BHYC Membership Overview

BAY HARBOR YACHT CLUB MEMBERSHIP OVERVIEW & APPLICATION PROCESS

When you step into Bay Harbor Yacht Club, you’ll immediately feel like you simply belong here.

Our club is a place to unwind and enjoy life.

The Premier Club on the Great Lakes YAC

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THERE ARE SOME PLACES THAT, ONCE VISITED REMAIN IN YOUR MIND’S EYE – AND IN YOUR HEART FOREVER. For 30 years, Bay Harbor Yacht Club has boasted a rich history of bringing families and lifelong friends together. It’s not just a place for dining and cocktails, but a place to relax, meet, to work out and to connect.

THE LIFESTYLE

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Scan above for our Membership Testimonial Video.

“We were very excited to join BHYC this year. The club is active, friendly, family-oriented and fun.

We love it.”

Dean and Karin T. BHYC Member since 2022

There is an ease and familiarity that comes from BHYC being a smaller club with a close-knit community. Yes, the scenery is spectacular, but it’s the members who make the club truly special. There is a true camaraderie here and joining the club or purchasing a home within the Bay Harbor community opens the door to an elegant lifestyle with no pretention. Neighbors are friendly, club members are social, and the wide variety of amenities support members in maintaining a healthy and active lifestyle during northern Michigan’s four seasons.

BUILDING ON PERFECTION Since its beginning, Bay Harbor Yacht Club has served as the social center of the community for boaters and non-boaters alike and has been committed to providing its members, and their families and guests, a superlative private club experience through outstanding amenities and unmatched service. Through its

“We considered membership at BHYC for several years, however our tipping point happened to be when the Club had completed a comprehensive remodel.

The facility is one of the best ones I have ever seen!”

Scott S. BHYC Member since 2021

dedication to continue building on perfection, in 2020 the Club embarked on an expansive project to refurbish and renovate the entire Club and added worldclass amenities and premier services. With an investment over $13.5 million, the Club now proudly features a contemporary modern design, enhancing the already magnificent setting. Bay Harbor Yacht Club has prioritized community and wellness throughout each renovation and expansion project and has thoughtfully curated an environment comfortable and welcoming for members to gather for years to come.

AMENITIES AND SERVICE Bay Harbor Yacht Club has proudly been honored with two of the private club industry’s most prestigious awards: the Platinum Clubs of America designation and the Distinguished Clubs Elite status. These coveted recognitions place BHYC among the top 1% of private clubs in the country. These accolades celebrate the club’s exceptional facilities, world-class amenities, and unwavering commitment to providing an unparalleled experience for its members.

“BHYC has taken the time and made the effort to thoughtfully curate moments that craft memories we’ll cherish for a lifetime!

We’re so grateful to every staff member for their incredible generosity of hearts, spirit, and servant leadership.”

Amanda R. BHYC Member since 2022

Your Membership

MEMBERSHIP CATEGORIES Current Schedule of Fees | May 1, 2026 - April 30, 2027

Regular Membership Reserved for Bay Harbor property owners. Regular members and their qualified dependents, including children under the age of 24, enjoy full, year-round access to all BHYC amenities, programs, activities and events. Only one membership is required for residents who own multiple Bay Harbor properties. Adult children and grandchildren ages 24 and above are eligible for a Legacy Membership upon request.

Joining Contribution $45,000 Annual Operation Dues (Prorated for the first year) $10,240 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

Non-Resident Membership Reserved for individuals who do not own property within the Bay Harbor community. Non-Resident members and their qualified dependents, including children under the age of 24, enjoy full, year-round access to all BHYC amenities, programs, activities and events.

Joining Contribution $55,000 Annual Operations Dues (Prorated for the first year) $10,240 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

Annual Membership Reserved for individuals leasing property in Bay Harbor, including long-term home or boat slip rentals, or Bay Harbor residents who own property in non-mandatory associations. Annual Memberships are valid for the first two years of membership. Following the first two-years, Annual members have the option of upgrading to a Regular or Non-Resident Membership, and will receive a credit toward the initiation fee. Annual members and their qualified dependents, including children under the age of 24, enjoy full, year-round access to all BHYC amenities, programs, activities and events.

