Seniors Today Feb. 13, 2015 588

The Senior Newspaper Serving Volusia & Flagler Counties For 24 Years—COMPLIMENTARY COPY

A Publication of Schillinger Enterprises, Inc. © 2015 Volume XXIV – Issue 4

February 13, 2015

Matters Of The Heart

Page A-6 & B-3

Visit Us Online At: seniorstodaynewspaper.com

Page A-2—Seniors Today—February 13, 2015

Looking For Garrison Caps

I

have no idea where they got the name, but that small cap that is worn by the military bears the name Garrison Cap. The former Denim Trio has been asked to mimic the Andrews Sisters in an upcoming talent show at the church. We already had a shirt that could be worn and surely beige slacks would be acceptable.

The one thing impossible to find was that little envelope of a hat that they wore when entertaining the troops.

We went to the area Army-Navy store.

They had everything military… except that little hat. That was a couple weeks ago. Since then we have looked everywhere and had no luck in finding them.

Then one of the three said “The Andrews Sisters always wore skirts.” Checking them out on Google, it was a true statement. Then a picture was found of a trio acting as the Sisters and they had on trousers. Good… the trio can do that.

During this, I was remembering when I worked at the newspaper, we were visited

by Patty Andrews. That was long after their career as singers. Patty’s mission was to sell new, uplifting bras to the ladies who worked there. One by one, as we went on break, we tried her product on in the ladies’ room.

She had a pretty good sale. Most of all, we were so happy to meet this famous lady.

Anyway, we have been in search of that hat for weeks now. I’ve asked a few of the vets if they still had one. So far, no results.

You Name It … by Kitty Maiden Then continuing our search, we went to the local Goodwill store on Nova. What a delightful surprise that was. There were so many things arranged in orderly fashion.

It was very busy and as good looking as any fine retail store. All the red items were together, yellow together etc. We were so hopeful at finding our caps there. Oh, well, no such luck.

Now we have come to the end of our search. We went on Google and typed in the question of “How to make a Garrison cap.” The answer was there and one was accompanied by a video.

Honestly we had not expected this project to be so complicated. Now, we once again must search… this time for a fabric that we can use. Then we need to curb some energy… the kind we exuded twenty years ago… and get to work.

Is it really worth it? Yes, it is and maybe by the end of February, we will have conjured up the “get us by” outfits needed to participate in the upcoming show. If not we can be a contented group seated in the audience. Luck to all!

Kitty Maiden is a staff writer for Seniors Today.

Greater Florida Life Settlements Have your life insurance premiums become a burden?

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February 13, 2015—Seniors Today—Page A-3

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Page A-4—Seniors Today—February 13, 2015

Seniors Today 360 S. Yonge, Street Ormond Beach, FL 32174 Phone: 386.677.7060 Fax: 386.677.0836 Website: seniorstodaynewspaper.com Published by Schillinger Enterprises, Inc. General Manager Bonnie Schillinger Editor Bonnie Gragg Staff Writers Kitty Maiden Peggy & George Goldtrap

Seniors Today is published and distributed free every other Friday to inform, entertain, and serve those over the age of 50.

Deadlines: The deadline for advertising is Friday, 5 P.M., one week prior to the Friday publication date.

Advertisements and copy: All advertisements and copy is believed to be truthful and accurate. Seniors Today reserves the right to edit, revise, or reject any advertising and/or submitted articles for publication. Advertisements are the sole responsibility of the advertiser.

Advertisements and copy in Seniors Today are not meant to be an endorsement of any product, service, or individual. All editorial copy and by lined articles are the opinion of the writer and are not necessarily the view, opinion, or policy of Seniors Today.

Errors and Omissions: Neither the publisher nor the advertiser are liable for mistakes, errors, or omissions. The sole liability of Seniors Today to an advertiser is to reprint the corrected ad in the next issue.

Copyright Warning: Pursuant to Federal Copyright Law, all material contained within this publication which was created, designed, composed, written, typeset, imageset, or prepared in any way by Seniors Today remains the sole property of the publisher and cannot be reproduced in whole or in part without the written permission of Seniors Today.

This pertains to the duplication of either advertising or non-advertising material.

Notice of copyright appears on page one of this and all issues.

What’s Happening Around Town…

Natural Smile Seminars Do you have missing teeth or ill-fitting dentures? Find out if dental implants are right for you at a free patient information days. The seminars are scheduled for Monday, Feb. 23, 4 P.M. at the offices of Florida Oral & Facial Surgical Associates in Palm Coast and Thurs., Feb. 26 in New Smyrna Beach. Seating is limited and light refreshments served. Please make your reservation by calling 386.868.0741.

Touch Your Heart You are invited to Ormond Beach Presbyterian Church, 105 Amsden Rd. on Sat., Feb. 21 at 10 A.M. for the 21st Century Learner with Christian A. Dickinson. Dickson is the director of the Grace Academy in Ormond Beach. He will explore the data of how learning is changing faster than traditional education can keep up and explain how a local school is pioneering the future of learning today. For more details, call 386.441.0300 or visit the website: ormondbeachpc.org

Free Caregiver’s Days Need a break from caregiving? First United Methodist Church of Ormond Beach is providing a free Caregiver’s Day Out that includes food, fun, and special attention for care receivers. The days are from 9 A.M. to 2 P.M. on Thurs., Mar. 12; Thurs., April 9; and Sat., May 16 at First United Methodist Church of Ormond Beach. For information, please call Sherry at 386.677.3581, ext. 311.

