Best in Business Magazine May 2023

BEST IN

BUSINESS MAGAZINE

MAY 2023 / ISSUE 12

MEET AUTHOR KAREN RYDER BARBAT

WORKERS' COMP 101: JUST THE BASICS ONBOARDING FOR KEEPS! WWW.GULFCOASTTRAINING.ORG MAY 2023 / $12.99

Best in Business Magazine

2023 by Best in Business Magazine. All rights reserved.

Although some parts of this publication may be reproduced and reprinted, we require that prior permission be obtained in writing.

Best in Business is a monthly publication distributed digitally with limited local distribution along the Mississippi Gulf Coast. If you would like to be a distribution site for our magazine, please contact our business office for information about how to become a distributor.

We do not necessarily endorse all of the views expressed in the articles and advertisements, nor are we responsible for the products and/or services advertised. Check with a healthcare professional regarding the appropriate use of any type of health or wellness advice, product, treatment, or service.

ADVERTISING AND SUBMISSIONS HOW TO ADVERTISE To advertise with Best in Business Magazine or request a media kit, please contact us at 228-229-3117 or email bestinbusinesspublishing@gmail.com Deadline for the ads: the 15th of the month prior to the month of publication.

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MARCH 2023 | ISSUE 11

ASK DR. BIZBUZZ

BEST IN BUSINESS

CONTENTS NOTES + PICKS + FEATURES + A LITTLE GOOD NEWS

3 EDITOR'S NOTE Editor Sheila Farr talks about the features in this month's issue of Best in Business Magazine

11 DEVELOPING YOUR LEADERSHIP PHILOSOPHY

13

MENTAL HEALTH AWARENESS MONTH

15

BUSINESS SPOTLIGHT: MEET FENG SHUI CONSULTANT DEBBI BOSTDORF

DELICIOUS RECIPE FROM OUR 17 A RESIDENT FOODIE, CARLIN DUNCAN

29

NONPROFIT SPOTLIGHT

INSPIRATION: MIND YOUR THOUGHTS

27 BY REV. ALLISON G. DANIELS

CORNER: WHAT DOES THE VA 35 VETERANS' HAVE TO OFFER?

34 TALK BACK!

38

ON THE COVER

ASK DR. BIZBUZZ!

Meet Amazon's bestselling author and selfproclaimed, "Redneck Beautician," Karen Ryder Barbat.

For professional business advice, ask Dr. BizBuzz!!!

45 BOOKWORMS We share our picks for the best books about recruiting and retaining top talent.

02

1015 HOWARD AVENUE, SUITE C BILOXI, MISSISSIPPI 39530

MAY 2023| ISSUE 12

8

Readers share about the things that attracted them to their dream job!

TRAINTHEGULFCOAST@GMAIL.COM

WWW.GULFCOASTTRAINING.ORG

Editor’s Note Holding On to Top Talent!

Happy Spring, my Best in Business family!

In this issue, we're taking a close look at how to retain those top employees that help our businesses stand out from others. We'll also welcome some new faces to our contributing writer lineup and share about a nonprofit that is working to make a difference for the future of our planet!

We want to continue to partner with you in 2023 to help you achieve all of your professional goals. If you need direction or help, please feel free to call on us...we're committed to helping you succeed!

Let's work together to be the BEST in business!

Sheila Best in Business Magazine Editor-in-Chief

Sheila Farr

Editor-in-Chief

Contributing Writers Carlin Duncan

Creative Director Mary Bell

Art Director Sheila Farr

Columnists Sher Graham

Photos for GMK Christopher Duncan

Partners Gulf Coast Training & Education Services, LLC WedgeCorp, LLC Best in Business, LLC Business Office: 1015 Howard Avenue, Suite C Biloxi, Mississippi 39530 (228) 229-3117

MARCH 2023 | ISSUE 11

Sheila Farr

Wentz's Kenpo, Karate & Kickboxing KENPO CLASSES MONDAY & WEDNESDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

SPARRING CLASSES FRIDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

KICKBOXING CLASSES TUESDAY & THURSDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

Wentz's Kenpo, Karate & Kickboxing PRIVATE LESSONS AVAILABLE DRESS CODE STRICTLY ENFORCED 707-630-7083 HOME SCHOOL: 3144 CALIFORNIA ST. EUREKA, CA. 95503

BEST IN BUSINESS

Rob's Cabinets & More Making Dreams Come True Along the Mississippi Gulf Coast Since 2009

Rob Cavaco, Owner 10447 Lemoyne Boulevard D'Iberville, Mississippi 39540 (228) 326-4830

Rob's Cabinets & More Making Dreams Come True Along the Mississippi Gulf Coast Since 2009 (228) 326-4830

FEATURED NEW RELEASE

MEET

KAREN

RYDER

BARBAT

COVER STORY

A ROOKIE HITS IT OUT OF THE PARK WITH HER NEW RELEASE!

by Sheila Farr

Karen Ryder Barbat describes herself as a small-town Louisiana beautician who loves her family, her friends, and her work. She's long had the dream of writing a book, and she thought the best way to make this happen was to write about something she knows: hair! Inspired by some of the wacky and unconventional things she'd experienced in her 37 years in the field of cosmetology, she wanted to share some of the crazy shenanigans of a small-town beautician.