Joining Contribution $11,500 Annual Operations Dues (Prorated for the first year) $10,240 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

Winter Membership Seasonal membership reserved for individuals who do not own property within the Bay Harbor community.

Winter members and their qualified dependents, including children under the age of 24, enjoy full, seasonal access to all BHYC amenities, programs, activities and events. Seasonal access occurs during the months of October 1 – May 31.

Joining Contribution $5,000 Annual Operations Dues (Prorated for the first year) $4,270 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

231.439.2112 | membership@bayharboryc.com | bayharboryc.com

MEMBERSHIP CATEGORIES Current Schedule of Fees | May 1, 2026 - April 30, 2027

Merchant Membership Reserved for a business owner who is leasing a retail space in the Village at Bay Harbor. Merchant members and their qualified dependents, including children under the age of 24, enjoy full, year-round access to all BHYC amenities, programs, activities, and events.

Joining Contribution $25,000 Annual Operations Dues (Prorated for the first year) $10,240 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

Invitational Membership If any particular property located within the Bay Harbor community is owned by more than one person and if one of those persons is a BHYC Member, this membership opportunity is reserved for the other owner(s) who may apply for Club membership. This membership is tied to property ownership. Invitational members and their qualified dependents, including children under the age of 24, enjoy full, year-round access to all BHYC amenities, programs, activities, and events.

Joining Contribution $45,000 Annual Operations Dues (Prorated for the first year) $10,240 Capital Dues (Annual) $1,500 Annual Minimum Purchase Requirements (Food & Beverage, Prorated first year) $1,500

231.439.2112 | membership@bayharboryc.com | bayharboryc.com

MEMBERSHIP CATEGORIES Current Schedule of Fees | May 1, 2026 - April 30, 2027

Legacy Membership Annual membership reserved for the children or grandchildren of Regular members ages 24 and above. Legacy members and their qualified dependents enjoy full, year-round access to all BHYC amenities, programs, activities and events. Legacy members are not required to pay a joining contribution, capital dues, or responsible for the annual minimum.

Tier I: Ages 24-29 $475 Tier II: Ages 30-39 $1,900 Tier III: Ages 40+ $7,560

231.439.2112 | membership@bayharboryc.com | bayharboryc.com

Your Club Awaits

PEAK SEASON GUEST POLICY Policy In Effect May 1, 2026 - September 30, 2026 All member guests must be checked in by a BHYC member in good standing. Members must stay on Club property while guests are utilizing Club amenities, unless noted below. No registration or guest fees will be assessed to member guests, unless noted below.

Guest Check-In Policy Members must check-in at the venue their guest(s) wants to use and stay on Club property while guest(s) utilize amenities. Members do not have to stay with their guests at the amenity the guest chooses to utilize. Members are required to have a profile image on file for staff to confirm the member.

Guest Exceptions Member Grandchildren Attending Junior Camp: The only fee that applies is the daily camp fee. Members do not need to accompany their grandchildren at Junior Camp.

Wellness Center Guests: All member guests who use the Wellness Center amenities throughout the calendar year will pay a daily fee of $15 per guest. Wellness Center guests do not have to be accompanied by a member.

All member guests wanting to use the Wellness Center must be registered in person at the Wellness desk.

Racquets Center Guests: All member guests joining members to utilize the Racquets Center are limited to two guests per organized open play hours and three guests during all other hours when courts are available. Guests are not permitted at member-only events.

Member Adult Children (age 24 and older): Adult children and grandchildren, ages 24 and above, who may want to gain further access to club facilities, are encouraged to join as a Legacy member. A Legacy Membership offers full, year-round, unaccompanied privileges to the Club’s amenities, activities, and events and includes the member’s spouse/partner, and any children/dependents ages 23 or younger, who live at home or attend school full-time. More information is available by contacting our Member Services for eligibility and pricing at membership@bayharboryc.com.

