The Real Estate Weekly 9.4.2014

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VOL. 23 NO. 36 n SEPTEMBER 4 - SEPTEMBER 10, 2014

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S 速

FREE

CAAR

Real Estate Weekly A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS速 Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

WHAT IS YOUR

HOME

WORTH?

BY CELESTE M. SMUCKER

And

Charlottesville Chamber Music Festival

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

2

d i s c o v e r

Brand New Spec Home at Spring Creek with Free Golf Membership!*

77 Riverside Drive

LAKE MONTICELLO • $298,700 • MLS# 520368

• • • • •

Open & Airy Floorplan 4 BR, 2½ BA + bonus room Granite Countertops, ceramic tile baths Formal LR, DR & Fam room w/Gas FP Park-like rear yard, 2 car garage

448 Rookwood Drive

EDNAM FOREST • $825,000 • MLS# 523080

NEW PRICE

• • • •

Exceptional privacy in a sought-after community Over 4,200 sq.ft Finished; Beautiful Terraces Hardwood floors, crown moldings & 3 fireplaces Close to Boars Head, UVA and Downtown

2646 Kendalwood Lane

FOREST LAKES SOUTH • $499,000 • MLS# 517493

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

is fabulous floor plan is conveniently located within the Zion Crossroads area and there’s still time to make your own selections and customize this home to your personal tastes. *Home purchase includes a FREE Property Owner Associate Golf Membership at Spring Creek Golf Club, the area’s best golf course.

Dan Girouard, Broker | (804) 539-6734 dan@springcreekliving.com

• • • • •

MOVE-IN READY 5 BR, 4½ BA Beautiful Hardwood Floors throughout main level Open Kitchen with Granite countertops & center island Library with custom bookcases & cabinets Abundance of Built-ins & storage

Byrd Abbott

ASSOCIATE BROKER, ABR, CRS, GRI, SRES

(804) 539-6734 . SpringCreekLiving.com 181 Clubhouse Way Zion Crossroads, VA 22942

434.242.9600

byrd@byrdabbott.com

call SHARON 434-981-7200

BROAD STREET

RIVANNA FARM

Stunning French Country Style Estate set on open & wooded farmland.

Three ponds, 9 out buildings. Dependencies, including farm house & cottage. 115+/- Acres near GUM SPRING. Gorgeous property convenient to Richmond & C-ville. Mature landscaping, sunken garden, gazebo with fireplace, pasture, large hardwoods. Authentic old world feel with modern amenities. Immediately capable of supporting a full working farm. Barns/ fencing. Convenient/private. Land use. Division rights. $2,990,000

350+/- acre riverfront, country estate with sweeping Blue Ridge views. A gracious 2 story Georgian manor w/slate roof and cobblestone court. Faced by matching 2 story dependencies. 12’ ceilings on main floor. Elegant & comfortable public rooms & elevator . The Rivanna River flows through the farm. A 3 acre lake serves the land. North Wing: 3BR, 2 bath, LR, kitchen.

South Wing: 3BR, 3 bath, kitchen. Manager’s & Gardener’s houses. Pool & pool house. Farm outbuildings in place. More land available. $7,900,000

C U O N N D TR E AR C T

Sharon Donovan, a n a t i v e o f Charlottesville, grew up around the construction industry and has watched Charlottesville and the surrounding area grow and blossom into one of the top ten places to live in the country. In 1980 Sharon began her career in real estate and went on to attain her broker’s license. She combines tremendous energy, experience, enthusiasm, and extensive knowledge of the local real estate market to give her clients and customers the best service one would expect from a top producer. Sharon utilizes her superior market knowledge to transform the often-stressed home search process into one of enjoyment and satisfaction.

call EVE 434-825-1878 Eve Hesselroth lives in Charlottesville with her husband and two fantastic kids. She has known Charlottesville as as a teenager, a UVA student, a parent and a professional. Eve utilizes all of those perspectives to help her clients find the perfect home, or market the house they are selling. She loves matching people up with the right place for them. She brings patience, warmth and a sense of humor to the home buying and selling process. Ella habla español. To learn more about Eve email her at evehesselroth@gmail.com.

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

Residential Brokers

3

MCCORMICK HOUSE, ALBEMARLE

5 MINUTES TO DOWNTOWN MALL

Beautiful inside and out. Stunning c. 1870's Covesville Queen Anne home was tastefully renovated. Kitchen with stone counters, new appliances, walk-in-pantry, custom shelves, lots of light. Large rooms from a more gracious era. Original claw foot tub, stained glass windows, built in china cabinets, 4 fire-places, extensive plantings, detached studio (could be garage again...). Full of charm and character. Quick 20 min. drive to Cville. $249,000.

Ideal home with open floorplan, great spaces for entertaining, cozy fireplace, and lots of light. Freshly painted inside & out, all new carpets upstairs, hardwood floors & tile on 1st floor. Big, open kitchen with new SS appliances.

19.5 SEER York heatpump, Energy Smart H2O heater. 2-car garage. Flower & herb gardens, fishpond, lovely weeping willow. Flat drive. Super friendly, popular Foxcroft neighborhood, minutes to soon-to-be-built Wegmen’s shopping center. $350,000.

Sonja Casero has 20 years of experience in the real estate industry. She prides herself in knowing that this experience is something her clients can depend on as she works hard to ensure successful transactions.

She is committed to integrity and a straightforward approach. She goes above and beyond normal service expectations and never stops looking out for your best interests. She feels strongly that in this business people come first. As a result, she gives 110% in every transaction. Over 90% of Sonja’s business is personal referrals - why don’t you ring Sonja to see why her clients come back to her again and again?

GORGEOUS SETTING

OASIS IN THE CITY

Exciting contemporary home on 43 elevated acres with Blue Ridge views, several streams & two ponds. 3 bedrooms, 3 baths, tennis court, pool, barn and greenhouse. Outdoor living spaces throughout and 2 fireplaces for cosy winter evenings. Very private, mostly wooded with giant rhododendrons, hostas, ferns and thousands of snowdrops in the spring. $630,000

Historic Carter Gilmer Condos are Charlottesville’s best secret. Steps away from the Downtown Mall in a secluded, leafy area , with 2 BR and 2 BA on 2nd level - private balcony looking over the greenery. Very well built with many Jeffersonian “touches” and upgrades. Assigned off street parking. A terrific value at $305,000.

4 1 7 P A R K S T. • C H A R L O T T E S V I L L E , V A 2 2 9 0 2 • 4 3 4 - 2 9 6 - 0 1 3 4 • W W W. F R A N K H A R D Y . C O M

Equal Housing Opportunity

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ring SONJA 434-981-3523

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

42 Knoll Lane Renovated Rodes Farm “Tobacco Barn” with 3 BR, 2 BA and an established vacation rental history. Open great room with a gorgeous stone fireplace. Downstairs bath with radiant heat, whirlpool tub and separate shower. Private loft bedroom/bath suite. Exterior recently painted and mature landscaping in yard. Walk to Rodes Farm pool, tennis court and stables. Close to Nellysford and just 30 minutes to Charlottesville. Sold furnished with exclusions.

$299,000

992 Rodes Farm Drive Charming 1910 Virginia

farmhouse in the Rodes Farm community. Renovated with 3 BR, 2 BA, pine and ceramic flooring, handsome stone fireplace and an inviting front porch for enjoying the views. Private fenced-in back yard and cozy courtyard off of kitchen. Walk to Rodes Farm pool, tennis court and stables. Minutes to Nellysford, breweries, wineries, shopping and more! Half hour to Charlottesville. Superb rental potential. Sold furnished with exclusions. $335,000

265 Hagar Lane Situated on 5 private acres

with amazing mountain views, this 3 BR, 2 BA home has many new upgrades. New floors and carpet throughout, new lighting fixtures and fresh paint. The great room has a stone fireplace and large open kitchen. Huge bonus room with fireplace and bar/kitchenette! There is also a 2280-square-foot unfinished basement that could be an apartment or just great for storage.

Minutes into Nellysford and short drive up to Wintergreen Resort. $199,000

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VOL. 23 NO. 36 n SEPTEMBER 4 - SEPTEMBER 10, 2014

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S ®

FREE

Real Estate Weekly

CAAR

What’s

4

A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

Inside:

WHAT IS YOUR

HOME

WORTH?

BY CELESTE M. SMUCKER

And

Charlottesville Chamber Music Festival

SEPTEMBER 4 - SEPTEMBER 10, 2014

14

WHAT IS YOUR HOME

WORTH?

BY CELESTE M. SMUCKER

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 B Rockfish Valley Highway • Nellysford, VA 22958

210 MOORE ROAD Lovely home with gorgeous mountain views from the front porch. This one level home has nice flow throughout and the high ceilings in the living room and large eat in kitchen create a wonderful gathering area for family and friends. There is a large deck conveniently located just off the kitchen for summer cook-outs. It’s clean, neat and ready to move right in.

The great location just off Route 29 has easy access to shopping.

22

MLS# 522812 $200,000

Issue: IN EVERY

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

1544 BIRNAM DR This home has numerous upgrades, lots of storage space, and privacy.

It's conveniently located to shopping, entertainment, and parks. The master suite has the illusion of being in your own private tree house with beautiful wood views and plenty of sunlight.

The family room opens to a patio area while the living room has its own private deck area. This home features new heat pump, refrigerator, granite counters and renovated guest bedroom. It's the best of Birnam Woods!

Open Houses ................................ 6-7 News & Views .................................. 8 Homes in Every Price Range ........... 13

FEATURE

What Is Your Home Worth? ........... 14

BY CELESTE M. SMUCKER

COMMUNITY FOCUS

MLS# 524681 $238,000

Always Talk to Bob 989-3592

Charlottesville Chamber Music Festival ............................. 22

Charlottesville HOME FINANCE Chamber Music Festival

BY KEN WILSON

www.bobhughesteam.com bobhughes@nestrealty.com Selling Residential Property

Financing Real Estate Using Securities-Based Lending .............. 29

126 Garrett Street, Suite D Charlottesville, VA 22902

BY WEALTH MANAGEMENT SYSTEMS, INC.

BY KEN WILSON

Home Sales Stats .......................... 30

hen it comes to financing your home, finding an expert is important. If you’re 62 or older you can qualify for a reverse mortgage, but where can you find an expert in such transactions?

John O’Connor, the Reverse Mortgage Doctor, specializes in this product, making him an expert in the field—the one to go to.

O’Connor opened this branch of American Nationwide Home Mortgage in 2011 and specializes in reverse mortgages for senior citizens.

“With my experience in helping literally hundreds of people obtain a reverse mortgage, I felt it was important to concentrate on our core business, and specializing in something means to not get sidetracked by offering additional types of products that you are not

www.TheReverseMortgageDoctor.com 5690 Three Notched Road, Crozet VA

434-249-4080 joconnor@AmericanNationwide.com

an expert in servicing,” O’Connor says.

Reverse mortgages are a special type of federally insured loan that allows seniors to convert the equity in their homes into cash, he notes. All proceeds are tax free and do not affect Medicare or Social Security benefits, he adds. To qualify for a reverse mortgage a homeowner must be 62 years old or older and have equity in their home. Credit scores are not looked at, and job and income verifications are not necessary, he adds.

Additionally, no payments are due on a reverse mortgage for as long as one of the homeowners is still living in the home, he says. “The reverse mortgage will be paid back after the home is sold whether that is in the homeowners’ lifetime or upon their heirs settling the estate,” O’Connor adds.

O’Connor helped his parents find the correct reverse mortgage about 15 years ago, researching the products to find the right kind—even before he started in this industry.

At first I was skeptical about the product, but after speaking to many people—and doing my due diligence—I found that the reverse mortgage is a viable product for seniors who want to keep up with expenses, pay off debts and increase their quality of life,” he says.

O’Connor says the number one misconception about reverse mortgages is that the lender takes the deed to the property, which is not the case. “The borrower remains on the deed just like with a regular, conventional mortgage.”

American Nationwide Mortgage Company is a lender who funds, underwrites and closes in its own name. “We are not a broker or middle man in the transaction who has to know three or four different lender underwriting standards, which makes the process simple for everyone,” he adds.

Clients deal with O’Connor from start to finish—ready to answer any questions that

arise during the process. “I will take the time to meet with you in your home or at my office, review the appraisal and will even attend the closing with you,” he notes. “Most of my work is done in Central Virginia and most of that business comes from greater Charlottesville area, although I have helped people from all over the country.” But one thing he won’t do is pressure interested clients.

“I am there with my clients from start to finish, meaning I will be there to joconnor@ go over information, take the application, answer all americannationwide.com questions along the way and will evenjoconnor@ attend the closing with them,” he says. “People can americannationwide.com feel secure in knowing that they will be dealing with a mortgage professional who understands what it means to provide customer service.”

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

W

By Terry Beigie

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

5

OPEN

6 SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

HOUSE QUICK SEARCH

For More information on these properties go to MYCAAR.com

9.6.14 ALBEMARLE 1005 WEYBRIDGE CT CLAREMONT AT CARRIAGE HILL CONDOMINIUMS $245,900 514509 273 CLAREMONT LN OLD TRAIL ATTACHED $449,000 514753

OPEN HOUSES

2819 SHANNON GLEN CT WILLOW GLEN DETACHED $449,900 502381 12 GOLF VIEW DR OLD TRAIL PROPOSED ATTACHED $519,900 516186 OPEN SUNDAY SEPT 7 14 AMETHYST RD LAKE MONTICELLO

2-4 PM

One Owner Custom Home. Over 2,000 finished sqft. Vaulted ceilings, two rock Fireplaces, wood floors, tile & granite. 3 Bedrooms, 2½ baths, Family room plus office, screened porch & patio. Beautifully maintained. Easy walk to beach and golf!

MLS# 524529 $210,000

JOAN WHITE 434-589-5724 Directions: Left on Jefferson from Main Gate; right on West Lake Forest Drive; right on Wisteria Way; left on Amethyst Rd.; Property on left. BRING AD FOR ADMITTANCE.

MONTICELLO COUNTRY REALTORS

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Open Sunday 1-4pm

1215 PENFIELD LN STONEWATER DETACHED $614,568 514975 1708 HYLAND CREEK CIR HYLAND RIDGE DETACHED $699,900 503289 947 MARSH LN KENRIDGE ATTACHED $739,235 504797 2461 PENDOWER LN GLENMORE DETACHED $849,900 503423

6580 WELBOURNE LN OLD TRAIL DETACHED $799,900 521886

CHARLOTTESVILLE 121 ROYS PL ROYS PL DETACHED $315,000 522529

LOUISA 253 TURKEY TROT LN SPRING CREEK PROP DETACHED $499,900 513201 253 TURKEY TROT LN SPRING CREEK DETACHED $549,900 508750

NELSON

1630 HAWKWOOD CT LAUREL RIDGE DETACHED $449,900 519860 3761 ASHLEIGH WAY RD ASHLEIGH DETACHED $479,900 524390 12 GOLF VIEW DR OLD TRAIL PROPOSED ATTACHED $519,900 516186 121 VINCENNES RD KEY WEST DETACHED $559,000 523639 1215 PENFIELD LN STONEWATER DETACHED $614,568 514975

353 MIMOSA LN NEWLANDS DETACHED $785,000 506814

1708 HYLAND CREEK CIR HYLAND RIDGE DETACHED $699,900 503289

9.7.14

947 MARSH LN KENRIDGE ATTACHED $724,500 504797

ALBEMARLE 1005 WEYBRIDGE CT CLAREMONT AT CARRIAGE HILL $245,900 514509 301 CRESTFIELD CT TERRYBROOK DETACHED $299,900 515982 273 CLAREMONT LN OLD TRAIL ATTACHED $449,000 514753 2819 SHANNON GLEN CT WILLOW GLEN DETACHED $449,900 502381

950 MARSH LN KENRIDGE ATTACHED $729,900 520222 946 MARSH LN KENRIDGE ATTACHED $769,900 513913 6580 WELBOURNE LN OLD TRAIL DETACHED $799,900 521886 2461 PENDOWER LN GLENMORE DETACHED $849,900 503423

FLUVANNA 65 BOLLING CIR LAKE MONTICELLO DETACHED $199,500 524561 303 JEFFERSON DR LAKE MONTICELLO DETACHED $204,900 524391 14 AMETHYST RD LAKE MONTICELLO DETACHED $210,000 524529

LOUISA 253 TURKEY TROT LN SPRING CREEK PROP DETACHED $499,900 513201 253 TURKEY TROT LN SPRING CREEK DETACHED $549,900 508750

NELSON 353 MIMOSA LN NEWLANDS DETACHED $785,000 506814

ORANGE 305 HIGH ST N GORDONSVILLE DETACHED $469,500 518590 THIS INFORMATION DEEMED ACCURATE AS OF 8:15 AM., TUESDAY, AUGUST 26TH AS PER CAAR MLS OPEN HOUSE DATA.

