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By Stephen Ward BA (Econ), ACII, APMI Managing Director Premier Pension Solutions SL
WHY ARE SO MANY TRANSFERRING THEIR PENSION FUNDS TO A QROPS?
Stephen Ward was a member of the UK Government’s Pensions Industry Working Group advising HMRC on the pensions’ legislation changes which introduced Qualifying Recognised Overseas Pension Schemes (QROPS) in the 2006 Finance Act.
The first significant change is to abolish the effective compulsion to buy an annuity by age 75
Implications of the new Emergency Budget for Pensions The new ConLib.Government’s emergency budget introduced changes which will have a major impact on most individuals with UK private pensions.
bbrannanqropsadvice@gmail.com. Premier Pension Solutions SL (CIF B55414198) is an Appointed Agent of Inter Alliance Agents and Advisors Ltd. who are authorised and Regulated by the Insurance Companies Control Service Cyprus, Registration Number F.O.S.9.
Whilst avoiding buying an annuity at 75 has been a major benefit of QROPS, many pension fund holders living in Spain see the benefits listed above as being the most attractive in their circumstances. However there is a lot more to QROPS than this, and the new budget has introduced a “buy now before your transfer value falls” opportunity. The Government has announced that with both public and private sector pensions, “inflation proofing”, i.e. the maximum rate at which pension benefits may increase each year will in future be based on the Consumer Prices Index (CPI) instead of the Retail Prices Index (RPI). This will mean lower Others are prompted by some of these issues annual increases in pensions and lower but in reality are seeking access to their cash transfer values to QROPS. now as a lump sum so that they can utilise it for whatever they wish, in some cases just getting When QROPS were first introduced in the 2004 out of a financially sticky situation. This option, Finance Act, and became widely available after especiallyly when the fund is not particularly the 2006 Finance Act, many commentators felt large, has been the choice of more than 75% of the benefits being offered were “too good to be our clients in these troubled times. But how, you true” and that they would not continue to be may ask, can this really be possible when the available long term. This has not proved to be rules in the UK preclude this? A major change the case and if anything ensuing budget have in pension’s legislation has permitted transfers made QROPS transfers even more attractive. to overseas pension funds for expatriates since Recent developments mean that anyone with 2006. For those seeking access to all of their a UK pension fund who is now non resident fund in cash, provided they have been non should be seeking advice on whether a resident for five complete, consecutive tax transfer to a QROPS would be of benefit to years, UK regulations no longer apply, and it is them. It costs nothing to find out. the regulations of the country where the QROPS is based that control the amount of the fund If you want to consider your options that can be taken in cash. Hence the contact our Regional Director, Brian popularity of a New Zealand QROPS. Brannan on 952 789 297, or by email In the last 2 years we have completed more than 300 transfers of UK pension funds to Qualifying Regulated Overseas Pension Schemes mostly to Guernsey or New Zealand. The reasons individuals choose such transfers varies, but they mainly fall into 2 categories; those who are interested in reducing the tax on their pension income in Spain to less than 3%, who want to ensure that their beneficiaries receive all of their fund on death, and who wish to avoid ever having to buy the dreaded Annuity when they do choose to take their income.
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Baywatch Editorial
Welcome to the latest edition of Baywatch and for the many visitors we have with us now may we say Bienvenido, Welkom, Willkommen and Välkomnande. For those whose language is not represented here we extend our warmest regards to you and hope you have a fabulous time in this region. By now the World Cup, the one day cricket series against Australia, Wimbledon and the British Open are all distant memories so we guess we will have to find some other reasons/excuses to fire up the BBQ or have a pool party...Okay okay so we don’t need much of an excuse when the weather is this good! On a recent trip to the UK we were asked why we use the BBQ so much to cook the majority of our meals and our response was simply...because we can. An eloquent response we thought.
Whatever plans you have for the next few months may we suggest you have a good read through this edition first as there is so much going on in the region. There is a lot to do, see and experience and we have tried to pack as much of it as we can in to the magazine and on our website www.baywatchonline.org to give you as many options as possible. There are summer recipes, beach guides, the now familiar restaurant guide and much more so that you and your visitors can be pampered, entertained, wined and dined in some of the finest surroundings in Spain.
Enjoy the rest of this glorious summer, stay cool. Amy, Rob, Colin and Julia The Baywatch Group
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HEALTH MATTERS
A Must Read....Safety In The Sun
How to Enjoy the wonderful Spanish Sunshine...and keep safe!
Many people enjoy sitting in the sunshine, the warmth and the brightness of sun surely brightens up our days and helps to lift our spirits. However, staying out in the sun for too long, without protection from its harmful rays can cause serious damage to our bodies. Here is some useful information to help you understand more about sunscreens and other ways to protect yourself and your children against the sun, whilst still enjoying its benefits. How Sun Creams Work The chemicals mixed together in sunscreen products function to filter out the light from the sun to prevent large amounts of it reaching the deeper layers of your skin, they allow some light to penetrate it, but not as much as if there was no sunscreen there at all. Many sunscreens will include a proportion of sun block in with their formula. Total sun block will actually reflect the sunlight from the surface of the skin preventing the light from penetrating the skin at all. Sun block is best for children and babies What Do They Screen
The rays that cause the damage to the cells in our skin are called ultraviolet radiation (UV) and these actually damage the DNA in our cells and can cause skin cancer and burns, therefore, it is this portion of the sunlight that is filtered or blocked by sunscreens. There are three regions of ultraviolet light: • UVA which penetrates deeply into the skin and this can lead to cancer and premature aging of the skin • UVB which is involved in the tanning and burning of the skin, this affects the pigments on your skin, causing them to deepen in colour. • UVC which is completely absorbed by the earth’s atmosphere and is not harmful unless you have direct and prolonged exposure. It is the organic molecules in sunscreens that absorb these harmful rays from the sun and release the energy as heat.
So, What About SPF? Sun Protection Factor ie Factor 20 This number can be used to help you determine how long you are able to stay out in the sun until you burn. Everyone’s skin has a natural SPF depending on their skin type and colour, and how much melanin (a pigment in your skin) it contains. The darker the natural skin colour, the longer they are able to stay out in the sun until they burn. For example, if you can stay out in the sun for 15 minutes without burning, you have a natural SPF of 15. The SPF in sun creams is a multiplication factor that can be used with your natural SPF. So if you use a factor 10 sunscreen on skin with a natural SPF of 15, you multiply the two together, and this gives you 150 minutes in which you are safe in the sun. Therefore, it is important to understand that the higher sunscreen factor you use, the longer you can stay out in the sun without burning. This will not stop your skin from tanning; it will simply stop it from burning. For children and babies it is recommended that you use total sun block as their skin is very sensitive to UV radiation.
Remember it is the UVB radiation from the suns rays that causes burning and damage to the skin, so the SPF only refers to the level of protection from UVB rays. It is the UVA radiation that causes premature aging of the skin, so if you want to avoid this (and who doesn’t!) make sure you choose a sunscreen with UVA protection as well as UVB SPF, it will tell you the range of protection on the bottle. The sun is at its strongest when it is high in the sky, usually between 10am and 2pm so it is best to limit your sun exposure during these times, and its important to keep yourself hydrated with plenty of water all day. You can also cover up sensitive areas of skin with light weight clothing and keep in the shade if you feel your skin getting too hot
Overall, follow these simple rules and make sure you enjoy your summertime and stay Baywatch 2010 safe!
