Arcadia REALTOR Magazine - November/December 2015

REALTOR®

OFFICIAL PUBLICATION OF THE ARCADIA ASSOCIATION OF REALTORS®

PROUDLY SERVING THE REALTORS® OF ARCADIA, BRADBURY, DUARTE, MONROVIA & SIERRA MADRE

EVENTS 4 CHARITY

SMOKIN’ JACK III

CHARITY CIGAR & WHISKEY TASTING NIGHT See page 10 Event Raises Over $4,000!

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ARCADIA REALTOR® · JANUARY/FEBRUARY 2015 NOVEMBER/DECEMBER 2015 · ARCADIA REALTOR®

FROM THE CEO’S DESK

REALTOR® 2015 ASSOCIATION OFFICERS Joseph Pacilio 2015 PRESIDENT Roy Blume PRESIDENT-ELECT Kelvin Chang VICE-PRESIDENT Sylvia Ramos SECRETARY/TREASURER BOARD OF DIRECTORS Ryan Asao Andy Bencosme Julie Bencosme Margaret Garemore Fred Madjar Mark Ramos David Scarminach Irene Truong Mike Vachani

C.A.R. DIRECTORS Ryan Asao Andy Bencosme Roy Blume Margaret Garemore Joseph Pacilio Sylvia Ramos Randall Traw Mike Vachani Kelvin Wong

ASSOCIATION STAFF

Robin Allen Ext. 307 Director of Finance / Office Manager Robin@TheAAR.com Michael Beltran Ext. 302 IT Director / Webmaster Michael@TheAAR.com Brenda Faltes Ext. 304 Director of Membership & Professional Standards Brenda@TheAAR.com Jamie Hu Ext. 309 Director of MLS Data Violations Jamie.Hu@TheAAR.com Stephanie Maertens Ext. 303 Director of Education & Commercial Real Estate Stephanie@TheAAR.com Jane Shriver Ext. 301 Director of Association Services Jane@TheAAR.com Laura Thai Ext. 304 Director of Broker Compliance & Member Outreach Laura@TheAAR.com Andrew Cooper Ext. 308 Chief Executive Officer Andrew@TheAAR.com

ARCADIA ASSOCIATION OF REALTORS® 601 South First Avenue Arcadia, California 91006 626.446.2115 626.446.4072 FAX www.TheAAR.com 2

Our Gift To You I love this time of year. Well, NOW I do.

There was a time not so long ago when I really didn’t care for the holiday season. I found it exponentially commercialized, insincere and excessively busy.

I will submit that it may still be that way but I don’t notice it anymore. Instead, I’m now experiencing the holidays through the collective eyes and ears of our 5 year old son and my wonderful wife who adores Christmastime and I’m really enjoying it. Who? Cooper? Decorating the Christmas tree? You bet! Driving around looking at Christmas light displays? Absolutely!

I’ve rediscovered that when we put aside the tangible elements of the holidays, some of the best moments of this time of year is gathering together with loved ones to give thanks, to reconnect and to celebrate each other and the true spirit of the holidays.

Among the staff and volunteer leadership at the AAR we’ve always strived to treat each other like family and to treat our valued REALTOR® and Affiliate members like guests in our home. I think it shows. We’ve always hung our hat on offering the very best customer service in the industry, and, in my humble opinion, nobody does it better. Additionally, we continue to invest considerable time and energy into taking our customer service to the next level, to truly embody the idea of being hospitable as a REALTOR® Association.

Hospitality is the act of establishing a friendly relationship between host and guests. But for us, it means much more than that: Words like accommodating, welcoming and attentive comes to mind, just to name a few. Providing top-notch customer services certainly means having convenient, user-friendly processes in place and being prepared to meet our members’ needs. So the questions we continually ask ourselves are, “How can we take that a step further and establish meaningful connections with our members?” and “How can we get to know them and what’s important to them in order to understand how to make their membership experience more valuable?”

Our membership has grown 34% since 2011 so we take this as a good indication we’re moving in the right direction and doing things right. Of course there is always room for improvement and we will continue to make sure we don’t lose sight of our members’ needs.

On that note, I would like to offer you my sincere appreciation for allowing the AAR the opportunity to share our hospitable customer service with you. It means everything to us, and it’s one of our greatest blessings. Wishing you and those who are close to you very special memories this holiday season.