CHARLOTTESVILLE

HAPPY

121 ROYS PL ROYS PL DETACHED $315,000 522529

HUNTING!

HOUSE

Remember...

106 RUNNING FOX LANE Bright contemporary home with fenced yard, deck & landscaping. 1st floor MBR has tray ceiling with attached MBA, jetted tub & walk in closet. Great room w/gas FP, skylights. 3 BRs upstairs.

MLS# 520690 $344,900 From Charlottesville, South on Avon St, R on Southern Pkwy, R on Foxvale, R on Running Fox to house on R. Brad Conner GRI, ABR, SFR, Associate Broker 434-953-8124 bradconner@montaguemiller.com

School is in Session!

Please be Alert and Drive Carefully

A A Virginia Virginia Tradition Tradition Since Since 1927 1927

Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com homes@roywheeler.com • www.roywheeler.com This information, although deemed accurate at the time of publication, is not guaranteed.

This information, although deemed accurate at the time of publication, is not guaranteed.

th th OPEN HOUSES Sunday, July 13 Sunday, September OPEN HOUSES OPEN HOUSES Sunday, October 20 OPEN HOUSES Sunday, October 207th

1333 MIDDLE RIVER ROAD

Time: 1-3 pm

104 DORSET COURT 104 DORSET COURT

Hosting Agent: Ted Brame

Time: 1-4 pm

65 BOLLING CIRCLE

1015 BEDFORD HILLS DRIVE 1015 BEDFORD HILLS DRIVE

Hosting Agent: The “YES” Team

Time: 1-4 pm

303 JEFFERSON DRIVE

Hosting Agent: The “YES” Team

940 STANLEY DRIVE 520 STAGECOACH ROAD LOVELY CUSTOM BUILT home w/basement & 2 car garage.

Move-in ready 940 STANLEY DRIVE 520 STAGECOACH ROAD condition, skylights, vaulted ceilings, great room with 1-4 gas fireplace, 12’ x 12’ sunTime:

IMMACULATE SPACIOUS HOME located in scenic Greene County offers stunWATERVIEWS! AWESEOME LOCATION! Charming ranch on fully finning Blue Ridge views. Time: Beautiful 2-4 open eat-in kitchen has large island, gleaming hardished basement overTime: 1-4 boasts upgrades inside & out, open floor plan! Palladium Time:&1-4 wood floors, 9’ ceilings,Time: generous 2-4 sized light filled rooms. Lovely landscaped yard a few Time: 1-4 Time: windows, transoms, floor to ceiling gas FP, wood floors. Sunroom w/tile1-4 floor.

JanFull Shiflett Hostingsized Agent: Jim McVay Hosting Agent: Mike minutes toHosting Greene HillsAgent: Golf Course. walk-out basement. $459,000. Jan Shiflett, private, fenced backyard, huge multi-tier rear deck. $199,500.

The “YES” HostingVery Agent: Jim McVay Hosting Agent: Mike 242-6057. Hosting (524535) Agent: Jan Shiflett Team, Yonna & Keith Smith. 531-0817/531-0795. (524561)

Time: 1-4 room with adjoining deck. Double hung, Palladian & bay windows. Convenient 1st Peters Hosting Agent: Kay SandsThe “YES” floor laundry. Office in basement Hosting w/private entrance, Peters Agent:patio.

Kay$204,900.

Sands

E FO DN R A ES M T

SU SU N N

129 BROOK MERE LANE

OPOP ENEN SASA T T &&

2174 LORING CIRCLE

Hosting Agent: Virginia Gardner

BEAUTIFUL 4BR/3BA DUNLORA HOME on corner lot. Spacious and comfortable with great light and wood floors throughout 1st and 2nd floors, a completely updated kitchen, and rec room with kitchenette and full bath in walk-out basement. Full size 2-car garage, tiered pond, deck & patio. $525,000. Details at www.CharlottesvilleHOME.com Virginia Gardner, 981-0871. (523985)

Time: 1-3 pm

Time: 1-3 pm

Hosting Agent: Susan Stewart

THIS LOVELY HOME shows better than brand new! All new flooring, new doors, recently painted, new brushed nickel lighting and much more. 3 spacious bedrooms and 2.5 baths in the Mountain View Estate subdivision on a beautiful corner lot just minutes from the interstate & shopping. $223,500. susanstewart76@gmail.com Susan Stewart 434-242-3550. (524145)

OPEN HOUSES

Yonnanear & KeithADORABLE Smith. 531-0817/531-0795.

SUPER CLEAN ONE LEVEL RANCH w/ UNIQUENESS AND COMFORT. Enjoy FABULOUS 5BR COLONIALTeam, located 1950s (524391) COTTAGE. One floor SUPER CLEAN ONE RANCH w/left onto UNIQUENESS AND COMFORT. Enjoy FABULOUS 5BR COLONIAL locatedmovenear living ADORABLE 1950s COTTAGE. One floor Directions: From Charlottesville, 29 the North to Ruckersvville, Rt. 33, brick go 4.7 fireplaces, brick front & vinyl sidingLEVEL at end of a cul-debeautiful and Hollymead Town This spacious, on aGate: half-acre been lovingly Directions:high Lake ceilings Monticello main gate, Right on Jefferson to 2ndCenter. left on Bolling Directions: Lake Monticello Main Left onthat Mainhas Gate; go for approx. 5taken miles miles to right & on vinyl Rt. 33 Business.

1.5the milesend ontoofRt.a 230 Madison Road, go 3 miles to fireplaces, high ceilings and brick front sidingbasement! at cul-debeautiful brick Hollymead Town Center.

This spacious, moveon a3Turkeysag. half-acre thatspacious has been well-equipped lovingly taken Circle toFirst housefloor on left. & home will be on theliving left before sac, plus a full walkout This darling abundant natural light. master suite in condition home features an open floor plan care of. bedrooms, left on Middle River Road (Rt. 667). 1.5 miles to home on left. sac, plus a full walkout basement!

This darling abundant natural light.

First floor master suite in condition home features an open floor plan care of.

3 bedrooms, spacious well-equipped starter home was just painted inside & features has adjoining office. Great pool and patio. Cot- with gourmet eat-in kitchen, family room kitchen, lg. living room w/wood burning fire starter homefloors. was just painted inside features has office.

Great pool and patio.

Cot- with gourmet first eat-in room kitchen, lg. livingfloors, room great w/wood burning fire place, hardwood room w/outside hardwood Extra-large deck &overlooks tageadjoining is wonderful guest or in-law suite or artist/ with fireplace, floorkitchen, bedroomfamily with office, hardwood great terrace room w/outside hardwood floors. backyard.

Extra-largeLots deck overlooks tage wonderful guestfor or play in-law suite or artist/ with fireplace, firstand floor bedroomflooring with office, entrance leading floors, to a sunny & yard, private, spacious of upgrades, writeris studio.

2+ acres and gardening extensive ceramic hardwood and place, entrance leading a sunny terrace & yard, private, backyard.

Lots in of the upgrades, writer studio. 2+ acres forJim@JimMcVay.com play and gardening extensive ceramic andsee hardwood and attractive spacioustoshed w/electricity.

Minutes new roof,spacious many others.

Located Baker in Earlysville. $480,000. new carpet.

A must property!flooring $429,900. spacious $229,500. shed w/electricity.

Minutes new roof, many others. in the Baker in Earlysville. $480,000. new carpet. A must see property! $429,900. from Downtown.

Kay Sands, 825Butler/Sutherland schoolLocated districts! $159,000.

434-962-3420.

(513693) Jim@JimMcVay.com http://www.940stanley.com/ Mike Peters 951- attractive Butler/Sutherland school districts! $159,000. 434-962-3420. (513693) http://www.940stanley.com/ Mike Peters 951- from 6129. Downtown.

(509047) $229,500. Kay Sands, 825Jan Shiflett, 242-6057.

(514345) 5119/981-3995. (512926) Directions: From Hydraulic and Rio take 6129. (509047) Jan Shiflett, 242-6057. (514345) 5119/981-3995. (512926) Directions:RdFrom and Rio Directions: 29N to Camelot, left on Barnes- Earlysville northHydraulic over the reservoir to atake left Directions: From town Rio Rd. west to Rt. 743 Directions: 5th Street Ext., cross over Streetleft, Ext., Directions: 29N to Camelot, left on BarnesEarlysville Rd north over the reservoir to a left Directions: From town Rio Rd. west to Rt. 743 Interstate 64,5th take third travelcross aboutover 1/4 dale, left on Dorset all the way to the end of onto Bedford Hills Drive. 1015 is on your left. (Hydraulic Road) north towards Earlysville. Directions: takethethird left, travel about 1/4 dale, left on Dorset all the way to the end of onto Bedford Hills Drive. 1015 is on your left. (Hydraulic Road)Dr, north towards Earlysville. mile, house64, is on right. the street.

Right on Stanley second drive on the left. Interstate the street.

Right on Stanley Dr, second drive on the left. mile, house is on the right.

Time: 2-4 pm

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

7

448 ROOKWOOD DRIVE

Hosting Agent: Byrd Abbott

EXCEPTIONAL PRIVACY on 1.47 AC. 4 BR, 3.5 BA & over 4,200 sq.ft. LR w/ FP, formal DR. Fam Rm w/stone FP. Cherry hwfl. Spectacular chef’s kitchen / great rm. w/ vaulted ceiling, loads of light! Step down 1st fl. MBR w/ Luxury BA & huge W-I closet. 3 spacious BRs. 3 Terraces. $825,000. Byrd@ByrdAbbott.com 242-9600. (523080)

Directions: From Charlottesville, 250 W, L into Boars Head Inn, stay to the Directions: Take 64 E. to exit 129 to right on Black Cat Rd to left on 250 E. to left on right past the Lakes staying on Ednam Dr; Rt on Fox Hill, Rt on Rookwood, Directions: Dunlora Drive to Left on Loring Run. 2nd left on Loring Circle Home home on right.

Diamond Rd to left on Campbell to left on Brook Mere Ln to home on left. on left. 2226 BANBURY 37 WEXFORD RIDGE 21708 JAMES 679 TOUCHSTONE 218 LOGTRAC

Time: 2-4 • Matthew WoodTime: 2-4 • Matthew Woodson son

21708 JAMES MADISON HWY. MADISON HWY.

Time: 1-4 • Hosting Agent: Time: 1-4 • Hosting Agent: Susan Stewart Susan Stewart

679 TOUCHSTONE LANE LANE Time: 1-3 HostingTime: Agent:1-3 Margaret Hosting Agent: RamseyMargaret Ramsey

218 LOGTRAC ROAD ROAD Time: 12-2 Time: 12-2 Hosting Agent: Hosting Agent: Tammi Campbell Tammi Campbell

DESIGN/BUILD YOUR OWN E S T A B L I S H E D READY TO MOVE IN! This ENJOY FISHING or sunning on the beach BEAUTIFUL MODERN POST AND DESIGN/BUILD YOUR E S T A B L Iand S convenient H E D READY TO MOVE model IN! This ENJOY or sunning on the beach BEAUTIFUL POST crafted AND HOME for as little as $1000 OWN down, NEIGHBORHOOD upgraded “Berkshire” has when youFISHING buy this 3BR/2BA Contemporary BEAM home onMODERN 11.5 acres. Artfully HOME for as little $1000 down, NEIGHBORHOOD upgraded has when you buySaltbox this 3BR/2BA Contemporary BEAM home on 11.5 acres.

Artfully+crafted no construction loanasnecessary!

I&J to downtown and and Rt convenient 29. Well hardwood “Berkshire” floors, granitemodel counters, cedar-sided with open floor plan, bright, airy living area. + 2BR/BA office. no construction loan this necessary! to downtown Rt hardwood 29. Well hardwood floors, granite counters, cedar-sided Saltboxwith withrock open plan, bright, airy living area. +home 2BR/BA office. invites you to tour ParadeI&J of maintained homeand features gas fireplace, built-in cabinets, 9’ delightful sunroom wallfloor waterfall, A wonderful vacation - or+live in invites to tour this plan, Paradewith of maintained home porch, featuresmain hardwood gas fireplace, built-in 9’ delightful sunroom rock waterfall, A wonderful vacationViews homeare - or live in Homes you Award winning floors, screened level ceilings, stainless steel cabinets, appliances, large laundry room,with plenty of wall storage space, paradise year-round. protected Homes Award winning plan, high with floors, main level ceilings, stainless appliances, large laundry room,shed plentyand of storage paradise year-round.

Views large windows, open spaces, laundry,screened 1 full and porch, 1 half bath on main 4 bedrooms and steel 2.5 baths - the additional storage garden space, spot. with a charming upscale B&Bare onprotected one side, large windows, open spaces, high laundry, and 1basement half bath on main 4 bedrooms - the additional storage shed and 20 garden spot. with charming upscale B&B onacross one side, ceilings, elegant fixtures & finishes. level.

Full1 full finished includes list goes on and and 2.5 on.baths $379,900.

Only 15 minutes to shopping, minutes to and aaconservation easement view the ceilings, elegant finishes. level.

Fulland finished basement includes list goes on and on. $379,900.

Only minutes to shopping, 20 minutes to and easement view across953the EveryHAWKWOOD detail hasfixtures been & considered! kitchen laundry, 1-2 bedroom MatthewWoodsonProperties.com Cville.15 $209,000. www.TammiCampbell. river.a conservation $325,000. Margaret Ramsey, 3761 ASHLEIGH WAY ROAD 1630 COURT FOREST GLEN SUBDIVISION Every detail has been considered! kitchen and laundry, 1-2 bedroom MatthewWoodsonProperties.com Cville. $209,000. www.TammiCampbell. river. $325,000.(510719) Margaret Ramsey, 953or I&J with outside 960-5187.

Time: 1-4 pm Many floor plans are available Hosting Agent: Mike Peters com 985-2348/882-5403.

7057/296-7171.

Time: 12-2 pm access. $223,100. Julie Hosting Agent:(501463) Nicole Lewis Time: 1-3 pm Hosting Agent: (514558) Susan Stewart Many flooryou plans are available or own I&J with outside access. $223,100.

Julie 960-5187. (501463) com 985-2348/882-5403. (514558) 7057/296-7171. (510719) can help design your very Holbrook, 434-989-4415.