"Writing this book was both encouraged and inspired by my clients, family and friends. And one of the main reasons I started this book was that my mama was diagnosed with Alzheimer’s. I wanted to write about my experiences while I still could, and share my crazy stories," says Karen.

Page 9

Karen is the owner of Kay Kay's Beauty Salon in Deville, Louisiana. If you know Karen, then you know one thing for certain: Karen loves what she does and she puts her heart and soul into it.

She says that one of the things she enjoys most about her work is making people look and feel more beautiful. Karen says, "Transforming a person's hair by cutting and coloring it can make such an impact on someone's self-esteem and self-worth. Everybody needs a little pampering every now and then, and since the world of beauty is always changing, I learn new ways to help others every single day."

Motivated by a good challenge, she says that her clients' happiness is her first priority. "Trying to keep everyone happy can sometimes be a big challenge. However, I am happy to say that I've been able to overcome many of the hair-related challenges that I've come up against. I love color corrections and makeovers, so doing these always gives me an opportunity to try new techniques and products. Even though it can sometimes be difficult to give someone exactly what they're looking for, I always try to make sure they leave happy.

A self-described "people person," one of the reasons Karen loves what she does is because it involves two of her favorite things: doing hair and visiting with people! "Along with my family and friends, my clients are also a great source of inspiration and encouragement for me, and I am blessed to have had the opportunity to work at a profession I love for nearly 37 years now," she says.

As you can imagine, Karen's seen some interesting things and had some unbelievable experiences in her years as a beautician. Some of those experiences were the inspiration for her book; and some crazy things really do happen in a small Louisiana town!

It's Crazy Up in Hair is Karen's first book. It is a work of fiction with glimpses of real-life sprinkled in. It was among Amazon's Top New Releases in Humor and Satire, and it even hit their best-seller list in the Literary Short Reads, General Humor, and Humorous Literary Fiction categories.

You can find Karen's book on Amazon. It is available as eBook and in paperback. We hope you'll make it a point to learn more about this amazing woman and her funny (and phenomenal) book!

ON TOPIC

Page 11

SET YOUR COURSE FOR SUCESS?

A leadership philosophy is essentially a belief system that guides your decisionmaking. It consists of your core principles, perspectives, and values.

When you define what they are, and use them to shape a leadership philosophy statement, your behaviors and decisions will remain consistent.

Our formula for beginning to developing your personal leadership philosophy is simple. It can help you gain a greater sense of self-awareness so you have a clearer idea of who you are as a leader and the areas in which you need to grow.

It can be developed just by considering these questions: 1. What is your definition of leadership?

2. What are your personal core values?

3.

What do you feel are your best leadership qualities?

by Sheila Farr. SHRM-SCP Business Strategist 4. What are some areas in which you feel you need to grow or develop as a leader?

5. What would you like your "leadership legacy" to be?

These are some really great questions to get you started on your way to developing your own philosophy of leadership. Looking at these questions and taking time to really consider the answers - can help deepen your understanding of yourself, your behaviors, and your actions as a leader.

Join us next month for more about ways to develop your leadership philosophy.

Celebrating over 5,000 copies sold!

Pick up your copy today at amazon.com

Page 13

MAY IS NATIONAL MENTAL HEALTH AWARENESS MONTH Mental Health Awareness Month (also referred to as "Mental Health Month") has been observed in May in the United States since 1949.

The month is observed with media and events that remind us that your mental health is essential to your overall health.

It was started by the Mental Health America (MHA) organization (then known as the National Association for Mental Health).

During the month of May, MHA, its affiliates, and other organizations interested in mental health conduct a number of activities which are based on a different theme each year.

We need a Mental Health Month because in this busy world, it reminds us to focus in on what's really important. This year's key message deals with wellness. Wellness is essential to living a full and productive life.

It's about keeping healthy as well as getting healthy.

People are concerned about their mental health. It has an influence on many aspects of their lives.

Mental health refers to a feeling of wellbeing in which a person can cope with daily problems. It allows them to do creative work and contribute to society.

But, there are many factors that might impair one's capacity to deal with life's events.

These factors may also affect daily activities and the ability to cope with changes.

As a result, failing to care for your mental health can have negative consequences such as increased stress lowered mood low self-esteem

Genetics may also play a part in ones mental fitness makeup, so it is important to be sure your have a complete family medical history.

Mental health issues can be caused by a number of things - and the type of response to we have to things that negatively impact is can be varied.

The good news is that there is help. All we need to do is to create awareness and be empathetic towards others who may be

experiencing a struggle with circumstances or situations that are negative effecting their mental wellness. Don't be afraid to reach out to others. Sometimes just being a sounding board for others can begin to relieve some of the stress or pressure they may be feeling.

We would also like to encourage you to ask for help if you need it. If you are in crisis, you can dial 988 and receive the help you need.