ARCADIA REALTOR® · NOVEMBER/DECEMBER 2015

Andrew Cooper Chief Executive Officer

NOVEMBER/DECEMBER 2015 | VOLUME 19 | NUMBER 6

Contents 10

12

On the Cover

Regular Features 2

13

10 Smokin’ Jack III Cigar & Whiskey Tasting Charity Event A look at the recent AAR Events 4 Charity fundraising event at Matt Denny’s in Arcadia.

Additional Content

From the CEO’s Desk

Andrew Cooper, Chief Executive Officer

Market Matters

12 President’s Farewell and Year in Review A look at all that has occured in the AAR this year and a farewell from 2015 AAR President, Joe Pacilio.

5

Attorney Comments

13 2016 AAR Officers and Directors See the Incoming Officers & Directors for 2016.

6

Through the Lens

9

Affiliate Corner

4

Market Statistics for the San Gabriel Valley

Dave Freeman, AAR Legal Counsel

A Look at What’s Happening Around the AAR

14 2016 Annual Installation: “Come Fly With Us” The AAR invites you to the Annual Installation of Officers and Directors. This year we will be installing Roy Blume as AAR 2016 President and saying thank you to 2015 President, Joe Pacilio. This will be a fantastic night you will not want to miss!

“Earthquakes: Are you Prepared?”

Pablo Pomes, Mercury Insurance NOVEMBER/DECEMBER 2015 · ARCADIA REALTOR®

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Market Matters Market Statistics for the San Gabriel Valley - September 2015 Single Family Homes

City

Arcadia Arcadia Duarte El Monte El Monte Glendora Glendora Monrovia San Gabriel San Gabriel San Marino Sierra Madre Temple City

Zip Code

91006 91007 91010 91731 91732 91740 91741 91016 91775 91776 91108 91024 91780

Condominiums

Sales of Price Price % Sales Single Family Median SFR Chg from Count Homes ($1,000) Sept. 2014 Condos

24 20 14 1 10 21 24 23 23 9 5 9 22

$808 $1,515 $526 $449 $392 $470 $674 $682 $770 $577 $2,118 $950 $715

-25.6% -8.2% 29.2% 13.7% -4.5% 7.8% 20.4% 6.9% 8.3% 6.2% -9.5% 27.8% 4.9%

SFR Only

Price Median Price & Median Condo Chg from Home Price/ ($1,000) Sept. 2014 Sq. Ft.

2 8 7 2 6 2 3 7 3 2 n/a 2 5

$763 $539 $356 $314 $379 $351 $352 $429 $319 $533 n/a $391 $555

28.7% -5.5% 10.4% -39.7% -15.9% -6.5% -21.4% 4.3% -17.8% 35.8% n/a -37.3% -9.8%

$469 $632 $438 $438 $410 $339 $356 $430 $495 $376 $785 $518 $457

Market Statistics for the San Gabriel Valley - October 2015 Single Family Homes

City

Arcadia Arcadia Duarte El Monte El Monte Glendora Glendora Monrovia San Gabriel San Gabriel San Marino Sierra Madre Temple City 4

Zip Code

91006 91007 91010 91731 91732 91740 91741 91016 91775 91776 91108 91024 91780

Condominiums

Sales of Price Price % Single Family Median SFR Chg from Homes ($1,000) Oct. 2014

26 28 19 3 15 9 31 25 20 16 11 5 19

$1,059 $1,730 $424 $490 $408 $445 $640 $740 $729 $572 $2,300 $971 $680

ARCADIA REALTOR庐 路 NOVEMBER/DECEMBER 2015

-23.0% 22.3% 22.9% 15.2% -4.1% 2.5% 28.0% 23.0% 3.1% -16.4% 41.5% 17.7% -1.7%

Sales Count Condos

8 14 10 n/a 12 1 5 8 3 2 n/a 2 2

Price Median Condo ($1,000)

$728 $559 $360 n/a $359 $460 $583 $385 $490 $530 n/a $698 $595

SFR Only

Price & Median Chg from Home Price/ Oct. 2014 Sq. Ft.

