Out and About Page 2
Know Your Cat’s Quirks Page 5
Social Security Matters Page 8
Save on Prescriptions Page 12
Survey Says...
Two-thirds of seniors have been scammed online
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inancial and online fraud against aging adults are now considered the “crimes of the century” by the National Council on Aging. Scammers often target seniors because of perceived accumulated wealth, and feel that seniors are less likely to report crimes due to fear of embarrassment. In fact, a new survey by Home Instead, Inc., found that 67 percent of U.S. seniors have been the victim or target of at least one common online scam or hack. In addition, more than 38 percent report that someone has tried to scam them online, and 28 percent of surveyed seniors have mistakenly downloaded a computer virus. Michael Kaiser, executive director of the National Cyber Security Alliance, explains that encouraging seniors to protect themselves online can go a long way in protecting sensitive information. “Cybersecurity is about risk reduction. It’s difficult to achieve perfect security. But you can help older adults work to make themselves a more difficult target,” says Kaiser. To help seniors understand their risks online and take steps to protect themselves, the Home Instead Senior Care network collaborated with the National Cyber Security Alliance to launch a new public education program, Protect Seniors Online, available at protectseniorsonline.com. The new program offers free resources and tips to help seniors understand how scammers operate, familiarize themselves with the most common senior scams and provides proactive steps
seniors and caregivers can take to protect sensitive information. The resources include “Can You Spot an Online Scam?” quiz to test seniors’ cyber security knowledge. Research shows that more and more seniors are going online— and putting themselves at risk. According to Home Instead’s survey, 97 percent of aging adults use the internet at least once a week. They most commonly use the internet for email, with 94 percent of seniors doing so weekly. Seniors also use the internet to manage finances, with 41 percent banking online and over 26 percent paying bills online. Seniors are also active on social media, with 51 percent using Facebook or Twitter at least once a week. All that time online can make seniors a pri-
mary target for scammers. Seniors are encouraged to take the following precautions, compiled from the National Cyber Security Alliance, Stop Think and Connect and the Home Instead Senior Care network, to protect themselves online: Create strong passwords. Lock all internet-enabled devices, including computers, tablets and smartphones, with secure passwords—at least 12 characters long and a mix of letters, numbers and symbols. Use two-step verification for your accounts. Many online services, including apps and websites, offer free options to help protect personal information. Learn more at lockdownyourlogin.com. Think before you act. Emails or messages that create a sense of ur-
gency—like a problem with a bank account or taxes—are likely a scam. Reach out to companies by phone to determine if emails are legitimate. When in doubt, throw it out. If an email looks unusual, delete it. Clicking on links in email is often how scammers access personal information. Turn on spam filters to filter suspicious messages. Share with care. Be aware of what you share publicly on social media and adjust privacy settings to limit who can see your information. Use security software, including updated anti-virus and anti-spyware software.
Continues on page 6 >>
Out And About MARCH 30-APRIL 2
ANA Inspiration The first major tournament of the year on the LPGA Tour. Mission HIlls Country Club, 34600 Mission Hills Drive, Rancho Mirage. anainspiration.com.
MARCH 31-APRIL 5
American Documentary Film Festival One of the largest Docs only festivals in the United States focuses on international films in both short and feature categories. Camelot Theatres, 2300 E. Baristo Rd., Palm Springs. american-documentary-film-festival.com.
MARCH 31
Dwight Yoakam 8 p.m. Yoakam has sold more than 25 million albums worldwide, and he is a 21time nominated, multiple Grammy Award winner. Spotlight 29 Casino, 46200 Harrison Place, Coachella. 760-775-5566, spotlight29.com.
Art Garfunkel 8 p.m. He has made an indelible mark on the music world as both a solo artist and half of the unrivaled Simon & Garfunkel. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760340-2787, mccallumtheatre.com.
LeAnn Rimes 8 p.m. The Desert Symphony is proud to share the stage with the two time Grammy Award winner. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760-340-2787, mccallumtheatre.com.