Hospice Volunteer You are invited to the orientation class for volunteering with Haven Hospice, 608 E. Moody Blvd., Bunnell on March 18 from 1–4 P.M. Volunteers needed in all areas—administrative, patient and caregiver, veteran, and pet visitors. For more information contact Jean MacAllister at 386.206.9732 or jemacallister@havenhospice.org All volunteers must complete a background check. To apply go to www.HavenHospice.org

Medicare Workshops Come find out how medicare works and get the answers to frequently asked questions on Thurs., Mar. 5 and Thurs., Apr. 2 at 10 A.M. at Great American Senior Benefits, 1930 West Granada Blvd., Ormond Beach. Seating fills fast!

RSVP to 386.671.9150 or greatameric anpr@yahoo.com and leave name and date you wish to attend. Free $10 gift certificate to Gourmet Kitchen for all attendees too! (Ask about newevening seminar dates.

Seniors Today Spring Fling

Parkinson’s Lecture

Celebrate St. Patty’s Day this year and the ‘wearing of the green’ at the Spring Fling! Seniors Today newspaper once again is hosting a day of entertainment, fun, food, exhibits, door prizes, and more. This fun-filled event is absolutely free and open to all seniors on Tuesday, March 17. Come any time from 9 A.M. to 1 P.M. All this fun takes place at Holy Cross Lutheran Church, 724 Big Tree Road, South Daytona. Bring a friend and enjoy a free lunch! For details, call 386.677.7060.

Dr. Samuel Lavarias, a doctor of physical therapy, will discuss Parkinson's disease during a free program at 1 P.M., Tues., Feb. 17, at the DeLand Regional Library, 130 E. Howry Ave. He'll give an overview of the degenerative disorder and explain how physical therapy can help patients stay as active and independent as possible. Reservations are not required. For details, call the library at 386.822.6430, ext. 20763.

Storytellers Come enjoy a fun-filled and fascinating afternoon of story telling! Historians and humorists Wayne and Jane Sims storytellers present Swamp Cabbage Chronicles on Fri., Feb. 27 at 2 P.M. at the Port Orange Regional Library, 1005 City Center Circle. Performing as the Storytelling Sims, the St. Augustine couple will share small lies, tall tales, and a few truths. Their stories brim with nostalgia, digging deep into southern folklore and traditional tales. Reservations are not required for this free program.

For more information on this and other programs, call 386.322.5152.

Volunteers Needed Volunteering at Halifax Health Hospice changes lives! Join in the opening celebration the their newest Care Center and learn how you can become a volunteer on Thurs., Feb. 26 from 10 A.M. to 2 P.M. or 4 P.M. to 6 P.M. or on Sat., Feb. 28 from 10 A.M. to 2 P.M. Volunteer opportunities include: kitchen work, receptionist, patient visitation, pet therapy, aromatherapy, veteran pinnings, or clerical work. For details contact, Diane Adams at 386.322.4701, ext.

6400 or diane.adams@halifax.org

Parkinson’s Meeting The Parkinson’s Association of Daytona Beach is pleased to announce that it will host Stephanie Carroll, DPT with Neurology Associates of Ormond Beach with Hendrika Reintjes, PT with University Rehabilitation on Wed., Feb. 25 from 2 to 3:30 P.M. at the Daytona Beach Regional Library at City Island located at 105 E. Magnolia Ave., Daytona Beach.

Seating is limited and reservations for this event are required by calling 386.

676.6375 by no later than 12 P.M. on Monday, Feb. 23.

Computer Help The New Smyrna Beach Library, 1001 S. Dixie Freeway provides oneon-one guidance from 9 to 11 A.M., Tuesdays; 1 to 3 P.M., Wednesdays; and 3 to 4:30 P.M., Thursdays. Appointments may be made by calling 386.424.2910, option 4. Participants may bring their own laptops or use library laptops on a first-come, first-served basis.

Estate Planning You are invited to a free lunch and seminar hosted by Florida Hospital on Thurs., Jan. 29 from 11 A.M. to 1 P.M. at Florida Hospital Flagler Lind Education Center, Classrooms A/B, 60 Memorial Medical Parkway, Palm Coast.

The seminar titled: Why Most Estate Plans Don’t Work will be presented by Estate Planning Attorney, Denis Shelley and will address questions that arise when thinking about planning your estate.

To RSVP, call 386.586.4440.

Lunch Bunch Holy Cross Lutheran Church, 724 Big Tree Road, South Daytona host Lunch Bunch every Thurs. at 12 NOON. Doors open at 11:30 A.M. Just $5 gets you lunch and bingo with non-monetary prizes. Reservations by noon the Tuesday prior. Call the church office at 386.767.6542 and leave a message.

Support Group Depression/Anxiety You are invited to join Our Lady Of Lourdes, 1014 N. Halifax Ave., Daytona Beach every other Wednesday evening beginning Feb. 25 at 7 P.M. with Jo Ellen Salce Rogers, PhD to discuss topics impacting depression and anxiety.

All faiths welcome. Call 386.255.0433.

Alcoholics Anonymous Alcoholics Anonymous (AA) support group called 1, 2, 3, Miracle will meet at Covenant United Methodist Church, 3701 S. Clyde Morris Blvd. in Port Orange. The group meets every Thurs at 8 P.M. at the church. For details, call Bill at 386.383.9470.

February 13, 2015—Seniors Today—Page A-5

Year 2015 Medicaid Allowances ull-time nursing care is a financial burden. If medical and financial eligibility standards are met, Medicaid assistance may be available. This article deals with the financial requirements.

Certain threshold figures are adjusted annually. As of January 1, 2015, a single person applying for assistance must have less than $2,000.00 in countable assets. If the applicant is married, the spouse who is not in a nursing home (“community spouse”) may also have $119,220 in countable assets.