We all struggle with things from time to time. Just remember to ask for help when you need it, reach out to others who you feel may be struggling, and always keep this important number handy in case you need it!

988 Suicide & Crisis Lifeline

may 2023

BUSINESS

SPOTLIGHT

DEBBI BOSTDORF, FENG SHUI CONSULTANT Feng Shui is a mixture of Chinese philosophy, Buddhism, and Taoism. It has been around for thousands of years. It means Wind and Water it is an art and science of placement. It’s all about keeping positive energy flowing for harmony and balance to support your lifestyle. It can be applied to your house, individual rooms, desktops, and landscaping.

MEET DEBBI BOSTDORF Debbi Bostdorf is a U.S. Veteran who has found a new career after her military service with Feng Shui.

"Feng Shui has always fascinated me," she says, "It is a feeling - a vibe and energy you get from a room or area you are in. I’m sure you have experienced it as well. For example, if you walk in a dark, cluttered room you’ll feel weighted down, whereas if you walked in a bright room with open space, you feel energized."

Page 15

WHAT IS FENG SHUI AND HOW DOES IT WORK FOR YOU?

There are various types of Feng Shui : BTS, White Pillar, 8 mansion, and Flying star. I am certified in Black Sect Feng Shui (BTS) which is the 5 elements and uses the Baqua map. By using the map with 9 sections we call qua’s we learn to enhance that section of your house; for example - if it’s the wood section, we would not want to load it with fire that would burn the energy. The goal is to keep positive energy flowing.

Everyone most likely is already using some elements of Feng Shui and you may not even realize it. It’s as simple as keeping areas uncluttered, throwing away dead flowers, and making sure the mirrors are clean. However, it’s how we enhance the areas in ways that prevent us from getting the feeling of being stuck. Feng Shui can also be used when we want to advance in our careers, find a partner, or even travel more. In those instances, we would learn how to enhance those qua’s to support our goals.

It’s all about the flow of energy and I would like to help you better understand yours and assist you in reaching your goals.

SCHEDULE A CONSULTATION

CONTACT DEBBI BOSTDORF 717-609-6735 DJbost80@gmail.com

HEALTHY AND DELICIOUS FOODS With

CARLIN DUNCAN of

GIRL MEETS KITCHEN

MONTHLY FEATURED RECIPE

MAY'S RECIPE

Photograph by Staff Photographer

BUSY MOM POT ROAST I called this one Busy Mom Pot Roast. It seriously tastes like you have been in the kitchen all day slaving away when in actuality you just set it and forget it! But Shhhhh,.. the family doesn’t need to know! So go grab a notepad and pencil and listen very carefully, because you are about to make the best pot roast you have ever tasted in your life. It’s guaranteed to leave your family asking for seconds, and you will be the talk of the town at your next holiday party!

Ingredients 1 pork pot roast 1 half yellow onion 1 bag of red potatoes 1 bag of carrots 1 32 oz carton of chicken stock 1 stick of butter ( not margarine) 1 packet on Lipton soup mix 1 tsp lemon pepper 1 tbsp garlic herb dash seasoning 1tbsp adobe 1 tbsp slap yo momma 1 tbsp of garlic powder 1tbsp of bait season ( optional) 1 packet of sazon Goya

Page 18

Step one Rinse your thawed roast off and place it in your crockpot or roaster. Add your full carton of stock, fill your carton with water, and add to the pot. ( don’t worry... this is going to create an amazing broth).

Next, add all your seasoning and roughly chopped onion to the pot. Place the lid on and cook for the next 6 hours on your high setting. ( if using the roaster set temp to 350-400).

Step two At the 6-hour mark, your roast should be cooked through. At this point you can take a fork and begin to slightly shred it. (You do not have to thinly shred unless that is your desire, or don’t shred at all). Once shredded place lid on pot and continue to cook for another hour. While roast is cooking, quarter your potatoes and rinse. ( if feeding small children please cut potatoes in a small form that you are comfortable with). Place potatoes in pot and finish cooking Step three Once an hour has passed, potatoes should be fork tender and the roast should fall apart. The broth in the pot at this point has reduced down significantly (if potatoes are not tender, continue to cook in 30 min intervals). Once potatoes are tender, (DO NOT STIR) pour in half a bag of baby carrots, add a stick of butter, and cut the crockpot or roaster off and close lid. Let roast rest for 30 mins as carrots soften in broth and the potatoes soak up the juice.

Step four Serve over rice and enjoy.

Page 19

Page 20

Business Feature

by Sheila Farr

According to the Society for Human Resource Management, onboarding is "the process by which new employees get adjusted to the performance and social aspects of their jobs." This process, when handled promptly and smoothly, can not only help new hires feel welcomed and well-led, it can also set the tone for employee retention in an organization. Onboarding can take training and orientation to the next level when its goal is to cultivate a long-term relationship between the employer and the employee. Having an organized and engaging onboarding process can foster a feeling of belonging for new employees and reaffirm the fact that they've made a good decision in joining your team.

FOR KEEPS!