Heath Matters
The surgery can be found at C/Commandante, Paz Varela, No.2, Jerez de la Frontera. Opening hours 10am - 2pm and 5pm - 8pm By appointment only.
Boost Your Business with Baywatch!
If you would like to advertise your business or services with Baywatch, either in our bi-monthly magazine, on our website www.baywatchonline.org or on our NEW! internet radio station, Radio Baywatch, please contact us on 856 101 803 or 697 552 936 or email us on sales@baywatchonline.org
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La Página de Salud
Artículo Imprescindible....Seguridad Bajo el Sol Cómo disfrutar del magnífico sol ñol...¡manteniéndose a salvo!
Muchas personas disfrutan sentándose al sol, y es cierto que el calor y el brillo del sol alegran nuestros días y nos animan. No obstante, permanecer demasiado tiempo bajo el sol sin protección contra sus dañinos rayos puede dañar seriamente nuestros cuerpos. Aquí le ofrecemos información muy útil para ayudarle a obtener más información sobre protectores solares y otras formas de protección tanto para usted como para los más pequeños de la familia, mientras disfrutan de los beneficios del sol.
Cómo Funciona la Crema Solar Los productos químicos mezclados en los productos para la protección contra el sol funcionan de filtro contra la luz solar para evitar que grandes cantidades de ésta lleguen a las capas más profundas de la piel. Permiten la penetración de parte de la luz, pero no tanto como si no se utilizara protector solar. Muchos protectores solares incluyen una proporción de pantalla solar dentro de su fórmula. Una pantalla total en realidad refleja la luz solar y evita que la luz penetre en absoluto en la piel. Se recomienda sobre todo para niños y bebés.
Qué Filtran Los rayos que dañan las células de nuestra piel son los ultravioletas (UV) y de hecho dañan el ADN de nuestras células pudiendo causar cáncer de piel y quemaduras, por tanto, es este componente de la luz solar el que los protectores solares filtran o bloquean. Existen tres regiones de luz ultravioleta: • UVA – que penetran con profundidad en la piel y pueden causar cáncer y el envejecimiento prematuro de la piel. • UVB – que contribuye al bronceado y quemado de la piel; afecta a los pigmentos de la piel causando el cambio del color de la piel a un tono más oscuro. • UVC – que es absorbido por completo por la atmósfera de la Tierra y no es dañino al menos que se produzca una exposición directa y prolongada. Son las moléculas orgánicas en los protectores solares las que absorben estos rayos dañinos y liberan la energía en forma de calor.
¿Y el Factor de Protección Solar? (Por ejemplo: Factor 20) Este número sirve para ayudarle a determinar la duración de su exposición al sol antes de quemarse. Todo el mundo cuenta con un Factor de Protección Solar natural que depende del tipo y color de piel, y de la cantidad de melanina (el pigmento que colorea su piel) que contenga. Cuanto más oscuro sea el color natural de la piel, más tiempo podrá permanecer una persona al sol antes de quemarse. Por ejemplo, si puede permanecer al sol 15 minutos sin quemarse, usted tiene un Factor de Protección Solar natural 15. El Factor de Protección Solar de las cremas solares es un factor multiplicador que puede usarse con su Factor de Protección Solar natural. Por lo que si utiliza una crema solar de Factor 10 sobre una piel con un Factor de Protección Solar natural 15, entonces debe multiplicar ambos, lo que le da 150 minutos de seguridad bajo el sol. Por ello, es importante que comprenda que cuanto mayor sea el factor que utilice, más tiempo permanecerá bajo el sol sin quemarse. No evitará que su piel coja color; simplemente evitará que se queme. En el caso de niños y bebés se recomienda el uso de factor total ya que sus pieles son muy sensible a los rayos UV.
Recuerde que la radiación UVB es la que provoca quemaduras y daña la piel, por lo que el Factor de Protección Solar sólo se refiere al nivel de protección contra los rayos UVB. Son los rayos UVA los que provocan el envejecimiento prematuro de la piel, por lo que si desea evitarlo (¡y quién no!) asegúrese de utilizar un protector solar con protección contra rayos UVA y UVB; en el bote le indicará la cantidad de protección. El sol es más potentecuando se encuentra en lo más alto, normalmente entre las 10 de la mañana a las 2 de la tarde por lo que se recomienda limitar su exposición solar durante estas horas, y es recomendable mantenerse bien hidratado con bastante agua durante todo el día. También puede cubrir partes sensibles de la piel con ropa ligera y póngase en la sombra si ve que su piel se está calentando mucho. En definitiva, ¡siga estas simples reglas y su verano de forma segura!
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Irene Donaldson Completes the Moonwalk in Edinburgh to raise money for Cancer Research
In the previous edition of the Baywatch Magazine we reported that Irene Donaldson, from Chiclana, was taking part in the Moonwalk, a half marathon walk around Edinburgh, Scotland, to raise money for breast cancer sufferers and their families. We are pleased to say that Irene successfully completed the challenge, and this is what she has to say about the event: “Midnight 19 June and 10,000 women began to walk the streets of Edinburgh, displaying their brightly-coloured bras. Some bra- wearing men also joined the half-marathon, all to raise money to fund research into breast cancer, to support those suffering from the disease and to give support to their families. The evening began in the large pink tents erected in the park where we were entertained by a variety of showbiz personalities. As the start time approached, we joined hands for a very emotional minute to reflect on our journey to the Moonwalk and to remember those who were not with us. One in nine women will be diagnosed with breast cancer in their lifetime.
Many of Edinburgh's landmarks were lit up pink and it was a truly phenomenal experience as we walked through the night until the early hours of the morning. Apart from raising awareness of breast cancer and - of course getting fit, the aim is to raise money.
Thanks to my generous friends in Chiclana and Edinburgh, I raised my target of £1,000 and the Edinburgh Moonwalk has raised almost £5 million in total. The Moonwalk moves to Bristol next, then Newcastle. Anyone got any ideas on how to organise a Moonwalk in Chiclana? ” Irene´s husband Eric tells us that as the sun rose over Edinburgh at about 3.30 am on Sunday morning, Irene celebrated her halfmarathon achievement with a glass of red wine and a bowl of porridge! If you would like to help to organise a Moonwalk in Chiclana or feel that you would take part if there was one in the area to join, please email us here at sales@baywatchonline.org Finally, if you havent already sponsored Irene you can still do so via her website www.walkthewalkfundraising.org/irene_ donaldson
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Tapas Route Chiclana 15th July to 15th September 2010
Participating Venues
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1 Bar Raúl Chiclana City Hall and the Association of Hostelries invite everyone C/ Fco.Liñán to try lots of different gastronomic delights in many participating 2. La Dehesa restaurants and bars in and around Chiclana de la Frontera this C/Jesús Nazareno, summer. From the 15th July until 15th September, the 22 3. El Cafetal establishments listed on the right offer a specially selected tapa and Plaza el Retortillo a drink (either a soft drink or wine/fino from the region) for the great 4. Esquina del Jamón price of just 2,20€.
