The Real Estate Weekly 8.14.14

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VOL. 23 NO. 33 n AUGUST 14 - AUGUST 20, 2014

A P U B L I C AT I O N O F T H E C H A R L O T T E S V I L L E A R E A A S S O C I AT I O N O F R E A LT O R S 速

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Real Estate Weekly A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS速 Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

Music Staunton

F E S T I VA L : Celebrating A Living Tradition

BY KEN WILSON

Retiring Early?

Mind the Gap!

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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Farm, EstatE and rEsidEntial BrokErs

RIVERSIDE FARM - 295+ Acre farm has 1.5 mile frontage on the Tye River c. 1815 antebellum main residence w/3,266 sq. ft., 4 BR, 3 baths, 8 FP. $2,795,000 Steve McLean (434) 981-1863 MLS# 520910

PARK STREET - Terrific north downtown residence on nearly three quarters of an acre lot with separate home office/ studio. $855,000 Charlotte Dammann (434)981-1250. MLS#515228

BLANDEMAR - 25+ Open acres (add. acreage avail.), 4 ac. lake & bold Blue Ridge Mtn. views.

Custom built home w/8,000 fin. sq/ft, first floor master suite, 6 BR, 5.2 BA. $1,985,000 Andrew Middleditch (434)981-1410 or Steve McLean(434)981-1863. MLS# 506998

BLANDEMAR FARM ESTATES - The setting is exceptional with bold mountain views, beautiful streams and hardwood forest and lovely open pasture land.

Andrew Middleditch, 981-1410.

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KESWICK ESTATES - Tremendous views of Paradise Lake & golf course beyond from this 2.2 acre lot. Custom build on spectacular lot w/water frontage & adjacent open space. $595,000 Charlotte Dammann (434)981-1250 #463335

TWENTY COLUMNS - Originally built as a summerhousefordisplayattheJamestown exposition of 1907 then dismantled & relocated to its present location on 18.5 ac.

Current owner upgraded the house preserving the architectural details. $519,000 C. Dammann (434)981-1250 MLS#519977

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KESWICK - Rueben L. Moore house is an updated farm house with bright open spaces situated on 2.5 acres. Enjoy the out of doors on the private land with patio & firepit. $689,000 Charlotte Dammann (434)981-1250 MLS#520372

Wooded 6.56 acres in Grassmere Farm in Ivy. Last lot left in established neighborhood of homes on large lots. Perfect building site for a walkout basement.

Murray School District. $325,000. Betsy Swett, 249-2922. MLS 522219.

A truly unique property just 8.5 miles from UVA-even closer to shopping and entertainment. Views of gently rolling hills, 2+ open acres, and an interior that feels like a big city loft. The custom kitchen and high end full bath were completed in late 2011. Heated tile floor in kitchen, polished concrete floors, soaring ceilings, real pine paneling, lots of built-in storage.

MLS 523973 Dora Conway, 434-825-5742

EDGEHILL, circa 1893, is a spacious, comfortable antique home loaded with charming features, situated on a high knoll with panoramic pasture and mountain views. Only 1 mile to Lovingston & US29! $995,000 Jim Faulconer (434)981-0076 MLS# 518119

Extraordinary Keswick Golf Course Parcel- Surrounded on two sides by the award winning new Peter Dye Golf Course this 2.4 acre building lot represents the best value in Keswick. $420,000 Tim Michel (434)960-1124. #503871

2 story post and beam log home on 96 mostly wooded acres with 2BR studio & a small barn with loft, stocked pond. $799,000. #520391 Call Dora Conway, 434-825-5742

Wonderful 12.75+/- wooded acre parcel with complete privacy in southern Albemarle. $30,000. Steve McLean (434)981-1863. MLS#516801

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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Farm, EstatE and rEsidEntial BrokErs

Conveniently located in Berkmar Crossing. First floor is retail space (1,857 sq/ft) with adjacent warehouse (1,401 sq/ ft) area. Second floor is offices. $675,000 Charlotte Dammann (434)981-1250.

MLS#518267

IVY – Immaculate 5BR/4.5BA home on 6 acres, just 5 to town. Bright open floorplan, 5,000+ sq.ft., high ceilings, quality finishes.

Great setting, exceptionally private. Murray School District. $1,395,000 Steve McLean (434) 981-1863 MLS# 518163

KESWICK AREA - THIS HOME IS A SUPERB VALUE! Original Owner, excellent condition, superb quality materials & construction & view of SW Mtns.,well landscaped. $479,000. MLS#515210. Jim Faulconer (434) 981-0076

McGuffey Hill –First floor condo within seconds of the Downtown. Privately situated this light filled unit has large LR w/ FP, open kitchen w/ adjoining sunroom, DR, 2 large BR w/ adjoining baths. $599,000 Charlotte Dammann (434)981-1250 MLS#518916

Charming 3 bedroom / 2.5 bath farmhouse, over 2,600 fin.sq.ft, 4.77 park-like acres, 7 m. SW of C’ville. Privacy, protected views & setting, beautifully landscaped. Option to divide lot, 2nd driveway in place. $429,000. MLS#520333.

Will Faulconer (434) 987-9455

MADISON COUNTY LAND – Eleven acres comprised of established pasture and mature hardwoods. Land boasts road frontage, leveled building site, potential logging revenues, and small creek. $138,500. Macon Gunter (434-242-7772), MLS 520197.

CARYSWOOD is a stately historic Greek Revival-style residence, built c. 1855-1915, showcasing quality craftsmanship and original details including woodwork in a four-graduatedband motif on both the interior and exterior, mantels and hardware. Land is gently rolling with approx. 85 acres open and the balance wooded. On National Register of Historic Places and Virginia Historic Landmark. $1,195,000 Steve McLean (434)981-1863 MLS#524131

Wonderful 4.15 acre, vacant lot in established community off of Rio Road. Rare find, zoned R-2. $450,000. Steve McLean (434)981-1863. MLS#510501

Exceptional 4 acre building site in lovely CLOSE-IN SPRING HILL Subdivision in IVY. Gentle elevated lot offers distant farm and rolling views and is in an established neighborhood of high end residences. $360,000 Tim Michel (434)960-1124 MLS#520382

24.8 Acres w/ div. rights and 2000+ feet road frontage on Rt. 6. near the Hardware River. Fix up the 1930’s home or build a new one. Mary Katherine King (434)9815068 MLS#522671

Wonderful 2.45+/- acre building lot located approximately 20 minutes south of Charlottesville.$24,500 Steve McLean (434)981-1863 MLS#516480

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

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BLANDEMAR-Wonderful 21 acre estate parcel in the exclusive Blandemar Farm Estates community. Bold views of the Blue Ridge and Ragged Mountains with elevated building site all just minutes south of Charlottesville. Andrew Middleditch (434)981-1410. $495,000 MLS#520130

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Ivy home near Murray Elementary in excellent condition. Open kitchen/great room w/ fireplace, sunken living room, formal dining room, 3-4 bedrooms, rec room, hardwood floors, garage, decks & beautiful landscaping. $549,000. Betsy Swett, 249-2922. MLS 519787.

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AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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Farm, EstatE and rEsidEntial BrokErs

ESTES FARM-c. 1795, classic residence, 6 BR, 2 BA. 171 Acres near Shenandoah National Park, Madison County, magnificent views! Long frontage on pristine Rapidan River. $1,595,000 Jim Faulconer (434)981-0076 CAAR MLS#520773

OLD KESWICK – This extraordinary estate with 550+/-acres including a circa 1745 & 1832 residence, numerous dependencies & stables provides a unique, private domain in a premier location nearby Charlottesville & the University of Virginia. Charlotte Dammann (434)-981-1250 MLS#515126

HEART OF FREE UNION - 5,500+ sq.ft. Home situated on 5+ ac. in Free Union. Bright open floor plan & full walk-out basement. Beautiful setting w/in 15 min. of Charlottesville. MLS #518256 $795,000. Steve McLean (434) 9811863

SWEEPING BLUE RIDGE MTN VIEWS - Quality-built 10,000+ sq.ft. residence on 44 park-like acres, 20 miles north of Charlottesville. Wonderful architectural details, wine cellar, theater room & indoor swimming pool. $2,995,000. Steve McLean (434) 981-1863.

MLS #504229

Beautifully maintained single family detached residence in the highly sought after community of Ednam. Living room with f/p; dining room; kitchen with adjacent tv/sunroom; first floor master; two upstairs bedrooms and two car garage. $725,000 Steve McLean (434)981-1863 MLS#520466

FARMINGTON - Exceptional frame and copper roofed residence situated on 6.8 private landscaped acres. Wonderful custom construction , 6 BR, 5 full 2 half BA, with over 6,880 finished feet of living area.. $3,800,000 Andrew Middleditch (434)981-1410 MLS#523345

VALMONTIS- Totally restored brick residence, c. 1790, with recent additions nestled on 25 acres near Southwest Mountains, just 7 miles NE of Charlottesville. Private, tranquil setting w/beautiful pastoral views. $1,950,000 Steve McLean (434)981-1863 MLS#518810

OLD WOODVILLE - Exceptional 176+ acre historic estate featuring c. 1796 main residence, pool, guest cottage, barns, equipment storage & other outbuildings. Bucolic setting, rich farmland. MLS #504304 Steve McLean (434) 981-1863.

Beautifully built custom home with lovely details, privacy, mountain views and pond. Great setting on almost 45 acres only 20 minutes to Barracks Road. $1,695,000 Steve McLean (434)981-1863 MLS# 518203

503 FaulconEr drivE - charlottEsvillE, virginia 22903 PhonE (434) 295-1131 Fax (434) 293-7377 Email: homes@mcleanfaulconer.com - WEBsitE: www.mcleanfaulconer.com

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Real Estate Weekly A PUBLICATION OF THE CHARLOTTESVILLE AREA ASSOCIATION OF REALTORS® Charlottesville, Albemarle, Fluvanna, Greene, Louisa, Madison, Nelson, Orange

Inside:

Music Staunton

F E S T I VA L : Celebrating A Living Tradition

DECORATED MODEL OPEN SATURDAY 1-4, SUNDAY 12-4

BY KEN WILSON

open sunday, september 9th 1-3 pm 208 KENWOOD LANE • RUCKERSVILLE 253 Lake driveHOME! Don’t miss BUILDER IS SELLING THE MODEL this incredible opportunity to purchase this one story ruckersviLLe home with upgrades at the base price. The Hudson offers Location, upgrades and priceopen to sell!

Pleasing kitchen a large covered front porch, foyer, cathedral ceilwith granite¾” counters and tile cherry back splash. ings, natural hardwood floors, cabinets,Open granite great room, formal Enjoy dining, muduse room and library counters & fireplace. a great of space with the open design, bedrooms & attached garage. Luxury complete thesplit main floor. Finished basement with awaits in the suiteroom with tile closets, bedroom, fullmaster bath, play andfloors, large walk-in family room. soaking tub and tray ceiling. full walk out ceilings, basementtile with Inviting master suite withA catherdral a finished family room ~ someone is going to get an insoaking tub and dual vanities. Fenced back yard, credible VALUE! MLS# 513035 $374,900 paved driveway and stamped concrete patio. LEASE Hancock Farms offers an estate style neighborhood with WITH BUY CONSIDERED! MLS#497790 2 acreOPTION wooded TO lots.

Easy access to C-ville.

Off Rt 33 just ~ $340,000 east of Rt 29 in Ruckersville.

AUGUST 14 - AUGUST 20, 2 0 1 4

14

Retiring Early?

Mind the Gap!

JuLie kuhL JULIE KUHL 434-882-0227 | juliekuhl@remax.net

434-882-0227 • juliekuhl@remax.net www.CharlottesvilleMoves.com directions: 29N, just past Sheetz take a left into Directions: 29N to right on 33 to Hancock Farms Deer Lake, right on Deer Dr. Right on Lake Dr.

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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VOL. 23 NO. 33 n AUGUST 14 - AUGUST 20, 2014

Affinity Group CROZET HISTORICAL DISTRICT NEAR MINT SPRINGS

434.466.4634

1210 St George Ave

A 1950s City Hidden Gem--This 2 bedroom, 1 bath home is tucked away minutes from Downtown, Pantops, city parks, walking trails and The new MJHospital. Features include Hardwood Floors, formal rooms, gas furnace and AC. Partially finished full walkout basement ready for second bath and family room. Home is complete with enclosed sunroom, porch for rocking chairs, and city sidewalks for easy walking. New roof installed 2014--a purchase you will love! MLS# 521738 $212,000

F E S T I VA L :

Courtney Sargeant 434.962.3100

Celebrating A Living Tradition

courtneysargeant7@gmail.com www.loringwoodriff.com

ATTENTION TO DETAIL! 3200 fin. sq.ft., 736 unfin. sq.ft in bsmt., 2-car carport, 2 outbldgs. Main level features large formal DR, granite KIT counters, LR w/brick FP, 3 BR, 2½ BA, laundry room. Lower level features FR w/mahogany floors, guest BR, full BA, small office space & unfin. storage/workshop area. Great outdoor areas incl. front covered porch, rear deck & patio. 9.27 acres, will allow horses OR division, adj. Historic Montpelier grounds, Orange County.