APRIL 1
APRIL 3
Pete Carlson’s Jazz for Jazz Lovers Series 7 p.m. Live performance by The Henry Franklin Quintet. Pete Carlson’s Golf & Tennis, 73741 Highway 111, Palm Desert. 760568-3263, petecarlsonsgolf.com. Classic Cars Under the Stars 5-8:30 p.m. See classic cars, live music by Tom Solis and The Cruisers, have an amazing dinner and a great time. Desert Willow Golf Resort, 38995 Desert Willow Drive, Palm Desert. 760-346-7060, desertwillow.com. The Desert Symphony’s 28th Ovation III Gala starring
Keyboard Conversations with Jefferey Siegel 7 p.m. An evening of vibrant rhythms of Spain and Argentina. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760340-2787, mccallumtheatre.com.
APRIL 6
An Evening with Lucie Arnaz with the Desert Symphony 8 p.m. An evening highlighting many favorites from the Great American Songbook with her tribute to her father, Desi Arnaz. McCallum Theatre, 73000 Fred Waring Drive, Palm Desert. 760340-2787, mccallumtheatre.com.
TELL OUR ADVERTISERS YOU SAW THEM IN THE DESERT MOBILE HOME NEWS
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March 30, 2017
Luis Fuerte, long time cameraman for Howser’s shows releases new book leasing his book “Louie, Take a Look at This! My Time with Huell Howser,” at his very first event for the book at Just Fabulous in Palm Springs. Fuerte will be there to meet fans and sign books. Fuerte is a popular speaker about the days of exploring California with Huell Howser, and when Palm Springs added Howser to the walk of fame, Luis represented in his honor. Huell Howser was long one of the most beloved residents of the Coachella Valley, and he lives on with the continuing popularity of his shows, especially “California’s Gold.” Longtime cameraman for Howser’s shows, Luis Fuerte will be re-
The appearance is held from 2-4 p.m. on Saturday, April 1. Just Fabulous is located at 515 N. Palm Canyon Drive in Palm Springs. For more information, call 760-864-1300 or visit bjustfabulous.com.
BRAIN TEASER
Question: What starts with the letter “t”, is filled with “t” and ends in “t”? Answer on page 14.
March 30, 2017
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Assembly bill will protect ‘Bump and Grind’ Trail access
Assembly Republican Leader Chad Mayes has presented legislation to protect access to the Magnesia Spring Ecological Reserve Mirage Trail, known locally as the “Bump and Grind,” to the Assembly Water, Parks and Wildlife Committee. Assembly Bill 661, which passed the committee unanimously, will extend the current practice of opening the trail between May and January each year, while ensuring that Peninsular Bighorn Sheep remain undisturbed during their lambing season. The Bump and Grind is one of the most popular hiking trails in the Coachella Valley. It is known
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for the panoramic views it provides visitors and its unique ascent that gains nearly one thousand feet in elevation over a three-mile stretch. Without AB 661, the trail would close Jan. 1, 2018, when the current law granting access expires. Assembly Republican Leader Chad Mayes serves the 42nd district that includes the Riverside County cities of Banning, Beaumont, Calimesa, Hemet, Indian Wells, La Quinta, Palm Desert, Palm Springs, Rancho Mirage and San Jacinto as well as the San Bernardino County cities of Twentynine Palms, Yucaipa and Yucca Valley.
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March 30, 2017
Do you know your cat’s quirks? Cats demonstrate fascinating behavioral traits that us humans often have a hard time wrapping our heads around. To better understand our feline friends, here are three common behaviors decoded. Why don’t adult cats meow to each other? Did you know that kittens only meow to communicate with their mothers? Once they’ve been weaned, however, the role of mother shifts from feline to human, who now becomes the sole recipient of a kitten’s soft meows. While males in situations of rivalry and females in heat do vocalize their intent, these sounds are quite different than the gentle meow of a housecat. Why do cats circle your feet when you come home? Sorry to break it to you, but cats that rub their heads against your ankles as you pass through the front door are acting from a place of authority rather than affection. It’s called olfactory marking, and here’s how
March 30, 2017
it works: our feline friends possess a number of sebaceous glands, the majority of which are found on their heads and on the ends of their tails. These glands emit pheromones that have a familiar and reassuring scent. Because cats feel most comfortable when everything within their territory is marked with their own scent, they habitually rub against objects and humans as a means of transferring their odor and staking their claim. Why do cats purposefully make things fall? Do your cats drive you crazy every time they make one of your household items fall off a table—on purpose? Well, you’ll be surprised to know that they learnt this trick from none other than you—yes, you. Every time you drop something—a fork, for example—you pick it right back up. So, in hopes of attracting your attention and forcing you off the couch, your sneaky feline throws items on the floor!