C/Dr Pedro Vélez 5. Bar Capricho There are plenty of leaflets in the various ventas and in the tourist C/ La Vid, 5 information centre in Chiclana where you can see in more detail 6. La Longuera which tapa is offered at which particular venue. This year they are C/ de los Estudiantes involving venues around the coast, not just in the centre of Chiclana, 7. Mesón Lorena C/ San Félix as in previous years, so look out for your nearest venue, and don´t 8. Peña la Ilusión forget to get your leaflet stamped each time you visit a different Plaza Mayor place. The public are also given the opportunity to choose their 9. La Abadía C/ Corredera Baja favourite tapa and venue this summer, and you 10. El Cabildo can do this by filling in the section on the Ruta C/ Constitución de la Tapa leaflet. The event is running for 2 11. La Marítima weeks longer than in previous years, so you Centro have even more time to visit the venues - see C/ Arroyuelo how many you can do! 12. La Ribera del Río C/ Alameda del Río 13. Etnicafé C/ La Fuente 14. Pájaro Chico C/ Arroyuelo 15. Peña Flamenca Amigos del Cante C/ Iro, 20 16. Lugar de Encuentro Avda. Reyes Católicos 17. Venta Florentina Ctra. Pago del Humo 18. Venta Castilla C/ Lérida, 4 19. La Marítima Playa Ctra. La Barrosa 20. Burguer Pepín 1a Pista La Barrosa 21. El Farito C.C Bellamar 22. Hostal la Campa Urb. Coto La Campa
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Baywatch Puzzle Page
In this editions crossword we test your knowledge on films, actors and actresses and see how you get on with our old favourite, the Sudoku
Solutions on page 45
SUDOKU
The object of Sudoku is to insert the numbers in the boxes to satisfy only one condition: each row, column and 3x3 box must contain the digits 1 through 9 exactly once. Solutions on page 45
Baywatch Restaurant Guide
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A brief description of your favourite local restaurants plus check out any special deals they may have to offer! Price Per Head Above €20
Restaurant
Description Opening Hours In the commercial centre Bellamar, opposite the public pine park in El Castillo La Barrosa, owners Santi and Viki offer traditional Spanish cuisine, Open (Playa de La specialising in fresh fish from the bay, a wide range of tapas and Everyday Barrosa) Iberian meats. Free glass of sherry with your meal with this copy of Baywatch! Tel : 627 472 585 International cuisine, idyllic peaceful surroundings and good quality Tues - SunLa Patria food. Average 3 courses €30 including wine. Varied A la Carte menu. day 8pm(near La Weekend Buffets Now Available, 16€ per person. Only fresh produce 11.30pm Muela) Closed used. Children’s portions and extensive wine list available, with Mondays traditional sherries from the region. Tel: 956 448 463 Open Dr Pedro Velez road, by the Oxford college, Chiclana centre. Los evenings and International cuisine, diverse menu, steaks a house speciality. Candiles Central Average 3 course meal €30 including wine. Booking for weekend lunchtimes Closed Chiclana essential. Free drink after your meal with this Baywatch! Mondays Map Ref A Tel: 956 538 084 Map Reference: A (Baywatch magazine p23)
Price Per Head Below €20
Come and enjoy the true taste of India in our air conditioned Summer: La Canela restaurant or our relaxing terrace in the commercial centre, Novo open every Indian Sancti Petri (first floor). We have a special priced 16 euro fixed menu night from Restaurant (3 courses with drink) or early bird offer for this summer (see advert 8pm, on page 20). Tel: 607 953 874. Central Pago del Humo. Well presented, good varied venta menu, Casa Blas specialises in local meat dishes. Congenial atmosphere, good mix Open All Day (Venta la of English and Spanish. Average 3 course meal with wine €15-20, Everyday Sorpresa) menu del dia (Mon to Fri) €7.50 with a drink. Tel: 956 239 019
El Pollo Very tasty BBQ chicken and pork, grilled to your liking at the El Pollo OpenEveryArgetina Argentino take away. It is just off the main road Conil road in El day Evenings and El Colorado Colorado (near the El Colorado Venta). They have special sauces for you to try, including the piquant sauce, which is not too hot but nice Lunchtimes and spicey! Tel: 619 069 114 to order Open every Avda de Los Descubrimentos, Central Chiclana. All you can eat The Wok chinese buffet. Good value. Wide range of raw meat, fish and day Chiclana vegetables, cooked to your liking, plus range of sauces. €10.95 Midday-4pm Map Ref B adults lunch(€5.50 children) and evening €12.95 adults (€5.50 7.30pmchildren) Free after dinner drink with this Baywatch! 956 533 371 Midnight Las Parcelas Venta El Colorado
On the El Colorado main road, the Venta Las Parcelas offers typical Open Every Spanish venta food in a friendly atmosphere with great value menu Day del dia for just €5.50 for three courses plus a drink Mon - Fri and €7.50 Sat and Sunday. They also offer a great selection of meats, fish, rices dishes, tapas and sandwhiches. Tel: 956 445 417 Molly Malone Irish Bar and Restaurant in El Peurto de Santa Maria, ctra. Open Every Fuentebravía offers a wide range of food from Argentine steak to spicey beef Day
Molly Malone Santa Maria quesadillas, also catering for vegetarians and with a special menu for children.
There is a great atmosphere and a BBQ on the terrace during the summer! Tel: 956 480 834
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For that convivial ‘Irish Craic’ visit Molly Malone’s in El Puerto Santa Maria. It’s a Great British Irish Pub and Sports Bar, owned by Scotsman Ian and his Spanish wife Juani and managed by Steve, a Brummie - a chef by trade, so the food is supervised to a very high standard. The food is good and tasty, with a varied menu that exemplifies the local area. Their hamburgers are renowned; they have to be with the American US Naval base nearby in Rota. It’s all home made, healthy and hearty and freshly cooked, with lots of fresh vegetables. Wednesdays are great for Fish n Chips and there’s a special curry night on the last Friday of the month – not to be missed. Upstairs there’s a garden terrace complete with BBQ and an independent bar to enjoy their extensive range of drinks, German beers, wines and spirits. Cider’s on tap and of course, Murphys and Guinness, which is like drinking velvet and after a pint of their finest Newcastle Brown, you’ll wish you weren’t the duty driver and/or organised a taxi home so that you can enjoy a couple more plus their Irish coffee! As it’s a Sports Bar, they show all the English and Scottish Premiership football, Ireland and England Internationals, etc on Sky Sports Digital TV
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They also have BBC1 and show 6 Nations Rugby, Formula 1, American Football and all other sporting events. If it's on, and you want to see it, you can see it there. Opening hours: 12 noon until very late (11.30pm last food orders) 7 days a week. Advisable to book during the summer months - 956 480 834. Typical 3 course meal would cost around €20.00. It’s Non Smoking and good for all the family with special children’s menus (approx 7€). And for an evening’s giggle, Molly Malone’s Theme Nights attract crowds and there’s always a great atmosphere. Try a relaxing day out in the lovely picturesque town and surroundings of El Puerto Santa Maria topped off with a great evening at Molly’s.
To get there head towards Jerez on the A4. Come off the A4 at junction 649 and turn left at the roundabout towards Poligo Industrial. Turn right at the end of this road and continue on to the flyover and follow the dual carriageway to junction 24. Exit at J24 and trun left at the roundabout onto another dual carriageway. Turn right at the 2nd roundabout (English college on the right) and continue straight over 4 roundabouts. After the 4th, you will see Molly Malones in a row of shops and bars on the left.