Located on private lane, low traffic volume! DSL/Cable, NO HOA! 30 min. to C-ville! $349,999, MLS#510973.

BY KEN WILSON

22

Retiring Early?

Mind The Gap!

BY WEALTH MANAGEMENT SYSTEMS, INC.

Issue: IN EVERY

SHANNON G. HUDSON

Homes for First Time Homebuyers .... 5 Homes in Every Price Range ............. 5 New to the Market ........................... 6 Open Houses ................................ 6-7 News & Views .................................. 8

CORNERSTONE REALTY

CROZET COUNTRY SETTING Lovely four Bedroom, 2½ Bath Cape Cod on half acre in the country. Approx 2200 square feet.

First Floor Master has two skylights. Hardwood floors & brick Fireplace with nice insert. Full basement makes a GREAT gameroom. Landscaped patio with water garden. Large garage. $203,000

FEATURE

Staunton Music Festival: Celebrating a Living Tradition .......... 14

BY KEN WILSON

HOME FINANCE

Retiring Early? Mind the Gap! ........ 22

BY WEALTH MANAGEMENT SYSTEMS, INC.

540.661.2083 | www.shudson.remaxagent.com

434.466.4634

THIS HOME QUALIFIES FOR 100% VHDA RURAL HOME FINANCING

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Music Staunton

Country classic, 4BR/2BA with character galore. Original hardwood floors & bullseye molding. Dining room, office, large utility room. Central air & heated with high effic. gas furnace.

Flue for woodstove with beautiful rock & mantel in LR. Nearly new thermal pane windows, man cave garage with woodstove. Qualifies for VHDA 100% financing. $217,000

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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OPEN HOUSE SUNDAY AUG 17TH | 12 - 2pm

OPEN HOUSE SUNDAY AUG 17TH | 12 - 2pm

OPEN HOUSE SUNDAY AUG 17TH | 12 - 2pm

1006 AVON ST | BELMONT

614 RAINIER RD | CHERRY HILL

402 ROBINSON PLACE | BELMONT

MOTIVATED SELLERS! BRING OFFER! Home Warranty incl.! Located between Elliott Ave & Monticello Ave. Between 2 lights; within walking distance to the Downtown Mall; Shops, Restaurants & all Charlottesville has to offer! Zoning allows add’n of an accessory dwelling - over a garage?!. MUST SEE! Move in ready; ALL UPGRADES & add’n added ‘07. 4 LARGE BR’s; 2 Full size updated BA’s; spacious laundry area LEVEL FENCED YARD w/ Deck & Patio.

MLS#519816, $273,900

Meticulously maintained 4 BR w/ Living RoomOPEN FLOW to the Kitchen & Dining. French Doors exit on the 10x16 Deck. Enjoy the park-like setting! Observe the abundant wildlife; deer, birds & peaceful scene in your own back yard! Walk to the stream; or relax in the FIN. basement! Granite Kitchen; GE Upgraded Appl.; Ceramic Baths; Abundant Storage & Private Views! Easy walk to UVA athletic fields; UVA Hospital; Schools. Built by RYAN HOMES. MLS#524116, $374,900

Belmont Beauty! Quiet Private Location walking distance to the Downtown Mall. HUGE sun room off updated kitchen. Appl., Gas Water Heater Installed 6/14. Windows & Siding ‘04 & Plumbing ‘98. Walkway; Foundation & Int. Painted ‘13. Gas RHEEM Heating System/ Washer Dryer Hook ups & Rough In Bath in FULL SIZE UNFIN. BASEMENT! LEVEL lush yard; & plenty of parking. Off ELLIOTT Ave Near AVON St. UNDER $200k!! MLS#523010

CANDICE VAN DER LINDE 434-981-8730

CANDICE VAN DER LINDE 434-981-8730

Dir: From Downtown Charlottesville, follow Avon St. Home on Left just before you reach the light at Elliott Ave

Dir:From Downtown Cville; follow Cherry Ave to the Left Just after Johnson Elementary. Subdivision is ON Cherry Ave; Between Cleveland Ave & Shamrock Rd. TURN in Cherry Hill Subd.; House on Right.

CANDICE VAN DER LINDE 434-981-8730 Dir: Headed from Downtown on Avon St.-Turn Right at Elliott Ave light. LEFT on RAYON St. Right on Robinson Place. House on Left

(434)981-8730

(434) 981-8730

(434) 981-8730

355 West Rio Rd Charlottesville VA 22901

355 West Rio Rd Charlottesville VA 22901

355 West Rio Rd Charlottesville VA 22901

OPEN SUNDAY, AUGUST 17TH 12 - 3PM

700 LOCUST AVE | WALK TO DOWNTOWN City farmhouse built when everyone walked where they needed to go & spent hours on the porch when not in the garden out back. This is still possible at 700 Locust Ave., now melded w/ 21st century comforts & conven.! The slate roof w/ copper gutters, heart pine floors & doors, high ceilings, tall windows, generously proportioned rooms & original woodwork & detailing still remain after all these years. Stroll to everything downtown in 5 min. MLS#520308, $599,000 Dir: From MJH go north on Locust towards bypass.

Home is on the right, at corner with Poplar. Parking is in front or on Poplar or in garage drive by alley.

ROGER VOISINET 434 981-1076 Realty Specialists

OPEN HOUSES

Out Of BOunds visit our decorated Kenridge model for more information

villas from the $600’s elevator townes from the $400’s

Model Homes Open Daily 12-5 Foothill Crossing from the mid $400’s Lochlyn Hill COMING SOON! Old Trail Creekside from the low $500’s Old Trail Village Homes from the mid $300’s Avinity SOLD OUT! Old Trail Villas from the upper $400’s Old Trail Courtyard Homes from the low $400’s

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Kenridge from the low $700’s Belvedere COMING SOON! Hyland Ridge from the low $500’s

CRAIGBUILDERS.NET

|

434 .973-3362

NEW to the MARKET

TOWNWOOD CONDO FOR SALE Go see this fast as it will not last long! Just renovated to include new stove, dishwasher, refrigerator, refaced cabinets, new kitchen floor, all new hardwood flooring in the great room & dining room. New carpet upstairs. Large Laundry / mudroom off the kitchen with access to backyard. Sliding glass doors from the kitchen to fenced in back yard. Storage container in the back yard stays. 3BRs up with Jack-n-Jill full bath upstairs and half bath down. All appliances included.

MLS# 523810 $169,900

Affinity Group

Debbie Cash, CRS, GRI Licensed Broker in Virginia Office (434) 296-0007 • Cell (434) 960-5501 www.CharlottesvilleMoves.com RE/MAX Affinity Group 1770 Timberwood Blvd. Suite 101 Charlottesville, VA 22911

A Virginia Virginia Tradition Tradition Since Since 1927 1927 A

Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com homes@roywheeler.com • www.roywheeler.com This information, although deemed accurate at the time of publication, is not guaranteed.

This information, although deemed accurate at the time of publication, is not guaranteed.

thth Sunday, August 17 HOUSES OPEN HOUSES Sunday, October 20 OPEN HOUSES Sunday, October 20th O L N A T KE IC EL LO

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1760 OLD TRAIL DRIVE

1015 BEDFORD HILLS DRIVE Time: 2-4 pm 1015 BEDFORD DRIVE Time: HILLS 1-4

520 STAGECOACH ROAD 77 STAGECOACH RIVERSIDE DRIVE 520 Time: 1-4 ROAD

FABULOUS 5BR COLONIAL located near FABULOUS 5BR COLONIAL locatedmovenear Time: 1-4This pm spacious, Hollymead Town Center.

Hollymead This movein conditionTown homeCenter. features an spacious, open floorin plan CUSTOM BUILT ALL BRICK home Old in condition home an open floor with gourmet eat-in kitchen, family Trail.

Don’t wait tofeatures build, this home has room itplan all. with gourmet eat-in kitchen, family room 5BR,fireplace, elegant dining room, office/living room, with first floor bedroom with office, with fireplace, firstkitchen floorhardwood bedroom with topped office, incredible chef’s with granite extensive ceramic and flooring and extensive and hardwood flooring and islandcarpet. & ceramic beautiful custom cabinetry, spacious new A must see property! $429,900. new carpet.

A must see basement property! $429,900. family room and finished room, http://www.940stanley.com/ Mike w/rec Peters 951http://www.940stanley.com/ Mike Petersroom, 951kitchenette, exercise room, sewing/craft 5119/981-3995.

(512926) & 2 guest rooms. $799,900. Denise Ramey 4345119/981-3995.

(512926) Directions: From town Rio Rd. west to Rt. 743 960-4333. (517331) Directions: From Riotowards Rd. westEarlysville. to Rt. 743 (Hydraulic Road)town north (Hydraulic Road) north towards Earlysville.

Directions: 250 Dr, W to Old Trail on Drive turn Right on Stanley second drive the left. right. on After pool and turn left onto Right Stanley Dr, park second drive on theWoodleft.

ADORABLE 1950s COTTAGE. One floor ADORABLE 1950s One taken floor BETTER THAN NEW! hw living on a half-acre thatCOTTAGE. has beenGleaming lovingly living on a3 half-acre thatspacious hasPaint. been lovingly taken flrs. New carpet.

Fresh Chefs kitchcare of. bedrooms, well-equipped care 3 bedrooms, spacious well-equipped en w/of.granite & lg. bkfst area opens to fam. kitchen, lg. living room w/wood burning fire kitchen, lg. living room w/wood burning fire place, hardwood floors, great room w/outside rm. 4BR/2.5BA + HUGE bonus room. place, great room w/outside entrance toceiling a sunny &MBA. yard, MBR hardwood w/leading vaultedfloors, & terrace Luxury entrance leading to a sunny terrace yard, attractive spacious shed w/electricity.

Minutes Oversized 2-car garage. Park-like& backattractive spacious $229,500. shed w/electricity.

Minutes from Kay Sands, 825yard.Downtown.

SPARKLING! $298,700.

Byrd@ from Downtown. $229,500. Kay Sands, 8256129.

(509047) ByrdAbbott.com 242-9600. (520368) 6129. (509047) Directions: Street Ext., cross Directions: 5th FromStreet Charlottesville, takeover Rt. Directions: Ext., Interstate 64,5th take third left, travelcross aboutover 1/4 250E. R on Rt. 616.

R on Rt.travel 600. Labout on RivInterstate 64, take third left, 1/4 mile, house is on the right. er Ridge Dr. R on Riverside Dr. Lot is the mile, house is on the right.

3rd on the right after passing Riverside Ct.

Time: 1-4

Hosting Agent: Mike Peters 6506Hosting WOODBOURNE LANE Agent: Mike Peters

bourne Lane. 5th home on the right.

Time: 1-4 2-4 pm Sands HostingTime: Agent: Kay Hosting Agent:Yonna Kay Sands Hosting Agent: Smith

37 WEXFORD RIDGE 37 WEXFORD RIDGE ROAD ROAD

21708 JAMES 21708 JAMES MADISON HWY. MADISON HWY.

679 TOUCHSTONE 679 TOUCHSTONE LANE LANE Time: 1-3

218 LOGTRAC 218 LOGTRAC ROAD ROAD Time: 12-2

Time: 1-4 • Hosting Agent: Time: 2-4 • Matthew WoodTime: 1-4 • Hosting Agent: Time: 12-2 Hosting Agent: HostingTime: Agent:1-3 Margaret 559 MILLSTONE Time: 1-4 • Hosting Agent:DRIVE Time: 2-42• VIRGINIA Matthew Wood-AVENUE Time:#A 1-4 • Hosting Agent: 6250 FLINTSTONE DRIVE COURT 448 ROOKWOOD Hosting Agent: Hosting Agent: Margaret Julie Holbrook son Susan Stewart Tammi Campbell Ramsey Julie Holbrook son Susan Stewart Time: 1-3 pm Time: 1-4 Campbell pm Tammi Ramsey Time: 1-3 pm Time: 1-3 pm

DESIGN/BUILD YOURHosting OWN E S T A B L I S H E D READY TO MOVE IN! This ENJOY FISHING or sunning MODERN POST AND Agent:BEAUTIFUL Matthew Woodson Hosting Agent: Kay Sandson the beach HostingIN! Agent: Susan DESIGN/BUILD Stewart YOUR E S T Hosting A B LAgent: I and SByrd H Abbott E D READY MOVE ENJOY or sunning on the beach BEAUTIFUL POST crafted AND HOME for as little as $1000 OWN down, NEIGHBORHOOD convenient upgraded TO “Berkshire” model This has when youFISHING buy this 3BR/2BA Contemporary BEAM home onMODERN 11.5 acres. Artfully HOME for asVillittle asnecessary! $1000 down, NEIGHBORHOOD and “Berkshire” model has LOCATION! well MAGNOLIA MODEL isarea. completwhen you buySaltbox this 3BR/2BA Contemporary BEAM home on 11.5 acres.