Unaccompanied Immediate Family Guest Program Members may request to purchase an unaccompanied, seven day guest pass for immediate family members during the months of June, July or August. Passes are limited to two times (a maximum of 14 total days) within a calendar year. Those participating are subject to the Club’s guest policy (above) and the following: • Registration: Must be submitted by the member 72 hours prior to arrival. Member guests docking their boat in the member’s slip are subject to BHYC’s Short Term Slip Renter Policy.

• Resort Fee: $250 per family in June or August or $500 per family in July. Allows immediate family guests full, unaccompanied privileges to the Club for up to seven consecutive days, including access to the Club’s amenities, programming, and events.

• Guest Card: Immediate Family Guests will be assigned a temporary member number/card for identification during their weekly visit.

• Payments: • The resort fee and any club charges (including activity and event fees) incurred by the Immediate Family Guest will be charged to the member’s account.

• Guests have the option to pay for their purchases at the point of sale with a credit card. The 3% convenience fee applies.

• Immediate Family Guests registered under this program will not incur a daily guest fee for gym use.

Gym use is included within the amenity privileges.

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MEMBER BENEFITS & SERVICES Dining

Wellness

BHYC features four separate dining venues on property, each with an unique ambiance and offerings. Take-out and catered food services available. Enjoy themed nights, trivia challenges, and evening entertainment!

The Wellness Center boasts a state-of-the-art fitness center, Peloton spin room, locker room facilities, personal training, golf simulator and private lessons, and fitness classes.

Bay View Dining Room

Quarter Deck

The Spa offers massage therapy, luxury body treatments, and facial services, including Hydrafacial.

Open Year Round

Open May - October

The Grille Room

The Beach House

Open May - January

Open May - September

Social Programming

There is something for everyone at BHYC. Club social gatherings, summer camps for children, book club, food and wine events, card groups including euchre, bridge, and canasta, floral workshops, painting workshops. and mah jongg.

Administrative

The Racquets Center provides Har-Tru clay tennis courts, platform tennis, and pickleball courts. Private or group tennis and pickleball lessons available.

Aquatics

The Aquatics Center features a competition-length infinity edge swimming pool, whirlpool hot tub open year round, and children’s splash pad. Private beach complete with kayaks, paddle boards, sailboats, swim raft, children’s playground, and GEM parking.

Special Events

Dan Stewart Photography

Copy and fax service, babysitter referral, membersonly website and app, WiFi throughout the clubhouse and docks.

Members receive special pricing when hosting weddings, corporate retreats, business meetings, family reunions, birthdays, and anniversaries. Décor and floral assistance can be provided.

231.439.2112 | membership@bayharboryc.com | bayharboryc.com

SEASON AT A GLANCE 2026 SEASON AT A GLANCE RB

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Contact Us Clubhouse 231.439.2100 Accounting 231.439.2148 Wellness Center 231.439.2104 The Spa 231.439.2125 Kid’s Club 231.439.2147 Racquets Center 231.439.2118 Michael Stacks General Manager

231.439.2110

David Krawec

Chief Financal Officer

231.439.2113

Megan Nickerson

February 14 17 27

Valentine’s Dinner Chinese New Year Specials Southern Rendezvous in Naples, FL

March 17

St. Patrick’s Day Dinner

April 5 18

Easter Brunch & Egg Hunt Pinot Party Wine Dinner

May 2 10 13 16 23 24 27 30

Kentucky Derby Party Mother’s Day Brunch Italian Spring Wine Dinner Morel Mushroom Dinner Welcome Back Party: Cruising Into Summer BHYC Cruise Club: Kickoff Meeting La Pelle Wine Dinner 30th Anniversary Strolling Wine Tasting

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BHYC Cruise Club: Cruise to Mackinac Island Trip 2 Indie Music Festival Phillipe Melka Wine Dinne