One man’s antique turns out to be a families treasure
When a family in the U.K. purchased an antique piano some time ago they had no idea that the 112-year-old instrument wasn’t the treasure they bargained for; it was what was inside the piano that potentially makes them richa cache of gold coins worth more than a pretty penny. In fact, reports the Association
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of Mature American Citizens, an expert at the British Museum says the treasure has “the potential of yielding a life-changing sum of money.” The Association of Mature American Citizens [amac.us] provides the Filler Files as a service on issues of concern to Americans over 50.
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How well do you know Golf? Are you a die-hard golfer (or an enthusiastic fan of the pros)? Think you have nothing left to learn about your game of choice? Test your golf smarts with these tricky trivia questions.
3. A standard golf hole has a diameter of 4.5 inches.
A. Jack Nicklaus / B. Tiger Woods / C. Arnold Palmer
4. South Korean golfer Inbee Park took home the gold at the 2016 Rio Olympics.
7. In what year was the first PGA Championship held? A. 1914 / B. 1915 / C. 1916
True or false? 1. Golf was featured three times at the Summer Olympics prior to the 2016 Games in Rio.
Multiple choice 5. How many wins did the late Sam Snead register on the PGA Tour? A. 82 / B. 83 / C. 84
2. The inventor of the Stimpmeter was named Edward Stimp.
6. Which of the following players has won the most Masters Tournaments?
Hogan and Jack Nicklaus, I’m one of only four players to have won the U.S. Open four times—and the only to have won three years in a row.
Who am I? 8. I’m the tennis player and golfer who won the very first men’s golf tournament at the 1900 Paris Olympics.
10. In 1868, when I was 17 years old, I became the youngest player in history to win the British Open. I beat my own father, who was the tournament’s reigning champion—and its oldest winner!
9. Along with Robert T. Jones Jr., Ben
See page 13 for answers.
Online scams << Continued from page 1
Adjust browser safety settings for optimum security. Use your computer’s default firewall security protection on your computer. Log out. Log out of apps and websites when you’re finished using them. Leaving them open on your computer or smartphone could make you vulnerable hackers.
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Consider support. Seniors may want to consider a trusted source, such as adult family members, computer-savvy grandchildren, or professional caregivers, to serve as a second set of eyes and ears when conducting activities online. Seniors can test their cybersecurity skills at “Can You Spot an Online Scam?” and view other program resources and tips at ProtectSeniorsOnline.com. Or, contact your
local Home Instead Senior Care office for additional resources and to learn how their professional CARE-
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GiversSM may be able to assist. Find an office near you by visiting homeinstead.com/california/.
March 30, 2017
Let’s play “A Round For Life” Desert Cancer Foundation will be hosting their annual “A Round For Life” at Avondale Golf Club in Palm Desert. All proceeds will help Coachella Valley residents who are uninsured or under insured to obtain screenings, diagnosis and treatment for cancer as well as allied diseases. The format of the tournament is a DCF scramble, with a rotation of A, B, C and D playing their own ball on designated holes. Each plays
their own hole and then repeats the format for the remaining holes. All players must have their own ball count for a minimum of four holes. The other three players then play a scramble for each hole. The individual player’s gross score plus the scramble score makes of the teams’ score for each hole. Tournament registration start at 11:30 a.m., with a 1 p.m. shotgun start on Wednesday, April 5. Fee
includes green and cart fees, lunch, and the post tournament dinner. To register, visit desertcancerfoundation.org/images/Golfer-Registration.pdf. For additional information about Desert Cancer Foundation, visit desertcancerfoundation.org, or call 760-773-6554. For more information and a calendar of events, visit desertmountains.org.
