TERRY AGENCY NATIONAL INSURANCE MARKETING CORP PETER TRUMMER INSURANCE PRB INSURANCE AND FINANCIAL SVCS. PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. SAVE GAINS TAX SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. UNITED RETIREMENT ZENITH MARKETING GROUP PENSION/PROFIT SHARING ASSETS UNLIMITED INC. BAY RIVER INSURANCE

GA PRODUCT SOURCES

BELAIR INSURANCE SERVICES BRYSON FINANCIAL GROUP CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL GROUP CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DUNHILL MARKETING & INS. SVCS., INC. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE IBP INSURANCE SERVICES INSURANCE RESOURCES GROUP JACK VAN ROSSUM & ASSOCIATES EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. KNIGHT & ASSOCIATES NATIONAL INSURANCE MARKETING CORP. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES SAVE GAINS TAX SOUTHWESTERN FINANCIAL TAX & FINANCIAL GROUP UNITED RETIREMENT

HEALTH INSURANCE COBRA COMPLIANCE ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES EASY INSURANCE MARKETING INC. FLEXTODAY LISI PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SHEPLER AND FEAR GENERAL AGENCY TAX & FINANCIAL GROUP WORD & BROWN HEALTH (GROUP) ASSETS UNLIMITED INC. BEERE & PURVES INC. BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE BEN-E-LECT BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BROWN & ASSOCIATES BRYSON FINANCIAL CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EMERSON REID E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. IBP INSURANCE SERVICES ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LeCLAIR CORP. LISI MERCHANTS BENEFIT ADMINISTRATION MHN NFP PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRAM INSURANCE SERVICES INC.

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R.H. INSURANCE SERVICES ROGERS BENEFIT GROUP SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN HEALTH (INDIVIDUAL) APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. ASSOCIATION OF CHAMBER MEMBERS BELAIR INSURANCE SERVICES BENEFITMALL BENEFITS STORE INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES C.C.S.B. INSURANCE ADMINISTRATORS CLOCK INSURANCE & FINANCIAL SVCS. CMG INSURANCE SERVICES CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATE DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HEALTHCARE PRODUCERS INC. HEALTHINSURANCE.COM INC. ITG WORLD WIDE INSURANCE AGENCY JLS F.I.R.M. INC. LARRY MEDEIROS LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS. NFP PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STEVE SHORR INSURANCE TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES ED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WARNER PACIFIC INSURANCE SERVICES WORD & BROWN HSAs (HEALTH SAVING ACCOUNTS) ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CMG INSURANCE SERVICES EMERSON REID FLEMINGS INSURANCE SERVICES FLEXTODAY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. IBP INSURANCE SERVICES EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. LECLAIR CORP. MYERS-STEVENS-MELLO & CO., INS. SVCS.. INC PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES

CALIFORNIA BROKER | 21

GA PRODUCT SOURCES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING WARNER PACIFIC INSURANCE SERVICES WORD & BROWN INTEGRATED (HEALTH+24 HOUR) ASSETS UNLIMITED INC. BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CARMICHAEL ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. EPIC INSURANCE BROTHERS MHN MYERS-STEVENS & CO. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES INTERNATIONAL MAJOR MEDICAL ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CNMA MULTI-INSURANCE AGENCY EASY INSURANCE MARKETING INC. FIRST EAGLE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GEOBLUE GROUP BENEFITS INC. MAHALO INSURANCE AGENCY ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. OVERSEAS TRAVEL INSURANCE SERVICES PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORLD INSURE MEDICARE BRIDGE ASSETS UNLIMITED INC. CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES E PRO INSURANCE AGENCY FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SERVICES (GAIDS) GROUP BENEFITS INC. EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. STREAMLINE BENEFITS TED ANDERSON INSURANCE SERVICES RIAD FINANCIAL INS. MARKETING INC. MEDICARE SUPPLEMENT APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BERWICK INSURANCE GROUP BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROTHERS E PRO INSURANCE AGENCY FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HRBC INSURANCE JLS F.I.R.M. INC. LARRY MEDEIROS MAHALO INSURANCE AGENCY

22 | CALIFORNIA BROKER

{ Life Insurance }

MYERS-STEVENS-MELLO & CO., INS., SVCS. R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES, INC. SHEPLER AND FEAR GENERAL AGENCY STEVE SHORR INSURANCE TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORD & BROWN SELF-FUNDED ADMINISTRATION BEN-E-LECT CARMICHAEL ASSOCIATES CMG INSURANCE SERVICES EASY INSURANCE MARKETING INC. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. PETER TRUMMER INSURANCE TRIAD FINANCIAL INS. MARKETING INC. SHORT TERM MAJOR MEDICAL ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BRYSON FINANCIAL GROUP CMG INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. EASY INSURANCE MARKETING INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY FIRST EAGLE INSURANCE FLEMINGS INSURANCE GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. LARRY MEDEIROS MacKELLAR & ASSOCIATES MYERS-STEVENS & CO. INC. OVERSEAS TRAVEL INSURANCE PETER TRUMMER INSURANCE SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INS. MARKETING INC. USI TRAVEL INSURANCE SERVICES WORD & BROWN LIFE INSURANCE CHARITABLE GIVING PROGRAMS ACCENT INSURANCE BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY NFP PETER TRUMMER INSURANCE SAVE GAINS TAX TAX & FINANCIAL GROUP TOTAL FINANCIAL LIFE (GROUP) ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN RISK MANAGEMENT APPLIED GENERAL AGENCY INC. ASSETS UNLIMITED INC. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BEERE & PURVES, INC. BEST HEALTHCARE RATES.COM

BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INSURANCE SVCS. CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE & FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL GROUP SUNCOAST LTC INSURANCE GROUP CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DEALEY RENTON & ASSOCIATES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFITS DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING EMERSON REID E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE SERVICES GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. ITG WORLD WIDE INSURANCE AGENCY IBP INSURANCE SERVICES JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI LGR INSURANCE GROUP MAHALO INSURANCE AGENCY M&O MARKETING NEW GENERATION INS. MARKETING NFP PENN MUTUAL LIFE INSURANCE PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES PRB INSURANCE AND FINANCIAL SVCS. ROGERS BENEFITS SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TED ANDERSON INSURANCE SERVICES THOMSON INSURANCE BROKERS TRIAD FINANCIAL INSURANCE MARKETING TRIPLE CHOICE PLAN DENTAL TWH ANNUITIES WALLISER ASSOCIATES INS. AGENCY, INC. WARNER PACIFIC INSURANCE SERVICES WORD & BROWN ZENITH MARKETING GROUP

JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. MERCHANTS BENEFIT ADMINISTRATION NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES R.H. INSURANCE SERVICES SENIOR MARKET SALES STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INS. TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP

LIFE GUARANTEED ISSUE ACCENT INSURANCE BAY RIVER INSURANCE BEST HEALTHCARE RATES.COM BEST LIFE AND HEALTH INS. COMPANY BEST RE BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. CASSANI & ASSOCIATES INS. SVCS., INC. CALIFORNIA GUARDIAN CARMICHAEL ASSOCIATES CNMA MULTI-INSURANCE AGENCY COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. INSURANCE RESOURCES GROUP

LIFE POLICY EXCHANGE BAY RIVER INSURANCE BGA INSURANCE CASSANI & ASSOCIATES INS. SVCS., INC. CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. DUNHILL MARKETING & INS. SVCS., INCv EDWARDS/GLICK INSURANCE MARKETING EQUOTE FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC.

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LIFE SETTLEMENTS/SECONDARY MARKET FOR LIFE INSURANCE BGA INSURANCE CARMICHAEL ASSOCIATES CAVALIER ASSOCIATES CPS-RON VIOLA INSURANCE SERVICES DUNHILL MKTG. & INS. SVCS. E PRO INSURANCE AGENCY EQUOTE FLYNN ASSOCIATES HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEISURE WERDEN & TERRY AGENCY LIFE INSURANCE SETTLEMENTS INC. LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. PETER TRUMMER INSURANCE SAVE GAINS TAX TRIAD FINANCIAL INS. MARKETING INC. WELCOME FUNDS INC. LIFE LIVING PAYOUT OPTION ASSETS UNLIMITED INC. BAY RIVER INSURANCE BGA INSURANCE BRYSON FINANCIAL GROUP CLOCK INSURANCE AND FINANCIAL SVCS. DUNHILL MKTG. & INS. SVCS. EQUOTE GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE EPIC INSURANCE BROTHERS JLS F.I.R.M. INC. MacKELLAR & ASSOCIATES PETER TRUMMER INSURANCE SENIOR MARKET SALES TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC.

2015 DIRECTORY

{ Life Insurance } SINGLE PREMIUM WHOLE LIFE ACCENT INSURANCE THE ANNUITY STORE BAY RIVER INSURANCE BERBOWER INS. AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. E PRO INSURANCE AGENCY EQUOTE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MACKELLAR ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING PETER TRUMMER INSURANCE R.H. INSURANCE SERVICES SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MKTG. INC. TWH ANNUITIES & INSURANCE AGENCY WALLISER ASSOCIATES INS. AGENCY ZENITH MARKETING GROUP SPECIAL RISK ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BGA INSURANCE BRYSON FINANCIAL GROUP CASSANI & ASSOCIATES INS. SVCS., INC. CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES GROUP BENEFITS INC. HD MOOERS AND CO. EPIC INSURANCE BROTHERS JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING OC LIFE INSURANCE AGENCY INC. PARADIGM PETER TRUMMER INSURANCE PETERSEN INTERNATIONAL UNDERWRITERS THE PRODUCERS GROUP SENIOR MARKET SALES TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP SURVIVOR LIFE ACCENT INSURANCE AMERICAN CAPITAL SECURITY CORP. ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES

2015 DIRECTORY

BELAIR INSURANCE SERVICES BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS-RON VIOLA INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING EQUOTE FINANCIAL PROFESSIONALS FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. GROUP BENEFITS INC. HD MOOERS AND CO. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. EPIC INSURANCE BROTHERS J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK LIFE INSURANCE JONES ASSOCIATES FIN. & INS. SVCS. INC. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE PONTRELLI, TIMOUR & ASSOCIATES THE PRODUCERS GROUP SENIOR MARKET SALES TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOCIATES INS. AGENCY, INC. ZENITH MARKETING GROUP TERM LIFE ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP. THE ANNUITY STORE BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BENEFITMALL BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BROWN & ASSOCIATES BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA GUARDIAN BROKERAGE CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI AND ASSOCIATES CLAREMONT INSURANCE SERVICES CLOCK INSURANCE & FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP SUNCOAST LTC INSURANCE GROUP CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES DEALEY RENTON & ASSOCIATES

GA PRODUCT SOURCES

DICKERSON EMPLOYEE BENEFITS INS. SVCS. DIRECT BENEFIT DUNHILL MARKETING & INS. SVCS., INC EDWARDS/GLICK INSURANCE MARKETING EMERSON REID E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFRESSIOALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FSD FINANCIAL GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GORDON GLADSTONE ASSOCIATES HARTFIELD FINANCIAL HD MOOERS AND CO. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP ITG WORLDWIDE INSURANCE AGENCY EPIC INSURANCE BROTHERS JOHN HANCOCK LIFE INSURANCE J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LANDMARK SENIOR RESOURCES LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. MYERS-STEVENS-MELLO & CO., INS., SVCS. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES R.H. INSURANCE SERVICES SENIOR MARKET SALES SHEPLER AND FEAR GENERAL AGENCY STAN ISRAEL INSURANCE SERVICES STEVE SHORR INSURANCE STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL

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TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER SERVICES INS. AGENCY INC. WARNER PACIFIC INSURANCE SERVICES WELLS FARGO WHOLESALE INS. SVCS. INC. ZENITH MARKETING GROUP UNIVERSAL LIFE ACCENT INSURANCE ACE BENEFITS GROUP RETIREMENT & INS. AMERICAN CAPITAL SECURITY CORP ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES, INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIBRATED CAPITAL INC. CASSANI & ASSOCIATES INSURANCE SVCS. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLAREMONT INSURANCE SERVICES CLOCK INSURANCE & FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CREEKMORE INSURANCE GROUP, INC. DEALEY RENTON DUNHILL MARKETING & INS. SVCS., INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. FSD FINANCIAL SERVICES GORDON GLADSTONE ASSOCIATES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP EPIC INSURANCE BROTHERS J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC.

CALIFORNIA BROKER | 23

GA PRODUCT SOURCES

JOHN HANCOCK LIFE INSURANCE JONES ASSOCIATES FIN. & INS. SVCS. INC. LARRY MEDEIROS LeCLAIR CORP. LEGACY INSURANCE SERVICES LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER LYMAN INSURANCE PETER TRUMMER INSURANCE THE PRODUCERS GROUP R. B. TWOGOOD INSURANCE SERVICES R.H. INSURANCE SERVICES SENIOR MARKET SALES, INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOC. INSURANCE AGENCY, INC. ZENITH MARKETING GROUP VARIABLE LIFE BAY RIVER INSURANCE BELAIR INSURANCE SERVICES BEST HEALTHCARE RATES.COM BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BRYSON FINANCIAL GROUP

24 | CALIFORNIA BROKER

{ Variable Life, Whole Life, Long Term Care, Workers’ Comp, Worksite Marketing }

COASTAL FINANCIAL PARTNERS GROUP CPS INSURANCE SERVICES CPS SACRAMENTO FINANCIAL PROFESSIONALS GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP JLS F.I.R.M. INC. JOHN HANCOCK LIFE INSURANCE JONES ASSOCIATES FINANCIAL& INSURANCE SERVICES INC. LARRY MEIDEROS LEISURE WERDEN & TERRY AGENCY LIFEPRO FINANCIAL SERVICES LISI MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NFP PETER TRUMMER INSURANCE THE PRODUCERS GROUP TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC. WHOLE LIFE ACCENT INSURANCE BROKERAGE ACE BENEFITS GROUP RETIREMENT & INS. THE ANNUITY STORE ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BERBOWER INSURANCE AGENCY BEST HEALTHCARE RATES.COM BGA INSURANCE BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP CALIFORNIA GUARDIAN CASSANI & ASSOCIATES INS. SVCS., INC. CAVALIER ASSOCIATES CENCO INSURANCE MARKETING CORP.

CLAREMONT INSURANCE SERVICES CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES CPS INSURANCE SERVICES CPS /INTEGRATED MARKETING & INS. SVCS. CPS-RON VIOLA INSURANCE SERVICES CPS SACRAMENTO DUNHILL MARKETING AND INS. SERVICES EDWARDS/GLICK INSURANCE MARKETING EPIC INSURANCE BROTHERS E PRO INSURANCE AGENCY EQUOTE FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOC. INSURANCE MARKETING INC. FSD FINANCIAL SERVICES GROUP BENEFITS INC. HARTFIELD FINANCIAL HIGHLAND CAPITAL BROKERAGE INSURANCE RESOURCES GROUP JOHN HANCOCK LIFE INSURANCE J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JONES ASSOCIATES FIN. & INS. SVCS. INC. LeCLAIR CORP. LEGACY INSURANCE SERVICES THE LEISHER GROUP LIFEPRO FINANCIAL SERVICES LON E. LIGHT & ASSOCIATES MacKELLAR & ASSOCIATES MADISON BROKERAGE CORP. NATIONAL INSURANCE MARKETING CORP. NEW GENERATION INS. MARKETING NFP OC LIFE INSURANCE AGENCY INC. PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R.H. INSURANCE SERVICES SENIOR MARKET SALES SOUTH WESTERN FINANCIAL TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TOTAL FINANCIAL TRIAD FINANCIAL INS. MARKETING INC. TRIPLE CHOICE DENTAL PLAN TWH ANNUITIES & INSURANCE AGENCY INC. WALLISER ASSOC. INSURANCE AGENCY, INC. ZENITH MARKETING GROUP LONG TERM CARE ACE BENEFITS GROUP RETIREMENT & INS. ACCENT INSURANCE BROKERAGE AMERICAN ADVANCED BENEFITS AMERICAN CAPITAL SECURITY CORP ASSETS UNLIMITED INC. BACKNINE INSURANCE SERVICES BARRY J. FISHER INSURANCE MARKETING INC. BAY RIVER INSURANCE BELAIR INSURANCE GROUP BERBOWER INSURANCE AGENCY BGA INSURANCE BILL PROCTOR & ASSOCIATES INS. INC. BROKERS MARKETING SERVICES INC. BRYSON FINANCIAL GROUP BSI INSURANCE SERVICES INC. CALIFORNIA LTC INSURANCE SERVICES LLC. CAPITAS LTC CARMICHAEL ASSOCIATES CASSANI & ASSOCIATES INS. SVCS., INC. CENCO INSURANCE MARKETING CORP. CLOCK INSURANCE & FINANCIAL SERVICES SUNCOAST LTC INSURANCE GROUP CPS INSURANCE SERVICES CPS/INTEGRATED MARKETING & INS. SVCS. CPS SACRAMENTO DAVID W. WHITE & ASSOCIATES DEALEY RENTON & ASSOCIATES DI & LTC INSURANCE SERVICES DI BROKER DUNHILL MARKETING & INS. SVCS. INC. EDWARDS/GLICK INSURANCE MARKETING E PRO INSURANCE AGENCY EMERSON REID

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EQUOTE FINANCIAL GRADE SENIOR CONSULTANTS FINANCIAL PROFESSIONALS FIRST RESOURCE INSURANCE FLEMINGS INSURANCE SERVICES FLYNN ASSOCIATES INS. MARKETING INC. FOULDS & FELDMANN HEALTH INS. AGENCY GENERAL AGENCY INS. DEV. SVCS. (GAIDS) GROUP BENEFITS INC. HIGHLAND CAPITAL BROKERAGE INNOVATIVE SOLUTIONS INS. SVCS. LLC. INSURANCE RESOURCES GROUP EPIC INSURANCE BROTHERS J.K. INSURANCE MARKETING INC. JLS F.I.R.M. INC. JOHN HANCOCK FINANCIAL JONES ASSOCIATES FIN. & INS. SVCS. INC. KOUZMANOFF FIN./INS.SOURCES INC. LANDMARK SENIOR RESOURCES LARRY MEDEIORS LECLAIR CORP. LEISURE WERDEN & TERRY AGENCY LGR INSURANCE GROUP LIFEPRO FINANCIAL SERVICES MADISON BROKERAGE CORP. M&O MARKETING MYERS-STEVENS-MELLO & CO., INS., SVCS. NEW GENERATION INS. MARKETING NORTHSTAR NETWORK INS. AGENCY, INC. PARADIGM INSURANCE MARKETING PERRY FINANCIAL NETWORK INC. PETER TRUMMER INSURANCE THE PRODUCERS GROUP R.H. INSURANCE SERVICES SAVE GAINS TAX SENIOR MARKET SALES STAN ISRAEL INSURANCE SERVICES INC. STREAMLINE BENEFITS TAX & FINANCIAL GROUP TEAM ALVAREZ INSURANCE SERVICES TED ANDERSON INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. TWH ANNNITIES & INSURANCE AGENCY INC. WALLISER ASSOCIATES INS.AGENCY, INC. W.J. BARRETT INSURANCE AGENCY INC. WORD & BROWN ZENITH MARKETING GROUP WORKERS’ COMP BELAIR INSURANCE SERVICES BILL PROCTOR & ASSOCIATES INS. INC. DICKERSON EMPLOYEE BENEFITS INS. SVCS. FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. ITG WORLDWIDE INSURANCE AGENCY JLS F.I.R.M. INC. LISI PETER LYMAN INSURANCE R.H. INSURANCE SERVICES TRIAD FINANCIAL INS. MARKETING INC. WARNER PACIFIC INSURANCE SERVICES WORKSITE MARKETING ACE BENEFITS GROUP RETIREMENT & INS. BELAIR INSURANCE SERVICES BENEFITMALL BEN-E-LECT BILL PROCTOR & ASSOCIATES INS. INC. CHIMIENTI & ASSOCIATES INSURANCE SVCS. CLOCK INSURANCE AND FINANCIAL SVCS. CMG INSURANCE SERVICES COASTAL FINANCIAL PARTNERS GROUP DI & LTC INSURANCE SERVICES DICKERSON EMPLOYEE BENEFITS INS. SVCS. DI & LTC INSURANCE SERVICES FLEMINGS INSURANCE SERVICES GROUP BENEFITS INC. LISI PETER LYMAN INSURANCE PRAM INSURANCE SERVICES INC. STREAMLINE BENEFITS SYMETRA LIFE INSURANCE COMPANY TAX & FINANCIAL GROUP TRIAD FINANCIAL INS. MARKETING INC

2015 DIRECTORY

{ Acupuncture, Chiropractic, COBRA } Employee Benefit Plans are designed to reduce costs and cut paperwork for consumers by contracting directly with providers. To receive benefits, consumers must use doctors and hospitals particpating in the plan. Prepaid plans are regulated by the Department of Corporations.