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KEY:
Map of Central Chiclana
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THE PROPERTY SECTION
We work closely with Andaluz Homes Estate Agency and some of the properties listed are placed with them under their terms & conditions of sale. It costs just €40 for a single advert Chiclana de la Frontera
€195,000
Vejer de la Frontera €295,000
Beautiful villa in the sought-after Desirable villa in excellent order area of ´Santa Lucia´ Vejer. 3 bedsituated in a tranquil residential rooms, 2 bathrooms a private location on the outskirts of swimming pool & garden. Just a Chiclana de la Frontera. Amenities short walk to "La Castilleria" and including restaurants, supermar"La Tajea" restaurants in Santa kets, shops and pharmacy a short Lucia. Vejer town and El Palmar walk/drive away. Beaches and golf beaches just a 10 minute drive. courses just a 10-minute drive.
Chiclana de la Frontera €200,000 *REDUCED*
*Conil de la Frontera
€279,000
Chiclana de la Frontera
€175,000
Lovely villa with low maintenance garden, swimming pool and guest accommodation in a tranquil residential location close to the incredible La Barossa beaches. Bars/restaurants a few minutes walk away with amenities within a 5 minutes drive. Chiclana de la Frontera
€190,000
Well presented villa with mature low maintenance garden and Casa Brisa del Mar: Traditional villa Three double bedrooms. Two private swimming pool situated bath/shower rooms. Modern kitchen in excellent condition prominently within a popular residential locasituated 400m from the beach in with built-in appliances. Spacious living room with log burning stove. the sought after residential area of tion close to the town centre of Chiclana de la Frontera. Shops, "Fuente del Gallo", Conil. 2 bedMature garden containing numerrestaurants and town centre just rooms, bathroom & easily ous palm trees, subtropical plants a short drive away. La Borossa maintained garden. Early viewing and generous lawn.Private pool. beaches 10 min drive recommended. Barbecue area. Satellite television Chiclana de la Frontera Chiclana de la Frontera Vejer de la Frontera
€230,000
Lovely three bedroom apartment with private roof terrace and fabulous uninterrupted views situated close to the centre of historic Vejer. Private entrance to the property, access to the main entrance across terrace down a wide gentle staircase.
€199,995
€185,000
Three double bedrooms. Two Well presented villa with bathrooms. Spacious lounge independent guest apartment and with built-in fireplace. Modern fitprivate swimming pool situated in a ted kitchen with quality applipopular residential location on the ances. Covered terrace. outskirts of Chiclana de la Landscaped garden with numerFrontera. Town centre and ous plants and shrubs. Shaded beaches just 15 minutes away. BBQ dining area.
Property Page (Continued) If you are a private seller or a commercial agent, you can advertise your property for sale or rent here. This magazine is read by thousands of people each edition and is also available to download online. Plus if you advertise here we will design for you a free webpage and give a free months rental on our website www.baywatchonline.org. Call 856 101 803 or Email sales@baywatchonline.org for more information on any of these properties. La Barrosa, Chiclana €210,000 *REDUCED*
Lovely detached villa with private pool and low maintenance garden close to the beaches of La Barrosa. 3 double bedrooms. 2 bathrooms, 1 ensuite. Modern fitted kitchen. Open plan living room. Satellite TV, off-road parking BBQ area, Plot size 575sqm
Chiclana de la Frontera
€179, 995
Lovely villa with large garden and pool in a tranquil residential location on the outskirts of Chiclana. Bar/restaurant and small shop 2 minutes walk away, further amenities large supermarkets, shops and pharmacy a short drive. Beaches & golf 10-mins.
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Vejer de la Frontera
€292,500
Beautiful country retreat in rural location. 3 bedrooms, 2 baths, fitted ‘country’ kitchen, spacious lounge/dining room, roof terrace stable/outbuilding. 5,200sqm plot Living space approx 250 sqm
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Your 10 Step Guide to Buying a Property in Spain Buying and selling property in Spain can be complicated so here is a simple 10 step guide to help you through the process, with estate agents, Cadiz Casa.
1) Consider carefully what type of property you want to buy and make a list of the most important points. Use the internet to source information about the town or area you have in mind. Make a note of the agents in the area who appear most often during your search. Companies with a high profile in the area are generally the larger companies who have been established longer.
2) Always use a reputable estate agent. An SL company is the best as they are the equivalent of a Limited Company and will be registered at the Spanish equivalent of Companies House (Registro Mercantil) in Madrid. Ask for the company´s CIF number (registration number) and this will make it easy to locate them in the Mercantil. 3) Before you can buy a house or a car in Spain you require a NIE number. This can be obtained through your solicitor or in person at the appropriate Police Office. It can take 1-7 days, depending on how busy they are. This number is yours for life. If you decide to live in Spain it can be converted into a residential ID number.
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6) If you buy a house off plan from a developer or agent they will ask you to sign a purchase contract and pay a deposit. You must take legal advice before you sign the contract. Remember all contracts in Spain are in Spanish. Some agents offer an English translation but not all. If your solicitor is happy with the contract you will sign and pay a reservation deposit. You will then make stage payments for the property. The conditions of the stage payments are variable and dependant on whether you are buying a pre-built house or you are having the house built for you. They are negotiable and your solicitor will deal with them .
7) If you are buying a resale property it is normal to sign a compraventa (a promise to buy) and make a deposit. Again you need to speak to your solicitor before you take this step. The deposit is normally negotiable and depends on how soon you can finally sign and pay for the house. Deposits are non refundable.
8) There are a lot of papers which need to be checked prior to purchasing a house and the first step is to obtain a Nota Simple for the property. This is normally supplied by the selling agent but you can obtain them on line or direct from the appropriate Council Office for the area. This document requires a specialist to look over it in order to assess the legal situation 4) When you meet the agent make clear to them what regarding the property. In addition many other things you want to buy, i.e how many bedrooms, bathrooms, must be checked prior to purchase as debts in Spain what location, any special requirements most impor- go with the property not the owner. tantly tell them the total budget. Remember in Spain the house price has to have 7% of taxes plus other 9) Providing your solicitor is happy with all the costs added on. If you allow 10% to12% of the house paperwork the next step would be the preparation of price over and above this should cover you. Do not be a private contract (this only applies to resale properafraid to tell the agent what you think of each house as ties). This document is drawn up by the seller’s you view. If you are viewing with more than 1 agent solicitor and details the agreement for the sale of the in the same area you may be shown the same house house. twice. All agents ask their clients to sign a viewing form. This form ties you to the agent with whom you 10) The next step is an appointment at the Notary have viewed the property. If you are taken to the with all parties involved in the sale and purchasing of same house with another agent you cannot buy with the property. You will require your passport and NIE them or you will be in breach of contract with the first documents as copies will be taken by the Notary. The agent. If you are taken to the same house by a se- Notary will read over the sale of the property and cond agent tell them that you have already viewed. explains any pertinent points to the purchaser. If you do not speak Spanish to a good level a translator will 5) Once you have found the right house you need to be required to translate what is being said and vouch decide if you want to return to Spain to sign all the for the fact that you understand the proceedings and papers or if you want someone else to do that on your what you have agreed to. behalf. It may be cheaper and easier for you to make a Poder. This is a power of attorney in another per- If you have any questions or need some more sons name so they can sign all the paperwork for you. advice about property buying or selling in Spain, You may wish to appoint a relative who lives in Spain, Cadiz Casa on 956 495 177 a friend or your solicitor.