August 1 6 8 8 14 23 27

30th Anniversary Party BHYC Cruise Club: Cruise to Killarney Family Olympics 30th Anniversary Family Picnic Bay Harbor’s Got Talent Havana Beach Party Cliff Lede Wine Dinner

September 5 6 6 7 9 10

Labor Day Party Young Adults Sunset Booze Cruise Car Cruise & Docktails BHYC Annual Meeting Paul Hobbs Wine Dinner BHYC Cruise Club: Cruise to Leland

October

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BHYC Cruise Club: Cruise to Charlevoix Wines by Bibiana Wine Dinner BHYC Cruise Club: Bay Harbor Lake Dinghy Poker Run and Beach Party Father’s Day Cookout BHYC Cruise Club: Cruise to TC Trip 1 BHYC Cruise Club: Cruise to TC Trip 2 Welcome Back Junior’s Pool Party

10 30 31

Annual Italian Wine Dinner BHYC Haunted House Halloween Celebration & Trick or Treating

November 14 28

Friendsgiving Holiday Revue and Lunch with Santa

Director of Membership

231.439.2112

July Krystle Pantall

Director of Events

231.439.2103

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December Young Adults Pool Cocktail Party Patriotic Buffet and Fireworks Kidz Carnival Prestige Champagne Campaign Tasting BHYC Cruise Club: Cruise to Mackinac Island Trip 1 Commodore’s Pass and Review “White Out” Party Pink Party: Rosé Summer Soirée

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Ugly Sweater Party Annual French Holiday Wine Dinner New Year’s Eve Party

Event dates are subject to change.

Additional events may be added throughout the year.

RECIPROCAL CLUBS & PRIVILEGES

Reciprocal Club Access Bay Harbor Yacht Club members have the opportunity to visit and experience the luxuries of other world-renowned clubs through our reciprocal club program. Each club establishes their privileges, policies, and availability for BHYC members and in turn, BHYC does the same for members of these clubs who wish to visit our Club.

Please note Reciprocal Clubs dictate the privileges, policies, and availability for BHYC members. Privileges are subject to change in accordance with the club’s policies and guidelines.

For details, letters of introduction and reservation procedures: Contact Membership Coordinator, Shelby Lane at 231.439.2100 or guestservices@bayharboryc.com.

PlatinumClubNet

Over 100 Platinum Clubs across the globe platinumclubnet.com membership@bayharboryc.com An exclusive Network of Platinum Clubs throughout the United States and beyond. Every BHYC Member is invited to join the network. Subscription is required through the third-party host. Participating clubs are privy to set their reciprocal privileges and restrictions.

Neighboring Privileges Bay Harbor Golf Club Membership Director: Keriann Anderson

bayharborgolf.com 231.439.4022 kanderson@boyne.com Bay Harbor Yacht Club members will receive all new member benefits, including food and beverage discounts at all Boyne properties in the area.

Annapolis Yacht Club

General Manager: Brian Asch Member Services Coordinator: Amy Barcliff annapolisyc.com 410.263.9147 ext 102 frontdesk@annapolisyc.org Each Reciprocal Guest Card will be issued for a maximum of four consecutive calendar days for each visit. All services and charges are to be paid by Credit Card. Dining service is available at the Main Club for Reciprocal members. Permitted access to the Activity Center Facilities based on usage and availability. Reciprocal privileges for dining are not extended during special holiday events.

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RECIPROCAL CLUBS & PRIVILEGES Chicago Yacht Club

Ocean Reef Club

Host Manager: Keith Brennan Membership Director: Melissa Czyz

Membership Supervisor: Katelin Wilson VP of Membership: Islande Dillon

chicagoyachtclub.org 312.861.7777

oceanreef.com 305.367.5921 membership@oceanreef.com

frontdesk@chicagoyachtclub.org

A Reciprocal Visitor is eligible for a guest card only once within the same calendar month. Guest cards may be valid for a period not to exceed 3 days and 4 nights. In the aggregate, no Reciprocal Visitor shall enjoy visitor privileges more than 14 days in any calendar year. An upcharge of 18% is applied to all food and beverage purchases made by guests of the Club. A temporary member number will be issued to use for food & beverage instead of a credit card.