7.1% 7.5% 21.0% n/a -4.8% 21.1% 16.5% 2.0% 62.7% 61.1% n/a 12.5% -7.0%

$551 $583 $352 $308 $333 $393 $382 $453 $467 $372 $874 $567 $493

Source: CoreLogic.com

Attorney Comments

By Dave Freeman, Association Counsel

Digital Signatures

This method saves a great deal of time and paper. However, there are dangers lurking. All parties to the transaction must agree to this method, and, with the “Go button,” method, the client is unlikely to read the documents before signing, or ever. This method causes the document to jump down to the next signature line each time a signature is entered and they press “next.” The client may not realize that they can scroll up from the signature line.

Since one of the biggest liability factors is that the client didn’t know what was in the document, or the agent didn’t explain a particular provision to them, the best procedure is still to go over each document with the client, in person, and answer their questions. If you do use the digital signature method, be sure the client understands to hit the “cc” button at the end, and send a copy to themselves, before hitting the send button. Do educate yourself regarding the documents that still require “wet” signatures.

Arbitration

Many, if not most, of CAR forms have an option for arbitration. If both parties sign this provision, they are required to arbitrate instead of going to trial (with certain exceptions, eg., small claims and probate). For years, arbitration has been encouraged by many offices, because it reduces attorney fees and time waiting for trial, and in some cases, the amount of the ruling (no jury).

However, there are certain serious elements to consider on the downside:

A) You cannot appeal an unusually, and improperly large or wrong ruling.

B) You cannot appeal from an incorrect ruling by a prejudiced arbitrator.

C) You cannot appeal, in most cases, the fact that the arbitrator did not apply the law.

D) If the client loses at arbitration, they may claim that you told them to sign the arbitration agreement.

Follow the direction of your office manager, as they have weighed the alternatives. But discuss with them the above, and be sure it is an enlightened decision, rather than automatic.

Revocable Transfer On Death Deed (RTDD)

This is a new simpler, method of transferring a single family residence or condominium upon death without going through probate. It is mostly beneficial in cases where this property is the only real asset, which will go directly to the heir upon death of the grantor.

It is similar to Joint Tenancy in that respect. But Joint Tenancy cannot be revoked as to the granted portion, if later, and before death of the grantor, the beneficiary becomes incompetent, or if the grantor changes his/her mind:

A) The grantor can revoke the RTDD at any time before death, using the statutory revocation form.

B) The grantor can give the property to a different person, thereby revoking the RTDD.

C) The grantor can sell the property to someone else, thereby revoking the RTDD.

D) The grantor can transfer the property to a Trust, thereby revoking the RTDD.

E) The grantor CANNOT name someone else in a will to revoke the RTDD. The RTDD must specifically name the Beneficiary(ies), and must give all of the Property ownership upon death of the grantor. The RTDD has an explanation of the above points on the deed. Do not practice law, but in the appropriate situation, do point out the existence of the RTDD to your clients.

NOVEMBER/DECEMBER 2015 · ARCADIA REALTOR®

5

through the lens

A Look at What’s Happening Around the AAR 2015 AAR Legislative Reception

at NAR San Diego, AAR Presidential Liaisons r Kelvin Wong & Fred Madja Randall Traw, Nick Zigic,

, Adelina Oyama, Andy Nick Zigic, Margaret Finlay & Joe Pacilio Bencosme, Liz Reilly

2015 Taste of Arcadia

Viola Van, Congress ional Staffer for Ju ly Chu & AAR Member M ike Vachani

Elia Fuentes, Celeste Licea, David Fu, drew Cooper An O, CE Viola Van & AAR

AAR Members, sas-Petty & Daniel Petty Ro e Yvonn

er, Liz Reilly, Chip Ahlswede, Duarte Councilmemb Joe Pacilio Mike Vachani & 2015 AAR President

Irene Truong, Roy Blume , Kal Antoun & AAR 2015 President Joe Pacilio

Housing Opp. Chair man, Cherly Johnson

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dy Bencosme, Anthony Margaret Garemore, An Julie Bencosme Portantino, Nick Zigic &