Certain assets are not countable or are exempt. If nursing home care is possible, and Medicaid might be sought, it is unwise to sell or change title to the home, add names to assets, purchase an annuity, or give anything away without first seeking professional advice. A transfer of assets may cause one to be ineligible for Medicaid for up to five years, although spouses can transfer assets between each other freely.

The applicant’s income is limited to $2,199 per month. If the income exceeds

F

Elder Law …by Michael A. Pyle that amount, an Irrevocable Income Only Trust will alleviate the problem. Note that the previously allowed $35 per month to the applicant has finally been raised to $105 per month.

The community spouse will be able to keep that spouse’s income and maybe a portion of the applicant’s income, depending on the community spouse’s income and expenses. The community spouse’s monthly maintenance needs allowance for this year is a minimum of $1,966.00 and a maximum of $2,981.

Attorney Michael A. Pyle, of Pyle & Dellinger, PL, 1655 N. Clyde Morris Blvd., Suite 1, Daytona Beach, Florida, 32117 Telephone: 386.615.9007. E-mail: mikep@ pylelaw.com or www.pylelaw.com

Medicaid Limits in Effect as of January 1, 2015 Income Cap: $2,199 (single) $4,398 (married, both on Medicaid) Asset Cap: $2,000 (individual) $3,000 (married, both on Medicaid) CSRA (spouse allowance): $119,220 MMMIA (income allowance): $1,966 (minimum) $2,981 (maximum) Excess Shelter Allance $590 Personal Needs Allowance: $105 (single) $210 (married, both on Medicaid) Medicare Premium $104.90 Divestment Penalty Divisor $7,995

If assets or income exceed the figures, there may be other alternatives. Seek professional advice from an attorney who practices elder law, particularly Medicaid planning, to determine whether there are legal alternatives to assist in qualifying.

Reverse Mortgage Sweeping Changes Are Coming March 1, 2015

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My Direct number 386-547-6128.

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Local = Service 7 Days A Week Local = Local References And Face-To-Face Meeting I Am Local, Experienced, But Most Of All Reliable Nationally Licensed Mortgage Loan Originator Open Mortgage NMLS 2975

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Glenn Russell 386-547-6128 NMLS #224836 2660 Sunset Dr. New Smyrna Beach, FL 32168

Call Me Personally Anytime Equal Housing Lender

386-547-6128

The Volusia & Flagler Counties Reverse Mortgage Provider

Page A-6—Seniors Today—February 13, 2015

Planning on Orthopaedic Surgery?

• Choosing the right Physical Therapist is just as important as choosing the right Surgeon !

• You have the right to choice of where you go for Physical Therapy !

• Barr & Associates —Specializes in Orthopaedic Post Surgical Therapy

• One on One appointments • Hands on approach

Ask About Our Free Consultation For More Information Or To Schedule An Appointment Call 386-673-3535

Barr & Associates Physical Therapy 1425 Hand Ave, Suite H Ormond Beach www.barrandassociatesphysicaltherapy.com

Do you need a

bfrea k rom your

Caregiving?

Caregiver’s Day Out may be the Answer!

• Thursday, Mar. 12 • 9 am–2 pm • Thursday, Apr. 9 • 9 am–2 pm • Saturday, May 16 • 9 am–2 pm Care receivers can expect smiling faces, a safe environment, a light meal, and fun activities. Care givers can expect 5 hours of free time... and there’s absolutely NO COST!

Interested? Contact Sherry McElveen 386-677-3581, ext. 311 First United Methodist Church of Ormond Beach 336 South Halifax Drive (on the peninsula)

Matters Of The Heart

by Peggy Goldtrap ebruary is a month of excitement for our area. We have our own version of a groundhog; a large alligator hisses at fishermen as they ply the Tomoka River near Tomoka State Park. If it hisses 3 times before slithering, that means we’ll have 3 more weeks until tourists clear our roadways. If it hisses and just sits there, numb in the sun, that means we’ll have 6 more weeks of waiting in line at early bird.

February is the month when everyone becomes a NASCAR fan or a temporary employee. NASCAR is big bucks to our economy. It also means locals must time their travel between events. If you are wise, you don’t head to Volusia Mall area when people are parking and entering the Speedway. It’s okay to travel once fans are seated and during the race, but before or after is risking life and limb for sure.

February also features Valentine’s Day when every maniacal method in the world is used to guilt the consumer into saying ‘I Love You’ with chocolate or better still, chocolate diamonds. Whatever happened to I Pledge to Love you and be Faithful… and… oh yeah, ‘as long as we both shall live.’ That is a powerful vow and literally, a life sentence.

I personally hated Valentine’s Day at school. Back in my time, no one even heard of self-esteem, much less protecting it. You bought, cut out, or made your own Valentine’s cards. No one checked them before class to see if they were naughty or nice. Kids would bring their sometimes gummy cards from home and lay them on the desk of their friends or enemies or wanna-be’s. ‘No peeking before I say when…’ the teacher said: ‘Now, 1-2-3, you can open your cards, but no talking.’ Yeah, right. The teacher always had a few cards in case someone got zero and you could tell her cards because they weren’t cute, funny, and always ‘from a secret admirer’ and admirer was spelled correctly.

It was easy to tell the popular kids from the ‘who-gives-a flip’ crowd. Seriously, even if your heart was completely broken and the world was collapsing around you, in those days you didn’t dare let anyone see you suffer.

Girls would get together and count the cards. Then they’d read the names of the boys, whose card they liked or showed some kind of special message or coded signature. Most prized was a card bought from a store. Card counting was critical. Five cards meant you weren’t thought of very much. Less than five and you didn’t exist.

More than five cards meant there was a guarante you would sit with someone in the lunchroom.