Best Practices for Retaining Top Talent

PAGE 21 When employees feel welcomed and directed in their new roles, they will work more efficiently and effectively because they truly feel like part of a team.

The Importance of Onboarding A study published in the Academy of Management Journal, found that the first 90 days of employment is a pivotal time period for employees to build rapport with a company, its management and their coworkers. Similarly, according to a study by the Wynhurst Group, when employees go through structured onboarding, they are 58 percent more likely to remain with the organization after three years. When you share your company’s goals and values with your employees while simultaneously showing them how to do their jobs, everyone benefits.

Wow Your New Hires Did you know that more than 25 percent of new hires quit their new job within 45 days?

Often, it’s due to reality not meeting expectation. Preboarding – the early phase of onboarding that welcome, inform and prepare new hires for the job before the first day at work – is a tool that serves both the employee and the company well. Along with developing a strong preboarding program, here are additional tips on how to create more of that special WOW-experience and lay the foundation for a lucrative collaboration.

Pre-board new hires by alleviating any stress that accompanies first-day jitters. Send a welcome letter or email along with essential HR forms, information about the company and any other useful first-day information.

You might even consider sending a short

welcome video that features the entire team.

Other ways to "wow" your new hires include: 1. Saying "hello" in style. Welcome your new hires with a small gift and a card signed by the CEO. You've spent a lot of time and effort to attract top talent, now make them feel special. You could provide company themed swag, a gift card for lunch or dinner, or even sports or theater gift certificates. Be creative and do what's most reflective of your organization.

2. Assigning a "work buddy" or mentor. It makes things much easier if a new employee has a "go-to" person for help finding things and understanding processes. Your HR Director may provide job training, but assigning a teammate or team leader to assist new hires on the job not only helps the new person feel secure, it also gives other employees a chance for growth as a buddy, leader, or mentor.

3. Giving new hires a grand tour. Don't forget to show your new employees around the place, including all of the pertinent locations they will need to become familiar with. Follow this by leaving a written "key" to where things are located, and the processes necessary to procure needed items or information.

4. Preparing a written schedule for the first two weeks. Put some thought into the type of work and tasks associated with the new hire's position and provide a simulated work schedule or training schedule to help them become familiar with their tasks, work processes, time management, and scheduling. Be sure to include some 1:1 time with their buddy, mentor, or department leader during those first two weeks to give

them an opportunity to ask questions, get clarification on things, and to help them feel like a valuable part of the team.

5. Providing a checklist of daily, weekly, monthly quarterly and annually required tasks or deadlines. Set your new hire up for success by providing important information about the responsibilities of their position. It may take them several weeks to develop a work style that fits their new environment, so understanding which things are a priority can help them feel more confident faster and help them work more efficiently.

6. Ensuring a workplace set-up that works.

Having all technology, supplies, and necessary items available BEFORE your new employee gets on the scene shows that you're an organization that is prepared.

Make sure all technology, portals, and equipment are in good condition and are working properly prior to the new employee's first day.

7. Following up a regular intervals. Following up with new employees is essential to effective onboarding. Managers need to be involved with their new hires and determine whether or not any changes need to be made in their training process. Consistently meet with new employees and help them solve any problems along the way.

Workers' Compensation 101: Just the Basics Workers compensation is insurance for businesses that protect them from financial loss. It is a governmentmandated program for employees who are proven to have been injured or to have become ill while actively at work at their company. Due to their occupations, the insurance program might give cash or healthcare benefits, or both.

Almost all states must carry this policy, except Texas and New Jersey, where this is optional. However, while companies do have it, certain conditions apply so that sick or injured workers can claim it. The employer is responsible for paying the insurance premium, and there is no cost to the employee. Below are five important things to remember about Workers' Compensation.

1. Have a written safety plan and train all workers to communicate their illness or injury as soon as possible. They must understand that the report has a time limit when filing a claim. Have your employee fill up a form stating the date, time, and accident details.

Organize important receipts and proper documents and report to your insurance provider after.

Employers might need to submit a claim and report to the state’s workers’ compensation board.

2. The employee must seek medical treatment immediately. The time could vary depending on the severity of the injury. It is important to obtain medical care as quickly as possible. . Once the employer submits the paperwork, they will have to wait until the insurer approves or denies the claim. If the insurance company supports the claim,

the employee can accept it or negotiate a settlement.

The employee is also allowed to appeal if the provider denies the claim.

4. The employee will have to spend time undergoing treatment and resting to recover fully. Employers must hold the position for the injured employee until the employee can return to work. The employer can temporarily replace the injured worker or offer modified duties and responsibilities.

5. The employer will need to inform the insurance company that the employee is well enough to work.

The insurance company will also need to pay permanent benefits if the worker is permanently injured.

DID YOU KNOW? Each month the team at Gulf Coast Training & Education Services in Biloxi, Mississippi offers free professional development training?

If you're an HR Professional, or interested in the HR career field, you are invited to join in on the training each month.

SHRM-certified professionals earn 1 PDC for completing the training, but you do not have to be SHRMcertified to attend.