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“And now I just stand back and let the grilling process destroy any nutrition it might have had�
BEAUTY BOX
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Homemade facemasks Have yourselves a DIY Facial with these homemade facemask recipes.
Yoghurt Facemask This simple cooling mask is great for soothing a sunburnt face. It's great for all skin types. Ingredients: •1 tbsp natural full fat yogurt, room temperature •1 tsp runny honey (microwave for a few minutes to soften hardened honey) Preparation: Combine mixture, then apply to face and let sit for 15 minutes. Wash face with steaming washcloth. For dry skin, use an extra tsp of honey. Oily skin? Add a few drops of fresh lime juice.
Strawberry Facemask for oily/acne prone Skin Why buy acne products when you use straw berries? Strawberries are a natural source of salicylic acid which is found in most over-thecounter acne medicines. Ingredients: •1/4 cup strawberries (fresh, not frozen please) •1/4 cup sour cream or non-flavoured yogurt Preparation: Mash together the strawberries and yogurt or sour Oatmeal Facemask Preparation: cream. Spread on face and wash after Add the yogurt to the oatmeal in a small bowl and 10-15 minutes. mix together.
Oatmeal Facemask Warm a few drop of honey. To do this, warm a To cleanse and rejuvenate your skin, spoon under hot water for a minute, then add a try this face mask which is suitable for all skin few drops of honey to the spoon. types and is super simple to prepare. Stir the honey into the yogurt and oatmeal Ingredients: mixture. Apply the mask to the face. Leave it on for 10 •1 tbsp oatmeal, finely ground minutes, then rinse off with several splashes of •1 tbsp live, plain organic yogurt warm water. Follow with a warm washcloth. •A few drops of honey Apply moisturizer.
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New Home Needed for Good Pedigree Golden Retrievers
Two lovely dogs are in need of a new home as their owner is moving. Saffron (right) is 8 years old and Chloe is 9 (left) Both are good pedrigrees and are have been neutered and chipped. Chole and Saffron would like to be rehomed together if at all possible. They are very calm and good natured dogs and are fine with children and other animals. If you would like anymore information about Saffron and Chloe, please contact Cate on 645 531 877
Pet Page New! DOG CHAT Feature by Marylin at Wagtails; www.wag-tails.co.uk
It would appear that we British are a soft touch when it comes to taking in rescue dogs. My own dog Rico falls into this category. Like many others he was found near the bins, a tiny scrap of fur, covered in paint and cement. Home with us he came, scared and hungry,and after a difficult start, a lot of patience and hard work and love he grew into a wonderful faithful dog. Rico loves it when other dogs come to stay and share all his toys. His only fault is ‘ tennis balls’, of which he has some sort of Obsessive Compulsive Disorder! Anyone who is sitting down is fair game to play ball for an hour or six. So when you visit us make sure you have plenty of time to spare, or stay standing!!! Rico’s chum Max, another rescue dog, has a similar problem. He also has the amazing ability of getting 3 tennis balls in his mouth at one time. He is the only dog I know that can do this. Unless you know different! Walk of the Month: Chiclana Woods. I have been visiting Chiclana Woods and Park for over 5 years, both with my own and visiting dogs. There are so many different types of walk there that you never get bored and it is very safe and doggie friendly.
You can go for the flat and easy walk by sticking to the laid out Caminos. Or, for the more playful dogs, you can walk all through the trees, collect pine cones and watch the rabbits. For the more energetic you can climb up the fairly steep slope to the top and look out over the woods and across to Chiclana or Barossa. You can follow the easy path to the old quarry. Beautiful. The dogs love it too. Plenty of space to run. There are stone picnic tables, benches and water taps on route.
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Access to the Woods can be from either the old 340El Colorado road. It is clearly marked (near the Repsol garage) or from Carratera Las Lagunas. This is the road that runs up from Venta Florin toward the old 340. Halfway along this road you will see a turning to your left, Callejon de Borreguitos. The second entrance to the woods is opposite this road. Have you got a favourite Dog Walk you can share? Email me and we can include it next time.
Finally, I am hoping to start up a Dog Club/ Society/ Support Group in the Chiclana area. The main purposes for this being; 1 To help those of you who take in stray or abandoned dogs with advice (from those of us who have been there) and with practical help, if needed. 2 To help people who have lost their dogs, with emotional or practical support. 3 To share information about what is going on the Doggie World. Either through a newsletter or verbally. 4 Possible monthly walks
5 Activities to raise money for the local dog charities. If you have any thoughts on this please email me marilynatkison50@hotmail.com Next time.....Dangerous foods that your dog should avoid, Kimber the Alsation, Top Ten Doggie names. Is your doggie´s name there?
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La Página de las Mascotas
¡Novedad! Sección CHAT PERRUNO
Parece que los británicos tenemos un punto débil cuando se trata de la recogida de perros. Mi perro Rico entra dentro de esta categoría. Como muchos otros lo encontramos cerca de la basura, una pequeña mata de pelos, lleno de pintura y cemento. Nos lo trajimos a casa, asustado y hambriento, y después de un comienzo difícil, mucha paciencia, trabajo duro y amor se convirtió en un perro magnífico y leal. A Rico le encanta cuando vienen otros perros y comparte sus juguetes. Su único defecto son la "pelotas de tenis", ¡ya que tiene un poco de complejo obsesivo compulsivo! Cualquiera que esté sentado es ideal para jugar con la pelota durante una hora o seis. Así que cuando vengan de visita asegúrese de contar con mucho tiempo libre, ¡o permanecer de pie!
Max, el colega de Rico, otro perro recogido, tiene un problema parecido. También tiene la habilidad de meterse tres pelotas de tenis a la vez en la boca. Es el único perro que conozco que puede hacer esto. ¡A no ser que conozcan a otro!
Se puede acceder a los bosques desde la antigua carretera 340 de El Colorado. Está indicado con claridad (junto a la gasolinera Repsol) o viniendo desde la carretera Las Lagunas. Esta es la carretera que va desde la Venta Florín hacia la antigua 340. A mitad de camino, verán un giro a la izquierda, el callejón de Borreguitos. La segunda entrada al bosque está enfrente de esta carretera. ¿Tiene alguna ruta favorita que desee compartir? Mándemela por email y la incluiremos la próxima vez.
Para terminar, me gustaría crear un Club/ Sociedad/ Grupo de Apoyo para Perros en la zona de Chiclana. El motivo principal: 1 Ayudar a aquellos que recojan perros callejeros o abandonados con consejos (por parte de personas que hayan pasado por dicha experiencia) y con ayuda práctica, si fuera necesario. 2 Prestar apoyo emocional y práctico a personas que hayan perdido su perro. 3 Compartir información sobre el Mundo de los Perros. Ya sea de forma oral o por medio de un boletín informativo. 4 Paseos mensuales. 5 Actividades para recaudar dinero para las asociaciones benéficas locales para perros. Si tiene cualquier idea sobre este tema mándeme un email a marilynatkinson50@hotmail.com
El Paseo del Mes: Los Bosques de Chiclana. Llevo yendo a los Bosques y al Parque de Chiclana durante 5 años, con mis propios perros y con los que vienen de visita. Existen tantos caminos diferentes que nunca te En la próxima edición.....Comidas peligrosas aburres y es muy seguro para los perros. que su perro debería evitar, Kimber la Pastora Pueden dar un paseo por la parte llana y fácil Alemana, los Mejores Diez Nombres de Perro. siguiendo los caminos ya marcados. O para ¿Se encuentra el nombre de su perro en la aquellos perros a los que les gusta jugar, lista? pueden pasear por entre los árboles, recoger piñas y mirar a los conejos. Para los más enérgicos, pueden subir la pendiente hasta la cima desde donde se puede ver Chiclana o la Barrosa. Pueden seguir el camino que va a la cantera vieja. Precioso. A los perros también les encanta. Mucho espacio por donde correr. Existen mesas de piedra para picnics, bancos y grifos a lo largo del camino.