(512616) From Rt. 29 in you Ruckersville on Directions: North on Hydraulic Rd; left $10,000 CLOSING COST CREDIT. In this 4.92 acre private wooded setting GORGEOUS HOME located(512616) in one of Stony Point’s most desirable neighborTHIS BEAUTIFUL NEIGHBORHOOD welcomes as you drivehead into west lots with Directions: From 29N, East on can help you design your very own Holbrook, 434-989-4415.

From33, Rt.approx.

29wait, in Ruckersville head west on Directions: North Hydraulic Rd; Rd; left of wildlife. plan! $369,000.

Stewart 434From 29N, East on hoods.

This home looks 29N, and feelsEast like brand construction. and you will find a delightful custom-builtSusan 5 bedroom, 3.5 bath ColonialEarlysville with many Rd; mature trees and an abundance Don’t call us today so we Rt. 7 miles turn leftcan on show Rt. leftonBuck Mountain Directions: From on new Directions: Rio, Right High on end Greenbrier, Left plan!Enjoy $369,000.

Susan Stewart 434Rt. approx.

7 miles left onwoods Rt. Earlysville left Buck Mountain Rd; Beautiful many modern recent upgrades. theatre and entertainment will some plans from our builders. subdivision that is tucked into recent Left improvements. the private deck overlooking the extensively land- Rd;you 242-3550.

(505508) 622 33, (Celt Rd) approx.

1turn mile totheleft on right Simmonds Gap Rd; right Buffalo Directions: From 29N, The East on room onto Rio, Right on area Greenbrier, Rio, Right on Greenbrier, Left onto Banbury, thru stop sign, leave you in awe. 4.76+/- acres with 5 bedrooms, 3.5 baths. Minutes to all Charyet close everything.

Well, Septic, low HOA feesapprox. and paved throughout. scaped yard. Full, 242-3550. partially-finished walkout basement and easy livingright floor Rd; plan.left toand (505508) 622 (Celt Rd) 1 roads mile Mtn to left on Simmonds Gap Rd; Buffalo Sunset Rd (Entrance to Greene Lake) River continue ontoright Buffalo River Rio, Right on Greenbrier, Left onto Banbury, sign, FFrom Zion Crossroads – Rt. (519860) lottesville hasthru to offer. $479,900.

Lewis, susanstewart76@gmail.com Susan Stewart 434-242-3550.

(510916, 17, 19) Banbury, stop sign, Nicole homeonto on 249-9991. home (524390) on the left. thru stop A must see home!Directions: $449,900. Mike Peters 951-5119/981-3995.

Sunset Rd (Entrance to Greene Mtn Lake) River Rd; left to continue on Buffalo River to 2nd left onto Logtrac. House on right.

Rd (becomes Celt Rd); left Chapman Rd; Directions: FFrom Zion Crossroads – Rt. Banbury, thru stop sign, home on home on the left.

15 South. Cross Rt. 250 and do immediate the left. ALSO OPENtake 10/23 to to 2nd leftCrossroads onto Logtrac.

House right.

Rd); left Chapman Rd; I-64E Directions: From Pantops, 20NFROM through Stony Point, take a Left onto GilDirections: From Zion exit 136, turnon right onto right Lane; right toCharlottesville 2nd house Directions: From 15 Charlottesville take Road west to Rd left (becomes onTouchstone Ow- Celt South.

Cross Rt. Barracks/Garth 250 and do immediate the left. PRIOR ALSO OPEN 10/23 FROM U on turn into parking lot.on Look for sign. bert Station Road (Rt. go ~3.5 miles to a left on Ashleigh Way. House is 15SLane; (Jamesright Madison Hwy) to right on 640 (Haden Martin Rd) to Forest Glen on the right Touchstone to 2nd house 2-3PM TO640), AUCTION. ensville Rd to right Tilman Rd to right Hawkwood Court to left at gravel on left (2nd sign).

U turn into parking lot. Look for sign. on the left.PRIOR TO AUCTION. 2-3PM right. SUBDIVISION TOUR, AGENT ON DUTY AT FRONT OF SUBDIVISION. on left (2nd sign). driveway.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Time: 1-4 • Hosting Agent: Time: 1-4 • Hosting Agent: Julie Holbrook Julie Holbrook

37 WEXFORD RIDGE ROAD ROAD

R E IN DU IV CE Y D

2226 BANBURY STREET STREET

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NEWS & VIEWS

Real Estate Related News

Inc. Magazine Names Nest Realty to 2014 Top 5000 List of Fasting-Growing American Companies Nest Realty, a full-service, independent real estate brokerage with operations in Virginia and North Carolina, today announced that Inc. Magazine has recognized it as #1041 on the magazine’s annual 500|5000 list of fastest-growing private companies in the country. Nest prides itself on being a “different breed of brokerage,” and the company’s investment in quality brokers and innovative practices has set it apart from other firms over the past six years in the swiftly-evolving, real estate market.

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NEWS & VIEWS

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

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Key Highlights: • Nest Realty achieved 428 percent growth over the past three years and $7.7 million in revenues in 2013 to qualify for the list.

• Nest Realty ranks as the #6 fastest-growing, private, American real estate brokerage nationwide.

• Within Charlottesville, Nest is the fifth fastest-growing company.

• Among all Virginia companies, Nest ranks #74 on the overall Inc. 2014 list.

For a second straight year, this distinction now places Nest Realty among a myriad of notable brands that Inc. has recognized including Microsoft, Zappos, and Chobani for their passion and commitment to hard work.

In tandem with this recognition, Nest Charlottesville ranks first, yearto-date, in total sales volume in the Virginia real estate market areas of Charlottesville and Albemarle. In addition to Nest’s current offices in Charlottesville, Blacksburg, Hampton Roads, and Fredericksburg,, the company also recently opened it’s fifth office in Asheville, North Carolina.

“It is an honor to be named to the Inc. 5000 list for the second year in a row,” said Jonathan Kauffmann, Principal Broker and Founder of Nest Realty. “This exciting accomplishment is a testament to the professionalism and expertise of our incredible team of brokers as well as our dedicated marketing team. We hope that our commitment to superior customer service and drive for constant improvement will continue to result in happy clients in the future. ”

What’s Happening Around Town?

Verizon Foundation Supports ‘STEM’ Educational Experience for Children at Friendship Court Children at Friendship Court Apartments in downtown Charlottesville have an innovative opportunity to learn about subjects that can help

them acquire skills needed for tomorrow’s workplace, thanks to a grant from the Verizon Foundation.

Piedmont Housing Alliance Executive Director Frank Grosch, Deputy Director Karen Reifenberger, and Program Services Director Shelley Murphy on July 25 welcomed representatives from the Verizon Foundation, who presented a check for $10,000 to support Piedmont Housing Alliance’s project to bring Science, Technology, Engineering and Math or “STEM” subjects alive for the Friendship Court children.

The foundation’s grant will allow 20 elementary aged children at the apartment complex, which is owned in part

by Piedmont Housing, to participate in a STEM learning partnership with Piedmont Virginia Community College over the next school year.

“We are thrilled with this Verizon Foundation grant, which could not have come at a better time,” stated Frank Grosch, PHA’s Executive Director. “This summer we introduced 20 children to PVCC’s STEM offerings through its Career Academy, and now we can keep the momentum going into the school year.”

Verizon Manager-State Government Affairs Steve Cronemeyer, said, “The Friendship Court Career Academy program is a good fit with the Verizon

It’s Coming...

Foundation’s mission to work with innovative partners to increase student interest and achievement in STEM subjects, particularly in underserved schools.”

Waynesboro Symphony Returns to Paramount Theater The Waynesboro Symphony Orchestra highlights its 19th Season with its annual concert in Charlottesville at The Paramount Theater on October 24, 2014. The concert, appropriately titled “Symphonic Masquerade - an Evening of Suspense and Romance,” features such pieces as Strauss Overture to “Die Fledermaus” and highlights from Webber’s “Phantom of the Opera,” along with other Broadway favorites. Under the direction of Director of Music, Peter Wilson, this concert features the vocal artistry of celebrated baritone Kevin Bennear. This festive occasion promises to engage the audience with celebrated repertoire in a Pops concert theme, sure to inspire all ages. Costume attire is welcome.

Orchestra Level tickets are $30.00 and include hors d’oeuvres and cash bar. Orchestra tickets for Students are only $10.00. Balcony Level seats, at $75.00, include hors d’oeuvres, an open bar and a private reception with Dr. Wilson, and other members of the Waynesboro Symphony. n

51ST ANNUAL

Parade Of Homes OCTOBER 4-5 & OCTOBER 11-12

R P ED R U ICE C ED !

PoPlar SPring poplar Spring Flower Camp IncredIble Value In albemarle

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7 ACREoffers.

PROPERTY unique setting, OWNER ENCOURAGES OFFERS. Country 4 over Owner 4 THIS JAMES RIVER The retreat your family has been hoping encourages Country enjoys 4 over 4a restored restored farmhouse just east of Scottsville on 9+ acres.farmhouse for!

48 acres on the James River in Buckingham County built injust 2005, fir floors, whole house generator, eastitofoffers Scottsville on 9+ acres.

House House has been totally renovated on both floors to with propane backfloors up, satellite TV. rustic Wateraccommodations for up to 30 guests. Buildings has heat been pump totally with renovated on both to include include modern new kitchen, two full baths, metal roof,modern include: The Big House (1400 s.f., 3 BR), Baby House is provided by 2 two wells, flow metal of 30+roof, gpm.

Gracious new kitchen, fullabaths, and and beautiful wood floors. Ideal small farm situation beautiful (bedroom entry wood hall, living with farm FP, dining room, spaciousonly - no bath) Pavillion with Kitchen (bunk floors. room Ideal small situation with with fencing for animals and several outbuildings, bed laundry dormitory on upper level) and beautiful, historic barn. master suite has & steam shower,includlarge fencing for animals andtub several outbuildings, including a 3 stall barn and a small stream.

Remote. & Beautiful setting with mature trees/plantings add’land full abaths, ing room, a 3 stall2 barn smallkitchen stream. with marble counters along a country lane, 2/3 wooded with trails. custom cabinetry as well as a wine cooler. MLS#512333, MLS#518713, $310,500 MLS#518713, $310,500 $374000. Almost $100k below assessed value.MLS#518093, $695,000

417 Park Street • Charlottesville, Virginia 22902 434-296-0134 • www.farmandestate.com

Old Trail Villas from the upper $490’s

Model Homes Open Daily 12-5 Avinity SOLD OUT! Foothill Crossing from the mid $400’s Hyland Ridge from the low $500’s Old Trail Creekside from the low $500’s Lochlyn Hill COMING SOON! Old Trail Village Homes from the mid $300’s Old Trail Courtyard Homes from the low $400’s Kenridge from the low $700’s Belvedere COMING SOON!

CRAIGBUILDERS.NET

| 434 .973 .3362

Out of Bounds from the $400’s

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one level living with mountain views

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Farm, EstatE and rEsidEntial BrokErs

Charming 3 bedroom / 2.5 bath farmhouse, over 2,600 fin.sq.ft, 4.77 park-like acres, 7 m.

SW of C’ville. Privacy, protected views & setting, beautifully landscaped. Option to divide lot, 2nd driveway in place. $429,000. MLS#520333. Will Faulconer (434) 987-9455

SUPERB VALUE! 4 BR residence on 8.5 ac. over 6,600 fin.sq/ft, spacious main level master suite w/stone FP. Two 2-bay garages, barn, priced below assessment. $749,000 Jim Faulconer (434)9810076 MLS#520477 for caar.com

KESWICK - Walnut Grove is an impeccably maintained & updated brick residence on 6.9 park-like acres. Residence has LR; DR; huge FR adjacent to kitchen & screen porch; 4 BR/ 3 BA& 3 FP. $499,900 Charlotte Dammann (434)981-1250. #507338

ANDREWSIA- 253+/- acre parcel with views of the mountains in the distance. Currently being used as fertile crop land. $1,554,000 Charlotte Dammann (434)981-1250.

MLS#509267

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LIGHT, BRIGHT, AND MOVE-IN CONDITION. Valuable extras: double glazed windows, paved driveway, wood burning FP, Trane HVAC, lg. back deck. Fresh paint throughout. Cul-de-sac site, very private, backs to 40 ac. of common area. HOAfees just $120/year! MLS 524331, Dora Conway, 434-825-5742.

Charming, yesteryear bungalow within easy walking distance of downtown mall. 3 BR, 2 BA, large LR, DR, private backyard in this home whose character has been carefully maintained. $309,000.

MLS# 522538. Nancy Roche, 981-7873.

STONE HILL-magnificent 5 BR home, superbly built and maintained, 21 ac. near Free Union, panoramic Blue Ridge view! Traditional home surrounded by expertly designed gardens, stone walls. Call Jim Faulconer, 434-981-0076. $1,579,000 MLS #517592

ESTATE PARCEL WITH MOUNTAIN VIEWS OF THE HISTORIC SOUTHWEST MOUNTAINS! A terrific 5+/acre lot conveniently located with quick access to downtown, Martha Jefferson Hospital, UVA, NGIC and Northfork Business Park. $299,000 Charlotte Dammann(434)981-1250 MLS# 523777

Thoughtfully designed, 5 bedroom brick home on 2.18 acres in the Rocks & Murray school district. Spectacular mountain views from all windows. Custom cherry cabinetry throughout, great room +formal living & dining rooms, 1st floor master bedroom, fabulous kitchen, 3 fireplaces, surround sound, security system, bedrooms up have built-in desks w/cherry cabinets, rec room, office & bonus areas in terrace level. Lovely swimming pool, beautiful landscaping, generator, garage. $1,399,000. Betsy Swett, 2492922. MLS#517766

UNIQUE IN A GOOD WAY. 2+ac. and an interior that feels like a big city loft.

Heated tile floor in kit, polished concrete floors, soaring ceilings, real pine paneling, built-in storage. MLS 523973 Dora Conway, 434-825-5742

QUAKER RUN FARM - Magnificent Blue Ridge views, superb location near National Park, trout streams, & trails.

Expertly restored, 3BR, 3BA farmhouse, barn & pool. $979,000 Jim Faulconer (434)981-0076. MLS#513585

INVESTMENT OPPORTUNITY- Currently zoned R-1. County plan projects land as urban density.

12” Water line along Rt 29. Best use would be multi-family housing adjacent to Forest Lakes and Hollymead. $4,995,000. Steve McLean (434)981-1863 MLS#521360

Walnut Hills - 4BR,4.1BA home in parklike setting. Gated community w/ swimming, tennis, clubhouse & more. Mins. from UVA & Downtown. $849,500 Judy Campbell 434-466-6688 MLS 520198

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

Farm, EstatE and rEsidEntial BrokErs

BUCK MOUNTAIN - Prime location in the heart of Free Union! 2.52 Acres adjacent to the Doctor’s office. Wooded lot with massive potential. $185,000 Steve McLean (434)981-1863 MLS#522508

CEDARWOOD FARM- Private 176 acre farm, just 18 miles southeast of Charlottesville. Approx. 26 acres of lush pastures & hayfields w/the balance in predominantly hardwood forests Ideal primary residence, Gentleman’s Farm or weekend retreat. $695,000 Steve McLean (434)9811863 MLS#518607

Remodeled home in Harmony, Meriwether School District, 5 BR, 4 BA, great room, formal living & dining rooms, lst flr. MBR, rec room & guest suite on terrace level. $749,000. Betsy Swett 2492922. MLS#519067

Charming c. 1879 4-5 BR renovated farmhouse, 34 acres, under 15 miles from city.