Dezart Performs ends their ninth season with ‘Chapatti’ Concluding its daringly provocative and triumphant ninth season, Dezart Performs will present “Chapatti” for the final eight performances of the season. Deftly written by Irish playwright Christian O’Reilly, “Chapatti” is an unlikely love story. This heartwarming comedy/drama, set in Dublin, Ireland, centers on two lonely animal-lovers for whom romance is but a distant memory. When forlorn Dan and his dog
March 30, 2017
Chapatti cross paths with the amiable Betty and her nineteen cats, an unexpected spark begins a warm and gentle story about two people re-discovering the importance of human companionship. “Chapatti” runs March 31 through April 9. The Pearl McManus Theater, 314 S. Cahuilla Rd., Palm Springs. For tickets, visit dezartperforms.org or call 760-322-0179.
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Rusty answers Social Security benefit payment questions By AMAC Certified Social Security Advisor Russell Gloor Dear Rusty: I’m approaching my full retirement age and about to apply for my Social Security benefits, but I would like to time receipt of my payment to the first of the month when I make out my bills. I’ve asked a number of friends when they get their Social Security and each one seems to have a different answer, so I’m wondering if I can specify when I want to get my payment. Also, though some of my friends get their payment by check, I’d really like to have mine deposited directly into my bank account. Can this be done? Signed: Newbie to Social Security Dear Newbie: Well, I’m sorry to disappoint you, but you don’t get to choose when you receive your Social Security payment. Rather, it’s determined by Social Security’s payment schedule, which is now normally based upon the day of the month
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you were born. I say “normally” because there are certain exceptions which need to be explained. Social Security’s payment schedule prior to May 1997 was that all OASDI (old age, survivor & disability insurance) payments were processed on the third day of every month. But in May of 1997 a new payment schedule for newly enrolled OASDI beneficiaries was enacted so that anyone who applied for benefits on or after May 1, 1997 received their payment on either the second, third, or fourth Wednesday of the month, depending which day of the month they were born. People born between the first and 10th of the month are now paid on the second Wednesday, those born between the 11th and 20th are paid on the 3rd Wednesday, and those born after the 20th are paid on the 4th Wednesday. Those whose benefits started prior to May 1997 are grandfathered into their benefit payment date of the 3rd of each month. To somewhat
complicate matters, people who receive both SSI (Supplemental Security Income) and OASDI benefits also receive their OASDI benefit payment on the 3rd day of every month and there are a few other obscure conditions which might cause OASDI payments to be made on the 3rd. So you can see why you may encounter people who receive their benefits at different times, but the normal is now based upon the day of the month you were born. It’s important to also note that anytime a payment date falls on a weekend or Federal holiday, the benefit will be processed on the first business day preceding the weekend or holiday. To see the benefit payment schedule for 2017, go to ssa.gov/ pubs/EN-05-10031-2017.pdf. Now the easy part: Yes, you can choose to have your benefit automatically deposited into your bank account instead of receiving a printed check. In fact, the Social Security Administration encourages direct deposit and allows you to
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easily set that up during the online benefit application process. The information presented in this article is intended for general information purposes only. The opinions and interpretations expressed in this article are the viewpoints of the AMAC Foundation’s Social Security Advisory staff, trained and accredited under the National Social Security Advisors program of the National Social Security Association, LLC (NSSA). NSSA, the AMAC Foundation, and the Foundation’s Social Security Advisors are not affiliated with or endorsed by the United States Government, the Social Security Administration, or any other state government. Furthermore, the AMAC Foundation and its staff do not provide legal or accounting services. The Foundation welcomes questions from readers regarding Social Security issues. To submit a request, contact the Foundation at info@amacfoundation.org.