ACUPUNCTURE ChiroMetrics Michael Richard P.O. Box 25220 Fresno, CA 93729-5220 (877) 252-3437, Fax: (888) 439-4819 Email: michael.richard@chirometricsinc.com Website: www.chirometricsinc.com Plan Type: PPO, Self-Funded Products/Services: Acupuncture & Chiropractic and Physical Therapy Serving: Nationwide Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 Landmark Healthplan of California Contact: Sales 1610 Arden Way, Ste. 280 Sacramento, CA 95815 (916) 569-3312 Fax: (916) 646-1263 (800) 298-4875 Email: Sales@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Services: Acupuncture, Chiropractic Min. Case Size: 2 Serving: Nationwide

CHIROPRACTIC AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500, Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Products/Services: Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide ChiroMetrics Michael Richard P.O. Box 25220 Fresno, CA 93729-5220 (877) 252-3437 Fax: (888) 439-4819 Email: michael.richard@chirometricsinc.com Website: www.chirometricsinc.com Plan Type: PPO, Self-Funded Products/Service: Acupuncture & Chiropractic and Physical Therapy Serving: Nationwide Choice Builder Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice

2015 DIRECTORY

Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 Landmark Healthplan of California Contact: Sales 1610 Arden Way, Ste. 280 Sacramento, CA 95815 (916) 569-3312 Fax: (916) 646-1263 (800) 298-4875 Email: Sales@LHP-CA.com Website: www.LHP-CA.com Plan Type: PPO, EPO, HMO, Self-Funded Products/Services: Acupuncture, Chiropractic Min. Case Size: 2 Serving: Nationwide

COBRA Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental, & Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, nurses, and social workers.

Serving: Nationwide AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Minimum Group Size: 3 Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Serving: Nationwide AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185 Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, One-on-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com

Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd St., Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA Benaissance/COBRAPoint Contact: John B. Jenkins 11808 Grant St., Ste. 200 68164 Omaha, NE 68106 (402) 884-7021 (877) 884-7021 Ext. 101 Fax: (402) 991-5374 email: john.jenkins@benaissance.com Website: www.benaissance.com Products/Services: Carrier Billing, COBRA, Direct Bill, ARRA, HIPAA, Compliance Administration Software Min.Case Size: 2+ Serving: Nationwide

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EMPLOYEE BENEFITS COBRA Plus Contact: James E. Deyo III 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2172 (888) 90-COBRA (888) 902-6272 email: jdeyo@cobra-plus.com Website: www.cobra-plus.com Products/Services: COBRA/HIPPA Compliance Min. Case Size: 20 Serving: Nationwide CONEXIS, a Division of WageWorks.com Contact: Justine Sobczyk 721 S. Parker, Ste. 300 Orange, CA 92868 (877) CONEXIS [266-3947] ext. 4623 email: justine.sobczyk@wageworks.com Website: www.conexis.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 250 Fax: (559) 256-100 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CT, DE, DC, GA, MD, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581, Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs,HSAs, POP, Time and Attendance, HIPAA, Privacy & Security, Payroll, HR Services, Portability Solutions Serving: Nationwide JHC Insurance Services Contact: Joe Hernandez P.O. Box 3879 Ventura, CA 93006-3879 (805) 644-9678 (888) 542-4467 Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 Home office: 11000 Optum Circle Eden Prairie, MN 55344-2503 (714) 445-0712 (800) 728-4880 Website: www.optum.com

CALIFORNIA BROKER | 25

EMPLOYEE BENEFITS Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric Screenings & Wellness Suite of Products Serving: Nationwide PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 Fax: (951) 656-9276 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/ HIPAA, Pension and Payroll, Section 125, HRIS Redwood Health Services Contact: John W. Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370 Fax: (707) 525-4270 (800) 548-7677 ext.121 email: jnacol@rhs.org Website: www.rhs.org Plan type: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administrations, Third Party Administration Min. Case Size: 2-1000 Serving: Nationwide

DENTAL Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental, Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, nurses, and social workers.

Serving: Nationwide Aetna Inc. California Contact: Kathleen Dibble 6303 Owensmouth Ave., Ste. 900 Woodland Hills, CA 91367 818-832-6169, Fax: 860-907-3948 Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Product Services: Dental Plans, Medical Plans, Life & Disability Min. Case Size: 2 Serving: Contact Aetna for Details AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide

26 | CALIFORNIA BROKER

{ Dental } AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185 Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, One-on-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd St., Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group

Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., Ste. 1800 Los Angeles, CA 90017 (213) 689-3500 Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aig.com Products/Services: Disability, Life, LTC, STD, Voluntary Benefits and Worksite Products Serving: Southern California Area Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical gap plans, Telemedicine, Accident, Critical Illness; Dental (ind., group) Serving: Nationwide AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (714) 641-1800 Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide Anthem Blue Cross Contact: Steve Shearer Regional Vice President, Individual and Small Group Sales 4553 La Tienda Dr. Thousand Oaks, CA 91362 (805) 713-8004 email: steve.shearer@anthem.com Website: www.anthem.com/ca Plan Type: HOM, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide Anthem Blue Cross Small Group (2-50 lives) Contact: Chris McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@anthem.com Website: www.anthem.com/ca

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Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide Anthem Blue Cross Large Group (51+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (213) 553-5429 Email: Randy.Ebersberger@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 800-237-8543 ext. 169, 949-222-2169 Email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States Blue Shield of California Contact: Producer Services (800) 559-5905 email: producerservices@blueshieldca.com Website: blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans.

Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard速 nationwide Brighter Contact Person: Brent Rossum 501 Santa Monica Blvd., Ste. 403 Santa Monica, CA 90401 Phone: 888-230-7227 Fax: 310-883-2320 Email: groups@brighter.com Website: www.pro.brighter.com Minimum Size Employer Group: 50 Please check all that apply: Plan Type: ASO PPO Plan and Dental Savings Plan Serving: Nationwide California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties California Dental Network Inc. Contact: Craig Ohlsen, Dir. Sales & Mktg.

23291 Mill Creek Dr., Ste. 100 Laguna Hills, CA 92653 (949) 830-1600x1401 Fax: (949) 830-1655 Cell: (949) 528-5844 email: cohlsen@caldental.net Website: www.caldental.net Plan Type: HMO/PPO Products/Services: Dental Plans Min. Case Size: 2 (plus individual) Serving: Contact CalDental for Details

2015 DIRECTORY

PayPro Administrators is theTPA that lets you rest easy in your chair.

“I’m concerned that we may have missed something with ACA Compliance or prepping for a Department of Labor Audit...”

“Relax, since we’ve signed on with PayPro, they take care of everything. They’re a full-service TPA!”

Handling the details of COBRA, Pension Plans, Payroll, FSA, HIPAA, HRIS, HSAs, ACA and Wrap Docs is all we do – offering a full range of services your clients will surely remember. Every client has a dedicated account service representative and phone calls never go to a customer service pool.

Our expert customer service staff will provide support whenever you need it. www.pagroup.us

Your Solution for COBRA, HRIS, Payroll FSA, HSA and HRA 6180 Quail Valley Court, Riverside, CA 92507 • (800) 427-4549 • (951) 656-9273 ext. 212 • Fax (951) 656-9276 Email: BobbiH@pagroup.us or Sales@pagroup.us

EMPLOYEE BENEFITS Choice Builder® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 412-9254 Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Group and Individual Medical, Dental, Vision, Accident, Supplemental, Life, and Disability; Insured and Self-Funded Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision Cigna HealthCare Inc. Regional (250 – 4,999 EES) 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Merced, Monterey, Napa, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, , Yuba Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386

28 | CALIFORNIA BROKER

{ Dental } Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision (group); Life (group); Disability (group); Medical Gap (group); Chiropractic/Acupuncture (group) Dedicated Dental Systems, Inc. Contact: Plan Manager 9800 La Cienega Blvd., Ste. 800 Inglewood, CA 90301 (800) 277-1112 Fax: (866) 647-0699 Website: www.dedicated-dental.com Plan Type: DHMO Product/Services: Dental Plans Min.Case Size: 3 Serving: CA Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300 Fax: (415) 972-8466 Email: ncasales@delta.org S. California Contact: Ben Lowry 17871 Park Plaza Dr., Ste. 200 Cerritos, CA 90703 (562) 403-4040 Fax: (562) 924-3172 Email: scasales@delta.org Website: www.deltadentalins.com Plan Type: PPO, Indemnity, DHMO Products/Services: group, individual and senior dental plans; group vision plans Min. Case size: 2 Serving: CA Denali Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: tom@directbenefits.com website: www.denalidental.com Indemnity and PPO Dental and Vision Insurance for individuals, seniors and groups Min. Case Size: 1 Dental Alternatives Insurance Services, Inc. Marketing Company for SmileSaver Contact: Maribeth Tennison 3720 South Susan St., Ste. 200 Santa Ana, CA 92704 (800) 445-8119 (714) 429-0200 Cell: (714) 655-0118 Fax: (714) 429-1261 email: mb@gotodais.com Website: www.gotodais.com Plan Type: HMO, PPO, Dual & Triple Option.

Services/Plans: Dental & Vision Min. Case Size: 2 Serving: CA

Dental Health Services Corporate Office Contact: Josh Nace, Maria Escorsia 3833 Atlantic Ave. Long Beach, CA 90807 (888) 459-3314 Fax: (562) 276-1211 email: jnace@dentalhealthservices.com email: mescorsia@dentalhealthservices.com Website: www.dentalhealthservices.com Plan Type: DHMO, Indemnity, PPO, EPO Products/Services: Employer Sponsored Voluntary and individual Dental Plans Min. Case Size: 2 Serving: CA, WA, OR DentalInsurance.com Contact: Avery Smith 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 390-1000 ext. 217 Direct (800) 296-3800 Fax: (310) 390-3158 email: as@kelsey.com email: customersupport@DentalInsurance.com Website: www.dentalinsurance.com Plan Type: DHMO, PPO, Indemnity, Discount Products/Services: Dental Insurance Plans Min. Case Size: 1 Serving: Nationwide Direct Benefits, Inc. Contact: Tom Mayer 325 Cedar St., Ste. 800 Saint Paul, MN 55101 (800) 620-5010 (651) 259-6240 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products/Services: Dental, Disability, Life and Vision Benefits Serving: Nationwide First Dental Health Contact: Susan Lawson 5771 Copley Drive, Ste. 101 San Diego, CA 92111 (858) 444-2663 (800) 334-7244 ext. 2663 Fax: (866) 317-2531 email: susan.lawson@newdentalchoice.com Website: www.firstdentalhealth.com Website: www.newdentalchoice.com Plan Type: Individual and Group Dental Discount Plans, PPO and EPO dental network leasing.

Products/Services: Dental Plans Min. Case Size: 5 Serving: Nationwide Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464 (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager,

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Fresno, Bakersfield, Santa Barbara (559) 353-0400 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib.

Min. Case Size: 2-5000 Serving: Nationwide Health Net of California Contact: Broker Services Dept.

P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1,4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Ind Serving: CA, AZ, OR Humana Northern California Contact: Steve Macias 1676 N. California Blvd., Ste. 600 Walnut Creek, CA 94596 Southern California Contact: Brian Sullivan 21255 Burbank Blvd., Ste. 290 Woodland Hills, CA 91367 (619) 846-9394 Fax: (619) 692-9671 email: smacias1@humana.com email: bsullivan6@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, Humana Vitality (wellness solution).

Min Case Size: 2 IHC Health Solutions Contact: Ryan Rosenberg 5353 Wayzata Blvd., Ste. 300 Minneapolis, MN 55416 (866) 746-6610 Fax: (952) 746-6635 email: ryan.rosenberg@ihcgroup.com Plan Type: Indemnity, PPO Products/Services: Dental and Vision Plans Min. Case Size: Group of 2-99 Serving: Nationwide Liberty Dental Plan Contact: Marsha Hazlewood P.O. Box 26110 Santa Ana, CA 92799-6110 (888) 703-6999 ext. 203 (949) 223-8927 Fax: (949) 270-0114 email: hazlewood@libertydentalplan.com Website: www.libertydentalplan.com Plan Type: Dental HMO, Dental ASO, Discount/Access Dental, Dental PPO, Vision Min. Case Size: 3 Serving: Alameda, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Tulare, Ventura, Yolo

2015 DIRECTORY

{ Employee Choice, Health Carriers } Magnum Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Cell: (612) 708-8448 email: info@directbenefits.com Website: www.magnumdental.com Indemnity and PPO Dental and Vision Insurance for Individual and Groups 2-125 Managed Dental Care The Guardian Contact: Candee Bolyog 21820 Burbank Blvd., Ste. 200 Woodland Hills, CA 91367 (818) 596-5825 (800) 273-3330 Fax: (818) 596-5891 email: candee_bolyog@glic.com Plan Type: DHMO, PPO Products/Services: Dental Plans Min.Case Size: 10 Serving: Alameda, Bakersfield, Contra Costa, Fresno, Kern, Los Angeles, Marin, Orange, Placer, Riverside, Sacramento, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Stanislaus, Ventura MWG Dental & Vision Plans Contact: MWG Broker Services P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 206-7967 (877) 759-5728 Fax: (601) 956-1702 email: brokerservices@morganwhite.com Website: www.mwgdental.com Plan Type: Group Indemnity, PPO Products/Services: Group/Individual Dental & Vision Plans Min. Case Size: 2 Serving: Nationwide Newport Dental Plan Contact: Lanchi Hua 100 Spectrum Center Dr., Ste. 1500 Irvine, CA 92618 (714) 668-1300 (800) 49-SMILE Fax: (714) 428-1375 email: lanchi.hua@smilebrands.com Website: www.smilebrands.com Plan Type: DHMO Products/Services: Dental Plans Min. Case Size: 2 Serving: CA Premier Access Dental and Vision Contact: Rodney Mattos 8890 Cal Center Dr. Sacramento, CA 95826 (888) 326-3210 Fax: (916) 646-9000 email: rodney@premierlife.com Website: www.premierlife.com Plan Type: DHMO, DMO, PPO, Indemnity, Self-Funded, Voluntary Products/Services: Dental Plans & Vision Plans Min. Case Size: 1 (Dental) 10 (Vision) Serving: AZ, CA, CT, CO, KY, TX, NJ, NV, PA, UT, VA PrimeCare Dental Plan Contact: David S. Teran IV 10700 Civic Center Dr., Ste. 100A Rancho Cucamonga, CA 91730 (800) 937-3400 (909) 483-8310 Fax: (909) 483-5351 email: dteran@primecaredental.net Website: www.primecaredental.net Plan Type: DHMO, DPPO Individual, Group Products/Services: Dental Min.Case Size: 1 Serving: Alameda, Butte, Colusa, Contra Cos-

2015 DIRECTORY

ta, El Dorado, Fresno, Glenn, Kern, Kings, Los Angeles, Madera, Mariposa, Merced, Monterey, Napa, Nevada, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Luis Obispo, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Shasta, Siskiyou, Solano, Sonoma, Stanislaus, Sutter, Tehama, Tulare, Tuolumne, Ventura, Yolo, Yuba Securian Dental Contact: Shayna Ray 730 S Broadway Gilbert, MN 55741 (866) 827-3318 ext. 2096 Fax: (866) 440-8787 email: sray@securiandental.com Website: www.securiandental.com Plan Type: PPO, Indemnity Products/Services: Dental Plans Serving: Nationwide Security Life Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534 (800) 328-4667 ext. 3534 email: ted.williams@securitylife.com Website: www.securitylife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (group, Ind.) Serving: Statewide Spirit Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503, (800) 620-5010 Fax: (651) 649-3502, Cell: (612) 708-8448 email: info@spiritdental.com Website: www.spiritdental.com Products/Services: Individual, Senior and Group 2-149 Dental and Vision Insurance TripleChoicePlan Contact: Lawrence V. Kent 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 0 (800) 489-7577 Fax: (310) 441-5660 email: info@triplechoiceplan.com email: la.quotes@triplechoiceplan.com Website: www.triplechoiceplan.com Products/Services: Dental Plan type: DHMO, PPO, Indemnity, Individual and Group Min. Case Size: 2 Serving: Statewide United Concordia Dental Contact: Laurie S. Laspina Vice President, Western Division 21700 Oxnard, Ste. 500 Woodland Hills, CA 91367 (818) 936-1371 email: laurie.laspina@ucci.com Website: www.ucci.com Plan Type: DHMO, FFS, PPO, ASO Products/Services: Dental Plans Min. Case Size: 2 Serving: Nationwide UnitedHealthcare Dental Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Ste. 600 Lake Oswego, OR 97035 (503) 603-7023 Website: www.uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Serving: Nationwide

Vision Plan of America Individual Vision & Dental Employer Paid & Voluntary Group Vision Benefits (2+) (800) 400-4VPA (4872) (Vision Plan of America) Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: phillip@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision(ind., group), Dental Plans (ind., group) Plan Type: HMO, Voluntary Min. Case Size: 2 Serving: California Western Dental Services Inc. Contact: Benefits Divison P.O. Box 14227 Orange, CA 92868 (800) 686-2562 Fax: (714) 571-3605 email: proposals@westerndental.com Website: www.westerndental.com Plan Type: HMO Products/Services: Dental Min. Case Size: 2 Serving: CA, AZ, TX, CO

EMPLOYEE CHOICE CaliforniaChoice 速 Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 (800) 542-4218 Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 2-50 CaliforniaChoice 51+ Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 226-7431 Fax: (714) 347-3840 Email: ktimone@choiceadmin.com Website: www.calchoiceplus.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Cal Perks Discounts, HR Support Min. Case Size: 51-199 Choice Builder速 Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 412-9254 Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2-99 Covered California for Small Business Contact: Chris Patton, VP of Sales and Agent Management P.O. Box 7010 Newport Beach, CA 92660 Direct: (949) 885-4739 Sales: (844) 332-8384

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EMPLOYEE BENEFITS Customer Service Line: (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@pinnacletpa.com Email: shopquotes@pinnacletpa.com Website: coveredca.com/small-business #HMO Plans: Based on CA Region #PPO Plans: Based on CA Region Min. Case Size: 1-50 Co-Pay Options: Multiple Options, Call for Details Serving: Statewide Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 250 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CT, CO, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA

HEALTH CARRIERS Aetna Inc. California Contact: Kathleen Dibble 6303 Owensmouth Ave., Ste. 900 Woodland Hills, CA 91367 (818) 832-6169 Fax: (860) 907-3948 Website: www.aetna.com Plan Type: DMO, PPO, Indemnity, HMO, OAMC, HRA, HSA, MC Products/Services: Dental Plans, Medical Plans, Life & Disability Min. Case Size: 2 Serving: Contact Aetna for Details AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185, Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, Oneon-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA,

CALIFORNIA BROKER | 29

EMPLOYEE BENEFITS STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd St., Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA Anthem Blue Cross Contact: Steve Shearer Regional Vice President, Individual & Small Group Sales 4553 La Tienda Dr. Thousand oaks, CA 91362 (800) 699-9356 email: steve.shearer@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide Anthem Blue Cross Contact: Steve Shearer, Regional Vice President, Individual & Small Group Sales 4553 La Tienda Dr. Thousand Oaks, CA 91362

30 | CALIFORNIA BROKER

{ Health Carriers } (800) 699-9356 email: steve.shearer@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carrieres Serving: Nationwide Blue Shield of California Contact: Producer Services (800) 559-5905 producerservices@blueshieldca.com Website: blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans.

Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide CaliforniaChoice ® Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (800) 542-4218 Fax: (714) 542-4244 Email: ktimone@choiceadmin.com Website: www.calchoice.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 2-50 CaliforniaChoice 51+ Kevin M. Timone, Chief Sales Officer 721 South Parker, Ste. 200 Orange, CA 92868 Phone: (866) 226-7431 Fax: (714) 347-3840 Email: ktimone@choiceadmin.com Website: www.calchoiceplus.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Cal Perks Discounts, HR Support Min. Case Size: 51-199 California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Medical, Dental, Vision Serving: All Counties C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Medical, Dental, Health, Life, Vision and Disability Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision

Cigna HealthCare Inc. Regional (250 – 4,999 EES) 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Merced, Monterey, Yuba, Napa Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties Covered California for Small Business Contact: Chris Patton, VP of Sales and Agent Management P.O. Box 7010 Newport Beach, CA 92660 Direct: (949) 885-4739 Sales: (844) 332-8384 Customer Service Line: (877) 453-9198 Fax: (949) 809-3264 Email: cpatton@pinnacletpa.com Email: shopquotes@pinnacletpa.com Website: coveredca.com/small-business Plan Type: Group, HMO, PPO, Employee Choice Plans Offered: Group Min. Case Size: 1-50 Co-Pay Options: Multiple Options, Call for Details Serving: Statewide Fringe Benefit Group-Framework Health Plan Contact: Carla Goodwin 11910 Anderson Mill Road Austin, TX 78726 (512) 827-5351 (800) 551-3424 Fax: (512) 827-4351 email: cgoodwin@fibi.com

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email: cgoodwin@framebenefits.com Website: frameworkhealthplan.com Min. Case Size; 51 Plan Type: Group Limited Benefits Health Net of California Contact: Broker Services Dept.

P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1, 4 Fax: (877) 977-2947 Exchange Billing: (800) 547-2967 option 0 Non-Exchange Billing: (800) 839-2172 option 3 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Individual Serving: CA Kaiser Permanente Contact: Broker Compensation Services 3100 Thornton Ave. Burbank, CA 91504 (800) 440-2323 Fax: (855) 577-2963 Website: account.kp.org website: www.kp.org/choosebetter Products/Services: Health Carriers Min. Case Size: 1 Plan Type: HMO, PPO, POS (including Deductible HMO, HSA and HRA plans) Plans Offered: Group, Individual, Medicare, Occupational Health Kaiser Permanente Serving N. CA: Alameda, Amador*, Contra Costa, El Dorado*, Fresno*, Kings*, Madera*, Marin, Mariposa*, Napa*, Placer*, Sacramento, San Francisco, San Joaquin, San Mateo, Santa Clara*, Solano, Sonoma*, Stanislaus, Sutter*, Tulare*, Yolo*, Yuba* (*indicates partial counties) Kaiser Permanente Serving S. CA: Imperial*, Kern*, Los Angeles*, Orange, Riverside*, San Bernardino*, San Diego*, Ventura* (*indicates partial counties) Redwood Health Services Contact: John Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370 (800) 548-7677 Ext. 121 Fax: (707) 525-4270 email: jnacol@rhs.org Website: www.rhs.org Plan Types Offered: PPO, FSA, POP, HRA Products/Services: Health Plans, plus COBRA Administration, Third Party Administration Min. Case Size: 2-1,000 Serving: Nationwide SCAN Health Plan Contact: Edith Monge 3800 Kilroy Airport Way, Ste. 100 Long Beach, CA 90806 (562) 989-5106 Fax: (562) 989-5153 email: EMonge@scanhealthplan.com Website: www.scanhealthplan.com Plan Type: HMO, MA-PD Products/Services: Medicare Advantage, Employer Group Retiree Benefits Serving: Los Angeles, Napa, Orange, Riverside, San Bernardino, San Diego, Ventura, San Joaquin, Santa Clara, Marin, Sonoma and San Francisco.

2015 DIRECTORY

{ Hearing Benefits, Prepaid Legal, Prescription Drug } Sharp Health Plan Contact: Michael Byrd Chief Business Development Officer 8520 Tech Way, Ste. 200 San Diego, CA 92123 (858) 499-8377 (800) 359-2002 Fax: (858) 499-8244 email: Michael.Byrd@sharp.com Website: www.sharphealthplan.com Plan Type: HMO, HSA, PPO, POS Products/Services: Individual, Small Group, Large Group Min. Case Size: 2 for group, Individual Serving: San Diego, S. Riverside Counties Symetra Life Insurance Company Contact: Jeff Farmer, National Sales Director, Life, DI, And Select Benefits/Benefits Division 777 108th Ave., NE., Ste. 1200 Bellevue, WA 98004 (800) 796-3872 (678) 728-1541 Fax: (866) 532-1362 email: GRPLIF@symetra.com Website: www.symetra.com Plan type: Group Products/Services: Fixed-payment medical, MEC plan administration, Life and AD&D, Disability, FMLA administration, Medical Stop Loss, Accident, Critical Illness Min. employer group size: Varies by product Serving: Nationwide, state availability varies by product UnitedHealthcare National Accounts 425 Market Street, 14h Floor San Francisco, CA 94105 (888) 842-4571 (800) 357-0978 Website: www.uhc.com Plan Type: PPO, POS, EPO, CDH, Indemnity Products/Services: Health Carriers Min. Case Size: +3,000 employees Serving: Nationwide UnitedHealthcare Small/Mid/Large Business Contact: Tim Rhatigan 5701 Katella Ave. Cypress, CA 90630 (714) 226-7798 (T. Rhatigan) email: Tim.Rhatigan@uhc.com Website: www.uhc.com Plan Type: PPO, HSA, HRA, ASO, HMO, POS Products/Services: Health Carriers Min. Case Size: 2+employees Serving: CA Western Health Advantage Contact: Elizabeth Hargett 2349 Gateway Oaks Dr., Ste. 100 Sacramento, CA 95833 (916) 563-3198 Fax: (916) 568-1338 email: whasales@westernhealth.com Website: www.westernhealth.com Plan Type: HMO Products/Services: Health Carriers Min. Case Size: 2 Serving: El Dorado, Marin, Napa, Placer, Sacramento, Solano, Sonoma, Yolo Counties

HEARING BENEFITS Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (949) 945 2402 Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual,

2015 DIRECTORY

Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide

nancial Counseling, Small Business HR Plan, Elder Law Serving: Nationwide

Beltone Hearing Healthcare Network Contact: Dawn Belter 2601 Patriot Blvd.

Glenview, IL 60026 (800) 621-1275 ext. 3771 Fax: (847) 832-3665 email: belterd@beltone.com Website: www.beltone.com Products/Services: Hearing Benefits & Services Serving: Nationwide

Legal Club of America Contact: Donald A. Rowe, RHU 7771 W. Oakland Park Blvd., Ste. 217 Sunrise, FL 33351 (954) 377-0565 Fax (954) 377-0245 email: Drowe@legalclub.com Website: www.legalclub.com Product/Services: Group Legal and ID Theft programs. Together or stand alone.

Available for groups of 10 lives and up.

Serving: Nationwide

Epic Hearing HealthCare 3191 W. Temple Ave., Ste. 200 Pomona CA 91768 (877) 606-3742 Fax: (909) 718-8457 email: sales@epichearing.com Website: www.epichhearing.com Products/Services: Ancillary Hearing Benefits, ASO and Insured Indemnity Plans for hearing not covered by major medical Serving: Nationwide

Legal Shield Contact: Andrew Kovach Sr. Manager 386 Holly Trail Crownsville, MD 21032 Cell: (304) 820-6840 Email: andrew@kovachenterprises.com Website: www.legalshield.com Products: Legal & Identity Theft protection Plans Serving: Nationwide

Vision Service Plan (VSP) N. & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly PJ Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide

PREPAID LEGAL ARAG Contact: Sales Support 400 Locust St., Ste. 480 Des Moines, IA 50309 (800) 758-2860 Fax: (515) 246-8710 email: info@araglegal.com Website: www.araglegal.com Products/Services: Legal Plans Serving: Nationwide

PRESCRIPTION DRUG

Legal Access/Legal Ease Contact: Mark Torrison 5850 San Felipe St., Ste. 600 Houston, TX 77057 (800) 562-2929 Ext. 3700 Fax: (713) 785-1189 email: mark_torrison@legalaccessplans.com Website: www.legalaccessplans.com Min Case Size: 1 Products/Services: Legal Plans, Identity Theft Protection, Financial Planning, Fi-

Health Net of California Contact: Broker Services Dept.

P.O. Box 1150 Rancho Cordova, CA 95741-1150 (800) 909-3447 option 1, 4 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of state PPO, and Medicare Products/Services: Prescription Drug Serving: CA Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite; Services: National Registered Administrator “TPA”; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide

Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medical GAP Plans, Telemedicine, Accident, Critical Illness, Dental (ind., group), Health (group, ind.); Life Insurance Quote Engine for website, Medicare Supplement, Vision Serving: Nationwide

RxReins Contact: Crystal Williams 5855 East Naples Plaza, Ste. 305 Long Beach, CA 90803 P.O. Box 2284 Palm Springs, CA 92263-2284 (888)- RxReins Fax: (760) 262-3178 email: cwilliams@rxreins.com Website: www.rxreins.com Products: Prescription Drug Card; Stop Loss Insurance Serving: Nationwide

AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Product/Services: Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide

TADCO Capital Insurance Managers Inc. Contact: Todd Davis 4109 Benwedict Lane Austin, TX 78746 (512) 306-9688 (800) 233-6145 email: tdavis@capinsmgr.com Website: capitalinsurancemanagers.com Products/Services: Stand Alone Prescription Drug Cards (fully insured, self-funded and discount), Retiree Health Plans, Annuities with long term care benefits Min. Group Size: 5 Serving: Nationwide

The California Rx Card Program Free Prescription Drug Card Contact: Edward J. Brown III 721 S. Parker, Ste. 300 Orange, CA 92868 (888) 545-1120 Ext. 314 (949) 636-2025 email: ebrown@californiarxcard.com Web site: www.californiarxcard.com Products/Services: Presciption Assistance Program Discount Card

Hyatt Legal Plans A MetLife Company Contact: Ann McDonald 1111 Superior Ave. Cleveland, OH 44114 (800) 423-0300 Fax: (216) 694-4305 email: amcdonald@legalplans.com Website: www.legalplans.com Products/Services: Legal Plans Serving: Nationwide

EMPLOYEE BENEFITS

CatamaranRx Contact: Brett Boyd 853 E. Fieldstone Pl. Chandler, AZ 85249 email: brett.boyd@catamaranrx.com Website: www.sxc.com (480) 802-5616 (516) 319-0709 Products/Services: Prescription Drug Min. Case Size: 500 Serving: Nationwide

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Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021 Fax: (414) 302-9837 email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Audit, PBM RFPs, Pre-scription Drug Plans, Sec. 125, Surveillance, Wellness, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide

CALIFORNIA BROKER | 31

EMPLOYEE BENEFITS US Script, Inc. Contact: Elisa McNamara 2425 W. Shaw Ave. Fresno, CA 93711 (559) 244-3790, (800) 413-7721 Community Fax: (559) 244-3793 Action (Non-Profit) email:EAP emcnamara@usscript.com Website: www.usscript.com Contact: Robert Bruner Products/Services: Benefit 1481 Ford St., Ste.Pharmacy 201 Manager, Prescription Redlands CA. 92373Drug consulting Min. Case Size: N/A (800) 777-9376 Fax (909) 307-3246 Serving: Nationwide

EMPLOYEE BENEFITS

{ Psychological Plans, Vision } and Development Programs, Supervisory Training and Development Programs, Critical Incident Stress Debriefings, Substance Abuse Prevention and Program Management, Psychiatric Disability Management, The Holman Group Ethics/Whistle Blower Hotline Elizabeth Min.Contact: Case Size: 10 Holman Serving: 9451 International Corbin Ave., Ste. 100

Psychological Plans • Vision

Northridge, CA 91324

FEI (818) Behavioral Health, 704-1444 (800)Inc. 321-2843 Contact: Michael Bugenhagen Fax: (818) 704-9339 11700 West Lake Park Dr. email: r.bruner@caeap.com email: theholmangroup@holmangroup.com Milwaukee, WI 53224 Website: www.caeap.com Website: www.holmangroup.com PSYCHOLOGICAL PLANS (800) 987-4368 Products/Services: Employee Assistance Fax:Products/Services: (414) 359-1973 Mental Health & SubAvante Behavioral email: info@feinet.com Programs, DOT andHealth Non-DOT Substance stance Abuse, EAP, Wellness, HR Consulting Contact: Dennis Bourdo Website: www.feinet.com Abuse Professional Evaluations, Work/Life Min. Case Size: 3 1111 E. Herndon Ave., Ste. Stress 308 Debriefings, Products/Services: Services, Critical Incident Serving: Nationwide Employee AssisFresno, CA 93720 tance, Work-Life, Wellness, Transition to Wellness Programs, Disaster Planning –––––––––– (559) 261-9060, (800) 498-9055 Retirement, Financial Wellness, Non-vioINC. Min. case size: 50 Fax: (559) 261-9073 lentMHN, Crisis Intervention Training (De-escaContact: Honne Nationwide Email:Serving: dbourdo@avantehealth.com lation) and Jude Crisis Management/Business 2370 Kerner Blvd.

–––––––––– Website: www.avantehealth.com Continuity: Large-Scale Disaster Planning Min. Size Employee Group: EAP 5; BehavandSan Response, Centers/CommunicaEmpathia Rafael, CACall 94901 ioral 100 tion(415) capabilities Contact: Sandy Freed 460-8052 Fax: (415) 257-1456 Products/Services: National Min.email: Casejudith.x.honne@mhn.com Size: 1 5234 Chesebro Road, SuiteEAP, 201 Mental Health, Chemical Dependency Serving: U.S., Canada, Europe, Asia, S Agoura Hills, CA 91301 Website: www.mhn.com Serving: Nationwide EAP, Fresno, Kern, America 707-0544 Products: EAP and Behavioral Health Kings,(818) Madera, Mariposa, Merced, Monsfreed@empathia.com Health Group and Health Integrated; terey,email: San Benito, San Luis Obispo, Santa Thefor Holman Group Website: www.empathia.com Employee Assistance Programs, Mental Health, Barbara, Shasta, Tulare, Ventura.

Contact: Elizabeth Holman 9451 CorbinCare, Ave.,Wellness, Ste. 100 Min. Case Size: EAP 10; Behavioral 10 Managed Training & Skill and Claremont EAP Northridge, CA 91324 Product/Services: Psychological, EAP, Organizational Development Contact: Lori Slez (818) 704-1444 (800) 321-2843 Wellness, Chemical Dependency Serving: Nationwide 1050 Marina Village Pkwy., Ste. 203 Fax: (818) 704-9339 Serving: Nationwide –––––––––– Alameda, CA 94501 email: theholmangroup@holmangroup.com UnitedHealthcare (800)–––––––––– 834-3773, Fax: (925) 377-0653 Website: www.holmangroup.com (Employee Network Inc.) Products/Services: Contact: Sales Dept. email:ENI lslez@claremonteap.com Mental Health & Sub1040www.claremonteap.com Vestal Parkway East 5995 PlazaEAP, DriveWellness, HR Consulting Website: stance Abuse, Products/Services: Min.Cypress, Case Size: 3 Vestal, NY 13850Employee Assistance CA 90630 Program, Serving: (800) Mental 364-4748Health and Chemical (866)Nationwide 288-4993 Dependency Benefit Administration. email: enimarketing@eniweb.com Website: www.uhc.com Min. Case Size: 5 MHN, INC. Website: www.eniweb.com Products/Services: Psychological Plans Serving: National Contact: Jody Osterweil Products/Services: Employee Assistance Plan Type: Behavioral Health Plans/EAP/ 2370 Kerner Blvd.

Programs Action (EAP), Corporate Wellness Programs, SanDisease Community Rafael,Management, CA 94901 Chemical Dependency Personal Assistant Services, Work/Life Min. Case Size: 500 EAP (Non-Profit) (415) 460-8081 Contact: Robert Bruner (415) 257-1478 Services, Health Advocacy Services, Integrated Fax:Serving: Nationwide 1481 Benefit Ford St., Ste. 201 email: jody.x.osterweil@healthnet.com Solutions, Talent Management Redlands CA. Employee 92373 Training and Development Website: www.mhn.com Programs, (800) 777-9376, Fax (909) 307-3246 Products: EAP and Behavioral Health for Programs, Supervisory Training and email: r.bruner@caeap.com Health Group and Health Integrated; EmDevelopment Programs, Critical Incident Stress Advantek Administrators Website: www.caeap.com ployee AssistanceBenefit Programs, Mental Health, Debriefings, Substance Abuse Prevention and Contact: ErinWellness, Ellis Products/Services: Employee Assistance ProManaged Care, Training & Skill and Program Management, grams, DOT and Non-DOT Psychiatric SubstanceDisability Abuse Organizational Development P.O. Box 45007 Professional Evaluations, Work/Life Services, Management, Ethics/Whistle Blower Hotline Serving: Fresno,Nationwide CA 93718 CriticalMin. Incident Stress Case Size: 10Debriefings, Wellness (866) 556-7655 Fax: (559) 228-5460 Programs, Disaster Planning UnitedHealthcare Serving: International email: eellis@santehealth.net Min. case size: 50 Contact: Sales Dept.