Artfully+LOCATION, crafted DEVELOPMENT EXCEPTIONAL on 1.47upgraded AC. SOUTHERN no HOMES. construction loanOUR I&J to downtown andPRIVACY Rt convenient 29. Well hardwood floors, granite counters, cedar-sided withThis open floormainplan, bright, airy living + 2BR/BA office. no construction loanedthis necessary!

I&J downtown Rt4,200 29. sq.ft.

Well LR w/ hardwood floors, granite counters, tained 2BDcedar-sided 1.5 BR condo/townhome iswaterfall, close to Oaks, Fluvanna’s newest communi& Parade features entry and easy living Saltboxwith withrock open plan, bright, airy living area. +home 2BR/BA office.

4to BR, 3.5 BA &and over , lage invites you to tour ofno step maintained home features hardwood gasFPfireplace, built-in cabinets, 9’ retirement delightful sunroom wallfloor A wonderful vacation - or+ live in ty for built-in ages 55+cabinets, offering easy living certified homes Rt. 29 shopping.

Master BR has walk-in closet. invites you to tour this Parade of maintained home features hardwood gas fireplace, 9’ certified!

The main level has 2 bedrooms, 2 delightful sunroom with rock wall waterfall, A wonderful vacation home or live in formal DR. Fam Rm w/stone FP .

Cherry Homes Award winning plan, with floors, screened porch, main level ceilings, stainless steel appliances, large laundry room, plenty of storage space, paradise year-round. Views are protected w/incorporated universal design elements.

Our towinning Some of the features are new windows, water Homes Award plan, with floors, screened main level/ great ceilings, stainless steel appliances, baths, a spacious with dining area, large laundry room, plentyand of storage paradise year-round.

Views areonprotected hwfl.

Spectacular kitchen large windows, open spaces, high great laundry, 1 full andporch, 1chef’s half bath on main 4 rm. bedrooms andKiawah 2.5 baths -offers the a main additional storage shed gardenspace, spot. withroom a charming upscale B&B one side, be built model level living w/ heater, newer W/D,storage gas FPshed , storage attic, spot. shed large windows, open spaces, high and laundry, 1 full and 1basement half bath mainStep 4list bedrooms 2.5 baths - the generous kitchen 2 car garage.

The baseadditional and garden with a charming upscale B&B on one side, w/ vaulted ceiling, loads of on light! down ceilings, elegant fixtures & finishes. level.

Full finished includes goes vaulted on and and on. $379,900.

Only 15that minutes to shopping, 20 minutes to and a conservation easement view across the great room, 1st floor master suite & secand new sliders open to a lovely screened ceilings, elegant fixtures & finishes. level.

Full finished basement includes list goes on and on. $379,900. ment has a family room, bedroom and bath Only 15 minutes to shopping, 20 minutes to and a conservation easement view across the 1st fl.

MBR w/ Luxury BA & huge W-I closet.

Every detail2-car has been considered! kitchen and laundry, 1-2 bedroom MatthewWoodsonProperties.com Cville. $209,000. www.TammiCampbell. river. $325,000. Margaret Ramsey,sun 953ond bedroom/study option, spacious kitchen, room overlooking a landscaped yard.

OwnEvery detail has been considered! kitchen and laundry, 1-2 bedroom MatthewWoodsonProperties.com and more unfinished areas to expand your Cville. $209,000. www.TammiCampbell. river. $325,000.(510719) Margaret Ramsey, 9533with spacious BRs. 3 Terraces.

1-yrJulie Hm. WarranMany floor plans are available or I&J outside access. $223,100. & more. $299,900. Susan Stewart 434-242960-5187.garage (501463) com 46” 985-2348/882-5403.

7057/296-7171. ers are leaving Flat screen TV(514558) over FP and 2 Many flooryou plans areliving available or own I&J$299,900. with outside access. $223,100.

Julie 960-5187.

(501463) space.

MatthewWoodsoncom 985-2348/882-5403. (514558) 7057/296-7171.

(510719) ty. $845,000.

Byrd@ByrdAbbott.com 242- 3550.

(518220) can help design your very Holbrook, 434-989-4415.

(512616) beveled mirrors are hung on ea.west sideonof From Rt. 29that in Ruckersville head Directions: North on Hydraulic Rd; left glass Directions: From 29N, East on can help you design your very own Holbrook, 434-989-4415.

(512616) Properties.com 960-5187.

(516452) 9600. (523080) From Rt. 29Sands, in Ruckersville west on Directions: North Hydraulic Rd; left plan!to$369,000.

Directions: From 29N, EastLeft on Rt. 33, approx.

7 miles turnhead left on Rt. Earlysville Rd; leftonBuck Mountain theRd; FP.$175,000.

Kay 825-6129.

(522686) Directions: From Cville, take I64W Boyd Tav- Susan Stewart 434Directions: From 29N, East on Rio, Right on Greenbrier, plan! $369,000.

Susan Stewart 434Rt. approx.

7 miles 1turn on Rt. Rd; left Buck Rd; 242-3550.

(505508) 62233, (Celt Rd) approx. mileleft to left on right Simmonds Gap Rd;Mountain right Buffalo Directions: 29N, Left East onto on 250 Rio, on (129) Greenbrier, Left ern Exit interstate, cross over 250, Directions: From Earlysville Charlottesville, 29N to Directions: From Charlottesville, W, L Right Rio, Right onFrom Greenbrier, onto Banbury, thru turn stopR off sign, Directions: Take North to Mtn right on 242-3550.

(505508) 622 (Celt Rd) 29 approx.

1 mile to left on right Simmonds Gap Rd; right Buffalo Sunset RdRte. (Entrance to Greene Lake) River Rd; left tofirst continue onon Buffalo River follow to 4 way stop, take R on S. Boston, go apRio, Right on Greenbrier, Left onto onto Banbury, thru stop sign, Greene County Line, take your right Directions: FFrom Zion Crossroads – Rt. into Boars Head Inn, stay to the right past Banbury, thru stop sign, home on home on the left. bottom the Mtn hill.

Turn Sunset (Entrance toof Greene Lake) River Rd; leftCelt to continue onChapman BuffaloGreenbrier River toDrive 2nd Rd leftto onto Logtrac.

House on right.

Rd (becomes Rd); follow left Rd; prox.

2 miles, to R on Lake Monticello Rd (618), Directions: FFrom Zion Crossroads – Rt. Banbury, thru stop sign, home on home on the left.

15 South.

Cross Rt. 250 and do immediate Lake Saponi Drive, Left on Flintstone, the Lakes staying on 10/23 EdnamFROM Dr; Rt on Fox the left.

ALSO OPEN 2nd left Logtrac. on right.

Rd (becomes CeltLane; Rd); left Rd;onto toMill Parkonto Drive, leftHouse on Millstone right Touchstone rightChapman to 2ndright house Village Oaks on R-directly across 15 from main gate of 250 South.

Cross Rt. and immediate the left.

ALSO OPEN 10/23 lotdoon U turn into parking lot.to Look forright. sign.

Hill, Rt PRIOR on Rookwood, homeFROM on right. right Touchstone Lane; right to 2ndCourt. house Home on right.

2-3PM TO AUCTION. on left (2nd sign).

Lake Monticello.

U turn into parking lot. Look for sign.

2-3PM PRIOR TO AUCTION. on left (2nd sign).

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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Time: OLD TRAIL LIVING at itsMcVay finest! Owners Hosting Agent:1-4 Jim Hosting Jim McVayto the alhave added their Agent: personal touches UNIQUENESS AND COMFORT. Enjoy ready impeccable 5 bedroom with UNIQUENESS AND COMFORT. Enjoy beautiful brick fireplaces, highhome ceilings andtastebeautiful brick fireplaces, high ceilings and ful upgrades throughout.

1st and 2nd floor abundant natural light. First floor master suite abundant natural light.

First floor master suite master bedrooms, gourmet kitchen, has adjoining office.

Great pool and patio.cherry Cothas adjoining office.

Great pool and patio.

Cotflooring, rec room w/full 2nd floor front tage is wonderful guest or bath, in-law suite or artist/ tage is studio. wonderful guestfor or play in-law suite or artist/ writer 2+ acres and gardening porch, stamped concrete patio with stone FP writer studio. 2+ acres forJim@JimMcVay.com play$649,900. and gardening in Earlysville. $480,000. and beautiful landscaping.

Denise in Earlysville. $480,000.

Jim@JimMcVay.com 434-962-3420.

(513693)(523917) Ramey 434-960-4333.

434-962-3420. (513693) Directions: From Hydraulic and Rio take Directions:From From Hydraulic Rt 250 inand Crozet, turn Directions: Rio Earlysville Rd north over the reservoir to atake left onto Old Trail Dr. opposite W.A.H.S., Earlysville Rd north over the reservoir to a left onto Bedford Hills Drive. 1015 is on your left. through 2 traffic on Old onto Bedford Hillscircles, Drive.stay 1015straight is on your left.

Trail Drive and home is last one on the right in Carriage Park.

940 STANLEY DRIVE 940 STANLEY Time: 1-4DRIVE

OPEN HOUSES

2226 BANBURY 2226 BANBURY STREET STREET

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SUPER CLEAN ONE LEVEL RANCH w/ SUPER CLEAN RANCH w/ brick front & vinylONE sidingLEVEL at the end of a cul-debrick fronta & sidingbasement! at the endThis of a darling cul-desac, plus fullvinyl walkout 754 EXTON COURT sac, plus a fullwas walkout basement! darling starter home just painted insideThis & features starter home was just painted inside & features hardwood floors.Time: Extra-large 1-4 pm deck overlooks hardwood floors. backyard.

Extra-largeLots deck overlooks private, spacious of upgrades, FABULOUS LOCATION! Great floorof plan!

Move in private, spacious backyard.

Lots upgrades, new roof, many others.

Located in the ready! New carpet and flooring, fresh paint, & newBaker deck. new roof, many others.

Located in the Baker Butler/Sutherland Includes all appliances,school FP, opendistricts! and bright$159,000. floor plan Butler/Sutherland school districts! $159,000. w/skylight and242-6057. ample windows.

HOA fee includes trash Jan Shiflett, (514345) Jan Shiflett, 242-6057.

(514345) upkeep of pool, pickup, grass cutting, area maintenance, Directions: 29N to Camelot, left on Barnespruning of shrubs, exterior painting, left & snow removal.

Directions: to Camelot, on dale, leftDenise on29N Dorset the way to theBarnesend of $174,900.

Ramey all 434-960-4333.

(523918) dale, left on Dorset all the way to the end of the street.

Directions: Rio Road, turn onto Pen Park Rd, left on the street.

Fox Crossing, Right on Exton, home on right.

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104 DORSET COURT 104 DORSET COURT Time: 2-4 Hosting Time: Agent:2-4 Jan Shiflett Hosting Agent: Jan Shiflett

IL

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AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

NEWS & VIEWS CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

CAAR REAL ESTATE WEEKLY

NEWS & VIEWS

Real Estate Related News

VAR Holds Relocation Day The Virginia Association of Realtors held their annual Relocation Day on August 6, 2014 at the Boars Head. The event featured Pandra Richie, SCRP, SGMS, 2014 Chairman, Worldwide ERC® President, who spoke on challenges real estate brokers are facing today. Mercedes Naficy D’Angelo also spoke on How to Help Diverse Buyers and Sellers in our Current Real Estate Market.

Other topics that were discussed included Five Biggest Challenges in Corporate Relocation Today. Roy Wheeler REALTOR® and VAR Relocation Council chairman, Denise Ramey, moderated what the attendees said was a “day very well spent.”

Our dogs needing foster are all healthy, spayed/neutered, and up to date on their shots. The dogs are: Dazzler: 6 year old female GSD mix King: pit mix male puppy, 3 months old Kirby: pit mix male puppy, 7 months old

What’s Happening Around Town?

Vexy & Atlas: Vexy (female, 3 years old) and Atlas (male, 5 years old) are a bonded Bully pair

Fluvanna SPCA Needs Help

Petunia: 1 year old female lab mix

The Fluvanna SPCA, a no-kill shelter located in Troy, VA, is in need of assistance from the community.

In addition to a very busy summer season and the continued presence of the seized pit bulls from the Mathis case, FSPCA is running out of room.

Fluvanna Animal Control has confiscated two pit bulls and six pit bull puppies who are in need of care and medical attention. While we care for these new charges, we need to make space at the shelter. We are putting out the call for people who are willing to foster some lovely dog-friendly dogs for an extended period of time. FSPCA provides food, bedding, and medical attention.

Kelsey: 9 month old female pug mix

KATHRYN HALL BENTLEY REALTOR®

434.989.6769 Cell 434.951.5148 Office kbentley7147@gmail.com www.RoyWheeler.com

Danny Boy: 1 year old male boxer mix on hip surgery recovery Shiloh: 4 year old female beagle/ hound mix Basil: 3 month old female JRT mix Newman: 1.5 year old blue-eyed hound mix Bandy: 5 year old female JRT mix Interested fosters may contact the shelter at 434-591-0123 or via email at director@fspca.org. FSPCA’s foster application can be found by clicking on “Foster” at www.fspca.org.