One year, I had a teacher who actually collected cards beforehand, then called roll and motioned for you to come up-front and get your cards. At least if they were left on a desk, they could be stuffed and spirited in your book satchel and then a decent lie could be created about the number.

When you were forced to walk up front,

F

Happy Talk … by George & Peggy Goldtrap your social success or lack thereof was shared by the herd.

I had a 6th grade admirer, a boy named Harold Brawner. Harold didn’t have a lot of money to buy school supplies, much less a fancy card. I was surprised and shocked when Harold came forth and placed a storebought, card on my desk. I didn’t know he knew I was alive, much less, liked me. The card didn’t look like the dog had rolled on it, and it didn’t have the smell of paste. The enormous card had a fuzzy red heart and was so costly that the fuzz didn’t flake when I handled it.

In addition Harold gave me a gift, wrapped in beautiful paper that I saved for years. It was a bottle of cheap cologne which I never used; mainly because I did not like the smell but more than that, I knew he’d made a sacrifice for me and I could not let go of that sweetness.

Harold Brawner was my first, official boyfriend. All the others, I had chosen.

Harold was the first boy to choose me.

Somewhere along the way, the school decided that it would be best if cards and parties were suspended. It was inevitable that, as humans evolved, social sadism would be banned. With or without public acknowledgment of pecking order, everyone knew or sensed who was on top. Banning ego slamming for some meant all lost out on great cupcakes and other sugary indulgences. Gone were the days of kids with Kool-Aid lined lips.

I can’t imagine now how any party could go on at school considering peanut allergies, gluten intolerance, religious abstinence, hyperactivity, pharmaceutical interaction, body image issues, etc. My time was simpler. If you didn’t get a card you cried, by yourself in the girl’s bathroom.

After that, you went out and played.

Valentine’s day was just a day, not life’s destiny.

George and Peggy Goldtrap are both actors, speakers, and writers and may be reached at georgegoldtrap@ gmail.com

February 13, 2015—Seniors Today—Page A-7

Get Another Name...The New You

by Donna Maitland, Social Security Manager in Port Orange, Florida roudly displaying your new last name on a marriage certificate is only the first step in legally changing your name.

Now that the wedding and honeymoon are over, you need to tell Social Security so you can get a corrected Social Security card.

February 18 is “Get Another Name Day.” It’s the perfect day for you to get a replacement, corrected, or original Social Security card—but only if you really need one. Of course, you can do this any time, but you should do it as soon as possible after your name changes.

If you have changed your name, whether due to marriage, divorce, or for another reason, the way to change your name with Social Security is to apply for a corrected Social Security card. This ensures that your legal name matches our records, thus avoiding possible problems in the future, such as a delay in obtaining any federal tax refund owed or not getting full Social Security credit for all your earnings.

There are a number of other reasons you may want to get a Social Security card: starting a new job, verifying eligibility for government services, opening a bank account, obtaining medical coverage, filing taxes, and legally changing your name.

In most cases, unless an employer or other entity specifically requests to see your card, all they really need is your number. Be cau-

P

tious when sharing your Social Security number. People who commit fraud or want to steal your identity will often ask for your Social Security number. Always verify the identity of anyone who is asking, whether you’re online, on the phone, or face-toface.

If you just had a baby, he or she will need a Social Security number. The main reason is to show your child’s dependent status on your tax return. In most cases, you apply for your newborn’s Social Security card and number, as well as the baby’s birth certificate, in the hospital.

If you need a new, replacement, or corrected Social Security card, you can find all the details at www.socialsecurity.gov/ ssnumber, including the “Learn What Documents You Need” page, which lists the specific documents we accept as proof of age, identity, and citizenship. Each situation is unique, but in most cases, you simply need to print, complete, and either mail or bring the application to Social Security with the appropriate documentation (originals or certified copies only).

After you receive your Social Security card, don’t carry it with you. To reduce your risk of identity theft, keep your card in a safe place with your other important papers.

Learn more about your Social Security card and number at www.socialsecurity.go v/ssnumber

Ormond Beach

Follies From lively tap dancing to Forrest Gump Comedy, From 'Jersey Boys' to 'Grease' musical numbers, You'll enjoy lots of high-energy uplifting fun!

Ormond Beach Performing Arts Center (US 1 at Wilmette Ave.)

Fri., Mar. 27—7:30 P.M. Sat., Mar. 28—7:30 P.M. Sun., Mar. 29—2:30 P.M.

All Seats Reserved Tickets $15

Call the Box Office at 386-676-3375 Tickets Online: www.OrmondBeach.org

Page A-8—Seniors Today—February 13, 2015

What’s In The Stars For The Week Of February 16

You are Invited to a free Luncheon Seminar

Friday, February 27, 2015, 11 A.M. Florida Hospital Flagler Lind Education Center, Classroom A/B 60 Memorial Medical Parkway, Palm Coast, Florida 32164 Seminar Title: “WHY MOST ESTATE PLANS DON'T WORK” Presented by Estate Planning Attorney, Denis Shelley, and hosted

by Bill Tol, Florida Hospital Flagler Foundation and Florida Hospital HospiceCare Foundation. This installment in the Foundation Community Open Forum Series will address questions that inevitably arise when we are thinking about planning our estate.

As both the Founder and Principal of Legacy Estate Planners, Denis Shelley has been involved in helping clients plan well for their families for over 35 years. Mr. Shelley had the privilege of working with and being mentored by his father, Walter A. Shelley, who practiced law in central Florida for almost 50 years. He believes Estate Planning is all about assisting clients in putting together a good plan of action so that when they fall down and someone else has to pick up and carry on, they have good instructions to follow.