ARCADIA REALTOR® · NOVEMBER/DECEMBER 2015

2015 LACBOR Legis

lative Day

Nick Zigic, Chip Ah lswede, Jim Maceo , Cecil Griffin & AAR CEO, Andrew Coop er

- 2016 -

IMPORTANT DATES OF THE

Annual Membership Dues are Due - (For 2016 - 12/31) & (For 2017 - 12/30) Quarterly MLS Fees are Due - 12/31, 3/31, 6/30 & 9/30 Installation Event of Officers & Directors - 1/15 E4C Charity Bingo - 3/18 zipForm Training in English - (Monthly) zipForm Training in Mandarin - (Monthly) CRMLS Training - (Monthly) Property Taxes are Due - 2/1 & 11/1

Quarterly MLS Fees are due on the Following Dates: 12/31, 3/31, 6/30, 9/30 & 12/30 NOTE: They are due and payable no later than these dates, if paid after, a $20 re-connect fee will be implemented.

(All other Classes & Events are TBA)

Handy Phone Numbers CalBRE - 877.373.4542 CAR - 213.739.8200 CAR Legal - 213.739.8282 CRMLS - 800.925.1525 7

NAR - 800.874.6500 realtor.com - 800.878.4166 Supra - 877.699.6787 zipForm - 213.739.8272

ARCADIA REALTOR® · JANUARY/FEBRUARY 2015

Arcadia Association of REALTORS® 601 South First Avenue, Arcadia, CA 91006 PHONE 626.446.2115 | FAX 626.446.4072 HOURS: M-F 8:30-5 www.TheAAR.com

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ARCADIA REALTOR庐 路 JANUARY/FEBRUARY 2015

AFFILIATE Corner “Earthquakes: Are you Prepared?”

I want to compare Earthquake insurance to Life insurance. People might say they have nothing in common. Ahh, but I beg to differ.

It is true that these two types of policies cover completely different risks however; they are similar in their purchasing pattern because they are based on emotion and fear. Let me explain, Earthquake insurance is bought right after the release of a popular movie like “San Andreas” with actor Dwayne (the Rock) Johnson or a real life Shake. A movie or a true tremor might just remind you that we live in an Earthquake zone and need to prepare. In California everyday is Earthquake season.

Lately, I see and hear a lot more about preparing for the coming of “El Nino” than for the next “Big Earthquake”. I am all for preparing for El Nino, but how about the Earthquake that is bound to happen? Are you prepared with plenty of water and food for at least 3 days and do you have the proper insurance coverage? Usually policies exclude Earthquake related damages.

On another note, Life insurance is also usually never thought of unless a sudden death in the family or a close encounter in a vehicle accident or some other dramatic event occurs. That is the time when people see the need and the urgency to prepare. I always say that after the death of a loved one, which may be the head of the household, is when

By Pablo Pomes, Mercury Insurance all bill collectors come knocking at your door. Those situations cause not only an emotional loss but also can cause a financial burden as well. This is when people start thinking that death and taxes are inevitable. Also, people may start having questions and actually call for a financial consultation. If things were organized and prepared for the future, then the only one that would come with money for the family is the life insurance agent.

Preparation is everything! All we have to do is be sure we are ready for these kind of situations. Whether you choose the 10% or 15% deductibles for Earthquake or the short term life policies. It is best to have something in place instead of having nothing at all. I personally believe in permanent life policies but it depends on each individual need and budget. Either way, will your survivors afford to continue their lifestyle and in their own home?

In conclusion, get yourself and your family protected.

Get advice from your insurance professional and don’t wait until tomorrow. Remember, Life and Earthquake insurance is like a parachute, your better get them before you need them and before it is too late!

I am ready and able to assist you in all your insurance needs. Give me a call.

Pablo Pomes, Mercury Insurance. For more information, contact Pablo at: 626969-9777 or pablofpomes@ yahoo.com

NOVEMBER/DECEMBER 2015 · ARCADIA REALTOR®

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Smokin’ Jack III

Charity Cigar & Whiskey Tasting Night The AAR Events 4 Charity Auxiliary held its third charity cigar and whiskey tasting charity event at Matt Denny’s Ale House Restaurant in Arcadia. The cozy outdoor setting was a perfect environment for the fun had by all who attended.