In addition, FSPCA could use donations of newspapers, blankets, and

Qui Vive 189 BROAD AXE RD Motivated Seller! Total peace and privacy awaits! Unique hilltop villa with spectacular year-round mountain views and character you’ll find in no other. Six+ acres including pasture with barn, fruit trees and amazing gardens. Salt water pool & arbored deck. Outdoor entertaining space is endless. Uniquely elegant farm-style home with open floor plan, 4 BR, 3 BA & large kitchen. Family room on terrace level could be fifth BR. One year home warranty offered.

MLS#521374, $785,000

financial assistance. Donations may be made at the shelter at 5239 Union Mills Road in Troy, or online at www. fspca.org.

Spiritual Groups Partner for Contemplative Day for the LGBTQ Community, Friends and Allies Three spiritual organizations in Charlottesville have partnered to create a contemplative day for the lesbian, gay, bi-sexual, trans-gender and queer communities on Saturday, August 23 at Unity of Charlottesville, 2825 Hydraulic Road. The Rainbow Retreat, as it is being called, is a time to discover the power of contemplative practice to bring inner peace and support community.

A Place to Breathe, Unity of Charlottesville, and the Insight Meditation Community of Charlottesville have joined together to create this half-day retreat which will feature yoga, several different meditation techniques, and contemplative labyrinth walking meditation. Experienced facilitators will lead the activities with registration beginning at 8:45 a.m. and ending at 1:00 p.m.

“Many LGBTQ face repeated stresses because of social prejudices and legal discrimination,” said Edward Strickler, one of the program advisors. “This can be harmful to the physical, emotional, and spiritual health and well being of individuals, families, and communities. The Rainbow Retreat is a welcoming open door for LGBTQ to explore ways - through different contemplative practices - that support wholeness and wellness, for themselves, their families, and communities.”

Johannah Dottori, is a certified in Karuna Yoga instructor and co-owner of A Place To Breathe Meditation and Yoga Studio in Ivy, Virginia. She says that yoga can be a life-changing experience as students learn to bring kindness and compassion to themselves.

Jule Millard, PhD and Licensed Professional Counselor is also a certified Labyrinth facilitator who will be help-

“

ing participants reduce stress and tap into the peace and wisdom within.

The Unity campus is host to the Shalom Labyrinth, a full-scale replica of the labyrinth at Chartres Cathedral in France.

Pat Coffey, founder of the Insight Meditation Community of Charlottesville, has practiced meditation for over thirty five years and has studied with numerous Asian and Western teachers in the Theravada, Tibetan, and Zen traditions. He teaches both nationally and internationally. All programs are suitable for both beginning and advanced students.

The Rainbow Retreat is being hosted by Unity of Charlottesville, a spiritual growth center that empowers abundant and meaningful living and views each person as a unique expression of the divine. Unity welcomes people of all faiths and sexual orientation and holds its Sunday services each week at 10:30 a.m.

The Rainbow Retreat has a suggested love offering of $20 per person but all are welcome and no one will be turned away. Registration begins at 8:45 a.m. To register in advance for the Rainbow Retreat, please visit www. unitycville.org and click on Rainbow Retreat. You may also register at the door on Saturday, August 23.

For more information, contact Edward at edwardnvirginia@hotmail.com or Jule at yourlifebalanced@me.com, call (434) 978-1062, or visit www.unin tycville.org.

Got News?

Send your newsworthy submisssions to editorrew@gmail.com

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The happiest moments of my life have a been the few which I have passed at home in the bosom of my family.

Thomas Jefferson 1743-1826 3rd United States President

Call or email Erica today to find out more!

Erica Terrell Loan Officer

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

Ask me how Bank of the James can make your dreams a reality with a construction loan.

PoPlar SPring IncredIble Value In albemarle R P ED R U ICE C ED !

Looking to Build Your Dream Home?

9

NMLS# 1078948

THIS 7 ACREoffers.

PROPERTY unique setting, Owner encourages Country enjoys 4 over 4a restored built injust 2005, fir floors, whole house generator, farmhouse eastitofoffers Scottsville on 9+ acres.

House propane backfloors up, satellite TV. Water has heat been pump totally with renovated on both to include is provided by 2 two wells, flow metal of 30+roof, gpm. modern new kitchen, fullabaths, andGracious entry wood hall, living with farm FP, dining room, beautiful floors. room Ideal small situation withspacious master suite has & steam shower,includlarge laundry fencing for animals andtub several outbuildings, add’land full abaths, ing room, a 3 stall2 barn smallkitchen stream. with marble counters & custom cabinetry as well as a wine cooler. MLS#512333, MLS#518713, $310,500 $374000. Almost $100k below assessed value.

1430 Rolkin Court, Suite 203 | Charlottesville, Virginia eterrell@bankofthejames.com

| 434-995-5418 office | 434-420-8200 mobile

LOANS SUBJECT TO UNDERWRITING AND CREDIT APPROVAL.

417 Park Street • Charlottesville, Virginia 22902 434-296-0134 • www.farmandestate.com

passion. experience. innovation

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Nellysford Lodge & Country Store

Real Estate closing can be an intimidating and confusing process. And, you don’t have one everyday. We do.

WOODSIDE DR

ted Seller! Well maintained, hardwood cathedral ceiling, open kitchen/dining area e LR. Huge master w/ trey ceiling, 2 closets ate BA. Maint. free trex board deck, custom 2'x 16' Shed w. elect. Level yard, nicely aped & backs up to quiet wooded area.

MLS#67900 • $167,900

6 ROSSER AVE

2950 ROCKFISH VALLEY HWY., VSH 151, NELLYSFORD, VA

Let us help you find your way home.

ck, 1 level in park like setting. CloseGreat location for Rental and Business. In 1911, this stately property operated as a lodge pping, schools & short commute to ttesville, Staunton, & Harrisonburg. and Great country store and has been in the same family for almost 50 years. Recently surveyed, an, arched doors between LR & DR, 2 FP, ul hardwood floors, large kitchen w/this center 1.27 acre fronts on VSH 151 in the village of Nellysford with 2-story frame, 3534 sq. ft.

Screened porch & mature landscaping. home, circa 1908, with possisibilty of renovation for residential/business/commercial. Com-

MLS#68098 • $158,000

mercial is across & down the street. Great Mountain Views. Features of its era with bullseye molding on doors and window frames, built-in cabinets, wainescotting, solid pine doors, sville - 6 BR, 4 BA. Gourmet kit.: granite oak and pine floors, wood mantels, chair rail, high ceilings, etc. Older section in rear with ers, stainless appl., hdwd floors. Formal w. wainscoting, chair rail & crownenclosed porch used as storage area. $199,999 MLS#485806

MERALD HILL DR

g. Open floor plan, gas FP w/ marble . Gleaming oak hardwood & custom trim hout. 1st & 2nd floor master BR w/BA. ed pastoral view.

www.CaroleSaundersRealEstate.com carole c. saunders, gri

MLS#66763 • $318,000

R.COM

®

®

cell 434.981.3089 | office 434.946.5522 | carolevar@aol.com

www.courtsquaretitle.com

338 West Rio Road Charlottesville, VA 22901 Tel 434.979.7799 Fax 434.979.8819

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

Your Life. Your Home. Your Closing.

Experience the Valley!

PEABELLVOIR RIDGE FARM

theequestrian foot of theestate Blue Ridge, the in A At fine of 43 in acres heart of of theKeswick Greenwood estate area, the heart with renovated brick this 137 acresguest rolls gently, manor home, cottage,open fourand stall center aislequality barn, board fenced pastures. wooded, 1971 brick home by Privately situated with2 poolside gardens Cato Powell.

Private bdrm cottage and suptuous mountain overlooks the lake.

Believeviews. to be 15 $1,950,000. division rights.MLS#504340 $2,575,000 MLS# 506942

H R UG E E D U P C R T IC IO E N

E PR D I U C C E TI O N R

O A NE K O IN F D

CHARLOTTESVILLE

MOUNTAINTOP Incredible 4.57 acres (two adjoining This of breathtaking mountaintop parcel of lots) beautiful elevated, hardwood 223+ enjoys the most spectacular forestacres privately situated and quietly views at of the the end BlueofRidge, Southwest, and tucked a cul-de-sac on the Ragged Mountains minutes grounds of the grandjust Keswick Estate.from downtown.

A charming in place Under assessment atcottage $325,000 ea. with additional building sites in complete privacy.

MLS#496155 $2,995,000. MLS#520850

CLEOPATRA COURT Near Broadus Wood Elementary, immaculate Stately brick manor with Jeffersonian 5influences BR homeon with separate STUDIO on 21 acres 10 minutes from 5town. manicured Screen porch overlooks Upon acres. custom finishing the home board/pet fenced yard with fabulous play will feature 6 bedrooms, 6½ baths with area.

Two car garage, Backup generators, beautiful mountain, pond and rolling pastoral quality views. throughout.

Architectural plans $775,000. included, buildersMLS#517693 ready to finish to your desires. $685,000. MLS#497369

HARRIS HOUSE c. 1934

Extraordinary restoration of a fine Scottsville home. Beautiful wood floors, handsome moldings, new kitchen & baths, private shaded garden off sunroom. Garage.

Six bedrooms, four baths, with separate apartment. Excellent B&B potential. Walk everywhere. $519,000. MLS#522742

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AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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TIPTON HOUSE c. 1842 Meticulously restored neoclassical brick residence, c.1842, enjoying an elevated setting in Scottsville. Walk to the James River, taverns, restaurants, shops, and library. Exquisite finishes of museum quality. In excellent condition. $485,000. MLS#523101

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

SOUTHERN ALBEMARLE CHARM Privately situated in Esmont, this fine, older farmhouse has been newly renovated. Resting on an elevated plateau with easily managed gardens, lawn, and flower beds, and on an acre of land. First floor bed and bath. $189,500. MLS#520971

C U O N N D TR E AR C T

CANINES AND EQUINES Welcome! 68 acre farm in Southern Albemarle with professional kennel, infinity pool overlooking stocked pond.

Stunning Contemporary custom home, with beautifully finished terrace level apartment. Open pasture and wooded trails in a very private setting. $975,000. MLS#523176

C U O N N D T E R R A C T

TANBARK 20+/- Rolling acres in Southern Albemarle County, three dwellings, thoughtfully designed accommodations for livestock of all sizes, adjacent to the James River. Main residence has been tastefully restored and renovated $690,000. MLS#512892

KESWICK ESTATE

SOUTH KESWICK FARM

KESWICK COTTAGE

Rare opportunity secure 91+ acres in Extraordinary 70+to acre riverfront estate Keswick, with stunning 6 bedroom custom and horse farm. Beautifully crafted of estate home in a completely private the finest Finest materials featuring dramatic setting. quality throughout. open floor plan.

Indoor and outdoor Incredible indoor and outdoor living fireplaces, wine cellar, pool/pool house, areas. With 5 potential division rights. fabulous barn, magnificent 4 acre lake. $2,950,000. MLS#523023 An adjoining lot of 64 acres is available. $1,995,000 MLS#503318

Well built home on 11 acres, with year round greenhouse, fabulous barn, partially fenced paddocks in lush pasture. Numerous out buildings, fenced garden, stocked pond and mature landscaping. Only 10 minutes to Pantops and Zions Crossroads. Easy commute to Richmond! $585,000. MLS#522779

Charming Keswick Cottage worthy of restoration, situated in a storybook setting on .93 acres. Wood burning fireplace, rear deck and enclosed fenced rear lawn.

Detached 2 car garage with work shop.

Lovely mature boxwoods. Just minutes to Pantops and I-64. $189,500. MLS#523505

OLD LYNCHBURG FARM Located just 6 miles to town, this 123+ acre farm, with both open hayfields and wooded land, enjoys long frontage on the Hardware River and on Old Lynchburg Rd. Ample water, some fencing, pretty land.

Design your own farm and live the good life in Albemarle County. $795,000. MLS#522768

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47 Drumheller Lane 417 P ark S treet , C harlotteSville , va 22902 FREDERICKSBURG ROAD

Exceptional 10-acre riverfront property on the Rockfish River. This is the perfect getaway!

Listen to the rushing water from the deck. Take a dip in one of the best swimming holes in Nelson County. Go fishing or make a day of floating the river.

Gorgeous rock outcroppings. Charming cedar cabin with 3 BR, 2 BA and loft. Lovely heartpine floors. Cozy woodstove and fireplace for chilly days. Handsome stone spring house.

Mature dogwoods and plantings. Private, yet just a short drive to Lovingston, Nellysford and Wintergreen Resort.

Only 35 minutes to Charlottesville. A real gem! $349,000

Sweeping Million Dollar Panoramic Views of the Blue Ridge Mountains, Greene County Pastoral Views & View of Lake. Large one level home in great condition with many renovations. Square footage includes 2 guest cottages one w/720 finished sq. ft. one w/629 sq. ft. Property also has a beautiful 18x32 swimming pool. $649,000

CALL SHARON 434-981-7200

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

E IC ED! R P UC D RE

REDWOOD LANE

A beautiful, custom built Gaffney Home in Walnut Hills. Enter a vast entrance hall with a curved staircase. The family room, which is filled with light, opens to the breakfast area and kitchen all over looking large yard and pool. A Classic front porch overlooks the shady canopy of mature trees.