March 30, 2017
Take an extra step to simplify dinner with an easy slow-cooker recipe such as this Cheesy Pork and Enchilada Stew, or try Pork Chops Smothered in Onions and Mushrooms for a quick, savory supper. With effortless recipes like these, you’ll always have an answer to the age-old question “what’s for dinner?” For more recipe ideas, and to see what you can do with 30 minutes, visit SmithfieldRealFlavorRealFast.com. Cheesy Pork Enchilada Stew Prep time: 10 minutes; Cook time: 4-5 hours; Servings: 8 • 1 package Smithfield Boneless Pork Shoulder Seasoned Carnitas • 1/2 cup corn flour • hot sauce • 2 cans (10 ounces each) red enchilada sauce • 1 can (10 ounces) diced tomatoes and green chiles • 1 can (4 ounces) chopped green chiles • 1 1/2 teaspoons minced garlic • Fresh cilantro • 1 can (15 ounces) black beans, rinsed and drained • 1 cup no-salt-added chicken stock • 1/2 large red onion, diced • Sour cream • 4 ounces cream cheese • 2 cups (8 ounces) shredded sharp cheddar cheese Place carnitas in 5-quart slow cooker. Add corn flour and toss to coat meat. Add all remaining ingredients except cream cheese and shredded cheddar. Cover and cook
March 30, 2017
on high 4-5 hours (low 7-9 hours). Break meat apart with spoon. Add cheeses and stir until melted. Pork Chops Smothered in Onions and Mushrooms Prep time: 10 minutes; Cook time: 35 minutes; Servings: 5 • 6 slices Smithfield Hickory Smoked Bacon, cut into 1-inch • 1 Smithfield Garlic & Herb Marinated Fresh Pork Sirloin Roast, cut into five 1-inch chops • 2 tablespoons butter • 1 large sweet yellow onion, thinly sliced • 8 ounces cremini mushrooms, sliced • 1/2 teaspoon salt • 1/2 teaspoon pepper • 1 cup no-salt-added chicken stock • 2 tablespoons balsamic vinegar • 1 teaspoon minced garlic In large skillet over medium-high heat, cook bacon until browned and crisp. Carefully remove bacon and drain on paper towels. Brown pork chops in bacon grease over medium-high heat, about 2 minutes per side; remove chops from skillet. Add butter to bacon grease in skillet; saute onions, mushrooms, salt and pepper until onions have browned and are tender. Stir in stock, vinegar and garlic; cook and stir until reduced by half. Add browned chops and cooked bacon to skillet. Cover and simmer until internal temperature of meat reaches 150 F, turning once, about 10 minutes.
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Moments in history this week
March 30, 1981 President Ronald Reagan is shot in the chest outside a Washington, D.C., hotel by a deranged drifter named John Hinckley Jr. March 31, 1889 The Eiffel Tower is dedicated in Paris in a ceremony presided over by Gustave Eiffel, the tower’s designer, and attended by French Prime Minister Pierre Tirard, a handful of other dignitaries, and 200 construction workers. April 1, 1984 At the peak of his career, Marvin Gaye was the Prince of Motown— the soulful voice behind hits “How Sweet It Is (To Be Loved By You)” and “Mercy Mercy Me (The Ecology).” His life came to a tragic end, when Marvin Gaye was shot and killed by his own father one day short of his 45th birthday. April 2, 2005 John Paul II, history’s most welltraveled pope and the first nonItalian to hold the position since the 16th century, dies at his home in the Vatican. Six days later, two million people packed Vatican City for his funeral, said to be the biggest funeral in history. April 3, 1860 The first Pony Express mail, travel-
ing by horse and rider relay teams, simultaneously leaves St. Joseph, Missouri, and Sacramento, California. Ten days later, on April 13, the westbound rider and mail packet completed the approximately 1,800-mile journey and arrived in Sacramento, beating the eastbound packet’s arrival in St. Joseph by two days and setting a new standard for speedy mail delivery. Although ultimately short-lived and unprofitable, the Pony Express captivated America’s imagination and helped win federal aid for a more economical overland postal system. April 4, 1968 Martin Luther King Jr. is fatally shot while standing on the balcony outside his second-story room at theLorraine Motelin Memphis, Tennessee. The civil rights leader was in Memphis to support a sanitation workers’ strike and was on his way to dinner when a bullet struck him in the jaw and severed his spinal cord. King was pronounced dead after his arrival at a Memphis hospital. He was 39 years old. April 5, 1984 Kareem Abdul-Jabbar scores the 31,420th point of his career, breaking the NBA’s all-time scoring record, which had been held by Wilt Chamberlain.