–––––––––– Website: Serving: Nationwide 5701 Katellawww.advantekbenefit.com Ave. FEI Behavioral Health, Inc. Products/Services: Cypress, CA 90630 TPA for Medical, Dental & Contact: Michael Bugenhagen Vision, COBRA/HIPAA, Utilization Management Empathia (866) 288-4993 11700 WestFreed Lake Park Dr. Contact: Sandy Website: www.uhc.com & Disease Management 5234Milwaukee, ChesebroWI Road, Ste. 201 Products/Services: 53224 Serving: NationwidePsychological Plans Agoura Hills, CA 91301 Plan–––––––––– Type: Behavioral Health Plans/EAP/Dis(800) 987-4368 (818) Fax: 707-0544 ease Management, Chemical Dependency (414) 359-1973 AFLAC, Torrance email: sfreed@empathia.com Min. Case Size: 500 email: info@feinet.com Contact: Cameron Bell Website: www.empathia.com Serving: Nationwide Website: www.feinet.com 2390 Crenshaw Blvd., Ste. 307 Min. Case Size: EAP 10; Behavioral 10 Products/Services: Employee Assistance, Torrance, CA 90501 Product/Services: Psychological, EAP, VISION Work-Life, Wellness, Transition to Retirement, Wellness, Chemical Dependency (626) 379-4265 Fax: (909) 266-9622 Serving: Nationwide Advantek Benefit Administrators Financial Wellness, Non-violent Crisis email: cameron_bell@us.aflac.com Erin Ellis Intervention Training (De-escalation) and Crisis Contact: Website: www.aflac.com ENI (Employee NetworkContinuity: Inc.) P.O. Box 45007 Management/Business LargeWebsite: www.aflacforbrokers.com 1040 Vestal Parkway East Fresno, CA 93718 Scale Disaster Planning and Response, Call Products: Group (Accident, CI, COBRA, STD, Vestal, NY 13850 (866) 556-7655 Fax: (559) 228-5460 capabilities Dental, Hospital, Life), Group (800)Centers/Communication 364-4748 email: eellis@santehealth.net Case Size: 1 Worksite Products with Guarantee Issue, email:Min. enimarketing@eniweb.com Website: www.advantekbenefit.com Serving: U.S., Canada, Europe, Asia, South Website: www.eniweb.com Products/Services: TPA for Medical, Dental, & Specializing in Credit Unions Products/Services: Employee Assistance Vision, COBRA/HIPAA, FSA, Utilization America Services: Implementation, EmployeeReview, Programs (EAP), Corporate Wellness ProCaseCommunication, Management, only TPA withEnrollments, on-site Medi–––––––––– One-On-One grams, Personal Assistant Services, Work/ cal Director, nurses, and social workers Cafeteria Plan, Enrollments, Online Life Services, Health Advocacy Services, Serving: Nationwide Enrollments Integrated Benefit Solutions, Talent ManMin. Case Size: 100+ Ind., 100+ Group agement Programs, Employee Training

Vision

32 | CALIFORNIA BROKER

CALIFORNIA BROKER

Serving: CA –––––––––

AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 AFLAC, Los Angeles email: amichaels@aflac.com Contact: www.aflac.com Adam Michaels Website: Minimum GroupBlvd., Size:Ste. 3 1000 12121 Wilshire Products/Services: Group & Individual Lines Los Angeles CA 90025 (Accident, CI, Cancer, Hosp., Disability, (310) 744-6101 Fax: (310) 744-6199 Life, Dental, Vision) Guarantee Issue, Sec. email: adam_michaels@us.aflac.com 125, FSA, Parking & Transit, COBRA, Core Website: www.aflac.com Enrollment, Benefit Statements, Per Diem Minimum Group Size: 3 Available Products/Services: Group & Individual Lines Serving: Nationwide

(Accident, CI, Cancer, Hosp., Disability, Life,

AFLAC, Torrance-Southbay Dental, Vision) Guarantee Issue, Sec. 125, FSA, Contact: Bell, Core Broker Sales Parking &Cameron Transit, COBRA, Enrollment, 2390 Crenshaw Blvd., Ste. 307 Benefit Statements, Per Diem Available Torrance, CA 90501 Serving: Nationwide (310) 378-0185 –––––––––– Fax: (424) 200-6322 AIGcameron_bell@us.aflac.com Benefits Solutions email: Website: Employeewww.aflac.com Benefits Solutions Website: Contact: www.aflacforbrokers.com Jorge Aldana Products: Voluntary benefits 777 S. Figueroa St., 17th Flr. (Short Term Disability, Accident, Hospital, Gap Plans, Los Angeles, CA 90017 Cancer, Specified Health Events, Critical (213) Life, 689-3929 Illness, Dental), Cafeteria Plans, OneFax: (866) 716-6722 Online Enrollments, on-One Enrollments, email: jorge.aldana@aigbenefits.com Call Center Enrollments, Online Enrollment Platforms Website: www.aigbenefits.com Min. Case Size: 3 Dental, Vision, Life, Products/Services: Serving: DisabilityNationwide and Worksite Products, LTD, STD

Serving: Southern California Area

AFLAC, Pasadena –––––––––– Contact: Denny Twigg, Broker Sales AmeriPlan USA 1 South Fair Oaks Blvd., Ste. 20 Contact: Sales Department Pasadena, CA 91105 (626) 796-7077 5700 Democracy Dr. email: Plano,denny_twigg@us.aflac.com TX 75024 Website: www.aflac.com (469) 229-4500 Website: www.aflacforbrokers.com Fax: (469) 229-4115 Products: Group (Accident, CI, COBRA, email: sales@ameriplanusa.com STD, Dental, Hospital, Life), Group email: MGRSales@ameriplanusa.com Worksite Products with Guarantee Issue.

Website: www.ameriplanusa.com Specializing in Credit Unions Services: Implementation, Employee Discount Chiropractic Benefit, Dental (Group, Communication, One-On-One Ind.); Prescription Drug Card, Vision Enrollments, Serving:Cafeteria NationwidePlan, Enrollments, Online Enrollments —————— Min. Case Size: 100+ Ind., 100+ Group Ameritas Serving: CA

Contact: Andy Birkel

151 Kalmus Dr., Ste. J4 Valley AFLAC, San Fernando Contact: Yolanda Richman, Broker Sales Costa Mesa, CA 92626-5959 5805 Sepulveda Ste. 700 (714) 641-1800Blvd., ext. 235 Sherman Oaks, CA 91411 Fax: (714) 641-4800 (626) 796-7077 email: abirkel@ameritas.com email: brian_jaeggi@us.aflac.om Website:www.aflac.com www.ameritasgroup.com Website: Plan Type:www.aflacforbrokers.com PPO, Indemnity, Individual, SelfWebsite: Funding Group (Accident, CI, COBRA, Products: STD, Dental, Hospital, Life), Group Products/Services: Dental, Vision, Hearing Worksite Min. CaseProducts Size: 3 with Guarantee Issue.

Specializing in Credit Unions Serving: Nationwide Services: Implementation, Employee –––––––––– Communication, One-On-One EnrollAnthem BluePlan, Cross ments, Cafeteria Enrollments, OnContact: Janice L. Hollander line Enrollments 4553 La Tienda Drive Ind., 100+ Group Min. Case Size: 100+ Serving: CAOaks, CA 91362 Thousand Direct: (760)468-1498

AFLAC, LAX-Howard Hughes Center email: janice.hollander@wellpoint.com Contact: Chris Hager Website: www.anthem.com/ca 6100 Center Drive, Ste. 670 Plan Type: Dental DHMO/PPO; Vision Los Angeles, CA 90045 Products/Services: Dental, Vision, Life, (310) 497-1730 Disability email: Christopher_hager@us.afla.com Website: Min. Casewww.aflac.com Size: 2 Website: Serving: www.aflacforbrokers.com Nationwide Products: ––––––––––Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions

- CalBrokerMag.com -

WWW.CALBROKERMAG.COM

Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Anthem Serving: CABlue Cross

Small Group (2-50 lives)

AFLAC, Downtown Los Director, AnglesSmall Contact: Christa McConathy, Contact: Lily Fregoso, Group Specialty Sales Broker Sales 340 2nd Street, 4553East La Tienda Drive Ste. 310 Los Angeles, CA 90012 Thousand Oaks, CA 91362 (213) 625-7375 (805) 557-4461 email: lily_fregoso@us.aflac.com email: christa.mcconathy@wellpoint.com Website: www.aflac.com Website: www.anthem.com/ca Website: www.aflacforbrokers.com Products: Group Plan Type: HMO, PPO,(Accident, Indemnity CI, COBRA, STD, Dental, Hospital, Products/Services: Dental,Life), VisionGroup Worksite Products Min. Case Size: 2 with Guarantee Issue.

Specializing in Credit Unions Serving: Nationwide Services: Implementation, Employee –––––––––– Communication, One-On-One EnrollAnthem Blue Cross ments, Cafeteria Plan, Enrollments, OnLargeEnrollments Group (51+ lives) line Min. Case Size: 100+ Ind.,Director 100+ of Group Contact: Randy Ebersberger, Serving: Specialty CA Sales

801 South Figueroa St.

AIG Benefits Solutions Los Angeles, CA 90017 Employee Benefits Solutions (213) 553-5429 Contact: Jorge Aldana Email: 777 S.Randy.Ebersberger@wellpoint.com Figueroa St., 17th Floor Website: www.anthem.com/ca Los Angeles, CA 90017 (213) 689-3929 Plan Type: HMO, PPO, Indemnity Fax: (866) 716-6722 Products/Services: Dental, Vision email: jorge.aldana@aigbenefits.com Min. Case Size: 51+ Website: www.aigbenefits.com Serving: Nationwide Products/Services: Dental, Vision, Life, Dis–––––––––– ability and Worksite Products, LTD, STD Serving: Southern California Area

In today’s stress-­‐filled world, a comprehensive, top notch Employee Assistance Program should be part of every benefits proposal.

” ”Avante…we’re there when you need us.”

1111 East Herndon Avenue Suite 308 • Fresno, CA 93720

800.498.9055 www.avantebehavioral.com

Circle #33 on the Free Information Form on 2015 Page 46 DIRECTORY

2014 DIRECTORY 33

{ Vision } AmeriPlan USA Contact: Sales Department 5700 Democracy Dr. Plano, TX 75024 (469) 229-4500 Fax: (469) 229-4115 email: sales@ameriplanusa.com email: MGRSales@ameriplanusa.com Website: www.ameriplanusa.com Discount Chiropractic Benefit, Dental (Group, Ind.); Prescription Drug Card, Vision Serving: Nationwide Ameritas Contact: Andy Birkel 151 Kalmus Dr., Ste. J4 Costa Mesa, CA 92626-5959 (949) 945-2402 Cell: (949) 214-5662 Fax: (714) 641-4800 email: abirkel@ameritas.com Website: www.ameritasgroup.com Plan Type: PPO, Indemnity, Individual, Self-Funding Products/Services: Dental, Vision, Hearing Min. Case Size: 3 Serving: Nationwide Anthem Blue Cross Contact: Steve Shearer Regional Vice President, Individual and Small Group Sales 4553 La Tienda Dr. Thousand Oaks, CA 91362 (805) 557-4461 email: steve.shearer@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, EPO, POS Products/Services: Health Carriers Serving: Nationwide Anthem Blue Cross Small Group (2-50 lives) Contact: Chris McConathy, Director, Small Group Specialty Sales 4553 La Tienda Drive Thousand Oaks, CA 91362 (805) 557-4461 email: christa.mcconathy@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 2 Serving: Nationwide Anthem Blue Cross Large Group (51+ lives) Contact: Randy Ebersberger, Director of Specialty Sales 801 South Figueroa St. Los Angeles, CA 90017 (213) 553-5429 Email: Randy.Ebersberger@anthem.com Website: www.anthem.com/ca Plan Type: HMO, PPO, Indemnity Products/Services: Dental, Vision Min. Case Size: 51+ Serving: Nationwide BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sales 17701 Mitchell North Irvine, CA 92614-6028 800-237-8543 ext. 169 949-222-2169 Email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States

2015 DIRECTORY

Blue Shield of California Contact: Producer Services PO Box 272500 Chico, CA 95927-2500 (800) 559-5905 Fax: (209) 371-5830 email: producerservices@blueshieldca.com Website: blueshieldca.com/producer Plan Type: HMO, PPO, ASO Products/Services: Medical, Dental, Life and Vision plans.

Min. Case Size: Coverage for individuals, seniors and groups Serving: state-wide, with PPO BlueCard® nationwide California CPA ProtectPlus Contact: Tom Kowalski 1800 Gateway Dr., Ste. 201 San Mateo, CA 94404 (650) 522-3251 email: Tom.Kowalski@calcpa.org Website: www.cpaprotectplus.com Min. Case Size: 2 Plan type: Group, HMO, PPO, HSAs Plans Offered: Group Products/Services: Dental, Vision Serving: All Counties C.F. Russell & Associates Contact: Charles F. Russell 900 San Carlos Way Bakersfield, CA 93309 (661) 398-5694 Fax: (661) 398-5694 email: cfrisl8@bak.rr.com Products/Services: Accident, Insured & Self Funded; Dental; Health (group, ind.); Life; Vision and Disability Choice Builder® Kevin M. Timone, Chief Sales Officer 721 S. Parker, Ste. 200 Orange, CA 92868 (866) 412-9254 Fax: (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 Cigna HealthCare Inc. Select Segment (25-249 EEs) 1340 Treat Blvd., Ste. 599 Walnut Creek, CA 94597 (925) 906-8208 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Vision Cigna HealthCare Inc. Regional (250 – 4,999 EES) 1 Front St., Ste. 700 San Francisco, CA 94111 (415) 374-2590 Fax: (415) 374-2601 Website: www.cigna.com Plan Type: HMO, PPO, OAP, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Alameda, Butte, Contra Costa, El Dorado, Fresno, Kings, Glenn, Marin, Placer, Sacramento, Santa Clara, Santa Cruz, San Francisco, San Joaquin, San Mateo, Sonoma, Solano, Stanislaus, Tulare, Yolo, Merced, Monterey, Yuba, Napa

Cigna HealthCare Inc. 3636 Nobel Dr., Ste. 150 San Diego, CA 92122 (858) 625-5600 Fax: (858) 625-5699 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: San Diego County Cigna HealthCare Inc. 26 Executive Park Irvine, CA 92614 (949) 255-1400 Website: www.cigna.com Plan Type: HMO, OAP,PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Orange, San Bernardino and Riverside Counties Cigna HealthCare Inc. 400 North Brand Blvd., Ste. 400 Glendale, CA 91203 (818) 500-6262 Fax: (818) 546-5386 Website: www.cigna.com Plan Type: HMO, OAP, PPO, Consumer Directed Health Plans Products/Services: HMO/PPO Medical, DHMO/DPPO Dental, Disability, Life, Vision, Behavioral, International Benefits Serving: Los Angeles, Kern, Ventura, Santa Barbara and San Luis Obispo Counties Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com Products: Dental (group, ind.); Vision, Life, Disability, Medical Gap, Chiropractic/ Acupuncture (group) Davis Vision Capital Region Health Park 711 Troy-Schenectady Rd. Latham, NY 12110 (210) 524-7666 Fax: (516) 932-7551 Email: mbrown@davisvision.com Website: www.davisvision.com/broker Products/Services: Vision Plans Min. Case Size: 50 Serving: Nationwide Delta Dental of California N. California Contact: Kevin O’Toole 100 First St. San Francisco, CA 94105 (415) 972-8300 Fax: (415) 972-8466 Email: ncasales@delta.org S. California Contact: Ben Lowry 17871 Park Plaza Dr., Ste. 200 Cerritos, CA 90703 (562) 403-4040 Fax: (562) 924-3172 Email: scasales@delta.org Website: www.deltadentalins.com Plan Type: PPO, Indemnity, DHMO Products/Services: group, individual and senior dental plans; group vision plans Min. Case size: 2 Serving: CA

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EMPLOYEE BENEFITS Dental Alternatives Insurance Services, Inc. Marketing Company for SmileSaver Contact: Marcia Delgado 3720 South Susan St., 2nd Floor Santa Ana, CA 92704 (800) 445-8119 ext. 228 (714) 429-0200 ext. 228 Cell: (714) 655-0118 Fax: (714) 429-1261 email: mdelgado@gotodais.com Website: www.gotodais.com Plan Type: HMO, PPO, Dual & Triple Option Services/Plans: Dental & Vision Min. Case Size: 2 Serving: CA Denali Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Fax: (612) 395-5309 Cell: (612) 708-8448 email: tom@denalidental.com website: www.denalidental.com Indemnity and PPO Dental and Vision Insurance for individuals, seniors & groups Min. Case Size: 1 Direct Benefits, Inc. Contact: Tom Mayer 325 Cedar St., Ste. 800 Saint Paul, MN 55101 (800) 620-5010 (651) 259-6240 Cell: (612) 708-8448 Fax: (651) 649-3502 email: tom@directbenefits.com Website: www.directbenefits.com Products/Services: Dental, Disability, Life and Vision Benefits Serving: Nationwide EyeMed Vision Care 4000 Luxottica Place Cincinnati, OH 45040 Contact: Emile Bayle, National Sales Director (covers all of California) (714) 363-1564 emial: e.bayle@eyemed.com Contact: Ben Doolittle (916) 470-9446 email: bdoolitt@eyemed.com Contact: Carol Mclean (949) 677-1057 email: CMclean@eyemed.com Contact: Jake Indich (310) 913 9375 email: jindich@eyemed.com Website: www.eyemed.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Serving: Nationwide Product/Services: Vision Benefits Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464 (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com

CALIFORNIA BROKER | 33

EMPLOYEE BENEFITS Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464 (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 353-0400 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib.

Min. Case Size: 2-5000 Serving: Nationwide Health Net of California Contact: Broker Services Dept.

P.O. Box 1150 Rancho Cordova, CA 95741-1150 Fax: (877) 977-2947 email: brokers@healthnet.com Website: www.healthnet.com Plan Type: HMO, PPO, POS, Indemnity, out-of-state PPO, and Medicare Products/Services: Health Carriers, Dental, Vision Min. Case Size: 2 Plans Offered: Group, Ind Serving: CA Humana Contact: Steve Macias (Northern California) & Brian Sullivan (Southern California) Northern California - 1676 N. California Blvd., Ste. 600 Walnut Creek, CA 94596 Southern California - 212255 Burbank Blvd., Ste. 290 Woodland Hills, CA 91367 (619) 846-9394 Fax: (619) 692-9671 email: smacias1@humana.com email: bsullivan6@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, Humana Vitality (wellness solution).

Min Case Size: 2 IHC Health Solutions Contact: Ryan Rosenberg 5353 Wayzata Blvd., Ste. 300 Minneapolis, MN 55416 (866) 746-6610 (866) 415-3530 Fax: (952) 746-6635 email: ryan.rosenberg@ihcgroup.com Plan Type: Indemnity, PPO Products/Services: Dental and Vision Plans Min. Case Size: Groups of 2-99 Serving: Nationwide Liberty Dental Plan Contact: Marsha Hazlewood P.O. Box 26110 Santa Ana, CA 92799-6110 (888) 703-6999 ext. 203 (949) 223-8927 Fax: (949) 270-0114 email: hazlewood@libertydentalplan.com Website: www.libertydentalplan.com Plan Type: Dental DHMO, Dental ASO, Discount/Access Dental, Dental PPO, Vision Min. Case Size: 3 Serving: Alameda, Contra Costa, El Dorado, Fresno, Imperial, Kern, Kings, Los Angeles, Madera, Marin, Orange, Placer, Riverside, Sacramento, San Benito, San Bernardino, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Tulare, Ventura, Yolo

34 | CALIFORNIA BROKER

{ Weight Loss, Wellness } Magnum Dental & Vision Contact: Tom Mayer 325 Cedar Street, Ste. 800 St. Paul, MN 55101 (651) 649-3503, (800) 620-5010 Cell: (612) 708-8448 email: info@directbenefits.com Website: www.magnumdental.com Plan Type: Indemnity and PPO Product/Services: Dental and Vision Insurance for Individual and Groups 2-125 MESVision Contact: Mike Schell 345 Baker St. Costa Mesa, CA 92626 (800) 877-6372 Fax: (714) 619-4670 email: mschell@mesvision.com Website: www.mesvision.com Products/Services: Group Vision Plans (Fully Insured and Self-Funded) Min. Case Size: 5 Serving: Nationwide MWG Dental & Vision Plans Contact: MWG Broker Services P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 206-7967 (877) 759-5728, Fax: (601) 956-1702 email: brokerservices@morganwhite.com Websites: www.mwgdental.com; Website: www.mwgbrokerservices.com Plan Type: Group Indemnity, PPO Products/Services: Group/Individual Dental & Vision Plans Min. Case Size: 2 Serving: Nationwide Outlook Vision Services Contact: Ron Johnson 1550 E. McKellips Rd., Ste. 112 Mesa, AZ 85203 (480) 461-9001 Ext. 2487 (800) 342-7188, Fax: (480) 461-9021 email: rjohnson@outlookvision.com Website: www.outlookvision.com Products/Services: Vision Plans Min. Case Size: None Serving: Nationwide Security Life Contact: Ted Williams 10901 Red Circle Drive Minnetonka, MN 55347 (952) 945-3534, (800) 328-4667 ext. 3534 email: ted.williams@SecurityLife.com Website: www.SecurityLife.com Plan Type: PPO, Indemnity Plan Offered: Individual, Group Product/Services: Dental Plans, Vision (ind.,group) Serving: Statewide Spirit Dental & Vision Contact: Tom Mayer 325 Cedar St., Ste. 800 St. Paul, MN 55101 (651) 649-3503 (800) 620-5010 Fax: (651) 649-3502 Cell: (612) 708-8448 email: info@spiritdental.com Website: www.spiritdental.com Individual, Senior and Group 2-149 Dental and Vision Insurance Superior Vision Services Inc. Contact: Michelle Childers 11101 White Rock Rd., Ste. 150 Rancho Cordova, CA 95670 (800) 507-3800 (916) 893-9599 Plan Type: PPO, Group Website: www.superiorvision.com

Products: Vision Serving: Statewide UnitedHealthcare Vision Contact: Hether Lee Regional VP of Specialty Benefits 5 Centerpointe Dr., Ste. 600 Lake Oswego, OR 97035 (503) 603-7023 Website: uhcspecialtybenefits.com Products/Services: Vision, Dental, Life & Disability Benefits Serving: Nationwide Vision Plan of America Employer Paid & Voluntary Vision Benefits Contact: Marketing Department 3255 Wilshire Blvd., Ste. 1610 Los Angeles, CA 90010 (213) 384-2600 ext. 109 (800) 400-4-VPA ext. 109 Fax: (213) 384-0084 email: phillip@visionplanofamerica.com Website: www.visionplanofamerica.com Products/Services: Vision (ind., group), Dental Plans (ind., group) Plan Type: HMO, PPO, Voluntary Min. Case Size: 2 Serving: Nationwide Vision Service Plan (VSP) North & Central CA Contact: Kate Lawrence (800) 852-7600, Ext. 4817 Cindy Holmes, Ext. 4801 S. CA Contact: Polly (PJ) Hudson (800) 852-7600 Ext.4816 Karen Schnabel, Ext. 4757 3333 Quality Dr. Rancho Cordova, CA 95670 Fax: (916) 463-3926 email: cindy.holmes@vsp.com email: kate.lawrence@vsp.com email: pj.hudson@vsp.com email: karen.schnabel@vsp.com Website: www.vsp.com Products/Services: Employer Paid Plan down to 2 and Voluntary Plans down to 10 enrolled Min. Case Size: 2 Serving: Nationwide

WEIGHT LOSS MHN, Inc. Contact: Jody Osterweil 2370 Kerner Blvd.