Attendees enjoyed unique whiskey tastings, tasty appetizers, a raffle for some fantastic prizes, a silent and live auction plus discounts on wonderfully crafted Robusto Cigars. This event was widely attended and was successful in raising funds of over $4,000 to donate to local charities at the end of the year!

We would like to offer a special thank you to, Kal Antoun, Diane Balsamo, Julie Bencosme, Jessica Soo and Terri Fabbri who worked ardently to ensure this event was a success. We also would like to thank those who attended to help raise funds for charity!

We are extremely grateful for our “Single-Barrel Sponsors” Yunita Wu, Home Warranty of America and Ryan Hoffman, Wholesale Capital Corporation for their generous contributions to make the event a success.

AAR Affiliate, Jessica Soo

AAR Member, Andrew Chan

Tom Adams, AAR Member & Mayor of Monrovia & AAR Staff Member, Jane Shriver

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ARCADIA REALTOR® · NOVEMBER/DECEMBER 2015

Robusto Cigars

Mayor of Monrovia Tom Adams, Lysette Freeman & Roger Felix

Jorge Abich, Michael Beltran & Anthony Carusa

Smokin’ Jack Sponsor & AAR Affiliate, Ryan Hoffman AAR Member, Irv Tons

Diane Balsamo, Jane Shriver & Terry Fabbri

Tom Adams, Mayor of Monrovia & AAR 2015 President, Joe Pacilio Julie & Andy Bencosme, Joe Pacilio, Kal Antoun & Jessica Soo

Casey Chambers

NOVEMBER/DECEMBER 2015 · ARCADIA REALTOR®

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President’s Farewell Message & Year In Review

By Joe Pacilio, 2015 Arcadia Association of REALTORS® President What an honor and privilege it has been to serve as your 2015 AAR President. I would like to wish all of you a safe and happy holiday season.

During this past year our Arcadia Association has grown in many ways.

We have reached all time highs, both in the number of REALTOR® and Affiliate members. All of our Committees did an excellent job thanks to the outstanding Chairs and Vice-Chairs and most especially the committee members themselves for their dedication and numerous volunteer hours spent all in an effort to keep the AAR as the Greatest REALTOR® Association in the Country! Between our Education, Global, and Commercial Committees we have completed over 86 classes with many of them offering designations and Certifications for the attendees.

Not only have our committees educated our members but they have again brought us to National Award Levels.

Our Commercial Committee Chaired by Irene Truong

Maureen McCune Loan Consultant, NMLS# 284640 Tel: 626.991.4656 Maureen.McCune@kinecta.org www.kinecta.org/mmccune

Receiving the 2015 Accredited Commercial Excellence Award given by the NAR and our Global Committee Chaired by Fred Madjar received the 2015 Global Council Achievement Programs Platinum Level Award. This is the highest award given and only a few are awarded Nationally each year. Additionally, this is the 2nd year in a row that we have received this Prestigious Award from the National Association of REALTORS®.

Arcadia Association of REALTORS® Political Advocacy has also reached new levels by bringing 22 REALTOR® members to C.A.R. Legislative Day in Sacramento. This process is a “Win-Win” for our Association. Meeting with our state representatives and lobbying to protect our clients property rights, allows our REALTOR® members to experience firsthand how we make a difference in our Government’s decisions.

Reaching out to our community the Housing Opportunity & Community Outreach Committee sponsored and attended many community events in our surrounding areas. They promoted the AAR and all our members by educating the public why it’s critical to use a REALTOR®. The committee joined hands with the City of Duarte to again hold a community Homebuyers Event this past October to help educate first time buyers, and current homeowners to the risks and benefits of homeownership and the buying process.

The Event included breakout sessions with Carol Quan from the L.A. County Tax Assessors Office who explained the different propositions and tax incentives to homeownership.

