borrowed
dN lifestyle tuesday, sept. 10, 2013
in thousands
Less than 1% owe more than $200,000
175
Students using loan money for nonacademic use could add debt
The Daily news
$200
150
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BSUDAILY.COM
A
Rachel podnar chief reporter rmpodnar@bsu.edu
s loans go through financial aid each semester, students may find loan refund checks at their disposal, with money that seems free. However, one way students can drag themselves further into debt is by borrowing more than they need for school — especially if they spend the extra money on luxury items. Americans have around $1 trillion in outstanding student loans, according to a Consumer Finance Protection Bureau report, and total student loan debt exceeded total credit card debt in 2011.
Money-saving tips A few tips to save money while you’re in school: • Buy used books whenever possible.
• Use a prepaid meal plan instead of eating out • Take advantage of free activities, like concerts hosted by the university. • Resist impulse buying. Buy what you need, not what you think would be nice to have. When you do shop, use coupons and look for sales. • Stay healthy to keep medical bills and loss of class time to a minimum. Prepackaged food might seem cheap, but you also can find inexpensive, fresh and healthy foods if you plan ahead. • Understand your cellphone plan. Stay within your free minutes. Remember that texting is usually not free. • Brew your own coffee.
125
3% of borrowers owe more than $100,000
100
75
See loans, page 3
10% of borrowers owe more than $54,000
Source: Federal Student Aid Information Center
50
average debt
As of quarter 1 in 2012, the average student loan balance for all age groups is $24,301. The coin graph displays how much borrowers owe. Each quarter is worth $2,000
About 25% of borrowers owe more than $28,000
25
Source: Federal Reserve Bank of New York
dn GRAPHIC michael boehnlein, amy cavenaile and jordan huffer
Future SGA president says ‘battle f lag’ isn’t concern Officer says beliefs about diversity aren’t reflected by Confederate decoration Adam Baumgartner editor-in-chief | editor@bsudailynews.com
The future president of the Student Government Association is the owner of a Confederate battle flag and she says the banner — often considered a symbol of racism and slavery — does not reflect her beliefs on diversity. “I’m not racist, I’ve never been racist,” Chloe Anagnos said. “Most of my best friends are either black or Asian or Hispanic.” Anagnos will succeed Malachi Randolph, who resigned as SGA president Wednesday after receiving criticism for his denigrating tweets regarding Chinese people a day prior. Despite recent controversy, Dairick Wade, president of the Black Student Association, said he believes the current board is capable of representing the student body. “I still have faith in the SGA executive board,” he said. “That will never change, regardless of what happened with Mala-
dn photo taylor irby
Chloe Anagnos answers questions about her future role as president of the Student Government Association during a press conference Wednesday. Anagnos said she owns a Confederate flag, but does not hold racist beliefs.
chi or anything like that.” Wade, who serves on the board’s cabinet and is friends with Anagnos, said he believes the flag is not necessarily a symbol of racism. “With some people, it doesn’t stand for Confederacy and white supremacy and all that stuff ... “I know that [Chloe] is not the person to have those values and those beliefs because she has plenty of African-American friends,” he said. “She has plenty of friends from other races.” Anagnos said she comes from a diverse background because her father’s family is from Greece. Though she is from Elkhart, Ind., Anagnos used to spend her summers in Alabama. Her mother is from Texas. “I was always brought up having a deep appreciation for the South and the history that sometimes isn’t written in textbooks,” she said. “There are actually a lot of groups down south that are working to protect the meaning of that flag, but I believe the [Ku Klux Klan] has taken it — obviously has taken it and turned it into something terrible.”
See flag, page 3
Author finds calling in orphanage Common reader author to visit campus, talk about ‘Little Princes,’ activism Bethannie Huffman staff reporter | bnhuffman@bsu.edu
with no plans to settle down any time soon when he made the quick decision to travel for fun. “Writing ‘Little Princes’ happened by accident, really,” he said. “I was keeping a blog as I traveled around the world and wrote a lot about Nepal. But later, it became a way to keep people informed about the work we were doing in Nepal in the early days of Next Generation Nepal.” Grennan’s excursion in 2004 led him to volunteer at the Little Princes Children’s Home in a village in Nepal, Godawari. He was welcomed with open arms by the children — who later viewed Grennan as a father-figure, he said — and learned their stories and customs. He found out the children were victims of
When author Conor Grennan set off for his journey around the world, the last thing he expected to happen was to fall in love. Grennan would later write not a romance novel, but a story about how he fell in love with a group of young orphans, once enslaved through human trafficking, who he was determined to give a home. Nine years ago, the 29-year-old Grennan was living temporarily in Prague
conor grennan visits what
Freshman Common Reader author visit
when
7:30 p.m. where
John R. Emens Auditorium
who
Conor Grennan, author of “Little Princes”
cost
Free
child trafficking. They had been taken by a man named Golkka from a district in northern Nepal. Golkka had taken the children from their families, promising to give the children a better home and an education. Instead, Golkka sold the children into slavery.
See author, page 4
Grab-and-go food from company removes student dining positions Prepackaged items on campus come from near Chicago Krystal Byers staff reporter | kmbyers@bsu.edu Dining Services’ job positions were eliminated after the university began outsourcing for packaged food, but no one was laid off to accommodate the change. Jon Lewis, director of Dining Services, said instead of Ball State staff packaging items on campus, they now get graband-go items prepackaged from Food Evolution, a food company near Chicago. “We hire hundreds of students new every year,” he said. “We hire 50-60 new part time employees every year. We simply didn’t fill those positions. So we didn’t lay anybody off, we just eliminated the position and nobody lost their job. Some were reassigned to other areas, which was fine with them because they had a job.” Lewis said there are three categories of prepackaged items, fresh fruit and vegetables, sandwiches, salads and snack items, including pudding and applesauce. All of the categories are now made and packaged off campus. “People are looking for highquality sandwiches,” he said. “This company makes the same kind of sandwich you would expect to see in a Starbucks. They produce for Trader Joe’s — for all the high-end grab-and-go types of restaurants and grocery stores. It’s a
dn photo jordan huffer
Demarcus Brookins prepares a meal for a fellow student in the Atrium on Monday. Some jobs were reassigned due to the new grab-and-go food items.
high-quality item; people recognize it and they like it.” Charles Roberts, general manager of the Atrium, said one difference is that now, it takes a day for the food to be made and transported to Ball State, making the shelf life five days from the time it arrives instead of six. Roberts said the Atrium goes through about 2,500 grab-and-go items a week. So, losing a day of shelf life doesn’t have an effect because the items are sold quickly. “The health code regulations are the same,” he said. “We still make sure they are at the proper temperature. The main difference is we’re not pre-cupping them. They are coming in already packaged, so the process isn’t as involved as it was before.”
See dining, page 3
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