Register at: www.gulfcoasttraining.org

Health and Wellness

Why Restorative Yoga Might be Exactly What You Need

By Sheila Farr

If you've ever tried Vinyasa or Ashtanga yoga and decided you're "not a yoga person," I would encourage you to give restorative yoga a try! Many find Vinyasa and Ashtanga a little too physically demanding and fastpast, so for those people I say, "try restorative yoga!"

Restorative yoga has a more gentle, slow, and nourishing style and flow. It is a relaxing, meditative, more passive style of yoga that involves holding fewer (and more floorbased) postures for longer periods of time. It involves the use of props (blocks and bolsters) for support and can also be done from a chair for those who are unable to lower themselves onto a mat.

The primary focus of restorative yoga is to connect with your body and relax. The benefits of this style of yoga are plentiful and include: Promotes emotional and physical relaxation Can lower blood pressure Promotes deep breathing Reduces pain and tension Improves sleep Is suitable for any size and type of body Because restorative yoga requires such gentle motion, it makes it a great option for those just getting started with movement, and even for senior citizens with limited mobility. It is a great way to begin waking up your body and connecting with a form of movement and exercise that is more conducive to helping us slow down a bit from our busy lives and overthinking.

It might be exactly what you need! restorative yoga a try!

portions of this article were previously shared in Best in Business

Give

Wentz's Kenpo, Karate & Kickboxing KENPO CLASSES MONDAY & WEDNESDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

SPARRING CLASSES FRIDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

KICKBOXING CLASSES TUESDAY & THURSDAY MIGHTY MIGHT’S: AGES 4-8 YRS. TIME: 5:00PM – 5:45PM JUNIORS: AGES 9-16YRS. TIME: 5:00PM – 6:00PM ADULTS: AGES 17+ YRS. TIME: 6:00PM – 7:00PM

Wentz's Kenpo, Karate & Kickboxing PRIVATE LESSONS AVAILABLE DRESS CODE STRICTLY ENFORCED 707-630-7083 HOME SCHOOL: 3144 CALIFORNIA ST. EUREKA, CA. 95503

May 2023

Inspiration

MIND YOUR THOUGHTS Rev. Allison G. Daniels

“Take therefore no thought for the morrow: for the morrow shall take thought for the things of itself.

Sufficient unto the day is the evil thereof.”

Matthew 6:34

Another Bible Translations Message Bible Says Give your entire attention to what God is doing right now, and don’t get worked up about what may or may not happen tomorrow. God will help you deal with whatever hard things come up when the time comes.

Page 27

Mind Your Thoughts! Be mindful of the things that you are thinking about don't worry about tomorrow. It will take care of itself. You have enough to worry about today. You have enough to think about, enough things to do. But, God doesn’t want you to even worry about that because He will supply all of your needs when you surrender your all and all unto Him and cast your cares on Him Mind Your Thoughts! And stop worrying over things that you cannot change things that only God can do. Yes, God knows that you see, feel, and hear everything that is going on around you but He doesn’t want you to get distracted. Instead put your trust in Him knowing that He’s still going to make a way out of it - a way just for you, my son, my daughter, my child. When you mind your thoughts and trust Me (GOD).

Mind Your Thoughts! And stop going down memory lane rehearsing and rehearsing and rehearing everything that didn’t happen in your life. Stop allowing the devil to steal your peace and rob you of your joy. Stop allowing the devil to push you into tomorrow when you haven’t even embraced the joys of today, the love of today, the hope of today, the peace of today.

Mind Your Thoughts. And be still... settle down and know that He is still God. And God is listening to you. But you have to listen for His small still voice to guide you from this day forth because this is the day that the Lord has made so rejoice, rejoice and be glad in it. Rejoice right now and be glad in it.

Mind Your Thoughts! And stay focused on the Word of God. Why? Because whether you know it or not the devil isn’t using new tactics - he’s only feeding off of what you fear the most. The devil is feeding off of your emotions. If you’re walking in fear, if you’ve lost all hope, if you don’t think that you can make it, and if you don’t feel like living this old life anymore - the devil is going to bombard your mind with suicidal thoughts. The devil is going to bombard your mind with depression and the devil is going to bombard your mind with low selfesteem. My sister, my brother pick yourself and stop allowing the devil to speak negative thoughts into your life be free and move on.

Mind Your Thoughts! Be mindful of the things that you are meditating on and remember that devil comes to steal, kill and destroy you but since he can’t kill you will bombard your mind and make you think that you are crazy, make you think that God doesn’t care, make you think that God is not present.

Mind Your Thoughts! Cast down the opinions of the enemy, the opinion of your friends be careful who you allow in your circle, be careful you allow to pour into you, and trust God to send you the ones that are for you and not against you.

Connect with Rev. Allison following social media sites:

at

the

Website/social media information: Web site: www.AllisonGDaniels.com Twitter @ AllisonDaniels9 Instagram: allison_daniels29 Youtube: AGDaniels29 Facebook: http://www.facebook.com/ allison.g.daniels

PAGE 29

BEST IN BUSINESS

NONPROFIT NEWS

EXCLUSIVE: NONPROFIT SPOTLIGHT

Veteransville: Helping Others Connect & Grow

by Sheila Farr

From the moment you lay eyes on the patriotic-colored tiedyed logo, you know there's something special about this organization.

Veteransville is a new nonprofit established to provide charitable and educational services to Veterans and their families.

Founded by retired U.S. Army logistics specialist Brandi Miles, Veteransville has already started making an a major impact serving homeless Veterans along the Mississippi Gulf Coast. "We aren't just limited to helping the homeless population, but here along the Coast, so many of our brothers and sisters need help. We're working to

make sure we don't just get stuck in a cycle of outreach, but instead, we'd like to focus on helping with reintegration into our community," says Miles.

In addition to homeless outreach and reintegration, Veteransville will offer assistance to female Veterans undergoing trauma recovery by offering quarterly retreats that focus on providing mental health counseling, on-going lifecoaching, and education in the areas of health and wellness. "It's so important to help others understand that many of our veterans are still in recovery. So many of our female veterans need

ppportions of this article were previously shared in Best in Business

help in releasing the control and experiences that had in the military, so they can transition to civilian lives and still be productive.

We're working to make sure that happens for as many Veterans as we can," said the Executive Director of the organization.

Plans are in the works for a fundraising golf tournament on May 27th and a festival called "VetsFest" this November.

Keep watching for details on VetsFest and other events happening at Veteransville.

You may follow them on Facebook at: https://www.facebook.com/ VeteransvilleMS

BEST IN BUSINESS

PAGE 34

TALK BACK!

TALK BACK! Last month, we asked you to share about the worst onboarding experience you've had. Here's what you had to say...

"I believe big corporations are the absolute worst.

They left a big swag box on my desk and I met my "trainer" the first day of employment, but haven't seen or heard from him since. Everything I've learned, I've learned through Google. I'm leaving this job in three weeks and will never look back."

Ron B., Covington, LA

"The worst onboarding experience I've ever had included getting to work that day and just being thrown into it. Don't believe the hype when someone tells you the best way to learn is trial by fire - it ain't!"

Trey J., Macon, GA

TALK BACK! LET US HEAR FROM YOU! EMAIL US AT TRAINTHEGULFCOAST@GMAIL.COM TO SHARE ABOUT THE BEST WORK TRAINING EXPERIENCE YOU'VE HAD! WE WANT TO HEAR FROM YOU! BE SURE TO INCLUDE YOUR NAME, OR NAME OF YOUR BUSINESS, AND THE CITY/STATE IN WHICH YOU ARE LOCATED AND WE'LL SHARE YOUR COMMENTS IN OUR NEXT ISSUE! JUNE'S TOPIC: DEVELOPING DYNAMIC TRAINING PLANS!

"The worst onboarding experience I've ever had was when I got to work, and no one knew I'd been hired. They couldn't get in touch with HR and I sat in a cubicle playing on my phone for three days while they tried to figure out what to do with me. On the fourth day - I just left."

Barb L., Milwaukee, WI

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VETERANS' CORNER

VETERANS' CORNER: UNDERSTANDING VA ELIGIBILTY AND WHAT THE VA OFFERS TO VETERANS

By Sheila Farr

According to the US Department of Veterans Affairs, the term "veteran" means a person who served in the active military, naval, or air service, and who was discharged or released therefrom under conditions other than dishonorable. A minimum service requirement exists to be considered a veteran. Service members must have served a minimum of 24 months of active duty to be considered a veteran. If the service member becomes disabled because of their time in the service, there is no minimum length of service to qualify for VA benefits.

You may be eligible for VA health care benefits if you served in the active military, naval, or air service and didn't receive a dishonorable discharge. Even if you have other forms of health care coverage (like a private insurance plan, Medicare, Medicaid, or TRICARE), you can use VA health care benefits along with these plans.

Beneficiary Financial Counseling The VA's Insurance Service provides beneficiaries with free, professional financial advice from FinancialPoint, an independent company whose team of professionals are experts in handling a wide range of financial matters. Beneficiaries can access this service online 24/7 to request a financial plan.

Career Center The Career Center on eBenefits offers Service members in transition and Veterans with opportunities to translate their military skills into careers in the public and private sectors. The tools and resources available in the Career Center allow Service members and Veterans the ability to search for jobs, identify professional strengths, and create and post resumes.

Educational and Vocational Counseling

Aside from healthcare benefits, the VA's website also indicates that the following services and assistance is available to our veterans:

VA's Veteran Readiness and Employment Service provides educational-vocational counseling for veterans and certain dependents. This service can provide a wide range of educational and vocational counseling services to Service members still

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on active duty, as well as Veterans and dependents who are eligible for one of VA's educational benefit programs. These services are designed to help an individual choose a vocational direction and determine the course needed to achieve the chosen goal.

Fiduciary Program The VA's Fiduciary Program was established to protect Veterans and other beneficiaries who, due to injury, disease, or due to age, are unable to manage their financial affairs.

The fiduciary is responsible to the beneficiary and oversees financial management of VA benefit payments. Generally, family members or friends serve as fiduciaries for beneficiaries; however, when friends and family are not able to serve, VA looks for qualified individuals or organizations to serve as a fiduciary.

Independent Living The Independent Living program is designed to make sure that each eligible Veteran is able, to the maximum extent possible, to live independently and participate in family and community life increasing their potential to return to work. Those who may qualify are Veteran's whose service connected disabilities are so severe that they are currently unable to pursue an employment goal.

VETERANS' CORNER

Mortgage Delinquency Assistance In cases where loan servicers are unable to help Veteran borrowers, VA's Loan Guaranty Service has Loan Technicians in eight regional loan centers and a special servicing center who take an active role in interceding with the servicer to explore all options to avoid foreclosure. Service members or Veterans with VA-guaranteed home loans can call (877) 827-3702 to reach the nearest Loan Guaranty office where Loan Specialists are prepared to discuss potential ways to help save the loan.

Reach out to your local VA for more info on any of these programs.

Sheila Farr is a former U.S. Air Force Reserve personnelist and currently serves on the Board of the Gulf Coast Human Resource Association and the Mississippi State Council of SHRM as the Workforce Readiness Director. She's the CEO of Gulf Coast Training & Education Services, where she works to help Veterans find the right employment fit as they transition to civilian employment.

This article was previously shared in Best in Business.

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DR. BIZBUZZ

Ask Dr. BizBuzz Dear Dr. BizBuzz:

THIS ARTICLE WAS PREVIOUSLY SHARED IN BEST IN BUSINESS.

I used to work in the oil field for 10 years where I invested a percentage to my 401K. It has been 8 years since I have worked there or in a similar industry. Shortly afterward, I ended up working in a different field that offered 403's. So, I opened another account to be able to keep my previous investment available in hopes that I would return to the oil industry. I am currently working in an industry that has IRA plan that I have agreed to contribute bimonthly. I also have a personal investment account where I can buy, sell, or trade if I wanted. Each of these accounts has proved to be beneficial and profitable. I don't mind keeping track of these accounts.

My question is, "Is it better to stay diversified with 401K, 403, and IRA accounts being that each one of these investments has its own perks in the long run, or should I consolidate so that I can manage gains and losses from the 401K that I don't have any financial control over or can't contribute to purchasing more shares in the oilfield? If it is better to consolidate, which account would be best for future financial security?"

Thank you for taking my question. I look forward to wise counsel.

Gloria N., Texas

Dear Gloria, Thank you for your question regarding financial planning. This is an area that is not in my wheelhouse of expertise. As a business consultant, I recommend that individuals get at least 2 referrals from financial planners in their area. However, I have been going through a similar financial planning endeavor, so I will share with you the steps I took and hope this helps.

You can ask Dr. BizBuzz Send your business questions to us at: bestinbusinesspublishing@gmail.com

BEST IN BUSINESS

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DR. BIZBUZZ

Here are some questions I have to consider as I go through this journey. My first step was to get a notebook and pen and answer the questions in writing about my financial future. What does it look like? Whom will it impact? How much longer do I want to be involved in a career? What experiences would I like to pursue once I change the course of my retirement?

Do you have long-term healthcare? Do you have all of your paperwork done including your will and end-of-life documents completed? What is paid for? What do I want to invest in?

A favorite article that helped me is “7 Important Questions a Financial Plan Can Help You Answer “written by Carrie Schwab-Pomerantz in October 2020. Below is a link to the article that really makes me consider things I hadn’t thought about. A portion of that article is included within this reply. https://www.schwab.com/learn/story/7-important-questions-financial-plan-can-help-youanswer “1) How realistic is it to reach all of my dreams and goals?

The only way to make any of that happen is to get specific. A financial plan starts with helping you zero in on what you own and what you owe and clarifies how your income can cover essentials as well as savings and discretionary expenses. It will help you focus on your goals, put a dollar amount on each and create a realistic timeline for achieving them.

2) What should I do first?

Trying to save, invest and pay off debt all at once can be overwhelming. A basic plan helps you prioritize, whether you're creating a savings strategy, trying to reduce debt or both. It can give you a blueprint for acting; for example, getting a 401(k) match first, next paying off nondeductible high-interest debt, then contributing to your child's education. These aren't high finance issues; these are everyday issues.

3) How should I invest for retirement as well as shorter-term goals like a down payment or kids' education?

How you invest has a lot to do with when you need the money. The longer the timeframe, the more risk you can afford to take, depending on your own feelings about risk. Generally speaking, the money you'll need within the next six-to-eighteen months, like an emergency fund or a vacation, should be in cash. Money for intermediate goals that you may need in two-to-four years, like a home down payment, might be conservatively invested in bonds.

Ask Dr. BizBuzz

BEST IN BUSINESS

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DR. BIZBUZZ

Savings for longer-term goals more than five-to-seven years out, for instance, retirement or college, could reasonably be invested in stocks. Once you've answered questions one and two, you'll more easily be able to pinpoint how to invest for your various goals.

4) What's the best way to protect my family and me?

A financial plan can also help you focus on crucial issues like emergency preparation and insurance. Do you have enough cash to cover at least three-to-six months' essential living expenses? When was the last time you reviewed your health insurance coverage? Do you need life or disability insurance and how much? These are the deeper questions a plan can help you answer to protect your family from the unexpected.

5) When will I be able to retire and how much will I need?

As you prioritize your savings goals, retirement should be high on your list, because the earlier you start planning the better. But planning for when you'll be able to retire isn't about saving blindly; it's about projecting your needs with some degree of accuracy. So back to question one. Your current expenses provide a reasonable starting point to estimate a retirement budget. This will give you an idea of how much you need to save when you can realistically retire, and if you're on track.

6) What if something should happen to me?

This is the key reason for estate planning—another concept that many people feel doesn't apply to them. But we all need to think about who will take care of our children, who will make financial and medical decisions if we can't do it for ourselves, and how we want our assets and personal property distributed. Again, it's not about "how much," but rather about "how" we want these decisions to be made. A financial plan helps keep you in charge, so someone else doesn't make decisions for you.

7) What am I overlooking?

There are a lot of pieces to our financial lives. And sometimes it's hard to see them all, let alone how they fit together. A financial plan lays them out for you so you can see if something is missing. If you can work with a financial planning professional, so much the better. A set of trained eyes can help you address any savings shortfalls, improve your budget, and save on taxes.

Ask Dr. BizBuzz

BEST IN BUSINESS

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DR. BIZBUZZ

Answers that go beyond money: The process of creating a financial plan can be just as important as the plan itself. It can help you think through and more confidently make life decisions; it can give you the assurance that your family is covered in the face of an uncertain world; and it can help couples be on the same page as they deal with present worries and future hopes. In other words, financial planning can be liberating—not just for you personally, but for your entire family as well.”

The more that you learn and the more you visualize what type of life you want to create, the better the foundation for it happening. Finding a financial planner will be the challenge. Ask for recommendations. and Interview them with your questions.

Good luck.

Dr. Bizbuzz

Sher Graham is CEO/EVP, NeuroBehavior for OSBI/Synergy Solutions Collab, Mobile, AL, an international mindset transformation speaker and best-selling author, journalist and behavioral health advocate. She may be reached at synergytosoar@gmail.com.

Ask Dr. BizBuzz

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ADVERTISING

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a little good news...

SHARING GOOD NEWS AND EXCITING EVENTS FROM AROUND THE GLOBE!

Join Patti Jo Grover for her new series of training as she launches "The Rise Above Academy." Visit her at www.patriciajogrover.com Be sure to check out Rev. Allison G. Daniels' "Author Incubator" project. You can watch it on her Facebook page at Allison G. Daniels, Publisher.

Watch for more information about Veteransville's "VetsFest" coming soon. The festival will be held in Biloxi, Mississippi on November 18th.

Help us celebrate almost 600 copies sold of "Red Power Suit: Leading Through Influence." The authors join us for a special feature in our June issue!!!

Congratulations to Gulf Coast Training & Education Services for their nomination as Best Gulf Coast Business by the Sun Herald!

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SUGGESTED READING

Bookworms

FOR MORE GOOD READING ABOUT THE BEST IN HIRING, WE SUGGEST THESE BOOKS!

HIRE TO WIN

BY TATIUANA CURE If you ever found yourself struggling to find time for recruiting or not knowing where to start in bringing someone new to your team, this book is written for you. You are looking for solutions, answers, shortcuts, time-saving hacks, results, and, most importantly, you are looking to win.

Hire to Win is designed to accompany managers looking to achieve better results, higher profits, and more success through the employees they hire

HIRING FOR GROWTH

BY TRAVIS BUTLER Whether you're a small business owner, HR manager, or a startup founder, this book provides practical and tactical insights and proven strategies to help you identify and attract quality candidates, build a positive company culture, and retain top performers.

HIRE WITH FIRE

BY DENISE AND RANDY WILKERSON Hiring decisions can be challenging for even the most experienced managers.

You want to hire top talent – “A” players, high achievers, and top performers who are engaged and passionate about their work. But how do you screen for these important traits during the interview process to hire the best candidate for the job? Is there an interview method that would give you more confidence in your hiring decisions?

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Visit us at www.thankfulandblessed365.com

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Coming in june: training plans 101!

All year long we are focusing on the topics that our human resource managers and business owners have requested.

Next month, our focus is on developing effective training plans! We'll share information for small businesses and entrepreneurs that will help them design, develop, and execute training plans that will not only "wow" their new employees, it will encourage them to stay and grow with the organization for years to come!

Also coming in June is a new monthly feature that features YOUR commentary! We'll be inviting guest contributors to provide thought-provoking commentary that will keep you engaged, intrigued, and will move you to action.

Join us for all of this and more in June!

gulf coast training & education services, LLC

next month: training plans 101!

gulf coast training & education services, LLC