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To Advertise your business or services in the Baywatch Magazine, or on our website www.baywatchonline.org or on our NEW! Internet Radio Station, Radio Baywatch, please contact us at sales@baywatchonline.org or call us on 856 101 803 or 697 552 936
Boost Your Business with Baywatch!
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Michael Haynes Memorial Golf Day at Villa Nueva Golf Club A very popular and well loved member of the community in Chiclana de la Frontera sadly died a few months ago. To commemorate his life, a special golf tournament day was organised to raise money for a local cancer charity. Here is a message from Michael’s widow, Lynda Haynes to tell us more about the day. “I would like to thank everyone who participated in the golf tournament on Thursday 20th May 2010 to commemorate the life of my husband Michael, who died of pancreatic cancer on 28th March this year. Despite the hurricane winds on the day, 40 golfers managed to complete the course, albeit a little worse for wear. In the evening we had the prize giving and a meal. It was very emotional and wonderful for me that so many of Mick’s friends, as well as people who didn’t know him so well, all turned up and played in such bad weather. I would like to thanks Bryce and his staff at Villa Nuevo for donating a trophy and some of the prizes and also for making the event possible. I would also like to thank Bill and BevMiller and John Murphy who organised
everything and made sure the day went smoothly. Finally thanks to all you brave golfers who played and I’m sure it wont be a day you’ll forget in a hurry! It is my hope that this event can take place every year to help raise funds for the local people who are in some way affected by this terrible disease. I am pleased to announce that 440€ was raised on the day, and a further 300€ was kindly donated by Mick’s family with a grand total of 740€ raised for the AECC local Cancer Charity in Chiclana. Once again a big thank you to everyone who was involved in this great day and I hope to see you all again next year!” Lynda Haynes
If you have a story or a special achievement you would like to share with the readers of Baywatch, please email your information at sales@baywatchon-
Baywatch Guide to the Best Beaches Part 2: Conil, Chiclana and Cadiz Region
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You may have your favourite beach on the Costa de la Luz...but here are few others that might take your fancy. Written for Baywatch Magazine by Veronica Penman
CONIL DE LA FRONTERA AREA Conil de la Frontera is a wide bay of brilliant golden sand stretching for 14 km, backed by large cliffs to the north and small isolated coves. The main beach in town is Playa de Los Bateles, which is a long, sandy beach, ideal for family days out, swimming and relaxing with good facilities and bars and restaurants nearby, it can be busy in summer months. Playa La Fontanilla (pictured top) and Fuente de Gallo are a continuation of Playa de los Bateles backed by large cliffs. In summer months these are less crowded and have adequate facilities.
CHICLANA DE LA FRONTERA AREA Chiclana’s beaches are located 10-15 minutes drive form the town centre. The main beach is Playa la Barrosa (pictured below) which is a 8 km long sandy beach with very good facilities, bars and restaurants that run along the main promenade. This is a very popular spot for locals and tourists alike.
CADIZ AREA
Further up the coast heading towards Roches there is a beach called Cala del Aceite, a secluded coved beach just off the road to the harbour, with a wide sandy beach. It has very little facilities and some people may find access difficult; however it is a beautiful spot even if just viewed from the cliffs above. The Calas de Roche (pictured below) is a series of small coves backed by steep cliffs with clear turquoise waters. Access is primarily steps down the cliff side, however if it is seclusion that you are looking for, then these small coves are for you.
Further along the beach is an unspoiled stretch of sandy beach backed by sand dunes, perfect in the summer months if the main beach is too busy. West of La Barrosa, towards the Island of Sancti Petri is Playa Sancti Petri (picture below) an unspoiled beach with rock pools and sand dunes sheltering the beach. However there are limited facilities.
On the approach to Cadiz, running parallel to the main road is Playa de la Cortadura a long unspoiled sandy beach, popular with those who want to get away from the more populated beaches or to surf in Cadiz. There are no bars or restaurants close to this beach so is an ideal picnic spot. If you are looking for a more urban atmosphere, Playa La Victoria, is situated just along the coast in Cadiz new town and is a 2km long excellent sandy beach with many facilities, bars and restaurants, ideal for family days out. It is also the main spot for the famous “Barbacoa del Carranza” which takes place in August. Paya de la Caleta (pictured right) is located in a small bay between the most impressive sea fortifications in the old town of Cadiz making this place, one of the most popular beaches. It can be very busy in summer months but it has excellent facilities and great scenery, as portrayed in the Bond movie Die Another Day.
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Community News
If you have any community events you would like to advertise, or announcements you would like us to make, please call Baywatch on 856 101 803 or 697 552 936 or email amy@baywatchonline.org and we will happily broadcast them for you, free of charge.
CHICLANA WOMEN´S BREAKFAST CLUB The next meeting for breakfast at The Lemon Tree is in September. It will be on Monday 6th September at 10am with a talk from Animal Charity owner Jackie Cotton. For more information call Marie Brown on 956 534 443
KEEP FIT PLAY NETBALL! Chiclana locally organised Ladies Netball Team, currently have 17 ladies who meet on a Sunday morning at 11 until 12.30 at Millagrosa (a house near the garden centre next to Venta Florin in Chiclana). Subs 2€. Any age, any ability! Just a lot of fun and giggling. Call Lisa on 697 354 130
KEEP FIT PLAY TENNIS! Players meet at 11am – 1pm every Sunday morning at the Matchpoint Tennis Courts, Novo Sancti Petri. New players always welcome - all levels and abilities. Call Suzanne on 664 410 719 for further information
MONDAY QUIZ NIGHT in Spetember is on Monday 13th September, venue to be advised but for the latest information please email sales@baywatchonline.org or see our website at www.baywatchonline.org
LOCAL BUSINESS Graham´s Uphostry are moving back to the UK, however they inform us that they wil be back intermittantly and can provide cleaning services when they return. For more information please email Graham at pauwalk54@hotmail.com.
NEW ANIMAL CHARITY FINAL FELIZ - Car Boot Sale held every Sunday between 10:00 a.m. and 2:00 p.m. beside the Autoservicio Santa Ana and venta Casa Curro on the Carretera del Marquesado.