Beautiful bucolic setting, large stream, pastures and hardwoods near Walnut Creek Park. $795,000. Jim Faulconer (434)981-0076. Caar.com, MLS#519305

JORDON RUN FARM - This spacious home is tastefully decorated on over 21 acres, privately situated in a very protected neighborhood of large parcels with community trails. $1,050,000 Jim Faulconer (434)981-0076 MLS#517442 on caar.com

COLTHURST FARM - Beautiful architect designed home on just over 3 ac. offers privacy & gorgeous mountain views, all within minutes west of Charlottesville! $1,195,000 Steve McLean (434)981-1863 MLS#520708

Build your dream equestrian facility on 15 open acres with bold views, all located in premium foxhunting country of Somerset and within hours of A-rated horse jumper shows, steeplechase, polo and eventing competions. Rare opportunity. $315,000 Andrew Middleditch(434)981-1410. MLS#520517

KESWICK - Rueben L. Moore house is an updated farm house with bright open spaces situated on 2.5 acres. The residence has spacious rooms, state of the art kitchen, 4 bdrms, & 3.5 baths. Current owners have added a great garage with flexible space. Enjoy the out of doors on the private land with patio & firepit. $689,000 Charlotte Dammann (434)981-1250 MLS#520372

Conveniently located in Berkmar Crossing. First floor is retail space (1,857 sq/ft) with adjacent warehouse (1,401 sq/ ft) area. Second floor is offices. $675,000 Charlotte Dammann (434)981-1250.

MLS#518267

JAMES RIVER FRONTAGE - Wonderful 463+/- acre farm with approximately one mile of frontage on the James River. Dungannon Farm includes tenant houses, sheds, a pond, gorgeous pastoral, mountain and river views, complete privacy and a scenic rural setting. $2,250,000. MLS #503312 Steve McLean (434) 295-1131.

FLORDON- One level living in highly sought after Flordon. Immaculate brick home with pond frontage on 3.75 park like acres with a finished basement and many upgrades. $1,395,000 Steve McLean (434)981-1863 MLS#522406

EXQUISITE FARMHOUSE-STYLE HOME, designed by Dalgliesh Gilpin Paxton Architects- on over 37 acres at Bundoran Farm, appx. 15 minutes south of Charlottesville. $3,995,000. MLS #505875 Steve McLean (434) 295-1131.

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

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RIVER CIRCLE FARM – 118 Productive acres, Nelson County, long frontage on James River. Circa 1920 restored farm house, pool, guest cottage, private and scenic! $1,495,000. Jim Faulconer (434)981-0076.

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Farm, EstatE and rEsidEntial BrokErs

EDNAM- Exceptional custom residence with many features including 2 master bedroom suites, 3 baths, lower level office w/gas fireplace, lovely living room w/brick fireplace, custom kitchen with professional appliances and granite countertops, quaint deck off kitchen. $995,000 Andrew Middleditch (434)981-1410 MLS#522465

SWEEPING MOUNTAIN VIEWS from this extraordinary stone and authentic stucco residence on 21 acres in parklike Blandemar. Custom built, 4 BR, 4.5 BA home. $1,595,000 Tim Michel (434)960-1124 or Jim Faulconer (434)981-0076.

MLS#512258

GUTHRIE HALL - Magnificent circa 1901 Arts and Crafts residence, 12,000 sq.ft. main house built of quartz stone 20 minutes to Charlottesville, mountain views on 750 acres. National Historic Register & Virginia Landmarks Register. $5,950,000 Steve McLean (434)981-1863 MLS#521072

BLANDEMAR- 8,800 sq/ft, English Country-style home, built in 2007, overlooking a 6-acre pond to the Blue Ridge Mountains beyond. 42 gently rolling acres, complete privacy, breathtaking setting - all within minutes from town! $5,350,000. Steve McLean (434)981-1863 MLS#513005

Beautifully built custom home with lovely details, privacy, mountain views and pond. Great setting on almost 45 acres only 20 minutes to Barracks Road. $1,695,000 Steve McLean (434)981-1863 MLS# 518203

BARNAHILL FARM - 184 acre Loblolly tree farm located approx. 25 minutes north of Charlottesville. Immaculate architect designed main residence built in 1996, over 4,100 fin. sq/ft, 4BR/4BA, 2 FP’s. Stream & generator. $1,690,000 Steve McLean (434)981-1863. MLS#512586

ESTES FARM-c. 1795, classic residence, 6 BR, 2 BA. 171 Acres near Shenandoah National Park, Madison County, magnificent views! Long frontage on pristine Rapidan River. $1,495,000 Jim Faulconer (434)981-0076 CAAR MLS#520773

IVY – Immaculate 5BR/4.5BA home on 6 acres, just 5 to town. Bright open floorplan, 5,000+ sq.ft., high ceilings, quality finishes. Great setting, exceptionally private. Murray School District. $1,395,000 Steve McLean (434) 9811863 MLS# 518163

KESWICK ESTATES- 2.5 acres in Keswick Estates.

Lovely views of the golf course & mountains in the distance yet very private. Architecturally designed 7000+ sq ft residence. #451592 Charlotte Dammann (434)981-1250. #451592 $1,950,000

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

I N

E V E R Y

417 P ark S treet , C harlotteSville , va 22902 FOXCROFT Tucked away at the end of a cul-de-sac, beautiful 4 bedroom home with over 2800 finished sq. ft. in popular Foxcroft. Just minutes from Downtown, UVa, and both hospitals, schools and shopping.

Very open floor plan with, screened in porch and extra large media/rec room for entertaining, Mature, low maintenance yard with many flowering bushes and trees. Community clubhouse, pool and playground. Priced to sell. $329,900

2105 Avinity Loop

Gorgeous architectural elements such as coffered & tray ceilings, soaring foyer with open rail staircase, and substantial wood trim that combine with abundant recessed & natural lighting to create a warm, pampering atmosphere. Chef ’s kitchen has rich espresso cabinetry, sparkling stainless appliances, & huge island with granite topped bar. Two master suites up; one down. Large SOLAR screened deck overlooking the community green.

MLS# 523264 | $375,500

RING SONJA 434-981-3523

Courtney Sargeant 434.962.3100

courtneysargeant7@gmail.com www.loringwoodriff.com

CAAR

Real Estate Weekly Article Archives are Available Online at

issuu.com/caarrealestateweekly/docs KATHRYN HALL BENTLEY REALTOR®

Let’s Make it Happen for You! Schedule your appointment today OLD TRAIL

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SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

HOMES For Sale PRICE RANGE

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OH SO CONVENIENT REDFIELDS One level living possible with master suite downstairs, two bedrooms, bathroom & loft upstairs. All yard work & maintenance taken care of by HOA in friendly neighborhood. Vaulted ceiling and gas fireplace in living room in very stylish living room. An abundance of windows & skylights, all in move in condition. Lovely walk, trails and less than 2 miles from UVa $339,000

RING SONJA 434-981-3523

Sonja Casero, (434) 981-3523 Multi-Million Dollar Top Producer for over 20 years Consistent Award Winner Hall Of Fame

Call Sharon, (434) 981-7200 Native of C-ville with 25+ years of local Real Estate Experience.

Hall Of Fame

434.989.6769 Cell 434.951.5148 Office kbentley7147@gmail.com www.RoyWheeler.com

¿DESEA SER PROPIETARIO DE SU CASA Y SU FUTURO? LO BASICO PARA CALIFICAR: • Ciudadanía, Residencia, Visa profesional, TPS • Crédito establecido por 8 meses mínimo • 2 años de trabajo/taxes

OLGA ALCAIDE-MORSE

Bilingual Agent Hablo su idioma y mis consultas son gratis.

434.960.4037 olgamorse@gmail.com

CALL SHARON 434-981-7200 SUMMIT VIEW LANE

“The Sterling” by Barry Meade in Cory Farm. Open floor plan includes 4 BD and 2.5 Baths. First floor master suite, living & dining rooms w/trim work, transoms & bay windows. Spacious gourmet kitchen w/breakfast nook & bar. Great room w/vaulted ceiling & FP. Bright, sunny yard; great for gardening, entertaining & playing. Wonderful terrace & pergola, backs up to open common space. Western Alb. Schools. Replaced and upgraded entire A/C system last fall. New paint and carpet will be in soon! 385,000

CALL SHARON 434-981-7200

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WIMBLEDON WAY

Pristine end unit beautifully maintained and almost everything updated. New roof, new HVAC, newly painted, new flooring. Two master suites - one on first floor. Wood burning fireplace in great room. Eatin kitchen. Deck with privacy fence. Lots of storage behind coat closet and good attic storage. Terrific yard, quiet street, neighborhood pool, public golf, tennis, playground and walking trails. $235,000

follow guidelines laid down by the mortgage company that engages them.

For example, when determining the gross living area of a home the appraiser can only consider rooms that are above grade. That means if there are two 1,000 square foot ranchers in the same neighborhood, but one has a finished 1,000 square foot basement, they would still both have the same gross living area for appraisal purposes. This doesn’t mean that the finished basement doesn’t add value to a home, but it is not on par with the upstairs.

In addition to counting bedrooms, bathrooms and square footage, the appraiser will walk through the home and note the materials used for floors walls and countertops. They will also consider the condition of the home, Kennedy said, as well as any history of repairs. This means if you have done repairs over the years, for example replaced the roof or the HVAC, added new windows or updated your kitchen or bath, be sure to provide the apprais-

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FEATURE

WHAT IS YOUR

HOME

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etermining a home’s value is key to a successful listing and sale. Sellers who insist on over pricing their home will find that when it doesn’t compare favorably with others in the same price range buyers won’t make an offer. Meanwhile, buyers looking at lower priced homes who may be good prospects won’t see it at all. For homes that are reasonably priced, the negotiation between buyers and sellers with the advice of their agents will ultimately determine their market value. However, before all parties can go to closing, there is another critical step.

While the ultimate price on the sales contract reflects what the buyer is willing to pay for the home and what the seller will accept, the mortgage company will nevertheless require a report from a

WORTH?

BY CELESTE M. SMUCKER

professional appraiser. Since appraisers have no stake in whether the home actually goes to closing, they are the most objective party in the transaction, and their objectivity is further enhanced by the requirement to rigorously follow the mortgage company’s guidelines.

When the appraisal report is complete, the mortgage company determines the amount it is willing to lend based on the terms and conditions of the loan package. This can range from 100 percent financing (still an option though it is much more rare than it once was) to a pre-determined percentage of the appraised value of the home.

If the appraisal comes in under the price on the sales contract, the buyer either has to make up the difference out of pocket or has the option to pull out of the contract, not an agreeable outcome for any of the parties involved.

A home’s appraised values reflects a range of variables such as the quality of the local school district, distance to amenities like shopping and other services, condition of the home and landscaping, its age and whether or not it has been renovated, the age of the heat pump or the roof and the color of the walls or carpet. The value and condition of other homes in the neighborhood are also big factors in determining the value of a particular house. While sellers are not able to control many of these variables, they can become familiar with the process and take steps to assure their home gets the best possible appraisal report.

How Appraisers Work An appraiser works from a fixed formula, explained Jim Kennedy with Kennedy & Associates and they must

er with any records so the improvements can be taken into consideration when the appraiser is preparing his or her final report.

Comparables Are Critical When determining the value of a home it is essential to consider the competition, said Troy Johnson with Absolute Appraisals. It is not uncommon, he continued, for homeowners to keep track of every improvement and the costs incurred. When they are ready to sell, they want to add this figure to what they paid for the house in determining what they think it should be worth.

Unfortunately this is a cost approach to value that fails to consider that a home’s price is always relative to what similar homes have sold for in the same community, Johnson said. So, for

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FEATURE

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Cost Versus Value

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Save Your Money

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Full Service Call Now! 434-977-5530 HomeSell Realty Charlottesville Office 2019 Woodbrook Court, Charlottesville, VA 22901 example, it’s great if you just replaced your roof, but unless most of the other homes that sold had leaky roofs, what you have done with your repair is bring your home up to standard with the others in the neighborhood. This means its sales price will reflect what the others in your area sold for regardless of what you paid the roofer.

Home valuations based on tax records can also give misleading results, Kennedy said. He explained that tax records often don’t reflect improvements or additions to a home and the square footage may be way off. As a result, estimates of your home’s value that uses these records may give a general idea of what it’s worth, but chances are will not be very accurate.

Trends in real estate are also a factor in determining your home’s value.

Today people are gravitating to homes with big kitchens and open floor plans, Johnson said. Also one level living is also very popular. If your home is a conventional two story with all the bedrooms upstairs, its market price may be less than one next door with a first floor master suite, even if both homes have been well-maintained and have the same square footage.

If you are thinking about selling your home and are considering some spruce ups, focus on the kitchen and

the bath, Johnson said. Natural stone countertops “go a long way” towards making your home more appealing in today’s market. These would include granite, soapstone, or even concrete if your home and your tastes are very contemporary.

Kennedy agreed with the importance of kitchens and baths if you are looking for ways to make your home more appealing. He suggests upgrading your appliances to ones that have a more up to date look and function.

Upgrading carpet and paint colors to reflect current trends can also be low cost ways to bring your home up to standard with today’s market, Johnson explained. You may not see an actual return on dollars spent in terms of a higher sales price, but these updates will make your house more competitive which can mean a quicker sale. Since more days on the market are costly, you can actually save money by doing the right cosmetic repairs.

Before you make any final decisions about upgrades, invite your REALTOR® over to walk through your house and give you suggestions. They are very familiar with your competition and can give good advice on what will be the most cost effective ways to get your home ready for sale.

If you are planning some renovations and want to know if they will add to the value of your home when it goes on the market, there is another source of helpful information.

Every year Remodeling Magazine publishes the Cost vs. Value Report that is available at their website.

The report considers 35 common remodeling projects and compares their costs with what REALTORS® and brokers estimate they will add to the price of the home when it sells. This year 4,500 REALTORS® from around the country participated in the survey, and each region was represented by selected cities, the closest to us being Richmond.

The good news is that as the housing market improves, so do the values of different remodeling projects. This year’s report shows that the number of dollars recouped on remodeling projects increased for the second year in a row, and while national trends were reflected in regional data, there were some interesting local variations.

For example, the top project nationally was installation of a new steel entry door, which recouped 96.6 percent of its cost at closing. This renovation no doubt reflects the continuing importance of curb appeal in today’s market.

While homeowners in our area can expect an even higher return on this project (100.3 percent) a bathroom remodel that returns 110 percent is an even better investment. Nationally the bathroom remodel returned only 72.5 percent.

cement siding replacement is also a good choice returning 94.2 percent.

If you could use more living space in your home, you might want to consider adding an attic bedroom (89.6 percent) or undertaking a basement remodel (86.5 percent).

Do Green Features Help Sell Your Home Will you get a higher price for your home if you invest in energy savings?

While research elsewhere in the country suggests the answer is yes, local appraisers say this can be a difficult question.

A 2012 article in the Washington Post reported on a study conducted in California, which was based on 1.6 million homes sold between 2007 and 2012. Results showed buyers were willing to pay an average of 9 percent more for a home that was green certified. This result held even after controlling for other variables such as location, school district, crime rates or the home’s amenities.

When it comes to Charlottesville “the verdict is still out,” Johnson said.

He explained that to include the value of green in a report he has to be able to prove the difference with hard figures based on analysis of the data. Unfortunately it is often difficult to find an impact on price.

“We don’t have a big enough volume of sales,” Kennedy said, suggesting it may take a few years with the growing volume of green homes on the market to really say for sure.

“Green features can make your home more competitive,” Johnson said adding that this means your home may sell more quickly than one which lacks these upgrades. “We won’t know until we have more data,” he said.