The large rear terrace opens to the fabulous pool area. Plenty of open space for gardening, playing or entertaining on nearly 3 acres. $899,000

CALL SHARON 434-981-7200

(800) 361-5155 • (434) 361-2440 www.MountainAreaRealty.com 2788 B Rockfish Valley Highway • Nellysford, VA 22958

FLOWER CAMP IncredIble Value In albemarle

Call Sharon, (434) 981-7200 Native of C-ville with 25+ years of local Real Estate Experience.

Hall Of Fame

Sonja Casero, (434) 981-3523

R P ED R U ICE C ED !

Multi-Million Dollar Top Producer for over 20 years Consistent Award Winner Hall Of Fame

THISRIVER 7 ACRE PROPERTY enjoys a unique JAMES The retreat your family has been hopingsetting, in 2005, offersRiver fir floors, whole house generator, for! built 48 acres on theitJames in Buckingham County with propane back up, satellite TV. Water withheat rusticpump accommodations for up to 30 guests.

Buildings is provided 2 wells, flow3 of gpm.

Gracious include: The Bigby House (1400a s.f., BR),30+ Baby House entry hall, room with FP, dining room, spacious (bedroom only -living no bath) Pavillion with Kitchen (bunk bed master dormitory on upper level)&andsteam beautiful, historic barn.laundry suite has tub shower, large Remote. setting mature room,Beautiful 2 add’l full baths,with kitchen withtrees/plantings marble counters & along a country lane, 2/3 trails. custom cabinetry as wooded well as with a wine cooler. MLS#512333, $374000. Almost $100k below assessed value.

MLS#518093, $695,000

417 Park Street • Charlottesville, Virginia 22902 434-296-0134 • www.farmandestate.com

RING SONJA 434-981-3523 OH SO CONVENIENT REDFIELDS One level living possible with master suite downstairs, two bedrooms, bathroom & loft upstairs. All yard work & maintenance taken care of by HOA in friendly neighborhood. Vaulted ceiling and gas fireplace in living room in very stylish living room. An abundance of windows & skylights, all in move in condition. Lovely walk, trails and less than 2 miles from UVa $339,000

RING SONJA 434-981-3523

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

FOXCROFT Tucked away at the end of a cul-de-sac, beautiful 4 bedroom home with over 2800 finished sq. ft. in popular Foxcroft. Just minutes from Downtown, UVa, and both hospitals, schools and shopping.

Very open floor plan with, screened in porch and extra large media/rec room for entertaining, Mature, low maintenance yard with many flowering bushes and trees. Community clubhouse, pool and playground. Priced to sell. $329,900

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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A Virginia Tradition Since 1927 Ednam Hall • 1100 Dryden Lane • Charlottesville, VA 22903 Ph (434) 951-5155 • F (434) 951-5190 homes@roywheeler.com • www.roywheeler.com

LIKE NEW 3BR/3.5BA home in the city built by Southland Homes. Hardwood floors throughout, stainless steel appliances, granite countertops, finished basement with mud room, bonus room & full bath. Gorgeous master bath with ceramic tile and plenty of natural light. Fenced in back yard, single car garage & plenty of storage. $369,900.

Nicole Lewis, 249-9991. (523602)

BEAUTIFUL WELL MAINTAINED HOME, golf front, corner lot. 4BR/2.5BA, open floor plan, custom built kitchen cabinets and hardwood floors. Oversize 2 car garage. Professionally landscaped yard with mature trees, flowers, and brick walkway. Screened in porch, deck with trex flooring and large patio extends full length of home. $325,000. Lannie Turman, 434-996-0666. (523749)

GRAND ONE BEDROOM in highly desirable Walker Square. Kitchen in mint condition with stainless appliances. Walking distance to UVa, hospital and downtown.

Perfect for investors, currently rented until June 30, 2015.

Walker Square offers a clubhouse w/ fitness center, full size kitchen & party room, business center, & park for dogs. $195,000. Alex Ix, 951-5177/962-0509. (523704)

EASY COMMUTE to Charlottesville & Richmond. The private peaceful 2 acre setting allows you to sit back & relax any time of the day. Charming home boasts 4 bedrooms, 3 baths, hardwood floors, granite counter tops, cathedral & tray ceilings, elegant columns, nicely landscaped yard & a paved driveway. $319,900. susanstewart76@gmail.com Susan Stewart 434-242-3550. (523420)

ENDLESS PASTORAL VIEWS from this recently renovated farmhouse with new windows, heat pump and more. Stable and fenced for horses. Incredible location on a quiet country road just 15 minutes from Culpeper in Madison County. Move in ready. $5000 toward closing costs. $169,900. Fiona Tustian, 540-661-9089. FionaTustian1@ gmail.com (521582)

LOOKING FOR A HOME with spacious rooms & storage, here it is. Freshly painted, new carpet, new flooring in kitchen & laundry. Main floor offers open floor plan, study & easy access from garage to kitchen & mud room, screened back porch off kitchen for those summer evenings. Huge bedrooms, partially finished basement. $305,000. Kim Johnson, 465-5138. (521456)

BUILDERS OWN CUSTOM HOME! This private 4 acre estate will WOW you with superb attention to detail.

Two story great room with stone chimney, Arkansas oak floors, bright kitchen with center island and Corian counters, first level master suites, ALL bedrooms with private baths, two garages and more! $398,500. Maury Atkins 540223-2719. (522129)

CASA NOVA has been completely rebuilt into a charming farmhouse emphasizing architectural design and quality materials. A wonderful location with neighboring farms and pastoral views so typical of Virginia’s scenic Countryside!

Wooden floors, FP, new appliances, wine cellar, southern-style front porch and a large brick terrace for outdoor entertaining. $440,000. Duke Merrick, 962-5658. (516927)

3+BR/3BA HOME in move-in condition. Bright great room design including kitchen, dining area and living room that features stylish wood stove & sliders to back deck.

New appliances and gleaming wood cabinets. Full walkout basement. Lots of privacy, lake access, minutes to shopping.

Price includes 2nd buildable lot. $255,000. Margaret Ramsey, 953-7057/296-7171. (518620)

FOUR BEDROOM, THREE BATH move-in ready home with mountain and lake views from the back deck. Spacious, freshly painted eat-in kitchen and full, finished sound-proof basement - perfect for home theatre. Wonderful condition inside and out. $214,500.

Ginny Barefoot, 531-7864. (520604)

IMMACULATE 5BR home and extraordinary studio on over 5 acres near Broadus Wood Elementary. Convenient to the airport and kid/pet friendly, exceptionally well built with hardiplank siding and 2 car garage. Screen porches, and deck overlooks several acres of board fencing with fabulous play area. $775,000. JimBonner.com 951-5102. jim@ jimbonner.com (517693)

PRIVATE, CONVENIENT AND BEAUTIFUL 2.98 wooded acres. Property features three bedrooms, two baths, hardwood floors, central vac, full house generator, great workshop and many more upgrades. And the John Deere mower stays! $299,000. Cinde Dodson, 540-661-8812. (521849, OR8234117)

SOUTHERN DEVELOPMENT HOMES. Exquisite home situated on 3.99 acres in Centre Hill. 5BR/3.5BA, large kitchen with granite opens to the great room, master on the 1st & 2nd floors offers you the choice of 1st floor living if necessary. 3 additional bedrooms with option of making one a bonus room. Bring your horses! $449,000. susanstewart76@gmail.com Susan Stewart 434-242-3550.

(513650)

POPULAR MALIBU is sized just right and includes a 1st floor master & 3BR upstairs. Decked out with favorite features like 1 car attached garage, 10 x 10 deck, garden tub/shower combination, microwave & smooth top range.

Standard nickel hardware, two tone paint, 2 walk in closets & columns. $192,140. susanstewart76@gmail.com Susan Stewart 434-242-3550. (516411)

COME TO SYCAMORE LANDING! Incredible value and savings on new homes plus a great neighborhood. For a limited time, this builder is offering big discounts and bonus options. Why rent when you can own a spacious home at an amazing price?! From $192,220. susanstewart76@gmail.com Susan Stewart 434-242-3550. (506587, 509744, 515797)

CASA EL CABALLO STABLES. This easily managed 30 acre farm is mostly open, board fenced and cross fenced, with a 20 stall barn and covered arena. The 2001 single level brick home is filled with light, generously sized rooms, partial basement and attached garage. Entire herd of horses also for sale! $985,000. www.GerriRussell.com 531-9581.

(522012)

Celebrating Over Eighty-Five Years

THIS NICE 13.07 ACRE PROPERTY is secluded, mostly wooded with several potential building sites and has mountain views. A great location for a primary residence or a secondary retreat. There is an existing 4 room cabin over 200 years old and a gravity fed spring, electricity, but no septic system. 2 miles from Shenandoah National Park. $175,000. Lee Wyatt, 540-718-3065. (520985)

JAMES RIVER ROAD BUILDING LOTS. Beautiful land parcels in Southern Albemarle on the road to Howardsville. Good agricultural land comprising (3) adjoining parcels totaling 68 acres, offered for $539,900. See mls numbers 503488/503487/503483 for individual parcel listings. JimBonner.com 951-5102. jim@jimbonner.com

WESTERN ALBEMARLE SUBDIVISION LOT - so hard to find! 3.89 acre mostly wooded, level lot in Signal Hill, an attractive established small development. Convenient to Crozet and Waynesboro/Fishersville. Community covenants allow for the boarding of 1 horse on your property! $124,500. Dan Conquest 434-242-8573 dconquest@ roywheeler.com (515215)

FAMILY LAND TRUST 1st time available in over 60 yrs. 4 estate parcels fronting along scenic byway with views of the Southwest Mtn. Range. Stream traverses property and feeds into Happy Creek. Elevations provide excellent home sites. Land maintained, seeded & fertilized. Survey 2008. 27+ to 62+ acres. From $315,000. Duke Merrick, 962-5658. (503529, 503565, 503855, 503858)

4 ACRES IN ALBEMARLE COUNTY for under $80,000. Two lots available at $79,900 each. One lot is wooded (hardwoods), the other is mostly clear. Sold together, see mls 489450, for $149,900. 20 minutes south of UVA, walk to First Colony Winery. Warren Maupin, 962-8939. (518140)

WATER VIEWS in Indian Springs. Lot 53 boasts 2.51 acres and adjoins the 25+ acre common area with community lake. Perked for a 4 BR home and the well is already in place.

Offered for $149,000. Warren Maupin, 9628939. (438491)

LANGDON WOODS. Rural Preservation Development in Northern Albemarle of 19 lots, 2-8+ acres, priced $147K and up. A majority of lots are a mixture of hardwood and pine that offer privacy. Others enjoy pastoral or community lake views. Call for a personal tour. Warren Maupin, 962-8939.

GENTLY ROLLING WOODED PARCEL convenient to Keswick or Gordonsville. Bring your builder and create your next home. With some clearing you can have a view of the neighbor’s pond. This property was originally two lots that have been combined into one lot. $159,500. www.GerriRussell.com 531-9581. (522415)

YOU WILL NOT FIND another waterfront lot at this price. Scenic double lot with 312 feet of water frontage is the perfect place to build your dream home. Enjoy the good life in picturesque Shenandoah Crossing, a resort-style community with many amenities and activities for all ages! $35,000. susanstewart76@gmail.com Susan Stewart 434242-3550. (520941)

APPLEGATE FARM. 3 parcels located in Southern Albemarle County with prices starting at $49,500. Parcels range from 5+ acres to 6+ acres. Some of the cheapest building parcels in Albemarle County. Steve White, 242-8355.

(509325, 26, 27)

GORGEOUS 10.88 ACRES with stunning mountain and pasture views in all directions. Parcel offers an elevated building site and is surrounded by parcels with conservation easements in place. A bold year-round mountain stream runs through and the land is fenced along the side and rear boundaries. $175,000. info@stevewhiterealtor. com Steve White, 242-8355. (517071)

PRIVATE WOODED SETTING near the village of Rochelle (southern Madison Co.) delivers views of neighboring fields and pond from several homes sites. This property offers over 41 acres with a good mix of young hardwoods and rolling topo. Property can be purchased as the total 41 acres or separately (31.58 ac. or 9.78 ac.) $339,000. MatthewWoodsonProperties.com 960-5187. (502534)

YELLOW ROSE FARM. On beautiful Middlebrook Road, just south of Staunton. Long range, unimpeded and dramatic mountain views. Private and quiet! Efficient cattle farm of 36 acres. Two renovated cottages (granite counters) exquisite man cave garage with bar and full bath. Barn for tractor and horses, shop for serious work. Plenty of water. $685,000. www.GerriRussell.com 531-9581. (520206)

VISUALIZE YOUR HOME on this lake front lot with amazing and wide views of the Blue Ridge Mountains as a back drop. Public sewer and community water available. Definitely a property you have to visit to appreciate. $79,000. MatthewWoodsonProperties.com 960-5187. (515274)

FANTASTIC 6 ACRE LOT offers panoramic views of South River Valley as it rises up the Eastern side of Little Mountain.

Hardwoods grace the gently rising topography. Perked and ready to compliment your custom home design. $99,000. MatthewWoodsonProperties.com 960-5187.

(523539)

ENJOY YOUR PRIVACY on 24 acres of wooded rolling land. Several home sites to choose from.

Unbelievable value and priced over $76,000 below assessment. No HOA or restrictions. $149,000.

MatthewWoodsonProperties.com 960-5187.

(502403) This information, although deemed accurate at the time of publication, is not guaranteed.

Trust, Tradition, & Market Leadership

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Music

STAUNTON HASN’T HEARD

about “the death of classical music.”

The little Shenandoah Valley city with the handsome, historic downtown and the rich reputation for the performing arts celebrates a living tradition each summer with the Staunton Music Festival, drawing larger crowds each year for dynamic and innovative chamber music concerts. The 2014 event, August 15-24, features nineteen performances in ten days – nine of them free, and all of them by an international cast of musicians. That’s highly impressive, but not highly surprising for a town hailed

by Smithsonian, Travel and Leisure, and other national magazines for its charm and wide-ranging cultural offerings.

This year’s festival has its roots in two weekend concerts organized in 1998 by its pianist, harpsichordist, conductor, and festival artistic director Carsten Schmidt. A core group of 3540 players returns annually, lured by varied and imaginative programming, musical community, and appreciative audiences. “Director Carsten Schmidt has a wonderful talent for crafting programs where the familiar favorites are counterbalanced with world premieres and incredible unknowns from ages past,” says baritone Thomas Florio, who started as a stagehand in 2004, and will sing the role of Jesus in Bach’s

Staunton

F E S T I VA L : Celebrating A Living Tradition

BY KEN WILSON

St. Matthew Passion this year. “With concerts taking place on the campus of Mary Baldwin College, in Trinity Episcopal Church, and in the unique Blackfriars Theatre (built as a recreation of Shakespeare’s original theater of the same name), concertgoers will find the Festival’s setting provides a feast for the eyes as well as the ears.”

“As a Virginia native currently liv-

ing abroad, my yearly residency at the Staunton Music Festival feels like a homecoming in a number of ways,” says the festival’s resident composer, Zachary Wadsworth. “The city itself is such a verdant, beautiful spot. But the people of Staunton make the festival what it is.

Audiences come to concerts in droves with open ears, eager to hear not only the most incredible works of the past,

but also brand new music. I’ve never been to a festival with such a dedicated and engaged audience culture.”

Open-eared listeners this year can hear compositions from an astonishing number of composers (50), ranging from Handel and the Three B’s (Bach, Beethoven, and Brahms), to late Romantic masters like Mahler and Rachmaninoff and 21st century torch carriers like Wadsworth. All the lunchtime concerts are free. Each evening concert will be preceded by a free 30-minute talk.

The festival begins on Friday, August 15 with a 1920s-style gala billed as “part Viennese ball, part Berlin nightclub,” that includes dinner and waltzing, a champagne and martini cash bar, plus six musical selections beginning with Mozart and ending with Weill.

Tickets for this Midsummer Ball running from 6:00 to 10:00 p.m. at Hunt Hall at Mary Baldwin College are $100.

Formal or period dress is encouraged.

This year’s first free concert, entitled Love and Sacrifice, takes place at noon on Saturday, August 16 at Trinity Episcopal Church. The program includes Benjamin Britten’s Canticle II: Abraham and Isaac, Yoshihisa Taira’s Sublimation, for harp, and Pytor Illyich Tchaikovsky’s popular Romeo

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Thoughtful put enjoys into every detail setting, of THIS 7 ACREattention PROPERTY a unique builtCompletely in 2005, it offers floors, whole generator, this home. energyfirefficient.

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Very unique, custom designed contemporary on 17 park like acres offers complete privacy. Property has dramatic rock outcroppings along rhododendron lined drive. One of a kind home features a waterfall, leaded glass windows, hand painted folk art cabinetry and a custom floating staircase. Master bedroom windows put you in the tree tops! Only 15 minutes from Downtown Staunton, you will feel a world away. $449,500

entry hall, living room with FP, dining room, spacious master suite has tub & steam shower, large laundry room, 2 add’l full baths, kitchen with marble counters & custom cabinetry as well as a wine cooler. MLS#512333, DUFFY BIRCKHEAD $374000. Almost $100k below assessed value.

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Shannon,

Shannon,

Thank you so much for all of your time and expertise in selling our unique farm in record time. From signing papers in February to have you as our agent, to settlement on March 31, you kept us informed constantly and protected our interests.

We would like to thank you for bringing us a full-price offer on our house in three days, after a month of no success on our own. I would like to thank you, also, for getting my husband to do things he said he wouldn’t on the addendum. How did you do that? You could start classes and make millions on us housewives trying to get our husbands to do stuff! :)

You were level headed when our family was facing a near tragedy with my daughter-in-law’s grave illness, and held my hand at times when I was overwhelmed by life in general. You are an AWESOME person and agent. But more than that, you are now part of our family. You have a bona-fide fan club!

Carolyn and Al Brissett

Everything went soooooo smoothly, and you were always there when we called, or got back to us right away. We would certainly use you again and would highly recommend you to any of our friends ready to make a move. Give us a call anytime. And please come for a visit!

Much thanks!!

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417 Park Street • Charlottesville, Virginia 22902 434-296-0134 • www.farmandestate.com

FEATURE

540.294.2148 | carolmorency@hotmail.com

dbirckhead@gmail.com • 434-531-6070

City of Staunton

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Spring HouSe Farm IncredIble Value In albemarle R P ED R U ICE C ED !

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Stately historic brick home. Restored/renovated & commands a beautiful with broad BlueaRidge mountain THIS 7country ACREsetting PROPERTY enjoys unique setting, views.

First hall opens an office & built in floor: 2005,Classic it offerscenter fir floors, wholetohouse generator, BR heat suite pump w/bath,with a 17x25 livingback roomup, & asatellite large family propane TV. room.

Water Gourmet kitchenbyhas dining area. is provided 2 island wells, seating a flow &ofseparate 30+ gpm.

Gracious Second master suite, & gallery gardens, entryfloor: hall,Spacious living room with FP,bath dining room, to spacious master suite has & steam shower, large 3 add’l bedrooms, bath.tub Center aisle barn w/large tacklaundry room room,Two 2 add’l full baths, kitchen with marble counters & or shop. garages.

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Updated kitchen and baths, skylights, 6 zone gas heat & central a/c. Large deck with hot tub, screened porch, mature trees, lake with boat dock, marsh land, green space. $527,500. MLS# 521248

Allen Persinger realtor

540-448-3145

MyValleyRealtor@gmail.com | allenpersinger.com

and Juliet Fantasy-Overture, arranged for piano and string sextet.

That evening at 7:30, Trinity Episcopal will be the setting for Birds, Whales and Dragonflies. This musical menagerie will include Johann Strauss’s Overture to Die Fledermaus (The Bat), George Crumb’s Voice of the Whale, Ross Edwards’ Dance of the Dragonfly, Josef Haydn’s Symphony No. 83 (”The Hen”), and Gioachino Rossini’s Cat Duet, plus Thomas Weelkes’ Two madrigals, Franz Liszt’s Franziskus Legend No. 1, a selection from John Cage’s Suite for Toy Piano, and Zachary Wadsworth’s The Bad Child’s Book of Beasts. Tickets for evening performances are $22 for adults, $20 for seniors, $8 for students, and free for kids 18 and under.

Wadsworth’s music, praised for its “evocative mixture of old and new,” will be heard in five concerts this year.

The Bad Child’s Book of Beasts, one of two new compositions he will premiere, “is a short cycle of silly songs about animals for contralto and piano,” the composer says. “I will play the piano and Sara Couden will sing. With titles like ‘The Whale,’ ‘The Dodo,’ and ‘The Marmozet,’ the songs explore humanity’s relationship with our furry,

feathered, and even slimy friends.”

Like many of this year’s programs, Britannia at the Blackfriars, on Sunday, August 17 at 7:30 p.m., ranges from the familiar to the obscure, and from the comforting to the challenging.

Among the program’s eight selections are Georg Frideric Handel’s Sinfonia and Chorus from Acis and Galatea, Vaughan Williams’ Studies in English Folksong, Benjamin Britten’s Canticle V: The Death of St. Narcissus for tenor and harp, and March No. 1 from Sir Edward Elgar’s Pomp and Circumstance, for chorus and orchestra. Tickets are $28 for adults, $24 for seniors, and $10 for students and free for youths 18-and-under.

University of Virginia faculty member and percussionist I-Jen Fang looks forward to what is the most unusual – and may turn out to be the most invigorating – piece of the evening, Anna Clyne’s Steelworks, a 2006 composition for flute, bass clarinet, two percussionists, tape and video. “I get to play fast sextuplets,” says Fang, who is returning for her fourth year at the festival, “sometimes on one note with different accents and sometimes all over the place on marimba.”

Three 19th Century Masterpieces in the Shenandoah Valley The Oaks 437 East Beverley A charming blend of Queen Anne, Eastlake, and other late 19th Century styles. Highly original but with a Great Hall, seven large bedrooms, five stylishly redone bathrooms, an award winning gourmet kitchen and a 2014 redecoration of the main floor. On the National Register of Historic Places and in exceptional taste and condition, the house sits on 1.45 landscaped acres in the center of the finest neighborhood of well-preserved old homes in the Shenandoah Valley. $1,095,000

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FEATURE

161 West Amber Road Circa 1843 Brick Manor House in immaculate condition on cattle farm just northeast of Staunton. A creek flows through the property, with mountain views. Elegant master suite plus four more bedrooms, four working fireplaces, spectacular dining room, original custom mantels, gourmet kitchen. $950,000 (20 acres) to $1,950,000 (186 acres).

On the corner of Johnson and Church Streets, between Trinity Church and the Stuart House in Staunton’s Newtown Historic District, this 1875 four-bedroom residence has been immaculately and elegantly restored. It features large, well-lighted rooms, elaborate moldings, a sweeping spiral staircase, large gourmet kitchen, working fireplaces, a 15x18’ master marble bath, and in-law quarters. $795,000. Major tax abatement.

Christopher (Kit) Collins 540.448.3718 | www.kitcollins.com

304B Hickman Road • Charlottesville, VA 22911

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104 Church Street

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Collegium Vocale, at noon on Wednesday August 20 at Trinity Episcopal Church, will include selections from Robert Schumann’s Spanische Liebeslieder, op. 138, for vocal quartet and piano, four hands, University of Virginia composer Judith Shatin’s Marvelous Pursuits, for vocal quartet and piano, four hands, and Zachary Wadsworth’s The Golden Key, for tenor and harp.

The Golden Key, the second Wadsworth world premiere this year, is a fairy tale for bass voice and harp. “The story of this piece follows a boy as he searches for the golden key at the end of a rainbow,” Wadsworth says.

“While this sounds rather light, the poet (George MacDonald) adds depth to the work by withholding our expected ending.”

The Chaconne program, at 7:30 p.m. on Wednesday, August 20 at Trinity Episcopal Church, begins with J.S. Bach’s Chaconne for violin, and chorale Christ lag in Todesbanden, for vocal quartet. Completing the program will be E. I. Kahn’s Ciaconna dei tempo de guerra, for piano, Heinrich Schütz’s Es steh Gott auf for two sopranos, violins, and continuo, Johannes Brahms’ Symphony No. 4, and a new work for jazz ensemble by Chuck Dotas, Professor of Music and Director of Jazz Studies at James Madison University. Tickets are $22 for adults, $20 for seniors, $8 for students, and free for youths 18-and-under.

The festival closes on Sunday, August 24 at 3:00 p.m. with one of the masterpieces of the classical canon, Bach’s St. Matthew Passion, a sacred oratorio written in 1727 for solo voices, choir and orchestra, and performed here on period instruments. “The drama in Bach’s setting of St. Matthew’s tale of Christ’s crucifixion is as gripping as it is tragic,” says baritone Florio. “Though it’s sung in German, those familiar with the story will be able to follow the recitative (speechlike) sections of the piece, which detail the story. The arias and choruses which come between function as the

voice of the observer, commenting on the story and reacting to it. Whatever one’s beliefs, the feelings that Bach conveys through this story and this music can strike a chord in all of our lives.” Tickets are $28 for adults, $24 for seniors, and $10 for students and free for youths 18-and-under.

A number of the festival’s core group of musicians have taken part in SMF’s Young Artist Program, which gives aspiring musicians the opportunity to perform alongside seasoned pros. “These Young Artists are budding professionals, graduate students or recent graduates from some of the best conservatories in the country,” says festival Executive Director Jason Stell. “They bring a vital enthusiasm and youth to our events, and they benefit from being thrown into the mix of chamber music with some of the most active and sought-after musicians in the world—and they hold their own!”