Weird and Fun Facts In 1963, major league baseball pitcher Gaylord Perry remarked, “They’ll put a man on the moon before I hit a home run.” On July 20, 1969, an hour after Neil Armstrong set foot on the moon, Perry hit is first, and only, home run while playing for the San Francisco Giants.
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March 30, 2017
PUZZLE PAGE
HOROSCOPE MARCH 30 - APRIL 5 ARIES (March 21-April 19). You can’t control how many times people acknowledge and accept you, but you certainly can control how many times you smile and acknowledge other people. That will tip the balance.
LIBRA (Sept. 23-Oct. 23). What was once a vast and wondrous experience is now reduced to a segment of information in your mind. You condensed it to “good” or “bad” so it would fit neatly. Now it’s time to unpack that bag and see what’s really in there.
TAURUS (April 20-May 20). Sometimes it seems you need to speak your thoughts to know what you are thinking. This is one of those days. It will help you to be around that friend who actually listens, too.
SCORPIO (Oct. 24-Nov. 21). Exploration happens best by accident. Way leads to way as you wander, trusting that something of enduring value is out there for you to find. There’s no map, only a faithful sense that you’re getting closer.
GEMINI (May 21-June 21). To air things out is a very literal thing for you today. What’s unwanted can be carried away by the wind. Today you’ll change the energy of a relationship by conversing in the open air of the outdoors.
SAGITTARIUS (Nov. 22-Dec. 21). It will be a small gesture that gets you through the obstacle and into the place you want to be. As philanthropist W. Clement Stone suggested, “big doors swing on little hinges.”
CANCER (June 22-July 22). This problem that keeps coming up is not so much big or unsurmountable as it is persistent. Like a gnat, it can be handled with an accurate swat — in this case, with the application of a specific tactic.
CAPRICORN (Dec. 22-Jan. 19). You won’t have to look long for beauty. The ordinary, everyday landscape will reward you and every other traveler looking up. Unfortunately, many will be too mesmerized by their glowing screens to raise their heads.
LEO (July 23-Aug. 22). The absurd trivialities of life will annoy you if you let them. One way to avoid the harassment is to find something much bigger and so immersive that your perspective disallows petty provocations.
AQUARIUS (Jan. 20-Feb. 18). You’ll only be able to see what’s available to you through unwanting eyes. As soon as you want something from the situation, your vision becomes limited.
VIRGO (Aug. 23-Sept. 22). It’s rare that a person intrigues and relaxes you at the same time, and you might be fascinated to know that you have the same effect, which makes for a rather irresistible attraction.
March 30, 2017
PISCES (Feb. 19-March 20). When you come to the impasse (and you will in some minor way at least three times today), turn and walk in the direction of fresh air. The bright idea you need will be riding a zephyr. Let it hit you in the face.
49 “Psst!”
25 Getaway spots
52 Let out
27 Chap
55 Goes diving
29 “Eat crow,” e.g.
59 RR stop
30 Composer Erik
1 Drone, e.g.
60 Make use of
31 “Broom ___”
5 Map
62 Hearty pub meal
32 Saving protocol
9 Lively
64 Copycat’s words
33 Radio host Don
14 Subj. with graphs
65 Knight fight
34 Nibble
15 Defaulter’s loss
66 “Try this!”