Depending on how long you are planning to stay in your home it may be worthwhile to undertake green renovations since you will enjoy energy savings, greater comfort, and possible tax credits in the meantime. Keep good before and after records. That way when your house does go on the market you can show prospective buyers the savings they can expect.

What is Your Home Really Worth?

Some other beneficial investments reflect either concern for curb appeal, energy conservation or both. These include garage door replacement, which returned 100 percent in Richmond, and vinyl, and wood window replacement at 99.2 and 96.7 percent respectively. These were substantially higher returns than nationally where both came in at less than 80 percent. Fiber

Valuing your home is both an art and a science. While the market price reflects buyer and seller preferences, this must be backed up by the appraiser’s best estimate of the true value. If you are ready to put your home on the market, consult your REALTOR® about how best to prepare it for an efn fortless sale.

Celeste Smucker is a writer, blogger and author who lives near Charlottesville.

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included, builders ready to finish to $495,000 MLS#518255 your desires. $685,000.

MLS#497369

TANBARK 20+/- Rolling acres in Southern Albemarle County, three dwellings, thoughtfully designed accommodations for livestock of all sizes, adjacent to the James River. Main residence has been tastefully restored and renovated $690,000. MLS#512892

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CEDARWOOD ON THE JAMES

Sits atop a bluff of 11+ Acres, overlooking the Stately brick manor with Jeffersonian James River with far-reaching views across rolling influences acres 10 minutes farmland to on the21Blue Ridge Mountains.from This town. Upon custom the suites homeon intelligently designed housefinishing with 2 Master the level, 6together with an open plan with living willmain feature bedrooms, 6½ baths andbeautiful dining area and an expansive elevated deck mountain, pond and rolling makes for easy, casual living and great entertaining pastoral views.

Architectural plans in all seasons.

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SOUTH KESWICK FARM

KESWICK COTTAGE Charming Keswick Cottage worthy of restoration, situated in a storybook setting on .93 acres. Wood burning fireplace, rear deck and enclosed fenced rear lawn.

Detached 2 car garage with work shop.

Lovely mature boxwoods. Just minutes to Pantops and I-64. $189,500. MLS#523505

BELLVOIR A fine equestrian estate of 43 acres in the heart of Keswick with renovated brick manor home, guest cottage, four stall center aisle barn, board fenced pastures.

Privately situated with poolside gardens and suptuous mountain views. $1,950,000. MLS#504340

CHARLOTTESVILLE MOUNTAINTOP This breathtaking mountaintop parcel of 223+ acres enjoys the most spectacular views of the Blue Ridge, Southwest, and Ragged Mountains just minutes from downtown. A charming cottage in place with additional building sites in complete privacy. $2,995,000. MLS#520850

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Well built home on 11 acres, with year round greenhouse, fabulous barn, partially fenced paddocks in lush pasture. Numerous out buildings, fenced garden, stocked pond and mature landscaping. Only 10 minutes to Pantops and Zions Crossroads. Easy commute to Richmond! $585,000. MLS#522779

PEA RIDGE FARM CLEOPATRA COURT At the footWood of the Blue Ridge, in the Near Broadus Elementary, immaculate of the with Greenwood estate area,on 5heart BR home separate STUDIO 5this manicured acres.

Screen porch overlooks 137 acres rolls gently, open and board/pet play wooded, fenced quality yard 1971with brickfabulous home by area. car garage, CatoTwo Powell.

Private Backup 2 bdrm generators, cottage throughout. overlooks quality the lake.

Believe to be 15 $775,000.

MLS#517693 division rights. $2,575,000 MLS# 506942 C U O N N D TR E AR C T

SOUTHERN ALBEMARLE CHARM Privately situated Incredible 4.57 acresin(twoEsmont, adjoiningthis fine, of older farmhouse has hardwood been newly lots) beautiful elevated, renovated.

Resting on and an quietly elevated forest privately situated plateau withend easily managed gardens, tucked at the of a cul-de-sac on the lawn, andofflower beds,Keswick and on Estate. an acre of grounds the grand land.

First floor and bath.

Under assessment atbed $325,000 ea. $189,500.

MLS#520971 MLS#496155

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OLD LYNCHBURG FARM

Welcome! 68 acre farm in Southern Albemarle with professional kennel, infinity pool overlooking stocked pond.

Stunning Contemporary custom home, with beautifully finished terrace level apartment. Open pasture and wooded trails in a very private setting. $975,000. MLS#523176

Located just 6 miles to town, this 123+ acre farm, with both open hayfields and wooded land, enjoys long frontage on the Hardware River and on Old Lynchburg Rd. Ample water, some fencing, pretty land.

Design your own farm and live the good life in Albemarle County. $795,000. MLS#522768

TIPTON HOUSE c. 1842 Meticulously restored neoclassical brick residence, c.1842, enjoying an elevated setting in Scottsville. Walk to the James River, taverns, restaurants, shops, and library. Exquisite finishes of museum quality. In excellent condition. $485,000. MLS#523101 CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

KESWICK ESTATE Rare opportunity to secure 91+ acres in Extraordinary 70+ acre riverfront estate Keswick, with stunning 6 bedroom custom and horse farm. crafted of estate home in Beautifully a completely private the finest Finest materialsquality featuring dramatic setting. throughout. open floorindoor plan. Indoor and outdoor Incredible and outdoor living fireplaces, wine cellar, pool/pool house, areas. With 5 potential division rights. fabulous barn, magnificent 4 acre lake. $2,950,000.

MLS#523023 An adjoining lot of 64 acres is available. $1,995,000 MLS#503318

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A Virginia Tradition Since 1927 Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com

CHARMING CAPE COD on 2 ACRES, lovingly cared for & masterfully “refined” by homeowner offers 3BR (pos.

5BR), 3BA, den, formal dining room, eat-in kitchen, first floor master, spacious living room & many custom features throughout. Manicured landscaping, perennial gardens, 3 sheds & 2 ponds. $264,900. The “YES” Team, Yonna & Keith Smith. 531-0817/531-0795. (524375)

CONVENIENT CITY RESIDENCE close to UVA and downtown featuring hardwood floors, large eat-in kitchen, 3BR/1BA. Property enjoys a large yard in the rear and is close to the corner, neighborhood library and downtown mall. Excellent investment property priced below recent bank appraisal. $153,000. info@stevewhiterealtor.com Steve White, 242-8355. (523648)

LOCATED IN WESTERN ALBEMARLE off a quiet country lane you find this private 3BR, 1817 sq ft 2 story residence situated on 5.16 acres. 2 car attached garage, full unfinished basement and screened porch. Mix of open and mature hardwoods with nice pasture views with great access to Cville and Crozet. $249,500. info@stevewhiterealtor.com Steve White, 242-8355. (523855)

NEW TO MARKET! Great location near UVa and the new Stonefield Shopping Center, this attractive two story town home with 3 bedrooms has been wonderfully remodeled and updated including beautiful wood floors, new kitchen counters and much more! $196,900. Mike Peters 951-5119/981-3995. (524432)

SPACIOUS, LOW MAINTENANCE BRICK HOME in great city neighborhood. 4 bedrooms plus bonus room and fabulous family room. Beautiful wood floors on main level. Two fireplaces add character and charm. New windows and fresh paint. Easy care yard. Quiet street. Wonderful Rivanna Trail just a short walk away. $275,000.

Jim@JimMcVay.com 434-962-3420. (522860)

THIS HISTORIC TREASURE was built in 1839 by the Garth family. Glimpses of the Blue Ridge to the west.

Solar powered greenhouse has radiant heat floor and hot/ cold water. 40x10 front porch is practically a living space!

5 minutes from downtown Crozet and schools. Over 3,300 finished square feet and nearly 1 1/2 acres. $361,000. Jim@ JimMcVay.com 434-962-3420. (521184)

ONE OF A KIND, custom built home by Arcadia Builders in desirable Upper Ballard-Old Trail. Old world craftsmanship & attention to detail is evident inside & out.

True one level living w/1st floor master & laundry. Custom acacia, cork, & hardwood floors. Professional grade appliances, quartz counters, and tile detail in kitchen. $849,900.

Denise Ramey 434-960-4333. (522943)

GREAT LOCATION, an easy drive to 250 and 64.

Minutes to Zion Crossroads, commute to Charlottesville or Richmond. Cottage-like home on just over an acre.

Screened in front porch, two bedrooms on the first floor, third in the basement. Huge family room in the basement.

Hardwood floors and fireplace. $145,000. Kim Johnson, 465-5138. (501668)

PRIVATELY SITUATED well-built 2 story home. Fully operational year round greenhouse, fabulous barn, partially fenced paddocks, lush horse quality grass fields just fertilized, equipment shed and 3 bay run-in shed, plus fenced garden area. Stocked pond and mature landscaping. $525,000. JimBonner.com 951-5102. jim@jimbonner.com (522779)

EXCEPTIONAL PRIVACY on 1.47 AC. 4 BR, 3.5 BA & over 4,200 sq.ft. LR w/ FP, formal DR. Fam Rm w/stone FP. Cherry hwfl. Spectacular chef’s kitchen / great rm. w/ vaulted ceiling, loads of light! Step down 1st fl. MBR w/ Luxury BA & huge W-I closet. 3 spacious BRs. 3 Terraces. $825,000. Byrd@ByrdAbbott. com 242-9600. (523080)

LITTLE POND. The charm of an old farmhouse meets beautiful renovations & new construction. All new systems, roof, plumbing, electrical. Spacious rooms. Over 1 acre with small pond views. Friendly neighborhood.

Convenient location into Charlottesville. $319,000. Floor plans, elevations and plat are available. Call Duke Merrick, 962-5658. (516733)

CONVENIENT AND CUTE as a button! This cozy little home offers 3BR/2BA. Fresh new paint and carpet is ready for your decorating. Spacious outdoor spaces include supersized rear deck and large back yard. 2 car detached garage has its own HVAC heat pump for those serious hobbies or just spoiling your car. $174,500. MatthewWoodsonProperties.com 960-5187. (520178)

NEW CONSTRUCTION HOME and tons of value!

Wonderful open floor plan boasting upgrades not typically seen in this price range. Spoil yourself with hardwood floors, upgraded cabinets, SS appliances, recessed lighting, large tiled master shower, attached garage and massive unfinished basement that opens to a large back yard. $249,900. MatthewWoodsonProperties.com 960-5187. (519481)

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CITY CONVENIENCE. COUNTY TAXES. Walk, bus or drive 5 min. to great shopping, restaurants, cinema, and fine Albemarle County Schools. 2 large bedrooms, 2.5 baths, bright eat-in kitchen opening on to a spacious deck overlooking private back yard. Hardwood floors throughout, gas FP. No HOA fees. $193,500. Joan Esposito “Your Running Realtor”, 760-1028. (524483)

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GORGEOUS HOME located in one of Stony Point’s most desirable neighborhoods. This home looks and feels like brand new construction. High end and many modern recent upgrades. The theatre room and entertainment area will leave you in awe. 4.76+/- acres with 5 bedrooms, 3.5 baths. Minutes to all Charlottesville has to offer. $479,900.

Nicole Lewis, 249-9991. (524390)

BETTER THAN NEW! Gleaming hw flrs. New carpet. Fresh Paint. Chefs kitchen w/ granite & lg. bkfst area opens to fam.rm. 4BR/2.5BA + HUGE bonus room. MBR w/ vaulted ceiling & Luxury MBA. Oversized 2-car garage. Park-like backyard. 1-yr Hm. Warranty. SPARKLING! $298,700. Byrd@ByrdAbbott.com 242-9600. (520368)

Celebrating Over Eighty-Five Years

PERFECT GET AWAY HOME on 20+ acres close to famous Barboursville Vineyard and approx. 20 minutes to downtown Charlottesville. 4BR/2.5BA, huge family/media/ entertainment space on lower level, large deck, screened porch, fire pit “look out” to enjoy the amazing views! $384,000. www.TammiCampbell.com 985-2348/882-5403.

(518906)

HAWKHEAD FARM. 2 miles from Foxfield, 16 acres of pasture, hardwoods, river frontage. Built with state-of-theart elegance of its era, residence is situated for panoramic mountain views to the North. Amenities: 2 pastures, 2 barns, paddocks, guest home of approx. 1,200 SF w/ 2 beds & baths. Reduced! $839,000. Contact Brian Chase www.

TheChaseTeam.com 296-9860. (516332)

LONE DUCK offers a true Craftsman-style cottage with equestrian facilities, swimming pool and studio on over 24 acres. 4-Stall Barn with studio apartment. Gas-log fireplaces in living and dining rooms, wall-to-wall shelves, renovated kitchen w/stainless appliances, mudroom with laundry.

Convenient to Charlottesville and Richmond. $585,000. $592,000.

Duke Merrick, 962-5658. (517586)

SWEETHEART FARM. Green Springs area. 36 acres with 2 ponds, board fenced pastures, run-in sheds and a 10-stall center aisle barn. Efficient layout with completely renovated home dating to 1890. All in excellent condition. $575,000. www.

GerriRussell.com 531-9581. (477459)

EXCEPTIONAL VALUE! This lovely home has 3136 square feet with two master bedrooms with attached baths, two additional bedrooms, large great room, dining room, kitchen and sun room that opens to deck. Detached Garage with electricity. All this on 12+ acres of land. $299,999. susanstewart76@gmail.com Susan Stewart 434-242-3550. (515644)

GORGEOUS 14.56 ACRE PARCEL with a barn located in Western Albemarle on a quiet country lane. Parcel has possible division rights and is a blend of open pasture and mature hardwoods. Possible Blue Ridge Views with some clearing and there is a small stream that runs along one border of the property. $294,500. info@stevewhiterealtor.com Steve White, 242-8355. (523862)

GORGEOUS 10.88 ACRES with stunning mountain and pasture views in all directions. Parcel offers an elevated building site and is surrounded by parcels with conservation easements in place. A bold year-round mountain stream runs through and the land is fenced along the side and rear boundaries. $159,900. info@stevewhiterealtor. com Steve White, 242-8355. (517071)

STEP BACK IN TIME in the historic town of Orange, VA. This large parcel of land has been in the family since the 1800’s. Civil War history is abundant and if you look hard enough you might find a relic or two on this property. $479,700. susanstewart76@ gmail.com Susan Stewart 434-242-3550. (524464)

ONLY MINUTES to the new UVA medical park, shopping, restaurants & more. Forest View lots now for sale.

Amazing subdivision features upper end homes, paved roads, great location and minutes to Zion Crossroads. Bring your own builder, use one of ours, or wait to build. What a deal! From $89,500. susanstewart76@gmail.com Susan Stewart 434-242-3550. (521694)

ONE OF GREENE County’s newest communities offer lots from 2 to 3.25 acres. Protected by towering hardwoods, farms and views of the Blue Ridge Mtns.

Enjoy feeling worlds apart yet only minutes from shopping and No. Albemarle County. Prices range from $89,000 to $99,000. Pick yours today! MatthewWoodsonProperties.com 960-5187. (519989)

ATTRACTIVE AND ECONOMICAL building lots with access to public sewer and community water. Visualize your new home in this established community with Lake access and an easy commute. $39,900 each. MatthewWoodsonProperties.com 960-5187. (515271, 72)

GREAT VALUE for this solidly built 1 level home w/100% financing available. Convenient to Rt 29 and Ruckersville Walmart, ranch style home w/spacious kitchen, built in bookshelves, covered decks, all appliances, new paint, newer roof, heating & well pump. Large flat lot w/2 driveways & storage shed. No HOA fees! Owner/Agent. $109,000. Simone Kerber Alley, 760-0076. (512287)

COMPLETELY RENOVATED CAPE located mins from everything on a quiet cul de sac features hardwood floors throughout, kitchen w/concrete countertops, white subway tile backsplash & slate floors, updated bathrooms & 2 wood burning fireplaces. Exterior features vinyl siding, a huge deck overlooking the fenced backyard. $274,900.