Grosse Point Yacht Club General Manager: Aaron Wagner Membership Director: Alexa Coole gpyc.com 313.884.2500 frontdesk@gpyc.org Available one week of the calendar year. Reciprocal privileges are unavailable during Club events and on holidays.

Hillsboro Club

Host Manager: Carl V. Horace Membership Director: Nancy Simon hillsboroclub.org 954.941.2220 carlh@hillsboroclub.org Guests must stay overnight to access the Club’s facilities and sporting amenities. Overnight visits are limited to a total of three (3) times. Day use is not available.

Naples Yacht Club

Host Manager: Hallie Girardeau Executive Membership Director: Brenda O’Connor naplesyc.org 239.262.6648 reservations@naplesyc.com Available for two (2) consecutive seven (7) day periods. One during the off-peak season between June 1 and November 30 and one during the peak, winter season between December 1 and May 31. There is an 25% service charge for non-members.

Reciprocal dining is extended for lunch only during peak season. Reservations are required 48 hours in advance. The Clubhouse is closed on Wednesdays.

Guests must stay overnight to access the Club. Club usage is limited to one visit per year up to five days. Only extended to member, spouses, significant others, or children 23 years or younger that are active and in good standing at the home club. Affiliate Club Members must notify the Ocean Reef Club Membership Office of their expected arrival at least 48 hours in advance and are able to secure accommodations 90 days into the future. Must be overnight guests in order to have access to the Club and its amenities. Any club receiving reciprocity with Ocean Reef Club will be able to cross bill to the Club and not to the individual member’s account. Advance notification will be required.

Palm Beach Yacht Club Host Manager: Harris Levitt Membership Director: Heather Wolfe

pbyc.com 561.655.8711 heather.wolfe@pbyc.com Members of an Affiliated Club are allowed (2) dinner, (2) lunch/Sunday Brunch in a calendar year. Reciprocal Guests are responsible for payment via credit card at the time of service. A reservation will not be confirmed until a Booking Form completed and returned and must be submitted 48 hours prior to reservation request. Due to limited space, only reservations up to 8 people can be accommodated.

Sarasota Yacht Club Host Manager: Karen Harmon, COO Membership Director: Jeff Massey

sarasotayachtclub.org 941.365.4191 receptionist@sarasotayachclub.org

Up to two (2) consecutive weeks, fourteen (14) days concurrent, per calendar year. During the months of November through May, reservation times may be available between 5:00pm and 8:00pm. There are no restrictions on reservations times during the remainder of the year.

Reservations are requested at least 48 hours in advance.

Ready to join your new club?

JOIN OUR BHYC FAMILY. SOMETHING FOR EVERYONE Property ownership is not a requirement for membership and there are a variety of categories based upon the applicant’s relationship with the Bay Harbor community. Please inquire with Membership Services regarding category eligibility.

YOUR NEXT STEPS • The membership process at Bay Harbor Yacht Club requires that all interested parties file an application with the Membership Director of the Club. This application can be obtained upon request by contacting the Club.

• At least one applicant sponsor is required, and their name(s) are requested on the application. If you have not yet been acquainted with any BHYC members, please contact Membership Services.

• To proceed with the membership approval process, the Club must receive the applicant’s completed application and joining contribution. If the applicant is applying for membership in connection with a property purchase within Bay Harbor Community, the joining contribution and applicable dues may be collected at the time of closing through the title professionals handling the transaction. The property purchaser and applicant’s first day of membership correlates with the closing date of the property.

• The membership application is evaluated by the BHYC Membership Committee, Board of Directors who hold the responsibility of accepting or rejecting the membership application.

• Upon approval, the applicant will receive a detailed packet including a fully executed copy of their membership application and agreement, their membership number, and additional onboarding information.

231.439.2112 | membership@bayharboryc.com | bayharboryc.com

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4300 VISTA DRIVE, BAY HARBOR, MI 49770 bayharboryc.com 3.4.26