Oboist Alek Fester joined the Young Artists Program while studying with Carsten Schmidt at Sarah Lawrence College in New York. After seven summers in the program, he became an official Festival Artist in 2013.

“It’s a pretty exciting moment in a young musician’s life when mentors and teachers become colleagues,” Fester says. “The artists that Carsten assembles

from all of the world are incredible musicians but also warm and easy-going people. It’s an atmosphere where people come to gather because they really want to be there. Year after year, many of the best concerts I see and play in are at the Staunton Music Festival.”

This year, Fester is most excited about playing St. Matthew Passion, “one of the most important, most monumental, and most beautiful pieces in the Western music repertoire. Bach’s favorite orchestral instrument was probably the oboe (he wrote more solos for it in his orchestral and choral works than any other instrument) and the oboe parts in the St. Matthew Passion are fiendishly difficult. I, along with my oboe colleague, must play three different oboes throughout the piece: a regular oboe, a larger, alto oboe called the oboe d’amore [oboe of love],” with a beautiful dark sound, and the tenor oboe, da caccia, which is curved, covered in leather and has a brass bell instead of the normal wooden bell.”

With an eclectic mix of works played on everything from 18th century instruments to 21st century electronic tape, the Staunton Music Festival brings in just over $500,000 in revenue each summer. “In those ten days,” Stell says, “not only do we build a great community enterprise, with about 40

musicians being housed for no charge by some 30+ local residents, but we draw about 2,500 people to the downtown area.

Local businesses notice the bump in foot traffic, sales, and ‘buzz.’”

The festival also reaches out to the next generation of classical music lovers with The Writer’s Ear, a creative program reaching nearly 5000 area schoolchildren.

“We believe that by tapping into a child’s imagination, we can connect them with the power of great music,” Stell says. “We ask Festival musicians to record several short pieces, and a CD (or online stream) of the music is then made available to any child in grades 3-8 throughout Staunton, Waynesboro, and Augusta County.” The kids choose one of the compositions and respond with a poem or short story, and some of what they produce, Stell says, is “absolutely brilliant. We pick some winners, and invite them to read their stories aloud during a live performance of the music.”

While Staunton’s downtown attracts culture buffs, homebuyers love the character of the architecture throughout the city, and the feel of a place small enough that the guy who sells you books and the barista who brews your coffee know your name. The 20 and 30-somethings flocking to the city “are not looking for cookie cutter neighborhoods,” says Monica White of Keller-Williams Realty. “They’re looking for something individual.” And what about prices? Are Staunton homes a good value? “Oh my gosh, yes, very much so,” White exclaims. “We blow everybody out of the water and it’s our best kept secret.” Yet while the city’s housing and living costs are relatively low, it’s in easy commuting distance to larger metropolitan areas.

In Staunton, “you definitely have the small-town America flavor,” White says, “with the flair of creative minds and personalities and a little eccentricity. The festival is a wonderful addition to the community. It really adds to the n charm of the town.”

WAYNESBORO Contemporary cottage nestled on a hill in excellent condition. Lovingly cared for & renovated a few years ago, it’s a real gem! Over 500 sqft of deck space for entertaining. Perennials like tulips, iris, peonies etc will delight you with a constant state of bloom from spring to fall! SS Appliances, 18x18 Tile, Newer Roof, Gutters, Shed, Tilt In Replacement Windows... I haven’t even mentioned the style & character! Agent related to owner. MLS#521306, $119,900

D. M. ROTHWELL, INC. | Jennifer White540-649-4224 | 434-977-7676 | dmrothwellntelos.net | www.dmrothwell.com

passion. experience. innovation

W YNDHAM HILLS FISHERSVILLE Two Story traditional boasts beautiful hardwood floors on the 1st level. Open floor plan between Kitchen, Informal Dining & Family Room (FR focuses on marble hearth gas FP.) Private Den & Formal Dining Room gives a great main floor flow. 2nd floor has 3 Large BRs. Owner’s suite has private bath & walk in closet. Ample storage throughout. FiOS wired to house. Garage with work bench.

10’ x 16’ Storage Shed on foundation.

MLS#517661, $204,900

PEYTON HOUSE - a stately circa 1912 Georgian revival residence which has been lovingly restored & updated by the current owners. Designed by the renowned architectural firm T. J. Collins. Gracious & spacious brick residence within easy walk to amenities in downtown Staunton.

HAMPTONS AT KENNEDY CREEK STUARTS DR AFT Spacious 1 story in the desirable Hamptons at Kennedy Creek. Open floor plan with vaulted ceilings, hardwood floors, gourmet kitchen featuring granite counter tops & double oven, living room wired for surround sound, owner’s suite has private viewing deck & luxurious bath, stunning professionally landscaped yard with invisible pet fence.

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

GOSPEL HILL

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MLS#517092, $929,000

CHARLOTTE DAMMANN

434 981-1250 | CDammann@aol.com

MLS#523548, $358,900

FARM, ESTATE AND RESIDENTIAL BROKERS

434-295-1131 • www.mcleanfaulconer.com

Staff:

PUBLISHER Aimee Atteberry aimee@c-ville.com

ADVERTISING Beth Wood beth@caarrew.com 434.817.9330 Erik Schetlick erik@caarrew.com 434.220.1685 CAAR

EDITORIAL COORDINATOR Joanne DiMaggio editorrew@gmail.com

470 TAYLORS GAP ROAD E IC CED R P DU RE

DESIGN Tracy Federico ads@caar.com John Sacco john@c-ville.com Sean Raynor sean@c-ville.com

Beautifully maintained home homewith withlovely lovelymaster masterbedroom bedroom suite attracBeautifully maintained suite onon an an attractive tive, secluded acrelotlot,1010minutes minutesfrom fromC'ville.

C’ville. 4 BR, gourmet , secluded 1313 acre br ,33 1/2 Baths, bath, gourmet kitchen, wholehouse housegenerator generator, heatedthree three garage carriage apartkitchen, whole , heated carcar garage withwith carriage apartment and much more !more!

MLS MLS # 519763 ment and much # 519763

The REAL ESTATE WEEKLY is published weekly by the CAAR Real Estate Weekly, Inc., a wholly owned subsidiary of the Charlottesville Area Association of RealtoRs®, Inc. Copyright All rights reserved. Reproduction in whole or in part without permission of the publisher is strictly prohibited.

All advertising published in the REAL ESTATE WEEKLY is believed to be truthful and accurate. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful, but this publication does not warrant, nor is it liable for, the accuracy or truthfulness of the advertising placed within this publication. Neither the CAAR Real Estate Weekly, Inc., nor its corporate parent, the Charlottesville Area Association of RealtoRs®, Inc., assume any responsibility and shall have no liability whatsoever for errors, including without limitation, typographical errors or omissions in the REAL ESTATE WEEKLY. Any reference made to the CAAR Real Estate Weekly, Inc. or the Charlottesville Area Association of RealtoRs®, Inc. is not to be construed as making any representation, warranty, or guarantee by the corporations concerning the information on properties advertised in the REAL ESTATE WEEKLY. The content of all ads contained herein are solely the responsibility of the advertiser. The opinions and statements contained in advertising or elsewhere in this publication are those of the authors of such opinions and are not necessarily those of the CAAR Real Estate Weekly, Inc., or the Charlottesville Area Association of RealtoRs®. the CAAR Real Estate Weekly, Inc. reserves the right to edit or refuse any advertising it deems inappropriate or misleading. No advertising will be published in the Real Estate Weekly if it is known to be inaccurate or untruthful. Every effort has been made to assure accuracy, but this publication does not warrant, nor is it liable for the advertising placed within this publication. This publication will not accept advertising that refers to or attempts to establish fees or rates of commissions charged for services rendered.

Information on advertising placement may be obtained by calling 434-817-9330.

All real estate advertised herein is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin, or intention to make any such preference, limitation, or discrimination.” Virginia Fair Housing Law also makes it illegal to discriminate because of elderliness (age 55 and over).

We will not knowingly accept any advertising for real estate which is in violation of the law.

All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

CAAR Real Estate Weekly Is printed on 100% recycled paper

308 E. East Main Street • Charlottesville, VA 22902 Tel.: 434-817-9330 • FAX: 434-817-2714 • e-mail: ads@caar.com Send your news and/or press releases to editorREW@gmail.com

$1,195,000 $1,275,000

For more information please contact: Paul Summers • 434-566-1168 • psummers@farmandestate.com

417 PARK STREET, CHARLOTTESVILLE, VIRGINIA 22902 TELEPHONE: (434) 296-0134 FAX (434) 296-9730 www.farmandestate.com

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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E IC ED R P UC D RE Albemarle • Mill Creek South

Overlooking Biscuit Run State Park & mountain views!. landscaped yard, private deck. 1st floor boasts kitchen, LR, family w/FP, DR, & half BA. Escape upstairs 3 BRs including a true master suite.

All brick home with 1st floor MBR in golf course neighborhood. Gorgeous hrdwd floors, open floor plan, cathedral ceilings, cozy brkfst nook, spacious chef's kitchen w/cherry, granite, & stainless steel! One level living, 2nd story bonus room for guest suite/office.

MLS# 524029 • $324,900 Paul McArtor: 434.305.0361

MLS# 524093 • $332,999 Sasha Farmer Team: 434.260.1435

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E IC ED R P UC ED Cville • StonyR Point Hills

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E IC ED R P UC ED R Pavilions at Pantops

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E IC ED R P UC D RE Albemarle•Buckingham Cir

3 big BRs, lots of light, 2.5 BAs. Spacious open-plan LR w/FP. Eat-in kit opens onto deck. Bonus rm with closet on ground floor. 2-car garage. At end of cul de sac on 6 acres.

Nearly 2500 livable sq ft. Popular layout w/lg det. garage; hardwood, ceramic, and carpeted floors throughout, each room has ample space and beautiful windows.

Private well landscaped lot close to DT Cville! In excellent condition. Garage. Roof replaced 2009. Fresh paint. Wet bar. New Shower in bsmnt, storage. PRICED for quick sale.

MLS# 523960 • $324,900 Jamie White: 434.906.3944

MLS# 523931 • $270,000 Roxanne Carter-Johnston: 434.989.3959

MLS# 524207 • $239,900 Carol Costanzo: 434.962.1419

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E IC ED R P UC D RE Greene • Ruckersville

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Louisa County • Spring Creek

Twin Lakes. 4 BRs, 3 full BAs, LR w/FP, hrdwd floors. Kit has SS appliances. Lg MBR, garden tub. Family rm, BR, full BA on terrace level. Dbl garage, fenced yard, shed.

Well-manicured lot! Natural light from windows, skylight, & entry doors. Lg MBR has walk-in closet, MBA w/ double vanity & sep. shower/tub. Plus an oversized garage!

Lux condo community end unit. Natural light & mtn views.

2 stories w/3 BRs, 3 full BAs, kitchen, granite counters, spacious dining area, new carpet, security system, new W/D.

MLS# 524072 • $219,900 Doug Burke: 434.996.6791

MLS# 523942 • $205,000 Roxanne Carter-Johnston: 434.989.3959

MLS# 523483 • $199,900 Paxton Henderson: 434.981.3367

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E IC ED R P UC ED R Fluvanna Co • Palmyra

Louisa • Ridgemont

4 BR 1920's colonial home, beautifully updated, sits on 0.55 acres. Walk/bike trails to the Rivanna River. Metal roof, wood floors, FP, porches, deck, modern kitchen.

One level home on 5 acres. HW floors, lg rooms w/natural light, cathedral ceilings, crown molding, chair rails, silestone counters & honey maple cabinetry. Cul de sac. Porch/deck.

Horseshoe Farm - renovated early VA farmhouse on 8 acres near Rivanna Reservoir. Original flooring, woodwork, mantels, high ceilings c.1793. New copper roof, siding, kit & BAs.

MLS# 524087 • $185,000 Jamie White: 434.906.3944

MLS# 522930 • $279,900 Pat Crabtree: 989.3999 Rives Bailey: 227.4446

MLS# 519605 • $885,000 Carter Montague: 434.951.7156

Charlottesville • UVA

Greene • Stanardsville

NELSON C0 - 13.4 acre wooded lot N of Lovingston.

Elevated, private homesite with views, accessed by gravel drive through woods along mtn stream. 4 BR drainfield.

MLS# 505611 • $79,900 Carter Montague: 434. 951.7156

NE Mill Creek School Ln

1850 Brick 4 BR farm house on 39 acres. Hrdwd floors, 2 FPs, walk out bsmnt, gas heat, upgrades throughout. 8 stall barn, water & power, out buildings. Mountain views.

Nelson - Secluded retreat on 19+ acres. Rustic cabin crafted from logs milled at the site. Great room, vaulted ceiling & wood stove, open floor plan. Expansive decking for outdoor living.