35 Author Erica
16 Variety show
67 Projecting part
36 Foil alternative
17 Heavy kettle
68 “La ___ Bonita”
40 Gives in
19 Scare
69 In the center of
41 Hunted
“CONTINENTAL CHALLENGE”
Across
20 Tulsa coll.
43 Country lass
21 Bitter tasting
Down
44 ___ and blood
23 Data
1 Red Bordeaux
46 Court request
24 Taj Mahal, e.g.
2 Lexus rival
26 Time of one’s life
3 Classic loafer
47 National forest in California
28 Morning side
4 S.A.S.E., e.g.
35 Casual pants
5 ___ Harum
51 Single
37 Milk, cheese, etc.
6 Author Primo
52 Cloverleaf exit
38 “I think,” briefly
7 Newspaper piece
53 By any chance
39 Decides
8 Novelist Morrison
54 Port. is part of it
40 URL shrinking site
9 Car protector
56 Credit card name
41 In addition
10 Bas ___
57 “Mitla Pass” author
42 Born in France
11 ___ the Terrible
58 Unwelcome mail
43 Earth’s shape
12 Ride the waves
61 Register
44 Mouthing off
13 ___ Sabe
63 ___ Na Na
45 Rash cause
18 Executes, in a way
48 Prehistoric
22 Toyota model
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50 Comic Cheri
ANSWERS ON PAGE 14
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Three ways seniors can save on prescriptions this year If you signed up for a new Medicare plan during Open Enrollment, it’s important to understand how your prescription drug costs may be affected. Even if you did nothing to alter your coverage, some features of your plan may have changed. Unfortunately, almost one-in-five Medicare beneficiaries don’t have a good understanding of their plan, and a good portion have some misconceptions about copays, according to a recent survey by Walgreens. Here are three easy steps to help you make the most of your benefits and find potential cost-savings for your prescription medications under your Part D coverage. Think Generic: When possible, consider using a less expensive prescription drug brand or generic. These alternatives typically carry the same formulas at a reduced cost, saving patients substantially over time. Preferred Pharmacies: Verify whether your plan has preferred
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pharmacies—which are pharmacies that have an agreement with a Part D plan to charge less than a standard network pharmacy. For example, Walgreens, which is a preferred pharmacy for many of the nation’s top plans, can help lower the cost of your copays, even to $0 in the case of Tier 1 generics on certain plans. “Depending on the design of your plan, coverage, and prescription drugs, you can pay higher copays at one pharmacy in comparison to another if your pharmacy is not in your plan’s preferred network! So, choosing the right pharmacy is definitely important,” says Mariah Moon, the blogger behind “The Simple Parent,” who recently wrote about helping her mother research her options for lowering her drug costs as part of the #PartDAtWalgreens campaign.
tions for many of the medications that seniors are often prescribed. This not only saves time by requiring fewer trips to the pharmacy, but also may save copay costs,” says Shelley Webb, a registered nurse and founder of “The Intentional Caregiver,” who cared for her father in her home for four years and was recently sponsored by Walgreens to share tips about saving on prescription costs with her readers.
Medicare beneficiaries seeking help navigating prescription drug costs can find free resources at walgreens.com/topic/pharmacy/ medicarepartd. If you didn’t review your plan before renewing, it’s not too late to become a savvy consumer and learn more. Doing so can help you save money.
90-Day Refills: “My pharmacist told me that many physicians are willing to write 90-day prescrip-
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March 30, 2017
Indian Wells Arts Festival features an extraordinary collection of fine art
Art. Art. And even more art. That’s what the Valley can expect at the 15 annual Indian Wells Arts Festival. Even better: The work featured at this year’s festival spans 25 countries—from Russia, France, Japan, Colombia, Italy, Nigeria, Peru and beyond. It will be featured alongside acclaimed artists from more than a dozen U.S. states. In all, 28 mediums and categories exhibiting painting, sculpture, jewelry, wearable-art fashion, photography, ceramics and more will be presented for festivalgoers and art collectors to purchase directly from the artists. The event takes place at the luxurious Indian Wells Tennis Garden in Indian Wells, where its grass concourse is transformed into a cosmopolitan hub of expression and creativity. Along the artistlined paths, enthusiasts will discover thousands of one-of-a-kind works of art as well as the artists who await with personal insight on the significance, inspiration and technique for each piece. The juried event continues to garner an international draw as a top 100 nationally ranked art show featuring live music and entertainment. Adding a special treat for its fifteenth anniversary year, the first Golf Answers from page 6 1. False. Twice, in 1900 and 1904. 2. False. It was Edward Stimpson. 3. False. 4.25 inches. 4. True. 5. A.