RADIO BAYWATCH community radio station, sponsored by Cadiz Casa, is broadcasting everyday from 9am - 8pm Sunday to Thursday and 9am -10pm Friday and Saturday. Listen in to hear great music and local information for the region as well as specialist shows form local presenters and competitions. To tune in all you have to do is visit www.baywatchonline.org and dont forget to send us your requests and feedback to radio@baywatchonline.org
CLASSIFIED AD: Single Beds for Sale in Chiclana: 2 sinlge beds (never used) plus mattresses and iron headboards for just 150€. total. Beds can be used as single or put together for a double. If you are interested please call David or Gloria on 628 147 489
NEW TO THE AREA? If you are new to the area and would like to meet new people and get involved in community events, or need local information, feel free to email us here on sales@baywatchonline.org or call 856 101 803 KIMBA CAR BOOT SALE Every Sunday or email radio@baywatchonline.org and we will 11am-3pm. New Venue - located in the heart of do our best to hep you out! El Marquesado, at the Marquesado Neighbours' Association, past Venta Casa Curro and Venta CHIFRA´s weekly Radio News in English on El Rodeo. Very affordable tapas at the 107,7 FM will be off air for the month of August. Association's bar. Nice ambiance, pony rides for They will be back on air after the summer when the children. the new radio station facilities have been re-fitted. PAGO´S PEDAL PUSHERS - NEW cycling club in Chiclana, all abilities and ages welcome, to ride from venta to venta or places of interest, distances 10K and or 20K. If you are interested, please call Barrie Cole on 634 319 365 or email barriecale6720@hotmail.com.
ChiFRA also have news on the new town planning documnet that has now been released, for more details see the ChiFRA report in this edition of Baywatch or visit their website at www.chifra.org. Chifra´s chairman Roger Holmes also reports on Radio Baywatch.
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Did You Know......
You burn more calories sleeping than you do watching television.
Donkeys kill more people annually than plane crashes or shark attacks. (So, watch your Ass )
Apples, not caffeine, are more efficient at waking you up in the morning.
The nice part about living in a small town is that when you don't know what you are doing, someone else does.
Weekly Spanish Local Markets across the Costa de la Laz
Most towns across the Costa de la Luz hold a weekly market in the morning where locals come to buy and sell. It has become an important part of the community not only in this area but all over Spain. As a result the markets are full of great atmosphere and spirt and of course a great place to find a bargain or two! From clothes and shoes, handbags and jewellery to fresh local food produce and locally made souvenirs. The markets usually start at 10am and finish around 2pm but in the high season you can often see evening markets to catch the tourists and holiday makers who come out for a stroll after their evening meal.
See the details of the weekly markets below: • Cadiz Market - Monday (10am-2pm) • Chiclana Market - Tuesday (10am-2pm) • Chutane Market - Tuesday (10am-2pm) • Conil Market - Friday (10am-2pm) • El Puerto de Santa Maria Market - Tuesday (10am-2pm) • Jerez Markets- Monday (Food 10am-2pm) -Sunday (Flea 10am-2pm) • Rota Market - Wednesday (10am-2pm) • San Fernando Market - Thursday (10am-2pm) • Seville Market - Sunday (10am-2pm)
Costa De La Luz Tourist Office If there is any other tourist information you would like to know about, or to check dates and times before you leave for an event, please contact the Costa de la Luz Tourist Office directly on telephone 0034 956 134 261.
“Whats On” in and around The Cádiz Province in August and September 2010
1st July – 26th August - Free family films in Cadiz. The department of youth in Cadiz have organised for family films to be shown at the College of San Felipe Neri on Avenue de Andalucia in Cadiz. The tickets are free but there is a limited number and you must collect a ticket an hour before the film starts. The films showing include Hannah Montana the Movie, Twilight and Ice Age 3. Details of the films and start times are on our website at www.baywatchonline.org however we are unsure as to whether these films will be shown in Spanish or English so it is wise to check before you set out.
15th July - 15th September - Tapas Route Chiclana. 22 Ventas and restaurants in and around Chiclana are taking part in this year´s Tapas Route, where you can get a selected tapa and a drink (soft drink or vino de Chiclana) for 2,20€. For more information see the article in this editon of the Baywatch Magazine.
5th – 8th August- Summer fair in Zahara de los Atunes the annual Summer Fair and Festival will take place on August 5th at 11 pm in the Palais des Batteries where there will be music, dancing and ending with a firework display
Saturday 14th August - Reggae Jam Festival in the Playa de Camposoto in San Fernando at 9pm, admission free with Jamaican style music and dancing and the winner of the national Reggae Contest 2010.
Tuesday 17th August - Flamenco on the Balcony of the Gran Teatro Falla in Cadiz with Maria del Mar Fernandez at 10pm, free. María del Mar Fernández Cadiz is a singer who has already scored a number of national awards and has been on stage with dancers accompanying major artists such as Joaquín Cortés, Antonio Canales, Carmen Cortés, and the new Spanish Ballet.
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Saturday 21st August - Flamenco Party Night in Vejer de la Frontera
Friday 27th August – Great Jazz Composers and Big Band Jazz concert in Cadiz at 10pm at the Castillo de Santa Catalina on Campo De Las Balas. You can buy tickets from the castillo box office 2 hours before the start of the show, and only purchase tickets for that day. For more information, call 956 226 333 4th – 19th September Harvest Festival Party in Jerez de la Frontera. Jerez celebrates the annual harvest and cultural and social development of the city.
Sunday 12th September – 3rd Air Festival in the Playa Victoria in Cadiz, The III Cadiz Air Festival is organised by the City of Cadiz in collaboration with the Armed Forces and the Spanish Council of Air Festivals and is part of the National Air festival circuit. In its two previous editions, the festival was an unprecedented success, bringing together 300,000 people along the beaches of the city. For more information see http://www.festivalaereodecadiz.com
Friday 24th September - Courts Bicentennial Party in San Fernando. The celebration of this "Bicentennial " has been developed during the year 2010 and has a program which will include, among other acts : 3D virtual recreations,cinema, concerts, riding themed light and sound shows , regattas, exhibitions. For more information see http://www.sanfernando2010.com/ 29th September – 3rd October - Feria de San Miguel in Arcos de la Frontera
30th September – 3rd October - Exhibition of innovation and tourism in Chiclana, a tradeshow at the Feria ground near the bull ring in the centre of Chiclana. The show aims to demonstrate and promote businesses in Chiclana, both existing and entrepreneurial ideas.
All events are correct at time of going to print, however to avoid disappointment, please check with the venue before you leave.
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Radio Baywatch Weekly Broadcasting Schedule Monday 09:00 - 12:00 Breakfast Show with Colin Wood LIVE! 12:00 - 13:00 Feel Good Music 13:00 - 14:00 Golden Oldies Hour 14:00 - 14:30 A Good Read - Audio Book 14:30 - 16:00 Chill Out by the Pool (or guest presenter) 16:00 - 18:00 Sports Round Up with Dave Davies LIVE! 18:00 - 19:30 Number Ones Of the Decade 19:30 - 20:00 A Good Read; repeated from 14:30 today 09:00 - 12:00 12:00 - 14:00 14:00 - 14:30 14:30 - 16:00 16:00 - 18:00 18:00 - 19:30 19:30 - 20:00
Tuesday Breakfast Show with Colin Wood LIVE! Ed Cherrey´s Picks LIVE! A Good Read - Audio Book Chill Out by the Pool (or guest presenter) Bob Hamilton´s Country & Western Show The UK Top 30 A Good Read; repeated from 14:30 today.