MLS# 519594 • $899,900 Doug Burke: 434.996.6791

MLS# 521208 • $349,500 Rives Bailey Team: 434.227.4446

HOUSE & HOME

NEW! ALBEMARLE CO - Beautiful hardwood 8.54 acre home site (2 parcels), gravel drive, 2 cleared bldg sites, pond site &parking area. Both lots perced and ready.

MLS# 523996 • $199,900 Doug Burke: 434.996.6791

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Land For Sale

ALBEMARLE - 12+ acres joining Glenmore. Parcel 94-11A has 3 lots plotted/perked. Lot 94-10 plotted as 4.26 acre lot/perked. Parcels join Carrol Creek.

MLS# 517205 • $372,000 Anita Dunbar: 434.981.1421

E IC D PR UCE D RE

TO BE BUILT!

Cville-Maint free living, secure, friendly, close to shopping. Walking paths, lake. Balcony.

MLS# 520696 • $169,500 Anita Dunbar: 434.981.1421

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AUGUSTA-Hrdwd floors 1st level. Open floorplan w/gas FP. Den, formal DR. 3 BRs. Garage, shed.

MLS# 517661 • $204,900 Kyle Olson: 540.649.4131

FLUVANNA-Great rm w/FP, 3 BRs, 2 BAs. Ext.paint 2011. New BA/Kit floors & FR carpet. Level 2 acres.

MLS# 518506 • $155,000 The Sasha Farmer Team: 434.260.1435

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SCOTTSVILLE-1level home on 3 acres. Split BR design, MA suite & 2BR/BA, FP in great room.

MLS# 520020 • $205,000 Anita Dunbar: 434.981.1421

ALBEMARLE-Renovated 2BR condo. New laminate floors, kit cabinets & counters, ss appliances.

MLS# 523170 • $119,900 Pat Sury: 434.760.2999

Albemarle-3BR, 2 Bath, 1 level, open floor plan, rear deck, unfin. bsmnt. Quality Builder. 7.26 acres.

MLS# 523269 • $229,900 Sal Milione: 434.882.4000

E IC D PR UCE D RE CVILLE - USDA & VA 100% LOAN ELIGIBLE. Near UVA. Completely remodeled in 2006. Deck views.

MLS# 522337 • $125,000 Carol Costanzo: 434.962.1419

LOUISA-c.1890, renovated w/steel roof, furnace, siding, windows, plumbing, porch, kitchen, & BA. MLS# 521089 • $225,000 Carol Costanzo Team: 434.962.1419

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Charlottesville Westfield Office • 434.793.5393 | Downtown Office • 434.227.4444

®

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

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AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

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ACCORDING TO A RECENT GALLUP POLL, the average American retires at age 61.1 That’s at least five years away from collecting full Social Security retirement benefits, not to mention pensions, which typically begin at age 65, when available. Collectively, these programs can account for a significant share of retirement income. According to the Social Security Administration, Social Security and public and private pensions make up 54% of an average retiree’s income.2 What’s more, Medicare coverage does not begin until age 65, leaving early retirees with potentially hefty monthly premiums until Medicare kicks in.

Anyone contemplating an early retirement will want to plan carefully and ask himself several important questions.

CAAR REAL ESTATE WEEKLY WWW.CAAR.COM

How Will You Fund Health Care Costs?

One of the biggest obstacles to early retirement is health insurance. If you are working for a company that pays all or most of your health insurance, you could face an added monthly expense of $500 or more if you retire before age 65.3 What’s more, most companies no longer offer retiree health benefits, and if they do, the premiums can be high or coverage low.

A 2012 survey by the Employee Benefit Research Institute (EBRI) indicated that health care costs account for 10% of total spending for individuals between ages 50 and 64.4 In addition to health insurance premiums, there are also co-pays, annual out-of-pocket deductibles, uncovered procedures or out-of-network costs to consider—not to mention dental and vision costs.

On the positive side, the Affordable Care Act (ACA) works to the advantage of early retirees. It prohibits insurance companies from discriminating because of pre-existing illnesses, and beginning in 2014, limits how much they can charge based on age*. The recently opened national and state-run insurance exchanges may also bring down premiums over time. For those with lower incomes, government subsidies may be available. People earning less than 400% of the federal poverty level—about $46,000 for a single person or $94,000 for a family of four—will be eligible for a tax credit as long as they do not have access to affordable and comprehensive coverage through their employer and do not participate in government health programs like Medicaid.5

When Should You Begin Collecting Social Security?

You can begin collecting Social Security retirement benefits as early as

Footnotes/disclaimers:

Retiring Early?

Mind the Gap! ARTICLE WRITTEN BY: WEALTH MANAGEMENT SYSTEMS, INC. COURTESY OF: ERIC F. PARKER, CFP®, WEALTH ADVISOR BRANCH NAME: MORGAN STANLEY - CHARLOTTESVILLE, VA PHONE NUMBER: (434) 220-3809

age 62. But you will face a significant reduction if you start before your normal retirement age: 66 or 67, depending upon when you were born. Those choosing to collect before that age face a reduction in monthly payments by as much as 30%. What’s more, there is a stiff penalty for anyone who collects early and earns wages in excess of an annual earnings limit ($15,120 in 2013).6 What age is best for you will ultimately depend upon your financial situation as well as your anticipated life expectancy. For most people, waiting until normal retirement age is worth the wait. But you may want to consider taking your benefits earlier if: • You are in poor health.

• You are no longer working and need the benefit to help make ends meet.

• You earn less than your spouse and your spouse has decided to continue working to help earn a better benefit.

If you think you may qualify for a health care subsidy under ACA, you may want to delay collecting Social Security until at least age 65 (when Medicare kicks in), as Social Security benefits are fully counted as income in determining your eligibility for subsidies.

What Will Early Retirement Mean for Your Investing and Withdrawal Strategies?

Perhaps the most significant concern for early retirees—and one that is often overlooked—is how retiring early will impact their investing and withdrawal strategies. Retiring early means

taking larger distributions from your retirement savings in the early years, until Social Security and pension payments begin. This can have a significant impact on how long your savings last, much more so than if larger distributions are taken later in retirement.

Consider the following: • Delay withdrawals from taxable retirement accounts, such as IRAs or 401(k) plans. The longer this money can grow tax-deferred (or tax free for Roth accounts), the more you will save in taxes. Instead, tap into after-tax accounts first.

• Adjust your withdrawal rate to assure your savings last throughout a lengthened retirement. Financial planners typically recommend a 4% annual withdrawal rate of principal at retirement, but you may want to lower this since you will need your savings to last longer.7 • Structure your investments to include a significant growth element. Since your money will have to last longer, you will want to make sure to include stocks or other assets that carry high growth potential.

Stocks are typically more volatile than bonds or other fixed-income investments, but have a better longterm record of outpacing inflation.

The first place to start early retirement planning is with a detailed plan that includes estimated income and expenses. Let me work with you to put in place a plan that factors in all the necessary elements you will want to n consider.

1 Source: Gallup Economy, May 15, 2013; HYPERLINK “http://www.gallup.com/poll/162560/average-retirement-age.aspx” http://www.gallup.com/poll/162560/ average-retirement-age.aspx.

2 Source: Social Security Administration, Fast Facts and Figures About Social Security, 2013; http:// www.ssa.gov/policy/docs/chartbooks/fast_facts/2013/ fast_facts13.pdf.

3 Source: AARP Public Policy Institute, Health Insurance Coverage for 50- to 64-Year-Olds, 2011, http:// www.aarp.org/content/dam/aarp/research/public_ policy_institute/health/Health-Insurance-Coveragefor-50-64-year-olds-insight-AARP-ppi-health.pdf.

4 Source: Employee Benefit Research Institute, Expenditure Patterns of Older Americans, 2001-2009, February 2012; http://www.ebri.org/pdf/briefspdf/ EBRI_IB_02-2012_No368_ExpPttns.pdf.

5 Source: AARP Blog, Will You Get an Insurance Subsidy? How Much? August 2013; http://blog.aarp. org/2013/08/15/will-you-get-an-insurance-subsidyhow-much/.

6 Source: Social Security Administration, http://www. ssa.gov/oact/cola/rtea.html.

7 Source: Wall Street Journal, March 4, 2013, Say Goodbye to the 4% Rule http://online.wsj.com/news/articles/SB 10001424127887324162304578304491492559684

*As of this writing revisions within the Affordable Care Act are pending Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”) , its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise agreed to in writing by Morgan Stanley. This material was not intended or written to be used for the purpose of avoiding tax penalties that may be imposed on the taxpayer. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

The strategies and/or investments discussed in this material may not be suitable for all investors. Morgan Stanley Wealth Management recommends that investors independently evaluate particular investments and strategies, and encourages investors to seek the advice of a Financial Advisor. The appropriateness of a particular investment or strategy will depend on an investor’s individual circumstances and objectives.

Equity securities may fluctuate in response to news on companies, industries, market conditions and the general economic environment. Companies cannot assure or guarantee a certain rate of return or dividend yield; they can increase, decrease or totally eliminate their dividends without notice.

If you’d like to learn more, please contact Eric F. Parker.

Article by Wealth Management Systems, Inc. and provided courtesy of Morgan Stanley Financial Advisor.

The author(s) are not employees of Morgan Stanley Smith Barney LLC (“Morgan Stanley”). The opinions expressed by the authors are solely their own and do not necessarily reflect those of Morgan Stanley. The information and data in the article or publication has been obtained from sources outside of Morgan Stanley and Morgan Stanley makes no representations or guarantees as to the accuracy or completeness of information or data from sources outside of Morgan Stanley. Neither the information provided nor any opinion expressed constitutes a solicitation by Morgan Stanley with respect to the purchase or sale of any security, investment, strategy or product that may be mentioned.

Morgan Stanley Financial Advisor(s) engaged The Real Estate Weekly to feature this article.

Eric may only transact business in states where he is registered or excluded or exempted from registration: http:// www.morganstanley.com/fa/eric.parker. Transacting business, follow-up and individualized responses involving either effecting or attempting to effect transactions in securities, or the rendering of personalized investment advice for compensation, will not be made to persons in states where Eric is not registered or excluded or exempt from registration. © 2013 Morgan Stanley Smith Barney LLC. Member SIPC. CRC 763117 [11/13]

startinG in the Mid-300’s. contact us to schedule a tour today!

23

RoseWood

VILLAGE V atI Wintergreen LLAGE

AUGUST 14 - AUGUST 20, 2014 ISSUE 23-33

Golf villas noW

RoseWood RoseWood at Wintergreen

VILLAGE at Wintergreen

RoseWood RoseWood VILLAGE V atI Wintergreen LLAGE at Wintergreen

RoseWood

share your history.

share your history.

RoseWood RoseWood

V I L L A G Eliving for those 55+ Maintenance-free at Wintergreen looking forVmore I L than L AaGplace E to retire; this is a place to advance. at Wintergreen

VILLAGE

at Wintergreen Luxury homes surround a championship golf

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HERE, THERE, and EVERYWHERE in BETWEEN Stanley Martin Homes - Your Trusted Local Builder

New homes crafted with your life in mind – homes shaped by your style in locations that are ideal for the life you want to lead, near places to work and play. It’s how we make a house your home.

676

663

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HOLLYMEAD 614

OWENSVILLE

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Single Family Homes

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CROZET 1

1. OLD TRAIL

Single family homes in an amenity- filled neighborhood in Crozet! Enjoy golf, shops and miles of trails

From the $400’s | 434.566.1007

2. FOOTHILL CROSSING New Community!

Single family homes in Crozet, convenient to I64 with views of the Blue Ridge Mountains

From the $500’s | 434.566.1007

3. WHITTINGTON New Community!

Executive style homes situated on 1 acre wooded homesites with mountain views off Old Lynchburg Road

From the Mid $500’s | 434.466.1005

4. KENRIDGE

Upscale stately villas with main-level living located near Farmington Country Club and just minutes to UVA

From the $500’s | 703.930.0696

GORDONSVILLE

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CHARLOTTESVILLE

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Martha Jefferson Hospital

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Townhomes Single Family & Townhomes

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6. AVINITY

3-4 bedroom garage townhomes Under 3 miles to Downtown with views of Carter’s Mountain

From the upper $200’s | 434.466.1005

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Townhomes and single family homes off 29N within walking distance of Hollymead Town Center

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Gated golf course neighborhood with a variety of amenities, offering first floor master single family homes in Zion Crossroads

From the $300’s | 703.930.0696

Townhomes and wooded single family homesites off Rio Road and close to Pen Park.

First floor master plans available!

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8. DUNLORA GATES Final Opportunity!

Exclusive enclave of 18 main level master villas in a desirable Dunlora location off Rio Rd. and Meadow Creek Pkwy

From the low $500’s | 434.466.4100

Visit us online at StanleyMartin.com and find your new home today!

Stanley Martin Green Living Homes

434.975.7445 | 200 Garrett Street, Suite B, Charlottesville, VA 22902 | Charlottesville Model Homes Open Daily 11am-5pm

MHBR #3588 | *Prices, incentives, and availability are subject to change without notice. Certain restrictions apply. Options and incentives do not apply to all communities, lots, and house types. Please see a Neighborhood Sales Manager for details.