Since 1979, Mr. Shelley has limited his practice to Wills, Trusts, Estate and Tax Planning, Business Succession Planning, Charitable Planning, Real Property, Asset Protection, and Estate Probate and Trust Administration.

For more information or to RSVP, call (386) 586-4440

60 Memorial Medical Parkway I Palm Coast, FL 32164 I (386) 586-4440 I www.FloridaHospitalFlagler.com

ARIES (March 21 to April 19) Use that charm to help make a difficult workplace transition easier for everyone. News about a long-awaited decision can be confusing. Don't jump to conclusions.

TAURUS (April 20 to May 20) Although you might well be tempted to be more extravagant than you should, I'm betting you'll let your sensible instinct guide you toward moderation.

GEMINI (May 21 to June 20) An opportunity for travel could come with some problems regarding travel companions. So be sure you read all the fine print before you start packing.

CANCER (June 21 to July 22) Make an effort to complete your usual workplace tasks before volunteering for extra duty. Scrambling to catch up could create some resentment with colleagues.

LEO (July 23 to August 22) A financial matter could have you rethinking your current spending plans. You might want to recheck your budget to see where you can cut back on expenses.

VIRGO (August 23 to Sept. 22) One way to make your case for that promotion you've been hoping for might be to put your planning skills to work in helping to shape up a project. Good luck.

LIBRA (Sept. 23 to Oct. 22) Be careful about experts who have no solid business background. Seek advice on enhancing your business prospects from bona fide sources with success records.

SCORPIO (Oct. 23 to Nov. 21) Standing up to support a colleague's viewpoint can be difficult if you feel outnumbered. You'll win plaudits for your honesty and courage.

SAGITTARIUS (Nov. 22 to Dec. 21) While progress continues on resolving that recurring problem, you might feel it's taking too long. These things always need to develop at their own pace.

CAPRICORN (Dec. 22 to Jan. 19) Someone close to you might have a financial problem and seek your advice.

Insist on seeing everything that might be relevant to this situation.

AQUARIUS (Jan. 20 to Feb. 18) A personal matter takes an interesting turn.

The question is, do you want to follow the new path or take time out to reconsider the change? Think this through.

PISCES (Feb. 19 to March 20) Moving into a new career is a big step. Check that offer carefully with someone who has been there, done that, and has the facts you'll need for your decision.

a warm welc oom e h om me awaits you at MG on the Halifax.

On the shores of the Intracoastal Waterway, in gorgeous Daytona Beach, Florida, MG on the Halifax stands apart from all other residential destinations. With gracious amenities such as water views, stainless steel appliances, marble countertops, imported Italian cabinetry, glass-enclosed soaking tubs, and ideally located just moments from worldfamous D Daytona Beach, shopping, museums, and m more…at MG on the Halifax, the good life is right at your door.

schedule your vip tour today!

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February 13, 2015—Seniors Today—Page A-9

Page A-10—Seniors Today—February 13, 2015 ACTIVE RETIREMENT LIVING Senior Service

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Whole Grains For Health

NOW is the Best Time to Consider the Alliance Community • If you’ve ever considered the gracious retirement lifestyle of the Alliance Community, then now is the perfect time to make your move!

• Call for discount specials on all our lovely Garden Apartments and spacious Private Homes.

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Call today and schedule your complimentary luncheon and tour

(386) 734-3481 • 800-334-4133

by Matilda Charles

ncreasing our intake of whole grains results in lower risk of death from cardiovascular disease and diseases such as Type 2 diabetes, according to two large studies reported in the Journal Of The American Medical Association. The studies tracked 74,341 in the Nurses' Health Study and 43,744 men in the Health Professionals Followup Study.

Bread immediately comes to mind when we think of increasing our grain intake, but bread labels can be confusing. Here are some of the myths and truths about bread, as provided by WebMD.com.

Myth: If the bread looks brown and has wheat in the name, it contains fiber and whole grain.

Truth: The only way to tell what bread really contains is in the ingredients label. Wheat flour or enriched wheat flour means it was made with mostly white flour. The color might come from molasses.

Myth: If the name of the bread sounds healthy, such as grains or natural, it must be healthy.

I

Truth: Again, the ingredients label is where you'll find the true information.

A bread can be called "natural" or say how many grains it has, but the first ingredient in the label will tell you what's really in it.

How to buy the healthiest bread: • Wheat bread is wheat flour, not whole wheat. Look for 100 percent whole grain or 100 percent whole wheat.

Even if you're picking up a loaf of rye bread, don't assume it contains rye flour as the first ingredient.

• Beware the sodium level. Some breads are quite high in sodium and can become a major portion of your daily limit.

• Look at the calories per serving, and don't be fooled by the difference between per slice and per serving.

• Check the grams of fiber.

For more sources of whole grains, go online to www.choosemyplate.gov

Matilda Charles regrets that she cannot personally answer reader questions, but will incorporate them into her column whenever possible. Send e-mail to columnreply2@gmail.com

Rebecca M. Becker Elder Law Attorney & Mediator

Dedicated to helping you and your family be prepared for whatever life brings.

“Legal preventive maintenance” for peace of mind. Providing for your health care, your loved ones, and your property through:

Tel: 386-672-4365 Ormond Beach, Florida www.BeckerLaw.net

• Health Care Directives & DPOAs • Asset Protection • Probate Avoidance • Medicaid • Wills & Trusts • Probate • Guardianships • Real Estate “Personal & Confidential Attention in a Comfortable Atmosphere”

The hiring of a lawyer is an important decision that should not be based solely upon advertisements.

Before you decide, ask us to send you free written information about qualifications and experience.