Simone Kerber Alley, 760-0076. (518250)

BEAUTIFUL 4 BEDROOM, 3.5BA 3400+ sq ft residence located in the Upper Ballard section of Old Trail on a large .56 acre corner lot that enjoys Blue Ridge Mountain views and lake views to the rear.

Formal living & dining areas, gourmet eat-in kitchen, ash floors, 9 ft ceilings, mature landscaping and 3 car garage. $774,500. Steve White, 242-8355 and Mike Plecker, 566-3372. (521079)

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This information, although deemed accurate at the time of publication, is not guaranteed.

Trust, Tradition, & Market Leadership

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FERNCLIFFE FARM. Ca 1880 farm situated in the heart of the Green Springs Historical District on 45 acres of rolling pasture, mature hardwoods and long frontage along the South Anna River. 3500+ sq ft of living space, heart pine flooring, 3BR/2.5BA. Numerous outbuildings including barn and pool house. $589,000. info@stevewhiterealtor. com Steve White, 242-8355. (524246)

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12 ACRES IN NORTHERN ALBEMARLE. Idyllic setting of woods, stream and open areas. Pristine home being sold by original owners. Lovely pine floors. Centerpiece of the great room is the handsome stonework. Large eat-in kitchen with handmade cabinets and tile counters. Walkout basement is great storage or easily finished. $329,000.

Jim@JimMcVay.com 434-962-3420. (524417)

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Albemarle County • North Garden

MLS# 524684 • $225,000 Sasha Farmer Team: 434.260.1435

MLS# 524592 • $450,000 Carter Montague: 434.951.7156

Corner lot contemporary home, mtn views & natural light! Open plan, 2-story great rm, modern kit & dining nook. 1st floor MBR suite (or great office/bonus rm). 3 add'l BRs w/2nd MA suite option. Built by METZGER & COMPANY

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4 BRs, 2.5 BAs, 2 car garage. Lg family rm. Kit w/brkfst bar & DR. MBR has large walk-in closet & full BA. Full bsmnt, outside access, storage. Great yard, shed in back.

Minutes from 2 resident gates, a beautiful park, community beach, & golf course! 1508 finished sqft, 3 BRs, 2 BAs, spacious kit, DR. 1508 add'l sqft in the bsmnt.

Newly painted & carpeted town home with level lot & screened porch-priced to sell! 3 BRs 2.5 BAs, eat-in kit, FP, laundry area, fenced rear yard. Opportunity for investors.

MLS# 524723 • $239,900 Doug Burke: 434.996.6791

MLS# 524587 • $154,000 Roxanne Carter-Johnston: 434.989.3959

MLS# 524702 • $150,000 Sasha Farmer Team: 434.260.1435

Albemarle • Earlysville

Hamptons at Kennedy Creek. Open plan, vaulted ceilings, hrdwds, gourmet kit w/granite & dbl oven, owner's suite w/deck & lux BA, landscaped yard.

54 acres of rolling pasture w/mtn views & several streams for future estate, equestrain property, small farm or vineyard.

Several building sites & pond site.

MLS# 523548 • $358,900 Kyle Olson: 540.649.4131

MLS# 523294 • $795,000 Anita Dunbar: 434.981.1421

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Custom home constructed in 2008 on 21 private wooded acres. Heart-pine floors, gourmet kit, wrap porch, standby generator. Arts & Crafts detailing. Mostly hardwood forest, spring-fed natural wetlands area. Built by GREEN MOUNTAIN CONSTRUCTION

Greene County 5 BRs, 4.5 BAs. Upgraded Kit appliances, lg pantry.

Hrdwds, DR custom cabinets, formal FR, 2nd LR w/FP, lg BRs w/full BAs on 1st level. Terrace apt w/BA & office.

MLS# 522178 • $499,900 Doug Burke, 434.996.6791

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Cville • Forest Lakes

Nelson Co • Faber

Built in 1910, grand brick home situated on 13.47 acres in Greenwood estate area. Elegant, 10,000 sq. ft. renovated manor. 9 BRs, 8 BAs, state of the art kitchen.

3 BR in Forest Lakes North. Impressive two-story foyer, MBR w/cathedral ceiling, MBA w/jetted tub. Basement has fin.family room, unfinished/storage room. Private landscaped backyard

Cat Springs straddles Nelson/Alb Co, 30 min south of Cville.

106+ acres, privacy, lovely views, multiple streams, & your choice of prime building sites.

MLS# 522183 • $1,685,000 Anita Dunbar: 981.1421 Carter Montague: 951.7156

MLS# 520733 • $299,900 Carol Costanzo: 434.962.1419

MLS# 522346 • $665,000 Carter Montague 434.951.7156

NE

Land For Sale

W

NEW PRICE! Albemarle County homesite offers beautiful views, an established neighborhood close to conveniences.

Terrific value. Bring your builder to this premiere location.

MLS# 520951 $119,950 Rives Bailey: 434.227.4446

Albemarle Co • Ivy

Ryan Homes Venice model. Brkfst rm & bar, fin. terrace level with rec/media rm & office, rear deck. Quiet cul-desac. Lgprivate lot, level grassy backyard. W. Alb.schools.

Exceptional one owner home in Farmington hunt country.

16 acres, pond, pool site, 5 stall barn/tack room, views from every room. Stone FP, 2 story solarium, expansive deck.

FLUVANNA - Lovely building lot convenient to I-64 and close to Charlottesville/Richmond! Driveway in place, mature hardwoods. Almost 5 acres!

MLS# 514046 $69,000 Sasha Farmer, 434.260.1435

MLS# 522500 • $433,900 Alice Nye Fitch 434.981.4562

MLS# 520723 • $1,250,000 Sasha Farmer Team: 434.260.1435

LOVINGSTON-Tremendous value! 13.4 acre wooded lot.

Elevated, private homesite with sweeping views to N/NW. 25 GPM well in place.

MLS# 505611 • $79,000 Carter Montague: 434.951.7156

Western Albemarle

NE

W

TO BE BUILT! ALBEMARLE-3BR, 2 Bath, 1 level, open floor plan, rear deck, unfin. bsmnt. Quality Builder. 7.26 acres.

MLS# 523269 • $229,900 Sal Milione: 434.882.4000

E IC D PR UCE D RE

NE

W

ALBEMARLE-4 BR Colonial w/fin. bsmnt & sunken LR. Back deck. Cul-du-sac lot. Trails, pool, tennis.

MLS# 519573 • $329,500 Brad Conner: 434.953.8124

E IC D PR UCE D RE

E IC D PR UCE D RE LAKE MONTICELLO-Corner lot, Kit w/corian counters, sunroom, fam rm, gas FP, deck, garage.

MLS# 517495 • $250,000 R. Carter-Johnston: 434.989.3959

NE

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CVILLE-2BR, 2BA luxury condo. One level maint free living, elevator, garage w/storage, pool.

MLS# 520551 • $188,000 Anita Dunbar: 434.981.1421

W

NE

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FORK UNION - charming brick home, slate roof.

Nearly one level acre. Woodstove insert in FP. MLS# 517759 • $167,500 Carter Montague: 434. 951.7156

E IC D PR UCE D RE

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W W

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PALMYRA-Custom 3BR, 2BA ranch, vaulted ceilings, Anderson windows, porch, workshop.

MLS# 519402 • $169,900 Doug Burke: 434.996.6791

NE NE

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E IC D PR UCE D RE CVILLE-R2 zoning for legal duplex. Mtn views. Room for 2 BRs. FP. Home insp. info purposes only, no repairs.

MLS# 521900 • $179,900 Carol Costanzo: 434.962.1419

GREENE-Lg kit. Screen porch overlooks level back yard. Carport. Priced under tax assessment!

MLS# 523752 • $163,900 Kyle Olson: 540.649.4131

®

NE

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Charlottesville Westfield Office • 434.793.5393 | Downtown Office • 434.227.4444

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CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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C

lassical music fans in Central Virginia love September.

So do some of the finest classical musicians in the world.

For fifteen years now, Charlottesville natives Timothy Summers and Raphael Bell have brought the two together for the Charlottesville Chamber Music Festival, two weeks’ worth of stimulating concerts of classical music for small ensembles. The eight 2014 performances (seven ticketed and one free) take place September 7-18, in the city’s most beautiful performance spaces, The Paramount Theater and Old Cabell Hall, and, fittingly, in a nightclub known for contemporary sounds.

COMMUNITY

Charlottesville

Chamber MUSIC

join them for a festival that has become a highlight of the musical year and the vibrant Charlottesville cultural scene.

Charlottesville “was not only a good place to grow up,” Summers says, but “it is a place which seems to continually develop culturally. There is so much music and arts in the area, and there are so many interesting people coming from the University and community, we can depend on an interesting and interested audience. It is also extremely nice to bring people here from all over the world, to visit in a place we know has so much to offer.”

The two old friends and orchestra mates call their 2014 season “one of our most ambitious yet, tracing an historical path from the 18th century to the 21st,” an “instrumental path from works for one to works for fifteen,” and “a geographic path through Austria-Hungary, Italy, Charlottesville, New York, and else-

F E S T I V A L

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

BY KEN WILSON

The roots of chamber music “reach far from the here and now, into history,” Bell and Summers write, introducing this year’s continuation of that history. “What we call ‘chamber music’ arises from a long and literary tradition. We have books of sheet music in front of us, which we read aloud, proceeding at a literary pace.

Over spans of an hour or an evening, we give stories, sounds, and sequences which were written down and which are meant to be read. Much of it has travelled a long way.”

The two local boys turned world travelers studied music together, first at Charlottesville High School, then at New York City’s Julliard School.

Today they enjoy international careers; Summers as second violinist for the celebrated Orpheus String Quartet, and in the first violin section of the Mahler Chamber Orchestra; Bell as principal cellist of the Royal Flemish Philharmonic. Once a year, they bring it all back home, inviting a group of colleagues (19 in 2014) to

Once each year, Charlottesville natives Timothy Summers and Raphael Bell invite colleagues to the Charlottesville Chamber Music Festival, two weeks’ worth of stimulating concerts of classical music for small ensembles.

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SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

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where. It is both an explosion and a condensation of chamber-musical history.”

The season kicks off in Old Cabell Hall on Sunday, September 7 at 3:00 p.m. with Franz Schubert’s Violin Sonata in A major, D. 574 and Piano Trio in B-flat major, D. 898, and Bohuslav Martinu’s Sonata for Cello and Piano, H. 340. Tickets for Paramount and Old Cabell Hall concerts are $25 and $18 for adults, and $6 for students.

“The opening program this year is the quietest, the homiest,” Summers says. “The music of Schubert has a special place right near the center of chamber music, something surprisingly deep.

There follows a group of four concerts together, Thursday, Friday, Saturday, and Sunday. It’s hard to describe one without the others, since they make a sort of explosive, exploratory set.”

The first concert of the group, 8:00 p.m. Thursday, September 11 at The Paramount Theater, has “themes of

afterlife and of turn-of-the-century Vienna,” with Erich Wolfgang Korngold’s “Glück, das mir verblieb” from Die tote Stadt, W.A. Mozart’s Quintet for Winds in E-flat major, K. 452, and a rare chamber orchestra arrangement of Gustav Mahler’s Symphony No. 4 in G major.

The second concert, 8:00 p.m. Friday, September 12 at the Paramount Theater, runs from the baroque to the modern, with works of J.S. Bach (Brandenburg Concerto No.2), Antonio Vivaldi, Luciano Berio, Alexandre Lunsqui, and Gioacchino Rossini.

The third concert of the group, at 8:30 p.m. Saturday, September 13, is the second annual Fresh

Violinist Jennifer Koh and pianist Benjamin Hochman, hailed by New York Times critic Anthony Tommasini as “two exciting artists of the new generation,” will join Summers and Bell for the festival finale at the Paramount.

Squeezed Music program, featuring a wide-ranging selection of work by contemporary composers in a casual environment. This year it’s at The Southern Café and Music Hall. Doors open at 8. The audience will hear new, improvised, “and otherwise recreational” compositions by Luciano Berio, Steve

Reich, Jacques Brel, Astor Piazzola, and Sebastian Fagerlund. Trumpeter Jeroen Bal will play a set combining work by 18th century French composer JeanPhilippe Rameau and 20th century French singer-songwriter Jacques Brel.

General admission tickets are $12.

Bal (“a heckuva trumpet player,” Summers says), will be featured as well in the fourth concert of the set, Sunday, September 14 at 3:00 p.m. at Old Cabell Hall, in a program that includes a chamber orchestra arrangement of Ludwig van Beethoven’s Symphony No. 3 in E-flat major, Op.55, (the “Eroica”), Beethoven’s Trio in B-flat major, Op. 11, Bohuslav Martin’s La Revue de Cuisine, Georges Enescu’s Légende, and Györgi Ligeti Le Grand Macabre.

“The Ligeti and Martinu are quite absurd,” Summers says. “Ligeti’s piece is about the sort-of-end-of-the-world and Martinu’s is a love triangle between pieces of cookware.”

Each year, Festival musicians help foster the next generation of classical music lovers, visiting schools in Charlottesville and surrounding counties. On Thursday, September 18 at 12:30 p.m., the festival welcomes school kids and curious adults alike to its annual free lunch hour concert at The Paramount Theater, with violinist Jennifer Koh and pianist Benjamin Hochman, hailed by New York Times critic Anthony Tommasini as “two exciting artists of the new generation (who happen to be married).”

Koh and Hochman join Summers and Bell at the Paramount at 8:00 p.m. that evening for the festival finale, playing three new American works – Yehudi Wyner’s Concordance, John Zorn’s Passagen, David Ludwig’s Aria Fantasy for Piano Quartet – plus a repertory staple from the 19th century, Johannes Brahms Sonata for Piano and Violin No. 1 in G major, Op. 78.

Over its fifteen-year history, the Charlottesville Chamber Music Festival has built a loyal – and adventurous – base of subscribers. “We have a very enthusiastic audience,” says festival board chair Henry M. Peskin, “which is interesting, because we have had quite an eclectic program over the years.

Some things are very familiar and some things are very unfamiliar, and they support it.”

Even mayors support it! “I love classical music, although I have limited knowledge of Western classical music,” says Charlottesville mayor Satyendra Huja. “But that doesn’t stop me from enjoying it. I am looking forward to the Charlottesville Chamber Music Festival. The festival contributes significantly to our cultural vibrancy and economic wellbeing. I encourage residents and visitors to participate.” n

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SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

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Your workplace thrives on diversity, so why shouldn’t your neighborhood? Diversity expands horizons, promotes understanding, prepares our kids. It promises us all a richer life. To better understand how neighborhood diversity will benefit you and your family, please log onto www.ARicherLife.org.

Piedmont Housing Alliance’s Fair Housing Program 434-817-2436.

Celebrating the 40th Anniversary of the Fair Housing Act

417 PARK STREET, CHARLOTTESVILLE, VIRGINIA 22902 TELEPHONE: (434) 296-0134 FAX (434) 296-9730 www.farmandestate.com

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SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

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Farm, EstatE and rEsidEntial BrokErs

Charming 3 bedroom / 2.5 bath farmhouse, over 2,600 fin.sq.ft, 4.77 park-like acres, 7 m.