09:00 - 12:00 12:00 -14:00 14:00 - 16:00 16:00 - 18:00 18:00 - 20:00
Thursday Breakfast Show with Colin Wood LIVE! Ed Cherrey´s Picks LIVE! Gossip Girls LIVE! Bob Hamilton´s Mix Bag Kris Cody
Wednesday 09:00 - 12:00 Breakfast Show with Colin Wood LIVE! 12:00 -14:00 Elaine Grant´s Mix Bag LIVE! 14:00 - 14:30 A Good Read - Audio Book 14:30 - 16:00 Chill Out by the Pool (or guest presenter) 16:00 - 18:00 Poppy´s PlaytimeLIVE! 18:00 - 19:30 A different music genre each week (see website for updates) 19:30 - 20:00 A Good Read – repeated from 14:30 today
Friday 09:00 - 12:00 Breakfast Show with Colin Wood LIVE! 12:00 -13:00 The Comedy Hour with Lee Dean LIVE! 13:00 - 14:00 The Best of the 1990s and 2000s 14:00 - 16:00 Dave Davies Fine Tuning LIVE! 16:00 - 18:00 Pop Classics 18:00 - 20:00 Luz Latino with Brian Moran 20:00 - 22:00 Steve May´s Soul Essentials
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Saturday 09:00 - 12:00 Breakfast Show with Christopher Cooke LIVE! 12:00 -13:00 Golden Oldies Hour 13:00 -14:00 Jugger´s Jazz LIVE! 14:00 - 16:00 Gossip Girls (repeat of Thursdays show) 16:00 - 18:00 Kris Cody (Repeat of Thursdays show) 18:00 - 20:00 Dr Dance 20:00 - 21:00 Andy Clark House Music 21:00 - 22:00 Rach Against the Machine
Sunday 09:00 - 10:00 Sunday Classics Hour 10:00 - 12:00 Lee Dean´s Home and Away LIVE! 12:00 -14:00 The Good Sport Show with Brian Lambert LIVE! 14:00 - 14:30 A Good Read Audio Book 14:30 - 16:00 Motown Music 16:00 - 18:00 Steve May´s Sunday Smoothies 18:00 - 19:00 Showtime – Music from the Shows 19:00 - 19:30 Classical Half Hour 19:30 - 20:00 A Good Read repeated from 14:30 today All shows subject to change For New shows and the latest broadcast scedule, please see our website www.baywatchonline.org
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Well here it is, the latest Hot news from ChiFRA!
The publication of the long awaited new, new town planning document was announced on Monday the 12th of July, after months of planning and hard work. As with any public document, we have a limited time to add our comments and recommendations to it. ChiFRA is currently working to those ends on behalf of our membership.
The main point is the addition of several hundred (if not thousand) houses to the previous PGOU plan (hopefully none have been removed). Allowing many innocent victims, to finally have the shadow of a bulldozer lifted from their home and offered a chance to become part of the solution. As I was fortunate enough to buy my older property with legal deeds, electricity and telephone etc. I can't imagine how much some of these good people must have suffered, living in the 3rd world conditions that they were made to endure. Having their electricity cut off and treated as criminals, for trusting a lawyer or other professional person and investing their life savings in Spain.
I started to help ChiFRA when I noticed so many of my friends and neighbours were living in this difficult and unjust way. Thanks to ongoing negotiations there is talk that many homes may be able to get their electricity re- connected by the new year! I just hope that we can get as many people as possible back to a normal 20th century lifestyle, with water and electricity, as soon as possible. Laws were passed in Andalusia earlier this year, stating that the local councils and government bodies now have the necessary legal tools and the right to “Bulldoze” any new construction that has been built without the proper paperwork, within one month from detection.
This means that it should be a lot harder for potential buyers to be duped into buying a house that appears to be normal and legal, but was allowed to be finished and then occupied before criminal proceedings were initiated against the builder or the property. It also means that any house built before the law was passed will not be affected, and unless it already has a court case against it, or it is built on the beach, a riverbed, or on top of a monument, it should be left alone. I know that we won't be able to save every home, but if we even manage to save just one, I would like to feel that our efforts were not all in vane. Please remember that local elections start early next year, so don't be tricked into thinking that Chiclana is “falling apart”, or ChiFRA is “not pulling it's weight”.
This is the expected norm, as so many so called “concerned citizens” try to stir up the S**T to win cheap political points. Creating pressure groups and then handing over the votes of people that they have frightened into a panic, to their masters. Believe me “they don't care about what is best for you”, they only want what is in their own interest. The next time one of these “concerned” people have a dig, ask them to put it in writing; I am sure that they would be reluctant to put their name to it! On a lighter note, our weekly ChiFRA Radio News on 107,7 FM will be off air for the month of August. We will be back on air after the summer when the new radio station facilities have been re-fitted. Have a great summer! Roger Alan Holmes President ChiFRA www.chifra.org
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Baywatch Puzzle Solutions See how many you got right.....
Films themed crossword
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Baywatch Summertime Food and Drink Ideas
As it is summertime and holiday season here on the Costa de la Luz, we thought we´d give you a lovely outdoor BBQ recipie to try along with some cool summer cocktails to enjoy on those long summer evenings (or anytime of course!). BBQ Tandoori Chicken
Serves 6
Ingredients: 6 large chicken legs 4 tablespoons of lime or lemon juice 1 teaspoon of salt Marinade: 9 fl oz (265ml) of yoghurt, 3 tablespoons of mustard oil, 9 cloves of garlic (crushed), 1.5 teaspoons of salt, 2.5 teaspoons of paprika, 2.5 teaspoons of ground coriander, 2.5 teaspoons of ground cumin, 1.5 teaspoons of ground ginger, 0.5 teaspoons of food coloring powder i.e Colorante Alimentario (used in paella).
Method:
1. Skin the chicken and slash the flesh with short gashes
Place in a shallow dish and rub the lemon or lime juice, and salt, into the flesh. Leave for about half an hour. 2. Mix all of the other ingredients together and rub thoroughly into the chicken. Cover and leave to stand overnight in refrigerator.
3. Place the marinated chicken over medium hot coals and grill for about 25 to 30 minutes until cooked. Turning occasionally and basting with any remaining marinade.
4. Serve on a bed of lettuce and onion rings with a wedge of lemon. Accompanied with naan bread and tandoori chutney.
Refreshing Summer Drinks, courtesy of Poppy, from Radio Baywatch
Cloudy Lemonade for a Sunny Day 1 litre of chilled fizzy water 2 whole, un-waxed lemons cut into eighths 4 x 15ml tablespoons of caster sugar or to taste Ice cubes Method: Put the water, lemons and sugar into a blender in two batches and blitz until the lemon is puréed. Strain the lemonade into a jug, pressing down into a sieve, and then pour into tumblers, with ice. If the mood takes you, consider adding a handful of raspberries into the blender to make pink lemonade. Serves 4-6 Henry Sunshine 1 shot of vodka 1 shot of Elderflower liqueur 1 shot of Cointreau triple sec 2 shots of orange juice Lemonade Orange zest twist for garnishing
Method: Shake the vodka, Elderflower, Cointreau and orange juice with ice and strain into an ice filled tall glass. Top with lemonade, stir, add garnish and serve with straws For more delicious cocktail recipies, tune in to Poppy´s Playtime on Radio Baywatch, every Wednesday from 4pm - 6pm via www.baywatchonline.org
Schools Out for the Summer.... If you have had exams this summer you will be pleased they are all over now...but lets hope you did better than some of these examples of UK exam answers:
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