AT GREEN ACRES• DAYTONA BEACH, FLORIDA • Sports Medicine & Orthopaedic Rehabilitation • Specialists in Spine Rehabilitation • Medical Acupuncture • Massage Therapy • Fully Equipped Health Club • Heated Indoor Therapy Pool • Military Tactical Fitness • Iron Mike's One-on-One Private Gym • Family Owned And Operated Medicare Participating Provider Green Acres is located on the grounds of a 40-acre parcel of pristine, Florida woodland near the banks of the Tomoka River. Today it offers more than 11,000 square feet of space for clinical services, strength training, and athletic training.

“Where Exercise Is Strong Medicine.”

February 13, 2015—Seniors Today—Page A-11

Dennis Tufano, Coming To Ormond Special to Seniors Today ennis Tufano, the original lead singer of The Buckinghams, takes the stage at the Ormond Beach Performing Arts Center (PAC) on Friday, February 20 at 7:30 P.M. After a lengthy absence from the stage to pursue a career in television and film, Tufano is now touring to sing all of the hits that made him one of the most recognizable voices of the 1960s.

“We are really excited to bring Dennis to the Ormond Beach PAC because it's very rare to have a star of this caliber live on stage in such an intimate venue,” said Joseph Mirrione, the promoter of the event. “In 1967, you couldn't turn on your radio or television without hearing or seeing Dennis singing one of his signature songs.”

The Buckinghams were one of the most popular American bands of their time, even being named “the most listened-to band in America" by Billboard Magazine. Over a span of three years, the group appeared on American Bandstand, The Jerry Lewis Show, The Smothers Brothers' Comedy Hour, The Joey Bishop Show and others playing their smash hits Kind of a Drag, Don't You Care, Hey Baby! They're Playing Our Song, Susan, and Mercy, Mercy, Mercy.

More recently, Dennis appeared on the wildly popular PBS special My Generation: The 60's.

Dennis will deliver all the hits on the 20th, but he'll also include his renown 'tip

D

of the hat' tribute to the song writing/performing genius of the late Bobby Darin. The star will be accompanied by a live band and live horns in order to faithfully recreate the sound of the original recordings.

Get your tickets today! The Ormond Beach PAC is located at 399 N US Highway 1, Ormond Beach, FL 32174. Dennis Tufano appears Friday, February 20 at 7:30 P.M. Tickets are $27 and $34 for reserved seating. A limited number of VIP tickets are available for $42 which includes premium seating and a private meet-andgreet with Dennis after the show. Call 386.676.3375 or visit www.poprockdoo wopp.com for more information and to purchase tickets.

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Section B

February 13, 2015

Tails From The Front s pack animals, dogs instinctively live in groups.

When they live with humans, their family is their pack. However, many of us need to leave our dogs at home by themselves for extended periods while we go to work or school, run errands, go to dinner, or leave for any other daily activities.

Some dogs can become sad or depressed when left alone often, and their behavior can take a turn for the worse.

In some cases, adding a second dog to the household can make a huge differ-

ence. There are many stories of dogs becoming happier, more active, and better behaved with another dog in the house. Both dogs should be healthy, spayed/neutered, non-aggressive, and have similar energy levels and play styles. Obedience training is recommended to help the dogs learn to control their behavior in testy situations.

Before making this change, families must be prepared for extra expenses and time commitments. Do not adopt a second dog just to help your other dog if you and your family are not ready.

Mutt Strutt Is Coming Are you and your 4-legged friends ready to get your paws in the sand? Halifax Humane Society's 5th Annual Mutt Strutt is on the way! This year's event will take place on Saturday, March 28, and will once again take place right on the World's Most Famous Beach!

Visit HHSMuttStrutt.org to register and create your fundraising team to the event. Our goal this year is to have over 2,000 participants on the beach and raise over $50,000 for HHS animals! Day of event registration opens at 8 A.M. at the

Daytona Bandshell, and everyone will take off on the beach at 9 A.M.! Parking will be available in the Ocean Walk garage.

The Mutt Strutt is a non-competitive fun run or walk and free. We encourage you to form a fundraising team.

Leashed pets are welcome, so take advantage of the only day that you can have your dog on Daytona Beach!

Gunner is a bundle of energy.

Lucy wants you to sing her a song.

Oscar is definitely not a grouch.

Pickles would like to share a sandwich with you.

A

Tyler Stover can be reached at 386.

274.4703, ext. 320, or at tstover@hal ifaxhumanesociety.org

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Page B-2—Seniors Today—February 13, 2015

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Over 40 Years Experience Retirement Planning Annuities Tax Advantaged Investments Mutual Funds Insurance Products Stocks & Bonds CD Alternatives

MEDICARE WORKSHOP Moments In Time INCLUDING A FREE Moments In Time $10 GIFT CERTIFICATE* The History Channel On Feb. 15, 1903, toy-store owner

Call For A FREE Consultation

On Feb. 10, 1763, The Seven Years' War, known as the French and Indian War, ends with the signing of the Treaty Of Paris by France, Great Britain, and Spain. France lost all claims to Canada and gave Louisiana to Spain, Britain received Spanish Florida, Upper Canada, and various French holdings overseas.

and inventor Morris Michtom places two stuffed bears in his shop window in Brooklyn, advertising them as Teddy bears. Michtom had earlier petitioned President Theodore Roosevelt for permission to use his nickname, Teddy.

The president agreed.

On Feb. 11, 1805, Sacagawea, the Shoshone Indian interpreter and guide to the Lewis and Clark expedition, gives birth to her first child, Jean Baptiste Charbonneau, two months before the trek begins. The baby, nicknamed Pompey, went on the expedition, carried on his mother's back. Clark paid for Pompey's education when the boy grew up.