SW of C’ville. Privacy, protected views & setting, beautifully landscaped. Option to divide lot, 2nd driveway in place. $429,000. MLS#520333. Will Faulconer (434) 987-9455

SUPERB VALUE! 4 BR residence on 8.5 ac. over 6,600 fin.sq/ft, spacious main level master suite w/stone FP. Two 2-bay garages, barn, priced below assessment. $749,000 Jim Faulconer (434)9810076 MLS#520477 for caar.com

KESWICK - Walnut Grove is an impeccably maintained & updated brick residence on 6.9 park-like acres. Residence has LR; DR; huge FR adjacent to kitchen & screen porch; 4 BR/ 3 BA& 3 FP. $499,900 Charlotte Dammann (434)981-1250. #507338

ANDREWSIA- 253+/- acre parcel with views of the mountains in the distance. Currently being used as fertile crop land. $1,554,000 Charlotte Dammann (434)981-1250.

MLS#509267

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

LIGHT, BRIGHT, AND MOVE-IN CONDITION. Valuable extras: double glazed windows, paved driveway, wood burning FP, Trane HVAC, lg. back deck. Fresh paint throughout. Cul-de-sac site, very private, backs to 40 ac. of common area. HOAfees just $120/year! MLS 524331, Dora Conway, 434-825-5742.

Charming, yesteryear bungalow within easy walking distance of downtown mall. 3 BR, 2 BA, large LR, DR, private backyard in this home whose character has been carefully maintained. $309,000.

MLS# 522538. Nancy Roche, 981-7873.

STONE HILL-magnificent 5 BR home, superbly built and maintained, 21 ac. near Free Union, panoramic Blue Ridge view! Traditional home surrounded by expertly designed gardens, stone walls. Call Jim Faulconer, 434-981-0076. $1,579,000 MLS #517592

ESTATE PARCEL WITH MOUNTAIN VIEWS OF THE HISTORIC SOUTHWEST MOUNTAINS! A terrific 5+/acre lot conveniently located with quick access to downtown, Martha Jefferson Hospital, UVA, NGIC and Northfork Business Park. $299,000 Charlotte Dammann(434)981-1250 MLS# 523777

Thoughtfully designed, 5 bedroom brick home on 2.18 acres in the Rocks & Murray school district. Spectacular mountain views from all windows. Custom cherry cabinetry throughout, great room +formal living & dining rooms, 1st floor master bedroom, fabulous kitchen, 3 fireplaces, surround sound, security system, bedrooms up have built-in desks w/cherry cabinets, rec room, office & bonus areas in terrace level. Lovely swimming pool, beautiful landscaping, generator, garage. $1,399,000. Betsy Swett, 2492922. MLS#517766

UNIQUE IN A GOOD WAY. 2+ac. and an interior that feels like a big city loft.

Heated tile floor in kit, polished concrete floors, soaring ceilings, real pine paneling, built-in storage. MLS 523973 Dora Conway, 434-825-5742

QUAKER RUN FARM - Magnificent Blue Ridge views, superb location near National Park, trout streams, & trails.

Expertly restored, 3BR, 3BA farmhouse, barn & pool. $979,000 Jim Faulconer (434)981-0076. MLS#513585

INVESTMENT OPPORTUNITY- Currently zoned R-1. County plan projects land as urban density.

12” Water line along Rt 29. Best use would be multi-family housing adjacent to Forest Lakes and Hollymead. $4,995,000. Steve McLean (434)981-1863 MLS#521360

Walnut Hills - 4BR,4.1BA home in parklike setting. Gated community w/ swimming, tennis, clubhouse & more. Mins. from UVA & Downtown. $849,500 Judy Campbell 434-466-6688 MLS 520198

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

Farm, EstatE and rEsidEntial BrokErs

BUCK MOUNTAIN - Prime location in the heart of Free Union! 2.52 Acres adjacent to the Doctor’s office. Wooded lot with massive potential. $185,000 Steve McLean (434)981-1863 MLS#522508

CEDARWOOD FARM- Private 176 acre farm, just 18 miles southeast of Charlottesville. Approx. 26 acres of lush pastures & hayfields w/the balance in predominantly hardwood forests Ideal primary residence, Gentleman’s Farm or weekend retreat. $695,000 Steve McLean (434)9811863 MLS#518607

Remodeled home in Harmony, Meriwether School District, 5 BR, 4 BA, great room, formal living & dining rooms, lst flr. MBR, rec room & guest suite on terrace level. $749,000. Betsy Swett 2492922. MLS#519067

Charming c. 1879 4-5 BR renovated farmhouse, 34 acres, under 15 miles from city.

Beautiful bucolic setting, large stream, pastures and hardwoods near Walnut Creek Park. $795,000. Jim Faulconer (434)981-0076. Caar.com, MLS#519305

JORDON RUN FARM - This spacious home is tastefully decorated on over 21 acres, privately situated in a very protected neighborhood of large parcels with community trails. $1,050,000 Jim Faulconer (434)981-0076 MLS#517442 on caar.com

COLTHURST FARM - Beautiful architect designed home on just over 3 ac. offers privacy & gorgeous mountain views, all within minutes west of Charlottesville! $1,195,000 Steve McLean (434)981-1863 MLS#520708

Build your dream equestrian facility on 15 open acres with bold views, all located in premium foxhunting country of Somerset and within hours of A-rated horse jumper shows, steeplechase, polo and eventing competions. Rare opportunity. $315,000 Andrew Middleditch(434)981-1410. MLS#520517

KESWICK - Rueben L. Moore house is an updated farm house with bright open spaces situated on 2.5 acres. The residence has spacious rooms, state of the art kitchen, 4 bdrms, & 3.5 baths. Current owners have added a great garage with flexible space. Enjoy the out of doors on the private land with patio & firepit. $689,000 Charlotte Dammann (434)981-1250 MLS#520372

Conveniently located in Berkmar Crossing. First floor is retail space (1,857 sq/ft) with adjacent warehouse (1,401 sq/ ft) area. Second floor is offices. $675,000 Charlotte Dammann (434)981-1250.

MLS#518267

JAMES RIVER FRONTAGE - Wonderful 463+/- acre farm with approximately one mile of frontage on the James River. Dungannon Farm includes tenant houses, sheds, a pond, gorgeous pastoral, mountain and river views, complete privacy and a scenic rural setting. $2,250,000. MLS #503312 Steve McLean (434) 295-1131.

FLORDON- One level living in highly sought after Flordon. Immaculate brick home with pond frontage on 3.75 park like acres with a finished basement and many upgrades. $1,395,000 Steve McLean (434)981-1863 MLS#522406

EXQUISITE FARMHOUSE-STYLE HOME, designed by Dalgliesh Gilpin Paxton Architects- on over 37 acres at Bundoran Farm, appx. 15 minutes south of Charlottesville. $3,995,000. MLS #505875 Steve McLean (434) 295-1131.

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

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RIVER CIRCLE FARM – 118 Productive acres, Nelson County, long frontage on James River. Circa 1920 restored farm house, pool, guest cottage, private and scenic! $1,495,000. Jim Faulconer (434)981-0076.

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CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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Farm, EstatE and rEsidEntial BrokErs

EDNAM- Exceptional custom residence with many features including 2 master bedroom suites, 3 baths, lower level office w/gas fireplace, lovely living room w/brick fireplace, custom kitchen with professional appliances and granite countertops, quaint deck off kitchen. $995,000 Andrew Middleditch (434)981-1410 MLS#522465

SWEEPING MOUNTAIN VIEWS from this extraordinary stone and authentic stucco residence on 21 acres in parklike Blandemar. Custom built, 4 BR, 4.5 BA home. $1,595,000 Tim Michel (434)960-1124 or Jim Faulconer (434)981-0076.

MLS#512258

GUTHRIE HALL - Magnificent circa 1901 Arts and Crafts residence, 12,000 sq.ft. main house built of quartz stone 20 minutes to Charlottesville, mountain views on 750 acres. National Historic Register & Virginia Landmarks Register. $5,950,000 Steve McLean (434)981-1863 MLS#521072

BLANDEMAR- 8,800 sq/ft, English Country-style home, built in 2007, overlooking a 6-acre pond to the Blue Ridge Mountains beyond. 42 gently rolling acres, complete privacy, breathtaking setting - all within minutes from town! $5,350,000. Steve McLean (434)981-1863 MLS#513005

Beautifully built custom home with lovely details, privacy, mountain views and pond. Great setting on almost 45 acres only 20 minutes to Barracks Road. $1,695,000 Steve McLean (434)981-1863 MLS# 518203

BARNAHILL FARM - 184 acre Loblolly tree farm located approx. 25 minutes north of Charlottesville. Immaculate architect designed main residence built in 1996, over 4,100 fin. sq/ft, 4BR/4BA, 2 FP’s. Stream & generator. $1,690,000 Steve McLean (434)981-1863. MLS#512586

ESTES FARM-c. 1795, classic residence, 6 BR, 2 BA. 171 Acres near Shenandoah National Park, Madison County, magnificent views! Long frontage on pristine Rapidan River. $1,495,000 Jim Faulconer (434)981-0076 CAAR MLS#520773

IVY – Immaculate 5BR/4.5BA home on 6 acres, just 5 to town. Bright open floorplan, 5,000+ sq.ft., high ceilings, quality finishes. Great setting, exceptionally private. Murray School District. $1,395,000 Steve McLean (434) 9811863 MLS# 518163

KESWICK ESTATES- 2.5 acres in Keswick Estates.

Lovely views of the golf course & mountains in the distance yet very private. Architecturally designed 7000+ sq ft residence. #451592 Charlotte Dammann (434)981-1250. #451592 $1,950,000

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

ARTICLE WRITTEN BY: WEALTH MANAGEMENT SYSTEMS, INC. COURTESY OF: ERIC F. PARKER, CFP®, WEALTH ADVISOR BRANCH NAME: MORGAN STANLEY - CHARLOTTESVILLE, VA PHONE NUMBER: (434) 220-3809

D

eciding how to finance a real estate transaction can be as important as deciding which property to select. Most people think of mortgages as the way to finance real estate, but that might not always be the right solution. Liquidating financial assets to cover a large purchase such as real estate is another approach, but it can involve costs that are not immediately apparent, including potential tax consequences,1 the loss of future asset growth and/or an imbalance in your portfolio’s asset allocation.2

A Different Way to Borrow

A Potential Viable Alternative to Home Equity Lines of Credit Prior to the financial crisis of 2008 and the subsequent housing market crash, some banks offered clients home equity lines of credit at 100% financing with low introductory interest rates and fees lower than mortgage costs.2 It was an inexpensive way to tap the equity in your home without refinancing your first mortgage. Then, when the real estate bubble burst and banks closed most home equity lines, those lines of credit disappeared along with the equity in the home. Some home equity lines of credit have a draw period, but once that period is up you can’t

Securities-Based Loan vs. Traditional Real Estate Loan—Illustrative Example* What does it look like to purchase real estate with a securities-based loan instead of a traditional real estate loan?

This example highlights some of the potential key advantages to this approach for a buying a $5MM property.

In addition to the benefits illustrated above, securities-based lending may offer other perks: The process of applying for and closing a securities-based line of credit can be faster than the process for a traditional loan and relatively simple.

The applicant can be an individual or a legal entity, such as a family trust, LLC, LLP or General Partnership.

There are flexible repayment options, including capitalizing the interest if you are borrowing for short term needs, paying interest only, or making payments to principal as desired. Many business owners find this helpful in managing seasonal cash flow for their business.

Perhaps the most important benefit is that since your investments are not liquidated, you preserve your potential for the growth of your assets.

There are risks associated with using your assets as collateral in a securities-based loan, and doing so is not beneficial for all clients. Sufficient collateral must be maintained and you may need to deposit additional eligible securities on short notice.2 n

Securities-Based Loan

Traditional Mortgage Loan*

Purchase Price

$5,000,000

$5,000,000

Down Payment

$0

$1,000,000**

Loan Amount

$5,000,000

$4,000,000

Interest Rate***

2.70% (L + 2.50%)

3.20% (L + 3.00%)

Annual Interest

$135,000

$128,000

Origination Fee

$0

varies

Funds Needed to Close $135,000****

$1,128,000*****

*The chart is for educational purposes only. All client situations are unique and all loans are subject to application and approval. For this example, the Traditional Mortgage Loan represents a 1 Month LIBOR adjustable rate mortgage. **Assumes 20% down payment for bank financing, which is not necessary for securities-based loans. ***The interest calculation for a Securities-Based Loan is based on a LIBOR rate, which changes daily, plus an incremental percentage, which is determined by the approved loan amount. For this example, the LIBOR rate was 0.20% (as of April 3, 2013). The interest rate calculation for the Traditional Mortgage Loan depends not only on the interest rate, but also the outstanding principal balance from the month prior and the term. The calculation illustrated is a simplified estimate. LIBOR rates may be found at http://www.bankrate.com/rates/interest-rates/libor.aspx ****For letters of credit, there may be outside counsel costs for items such as the review of complicated trust agreements. *****Real estate fees required for traditional bank financing are not included in the example. Real estate fees include real estate report fees and outside legal fees. The origination fee represents an upfront facility fee. The specific size of the fee may vary depending on the transaction, and it may also fluctuate. Underwriting requirements may include appraisal, survey and title search fees. Total costs will vary depending on the specific transaction. Some or all fees may not be refundable.

Morgan Stanley Smith Barney LLC is a registered Broker/ Dealer, not a bank. Where appropriate, Morgan Stanley Smith Barney LLC has entered into arrangements with banks and other third parties to assist in offering certain banking related products and services. Banking and credit products and services are provided by Morgan Stanley Private Bank, National Association or Morgan Stanley Bank, N.A., members FDIC (the “Banks”). The Banks and Morgan Stanley Smith Barney LLC are affiliates. Investment products and services are offered through Morgan Stanley Smith Barney LLC, member SIPC. Unless specifically disclosed in writing, investments and services offered through Morgan Stanley Smith Barney LLC are not insured by the FDIC, are not deposits or other obligations of, or guaranteed by, the Banks and involve investment risks, including possible loss of principal amount invested.

HOME FINANCE

If one takes an integrated approach to their financial needs, there are various potential solutions for credit and liquidity needs. One strategy is securities-based lending.

When you establish a securities-based loan, you in essence unlock the value of your assets, allowing you quick and efficient access to funds (as long as there is adequate eligible collateral in the investment account). This may help you achieve a variety of real estate investment objectives, such as purchasing or constructing a primary or secondary home, financing a bridge loan to be used between selling one home and buying another, financing an investment in commercial or rental property or renovating your existing property.

borrow more money and you must repay whatever you borrowed within the “repayment period.” Other home equity lines charge interest for a set period of time, but then charge an additional fee due at the end of the loan’s terms which may be so large that borrowers call it a “balloon amount.”3 By comparison, securities-based loans or lines of credit typically offer competitive interest rates that tend to be lower than traditional bank financing options such as such as mortgages and home-equity lines of credit and other forms of borrowing.4 With no origination, maintenance or facility fees paid to the Bank and no down payment required, securities-based loans may be a cost-effective alternative to traditional bank financing.

29 SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

Using Securities-Based Lending

Morgan Stanley and its Financial Advisors do not offer tax advice. Individuals should consult their personal tax advisor before making any tax-related investment decisions.

2 Securities-based Lending Risks: Borrowing against securities may not be suitable for everyone. You should be aware that securities-based loans involve a high degree of risk and that market conditions can magnify any potential for loss. Most importantly, you need to understand that: (1) Sufficient collateral must be maintained to support your loan(s) and to take future advances; (2) You may have to deposit additional cash or eligible securities on short notice; (3) Some or all of your securities may be sold without prior notice in order to maintain account equity at required collateral maintenance levels. You will not be entitled to choose the securities that will be sold.

These actions may interrupt your long-term investment strategy and may result in adverse tax consequences or in additional fees being assessed; (4) Morgan Stanley Smith Barney LLC or its affiliates (the “Firm”) reserves the right not to fund any advance request due to insufficient collateral or for any other reason except for any portion of a securities-based loan that is identified as a committed facility; (5) The Firm reserves the right to increase your collateral maintenance requirements at any time without notice; and (6) The Firm reserves the right to call your securities-based loan at any time and for any reason.

Asset allocation does not assure a profit or protect against loss in declining financial markets.

3 The Wall Street Journal, “Home Equity Lines and HELOCS – Getting a Good Deal” December 17, 2008 4 The Wall Street Journal, “Putting Stocks in Hock: Securities Are Backing for More Big Loans” March 4, 2013.

1

Article by Wealth Management Systems, Inc. and provided courtesy of Morgan Stanley Financial Advisor.

The author(s) are not employees of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). The opinions expressed by the authors are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in the article or publication has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned.

Morgan Stanley Financial Advisor(s) engaged The Real Estate Weekly to feature this article.

Eric may only transact business in states where he is registered or excluded or exempted from registration: http://www. morganstanley.com/fa/ eric.parker. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Eric is not registered or excluded or exempt from registration. © 2013 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 648831 4/2013

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Financing Real Estate

Footnotes/disclaimers:

SEPTEMBER 4 - SEPTEMBER MAY 1 - MAY10, 6, 2014 2014 ISSUE ISSUE 23-36 23-18

30 22

HOME SALES STATS

THE

FOR WEEK ENDING AUGUST 2014 APRIL 18,22, 2014

PUBLISHER PUBLISHER

There There Were Were29 44Sales Salesininthe theSeven-County Seven-CountyArea Area

Aimee Atteberry Atteberry Aimee

n were ininAlbemarle Albemarlewith withananaverage average price n Fourteen Eighteen were price of of $367,945 $383,469 n Five were in Charlottesville with an average price of n Four were in Charlottesville with an average price of $352,596 $255,875 n Three were in Fluvanna with an average price of n $137,300 Ten were in Fluvanna with an average price of $180,040 n Two One were was ininGreene price of $225,000 Greenewith witha an average price of $275,500 n Five were in Louisa with an average price of $209,280 n Two were in Louisa with an average price of $195,000 n One was in Madison with a price of $740,000 n One was in Madison with a price of $190,000 n Three were in Nelson with an average price of $186,333 n One was in Nelson with a price of $450,000 n One Two was wereininOrange Orange with with a anprice average price of $188,750 n of $101,900

HOMES SOLD

Staff: aimee@c-ville.com aimee@c-ville.com

ADVERTISING ADVERTISING Beth Wood Wood Beth 434.817.9330 434.817.9330 Erik Schetlick Schetlick Erik 434.220.1685 434.220.1685

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EDITORIAL COORDINATOR COORDINATOR EDITORIAL

Joanne DiMaggio DiMaggio editorrew@gmail.com editorrew@gmail.com Joanne

DESIGN DESIGN Tracy Federico Federico Tracy

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John Sacco Sacco John

john@c-ville.com john@c-ville.com

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TheREAL REALESTATE ESTATEWEEKLY WEEKLYisispublished publishedweekly weeklyby bythe theCAAR CAARReal RealEstate EstateWeekly, Weekly,Inc., Inc., The wholly owned owned subsidiary subsidiary of of the the Charlottesville Charlottesville Area Area Association Association of of RRealtoRs ealtoRs®®,, Inc. Inc. aa wholly Copyright All All rights rights reserved. reserved. Reproduction Reproduction inin whole whole or or inin part part without without permission permission Copyright of the the publisher publisher isis strictly strictly prohibited. prohibited. of

3213WELLINGTON CHESTERFIELD CT 409 DRIVE ALBEMARLE COUNTY EDNAM FOREST

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27 WAY 92LITTLE ROCK WALNUT WALL DRIVE PREDDY CREEK PANAMINT WOODS

207 AVENUE 308 DOUGLAS ALDERMAN ROAD BELMONT MERRYDEN

282YAGER SPOTSWOOD TRAIL 737 MOUNTAIN RD LOUISA COUNTY MADISON COUNTY

490 128 JEFFERSON JEFFERSON DRIVE DRIVE LAKE LAKE MONTICELLO MONTICELLO

275 ONEALS ROAD 15616 BURNLEY ROAD MADISON COUNTY ORANGE COUNTY

LOCAL GOVERNMENT (Note: Real estate tax information gathered from local government Web sites and is believed but not guaranteed to be accurate as of publication date. Towns may assess real estate taxes in addition to those charged by each county.)

CITY OF CHARLOTTESVILLE

LOUISA COUNTY

ALBEMARLE COUNTY

MADISON COUNTY

FLUVANNA COUNTY

NELSON COUNTY

www.charlottesville.org Real estate tax rate: $.95 per $100 www.albemarle.org Real estate tax rate: $.799 per $100 www.co.fluvanna.va.us Real estate tax rate: $0.795 per $100

GREENE COUNTY

www.gcva.us Real estate tax rate: $.69 cents per $100

www.louisacounty.com Real estate tax rate: $.65 per $100 www.madisonco.virginia.gov Real estate tax rate: $.67 cents per $100 www.nelsoncounty.com Real estate tax rate: $.60 per $100

ORANGE COUNTY

http://orangecountyva.gov Real estate tax rate: $.72 cents per $100

All advertising advertising published published inin the the REAL REAL ESTATE ESTATE WEEKLY WEEKLY isis believed believed to to be be truthful truthful and and accurate. accurate.

All No advertising advertising will will be be published published inin the the Real Real Estate Estate Weekly Weekly ifif itit isis known known to to be be inaccurate inaccurate or or No untruthful, but but this this publication publication does does not not warrant, warrant, nor nor isis itit liable liable for, for, the the accuracy accuracy or or truthfultruthfuluntruthful, ness of of the the advertising advertising placed placed within within this this publication. publication. Neither Neither the the CAAR CAAR Real Real Estate Estate Weekly, Weekly, ness ealtoRs®®,, Inc., Inc., assume assume Inc., nor nor its its corporate corporate parent, parent, the the Charlottesville Charlottesville Area Area Association Association of of RRealtoRs Inc., anyresponsibility responsibilityand andshall shallhave haveno noliability liabilitywhatsoever whatsoeverfor forerrors, errors,including includingwithout withoutlimitation, limitation, any typographical errors errors or or omissions omissions inin the the REAL REAL ESTATE ESTATE WEEKLY. WEEKLY. typographical Any reference reference made made to to the the CAAR CAAR Real Real Estate Estate Weekly, Weekly, Inc. Inc. or or the the Charlottesville Charlottesville Area Area Any ealtoRs®, ®, Inc. Inc. isis not not to to be be construed construed as as making making any any representation, representation, warranty, warranty, Association of of RRealtoRs Association or guarantee guarantee by by the the corporations corporations concerning concerning the the information information on on properties properties advertised advertised inin the the or REAL ESTATE ESTATE WEEKLY. WEEKLY. The The content content of of all all ads ads contained contained herein herein are are solely solely the the responsibility responsibility REAL of the the advertiser. advertiser. The The opinions opinions and and statements statements contained contained inin advertising advertising or or elsewhere elsewhere inin this this of publication are are those those of of the the authors authors of of such such opinions opinions and and are are not not necessarily necessarily those those of of the the publication CAAR Real Real Estate Estate Weekly, Weekly, Inc., Inc., or or the the Charlottesville CharlottesvilleArea Area Association Association of of RRealtoRs ealtoRs®®..

CAAR theCAAR CAARReal RealEstate EstateWeekly, Weekly,Inc. Inc.reserves reservesthe theright rightto toedit editor orrefuse refuseany anyadvertising advertisingititdeems deems the inappropriate or or misleading. misleading. No No advertising advertising will will be be published published inin the the Real Real Estate Estate Weekly Weekly ifif itit isis inappropriate knownto tobe beinaccurate inaccurateor oruntruthful. untruthful.Every Everyeffort efforthas hasbeen beenmade madeto toassure assureaccuracy, accuracy,but butthis this known publication does does not not warrant, warrant, nor nor isis itit liable liable for for the the advertising advertising placed placed within within this this publication. publication. publication Thispublication publicationwill willnot notaccept acceptadvertising advertisingthat thatrefers refersto toor orattempts attemptsto toestablish establishfees feesor orrates rates This of commissions commissions charged charged for for services services rendered. rendered. of Information on on advertising advertising placement placement may may be be obtained obtained by by calling calling 434-817-9330.

434-817-9330.

Information All real real estate estate advertised advertised herein herein is is subject subject to to the the Federal Federal Fair Fair Housing Housing Act, Act, which which All makes itit illegal illegal to to advertise advertise “any “any preference, preference, limitation, limitation, or or discrimination discrimination because because makes of race, race, color, color, religion, religion, sex, sex, handicap, handicap, familial familial status, status, or or national national origin, origin, or or intention intention of tomake makeany anysuch suchpreference, preference,limitation, limitation,or ordiscrimination.” discrimination.”Virginia VirginiaFair FairHousing HousingLaw Law to also makes makes itit illegal illegal to to discriminate discriminate because because of of elderliness elderliness (age (age 55 55 and and over). over). also We will will not not knowingly knowingly accept accept any any advertising advertising for for real real estate estate which which is is in in violation violation of of We the law. law. All All persons persons are are hereby hereby informed informed that that all all dwellings dwellings advertised advertised are are available available the on an an equal equal opportunity opportunity basis. basis. on

CAAR Real Real Estate Estate Weekly Weekly CAAR printed on on 100% 100% recycled recycled paper paper IsIs printed

308 E. E. East East Main Main Street Street •• Charlottesville, Charlottesville, VA VA 22902 22902 308 Tel.: 434-817-9330 434-817-9330 •• FAX: FAX: 434-817-2714 434-817-2714 Tel.: e-mail: ads@caar.com ads@caar.com e-mail: Send your your news news and/or and/or press press releases releases to to editorrew@gmail.com editorrew@gmail.com Send

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WILLOW GLEN

SEPTEMBER 4 - SEPTEMBER 10, 2014 ISSUE 23-36

31

AFFORDABLE LUXURY IN ALBEMARLE! CALL GREG TODAY FOR A VIEWING!

1,728 SQUARE FOOT 3 BEDROOM, 2½ BATH TOWNHOMES FOR THE WORKFORCE BUYER

$199,900 PRICE REDUCTION Specifically targeted to individuals and families with annual household incomes between $32,000 and $72,688. Up to 20% down payment assistance may also be available to qualified purchasers through the Piedmont Housing Alliance.

GREG SLATER

gregslateragent@gmail.com 434.981.6655 126 Garrett Street, Suite D Charlottesville, VA 22902

Built in partnership with Stanley Martin Homes and Insignia Development for the Piedmont Housing Alliance

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STAINLESS STEEL APPLIANCES • CROWN MOLDINGS GRANITE COUNTERTOPS • ENERGY EFFICIENT

401 Park Street Charlottesville, VA 22902

434.977.4005 lwoodriff@loringwoodriff.com

380 ACRES 10 MINUTES FROM UVA - REDUCED $500K

Hilltop Farm $3,395,000 Hilltop Farm enjoys unparalleled privacy and panoramic views of the Blue Ridge.

Constructed to exacting standards in brick, clapboard, slate & copper, the immaculate Johnson, Crave and Gibson-designed residence is accessed via a 1 mile driveway that traverses hundreds of acres of rolling pastureland. The fertile land suits horses, vineyard, and organic farming. Additional acreage available. Hilltop Farm is a fantastic value in today’s marketplace! MLS# 514115

SHOWSTOPPER IN THE MURRAY DISTRICT

695 VILLA DESTE DRIVE • $1,850,000 Custom designed home filled with light and architectural details Soaring ceilings, formal and informal spaces, first floor master, three additional bedrooms, tile and hardwood floors, four fireplaces, large screen porch, salt water pool. Punkie Feil, 434-962-5222 or Elizabeth Feil Matthews, 434-284-2105.

UNDER $200K IN WOOLEN MILLS

RENOVATED IN THE VENABLE DISTRICT

HUNTINGTON VILLAGE - MINS TO UVA

1310 CHESAPEAKE STREET • $195,000 Enjoy City living in this cute, updated cottage. The many improvements over the years include Pella windows, cedar siding, updated electrical, tiled bath, fresh paint throughout and a new roof in 2014. Walk to Downtown Mall or Riverview Park in minutes.

Kristin Cummings Streed (434) 409-5619. MLS# 524688

1318 WELLFORD STREET • $475,000 This beautiful home offers hardwood floors & renovated kitchen and baths. 4 bedrooms, 2 baths plus a large living room with wood burning fireplace, a wonderful terrace level family room plus a huge walk up attic. Minutes to UVA, Downtown and all area amenities. Lindsay Milby (434) 962-9148. MLS# 523258

238 HARVEST DRIVE • $259,900 Beautiful condo in a great location! Family room with raised hearth wood burning fireplace, 2 spacious master bedrooms, new kitchen, unfinished terrace level with fireplace, 2 balcony/decks, commanding seasonal mountain views just minutes from The University. Courtney Sargeant (434) 962-3100. MLS# 522327

CUSTOM LOG HOME ON 30 ACRES

SCHOOLHOUSE HILL ON 7.77 ACRES

IDYLLIC FARMETTE ON 22 ACRES

5734 STAGE JUNCTION ROAD • $595,000 4 bedroom 3 bath home offers numerous upgrades and charming living space! Living room with cathedral ceiling, raised hearth and custom windows. Kitchen offers granite counters, Bosch stainless appliances & custom built-in breakfast nook. Zoned for animals, including horses. Bunny French (434) 996-1029. MLS# 521444

3277 GARTH ROAD • $549,000 Charming residence located across from Midway Farm in Albemarle. Large rooms, good natural light, lots of builtins, 3 fireplaces, fabulous living room, beautiful pine floors.

Improvements include Pool, 4-stall Stable, fenced Paddock & garden shed. Tommy Brannock (434) 981-1486. MLS# 516282

1820 FRAYS RIDGE CROSSING • $1,195,000 This home has everything you could dream of – double porches to look out over the sweeping land, patios to enjoy the new pool and private woods. 10 ft ceilings, extensive moldings, hardwood flooring, gourmet kitchen with high end appliances. Horse friendly property! Suzie Hegemier (434) 962-8425. MLS# 523460

5 BEDROOMS & 1ST FLOOR MASTER SUITE

545 TANAGER WOODS COURT • $495,000 Impressive home and superb value. Beautiful Earlysville location.

Large kitchen - great room plus formal living and dining rooms.

Oversized garage, laundry and mudroom expansion potential in the daylight basement. Broadus Wood Elementary. Punkie Feil, 434-962-5222 or Elizabeth Feil Matthews, 434-284-2105.

3025 mecHum Banks Drive $698,000

SERENE SANCTUARY ON 10+ ACRES

Savor nature from the contemporary home with walls of glass; from the vaulted, beamed great room withstone fireplace, expansive deck and screened porch; from the master with 3 walls of windows and private deck; from the sunroom with soaring ceiling, skylights, and intimate deck withoutdoor stone fireplace. Separate apartment for guest suite or to rent. A “secret” meadow with fire ring and covered patio overlooks a swimming pond. Erin Garcia (434) 981-7245 MLS# 524110

WWW.LORINGWOODRIFF.COM