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25 guests each at its Saturday and Sunday “Eggs + Champagne in the Garden” brunch menu till noon will receive a free commemorative Indian Wells Arts Festival wine flute, with various other foodies’ delights available throughout as well as the ever-popular RumChata and Champagne Circle bars serving savory spirits. Art enthusiasts of all ages will delight in artist demonstrations from glass-blowing to textile weaving; engaging art activities for all including pottery-throwing, printmaking, a children’s painting class, and a free commemorative photo opportunity. Original production artisan fare such as organic bath and body confections to epicurean oils and vinegars and more will be found at the Festival’s Gourmet MarketPlace. The 15th annual Indian Wells Arts Festival takes from 10 a.m. to 5 p.m. on the Tennis Garden’s Grass Concourse—enter from Washington Street at Via Sevilla, between Highway 111 and Fred Waring Drive—and runs Friday, March 31 through Sunday, April 2. (Gates close at 4 p.m.). Children and parking are free. Valet available. For more information, visit indianwellsartsfestival.com. 6. A, 6 times (4 times for Woods and Palmer). 7. C. 8. Charles Edward Sands. 9. Willie Anderson (1901, 1903, 1904 and 1905). 10. Tom Morris Jr.
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SERVICES SWAMP COOLER SERVICE
WHITE REFLECTIVE ENERGY STAR* ROOFCOAT
~Low Payments~ FREE ESTIMATES Call Jim (760) 324-8385 P.S. Bus. Lic. #5581 (No State License)
Classified Special! Having a Garage Sale? Merchandise for sale? Advertise with us! Selling your Auto or RV?
$5 per week
15 words or less, 25¢ each additional word Make Your Ad Stand Out! Add A Border for Only $1 extra per week. Add A garage or for sale sign for only $1.00 extra per week Add A Photo for only $5 extra per week. Private Party Line ads only. Have A House for Rent? Selling your Home? Advertise with the Desert Mobile Home News!
$11 per week
Brain Teaser Answer: A teapot!
15 words or less, 25¢ each additional word Make Your Ad Stand Out! Add A Border for Only $1 extra per week. Add A For Sale or For Rent Sign for $1 extra per week. Add A Photo of your home for $5 extra per week. Private Party Line ads only.
Call 760-776-5181
or email kbrucks@desertentertainer.com
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www.desertmobilehomenews.com
March 30, 2017
Classified Real Estate Desert Mobile Home News
REAL ESTATE
REAL ESTATE
Equal Housing Opportunity:
All real estate advertising in this newspaper is subject to the Federal Fair Housing Act of 1968 as amend, which makes it illegal to advertise “any preference, limitation or discrimination based on race, color, religion, sex, handicap, familial status, or national origin, or an intention to make any such preference, limitation or discrimination.� This newspaper will not knowingly accept any advertisement for real estate which is in violation of the law. Our readers are hereby informed that all dwellings advertised in this newspaper are available on an equal opportinity basis. To complain of discrimination, Call HUD toll-free at 1-800-424-8590
GENERAL POLICY:
Please check your ad the first day it runs to see that all the information is correct. This will ensure your ad is exactly what you want readers to see. Call us the very first day your ad appears to make any changes or corrections. This way, we can credit you for the first day if any error occurred. The publisher wants to do everything possible within the confines of good taste and legal constraints to help you advertise your products or services to your best advantage. The newspaper does reserve the right to edit or reject any copy or illustration.
SELLING YOUR MOBILE HOME? CALL US NOW 760-776-5181 March 30, 2017
www.desertmobilehomenews.com
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