On Feb. 12, 1938, best-selling author Judy Blume, known for her children's books and young-adult novels, including Tales Of A Fourth Grade Nothing and Are You There God? It's Me, Margaret, is born in Elizabeth, New Jersey. Blume's books have been beloved by several generations of readers.

On Feb. 14, 1842, fans of Charles Dickens organize the Boz Ball, an elite party for the celebrated English writer during his first trip to America. (Dickens' earliest works had been published under the pseudonym Boz.) Only members of New York's aristocracy were invited to attend.

On Feb. 9, 1960, Adolph Coors disappears while driving to work from his Morrison, Colorado, home. The grandson of the Coors' founder and chairman of the Golden, Colorado, brewery was kidnapped and held for ransom before being shot to death.

Join Us To Review

How Medicare Works And Answer The Frequently Asked Questions Many People Have

Tuesday, March 3th At 6 P.M. Thursday, March 5th At 10 A.M. Thursday, April 2nd At 10 A.M. Tuesday, April 7th At 6 P.M. PLEASE RSVP with your name and date you plan to attend either by phone at

David Hill Certified Annuity Specialist

Office: 386-492-7629 Cell: 386-983-2418 Hill Financial Services is an independent firm with securities offered through Summit Brokerage Services, Inc. Member FINRA, SIPC. Advisory services offered through Summit Financial Group Inc., a Registered Investment Advisor. Summit Brokerage Services, Inc., its affiliates, and Hill Financial Services do not give tax or legal advice. You should consult an experienced professional regarding the tax consequences of a specific transaction.

386-671-9150 or email at greatamericanpr@yahoo.com Location: Great American Senior Benefits 1930 W. Granada Blvd., Ste. 10 Ormond Beach (*Gift Certificate is for Gourmet Kitchen) *For a private consultation regarding your specific plan, please call 386-671-9150. Paulette Reed

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February 13, 2015—Seniors Today—Page B-3

Chicken Soup For The Soul

Magnolia Gardens

Love Never Grows Old ast year my husband, Bob, and I stopped celebrating many special occasions, including Valentine's Day. We were busy and neither of us felt like going out just to buy cards and chocolate.

Over 30 years ago, I taught a class called Life After Divorce. Bob, a handsome blond, blue-eyed man, who looks no different to me today, was a student.

Back then, I was crazy in love with a fellow I'll call Michael. I was always unlucky in the love department. That was because I picked guys who were commitment-phobic. I believed I could change them.

I realized I needed to change.

Michael was perfect—funny, handsome, and smart. The problem was that he wasn't in love with me.

While dating Michael, I started hanging out with Bob. We were just buddies. With Michael, I'd berate myself for everything I thought I'd said wrong.

There was no filter with Bob. I never felt self-conscious. We confided our inner secrets and spent most times in laughter. It was such a shame that I wasn't crazy in love with Bob. I can recall a pivotal moment as vividly as an earthquake. I was home, waiting for Bob. I was wearing my baggy shorts and gray T-shirt. It was the only outfit I had put on, which was such a contrast to trying on outfit after outfit before seeing Michael.

L

Then it hit me. I had a smack-bang revelation. I said out loud, “What are you doing?” It was at this most crucial instant, that I realized that what I had been looking for had been there all along. Someone who loved me as I was, make-up or not, clever repartee or not. In other words, I had found my best friend.

I can still picture looking up at him and taking the first step. I kissed him... and you can probably take it from there.

It was thrilling to change my nevergoing-anywhere dating path and wise up to what's really important. To me, true love means being each other's best friend.

Now, after so many years of marriage, we still are.

Last month we learned that relationships can't lie still. They need to be nurtured.

After Valentine's Day, I put out our St. Patrick's Day ornaments and candles. Bob came home with a three-dollar heart-shaped cake from the day old bin.

As he presented it to me, his eyes were brimming with happy tears. He said, “Every day is Valentine's Day with you.” I looked up and kissed him... and you can take it from there.

So we vowed we'll never be too busy to make trips for just a card. Little things really do matter.

An Apartment Community Designed Especially for the Senior Citizen 62 Years Of Age and Older.

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FREE HEARING TESTS My Guarantee To You… Quality Hearing Aids And Service I founded Florida State Hearing Aids to make a difference in people’s lives.

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Ask About Our 4 Year Warranty For All Starkey Hearing Aids

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Page B-4—Seniors Today—February 13, 2015

Not all hospices are the same.

Veteran’s Post Operation Gratitude King Features

peration Gratitude has branched out. Since 2003, it has sent more than 1.1 million care packages to military personnel overseas in harm's way. Now, in addition, OpGrat is sending care packages to recruits coming out of boot camp.

You remember boot camp... and what it was like to finally be finished. So far, the non-profit organization has sent nearly 17,000 packages to graduates of Navy and Marine Corps boot camps, and it will bring the Air Force and Army into the fold in 2015.

Each box contains quality gifts and goodies, including snacks, hygiene products, drink mixes, books, CDs, DVDs and players, a “Loved One� medallion, survival bracelet, handmade scarves, hats... and the much-appreciated cards and letters from children and adults all across the U.S. The goal to send packages to those coming out of boot camp is a worthy one, as it shows our appreciation and lets them know they're not alone.

O Ask for Haven Hospice.

Let us shhare how we can help you and your family.

1.800.HOSPI SPICE | havenhosp h h pice.org i 4FSWJOH /PSUI 'MPSJEB TJODF -JDFOTFE BT B OPU GPS QSPÂ?U IPTQJDF TJODF

I know the economy has many of us spread a little thin, but I'm asking you to open your wallets and send some money to Operation Gratitude, which gets no handouts from the government, not even the Post Office. It costs $15 to send each package. Volunteers just recently got an emergency request for 4,000 packages for the Marine Corps Recruit Depot Parris Island graduating classes. Do the math: That's a lot of money for postage alone, and the annual goal is to send out 100,000 packages.