Estate Planning Attorney Romy Rahmanian also spoke on how to properly prepare for Estate Planning and Jenifer Ling talked about Down Payment Assistance and other first time home buyer programs. The AAR’s Housing Opportunity and Community Outreach Committee was also recognized by the Duarte and Monrovia Chambers for their participation in the local community events. Other events that AAR and it’s Committee’s also participated in this year included: • Our Annual Lunar New Year Celebration in February • The Sierra Madre Wistaria Festival in March • The Monrovia Easter Egg Hunt in April • Our Young Professionals Network (YPN) hosted the annual AAR Charity Poker Tournament in April • Taste of Duarte community event in May • AAR Hosted the annual Spring into Bingo in May • Sponsored the Sierra Madre Mt. Wilson Trail Race in May

270,000 12

ARCADIA REALTOR® · SEPTEM-

(Continued on page 13)

President’s Farewell Message & Year In Review • Supported the local Arcadia Girl Scout Troop’s Special Olympics Project in June • The YPN Bowling Tournament, Arcadia Association of REALTORS® vs. West San Gabriel Valley Association of REALTORS® in July, that of course we won the Trophy!

• Sponsored and participated in American Cancer Society’s Relay For Life in August • The Scott Burtz Memorial Charity Golf Classic Tournament in September • Taste of Arcadia Community event in September • Legislative Reception in October • Monrovia’s Trick-or-Treat & Halloween Bash in October • Smokin’ Jack III in November This year I could not be more proud to serve as President of an Association whose members understand the importance of giving back to our local community. Many of us did just that by supporting the AAR’s Events for Charity (E4C)

(Continued from page 12)

501(c)(3) Non-Profit status for them. This will allow for the auxiliary to greatly increase their income in the coming years to further serve our community in a larger way.

I would love to take credit for all of the awesome accomplishments and success the Association has achieved this year, but that is not the case. The credit goes to all of the wonderful Committee Volunteers, our incredible staff including Robin, Brenda, Laura, Jane, Michael, Jamie and Stephanie and of course our Association Executive Andrew Cooper. These are the people that make this association the Greatest REALTOR® Association in the Country!

In closing, I want to thank each and every one of you that supported, guided, encouraged, and allowed me to serve as your 2015 President of The Arcadia Association of REALTORS®.

Joe Pacilio

2015 President of The Arcadia Association of REALTORS®

Auxiliary. The E4C group held several wonderful events and raised over $26,000.00 for 14 local charities in our community.

As this auxiliary is near and dear to me, I worked to establish

2016 AAR OFFICERS & DIRECTORS

OFFICERS President: Roy Blume

Century 21 Village Realty

President-Elect: Sylvia Ramos

PrimeLending offers a wide variety of loan products With the strength of PrimeLending, I provide quality service and unsurpassed

Century 21 Village Realty

support throughout the entire mortgage process.

Treasurer: Kelvin Chang

Coldwell Banker Dynasty

Immediate Past President:

Joe Pacilio

Century 21 Masters

DIRECTORS Ryan Asao, Podley Properties Julie Bencosme, Dilbeck Real Estate Cecil Griffin, Independent Brokers Fred Madjar, Townsquare Realty Yvonne Rosas-Petty, Century 21 Masters Irene Truong, Century 21 Village Realty Mike Vachani, Provenio Real Estate Group 13

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ARCADIA REALTOR® · JANUARY/FEBRUARY 2015

20

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CALL TODAY FOR MORE INFORMATION. Diane Balsamo Senior Loan Orginator Direct: 626-755-5764 dbalsamo@primelending.com NMLS: 482962 128 E. Palm Ave. #100A Monrovia, CA 91016 All loans subject to credit approval. Rates and fees subject to change. Mortgage financing provided by PrimeLending, a PlainsCapital Company.

Equal Housing Lender. © 2015 PrimeLending, a PlainsCapital Company.

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Arcadia Association of REALTORS® 601 South First Avenue Arcadia, California 91006 The Arcadia Association of REALTORS® Cordially Invites you to Attend the

2016

n o i t a l l AAR Insta

January

15-2016

DoubleTree Hotel

924 W. Huntington Dr.

Monrovia, CA 91016

Roy Blume, 2016 President & 2016 Board of Directors 6:00pm - 7:00pm - Cocktails & Reception 7:00pm - 8:00pm - Dinner 8:00pm - 9:00pm - Ceremony & Awards

• Estate Planning • Trust Administration • Probate • Business Law • Commercial Transactions • Corporation, LLC & Partnership Formations • Business Contracts

Call today for a free consultation

Romy S. Rahmanian, Attorney

(626) 869-8787 33 East Huntington Drive • Arcadia, CA 91006 romy@rahmanianlaw.com • www.RahmanianLaw.com

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