San Rafael, CA 94901 (415) 460-8081, Fax: (415) 257-1478 email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed care, Wellness, Training & Skill & Organizational Development Serving: Nationwide

WELLNESS Empathia Contact: Sandy Freed 5234 Chesebro Road, Suite 201 Agoura Hills, CA 91301 (818) 707-0544 email: sfreed@empathia.com Website: www.empathia.com Product/Services: Psychological, EAP, Wellness, Chemical Dependency Min.Case Size: EAP 10, Behavioral 10 Serving: Nationwide

- CalBrokerMag.com -

FirstVitals Health and Wellness Contact: Ernie Lee P.O. Box 2500 Danville, CA 94526 (925) 299-8015, (800) 922-8844 Fax: (925) 299-8010 (Continued from Page 33) email: ernie.lee@firstvitals.com BEST Life and Health website: www.firstvitals.com Insurance Company Serving: Nationwide

2014 DIRECTORY

Contact: Jennifer Bolton, VP of Sales and

GlobalFit Marketing Contact: Pernell 2505 McCabe WayThompson 1818 Market St., Ste. 2710 Irvine, CA 92614-6243 Philadelphia, PA 19103 (800)294-1500 237-8543xext.

169 (800) 324 (949) jnewall@globalfit.com 222-2169 email: email: jbolton@bestlife.com Website: www.globalfit.com Products/Services: Activity, Prevention Website: www.besthealthplans.com and Wellness Programs, Online ChallengProducts: Dental (group, PPO & indemnity); es, Gym Discounts LifeIncentives, (group term,Coaching, guarantee issue); Vision (PPO Serving: Nationwide

& Indemnity)

Min. Case Size: 2360 Health Check Serving: 39 Contact: JimStates Wachtel –––––––––– 800 Main St. Dubuque, IA 52001 (563) 289-7360, (866) 511-0360 Email: jim.wachtel@healthcheck360.com Website: www.healthcheck360.com Serving: Nationwide Healthyroads Contact: Rik Lee 10221 Wateridge Circle San Diego, CA 92121 (619) 952-5512 email: riklee@ashn.com Website: www.healthyroads.com Products/Services: Wellness & Prevention – e.g., incentives, coaching, web por-

Vision Plan of America Personal Vision Benefits

• Individual/ Family Vision Plans

Stand alone or bundled with Dental Plans start at $4/Month

• Group Dental & Vision Plans Voluntary or Employer Paid Plans (2+ lives)

4 NO WAITING PERIODS 4 GUARANTEED ISSUE 4 NO PRE EXISTING EXCLUSIONS 4 LEVEL COMMISSIONS 4 MEDI-CAL “SHARE OF COST” OPTIONS LASIK, & Discount Rx (included with all plans)

Dental & Vision Combo Plans include ORTHO Embedded Broker Web Links Available (Don’t miss another sale)

www.VisionPlanOfAmerica.com

1-800-400-4VPA (4872) The Camden Insurance Agency An affiliate of Vision Plan of America

Circle #34 on the Free DIRECTORY Information Form on2015 Page 46

34 CALIFORNIA BROKER

Blue

Contac PO Box Chico, C (800) 5 Fax: (20 email: p Website Plan Typ Produc Life and Min. Ca seniors Serving nationw –––––––

Calif

Contac 1800 G San Ma (650) 5 email: T Website Min. Ca Plan typ Plans O Produc Serving –––––––

C.F. R

Contac 900 Sa Bakers (661) 3 Fax: (66 email: c Produc Funded Vision a –––––––

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Kevin M 721 S. Orange (866) 4 Email: Website Produc Ancillar Acupun Suppor Min. Ca –––––––

Cigna

1 Front San Fra (415) 3 Website Plan Typ Health Produc DHMO/ Behavio Serving Dorado Sacram Francis Solano Monter –––––––

{ Wellness }

tal, Challenges & Competitions, on-site biometric screening, etc.

Min. Case Size: 500 Serving: Nationwide The Holman Group Contact: Elizabeth Holman 9451 Corbin Ave., Ste. 100 Northridge, CA 91324 (818) 704-1444, (800) 321-2843 Fax: (818) 704-9339 email: theholmangroup@holmangroup.com Website: www.holmangroup.com Products/Services: Mental Health & Substance Abuse, EAP, Wellness, HR Consulting Min. Case Size: 3 Serving: Nationwide Kinema Fitness Contact: Joshua Love 11601 Wilshire Blvd., Ste. 500 Los Angeles, CA 90025 (866) 608-5704 email: info@kinemafitness.com website: www.kinemafitness.com Products/Services: Prevention and Wellness consulting, Fitness Assessments, On/Off site Fitness Center Management, Fitness Center Design, Procurement and Maintenance, Personal Training, Fitness Programs, Health Coaching, Online platform, Wellness workshops Corporate Fitness Serving: CA Maxim Health Systems Contact: Brian Beran 1515 W. 190th St. Ste. 165 Gardena, CA 90248 (310) 329-5899, Fax: (877) 615-6512 email: brian.beran@maximwellness.com Website: www.maximwellness.com Products: Health Screenings, Immunizations, Health Coaching, Educational Seminars/Webinars, Wellness Platform, Incentives, Behavioral Health, etc.

Serving: Nationwide MHN, Inc. Contact: Jody Osterweil 2370 Kerner Blvd.

San Rafael, CA 94901 (415) 460-8081 Fax: (415) 257-1478

2015 DIRECTORY

email: jody.x.osterweil@healthnet.com Website: www.mhn.com Products: EAP and Behavioral Health Coverage for Health Group and Health Integrated; Employee Assistance Programs, Mental Health, Managed Care, Wellness Programs, Training & Skill Development, Organizational Development Serving: Nationwide MINDBODY Exchange Contact: David McAtee 4051 Broad Street San Luis Obispo, CA 93401 (805) 762-4140 (888) 960-8033 email: david.mcatee@mindbodyexchange. com Website: www.mindbodyexchange.com Products/Services: Prevention and Wellness Benefit, Integrative Healthcare, Largest Network of Complementary and Alternate Medical (CAM) Practitioners, FSA, HSA and HRA Tools for Utilization and Substantiation, HR Dashboard, Incentives and Promotional Material Serving: Nationwide

Min. Case Size: 25 Serving: Nationwide TriWellness Contact: Dawn Irby 1925 Palomar Oaks Way, Ste. 220 Carlsbad, CA 92013 (760-931-8003, (877) 931-8003 Fax: (760) 931-8004 Email: info@triwellnesstoday.com Website: www.triwellnesstoday.com Product/Services: Wellness Serving: Nationwide

EMPLOYEE BENEFITS

United Wellness Group, LLC Contact: Sachin Shah 1001 West Loop South, Ste. 850 Houston, TX 77027 (877) 899-8996 ext. 70, Fax: (877) 899-8996 email: sachin@uwellness.com website: www.uwellness.com Products/Services: Wellness Serving: Nationwide and Canada

OTHER IMPORTANT NUMBERS AHIP—American’s Health Insurance Plans

www.ahip.org

(202) 778-3200

ACLI—American Council of Life Insurance

www.acli.com

(202) 624-2000

A.M. Best Company —Now Free Ratings

www.ambest.com

(908) 439-2200

CAHU—CA Ass. of Health Underwriters

www.cahu.org

(800) 322-5934

CAHP—CA Ass. of Health Plans

www.calhealthplans.org

(916) 552-2910

CA Insurance Consumer Hot Line—Questions & Problems CA Only

(213) 897-8921

California Department of Insurance Producers Hotline

(800) 967-9331

College For Financial Planners

www.cffp.edu

(800) 237-9990

OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 Home office: 11000 Optum Circle Eden Prairie, MN 55344-2503 (714) 445-0712, (866) 428-4880 Website: www.optum.com Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric Screenings & Wellness Suite of Products Serving: Nationwide

Consumer HMO Hotlines

www.hmohelp.ca.gov

(888) 466-2219

Continuing Ed Information

www.insurance.ca.gov

(916) 492-3064

FPA—Financial Planning Association

www.fpanet.org

(800) 322-4237

IBA West—Ins, Broker & Agents of the West

www.ibawest.com

(800) 772-8998

ICI—Investment Company Institute

www.ici.org

(202) 326-5800

Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208, (888) 321-2021 Fax: (414) 302-9837 email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Prescription Drug Plans, Wellness, Sec. 125, Audit, Surveillance, PBM RFPs, Fraud, Waste and Abuse

Insurance Licensing Questions

(916) 322-3555

IFEBP—Int’l Foundation of Employee Benefit Plans

www.ifebp.org

(888) 334-3327

IIAA—Ind. Ins. Agents of America

www.iiaba.net

(800) 221-7917

IAIP–International Association of Insurance Professionals

(800) 766-6249

LIMRA—Life Insurance Market Research Association www.limra.com

(800) 235-4672

MDRT—Million Dollar Roundtable

www.mdrt.org

(847) 692-6378

NAHU—Nat’l Ass. of Health Underwriters

www.nahu.org

(703) 276-0220

NAILBA—Nat’l Ass. of Ind.Life Brokage Agency

www.nailba.org

(703) 383-3081

NAIFA—Nat’l Ass. of Ins. & Fin. Advisors–CA

www.naifacalifornia.org

(916) 646-8600

NAIFA— Nat’l Ass. of Ins. & Financial Advisors

www.naifa.org

(877) 866-2432

PIMA—Pro. Ins. Marketing Association

www.pima-assn.org

(817) 569-7462

SIIA—Self Insurance Institute of America

www.siia.org

(800) 851-7789

SFSP—Society of Fin. Svcs. Professionals

www.financialpro.org

(610) 526-2500

TAC—The American College

www.theamericancollege.edu

(888) 263-7265

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CALIFORNIA BROKER | 35

MISCELLANEOUS

{ 401k, Critical Illness }

ERRORS AND OMISSIONS Cita Insurance Services Contact: Caroline Reaper or Rachel Truman (800) 280-7250, (714) 939-7333 email: programsinfo@citainsurance.com Website: www.citainsurance.com E&O for: P&C Agents, Life Wholesale Brokers, Benefit Administrators, Real Estate Agents Administrators, Real Estate Agents E & O Insurance for Less Contact: Customer Service 12421 Meredith Dr. Urbandale, IA 50398 (866) 795-2041 Fax: (515) 243-2331 Website: www.eoforless National Ethics Association 12707 High Bluff Dr. Ste. 200 San Diego, CA 92130 (800) 282-1831, Fax: (760) 462-3333 email: staciaf@ethics.net Website: www.ethics.net

401(k) Innovative Pension Strategy & Design Contact: Sidney Lopez, Dir of Sales & Mktg, Operations.

14251 Danielson St. Poway, CA 92064 (858) 748-6500, (858) 218-3441 Fax: (858) 748-0615 email: Sidney@ipsd.com Website: www.ipsd.com Website: www.innovativepension.com Products/Services: 401(k), defined benefit plans Min. Case Size: 1 Serving: Nationwide John Hancock Retirement Plan Services Contact: Derek MacDougall 500 North Brand Blvd., Ste. 950 Glendale, CA 91203 (818) 552-3400 Ext. 857644 (800) 766-2685 Fax: (818) 552-3420 email: derek_macdougall@jhancock.com Website: www.jhpensions.com Serving: Pacific Region National Retirement Services, Inc. (NRS) Contact: Nate Delong 5832 Bolsa Ave., Ste. 100 Huntington Beach, CA 92649 (714) 622-3244, Fax: (714) 622-3189 email: Nate.Delong@NRServices.com Website: www.nrservices.com Products/Services: 401(k), Profit Sharing and Defined Benefit Plans Serving: Nationwide PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix Fax: (951) 656-9276 email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/HIPAA, Pension and Payroll, Section 125, HRIS

36 | CALIFORNIA BROKER

Polycomp Administrative Services Inc. Contact: Evelyn Trichanh 404 Camino Del Rio South, Ste. 608 San Diego, CA 92108 (619) 683-2030 (800) 572-4122 Fax: (619) 683-2022 Email: etrichanh@polycomp.net Website: www.polycomp.net Products/Services: 401(k), Profit Sharing, Defined Benefit Plans, 403(b), Prevailing Wage Benefit Plans, Self-Directed IRAs PRB Insurance & Financial Services 1990 S. Bundy Drive, Ste. 410 Los Angeles, CA 90025 (310) 909-1746, Fax: (424) 248-2430 email: bjines@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning.

CRITICAL ILLNESS AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101, Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185 Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term

Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, One-on-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide

AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com

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Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA

AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd Street, Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA American Association for Critical Illness Insurance Contact: Mindy Hartman 3835 E. Thousand Oaks Blvd., Ste. 336 Westlake Village, CA 91362 (818) 597-3205 email: info@aacii.org Website: www.AACII.org Products/Services: CI Sales & Marketing Serving: Nationwide American Risk Assessment, aka, Niche Market Solutions Contact: Michael Carroll 540-335-6987 email: mcarroll19@verizon.net Product/Services: Guar Issue/SI life up to 400,000-30 year Term issued to age 65, Guar Issue Accident Disability; 14 day elim/1 year BP/2000 benefit a month/ same monthly rate ages 18-70, Guar Is2015 DIRECTORY

{ HSAs } sue GAP Health deductible Reimbursement, Whole Life issued ages 0-95, Cybercrime protection for Individuals/ Groups for computers & cell phones, Life insurance issued up to $50,000,000 on Foreign Nationals Serving: Nationwide/International

Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 email: info@aigilis.com Website: www.aigilis.com Products: ACA Medical GAP plans, TeleMedicine, Accident; Critical Illness; Dental (ind., group); Life Insurance Quote engine for websites Serving: Nationwide Assurity Life Worksite Division Contact: Jim Quinney Caliwaii Insurance Marketing 3031 Stanford Ranch Rd. Rocklin, CA 95765 (916) 781-9850 ext. 1001 Fax: (916) 259-1844 email: jim@caliwaii.com Website: www.assurity.com Products/Services: Worksite Marketing Min. Case Size: 5 Serving: Nationwide CNMA Multi-Insurance Agency 895 E. Yorba Linda Blvd., Ste. 202-A Placentia, CA 92870 (714) 552-3993 Fax: (714) 978-0518 Contact: Radi Miranda, LUTCF email: cnmainsurance@aol.com Website: www.cnmainsurance.com Products: Critical Illness, Guaranteed Issue Life, Disability (Group, Individual), International Major Medical, Travel Insurance Freedom Equity Group Contact: Ron Petroinovich 1500 E. Hamilton Ave., Ste. 215 Campbell, CA 95008 (877) 329-6608 Fax: (619) 870-0212 email: ceopetro@fegcorp.com Website: www.freedomequitygroup.com Products/Services: Critical Illness, Worksite, Life (index & UL) Serving: Nationwide

Products/Services: Fixed-payment medical, MEC plan administration, Life and AD&D, Disability, FMLA administration, Medical Stop Loss, Accident, Critical Illness Min. employer group size: Varies by product Serving: Nationwide, state availability varies by product

HSAs Ben-E-Lect Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Dental (group); Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); Vision, Life (group), Debit Card, Payroll, HR Serving: AZ, CA, CO, KS, NV, WA Core Documents, Inc. Contact: Gene Ennis P.O. Box 14538 Bradenton, FL 34280 (888) 755-3373, Fax: (941) 795-4802 email: coreservice@coredocuments.com Website: www.CoreDocuments.com Products/Services: Section 125 POP, FSA, HSA 132 & HRA Plan, Wrap SPD Documents Serving: Nationwide Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109, Fresno, CA 93710 (877) 805-2828 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA

First American Bank Contact: Mitch Rosenbloom 1650 Louis Avenue Elk Grove Village, IL 60007 (847) 586-2010, Fax: (847) 586-2010 email: mrosenbloom@firstambank.com Website: www.firstambank.com Health Savings Administrators Contact: Matt Irvine, VP of Sales 10800 Midlothian Turnpike, Ste. 240 Richmond, VA 23235 (888) 354-0697, Fax: (804)726-1570 email: matt.irvine@healthsavings.com Website: www.healthsavings.com Products: Health Savings Accounts for employers and individuals with first dollar investing in no-load Vanguard Mutual Fund investments Serving clients in all 50 States Health Equity, Inc. Contact: Patrick Chorpenning, Jr. Rgl. Director 15 W. Scenic Pointe Dr., Ste. 400 Draper, UT 84020 (800) 819-5852, (877) 949-6727 email: brokerservices@healthequity.com email: brokersales@healthequity.com Website: www.healthequity.com Products: HSAs, FSA, OCRA, HRA, LPFSA Serving: Nationwide HSA Bank A Division of Webster Bank N.A. Contact: David Drzymkowski 668 N Coast Hwy, Ste. 416 Laguna Beach, CA 92651 (949) 374-2853 email: ddrzymkowski@hsabank.com Website: www.hsabank.com HSA Resources Contact: Jim Spaniel 1010 W Saint Germain St., Ste. 150 St. Cloud MN 56301 (866) 757-4727 ext. 3, Fax: (866) 826-0104 email: Jspaniel@hsaresources.com Website: www.HSAResources.com Products: HSAs for Businesses Serving: Nationwide

MISCELLANEOUS

Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581, Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs, HSAs, POP, Time and Attendance, Payroll, HR Services Serving: Nationwide OptumHealth Contact: Optum Health 3110 Lake Center Drive Santa Ana, CA 92704 (714) 445-0712 Fax: (800) 728-4880 Website: www.optum..com Products/Services: Employer Stop Loss, Biometric Screening & Wellness Suite of Products, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation Serving: Nationwide Pacific Benefits iflex Contact: Mimi Lyon 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2101 ext. 226 Fax (916) 363-4213 email: mimi@pacificbenefits.com Website: www.pacificbenefits.com Products/Services: TPA, FSA, HRA, HSA, POP, Transportation Serving: Nationwide Sterling Administration Contact: Chris Bettner EVP, Business Development P.O. Box 71107 Oakland, CA 94612 (408) 779-9908, (800) 617-4729 Ext. 225 Cell: (415) 722-8789, Fax: (877) 517-4729 email: chris.bettner@sterlingadministration.com Website: sterlingadministration.com Product/Services: HSA, HRA, FSA, POP, COBRA Administration, ERISA Wrap, Form 5500 Filing, and ACA Compliance Services

Humana Northern California Contact: Steve Macias 1676 N. California Blvd., Ste. 600 Walnut Creek, CA 94596 Southern California Contact: Brian Sullivan 212255 Burbank Blvd., Ste. 290 Woodland Hills, CA 91367 (619) 846-9394 Fax: (619) 692-9671 email: smacias1@humana.com email: bsullivan6@humana.com Website: www.humana.com Products/Services: Dental, Vision, Group Term Life, Disability Income, Voluntary Benefits, Critical Illness, Cancer, Accident, Humana Vitality (wellness solution).

Min Case Size: 2 Symetra Life Insurance Company Contact: Jeff Farmer, National Sales Director, Life, DI and Select Benefits/ Benefits Division 777 108th Ave. NE, Ste. 1200 Bellevue, WA 98004 (800) 796-3872 (678) 728-1541 Fax: (866) 532-1362 email: GRPLIF@symetra.com Website: www.symetra.com Plan type: Group 2015 DIRECTORY

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CALIFORNIA BROKER | 37

MISCELLANEOUS LIFE SETTLEMENTS Abacus Settlements, LLC Contact: Samantha Butcher 480 Forest Avenue Locust Valley, NY 11560 (516) 417-5040, Fax: (516) 908-4493 Tennessee office Tel: (615) 732-6240 email: sbutcher@abacussettlements.com Website: www.abacussettlements.com Products/Services: Life Settlement Servicing: Please call for up to date list Coventry Contact: Michael Coben 7111 Valley Green Rd. Fort Washington, PA 19034 (877) 836-8300, Fax: (215) 233-3201 email: mcoben@coventry.com Website: www.coventry.com Products/Services: Life Settlements, SWAPP速, Simplified Settlements速, Term Settlements, Continuing Education Serving: Nationwide ELA Settlement Services LLC Contact: Paul H. Nagelberg 1435 Morris Ave. P.O. Box 3137 Union, NJ 07083 (800) 388-0103, Fax: (908) 810-4159 email: pnagelberg@execlife.com Website: elasettlementservices.com Products/Services: Life Settlements Genesis Asset Advisors LLC Contact: Geoffrey Gottesman 222 Broadway, 19th Floor New York, NY 10038 516-945-6272, (877) 303-9777 Fax: (516) 945-6273 email: info@genesisknows.com Website: www.genesisknows.com Products/Services: Life Settlements Serving: AL, AR, CA, CT, DE, FL, GA, IL, KS, MS, MI, MD, NJ, NY, OH, OR, PA, SC, TX, SD, WA, WY Legacy Benefits LLC Contact: Business Development Empire State Bldg. 350 Fifth Ave., Ste. 4320 New York, NY 10118 (212) 643-1190, Fax: (212) 643-1180 email: info@legacybenefits.com Website: www.legacybenefits.com Services/Products: Sales & Marketing, Life Insurance Settlements Serving: Nationwide Leisure Werden & Terry Agency Contact: Dave Donchey 200 S. Los Robles Ave., Ste. 200 Pasadena, CA 91101 (626) 304-1300 Ext. 240 (800) 272-2212 Fax: (626) 304-1313 email: dave.donchey@lwtagency.com Website: www.lwtagency.com Products: Life settlements Serving: Nationwide Life Equity LLC Contact: Ward Kerr 5611 Hudson Dr., Ste. 100 Hudson, OH 44236 (330) 342-7772, (800) 272-5189 Fax: (330) 342-7782 Email: info@lifeequity.com Website: www.lifeequity.com Products/Services: Life Settlements Purchaser & Servicer

38 | CALIFORNIA BROKER

{ Life Settlements, Long-term Care } Life Insurance Buyers, Inc. Contact: Greg Albers, Linda Wilcher 9311 Cherokee Place Leawood, KS 66206 (800) 936-5508 email: lindawilcher@lifeinsurancebuyers.com email: gregalbers@lifeinsurancebuyers.com Website: www.lifeinsurancebuyers.com Serving: Nationwide Life Insurance Settlements Inc. 1500 West Cypress Creek Rd., Ste. 408 Fort Lauderdale, FL 33309 (866) 326-5433 Ext. 1015 (954) 315-2840, Fax: (954) 337-5731 Website: www.LiSettlements.com Products/Services: Life Settlements, Free Policy Appraisal, Free E&O Coverage, Mktg. & Compliance Available, Serving: Nationwide Life Settlement Solutions Inc. Contact: Ron Lofgren 4747 Viewridge Ave., Ste. 108 San Diego, CA 92123 (858) 576-8067, Fax: (858) 576-9329 email: info@lifefirms.com Website: www.lss-corp.com Products/Services: Life Settlement Provider Serving: Nationwide Maple Life Financial 4350 East West Hwy., Ste. 900 Bethesda, MD 20814 (877) 777-0635, Fax: (301) 951-1351 email: moreinfo@maplelf.com Website: www.maplelifefinancial.com Product/Services: Secondary Market for Life Insurance, Life Settlement Origination and Servicing Serving: Nationwide Melville Capital Contact: Doug Himmel 127 Broadway, Ste. 202 Santa Monica, CA 90401 (310) 943-5370, (866) 511-5990 email: Dhimmel@MelvilleCapital.com Website: www.melvillecapital.com Products/Services: Life Settlements Serving: Nationwide Noble Financial & Insurance Services, Inc. Contact: Ben Levine 310 N. Westlake Blvd., Ste. 240 Westlake Village, CA 91362 (805) 413-7567, (805) 557-1503 website: www.nfisinc.com email: Ben@nfisinc.com Products/Services: Life Settlement, Life, Disability, LTC, Annuities Serving: Nationwide Q Capital Strategies, LLC: IHC Life Settlements Contact: Tony Blankenship 5901 Broken Sound Pkwy, NW, Ste. 200 Boca Raton, FL 33487 (212) 418-3273 (561) 886-4600 Fax: (561) 886-4601 email: info@qcapital.com email: policy@qcapital.com Website: www.qcapital.com Products: Life Settlements Serving: Nationwide except AK, ID, KY, ND, PR, VT, WV Reliant Life Shares Contact: Andrew Murphy, CEO 15260 Ventura Blvd., Ste. 1420 Sherman Oaks, CA 91403 (818) 788-1904 email: ken@reliantlifeshares.com

Website: reliantlifeshares.com Products: Fractional Life Shares, Life Settlements, Funding Entity Serving: California

Save Gains Tax Contact: Paula Straub 1623 La Bonita Way San Marcos, CA 92078 (760) 917-0858, Fax: (866) 401-0424 email: pstraub@aol.com Website: www.savegainstax.com Services/Products: Health and Life Insurance, Covered California, Medicare Products, Annuities, Investment Advice, Charitable Remainder Trust, Sep-IRA, Roth IRA, Deferred Sales trusts, Life Settlements, Pensions, Long Term Care, California Partnership, Tax Strategies, California Insurance Serving: Tax Strategies (Nationwide), Insurance (California) The Lifeline Program 1979 Lakeside Parkway, Ste. 200 Tucker, GA 30084 (800) 252-5282, (770) 724-7300 Fax: (770) 724-7373 email: info@thelifeline.com Website: www.thelifeline.com Products/Services: Life Settlements Trinity Financial Services LLC Contact: Greg Scharfeld 940 Centre Circle, Ste. 3022 Alatamonte Springs, FL 32714 (866) 870-8746 (407) 523-1980, Fax: (407) 523-1871 email: info@trinityfinancialllc.com email: greg@trinityfinancialllc.com Website: greg@trinityfinancialllc.com Products/Services: Life Settlements & Life Insurance Sales Serving: Nationwide Welcome Funds Inc. Contact: Daniel Ohman, VP & COO 6001 Broken Sound Parkway, Ste. 320 Boca Raton, FL 33487 (561) 862-0244 (877) 227-4484, Fax: (561) 862-0242 email: info@welcomefunds.com Website: www.welcomefunds.com Products/Services: Secondary Market for Life Insurance Serving: Nationwide

LONG-TERM CARE LTC ASSOCIATIONS American Association for Long Term Care Ins. Contact: Jesse Slome 3835 E. Thousand Oaks Blvd., Ste. 336 Westlake Village, CA 91362 (818) 597-3205 email: jslome@aaltci.org Website: www.aaltci.org Products/Services: Sales & Marketing Serving: Nationwide LTC CARRIERS Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677 (800) 427-3209 Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Serving: Nationwide

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John Hancock LTC Insurance Contact: LTC Sales Desk 197 Clarendon Boston, MA 02116 (800) 270-1700 Ext. 1 Website: www.jhltc.com Products/Services: LTC Insurance, Sales & Marketing Support Serving: California and Nationwide Mutual of Omaha Insurance Company Mutual of Omaha Plaza Contact: Brokerage Sales Support Omaha, NE 68175 (800) 693-6083 email: sales.support@mutualofomaha.com Website: www.mutualofomaha.com Products/Services: Long-Term Care Insurance Serving: Nationwide LTC SALES & MARKETING Advanced LTC Insurance Services Contact: Larry Banks 425 W. Broadway, Ste. 205 Glendale, CA 91204 (818) 547-6677, (800) 427-3209 Fax: (818)547-2220 Email: larry@advancedltc.com Email: barry@advancedltc.com Website: www.advancedltc.com Serving: Nationwide

AmeriCal Advanced Insurance Solutions, LLC. Contact: Gene Tapper 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 441-5699 ext. 169 (866) 311-2656 ext. 169 Fax: (310) 441-5660 email: gtapper@americalltc.com Website: www.americalltc.com www.ltc411.com Products/Services: Specialists in LongTerm Care Insurance Strategies Serving: Nationwide & International American Association for Long-Term Care Ins. Contact: Jesse Slome 3835 E. Thousand Oaks Blvd., Ste. 336 Westlake Village, CA 91362 (818) 597-3205 email: jslome@aaltci.org, info@aaltci.org Website: www.aaltci.org Products/Services: Sales and Marketing Serving: Nationwide American Financial Marketing LLC Contact: Gail Kane 400 Highway 169 South, Ste. 200 Minneapolis, MN 55426 (763) 593-0905, (800) 880-3072 Fax: (763) 545-5223 email: gailk@afmus.com Website: www.afmus.com Products/Services: LTC Marketing and Sales Support Serving: Nationwide American Independent Marketing Contact: John Hennessey 511 W. A St., Yakima, WA 98902 (800) 672-7202, Fax: (800) 829-0391 email: john.hennessey@whyaim.com Products/Services: Sales & Marketing Serving: Nationwide

2015 DIRECTORY

{ Long-term Care, Life Regional Offices }

American Insurance Marketing Services Inc. Contact: Ashley Aaron 101 TechnaCenter Drive Montgomery, AL 36117 (334) 260-6509, (800) 325-9876 Fax: (334) 272-8342 email: info@aimsltc.com Website: www.aimsltc.com Serving: Nationwide California Long Term Care Insurance Services, Inc. Contact: Katie O’Rourke Contact: Louis Brownstone Contact: Donna Martindale 1601 Bayshore Hwy., Ste. 360 Burlingame, CA 94010 (650) 692-5202, (800) 303-1527 Fax: (650) 692-5204 email: katie@cltcinsurance.com email: louis@cltcinsurance.com email: donna@cltcinsurance.com Website: californialongtermcare.com Capitas Long Term Care Contact: Rich Kupetsky, CLTC President 200 Coon Rapids Ste. 300 Minneapolis, MN 55343 (619) 203-5833 Email: rich.kupetsky@capitasfinancial.com Website: www.capitasltc.com Products: LTC Serving: Nationwide DI & LTC Insurance Services Contact: Jack B. Schmitz 4302 Redwood Highway, Ste. 400 San Rafael, CA 94903 (415) 472-4800 (800) 924-2294, Fax: (415) 472-7637 email: jack@di-ltc.com Website: www.di-ltc.com Products/Services: DI, LTC, CI Serving: Northern CA and Nationwide ICB/Individual Commercial Brokerage Contact: Aaron Paglia 100 Enterprise Dr., Ste. 500 Rockaway, NJ 07866 (973) 538-5511, (800) 422-0696 Fax: (973) 361-0047 email: info@ica-icb.com 2015 DIRECTORY

email: aaron.p@ica-icb.com Website: www.ica-icb.com Products/Services: LTC Mktg. & Sales Serving: Nationwide

John Hancock LTC Insurance Contact: LTC Sales Desk 197 Clarendon Boston, MA 02116 (800) 270-1700 Ext. 1 Website: www.jhltc.com Products/Services: LTC Insurance, Sales & Marketing Support Serving: California and Nationwide Liberty Marketing Insurance Services Contact: Holly Mednick 5700 1st Ave. N. St. Petersburg, FL 33710 (800) 329-5799 (800) 810-5678 Fax: (727) 579-9767 email: info@liberty-marketing.com Website: www.liberty-marketing.com Products/Services: Annuities, Life, LTC Sales & Marketing Serving: Nationwide LifeStyle Insurance Service, Inc. Long-Term Care Insurance Contact : Carol Gardner 30448 Rancho Viejo Rd., Ste. 180 San Juan Capistrano, CA 92675 email: cgardner@lifestyleinsurance.com Website: www.lifestyleinsurance.com (949) 272-2260 (949) 493-2056 (800) 493-2056 Ext. 260 Fax: (949) 493-8366 Products/Services: LTC Sales & Marketing Serving: Nationwide LTC Consultants President: Phyllis Shelton Contact: Lawrence Vivenzio 108 Rhoades Lane Hendersonville, TN 37075 (615) 590-0314 (888) 400-1118 ext. 120 Fax: (615) 590-0307 email: lawrence@ltcconsultants.com Website: www.ltcconsultants.com Products/Services: LTC Sales & Marketing Tools, Online & Onsite LTCi Training, Consumer Seminars, Motivational Speeches Serving: Nationwide

LTCiTraining.com P.O. Box 409, Rabun Gap, GA 30568 (866) 400-5224 Fax: (813) 464-8018 email: Jennifer@LTCiTraining.com Website: www.LTCiTraining.com Mutual of Omaha Insurance Company Mutual of Omaha Plaza Contact: Brokerage Sales Support Omaha, NE 68175 (800) 693-6083 email: sales.support@mutualofomaha.com Website: www.mutualofomaha.com Products/Services: Long-Term Care Insurance Serving: Nationwide SellingLTC.com Contact: Jennifer Ivey P.O. Box 409, Rabun Gap, GA 30568 (877) 603-2771 Fax: (706) 746-2071 email: info@sellingltc.com Website: www.sellingltc.com Products/Services: LTCI Sales Marketing and Presentation Solutions, Custom Website.

Serving: Nationwide Senior Market Sales, Inc. Contact: Dan Trumblee 8420 West Dodge Rd., 5th Floor Omaha, NE 68114-3446 (402) 397-3311 (800) 786-5566 Fax: (402) 397-0455 email: dtrumblee@seniormarketsales.com Website: www.seniormarketsales.com Products/Services: LTC Sales & Marketing, Life insurance, Annuities, Medicare Advantage, Medicare Supplement Serving: Nationwide Specialists in Health Insurance Services Contact: Ted Porter 3050 Citrus Circle, Ste. 114 Walnut Creek, CA 94598 (800) 300-1376 Fax: (925) 934-3023 email: tedp@sihis.com Website: www.sihis.com Products/Services: LTC Sales & Marketing Serving: Nationwide

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MISCELLANEOUS

LIFE REGIONAL OFFICES BEST Life and Health Insurance Company Contact: Fabian Carrillo, Senior Vice President, U.S. Sale 17701 Mitchell North Irvine, CA 92614-6028 800-237-8543 Ext/ 169 949-222-2169 email: fcarrillo@bestlife.com Website: www.bestlife.com Products: Group Dental, Vision, Life and STD; Individual and SHOP, State Exchanges Min. Case Size: 2 Serving: 39 States Boston Mutual Life Life-Group Sales Office Contact: Jeff Jacoby-Group Sales Mgr. 14651 Dallas Pkway., Ste. 140 Dallas, TX 75254 (800) 959-9575 Ext. 622, Fax: (972) 7890176 email: jeff_jacoby@bostonmutual.com Website: www.bostonmutual.com Crump Life Insurance Services Contact: Christina Flores 8950 Cal Center Dr., Building 2, Ste. 250 Sacramento, CA 95826 (800) 444-6200 (916) 403-4351 Fax: 801-517-7767 email: christina.flores@crump.com Website: www.crumplifeinsurance.com Services: Broker/Dealers, Full Service Insurance Brokerage Products: Variable Annuities, Variable Life, Fixed Annuities, Insurance Products.

Guardian Life Insurance Company of America Contact: Joseph Stefano, Director of Sales 4685 MacArthur Court, Ste. 100 Newport Beach, CA 92660 (800) 662-6464, (949) 885-1720 Fax: (949) 885-1747 Email: jstefano@glic.com San Diego Gregg Holdgrafer, District Mgr., San Diego (800) 769-6759 (619) 881-3502 email: gholdgrafer@glic.com CALIFORNIA BROKER | 39

MISCELLANEOUS Arizona/New Mexico Brady Myers, District Manager, Arizona (602) 567-2572 Email: bmyers1@glic.com Las Vegas Steve Johnson, District Manager, Las Vegas (800) 662-6464 (949) 885-1726 Email: sdjohnson@glic.com Fresno Brady Spencer, District Manager, Fresno, Bakersfield, Santa Barbara (559) 353-0400 Email: bspencer@glic.com Quote Email: surequote@glic.com Website: www.guardianlife.com Plan Type: PPO/DHMO Products/Services: Dental, LTD, Life, STD, Vision, All available in Voluntary, Contrib. & Non-Contrib.

Min. Case Size: 2-5000 Serving: Nationwide

Great West Financial Contact: Cheney Hunt 18093 Bluegrass Rd. Ramona, CA 92065 (760) 788-7311, Fax: (760) 788-7025 email: cheney.hunt@gwrs.com Website: www.gwrs.com Serving: San Diego County John Hancock Retirement Plan Services Contact: Derek MacDougall 500 N. Brand Blvd., Ste. 950 Glendale, CA 91203 (818) 552-3400 ext. 857644 (800) 766-2685, Fax: (818) 552-3420 e-mail: derek_macdougall@Jhancock.com Website: www.Jhpensions.com Serving: Pacific Region John Hancock Retirement Plan Services Contact: Howard Joelson 18100 Von Karman Ave., Ste. 400 Irvine, CA 92612 (949) 442-1530, (800) 451-8775 Fax: (949) 442-1540 email: howard_joelson@jhancock.com Website: jhonhancock.com Serving: Orange County Oxford Life Insurance Company Contact: Mike Quaranta 2721 N. Central Ave. Phoenix, AZ 85004 (602) 263-6666, (800) 308-2318 Fax: (866) 380-9691 email: MikeQuaranta@oxfordlife.com Website: www.oxfordlife.com Serving: Nationwide Transamerica Strategic Marketing Desk Contact: Ryan Edwards 1150 S. Olive St., Ste. T-26-11 Los Angeles, CA 90015 (866) 545-9058 Fax: 213-745-4340 email: lifesales@transamerica.com Website: www.transamerica.com

PARAMEDICAL APPS Portamedic (877) 314-3771 email: support@appshq.com Bakersfield (661) 397-3063 APPS76@appsdom.com Central Valley (559) 369-4949, (800) 510-5203 Lodi.CA@APPSdom.com Fresno, CA (559) 230-2644 (800) 510-5203 BR288@portamedic.com 40 | CALIFORNIA BROKER

{ Paramedical, Section 125 } Garden Grove (714) 748-4580 apps33@appsdom.com Inland Empire (909) 243-7900 Apps68@appsdom.com Los Angeles (800) 439-2770 apps09@appsdom.com San Diego (619) 497-0080 APPS34@appsdom.com San Francisco (650) 375-1750 APPS37@appsdom.com San Jose (408) 551-0351 APPS10@appsdom.com Ventura (805) 654-0749 apps55@appsdom.com Walnut Creek (800) 972-9777 APPS16@appsdom.com

Examination Management Services Inc. Bakersfield (661) 735-3368 Email: bakersfield.exam@emsinet.com Chico (530) 895-3203 Email: chico.exam@emsinet.com Colton (909) 370-0350 Email: colton.exam@emsinet.com Van Nuys(818) 909-0807 Email: van_nuys.exam@emsinet.com Irvine (949) 436-7497 Los Angeles – Gardena (310) 366-5820 Los Angeles – Montebello (323) 722-4100 Email: losangeles_prof.exam@emsinet.com Los Angeles – Wilshire (213) 616-0083 Email: LAWilshire.exam@emsinet.com Oakland (510) 639-1813 Email: oakland.exam@emsinet.com Orange County – Brea (714) 674-0724 Email: orangecounty.exam@emsinet.com San Diego Branch (619) 758-7777 Email: san_diego_brn.exam@emsinet.com Santa Clarita Valley – Canyon Country (661) 251-3800 Email: santa_clarita.exam@emsinet.com Sylmar (877) 506-4320 Email: hollywood.exam@emsinet.com ExamOne Glendale, West Hills, Simi Valley, Palmdale, Westlake Village, Santa Barbara (855) 570-3926 Email: glendale@examone.com Orange, Santa Ana, Irvine, Huntington Beach (855) 570-3926 Email: orangecounty@examone.com San Diego, La Mesa, Chula Vista, Encinitas (855) 570-3926 Email: SanDiego@examone.com Riverside, Loma Lind, Corona, San Bernardino, Rancho Cucamonga, Chino, Beaumont, Lake Elsinore, Temecula, Whittier, Victorville, Palm Springs, Rancho Mirage (855) 570-3926 Email: SanBernardino@examone.com Concord, Walnut Creek, Antioch, Benicia, Berkeley, El Cerrito, Alameda, Fairfield, Manteca, Modesto (925) 939-3655 Email: concord@examone.com Santa Clara, San Jose, San Carlos (866) 213-9496 Email: sanjose@examone.com

Superior Health Examiners Inc. Contact: Debra Hanson Main Office: 29344 Laro Dr. Agoura Hills, CA 91301 (800) 564-3543, Fax: (818) 593-8629 email: Superiorhealthfaxes@gmail.com Paramedical Services Mobile, Parameds, In-House Parameds, Medical Doctors (mobile), Board Certified Doctors, Blood Draws, HOS, EKG, X-Ray, TVC, Treadmills (mobile), Portamedic Approval Serving: Nationwide Superior Mobile Medics Contact our Corporate Office to place an order: Broker: 800.898.3926 Career Agent: 888.506.0266 Website: www.superiormobilemedics.com Address: 7480 Mission Valley Rd. #101 San Diego, CA 92108 Sales Contact: Jessica Miller Email: jmiller@smminsurance.com Website: www.superiormobilemedics.com Nationwide Health Data Collection, Nationwide Insurance Paramedical Exams

MEDICAL RECORD RETRIEVAL

Datafied Contact: Linda Nefos 1210 N. Jefferson St., Ste. P Anaheim, CA 92807 email: lnefos@datafied.com Website: www.datafied.com (877) 328-2343 x. 242 Fax: (800) 922-3892 Service: APS Copy Service/Records Retrieval

SECTION 125 AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide

MVP Record Retrieval Contact Us P.O. Box 5237 Modesto, CA 95352 (209) 342-6662 (866) 377-0018, Fax: (866) 377-0019 email: contactus@mvpretrieval.com Website: www.mvpretrieval.com Service: Nationwide APS & med. record retrieval

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2015 DIRECTORY

{ Section 125, Third Party Administrators (TPAs) } AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185, Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, Oneon-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd Street, Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group 2015 DIRECTORY

Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA

Benefits Store Inc. Contact: Roger Smith or Jake Schroeder (800) 446-2663, Fax: (844) 602-1888 Email: Info@BenefitsStore.com Website: www.BenefitsStore.com Products/Services: Group Association Health (Medical/Dental/Vision) for Individuals; Brokerage/Producer Sales Opportunities; TPA Services for Small Group Cafeteria Plans.

Serving: California and Nationwide BEN-E-LECT Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Dental (group); EOB Concierge, Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); Vision, Web Portal, Life (group), Debit Card, Payroll, HR Serving: AZ, CA, CO, KS, NV, WA BPI-Flex Administrators Contact: Sarah Fakan 432 East Pearl Street Miamisburg, OH 45342 (800) 865-6543 ext. 104 Fax: (937) 865-6502 email: info@BusinessPlansInc.com Website: www.myCafeteriaPlan.com Website: myBenefitStatements.com Website: www.myCobraPlan.com Min. Case Size: 10 Products/Services: TPA Services, Total Compensation Statements, COBRA Administration, Retiree Billing Choice Builder Kevin M. Timone, Chief Sales Officer 721 S. Parker, Ste. 200 Orange, CA 92868 (866) 412-9254, Fax (866) 412-9261 Email: ktimone@choceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 CONEXIS, a division of Wageworks.com Contact: Justine Sobczyk 721 S. Parker, Suite 300 Orange, CA 92868 (877) CONEXIS [266-3947] Ext. 4623 email: Justine.sobczyk@wageworks.com Website: www.CONEXIS.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide Core Documents Inc. Contact: Gene Ennis P.O. Box 14538 Bradenton, FL 34280 (888) 755-3373, Fax: (941) 795-4802 email: coreservice@coredocuments.com Website: www.CoreDocuments.com Products/Services: Section 125 POP, FSA, HSA 132 & HRA Plan, Wrap SPD Documents Serving: Nationwide

Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828, Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Ebix Health (cont.)

Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581 Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs,HSAs, POP, Time and Attendance, HIPAA, Privacy & Security, Payroll, HR Services, Portability Solutions Serving: Nationwide JHC Insurance Services Contact: Joe Hernandez P.O. Box 3879 Ventura, CA 93006-3879 (805) 644-9678 (888) 542-4467 Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 Fax: (951) 656-9276 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/HIPAA, Pension and Payroll, Section 125, HRIS Tricast Inc. Contact: Rob Bigalke 10400 W. Innovation Dr., Ste. 310 Milwaukee, WI 53226 (414) 302-9733 ext. 208 (888) 321-2021 Fax: (414) 302-9837 email: learnmore@tricast.com email: kristin.karakis@tricast.com email: rob.bigalke@tricast.com Website: www.tricast.com Products/Services: Audit, PBM RFPs, Prescription Drug Plans, Sec. 125, Surveillance, Wellness, Fraud, Waste and Abuse Min. Case Size: 25 Serving: Nationwide

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MISCELLANEOUS Third Party Aministrators (TPAs)

Advantek Benefit Administrators Contact: Erin Ellis P.O. Box 45007 Fresno, CA 93718 (866) 556-7655 Fax: (559) 228-5460 email: eellis@santehealth.net Website: www.advantekbenefit.com Products/Services: TPA for Medical, Dental & Vision, COBRA/HIPAA, FSA, Utilization Review, Case Management, only TPA with on-site Medical Director, Nurses and Social Workers Serving: Nationwide

Affordable Benefit Administrators Inc. Contact: Marketing Operations Manager Cheryl Williams-Khoury, President 444 Irving Dr., Ste. 202 Burbank, CA 91504 (818) 842-0147 (800) 350-0148 Fax: (818) 842-0225 email: m_ackad@benefitsaba.com Website: www.benefitsaba.com Products/Services: TPA for partially selffunded Medical, Dental, Vision, HSA plans, Cobra/HIPAA & flex, Utilization Review and Case Management and well versed in the Affordable Care Act, Flexible Spending Account Serving: Nationwide AGIA Affinity Services Contact: David H. McCarty 1155 Eugenia Place Carpinteria, CA 93013 (800) 244-2462 Fax: (763) 416-4931 email: DMcCarty@AGIA.com Website: www.agia.com Products/Services: Associations, Financial Institutions, Unions Insurance: Life, Supplemental Health, Accident, Disability Non-Insurance: Emergency Assistance, MedFlight Freedom, Rescue 360, Evacuation, Travel and Security Serving: Nationwide AAQHC and Administrator Contact: Brett Bennett 23251 Mullholland Dr. Woodland Hills, CA 91364-2732 (818) 591-8700 (800) 669-8700 Fax: (818) 591-8722 email: info@aaqhc.com Website: www.aaqhc.com Products: Dental (ind., group); Health (group); Vision Serving: CA Benefit Service Center Contact: Scott Freeman 9500 Topanga Canyon Blvd.

Chatsworth, CA 91311 (800) 842-6635 Fax: (818) 678-0027 email: services@bscinc.com Website: www.bscinc.com Products/Services: Employee Benefits Administration including: Premium Reconciliation, Billing, Eligibility, Open Enrollments, New Hire Administration, COBRA, Retiree Administration, Claims Advocacy, Database Management, and Call Center, FSA Min. Case Size: 250 Serving: Nationwide

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MISCELLANEOUS

Benefit & Risk Management Services Inc. Contact: Paul Schafer 80 Iron Point Circle, Ste. 200 Folsom, CA 95630 (916) 467-1400 Ext. 1245 Fax: (916) 467-1401 email: paul.schafer@brmsonline.com Website: www.brmsonline.com Products/Services: Full-Service Employee Benefit TPA (Group Medical, Dental, Vision, Sec. 125, Flexible Spending Accounts, COBRA/HIPAA, medical management, and utilization review with proprietary Virtual Benefits Administration System (Vbas) Min. Case Size: 50 Serving: Nationwide BEN-E-LECT Contact: Marketing Department 5429 Avenida de Los Robles, Ste. A Visalia, CA 93291 (559) 733-1240, Fax: (559) 635-6527 Website: www.benelect.com Products: Cafeteria Plans, Debit Card; Dental (group); EOB Concierge; Health (consumer-driven, group, HRA, HSA MERP, integrated plans, self-funded administration); HR; Life (group); Payroll; Vision; Web Portal Serving: AZ, CA, CO, KS, NV, WA BPI-Flex Administrators Contact: Sarah Fakan 432 East Pearl Street Miamisburg, OH 45342 (800) 865-6543 ext. 104 Fax: (937) 865-6502 email: info@BusinessPlansInc.com Website: www.myCafeteriaPlan.com Website: myBenefitStatements.com Website: www.myCobraPlan.com Min. Case Size: 10 Products/Services: TPA Services, Total Compensation Statements, Cobra Administration, Retiree Billing CaliforniaChoice Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 (800) 542-4218, Fax: (714) 542-4244 ®

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{ Third Party Administrators (TPAs) }

Email: ktimone@choiceadmin.com Website: www.calchoice.comre Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Payroll Services, Cal Perks Discounts, HR Support Min. Case Size: 2-50

CaliforniaChoice 51+ Kevin M. Timone, Chief Sales Officer 721 South Parker, Suite 200 Orange, CA 92868 Phone: (866) 226-7431, Fax: (714) 347-3840 Email: ktimone@choiceadmin.com Website: www.calchoiceplus.com Products/Services: TPA, Employee Choice (HMO/PPO/HSAs), Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Cal Perks Discounts, HR Support Min. Case Size: 51-199 Capitol Administrators Contact: Dave Reynolds 2920 Prospect Park Dr., Ste. 210 Rancho Cordova, CA 95670 (916) 669-2510, Fax: (916) 669-0575 email: dreynolds@capitoladm.com Website: www.capitoladm.com Products/Services: TPAs Min. Case Size: 50 Serving: Nationwide Choice Builder ® Kevin M. Timone, Chief Sales Officer 721 S. Parker, Suite 200 Orange, CA 92868 Phone: (866) 412-9254 Fax (866) 412-9261 Email: ktimone@choiceadmin.com Website: www.choicebuilder.com Products/Services: TPA, Employee Choice Ancillary Benefits, Dental, Vision, Chiropractic, Acupuncture, Group Life, Section 125, HR Support, Cal Perks Discounts Min. Case Size: 2 to 99 Coastal TPA Inc. Contact: Debi Hardwick 928 East Blanco Road Salinas, CA 93901 (831) 754-3800 Ext. 104 (800) 564-7475 Fax: (831) 754-3830

email: DHardwick@coastalmgmt.com Website: www.coastalmgmt.com Products/Services: Group Medical, Dental & Vision Claims Administration; Disease Management and Preferred Provider Panels, Medical and Dental Provider Networks Min. Case Size: 50 to Unlimited Serving: Nationwide

CONEXIS, a division of Wageworks.com Contact: Justine Sobczyk 721 S. Parker, Suite 300 Orange, CA 92868 (877) CONEXIS [266-3947] Ext. 4623 email: justine.sobczyk@wageworks.com Website: www.CONEXIS.com Products/Services: Employee Benefit Administration – FSA, HRA, HSA, Commuter Benefits, COBRA, and Direct Bill Services Min. Case Size: 2 to Unlimited Serving: Nationwide CoPower, Inc. Contact: Pratibha Patel 1600 W. Hillsdale Blvd.

San Mateo, CA 94402 Phone: (888) 920-2322 FAX: (650) 3481149 Email: sales@copower.com Website: www.copower.com Products: Group Dental, Vision, Life, LongTerm Disability, Chiropractic and Acupuncture. Bundled & standalone plans. Voluntary & Contributory. CoPower ONE & CoPower SUITE bundle Dental, Vision, and Life. Carrier partners: Anthem Blue Cross, Delta Dental, MetLife, Unum, VSP, and Landmark. VANTAGE: HR help, Rx discounts, or recreation coupons. Empower, online administrative tool Services: TPA for Group Dental, Vision, Life, Chiropractic and Acupuncture Min. Case Size: 2+ Serving: California Cypress Ancillary Benefits Contact: Sales 7510 Shoreline Dr., Ste. A-1 Stockton, CA 95219 (800) 350-3989 Fax: (209) 478-5614 email: sales@cypressadmin.com Website: www.cypressadmin.com

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Products/Services: Dental (group, ind.); Vision, Life, Disability, Medical Gap, Chiropractic/Acupuncture (group) Min. Case Size: 1 Serving: CA

Direct Dental 700 Larkspur Landing Circle, Ste. 199 Larkspur, CA 94939 (415) 526-1401 Fax: (415) 454-2928 email: drjohn@directdentalplans.com Website: www.directdentalplans.com Products/Services: TPA Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 204 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA eflexgroup, A TASC Division Contact: Tom Jacobs 2740 Ski Lane Madison, WI 53713 (608) 243-8277 (877) 933-3539, Cell: (608) 220-7777 Fax: (877) 231-1287 email: teamwest@eflexgroup.com Website: www.eflexgroup.com Products/Services: FSA, HSA, HRA, Transit, COBRA, Debit Card, On-Line Enrollment and Eligibility, ERI SA Compliance, SMLA Min. Case Size: 2 Serving: Nationwide Employee Benefits Specialists, Inc. Contact: Jennifer Leugers 5934 Gibraltar Dr., Ste. 206 Pleasanton, CA 94588 (925) 460-3910 (800) 229-7683 Fax: (925) 460-3920 2015 DIRECTORY

{ Third Party Administrators (TPAs) } email: jennifer.leugers@ebsbenefits.com website: www.ebsbenefits.com Products: FSA, Section 132, COBRA, Retiree Administration, Invoice Reconciliation, Voluntary, WORKTERRA – our proprietary online enrollment and eligibility system Serving: Nationwide

HealthNow Administrative Services Contact: Dina Tank 2520 Venture Oaks Way, Ste. 450 Sacramento, CA 95833 (800) 220-2600 Fax: (916) 604-3470 email: dina.tank@healthnow.org Website: www.hnas.com Products: COBRA/HIPAA, Flexible Benefits, Self-Funded Plans, Ancillary Products, Dental, Vision, Life & DI Insurance Min. Case Size: 50 to Unlimited Serving: Nationwide Infinisource Inc. Contacts: Vicki Burke 15 East Washington St. P.O. Box 889 Coldwater, MI 49036 (517) 489-4581, Fax: (517) 278-0764 email: vburke@infinisource.com Website: www.infinisource.com Products/Services: Workforce Management Administrator for Human Capital Management, COBRA, FSAs, HRAs, HSAs, POP, Time and Attendance, Payroll, HR Services Serving: Nationwide Innovative Pension Strategy & Design Contact: Sidney Lopez 14251 Danielson St. Poway, CA 92064 (858) 748-6500, (858) 218-3441 Fax: (858) 748-0615 email: Sidney@ipsd.com Website: www.ipsd.com Website: www.innovativepension.com Products/Services: 401(k), defined benefit plans Min. Case Size: 1 Serving: Nationwide JHC Insurance Services Contact: Joe Hernandez P.O. Box 3879 Ventura, CA 93006-3879 (805) 644-9678 (888) 542-4467 Fax: (805) 644-9676 email: admin@jhcbenefits.com Website: www.jhcbenefits.com Products/Services: COBRA Medical, Dental, Employee Choice Plans, Online Resources, Prescription Drug, Sec. 125, TPAs, HRAs, FSAs Plan Type: PPO, Employee Choice, EPO, Indemnity Serving: CA Kelsey National Corp.

Contact: Mark Kelsey 3030 S. Bundy Dr. Los Angeles, CA 90066 (310) 437-7241, (800) 366-5656 Ext. 241 Fax: (310) 390-3158 email: mk@kelsey.com Website: www.kelsey.com Products/Services: TPAs Min. Case Size: 1 Serving: Nationwide Merchants Benefit Administration, Inc Contact: Brittney Neidhardt 15974 N. 77th St., Ste. 102 Scottdale, AZ 85260 (800) 800-6543, Fax: (480) 776-5050

2015 DIRECTORY

email: agentservices@mbaadmin.com Website: www.mbaadmin.com Products/Services: Dental (ind.), Health (Group), Life (Guaranteed Issue) Min. Case Size: 1 Serving: Nationwide

MESVision Contact: Mike Schell 345 Baker St. Costa Mesa, CA 92626 (800) 877-6372, Fax: (714) 619-4670 email: mschell@mesvision.com Website: www.mesvision.com Products/Services: Group Vision Plans (Fully Insured and Self-Funded) Min. Case Size: 5 Serving: Nationwide MVI Administrators Contact: Jeff Van De Moere 1011 Camino Del Rio South, Ste. 300 San Diego, CA 92108 (619) 260-2660 (800) 927-8380 Fax: (619) 260-2666 email: jv@mviadmin.com Website: www.mviadmin.com Products/Services: TPAs MWG Dental & Vision Plans Contact: MWG Broker Services P.O. Box 14067 Jackson, MS 39236 5712 I-55 N. Frontage Rd. Jackson, MS 39211 (601) 206-7967 (877) 759-5728 Fax: (601) 956-1702 email: brokerservices@morganwhite.com Website: www.mwgdental.com; Website: www.mwgbrokerservices.com Plan Type: Group Indemnity, PPO Products/Services: Group/Individual Dental & Vision Plans Min. Case Size: 2 Serving: Nationwide National Retirement Services Inc. (NRS) Contact: Nate Delong 5832 Bolsa Ave., Ste. 100 Huntington Beach, CA 92649 (714) 622-3244, (800) 350-2172 Fax: (714) 622-3189 email: Nate.Delong@NRServices.com Website: www.nrservices.com Products/Services: TPAs, Profit sharing and Defined Benefit Plans Min. Case Size: 1 Serving: Nationwide OptumHealth Contact: Matt Hayward 3110 Lake Center Drive Santa Ana, CA 92704 (714) 445-0712, Fax: (800) 728-4880 Website: www.optum.com Products/Services: Employer Stop Loss, HSA (Banking), FSA, HRA, COBRA, Retiree, Transportation, Biometric screening & Wellness Suite of Products Serving: Nationwide Pacific Benefits iFlex Contact: Mimi Lyon 3090 Fite Circle, Ste. 101 Sacramento, CA 95827 (916) 363-2101 ext. 226 Fax (916) 363-4213 email: mimi@pacificbenefits.com Website: www.pacificbenefits.com Products/Services: TPA, FSA, HRA, HSA, POP, Transportation Serving: Nationwide

PayPro Administrators Contact: Bobbi Hamilton Kaelin for Payroll, FSA, HRA, COBRA, HIPAA, QTA, HRIMS, HRA, HSA, Sec. 125 Contact: Felix Acajabon for Pension & Pension Plan Administration 6180 Quail Valley Ct. Riverside, CA 92507 (800) 427-4549 (951) 656-9273 Ext. 226 Bobbi (951) 656-9273 Felix Fax: (951) 656-9276 email: bobbih@pagroup.us email: felixa@pagroup.us email: sales@pagroup.us Website: www.pagroup.us Products/Services: Flex, HRA, COBRA/HIPAA, Pension and Payroll, Section 125, HRIS P&A Administrative Services, Inc. Contact: Rick Neward 44 Auvergne Newport Coast, CA 92657 (949) 202-8266 (800) 688-2611 Fax: (716) 855-7156 email: newardr@padmin.com Website: www.padmin.com Products/Services: FSA, HRA, HSA, Commuter, COBRA and Retiree Billing Min. Case Size: 10 Pinnacle Claims Management, Inc. Contact: Daniel Baker, Director of Sales 17620 Fitch Irvine, CA 92614 (949) 885-4800 Fax: (949) 809-6627 email: dbaker@pinnacletpa.com Website: www.pinnacletpa.com Products/Services: Full-service health benefits administration for self-funded employers. Offering medical, dental, pharmacy, vision, FSA, COBRA, and retiree administration, in addition to integrated disease and care management programs, wellness and more. Online tools, proprietary networks, and customized reporting available to empower both the employer and their employees. Also provides administration, sales and agent support for Covered Califronia’s Small Business health Options Program (SHOP).

Serving: Western United States Polycomp Administrative Services Inc. Contact: Evelyn Trichanh 404 Camino Del Rio South, Ste. 608 San Diego, CA 92108 (619) 683-2030 (800) 572-4122 Fax: (619) 683-2022 email: etrichanh@polycomp.net Website: www.polycomp.net Products/Services: 401(k), Profit Sharing, Defined Benefit Plans, 403(b), Prevailing Wage Benefit Plans, Self-Directed IRAs Pram Insurance Services, Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850 Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations, Voluntary Plans, Worksite, Limited Benefit and Indemnity Plans Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration PBR Pharmacy Auditing for Employer Plans Min. Case Size: 100 Serving: Nationwide

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MISCELLANEOUS

PRB Administrators 1990 S. Bundy Drive, Ste. 410 Los Angeles, CA 90025-1448 (310) 909-1746 Fax: (424) 248-2430 email: bjines@prbinc.com Website: www.prbinc.com Products/Services: TPAs, 401(k), Individual and Group Life and Disability Insurance, NQDC, Employee Benefits, Retirement Income Planning, Financial Planning.

Precept Insurance Solutions LLC Contact: Karen Reid 130 Theory, Ste. 200 Irvine, CA 92617 (949) 955-1430 (800) 344-1430 Fax: (949) 955-9471 email: info@preceptgroup.com Website: www.preceptgroup.com Services: Group Health, HSA, Self-Funded Administration, Life, AD&D, Cafeteria Plans, Dental, Vision, Wellness, 401(k), Pension Plans/Profit Sharing, Benefits Outsourcing and Administration, and COBRA Serving: Nationwide Redwood Health Services Contact: John W. Nacol 3510 Unocal Place, Ste. 108 Santa Rosa, CA 95403 (707) 525-4370 (800) 548-7677 ext.121 Fax: (707) 525-4270 email: jnacol@rhs.org Website: www.rhs.org Plan type: PPO, FSA, POP, HRA Products/Services: Health Plans, COBRA, Third Party Administration Min. Case Size: 2-1000 Serving: Nationwide Superior Administrators Inc. Contact: Charles Carr 3720 S. Susan St., Ste. 200 Santa Ana, CA 92704 (714) 429-1700 ext. 213 (888) 429-9090 ext. 213 Fax: (714) 429-1393 email: ccarr@superioradministrators.com Website: superioradministrators.com Products/Services: TPA Serving: Nationwide TASC – Total Administrative Services Corporation Contact: Darren Howell, Regional Sales Director-California 2302 International Lane Madison, WI 53704-3140 (800) 422-4661×2697 Fax (608) 316-6044 Email: darren.howell@tasconline.com website: www.tasconline.com Products: Flexible Spending Accounts, POP plans, HRA/HSA, ERISA Compliance, HIPAA Compliance, COBRA, FMLA Administration, Payroll, GiveBack Employee Giving Programs Min Case Size: 1 Serving: Nationwide TLC Administrators Contact: Mary Tarell 3340 Walnut Ave., Ste. 290 Fremont, CA 94538 (510) 795-0103 (800) 533-0113 Fax: (510) 795-0858 email: mary@lipman.com Website: www.myrsc.com Products/Services: TPAs Serving: Nationwide

CALIFORNIA BROKER | 43

MISCELLANEOUS TripleChoice Plan Dental Contact: Lawrence V. Kent 1964 Westwood Blvd., Ste. 120 Los Angeles, CA 90025 (310) 470-2343 ext. 0 (800) 489-7577 Fax: (310) 441-5660 email: info@triplechoiceplan.com email: la.quotes@triplechoiceplan.com Website: www.triplechoiceplan.com Products/Services: Dental Min. Case Size: 2 Plan Type: DHMO, PPO, Indemnity, Individual and Group Serving: Statewide Trust Administrators Inc. Contact: Royce A. Charney, J.D. 1300 Clay Street, Ste. 600 Oakland, CA 94612 (888) 951-5556 Fax: (888) 951-1116 email: rcharney@trustadmin.com Website: www.trustadmin.com Products/Services: TPA for Cafeteria Plans, Flexible Spending Accounts (FSAs), Health Savings Accounts (HSAs), Health Reimbursement Arrangements (HRAs), Direct Dental and Vision Reimbursement, COBRA, Commuter Benefits, Eligibility & Consolidated Billing Services Min. Case Size: 100 Serving: Nationwide United Administrative Services Contact: Pamela Barrett 6800 Santa Teresa Blvd., Ste. 100 San Jose, CA 95119 (408) 288-4400 (800) 541-8059 Fax: (408) 288-4419 email: pbarrett@uastpa.com Website: www.uastpa.com Products/Services: TPAs Serving: CA Veritas Health Systems Administrators and Insurance Services Inc. Contact: James Phillips 1415 Victor Ave. Redding, CA 96003-4035 (530) 223-7717 Ext. 105 (877) 313-7700 Ext. 105 Fax: (530) 223-7719 email: jphillips@myveritashealth.com Website: www.myveritashealth.com Products/Services: CDH Plan design and TPA Services Min. Case Size: 2 Serving: Nationwide Zenith American Solutions Contact: Bonnie Payson Phone: (702) 851-8281 Email: bpayson@zenith-american.com Website: www.zenith-american.com Products/Services; TPAs Min. Case Size: 500 Serving: Nationwide Arcadia 5417 Peck Road Arcadia, CA 91006 Phone: (626) 444-4600 Fax: (626) 258-4090 Covina 1325 N. Grand Ave. Suite 200 Covina, CA 91724 Phone: (626) 732-2100 Fax: (626) 732-2656 San Francisco 221 Main Street Suite 250 San Francisco, CA 94105-1956 Phone: (415) 546-7800 Fax: (415) 546-0600 Toll Free: (800) 388-0508 44 | CALIFORNIA BROKER

{ Third Party Administrators (TPAs), Worksite Marketing } WORKSITE MARKETING AFLAC, Los Angeles Contact: Adam Michaels, Market Director 12121 Wilshire Blvd., Ste. 1000 Los Angeles CA 90025 (310) 744-6101 Fax: (310) 744-6199 email: amichaels@aflac.com Website: www.aflac.com Products/Services: Group & Individual Lines (Accident, CI, Cancer, Hosp., Disability, Life, Dental, Vision) Guarantee Issue, Sec. 125, FSA, Parking & Transit, COBRA, Core Enrollment, Benefit Statements, Per Diem Available Minimum Group Size: 3 Serving: Nationwide AFLAC, Torrance-Southbay Contact: Cameron Bell, Broker Sales 2390 Crenshaw Blvd., Ste. 307 Torrance, CA 90501 (310) 378-0185 Fax: (424) 200-6322 email: cameron_bell@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Voluntary benefits (Short Term Disability, Accident, Hospital, Gap Plans, Cancer, Specified Health Events, Critical Illness, Life, Dental), Cafeteria Plans, Oneon-One Enrollments, Online Enrollments, Call Center Enrollments, Online Enrollment Platforms Min. Case Size: 3 Serving: Nationwide AFLAC, Pasadena Contact: Denny Twigg, Broker Sales 1 South Fair Oaks Blvd., Ste. 20 Pasadena, CA 91105 (626) 796-7077 email: denny_twigg@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA

Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA

AFLAC, Downtown Los Angles Contact: Lily Fregoso, Broker Sales 340 East 2nd Street, Ste. 310 Los Angeles, CA 90012 (213) 625-7375 email: lily_fregoso@us.aflac.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA AIG Benefits Solutions Employee Benefits Solutions Contact: Jorge Aldana 777 S. Figueroa St., 17th Floor Los Angeles, CA 90017 (213) 689-3929, Fax: (866) 716-6722 email: jorge.aldana@aigbenefits.com Website: www.aigbenefits.com Products/Services: Dental, Vision, Life, Disability and Worksite Products, LTD, STD, Voluntary Benefits Serving: Southern California Area Aigilis Corporation Contact: Mark Gebhardt P.O. Box 953279 Lake Mary, FL 32795 (407) 324-3921 (866) 205-1936 Fax: (480) 287-8574 email: info@aigilis.com Website: www.aigilis.com Products: ACA medical GAP plans, Telemedicine, Accident; Critical Illness; Dental (ind., group), Health (group), Life, Medicare Supplement, Vision Serving: Nationwide

AFLAC, San Fernando Valley Contact: Yolanda Richman, Broker Sales 5805 Sepulveda Blvd., Ste. 700 Sherman Oaks, CA 91411 (626) 796-7077 email: brian_jaeggi@us.aflac.om Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group Worksite Products with Guarantee Issue.

Specializing in Credit Unions Services: Implementation, Employee Communication, One-On-One Enrollments, Cafeteria Plan, Enrollments, Online Enrollments Min. Case Size: 100+ Ind., 100+ Group Serving: CA

Assurity Life Worksite Division Contact: Jim Quinney–Caliwaii Ins. Mktg.

3031 Stanford Ranch Rd., Ste. 230 Rocklin, CA 95765 (916) 781-9850 ext. 1001 Fax: (916) 259-1844 email: jim@caliwaii.com Website: www.assurity.com Products/Services: Worksite Marketing Min. Case Size: 5 Serving: Nationwide BenefitsCONNECT® Contact: Jeff Franklin, Director of Business Development 3101 Zinfandel Drive., Ste. 200 Rancho Cordova, CA 95670 (916) 421-4000, Fax: (916) 307-5760 email: info@benefitsconnect.net email: sales@benefitsconnect.net email: jeff@benefitsconnect.net Website: www.benefitsconnect.net Products/Services: Online Benefits Enrollment and Administration Serving: Nationwide Chimienti & Associates Insurance Services Contact: Toney Chimienti, President 3400 Mineral King, Ste. B Visalia, CA 93291 (877) 733-1670, Fax: (559) 733-8058 email: info@chimienti.com Website: www.chimienti.com Products: Medical GAP plans, Premium Saver, Solution Plus Advantage program, Guarantee Issue Voluntary Short & Long Term Disability, Critical Illness, Accident, Dental, Vision, Term, UL with LTC Rider, Whole Life Services: Internet based Employee Benefits Enrollment with Billing & Eligibility Management Technology, includes SelfServe with Chat session and Call Center enrollment, ACA Compliance-Assistance Packages, COBRA-HSA-HRA-Sec. 125 Administration Serving: 40 states Colonial Life & Accident Insurance Company Contact: Mike Keller, Southwest Region Vice President of Sales 4965 Preston Park Boulevard, Suite 140 Plano, TX 75093 (972) 964-0250 Fax: (972) 964-0270

AFLAC, LAX-Howard Hughes Center Contact: Chris Hager 6100 Center Drive, Ste. 670 Los Angeles, CA 90045 (310) 497-1730 email: Christopher_hager@us.afla.com Website: www.aflac.com Website: www.aflacforbrokers.com Products: Group (Accident, CI, COBRA, STD, Dental, Hospital, Life), Group - CalBrokerMag.com -

2015 DIRECTORY

{ Worksite Marketing }

Email: mlkeller@coloniallife.com Products/Services: Disability, Life, Accident, Cancer, Critical Illness, Dental, Supplemental Health, Benefits Communication, Enrollment.

Minimum case size: 3 Serving: Nationwide

email: shaun.walti@lifelock.com Website: www.lifelock.com Products/Services: Worksite Marketing, Voluntary Benefits, LifeLock Benefits Min. Case Size: 3 Serving: Nationwide

Combined Worksite Solutions Contact: Nathaniel Johnson email: nathaniel.johnson@combined.com Website: www.combined.com (818) 388-6079 Products/Services: Disability income Protector, Universal Life Protector, Accident Protector Plus, Accident and Sickness Protector, Cancer Care Protector, Critical Care Protector, Catastrophic Accident Protector, Personal Accident, Term life Protector, Personal Accident Protector, Champion Accident, Champion Critical Illness, Lifetime Benefit Term

Pram Insurance Services Inc. Contact: David P. Wilson, CEO 711 East Imperial Highway, Ste. 100 Brea, CA 92821 (714) 671-3951 ext. 12 Cell (714) 904-7850, Fax: (714) 255-0977 email: dwilson@pram.com Website: www.pram.com Products: Limited Benefit and Indemnity Plans; MGU for Fully Insured Prescription Drug Card Plans for Traditional Employers, Associations; Voluntary Plans; Worksite Services: National Registered Administrator “TPA” dedicated exclusively to providing Full Turnkey Pharmacy Administration; PBM Pharmacy Auditing for Employer Plans Serving: Nationwide

Ebix Health Contact: Tony Bell 1300 E. Shaw, Ste. 109 Fresno, CA 93710 (877) 805-2828 ext. 204 Fax: (559) 256-1009 email: tony.bell@ebix.com Website: www.ebix.com Products/Services: Quoting Group/IFP, Websites, HR connect; HR Support Center, Payroll, COBRA, POP, FSA, EAP, HR Resources, Voluntary Benefits Serving: CA, CO, CT, DE, DC, FL, GA, MD, MO, NH, NJ, NY, OH, OK, PA, TX, VT, VA, WA Freedom Equity Group Contact: Ron Petroinovich 1500 E. Hamilton Ave., Ste. 215 Campbell, CA 95008 (877) 329-6608 Fax: (619) 870-0212 email: ceopetro@fegcorp.com Website: www.freedomequitygroup.com Products/Services: Critical Illness, Worksite, Life (index & UL) Serving: Nationwide LifeLock Benefits Contact: Shaun Walti, Regional Dir., CA 450 Exchange, Ste. 250 Irvine, CA 92602 (714) 916-7193 2015 DIRECTORY

Voluntary Benefits Conference Contact: Jenny Dodson 4371 Northlake Blvd., Suite 331 Palm Beach Gardens, FL 33410 (561) 790-1176, Fax: (866) 536-7041 email: info@voluntarybenefitsmagazine.com Website: voluntarybenefitsconference.com Products: Voluntary Benefits, Gap Plans, Ancillary Benefits Serving: Nationwide Voluntary Benefit Advisors (VBA) Contact: Jennifer Lococo 1936 E. Deere Ave., Ste. 215 Santa Ana, CA 92705 (949) 954-1300 (866) 797-3236, Fax: (949) 954-1301 Email: Jlococo@vbadv.com Email: info@vbadv.com Website: www.vbadv.com Products: Voluntary Benefits Serving: Nationwide

MISCELLANEOUS

Worksite Resources, LLC Northern California Contact: Ed Ryska, Managing Principal 6010 Roblar Rd. Petaluma, CA 94952 (707) 664-0166, Fax: (707) 664-0411 Email: eryska@worksiteresources.com Website: www.worksiteresources.com Products: Voluntary and Ancillary Products, Workers’ Comp, Worksite Marketing, HR Resource Services Serving: California

To place your ad in California Broker Magazine, call us today at

800-675-7563 AD INDEX

Peter Lyman Insurance Agency Southern California Contact: Peter T. Lyman, Founder Cell: (805) 617-8700 (805) 845-2377 8 South Voluntario St., Ste. A Santa Barbara, CA 93103 Email: peter@lymaninsurance.com Website: www.lymaninsurance.com Products: Voluntary and Ancillary Products, Worker’s Comp, HR Resource Services, Property and Casualty

AVANTE BEHAVIORAL HEALTH

32

Transamerica Employee Benefits Contact: Kerstin VanZanten Territory VP 28556 Malabar Rd. Trebuco Canyon, CA 92679 Cell: (951) 522-3905 email: kerstin.vanzanten@transamerica.com Website: transamericaworksite.com Home Office Contact: Debbie Cooley 1400 Centerview Dr. Little Rock, AR 72211 (501) 227-1271 Website: transamericaemployeebenefits.com Products/Services: Worksite Marketing Serving: Western US.

DICKERSON EMPLOYEE BENEFITS

13

LISI

15

PAYPRO ADMINISTRATORS

27

ROGERS BENEFIT GROUP

47

BENEFITMALL

9

CALIFORNIACHOICE

3

THE CAMDEN INSURANCE AGENCY

18

CHIMIENTI AND ASSOCIATES

44

COVERED CALIFORNIA

UNITEDHEALTHCARE VISION PLAN OF AMERICA

5

2 35

WARNER PACIFIC

7

WORD & BROWN

48

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CALIFORNIA BROKER | 45

MISCELLANEOUS CAHU Central California — www.ccahu.org Desert Cities — www.dcahu.org Golden Gate — www.ggahu.org Inland Empire — www.ieahu.org Kern — www.kernahu.org Los Angeles — www.laahu.org North Coast — www.northcoastahu.org North Valley — www.nvahu.org Orange County — www.ocahu.org Sacramento — www.sahu-ca.com San Diego — www.sdahu.org Santa Barbara — www.sbahu.org Silicon Valley — www.svahu.org Ventura County — www.vcahu.com

FPA FPA of Central California www.fpacentralcal.org FPA of the East Bay www.fpanet.org/Chapters/EastBay FPA of the Inland Empire www.fpanet.org/chapters/inlandempire FPA of Los Angeles www.fpala.org FPA of Northern California www.fpanc.org FPA of Orange County www.fpaocc.org FPA of San Diego www.fpasandiego.org

{ CAHU, FPA, NAIFA CALIFORNIA } FPA of San Francisco www.FPASF.org

NAIFA-Inland Empire (949) 891-6745 www.naifaie.com

NAIFA-Orange County (949) 486-8307 www.naifaoc.org

NAIFA-Kern County (661) 397-3104 tony.congdon@nm.com

NAIFA-Palomar (949) 863-5966 www.naifanet.com/palomar

NAIFA-Los Angeles (310) 312-0907 www.naifala.com

NAIFA-San Diego (858) 793-5999 www.naifasandiego.org

NAIFA-Marin (415) 486-2189 www.naifamarin.com

NAIFA-San Fernando Valley (818) 587-4219 www.naifasfv.org

NAIFA-Merced (209) 383-5843 peter.padilla.B9C7@statefarm.com

NAIFA-San Francisco Peninsula (650) 227-0390 www.naifasfpeninsula.org

NAIFA-Antelope Valley (661) 942-1101 hank@marvinins.com

NAIFA-Monterey Bay (831) 763-4200 www.naifamontereybay.net

NAIFA-Santa Barbara (805) 688-6089 mike@mikeloveins.com

NAIFA-Central Coast (805) 439-2000 www.naifacc.org

NAIFA-Mt. Diablo (415) 369-9990 www.naifanet.com/mountdiablo

NAIFA-Sequoia (209) 733-4884 wgoodreau@ft.newyorklife.com

NAIFA-Central Valley (209) 524-1800 www.naifacentralvalley.org

NAIFA-North Bay (707) 224-4077 www.naifanorthbay.com

NAIFA-Silicon Valley (408) 452-6055 siliconvalleynaifa.org

NAIFA-Fresno (559) 227-6100 www.naifafresno.org

NAIFA-North Orange County (714) 255-5138 douglasbrown@ft.newyorklife.com

NAIFA-Greater Foothills (626) 201-3316 www.naifapasadena.org

NAIFA-Northern California (916) 773-3343 www.naifanorcal.org

FPA of San Gabriel www.fpasgv.org FPA of San Joaquin Valley www.chapters.onefpa.org/sanjoaquinvalley FPA of Silicon Valley www.FPASV.org FPA of Ventura County www.FPAnet.org FPA of West Valleys www.FPAnet.org

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2015 DIRECTORY

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For over 30 years, Word & Brown has helped brokers strengthen existing client relationships and prospect for new ones. Our selection of carriers and products continues to be the industry’s most wanted. And the support you get from our sales, underwriting, and enrollment teams is unparalleled in excellence. When you need a partner with an unequalled commitment to your success, just say the word.

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