For more information or to make a donation online, go to www.operation gratitude.com or call the InfoLine at 1800-651-8031. Checks can go to Operation Gratitude, P.O. Box 260257, Encino, CA 91426-0257. For merchandise donations, read the online wish list, as mailing addresses are different.

Freddy Groves regrets that he cannot personally answer reader questions, but will incorporate them into his column whenever possible. Send e-mail to columnreply2@gmail.com

Ormond Beach Presbyterian Church â?¤ Wants To Touch Your Heart â?¤

â?¤ â?¤ â?¤

The 21st Century Learner With Christian A. Dickinson (Learn about the changes in eduction and who is responsible for preparing our children for the future.)

Saturday, February 21 at 10 AM 105 Amsden Road (corner of N. Halifax and Amsden)

For information, please call 386-441-0300 or visit the Website ormondbeachpc.org

10 Years

â?¤ â?¤ â?¤

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Port Orange Nursing & Rehab 5600 Victoria Gardens Blvd., Port Orange

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Call Tammy or Christine for a friendly tour.

February 13, 2015—Seniors Today—Page B-5

This Is A Hammer Frozen Pipes No Joke

by Samantha Mazzotta

Q: While we spend a couple of months in Florida, our grandson Ronnie will be house-sitting, making sure the place is taken care of. I asked him to make sure that he leaves a couple of taps dripping anytime the temperature dips below freezing. He just chuckled and said, “Won't that run up your water bill?” Now I'm worried he won't do it.

I do I make sure he knows how important it is that the pipes don't freeze?

—Carl H., via e-mail A: At the risk of sounding flip, I'd tell Ronnie that while you handle the hopefully moderate water bill, he can cover the exorbitant cost of replacing burst pipes and repairing water damage.

However, I have a feeling that he was just joking a bit. So, go easy on him, but make sure he knows you want him to keep the taps dripping.

Homes in the northern United States and Canada use higher-rated insulation than houses in the warmer southern states. That helps reduce frozen and burst pipes. When a house isn't regularly lived in, if the heat is kept to a min-

imum to save energy, and water isn't running through the pipes daily, the risk of frozen pipes goes up.

If Ronnie lives in the house while you're gone, the risk of frozen pipes may be minimal. He still should check lessused areas each week, and daily when the temperature remains below freezing for several days. He should run his hand along exposed pipes in the basement or crawlspace to feel for cold spots that indicate freezing sections. He should run water occasionally in sinks or tubs that don't see regular use while you're gone.

Make sure that Ronnie has contact information for repair contractors, plumbers, and heating specialists so he can have any problems addressed immediately while you're away.

Home Tip: To prevent damage to exterior water spigots during cold snaps, shut off water to the outdoor spigots and drain them completely so no water remains in the pipes.

S

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Page B-6—Seniors Today—February 13, 2015

King’s Crossword

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ACROSS 1 5 9 12 13 14 15 17 18 19 21 22 24 27 28 31 32 33 34 36 37 38 40 41 43 47 48 51 52 53 54 55 56

Hanks role Love (Sp.) Cauldron Vicinity Sandwich shop Lawyers' org.

Computer access codes Fa-la link Small chalkboards Art supporter Blood type Antillean language Osculation "tools" Every iota Additional ___ Little Teapot Greet the villain Erstwhile acorn Cold War initials Leading lady?

Terrier type Move laterally Acidity factor Angle Read Ullmann or Tyler World travelers' needs Raw rock Mother of Helios Works with Simple card game Millinery Knight's wife

DOWN 1 2 3 4 5 6 7 8 9 10 11 16 20 22 23 24 25 26 27 29 30 35 37 39 40 41 42 43 44 45 46 49 50

Spaces Caspian feeder Arizona city Penne and ziti Commotions Mal de ___ On in years Stair part Depositor's record Reed instrument Lofty Symbol of intrigue Intend Piece of garlic Shaving cream additive Actress Lucy Online exchanges Nisan holiday Son of 36-Across Shaft of light ___ out a living Wardrobe malfunction Cover Profundity Energy At a snail's pace 100 centesimi, once Unpaid TV ads (Abbr.) ___ Major Goblet part Being, to Brutus “Eureka!”

Collection

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Lic. # CACO 39739

February 13, 2015—Seniors Today—Page B-7

Accepting Most Major Medical & Vision Insurance Plans

Welcoming New Patients

Michael K. Makowski, M.D.

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Crossword Puzzle On Page B-6

Epiphany Manor 4792 S. Ridgewood Ave. Port Orange 62+ or Disabled Income Eligible Call For Application 386-767-2556 TTY: 1-800-955-8771

Feb. 16-21 Celebrate Mardi Gras!

(New Orleans, Biloxi & Mobile)

March 17-18 AMTRAK to Ybor City, Tampa.

Coach home.

East Coast

April 11 Blues at the Winery w/lunch Lakeridge Winery, Clermont

Feb. 28 Historic Cocoa Theater “Come On Get Happy”

March 21-23 International Cherry Blossom Festival & Whistle Stop Cafe: Macon, GA

March 9 Jekyll Island with tour & lunch included

March 26-31 Along The Charming Mississippi

April 18 Down Home Days in Madison, Georgia!

March 12-13 Ft. Myers Murder Mystery (Train) Express & Sanibel Island

April 2 Mystery Trip!

Enjoy the fun of being in a small town celebrating with a huge spring festival!

Shopping, delicious food, friendly people!

Florida Power & Light Present:

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For more information, please call Seniors Today Newspaper at 386-677-7060 Sponsors Include: