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AGENCY LENDING


We’re driven by our passion for CRE and supported by the best resources and data in the industry. Together, we’ll find the right solution for your project, consistently delivering the results you want with the insights you need." DA N B R E N D E S SVP – Head of Agency Lending Berkadia


UNMATCHED EXPERTISE MEETS UNPARALLELED SERVICE Our expertise and dedication show in our hard-earned growth and success in a rapidly evolving industry. Consistently ranked as one of the top agency lenders in the country, Berkadia is comprised of the industry’s top GSE financing experts. With the support of a network with a presence in every major market nationwide, unparalleled access to data, and the skills and resources to serve the lifecycle of your investment, our advisors are prepared to effortlessly navigate you through the agency lending process.

Agency Lending

BERKADIA

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IT’S IN OUR DNA. Our mission is inspired by our two shareholders who created Berkadia— Berkshire Hathaway and Jefferies Financial Group. Both firms are renowned for their capital strength, sophisticated investment strategies and exacting attention to their clients’ diverse needs. We’re honored to continue the Berkadia legacy in everything we do. When you work with us, you’re more than a client, and more than a partner. You’re a member of our family.


Mortgage Banking Your projects, of any size and location, benefit from best‑in‑class financing partners and unparalleled access to capital.

Investment Sales When you equip the right professionals with industry-leading insights and tools, the result is better investment outcomes.

Servicing Get customized solutions and seamless service with our established resources and proven expertise.

Technology Charge your decision‑making with actionable insights backed by our powerful data.

Agency Lending

BERKADIA

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2020 Rankings Fannie Mae

#3

#3

DUS Lender

DUS Producer for Small Loans

#1

#4

DUS Producer for Manufactured Housing

DUS Producer for Green Financing

#3 DUS Producer for Student Housing

Freddie Mac

#2

#2

Optigo Lender

Conventional Optigo Lender

Benefits of Agency Lending Non-recourse debt

Can lend nationwide

Opportunities exist for

May offer loans at 80% LTV

supplemental financing

(or higher for Affordable Housing)

Five to 30-year terms at fixed or

Pricing advantages exist for

floating rates are available

affordable and green loans

Customizable loan terms within

Flexible prepayment options

structured transactions

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BERKADIA Agency Lending


Fannie Mae For over 30 years, Fannie Mae has served a wide range of the multifamily market, including conventional, affordable, cooperatives, seniors, student, manufactured housing communities and small loans via their Delegated Underwriting and Servicing (DUS) model. As a highly regarded, delegated DUS lender, Berkadia exercises control and decision-making to seamlessly structure, underwrite, close, deliver, and service loans on properties for our valued clients.

Benefits DUS model allows for certainty of execution as underwriting is completed in house Single-asset securitization model allows for greater flexibility with loan structuring Streamline Rate Lock (SRL) with preliminary underwriting information can solve for interest rate volatility risk

Freddie Mac Freddie Mac and Berkadia’s experienced and knowledgeable teams of producers collaborate to quote conventional, affordable, cooperative, seniors, student, manufactured housing communities and small loans. As a top Freddie Mac Optigo Lender, Berkadia works with Freddie Mac to structure and underwrite the most competitive loans available while providing loan servicing for the life of the loan.

Benefits: Securitization model optimizes available loan terms Centralized quoting and underwriting model provides consistency for borrowers Strong index lock and Early Rate Lock (ERL) options help manage rapidly changing market conditions

Agency Lending

BERKADIA

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MORTGAGE BANKING

PeachTree of McLean Falls Church, VA

$63.2 million Freddie Mac

• 65% LTV, ten-year fixed rate • Full-term, interest-only loan to allow for a substantial renovation of the property • Refinancing arranged through Freddie Mac’s Green Advantage program

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BERKADIA Agency Lending

340 Units

1979 Built


MORTGAGE BANKING

Midwest Metropolitan Multifamily Portfolio

2000

St. Louis and Valley Park, MO

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Fannie Mae

Units

Properties

• The largest transaction in St. Louis history • Berkadia arranged the sale and financing of the Midwest Metropolitan Multifamily Portfolio in March 2018

Agency Lending

BERKADIA

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SUCCESS IS NOT PURELY MEASURED BY NUMBERS.

But, they help tell our story:

$55 billion

$35 billion

Since 2013, our Investment

In 2020, our combined production

Sales division has closed

volume of loan origination,

more than 3,400 transactions

investment sales and JV equity

totaling $55 billion.

placements exceeded $35 billion.

Largest

$19 billion

Berkadia ranks as the largest

In 2020, our combined agency

non‑bank commercial mortgage

lending production totaled

servicer in the nation.

$19 billion.


Agency Lending

BERKADIA

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MORTGAGE BANKING

Walker Mill Apartments Forestville, MD

$35.6 million Freddie Mac

• 82% LTV, six-years interest only • Debt structured to allow for a more efficient execution of the property’s business plan following improvements and updates • Acquisition financing arranged through Freddie Mac’s Green Advantage program

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BERKADIA Agency Lending

366 Units

1963 Built


MORTGAGE BANKING

ICG Portfolio Glendale and Phoenix, AZ, Ammon, ID, Ogden, UT, Pasco, WA

$97.9 million

1,012 Units

5 Properties

Fannie Mae

• Structured facility with five tranches of fixed‑rate debt with 10- and 12- year terms, half-term interest-only and a 30-year amortization • Rates from 4.34 to 5.15% were locked for four months

Agency Lending

BERKADIA

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CLOSING IS JUST THE END OF THE BEGINNING. We’re in this for the long haul. To us, every deal is the start of a new relationship or the continuation of one built on performance and trust. Our clients are family, and we’re relentlessly focused on your long-term success.

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BERKADIA Agency Lending


THE TEAM

Conventional, Freddie Mac

Conventional, Fannie Mae

Dan Brendes

Emily Schultz

SVP – Head of Agency Lending

Managing Director

301.202.3551

301.202.3562

dan.brendes@berkadia.com

emily.schultz@berkadia.com

Affordable Housing

Small Loans

David Leopold

Christine Pratt

SVP – Head of Affordable Housing

Head of Small Loan Originations

301.202.3547

310.209.3205

david.leopold@berkadia.com

christine.pratt@berkadia.com

Berkadia Offices

Agency Lending

BERKADIA

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BERKADIA .COM / 800.446 . 2226 a Berkshire Hathaway and Jefferies Financial Group company

© 2021 B erkadia Proprietary Holding LLC. B erkadia® is a trademark of B erkadia Proprietary Holding LLC. Commercial mortgage loan banking and servicing businesses are conducted exclusively by B erkadia Commercial Mortgage LLC and Berkadia Commercial Mortgage Inc. This advertisement is not intended to solicit commercial mortgage loan brokerage business in Nevada. Investment sales / real estate brokerage business is conducted exclusively by Berkadia Real Estate Advisors LLC and Berkadia Real Estate Advisors Inc. Tax credit syndication business is conducted exclusively by Berkadia Affordable Tax Credit Solutions. In California, Berkadia Commercial Mortgage LLC conducts business under CA Finance Lender & Broker Lic. #988-0701, Berkadia Commercial Mortgage Inc. under CA Real Estate Broker Lic. #01874116, and Berkadia Real Estate Advisors Inc. under CA Real Estate Broker Lic. #01931050. For state licensing details for the above entities, visit www.berkadia.com/legal/licensing / 0421.

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Berkadia | Agency Lending  

Berkadia | Agency Lending  

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